Early reader: Super Stories for Money Heroes! (Money Heroes KS2 Chapter Book)

Super Stories for

Money Heroes ADER EARLY RE

3 stories in 1

Have f un learnin g about

MOnEY

!

E.L. norry

Illustrated by Iris Amaya

Super Stories for

Money Heroes 3 stories in 1

E.L. norry

Illustrated by Iris Amaya

Supported by

Money Heroes is a programme from Young Money, supported by HSBC UK. Young Money is part of Young Enterprise, a registered charity (charity number: 313697)

First published in the UK by Scholastic, 2021 This early reader edition published as an ebook, 2022 Euston House, 24 Eversholt Street, London, NW1 1DB Scholastic Ireland, 89E Lagan Road, Dublin Industrial Estate, Glasnevin, Dublin, D11 HP5F SCHOLASTIC and associated logos are trademarks and/or registered trademarks of Scholastic Inc. Text © E. L. Norry, 2021 Illustrations Iris Amaya © Scholastic, 2021 Cover illustration by Iris Amaya © Scholastic, 2021 Designed by Plum5 Limited The right of E. L. Norry to be identified as the author of this work has been asserted by her under the Copyright, Designs and Patents Act 1988.

ISBN 978 07023 2407 9 A CIP catalogue record for this book is available from the British Library.

All rights reserved.

This book is sold subject to the condition that it shall not, by way of trade or otherwise, be lent, hired out or otherwise circulated in any form of binding or cover other than that in which it is published. No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any other means (electronic, mechanical, photocopying, recording or otherwise) without prior written permission of Scholastic Limited.

This is a work of fiction. Names, characters, places, incidents and dialogues are products of the author’s imagination or are used fictitiously. Any resemblance to actual people, living or dead, events or locales is entirely coincidental. www.scholastic.co.uk *

Contents Not a Fairy Good Idea

5

Suki and Susannah Save Christmas

25

Swap Shop

43

Not a Fairy Good Idea

Jess and her friends, Manit and Ashley, sat on the grass eating their snacks. Jess bit into an apple.

“Ow!” “What is it?” Manit asked.

“I’ve got a loose tooth!” said Jess.

“Oooh, can I see?” Ashley leaned close and Jess opened her mouth wide.

5

“That’s a molar,” Ashley said. “When my first molar fell out, I got two pounds from the tooth fairy.”

“Two of mine came out together and I got five pounds,” Manit said.

“Five pounds! Wow!” Jess was excited.

That could buy a lot of sweets! *** Back in class, Ashley showed the others her new pencil case. It was pink and purple with turquoise swirls.

Jess thought it was the most perfect thing she’d ever seen. “Nice pencil case!”

Ashley grinned. “It’s great, look!” She pulled out a secret compartment.

Jess looked at her own pencil case.

A pen had leaked all over it. “Where did you buy yours?”

6

“In town,” Ashley said.

Jess wiggled her tooth all day. Maybe if the tooth fairy came, she’d be able to get a pencil case like Ashley’s! ***

CO M

SEC

MAGNETIC CL ASP

RET

PAR T

ME

NT

LED TORCH ASHLE Y’S AMAZING PENCIL CASE

At the end of school, Jess’s mum and baby brother Bobby were waiting by the school gates.

“Mum, my tooth’s so wobbly, I bet it’ll fall out tonight,” said Jess.

She told her mum about Ashley’s amazing pencil case.

“Well, that sounds like something to save up for,” Mum said.

“Could I do jobs around the house to get more money?” Jess asked.

Mum laughed. “Only if you pay me for the jobs I do around the house.”

Later, Jess was still thinking about the pencil case.

“Manit got five pounds from the tooth fairy when two teeth came out,” she said.

“Were they made of gold?” her mum

8

joked. “Could you change Bobby’s nappy for me? I’m making shepherd’s pie.”

“I don’t like shepherd’s pie,” Jess moaned.

“Jessica, remember how lucky you are.

Some people don’t have enough to eat.”

Jess didn’t get pocket money like her friends or have a dad at home. Sometimes she didn’t feel very lucky.

But Jess changed Bobby’s nappy.

“Just wait until you get more teeth!” Jess said. They both laughed. *** 9

In the kitchen, Mum put Bobby in the highchair.

“Want to feed him?” she asked Jess.

Feeding Bobby was one of Jess’s favourite things, but she still couldn’t stop thinking about her tooth. “Why did Manit get so much money for his teeth?” she asked Mum. “Well, he’s not allowed fizzy drinks or sweets? So, maybe his teeth were perfect and earned him extra.”

Jess sighed. Mum was probably right.

Jess had two fillings. Maybe she needed to look after her own teeth a bit better.

“Ash’s pencil case is soooo great. It has this—” Mum interrupted her. “Jessica! You have a perfectly good pencil case. You might want a new one, but you don’t need one.”

Jess took a bite of her dinner, and her wobbly tooth shot out onto Bobby’s highchair tray!

“It’s

your

lucky

day!”

Mum

said.

“Don’t forget to put it under your pillow for the tooth fairy.”

In the morning, Jess found a coin under her pillow. A pound. Was that all? She stomped downstairs.

“Mum…” Jess said, but just then Bobby tipped over his bowl of porridge.

“Oh, no!” Mum exclaimed, wiping up the porridge. “Jess, you’d better get going. Have a good day.”

Jess wanted to tell Mum how disappointed she felt, but she just headed to school.

The second Jess left the house it started to rain. What a miserable day.

It rained all morning. At break time, Miss Burnett said, “It’s too wet to go outside.” She gave the class colouring pencils and paper.

12

Ashley brought out her pencil case. “You didn’t see this yesterday!” It was a built-in pen with a mini torch.

“My tooth came out last night,” Jess said.

Ashley used her mini torch to take a look.

“How much did you get?” Manit asked.

“Only a pound.”

Diego was at the table in front of them.

“Do you get money for loose teeth here?” he asked.

13

They nodded. “You’re lucky! In Spain, a little mouse comes to visit, but he doesn’t leave us money.”

Jess laughed. “Does he bring cheese?”

Diego smiled. “No! He brings us sweets.”

Manit said, “That sounds alright.”

“I love sweets, so it’s fine by me!”

Diego said.

But it didn’t sound fair to Jess. Why couldn’t everyone get the same?

mouse

tooth fairy

Their

class

topic

that

term

was

the

suffragettes. More than a hundred years ago, some women (the suffragettes) created petitions asking for women to be allowed to vote.

Jess had an idea.

“We should start a petition for the tooth fairy and ask that everyone gets the same for their teeth.”

Diego frowned. “But I like getting sweets!”

“Yeah,” Manit agreed, laughing. “That doesn’t sound like a … Fairy Good Idea!” *** At home, Jess told her mum about her petition idea.

“I agree with your friends,” Mum said.

“Not every family has the same amount of money. Maybe it’s the same in Fairyland?”

15

“What else can I do?” Jess grumbled.

“You could write a letter? Tell the tooth fairy how you feel,” Mum suggested. “Now, please go and clean your teeth.”

In bed, Jess wrote a letter to the tooth fairy. She put the letter under her pillow. She couldn’t wait to see the tooth fairy’s reply!

16

*** In the morning, Jess found a note under her pillow. “Mum!” Jess ran downstairs.

“She replied!”

“That’s great!” said Mum. “What did she say?”

Jess read aloud.

“Dear Jessica,

I am sorry that you are disappointed not to receive additional remuneration.

The current financial climate simply won’t allow it.”

“Re-muner … what?” Jess frowned.

Mum explained. “Money! She means that she can’t afford to pay more. Read on!”

“As well as volunteering as a tooth fairy, I

also work as Chief Necklace Stringer so I’m very busy.

17

I will raise your concerns at our next meeting. Keep brushing!”

“Your tooth fairy sounds very busy and helpful, Jess,” said Mum. *** At school, Miss Burnett asked the class to think of a charity to support. Jess remembered what her Mum had said about some people not having enough to eat.

Jess put her hand up. “How about the food bank?”

“That’s a great idea, Jess. Class – what items do you think might be good to donate?”

Manit put his hand up. “Tins and stuff that lasts for ages like rice and pasta?” he said.

Miss Burnett wrote a list of foods on the board.

18

“If anyone has any of these at home, please bring them in. Now, let’s make posters to tell the rest of the school about our plan.

I’ll give a prize to the most colourful one.”

“Shall we colour ours in together?”

Ashley asked, getting out her new pencil case. Jess nodded. ***

19

After school, Jess checked all the cupboards at home. “What are you up to?” Mum asked.

“I need donations for the food bank. Do we have anything?”

“Well…” Mum said. “Bobby doesn’t like this pasta or rice. Oh, and here’s some custard.”

Jess said, “Great!”

Jess put the packets, tins and the jar of olives into a bag. Bobby tried to climb into the bag too. *** At bedtime, Jess wrote to the tooth fairy again and told her about the food bank.

She hoped that the tooth fairy would give her more money because of it. Isn’t that how good deeds work? Jess really wanted that pencil case.

21

In the morning, Jess had a reply. She ran downstairs.

“Dear Jessica,” Jess read aloud to her Mum. “Well done for helping the food bank.

We had a meeting but I’m afraid we cannot give you any more money. Due to fizzy drinks and sweets, many teeth aren’t in very good condition. This means we had to buy extra cleaning and grinding machines. We grind teeth down into powder and use it to power Fairyland.”

“Interesting,”

Mum

said,

doing

the

washing up.

“I had no idea that Fairyland had so many

costs,” replied Jess. “I didn’t think about all the jobs the tooth fairy might need to do.”

Jess noticed her Mum washing the dishes.

“Mum, do you need help with anything?”

“Thanks,

you

can

dry

the

dishes,”

Mum smiled. *** On Friday, Miss Burnett asked the class to present their posters.

“Jessica, yours is so colourful. Come and choose a prize from the drawer,” Miss Burnett said.

Jess peered into Miss Burnett’s treasure trove. There was a pencil case a bit like Ashley’s! Jess was so tempted to choose it, but Ashley had made the poster, too. The prize should be for both of them. Mum was right, Jess’s pencil case was okay. She would just save up for a new one.

23

Jess

chose

a

rainbow-coloured

bouncy ball.

“Jess, that’s tiny, you can have this too,” Miss Burnett said, handing her a sparkly pen with a pompom on it.

Now Jess had an amazing pen for her new pencil case, whenever she was able to afford it.

Suki and Susannah Save Christmas

Suki

and

Susannah

walked

to

their

grandma’s house. The twins went there every day after school.

As they walked, Susannah asked, “Which charity are you going to vote for?”

They were in Year 5. This week, their homework was to choose a charity to support and to think about the reasons why.

Suki said, “I want to support a charity

25

that helps people. I know you love animals, but they’re not as important as humans.”

“Buddy was better than most humans!”

Susannah cried.

Buddy was their dog. They’d had to rehome him when they’d moved into a smaller flat to be nearer to Grandma. The girls missed Buddy very much.

“Anyway, humans aren’t more important.

Animals can’t speak up for themselves,” Susannah continued.

“I

still

think

looking

after

people

should come first,” Suki said, ringing Grandma’s doorbell.

“Hi girls, good day?” Grandma asked.

Suki and Susannah hugged her and went into the kitchen. Grandma was in the middle of making her famous Christmas cake.

26

“It smells lovely in here!” Suki said.

“I can’t wait for Christmas,” Susannah sighed. “I’ve already written my list.”

“Me too!” Suki laughed.

Grandma finished making the cake.

“Anyone for the best bit?” she asked.

Suki and Susannah nodded, each grabbing a mixing bowl to lick.

“Girls,” Grandma said gently. “Christmas might be a little different this year.”

27

“What

do

you

mean

‘different’?”

Susannah asked.

“This year, we don’t have as much money to spend.”

“Will we get any presents?” Suki asked.

Grandma laughed, “Oh yes, but maybe fewer than last year. We have to focus on what Christmas really means.”

“That’s easy,” Susannah said. “Eating, playing games, watching Christmas films and being together.”

Grandma beamed. “Exactly right, lovely.”

“And those things don’t cost a lot, do they?” Suki said.

“They certainly don’t!” ***

28

Back home, Suki and Susannah could hear their parents talking in the living room.

Suki listened at the door.

“It’s not right to spy!” Susannah said.

Suki turned to Susannah.

“Dad just said we need to ‘make cutbacks’.

What does that mean?”

Susannah shrugged. “I suppose to not spend as much money?”

“But it’s nearly Christmas!” Suki whispered.

“Do you think we’ve run out of money?”

“I don’t think so. Mum and Dad both have jobs.”

29

Upstairs, Suki sat cross-legged on her bed and Susannah lay on hers.

“My Christmas list is quite long,” Suki said.

“Mine too.” Susannah agreed. “Maybe we should cut them down a bit? And think about ways we could save money?”

“That’s a good idea! Our mission is to save money and save Christmas!” *** Later, as Dad cleared away the dishes from the dinner table, he asked, “Did you finish your homework at Grandma’s?”

“Nearly,” Suki said. “We have one more topic:

budgets. We thought maybe you’d

explain some stuff to us.”

Mum said, “Well, it’s never too early to learn about managing money.”

Mum opened the laptop and logged into her bank account. On the screen was a long list of numbers, many with minus signs next to them.

“Financial information is private, so never share it with anyone, even your friends,” Mum said.

Suki and Susannah nodded.

“Our wages are our income, they have a plus next to them. What we spend is our outgoings, they have a minus next to them.”

“But what is a budget?” Susannah asked.

“It’s how much money we have. It’s what comes in, what goes out and what we have left,” Mum explained.

She added, “Look at all the things we have to pay for!”

“Like what?” said Susannah.

Mum got out her notebook. “Let’s see…

We have to pay rent for the flat. Then we have bills: gas, electricity, water, the internet, phone,

TV

licence

and council tax.”

32

Suki asked, “What’s council tax?”

Dad explained, “It pays for council services, such as schools and libraries, plus the police and fire services.”

Mum added, “We have other costs too, such as food. We also like to put some aside for emergencies and save some for your future too.”

Suki said, “So what happens to any money left over?”

“Well, when we’ve taken care of all our needs, then we can think about the fun stuff.”

The fun stuff. There hadn’t been much of that for a while, the twins realised.

Susannah said, “So you have to check the budget before you spend anything?”

33

Mum nodded. “That’s right. We spend what we can afford.”

Dad added, “Sometimes one-off things come up too: like last month when Grandma’s boiler broke.”

“What happens if the money runs out?” asked Suki, worried.

Susannah said, “They just borrow more from the bank!”

Dad

said,

“Banks

don’t

hand

out

free money! They charge you money to borrow money. That’s called ‘interest’. That’s why you need to learn how to budget and save, and only spend what you can afford.” *** Next morning, on their way to school, Suki and Susannah walked past a shop. They saw some postcards with ‘Help Wanted’ in the window.

34

“Look, this woman needs her dog walked on Sundays,” said Suki.

Susannah read another. “And this man needs his leaves swept up.”

The girls turned to each other, both thinking exactly the same. “We could earn extra money and give it to Mum for Christmas presents!”

“Let’s ask Mum later,” said Suki. *** 35

But when the girls asked Mum about the jobs, she shook her head.

“I’m sorry girls. You need to be at least fourteen before you can get jobs.”

Suki and Susannah were disappointed, but they went to their room to think of other ways to raise money.

“We haven’t got anything to sell,” Suki said.

Susannah said, “No. Have we got any of our own money?”

Suki emptied out their moneybox and counted the coins. “We’ve got five pounds and forty pence left over from our birthday,” she said.

“Hmm,

not

much,”

Susannah

said.

“Maybe we could make Christmas presents instead? Then Mum and Dad wouldn’t need to buy anything.”

“But what could we make?” Suki wondered.

36

“You’re good at painting. We could make our own cards,” suggested Susannah.

Suki liked this idea. “You’re good at crafts, so we could make bookmarks, too. Grandma has spare pots that we could decorate and then put plant cuttings from the garden in.” ***

After school, they told Grandma their plan for making Christmas presents.

“That’s a wonderful idea!” Grandma said.

“Homemade gifts are so personal. I have an idea too! You could record your dad singing and playing his guitar. Uncle Abhishek in Mumbai would love that.” *** Later, the girls asked Dad to sing their favourite songs. Suki recorded it on Dad’s phone. They would email it to Uncle Abhishek at Christmas.

Saturday was food shopping day. The girls went with Dad to the supermarket. Dad had a long shopping list.

In the cereal aisle, he picked up Suki’s favourite cinnamon puffs and Susannah’s special muesli. He was about to put them in the trolley when Suki said, “Wait!” and grabbed two other packets off the shelf.

“These are two for the price of one. We could try these for a change?”

“Really?” Dad asked, surprised.

Susannah nodded too. “Definitely!”

Suki said, “Actually Dad, give us the list and we’ll get everything. It’ll be good for our maths.”

Dad frowned. “Are you sure?”

39

“Yes! You could wait for us in the café by the entrance?” Susannah suggested.

Dad smiled. “That’d be great. I need to make a couple of calls. Come and get me if you need any help, though.”

*** Dad was in a great mood all the way home.

“You two did an amazing job!” He looked at the receipt. “Mum will be very pleased; you’ve saved us loads of money.” *** Later, Suki curled up on her bed with her notebook.

“What are you writing?” Susannah asked.

“A budget! I’m writing down things that aren’t ‘needs’, like Mum explained. The cinema? We can have our own movie night at home. It’s so much cheaper. We could use the library computers for our homework.

There are lots of other ways we can save money, too. Like energy-saving lightbulbs!

They save loads on electricity bills.”

“You’re brilliant!” Susannah said. “Shall we start on the Christmas cards now?”

41

*** On Friday in class, Mrs Burrows asked Suki which charity she’d chosen to talk about.

Susannah stood up, too.

Suki

said,

“We’ve

both

chosen

a

homeless charity.”

“I thought you preferred animals to people, Susannah?” Mrs Burrows said. “Tell us why you’ve chosen this charity.”

Susannah told the class. “We believe that everyone should have a home.”

“Not just a house,” Suki added. “A home with people you love and who love you.”

The twins smiled at each other. This was going to be the best Christmas ever. They had helped Mum and Dad save money, and made wonderful homemade presents for everyone.

42

Swap Shop

“So, 6B,” Mr Wilson said, “these people are entrepreneurs, people who started their own businesses.”

The class had been learning about businesspeople, like Steve Jobs and Bill Gates, and how they’d made money. Hearing about fourteen-year-old Fraser Doherty, who’d set up his own jam business had made Kwame’s head buzz. How cool would it be to come up with a money-making idea?

“Now’s your chance to show me your entrepreneur skills,” Mr Wilson said.

43

He split the class into groups and asked each group to come up with an idea for a stall at the summer fair.

“It could be a game or something to sell. Each group will get ten pounds to spend on supplies or prizes. The stall that makes the most money will be the winner,” Mr Wilson explained.

“What does the winner get?” Kwame shouted out, excited.

Mr Wilson laughed. “I’m not sure yet! Now go and run around outside, it’s break time!” ***

Kwame and his friends, Alya, Wasim and Malika, immediately started making plans for their stall.

“What should we do?” Malika asked.

“A game would be fun,” Wasim said.

“What

about

shooting

basketballs?”

Alya suggested.

“People like something they can keep,” Kwame said. “Once you’ve played a game, your money’s gone.”

Wasim shrugged. “Yeah, I suppose so.”

“Come round to my house on Sunday and we’ll think of an idea.”

Just then, Owen strolled over. Kwame and Owen were rivals. They both thought they were the best footballer in 6B. “My stall is definitely going to make more money than yours!” Owen said.

Kwame looked at his friends, “No way!” he said, confidently.

“We’ll see!” Owen walked off, laughing. *** The next day was Kwame’s eleventh birthday.

All he wanted was the new video game,

Rocket Stormz II. Kwame ripped open his presents: a world record book, a pair of headphones and a hoodie. No Rocket Stormz II. He tried

46

47

to hide his disappointment from his Dad and Grandad.

Dad wheeled over to Kwame and hugged him.

“I’m sorry, we can’t afford that video game. Put it on your Christmas list, it might be cheaper by then.”

Grandad chipped in, “When I was a boy, my friends and I used to swap our toys. That was great fun.”

That gave Kwame an idea! “Dad, can I sell my old toys on that site you use to sell your old records?”

Dad laughed. “Half your toys have pieces missing. Remember that drone you crashed at Christmas? The wing fell off!”

Grandad added, “Selling online isn’t easy, K. We have to write a description, take photos, package things up and pay for

48

postage. Online selling is only worth it for rare or special things, like your Dad’s records.”

“Don’t be too disappointed, Kwame.

We’re getting fish and chips, and Grandad’s making his special watermelon lemonade,” said Dad. Grandad got out a large glass jug. “It’ll be delicious in this hot weather.” *** On Sunday, Kwame and his friends sat around playing a football video game.

“Any ideas for our stall then?” Kwame asked, mashing the buttons on the controller.

“We need to think about what sells.

Friendship bracelets?” Malika said.

Wasim said, “We can’t make enough to sell in one week.”

“How about slime?” Alya exclaimed.

49

“Everyone loves slime.”

“Cool! I’ve seen pots of slime selling for five pounds, so ours would just need to be cheaper than that!” said Kwame.

50

Malika nodded. “The ingredients are so cheap. We’ll make loads of money!”

Kwame grinned. “Okay, slime it is!”

The friends went back to their video game. *** On Monday morning, Kwame’s dad was looking at his laptop.

“Kwame, come over here.” he said Kwame grabbed his lunchbox and said, “I’ve got to go Dad, I’ll be late.”

“Just a second.” Dad pointed to the screen.

Kwame read out loud: “In game purchase.”

He gulped.

“Did you buy something for your video game?” Dad asked.

“Not on purpose. Alya just clicked on this—”

51

Dad sighed, “Listen. The games console has my bank details stored on it. Your striker cost five pounds.”

Kwame was shocked. “I’m sorry, Dad.” His dad shook his head. “Never click on ‘Buy Now’ without checking with me first, okay? It costs me real money.”

“I didn’t know.”

Dad hugged him. “You can do extra jobs around the house to pay me back.” *** After school, Kwame and his friends tried to make slime. It was not as easy as it looked!

“This one’s too sticky,” Malika said, holding up some pink goo.

Kwame sighed. “We’ve just made a big, gloopy mess.”

“We can’t sell this,” Alya wailed. “And we’ve spent five pounds already.”

“We need to think of another idea that’s cheap. The fair is in two days.” Wasim said.

Suddenly, Kwame remembered what his grandad had said. “Do your brothers and sisters have any toys they don’t use? We could sell them.”

53

“My sister has got loads of Sylvanian Family toys she doesn’t play with,” Alya said.

“That’s exactly what people will want!”

Kwame cried. “And Malika, isn’t your sister Star Wars mad?”

“Not any more,” Malika said. “I could bring some of her old toys, but she won’t give them up for nothing.”

Kwame said, “She could swap for stuff she’s into now!”

Malika frowned. “But how do we make any money then?”

Kwame thought about it. “Maybe people could pay a fee to join?” ***

54

Later, Kwame looked through his toys. Soon, he’d filled a bag with cuddly toys, games, construction

bricks

and

picture

books.

Nothing new, but all good enough to be played with.

55

*** The day of the summer fair arrived. At 10

a.m.

the

gates

opened,

and

the

playground was soon full. Everyone was interested in 6B’s stalls.

There were cakes for sale, a bottle hoop game and face painting. Owen’s group had a ‘Throw a Wet Sponge at the Teacher’ game. It looked fun and already had a massive queue. Kwame gulped. There was no way their Swap Shop could beat that.

Kwame looked at their stall. It was a bit last minute, but it was full of toys, puzzles, books and games.

“Welcome to our Swap Shop,” Malika said. “Pay fifty pence to join and then borrow whatever you want for a week.”

“But how do I return what I’ve borrowed?” asked their first customer.

Malika shrugged. They hadn’t thought that far!

Mr Wilson stopped by. “Tell me about your stall,” he said.

Kwame panicked. They hadn’t really thought this through. How could people bring things back and swap again?

“Er, we wanted to show that you don’t need to buy new toys. Someone’s rubbish might be another person’s treasure.” Kwame explained. “It’s good for the planet too, right?

We even have a couple of pounds left over.”

Mr Wilson smiled. “Great idea, Kwame. I’ll sign up! My daughter’s been wanting one of these Sylvanian Families toys for ages.” ***

58

59

After Mr Wilson had left, Kwame looked around. It was a boiling hot day, but the drinks stall had a ‘Sold Out’ sign. He suddenly had a great idea. “We’ve got three pounds left, right?” He turned to Wasim. “Can I borrow your phone?”

*** Ten

minutes

arrived

with

later,

Kwame’s

three

jugs

of

grandad ice-cold

watermelon lemonade.

“Hey!”

Owen

yelled.

“Getting

your

grandad to help is cheating!”

“No, it’s not!” Kwame shouted back. “We paid for the lemons and watermelon out of our budget!”

“Roll up! Roll up!” Alya cried, loudly.

“Swap

Shop

pence

and

membership includes

homemade lemonade!” ***

61

a

is

FREE

just glass

fifty of

Soon, their stall had a long queue of people.

Alya wrote down everyone’s contact details.

Malika wrote down the toys that they’d borrowed and the date they were due back.

They’d decided on next Friday, after school. *** “Well done!” Mr Wilson said. “After a slow start, your lemonade has brought the customers flocking!”

Kwame asked, “Have we won?”

Mr Wilson shook his head. “No, sorry, Owen’s stall has the biggest profit. But this swap shop idea is a proper business.”

“How?” Malika asked.

“I want to make it a regular after-school thing. Next lesson, we’ll discuss how to write a business plan. Good job everyone!”

Kwame lifted up a cup of lemonade and he, Alya, Wasim and Malika all toasted each other. “Here’s to us, the Swap Shop Entrepreneurs!”

64

Want to learn how to look after your cash? These fun stories are right on the money.. not a Fairy Good Idea

Get your teeth into this story about the tooth fairy and her magical money advice.

Suki and Susannah Save Christmas

When two smart girls work together, the savings and sisterhood add right up.

Swap Shop

A school challenge gives a group of friends the chance to cash in on success.

Supported by

Money Heroes is a programme from Young Money, supported by HSBC UK. Young Money is part of Young Enterprise, a registered charity (charity number: 313697)

Scholastic.co.uk