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CENTERVILLE: Honors veterans with ceremony PAGE 16

Lennar presents new concept plan for Watermark development BY SHANNON GRANHOLM MANAGING EDITOR

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LINO LAKES — U.S Home LLC (dba Lennar) is proposing to amend housing products and lot widths in the Watermark planned unit development (PUD) land use plan. Watermark is a 372-acre master-planned residential community consisting of 692 singlefamily lots and 172 townhome units on the northwest corner of I-35E and Main Street. City Planner Katie Larsen explained that the total housing unit count will not change from the current total of 864; however, Lennar would like to make changes to the north end of the development to address the current housing market. Josh Metzer, Lennar land entitlement manager, said that the company proposes to change some of its villa lots to townhomes, venture lots (45-55 feet wide) and heritage lots (55+ feet wide). In addition, it would like to introduce some 45-foot-wide lots and increase the overall public space in the development from 60.79 acres to 74.65 acres. The reason for the changes, Metzer said, is twofold: the villa product is not performing well right now and they are seeing a higher demand from buyers who want to be in the Forest Lake School District (the development also has homes in the White Bear Lake and Centennial districts). “We have seen a lot more interest than we thought would be interested in Forest Lake Schools,” he said. “The villa product isn’t performing well right now.” The Planning and Zoning Board had some concerns surrounding the elimination of the villa homes, as it takes away from the variety of SEE WATERMARK, PAGE 12

Longtime insurance agent begins transition to retirement A third-generation insurance agent in Hugo has finally reached the point where he just might be ready to hand over the reins. Hugo resident and longtime Lion Mike Gallivan, owner of Mike Gallivan Insurance Agency, has sold the business to Blaine resident Joe Lofboom, owner of Lofboom Insurance Agency.

“I’ve spent a lot of years thinking about it,” Gallivan, 67, explained. “A lot of my friends are retiring at my age. I’m eligible for Social Security, and I had a retirement nest egg built up with the agency, so I figured it was time to work on slowing down and letting the younger generation come through.” Gallivan was born and raised in Hugo on a 120-acre farm. Along with farming, insurance has long been a tradition of his family. His

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grandfather was the first State Farm insurance agent north of Saint Paul. After he passed away in 1957, Gallivan’s father decided to go into the insurance business part time while continuing to be a full-time farmer. He was in the insurance industry for 40 years. Gallivan also had a cousin who was in the industry. Gallivan graduated from Lakewood College (now Century College) in 1976 with a degree in marketing. He purchased the insurance agency

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from his father in 1984. He started out offering life and health insurance policies and eventually transitioned to property and casualty (P&C) insurance. The one thing Gallivan says sets his agency apart from others in the area is “actually knowing the customers, their needs and dealing with them on a regular basis.” He said he has always enjoyed helping people out

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