Spector Constant & Williams is a dynamic and commercially-minded law firm.
Our service areas include Banking & Finance, Company & Commercial, Dispute Resolution, Employment, Family, Immigration, Intellectual Property, Real Estate and Restructuring & Insolvency.
We extend our heartfelt thanks to all our event sponsors - Spector and Forum, exhibitors, and attendees for making today such a remarkable success. Your energy, enthusiasm, and commitment have truly brought this event to life.
We hope you’ve enjoyed connecting, sharing ideas, and building meaningful relationships that will continue to grow well beyond today.
We also wish to express our sincere appreciation to all our members and our Headline Sponsor Spector for your continued support throughout the year. Your dedication forms the foundation of our community, and we look forward to an even more impactful and inspiring 2026 together.”
The AJBN team,
Ru e Bahar, Bianca Web & Jus n Cohen
We are delighted to continue our support of the Asian Jewish Business Network as a headline sponsor once again. As the UK’s only platform dedicated to bringing together business leaders from the Asian and Jewish communities, the AJBN continues to demonstrate the power of genuine collaboration and shared ambition. Now in its sixth year, the network has gone from strength to strength, fostering connections, partnerships, and opportunities that deliver real value to all involved. Its ongoing success is a testament to the positive impact that cross-community relationships can achieve.
From family law to immigration, property, corporate and litigation it has been another very busy twelve months for us here at Spector Constant & Williams, and a period of continued growth.
We have further strengthened our property litigation offering with the appointment of leading property litigation lawyer David Smith as a partner. David brings extensive experience in property litigation, property regulation, and data protection, with a particular focus on
residential tenancies and agency law. Recognised nationally for his work in landlord and tenant law, David is a highly regarded advocate and advisor with a proven track record of success in courts at every level.
Likewise, our corporate and commercial team has grown further in both strength and numbers with the appointment of Nadia Asher as partner, bringing with her a wealth of expertise in M&A, intellectual property, investments and complex commercial contracts work in sectors as diverse as technology, hospitality, healthcare, retail and real estate. Nadia also has extensive experience in non-contentious employment work and finance work.
Our Real Estate Investment and Finance team also continues to grow and is now 20-strong. The team was recently recognised for the first time by independent guide to the legal profession, Legal 500 alongside our Commercial Litigation team.
Our litigation team continues to be in demand, and has been acting on several high profile cases including representing Cabo Concepts Limited, a toy manufacturer, in a multi-million pound IP and competition dispute with MGA.
As we come together at this year’s AJBN conference, it’s worth looking beyond our own sectors to the wider market forces shaping the landscape for business. Over the past few years, we’ve all become accustomed to change. We’ve come through the Covid-19 pandemic and ongoing global instability as well as facing shifting domestic policies and economic headwinds. The last twelve months have continued to require adaptability and resilience.
Following a year of high inflation and rising interest rates, the government has set out an agenda focused on stimulating growth through planning reform, investment in infrastructure, enhancing support and removing barriers to trade and finance for SMEs, and a renewed push on housing delivery. Strengthened rights for workers and tenants are also on the horizon, signalling a broader shift in economic and social priorities.
Attention now turns to the Autumn Budget, which is expected to provide much-needed clarity for business owners and investors alike.
In the commercial property area, the market has been mixed. Prime, ESG-compliant office space in London is attracting demand and commanding rising rents, while older, less efficient building stock is under pressure from rising maintenance and compliance costs.
Vacancy rates remain elevated overall, and many landlords are in delicate negotiations with lenders over loan covenants. In many cases using strategies like “extend and pretend” to delay distress in a weak valuation environment. Data centres and infrastructure-linked property continue to buck the trend, showing strong investment interest amid demand for digital and cloud capacity.
Despite global uncertainty, the UK remained a standout destination for dealmaking in Europe in 2024, recording 3,486 deals worth $248.6 billion. Public M&A saw a marked increase in aggregate deal value, driven by the return of larger transactions.
In the private equity market, conditions remained mixed, but
Nadia Asher Partner nadia.asher@scwlegal.co.uk
momentum began to build in early 2025, with 83 more PE exits recorded in the first quarter compared with the previous period. While exit volumes still need to rise further to clear the backlog of portfolio companies, the uptick signals a gradual revival of confidence in the sector.
For many in the AJBN community, the message is clear: adaptability and optimism remain key. As businesses position themselves for the next phase of growth, the combination of improving market sentiment and policy direction from the Autumn Budget could mark the start of a more stable and opportunity-rich period ahead.
For years, the UK has been known as an incubator economy a place where startups flourish but often struggle to scale, relocate abroad, or are snapped up by international investors. That perception may finally be changing.
Midway through 2025, data from startup intelligence platform Tracxn revealed that late-stage funding for UK fintechs surged dramatically in the first half of the year compared with both halves of 2024. After years of stagnation, this marked a major
George
turnaround for the sector, long seen as the jewel in the crown of UK innovation.
What’s more, fresh Tracxn data released this autumn suggests fintech’s success is no longer an exception. Across the wider UK tech industry, late-stage investment totals have remained strong through the first nine months of 2025. Hopefully this signals a broader recovery in the country’s ability to support scaling businesses.
While caution remains the trend points to renewed investor confidence in the UK’s ability to nurture growthstage companies. For entrepreneurs, investors and advisors across the AJBN network, it’s a welcome sign that Britain’s innovation economy may finally be entering a new, more mature phase of expansion.
We and our colleagues have gained an enormous amount from our involvement with the AJBN, from new perspectives to lasting professional relationships, and we look forward to deepening those connections at this year’s conference and beyond. In an unpredictable world, the power of community, trust and shared ambition remains one of the greatest assets any business can have.
James
We have been providing sound advice to companies and individuals in financial difficulty for nearly 50 years.
With you every step of the way...
Contact any of our partners below for a free, confidential and no-obligation discussion about your circumstances.
Kikis Kallis Kikis@kallis.co.uk
Tania Kallis Tania@kallis.co.uk
Peter Charalambous Peter@kallis.co.uk
Residential Survey & Valuation
RICS Level 2 Homebuyer’s Survey
RICS Level 3 Building Survey
SNAG Survey
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RICS Red Book Valuations
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Commercial Services:
Valuation
Rent Review’s Disputes Dilapidations Schedule of Conditions
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Maintenance Schedule Section 20 schedule Preparation Off-Site and On-Site Management
Lease Extension Valuations
“HELPING YOU MAKE AN INFORMED DECISION”
We are based in Cobham and provide accounting, tax, and advisory services for both individuals and businesses. Over the years, we’ve seen more of our clients showing interest in international investments, particularly property, and Dubai has become one of the more frequently discussed markets.
Dubai has become a popular choice for international property buyers. What are the main benefits for a British citizen considering buying there?
There are several factors. One of the biggest attractions is Dubai’s tax environment. Currently, there’s n o income tax on rental returns and no capital gains tax on property sales, which can make it very appealing compared to the UK. Additionally, Dubai has a well-regulated property market, and foreign investors are allowed to purchase freehold properties in designated areas.
Beyond tax benefits, what other practical advantages do you see?
The lifestyle element is a major draw. Dubai offers a modern infrastructure, international schools, excellent healthcare, and strong connectivity to Europe and Asia. From an investment perspective, rental yields in Dubai are generally higher than in many UK cities, and demand for quality housing has remained strong. It is the balance of lifestyle and strong returns that makes Dubai stand out.
Are there legal considerations that British buyers should be aware of before purchasing property in Dubai?
Yes, definitely. The legal system in Dubai differs from that of the UK, which is why it’s essential to have the right guidance. This is where our role comes in—we help ensure that clients approach their purchase with clarity and security. From verifying that the property is properly registered with the Dubai Land Department to reviewing service charges and
CEO and Financial advise at Accountlets ltd
maintenance fees, we aim to make sure everything is transparent and fair. We also guide clients on practical points such as managing exchange rate fluctuations, since transactions are in UAE dirhams.
Why should a British purchaser consider hiring Accountlets when buying a property in Dubai?
We take pride in guiding our clients through the process with full transparency. We are official partners with Damac, one of the most trusted and well-established developers in Dubai. This partnership allows us to secure exclusive discounts that buyers simply wouldn’t receive if they went directly. On top of that, we have offices in both the UK and Dubai, which means we can support our clients locally and internationally, ensuring professional handling every step of the way. We also make sure every transaction is fully compliant with both UK and Dubai regulations, giving buyers peace of mind. And importantly, we don’t charge the buyer anything for our service.
What do clients usually say after completing a purchase through Accountlets?
They often tell us how simple and stress-free the process felt. With our support and the discounts we secure, most say they wish they’d come to us sooner.
If you are interested in taking a step towards buying a property in Dubai, contact us for a free consultation at 07498903886 or email enquiries@accountletsgroup.com
Speak
to increase your clients’ leverage, allowing them to borrow more 5 year fixed rates with tiered fees
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For the last decade we’ve been helping clients plan, protect and grow their wealth with clarity and confidence. In this time, we’ve built lasting relationships based on trust, expertise and genuine care. Our success i s shared with every client, colleague and partner who has been part of the journey. As we celebrate this milestone, we remain dedicated to delivering personal service and long-term financial guidance.
For the last decade we’ve been helping clients plan, protect and grow their wealth with clarity and confidence. In this time, we’ve built lasting relationships based on trust, expertise and genuine care. Our success i s shared with every client, colleague and partner who has been part of the journey. As we celebrate this milestone, we remain dedicated to delivering personal service and long-term financial guidance.
From our first office meeting to every milestone achieved, we’re proud to have supported clients through life’s biggest financial decisions. E ach plan reflects our belief that great advice begins with understanding what matters most to you.
From our first office meeting to every milestone achieved, we’re proud to have supported clients through life’s biggest financial decisions. E ach plan reflects our belief that great advice begins with understanding what matters most to you.
Ten years on, our focus remains unchanged: honest advice, transparent communication and strategies designed f or the future. Thank you for being part of our story — here’s to continued success and the next decade of trusted relationships.
Ten years on, our focus remains unchanged: honest advice, transparent communication and strategies designed f or the future. Thank you for being part of our story — here’s to continued success and the next decade of trusted relationships.
www.tvedwards.com
• Leading law firm – ranked in The Times Top 250 for 2026
• Dispute Resolution team is results-driven with a proven track record
• Specialist lawyers handling complex, high-profile cases
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• Client-first approach with exceptional satisfaction rates Dispute Resolution Law
Our Expertise and Services:
Commercial Litigation
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Civil Litigation
• Breach of Contract
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Property Litigation
• Commercial Lease Disputes
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• Lease Extensions & Enfranchisement
• TOLATA Disputes
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“They helped me successfully navigate through a very complex area of law in a calm, robust, and strategic fashion, enabling me to settle the matter on favourable terms. ”
Contact the team on 020 3440 8000 or email disputeresolution@tvedwards.com to book 30 minutes of preliminary advice with a solicitor.*
“It’s not just business, it’s personal”
• Residential & Commercial Properties
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As the digital bank for entrepreneurs, by entrepreneurs, we’re transforming business growth with: Visit us at oaknorth.co.uk to learn more
Seamless digital banking with dedicated support to help ambitious businesses simplify operations and scale at speed
Just as we take pride in the businesses we support, we also celebrate our founders’ heritage, reflecting the entrepreneurial spirit and shared values of the Asian and Jewish communities.
Whether you’re a homeowner, developer or investor, your property is one of your most valuable assets. Yet, many people overlook one of the most effective ways to enhance its worth working with an architect.
At Saloria Architects, we help clients see the bigger picture. From a simple extension to a multiunit development, our role is to uncover what’s truly possible maximising both the functionality and the financial return of your property ֍ We value- engineer projects so they cost less and ultimately add value to your development.
Every great project starts with understanding the site. Before you begin planning improvements or making an offer on a property, our architects can assess its full potential. We review existing structures, planning permissions, and site constraints to identify opportunities that others might miss. Early advice can reveal smarter design and construction strategies saving time, money and stress later on. ֍ With all consultants sourced by Saloria, we give you the one stop shop experience, taking your stress away.
Feasibility studies provide the clarity every investor needs. We analyse what can realistically be built or adapted within local planning frameworks, taking into account site access, topography, and regulations.
This helps you make informed decisions, understand your project’s likely costs and returns, and avoid unexpected pitfalls. In many cases, these insights transform an ordinary property into a high-performing investment.
Good design is about more than aesthetics it’s about unlocking potential . We create intelligent, tailored designs that make the most of every square inch. Smart architectural solutions can add considerable value by improving layout efficiency, light, sustainability, and long -term appeal to buyers or tenants.
From initial concepts to planning approval and construction, Saloria Architects provides end -toend support. With over 40 years of experience, our Director Lalji Vekaria and his team have helped clients across the UK and internationally to realise their property’s full potential.
Explore our project portfolio and see how thoughtful design creates lasting impact.
219 St John Street, Clerkenwell, London, EC1V 4LY www.saloria.co.uk
FUEL YOUR BODY, DELIGHT YOUR TASTE BUDS. HEALTHY SNACKING, SIMPLIFIED.
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Lubbock Fine provides a full range of accounting, audit, tax and consultancy services for businesses and individuals. Our specialists provide personalised client care, putting your best interests first, acting with integrity, honesty and transparency. Led by your dedicated client partner, we work together with you as one team. We’re located by the iconic St Paul's Cathedral, London. Why not get in touch today to arrange a free initial meet with one of our experienced partners?
Lubbock Fine provides a full range of accounting, audit, tax and consultancy services for businesses and individuals. Our specialists provide personalised client care, putting your best interests first, acting with integrity, honesty and transparency. Led by your dedicated client partner, we work together with you as one team. We’re located by the iconic St Paul's Cathedral, London.
Why not get in touch today to arrange a free initial meet with one of our experienced partners?
Russell Rich - Partner
Russell Rich - Partner
russellrich@lubbockfine.co.uk
russellrich@lubbockfine.co.uk
Hazra Patel - Partner hazrapatel@lubbockfine.co.uk
Hazra Patel - Partner hazrapatel@lubbockfine.co.uk
As experienced commercial utility consultants, we help UK businesses take control of their utility strategy, cutting costs, reducing carbon, and the complexity that goes with it. Energy Procurement
Gas, electricity & water contracts. With green and renewable options available.
Reduce your carbon footprint with Solar, ESOS and SECR reporting, energy efficiency and expert advice.
Broadband, data, cyber security and voice solutions to future-proof and protect your business.
We manage your switching process, renewals and billing issues, saving you time and stress.
Smart, scalable charging options tailored for your site.
Helping Your Business on the Net Zero Journey
We’re more than just procurement experts. We’re your partner in planning and delivering real sustainability gains, whether that’s through carbon reduction, reporting or green and renewable supply.
Real
Real
Immigration
Intellectual
Restructuring
Family
Private
Our experienced litigators provide clear, practical advice to help you navigate property disputes efficiently. We understand that such matters involve both emotional and commercial elements, and we focus on achieving the best possible outcome for you.
With extensive experience in leasehold law, we quickly identify and resolve key issues arising from complex legislation and case law. Our team also advises on compulsory purchase orders (CPO) and planning challenges, representing individuals or groups facing large organisations or public bodies. Whatever your situation, our property dispute specialists will guide you confidently through every stage of the process. Contact us today for clear, comprehensive advice and guidance. Call 0330 162 9238
Email contactus@hja.net and quote ‘AJBN25’ in your message.
Boundary Disputes • Japanese Knotweed Disputes • Jointly Owned Property Disputes • Leasehold Disputes
Nuisance & Negligence
Planning Appeal Advice • Possession Proceedings • Restrictive Covenants on Land
Joe Joshi Auctioneer
For fast results, the best method of sale is to sell by auction. We sell all types of properties throughout London and the UK.
Look at what our clients say...
“It’s always great to work with Auction Property Ltd. Their knowledge and experience within this sector is second to none. The sale of our last joint instruction went through seamlessly thanks to Joe’s proactiveness in agreeing the transaction to exchanging in a matter of hours.”
“Buying at auction can often be difcult with a lack of communication, documents not posted etc. However, Joe Joshi made the process as painless as possible. He did exactly what he said he’d do when he said he’d do it. Joe kept me informed throughout and was a pleasure to deal with.”
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The Daughter Baker is a premium dessert kitchen specialising in exquisite, pure vegetarian and eggless creations that blend artistry with exceptional quality and hygiene. Holding a Level 2 Food Hygiene & Safety certification and a 5-star hygiene rating, the brand ensures every confection meets the highest standards. From weddings and baby showers to corporate events and private celebrations, each bespoke dessert is handcrafted to deliver a perfect harmony of taste, texture, and elegance. Driven by passion and innovation, The Daughter Baker is dedicated to transforming every occasion into an unforgettable dessert experience.
Pre-tenancy service - Stop pushing papers, spending hours on the phone and worrying about compliance. We’ll do all that for you.
Virtual property assistant service - Delegate the mundane tasks and reclaim your time. Choose the hours you need, whether it’s 5 hours a month or more, and benefit from the expertise of our experienced Hello Owl team.
Full property management service - With the right team behind you, managing a portfolio becomes a walk in the park. Property management made easy for landlords.
Contractor management
Managing deposits
Dispute resolution
Rent reviews
Accounting and tax professionals using technology to help your business grow faster. hello@gravita.com www.gravita.com
Gravita is a full service, tech-enabled firm of accountants. We support growing businesses with accounting, audit, tax, outsourcing, advisory support and more.
Managed business services: All your financial operations and compliance, smoothly handled
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Business tax: Smarter tax planning to keep you compliant and help you grow
Private client: Strategic personal advice to grow your legacy
