1_07-11-2012

Page 6

Banque Saudi Fransi|Banks & Financial Services Last Closing:

SAR

33.20 (11/07/2012)

Activities

52-Week High:

SAR

40.60 (03/04/2012)

52-Week Low:

SAR

29.68 (08/10/2011)

Banque Saudi Fransi is engaged in providing a full range of commercial banking services including Islamic banking. The Bank also provides investment services such as asset management and investment funds in addition to providing brokerage services in the capital markets, locally and internationally, to individuals and institutions, through a specialized wholly owned subsidiary company "Saudi Fransi Capital".

Price Performance: Company

1-Day 1-Week

Sector

Market

-0.90%

-0.41%

-0.80%

-4.05%

-2.83%

-2.57%

1-Month

-2.36%

-1.18%

-1.94%

3-Month

-14.44%

-11.69%

-12.07%

1-Year

-4.16%

-0.63%

1.40%

5-Year

-19.16%

-18.66%

-10.06%

SAR 9,040.18 Million

Paid Up Capital:

Daily Market Performance

904.00 Million

Outstanding Shares:

Sector

Share

Market

GCC

5

11

18

5.89%

2.27%

1.15%

Rank

Chairman: Saleh A. O. Al Omair

35.2

SAR 30,013.40 Million

Market Capitalization:

Managing Director :Patrice Couvegnes

34.8

Board Members:

Abdulrahman A. Jawa (Dep. M.D) Dr. Khalid Al-Mutabagani Abdulaziz R. Al Rashed Ibrahim M. Al Issa Mousa O. M. Al Omran Abdulaziz H. Al Habdan Marc Oppenheim Thierry P. M. Simon

34.4

Ratio Comparison: Sector

Market

0.90

0.93

1.00

10.12

11.74

13.40

P/B

1.46

1.78

1.81

P/R

6.45

6.87

2.08

D/Y

2.41

4.05

4.93

ROA

1.98

2.27

3.77

ROE

14.49

15.16

13.51

Net Margin

64.09

58.51

16.21

Loan/Deposit

86.57

87.76

79.55

Equity/Assets

13.68

14.97

27.90

P/E

SAR

Company

Beta

34 33.6 33.2

Auditors: KPMG Al Fowzan & Al Sadhan Ernst & Young

240,000 200,000 160,000 120,000 80,000 40,000 0

Email: communications@alfransi.com.sa WebSite: www.alfransi.com.sa

5/27

6/3

6/10

6/17

6/24

Shareholders

7/1

7/8

Quarterly Income Data 1,400,000

General Organization for Social Insurance (GOSI)

1,200,000

SAR '000

Credit Agricole Corporate & Investment Bank

12.80%

31.10%

Rashid Abdurrahman Al Rashid & Sons Co.

9.80%

1,000,000 800,000 600,000 400,000 200,000 0

Q1/2012

Q4/2011

Total Operating Income

Others

46.30%

160,000,000

SAR '000

120,000,000

Total Operating Income

100,000,000

Gen Admin Expenses

80,000,000

Q3/2010

Q2/2010

Q1/2010

Net Profit

31/03/2012

31/03/2011

1,220,209

1,150,270

6.08

338,083

347,669

-2.76

788,896

716,749

10.07

Change %

Prov for Doubtful Debts

60,000,000

Net Profit

40,000,000 20,000,000

Balance Sheet Data (SAR '000) 2011

2010

2009

Total Liabilities

2008

2007

Owners Equity

Yearly Income Data 5,000,000 4,500,000 4,000,000

SAR '000

Q1/2011

Income Data (SAR '000)

140,000,000

Cash & Balance

25,978,423

17,253,382

50.57

Loans

97,477,019

83,944,021

16.12

Investments

20,088,307

19,673,395

2.11

Total Assets

150,478,532

126,546,937

18.91

Deposits

112,601,256

96,032,271

17.25

Total Liabilities

129,891,088

108,753,469

19.44

Capital

7,232,143

7,232,143

0.00

Reserves

8,801,938

7,674,988

14.68

20,587,444

17,793,468

15.70

3,424,537

1,932,160

77.24

-3,076,560

-166,088

N/M

Owners Equity

3,500,000 3,000,000

Cash Flow Data (SAR '000)

2,500,000

Cash Flow From Operating Activities

2,000,000 1,500,000

From Investing Activities

1,000,000

From Financing Activities

500,000 0

Q2/2011

Total Operating Expenses

3-Month Financial Data

Total Assets

0

Q3/2011

2011

2010

Total Operating Income

2009

Total Operating Expenses

2008

2007

Net Profit

-800,000

Increase (Decrease) in Cash

347,977

966,072

-63.98

Net Cash Flow

836,953

770,761

8.59


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