Apia Good Life On The Road

www.yourlifechoices.com.au

ON THE ROAD Australian driving holiday inspiration

BEST AUSSIE ROAD TRIPS

PLUS

UNDER THE RADAR BEACH DESTINATIONS TOP CARAVAN AND CAMPING SPOTS

SETTING UP THE PERFECT CAMPSITE GETTING YOUR CAR ROAD TRIP READY

OUTDOOR ADVENTURE GEAR GUIDE EVERYTHING YOU NEED TO KNOW BEFORE YOU GET SET AND GO! www.yourlifechoices.com.au

Wherever you drive, wherever you live.

Take 10% off both Home and Motor Insurance with Apia’s multi-policy discount.

Call 13 50 50 or visit apia.com.au Discount applied to new home or motor policy only or to existing home or motor policy upon renewal. Discount excludes Roadside Assist, Emergency Home Assist and Personal Valuables Cover and not additional on combined home policies already receiving discount. Australian Pensioners Insurance Agency Pty Ltd (Apia) ABN 14 099 650 996 is an authorised representative of AAI Limited ABN 48 005 297 807, the product issuer. Before buying insurance, read the PDS or policy info at apia.com.au and consider whether it’s right for you. Call 13 50 50 for a copy.

Get Set, Go road tripping!

W

e live in the lucky country. Lucky because we really don’t have to go far to find adventure. Lucky because even within our home states, we could probably fill a lifetime of amazing travel experiences. Lucky because, we don’t need a plane or a ship to ‘get away’.

Driving holidays have always been popular in Australia. And there has never been a better time to see more of Australia than now. The big push to ‘holiday here this year’, take the ‘#RoadTripPledge’ and bring an ‘#EmptyEsky’ not only gives you the incentive to visit the Aussie regions you’ve always wanted to see, but you’ll also be helping out bushfire-affected towns, pandemic-distressed businesses and people who just need to see new, happy faces.

Being on the road also allows you the freedom to be spontaneous. On the road, you are in control of your holiday. You can stop where you want to stop. Detour at will. Stay as long as you like. This is the beauty of the ‘Good Life on the Road’ and an ethic we at YourLifeChoices and our good friends embrace with this inspirational eGuide.

So, put on your travel planning hat read on. Then, Get Set and Go! Happy travels, Leon Della Bosca YourLifeChoices | GM Publishing

Published by: YourLifeChoices Pty Ltd Publisher: Leon Della Bosca Copy Editor: Dairne John Contributors: Apia Good Life, Paul Murrell, Leon Della Bosca Designer: Word-of-Mouth Creative Cover Design: Leon Della Bosca Phone: 61 3 9081 9998 Email: admin@yourlifechoices.com.au Web: www.yourlifechoices.com.au All rights reserved, no parts of this book may be printed, reproduced, stored in a retrieval system or transmitted, in any form or by any means, electronic, mechanical, recording or otherwise, without the permission in writing from the publisher, with the exception of short extractions for review purposes.

IMPORTANT DISCLAIMER No person should rely on the contents of this publication without first obtaining advice from a qualified professional person. This publication is distributed on the terms and understanding that (1) the publisher, authors, consultants and editors are not responsible for the results of any actions taken on the basis of information in this publication, nor for any omission from this publication; and (2) the publisher is not engaged in rendering legal, accounting, financial, professional or other advice or services. The publisher and the authors, consultants and editors expressly disclaim all and any liability and responsibility to any person, whether a subscriber or reader of this publication or not, in respect of anything, and of the consequences of anything done or omitted to be done by any such person in reliance, whether wholly or partially, upon the whole or any part of the contents of this publication. Without limiting the generality of the above, no publisher, author, consultant or editor shall have any responsibility for any act of omission of any author, consultant or editor. © Apia Good Life, ©YourLifeChoices Pty Ltd, 2020

Contents Under-the-radar beachside destinations Breathtaking seaside locations in every corner of the country

04

Top Aussie road trips to put on your list North, south, east and west, these driving holidays are the best

06

Caravan and camping hotspots Looking for a great place to fish or a beachside retreat?

08

Planning a holiday off the beaten track All you need to know to take the road less travelled

10

Setting up the perfect campsite Simple tips for camping newbies and seasoned vets

12

Get your car road-trip ready Expert tips to get your car in tip-top road trip shape

14

Outdoor adventure gear guide Be confident and comfortable without compromising on style

16

10 hints for happy road trips Ensure your driving holiday remains upbeat and smooth

18

Retired and travelling: Grey Nomad adventures How the Grey Nomad lifestyle might work for you

19

4 8 14 16

YourLifeChoices / Apia Good Life on the Road 2020

3

Under-the-radar beachside destinations

While overseas travel is certainly a must, more Aussies are rediscovering the joys of exploring their own backyard. With a number of breathtaking seaside locations in every corner of the country, we’re certainly spoiled for choice.

W

hether you’re after an adventure-filled getaway or would prefer to simply soak up the sun by the beach, here’s a handful of the nation’s hidden gems that are ideal year-round.

Airlie Beach, Queensland With its undulating coastline and carefree lifestyle, Airlie Beach is your gateway to the picturesque Whitsunday Islands. Featuring a lawn-fringed swimming lagoon right across from the beach, sprawling beer gardens, and countless day tours, this tropical haven is one of Queensland’s most underrated travel spots.

Tours operate daily from Port of Airlie or Shute Harbour to Hamilton Island, Hayman Island, Daydream Island and the Great Barrier Reef, as well as the world-famous Whitehaven Beach – the sand is 98 per cent pure silica, which gives is a brilliant, nearluminescent colour.

After a day out at sea, venture back to town and visit one of the many quality restaurants along the boardwalk.

4

Best-kept secret:

Hideaway Bay A mere 30-minute drive from the main township will lead you to one of the area’s most serene spots, Hideaway Bay. Settle in at the quaint beachside café and relish the scenery over a sumptuous lunch.

The Eyre Peninsula, South Australia Renowned for its succulent seafood, mouth-watering wine and seaside character, the Eyre Peninsula is home to some of South Australia’s most beautiful locations.

YourLifeChoices / Apia Good Life on the Road 2020

Port Lincoln – named the seafood capital of Australia – has magnificent beaches where you can swim, paddle board, surf, fish, or just walk along.

Hire a car and take the scenic route from the town centre to discover a myriad of coastal lookouts. If you have a 4WD, tackle the track in the national park for a potential wildlife encounter!

Cowell, one of the best fishing destinations in Australia, sits on the edge of Franklin Harbour. Go for a stroll along the boardwalk and check out some jade jewellery – Cowell has 90 per cent of the world’s nephrite jade deposits. A visit to the National Trust Folk Museum, which was built around 1882, is also a must.

and a pretty spectacular rockpool on Main Beach near Clarence River, which is bordered by beautiful national parklands.

The breathtaking beaches and natural wonders of Yamba make the sleepy coastal town one of the best surf beaches in the country. In fact, Angourie was officially declared Australia’s second national surfing reserve in 2007.

Best-kept secret:

Coffin Bay Surrounded by sea and national parks, Coffin Bay is home to one of Australia’s most exquisite estuaries.

If you’re a sucker for oysters, take a hands-on shucking lesson, where you can taste fresh Pacific and native Angasi oysters straight out of the water.

Shoal Bay, New South Wales Just a stone’s throw away from the hustle and bustle of Sydney is the tranquil seaside town of Shoal Bay, which is littered with beautiful beaches, art galleries and top-class eateries.

If you’re a boatie, head to Corlette and set sail. At Fame Cove, enjoy a glass of bubbles and the stunning sunset hues – the dolphins might even make an appearance! Another must-see is Stockton Sand Dunes – with hills up to 40-metres high, it’s the largest sand dune system in Australia. Ideal for thrill seekers, you can even take guided quad bike tours.

Want a slower paced adventure?

Take a tour along the summit trek to Tomaree Head. While it is a steep walk, it’s well worth it – the idyllic views stretch out to Cabbage Tree, Boondelbah Island, and beyond.

Best-kept secret:

Broughton Island

Venture out for a day trip to the serene Broughton Island. Located 14 kilometres north of Port Stephens and accessible only by boat, you can even camp in an active seabird colony!

Yamba, New South Wales Another must-see in New South Wales is Yamba. It’s home to Blue Pool – a large quarry that was filled with fresh water when an underground spring was disturbed last century –

Otherwise, if you’d prefer to peruse at your own pace, be sure to visit the Yamba River Markets. Held on the fourth Sunday of every month, the markets are full of quality fresh produce and great coffee.

Best-kept secret:

Iluka Not far from Yamba is Iluka, which is accessible by water or road. Jump on the local ferry service, operating seven days a week, and enjoy the quiet. Travellers seeking warm weather and a laid-back lifestyle will fall in love! And if you’re a prawn lover, you’re in luck – Iluka is known for the best-tasting, fresh, delicious prawns!

Why not hit the road and travel from Shoal Bay to Yamba, which will take you about five-and-a-half hours? It’s a beautiful way to see the best of the New South Wales coast.

More Whether you’re travelling with family, friends, a partner, or alone, it’s worth discovering our country’s many hidden wonders before booking a flight overseas. While there are plenty more must-see locales in Australia, hopefully these suggestions give you a starting point to help plan your next getaway! And for peace of mind, don’t forget to take out the appropriate travel insurance for wherever you’re headed.

DISCLAIMER: The information is intended to be of a general nature only. We do not accept any legal responsibility for any loss incurred as a result of reliance upon it – please make your own enquiries.

Australian Pensioners Insurance Agency Pty Ltd (Apia) ABN 14 099 650 996 AR 239591 is an authorised representative of AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI), the issuer of Home, Landlord, Car, Caravan, Motorhome, Boat, Travel & Compulsory Third Party Personal Injury (CTP) Insurance.

Please consider the Product Disclosure Statement before buying this insurance.

This advice has been prepared without taking into account your particular objectives, financial situations or needs, so you should consider whether it is appropriate for you before acting on it.

YourLifeChoices / Apia Good Life on the Road 2020

5

Top Aussie road trips to put on your list With most international travel on hold in 2020, more and more Aussies are looking to their own backyard for their next adventure. With our pristine beaches, stunning mountain ranges, and welcoming communities, why wouldn’t you? You don’t even need to go too far!

Queensland

Q

ueensland is known worldwide for its breathtaking beaches. While there are more road trip ideas in the Sunshine State than we can list here, 75 Mile Beach and Cairns to Cape York are among the best.

Cairns to Cape York Begin in Cairns and work your way to the northernmost tip of mainland Australia, Cape York. Stop off at Mossman Gorge, Daintree Rainforest, the Laura Rock Art Galleries, Lockhart River, and Fruit Bat Falls.

From local history, art, beaches, and rainforests, this road trip has it all. Finish off over 1000km by enjoying the views at Cape York Peninsula. You might want to unwind with a couple of nights camping at Loyalty Beach before heading home (or on to the next leg of your trip!).

Pools – naturally occurring rockpools on the beach. The water is foamy and bubbly for a relaxing, spa-like experience. Who needs a day spa when mother nature provides?

New South Wales/Australian Capital Territory

The Grand Pacific Drive Just have the day or weekend off?

That doesn’t mean you can’t see some of New South Wales’ best sights. The Grand Pacific Drive starts just an hour south of Sydney, and takes you over the Sea Cliff Bridge, which curves over the edge of the Pacific Ocean for an exhilarating experience.

Try and spot a whale at the Royal National Park and visit the famous blowholes at Kiama.

75 Mile Beach 75 Mile Beach is, like the name hints, a 75-mile stretch along Fraser Island’s east coast. Think rainforests, fresh lakes, volcanic rock formations, the Maheno shipwreck, and camping under the stars.

While the ocean isn’t safe to swim in, you’ll want to have a dip in Champaign 6

YourLifeChoices / Apia Good Life on the Road 2020

Kiama Ocean Pool If you want a change from coastal views, make the return trip through the Southern Highlands, and stretch your legs on the Illawarra Flytrap Treetop Walk.

Sydney to Byron Bay It won’t be long before you’ve forgotten all about the hustle and bustle of the metropolis. Swap skyscrapers for breathtaking views as you make your way along the first leg of the trip to Coffs Harbour, or head inland a little to Dorigo National Park, a heritage-listed rainforest.

Finish the trip at Byron Bay, a fun coastal city renowned for beaches, shopping, dining, and culture. Don’t forget to check out the Cape Byron Lighthouse – the most easterly point of Australia.

and the Maria Island National Park (full of native animals and accessible via a quick ferry ride) – plus your pick of beautiful beaches!

If NASA’s space junk sparks your interest, a detour south can take you to Esperance, where you can see some of the Skylab space station debris.

Northern Territory

With all that excitement, don’t forget to stop and take in a few sunsets.

Red Centre Way This is where images of red sandy deserts and wide empty spaces come to mind. Red Centre Way, which takes you from Alice Springs to Uluru, is a bucket-list item.

Victoria

The Great Ocean Road You can’t say ‘road trip’ in Victoria without mentioning the Great Ocean Road, which curls along Victoria’s coast from Torquay to Allansford. The Great Ocean Road boasts gorgeous coastal views, whale watching, and the natural wonder that is the 12 Apostles. The Great Otway National Park is along the way, where you can do a treetop walk or take in the waterfalls.

Tasmania

Tasmania’s east coast With Tassie being relatively small, you can do a lot of this island state in a weekend. The Great Eastern Drive begins in Hobart and traverses the mesmerising coastal route to St Helens.

There are plenty of detours to choose from, like the Darlington Vineyard, the Convict Trail walk, Thumbs Lookout, Never drive past a petrol station unless you know how long you have until the next one.

Explore apps like Campermate, which provides a database of free and paid campsites, and FuelMap, which has a catalogue of petrol stations and prices across Australia.

Check your car and tyres, and get a service before you go.

Be aware of and abide by local laws if entering a new state.

Do your research and know what to expect on your trip.

Across at least five days, you’ll marvel at natural formations like gorges, waterholes, creeks, and canyons. Make sure to cool off at the Redbank Gorge Pools. At Gosse Bluff Conversation Reserve, you can hike to higher ground for spectacular views of a massive crater left by a 600m wide meteorite some 142.5 million years ago.

Of course, you’ll want to see the iconic Uluru, and the Olgas – incredible rock formations in UluruKata Tjuta National Park.

South Australia and Western Australia

The Nullarbor Plain Crossing the Nullarbor isn’t on everyone’s to-do list. This huge road trip takes you from one capital city to another (Perth to Adelaide, or vice versa). It’s famous for being the longest, flattest, straightest road in Australia.

But that doesn’t mean there’s not plenty to see and do! We think it makes one of the best summer road trips, if you have the time and endurance. Spot wildlife, go whale watching, call in to cattle stations, and have a hit at the longest golf course on earth, Nullarbor Links (1365 kilometres!).

At the Balladonia Cultural Heritage Museum learn about Indigenous heritage, European settlement, local flora and fauna, and space junk that crashed into Western Australia in the ’70s.

Road trip essentials While you’ll want to do your own research on what to pack for your road trip, essential items include: • plenty of water (refill it whenever possible) • enough food, including canned and dry food • car equipment and supplies, like coolant, jumper leads, engine oil, a towline, and spare tyres • appropriate clothing – make sure to pack for very hot, cold, and extreme weather • a first aid kit • camping equipment, including tents and sleeping bags or swags • camping stove and other cooking equipment, and • a satellite phone if you are going to a remote area.

More Get roadside assistance. Apia Roadside Assistance is provided by Digicall Assist and includes benefits such as 24/7 support and unlimited callouts.

Check your insurance is up to date.

Before heading out on any road trip, do a car insurance checklist. Is everyone who’ll be driving listed on your policy? Do you have Roadside Assistance? You can update your Apia policy with Apia Online Services. You’ll be spending a lot of time in your car if you’re planning an epic Australian road trip, so something like Comprehensive Car Insurance is worth considering.

DISCLAIMER: Australian Pensioners Insurance Agency Pty Ltd (Apia) ABN 14 099 650 996 AR 239591 is an authorised representative of AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI), the issuer of Home, Landlord, Car, Caravan, Motorhome, Boat, Travel & Compulsory Third Party Personal Injury (CTP) Insurance.

Please consider the Product Disclosure Statement before buying this insurance.

This advice has been prepared without taking into account your particular objectives, financial situations or needs, so you should consider whether it is appropriate for you before acting on it.

YourLifeChoices / Apia Good Life on the Road 2020

7

Top caravan spots around Australia to visit this summer

These are just a few of the top spots to check out, whether you’re looking for a great place to fish or you simply need a family friendly beachside retreat for your next holiday.

T

hey say there’s nothing quite like getting out on the open road. What better time to pack up the caravan and get exploring than in the summer when there’ll be plenty of daylight hours to enjoy the best of Australia’s camping and caravan spots?

Great for the whole family

Bathers Caravan Park, Esperance, WA About 3.5km east of the main town so you’re able to enjoy a bit of quiet and relaxation, Bathers Caravan Park is still close enough to enjoy what

Esperance town has to offer. This caravan park is pet-friendly and just a street over from a dog beach if you want to bring a four-legged friend with you. The park itself is perfect for caravans, tents and motorhomes; there’s also cabin accommodation if you fancy a night under a ‘proper’ roof during your stay.

Get out on the water

Lakes Entrance, Gippsland Lakes, VIC For those looking to get out on the water once the caravan is parked for the day, Lakes Entrance is the perfect place to set up camp. The Gippsland Lakes are home to Australia’s largest inland waterway, which means it’s ideal for kayaking, fishing, sailing, and everything in between. If you’re heading to Lakes Entrance during the festive season, you could even catch the New Year’s Eve fireworks on the foreshore.

8

YourLifeChoices / Apia Good Life on the Road 2020

Blue Range Hut keeps things simple, with an open fireplace and picnic table, as well as access to pit toilets, and wood-fired and gas barbecues outside. The surrounding area is great for those feeling active, including horse riding and cycling. Be sure to book before you head to Blue Range Hut – it may be small, but it’s a hot commodity in the area.

Enjoy a tropical paradise

Kakadu Lodge and Caravan Park, Jabiru, NT

Take in the scenery

Wilpena Pound, Flinders Ranges National Park, SA There’s no shortage of campsites at Wilpena Pound that are perfect to park your caravan, with both powered and unpowered campsites on offer as you take in the gorgeous surrounds. You can enjoy some of the simple luxuries like amenities blocks, laundry facilities and a general store, or even head over to the Ikara Flinders Ranges for access to the resort pool, restaurant, bar and bistro. Who said a caravan holiday couldn’t be a chance to indulge?

a family holiday, or if you’re taking a caravan trip solo, because there are so many iconic spots to check out in the surrounding area. As well as Bay of Fires, which was voted as the best beach in the world by Lonely Planet, there are also places like Wineglass Bay, St Columba Waterfalls and Binalong Bay to pay a visit.

Driving your caravan or campervan through Kakadu National Park will give you a chance to take in many of the natural landscapes Australia has to offer, while getting to appreciate the culture and history of a land proudly shared by its Aboriginal owners. There are plenty of tours and activities to take part in once you’ve set up camp at one of the powered or unpowered camping areas, or you can simply lounge by the Kakadu Lodge lagoonstyle swimming pool.

Wake up by the ocean

Reflections Holiday Park, Bonny Hills, NSW Reflections Holiday Parks has over 30 caravan parks dotted around NSW, but spots like Bonny Hills, Red Rock and Copeton Waters are among the top picks for a beachside weekend.

Each of the parks is located on iconic NSW Crown land, so your stay will mean you get an amazing caravan spot while those that run Reflections are able to nurture the precious surroundings. They’re also constantly working to reinvest in the parks and reserves, so you’ll be able to enjoy these surrounds for years to come.

Tick one off the bucket list

BIG4 St Helens Holiday Park, St Helens, TAS Located not far from the famous Bay of Fires beach, BIG4 St Helens Holiday Park is consistently recognised as one of the best holiday parks in Tasmania. It’s a great spot for

BIG4 St Helens Holiday Park is consistently recognised as one of the best holiday parks in Tasmania.

Back to basics

Blue Range Hut, Uriarra Forest, ACT While all the bells and whistles are great in some instances, sometimes it can be all the more enjoyable to pick a spot with just the necessities.

More While we might not be able to cover every caravan spot around Australia, these will give you the perfect starting point so you can start planning your next adventure!

YourLifeChoices / Apia Good Life on the Road 2020

9

o f r i p s l l p a o i n ning a h T Why not do something unique and head off the beaten track?

P

lanning a holiday that really feels personalised to your interests can be a little bit more challenging than joining a group tour or boarding a cruise, but the research will be worth it if you get a holiday that truly feels like it’s designed for you.

Do your research No matter what you end up planning, the best way to arm yourself to get a great holiday is to learn as much as you can about your destination before you get there. While the likes of Lonely Planet and other guidebooks are a great starting point, as you figure out what you want to see and do, online resources are the best way to get the most current reviews.

Online forums are a great way to find out what other people thought of a certain place – whether it’s TripAdvisor for accommodation and attractions or Zomato for restaurant reviews. There you can look through firsthand reviews and photos and get a sense of whether somewhere is really worth checking out.

No matter if you’re a thrill-seeking adrenaline lover or a total arts and culture aficionado, the more you know beforehand, the more you’ll feel comfortable enough to go exploring beyond the guidebook.

10

Plan an itinerary If you’re feeling tech-savvy, an app or online resource is a great way to create your itinerary before you jet off – you’ll pretty much always have your phone on you while you’re travelling. Rather than worrying about carrying around a hard copy of all your booking details and flight documents, you’ll have everything you need in your pocket.

Especially as you get older and start to feel like there are things on your bucket list to tick off, there’s no better time to try a less conventional holiday.

Apps and websites like Travefy and Tripit can help you organise your holiday, and also let you share it with others. Whether it’s the other people you’re travelling with or the family and friends staying home, being able to share your itinerary will make prep easier – even if you keep making updates and changes to plans.

YourLifeChoices / Apia Good Life on the Road 2020

Even with your itinerary on your phone, you don’t need to stress about copping roaming fees. From coffee shops to clothing stores, jump on the free wifi if you need to access the internet while you’re on the go.

Where to stay While a traditional hotel might seem like the safest bet, if you’re looking to take a holiday that’s a little off the beaten track, why not stay somewhere a little more alternative as well? There’s no need to return to your backpacking days of cheap hostels though. If you’ve never used Airbnb before, it’s the perfect way to try a different kind of accommodation and give yourself a more local, or alternative, experience.

From converted warehouses to garden cottages, you’ll be sure to find something that suits your personality – as hotels can often feel a little bit soulless, especially if you’re staying longer than a couple of days.

It also means that, like a serviced apartment, you’ll be able to use the kitchen to cook if you fancy a night in, rather than relying on dining out every night.

b e e h a t t f e f n o t y rack a d i Just like TripAdvisor and Zomato, Airbnb also gives you the chance to read through reviews from other people who have stayed at the places you’re considering.

This means you can book based on feedback from other travellers. You might also see recommendations for the Airbnb hosts doing their own city tours. Why not get your accommodation and guided tour from a local covered off in one booking?

Live like a local It might sound obvious, but the best way to live like a local is to avoid the usual tourist hotspots. As you plan your holiday, think about things that you could do that would take you away from the usual sightseeing and get you more immersed in the everyday.

If you’re keen on working out, why not book a gym class at a local centre?

Or see if there is a public basketball court or tennis court where there

might be a weekly social game you can try out? Along with planning for more traditional sightseeing, set time aside when you’re planning your stay to wander through far-flung parks or food markets.

When travelling from place to place, use public transport as much as possible rather than jumping in a cab.

Not only will you get your bearings more quickly, but it also gives you the opportunity to chat with locals on their commute and pick up some extra tips on what to do and see.

Before you head off on your holiday, there are loads of apps with insider tips and unconventional places to try out. Whether it’s Musement as a pocket guide, or Meetup for finding local events and groups, find out the kinds of things locals would recommend.

YourLifeChoices / Apia Good Life on the Road 2020

11

Simple tips to help you set up the perfect campsite There’s not much that feels better than getting attuned to nature. In the great outdoors, the sun is your alarm clock, the bushland is your wide, widescreen TV, the river your shower and your kitchen is a pile of rocks and a fire.

B

e you a beginner or a seasoned veteran, a camping king or nature queen – it doesn’t mean your campsite can’t be fine-tuned and improved.

What’s the best spot for your campsite?

If you’re heading to a camping ground, then it’s best to avoid a spot too near the campground entrance or car parks, unless you want to be woken up each morning by the sound of a VW Kombi backfiring as it leaves the site. Try to find a spot near toilets (but not too near), so you have access to water.

If you’re heading out bush, find a site on flat, high ground with afternoon shade. If you arrive in the morning,

12

you may be able to find a spot with dappled shade so your tent doesn’t heat up too quickly in the early hours.

The afternoon shade will also keep you cool during the hotter part of the day.

The flat, high ground will mean you get some nice breezes and good drainage, but look for a ground cover with grass, pine needles or leaves – that way you have some softer ground on which to walk around that is nicer than plain old dirt. Don’t go too high, in case of lightning.

Once you’ve found your flat ground, check for dead, dangling branches overhead. These are known around the traps as ‘widow-makers’ and you don’t want them falling on your head during a stiff breeze.

YourLifeChoices / Apia Good Life on the Road 2020

Check the direction of the wind Pick up some grass and throw it into the air so you can see which way the wind is blowing. Then you can set up your campfire downwind. This means you won’t get smoke in your tent and, most importantly, you won’t burn down your home-away-from-home.

It’s a smart move to ensure that it’s the back of your tent that cops the strongest winds.

Drive in your pegs at a 45°-angle It just makes them easier to pull out.

Use flat rocks or a hammer to get into harder ground. When it comes time for pulling them up, you can knock them from side to side to loosen.

Lay down a ground tarp Always place a tarp under your tent to protect your floor from seepage and to provide extra thickness so you don’t put holes in your tent floor. Make sure that no part of the tarp is exposed, as it will suck dew or rainwater underneath and soak through your floor.

Try to keep your tent ropes as vertical as possible That’s basically so you don’t trip over them. You can also tie on strips of fabric to make them easier to see at night.

Make sure you bring hand sanitizer “What a wimpy thing to bring to a campsite!” I hear you say, but there’s not much worse than getting a stomach bug or flu whilst you’re supposed to be on holiday. And when you’re looking for leaves to clean up your ‘business’ you’ll be thanking me for this one. Trust me.

Instant bush dunny Bring along a small hand shovel, a plastic bag (garbage bags are best) packed with toilet paper and hand sanitiser, and maybe some moist towelettes. Dig a hole around 50–70 paces from your campsite (preferably downwind) and leave the garbage bag sealed and tied to a tree next to the hole. Et voila – instant bush dunny.

Buy a role of undermattress foam Slide it under your air bed or mattress to keep the cold ground from stealing your body heat at night – unless of course you’re camping in a warm part of the country and you want to stay

cool. It’s also good to protect your air mattress and it stop sticks and stones from sticking into you.

It’s always good to choose an established campsite – that way you’re using someone else’s camping savvy and you’re reducing your impact on the environment.

Dispose of your rubbish every day It’s just smart camping. It keeps critters away, stops the place from smelling and it’s better for the environment. You can bring your own small plastic bin or lock it in sealed bags in your car if you don’t have a bin handy. If neither of those options appeal to you, then double or triple bag it and hang it up a tree until you can get to a bin.

Building your campfire It’s always best to build a fire in an established fire ring, but if you can’t find one, then simply pick a spot without overhanging branches, then clear away the topsoil and build an enclosed ring out of rocks.

Then pile dry, dead sticks no wider than a pencil (even smaller) if you want it to light quickly. Your pile should resemble a house of sorts.

Place bundles of dry grass, or cotton balls, shredded newspaper and dry leaves inside your stick house. Next, build it up with sticks and small branches no wider than your thumb.

Light and blow on the flames to help the fire burn the bigger branches.

Only once you have a strong flame, add larger branches and charcoalproducing logs.

How to keep the bugs away Unfortunately, bugs are a part of your camping experience, so embrace it, because they’re there to stay. The only way to keep them away is to have a campsite with a steady breeze, but you can try the old citronella candles or burners. There are also some handy sonic insect repellents that sometimes work but, if I’m being honest, I’ve not had much success with them.

Handy chill zone If you’re lucky to be near a river or stream, then use it to keep your perishable food chilled. Place your food in a mesh laundry bag and secure it to a tree or rock on the river bank. You can even stash a slab in the water to keep those beers cold. They may not be as cold as straight out of the fridge, but it will sure make you look like a pro camper!

YourLifeChoices / Apia Good Life on the Road 2020

13

Get your car road-trip ready R

oad trips are in and while most of you will be comfortable with your car on a day-to-day basis, longer trips mean more pressure is put on your vehicle, so making sure it’s in tip-top shape before you leave will go long way to ensuring you’re not left by the side of the road waiting for assistance when you should be enjoying your destination.

We asked motoring expert Paul Murrell from www.seniordriveraus.com for his tips to get your car road trip ready and safe.

Check your tyres

Check the battery

Inspect your tyres for any cracks or bulges in the sidewalls. Check that the tread depth is sufficient. Sustained high speed puts additional stress on tyres. Inflate your tyres to the pressures indicated in your owner’s manual or on the placard usually found in the door jamb.

And don’t forget to check the condition and tyre pressure of the spare. You may also wish to do a quick pitstop and have your wheels aligned and balanced.

Ask a mechanic or battery retailer to test your battery – they’ll usually do it for free.

Check your lights Have someone sit in the driver’s seat and operate the lights. Check your headlights (high and low beam), fog lights (if fitted), daylight running lights (if fitted), indicators, brake lights (including high level) and your number plate light. If any lights aren’t working, you can easily to replace them yourself, or ask your dealer or your local auto parts store to do it for you.

“If the tread doesn’t reach the platypus bill on an Australian 20cent piece inserted into the tread, there’s less than 3mm and it’s time for replacement.”

14

YourLifeChoices / Apia Good Life on the Road 2020

Check your fluids Check that your oil level is to the max and that the oil filter has been replaced recently. If it’s an automatic, check that the automatic fluid is topped up and doesn’t smell burnt.

Check your wiper blades

Pack some snacks

Have fun

Your windscreen collects more road grime on a long trip, so check that your wiper blades are in top condition.

If your wipers shudder in use, or leave smears or streaks, it’s time to replace them. Even if they seem okay, cracks and tears reduce their effectiveness.

Many auto parts stores will install them for free while you wait.

Stopping for a meal on the road isn’t always convenient and can get expensive, so pack some favourite snacks in resealable bags, and always carry bottled water.

There’s so much to see and do on a road trip, so don’t rush it. Take your time to smell the roses. And drive safely so you can enjoy the destination and come home safely again.

Check your washer fluid

Be prepared to spend Naturally, you’ll take a credit card, but some places are cash-only, and in more remote areas it can be difficult to find an ATM, so take some spare cash along.

“Find your car’s spare key and take it with you in case you lose your primary key and keep it in a separate place.”

Before you set off, ensure washer water bottle is full and add a reputable windscreen washer additive. Make sure you top up the washer bottle and not something else (such as the brake fluid reservoir or radiator overflow tank).

On most modern cars the washer fluid is clearly marked and often has a blue cap. If you aren’t sure, check your manual.

Trust someone else If you are a member of one of the motoring associations, your membership usually includes roadside assistance should a problem arise.

Check that your motoring association membership is current, and check that roadside assistance will be available where you are travelling.

Or get Apia Roadside Assistance with benefits such as 24/7 support and unlimited callouts. Many new cars now include roadside assistance in the purchase price – just make sure yours is still current.

Plan your journey

Take a map You may be confident relying on GPS or your smartphone, but it still pays to carry a map or road atlas – Australia has some notorious mobile blackspots. To prevent driver fatigue, plan rest stops in advance, and don’t drive longer than two hours without a stop. If you’re heading somewhere remote, plan where to refuel. If possible, avoid peak hour in any cities you have to traverse.

Go online and research Trawl the internet for interesting things to see, both on the way and when you get to your destination. Check out restaurants, attractions, side trips and day trips and accommodation, if required.

15 things you should always carry in your car Most of us don’t plan on having a car emergency but vehicle breakdowns always happen when we least expect them. Even if you have roadside assistance, it pays to be prepared in case you find yourself stranded with a long wait before help arrives. This is where planning a car survival kit becomes vital. Here’s what to include: 1. A smartphone (and charger) – “It’s about the best insurance you can carry,” says Paul.

2. First aid kit – Better to have it and not need it.

3. Food – Canned food is handy (make sure to bring a can opener); muesli is nutritious and filling if you can’t find food on the road and old favourites such as crackers, chips and chocolate will keep you going.

4. A 10L drinking water tank – Handy for drinking and washing up and in case of emergency.

5. Torch or headlamp – Because humans can’t really see in the dark.

6. Maps or road atlas – In case of mobile blackspots or battery bothers.

They’re also more fun for planning, taking notes and highlighting places of interest or rest stops.

7. Blanket and space blanket – In case you have to rough it in your car overnight.

8. Spare tyre and jack – You should also know how to change a flat tyre.

9. Gloves and rags – For when things get messy.

10. Duct tape and WD-40 – The old saying about duct tape also applies to WD-40.

11. Multipurpose utility tool – A Leatherman tool or Swiss Army Knife work best, but there are budget options available that will help you out in a pinch.

12. Fire extinguisher – Because you never know.

13. Jumper cables – Dead batteries happen, and cables could save you a roadside assistance call.

14. Foam tyre sealant – Works a treat for temporarily fixing a flat tire.

15. Reflective triangles – In case you breakdown at night and need to be visible on the road.

YourLifeChoices / Apia Good Life on the Road 2020

15

The best gear for your next outdoor adventure

There’s nothing quite like the rush that spending time outdoors brings.

W

hether it’s a healthy dose of sunshine as we cycle along the coast, or the tingling of cold air as we hit the snow, it’s a well-known fact that getting out in the great outdoors makes us feel better.

Long gone are the days of decking yourself out in head-to-toe khaki before heading out on your next camping trip or hiking adventure. While outdoor gear has never been seen as the most stylish, there have been significant improvements in both the form and function of everything from jackets to pants, shoes and fleeces over the years.

If you find you’re planning more outdoor activities as your time frees up in retirement, we’ve got some ideas for outdoor gear that will keep you confident and comfortable without compromising on style.

16

For the hikers and walkers Depending on the location of your hike, you might encounter a combination of weather conditions (not to mention insects and snakes), so dressing appropriately is key. Choosing a number of light layers is best, as you can easily add or remove as necessary.

For the base layer consider fabrics like merino wool or synthetics, which are designed to draw sweat away from your body and keep you as dry as possible.

Climbing clothing brand Rab has a wide selection of both

YourLifeChoices / Apia Good Life on the Road 2020

long and short sleeve tops that are light weight and optimised for warmth, temperature regulation and multiday use.

For the outer layer, you’ll need something that is both waterproof and breathable. Try out the North Face range of jackets – they’re water and windproof – and the company has partnered with a number of innovative fabric companies including Dryvent and Primaloft. The latter offers a new synthetic alternative to down, for those looking to avoid animal products.

For pants, it’s a wise idea to choose fabric that’s abrasion resistant, in case you’re encountering different types of terrain. For men, Kathmandu has a number of good options including

If you’re not confident wearing padded Lycra shorts, opt for a looser style cycle short combined with padded liner shorts. Endura has a range of baggy shorts that are durable and waterproof and are designed to be worn with the brand’s padded liner shorts, which are soft and have a cycle-specific fit.

On top, avoid anything made from cotton as it will absorb sweat and stay wet. Instead, choose a snug fitting jersey that will evaporate sweat faster.

Pearl Izumi offers good entry-level clothing for male and female cyclists in a wide range of long and short sleeve jerseys. pants that come with jean styling, zip leg pockets, and cooling properties.

For women, the brand offers stylish options with a feminine cut that are versatile for travel and active pursuits.

For the cyclists Whether you’re a serious cyclist preparing for Gran Fondo or rediscovering the joy of two wheels on a coffee run, it’s still important to choose clothing that will optimise your riding experience … and, no, you don’t have to wear Lycra!

If you’re not going too far or too fast, wearing comfortable, everyday sports clothing is perfectly fine. But for those looking to up their heart rate, it’s wise to pick an outfit that offers padding, sweat control and ease of movement.

For the snow lovers If you’re planning on hitting the slopes in the near future, buying the right jacket is one of the most important parts of a ski or snowboarding trip.

The vast amount of choice can be a little overwhelming, but as long as you choose a jacket that suits the climate you’re adventuring in, you’re on the right track.

In cold, dry climates, even heavy bouts of snow won’t leave you drenched. Pick a down jacket for these conditions – they’re normally made with at least 50 per cent natural goose or duck down and heat you up very quickly. Choose a jacket that releases moisture, however, as your body will soon heat up as you

get moving. Be aware that down isn’t suitable for wet conditions, as it takes longer to dry out. Auski has a vast array of down jackets perfect for skiing and snowboarding in differing colours, styles and fits – you can even rent gear if you’re not looking to commit to a purchase straight away.

For the wet weather explorers Headed to a warm and wet climate?

Choose a softshell jacket. They sit in the middle of waterproof hardshells and breathable fleeces, meaning they are perfect for regulating your temperature in warmer weather, but offer great protection in the rain. Try Macpac’s range of softshells, which are designed for stretch, durability, and weather protection.

No matter the activity, there’s something to suit that will keep you comfortable without you looking daggy or unfashionable. Who said you can’t look good while you hike, anyway?

YourLifeChoices / Apia Good Life on the Road 2020

17

10 hints for happy road trips

When you’re ready to pack up and hit the road, here’s how to ensure your drive along the freeways and highways remains upbeat and smooth.

1. Make a plan, but make it flexible The best thing about a road trip is the possibility of exciting things happening spontaneously along the way. Plan where you’ll stay each night, along with must-see sites along the road. Don’t drive for more than eight hours a day, and let the road take care of the rest.

2. Be prepared for the great unknown A flexible plan means minimal expectations, so you can enter a town with no prior knowledge of what you may find – and be surprised. This can be more exciting than knowing exactly what’s ahead of you.

3. Corny local attractions Australia is home to the many of the ‘world’s biggest’ attractions and, chances are, you wouldn’t make a trip especially to see most of them. But if you’re passing, then why not stretch your legs in front of the world’s longest earthworm or biggest pineapple?

and stretch out. Leave the creature comforts at home. Fun comes from roughing it. Packing light also saves on fuel, as a lighter car means longer distances between refills.

5. Make a music playlist Keep your playlist to a minimum of tracks. Ensure they are songs you love and that you can sign along to them (and if you don’t know the words, you’ll hear them enough to know them by the end of your trip!). Years later, when you hear one of the songs on your playlist, you’ll have fond memories of your travels.

6. K eep an esky in the boot A cooler in the boot of your car will come in handy. You can enjoy a drink at a special site along the way, or you can buy some prawns at the pier and

And keep an eye out for places advertising ‘the best scones in South Australia’ or ‘free chocolate samples this way’. Take a chance and you’ll see some quirky country towns and uncover heaps of hidden gems.

4. Pack light Packing light can make road trips more comfortable. If one of you needs a nap, it’s easy to jump in the back seat 18

YourLifeChoices / Apia Good Life on the Road 2020

eat them at the place you stay that night. Packing snacks and drinks will help cut down your costs, too.

7. Meet the people Seek the sage advice of locals when you’re on the road, because they know their area best. How else will you find the best bars and restaurants, or the cheeky shortcuts that could save you half a day’s travel?

8. K eep calls to a minimum Text someone you know your whereabouts each day and where you’ll be that night. That way you there’s a record of where you are in case something dodgy occurs.

Keeping phone calls to a minimum will keep alive the special feeling of being on the road with your travel buddy. You’ve left home to get away from the everyday, so why bring it along with you?

9. M ake up your own road games Playing ‘I spy’ or ‘20 questions’ can be a great way to while away the time, especially if you’re stuck for conversation

10. T ake plenty of pictures Selfies in front of strange sites, photos of freeway signs, dead trees, paddocks packed with cow, stunning sunsets and random photographs will add to your experience and the memory of your happy road trip.

Retired and travelling: Grey Nomad adventures Retired and keen for an adventure? Why not jump on the ‘Grey Nomad’ bandwagon?

R

etiree travellers either love or loathe the term, but as ‘Grey Nomads’ they’re out there exploring our great land with a campervan, motorhome, caravan or 4WD in tow.

Some travel on a shoestring budget, some have no budget at all. Some travel the whole country, while others park themselves up north during the cooler months.

Planning your Grey Nomad adventure

Where to go Whether you’re planning to travel for months on end, or just a few weeks, it’s important to think seasonally. You don’t want to be heading up north in the peak of the winter! In the cooler months, Grey Nomads often flock to warmer places in the country, like The Kimberley, Far North Queensland and the Red Centre.

Or, if you’re game for the ultimate expedition, the ‘big lap’ may be calling your name – a year-long drive around Australia.

What insurance you need Before you set off on your big adventure, make sure you have the right insurance for your vehicle. That way, if disaster were to strike, you may be covered. Whether you’re travelling in a 4WD, motorhome or caravan, Apia has different levels of coverage to suit your Grey Nomad lifestyle.

And, if you’ve purchased Apia Roadside Assist along with your 4WD car insurance, this can give you that little bit of extra peace of mind if you’ve got a nasty puncture or break down. Available 24/7 and with unlimited call-out fees, Apia Roadside Assistance can help you back on track when you need it.

How to budget Many Grey Nomads rent out their house while they’re away to offset their big adventure. Some even sell their homes.

That being said, life on the road doesn’t need to be expensive. Stocking up with non-perishables before you go and doing big shops every few weeks, rather than eating out, can really help you save.

Fuel will probably be your most important expense, especially if you’re travelling with a generator, so factor this into your budget.

Other things to include in your budget: • campsite fees, which can vary from state to state • sightseeing tours • fishing gear (if that’s what you fancy!)

• water • extra data on your mobile plan.

What to pack When you’re on the road, you often have to be your own handyperson and mechanic. That’s why, when you’re packing your camper, having everything you need on deck is important. Some things that should be at the top of your packing list: • a well stocked first aid kit and a fire extinguisher • car essentials, like a spare tyre, jumper cables, extra fuel and a tool kit • lantern and torches • Maps, GPS and UHF radio

• Outdoor cookware, cutlery and proper storage containers – nobody wants nasties in their campervan!

• shade cloth for an awning, tarps, scissors, ropes and jerry cans • insect repellent • and don’t forget entertainment!

Packing things like board games, card games, books and a tablet to watch your favourite TV show can be great ways to pass time.

How to stay connected The wonders of the internet mean you can stay connected to family and friends back home, even if you’re driving through the Nullarbor or the middle of the Daintree Forest. Make sure you have enough data on your mobile plan to share around between FaceTime, Google Maps and other streaming devices before you go.

Save emergency contact numbers and services in your phone as well, just in case you don’t have access to wifi and you get stuck.

Time to hit the road!

If you’re looking for some ideas, the Grey Nomads website has plenty for each state and territory.

YourLifeChoices / Apia Good Life on the Road 2020

19

Wherever you drive, wherever you live.

Take 10% off both Home and Motor Insurance with Apia’s multi-policy discount.

Call 13 50 50 or visit apia.com.au Discount applied to new home or motor policy only or to existing home or motor policy upon renewal. Discount excludes Roadside Assist, Emergency Home Assist and Personal Valuables Cover and not additional on combined home policies already receiving discount. Australian Pensioners Insurance Agency Pty Ltd (Apia) ABN 14 099 650 996 is an authorised representative of AAI Limited ABN 48 005 297 807, the product issuer. Before buying insurance, read the PDS or policy info at apia.com.au and consider whether it’s right for you. Call 13 50 50 for a copy.