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Spring 2016
Unlocking Equity: What’s the Right Key for You?
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s a homeowner, you can tap into the value built up in your home as a smart way to manage your finances with a home equity loan or home equity line of credit. It’s a great way to finance a wide variety of needs and interest paid on these loans may even be tax deductible (consult your tax advisor for details).
Home Equity Loan When you need money for a specific purpose such as making home improvements, purchasing a big-ticket item or consolidating debt into one easy payment, a home equity loan may be your best solution featuring: • Low, fixed interest rate for the life of the loan • Predictable monthly payments • Simplified budgeting and planning
Home Equity Line of Credit Enjoy a flexible source of cash with a lower interest rate than credit cards or other loans. Take off on that well-deserved vacation, pay college tuition, handle unexpected expenses, you can access your home equity line of credit anytime you want. Whether you choose to use a home equity loan to borrow a specific amount, or a line of credit for access to funds whenever you need them, we’ll soon be offering low cost home equity loan programs sure to meet your needs…coming soon.
$500 Summer Fun Loan NO CREDIT CHECK REQUIRED!
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reat yourself to a well-deserved getaway with our $500 Summer Fun loan. Available during the month of May, we’ll be offering this special loan that requires no credit check when you apply*! Whether it’s white water rafting, mountain climbing or just relaxing at the beach, $500 can help you make some summer fun memories. Watch for it in May. *Some eligibility restrictions apply.
Message from the CEO
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dentity theft is growing rampant throughout the United States. From Federal Agencies to retail stores, no one is immune. The same holds true right here in South Florida. Every day fraud occurs, compromising the safety of data. Your credit union utilizes the latest technology and has measures in place to protect your financial information and accounts. And while we are watching out for you, it’s just as important that you take measures to protect yourself from fraud too. Here are a few tips on how to minimize the risk of ID theft: • Review your credit reports annually • Shred confidential documents • Use strong, unique passwords • Review all account statements promptly • Install anti-virus and antimalware software on your computer • Don’t provide personal information by phone or Internet unless you initiated the transaction A little precaution can go a long way. Be on the lookout for a new Identity Theft product we will soon be introducing. George Glasser CEO
Simply better banking