Business Focus - September 2012

Business Focus

La Donna Munier of Friendly Hills Bank, Chamber Board member Greg Gunter of Greg’s Auto Body and Chamber President Sue Dean of Notary Signing Network stop to smile during the Tasty Tuesday event hosted by Bon Appetit at Whittier College in July.

For more photos from the Chamber’s monthly networking lunch, see PAGE 9

SEPTEMBER 2012

Whittier Police Department Chief Jeff Piper (fourth from left) and his fellow officers kept an eye on John Greenleaf Whittier during their recent National Night Out event at Michigan Park. Turn to PAGE 11 for more Community Celebrations

Connecting the business and residential communities.

A MONTHLY PUBLICATION OF THE WHITTIER AREA CHAMBER OF COMMERCE

VOL. 18 NO. 9

Morningside community more than just a place to live, it’s a lifestyle

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8158 Painter Avenue Whittier, CA 90602

Presort Std. US Postage PAID Whittier, CA Permit No. 1

eautifully landscaped and sitting amenities designed to help you live better, on 33 acres, Morningside of for longer – housecleaning, multiple Fullerton is a continuing care retirement restaurant-style dining venues, exterior and community (CCRC) that has it all. interior maintenance, wellness programs As a CCRC, residents enjoy peace and fitness center, transportation, of mind knowing that Morningside is 24-hour security and more. Enjoy one well-equipped to handle life transitions of their beautiful apartment homes or and changes. In Orange County, only villas and leave behind the worries Morningside offers a wide variety of of housekeeping, home maintenance activities, social gatherings and on-site and repairs.

With residence choices ranging from conveniences to explore, and a highly repayable entrance fee, plus access to a one-bedroom apartment overlooking the central courtyard to a single-story, long-term care, if ever needed.

As a Continuing Life ® community, 3-bedroom villa with an attached Morningside is backed by a strong garage, the perfect fit is available for reputation in senior living. Designed everyone. No matter which home you around the ideas of Life in motion, Life in choose, you’ll remain close to all the touch and Life in focus, Continuing amenities and services throughout Life ® recognizes the importance of the Morningside campus.

Whether seeking a laid-back lifestyle physical fitness, social interaction and intellectual stimulation. Add or one filled with activity, Morningside has something for in maintenancefree living, healthy I thought a place every taste. Their and delicious like this would be community is home to a fully equipped meals, plus quality really expensive. The truth fitness center and services and a m e n i t i e s , a n d is, I’m spending less than spa, so it’s easy to residents are truly I did with a house – and at s t a y h e a l t h y a n d relaxed. An arts and l i v i n g h a p p i e r Morningside, I get so crafts studio comes and healthier. much more. furnished with display The expansive – Elisa Shambaugh, areas and even a community boasts Morningside resident since 2010 pottery kiln, and there on-site services and

is also a well-outfitted woodworking shop. Outside, residents can practice their golf game on the putting green and pitching area. Recent renovations also include a performance stage and inlaid dance floor. There’s always something to do at Morningside!

“I always assumed that moving to a retirement community meant giving up my independence and schedule.

Instead, I discovered a lifestyle that encourages individuality and welcomes people from all different backgrounds.”

- Jack McGouldrick, Morningside resident since 2004 Restaurant-style dining is also available right outside your door. Whether you prefer a formal dinner, a casual lunch or a home-cooked meal that you prepare in the comfort of your own well-appointed kitchen, you’ll find a choice of full-service venues and options to suit your palate.

The ideal location is just north of downtown Fullerton in Orange County and minutes away from local medical

facilities such as St. Jude Medical Center, shopping destinations like the Brea Mall, multiple dining spots and four major freeways.

Morningside is the perfect place for anyone looking to enhance their current lifestyle with maintenance-free comforts and conveniences. With one decision, you can secure peace of mind and abundant possibilities for a lifetime, at Morningside. You’ll discover why there’s nothing else like it in Orange County!

“The truth is, we should have done this years ago. It took members of our family moving in to get us to look at Morningside – and thank goodness we did.” - Edythe and Don Piantoni, Morningside residents since 2004 Find out more about life at Morningside, located at 800 Morningside Drive in Fullerton. Call (800) 836-0946 or visit their website at www.MorningsideOfFullerton.com to schedule a personal tour and lunch.

Local resident Fernando Dutra appointed to City Council after unanimous vote

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lanning Commissioner Fernando Dutra was unanimously voted in as the fifth Whittier City Council member last month following an intense interview process alongside several community standouts. Dutra is filling a vacancy left by longtime Council member Greg Nordbak who recently resigned his position due to a possible

Fernando Dutra was sworn in as the newest member of the Whittier City Council during their August 28 meeting

conflict of interest with his new position at Consolidated Disposal Services.

Dutra, 52, has lived in the city of Whittier for over 26 years and works as a developer with Allwest Development Co. of Seal Beach. Dutra studied urban planning and construction management at Cal Poly Pomona and has over 30 years of experience in the construction and development industry. He has served on the Planning Commission for the past six years and is currently the Commission Chairman, and previously served for six years on the Design Review Board. He chairs the Metro Light Rail Extension Project Washington Boulevard Coalition; sits on the Whittier YMCA Board of Directors; has served on the St. Gregory parish board; and is a member of the Purchasing Agents Association and a past member of the New Urbanism Association.

After reviewing the 25 applications received last month, City Council interviewed seven candidates vying

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for the position left vacant by Greg Nordbak’s resignation in July. The seven chosen during the round of official interviews were: Leighton Anderson, Steven Castellanos, Charles Claver, Martha Escutia, R.D. McDonnell, Harry Stone and Dutra. Although each of the Council members initially supported four different applicants during the search process, Dutra was finally chosen in a unanimous 4-0 vote. His term will run through April of 2014.

The Council hopes that Dutra’s past experience and background in building will aid in the development of the Fred C. Nelles Youth Correctional Facility, which has remained a hot issue facing the Council for many years now. Dutra is expected to bring new focus to not only the Nelles project, but toward implementing other specific plans including the Uptown district and Whittier Boulevard.

For additional information, call the City Clerk’s Office at (562) 567-9850.

FRONT PAGE STRIP FOR MORE INFO. CONTACT KATIE AT

(562) 698-9554

WWW.WHITTIERCHAMBER.COM

PRESIDENT'S MESSAGE

SEPTEMBER 2012

ASK THE EXPERT

Sue Dean

2012-2013 BOARD OF DIRECTORS

Director of Membership Jessica Schreiner Magdosku, Director of Public Relations Katie Galvin Event & Member Relations Coordinator Natalie Saenz Bookkeeper Amber Bookil-Lawrence Whittier Chamber Business Focus Official monthly publication of the Whittier Area Chamber of Commerce

8158 Painter Avenue, Whittier, CA 90602 (562) 698-9554 • (562) 693-2700 FAX www.whittierchamber.com info@whittierchamber.com

stay involved – let’s make it a

great September!

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SANTA FE SPRINGS

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This publication is mailed monthly to all licensed businesses in the city of Whittier, all Whittier Chamber members and 4,500 Whittier residents in selected areas.

Papers are also distributed via various community locations such as Whittier Library, Community Center, Senior Center, City Hall, etc.

Total monthly readership is 20,000.

We welcome comments, press releases and community interest stories. All submissions are due by the 10th of the month prior to publication.

The Whittier Chamber reserves the right to approve and edit submitted material.

The Business Focus is also an excellent vehicle within which to advertise! For current advertising rates or to submit an article, email Katie Galvin at katie@whittierchamber.com or call (562) 698-9554.

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Executive Directors Carol Crosby & Lyn Carty

’S ONLY TRUE G R E I ITT WERED COLLISIO REEN H NR W PO

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STAFF

President’s Massage ............. 2 Mixer ..................................... 3 Mayor’s Message ................... 4 Labor Law Corner .................. 6 Wake Up Whittier ................... 7 What’s Cool in Your School ..... 8 Restaurant Row ..................... 9 Tasty Tuesday ........................ 9 Member Marketplace ........... 11 Community Celebrations ...... 11 Community Calendar ........... 11 Around Town................12 & 13 Renewing Members ............. 14 New Members ..................... 15

Comstock

Susie Ausdal, Union Bank Melanie Bickley, Whittier Brokers Eric Day, Credit Union Of Southern California Miguel Granados, Rose Hills Memorial Park & Mortuary Ana Gutierrez, Whittier College Gary Lee Martinez, The Traveling Traveler Carolyn Reggio, CAPC, Inc. Gil Rodriguez, Coldwell Banker Alliance Realty Monique Rodriguez, Presbyterian Intercommunity Hospital

INDEX

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DIRECTORS

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VP Special Events Rudy Hernandez, RMH Dance & Productions

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VP Membership David Krake, Merrill Lynch

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VP Marketing Shannon Gimbel, Shannon G's Flowers

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VP Finance Jeff Ball, Friendly Hills Bank

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VP Community Affairs Heather Crawford, Prudential California Realty

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VP Business Information Greg Gunter, Greg's Auto Body

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VP Administration & President-elect Bonnie Watje, ACRO Printing, Inc.

Payroll taxes and payroll tax filings have been the downfall of many small businesses. The rates change, the quarterly reports change, the due dates change and the requirements change, and if you don’t know about it, well that’s just too bad because the penalties get levied anyway. This past year California became a Credit Reduction State and all California Employers were hit with an addition .3% Federal Unemployment Tax. Since this tax is levied on the first $7,000 an employee earns, an additional .3% costs every business an additional $21.00 per employee. And this year it could be worse!

Under normal circumstances, Federal Unemployment Tax (FUTA) is 6.2%, however if you pay all of your State Unemployment Tax in a timely manner and file the appropriate state payroll tax returns, the Federal Government gives you a 5.4% credit. This makes your effective FUTA rate .8% (6.2% – 5.4% = .8%). This past year the Federal Government reduced the 5.4% credit given to California Employers by .3%.

The credit reduction is scheduled to double to .6% in 2012, which will equate to $42.00 per employee in additional FUTA tax for California employers.

Why is this happening? The short answer is because of a bad economy, failed fiscal policy and poor leadership from our elected officials. The real

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Immediate Past President Ben Greer, GM Properties

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President Sue Dean, Notary Signing Network

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EXECUTIVE COMMITTEE

With summer coming to a “heated” countdown, we anticipate a beautiful fall on the horizon. The kids are finishing up their summer break and getting ready to head back to school, and I’m looking forward to the cooler days and crisp nights that fall promises.

But of course, things are definitely still heating up at the Whittier Chamber!

Our biggest event of the year is fast approaching, the Hathaway Golf Classic, held on Monday, September 10 at the Friendly Hills Country Club. Join us for a fantastic day of golf, networking, an exciting golf ball drop, raffles and dinner. Even if golfing is not your strong point, you can still join us for the 19th Hole Mixer after the golfing. Contact the Chamber for details or to make reservations and join in on the fun.

Our Young Professionals have taken off at fast forward speed!

Our first meeting held last month at Setá dine:lounge was a great success, with over 40 young, and young at heart, professionals there to share ideas, exchange referrals and more. The next Young Professionals event will be held at Original Roadhouse Grill on Thrusday, September 13 at 11:30 a.m.

The more the merrier - we hope to see you there!

As far as monthly events go, our next Wake Up Whittier will be held on Wednesday, September 19 at Merrill Gardens, hosted by the Whittier Uptown Association. This is such a positive and productive way to start your day, with excellent referrals, networking opportunities and breakfast. This event is always free to Chamber members and $20 for non-members. Our Tasty Tuesday luncheon will be hosted by Posada Whittier, always on the last Tuesday of the month, from 11:30 a.m. to 1 p.m. on September 25. The Whittier Chamber is known for networking events like these so make sure to get your fall started off the right way by joining us!

Honestly, I am always amazed at the countless opportunities each month that the Chamber offers to its members.

Our amazing Whittier community has so much to offer business owners, and because of that, we have once again been nominated for “Most Business Friendly City” in our region! There is no doubt that our City offers much to its residents, from community parks, theater and family activities, to the historic Uptown district and other retail centers, restaurants and so much more, and at the heart of it all is our progressive and strong Whittier Chamber. They continually look for new opportunities to improve local business with events, seminars and so many other ways to enhance our community. I’d also like to comment on the exceptional staff at the Chamber, who are always so positive, helpful and hardworking, and boy does it show!

answer is that California’s government cut a deal with the Federal Government that sold California employers down the river. In order to continue to pay unemployment benefits, California borrowed money from the Federal Government. According to the California Employment Development Department (EDD), California’s Unemployment Insurance Fund deficit will reach $10.7 billion by the end of this year. The contract between California and the Fed states that if California failed to repay the loan within two years, then the Fed would begin reducing the credit given to California employers for FUTA. This is effectively forcing California employers to repay the loan that the State of California owes the Fed. Continued on page 5

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S T A Y- C A T I O N M I X E R

F I N A N C I A L U P DAT E Strategies for Managing Volatility Asset allocation, diversification and the use of dividend-paying stocks are potential strategies for reducing volatility.

Douglas M. Rowan, CFP®, CMFC, AIF®

Investors are exposed to multiple financial risks, two in particular are company-specific risk and market risk. Long-term investors can reduce exposure to company-specific risk by diversifying among many different securities within the same asset class.1 Market risk is managed, but not eliminated, by holding investments in several different asset classes.

Low Correlation: The Key to Effective Asset Allocation Longer term, the market risk associated with an individual asset class, such as stocks, may be reduced by allocating a portion of a portfolio’s assets to other types of investments that historically have reacted differently to market and economic events.2 A statistic known as correlation measures the tendency of two investments to move together. A correlation close to zero indicates that two investments are largely independent of each other. The closer a correlation is to 1.00, the greater the tendency two investments have had to move in tandem. The table below lists four assets that have had relatively low correlations with U.S. stocks during the past decade. Past performance does not guarantee future results.

WHITTIER BUSINESS FOCUS

at Whittier Place Senior Living

Assisted Living • Memory Care

A Look at Correlation Large-Cap Stocks

Commodities

Cash

.33

-.07

InvestmentGrade Bonds -.06

Home Prices .14

Sources: S&P Capital IQ Financial Communications; Barclays Capital.

Large-cap stocks are represented by the S&P 500 Index, commodities by the Standard & Poor’s GSCI®, cash by the Barclays 3-Month Treasury Bill Index, investment-grade bonds by the Barclays Aggregate Bond Index, home prices by the S&P/Case-Shiller 20-City Composite Home Price Index. Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and are subject to availability and change in price.

Government bonds and Treasury bills are guaranteed by the U.S. government as to the timely payment of principal and interest, and if held to maturity, offer a fixed rate of return and fixed principal value. Exposure to the commodities markets may subject investors to greater volatility as commodity-linked investments may be affected by changes in overall market movements, commodity index volatility, changes in interest rates, or factors affecting a particular industry or commodity. You cannot invest directly in an index. Past performance is not a guarantee of future results. Data is based on the 10-year period ending December 31, 2011.

Managing Single-Security Risk Modern portfolio theory is founded on the assumption that investment markets do not reward investors for taking on risks that could be eliminated though diversification. A 2003 study found that at least 50 stocks may be required to provide adequate diversification for an equity portfolio.3 Fortunately, there are many strategies available for diversifying a stock portfolio.

Continued on page 14

The lovely ladies of Harmony Center dropped by the Whittier Place mixer to let people know about their 3rd Annual Fine Art & Craft Fair coming up on October 21 & 22

Whittier Chamber President Sue Dean (third from left) presented a certificate of appreciation to the women of Whittier Place Senior Living for hosting the Summer Stay-cation mixer

Thank you to the many Whittier Chamber members who donated new backpacks for the children at Concept 7 Adoption Agency during the after hours mixer event at Whittier Place

SPIRITT Family Services CELEBRATES 40 YEARS In the SPIRITT of Family

THURSDAY, OCTOBER 4, 2012 SAVE THE DATE A Taste of Whittier 7 p.m. at the Whittier Rio Hondo Red Cross Ballroom To purchase tickets please visit www.spiritt.org

(562) 945-9638

SPIRITT FAMILY SERVICES Honoring the roots that strengthen communities.

13301 Philadelphia St. • Whittier , CA 90601 acro@acroprinting.com • www.acroprinting.com THE

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SEPTEMBER 2012

City Of Whittier

UPDATE

MAYOR'S MESSAGE Owen Newcomer

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SEPTEMBER 29, 2012

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The City of Whittier and the Whittier Area Chamber of Commerce are slated to officially kick off the free B.O.S.S. BUSINESS OWNERS SEMINAR SERIES (Business Owners’ Brought to you by the Whittier Area Chamber of Commerce Seminar Series) this month. B.O.S.S. is a program developed in 2009 as part of the City’s Local Economic Stimulus and Business Assistance Plan. The seminar series runs yearly from September to June.

Seminars, held the last Thursday of each month from 8:30 to 10:00 a.m., vary by topic and offer a place for additional networking for business owners.

Join us on September 27 for the first B.O.S.S. workshop and learn about the latest take on social entrepreneurism. “The Good Business� presented by eGood, a social good startup company, and Swire Ad Agency from Glendora, CA, will teach you how profit and purpose can increase traffic and create truly loyal customers. Faithful customers are drawn to businesses that care. Research has found that when businesses give back to causes that matter to the customers, everybody wins. The presentation will cover some history on the topic of “social good� and ways other businesses are incorporating social good into their business models. You will also learn ways to utilize social media channels to help your business and decipher how bringing social good and social media together can help you gain a sustainable competitive advantage while creating some positive change. “The Good Business� will be held on September 27, 2012 from a new start time of 8:30 to 10 a.m. at the Whittier Central Library, 7344 Washington Ave. in Whittier. The monthly workshops are free to attend and open to all interested local business owners and residents. Please call the Whittier Chamber Office at (562) 698-9554 or the City at (562) 567-9320 to RSVP as seating is limited.

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Free business seminar series begins this month with “The Good Business�

Save the Date U

Congratulations are in order to the City and our partners at the Whittier Chamber of Commerce and the Uptown Association for creating a business friendly environment. We are once again being recognized by the Los Angeles County Economic Development Corporation (LAEDC) as a finalist in the Most Business Friendly City Competition! This is the fourth consecutive year Whittier has been named a finalist in the competition.

Other cities named as finalists in the category of cities with a population over 60,000 include Baldwin Park, Glendale, Pico Rivera, & Santa Monica. The winner will be a n n o u n c e d T h u r s d a y, November 8 at LAEDC’s Annual Eddy Awards Dinner. We appreciate the recognition for our commitment to the business community from the LAEDC. The Council is grateful for the Whittier Area Chamber of Commerce and the Uptown

Association who serve as our partners in creating an environment for economic growth at the benefit of the entire community.

More good news! Last month the State of California Public Works Board voted to approve a new contract with Brookfield Homes to purchase and develop the Fred C. Nelles site. The new contract will allow Brookfield to begin the zoning process and environmental impact report. It has been eight years since the site closed and the Whittier City Council is pleased to have reached this milestone.

Across from the Whittwood Town Center at the northwest corner of Whittier Boulevard and Santa Gertrudes Avenue/Russell Street, Sprouts is now under construction! For those who live and work in the area, please excuse the dust. It won’t be long before we are able to shop for healthy, all-natural and organic groceries on the east end town.

It is expected the store will be open by early Spring 2013.

As your children get into the swing of being back in school, don’t forget that the Whittier Central Library has a Homework Center with a computer lab, study rooms and homework helpers!

You can also access free online homework assistance through the

Dog & Owner 3K Walk/Run

S A CAUSE

on the Greenway Trail

WHITTIER 2012

THERMAL CONCEPTS, INC.

& Fashion Show

Dogs Only (Licensed Dogs Please) Palm Park 5703 Palm Ave., Whittier Like Us: Whittier Community Foundation

For more information please call

(562) 567-9480 www.whittiercommunityfoundation.com

The Whittier Community Foundation is a nonprofit organization committed to providing support for programs to benefit the Whittier community and conducts fundraising efforts year round to achieve this goal.

City’s website. Also, speaking of the Library, did you know that the Library now offers eBooks which can be accessed via the website from the comfort of your home? Visit the City’s website (www.cityofwhittier.org) for more information on homework assistance and how to access the new eBooks.

Join the City and the Whittier Community Foundation on Saturday, September 29 for the “Paws 4 A Cause� Dog Run and Fashion Show.

The event will be held from 9 a.m. to 12 noon at the Palm Park Trailhead,

5703 Palm Avenue. The event will include a Canine 3-K Walk/Run, a “Mini-Mutt� shorter run for smaller and older dogs and a dog fashion show. A variety of non-profit animal services and vendors will also be on hand. A $15 fee entitles a dog and its owner to participate in all of the activities. Additional dogs per family will be charged a $5 fee.

Dogs must be leashed, under control and have necessary immunizations.

For more information on the “Paws 4 A Cause� event, contact the Community Services Division at (562) 567-9460.

California State Assembly CHARLES M. CALDERON ASSEMBLY MAJORITY LEADER

Invites you to a Town Hall Meeting on

Wednesday, September 12, 2012 6:00 p.m. to 8:00 p.m.

Whittier Community Center 7630 Washington Avenue (corner of Washington Avenue & Mar Vista)

Whittier, CA 90602 Representatives from the California Department of Justice, Keep Your Home California, Housing and Urban Development Department and the California Independent Monitor Program will be on hand to provide up-to-date information.

Come learn about new legislation that could help save your home from foreclosure.

To RSVP for this event call (562) 692-5858.

Capitol OfďŹ ce: 3TATE #APITOL s 0 / "OX s 3ACRAMENTO #! s &AX District OfďŹ ce: #ROSSROADS 0ARKWAY .ORTH 3TE s #ITY OF )NDUSTRY #! s &AX Email: !SSEMBLYMEMBER #ALDERON ASSEMBLY CA GOV Website: WWW ASMDC ORG CALDERON

KNOW YOUR RIGHTS The Homeowner Bill of Rights legislation (AB 278) passed by the Legislature and signed into law by the Governor will help keep Californians in their homes by: s %NDING DUAL TRACKING WHERE ONE PART OF THE BANK IS NEGOTIATING WHILE THE OTHER IS MOVING FORWARD WITH FORECLOSURE s 0ROVIDING INCENTIVES FOR BANKS TO ENGAGE IN DIRECT NEGOTIATIONS WITH HOMEOWNERS FOR LOAN MODIlCATION s 3IMPLIFYING THE SHORT SALE PROCESS s %NDING hROBO SIGNINGv BY REQUIRING A LIVE PERSON TO VERIFY WHETHER A BANK HAS THE RIGHT TO FORECLOSE BEFORE FORECLOSURE PROCEEDINGS CAN BEGIN s !LLOWING COURTS TO REQUIRE BANKS TO TAKE CORRECTIVE ACTIONS BEFORE THEY CONSIDER SELLING A FAMILY S HOME OUT FROM UNDER THEM s 0ROVIDING A SINGLE POINT OF CONTACT FOR HOMEOWNERS

BY REQUIRING BANKS AND CREDITORS TO PROVIDE AN E MAIL ADDRESS FAX NUMBER AND MAILING ADDRESS TO SUBMIT REQUIRED INFORMATION More information is available by calling the district ofďŹ ce at (562) 692-5858 or by visiting: HOMEOWNER BILL OF RIGHTS WWW (OMEOWNER"O2 ORG KEEP YOUR HOME CALIFORNIA WWW KEEPYOURHOMECALIFORNIA ORG

SEPTEMBER 2012

WWW.WHITTIERCHAMBER.COM

$ TAX TIPS Hardship Withdrawals and Loans from 401(k) Plans

Richard Scrivanich If you participate in your company’s 401(k) plan, the value of your account balance may well be your most significant financial asset. And if you happen to be facing, or anticipate facing, major financial obligations, you should be aware of the possible ways you can tap this source of funds while you’re still working and a plan participant.

Generally, distributions from a 401(k) plan while you’re still employed and before you reach age 59 1/2 are not permitted. However, if you have an unusual fi nancial obligation and an immediate need for cash, you may be entitled to a distribution from the plan. If your plan provides for hardship distributions, and you can show that you have an immediate and heavy financial need, then you may be entitled to a distribution of funds necessary to meet your obligation.

There are regulations which spell

out what is an immediate and heavy financial need. Included in this category would be funeral expenses for a family member, for example.

On the other hand, a distribution for the purchase of a boat or a television wouldn’t be a distribution on account of an immediate and heavy financial need.

There’s a limit on the amount you can take out of your 401(k) plan due to hardship. Hardship withdrawals are limited to amounts attributable to elective contributions to the plan.

These are the amounts that you have elected to have your employer contribute on your behalf into the 401(k) plan, and any earnings on t h e s e a m o u n t s . Yo u s h o u l d b e aware that hardship withdrawals are taxable distributions, and if you’re under age 59 1/2, you may be subject to a 10% addition to tax on premature distributions.

Special rules apply to the withdrawal of any “after-tax,” or voluntary contributions, you may have made to your plan. These amounts can be withdrawn while you’re still working. However, these distributions will be taxed under a formula that excludes from income a pro-rata portion calculated with reference to your after-tax contributions as they relate to the total value of your account.

Another way to get cash from your 401(k) plan is through a plan loan.

A plan loan is ordinarily a taxable distribution, but if your plan provides for loans and certain conditions are met, you could receive the funds taxfree. There is a five-year repayment requirement, interest on the loan will ordinarily be nondeductible, and the amount of a plan loan is limited

WHITTIER BUSINESS FOCUS

to 50% of the value of your nonforfeitable accrued benefit—generally your vested benefi t—with a limit of $50,000. The five-year repayment requirement doesn’t apply if the loan is for the purchase of a residence.

Unlike a taxable hardship distribution, a plan loan doesn’t require that you establish an immediate and heavy financial need. Your ability to borrow from your 401(k) plan depends on requirements under the terms of the plan.

Another point to keep in mind is that a plan loan—unlike a hardship distribution—doesn’t reduce the value of your 401(k) assets. Your account remains fully vested, subject, of course, to your obligation to repay the loan.

If you have any questions regarding the above discussed topic or any other tax matter, please feel free to give me a call at (562) 698-9891.

Ask The Expert Continued from page 2 At the end of two years, the credit was to be reduced by .3% ($21.00/ employee) and every subsequent year the credit is further reduced by .3% until the loan is paid back. In other words, in 2011 California employers were hit with a surprise tax at the end of the year of .3% or $21 per employee earning more than $7,000. In 2012 the Credit Reduction Tax will be .6% ($42.00 per employee), in 2013 it will be .9% ($63.00 per employee) and so on.

Although the final word on whether this tax will be due or not will come out in the fourth quarter, I don’t see any indication that California will be in a position to pay its own debts. I would advise employers to start saving for the Credit Reduction Tax at a rate of $42.00 per employee. Regardless of how late the Credit Reduction Tax is announced this year, you can rest assured that it will be due on January 31, 2013.

You’re a neighbor, not a number.

Getting to know you and how you drive helps us find all the auto discounts you deserve. Like a good neighbor, State Farm is there.®

Call my office for a quote 24/7.

Rich Campbell Ins Agency Inc Insurance Lic. #: 0F82783 7720 Painter Avenue, Suite B Whittier, CA 90602 Bus: 562-698-6769 rich.campbell.b8qd@statefarm.com Rich Campbell Good neighbor agent since 1984

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WHITTIER BUSINESS FOCUS

LABOR LAW CORNER Termination over perceived conflict of interest requires careful review

Dana Leisinger HR Adviser

I have an employee who has formed his own company doing business outside our hours that competes with our business. Can I terminate him for this activity?

California law is very protective of an employee’s right to engage in what is called “lawful conduct,” and moonlighting is considered an example of lawful conduct.

Employer Rights Under Labor Code Section 96(k), the state Labor Commissioner can bring a claim against an employer if there is an allegation the employer has taken action against an employee for engaging in lawful conduct.

Nevertheless, an employer has the right to a duty of loyalty from its employees, and employees have the duty to act solely for the benefit of the employer when engaging in any conduct that relates to the employment.

WWW.WHITTIERCHAMBER.COM Additionally, these laws do not override employment contracts that protect the employer against conduct that is actually in direct conflict with the employer’s essential interests if the conduct would disrupt the employer’s operation.

Conflict of Interest The trickier situation arises when the employee takes a second job that appears to be in conflict, but is not.

There is little case law interpreting these laws on lawful conduct, and the conflict must be very real, not an appearance of conflict.

In the question posed above, there must be an analysis to determine if the new business the employee has started is actually in direct conflict.

For example, if the employee works for a beer distributorship and starts up a wine distributorship, there would be no real conflict. Therefore, unless “moonlighting” creates an actual conflict of interest, the employee is free to work other jobs simultaneously.

Review the Situation Employers should not allow their own personal interests to interfere with any lawful outside activities of their employees. Any “moonlighting” policies should be carefully evaluated to ensure they do not prohibit conduct protected

by Labor Code Sections 96(k) and 98.6.

A review of any such policies should be conducted by experienced employment law counsel.

The Labor Law Helpline is a service to California Chamber of Commerce preferred and executive members.

For expert explanations of labor laws and Cal/OSHA regulations, not legal counsel for specific situations, call (800) 348-2262 or submit your question at www.hrcalifornia.com.

SEPTEMBER 2012

Gain inside look at the Whittier Chamber during open house event

D

id your member Debbie The Whittier Chamber business Brown, Realtor is like soup: recently join the for Keller Williams membership offers the Whittier Chamber?

Realty in Whittier, key ingredients to a recipe for Are you a new who attended the business success. Don’t leave employee who wants Whittier Chamber any ingredients on the shelf! to know more about open house in Come to the open house and learn how to maximize April. how the Chamber can help you your company’s bring out the best in your As members existing Chamber business.” arrive at the membership? Or do – Susie Ausdal, Chamber office, Ambassador Committee Chair you simply need a they will visit a reminder of all the series of stations Chamber has to intended to help offer? If so, you’re invited to join us them better understand how to utilize at the Whittier Chamber’s Meet ’N their membership benefits, such as Greet Open House being held on special events, the Business Focus Thursday, September 6 from 9 to newspaper, the Chamber’s website 11 a.m. at the Whittier Chamber office and free networking events like Wake (8158 Painter Ave.).

Up Whittier, Tasty Tuesday and other “I encourage any new member, after hours mixers. In addition, a or even an old member who hasn’t continental breakfast will be provided been active for a while, to attend the in the Chamber Board room allowing new member orientation. There is just members to mingle and exchange so much the Chamber has to offer business cards in a fun, casual that you may not know about or have atmosphere. forgotten! From the door to door flyer All new and prospective Whittier distribution to website information, Chamber members are encouraged to networking with fellow members and the drop by anytime during the New Member many volunteer opportunities available, Orientation & Open House. Please this is a morning well spent. Not to RSVP by calling Director of Membership mention the opportunity to meet the Jessica Magdosku at (562) 698-9554 or Chamber staff in person,” exclaims new by email to jessica@whittierchamber.com.

SEPTEMBER 2012

WWW.WHITTIERCHAMBER.COM

WHITTIER BUSINESS FOCUS

WA K E U P W H I T T I E R

YOUNG PROFESSIONAL SPOTLIGHT

at Candlewood Country Club

Meet Tessie Alexander - offering comfort to your family in times of need Young Professional Tessie Alexander Client Care Coordinator, Comfort Keepers Comfort Keepers helps people at every stage of their lives. From post surgery to senior assistance, Comfort Keepers assists their clients in maintaining the highest level of independence under their care.

WC: How do you see the home care industry changing in the next 10 years?

TA: In the next 10 years, the in-home care industry is expected to grow. As Americans age, demand for in-home care will only increase. We are eager and excited to face this influx head on!

Tessie Alexander of Comfort Keepers networks with guest WC: What would you say is the most speaker Javier Jimenez of Capital Investment Advisors rewarding aspect of your job? during the first Young Professionals luncheon at TA: The most rewarding thing about Setá dine:lounge my job is that I get to help people. We provide non-medical in-home care to seniors, new mothers and those recovering from surgery. We aid in daily living activities, such as companionship, meal preparation, medication reminders, transportation/errands/grocery shopping, mobility assistance, and bathing/toileting care. In many cases, our service is vital to the client’s overall health and wellbeing.

Our caregivers are all very caring and compassionate. We go into a person’s home and many times become like part of the family. It is very rewarding to know that you’ve made a difference in someone’s life.

WC: What is the most exciting thing going on for you personally or professionally?

TA: I am really excited about the Stop Senior Hunger food drive that Comfort Keepers is sponsoring. Many seniors suffer from malnutrition due to a lack of interest in eating or from eating the wrong foods. Comfort Keepers is setting up donation food bins during the months of September and October in an effort to provide seniors with the nutritious food that they need to stay healthy. All food donated will be distributed through Interfaith Food Center, 14545 Leffingwell Road, and drop-off locations are as follows: Whittier Senior Center 13225 Walnut St. Whittier, CA 90602

Parnell Senior Center 15390 Lambert Rd. Whittier, CA 90604

Come out and connect with peers over lunch!

Bring your business cards and an appetite! The WYPG lunch meeting is only $10 per person for Chamber members and $20 per person for nonmembers.

Candlewood Country Club General Manager Enrique Contreras accepted a certificate of appreciation presented

by Chamber President Sue Dean of Notary Signing Network for hosting another great networking event for the Whittier Chamber

Merrill Gardens at Chateau Whittier 13250 E. Philadelphia St. Whittier, CA 90601

WC: What do get most out of being a Whittier Chamber member?

TA: Being a member of the Whittier Area Chamber of Commerce has enabled me to meet people from a variety of businesses. I have made many local business connections by attending networking events. The Whittier Chamber staff and Ambassadors have been very attentive to my company’s needs. Mostly, being a member of the Chamber has provided me with countless opportunities to network and promote my business.

WC: What kind of advice do you have for anyone who might be new to networking, like a fellow young professional?

TA: My advice is not to be afraid to meet new people. You never know where a lead or referral might come from, so try to talk to everyone. Get involved in the community and put your name out there, it’s fun!

For more information on Comfort Keepers, contact Tessie Alexander at (714) 521-9955.

The Whittier Young Professionals Group (WYPG) will been meeting to network on Thursday, September 13 at Original Roadhouse Grill in Whittier (15756 E. Whittier Blvd.). Members of the Whittier Chamber asked us to establish a networking group that would give young professionals the opportunity to create a valuable network of peers, develop and grow professionally, build relationships with local business leaders and contribute to the economic development of our community.

“The turn out for our first WYPG meeting was awesome,” stated Erick Soto, owner of Soto & Soto Insurance and a WYPG committee member. “We had nearly 40 young professionals attend and many of them were people I hadn’t met at past Chamber events.

There was a lot of enthusiasm for this new program and it seems to be filling a need within our Chamber and our community.”

Ginny Ball with Woodruff Properties (far left) and Aida of Pabst-Kinney & Associates talked real estate with Whittier City Mayor Owen Newcomer during the free networking breakfast at Candlewood Country Club

Nick D’ Egidio of Portofino Ristorante Italiano (far left) and Chamber Board member David Krake with Merrill Lynch (far right) welcome prospective member Nicki Turner with AFLAC to the monthly networking breakfast hosted by Candlewood Country Club in Whittier

JOIN US FOR OUR MONTHLY

Mixer and Speaker Series

WYPG

WHITTIER YOUNG PROFESSIONALS GROUP

Thursday, September 27 6:00 – 9:00 pm

Connect – Influence – Inspire

The menu selection will include: The House Salad and choice of BBQ meal. Vegetarian option available by request.

Be ready to be inspired! Local dentist Dr. Ramsey Ezaki will briefly share some of his insight on how to succeed in business and the importance of being engaged in the community. There will also be plenty of time to network and connect with other attendees.

Let us know you are coming! If you are planning to attend, give us a call at (562) 698-9554, pop a quick email over to natalie@whittierchamber. com or join the Chamber’s official fan page at www.facebook.com/ whittierchamber and simply reply to attend on our WYPG group page.

WYPG is committed to providing young professionals, ages 21-40 (or young at heart), with the skills, contacts and opportunities to help them succeed and become active members of the business community in Whittier. Membership is open to those who work for members of the Whittier Area Chamber of Commerce, or are potential members interested in creating positive change in themselves and our community.

Featured Speaker: Whittier Uptown Business Association Enjoy refreshments and the opportunity to win a special prize in the company of old and new friends.

We hope to see you here!

RSVP by September 24.

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WHITTIER BUSINESS FOCUS

WWW.WHITTIERCHAMBER.COM

SEPTEMBER 2012

WHAT’S COOL IN YOUR SCHOOL Community rallies to raise funds for Whittier High School In an outpouring of support, community members and organizations are stepping forward with donations to help Whittier High School and the district raise funds to replace four tubas that were stolen from the school in June.

“We are truly touched by the number of alumni, community members and groups who have come forward to assist us in purchasing replacement tubas,” said Whittier High School Principal Lori Eshilian. “It is times like these that make us feel so fortunate to be a part of a supportive and caring community such as Whittier.”

More than $6,000 has been raised to date with $3,000 coming from the Whittier Police Officers’ Association.

“Our Annual Cops Helping Kids Golf Tournament in July helped us with the donation,” said Detective David Yoshitake, President of the Whittier Police Officers’ Association. “We are grateful that we were able to contribute to the school’s band, and are amazed to see the community rally together to help.”

Rep. Linda Sanchez has donated $500 from her campaign fund. The Whittier High School Alumni Association has gathered $1,000 in donations.

The Whittier Host Lions Club raised $1,300. Restaurateur Joe Garcia donated $1,300 in proceeds to his alma mater from a fundraising event he held at Famous Joe’s. The Whittier

Women’s Club raised $200. In addition, Whittier’s marching band students attended Whittier’s Concerts in the Park performances seeking donations from attendees and have raised about $300. Whittier High graduate Blanca Cordova, the owner of Bianca’s Garden Full Service Hair Salon, also organized a fundraiser in order to help her alma mater.

“I was almost in tears when I found out the tubas were stolen,” said Brooklyn Slagoski, a Whittier High School sophomore and tuba player in the marching band. “They have sentimental value because they have been passed down for years by band members. Words can’t really express how thankful we are that the community helped us, but we will continue to work hard and take good care of the new tubas as a way to express our thanks,” Slagoski said.

In late June, burglars broke into the Whittier High School band room and stole four King-brand brass sousaphones – marching band tubas – and tuba mouthpieces. The instruments are estimated to cost $5,000 each. In order for the marching band to have tubas to rehearse with before school begins, the Whittier Union High School District has paid more than $18,000 to replace the four refurbished tubas, said Superintendent Sandra Thorstenson.

Any donations to Whittier High School’s

Tri-Cities Regional Occupational Program integrates newest technology “School will begin this year with the addition of new and enhanced technology which will keep TCROP classes at the forefront in providing support to our career and technical students. State of the art technology facilitates high-level student experiences, which translates into job readiness,” explained TCROP Executive Director, David Bennett.

Thirty new computers have been installed for the Web Page Design & Computer Repair and Trouble Shooting class at California High School which is taught by Vince Gervasi. These computers contain the latest industry software including Adobe CS6, Windows 7 and Office 2010. The Computer Applications class taught

by Grace Munoz at El Rancho High School is the recipient of 30 upgraded computers which will be faster and more efficient. Additionally, flat screen monitors will now be used which are more environmentally sensitive.

In addition to providing the latest and best in technology, TCROP is pleased to provide an enhanced menu of career and technical training for adults and high school students. Low-cost fee-based courses for adults will be held at the Tri-Cities ROP Center

located on the Pioneer High School campus and the El Rancho Education Center located across from El Rancho High School on Passons Blvd. Many ROP classes prepare students for successful passage of State Board Certification tests, which can translate into a new or better job.

Tri-Cities ROP is fully accredited by the Western Association of Schools and Colleges and all Tri-Cities ROP courses provide students with a Certificate of Competency listing skills mastered in the class. This certificate is widely recognized by businesses and is a valuable tool for those seeking employment.

Adult classes being offered include Auto Brakes & Wheel Alignment, Digital Printing & Design, Emergency Medical Technician, Medical Assistant Administrative, Medical Assistant Clinical (Back Office), Nurse Assistant Pre-Certification and Registered Dental Assisting.

Adults may register for classes at the recently re-located TCROP offices now at Pioneer High School, 10800 E. Benavon St. For additional information, please visit www.tcrop@.k12.ca.us or call (562) 698-9571.

band program will help defray that cost and will be much appreciated.

“While continued cuts in state funding have greatly strained our resources, we firmly believe that education in the visual and performing arts is an essential component of a well-rounded education and we will continue to support programs such as instrumental music and marching band as best we can,” said Superintendent Sandra Thorstenson. “Any donations we receive are a tremendous help to us, especially during these difficult financial times, and we are grateful to all those who have donated money to help our Cardinal Band march on.”

“It was a sad day when we learned

of the theft, but we are so grateful to our administrators, Board of Trustees, and especially the community for their help in getting us new tubas,” said Jesse Meza, director of the Whittier High School Marching Band. “We are thankful for everyone’s donations. Our band can now be prepared for the busy season ahead.”

Those who would like to make a donation can send their checks to: The Whittier High School Tuba Fund, 12417 E. Philadelphia St., Whittier, CA 90601. Please make the check out to Whittier High School and write Whittier High School Tubas on the memo line.

For information, call (562) 698-8121, ext. 2010.

David Yoskitake, President of the Whittier Police Officers' Association, and Mike Franco of the Whittier Police Officers' Association are pictured with WHS marching band members

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SEPTEMBER 2012

WWW.WHITTIERCHAMBER.COM

WHITTIER BUSINESS FOCUS

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Tel: (562) 464-0171 www.baileystkitchen.com

EAT, DRINK AND DINE AT SOPHIA’S • • • •

Located in the lobby at the Radisson Hotel Whittier, Sophia’s is serving organic, locally grown and flavor packed foods.

New Executive Chef launches all new menu featuring the latest culinary trends.

Join us for breakfast, lunch, dinner or a delightful Sunday Brunch.

Call now for more information or to make your reservation.

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T A S T Y T U E S DAY with Bon Appétit at Whittier College

Karen Toth with San Miguel Apartments and Sylvia Becerra of R’Gals Properties talk business during the Chamber’s monthly networking lunch provided by Bon Appetit on the Whittier College campus

The staff at Bon Appetit greeted Whittier Chamber members with smiles and served up a delicious meal during the recent Tasty Tuesday event in July

What a group! Whittier Chamber members got a chance to mix n’ mingle during the monthly networking lunch while gaining new business leads and enjoying an exclusive menu from Bon Appétit

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WHITTIER BUSINESS FOCUS

WWW.WHITTIERCHAMBER.COM

SEPTEMBER 2012

Golf tournament provides business connections and unique marketing opportunities

G

olf tournaments can bring people throughout the community together like no other sporting event can and the Whittier Chamber’s Hathaway Golf Classic is no exception. As one of Whittier’s only business-focused tournaments, the event will feature great tournament gifts, a full day of business networking on and off the course, delicious food and popular contests and games.

Whether you golf, volunteer or join us at the reception, you don’t want to

miss the 34th Annual Hathaway Golf Tournament being held on Monday, September 10 at beautiful Friendly Hills Country Club.

“Well over 150 business owners and community members will participate in the Chamber’s Hathaway Golf Classic,” stated Shannon Gimbel, Hathaway Golf Chair and owner of Shannon G’s Flowers. “The tournament’s recurring theme is NETWORKING! We want our guests to leave feeling like they had the opportunity to meet new people and

SWING THE DAY AWAY AT FRIENDLY HILLS COUNTRY CLUB! JOIN US AS A GOLFER T h e 3 4 th A n n u a l Hathaway Golf Classic is being generously sponsored

by Presbyterian Intercommunity Hospital and Bright Health Physicians of PIH and The Rose Hills Foundation. The cost to participate is only $225 per golfer ($285 with a tournament package) and includes green fees, cart, tournament gifts, lunch, awards banquet and several new and exciting on-course games with great opportunities to win!

Foursomes are $900, and, if you

create new leads while enjoying a day on the greens.”

Golfers will play a team scramble format with awards being given in several flights including Callaway.

Everyone is invited to participate, regardless of whether you are new to golf or are the next Rory McIlroy. Even if you don’t golf at all, there are still numerous ways to participate in the Hathaway Golf Classic.

Sponsored by

want some extra marketing for your business, become an Eagle Sponsor for $1350 (includes a foursome, 4 tournament packages, a tee sign and additional marketing). Golfers can start their day by warming up for their round in the challenging Putting Contest.

Attending the 19 th Hole Mixer and awards banquet is a great way to end the day and will feature the suspenseful and exciting helicopter golf ball drop, a delicious Friendly Hills Country Club buffet, exciting raffle prizes and more opportunities to win.

Everyone is invited and encouraged to join our golfers at the 19th Hole Mixer for only $30 per person! The mixer begins at 4 p.m. on the patio overlooking the picturesque golf course and will feature cocktails, business networking, a delicious Friendly Hills buffet dinner and a seat at the tournament awards banquet. Attendees will have the opportunity to watch the popular $2,000 Golf Ball Drop and each person will

WIN $2,000 IN THE GOLF BALL DROP!

Title Sponsors The Rose Hills Foundation & Presbyterian Intercommunity Hospital and Bright Health Physicians of PIH Tournament Gift Sponsor Rose Hills Memorial Park & Mortuary 19th Hole Mixer Sponsor The Quad at Whittier Printing Sponsor ACRO Printing, Inc. Cart Sponsor WPOA Golf Ball Drop Sponsors Southern California Edison Union Bank • Orbit Event Rentals The Quad at Whittier Friendly Hills Bank Breakfast Sponsor Catering by Herach & Ara Lunch Sponsor Credit Union of Southern California Hole In One Sponsor Toyota of Whittier Grand Prize Sponsor California Domestic Water Awards Sponsor Whittier Hospital

NOT A GOLFER? CAN’T GET AWAY FOR A DAY OF GOLF? COME NETWORK AT THE 19th HOLE MIXER Sponsored by

Hathaway sponsors at press time include:

receive one entry into the Helicopter Ride Raffle, along with many other perks. More importantly, attending the 19th Hole Mixer grants you access to networking with the 150 golfers, City officials and corporate representatives who attend the Hathaway Golf Classic.

Information on tickets to the 19 th Hole Mixer can be found online at www.whittierchamber.com.

Water Sponsor Central Basin Municipal Water District Norwalk/La Mirada Plumbing Auction Board Sponsor Orchards Fresh Food The Traveling Traveler Friendly Hills Country Club Photography Sponsor Say Cheese Photography Golf Ball Sponsor Ad infin Item On Course Games Pay Advance Payroll Haendiges Plumbing Greg’s Auto Body Long Drive Sponsor Douglas M. Rowan, Financial Network

Sponsored by

One of the most popular and exciting aspects of the Hathaway Golf Classic is the $2000 Golf Ball Drop! This cash prize game is open to both golfers and non-golfers and features the chance of winning up to $2,000! Here’s how it works: purchase a numbered Hathaway golf ball from the Whittier Chamber for $25 (or 5 balls for $100).

At the 19th Hole Mixer, a helicopter will hover over the golf course and drop all the purchased golf balls over the green. Whichever ball(s) fall into the designated hole wins the cash prize! Multiple winners will split the prize. There will be chances to win additional cash prizes if your ball lands in one of five pre-set circles near the hole. Purchase your Hathaway golf ball today – you could win $2,000! Balls can be purchased online at www.whittierchamber. com. Winners need not be present.

THE 34 TH ANNUAL HATHAWAY GOLF CLASSIC IS EXPECTED TO SELL OUT! TO SECURE YOUR SPACE IN THE GOLF TOURNAMENT OR AT THE 19TH HOLE MIXER, VISIT WWW.WHITTIERCHAMBER.COM OR CALL (562) 698-9554.

Tee Sponsors Bewley, Lassleben & Miller • Brainwaves Marketing • City of Whittier • Clayton Insurance Agency Coldwell Banker Alliance Realty - Gil Rodriguez • Concept 7 • David Krake - Merrill Lynch • DialMED Home Care King Richards Antique Center • Kenkou Acupuncture • Morgan Stanley Smith Barney - Vince Daigneault Notary Signing Network • Pacific Western Bank • PDQ Rentals - Susan Miles • South Western Federal Credit Union Reliance Funding • Smokey Joe’s Chimney Sweep • St. Paul’s High School • Vilmure, Peeler and Boucher, CPAs The Whole Child • Wendy Kreider, D.C. • Woodruff Properties Eagle Sponsors Suburban Water • MAP Property Management • Whittier Auto Transmission/MPG Construction Secure Transportation • State Farm Insurance

Sound & DJ Sponsor RMH Productions Decor Sponsor A Special Event Mulligan Sponsor Inclusive Realty Whittier Community Foundation Beverage Sponsor Shannon G’s Flowers Notary Signing Network Charter Business Triangle Distributing Scoring Sponsor Harvey & Parmelee CPAs Hole Hosts Discount Tires • CAPC, Inc. Friendly Hills Bank Debbie Brown - Keller Williams Realty California Grill • Señor Peppers University of Phoenix • Havana House Setá dine:lounge • Triangle Distributing Snack Sponsor Ben Greer, GM Properties Posada at Whittier Massage Sponsor Renew Massage & Skin Care Raffle Gift Sponsor Fix Auto State Farm Insurance - Cheryl Estep Putting Contest Sponsor Matrix Oil

SEPTEMBER 2012

WWW.WHITTIERCHAMBER.COM

WHITTIER BUSINESS FOCUS

11

MEMBER MARKETPLACE The time is NOW!!

Call Gil

Looking for a return on investment?

It pays to advertise! www.whittierchamber.com has a new homepage but are you on it?

The Chamber offers a variety of website marketing options at affordable prices...

BUSINESS CARDS • LOGOS CATEGORIES • BANNER ADS

MAKING DREAMS HAPPEN CELL: (562) 217-7646 EMAIL: gil@gilrodhomes.com www.GilRodHomes.com

Contact Katie Galvin today for more information!

15025 Whittier Blvd.

Whittier, CA 90603

(562) 698-9554 katie@whittierchamber.com

COMMUNITY HONDA FLEET & LEASING

To advertise in the MEMBER MARKETPLACE contact Katie at

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COMMUNITY CELEBRATIONS

SEPT

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EVERY MONDAY – Pathways Support Group @ American Red Cross (6701 Friends Ave., Whittier), 7 p.m. to 8:30 p.m. FREE. Contact (562) 698-0304 for more information EVERY WEDNESDAY – Community Yoga Class @ Friends Chiropractic (6736 Friends Ave., Whittier), 6:30 p.m. Voluntary donations graciously accepted. Contact (562) 698-1275 for more information SEPTEMBER 1ST THROUGH SEPTEMBER 30TH – Sponsorship opportunities now available @ Harmony Center for Spiritual Living (12907 E. Bailey St.) for 3rd Annual Fine Art & Craft Fair coming in October. For more information contact Marilyn McCarty at mmc.caligal@yahoo.com or call (562) 440-6575 McGruff the Crime Dog shakes his tail with this young lady during the National Night Out event sponsored by the Whittier Police Department at Michigan Park last month

Sept 3

WHITTIER CHAMBER OFFICE CLOSED FOR LABOR DAY

Sept 6

New Member Orientation & Open House @ Whittier Chamber office (8158 Painter Ave., Whittier), 9 to 11 a.m. FREE and open to new and prospective Chamber members. Learn more about the Chamber, meet staff members, enjoy refreshments and networking. RSVP to Jessica at (562) 698-9554

Sept 8

“Song & Dance” Exhibit & Artist Reception @ Whittier Art Gallery (8035 Painter Ave., Whittier), 3 to 6 p.m. FREE and open to the public. For more information call the Whittier Art Gallery at (562) 698-8710

Sept 10 It was a family affair at the Native Dreams jewelry store ribbon cutting ceremony last month in Uptown Whittier as friends and Chamber members welcomed yet another new business to the Whittier area

34th Annual Hathaway Golf Classic @ Friendly Hills Country Club (8500 S. Villaverde Dr., Whittier), registration 9 a.m.; shotgun start 11 a.m. Individual golfer $225; foursome $900. Contact (562) 698-9554

F

Sept 20

“Diet & Nutrition for Seniors” Workshop @ Whittier Place Senior Living (12315 Burgess Ave.), 6 to 7:30 p.m. FREE & open to the public! Presented

by Imperial Rehabilitation and Convalescent Hospital. Please RSVP to (562) 321-9401 to reserve a spot

Sept 22

Charity Bazaar @ Whittier Elks Lodge (13620 Whittier Blvd., Whittier), 9 a.m. to 1 p.m. FREE to attend. Specialty items and refreshments will be on sale. Contact Cynthia Diaz at (562) 696-7117 for additional information

Sept 24

PIH Foundation Golf Tournament @ Friendly Hills Country Club (8500 S. Villaverde Dr., Whittier), 10:30 a.m. Individual golfer $500. Contact golf@pih.net for registration information and additional sponsorship opportunities

Sept 26

“What’s Your Policy? An Overview of Long-Term Care and Life Insurance” Workshop @ Credit Union of Southern California (8028 Greenleaf Ave., Whittier), 6:30 to 8 p.m. FREE. Strengthen your credit knowledge and learn why your credit score matters. Contact Rebecca Burck at rburck@cusocal.org to reserve a seat and for more information

Sept 27

“The Good Business” Seminar @ Whittier Central Library, Nixon Room (7344 Washington Ave., Whittier), 8:30 to 10 a.m. FREE and open to the public. Sponsored by the City of Whittier and the Whittier Chamber as part of the monthly B.O.S.S. program for local business owners. Seating is limited; RSVP to (562) 698-9554

Sept 28

Tasty Tuesday Monthly Networking Lunch @ Posada Whittier (8120 Painter Ave., Whittier), 11:30 a.m. $10 all-inclusive. Enjoy business networking, great food and learn more about the Whittier Chamber!

Financial Peace University @ New Church Whittier (15202 Lindhall Way, Whittier), 7 to 8:30 p.m. $89 per person. 9-week course on how to eliminate Call (562) 698-9554 for more information debt and save for the future. To register call (562) 896-0317

Sept 12

Sept 29

“Paws 4 A Cause” Dog 3K Walk/Run & Fashion Show @ Palm Park Trailhead (5703 Palm Ave., Whittier), 9 a.m. to 12 noon. $15 per dog Whittier Young Professionals Group Luncheon @ Original and owner; $5 each additional dog. Proceeds go to support the Whittier Roadhouse Grill (15156 E. Whittier Blvd., Whittier), 11:30 a.m. to Community Foundation. For more information, contact (562) 567-9480 1 p.m. $10 all-inclusive for Chamber members; $20 for non-members.

Donations accepted for Yoga Gives Back campaign @ Herbie’s Natural RSVP to Natalie at (562) 698-9554 Foods (13308-12210 Whittier Blvd., Whittier), ALL DAY. Herbie’s to give back 10% of gross sales to charitable organization. For more information contact Herbie’s at (562) 945-1322 Boys & Girls Club of Whittier 2012 Gala Auction @ Friendly Hills Country Club (8500 S. Villaverde Dr., Whittier), 5:30 p.m. Individual tickets $175.

RSVP to Amanda Settlage at (562) 945-3787 x113 17th Annual HOT Positive Image Awards @ Crystal Marquis Banquet Center (13007 Philadelphia St., Whittier), 2 to 5 p.m. $100 per ticket. Contact (562) 789-0550 for more information Wake Up Whittier Monthly Networking Breakfast @ Merrill Gardens “American Classics” Concert @ Whittier High School, Vic Lopez (13250 E. Philadelphia St.), 7:30 to 9:30 a.m. FREE for Whittier Auditorium (12417 Philadelphia St., Whittier), 3 p.m. FREE. Chamber members; $20 for non-members. Sponsored by the Whittier Sponsored by the Rio Hondo Symphony. For concert information call Uptown Association. Contact the Chamber office at (562) 698-9554 (562) 698-8626, email riohondosymphony@verizon.net or visit the website for more information at www.riohondosymphony.org

Sept 13

Sept 15 Community supporters gathered during the Hispanic Outreach Taskforce (HOT) Backpack Giveaway held recently. Pictured from L to R: Rene Licon, HOT Treasurer; Dr. Yolanda Aguerrebere, HOT Board member; Luis Gonzalez, Senator Ron Calderon’s office; Chief Jeff Piper, Whittier Police Department; James Arenas, HOT; Ron Carruth, Superintendent of the Whittier City School District; and Council member Joe Vinatieri, City of Whittier

Sept 30

Sept 19

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SEPTEMBER 2012

AROUND TOWN Local chiropractor offers community yoga classes

Artists to be showcased at fine art & craft fair Harmony Center for Spiritual Living is reminding residents to join them for their 3rd Annual Fine Art & Craft Fair taking place on October 20 and 21 in Uptown Whittier. Browse items from quality artists and crafters who will be showcasing and selling their goods at the weekend event. At press

time, sponsorships are still available.

For more information on the event, contact Marilyn McCarty by email at mmc.caligal@yahoo.com or call (562) 440-6575. The Fine Art & Craft Fair is free and open to the public, sponsored by Harmony Center, a non profit organization in Whittier.

School recognizes special teacher at retirement celebration

Current and former faculty and staff at St. Paul High School recently recognized Mrs. Madoline Brown and her family as she celebrated her retirement. The end of the school year officially marked the end of Madoline’s 39 year teaching career at St. Paul.

Mrs. Brown was hired in 1973 as the Home Economics teacher, instructing classes varying from foods and nutrition to clothing construction (sewing), as well as child development, independent living skills and home decorative crafts.

Madoline held the title of the Home Economics Department Chair until Home Economics was phased out of the curriculum. Since she held a General

Secondary Credential enabling her to teach other subjects, Mrs. Brown went back to college in the evening.

Despite previous work toward a minor in English, she decided to take additional courses and venture into teaching math. She started with Basic Math and later expanded into Algebra, Geometry and Algebra 2, finally being asked to serve as the Math Department Chair.

Mrs. Brown was recognized as Teacher of the Year for the City of Santa Fe Springs in 1994 and 2001.

Mrs. Brown’s teaching career encompassed many happy memories and fun facts which have been shared recently. Madoline says her reward was getting paid to teach students whom she loved, many of which have gone on to teach in Catholic education. Mrs. Brown was granted a lifetime school access card to all events on campus, which demonstrates how missed she will be in all aspects of life at St. Paul.

Principal Kate Aceves remarks that she will remember Mrs. Brown as “a beautiful, hard working and kind woman who always had a smile on her face and, most importantly, worked so calmly with her math students even when they had trouble understanding the subject.”

All Swordsmen thank Mrs. Brown for her dedication and wish her a happy retirement.

Whittier Home Economists to feature guest speaker Members of the greater Whittier Home Economists will have their first fall meeting on Monday, September 10 at the home of Marian Locke. It is a salad potluck beginning at 6 p.m. The guest speaker will be Jeff Walker, the Resident Technician from St. Mark’s Lutheran School in Hacienda Heights, who will discuss the topics “Why should I buy an I-Pad or an I-Phone” and “Oh good grief, my son bought me one, now what do I do?” For information on attending, contact Ruth Johnson at (562) 947-6966. Membership is open to anyone with a major or minor from an accredited university in a field related to home economics.

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Friends Chiropractic will host community yoga classes on Wednesday nights at 6:30 p.m.and all levels are welcome to attend! Come learn how yoga can help increase flexibility, improve range of motion, enhance posture and much more. Bring a yoga mat or one will be provided. Certified Instructor is Rebecca Merlino. Friends Chiropractic is located at 6736 Friends Ave. in Whittier. Call (562) 698-1275 to reserve your spot. Voluntary donations are graciously accepted!

Local health food store invites community to give back On Saturday, September 29, Herbie’s Natural Foods will donate 10% or more of their gross sales to an amazing charitable organization called Yoga Gives Back. This is part of an organizational goal to raise $50,000 in the “Thank You Mother India” campaign. During the month of September, customers are encouraged to give back to the organization and Herbie’s will provide a 100% match for all donations up to $100 per donor. Yoga Gives Back provides microloans and educational funds to children in India and does not have any paid staff. For more information of the campaign, contact Marian Workman at (562) 945-1322 or drop by Herbie’s Natural Foods.

Orchestra kicks off annual membership campaign to support admission-free concerts “Membership makes the music!” is the motto as the Rio Hondo Symphony launches its 80th annual membership campaign to raise money for the orchestra’s 2012-2013 season of four free concerts. Memberships start at $25 and everyone who contributes $150 or more is invited to the post-concert buffet receptions. Once again, Conductor Kimo Furumoto has created a season of unique and varied programming that is guaranteed to be enriching and entertaining.

An admission-free “American Classics” concert will kick-off the Rio Hondo Symphony’s 80th season at 3 p.m. on September 30, 2012 in the Vic Lopez Auditorium at Whittier High School.

The program will feature Bill Cunliffe, Grammy award-winning jazz pianist,

and Aaron Copland’s stirring “Lincoln Portrait,” always a crowd pleaser, will feature Congresswoman Linda Sanchez as narrator. Composed in 1942 as part of the World War II patriotic effort, the piece includes the reading of excerpts from portions of great documents, including the Gettysburg Address. Many famous narrators of the work include Marian Anderson, Alec Baldwin, Katherine Hepburn and others.

Checks may be sent to Rio Hondo Symphony Association, P.O. Box 495, Whittier 90608. Phone (562) 698-8626 for more information or to request a season brochure. To receive concert reminders, send your email address to riohondosymphony@verizon.net and be sure to visit the website at www.riohondosymphony.org.

Women’s chorus invites new members to perform Women who like to sing are invited to join the New Century Singers Whittier, a 40 member women’s chorus. Rehearsals are from 9 to 11 a.m. on Wednesday mornings at Harmony Center, 12907 Bailey St. There is also a rehearsal for women who work during the week on Sunday evening from 6:30 to 8:30 p.m. at East Whittier Methodist Church, 10005 Cole Road. There are no auditions. The New Century Singers, Whittier raise money for scholarships for vocal music students.

Scholarship winners perform at the group’s spring concert. For more information, contact Brigitta Weger at (562) 698-7394.

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AROUND TOWN Assistance League hosts annual Trail-A-Thon next month Assistance League’s fifth annual TrailA-Thon will begin at 8 a.m. on Saturday, October 13, 2012 at Palm Park in Whittier. Registration opens at 7 a.m.

Participants are invited to walk, stroll, jog or run from Palm Park to Mills Ave. along the Greenway Trail. The round trip is 8 miles, but participants need not cover any particular distance. All registrants will receive a t-shirt, medal and refreshments, with additional prizes for children under 14.

Registration is $25 for adults and $15 for students and dogs. Children under 8 are free. Groups of five or more will save $5 per registration. Assistance

TM

GREENWAY

TRAIL-A-THON League, whose motto is “Caring and Commitment in Action,” has numerous philanthropies, including Operation School Bell, Dental Care, Continuing Education Scholarships, Bookmobile and more. For details about the Traila-Thon or membership in Assistance League, please call (562) 693-0941.

Whittier Art Gallery September “Song and Dance” show now open The Whittier Art Association is presenting their annual September themed show entitled Song And Dance, and will feature some of the most exciting art to be shown this summer.

The featured artist for this event is nationally renowned Leroy Schmaltz.

This is a judged event and nonmembers are invited to submit entries.

The judge is celebrated illustrator

Joe Cepeda. The show will run from Wednesday, September 5 through Sunday, September 30. The reception, to which the public is enthusiastically invited, will be Saturday, September 8 from 3 to 6 p.m. On display and for sale at attractive prices will be drawings, paintings, sculptures, photography, jewelry and textiles by prize-winning local artists. In addition, there will be a silent auction and a raffle. The Whittier Art Gallery is located at 8035 Painter Ave. and open Wednesday through Sunday, noon to 5 p.m. Please call (562) 698-8710 for more information.

Whittier Elks to host Charity Bazaar Get a head start on your holiday shopping at the upcoming charity bazaar hosted by the Whittier Elks Lodge on Saturday, September 22 from 9 a.m. to 1 p.m. There will plenty of specialty items and unique crafts to choose from like jewelry, Tupperware, baby articles, embroidery items, Scentsy, health & wellness products and so much more. Breakfast, lunch, coffee, sodas and water will also be available for purchase during the event. The Lodge No. 1258 is located at 13620 Whittier Blvd. and anyone who is interested in participating as a vendor in the show should contact Cynthia Diaz at (562) 696-7117 for additional information.

Women’s service club welcomes new members this month Looking to make a difference? Soroptimist International of Whittier invites all women to join them Tuesdays at noon for networking, lunch and to learn more about how they can better serve their community. There are a variety of programs planned each week to meet the organization’s mission of improving the lives of women and girls in Whittier and throughout the world. Attend the networking luncheon at the Radisson Hotel in Whittier (7320 Greenleaf Ave.) to learn more and become part of an active and fun group of dedicated women. Members join for the service and stay for the friendships! To RSVP for the $12.50 buffet lunch, call Carolyn Theisen at (562) 756-4171 or Dr. Yani Feliciano at (562) 698-1275, or visit Soroptimist International of Whittier online at www.siwhittier.org.

Financial Network’s Douglas M. Rowan, CFP®, CMFC, AIF® attends Connect 2012 conference Whittier Chamber member and financial advisor Douglas M. Rowan, CFP®, CMFC, AIF® with Financial Network in Whittier, recently attended Connect 2012, Financial Network’s national conference and Top Achievers Retreat, held in Phoenix, AZ. This special event brings together the very best of the financial services industry for intensive skill building. It also served as the recognition celebration for financial professionals who achieved the highest levels of performance during the previously concluded year.

“Opportunities like this are extremely valuable,” said Rowan. “We receive training on emerging investment and insurance products and we also get an opportunity to acclimate ourselves with advanced technology and developing trends. It’s all geared toward helping me deliver more value to my clients, and as a result, I make it a point to attend.”

Rowan has fulfilled the financial needs of individuals and businesses in the Whittier, CA Region with Financial Network for twenty-six years and has

twenty-six years of experience in the financial services industry. He helps manage and coordinate a proprietary set of global fund models with specified risk and return characteristics. Rowan is one of approximately 2,100 Financial Network financial advisors serving clients located throughout the United States.

Financial Network Investment Corporation is a full-service, independent broker-dealer which, through a distinctive model, combining national resources with local support from regional teams, assists financial advisors through the entire life cycle of their business. Financial Network is committed to helping its approximately 2,100 financial professionals enhance client relationships while maximizing opportunities for growth.

Financial Network, a part of the Cetera Financial Group, is a member of the Securities Investor Protection Corporation (SIPC). For more information, see Doug’s website at www.rowanassetmanagement.com or email rowand@financialnetwork.com.

Free senior workshop to focus on diet & nutrition Attendees will gain a better understanding of diet, nutrition and basic exercise techniques to improve the quality of life for seniors. Presented by Imperial Rehabilitation and Convalescent Hospital, this workshop is free to the public and hosted by Whittier Place Senior Living on Thursday, September 20 from 6 to 7:30 p.m.

Please RSVP to (562) 321-9401 to reserve a spot for this very informative workshop.

Financial advisor Douglas M. Rowan pictured with his wife Natasha and their two children during the Top Achievers Retreat held in Phoenix, AZ this summer

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RENEWING MEMBERS

NETWORKING QUOTE

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Financial Update Continued from page 3 Investors can allocate portions of a portfolio to domestic and international stocks, which may take turns outperforming depending on circumstances in various global economies.4 An allocation to smallcap, midcap, and large-cap stocks also provide exposure to companies of various sizes. Although there are no guarantees, smaller companies may be nimble enough to exploit untapped market niches and capitalize on growth potential.5 Dividend Strategies In addition, equity investors looking to limit volatility may want to consider dividend-paying stocks. Although a company can potentially eliminate or reduce dividends at any time, a dividend may provide something in the way of a return even when stock prices are volatile. When evaluating dividendpaying stocks, it may be worthwhile to review how long a company has paid a dividend and whether the dividend has increased over time. According to a study by Standard & Poor’s, firms that had increased their dividends for the past 25 years outperformed the S&P 500 and also were less volatile during the 5-year, 10-year and 15-year periods ending December 31, 2011. Past performance does not guarantee future results.6 When investing in dividend-paying stocks, be aware that tax rates on qualified dividends

I am extremely happy to be a member of the Whittier Chamber of Commerce! It has opened so many new doors for me in my real estate business here in Whittier. I have met a number of amazing people who are all so willing to help... I have even had calls from people as a direct result of being on the Chamber’s website! Being involved as a member has truly helped my business grow. are scheduled to increase in 2013 unless Congress changes the tax laws.

For investors interested in managing volatility, asset allocation with lowcorrelation investments, diversification and dividend-paying stocks may be worth considering.

1 There is no guarantee that a diversified portfolio will enhance overall returns or outperform a nondiversified portfolio. Diversification does not ensure against market risk.

2 Asset allocation does not assure a profit or protect against loss.

3 Source: H. Christine Hsu and H. Jeffrey Wei, “Stock Diversification in the U.S. Equity Market,” 2003.

4 Foreign stocks involve greater risks than U.S. investments, including political and economic risks and the risk of currency fluctuations, and may not be suitable for all investors.

5 Securities of smaller companies may be more volatile than those of larger companies. The illiquidity of the small-cap market may adversely affect the value of these investments.

6 Source: Standard & Poor’s. Returns are based on the Standard & Poor’s Dividends Aristocrats portfolio. Volatility is measured by a statistic known as standard deviation. Past performance does not guarantee future results.

Douglas M. Rowan, CFP®, CMFC, AIF® is an investment adviser representative with over twenty-five years of experience in the field. He designs and coordinates investment portfolios to help clients in seeking to achieve their financial goals and objectives.

He is highly knowledgeable in the areas of investments, risk management, retirement and estate planning, and the analysis of escrow, endowment and corporate benefit plans. He handles the multi-dimensional financial affairs for a select group of families and businesses in Orange County, Los Angeles, and the Valley. (562) 945-7787 or (800) 441-0136. rowand@financialnetwork.com www.rowanassetmanagement.com The views are those of Douglas M. Rowan, CFP®, CMFC, AIF® and should not be construed as investment advice. Additional risks are associated with international investing, such as currency fluctuations, political and economic stability, and differences in accounting standards. All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. All economic and performance information is historical and not indicative of future results. Securities offered through Financial Network Investment Corporation, member SIPC September 2012 — This column is produced by the Financial Planning Association, the membership organization for the financial planning community, and is provided by Douglas M. Rowan, CFP®, CMFC, AIF® , a local member of FPA.

All American Trophy (323) 725-1962 • 3 Years Bright Now Dental (714) 988-1000 • 1 Year

Tickets now on sale for: Bilingual Foundation of the Arts presents

Brookfield Homes (714) 200-1533 • 1 Year

“Pedro Infante y la Suegra Triunfante”

Carino’s Italian Grill (562) 947-3020 • 4 Years Chili’s (562) 693-7300 • 6 Years

(“Pedro Infante and the Triumphant Mother-in-law”)

Crossfit Whittier (562) 464-5500 • 1 Year

Thursday, Sept. 20 7:00 pm

Derek Rice, O.D. (562) 947-0391 • 8 Years

NOTE: This production is in Spanish

Funeraria del Angel, Bellflower (562) 867-1778 • 2 Years

“The Real Housewife of Broadway”

Golden Optometric Group (562) 692-1208 • 3 Years

Friday, Sept. 21 8:00 pm

Havana House Cigars & Lounge (562) 698-2245 • 16 Years

Susan Egan

Jasmine’s Home Care (562) 693-9608 • 6 Years

Classical music performed by

The Felici Piano Trio

King Richards Antique Center (562) 698-5974 • 3 Years Leslie and Howard Fisher Civic Members

Sunday, Sept. 30 7:00 pm

Lowell Joint School District (562) 943-0211 • 26 Years

Aloha Series

Prospect Medical Group (800) 708-3230 • 5 Years

John Keawe & Hi’ikua

Scotty’s Flowers (562) 946-6595 • 12 years

Saturday, Oct. 6 3:00 pm & 8:00 pm

Southern California Gas Company (562) 803-7575 • 5 Years Ted Dean Plumbing, Inc. (562) 695-5041 • 1 Year

Go to our website to join our e-mail list.

Be sure to “Like” us on Facebook and follow us on Twitter for early announcements and special offers.

(562) 907-4203 www.shannoncenter.org

The Flag Shop (562) 945-3377 • 27 Years Whittier Community Theatre (626) 965-1766 • 5 Years

• OPEN EVERYDAY • 8 A.M. TO 8 P.M. ANIC • ORG UCE D • PRO MIN • VITA ENTS LEM SUPP CERIES • GRO

COME SEE OUR RECENT IMPROVEMENTS

13310 E. WHITTIER BLVD., WHITTIER

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WHITTIER BUSINESS FOCUS

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For the cost of one yoga class, you can change a life...

“Thank You Mother India” On September 29th, 10% or more of our gross sales will be donated to an amazing charitable organization called Yoga Gives Back.

This is part of an organizational goal to raise $50,000 in the "Thank You Mother India" campaign.

Starting now, customers may make donations at Herbie's for Yoga Gives Back. Herbie's will provide a 100% match for all donations up to $100 per donor.

Yoga Gives Back provides microloans and educational funds to children in India and does not have any paid staff. Thank you for your generous support!

SEPTEMBER 2012

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NEW MEMBERS BAKERY & DELI Stuie’s Brooklyn Bakery & Jewish Delicatessen Stuie Eisen 6545 Greenleaf Ave. Whittier, CA 90601 (562) 464-0200 Stuiesbagels@verizon.net

Stuie’s Brooklyn Bakery is located in the heart of the shopping district in Uptown Whittier. Stuie has been a restaurateur for over 40 years. His passion is to bring his love for fresh baked goods and high quality deli-style meats to those who appreciate a delicious tasting sandwich. Visit Stuie’s Brooklyn Bakery & Jewish Delicatessen and say hello to the newest friendly business restaurateur in Whittier.

CHURCHES New Church Whittier Glen McWherter 15202 Lindhall Way Whittier, CA 90604 (562) 896-0317 glen@newchurchwhittier.com www.newchurchwhittier.com With 25 years of experience in youth ministry, worship and pastoral leadership, Glen McWherter started New Church Whittier in 2010. As part of the House Church movement, New Church’s purpose is to encourage new expressions of faith in comfortable family settings, places where everyone loves Jesus and everyone loves each other, a group where everyone contributes and helps each other to grow.

At New Church, conversation and interaction are valued over preaching and performance. Like the church of the New Testament, they started in small and genuine ways.

The original first century church met in the homes of believers. Small groups that focus on relationships, biblical understanding and accountability grow and multiply. New Church’s vision is to build a network of house churches that strive to help everyone experience the transforming power of Jesus. Maybe this is the time to try something new and different at New Church Whittier. Would you like to join or start a group? New Church Whittier would love to help!

NON-PROFIT ORGANIZATIONS Canning Hunger Victoria Himes 407 W. Imperial Hwy. Suite H-313 Brea, CA 92821 (714) 990-9234 Victoria@canninghunger.com www.canninghunger.com The mission of Canning Hunger is to motivate, recruit, train, equip and deploy volunteers to help the disadvantaged and working poor without discrimination.

Canning Hunger is dedicated to a hunger free America and deploys over 200,000 volunteers to provide over 50,000,000 meals to hungry kids and their families each year in America. Canning Hunger supports its mission through a variety of programs including Neighborhood Connections, Box of Love, Home Team Volunteers, Curbing Hunger and Volunteer Food collection and sorting.

ECF PAR Services Exceptional Children’s Foundation Dana Shubin 8707 Sorensen Ave. Santa Fe Springs, CA 90670 (562) 945-1064 dshubin@ecf.net www.ecf.net Exceptional Children's Foundation is a nonprofit 501(c)(3) organization dedicated to serving children and adults with developmental and other disabilities to enable them to reach their greatest potential. ECF was founded in 1946 by a concerned group of parents determined to meet the needs of their developmentally disabled children. From 16 sites in communities throughout Los Angeles County, ECF offers established programs in Early Start, Kayne Eras K-12 school, Fine Arts, Developmental Activity, Residential Living, Independent Living Skills, Work Training, and Supported Employment, reaching nearly 2,300 children and adults with mental retardation, cerebral palsy, epilepsy, autism, acquired brain injuries and related conditions. Over the years, ECF has developed into a comprehensive education, rehabilitation, social service and advocacy agency that provides a broad range of innovative services to assist the developmentally disabled a chance to enjoy life to the fullest!

PROMOTIONAL PRODUCTS The Singleton Company Jerry Warner (562) 708-9922 Warner2200@aol.com www.singletonstores.com With 25 years of experience as a Sales Representative and Marketing Director, Jerry Warner specializes in finding the perfect promotional products, corporate apparel, awards and gifts to advertise your logo and message. He is dedicated to bringing you the very latest innovations that are sure to enhance your business success! When you contact Jerry, you will be greeted by a professional marketing specialist who is able to understand your business goals and is eager to help you accomplish them. Whether you need fresh ideas or are looking for a specific product, Jerry will come up with the perfect items to promote your message. With well over 100,000 different products in all types of categories, you can market your business with tradeshow giveaways, customer appreciation gifts, mail campaigns, holiday gifts, incentive award programs, calendars, etc.

Even with today’s online shopping technology, nothing can replace the personal service of a knowledgeable, experienced Sales Representative. Engaging Jerry Warner and The Singleton Company to work through the details of your orders, such as creative product ideas, your logo reproduction, artwork guidelines, color matching, quality control, on-time production and delivery, will free up your time to do your job.

RENTALS 1st Jon, Inc. Kevin Schneider 7320 Pierce Ave. Whittier, CA 90602 (877) 566-8646 admin@1stjon.com www.1stjon.com 1st Jon is a family operated business with over 45 years of industry experience within the Southern California area. From 1 unit on a construction site or backyard party, to large construction projects and special events, 1st Jon can meet your needs. Often times an order can be processed the same day. Weekend special orders are delivered on Friday or Saturday prior to your event and picked up the following Monday. All arrangements can be made by calling their office at (877) JON-TOGO. 1st Jon guarantees clean and wellmaintained portable restrooms for your special event, construction site or any other occasion.

VIDEOGRAPHERS

Graham Productions, LLC Brett Graham (562) 846-4822 contact@grahamproductions.com www.grahamproductions.com

Graham Productions is an award-winning video production company offering a full range of video production services. They execute part or all of their clients’ video needs from conception, including script writing, all the way through to post-production including editing, compositing and encoding videos for the web. They produce video projects for a variety of uses, both internal and promotional, and in a

variety of industries including education, recreation, manufacturing and defense. They enjoy collaborating with clients, tailoring their services to meet their needs and providing them with a high-end polished production.

Samples of their work can be found on their website at www.grahamproductions.com. Feel free to contact them if you have any questions about their work or services.

Assisted Living • Memory Care

Proudly Presents Senior Matters Workshop

Proper Diet, Nutrition and Exercise for Seniors Through this event, we hope you will gain a better understanding of diet, nutrition, and basic exercise techniques to improve the quality of life for seniors.

Special discount with this ad.

Call for details.

Presented by Imperial Rehabilitation and Convalescent Hospital

Thursday, September 20th, 2012 6:00 p.m. – 7:30 p.m.

No cost to attend • Refreshments will be served Please RSVP by Tuesday, September 18th to reserve your spot! (562) 321-9401

FIX AUTO WHITTIER 12130 Washington Blvd.

Whittier, CA 90606 (562) 698-8227 fixautowhittier.com

PLEASE MARK YOUR CALENDAR FOR THIS UPCOMING PRESENTATION BY: St. Michael Hospice/Sonnet Home Health – Thursday, October 18th

License #197606823

12315 Burgess Avenue • Whittier, CA 90604 www.whittierplaceseniorliving.com

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SEPTEMBER 2012