Acumen Business Pages- December 2012

ACUMEN CHRISTIAN BUSINESS & TRADE

ACUMEN BUSINESS PAGES “Promoting excellence in business & ministry” Edition 9

December 2012

In Print & Online

FREE How to prevent Overwhelm + burnout Family fun

Saving

Ghyslaine (Gigi) Tchouga Miss Africa USA 2011 - 2012

12

Blessings for

Christmas

Activities

12

Foods for Better

Sex

Do you have the Business Owners Legal Agreements Checklist ?

INSIDE THIS EDITION  ARTICLES & RESOURCES  BUSINESS ADVICE & TIPS  BUSINESS DIRECTORY  CHURCH ADVERTS

12

Most Sung

Christmas CAROLS

 EVENTS ADVERTS  BUSINESS ADVERTS

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View the online edition of ACUMEN BUSINESS PAGES @

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Editor’s Notes ACUMEN BUSINESS PAGES Acumen Business Pages is a free monthly print and online digital e mag published by MyFaithTVNetwork International .Inc., ACUMEN—Christian Business & Trade Magazine is a print publication also published quarterly by MyFaithTVNetwork International .Inc., MyFaithTVNetwork International .Inc. is a nonprofit organization serving churches, ministries and non profit organizations in the propagation of the gospel via it’s free viewership online Christian television. www.myfaithtvnetwork.com.

Adverts and Comments made by the contributors are not necessarily the views of MyFaithTV Network. International Inc. or it’s personnel. Letters & testimonies from readers are welcome. Requests for permission to reprint any portion should be directed to myfaithtvn@yahoo.com Acumen Business Pages Edition 9 December 2012 Copyright 2012 All rights reserved.

MyFaithTVNetwork International .Inc

Wishing all our readers a very happy Christmas.

We have finally reached the last month in this exciting year of 2012..

It is time once again to go back to your drawing boards to revisit your personal and business goals for this year 2012 and then write new goals for the new year 2013..

Our cover picture for this month of December is the lovely Miss Ghyslaine (Gigi) Tchouga Miss Africa USA 2011 –2012 Our goal in putting together these business pages is to INFORM, EDUCATE & EQUIP you to take your business to the next level.

I am sure you will enjoy this months edition.

CEO/Finance Director Olu Fashina ( Deacon)

The Quarterly print magazine for Fall is still on sale and we already have a

MD/Operations Director Abiola Fashina( Evangelist) Editor-in-chief

month. Both editions are super loaded with informative and educative

Graphic Designers Abiola Fashina (Evangelist) Bijoubel Young Tosin Fashina Public Relations Dr Stanley Jean Felicia Olatunji Sales/Marketing Pedro Diaz Yessica Jean Margie Randal Sarah Simmons Vivian Bell Business Pages Columists: Abiola Fashina—Evangelist Adolfo Molina -Dr Dar’shun Kendrick Nina Otuka-Ijere Oma Edoja Tarra Jackson

super bumper edition for winter 2012-2013 ready to hit the stands this Content. Go to our website www.acumenbusinessmag.com and order for your own copy of both magazines now!

Remember what God says in 3 John 2 that “ I wish above all things that you prosper and be in good health even as thy soul prospers’ Just like God ,we at Acumen Magazine expect you to end this year well in prosperity and a positive business financial balance.

Happy New Year to you.

Remain Blessed

Bibi Fashina

Publisher: MYFAITHTVNETWORK. INT’L INC P.O Box 492414 Lawrenceville GA 30049 T: 678-667-1550 myfaithtvn@yahoo.com www.myfaiththtvnetwork.com

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Family fun

Saving

Activities PG 15

Credit Educator

Tarra Jackson CONTENTS COVER STORY

PG 10

Miss Ghyslaine (Gigi) Tchouga Miss Africa USA 2011 –2012

EDITORS WELCOME NOTE

PG 4

ACUMEN MAGAZINES INFO

PG 6

ACUMEN MAGAZINE-NIGERIA INFO

PG 18 –19

12 BLESSINGS OF CHRISTMAS

PG 12

12 CHRISTMAS CAROLS

PG 16

HEALTHY LIVING

PG 7

12 Foods for better sex

MUSIC & ENTERTAINMENT

PG 22-23

Abraham Ogunlade—Abraham Sax

BOOK SPOTLIGHT

PG 17

The fight within – Wanda Briscoe

How to prevent Overwhelm + burnout PG 28

Sleep Disorder PG 21

Medical Matters

Dr Adolfo Molina Business Owners Legal Agreements PG PG24 22

Checklist Legal Life Lessons

Dar’shun Kendrick 12 Things

Christian Entrepreneurship Coach Amos Johnson Phd www.acumenbusinessmag.com

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Our Name WHAT DOES THE WORD ACUMEN MEAN? ACUMEN ; (ˈækjʊˌmɛn, əˈkjuːmən) The word is a Latin word from the 1530s which means "a point, sting," hence "sharpness, shrewdness," from acuere "to sharpen" .

ACUMEN is the ability to judge well; keen discernment; insight ACUMEN means quickness, accuracy, and keenness of judgment or insight.

BUSINESS ACUMEN is keenness and quickness in understanding and dealing with a business situation in a manner that is likely to lead to a good outcome.

[1] The term "business acumen" can be broken down literally as a composite of its two component words: Business literacy is defined in SHRM's Business Literacy Glossary as "the knowledge and understanding of the financial, accounting, marketing and operational functions of an organization” [2] The Oxford English Dictionary defines acumen as "the ability to make good judgments and quick decisions".

[3] Given these textbook definitions, a strictly literal definition would be "keenness and quickness in understanding and dealing with a business situation” http://en.wikipedia.org/ wiki/Business_acumen

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12 Foods for Better Sex

ported to increase passion, act as a sexual stimulant, and aid with fertility. Like asparagus (another one of my favorite sexy foods), almonds are nutrient-dense and rich in several trace minerals that are important for sexual health and reproduction, such as zinc, selenium, and vitamin E. ―Zinc helps enhance libido and sexual desire,‖ says Dr. Berman. ―We don‘t really understand the mechanisms behind it, but we know it works.‖

If you want to put some sizzle back into your sex life, food can help you set the mood. There‘s nothing better than a romantic, home-cooked dinner, featuring some R-rated foods to help turn up the heat. ―There‘s a growing body of evidence that some of the vitamins and components in foods can enhance sexual function and sexual experience,‖ says Jennifer R. Berman, MD, the director of the Berman Women‘s Wellness STRAWBERRY Center, in Beverly Hills, Calif.

The color red is known to help stoke the fire: A 2008 study found Here are some of the food ingredients that have been major that men find women sexier if players in aphrodisiac history and lore, and also have modern- they‘re wearing red, as opposed to day science to back up their claims. cool colors such as blue or green.

Strawberries are also an excellent source of folic acid, a B vitamin that helps ward off birth defects in women and, acAVOCADOS cording to a University of California, Berkley study, may be The Aztecs referred to avocados tied to high sperm counts in men. This Valentine‘s Day, try as, ahem, testicles, because of making dark-chocolate-dipped strawberries. And while we‘re their physical shape. But the on the subject, there‘s a reason we give chocolate on Valenscientific reason why avocados tine‘s Day: It‘s full of libido-boosting methylxanthines. make sense as an aphrodisiac is that they are rich in unsaturated fats and low in saturated fat, making them good for your heart and your arteries. Anything that keeps the heart beating strong helps keep blood flowing to all the right places; in fact, men with underlying heart disease are twice as likely to suffer from erectile dysfunction (ED).

ALMONDS

SEA FOODS Despite their slippery and slimy texture, oysters may be the most well-known aphrodisiac. They‘re also one of the best sources of libido-boosting zinc. But other types of seafood can also act as aphrodisiacs. Oily fish—like wild salmon and herring—contain omega-3 fatty acids, which are essential for a healthy heart.

Topping the list of feisty foods, almonds have long been purwww.acumenbusinessmag.com

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12 Foods for Better Sex ASPARAGUS

our libido.

FIGS

These funny-shaped fruits have a long history of being a fertility booster, and they make an excellent aphrodisiac because they are packed with both soluble and insoluble fiber, which is important for heart health. Plus, high-fiber foods help fill you up, not out, so In 19th century France, bridegrooms were served three courses it‘s easier to achieve that sexy bottom line—or belly. of the sexy spears at their prenuptial dinners. Apparently for a good reason: asparagus is a great source of potassium, fiber, BASIL vitamin B6, vitamins A and C, and thiamin and folic acid. The Basil not only makes the meals smell and taste better, but it latter is said to boost histamine production necessary for the also has a lot of beneficial effects on human body. Basil has a ability to reach orgasm in both sexes. fantastic aroma that is said to have an aphrodisiac effect; it is Asparagus suggests it is an aphrodisiac. The French word for asparagus is ‗asperge‘ which is a slang word for the male sex organ.

An English herbalist from the 17th century, Nicholas Culpepper, wrote that asparagus "stirs up lust in man and woman."

CHOCOLATE Pure chocolate, the king of natural aphrodisiacs, contains a host of compounds including anandamide, the psyochoactive feel-good chemical, and PEA (phenylethylamine), the "love chemical," which releases dopamine in the pleasure centers of the brain and peaks during orgasm.

PEA is said to help induce feelings of excitement, attraction and euphoria. Cacao also contains tryptophan, a key component of the neurotransmitter serotonin known to promote a sense of well-being and relaxation.

also very stimulating. Using sweet basil in a pasta sauce will be sure to get your heart racing! Maybe this explains why Italians are so romantic!

BANANAS By it shape its connection with sexuality is quite obvious, but you‘ll also find that bananas are loaded with potassium, magnesium and B vitamins.

It also contains chelating minerals and the bromeliad enzyme, said to enhance the male libido.

HONEY Sweet, sticky honey is a great source of boron, a trace mineral that helps the body use and metabolize estrogen, the female sex hormone.

CITRUS Any member of this tropical fruit family is super-rich in antioxidants, vitamin C, and folic acid—all of which are essential for men‘s reproductive health. Enjoy a romantic salad that incorporates citrus, like pink grapefruit or mandarin oranges, or use a dressing made with lemon and lime.

Studies have shown that this mineral may also enhance testosterone levels in the blood, the hormone responsible for promoting sex drive and orgasm in both men and women. In addition, honey contains B vitamins needed for testosterone, as well as ———————————————————————-other nutrients, enzymes and phytochemicals.

ARUGULA

Source: Julie Upton, RD, Health.com, Alternet.org Arugula has been heralded as an arousal aid since the first cenFor more health & nutrition tips Visit tury. Today, research reveals that the trace minerals and antioxidants packed into dark, leafy greens are essential for our http://www.facebook.com/NutritionSolutionLifestyle sexual health because they help block absorption of some of the environmental contaminants thought to negatively impact

8 www.acumenbusinessmag.com Acumen Business Pages Edition 9 December 2012

12 Things

every Christian

Entrepreneurs should do to be successful in BUSINESS! Of course this list is not the only things, but if you do these things you will be successful. - Amos Johnson Jr, PhD

Here’s the list ...

1.

Make sure your spouse is on board with the business vision.

2. Be careful about picking political sides in the public square because you will alienate potential customers.

Amos Johnson Jr, PhD has a passion for helping Christians develop Godinspired businesses because he strongly believe that financial prosperity comes through faith In God & Business.

His ministry is a Christian Entrepreneurship Ministry to help you develop your God-inspired business from a Biblical viewpoint.

3. Constantly promote what you are selling because people will forget about your products and services.

To fulfill the mission of this Christian Entrepreneurship Ministry

4. Have a passion for what you are doing, so you can transfer your passion to your customers.

He created his website www.amosjohnsonjr.com as a free resource (articles, videos, and podcasts) for you to learn how to start and grow your business from a Biblical viewpoint.

5. Find the real pain points that people have, and will pay to solve.

6. Experiment to find the right price point, but error on the lower side at first because you can always raise your prices later.

7.

Before you build it, make sure people want it.

8.

Focus, Focus, Focus

9. Forget about being perfect, good enough is Ok. 10. Get over self-doubt or you‘ll never be successful.

He offers free phone-advisement sessions to personally assist you with your specific business God has called you to do. He conducts free and low cost workshops to teach biblical business principles.

So visit his website and get the information you need to develop the business God has called you to do.

And if you need to talk, just schedule an appointment with him.

Contact Information:

11. Realize that entrepreneurship is not a right nor is it fair.

www.amosjohnsonjr.com

12. Don‘t ask people to buy too soon because they will say no.

http://www.youtube.com/user/AmosJohnsonJr

http://www.facebook.com/amosyjohnson

https://twitter.com/amosjohnsonjr https://plus.google.com/108272448642957012145/posts The #1 resource for you to learn how to start and grow a business from a Biblical viewpoint

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ABOUT MISS AFRICA USA BEAUTY PAEGANT Miss Africa USA Pageant Founded in Oct 2005 as a platform for young African Women in America to showcase their beauty, talent and culture, serve humanity by giving back to their communities in Africa and America and realize their dreams come true.

Mission Statement To empower young African women in America as Goodwill Ambassadors to serve humanity and empower communities in Africa, USA and the World.

The Vision The vision of the Miss Africa USA Pageant is driven by the potential and capacity of the empowered African woman, she is a leader, she is ambitious and she is very savvy, ready to take on responsibilities and focused on changing the world around her. Miss Africa USA Pageant each year brings young women together to represent their countries and share their cultures with the rest of the world, celebrate the power of the African woman and foster sisterhood. The Pageant helps the delegates to achieve the following: Build self-esteem and confidence in young African women growing up in a diverse culture Build Leadership skills Develop skills in community development and empowerment through humanitarian service Be the voice of the voiceless and share issues of concern Help Educate the General Public on Africa and eliminate stereotypes and myths which exists due to ignorance

Contact: 7883 North Main Street Jonesboro, Georgia Phone:

1 (240) 440-2166

Email:

info@missafricaunitedstates.com

Website

http://www.missafricaunitedstates.com

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Miss Ghyslaine TchouagaThe 1st Cameroonian to win Miss Africa USA Pageant Cameroonian born beauty, Miss Ghyslaine Tchouaga, fondly referred to as Gigi, was crowned Miss Africa USA 2011-12 on Sunday Nov 13th last year. It was for the first time in the pageant's seven year history that a Cameroonian walked away with the crown. The mission of the Miss Africa USA pageant is to empower young African girls as good will ambassadors for Africa, using their status to leverage support to help communities in need.

As the newly crowned African queen Miss Ghyslaine Tchouaga, was expected to represent the African continent in America during her reign as Miss Africa USA from last year through this year 2012.

Miss Ghyslaine Tchouaga , a 22-year-old nursing student made her way to the spotlight in a mix of more than 150 African girls, who had registered for the pageant and auditioned to represent their respective countries. 16 finalists, representing 16 countries made the cut to the final, where the Cameroonian pearl distinguished herself.

According to Miss Ghyslaine Tchouaga, all the finalists were amazing in their presentations and platforms for Africa. “We’ve all taken a commitment to change the world around us, with or without the crown,” she added.

Born in Yaoundé, Miss Gigi Tchouaga immigrated with her mother and siblings to the USA to pursue higher education and more opportunities for the family. A true PanAfricanist, Miss Gigi Tchouaga’s priority as stated in her platform is to help save lives in the Horn of Africa. She recognizes the emergency in Somalia and wants to immediately launch her campaign to 'Feed The Hungry' in Somalia.

She says Cameroon is a very blessed country with enough food to feed even neighboring countries. In an emotional appeal during platform presentations, Miss Somalia moved the audience by recognizing Miss Cameroon's commitment to the crisis in Somalia. She could not believe another finalist could take interest in her country.

While Miss Gigi Tchouaga pledged to focus on saving lives in Somalia, she was also very interested in giving back to her native country, by organizing a Medical Mission in Cameroon to help with medical supplies and equipment for hospitals in rural and underdeveloped areas as well as other humanitarian activities in Yaounde, Bafang, Buea, Bamenda and Limbe.

“I will employ my position to advocate for orphans and sick children in Cameroon by working closely with the Leon H. Sullivan Foundation and the African Women's Development Foundation both registered non-profits in the USA, to achieve my dreams as a Goodwill Ambassador. Just remember that while we enjoy delicious meals every day, millions are dying of starvation in Somalia. Join me, Miss Africa USA in 'FEEDING THE HUNGRY” she said as she was crowned the queen.

Miss Ghyslaine Tchouaga, was scheduled to work in Cameroon this year to make a difference in health care sector as well as promoting the education of the girl child and to promote education for children in underserved communities as well as to carry out a back to school drive in September 2012 to help orphans and children in need.

She was scheduled to lead the Cameroon Medical Missions both in Yaounde, the Nation’s Capital where she was born and raised and also in the Bafang area in the Western Region of the Country.

Miss Ghyslaine Tchouaga’s goal with the Mission was to ship 2 c ontainers of Medical Supplies and equipment to serve the under privileged, these supplies and equipment will go a long to help communities in need because health care is very poorly provided for in Cameroon. Health care centers and hospitals very often lack basic supplies and Medical Professionals are often working without the necessary equipment and supplies they need to do their job.

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12 Blessings for Christmas 12 Bible Verses that reveal God’s blessings for Christmas.

1.John 3: 16 For God so loved the world that he gave his only begotten son that whosoever shall believe in him shall not perish but shall have everlasting life.

2. Isaiah 9:6 For unto us a child is born, unto us a son is given: and the government shall be upon his shoulder: and his name shall be called Wonderful, Counselor, The mighty God, The everlasting Father, The Prince of Peace.

3.

Mathew 1: 23

7. 1 Corin 15; 45 And so it is written, The first man Adam was made a living soul; the last Adam was made a quickening spirit.

8.Colosians 1:22

Behold, a virgin shall be with child, and shall bring forth a son, and they shall call his name Emmanuel, which being interpreted is, God with us.

In the body of his flesh through death, to present you holy and unblameable and unreproveable in his sight:

4. Luke 1: 30-33

Forasmuch then as the children are partakers of flesh and blood, he also himself likewise took part of the same; that through death he might destroy him that had the power of death, that is, the devil;

And the angel said unto her, Fear not, Mary: for thou hast found favour with God. 31 And, behold, thou shalt conceive in thy womb, and bring forth a son, and shalt call his name Jesus.32 He shall be great, and shall be called the Son of the Highest: and the Lord God shall give unto him the throne of his father David: 33 And he shall reign over the house of Jacob for ever; and of his kingdom there shall be no end.

5. Luke 2: 10-14 And the angel said unto them, Fear not: for, behold, I bring you good tidings of great joy, which shall be to all people.

11 For unto you is born this day in the city of David a Saviour, which is Christ the Lord. 12 And this shall be a sign unto you; Ye shall find the babe wrapped in swaddling clothes, lying in a manger. 13 And suddenly there was with the angel a multitude of the heavenly host praising God, and saying, 14 Glory to God in the highest, and on earth peace, good will toward men

9.Heb 2: 24

10. John 14;6 Jesus saith unto him, I am the way, the truth, and the life: no man cometh unto the Father, but by me.

11.Romans 5: 16 And not as it was by one that sinned, so is the gift: for the judgment was by one to condemnation, but the free gift is of many offences unto justification.

12. Romans 8:1 There is therefore now no condemnation to them which are in Christ Jesus, who walk not after the flesh, but after the Spirit.

6.Luke 2: 52 And Jesus increased in wisdom and stature, and in favor with God and man.

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Miss Ghyslaine TchouagaA: Thank you for granting us this interview with you. When exactly did the tenure of your reign start ?

Gigi: My reign started exactly on November 13, 2011.

A: Can you share with us what you have been able to achieve during your reign as Miss Africa USA? Gigi: As Miss Africa USA, so far, I have been able to accomplish great things. I did a coat drive that benefitted DC Homeless department, I have volunteered for various organization such as the International Rescue Committee, I am always invited to mentor or to speak to other young girls.

During this summer, I have the amazing opportunity to travel to Equatorial Guinea, Malabo, where we spent our day in an orphanage and that experience made me realized how blessed I am to leave in America, to have the opportunity to go to school and to even have a place to call home.

Last but not least, my title as Miss Africa USA has helped to grow as more down to earth person.

A; From your experience as the Miss Africa USA queen what advice would you give other young African ladies who wish to follow after your footsteps?

Gigi: I will advise my African sisters to follow their own voice and be confident as well.

In addition, if failure is not an option and hard work always leads to success.

A: What are you doing now & what should we look out to you doing in the near future?

Gigi: As right now, I am in school at the University of Maryland Baltimore County. For me, a strong woman, a woman who wishes to inspire, is a woman who is educated at first. I am working on the establishment of my non-profit to continue my humanitarian work as Miss Africa USA.

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Family fun saving activities Low-Cost or No-Cost Family Financial Literacy Activities Create a money journal -- Track everything you spend for the week, and write it down in a money journal. It will also show you and the rest of your family just how easy small purchases like a morning coffee and magazine at the convenience store can really start to add up.

Holiday Savings Account -- Whether you save in an additional account or set aside some money each month in a piggy bank, start saving now for the holiday season. You'll find it rewarding and nice to know you won't be charging your holiday gifts this year...or going into debt at the start of the New Year! Encourage your children to set aside a portion of their allowance each month too. Your Credit Union may have a Holiday or Christmas Savings account to assist you with your savings program.

Garage sale -- Have a garage sale over the weekend and have all or at least half of the proceeds go toward a family vacation or another financial goal.

Holiday and Birthday Gifts -- Save your money and put together Family game night – Have a game night and play a moneya coupon book for your loved ones instead of buying a gift! Offer minded game like Life or Monopoly or Rich Dad Poor Dad Cashup free breakfast in bed, one free car wash or yard work. What flow 101. other fun coupons can you create?

Donation day -- Turn any rainy day into a donation day! Clean Mother's Day (May 9) & Father's Day (June 20) -- How about out your closet or gather toys and games you don't use anymore making your mom or dad a coupon book full of handy certificates and gather them all together and drive to your nearest donation they can use throughout the summer instead of buying an expencenter or charity and make a tax deductible donation. sive gift! Some handy ideas might be, "One Free Day of Yard Comparison shop Throughout the Semester -- When shopping Work," "After-Dinner Clean-up Duty" or "Three Free Car Washfor school clothing and supplies, teach your children the value of es." money by comparison shopping. Check out the sale rack before Encourage your children to save 10% of their allowance in a looking at full priced items, or browse the bargain stores. Your savings account or piggy bank to begin instilling the concept of children may be surprised at the amount you can save ... and you paying yourself first. This will help them learn that creating a might too! great big savings doesn't have to hurt when you start early.

Explore your state -- Your state may offer great vacationing Make a day at the Credit Union -- Bring the family along and spots with family-friendly destinations. Your gas budget will be talk to your children about the different types of accounts that are significantly lower available. Set up checking or savings accounts for your children when traveling in and while you're there, set up your own savings account if you state, instead of makdon't already have one. Don't forget about the importance of emering the cross-country gency savings accounts as well. drive to Disney Read a money-minded book -- Take a trip to the library and add World. Do some remoney-minded books to your child's reading list for those light search and put togethhomework evenings or for a weekend read. er a family vacation that will allow you to Play restaurant -- Instead of going out to eat tonight, make your see more of and learn very own restaurant. With the family, design a menu with your more about your great favorite home-cooked meals (or search the Internet for some new state. recipes). Have each family member pick a course and cook it all together. This is also a fun way to dress up any meal you eat at home, especially on the weekends.

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12 Most Sung Christmas Carols There are a lot of carols we love to sing at Christmas.

Today you can arrange the top 12 and most sung carols in your family from the list of 20 below in the order you love to sing the carols.

THE CHRISTMAS QUIZ

1. Angels from the realm of glory 2. Away in a Manger

This is just a “Know thyself “ quiz!

1.

How many carols do you know?

2.

Why do we love to sing Christmas carols?

3.

What do you do if you do not know the wordings of a Christmas carol?

6. O little town of Bethlehem

4.

Do you like going from door to door caroling?

7. Once in royal David City

5.

What is the most interesting part of the Christmas eve to you?

9. The first Noel

6.

Do you enjoy going to a Christmas carol service?

10. We three Kings

7.

Do you enjoy Christmas concerts?

11. Hark the herald angels sing

8.

What is your favorite aspect of Christmas time?

12. God rest ye merry Gentlemen

9.

What is the best type of dressing for Christmas time?

13. Good Christian men rejoice

10. What is the favorite food you enjoy the most at Christmas?

3. Go tell it on the Mountain 4. O come all ye faithful 5. O Holy night

8. Silent Night

14. I heard the bells on Christmas day 15. It came upon a midnight clear

12. How do you feel about eggnog?

16. O Holy Night

13. How do you like your Christmas cake to be?

17. Joy to the world 18. While shepherds watched their flocks 19. I heard the bells on Christmas day 20. The first Noel

11. Do you enjoy decorating your home for Christmas?

14. What do you love to put at the top of your Christmas tree and why?

15. Do you still leave cookies and milk by the Christmas tree?

16. When do you open your Christmas presents ?

17. Do you enjoy family coming during Christmas time?

18. Do you still hang the mistletoe by the door?

19. Are you happy about Christmas season?

20. Do you tell people that Jesus is the reason for the Christmas season?

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FEATURED BOOK Author Wanda Briscoe writes this book with such openness and addresses the frank questions about how to handle the emotional, mental and spiritual aspects of daily living that most people ask when dealing with an unexpected and terrifying medical situation.

This book is a must read if you are faced with a medical situation that is terrifying to you or have a loved one going to such a medical situation and you wish to know how to be a positive help and emotional support to them. As a church counselor, leader or pastor this book will give you an insight into the mind and heart of your member who may be going through a medical condition that is terrifying to them and how to better counsel them and be there for them during this trying time.

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20

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December 2012

SLEEP DISORDER

SLEEP DISORDER ( ENGLISH ) Sleep disorder is one of the most common illnesses found in humans. Individuals spend one third of their lives sleeping and for good reason. Sleeping helps restore the energy our bodies’ lose throughout the day; furthermore sleeping helps strengthen our immune systems, and it helps eliminate waste products from our muscles and repair cells.

Unfortunately, as previously stated many of us suffer from various types of sleeping disorders which disrupt our ability to sleep. The most common sleep disorder is insomnia. Most individuals do not consider themselves to be suffering from insomnia yet if we consider that, Insomnia is a type of dyssomnia which refers to difficulties in sleeping an appropriate amount of time; one will discover that many indeed due suffer from the condition. There are three major symptoms of insomnia.

The first symptom is a difficulty in trying to fall to sleep.

The second symptom is an inability to stay asleep the whole night or the necessary time for the body to restore the energy lost during the day. The last symptoms is not achieving adequate sleep with regards to quality, meaning that regardless of the time an individual sleeps he or she still feels they did not obtain adequate sleep. The deepest stage of sleep is REM (rapid eye movement), if the person does not experience this phase of sleep they will wake up feeling sleep deprived. The treatment for sleep disorders vary greatly but the most common plan of actions requires some type of medication and changing of sleep habits. The bed should not be used for watching TV or working.

Remember your health is a gift from God, so take care of it.

Trastorno del sueño:( SPANISH ) Uno de los problemas más grande de la humanidad es el sueño. Una tercera parte de nuestra vida la pasamos durmiendo. hay varias razones por la cual una persona duerme. Las razones son las siguientes: para restaurar la energía física perdida durante el día, para eliminar sustancias nocivas producida por los músculos, para reparar las células dañadas, para reforzar el sistema inmunológico y para recuperar la función física que se perdió durante el día. dormir es necesario para el funcionamiento vital de nuestro cuerpo. pero hay diferentes tipos de trastorno del sueño el cual nuestra capacidad para descansar se interrumpe.

Ese trastorno se llama insomnia. El insomnio tiene 3 síntomas. el primer síntoma es aquel en el cual el individuo se acuesta pero no se darme. el segundo es que la persona se acuesta y duerme un rato pero se despierta en el medio de la noche y no descansa suficientemente par recobrar la energía que perdió durante el día, el tercer síntoma es aquel en el cual el paciente durmió 6 a 8 hora pero se siente que no durmió y se siente cansado durante el día. Nosotros debemos dormir 6 a 8 horas al día. la fase profunda del sueño es la rem (movimiento rápido del ojo) del sueño. si el individuo no experimente la fase del rem( rápido movimiento del ojo) del sueño se va a sentir que ha sido depravado del sueño o que no ha dormido, el tiramiento del sueño es con medicina o cambiar la salud del sueño. La cama es par dormir no para ver televisión o para llevar su trabajo a la cama. recuerde la salud es un regalo de dios cuide su salud y que dios lo bendiga mucho

Consultorio Médico Hispano Dr. Adolfo Molina

A División of Servicio Medico Hispano, Inc. 3182 Shallow ford Road Chamblee, Georgia 30341

Phone (770) 457-5758 www.acumenbusinessmag.com

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December 2012

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ENTERTAINMENT

Abraham Ogunlade — Abraham Sax Music that uplifts the spirit and moves the soul is the type of music that Abraham Ogunlade hopes to bring to the Gospel Jazz arena. Abraham is originally from Lagos, Nigeria. Abraham is from a strong religious family. Having grown up the son of a pastor, Abraham’s warm, melodic sound was nurtured in the church. Abraham along with his 9 other siblings were brought up in a home where God is the center. Abraham is the second of 10 children and at about age 5, he started his musical journey by playing the drums, he then moved to the trumpet until he was a teenager. Abraham was first exposed to the unique and classic sound of the saxophone by his brother; after hearing him play the saxophone, Abraham took up playing the instrument in 1991 and he then began playing with the band called Compassion Band Strong Tower Mission in Lagos Nigeria and he has been playing the saxophone ever since.

Abraham is seeking to expand his musical horizons, audience, and musical appeal. He wants his music to be known and to touch people; Abraham endeavors’ for his music and his to be known in house hold’s across the country. Abraham performs at a variety of locations and events, such as weddings, concerts, banquets.

He has also performed, at such places as The Ashford & Simpson Sugar Bar in NYC, the Greater New York and Northeastern Conference of Seventh-day Adventist Churches, Full Gospel Assembly, Grand Prospect Hall and several other venues’ in NY, NJ and CT. In the early nineties, Abraham started playing with Kofo The Wonder a drummer and a singer from Nigeria, who is now based in New York.

Abraham then started touring with King Wasiu Ayinde Marshal, who is one of Nigeria’s biggest and most famous bands. The music was a fusion of African percussion fused with western instruments like the saxophone.

Abraham has performed in many countries as Germany, Spain, Poland, Paris, London, Holland, Switzerland, Belgium, Italy and Canada, during his time touring with the band.

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ENTERTAINMENT

Abraham Ogunlade Abraham Sax As a solo performer Abraham has performed at events and locations in New York such as Central Park, Atlanta, Chicago and Tennessee.

In 2007 Abraham was asked to perform in Barbados. He was a featured performer in the New Years in Queen’s Park, Barbados.

Abraham was also the lead saxophone player for the Creflo Dollar Ministries in New York for several years.

Abraham is currently working on the final production of a live CD and DVD that he is hoping to launch very shortly As a solo performer Abraham is aiming to expand his audience base and to introduce himself and his music to a nation wide audience.

Abraham wants his music to be included with all the mainstream gospel performers. Abraham’s goal is to be a household name such as Dave Coz, Najee, and Kirk Whalum, which are some of the horn players who inspires and drives him.

For one day Abraham aspires to be named along those great horn players, he admires.

Look for Abraham at an event near you, for his gift is a gift from Above and Abraham has the determination and the ambition to share his gift with everyone.

Abraham is open for booking to play at your launches, events, weddings or church functions.

To contact Abraham :

http://www.myspace.com abrahamtoyin http:// www.twitter.com/ abrahamonsax http:// facebook.com/ abrahamonsax http:// ww.youtube.com/ user/abrahamonsax www.acumenbusinessmag.com

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Legal Life Lessons Do you have the Business Owners Legal Agreements Checklist ?

COMMERCIAL LEASE/ VENDOR AGREEMENTS I am about to sign / resign my commercial lease/vendor agreement 1. Does your lease include a provision that would require you to move to another part of the building without much notice from the Landlord?

2. Did you know that you can negotiate that your fees won’t increase unless the building has a certain occupancy percentage?

3. Does your vendor agreement have a provision for the appropriate amount of damages in case of a break in?

Under Georgia law certain damages have to be stated in the contract to be recoverable.

EMPLOYEE/INDEPENDENT VENDOR AGREEEMENTS General advice: The difference between an employee and a general contractor is “control”.

As the business owner the more control you have over the individual time and work scope the more likely that they are an employee.

1. Do you have an employee contract that includes these clauses:  No Moonlighting clause?  No salutation clause?

4. Where will you be litigating your case in case of a break in? Is mandatory arbitration an option? What should you be doing if your vendor contract has a “merger” clause?

 “Non– compete” clause? ( Tricky to draft)

5. Does the remainder of your contract have these terms: Arbitration clause, subrogation clause, Warranties & Representations, Covenants not to compete, liquidated damages and a guarantor/surety clause?

 Tax Disclaimer Information

“Litigation” is EXPENSIVE,TIME CONSUMING & A HEADACHE. Allow

2. Does your independent contract have:  Duties and Responsibilities

 Indemnification clause to the extent allowed under the Georgia law? “ We have partnered with one of the best Atlanta premier employment law firms to provide you with the BEST employment Legal services”

KLP to keep

you ‘IN business and OUT of the COURT” through proper documents drafting and negotiating services.

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Legal Life Lessons PARTNERSHIP AGREEMENTS If you are going into business or already in business with someone else.

ALERT : There is a big difference between a joint venture and a partnership– one leaves you open to a joint and several personal liability so make sure you know which one you are operating!

DO YOU HAVE A PARTNERSHIP, OPERATING OR SHAREHOLDER AGREEMENT? (This is not the document you file with the Secretary of state– this is an internal agreement as between the owners)

IT DECIDES: * * * * * * * * * *

Ownership percentages Contributions of owners Distribution of profit and losses Voting Procedures & Decisions Duties and responsibilities of owners Mediation in case of conflicts Time limits Dissolution procedures Agency power of owners & Much ,much more...

Under Georgia law if you do not have one of these agreements you are bound by default laws– that means the state decides the above issues for you.

BUY/SELL AGREEMENTS The purpose of buy/sell agreements is to lay out the procedures for payments for an owner in case of a “triggering event’.

For example what happens if your partner dies or divorces?

Don’t you want to maintain control?

If you are the other partner, do you not want your survivors to be paid for your portion of the business? * What is the buy– sell agreement designed to do? * When is the buy-sell agreement triggered? * How will the buy-sell agreement determine and pay the purchase price? ***I highly recommend for business owners with more than 1 owner to complete the above agreements. We work with a GREAT company that funds these agreements.*** www.acumenbusinessmag.com

Why Kendrick Law Practice?We SAVE you money by: Providing access to comprehensive legal AND business advice and consulting, creating value for your company’s investment in us.

Mission: To provide Georgia business owners with PASSION FOR and ACCESS TO CUSTOMIZED and personal business AND legal services, including document drafting, document reviewing and negotiating services.

Attorney Dar’shun Kendrick,

KLP offers comprehensive business and legal advice to small business owners in Georgia with the mission of keeping them "IN business and OUT of Court".

General Information: KLP is authorized to practice law ONLY in the STATE OF GEORGIA. If you or your businesses do not reside in the state of Georgia, you are NOT ENTITLED to rely on KLP's "Business Legal Tips" insofar as they retain to "legal" not "business tips".

KLP focuses on the following three main areas of business law: document drafting, document reviewing and negotiating services) The “Legal Life Lessons” Series was started by Attorney Kendrick in 2012 as a way to showcase real life legal situations that either she has experienced or those within her networks have experienced. The goal is to move away from boring, white paper style discussions about the law and focus on creating comfortable conversations about real experiences in the life of Georgia business owners.** Mission Statement: To provide Georgia small businesses PASSION for and ACCESS to HIGHLY CUSTOMIZED and PERSONAL business advice AND legal counseling, including document drafting, document reviewing and negotiating services.

DISCLAIMER: Kendrick Law Practice and its attorneys are ONLY authorized to practice law in Georgia and NO OTHER territory, state or country and therefore any and all legal advice is only applicable for businesses and individuals that reside and/or located in the State of Georgia. Additionally, please be advised that this communication does not create an attorney-client relationship unless there is a signed or electronically filed retainer agreement on file with the Firm.

Keep in Touch with Kendrick Law Practice: (1) Monthly E- newsletter- Visit http://www.kendricklaw.net (2) Facebook- http://www.facebook.com/kendricklawpractice (3) Twitter- http://www.twitter.com/kendricklaw (4) LinkedIn- http://www.linkedin.com/in/darshunkendrick (5) Blog Discussions- http://www.kendricklaw.wordpress.com (6) Blogtalkradio- http://www.blogtalkradio.com/ Kendrick lawpractice (7) Youtube Channel- http://www.youtube.com/user/ KendrickLawPra ctice1 (8) Google Plus-

http://gplus.to/KendrickLawPractice

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It will take more time, effort and expertise, and for many of us, more money, than we can possibly put together, to build a successful business.

Are You Enjoying Your Business?

How to Prevent Overwhelm and Burnout So You Can Really Take Pleasure in Your Work At the start of our entrepreneurial journey, we dive into business with zest and vigour, possibly working all hours to get things done.

As small business owners, we may start off wearing many hats or even every hat in our business! If this has been your case, you will however have discovered that before long, things can get quite overwhelming, with burnout setting in.

In horror, you realize that you are working longer and harder than you did at a job and probably with less to show for it. Suddenly, it seems that owning your own business is not quite as blissful as you thought and for a second you wonder how you ever got into this. It is at this point that many throw in the towel returning to employment.

But need this be the case for you? How can a small business owner or solo-preneur stop their business from becoming overwhelming? How can you avoid burn out and enjoy the work you are so passionate about?

Here are my 3 top tips: 1.Right from the start, get all the help you need!

Factor this into your plans right from the start or else overwhelm and burnout will soon be moving in with you!

You may not need a full time staff but you most certainly need an extra pair of hands or two.

A DIY approach will take its toll on your health, relationships and the rest of your life.

Do not attempt to do it all just because you can.

Possible options: Get help from reliable family members; hire college students; take on government funded interns or students on work experience; hire a virtual assistant; hire a temporary or part time worker.

You need the support and you can definitely find a way to make it happen.

2.Leverage technology: Automate whatever you can in your business. Use technology to make your operations easier, faster and more cost effective.

Possible options: Use a messaging service to take messages on your phone instead of jumping to it every time the phone rings; set up auto responders where appropriate to send out standard responses to enquiries (your email service may already provide this); use an online scheduling tool (such as www.timetrade.com)

You may be happy to work solo from your kitchen table or you may be keeping things small due to budget constraints. However, I have come to see that any kind of real business, not the hobby kind, is bigger than its creator and needs more than its creator to keep it going.

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.How to Prevent Overwhelm and Burnout * instead of trying to juggle client bookings yourself; use voice transcription software rather than personally transcribing your documents; * meet up by Skype or use a chat or video conferencing service where this could replace expensive, tedious and time-consuming travel; * network online to access resources and solutions instead of schlepping around town to find them; * make payments online rather than making a trip to the bank; * use email where you can avoid a trip to and a queue up at the post office.

Electronic accounting systems, email marketing programs and client relationship management software will all save valuable time and stress 3.Outsource and get a life!

Subcontract work that you do not enjoy, that you do not have the expertise to do well, that is low-paying if you could earn more in that time or if it keeps you up at night. You can get the day’s work done in a fraction of the time if you outsource to competent hands.

And all those tasks that you never get round to could be handled efficiently by someone else.

You may be a solo-preneur but you do not need to fly solo. And you certainly have the right to a life outside of work!

Possible tasks to outsource: Web development; graphic design; administrative tasks; public relations; event management; travel arrangements; computer maintenance; sourcing and liaising with suppliers; printing; personal concierge/life style management or errand running; accounting and tax returns; cleaning etc.

I have used many of these tools and resources.

Not just for tasks that I am unable to do but to enhance my productivity, reclaiming personal and family time. I love the work I do and I would like to keep it so.

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Therefore, I have learnt and continue to learn to get help, leverage technology and to outsource as much as I possibly can. This way, even from a kitchen table, small business can continue to be fun, refreshing and fulfilling!

Reflections: What aspects of your business do you find overwhelming? How could you get help, leverage technology or outsource in these areas? What challenges do you face with getting help, leveraging technology and outsourcing? What inner resistance do you have about getting help with your business?

If you will not hire help where you need it, you will encounter the same resistance from others to whom you try to sell your services. The energy you send out comes back to you, whether it is the energy of abundance (“I will invest in support because I need it”) or the energy of scarcity (“I cannot afford support; it is too expensive. I will do it all by myself.”). Do you often get people saying they cannot afford your services? Could you be sending out this same withholding energy yourself?

Write in to share your insights, challenges and thoughts on this issue. Your feedback could be the very thing someone else needs today. You could also benefit from the feedback of others.

Oma Edoja is an author, speaker and Women's Business Growth Mentor who is passionate about empowering women! She is the UK's go-to-gal for ambitious women entrepreneurs who want to get more clients, make more money and make a bigger impact through their work.

Oma is the author of "The Essential Get Clients Guide: 14 Reasons Women Business Owners Struggle to Get Clients and How to Avoid Them." She invites you to download your FREE copy at

www.TheEssentialGetClientsGuide.com Acumen Business Pages

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ACUMEN MAGAZINE WINTER 2012 - 2013 EDITION ON SALE FROM DEC 15TH 2012 FRONT COVER STORY PASTOR BYRON CAGE ORDAINED PASTOR & MUSIC MINISTER

BACK COVER STORY SEGUN GELE SEGUN GELE INTL ADEDOYIN ANIMASHAUN KOYI FACES AND HEADGEARS NIKE ISIBA GELE ARA

INTERVIEWS PASTOR CALVIN MCCOY - PASTOR CRUNK FOR CHRIST RADIO & TV BISHOP DR CLETUS BASSEY - PASTOR DESTINY INTERNATIONAL MINISTRIES LADY KATE ATABONG– CEO/PRESIDENT MISS AFRICA USA BEAUTY PAGEANT

PROFILES ABIOLA CHAMP SALAMI - MOTIVATIONAL SPEAKER ABRAHAM OGUNLADE - SAXOPHONIST ANU OYENEYIN OSILESI - MUSIC ARTIST KISHA JONES-PATE — PRESIDENT BLACK WOMEN NETWORK (BWN)

ALSO READ OUR REGULAR COLUMNS ON FIRST LADIES, BUILD MY CHURCH, WHITE FILELDS, WOMEN IN BUSINESS, COMMONSENCE FOR BUSINESS,INVESTMENTS, NOT 4 PROFIT , CHURCH MATTERS & EVENTS ETC

VIEW EVENT COVERAGE PICTURES CRUNK FOR CHRIST AWARDS PRAYZE FACTOR PEOPLE’S CHOICE AWARDS

NIGERIAN GOSPEL AWARDS NIGERIAN PROMOTERS AWARDS

MAGAZINE IS ON SALE & DISTRIBUTED USA, IRELAND,SPAIN,CANADA,U.K & NIGERIA Visit the SUBSCRIBE page on our website to order your own copy.

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YOU ARE INVITED TO WORSHIP AT ANY OF THESE FINE CHURCHES Pastor Chuzzy Udenwa Glory House World Church 4887C Lawrenceville Highway ,Tucker GA 30084 Phone: (770) 909 5000 Email: info@glorytoglorychurch.org Website: www.glorytoglorychurch.org

Pastor Wole Akinola - King RCCG Grace Assembly 6045 North Henry Blvd, Suite A Stockbridge GA 30281 Phone: (770) 506 -7730 E mail: info@rccggc.org Website: www.rccggc.org

Rev. Dr. Frank Ofosu - Appiah All Nations Church 5511 Williams rd. Norcross GA 30093 Phone: (770) 923-8383 E mail: contactus@allnationsusa.com Website: www.allnationsusa.com

SERVICE TIMES Sun: 11.00 am Worship Service Tues: 7.00 pm Bible study Fri : 7.00 pm Prayer Meeting

SERVICE TIMES Sun: 11.00 am Worship Service Wed: 7.00 pm Bible study Fri : 7.00 pm Prayer Meeting

SERVICE TIMES Sun: 10.00 am Worship Service Wed: 7.00 pm Bible study Fri : 7.00 pm Prayer Meeting

Pastor Salah Solomon Faraj

SERVICE TIMES

Kingdom Destiny Ministries International

Sun: 11.00 am Worship Service Wed: 7.30 pm Bible study Sat : 8.00 pm Ministers School

259 Langley drive, Lawrenceville GA 30046 Phone: (678) 638-0881 E mail: kdmiga@yahoo.com Website: www.kdmga.org

Pastor Zaccheus Oloba Christ Apostolic Church- Vineyard of Comfort 1309 Stephenson rd., Lithonia GA 30058 Phone: (404) 957 1255 Email: cacvoclith@gmail.com Website: www.cacvocatlanta.org

Pastor Mike Adebiyi JCCI HOUSE OF GLORY 1640 East Park Blvd. Stone Mountain, GA 30087 Phone: (770) 413-0202 Email: info@jcci-hog.org Web-

SERVICE TIMES Sun: 11.00 am Worship Service Wed: 7.00 pm Bible study 2nd Fri : 10 pm Prayer Meeting

SERVICE TIMES Sun: 11.00 am Worship Service Wed: 7.00 pm Bible study Fri : 8.00 pm Prayer Meeting

site: www.jcci-hog.org

Pastor Bernados Rios Ministerio Mana 5150 Jimmy Carter Blvd Norcross GA 30093 Phone: (678) 914-5428 E mail: pbsrios@yahoo.com Website: www.ministeriomana.com

Pastors Adam & Belinda McNatt The 47 Spot 5271 Lawrenceville highway, Lilburn GA 30047 Phone: (678) 380-0197 E mail: adamandbelinda@gmail.com Website: www.adamandbelinda.com

SERVICE TIMES Sun: 11.00 am Worship Service Wed: 7.00 pm Bible study Fri : 7.00 pm Prayer Meeting

SERVICE TIMES 1st Fri of every month : 8.00—

10.00 pm Hip Hop Service

Contact us to include your church here to invite people to worship at your own church.