HOMES
HOMES
4C • SUNDAY, JUNE 24 2018
Southwest Georgia
albanyherald.com
Southwest Georgia
• Albany • Americus • Bainbridge • Cordele • Moultrie • Sylvester • Tifton
SWGA
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TOP MORTGAGE BROKERS!
ALBANY | AMERICUS | BAINBRIDGE | CORDELE | MOULTRIE | SYLVESTER | TIFTON
SWGA Selling Team ERA All In One Realty Realtors
Jean Shiver 229-347-0221 Jeanshiver@gmail.com 551372-1
Blake Williams 229-560-4068 Blake.Williams@era.com
FEATURE HOME This Week’s
Allan Willcox Willcox Realty LLC Associate Broker
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229-435-1717 - Office 229-886-2828 - Cell allanwillcox@gmail.com www.willcoxrealty.com
Debbie Fulford
2522 Pheasant Drive, Albany, GA, 31707
ReMax of Albany Inc.
4 beds | 2.5 ba | 2,874 sqft | MLS#: 140198 | $273,500
Associate Broker, CRS, ABR
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229-317-4126 - Office 229-343-4200 - Mobile debfulford@gmail.com www.remaxofalbany.com
SWGA HOMES
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OPEN HOUSES YOUR HOMES HOMES FOR SALE RENTAL HOMES MORTGAGE BROKERS DAILY REAL ESTATE NEWS CLASSIFIEDS
Beauty Warmth and Value! A Harvest of Features! Atmosphere of charm as one welcomes their friends. Spaciousness and Congeniality sets the mood for the formal dining room. Experience the joy of cooking in this gourmet kitchen w/ beautiful custom breakfast bar and island, granite counter tops, and custom cabintry for storage. Beautiful hardwood floors. Large great room w/ cozy masonry fireplace becomes the fun center for your family and guest. Master Suite Retreat & the California Walk-in closet and built-in safe and luxurious master bath fully loaded: jetted tub, separate tile shower w/ frameless glass doors, double vanities w/ granite, & beautiful ceramic tile. Large Bedrooms w/ custom built-ins and bath w/ plenty of granite counter tops for three sinks and custom cabintry for storage for the growing family . Like a park setting. Gated and fenced around the perimeter and Custom built 2nd garage detached /wired work shop w/ rolling doors for the family member that needs storage or a project. A Neighborhood of picturesque homes where every season is beautiful.
Mary Linda Cotten (229) 347-0953 marylindacotten@gmail.com COLDWELL BANKER WALDEN & KIRKLAND
(229) 436-8811 | www.waldenandkirkland.com
Top tips to help first-timers navigate the fast-paced housing market
(BPT) - Across the U.S., the housing market is picking up pace moving into the peak of the summer homebuying season.
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In city after city, home prices are on the rise, up 2.3 percent on average between April 2017 and 2018, according to the RE/MAX April 2018 National Housing Report. And there are fewer houses on the market to choose from, with total housing inventory down by 11.3 percent.
What’s fueling the demand? More members of the millennial generation entering the housing market, among other factors.
JAN T. PHILLIPS “YOUR MORTGAGE MADE EASY” 113 North Westover Blvd. Albany, GA 31707 229.349.7138 jphillips@bankPFB.com NMLS# 658982 NMLS#500174
bank PFB.com
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Based on home sales in April 2018, the national supply of inventory was at 2.5 months, making it a strong seller’s market. (A 6-month supply of inventory historically indicates a market that is balanced equally between buyers and sellers.)
If you’re ready to stop renting and start enjoying the benefits of home ownership, finding the perfect house within your price range can seem daunting, especially in a seller’s market. Keep these things in mind to find and close on that special home. 1. Keep an eye on your credit score
The interest rate of your mortgage matters a great deal. Even a fraction of a percentage can add (or subtract) thousands of dollars over the life of a 30-year loan. One thing that can influence your interest rate is your credit score - it’s just one way for the lender to determine how likely you are to repay the loan. Well before you begin browsing properties online, take steps to get your credit score in the strongest possible position. Review your credit report and report errors immediately. Make ontime payments and put off opening new credit accounts until after the mortgage is finalized. 2. Work with a full-time, experienced real estate agent Plenty of online services claim you can save money by completing the process without a real estate agent. But as many buyers discover, the savings don’t always come through as promised. In fact, going through this complex process without professional guidance can definitely lead to costly problems later. If you work with an agent, you’ll get to work with a pro who’s in touch with the local market and can lend a helping hand every step of the way. Their expertise can help you find that perfect house and help you craft the right strategy for your offer. Vis-
it remax.com to find a professional agent in your area. 3. Play to your strengths When you find the right house, you may not be the only one making an offer on the property. That can be intimidating. But keep in mind it’s not always about coming in with the highest dollar amount. Buyers have different motivations to sell. Some may be in a situation where they want to close and move out as soon as possible. They’ll be less likely to work with buyers who have their own houses to sell, making firsttime buyers more attractive candidates. Buying a house is a big step, and in the heat of a seller’s market, it takes extra patience and perseverance. Find the right real estate agent to help you through the process, and moving day may arrive sooner than you expected.