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P U BL IS H E D F O R M E M BER S O F MIA MI FIR E FIG H T ER S F E DER A L CR E DIT U NIO N
If it’s time to upgrade your ride, or you need to add a vehicle to accommodate your growing family, we want to help with your next purchase. With our low rate financing, you’ll have a payment that works.
NEW CARS
USED CARS
Rates as low as 1.99% APR* 60 months
Rates as low as 2.24% APR* 60 months
With our low car loan rates, there has never been a better time to make a deal that puts you behind the wheel of your new car. *Annual Percentage Rate. Subject to credit union lending guidelines. As low as rate includes discounts for: deluxe members (.25%), Direct Deposit or automatic payments (.50%) and 10% down payment (.25%). Payment example based on a $20,000 loan: A 60-month loan at 1.99% APR would have monthly payments of $350.48. A 60-month loan at 2.24% APR would have monthly payments of $352.68.
Extended Warranty Programs That Go the Distance Automobiles are complex machines so, when something breaks down, that can mean a costly repair that creates significant financial stress. To avoid the high cost of car repairs, check out our Extended Warranty programs, that you can purchase through the credit union at substantially lower costs than you would pay at the dealership. • Classic Guard: basic powertrain (engine) plus coverage • Preferred Guard covers the Classic Guard coverages plus enhanced engine, transmission electrical and brakes • Ultimate Guard: extends coverage that lets you know that if anything on your vehicle breaks or wears out, you’re covered Extended Warranty also covers roadside assistance, paintless dent repair, windshield repair and rental car allowances. For a free quote, visit us at www.mffcu.org/auto loans then click extended warranty. * Extended Warranty and GAP Coverage is provided to members through other independent companies for the benefit of Miami Firefighters FCU members. These products are not federally insured, are not obligations of the Credit Union, and are not guaranteed by the Credit Union or any affiliated entity.
Cover the Gap, Enjoy the Advantage We want to help lower the overall cost of vehicle ownership for our members and provide insurance that reduces the risks for any losses which can occur due to accidents or theft. That’s why we now offer Auto Advantage Program coverage; an added benefit when you purchase a GAP insurance policy. The primary benefit of the Auto Advantage Program is Auto Deductible Reimbursement (ADR). When you finance your next new or used car with Miami Firefighters FCU and you purchase a GAP policy, ADR will reimburse your auto deductible up to $1,000* per loss/ claim one time per year for 3 years after enrollment on any auto you own and insure in your name. For the low price of $350, you get GAP Coverage for the life of the loan. This protects you in the event of theft or total loss of your vehicle by paying the difference between the cash value of the vehicle and your remaining loan balance and ADR coverage for 3 years. We highly recommend you purchase GAP with the Auto Advantage Program to protect your equity in the event of a total loss or your auto is stolen and not recovered. To learn more, call us today. *Claim must be at least equal to the deductible amount.
Annual Meeting Date Set All members are invited to attend the credit union’s 80th Annual Meeting. THURSDAY,
OCTOBER
2016 • 4PM
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THESE DEALS WILL PUT YOU IN NEW WHEELS
MAIN OFFICE
1111 NW 7th Street Miami FL 33136