References: Chapter 1 AfDB. 2009a. Approach to African Migrant Remittances: The Migration and Development Initiative. OVIP. Tunis, Tunisia. Aggarwal, Reena, Asli Demirgüç-Kunt, and Maria Soledad Martinez Peria. 2006.“Do Workers’ Remittances Promote Financial Development?” Policy Research Working Paper 3957, World Bank, Washington, DC." Aker, Jenny C., and Isaac M. Mbiti. 2010. “Mobile Phones and Economic Development in Africa.” Working Paper 211, Center for Global Development, Washington, DC." BIS (Bank for International Settlements)/World Bank. 2007. General Principles for International Remittance Services. Prepared by the CPSS and World Bank. BIS, Basel, Switzerland; and World Bank, Washington, D.C. Bollard, Albert, David McKenzie, and Melanie Morten. 2010. The Remittance Patterns of African Migrants in the OECD. World Bank Policy Research Working Paper 5260. Washington, D.C. Clotteau, Nils, and José Ansón.2011. ʺRole of Post Offices in Remittances and Financial Inclusionʺ.Migration and Development Brief 15, World Bank, Washington, DC. March. Coates, Kenneth “Measurement Problems in Household International Remittances”, Irving Fisher Committee on Central Bank Statistics, BIS, Basel. (2006) Gupta, Sanjeev, Catherine A. Pattillo, and Smita Wagh. 2009. “Impact of Remittances on Poverty and Financial Development in Sub-Saharan Africa.” World Development 37 (1): 104–15." IFAD. 2009a. Sending Money Home to Africa: Remittance Markets, Enabling Environments, and Prospects. Rome, Italy: IFAD. McKay, Claudia, and Mark Pickens. 2010. “Branchless Banking 2010: Who’s Served? At What Price? What’s Next?”CGAP Focus Note No. 66. CGAP. Washington, D.C. www.cgap.org. Mohapatra, Sanket, and Dilip Ratha. 2011. Remittance Markets in Africa. Washington, DC: World Bank. Morawczynski, Olga, and Mark Pickens. 2009. “Poor People Using Mobile Financial Services: Observations on Customer Usage and Impact from M-PESA.” CGAP Brief, CGAP, Washington, DC. Orozco, Manuel. 2003. Worker Remittances: An International Comparison. Working paper commissioned by the Multilateral Investment Fund. IDB. Page, John, and Sonia Plaza. 2006. “Migration Remittances and Development: A Review of Global Evidence.” Journal of African Economies 15 (Suppl. 2): 245–336." Ratha, Dilip. 2003. “Worker's Remittances: An Important and Stable Source of External Development Finance.” in World Bank, Global Development Finance: Striving for Stability in Development Finance, Volume I: Analysis and Statistical Appendix. Washington, D.C.: World Bank Ratha, Dilip, and William Shaw. 2007. South-South Migration and Remittances. Development Prospects Group. World Bank Working Paper No. 102. Washington, D.C. Sander, Cerstin, and Samuel Munzele Maimbo. 2003. Migrant Labor Remittances in Africa: Reducing Obstacles to Development Contributions. Africa Region Working Paper Series No. 64. World Bank. Washington, D.C. Singh, Raju Jan, Markus Haacker, and Kyung-woo Lee. 2009. Determinants and Macroeconomic Impact of Remittances in Sub-Saharan Africa.IMF Working Paper 9/216. Washington, D.C. World Bank. 2011a. Migration and Remittances Factbook Second Edition. Development Prospects Group. Washington, D.C. World Bank. 2011b. AnnualRemittances Data (Inflows, April 2013). Development Prospects Group. Washington, D.C.
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