JAIIB 2023 Exam Syllbus and Exam Pattern

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INDIANINSTITUTEOFBANKING&FINANCE Notice

JAIIB/DB&F/SOB/CAIIB – IntroductionofRevisedSyllabi

Asyouareaware,theInstitutehasrevisedthesyllabiofJAIIB/DB&F/SOB/CAIIBcourses to keep pace with the developments and to make them more contemporary and conceptual.

The first examination under the revised syllabi forJAIIB/DB&F/SOB/CAIIBshallbe held from May/June 2023 onwards Thus,theexaminationtobeheldin November / December 2022 forJAIIB/DB&F/SOB/CAIIBshallbethe last examination under the presentsyllabi.

Undertherevisedsyllabi,thereare4compulsorysubjectsinJAIIB/DB&F,4compulsory subjectsin CAIIBalong with1electivepaper(tobechosenfromfive electivesubjects) and3compulsorysubjectsinSOB.

In this notification, candidates are requested to take note of the following important points:

A. Subjectsundertherevisedsyllabi.

B. Module-wise topics for each subject of the JAIIB/DB&F/SOB/CAIIB courses undertherevisedsyllabi.

C. Examinationpatternundertherevisedsyllabi.

D. Creditsforsubjectspassedunderthepresentsyllabi.

E. Timelimitforpassingundertherevisedsyllabi.

F. Validityofcreditsforsubjectspassedunderthepresentsyllabi.

G. Passingcriteriaundertherevisedsyllabi.

H. ExamRegistration.

A. SUBJECTSUNDERREVISEDSYLLABI

JAIIB/DB&F – AllSubjectsCompulsory

1. IndianEconomy&IndianFinancialSystem(IE&IFS).

2. Principles&PracticesofBanking(PPB).

3. Accounting&FinancialManagementforBankers(AFM).

4. RetailBanking&WealthManagement(RBWM). SOB – AllSubjectsCompulsory

1. IndianEconomy&IndianFinancialSystem(IE&IFS).

2. Principles&PracticesofBanking(PPB).

3. BankingRegulationsandBusinessLaws(BRBL). CAIIB – CompulsorySubjects

1. AdvancedBankManagement(ABM).

2. BankFinancialManagement(BFM).

3. AdvancedBusiness&FinancialManagement(ABFM).

4. BankingRegulationsandBusinessLaws(BRBL).

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CAIIB – Electivesubjects(Candidatestochooseanyoneoftheirchoice)

1. RuralBanking

2. HumanResourcesManagement

3. InformationTechnology&DigitalBanking

4. RiskManagement

5. CentralBanking

B.MODULE-WISETOPICSFOREACHSUBJECTUNDERTHEREVISEDSYLLABI

To facilitate candidates to have an overview of the revised syllabi, the modules under eachsubjectoftheJAIIB/DB&F/SOB/CAIIBcoursesarelistedbelow:

JAIIB/DB&FSyllabus – Allsubjectscompulsory

PaperI PaperII PaperIII PaperIV

Indian

Module

Economy& Indian Financial System

A Indian Economic Architecture

B Economic Concepts Relatedto Banking

C

Principles& Practicesof Banking

Accounting& Financial Managementfor Bankers

GeneralBanking Operations Accounting Principlesand Processes

Lending Operationsof Banks

IndianFinancial Architecture Banking Technology

D Financial Productsand Services

EthicsinBanks andFinancial Institutions

Financial Statementsand CoreBanking Systems

Financial Management

Taxationand Fundamentalsof Costing

SOBSyllabus-AllsubjectsCompulsory

RetailBanking &Wealth Management

Introductionto RetailBanking

RetailsProducts andRecovery

SupportServices –Marketingof BankingServices /Products

Wealth Management

Module PaperI(JAIIB) PaperII(JAIIB) PaperIII(CAIIB)

IndianEconomy& IndianFinancial System Principles&Practices ofBanking

BankingRegulations &BusinessLaws

A IndianEconomic Architecture GeneralBanking Operations Regulationsand Compliance

B EconomicConcepts RelatedtoBanking LendingOperationsof Banks ImportantActs/Laws &LegalAspectsof BankingOperations–PartA

C IndianFinancial Architecture BankingTechnology ImportantActs/Laws &LegalAspectsof

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3 BankingOperations–PartB
FinancialProducts andServices EthicsinBanksand FinancialInstitutions Commercial&other Lawswithreference toBankingOperations CAIIBSyllabus – CompulsorySubjects Module PaperI PaperII PaperIII PaperIV AdvancedBank Management BankFinancial Management Advanced Business& Financial Management Banking Regulations& BusinessLaws A Statistics International Banking TheManagement Process Regulationsand Compliance B HumanResource Management RiskManagement Advanced Conceptsof Financial Management Important Acts/Laws& LegalAspectsof Banking Operations–PartA C Credit Management Treasury Management Valuation, Mergers& Acquisitions Important Acts/Laws& LegalAspectsof Banking Operations–PartB D Compliancein Banks& Corporate Governance BalanceSheet Management Emerging Business Solutions Commercial& otherLawswith referenceto Banking Operations CAIIB – ElectiveSubjects Module I II III IV V Risk Management Information Technology &Digital Banking Central Banking Human Resource Management Rural Banking A AnOverview Introduction toInformation Technology Rationaleand Functionsof CentralBank Human Resource Management RuralIndia B CreditRisk Management Systemsand Design Central Bankingin India Buildingan HRStrategy Financing Rural Development C Operational Risk Management Applications inBanking Monetary Policyand CreditPolicy Motivation, Trainingand Skill Development PrioritySector Financingand Govt. Initiatives
D

C. EXAMINATIONPATTERNUNDERREVISEDSYLLABI

JAIIB/DB&F/SOB

 MCQ pattern with 100 questions in a durationof120minutes

 Negativemarking@25%ofthemarks allottedtothequestionconcerned.

CAIIB/CAIIBELECTIVES

 MCQ pattern with 100 questions in a durationof120minutes

 Negativemarking @25%ofthemarks allottedtothequestionconcerned.

 There may be some numerical questions in some of the CAIIB subjects where, no options will be provided. These questions will not be intheMCQpatternandtheanswerhas tobekeyedinbythecandidate.

D.CREDITSFORSUBJECTSPASSEDUNDERTHEPRESENTSYLLABI

Credits will be allowed onlyforthefollowingsubjectsunderJAIIB/ DB&F/SOBand CAIIB.

(Please also refer Section F on Validity of Credits for subjects passed under the presentsyllabi)

Sr.No. SubjectsunderthePresentSyllabi

JAIIB/DB&F

CreditsforSubjectsunderthe RevisedSyllabi

1. Principles & Practices of Banking (PPB) Principles & Practices of Banking (PPB)

2. Accounting & Finance for Bankers (AFB) Accounting & Financial Management forBankers(AFM)

CAIIB – CompulsoryPapers

1. AdvancedBankManagement(ABM) AdvancedBankManagement(ABM)

2. BankFinancialManagement(BFM) BankFinancialManagement(BFM) CAIIB – ElectivePapers

1. RiskManagement RiskManagement

2. InformationTechnology Information Technology & Digital Banking

3. CentralBanking CentralBanking

4 D MarketRisk Information System Security, Controlsand Audit Supervision andFinancial Stability Personnel Management andIndustrial Relations Problemsand Prospectsin RuralBanking E Appendix Non-Banking Financial Companies andPrimary Dealers Emerging Scenarioin HRM

4. HumanResourcesManagement HumanResourcesManagement

5. RuralBanking RuralBanking SOB

1. Principles & Practices of Banking (PPB) Principles & Practices of Banking (PPB)

Nocredits willaccruetocandidatesforthefollowingsubjects,beingnewsubjectsunder therevisedJAIIB/DB&F/SOBandCAIIBSyllabi:

1. Indian Economy & Indian Financial System

2. Retail Banking & WealthManagement

1. Advanced Business & FinancialManagement

2. BankingRegulationsand BusinessLaws

1. Indian Economy & IndianFinancialSystem

2. Banking Regulations andBusinessLaws

Suchcandidates,whoare appearingundertherevisedsyllabi andhave takencredits under the present syllabi, have to mandatorily pass the aforesaid new subjects in the respective courses within the time limit specified under the revised syllabus, for completingJAIIB/DB&F/SOB/CAIIBasthecasemaybe

E. TIMELIMITFORPASSINGUNDERTHEREVISEDSYLLABI

Thetime-limitruleunderrevisedsyllabuswillbeasunder:

1. A candidate will begiven 5 attempts for completion ofeach exam (JAIIB / DB&F / SOB / CAIIB) but, within a maximum period of three years, whichever is earlier, from the time he/she registers for the exam. These 5 attempts need not be consecutive.

2. Candidates unable to pass the examination within the maximum stipulated time period of 3 years or 5 attempts, whichever is earlier, will be required to re-enrol themselves afresh. Such candidates will not be granted credit/s for subject/s passed,ifany,earlier.

3. Timelimitof 3yearsor5attempts,whicheverisearlier,willstartfromthedateof registrationforthefirstattempt.Attemptswillbe countedwhenhe/sheappliesfor theexam,irrespectiveofwhetherthecandidateappearsforanyexaminationornot.

4. Therulesmentionedaboveimplythat,normallyacandidatewillbeeligibletoapply for anyfiveexaminationsoutofthesixexaminations beingconductedwithinthe stipulated period of three years. If a candidate avails all five attempts before completion of three years, he/she will be required to re-enrol themselves afresh. Similarly,ifacandidatedoesnotavailfiveattemptsbutthestipulatedperiodofthree yearsisover,he/shewillberequiredtore-enrolthemselvesafresh.

F. VALIDITYOFCREDITSFORSUBJECTSPASSEDUNDERTHEPRESENTSYLLABI

Thevalidityofcreditswillbelinkedtothetime-limitruleundertherevisedsyllabus.To amplify, in case a candidate has availed / exhausted 3 attempts under the present

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SOB
JAIIB/DB&F CAIIB

syllabus,he/shewillnowget2moreattemptstopasstheJAIIB/DB&F/CAIIBunderthe revisedsyllabi.Forsuchofthecandidateswhoareunderthepresentsyllabibutwillbe availing credits under the revised syllabi for the subject(s) concerned, the time-limit periodof3years,undertherevisedsyllabi,willbecountedfromthedateofregistration forthe1st attemptunderthepresentsyllabi

Someexamplesaregivenbelowforfurtherclarification: Sr. No. Exam Month & Year for which, a candidate applied for the first time

Exhausted attempts after NovDec 2022 Examination as per present syllabi

1 May-June 2021 4 (May/June 2021-1 Feb/Mar 2022-2, June/July 2022-3, Nov/Dec 2022-4.)

2 Nov-Dec 2021 (Exam held on Feb/Mar 2022)

3 (Feb/Mar 2022-1, June/July 2022-2, Nov/Dec 2022-3.)

Balance attempts left after Nov-Dec 2022 Examina tion as per present syllabi

Attempts allowedasper revised syllabi.

Remarks

Nil Time limit of 3 years or 5 attempts, whichever is earlier

The candidate under the presentsyllabihasnobalance attempts left (as per the present time limit rule). Hence, he/she will not get to retain credits for subjects passed, under the revised syllabi. The candidate will have to apply afresh from May-June2023underrevised syllabi.

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Case 1: Candidate can choose to retain credits with balance attempts i.e. 2 attempts or 1 and a half years, whichever is earlier. OR

Case 2: Candidate can choose to register afresh

Case 1: The candidate under the present syllabi has 1 balance attempt left (as per the present time limit rule). Hence, he/ she will get to retain credits for passed subjects(eligiblesubjects)for 2 more attempts, under the revisedsyllabii.e.candidateis eligibletoapplyforany2out of the 3 exams to be conducted up to May/June 2024.

OR

Case 2: The candidate can apply afresh by forgoing his creditsi.e.candidateiseligible toapplyforany5outofthe6 exams.

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Sr. No. Exam Month & Year for which, a candidate applied for the first time

Exhausted attempts after NovDec 2022 Examination as per present syllabi

Balance attempts left after Nov-Dec 2022 Examina tion as per present syllabi

3 May-June 2022 (Exam held on Jun/July 2022

2 (June/July 2022-1, Nov/Dec 2022-2.)

2

4 Nov-Dec 2022 1 (Nov/Dec 2022-1)

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Attempts allowedasper revised syllabi.

Remarks forgoing his creditsi.e. Time limit of 3 years or 5 attempts, whichever is earlier.

Case 1: Candidate can choose to retain credits with balance attempts i.e. 3 attempts or 2 years whichever is earlier. OR Case2: Candidate can choose to register afresh forgoing his creditsi.e. Time limit of 3 years or 5 attempts, whichever is earlier.

Case 1: Candidate can choose to retain credits with balance attempts i.e. 4

Case 1: The candidate under the present syllabus has 2 balance attempts left (as per the present time limit rule). Hence, he/ she will get to retain credits for passed subjects(eligiblesubjects)for 3 more attempts, under the revisedsyllabii.e.candidateis eligibletoapplyforany3out of the 4 exams to be conducted up to Nov/Dec 2024.

OR

Case 2: The candidate can applyafresh&get5attempts by forgoing his credits i.e. candidate is eligible to apply forany5outofthe6exams.

Case 1: The candidate under the present syllabus has 3 balance attempts left (as per the present time limit rule). Hence, he/ she will get to retain credits for passed

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Sr. No. Exam Month & Year for which, a candidate applied for the first time

Exhausted attempts after NovDec 2022 Examination as per present syllabi

Balance attempts left after Nov-Dec 2022 Examina tion as per present syllabi

Attempts allowedasper revised syllabi.

Remarks

attempts or 2 andahalfyears whichever is earlier. OR Case2: Candidate can choose to register afresh forgoing his creditsi.e. Time limit of 3 years or 5 attempts, whichever is earlier.

subject (eligible subjects) for 4 more attempts, under the revisedsyllabii.e.candidateis eligibletoapplyforany4out of 5 exams up to May/June 2025. OR Case 2: The candidate can applyafresh&get5attempts by forgoing his credits i.e. candidate is eligible to apply forany5outofthe6exams.

ThecandidatewillgettheoptionofselectingCase1orCase2whenhe/sheappliesfor the first time for the exam under the revised syllabi to be held from May/June-2023 Note:Thisoptioncanbeexercisedonlyonce.

Ifanycandidatewhoiseligibletoavailcreditsforthesubjectspassedunderthepresent syllabus & has balance attempts left under the present syllabus (post Nov/Dec 2022 exam)andchoosesnottoapplyfortheMay/Jun2023examsunderrevisedsyllabus,the May/Jun2023examwillbeconsideredinhis/hercountasperthetime-limitruleandso on. Anexampleisgivenbelowforfurtherclarification.

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Exam MonthYear for which a candidate applied for thefirsttime

Exhausted attempts after Nov/Dec 2022 examination as per present syllabi

Balance attempts left after Nov/Dec 2022 examination as per present syllabi

Ifthe candidate doesnot applyinthe May/June

2023exam under revised syllabi.

If the same candidate still does not apply in the Nov/Dec 2023 exam under revised syllabi,

Nov-Dec 2021 (Exam held on Feb/Mar 2022)

3 (Feb/Mar2022-1, June/July2022-2, Nov/Dec2022-3.)

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He/shewill beeligibleto retaincredits forpassed subjects (eligible subjects)for 2attempts upto May/June 2024.

He/ she will be eligible to retain credits for passed subjects (eligible subjects) for 1 attempts up to May/June2024.

Oncethebalanceattemptsareexhausted, he/shehastocompulsorilyapplyafresh/denovo.

Ifacandidatedoesnotcleartheexamafteravailingthecredits/attemptswithinthetime limit,thenhe/shehastoregisterafresh/de-novo.

G. PASSINGCRITERIAUNDERTHEREVISEDSYLLABI:

1. Minimummarksforpassineachsubjectwillbe50outof100.

2. Candidatessecuringatleast45marksineachsubjectwithanaggregateof50%marks inallsubjectsoftheexaminationinasingleattemptwillalsobedeclaredashaving completedtheexamination.

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H. EXAMREGISTRATION:

Candidateswhohavebalanceattemptsunderthepresentsyllabi,whentheyapplyforthe firsttimeunderrevisedsyllabus,willgetanoptiontoeither:

a) Retainthecredit/sofpassedsubject/s(asapplicable)andavailthebalanceattempt/s (asapplicable)tocompletetheexam,subjecttothetime-limitrule(ReferPointsD,E &Fabove)

b) Foregothecredit/sofpassedsubject/s/balanceattemptsandapplyafresh/de-novo

Theaboveoptioncanbeexercisedonlyonce

Candidates who have not cleared CAIIB but have passed /not passed Retail Banking (CAIIBelectivesubject)underthepresentsyllabiwillhavetoselectanewCAIIBelective subjectaspertherevisedsyllabi

CandidateswillalsohavethechoicetochangetheirCAIIBelectivesubject.Forexample, ifacandidatehadoptedfortheCAIIBelectivepaperonRuralBankingfortheMay/June 2023 exam but had failed can choose another CAIIB elective subject say HRM when he/she applies for the next exam (November / December 2023), if he / she wishes to appearforthesame.

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OR
30-Aug-2022 IIBF
Mumbai ChiefExecutiveOfficer

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