Arcadia REALTOR Magazine - January/February 2016

REALTOR®

OFFICIAL PUBLICATION OF THE ARCADIA ASSOCIATION OF REALTORS®

PROUDLY SERVING THE REALTORS® OF ARCADIA, BRADBURY, DUARTE, MONROVIA & SIERRA MADRE

2016 Annual Installation of Officers & Directors

See page 12

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ARCADIA REALTOR® · JANUARY/FEBRUARY 2015 JANUARY/FEBRUARY 2016 · ARCADIA REALTOR®

Cooper’s Comments

REALTOR® 2016 ASSOCIATION OFFICERS Roy Blume 2016 PRESIDENT Sylvia Ramos PRESIDENT-ELECT Kelvin Chang TREASURER Joseph Pacilio IMMEDIATE PAST PRESIDENT BOARD OF DIRECTORS Ryan Asao Julie Bencosme Cecil Griffin Fred Madjar Yvonne Rosas-Petty Irene Truong Mike Vachani

C.A.R. DIRECTORS Ryan Asao Andy Bencosme Julie Bencosme Roy Blume Margaret Garemore Joseph Pacilio Sylvia Ramos Randall Traw Mike Vachani Kelvin Wong

ASSOCIATION STAFF

Robin Allen Ext. 307 Director of Finance / Office Manager Robin@TheAAR.com Michael Beltran Ext. 302 IT Director / Webmaster Michael@TheAAR.com Brenda Faltes Ext. 304 Director of Membership & Professional Standards Brenda@TheAAR.com Jamie Hu Ext. 309 Director of MLS Data Integrity & Affiliate Liaison Jamie.Hu@TheAAR.com Stephanie Maertens Ext. 303 Director of Education & Commercial Real Estate Stephanie@TheAAR.com Jane Shriver Ext. 301 Director of Association Services Jane@TheAAR.com Laura Thai Ext. 304 Director of Broker Compliance & Member Outreach Laura@TheAAR.com

When it’s OK to Slam the Door The month of January is conventionally thought to be named after Janus, the Roman mythological god of beginnings and transitions.

Further, the word Janua is a Latin derivative for “door”. While these facts by themselves are probably useless unless you’re playing Trivial Pursuit, they are relevant for the purposes of this edition’s article since January is the door to the New Year.

Some of us have already ran through the 2016 door recharged, renewed and ready to go. While others have profoundly slammed the door shut on what might have been a not-so-great 2015.

If you’ve slammed that door in anger or frustration, that’s a great thing! It’s a sign that you’re fed up and sick and tired of being sick and tired and you might be ready to make changes for a better year.

Change is necessary and change is good - there are term limits with our politicians for a reason. If we aren’t constantly changing to improve our business, our personal lives and our communities then we will forever be condemning ourselves to eternal life in the present. Essentially, if we aren’t moving forward, we’re moving backwards.

Individuals and organizations that enjoy consistent success make the process of positive changes an abiding and critical element in their business models and business plans. They believe this to the point that they actually expect for change to happen and invariably it does.

Behavioral studies have now established that when we expect and make plans for something positive (or negative, for that matter) to happen, that positive or negative result is what’s likely to happen.

It’s called the Pygmalion Effect and it can be very powerful - either way, the choice is ours.

So go ahead, triumphantly slam that door on 2015! Exciting changes await you on the other side if you plan for and expect them to happen.

On behalf of the staff and Board of Directors, we wish you a happy, healthy and successful 2016.

Andrew Cooper Ext. 308 Chief Executive Officer Andrew@TheAAR.com

ARCADIA ASSOCIATION OF REALTORS® 601 South First Avenue Arcadia, California 91006 626.446.2115 626.446.4072 FAX www.TheAAR.com 2

ARCADIA REALTOR® · JANUARY/FEBRUARY 2016

Andrew Cooper Chief Executive Officer

JANUARY/FEBRUARY 2016 | VOLUME 20 | NUMBER 1

Contents 12

7

On the Cover

Regular Features 2

Cooper’s Comments

4

Market Matters

5

Attorney Comments

6

Through the Lens

9

Affiliate Corner

11

12 2016 Annual Installation: “Come Fly With Us” A recap of the 92nd Annual Inaugural Celebration held on Friday, January 15th at the DoubleTree Hotel in Monrovia.

Additional Content

Andrew Cooper, Chief Executive Officer

7

Market Statistics for the San Gabriel Valley

3 Homebuying Trends That Will Stick Around in 2016 Buyers are more agile and better equipped with information than ever before.

10 AAR New REALTOR® Members The AAR welcomes its newest REALTOR® Members of 2016.

Dave Freeman, AAR Legal Counsel

11 E4C Auxiliary Donates $25,000 to Local Charities!

View our 2015 Recipients of the E4C Charitable Fundraising.

A Look at What’s Happening Around the AAR

“Perils Your Home Insurance Policy Doesn’t Cover” Mark Wu, AMS Insurance JANUARY/FEBRUARY 2016 · ARCADIA REALTOR®

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Market Matters Market Statistics for the San Gabriel Valley - November 2015 Single Family Homes

City

Arcadia Arcadia Duarte El Monte El Monte Glendora Glendora Monrovia San Gabriel San Gabriel San Marino Sierra Madre Temple City

Zip Code

91006 91007 91010 91731 91732 91740 91741 91016 91775 91776 91108 91024 91780

Condominiums

Sales of Price Price % Sales Single Family Median SFR Chg from Count Homes ($1,000) Nov. 2014 Condos

19 15 7 7 5 12 16 10 12 7 11 10 10

$1,124 $1,820 $438 $445 $548 $473 $643 $650 $737 $550 $2,650 $804 $669

-7.1% 27.8% 10.7% -6.3% 56.3% 8.6% 6.3% 15.6% 0.3% -2.7% 43.2% 3.7% -4.6%

SFR Only

Price Median Price & Median Condo Chg from Home Price/ ($1,000) Nov. 2014 Sq. Ft.

3 13 7 2 7 n/a 1 12 2 3 n/a 3 4

$665 $543 $327 $295 $360 n/a $345 $403 $373 $380 n/a $500 $449

-11.2% 2.5% 10.1% -24.8% -18.3% n/a -14.3% -10.3% n/a -11.8% n/a -1.0% n/a

$509 $758 $334 $370 $274 $326 $384 $396 $458 $406 $844 $504 $512

Market Statistics for the San Gabriel Valley - December 2015 Single Family Homes

City

Arcadia Arcadia Duarte El Monte El Monte Glendora Glendora Monrovia San Gabriel San Gabriel San Marino Sierra Madre Temple City 4

Zip Code

91006 91007 91010 91731 91732 91740 91741 91016 91775 91776 91108 91024 91780

Condominiums

Sales of Price Price % Sales Single Family Median SFR Chg from Count Homes ($1,000) Dec. 2014 Condos

26 22 14 8 13 19 23 25 14 9 12 17 20

$1,213 $1,250 $412 $435 $429 $445 $585 $616 $944 $543 $2,070 $920 $661

ARCADIA REALTOR庐 路 JANUARY/FEBRUARY 2016

12.9% -0.8% -8.4% 33.2% 4.0% -2.2% 0.5% -2.9% 15.4% -11.4% 1.0% -19.2% 5.6%

4 12 4 n/a 13 3 1 15 1 5 n/a 3 6

SFR Only

Price Median Price & Median Condo Chg from Home Price/ ($1,000) Dec. 2014 Sq. Ft.

$809 $560 $410 n/a $375 $420 $450 $575 $737 $550 n/a $538 $587

-2.0% 8.1% 22.4% n/a 4.2% 33.3% -6.1% 15.0% 76.3% -7.3% n/a -1.3% -1.4%

$587 $548 $378 $309 $323 $345 $374 $428 $503 $434 $835 $506 $439

Source: CoreLogic.com

Attorney Comments

By Dave Freeman, Association Counsel

Property Management - E&O Insurance

If you are a broker and your agents participate in property management, you must:

A) Supervise and review their work and accounts. You are responsible, and there are many pitfalls and areas of lack of expertise or lack of knowledge regarding the requirements in this area.

AND

B) Carry separate E&O Insurance. Check with your insurance agent. Most normal office E&O policies do not cover Property Management, and you must have it. The dangers and size of the possible judgments are considerable and cause for sleepless nights, if an action is filed against you.

Brokers’ Trust Accounts - Non-Licensed Parties

If a non-licensee employee is authorized to make withdrawals on your trust account, you are required to have fidelity bond coverage equal to the maximum amount that employee has access to. The California Bureau of Real Estate (CalBRE) feels the bond must be with zero deductible. However bond companies generally won’t issue this coverage above $100,000 without a deductible.

The new law, effective January 1, 2016 allows for a bond with up to a 5% deductible, where the Broker shows financial responsibility to cover the deductible amount by:

A) A separate fidelity bond to cover the deductible amount, or B) A cash deposit to remain in a separate account, sufficient to cover the deductible, or C) Other evidence to be determined by the Commissioner…?

Empty Homes - Adverse Possession And Phony Rentals

Many properties sit empty for considerable periods of time, due to foreclosures and some investors living abroad. This sets up a scenario ripe for problems.

A) Adverse Possession: If a party enters the premises, and lives there for a period of five years, paying the property taxes currently, they may claim, successfully that they are the new owners of the property.

B) Phony Rentals: People have entered empty properties, and rented those to unsuspecting tenants, as if the trespasser was the owner of the property. One husband and wife team perpetrated this scam on hundreds of properties over the years before they were eventually caught.

Solution: Advise your clients who purchase or own property that will remain vacant for any period of time to be sure to have someone visit the property on a regular basis, and report to the owner and the police if there is any unexpected activity.

JANUARY/FEBRUARY 2016 · ARCADIA REALTOR®

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through the lens spiration Santa giving In

A Look at What’s Happening Around the AAR

AAR Affiliates Sa

mantha Ma, A

t at MLS Caravan AAR Members enjoying a hot breakfas

kfast

embership Brea

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Thank you Cent ral Escrow for dona the wonderful holiday raffle gi ting fts!

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E4C Auxiliary Donates $2

ARCADIA REALTOR® · JANUARY/FEBRUARY 2016

5,000 to Local Charities!

my Tran & June Ch

ino er Kris Jard AAR Memb Amy Lee & Affiliate

eng

3 Homebuying Trends That Will Stick Around in 2016

By Brian Buffini, inman.com, Contributor

Buyers are more agile and better equipped with information than ever before The real estate market is always changing, and the growing reliance on technology in our industry makes it move even faster.

Buyers and sellers search for homes and communicate differently than they did just two decades ago.

On top of that, they also have more access to data and information than ever before.

What are some trends that will have an impact on how you do business in 2016?

Read on to find out.

buyers looked for properties online before contacting an agent or looking for information about the homebuying process.

This percentage is even higher for younger buyers or millennials. It only makes sense. After all, younger buyers are more likely to have grown up with computers in their homes and access to the Web from an early age.

But they’re not the only ones using the Internet to answer their questions - the National Association of Realtors® Profile of Home Buyers and Sellers shows that most buyers continue to search for information on the Internet throughout the homebuying process.

1. Buying costs less than renting

3. Agents are still necessary

In most areas, it’s cheaper to buy instead of rent. According to Trulia, nationally, it’s 35 percent cheaper to buy instead of rent, and CNN Money reports that for millennials, it’s 23 percent cheaper.

According to National Association of Realtors® Profile of Home Buyers and Sellers, 88 percent of buyers would use their agent again or refer him or her to others. Despite having incredible access to information, buyers and sellers still rely on agents to guide them through the real estate process.

It’s 35% cheaper to buy instead of rent, and for millennials, it’s 23% cheaper.

Buyers want their agents to help them find the right home, negotiate a great deal and help them with all the paperwork.

Sellers, on the other hand, want their agents to market their home to potential buyers, sell it within a particular period and price it to sell.

According to recent trends, rents will only continue to rise. If you have clients who have been on the fence about buying, this might be the encouragement they need to spring into action and make their dream of homeownership a reality.

2. The Internet is king

Technology hasn’t made agents obsolete - it’s made them more valuable. After all, a computer, tablet or smartphone isn’t going to hold your hand through the process and the Internet certainly won’t infer frustration by your tone of voice and offer reassurance.

Although more and more buyers will use the Internet and mobile The Internet continues to be the first devices in their home searches, there’s no doubt that they’ll need stop for buyers and sellers looking for the expertise of a trusted agent or broker by their side to help them 7 ARCADIA REALTOR® · JANUARY/FEBRUARY 2015 information. In fact, 43 percent of all make this important purchase.

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ARCADIA REALTOR庐 路 JANUARY/FEBRUARY 2015

AFFILIATE Corner

“Perils Your Home Insurance Policy Doesn’t Cover”

By Mark Wu, AMS Insurance Many policy holders mistakenly assume their home insurance will pay for any type of damage when disaster strike their homes. This is not the case. The standard HO3 Homeowner’s Policy, better known as the “All Risk” coverage policy covers your home for many perils such as Fire, Lighting, Wind , Hail, Explosion, Falling Objects, Vandalism/Riots and Smoke. However, there are certain common exclusions that are not covered.

Earthquakes Damages from earthquakes are not covered by most home insurance policies. In California, earthquake insurance is handled by the California Earthquake Authority.

Flood & Other Water Damage While your policy might say that it covers certain types of water damage, flood as a result of surface water, waves, tidal water or overflow of any body of water are often excluded. Flooding exclusions include mudflow as well. Flood Insurance can be purchased separately through the National Flood Insurance Program.

Damage Caused by War, Nuclear Hazard or Terrorism Standard home insurance policies cover for riots, civil unrest and vandalism. However, most insurance policies of any kind tend not to provide coverage for war, terrorism or nuclear hazards. Many policies do not specifically reference terror attacks.

Damage Due to Neglect and Failure to Maintain the Property This includes: termite and insect damage, bird or rodent damage, rot or mold, general wear and tear, damage caused by smog, smoke, or other industrial and agricultural waste or damage caused by hidden defects and mechanical breakdown.

I strongly suggest you contact your Insurance Carrier or Agent for information regarding your policy or coverage’s. Do read your insurance policy for the terms and conditions so you have a full knowledge of the perils your home is covered for.

Mark Wu, AMS Insurance. For more information, contact Mark at: 626-281-6854 or Markewu@allstate.com

JANUARY/FEBRUARY 2016 · ARCADIA REALTOR®

9

Welcome, New Members!

NEW REALTORS® DECEMBER 2015

Tian Baohua, IRN Realty; Margaret Cabalar, Keller Williams Market Center; Chi T. Chan, VasTree Real Estate; Che-Hao Chang, Highland Real Estate; Evelyn L. Chen, Skyway Investment Corp.; Jianmiao Chen, IRN Realty; Yanting Chen, IRN Realty; Abraham W. Cheng, J Star Investment Inc.; Wen-Hung Chung, Highland Real Estate; Tara L. Del Bosco, Berkshire Hathaway Home Services; Wanping Du, RAC Development Inc.; Thomas George, Supreme Investment Corp.; Samuel S. Goh, Coldwell Banker New Century; Marco A. Gonzalez, Dilbeck Real Estate;

Jiao He, Supreme Investment Corp.; Yan Huang, RE/MAX 1000 Realty; Tracy H. Jaffe, Lambo Capital Group; Wen Chuan Jen, Berkshire Hathaway Home Services; Hubert S. King, Treelane Realty Group Michael L. Kunch, Century 21 Adams & Barnes; Frances R. Kuo, Century 21 Masters; Patrick H. Law, IRN Realty; Yueh Paula C. Lee, Coldwell Banker Dynasty T.C.; Lingfeng Li, Skyway Investment Corp.; Terry R. Lim, HomeSmart Realty; Chih Hunter H. Lin, Highland Real Estate; Hsiuchuan Lin, IRN Realty; Sophia M. Lopez, ADHI Real Estate Incorporated;

Paul J. Luc, Resource Real Estate Services; Christopher F. Meng; Century 21 Dynasty Dailey N. Morelli, Century 21 Adams & Barnes; Victoria Munoz, Berkshire Hathaway Home Services; Alexa L. Thomsen, Berkshire Hathaway Home Services; Alan Tran, Century 21 West Coast Brokers; Vincent M. Tran, IRN Realty; Christopher P. Ueng, Treeline Realty & Investment; Steven G. Verdugo, Urban Link Realty; Chao Wang, Highland Real Estate; Yiping Wang, Highland Real Estate; Thomas Yang, Aegis Realty; Yanhui Zhang, Champion Character Inc.; Hai Zhao, Highland Real Estate

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ARCADIA REALTOR® · JANUARY/FEBRUARY 2016

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E4C Auxiliary Donates $25,000 to Local Charities!

Every year, the Events 4 Charity Auxiliary hosts several events including the weekly 50/50 raffle at our MLS Marketing Meetings, Bingo, Golf Tournament, and Smokin’ Jack. The proceeds of these charitable events are gathered up and distributed to local charities at the end of each year.

We sincerely thank each and every person who not only has volunteered so generously of their time and effort, but also those who attended these events and contributed financially. It is because of you that the E4C Auxiliary and the AAR were able to give so generously this year to those in a time of need.

Our special thanks to E4C Chairperson, Sonia Santos and Vice Chairperson, Kal Antoun for their tireless efforts on behalf of all of us. Thank you to our E4C Auxiliary members: Mercedes Collaso, Terri Fabbri, Diane Balsamo, Margaret Garemore, Diane Johnson, Stephanie LaPorte, Joseph Pacilio, Julie Bencosme, Lysette Freeman, Alma Smith and Helen Spencer. Thank you also to our energetic and willing Affiliate members who support our efforts in numerous ways.

Recipients of the 2015 E4C charitable fundraising efforts include: Arcadia Community Coordinating Council, Cheers Alano Club, Foothill Family Service, Foothill Pregnancy Resource Center, Foothill Unity Center, Inc., Lifeline for Pets, Methodist Hospital of Southern California, The Monrovia League, Monrovia Reads, Professional Child Development Associates, Rebuilding Together, Santa Anita Family YMCA, Sierra Madre Community Foundation - Fletcher Fund and Sierra Madre Search & Rescue Team.

2016 Installation & Awards The Arcadia Association of REALTORS® recently installed the new 2016 Officers and Directors at the 92nd Annual Inaugural Celebration held on Friday, January 15, 2016 at the DoubleTree Hotel in Monrovia. More than 200 REALTORS®, Affiliates and guests attended the “Come Fly With Us” themed event. Master of Ceremonies for the evening was Andy Bencosme with Century 21 Village. The Installation ceremony was conducted by Mr. Anthony Portantino.

The Officers installed were: Roy Blume, President; Sylvia Ramos, President-Elect and Kelvin Chang, Treasurer. The 2016 Directors are: Ryan Asao, Julie Bencosme, Cecil Griffin, Fred Madjar, Yvonne Rosas-Petty, Irene Truong and Mike Vachani.

The Installation ceremony of 2016 President, Roy Blume and Officers and Directors was followed by the presentation of the coveted “REALTOR® of the Year” award presented to Mike Vachani, Provenio Realty & Investments and the “Affiliate of the Year” award presented to Kal Antoun, First Priority Financial.

Other special recognitions included presentation of the “Lifetime Achievement” award to Richard Stone, Broker/Owner; presentation of the “Community Service” award to Stephanie LaPorte, Old Republic Home Protection and presentations of the AAR’s two newest awards. The “AAR Rising Star” award was presented to Jim Maceo, Keller Williams Realty and the “AAR Volunteer of the Year” award was presented to Dave Scarminach, Dilbeck Real Estate.

Lei Jin singing our National Anthem

Anthony Carusa giving Inspiration

Riyad Newhali giving Pledge of Allegiance

Anthony Portantino, Installing Officer

Congresswomen Judy Chu with Joe Pacilio

Outgoing President, Joe Pacilio, received special honorariums and recognition from the City of Arcadia, City of Sierra Madre, Congresswoman Judy Chu, U.S. Representative for California’s 27th Congressional District; Assemblyman Ed Chau, California State Assemblyman representing the 49th District and Jeffery Prang, Los Angeles County Assessor’s Office. Acknowledgement of special guests included eight Arcadia Association Past Presidents along with Presidents and Association Executives from several neighboring Associations.

2016 Officers & Directors 12

ARCADIA REALTOR® · JANUARY/FEBRUARY 2016

2016 President, Roy Blume

annual Award winners Affiliate of the Year Award,

Kal Antoun

Kal is a long-time affiliate member of the AAR with First Priority Financial. Since almost day-one she became involved with the AAR volunteering in numerous capacities. She found her niche at the AAR by volunteering with the E4C Charity Auxiliary by working on many events and eventually ascending to Vice Chairperson. As Vice-Chair in 2015 Kal helped lead the committee that raised over $25,000 for local charities. She was instrumental in pulling off very successful Bingo and Smokin’ Jack events in 2015. Well-done and congratulations to Kal Antoun!

AAR Rising Star Award,

Jim Maceo

Presenter Stephanie LaPorte with winner Kal Antoun.

The purpose of this award is to recognize an active AAR REALTOR® who has been a member of the Association for 3 years or less. Additional traits that the Rising Star honoree should have include involvement with AAR committees, be an inspiration to other REALTORS®, works well with other industry colleagues and displays strong leadership qualities. Congratulations to Jim Maceo, Keller Williams Market Center for receiving the 1st AAR Rising Star Award!

Presenter Kelvin Chang with winner Jim Maceo.

REALTOR® of the Year Award,

Mike Vachani

The “REALTOR® of the Year” award is given to someone who has had business success, who is advanced in their real estate education and designations, who participates in their local Association and protects and promotes organized real estate, among other things. We would like to congratulate Mike Vachani, Provenio Realty & Investment for being this year’s REALTOR® of the Year award winner!

Community Service Award,

Presenter Andy Bencosme with winner Stephanie LaPorte.

Presenter Ryan Asao with winner Mike Vachani.

Stephanie LaPorte

This award is not an annual AAR award. Rather it is a special award given to a very deserving AAR member who has demonstrated outstanding achievement in servicing the outside community through great volunteerism, acts of kindness, selfless giving and in making a significant difference to those in need. Our award winner is a past award winner here at the AAR for their outstanding volunteerism internally and is also very deserving as the outstanding winner of the AAR Community Service Award. We would like to congratulate Stephanie LaPorte of Old Republic Home Warranty!

AAR Volunteer of the Year Award,

Dave Scarminach

The second new award created by the Arcadia Association of REALTORS® this year is the “AAR Volunteer of the Year” Award. This award recognizes an active AAR REALTOR® who volunteers their time within the Association in some manner. Additional qualifications that the honoree should have include having the AAR as their Primary Association, 5 years of continuous membership, committee leadership experience, participation in AAR events as well as working well with other REALTORS®, Affiliates and AAR Staff. The 1st AAR Volunteer of the Year Award winner is Dave Scarminach of Dilbeck Real Estate! Congratulations Dave!

Lifetime Achievement Award,

Richard Stone

Presenter Andy Bencosme with winner Dave Scarminach.

The Lifetime Achievement Award is meant to recognize REALTORS® who have given so much of their time and effort over the course of their membership to the Arcadia Association of REALTORS® and their involvement with organized real estate as a whole. Qualifications to receive the award are as follows: 25 or more years of service as an active participant in organized real estate, Participation in Association leadership with no less than five years of that leadership at the Arcadia Association, Community Involvement and High Ethical Standards. This year, the Lifetime Achievement Award was presented to Broker/Owner Richard Stone! Congratulations Richard!

13 ARCADIA REALTOR® · JANUARY/FEBRUARY 2015 JANUARY/FEBRUARY 2016 · ARCADIA REALTOR® Presenter John Barker with winner Richard Stone.

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Arcadia Association of REALTORS® 601 South First Avenue Arcadia, California 91006 The Arcadia Association of REALTORS® & REALTORS E4C, Inc. presents...

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