Manhattan Resident Managers Club Newsletter-May 2017

from AMG NY

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Vol. 38 No. 172

May 2017

Dedicated to the Performance & Advancement for the Real Estate Manager



­– Manhattan­Resident­ManageR’s­Club,­inC.­–

Manhattan Resident Manager’s Foundation, Inc. 23rd ANNUAL GOLF TOURNAMENT The Manhattan Resident Manager’s Foundation is pleased to announce that the 23rd Annual Golf Tournament will be held on MONDAY, MAY 22, 2017 at:

Salem Golf Club 18 Bloomer Road, North Salem, NY Golf Tickets are $275.00 per Guest Only 120 tickets will be sold …and they will go fast! 10:30am SHOT-GUN START Proper golf attire is required, including soft spikes Breakfast Buffet: From 8:30am – 10:30am - Buffet (eggs, bacon, sausage, pancakes, pastries, cereal, coffee and juices) Barbecue Lunch: On the course includes grilled chicken, hamburgers, hot dogs, sausage and peppers, rolls and condiments. Beer and Soda: 6th and 14th holes. Plus two (2) roaming beverage carts. Cocktail Hour and Dinner: To finish the day, there will be an open bar cocktail reception with hot and cold hors d’oeuvres. Dinner will include filet mignon and roast turkey carving stations, stir-fry and pasta stations as well as a raw bar with shrimp and clams. If you have any room left, it can be topped off with desserts and coffee. Dress code is CASUAL.

Meal & Beverage Sponsorships $500.00 Golf Sponsorships $300.00 We have a Hole-in-One contest, 50/50 Raffle, $1,500 vacation voucher, Chinese Auction & much more…. (All sponsorships, raffle and give-away donations are tax deductible)

As usual, we are offering a variety of sponsorships for meals, beverages, putting green and of course, golf sponsors. We will also gladly accept donations for golfer give aways and raffle prizes. For further details on sponsorships, please contact a committee member listed below.

Co-Chairmen Finance Chairman: Committee Members

Mr. Kevin Key (212) 988-4077 Mr. Francis McLoughlin (212) 268-0952 Mr. Louis Parrilla (212) 734-9810 Mr. Frank Rampino & Mr. Anton Markola

Thank you for your continued support! —2—

­– Manhattan­Resident­ManageR’s­Club,­inC.­–


­– Manhattan­Resident­ManageR’s­Club,­inC.­–





anton Markola 212-974-4650

Manhattan­Resident­ManageR’s­Club,­inC. ORganiked­1980 P.O. Box 1144 New York, NY 10021

VICE-PRESIDENT: Joe Cervini 917-588-4922 TREASURER: PatriCk MCenaney 917-699-5231

Our Next Meeting

will be held on Thursday, May 4, 2017 at The Saloon NYC Located at 1584 York Avenue starting at 6:00pm.

FIN.SECRETARY: Steve Mala 212-861-2073

Dress code for this meeting is Business attire. (jacket & tie required)

SECRETARY: ben floreS 917-860-5811

Our May Educational feature will be presented by Mr. Steven Silver from American Pipe & Tank on NYC cooling tower regulations. Members: $40.00 Guests: $60.00


Laslo Karsai

John Szabo

Joe Vela


Dean Berishaj

Steve Kukaj

Louis Parrilla Publisher 917-750-4117

Peter Guzman Business Manager 917-837-1390

Ben Flores Editor 917-860-5811

Any Opinions expressed here are those of the writers and not necessarily those of the Manhattan Resident Managers Club,Inc., or its members. The Manhattan Resident Managers Club Inc. reserves the absolute right, at its sole discretion, to accept or decline requests or submissions for advertising or other copy in its Newsletter or in any Club publication.


­– Manhattan­Resident­ManageR’s­Club,­inC.­–

Anton Markola President Manhattan Resident Managers Club, Inc.

Welcome to May Newsletter!

I hope you all had a very Happy and Blessed Easter/Passover Holiday with your loved ones. On behalf of the Dais, Trustees and all members of MRM Club, I offer our condolences to Past President Francis McLoughlin on the passing of his Aunt Margaret ‘’Peggy’’ McLoughlin. May she Rest in Peace. I would like to thank all the members and guests for attending our April Meeting. A special note of gratitude is extended to the presenters from SEIU Building Service 32BJ Benefit & Retirement Fund on their educational seminar regarding the retirement process. Our May Educational feature will be presented by Mr. Steven Silver from American Pipe & Tank on NYC cooling tower regulations. The Manhattan Resident Managers Club is proud to have selected Mr. Ben Flores as our 2017 Resident Manager of the Year. Mr. Flores is our current Club Secretary and we thank him with gratitude and appreciation for his dedicated service to our Organization. We would also like to congratulate the winner and recipient of the William Key Vendor of the Year Award, Mr. Phil Levine of The Major Air Corp. We sincerely thank him for his continued support and contribution to the CLUB throughout the years. REMINDER TO ALL MEMBERS! Save the date for these upcoming events. May 22rd will be the Manhattan Resident Manager’s Foundation Golf Tournament. Please contact Kevin Key at (212) 988-4693 for more information. Our Annual Sunset BBQ will again be held at The Battery Gardens Restaurant on June 6th. For detailed information, please see the flyer inside the newsletter. The 2017 Three Hands Grand Ball is set for Saturday, November 4th at Gotham Hall. For more information please visit CLUB website at I will like to thank all the Members who have paid their 2017 membership dues. Anyone who had not paid as of April 1st, 2017, has been removed from the CLUB’s active roster and dropped from the life insurance coverage. Please note that the only acceptable dress code for our monthly meetings is JACKET & TIE. NO exceptions! If you are not dressed accordingly, you will not be allowed to attend the meeting. In conjunction with a CLUB-wide email, we will post on Facebook, LinkedIn and the CLUB’s website if the dress code changes for a particular event. As always, Members in good standing pay $40.00 entrance fee while non-members and Guests pay $60.00. Please remember to support our Associate Members as they are main source that keeps our club in existence. Most of our Associate Members take an ad in our monthly Newsletter, so when you’re in need of a contractor or vendor, please refer to the Newsletter for their services. I’m looking forward to seeing everyone on May 4th for our next monthly meeting at the Saloon NYC. Fraternally yours,

Anton —5—

­– Manhattan­Resident­ManageR’s­Club,­inC.­–

Sickness, Distress and Happy Times Congratulations to Past President & Life Member louis­parrilla’s­son­Ryan, for his third photo exhibition held at the Washington Park South Beach Hotel in Miami, Fl. If you’re in the area feel free to stop by the Hotel and view his fabulous photo display in the Lobby.

Happy Birthday Wishes to Regular Members: Financial Secretary stewe­Mala,­Marty­do d,­brian­Reilly, and Josezh­Couteller, &

Associate Members: yilvredo­Ortiz­and Mirsada­damms





MAY 20

MAY 29


­– Manhattan­Resident­ManageR’s­Club,­inC.­–

CLUB FISHING TRIP Dear Fellow Members: The MRM Club Annual Fishing trip will be held aboard the “MIJO 2” on Thursday July 6, 2017. We will be fishing for Fluke. The boat is located in Atlantic Highlands, NJ Marina. We will depart from dock #1 promptly at 7:00am. and return around 2:00pm. The trip includes Coffee, Snacks, Lunch, Beverages, Rod, Reel, Tackle and Bait. A refundable forty-dollar deposit required to reserve a spot. DIRECTIONS TO THE BOAT: Take Garden State Pkwy. South to Exit 117 (Keyport/Hazlet). After toll get on route 36 exactly 9 ½ miles to Atlantic Highlands approximately 10-minute ride to 1st Avenue. Go through light on 1st Avenue and take jug handle. You will still be on 1st Avenue. Go straight into the Municipal Marina. Plenty of parking available across the street from the marina. To participate on the fishing trip, you must be in good standing with all dues paid in full. Non-members: $80.00 dollars. Please Contact: Louis Parrilla @ (212) 734-9810 or Cell# (917) 750-4117 or Peter Guzman @ (917) 837-1390

WARNING! Fishing can become addictive and habit forming. Do not come aboard unless you are prepared to experience the thrills, excitement and enjoyment and of course, the satisfaction that only a day of fishing can provide.


­– Manhattan­Resident­ManageR’s­Club,­inC.­–

Manhattan Residents Manager’s Club Come join us for our Annual “Sunset Barbeque” on the New York Harbor on June 6, 2017 Two top shelf open Bars, Food, Music & Dancing with indoor & outdoor space from 6:00pm- to 9:00pm At

THE BATTERY GARDEN RESTAURANT Inside Battery Park (Opposite 17 State Street)

Tickets are $80.00

Regular Members Scholarship being Drawn. You must be present to win.

50/50 Raffle Drawing $250.00 TO SPONSOR THE EVENT

For more information on Sponsorship & Tickets, please contact: Anton Markola Louis Parilla Francis McLoughlin

212-974-4650 212-734-9810 212-268-0952



­– Manhattan­Resident­ManageR’s­Club,­inC.­–


­– Manhattan­Resident­ManageR’s­Club,­inC.­–

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­– Manhattan­Resident­ManageR’s­Club,­inC.­– SOUND STIMULATION CAN ENHANCE SLEEP, MEMORY

NEARLY ALL COUNTRIES HAVE SOME SORT OF MOTHER'S DAY It has been said in song that the word 'mother' is so precious that it sounds the same in every language. If that is true, it shouldn't be a surprise that mothers throughout the world have a special day. In the United States and Canada, Mother's Day is always the second Sunday in May. In the U.S. Mother's Day was officially established in 1914. Around the world, the dates may be different but the celebration is roughly the same: Cards, flowers or maybe chocolates for mom. France established their holiday for mothers in 1950 and is generally on the fourth Sunday in May. In the UK, mothers were honored as early as the 16th century on the fourth Sunday of Lent, called Mothering Sunday. The mariachi sounds of Las Mananitas are heard in Mexico every May 10 to celebrate mom. In Indian and Japan, Mother's Day is the second Sunday in May. In Egypt and some other Arab countries, mothers are honored on the first day of spring, according to Time.

EVEN LIGHT ACTIVITY CAN HELP WITH PAIN, STUDY SAYS Want to stay out of pain? Vacuum the carpet or walk the dog. A new study shows that older adults who do any sort of light to moderate activity feel less pain and are equipped to block pain more effectively. The new research by Kelley Naugle and colleagues at Indiana University-Purdue Indianapolis, shows that even light activity (like housework or a stroll) can help prevent chronic pain. Activity may even be therapy for pain and it might prevent pain. The study followed a group of older adults who had light to moderate activity. Moderate activity was that which might cause them to sweat. The higher levels of activity, the lower the pain, the study found. But the results also showed that subjects didn't have to be an athlete. Even light activity resulted in the test subjects feeling less pain and blocking pain sensations. The results suggested it might be possible to match a physical activity to specific pain as a treatment.

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A finely tuned recording of a waterfall might be one key to better sleep and memory, according to a new Northwestern Medicine study. The study used gentle sounds like a waterfall synchronized to the rhythm of brain waves to test its effect on deep sleep and memory. Focusing on older adults, the study sought to find a connection between deep sleep, which decreases with age, and memory. The study used a technique that monitored brain wave movement and played sounds as brain waves rose. It found that the sounds encouraged more deep sleep slow brain waves. The sound stimulation enhanced both sleep and memory, the study found. The research might lead to home devices that could use sound to enhance deep sleep and memory.

"LIVE CHILLING" REPLACES HANGING OUT WITH FRIENDS In today's technology-focused world, even the formerly sacred act of hanging out with friends is not safe. According to the Wall Street Journal, popular apps such as House-party, Fam, and Kik are slowly replacing real-life interactions with friends by allowing users to join a virtual group from anywhere using their smartphones and computers. The apps leverage the cameras and speakers already present on phones to let joiners video chat freely, and it is this easy access that is encouraging kids to leave the apps open for hours while friends come and go to the "party." Although a bit alarming, there are some tradeoffs to this method of hanging out. On the one hand, it helps encourage kids to live a more sedentary lifestyle, but it also helps to replace less engaging activities like watching TV.

­– Manhattan­Resident­ManageR’s­Club,­inC.­–

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­– Manhattan­Resident­ManageR’s­Club,­inC.­–

FAMILY LEAVE CHANGES LIE AHEAD One of the promises President Trump made before he was elected was to tackle family caregiving costs. Americans have seen their incomes squeezed by the skyrocketing costs for child care and adult care. Also, Americans continue to fear the loss of their jobs if they must take leave to take care of their loved ones, or even themselves. Enter Trump and some plans he has to address these issues. A goal is to help working moms and dads cover their childcare costs. Furthermore, there are moves to not only help working parents, but caregivers of their parents. With more elderly people living with their children, calls have been made to include their costs for care, too. Ideas that have come up include child care expense deductions and Dependent Care Savings Accounts (DCSAs). These accounts would allow low-income workers receiving additional tax breaks for contributing to these accounts. The government would provide a 50 percent match. Then there is the idea of providing spending rebates for lower-income taxpayers. This rebate is meant to help those who don't pay taxes because they don't work. The Trump plan would rewrite the tax code to allow working parents to deduct child care expenses from their income taxes for up to four children and elderly dependents. Another area that would be addressed is maternity leave. Trump has proposed a plan that would guarantee six weeks of paid maternity leave by amending the existing unemployment insurance that companies are required to carry. The benefit would apply only when employers don't offer paid maternity leave. Furthermore, it would be paid for by offsetting reductions in the program so that taxes are not raised. This enhancement could triple the average paid leave received by new mothers.

MRM CLUB BUILDING TIPS As the cooling season approaches, we would like to remind owners and property managers of buildings with cooling towers to follow appropriate maintenance and start-up procedures as established by Local Law 77 of 2015 (LL77) and Chapter 8 of Title 24 of the Rules of the City of New York. Cooling towers and evaporating condensers that have been shut down for more than five days, must be cleaned and disinfected at least fifteen days before being restarted and a Legionella sample must be collected and analyzed. Additionally, a pre-startup inspection by a qualified person is required. An owner of a building with a cooling tower that is in use must ensure that an inspection by a qualified person is conducted at least every 90 days. Furthermore, a Legionella sample taken from a representative location in the cooling tower system must be collected and analyzed every 90 days. Failure to comply with these requirements could result in a notice of violation and possible fines. When the tower is not properly maintained, Legionella bacteria can grow in that water and enter the air as water vapor in the vicinity of the cooling tower. Legionnaires’ disease results from inhaling Legionella from the air. It is critical that cooling towers are properly maintained to reduce the risk of Legionnaires’ disease. Please take the time to ensure you have an oversight system in place. Information about the cooling tower law and links to resources are available at Questions can be directed to

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­– Manhattan­Resident­ManageR’s­Club,­inC.­–

“QUOTES 2 LIVE BY” "Motherhood is a choice you make everyday, to put someone else's happiness and well-being ahead of your own, to teach the hard lessons, to do the right thing even when you're not sure what the right thing is and to forgive yourself, over and over again, for doing everything wrong." ~ Donna Ball

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­– Manhattan­Resident­ManageR’s­Club,­inC.­–

CONTRACTORS NEED LIABILITY INSURANCE Independent contractors are increasingly working at all types of businesses. From plumbing to consulting, companies are seeing the benefits of hiring so-called 1099ers. Because of their status as contractors, they don't receive many of the benefits that employers usually provide. One of those benefits is liability insurance. If anything goes wrong while on the job, the insurance can cover it. According to Insureon, those reasons include: - Covering lawyer fees and damages if the employer sues over the work provided by the contractor - Making sure that the employer doesn't have to pay the costs if the contractor is sued - Being compliant with statutory requirements The type and how much insurance is needed varies based on a contractor's responsibilities. For example, those in construction, or others who work with heavy machinery and tools, may need insurance for bodily injury and property damage. Those who are contracted to provide advice, such as accountants, financial planners, interior designers and landscape architects, need to be concerned about liability risks, according to Trusted Choice. The company, which works with small businesses on insurance matters, says these contractors need to be covered for losses their clients may have as a result of the contractor's recommendations. Contractors who work as caterers should consider insurance for product and liquor liabilities. Trusted Choice notes this covers them if they serve food and alcohol at functions where guests could be injured because of food poisoning, for example. Contractors who are unsure what kind of insurance to buy should consult with a licensed agent.

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­– Manhattan­Resident­ManageR’s­Club,­inC.­–


Please call for more information or to open an account today 212-722-1553 917-528-0040 646-469-3123 929-444-1414 917-560-8899 235 East 123rd Street New York, NY 10035

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­– Manhattan­Resident­ManageR’s­Club,­inC.­–

SOME FONTS USE LESS INK According to MakeTechEasier, a student's claim that the government could save millions by switching fonts sparked an exploration of alternatives to the standard Times New Roman that many word processors select as the default. The narrower and less flourished fonts such as Century Gothic save ink the obvious way by making the letters smaller than their counterparts, but other font designers have come up with some impressive tricks that take things one step further. So-called economy fonts such as Ecofont and Ryman's Eco actually remove ink from letters by leaving little pixel-sized dots from letters in the former and by using hollow letters in the latter. These spaces allow the fonts to be just as legible as the traditional choices when in standard sizes, but can start to look a little strange as the letters get larger.


Everyone misses a payment at one point or another. Maybe the debit card on file expired, or the bill was sent to the wrong address. Whatever the reason, missed payments can mean serious hits to a credit score. According to Equifax, just one missed payment could cause as much as an 110-point drop to a person with a score of 780 that has never had a record of missed payments. That is pretty steep for a simple mistake. Luckily, The Simple Dollar points out that missing a payment does not actually start to matter until after 29 days have passed. Why? There is simply no method to report an account that has not yet reached 30 days past due. This is why people often say that missing one payment will not hurt anything. In reality, it is the report of one missed payment that does the damage.


Although many people file their taxes with the dread of a potential audit looming over their shoulders, the reality is that their chances of receiving one are not as high as they might think. According to USA Today, the audit rate for 2016 was overall 0.7 percent. This is the lowest rate since the 2003 data. The drop corresponds with cuts in funding to the IRS department and the amount of auditors available to enforce tax rules. The higher the income the higher to chance of audit. For instance, those with an annual income of $200,000 or more had an audit rate of 1.7 percent and those with $1 million or more had a rate of 5.8 percent.


According to Marketwatch, student loan debt reached a total of $1.2 trillion dollars in 2016. That is trillion with a "T." The average per student from this amount is about $35,000, and it does not show signs of slowing down. These high debt totals are leading to difficult financial situations for young graduates that aren't able to find a good job after college. The good news is that according to USA Today, student loan interest is one of the most overlooked tax breaks when it comes time to file. Each year, up to $2,500 of student loan interest can be deducted from the tax bill which would mean $625 saved for someone in the 25 percent tax bracket. Be sure to check with the servicer of the student loan for the required tax documents.

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ASTHMA AWARENESS MONTH STUDY One half second is the difference between getting your whole inhaled dose of asthma medicine and just getting 20 percent, a new study has found. The study shows that coordination in breathing and pressing the inhaler is the most common and serious error in using an inhaler. The study, published in the Journal of Aerosol Medicine and Pulmonary Drug Delivery, found that everyone made at least one error using their inhaler and 74 percent made at least three.

The key in coordinating breathing and medicine delivery is first to take two or three slow, deep breaths. Then, as you begin to breathe in for the last time, press the inhaler, taking a long deep breath to deliver the medicine. The long deep breath is key here. Most people don't breathe deeply enough, which can cause 5 percent to 10 percent less medication to get to the lungs. Here are the most common mistakes made with metered-dose inhalers: Not shaking Although some inhalers do not require shaking, most rescue inhalers do. Patients should shake the inhaler two or three times before every puff -- even the second puff. Orientation Hold the inhaler upright. Held at an angle, the medicine is frequently delivered to the tongue, not the lungs. Coordination Patients must be in the act of inhaling while using the inhaler. Breathing in too quickly A short breath doesn't do it. Breathe long and slow to get the most from the inhaled medicine. Spacing Wait 15 to 30 seconds before the next puff. Lip placement Make sure your lips fit firmly around the inhaler.

­– Manhattan­Resident­ManageR’s­Club,­inC.­–

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­– Manhattan­Resident­ManageR’s­Club,­inC.­–

Hurricane Preparedness Week, May 7-13, 2017 The time to prepare for a hurricane is now There will be trouble. Expect it. Prepare for it. According to NOAA, on average, 12 tropical storms will form over the Atlantic Ocean, Caribbean Sea, or Gulf of Mexico during the hurricane season which runs from June 1 to November 30 each year. Six will become hurricanes. In the Central Pacific Ocean, an average of three tropical storms, two of which become hurricanes, form or move over the area during the hurricane season, which runs from June 1 to November 30 each year. During a typical 2-year period, the U.S. coastline is struck by an average of 3 hurricanes, one of which is classified as a major hurricane (winds of 111 mph or greater) What damage does each category of hurricane cause? Category 1 - 74-95 mph winds Don't take a Cat 1 hurricane lightly. At this wind speed, you may have roof and siding damage. Dead trees will fall; branches will break. Power outages will last for several days. Prepare: Trim trees, service your generator, make sure you have water, food, and an up to date emergency kit. Category 2 - 96-110 mph winds. Downed trees will block roads. Power can be out from days to weeks. Category 3 - 111-129 mph winds Expect devastation to buildings. You may lose your roof, gutters and siding. Power will almost certainly be out for at least two weeks. Water will be a problem. Fill bathtubs before the storm to use for flushing toilets and bathing. Category 4 - 130-156 mph winds You'll be evacuated if this storm heads your way. Make plans before hurricane season for a place to stay for a minimum of two weeks. Your house will sustain major structural damage. There will be no water or power. Your pets cannot survive this storm. Make plans to take them with you. Category 5 - 157 or higher mph winds Catastrophic. You will be evacuated. After the storm, you will have no place to live. Houses will be reduced to timber. Travel will be impossible for weeks. No water or power for weeks. Not only will you need a place to stay for weeks, you'll be filing an insurance claim for everything you own. Before the storm, use your smartphone to take a video of your home, room by room. Your pets will not survive this storm. Make plans to take them with you. Storm surge Surging waters can be a deadly affect of a hurricane. In Hurricane Katrina in 2005, it was the storm surge that broke levees in New Orleans and caused flooding six to 12 miles from the beach.

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NSAIDS LINKED TO HEARING LOSS Using common pain remedies for more than six years has been linked to a higher risk of hearing loss, according to a study published in the American Journal of Epidemiology. Acetaminophen and non-steroidal anti-inflammatory drugs were implicated in the study. Aspirin use was no associated with a higher risk of hearing loss. The study followed more than 55,000 women in the Nurses Health Study.

OLIVE OIL AND HEART HEALTH People swear by the health benefits of olive oil, but, according to Tufts Health and Nutrition letter, there isn't much difference between oils. The director of the Tufts University cardiovascular nutrition laboratory, Alice H. Lichtenstein, says that research has not supported the idea that olive oil has unique properties for heart health. Any non-tropical vegetable oil is a good nutritional choice over butter or animal fat, Lichtenstein says. Consumers don't have to buy the more expensive olive oils or specialty oils. Regular oils such as soy, canola, and corn are lower priced and have a lower fat profile, which is the most important for health.

WHAT TO EAT BEFORE A WORKOUT The closer to your workout, the less you should eat, according to Jennifer Sacheck, associate professor at the Friedman School. Good rules to follow: - 30 minutes before exercise, choose a 50 to 100 calorie carbohydrate snack such as a cup of fresh fruit, a snack box of raisins or a cup of applesauce. - 1 hour before exercise, add another 100 calories with 6 ounces of low-fat plain yogurt or a light string cheese snack. - 2 or more hours, add another 100 calories. You could choose a half cup or crunchy cold cereal, a small banana or a 2-3 ounce pull-top can of tuna.

­– Manhattan­Resident­ManageR’s­Club,­inC.­–


BEN FLORES Resident Manager of the Year 2017 With gratitude & appreciation for the years of dedication and service to the CLUB — 22 —

­– Manhattan­Resident­ManageR’s­Club,­inC.­–


PHIL LEVINE of Major Air Service Corp

Associate Member of the Year 2017 In recognition of many years of support & friendship you have show to the CLUB — 23 —

­– Manhattan­Resident­ManageR’s­Club,­inC.­–

Electrical work fatalities improve Construction still most dangerous Construction work continues to be the most dangerous trade for fatal electrical accidents. According to the Bureau of Labor Statistics data, the construction industry experienced 52 percent of total electrical fatalities from 2003-2010 and far outpaces all others. Also represented: * Installation, Maintenance, and Repair Occupations - 21 percent * Grounds Maintenance Workers, 7 percent * Transportation and Moving Materials Occupations - 6 percent * Other Management Occupations, 4 percent * Agricultural Workers, 2 percent According to the National Fire Protection Association, BLS data show that as few as one to four electrical fatalities annually were attributed to electrical burns for 2003-2010. Some electrical safety experts consider this to be an undercount. About 39 percent of nonfatal electrical injuries are electrical burns. In the construction industry, about 57 percent of electrical injuries are burns. The utility industry is the only other in which nonfatal burn injuries outnumber electrical shock injuries (76 percent). The Utility industry has the highest rate of nonfatal electric burn injury at 1.6 cases per 10,000 workers in 2010, followed by the construction industry at 0.4 cases. The overall electrical burn rate for private industry remained at 0.1 cases per 10,000 workers for 2003-2010. The construction industry, however, had the highest rate of nonfatal electric shock injuries at 0.6 cases per 10,000 workers whereas the utility industry improved from 0.7 cases in 2009 to 0.4 cases in 2010. The overall electric shock rate for private industry remained at 0.2 cases per 10,000 workers for 2003-2010. Since 1992 both fatal and nonfatal electrical injuries have shown significant and sustained declines. The recent slowdown in economic activity has probably contributed to the even sharper declines in electrical accidents over the last few years. "Contact with Overhead Power Lines" remains a significant problem accounting for nearly one-half of all occupational electrical fatalities. The fatal data for 1992-2010 show that although the number of electrical fatalities has decreased, the overall mix of fatal accidents remains largely unchanged. The same can be said for nonfatal electrical accidents. The construction and utility industries remain problem areas. Construction has more fatalities but the utility industry has a higher rate of both fatal and nonfatal electrical injury.

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­– Manhattan­Resident­ManageR’s­Club,­inC.­–

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­– Manhattan­Resident­ManageR’s­Club,­inC.­– JOfes­fOR­the­MOnth­Of­MaP Q: How well is your garden going to grow? A: Only thyme will tell Q: Why did the gardener quit? A: His celery wasn't high enough Q: Why did the gardener need a cork? A: His garden sprung a leek. Q: Why didn't anyone laugh at the gardener's jokes? A: They were too corny. Q: What's the gardener’s favorite sport? A: Squash Q: Why was the gardener so busy over the weekend? A: He had a really long Honeydew list. Q: Where do apples love to vacation? A: Fuji

Spendaphobia: When you have it but won't spend it According to CNN Money, many retirees have a hard time spending the money they worked so hard to save. Studies by the American College of Financial Services and Vanguard both found that seniors spent far less than they could afford. Both studies focused on seniors who were financially able to spend more but did not. Since you can't take it with you, CNN Money recommends spending for a happier retirement: Dinner out with family and friends, travel and entertainment. These spends are usually more satisfying than spending money on clothing, gadgets or jewelry. Also spending on enhancing your talents can be satisfying. Learning to play an instrument or taking a class in a subject you always wanted to learn more about. Charity can be satisfying. If you don't have a church or favorite charity now, you can find one on Volunteering can also be satisfying.

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­– Manhattan­Resident­ManageR’s­Club,­inC.­–

Phone battery life To get the most out of your phone's battery, don't let it drain to zero. The best idea is to juice it up at the 30 percent to 40 percent mark, according to A battery that runs down to zero will last for 300 to 500 charge cycles, but regular half-charges allows the battery to run for 1,200 to 1,500 cycles. You can also extend battery life by making a point to unplug the charge before the phone reaches 100 percent. If you are turning the phone off for extended periods, run the batter down to a half charge before you turn it off. Finally, keep the phone away from extremes of heat and cold.

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­– Manhattan­Resident­ManageR’s­Club,­inC.­–

HOROSCOPES Aries 3/21 - 4/19: Practice is on your mind as the moon moves into its first quarter, May 2. Keep at it. A breakthrough occurs by the New Moon, May 25. Taurus 4/20 - 5/20: The Chinese have an expression: A good start is half of success. This month, Taurus, grab the bull by the horns and start. The stars are with you. Gemini 5/21 - 6/20: A choice comes your way this month. The stars see happiness either way but one option has bitter consequences. Cancer 6/21 - 7/22: As the moon reaches its third quarter on May 18, you face a happy problem. Solve wisely. Leo 7/23 - 8/22: Time to admit someone can't be changed, even by your celebrated force of personality. Virgo 8/23 - 9/22: It may not be your usual style, but you find yourself angry. The stars recommend a strange prescription: Pick apart the issue until you see the other side.

Libra 9/23 - 10/21: Your month starts strong at the first quarter moon May 2. Stay focused by relaxing deeply on your off time. See a comedy. Scorpio 10/22 - 11/21: Do the one thing you know your love wants. Your effort makes you a better person. Sagittarius 11/22 - 12/21: Sometimes you have to let go and realize that facts don't always make a difference. Don't invest in that problem. Capricorn 12/22 - 1/19: Change is in the air. Put your heart into the matter, not your brain. Aquarius 1/20 - 2/18: Family is front and center by mid-month. Sort out your hopes from reality. Focus on the practical. Pisces 2/19 - 3/20: You may be vulnerable during the first half of the month. Beware of entrusting something precious to someone you trust.

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Should children get an allowance?

May 14th - 20th

* More than 900,000 sworn law enforcement officers now serve in the United States, the highest figure ever. About 12 percent of those are female.

As far as parenting goes, lots of opinions buzz around the topic of giving out allowances:

How often should they get * According to the FBI's Uniform Crime Reports, them? an estimated 1,197,704 Violent Crimes occurred nationwide in 2015, an increase Should they of 3.9 percent over 2014. be doing chores * Currently, there are 20,789 names engraved on the walls of the National Law to earn them? What age is a Enforcement Officers Memorial. good time to * Deaths in last 10 years: 1,439, an average of one death every 61 hours or 144 start? per year. Although many parents choose to use allowances as a reward mechanism, US News says that allowances work * Assaults on officers: 51,548 in 2015, resulting in 14,453 injuries. * Deadliest Decade: The 1920s, when a total of 2,437 officers died, or an average best as a tool for teaching the lesson of money management. There are many reasons to focus on this of almost 243 each year benefit, but most stem from the fact that tying allowances * Deadliest year: 1930, when 304 officers were killed. That figure dropped to chores is often ineffective. In many cases, chores should be a mandatory part of every member of the dramatically in the 1990s, to an average of 162 per year. household and tracking the tasks often falls off after the * Deadliest day: September 11, 2001, attack on America, when 72 officers were first few weeks. It is much better to hand out a set amount of money killed. each week or month and teach the child how to count it * New York City has lost more officers in the line of duty than any other and separate it into different groups such as spending department, with 705 deaths. Texas has lost 1,682 officers, more than any other money, giving money, and long-term savings. Determining the starting age is often as simple as waiting state. until the child can count and understand money, often Figures and photo courtesy of the National Law Enforcement Memorial Fund. around age 6.

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MRMC Monthly Health Tips 8 Lifestyle Tips to Protect Yourself from Breast Cancer May is the month we celebrate Mother’s Day. Even though October is “Breast Cancer Awareness Month,” the CLUB would like to take this opportunity to honor all of our own Mothers, female relatives and friends and pass along these important health tips. Help protect all the women in your lives whether family, friends, co­workers from breast cancer. Besides your regular doctor appointments and rou­ tinely checking for lumps, all should read below the 8 lifestyle health tips that can better the odds that you don’t contract this deadly killer.

1. Eat only high­quality, natural foods, and include olive oil and dark leafy greens every day.

Processed, fast food nutrient­deficient diets have co­arisen with breast cancer rates. Is there a correlation? Probably. Is there any harm in eating heathy diet? Nope. And we do know that diets rich in a variety of fruits and vegetables and good­quality fats, particularly olive oil, can help to reduce damage to your genes and protect against breast cancer.

2. Don’t drink alcohol – or drink less.

While a few glasses of red wine per week may have cardio protective actions, we do know that more than seven glasses of alcohol per week modesty increases a woman’s risk of breast cancer, and more recent research suggests that even just a few glasses may do so. Therefore, I encourage women to avoid alcohol except on rare occasions, certainly keep it to no more than two four­ounces of wine per week. I get it, not drinking may be less than fun; breast cancer is even less fun. The studies are clear; the more you drink, the higher your risk of breast cancer, with two drinks per day increasing risk by as much as 70%.

3. Aim for Early Detection.

Breast cancer is the second leading cancer among women in the U.S., but the good news is that if It’s caught early on and hasn’t spread, the 5­year survival rate is extremely good. There are several ways you can detect breast cancer early, including regular mammograms. Some doctors incorporate yearly mammograms once you hit 40, and others don’t do it until your 50. If you’re considered high risk, your doctor should be issuing mammograms even earlier. It’s important to openly speak with your doctor about breast cancer screening, and go over your family history and other lifestyle factors that may put you at higher risk.

4. Know your Family History.

In this case, genetics matter­breast cancer is a disease that can be passed through generations. Although it is not contagious, there are certain mutations that can cause breast cancer, and are a somewhat small percentage of cases (5­15%). These genes mutations can be in­ herited from a parent and greatly increased the possibility of you developing breast cancer as well. Know your family history, including your dad’s, and inform your doctor.

5. Maintain healthy blood sugar balance and healthy weight.

Aside from sugar causing numerous other health problems, eating it leads to insulin spikes. Insulin leads to storage of body fat, and body fat is one of the sites of estrogen production in the body. Excess estrogen is a problem for women predisposed to estrogen receptor positive breast cancers. See this blog, Balance Your Blood Sugar with 4 Easy Habits.

6. Stress less, sleep better.

Stress and lack of sleep both lead to weight gain, blood sugar dysregulation, and increased estrogen production. Poor sleep and stress impair immunity function and detoxification, and may keep us from vitality­promoting lifestyle habit! Try to get 7 to 8 hours of sleep most nights, and build a yoga, meditation or relaxation practice into your life. It can make a world of difference in your health outlook.

7. Supplement.

We do our best to eat well, but specific vitamins and minerals, taken in amounts beyond what we get in our food, may have an additional protective role against breast cancer, mostly through supporting our body’s natural ability to detoxify and prevent damage to our genes. Supplements that may support breast cancer prevention include: Selenium, Vitamin D, Vitamin C, Vitamin A (retinal and carotenes), Indole­3­carbinol (I3C) found in that Brassicacae vegetable family, and available in supplement form as DIM (diindolylmethane) & Active folate

8. Avoid harmful environmental exposures­including unnecessary hormones.

The data is unequivocal and just keeps pouring in: many of the million­plus environmental chemicals that have been introduced into our ecosystems cause cancer, and your breast tissues are especially at risk because many toxins preferentially affect them. Even low exposure of BPA, for example, a common chemical in plastics, can increase our risk of breast cancer because it has estrogen­mimicking biological activity. We must reduce as many of our toxic exposure risks as possible. I know this can be overwhelming, but your health depends on it. Since you vertically transmit chemicals to your children through breast feeding, so does the health of subsequent generations. Please visit the Environmental Working Group Working Group website for information and accessible, helpful guidance in how to transform your life from toxic to green.

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What is HDMI and why is it important? For anyone that grew up during the age in which television playback included VCR's, they probably remember those wonderful multi-colored audio/video cables that required four different plugs on each end. Those types of cables represent how audio and vi-

THE FAT-BURNING BREATHALYZER Could fat-burning be as easy as taking a breath? Well, maybe not, but Fortune explains that a company called LEVL has introduced a new device that allows the user to determine how much fat they are burning by analyzing their breath. The device's app will with help to tailor fitness regimens and diets to improve metabolism and more efficiently burn fat. According to The Verge, the device works by measuring the amount of acetone in a person's breath. Acetone is important because it is a byproduct of the chemical breakdown of fat in the body. More acetone should correlate with a higher fat burn. Although the science is not new, this device allows users access to these readings on their own without being forced to take a trip to the doctor or purchase extremely expensive equipment.

sual data got from your device to the TV. For their time, those cables certainly got the job done. The problem is that now most movies contain 7.1 speaker surround sound audio and video resolutions frequently in the 4k range. To carry that much data efficiently, HDMI was created. According to MakeTechEasier, HDMI allows for that high-fidelity audio and high-resolution video to be sent over the same cable and creates a standard platform that makes connections between computers and televisions much easier than in the past. What's more, HDMI also carries something called "control data." This data allows your gaming system or BluRay player to wake your TV up and lets your home entertainment system work better together.

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WHY CREATING A VISION IS MORE IMPORTANT THAN GOAL SETTING When people face a daunting task, it often feels like the most important thing to do is act and act quickly. Michael Hyatt, a best-selling leadership coach, says it is often best to create the vision before worrying about strategies and goals. Although closely linked, a vision helps to define what is trying to be accomplished rather than how. If a person cannot identify what it is they are trying to achieve, the goals and strategy will always be shifting because they will have to hit a moving target. Crystallizing the vision causes the target to stay still and allows for the rest to fall into place more quickly. An exercise in vision creation When Michael Hyatt was presented with a challenging situation, his first instinct was to hit the ground running and not to have high expectations for the outcome of himself and his team. Unfortunately, this strategy wouldn't have inspired anyone and it certainly wouldn't have meant great success because it is in itself self-limiting. Instead, he took the time necessary to step back from the situation and determine the ideal outcome that he was looking to obtain. This meant looking past the current reality and imagining what could be possible under ideal circumstances. Once he wrote down a list of those ideal outcomes and gave himself a realistic timeline, it became much easier to determine how to reach them and to break them down into more manageable goals for his team. Goals are still important With all of the talk around creating a vision, don't underestimate the importance of goals in the overall strategy. The crucial step is that the vision comes first in order to create a better way of determining the right goals and how to go about achieving them. All of these pieces work together to provide a blueprint for finding the ideal outcome in the future. — 37 —

Family dinner: Evolving, good for kids

During years as kids grow, family dinner time tends to change, but it remains one of the fundamental building blocks of kids' character and knowledge, experts say. With young children, families might have to eat early, ignore some table manners, and endure the usual bouts of crying, mess and chaos, according to

As the kids grow, dinner time has less chaos, but perhaps more sullen children as they reach teenage years. Is it worth it? Absolutely, says Harvard Medical School Professor Anne Fishel, co-founder of The Family Dinner Project. For one thing, research published in New Directions for Child and Adolescent Development has found that dinner conversations are essential in building vocabulary, acquiring general knowledge and understanding culturally appropriate talk. Researchers found that young children learned 1,000 rare words at the dinner table, compared to only 143 from stories read allowed. This helps children read earlier and more easily. For school-age kids, regular mealtimes are a predictor of high achievement scores. Adolescents who ate family meals five to seven times a week, were twice as likely to get A's in school, according to the Washington Post. One study in Pediatric Psychology even found that family dinner rituals even acted as a protector for children with asthma. For adolescents, a number of studies showed that regular dinners lowered high risk behaviors and mood problems. The key is emphasizing interpersonal relationships with casual conversations, not scolding or yelling at each other.

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Exercise while pregnant Women can and should do moderate exercise while pregnant, even if they weren't exercising before conception. According to the American College of Obstetricians and Gynecologists, women without major medical or obstetric complications should get at least 20 to 30 minutes of moderate exercise every day. Moderate exercise is defined as moving while still able to carry on a conversation. Activity can prevent excessive weight gain which can complicate pregnancy, according to

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“QUOTES 2 LIVE BY” My mother had a slender, small body, but a large heart; a heart so large that everybody's joys found welcome in it, and hospitable accommodation. ~ Mark Twain

“QUOTES 2 LIVE BY” No matter how old a mother is, she watches her middle-aged children for signs of improvement. ~ Florida Scott-Maxwell

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Memorial Day, May 29, 2017

Make a tech audit of your home

A day of remembrance evolves with nation's grief

Baby boomers who are downsizing have a great opportunity to sell to Millennials who are upsizing. But the younger folks do want different things in their dream homes. When you are selling your home, remember that your buyer will probably be a Millennial. Here's how to understand them. According to, Millennials (ages 20 to 34) will probably be looking for smaller, technological appointed properties. After all, these are people who grew up with a phone attached to their hand. According to the Center for Generational Kinetics, Millennials are tech dependent, not necessarily tech savvy. They are wired in at all times. They want casual simplicity, except when it comes to technology. Then, they want everything. Consider how Millennials work. They prefer flex time. They prefer to work from home. They expect to have unusual perks at work. Technology to them is the starting point, not an add-on. At minimum, Millennials will prefer a home ready for wireless technology. Smart homes are natural to Millennials who expect to be able to control temperatures, lighting and even door locks with their cell phone. Sellers considering upgrades before sale might well make a technology audit of their home. Wifi capabilities should be fast. Adding thermostat and lighting controls would be an inexpensive way to make a hit with the younger generation. Cable and satellite TV connections are probably required, but chances are Millennials won't be using it. According to a survey by Digital Democracy, Millennials consume television on their computer, smartphone or gaming device. They are cord cutters. A home office is essential since Millennials see themselves as working at home and dropping into an office occasionally. Of course, the home office must have enough plugs, ports and lighting to make a Millennial happy. A gaming room is a great perk since most Millennials will need a place for their consoles and big screen monitors as they attack outer space creatures on their off time. These rooms don't have to be big, but they shouldn't have too many windows (bad for screen viewing). In marketing your property, be sure to note if one room would be ideal for gaming. Millennials are also plenty busy. So they are looking for complete properties with no fix-up required, according to They will appreciate lowmaintenance properties. Finally, Millennials shop online for everything, including homes. Make sure your photos are fantastic.

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Every grieving generation remembers the casualties of war in its own way. So, Memorial Day, the day when we remember the men and women who died in war, has evolved. The beginning of the holiday is usually set in 1868, when the Grand Army of the Republic, an organization of Union veterans founded in Decatur, Illinois, established a Memorial Day to decorate the graves of the Union war dead. Throughout the Civil War, families and groups remembered fallen soldiers on many dates and in many places. North and South generally had different traditions for remembrance. Gradually, the traditions came together and by 1968, Congress designated the date as the last Monday in May. The Civil War posed new problems for the young republic of America. More than 600,000 soldiers (some say 750,000) died in the conflict, representing 2 percent of the population. (By comparison, U.S. losses in World War II were just over 400,000.) Once national cemeteries were established, the tradition of decorating the graves of fallen soldiers began in earnest. Today, veteran's groups, individuals and churches decorate graves with flags on Memorial Day, continuing the tradition of honoring the fallen. Graves and clothing are also frequently decorated with poppies, a symbol of sacrifice that became popular after World War I. It is said that for every drop of blood shed in war a poppy grows in remembrance.

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