Enhance
We’ll walk through your property together and I can show you ways to enhance the value so you get top dollar
Pricing Maximum
HOME VALUE STRATEGY EXPOSURE
I’ll help you with a pricing strategy not pricing too high so you scare buyers away, or too low so you leave money on the table.
My marketing plan will give you maximum exposure so we attract more buyers and more contracts The more buyers and contacts you have, the higher your property will sell
Negotiate Transaction
THE BEST CONTRACT MANAGER
I’ll help you negotiate the best contract. Negotiation is an important skill in any market.
I am your transaction manager There are a lot of moving parts My job is to handle those parts so your contract closes on time
REAL ESTATE BROKER About Me
C: (509) 380-1480
My name is Annastasia Batsell. I was born and raised in the Tri-Cities and have developed a deep connection with my hometown. What I love most about Tri-Cities is that it is a great place to raise a family and we have the pleasure to enjoy all four beautiful seasons! I am a proud dog mom. I love the outdoors, hiking, camping, and dancing
I'm outgoing and have no problem carrying on a good conversation. I'm also a great listener and I care about your needs I express great empathy for my clients and also help to confidently guide them through the selling or buying process. It is a great investment that comes with a lot of emotions. I like to provide a good balance of knowledge and understanding when helping to buy or sell a home.
Annastasia
CLIENT TESTIMONIALS
Annastasia was extremely helpful, energetic and friendly Always responded right back to me regarding a house to look at. Very knowledgeable on the whole process and who to contact for inspections and/or repairs Very happy with the results :)
Annastasia was the most incredible agent ever!! Didn’t matter what was needed or what needed to be done, she was there She is happy and bubbly and so sweet She makes the whole experience so much easier and less stressful. We would recommend her to anyone looking to buy or sell. We’ve done both with her and think she’s the best ever!!
Annastasia is the best! She is so kind and helpful. Her patience through the selling of our home made the world of a difference. She sees you as a person and not just a dollar sign She went above and beyond MULTIPLE times I would recommend her to anyone that is looking to sell or buy thank you so much Annastasia! You were part of a big chapter in our life and we’ll forever be grateful!
@annastasia realtortricities
Working with Anna was a breeze From the get go she knew exactly what we liked and wanted and in our second showing, was able to show us the house of our dreams. Super efficient!!! It checked all the boxes - price wise, specification wise we were pleasantly surprised Additionally as first time home buyers, we were completely oblivious of the process and she walked us through all the bits and bobs from start to finish The biggest plus was how wonderful she is as a human being and that comes through in the way she cares for her clients. We look forward to working with her again and highly recommend having her as your agent.
Anastasia was professional and prompt and I would highly recommend her!
BEHIND THE SCENES
One of the benefits of hiring a Windermere Group One Realtor is our team wo
While you may not interact with them directly they are hard at work helping to transaction Our team ranges from a full fledge marketing team, sales manage
❱ The "Hey Look At Us" Crew
Our marketing team makes sure all eyes are on your home Award-winning and nationally recognized with backgrounds in digital marketing, you can rest assured that you are in good hands with this crew!
❱ Socrates Of Real Estate
Our sales managers help in teaching and assisting in daily transactions One phrase you may be familiar with, "We know a thing or two because we've seen a thing or two," greatly applies to hese two! *Quote From Farmer's Insurance
❱ Stats Queen
We don't know what we would do without our transaction review specialist Researching and organizing all our local market statistics, as well as keeping an eye on all of our contracts to ensure they meet all requirements and guidelines for a smooth closing
❱ Task Masters
Agent support keeps everything organized and running smoothly. This team ensures all
Keepers Of The Cash
counting ensures your earnest ney is handled with care while eping everything in the books ganized and in its proper places
the fine details are in place so that nothing gets overlooked
❱ Stone Turner
Helping us always achieve our goal of raising the industry d and bringing you the rward-thinking ng real estate w, leaving no stone unturned!
0+ Realtors
ys lending a hand, sharing expertise, assisting as ed, bringing buyer's to your gs and more. It's good to e a team!
Sam
Katie Haley
Mikayla
Keith
THE WINDERMERE
Here at Windermere Group One, we believe there is a better way to do real estate. A more valuable, less invasive way Better real estate service is responsive to customers’ needs, builds a community, and earns brand loyalty It creates an environment that improves our entire industry – an environment where customers are earned rather than bought And it starts with the core values we live at the office every day
❱ Knowledge
We believe knowledge is confidence and there is always something to learn That is why we provide multiple training opportunities each week across all aspects of our industry to include contracts, marketing, and more so that you can ensure you are in the best possible hands. We avoid the assumptions that existing norms are the right way and instead choose to build our company in a way that critically examines best practices, often paving our own better path forward Working together and sharing information with all involved parties is rather unique in this business, but we believe it is the best way to get the job done
❱ Integrity
We believe in representing ourselves and our intentions honestly to our coworkers and to our clients. We mean what we say, and we do what we say We believe our integrity is what sets us apart but also brings us together
❱ Communication
We keep our clients and industry professionals informed every step of the way. Recognizing there are different expectations on the level of communication wanted and striving to learn those expectations. Once we know the level of communication wanted and needed, we deliver on it ❱
Care
We show the utmost care for our clients, coworkers, and other professionals in the industry We recognize it’s not about the transaction but about meeting the client at their needs. The golden rule we learned in grade school said it best, we treat others the way we wish to be treated. This way, clients and other professionals in the industry will look forward to working with us
❱ Commitment
Our job is to help our clients meet their goals We are committed to serving our clients long-term, meaning our relationship doesn’t end with the purchase or sale of a house. Our clients can always look to us for their real estate needs no matter where they are in their real estate journey. We are also committed to our community, giving back without asking for anything in return We believe providing value and helping others is its own reward
COMMITMENT TO COMMUNITY
"The greatness of a community is most accurately measured by the compassionate actions of its members."
-Coretta Scott King
❱ Giving back has always been a big part of who we are In the early days of Windermere, it was pretty simple; we would see a need and help any way we could. But as we grew, we realized we could accomplish much more if we had a common purpose. That’s how the Windermere Foundation was born.
❱ Our agents have proven time and time again how committed they are to making their communities a better place to live Their generosity funds backpacks full of food so school kids don’t go hungry on the weekends They help keep families in their homes by covering housing costs And their donations make sure the homeless are getting their most basic needs met, and the dignity that goes with it
❱ Since 1984, Windermere agents have dedicated an annual day of work to those in need
❱ These hands-on projects benefit a wide variety of community-based organizations
❱ Projects have included maintenance at a senior center, construction of a children’s playground, sorting duties at a food bank and so much more!
MEETING AGENDA
Here's what you can expect when meeting with your Windermere Group One Realtor for the first time!
Itinerary
Review and Get Up-To-Date
Previous Conversations
Windermere
My Team
Tour of Home
Discuss all modifications and repairs done within the last 5 years
Competitive Neighborhood Overview
Discuss Marketing Proposal
Discuss Expectations
Questions
FAQS Seller's Edition
1 . H o w w i l l y o u m a r k e t m y h o m e ?
I w i l l b e b r i n g i n g m y d e t a i l e d m a r k e t i n g p l a n t o o u r p r e - l i s t i n g m e e t i n g a n d
w o u l d l o v e t o d i s c u s s a n y q u e s t i o n s y o u h a v e a b o u t m a r k e t i n g a t t h a t t i m e
2 . H o w w i l l y o u p r i c e m y h o m e ?
I w i l l p r o v i d e y o u w i t h t h e i n f o r m a t i o n t h a t i s n e e d e d t o d e t e r m i n e t h e p r i c e o f
y o u r h o m e A t o u r m e e t i n g , w e w i l l g o o v e r t h e c u r r e n t m a r k e t a n d s o m e
c o m p a r a b l e p r o p e r t i e s t o h e l p y o u d e t e r m i n e t h e p r i c e o f y o u r h o m e
U l t i m a t e l y , t h e p r i c e w e l i s t a t i s y o u r d e c i s i o n
3 . A r e t h e r e a n y a d d i t i o n a l f e e s f o r y o u t o s e l l m y h o m e ?
A t W i n d e r m e r e w e t a k e a s t r a i g h t f o r w a r d a p p r o a c h r e g a r d i n g c o m p e n s a t i o n W e
a r e c o m p e n s a t e d b y t h e c o m m i s s i o n t h a t i s p a i d b y t h e s e l l e r w i t h n o h i d d e n
f e e s o u t s i d e o f t h e c o m m i s s i o n p a y m e n t . P a r t o f t h e a g r e e d c o m m i s s i o n w i l l g o
t o w a r d s p a y i n g t h e b u y e r ’ s a g e n t .
4 D o I n e e d t o f i l l o u t a s e l l e r d i s c l o s u r e f o r m ?
Y e s , i t i s r e q u i r e d b y W a s h i n g t o n s t a t e l a w I w i l l b r i n g t h i s f o r m t o o u r m e e t i n g s o y o u m a y f i l l i t o u t T h e s e d o c u m e n t s w i l l b e a v a i l a b l e f o r b u y e r s a s s o o n a s
t h e l i s t i n g g o e s l i v e o n t h e m u l t i p l e l i s t i n g s e r v i c e
5 . H o w d o I p r e p a r e f o r m y h o m e t o b e m a r k e t e d ?
I w i l l p r o v i d e t i p s a n d r e c o m m e n d a t i o n s o n d e c l u t t e r i n g a n d s t a g i n g O u r m e e t i n g w i l l i n c l u d e a t o u r o f y o u r h o m e , d u r i n g w h i c h w e w i l l d i s c u s s t h i s f u r t h e r
6 . W h a t i s t h e t i m e f r a m e t o g e t m y h o m e o n t h e m a r k e t ?
T o p r o p e r l y m a r k e t y o u r h o m e a n d r e c e i v e t h e h i g h e s t e x p o s u r e , w e w o u l d l i k e
t o t a k e a p p r o x i m a t e l y o n e w e e k t o p r e p a r e t o " l a u n c h " y o u r l i s t i n g I f y o u r
t i m e f r a m e d o e s n ’ t a l l o w f o r a d e l a y , w e c a n m o v e o n t o t h e n e x t s t e p t o a c t i v e l y m a r k e t y o u r h o m e m o r e q u i c k l y .
7 . T h i r d P a r t y E s t i m a t e s
O n l i n e e v a l u a t i o n s , s u c h a s Z e s t i m a t e s m a y b e e n t e r t a i n i n g , h o w e v e r , t h e y
r o u t i n e l y t r e n d a b o u t 6 % h i g h e r t h a n o u r c u r r e n t m a r k e t
S E L L E R S T i m e l i n e
S T A R T
D i s t r i b u t e M a r k e t i n g O p e n H o u s e S h o w i n g s R e c e i v e O f f e r s
N e g o t i a t i o n s A c c e p t O f f e r s & G o U n d e r C o n t r a c t
S O L D R e c e i v e P r eL i s t i n g P a c k e t H
C l o s i n g & E s c r o w
T r a n s f e r F u n d s H o m e S o l d !
LISTING TO
UNDER CONTRACT Timeline
LISTING PHOTOS
SIGN IN YARD
LISTING GOES "LIVE"
OPEN HOUSE
REVIEW OFFERS
INSPECTION
APPRAISAL
CLOSING & ESCROW
SOLD MOVING DAY
Updates & Repairs
TIPS ON GETTING THE BEST ROI FOR YOUR HOME
Homeowners who have done a bathroom remodel have seen an average of 102% Return On Investment (ROI)! A list of minor improvements that will make the biggest difference in a potential buyer's eyes include: clean up the caulk, swap out the mirrors, update lighting, freshen up the paint, install new sink and shower hardware
Homeowners who have done a minor kitchen remodel have seen an average of 98 5% Return On Investment (ROI)! A list of improvements that see the most bang for your buck are: swap out cabinet hardware, update lighting, freshen up the paint and install new flooring
Your home only gets one first impression. Statistically, buyers will make their initial judgment in the first 7 seconds, which is why "curb appeal" is so important Homeowners are seeing an average of 100% Return On Investment (ROI) on landscaping updates Some ideas are: new bark/mulch, potted plants/flowers, bright doormat or a freshly painted front door.
Looking to have updates and repairs done to your home? Reach out to our preferred vendor, General One Contracting. Ross has been in the property preservation and repair industries for over a decade, working in residential, multi-family and commercial facilities Ross is licensed & bonded, and can perform most home repair projects.
G eneral ONE
YOUR UTILITY Providers
ELECTRIC:
WATER:
IRRIGATION:
CABLE & INTERNET:
GAS:
TRASH PICK-UP:
STAY
Blinds
Curtains and curtain rods
Installed microwave
Bathroom mirrors
Updated or remodeled fixtures
TV mounts
Exterior doorbells
Water softner
Furniture
Personal belongings
Yard hoses
Fridge
Washer & dryer
Other appliances
Hot tub
PREPARING FOR Photos
The old adage says, “A picture is worth a thousand words ” Statistically we know that 97% of buyers use the internet during their home search, and 89% of them cite photos as a “very useful” aspect of their online search The preparation list below will help your home give its best first impression in photos
However, don't feel like you have to complete the full list as these are items the photographer will do as needed.
Interior:
Turn on all the lights, lamps and under-cabinet lighting (Fireplace too, if applicable)
Turn off all fans
Open all doors and windows (except garage door/exterior doors, closets and windows with below average views)
Straighten furniture
Put toilet seats and lids down
Remove anything on the bathroom counter, as well as towels and robes on the racks
Remove all pet dishes, toys and kennels
Hide or empty trashcans
Rugs on bathroom floor
Exterior
Remove yard signs
Move toys, hoses, cleaning supplies, recycle and trash bins, etc
Straighten outdoor furniture; open patio umbrellas
Remove pet items
Take off grill covers
Marketing Your Home Online
According to a national survey*, 97% of home buyers use the Internet to search for homes. When you’re ready to sell your home, you should expect your agent to have a plan for marketing your home online
I will post your home on Windermere com As a member of the Multiple Listing Service, your listing will also appear on all other major participating brokerage sites in the area. Windermereʼs listings also appear on national and global real estate search sites like Realtor.com®, Trulia and Zillow; with approximately 75 million combined unique monthly visitors Your home is your most treasured asset Don’t miss out on this crucial opportunity to reach buyers in your community and beyond
Supply and Demand
The Pond Analogy
The real estate market can be compared to a pond A pond has an inlet where the water comes in and an outlet where the water runs out. There is also an area where water becomes trapped and left behind. At the top of the pond (when a home is listed), the water is moving and stays fresh and is moving along. However, as you go deeper the water slows, leading to a stagnant mass at the bottom. The longer your home is on the market, (ie, increased days on market, lack of price adjustments, etc ) the further it sinks into the real estate pond.
Understanding Fair Market Value
MARKET
DATE
SHOWING
Checklist
...if you have ten minutes
Make all beds
Put all clutter in a laundry basket and take it with you in the car
Empty all garbage cans and take out trash
Wipe down all countertops and put all dishes in the dishwasher
Put out your nice towels
Pick up all toys and personal items
Turn on all lights
Put away all pet dishes, toys, beds and kennels
Close all toilet seats and lids
if you have an hour
Do everything on the ten minute list above
Vacuum all carpet and rugs
Sweep all hard surface floors - mop if you have time
Wipe down major appliances
Wipe down all glass and mirrored surfaces
Put away all laundry
Quickly dust highly visible surfaces
Set out an air freshener or freshly baked cookies
COMMON BUYER COMPLAINTS
Below is a list gathered from surveying our buyers on their biggest complaints when touring homes. Help your home have a great first impression by avoiding these nine common complaints.
SMELL
Does it smell like home or a gym locker? Be sure & not overdo the air fresheners or candles either Pro tip: Baking cookies does the trick!
CLEANLINESS MAINTENANCE
Do a quick wipe down and get rid of any clutter If you don't want it touched - don't leave it out Pro tip: Don't forget the windows!
How is the condition of your house? Simple fixes left untouched show you may not have cared for the home properly Pro tip: A little elbow grease goes a long way
PHOTOS PAINT TOILET
"This home looks nothing like the pictures " Photoshop isn't always your friend Pro tip: Proper lighting & angles can do wonders!
Colors leave a bigger first impression than many think. Wild colors & wild patterns can be a huge turn off
Pro tip: Neutral, light colors do the trick & are worth the investment.
LIGHT
Turn the lights on, open the curtains & lift the shades Lighting helps to invite a person in, as well as display the home in a positive light! Pro tip: Put your home on center stage!
Ensure your toilets are clean Close the seats & lids. A dirty toilet usually means a dirty house Pro tip: If you don't want the toilet utilized, remove all visible toilet paper
PETS LINGERING
As much as we love them, pets can leave behind odors & stains. Keep them out of the house & the yard during showings
Pro tip: Keep your yard accessible to buyers & don't forget to pick up poo too!
Buyers are not comfortable touring your home with you in it. Pro tip: Find something fun to do during showings or open houses!
Vacant vs. Lived In
TIPS FOR MARKETING AND PROTECTING YOUR HOME WHILE ON THE MARKET
Lived In
Remove personal photos and memorabilia from the walls
Make beds and clean up bedside tables to be free of personal belongings
Keep your showers presentable; put away unused soaps and items that aren’t necessary
Clear off counter spaces; bathrooms, kitchens, etc
Clear off refrigerators of photos, pictures, magnets, etc
Open curtains and turn blinds to allow for natural light to come in
Control your thermostat to remain at a comfortable temperature
Minimize extra belongings being in sight of potential buyers
Lock away valuables or take them with you during showings
Keep safes and file cabinets locked
Ensure your pets are in a safe location during showings; take them with you or notify your agent of a pet being in the home
Maintain a level of cleanliness while active on the market Hire a housekeeper if necessary.
Vacant
Spruce up curb appeal
maintain sprinkler cycle/ yard maintence
Take away extraneous or unwanted items to eliminate the abandoned house look
Maintain the thermostat at a comfortable temperature that won’t break the bank
During freezing temperatures, leave faucets on a slow drip to ensure pipes don’t freeze
Maintain cleanliness and ensure the home still remains clean and presentable
Maintain homeowners insurance
Set up a security plan; either a security system or regularly scheduled check ins
Replace any burnt out lightbulbs before vacating the home
The home needs to stay in the same condition as when you left it
Capitalizing on
The First Offer
When selling your home, it’s tempting to pass up the first offer from a potential buyer in hopes that higher offers may come. But the first offer can often be the best offer a seller receives, so it’s wise not to take it for granted. This chart illustrates the reasons why this typically occurs.
OVERPRICING AND INACTION LEAD TO DIMINISHING RETURNS
NEW BUYERS
NEW & SEASONED BUYERS
Initial interest wanes
NEGOTIATORS
INVESTORS
TIME ON MARKET
Overpricing can occur in any real estate market and can lead to diminishing returns
SEASONED BUYERS
NEGOTIATORS
INVESTORS
Fresh and excited
Focused on value vs price
Seen it all, experienced, very particular Focused on value vs price
Focused on price
Want to negotiate
Drawn to phrases: “Just reduced”, “Must sell”, etc.
Looking to build/maximize property ROI
Strong negotiators
The Path to Closing
Once a buyer and seller have agreed to the details of a home sale, there’s one final piece the closing
“Closing” is when you and the buyer sign all of the paperwork, pay your share of the settlement fees and the documents are recorded. Settlement obligations vary widely due to specific contract language, local laws and customs My job is to manage those complex details to make it as easy as possible for you
I WILL COORDINATE WITH CLOSING SERVICE PROVIDERS WORK WITH THE ESCROW COMPANY HELP FACILITATE A TIMELY CLOSING GUIDE YOU THROUGH THE PROCESS PROVIDE TIMELY UPDATES
MOVING AND PACKING TIPS
The process of moving is long and complex Being organized, knowing what needs to be done, and tackling tasks efficiently can make your move significantly less stressful Here’s a checklist to keep you on task and help make your move successful
6-8 WEEKS BEFORE:
Use up things that may be difficult to move, (ie frozen food)
Get estimates from professional movers or from truck rental companies if you are moving yourself
Once you’ve selected a mover, discuss insurance, packing, loading, delivery and the claims procedure
Sort through your possessions Decide what you want to keep, what you want to sell and what you wish to donate to charity
Record serial numbers on electronic equipment, take photos (or video) of all your belongings and create an inventory list
Obtain a change of address packet from the post office and send to creditors, magazine subscription offices and catalog vendors
Discuss tax-deductible moving expenses with your accountant and begin keeping accurate records
2-4 WEEKS BEFORE:
If you’re moving to a new community, contact the Chamber of Commerce and school district and request information about services.
Make reservations with airlines, hotels and car rental agencies, if needed
If you are moving yourself, use your inventory list to determine how many boxes you will need
Begin packing nonessential items Arrange for storage, if needed
If you have items you don’t want to pack and move, hold a yard sale
Get car license, registration and insurance in order
Transfer your bank accounts to new branch locations. Cancel any direct deposit or automatic payments from your accounts if changing banks
Make special arrangements to move pets Consult your veterinarian about ways to make travel comfortable for them
2-3 DAYS PRIOR:
Defrost your refrigerator and freezer
Have movers pack your belongings.
Label each box with the contents and the room where you want it to be delivered
Arrange to have payment ready for the moving company
Set aside legal documents and valuables that you do not want packed
Pack clothing and toiletries, along with extra clothes in case the moving company is delayed
Give your travel itinerary to a close friend or relative so they can reach you as needed.
Need some tunes to make you move?
GLOSSARY Seller's
ACTIVE:
This means that a property is currently on the market and available for sale It may have received offers, but no offer has been accepted, which means that the home is still available to receive an offer.
APPRAISAL:
A real estate appraisal establishes a property's market value – the likely sale price it would bring if offered in an open and competitive real estate market An appraisal provides the lender with an assurance that the property will sell for at least the amount of money it is lending.
CLOSING COSTS:
When finalizing the purchase of your home, you'll have to pay a variety of fees associated with the home-buying process These fees are referred to as closing costs and may include: selling commissions, title insurance, escrow fees, etc The buyer should get an estimate of these fees shortly after applying for a loan.
CONTINGENCY:
A provision of an agreement that keeps the agreement from being fully legally binding until a certain condition is met One example is a buyer’s contractual right to obtain a professional home inspection before purchasing the home
COUNTEROFFER:
A counteroffer is a Seller's response to a buyer's offer It allows for each party to negotiate parts of the original offer (price, closing date, etc ) in order to come to a mutual agreement
DOWN PAYMENT:
The lump sum in cash you can afford to pay at the time of purchase Various factors go into determining how much you need to put down, so be sure to talk with your Lender "No-down-payment" loans exist for veterans and others There are also down payment assistance programs available for first-time buyers.
GLOSSARY Sellers
SELLER DISCLOSURE STATEMENT:
The Seller Disclosure Statement is a document provided by a home seller to a home buyer which outlines what the seller knows to be true about the property during the seller's ownership. A seller disclosure often includes details about defective appliances or systems, known repair needs, historical or past issues, or environmental contamination
EARNEST MONEY:
A deposit made to a seller that represents a buyer's good faith to buy a home. Once deposited, the funds are typically held in an escrow account until closing, at which time the deposit is applied to the buyer's down payment and closing costs If a buyer backs out of an agreement without good cause, the seller keeps the Earnest Money as compensation for time and opportunity lost while "under contract "
ESCROW:
During the purchase of your home, escrow is an impartial third party that holds onto your earnest money during a transaction You also have what your mortgage company will refer to as an escrow account This account holds the funds above and beyond your principal and interest payment, which will be used to pay your yearly property taxes and homeowners insurance required by your lender
FOR SALE BY OWNER (FSBO):
A property being sold without the aid of a real estate agent With FSBO, the owners legally represent themselves
HOME OWNERS ASSOCIATION (HOA):
An organization in a subdivision, planned community, or condominium, that makes and enforces rules for the properties within its jurisdiction
LISTING:
An agreement between a real estate broker and a homeowner that allows the broker to market and arrange for the sale of the owner’s home The word “listing” is also used to refer to the for-sale home itself One Exception is a home sold by the owner (FSBO) without a real estate agent since it is not listed on the MLS during the sale
GLOSSARY Sellers
MULTIPLE LISTING SERVICE (MLS):
An MLS is an organization that collects, compiles, and distributes information about homes listed for sale by its members, i.e., real estate brokers and Realtors®. Membership is not open to the general public, although selected MLS data may be sold to real estate listing websites MLSs are local or regional There is no national MLS
MORTGAGE RATE:
A mortgage rate is the rate of interest charged on a mortgage. Mortgage rates are determined by the lender and can be either fixed (staying the same for the term of the mortgage) or variable (fluctuating with a benchmark interest rate) Mortgage rates vary for borrowers based on their credit profile
PENDING:
This means the seller has an accepted offer mutually agreed on by both parties. The status will show as "pending" until the closing Even though a sale is highly likely at this point, some pending properties may still accept backup offers If your offer is accepted as a backup, you’re in line to go under contract if the first sale falls through
PRIVATE MORTGAGE INSURANCE (PMI):
Private mortgage insurance is a type of insurance used with mortgage loans PMI protects the lender, not you if you stop making payments on your loan It is typically required when a buyer puts less than 20% down on the purchase of their home.
REALTOR®:
A real estate broker or sales associate who is a member of the National Association of REALTORS®, which means that he or she must uphold the standards of the association and its Code of Ethics Not all real estate agents are Realtors
UNDER CONTRACT:
The seller has an agreed-upon contract with a potential buyer This does not mean that the home has officially sold This is also referred to as "Pending" on the TriCities MLS
