Banque Saudi Fransi|Banks & Financial Services Last Closing:
SAR
33.20 (11/07/2012)
Activities
52-Week High:
SAR
40.60 (03/04/2012)
52-Week Low:
SAR
29.68 (08/10/2011)
Banque Saudi Fransi is engaged in providing a full range of commercial banking services including Islamic banking. The Bank also provides investment services such as asset management and investment funds in addition to providing brokerage services in the capital markets, locally and internationally, to individuals and institutions, through a specialized wholly owned subsidiary company "Saudi Fransi Capital".
Price Performance: Company
1-Day 1-Week
Sector
Market
-0.90%
-0.41%
-0.80%
-4.05%
-2.83%
-2.57%
1-Month
-2.36%
-1.18%
-1.94%
3-Month
-14.44%
-11.69%
-12.07%
1-Year
-4.16%
-0.63%
1.40%
5-Year
-19.16%
-18.66%
-10.06%
SAR 9,040.18 Million
Paid Up Capital:
Daily Market Performance
904.00 Million
Outstanding Shares:
Sector
Share
Market
GCC
5
11
18
5.89%
2.27%
1.15%
Rank
Chairman: Saleh A. O. Al Omair
35.2
SAR 30,013.40 Million
Market Capitalization:
Managing Director :Patrice Couvegnes
34.8
Board Members:
Abdulrahman A. Jawa (Dep. M.D) Dr. Khalid Al-Mutabagani Abdulaziz R. Al Rashed Ibrahim M. Al Issa Mousa O. M. Al Omran Abdulaziz H. Al Habdan Marc Oppenheim Thierry P. M. Simon
34.4
Ratio Comparison: Sector
Market
0.90
0.93
1.00
10.12
11.74
13.40
P/B
1.46
1.78
1.81
P/R
6.45
6.87
2.08
D/Y
2.41
4.05
4.93
ROA
1.98
2.27
3.77
ROE
14.49
15.16
13.51
Net Margin
64.09
58.51
16.21
Loan/Deposit
86.57
87.76
79.55
Equity/Assets
13.68
14.97
27.90
P/E
SAR
Company
Beta
34 33.6 33.2
Auditors: KPMG Al Fowzan & Al Sadhan Ernst & Young
240,000 200,000 160,000 120,000 80,000 40,000 0
Email: communications@alfransi.com.sa WebSite: www.alfransi.com.sa
5/27
6/3
6/10
6/17
6/24
Shareholders
7/1
7/8
Quarterly Income Data 1,400,000
General Organization for Social Insurance (GOSI)
1,200,000
SAR '000
Credit Agricole Corporate & Investment Bank
12.80%
31.10%
Rashid Abdurrahman Al Rashid & Sons Co.
9.80%
1,000,000 800,000 600,000 400,000 200,000 0
Q1/2012
Q4/2011
Total Operating Income
Others
46.30%
160,000,000
SAR '000
120,000,000
Total Operating Income
100,000,000
Gen Admin Expenses
80,000,000
Q3/2010
Q2/2010
Q1/2010
Net Profit
31/03/2012
31/03/2011
1,220,209
1,150,270
6.08
338,083
347,669
-2.76
788,896
716,749
10.07
Change %
Prov for Doubtful Debts
60,000,000
Net Profit
40,000,000 20,000,000
Balance Sheet Data (SAR '000) 2011
2010
2009
Total Liabilities
2008
2007
Owners Equity
Yearly Income Data 5,000,000 4,500,000 4,000,000
SAR '000
Q1/2011
Income Data (SAR '000)
140,000,000
Cash & Balance
25,978,423
17,253,382
50.57
Loans
97,477,019
83,944,021
16.12
Investments
20,088,307
19,673,395
2.11
Total Assets
150,478,532
126,546,937
18.91
Deposits
112,601,256
96,032,271
17.25
Total Liabilities
129,891,088
108,753,469
19.44
Capital
7,232,143
7,232,143
0.00
Reserves
8,801,938
7,674,988
14.68
20,587,444
17,793,468
15.70
3,424,537
1,932,160
77.24
-3,076,560
-166,088
N/M
Owners Equity
3,500,000 3,000,000
Cash Flow Data (SAR '000)
2,500,000
Cash Flow From Operating Activities
2,000,000 1,500,000
From Investing Activities
1,000,000
From Financing Activities
500,000 0
Q2/2011
Total Operating Expenses
3-Month Financial Data
Total Assets
0
Q3/2011
2011
2010
Total Operating Income
2009
Total Operating Expenses
2008
2007
Net Profit
-800,000
Increase (Decrease) in Cash
347,977
966,072
-63.98
Net Cash Flow
836,953
770,761
8.59