



1 For a limited time, earn double the reward amount when a referred account is opened between 7/1/2024 – 7/31/2024 and the requirements, as outlined below, are completed within 60 days of account opening. The person making the referral (Referrer) will earn a $100 Mastercard® Reward Card. Qualified Referred Personal Accounts will earn a $100 Mastercard® Reward Card. Qualified Referred Business Accounts will earn a $300 Mastercard® Reward Card.
The increased reward offer is subject to change at any time. The following standard program Terms & Conditions apply, with the $50 referrer reward and $50 consumer/ $150 business referred person reward replaced with $100 referrer reward and $100 consumer/ $300 business referred person reward for accounts opened 7/1/24 – 7/31/24. Increased rewards will count towards the $500 maximum rewards per calendar year.
The person making the referral (Referrer) will earn a $50 Mastercard® Reward Card for each individual or business referred (Referred Person or Business) to First Commonwealth Bank, who does not already have a First Commonwealth Bank checking account, registers for the offer, opens a new First Commonwealth personal or business checking account and completes the other requirements within the time specified in the offer. To make a referral, the Referrer must register for the program, agree to these Terms and Conditions, and submit a valid email address for both the Referrer and each Referred Person or Business. A Referrer may receive up to ten (10) Reward Cards ($500 value) within a calendar year, but only one Referrer may receive a Reward Card for each Referred Person or Business who fulfills the requirements (the first Referrer that enters information for a Referred Person or Business will be the eligible Referrer). The Referred Person or Business may only receive one Reward Card for opening an account and completing the requirements, but may also be eligible as a Referrer. As the referrer, by using the ReferLive, the person you are referring may infer that you are a customer of First Commonwealth Bank.
Personal Account Qualifications: To earn a $50 Mastercard® Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, agree to the Terms and Conditions, open a new First Commonwealth Bank personal checking account after receiving the email or social media offer through the official means of the program. Minimum deposit to open a Hometown Checking account is $50. There is no opening deposit required for a Confidence Checking account. You must complete at least one of the following requirements within 60 days after account opening.
• Complete one (1) direct deposit of $250 or more, OR complete ten (10) qualifying debit card purchases that must post and clear the account Qualifying direct deposits may include electronically deposited funds by an employer or an outside agency such as a paycheck, pension, or Social Security. Qualifying debit card purchases are made at point of sale using your signature or PIN, or electronically or online using your debit card number, including recurring payments. Variable-Rate Annual Percentage Yield (APY) for the Hometown Checking + Interest account varies by tier. For example, as of 7/9/2024, APY by tier is: 0.01% for $500+; 0.01% for $2,500+; 0.01% for $10,000+. Rate and APY may change after the account is opened. Fees may reduce earnings on the account. As the referred customer, by using


















