Magazine BuildingFinancialPreparedness intheNextGeneration TheUpsideofHigh InterestRates Clientstories: BobMcSpadden SamanthaHutchison TaxStrategy CheckList
WellLivedWealthTeam MollyWard,FounderandCEO,CERTIFIEDFINANCIAL TateLowe, ShannonMacIntyre, RebeccaTarver, RossSelvaggi, SupportingTeam J&LCommunications Contributors SamanthaHutchinson, BobMcSpadden, WLWMagazineCredits CONTENTS TheGiftthat KeepsGiving TaxStrategy Checklist: Courage ClientStory LeadingbyExamplein CommunityImpact 040816 20 22 09 14 242627 TheUpsideof HighInterestRates 06 25 What’sMoreImportantThan YourFinancialSuccess? ClientStory 18 2|WellLivedWealth
Family:
Health: Serving:
Here’stoyouachievingandlivingyourWellLivedWealth.
MollyWard
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TheGiftthat KeepsGiving
Financialreadinessisavaluable assetthatcansetourchildrenand grandchildrenonthepathtoasecure andprovideopportunitiestohelpour
1.EncouragePart-TimeJobs
Summerjobsandafter-schoolemployment canbetransformativeexperiencesfor youngindividuals.
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2.Utilizeboth529PlansandRothIRAs
529PlanConversion
Thisconversioncansetthemup payday.
GenerationalWealth: TheSecureAct2.0hasopenedexcitingopportunitiesforparentsandgrandparentsto
Helpingourchildrenandgrandchildren theirfutureandagiftthatkeepsongiving.
Molly
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Spotlight
TheUpsideof HighInterestRates
ITherehasbeenalotofnegative mediaattentionaroundrecent risinginterestrates:higher mortgagepaymentsleadingtoa coolingoffoftherealestatemarket, somestockmarketvolatility.
yearsofretiringcanusethis environmenttoreallyenhance earningsatlittletonorisk. Forthis,therearesometools youshouldconsiderinyour accountsandguaranteedannuity ratescanhelpyouensureamore secureandcomfortablelifestyle usehigherinterestratestoyour
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thesestrategiesmightbeparticularlyattractiveoptions. FixedAnnuity Rates 4 MoneyMarket Accounts 2 InsuredCash Sweep 3 Deposit 1 WellLivedWealth|7
TaxStrategy Checklist
Pre-Tax
SavesOrdinary IncomeTaxesNow
After-Tax
After-Tax
TaxReturnItems
EstateTaxes
SavesOrdinary IncomeTaxesLater
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Income&Capital GainAware
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Moneytudes
Mental Attitude
1.Spending AreyouaSaveroraSpender?
Risk Tolerance
Spending
Wealth Creation
Morality
2.WealthCreation PlannerorKarma?
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3.Morality
Money:GoodorEvil?
4.RiskTolerance
Risk:EmbracerorAvoider?
5.MentalAttitude
Money:GenerousorShame?
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Whyisitimportanttounderstand yourMoneytudes?
threerelationships
1SpousalRelationships SAVER
BarrierstoMoneyConversations:
SPENDER PLANNER
RISKAVOIDER
SHAME • • • • friendfor •
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KARMA MONEYISGOOD MONEYISEVIL RISKTAKER
GENEROUS
Tips
2Children
3Parents
Remember,thepeopleyoulove arethemostimportant,and moneyissimplyanenablertolive yourbestlifewiththoseyoulove.
• • • • •
Tips
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ClientStory Bob McSpadden B
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what 16|WellLivedWealth
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ClientStory Samantha Hutchison S
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HehadworkedwithWellLivedWealthtoput aplanlikethatintoplacesothatthe50+personcompanywouldn’texperienceany businessinterruption.
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Meet TheTeam
Meettheteam! 20|WellLivedWealth
Molly
Tate Shannon
Rebecca
Meettheteam WellLivedWealth|21
Ross
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ChampioningEducation NurturingtheArts CharitableEndeavors 1 2 3
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WLWNEWS IN THE
Mollyand theWellLivedWealth
drillsofmylife?
makesureweoptimize
makesurein10years wishwedidn’tspendthat
SpotlightinThePennyHoarder
PowerYourParenting (podcast) 24|WellLivedWealth
StayingInvested
Historysaysdon’tletelectionyears
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ClosingNotes
We’vewitnessednumerousremarkable activeengagementintheir
Let’stalk.
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DidYouKnow?
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