North Central Washington
WEEK OF SEPT. 8TH
People & Places Welcome... Pamela Cooke has joined Laura Mounter Real Estate & Co. as a Broker/Realtor. She and her husband also own a local general construction company, BOA Construction.
You Should Know Before Buying a Home Author: Diane Greene
Before you start looking for a home, get pre-qualified for a loan. Banks, credit unions, and mortgage bankers make home loans; mortgage brokers process loans through a variety of lenders. The lenders will take an application, process the loan documents, and see the loan through to the funding stage.
If you have marginal or bad credit, consult your lender. You may be able to qualify for a loan depending on how long ago and what reason(s) caused the bad credit.
You will need a down-payment. Down-payment requirements vary depending on the type of loan. Many down-payment assistance programs exist. These programs may loan or grant you the funds necessary for the down-payment. Consult with a lender about programs available in your area.
You will need funds for closing costs. Closing costs are charges for services related to the closing of your real estate transaction. They include, but are not limited to: Escrow fees, title policy issuance fees, mortgage insurance fees, fire, flood, and homeowners insurance, county recorder fees, & loan origination fees. Consult your lender for an actual estimate of these costs.
Some loans have “points” and some do not. A point is a loan origination fee equivalent to 1% of the loan amount. Together with the interest rate, they constitute the yield on your loan for the lender.
Rhett Crow, Managing Broker, sells real estate with a 100% commitment to his clients. Rhett is currently one of the Top Producing Brokers in the entire Lake Chelan MLS.
Mortgage rates can be fixed or adjustable. Which one is right for you depends on whether mortgage rates are at a high or a low point when you purchase, and on how long you plan to live in the home.
Rhett has earned the prestigious Coldwell Banker award as a member of the International President’s Circle, putting him in the Top 2% of sales brokers in the world. And is now in the Elite group of Coldwell Banker Previews Certiied Agents, which specialize in listing and selling luxury real estate.
There are two main types of loan categories. Conventional Loans. Conventional mortgage loans are available with fixed or adjustable interest rates. Government Loans. These include FHA fixed and adjustable rate mortgage loans, and VA fixed rate mortgage loans.
Rhett prides himself in being extremely knowledgeable of the Chelan inventory and market, with a great grasp on property values all over the area.
If you are a low-to-moderate-income homebuyer, there are special programs designed to help you. These loans are available through private lenders, as well as local and state housing agencies.
You may have to pay mortgage insurance. Mortgage insurance protects the lender from potential loss if you should default on your mortgage loan payment. Mortgage insurance is always required on FHA mortgage loans.
Many organizations offer home loan counseling to prospective homebuyers. They will cover home selection, realtor services, lenders, loan programs, homeownership responsibilities, saving for a downpayment, and other important pieces of information.
RESERVE YOUR SPACE TODAY! Contact: Tom
Realtor’s Corner 10 Things
Talk To Tom About OPEN HOUSES AGENT FINDER FEATURED LISTINGS REALTOR SPOTLIGHT REALTOR’S CORNER
Congratulations to RHETT CROW, for being COLDWELL BANKER LCP’s Top Sales Agent for the Month of August! 101 E. Woodin Ave Chelan, WA 509.682.7777
Top Sales Agent
If you are thinking of selling or buying in the Lake Chelan Valley.... Contact Rhett Crow for all your Real Estate needs: 509.714.7118 | www.RhettCrow.com | Rhett@RhettCrow.com
Top 2% Internationally of ALL BROKERS - Coldwell Banker 2010, 2011
Monthly home sales in the Wenatchee area Year to date totals Jul. 2012 = 544 Jul. 2011 = 431
Average sales price YTD Jul. 2012 = $242,847 Jul. 2011 = $246,832
Median* sales price YTD Jul. 2012 = $207,750 Jul. 2011 = $213,000
* Median price denotes that half of the houses were priced greater than the median price, half were lower
1 S. Chelan St., Wenatchee •
Dollar volume homes sold YTD
$90,000,000 $60,000,000 $30,000,000 $0
Source: Pacific Appraisal Associates
’10 ’11 ’12
’10 ’11 ’12
’10 ’11 ’12
’10 ’11 ’12
’10 ’11 ’12
’10 ’11 ’12
(Figures include home and condo sales)
Coldwell Banker LaVigne
1 S.1 Chelan St., Wenatchee • 509-888-8887 S. Chelan St., Wenatchee • 888-8887
Cynthia Huffer • 679-5675 • ColdwellBankerLaVigne.com ”
People are “Our Business”
741-2548 Cell Office: (509) 888-3950
firstname.lastname@example.org Cell 509-679-4132 garymullenrealestate.com
Bringing Buyers & Sellers Together Anne Conway Broker Associate
R E A L E S TAT E
885-0845 Connect to johnlscott.com/wenatcheeofice • 662-4772 • 1201 N. Wenatchee Ave. This Office independently Owned & Operated
My Real Estate business is going to the dogs! (and cats too) I donate a portion of my commissions to the Wenatchee Valley Humane Society.
Over 21 Years of Real Estate expertise partnered with the National Exposure of !
Melissa Kiser 509.668.8800 Melissa@MelissaKiser.com
Windermere Real Estate/NCW
Search Every Wenatchee Real Estate Listing at www.NCWhomes.com
www.wenatcheepremierhomes.com Stephen Office: 662-3491 Bishop fax: 664-3897
509-860-7696 • ncwrealestate.com Call me for all your real estate needs.
~ Buying or selling...together we can unlock your dreams! ~ ~17 years marketing & ~ Buying or selling...together w ~ new construction experience
North Central Washington
WEEK OF SEPT. 8TH
September 8 & 9, 2012
N<<B<E; FG<E ?FLJ<J Saturday Open Homes $385,000
5903 Tigner Road 11a.m. - 1p.m. Saturday 2880 Sq. Ft., 5 bedroom home on .58 acres. Huge shop/ garage. Directions: Pioneer to Tigner, approx. 2/3 mile. John L. Scott Wenatchee Adam Franklin 679-5056
1107 Foothills Lane #10 Open Sunday 1-3 NCW Realty Terry Davis 670-5996
301 N Pershing St. Sun. 11 a.m. -1 p.m. Spacious split-level with great curb appeal! 4 bedrooms, 1.75 baths, large living room with wood stove/gas insert. Located in nice neighborhood. Ready to move in! Directions: West on 5th, left on Pershing Windermere Real Estate/NCW Vera Salas 670-8596
$214,000 1618 Jefferson 1-3 p.m., Sunday Beautifully maintained 5 bed, 2.5 bath home with detached mother-in-law cottage! Directions: Western Ave. to Jefferson. John L. Scott Wenatchee Rebecca Hackworth 421-2007 $224,900
1130 Pershing 12:30-2:30 p.m. Sunday Charming rambler home. Ready to move-in condition. 3 bedrooms, 2 baths. Directions: Between Springwater & Maple. John L. Scott Wenatchee Sue Long 670-0633
$239,900 1142 Appleland Drive Sun 2-4 Country living 1682 sq. ft. updated farm house on .85 Acres close to town with Valley Views. 3bdrms, 2bath, shop, garage, carport and lots of parking, RV Boats. Directions; South on Miller, West on Red Apple, North on Appleland. Premier One Properties Heidi Favor 741-2548
2510 Day Drive Sun 12-1:45 Incredibly well kept home with lots of space! Many updates including a new roof and new windows throughout. Boat and RV parking on side of garage w/ full RV hookup!! Directions: West on 5th, right on Surry, left on Lester, right on Day Drive Premier One Properties Gary Mullen 679-4132
1301 9th Street Sun. 12-2 Beautifully restored 1930s two story 4 bedroom, 2 baths home, over 1/3 acre. Corner of Ringold & 9th St Century 21 Exclusively Perrin Cornell 509-669-0354
$289,900 1226 Lois Place Sun 12-1:30 p.m. Premier One Properties Heidi Favor 741-2548 $379,900
200 Rolling Hills Lane Sun 2:15-4 Premier One Properties Gary Mullen 679-4132
$197,000 801 N. Kansas Sunday 11:00 - 1:00 Price Reduced! Well maintained 4 bedroom, 2 bath, 2,128 sq. ft. home on .34 acres. Lots of parking. Close to schools. Directions: Eastmont to E. on 8th to N. Kansas Laura Mounter Real Estate & Co. Vicki Telford 860-0532 3 bed, 2 bath rambler on quiet, private corner lot! Covered patio, irrigation water, auto sprinklers, gutters, fenced back yard, all on almost 1/3 of an acre! Directions: Up Grant Road, left on Lyle, then right on 8th, right into Mount Joy Square. $219,900
1375 Clements Circle Sun. 12:30-2:00 p.m. Coldwell Banker LaVigne Carole Keane 630-6609
708 France St., Sunday, 1-3 p.m. Coldwell Banker LaVigne Laurie Carlson 509-393-9010
758 8th ST NE Sun. 12-2 p.m. Century 21 Exclusively Pam Wright 860-4487
3111 Burch Mtn Road Sunday 12:00-2:00 1/2 acre of fully fenced yard & garden, 3 bed, 2 bath home. Master suite w/ full bath upstairs & large family room. Main level has living room, large kitchen & eating space, 2 beds, full bath. Directions: N. on Easy, E. on Peters, N. on Burch. Laura Mounter Real Estate & Co. Lela Castro 509-322-6060
201 NW 22nd Sun. 11 a.m. -1 p.m. New price on this beautiful home. 3 bed, 2 full baths, custom kitchen, designer master bath. 900 sq. ft. deck, hot tub, Koi pond, solar lighting, new above ground pool. Sunset Highway to 19th, turn towards river, Cascade to 22nd St. Century 21 Exclusively Karen Boghokian 509-860-9052
$269,900 Price Reduced
4C S. Western Ave Sun 2-4 2854 sq. ft. rambler with 3 bed, 2 baths, updated kitchen, lots of character. Spacious .47 acres. Fenced yard & above ground pool surrounded by large deck system. Wonderful Location. Directions: Western and turn West on private drive at 4C. Premier One Properties Steve Bishop 679-7004
1100 Parkroy Sunday 2:00-3:30 p.m. Estate Sale - ready to move into, Grant Elementary school area. Quality built 3 bed, 2.5 bath with family room, covered patio and RV parking. Irrigation and remodeled kitchen. Directions: East on SE 4th, left on Iowa, right on Parkroy. Laura Mounter Real Estate & Co. Norma Jessup 670-8340
404 Eastmont Sunday 12:00-1:30 p.m. Laura Mounter Real Estate & Co. Norma Jessup 670-8340
East Wenatchee Starting at $309,950
Rivervue Sat. & Sun. 12-4 Model homes from 1965-2814 Sq. Ft. Impressive designs, ramblers, two story, daylights, complete with landscaping. Starting at $309,950. Directions: RIVERVUE - Corner of SE 8th and Lyle. Premier One Properties Sharon Moreland 670-0075
$335,000 1609 N. Ashland Sun. 2:30-4 p.m. The House with verything, bd/ 3 bath, swimming pool, large shop, concrete patio, dec, family room with replace, 2 dining areas, granite counters in itchen. Tet 15125 to 95 for complete mobile website. 15th to shland Century 21 Exclusively Pam Wright 509-860-4487 $379,500
2710 Sunset Hwy 1-3 p.m. Sunday Just listed! Large charming home on 1.41 ares. Irrigated pasture, studio apartment. Directions: Sunset Hwy. & 27th. John L. Scott Wenatchee Chris Brownson 679-0128 Buying or Selling Property? Look for the “R” symbol, it’s the mark of a Real Professional.
Cashmere $195,000 401 Cottage Ave Open Sunday 1-3 p.m. 1915 Craftsman Bungalow located in Cashmeres Historic District. This 3 bed, 2 bath home is well loved and maintained throughout and is ready for its new owners. 1895 SF with/ big detached garage/shop & alley access. W on Cottage, on right. NCW Realty Patti Davis 670-4690
2178 Blackstone Court Sun. 12:30-2 p.m. New home, new development 3 plus bed, 2.5 bath, 2 story home. Custom cabinets, granite, tile. Fourth bedroom could be used as bonus room. Price reduced. North on Baker, right on 21st, Left on Blackstone Ct. Century 21 Exclusively Gene Palmquist 509-393-9820
$299,000 1714 N. Astor Court Sun. 11:301:30 p.m. Impressive home on .42 acre. 3 bedroom, 2 bath, family room, gorgeous landscaping. Secluded. Baker to 17th. West to N Astor Court. North on Astor Court to end of drive Century 21 Exclusively Andrea Lutes 509-670-4553
REALTORS® pledge their expertise and integrity to their clients’ best interest at all times.
14902 Golden Delicious, Sunday 1 - 3 Spacious newer triple wide on corner lot featuring open kitchen with island and eating bar plus built-ins. Low maintenance landscaping plus hot tub. Directions: Stoneridge in Entiat. Laura Mounter Real Estate & Co. Rica Insley 630-6482
For additional information on these Open Houses visit: www.ncwaropenhouses.com 1335 S. Miller Street OPEN SUNDAY 1-2:30 •3Bedrooms •2Bathrooms •In-groundPool •Rambler
Bitsi George (509) 670-8555
ATTENTION HOMESELLERS! Is your home being listed and promoted by a local Realtor in the region’s most widely distributed Real Estate Magazine?
2659 FANCHER HEIGHTS- EAST WENATCHEE Large home with lots of living space and storage for all your toys. Includes 5 bedrooms and 3.5 baths with 3,400 Square Feet. Fully fenced yard in the back with automatic sprinklers to finish it off. Also great views up the Valley! $450,000. Please contact LINDA HANSON @ 630-7338 for more information. MLS# 699180
2110 IONE STREET- WENATCHEE The HomeFinder’s Guide distributes 10,000 copies all over NCW AND an additional 10,000 copies in the Wenatchee World. Sell your home faster using a Realtor in the region’s premier Real Estate Magazine: HomeFinder’s Guide.
Well cared for Country home on a large lot minutes from downtown. This is a gardners dream. Large upscale green house on the property, also a sun room/green house connected to the home. Large living room and a huge family room. Covered back deck and a cute sitting deck on back side of the home. Wonderful views! Yard has plenty of room for a pool and or sport court! $349,900. Please contact GARY MULLEN @ 679-4132 for more information. MLS# 699239
www.premierone.biz 925 Fifth St., Wenatchee • 662-3491 Office: 509-662-2100 135 N. Mission Wenatchee See Our Open Houses at www.century21exclusively.com $178,500 3 bd/ 2 bath home with family room. Sprinkler system, covered patio and fenced back yard.
Scott Davenport 509-679-9390 $259,900
4 bedroom custom home features granite countertops, hardwood loors, and custom cabinets. The master suite is extra spacious featuring two walk-in closets with built-in cabinets. Located in a newer East side development.
Gene Palmquist 509-393-9820 $139,900
Updated home in an affordable price range. Nice and clean. Large enough lot for a great garage. Enjoy your fruit trees and pecan tree. Woodstove in the living room. Enjoy evenings on the large patio.
Roberta Jackson 509-670-1773 $499,000
This spacious daylight rambler could be easily used as a 5 bedroom residence or a 3 bedroom home (main loor) plus 2 bedroom in-law apt (with separate lower level entrance). Energy eficient,multiple heat pumps. Propane ireplace in living room, huge garage with shop area.
Lee Hildebrand 509-669-7601 $289,000
Welcome to the original Woodward Homestead! Enjoy your 1/2 acre and seasonal waterfront in the backyard or the mountain views on the welcoming porch in the front yard! Finished basement, 3 car garage with shop. Excellent location near medical facilities, schools and shopping! Character and quality craftsmanship!
Annette Johnson 509-630-6107 $120,000
Affordable 7.86 acre Vacation Retreat! Sunshine over 300 days a year. Views of the Columbia River, Mountains & Orchards for miles. Recreation Galore. Fish salmon & steelhead. The Okanogan & Methow Rivers close by. Hunt. boat, and ski a stones throw away from your own property
Mark Owyen 509-670-0274
Each office independently owned. Equal housing opportunity.
$254,900..........EAST WENATCHEE Ambercrest Condo! Corner lot with private driveway. Like new 2+bedrooms, 2.5 baths, staged with style! Wood floors vacuum system, storage. Gated security. Perfect for Snow –Birds! MLS# 699245 Jody Campbell 630-0722
$250,000................. ROCK ISLAND 14.99 acres on Rock Island Pond. Nearly 6 acres of cherry orchard plus wind machine and large barn building. Three parcels total. Newer pressurized septic. Gorgeous setting! MLS # 699234 Tim Seyster 509-669-5786
$229,000............... LEAVENWORTH Darling 2 bedroom bungalow in the heart of Leavenworth. Updated classic with new kitchen and windows. Fenced yard and detached garage. Walking distance to schools, city pool, retail shops and downtown. MLS# 699253 Geordie Romer 679-8958
$172,500............... LEAVENWORTH NEW PRICE! LET THIS KAHLER GLEN CONDO be your hub for year round recreation! 2 bedroom, 1.75 bath, upper unit, deck, mountain and pond views. MLS# 698489 Geordie Romer 679-8958
$130,000..........EAST WENATCHEE Multi Family! .75 acre. Residential High Density for MultiFamily, small offices, adult family home etc. Great views, near river loop trail. Sewer available not connected. Irrigation available. MLS# 698005 Jacqueline Hurst 860-3963
$125,000..........................MALAGA Flat, useable, irrigated acreage with a 3 bedroom single wide and detached shop building. Country setting only a few miles from town! MLS # 699158 Cindy Seyster 509-670-6466
Windermere Real Estate / NCW
662-7184 • 1-800-841-0055 www.windermerewenatchee.com
If you’re in the market for a new home, remember – location is everything. Navigate directly to homes.wenatcheeworld.com
Homefinder’s North Central Washington