45 HPOBegReHHA ApyrHx Mep, HanpHMep, perJiaMeHTHpoBaHsA 3JIeKTpOHHOu CHCTeMbI riepeBOOB geHeXHblIX cpeXCTB. 3aKOHogaTeImCTBO 0 ueHHbIX 6vmarax. Heo6xoAHMa pa3pa6oTKa iioJIo)KeHHH, peryJIHpyIOUWX pbIHOK BbIiiyCKa H onepagHfZ c i4eHHbIMH 6yMaraMH, BKJIIOqaq yripaBJIeHHe HHBeCTHLIHOHHbIMH oriepaunmm. TaKoe 3aKOHOgaTeJIbCTBO yxce HaXOXAHTCS B CTa,XHH pa3pa6oTKH. OHO XROXKHO o6ecneqHT]6 nPaBOBYIO OCHOBY AJSI Co3)aHHS ynpaBJreHHA no TOproBJe ieHHbIMH 6yMaraMH, cIOHXOBbIX 6HPiK, (pIHpM, CHeIIHaJ1H3HPYIOIIHXCA Ha onepausAx C LieHHbIMH 6yMaraMH, HHBeCTHIHOHHbIX 4)OH,OB, COBMeCTHbIX 4)OHROB H gpyrHx (1HHaHCOBbIX yqpexKgeHHH. *OHROBbIe 6HPH. flporpamma npHBaTH3anH 3HatHTeNjbHO fpOXBxHeTCA Briepe;j, ecJii 6yXgeT YCOBepIeHCTBOBaHa CHCTeMa TOprOBjiH leHHbIMH 6yMaraMH. IlpoeKT 3aKOHa rio CO3XaHHIO H peryn pOBaHX41 AeATeJIbHOCTH q)OHXOBbIX 6Hpx yxe CyigeCTByeT, HO 3aKOH r1OKa He nPHHST. *
CTpaXOBaHHe. 3aKOHOgaTejmbHas 6a3a B o6JIaCTH CTpaXOBaHHS1 nOjrHOCThIO OTCyTCTByeT. Heo6xoxgHMo Co3gaaHHe peryJn4pypoiero opraHa H pa3pa6OTKa COOTBeTCTBy1OIIHX flOA3aKOHHbIX aKTOB HO CO3AaHmO qaCTHbIX CTpaXOBbIX 4HPM, "6JIaropa3yMHOMy" (npygeHga.]bHOMy) peryjTHpOBaHHIO, yx1aCTHIO HHOCTpaHHLIX CTpaXOBLIX KOMnaHHf H nepeCTpOfIKa CHCTeMbI COIHzambHoro o6ecneqeHHA.
5.5
COBepIIIeHCTBOBaHHe B BbIiueyKa3aHHbIX o6nIacTAx nOMOxceT C03gaTb lLHpOKylO pa3BHTHA pbIHOqHOH 6aHKOBCKOf CHcTeMbI. Heo6xoxmmi TaKxCe 6onee KOHKpeTHbIe nOJIO)KeHHA B o6JIaCTH 6aHKOBCKOrO H 4)HHaHCOBOrO HpaBa. rpeACTOHT pelUHTh P31) CTPYKTYPHbIX BOIlPOCOB, B 1aCTHOCTH, BOrIpOC O po0H H nOjmHOMoqHAX IleHTpaJThHOrO 6aHKa H ero B3aHMOOTHoIIeHHxx c rapJIaMeHToM, MHHHcTepCTBOM dFHHaHCOB H ,gpyrHMHOTpaCJIeBbIMH MHHHCTepCTBaMH H TaKHM o6pa3oM OnpegeZJHTb HX MeCTO H O6A3aHHOCTH B CHCTeMe Hag3opa 3a 6aHKOBCKOH gesrTejTbHOCTbIo, o6mme HanpasB3eHHA B pa3BHTHH 6aHKOBCKOH CHCTeMbI H, B qaCTHOCTH, onpegeneHHH xaparrepa H MaCIUTa6OB nOflHOMOqHfI H o6A3aHHocTef 6aHKOB.
3aKOHOgaTeJIbHY1O 6a3y AJx
5.6 HeonpeReeneHHocT6 3agaq 43HHaHCOBOf cHcTeMbI, ee CTPYKTYpMI H HegocraTo Hoe IlOHHMaHHe OCHOBHbIX KaTeropHfH, TaKHX KaK KpeJHTHbIf pHCK, 3aiorOBoe
o6eCfleqeHHe,
lIHKBHAHOCT6,
4(HHaHCOBaS
C03XRaHHe ageKBaTHOf
XgHciUHriIHHa
npaBOBOH 6a3bI ,gnJxI
H
6aHKpOTCTBO
qpe3BMtqaHHO
HHaHCOBOH HHCDpaCTpyKTypbI.
MexaHH3MOB, o6ecneqHBa1oiaHx Co6mIogeHHe pa3BHTHe HOBbIX KoMMepxeCKHX OTHOI1IeHHfI
3aTpYAHAIOT
OTCYTCTBHe
3aKOHogaTeJIbCTBa, TaKX(e TOPM03HT H rio0IHoieHHO 4YHKUH0HHPyio0Uefi
6aHmKOBCKOf CHCTeMbI. Heo6xogHMbI MexaHH3Mbl, o6nerqaioigHe npH3HaHHe H HCnOJIHeHHe
cyAe6HLIx pemeHHRf, TLeHTpanbHbIH opraH no perHcTpaiHH 3aJIoroB, a TaKxKe yqpexKAeHHA no iopHxIeC HCrIOJIHeHHIO 3ajioroB, c60py HajorOB H BbInoJIHeHHIO gpyrHx noAo6HbIx 4yiHKuH.
Heo6xoxHMo TaK)Ce CO3,AaHHe yqpeK;XeHHAs no npegoCTaBJIeHHIO KOHKpeTHLix