Teach Teens The Skills Of Money

TEACH TEENS THE SKILLS OF MONEY

TEACH TEENS THE SKILLS OF MONEY https://goo.gl/iHAbi3

RAISING MONEY SMART KIDS It's never too early to begin teaching your kids about the value of money. But where do you begin - especially if your own money-saving habits haven't been the best? Following are some tips to help you get your children started.

1) Provide an allowance. Age six or seven is a common starting point. Before receiving an allowance, kids should: be able to count, add and subtract, be familiar with the different coins and bills, show an interest in money or spending.

2) Set an example. Show your child how you've created your household budget and involve your child in shopping. Create a shopping list together - then stick to it.

3) Teach children to comparison shop. Go online to research prices at different stores. Instruct kids to keep receipts so defective items may be returned.

4) Limit TV time. The constant messages buy, buy, buy everything from fast food to toys can take a toll on a parent - and a child's - wallet.

5) Take a trip to your local bank or credit union. Even five-year-olds can benefit by opening their own savings account.

6) Make teens responsible. By buying some of their own clothes and other necessities, teens may better appreciate how much things cost.

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TEACH TEENS THE SKILLS OF MONEY 7) Set short-term goals. Five- or six-year-olds might save for a five-dollar toy that they can get in just two or three weeks, while 10-year-olds might save for a larger-cost item over several months. When kids feel the power of delayed gratification, it teaches them that they can set meaningful goals.

Use The 10 - 30 - 30 - 30 "Percent System" Many financial professionals recommend using the "10 percent - 30 percent - 30 percent - 30 percent" system to help your child split up any money he or she earns or receives. Show your child how to divide the money and put it in four separate jars. Here's how it works: 1) 10 percent Charity - Take 10 percent off the top to share.

2) 30 percent Quick Cash - Use this 30 percent for instant gratification.

3) 30 percent Medium-term Savings - Save this 30 percent for 1-6 months to purchase something special.

4) 30 percent Long-term Savings - Use this 30 percent for important things in the future, such as a college fund.

Giving Back While some families tithe or require their kids to set aside part of their allowance for charitable giving, other activities can also make an impact on children. Here are some suggestions to help teach kids the value of giving back.

1) Designate a container in which your children can deposit their loose change.

When the jar is full, they can donate the money to a charity.

2) Ask your kids to help choose a gift for a holiday toy drive.

3) Have your kids round up clothes they've outgrown or toys they no longer play with. Take them with you when you donate the items to the Goodwill or Salvation Army.

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TEACH TEENS THE SKILLS OF MONEY 4) Remember that charity involves gifts of time as well as money. Encourage your children to offer their services (without pay) to help the elderly or water plants and feed pets for vacationing neighbors.

A PARENTS GUIDE TO PRE-SCHOOL NUTRITION A growing child needs to ensure that they receive the right amount of vitamins and nutrients from their diet in order for them to develop fully and reach their potential. Excellent dietary habits started as a young child can have a positive effect on how a child develops socially, emotionally and physically and will give them a far better chance of avoiding them becoming obese, which has been identified as a key concern amongst medical staff who have witnessed an increasing number of obese children coming into pre school or nurseries in the UK at a younger and younger age.

So what can you do as a parent to ensure that your child is receiving the right diet at nursery? The first step of course, is to examine what exactly is the 'right' diet for a child between the ages of 2 and 5, as this is something of a contentious issue.

WHAT THE EXPERTS SAY ABOUT PRE-SCHOOL NUTRITION Assuming your child is now eating a diet similar to the rest of the family and is not still being bottle fed, it is fair to assume that a child's diet should consist of 3 meals a day and 2 snacks during the day.

Experts have suggested that a growing child needs no more than 16 ounces of milk or dairy products each day and that 100% fruit juices should be kept to 4-6 ounces per day. The reason for this is that dairy products tend to be high in saturated fat, excess consumption of which can lead to obesity, and excessive consumption of fruit juices has been found to be a leading cause of tooth decay as well as adding excess sugar into the body, the excess of which is stored as fat in the body.

Your child's diet should only consist of a minimal amount of;  Sweet Desserts  Soft Drinks Page 3

TEACH TEENS THE SKILLS OF MONEY     

Fruit Flavoured Drinks Sugar Coated Cereals Crisps Sweets High Fat/Fried food

While experts may disagree on what proportion a child should each of the different types of food groups that are nutritious and beneficial, there are certain general rules of thumb that parents of nursery age children should follow. Namely that their child should;  Eat a wide variety of foods and be encouraged to try as many different foods as possible.  Ensure that they get plenty of exercise  Choose a diet with plenty of grains, pulses, vegetables and fruit.  Ensure their diet is low in fat, especially saturated fat and cholesterol  Ensure their diet does not contain too much sugar or salt  Ensure that their diet contains enough calcium and iron to sustain a growing body.

Although this may sound unnecessarily complex, a great deal of dietary habits is now viewed as simply a matter of common sense for most parents and if their child is encouraged to eat healthily and exercise, they can avoid some of the problems that manifest themselves at increasingly younger ages. Such as obesity, diabetes, lethargy and tiredness in nursery and bone weakness.

WHAT YOUR PRE-SCHOOL, PLAYGROUP OR NURSERY SHOULD PROVIDE FOR YOUR CHILD Assuming you are setting a fine example at home to your child by providing them with a diet which matches the requirements stated above, what can you do to ensure that your child is receiving the best possible nutrition when they are in attendance at nursery or pre school?

1. SK DIRECTLY ABOUT THE FOOD ON OFFER AT THE NURSERY

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TEACH TEENS THE SKILLS OF MONEY When you visit a nursery, go prepared with a series of questions you want answering. One of these should be what the menu for the children in their care on a daily basis is. The nursery leader should be able to tell you exactly the diet that they offer the children and they should reassure you that the diet is nutritionally balanced. Many nurseries in the uk will have their own menu available which will outline not only what the children eat, but also how they prepare the food, who it is prepared by and how they source their food to ensure that it is not only nutritious but as fresh as possible. It is also worth asking if the nursery have water and/or fresh fruit available throughout the day for the children to snack on.

2. ARRANGE A VISIT AT MEAL TIME If you are concerned about your child's dietary habits, or just would like to see the kind of food on offer at a nursery you are considering placing your child with, why not ask to arrange a visit at meal times? It is even better if you can bring your child with you and they can then see other children eating the meals and how the nursery staff organise meal times. It may also be reassuring for you to see how the nursery staff are organising meal times, how they deal with children who are 'fussy eaters' and how cleanliness should be a priority for the children.

3. IF YOU ARE GOING TO PROVIDE YOUR OWN MEALS, SPEAK WITH THE NURSERY FIRST Many parents choose to send their child to nursery with their own packed lunch / tea so that they still control what their child eats. Most nurseries have no problems with this, but you should speak with the nursery owner first to ensure that this will not be a problem. Many UK nurseries and playgroups are keen to promote healthy eating and will ask parents to ensure that the packed lunch provided for the child fits in with their policy on healthy eating.

WHAT TO DO IF YOUR CHILD IS A 'FUSSY EATER' A common worry for parents who send their children to nursery is if their child is a 'fussy eater'. Most parents like to know their child has eaten well and healthily during the day and if they are not, then it can cause stress and worry to parents.

The key issue here is not to panic. All children are different and will want to eat Page 5

TEACH TEENS THE SKILLS OF MONEY when they feel like it. Your nursery staff will have plenty of ideas and strategies on how to make the fussiest of eater sit and eat at least some of their meal. If there are issues, then they will speak with you about it at the first available opportunity and together you can resolve the issue with the assistance of your nursery staff and your child.

Nutrition is important for all children and thankfully nursery schools, playgroups and pre schools do take this responsibility very seriously and will offer every available opportunity to ensure that your child, regardless of their age, gets the healthy, sustaining meals that they require on a daily basis.

NEW PARENTS GUIDE TO SUCCESS - A MUST-READ Congratulations! God has recently given you the greatest. The gift of a new life!

After going through 9 months of pain, labor and much of tension you finally have the result in your arms sleeping peacefully. But as you take the baby home, new parents like you feel that they are at a loss as to how to care for them and nurture them. So here is presenting a guide for the new parents: Firstly for the initial few days consider hiring professional help. The last few months have been quite hectic for you and it will not be easy for you to fell energetic enough to take good care of your baby that too with much enthusiasm just now.  Secondly there are several things that you need to keep in mind when handling your newborn.  Make sure that you have washed your hands with a hand sanitizer before you hold your newborn  Always make sure that your baby's neck and head are well supported  Be very careful. Do not shake your baby's head under any circumstance.

Not even while playing. This can cause bleeding in the brain and may also cause death.  Always ensure is securely fastened whether it is in a carrier or a car seat.  Understand that it is not time yet for you to engage your newborn into games of any kind. Do not jiggle them in the knee or throw them in the air just now  Third tips. This is for the new dads out there: Page 6

TEACH TEENS THE SKILLS OF MONEY  Get ready. For the initial few months the baby will have higher priority over you in your wife's life.  Help your wife in taking care of the baby. Understand that is her first time as well. So she is as inexperienced as you are. Help change the diapers or take turns staying up.  In this period of time your wife undergoes a number of emotional ups and down thanks to her postpartum blues. The person she needs the most during this time is you. Do support her, tell her how beautiful she is, how great a mother she will be and kindly ignore if she loses her temper on you.

Finally for the new moms:  Firstly sleep whenever you get the opportunity to sleep. This is because lack of sleep will reduce your energy levels and not let you take care of your baby properly  Slow things down and make your life simple for the initial few days.

Consider cutting down on the number of responsibilities you have upon you  Accept help. Talk to your spouse about the problems you are having, both emotional and physical. This will not only help you cope up with motherhood but also make him feel wanted.

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TEACH TEENS THE SKILLS OF MONEY

RECOMMENDED RESOURCES TEACH TEENS THE SKILLS OF MONEY START POTTY TRAINING MONEY SMART TEENS - TEACH TEENS THE SKILLS OF MONEY BECOME A CERTIFIED SELF-ESTEEM COACH FOR CHILDREN TALKING TO TODDLERS: DEALING WITH THE TERRIBLE TWOS AND BEYOND LAW OF ATTRACTION FOR KIDS HOW TO GROW TALLER CHILDREN K5 STARS - DON'T LET YOUR KIDS FALL BEHIND! RAISING MONEY SMART KIDS A PARENTS GUIDE TO PRE-SCHOOL NUTRITION NEW PARENTS GUIDE TO SUCCESS - A MUST-READ

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