work (paralegals and assistants often do), and whether they’ll be available when you call. Be thorough and take the time you need in choosing the pro that’s right for you. It’s your plan on the line.
Be cautious online. Do not divulge personal information or “register” to receive information. There is plenty of information available for free, and registering or providing your contact information could lead to unintended consequences like spam, unwanted marketing calls, and even identity theft. A life plan and an estate plan are personal matters. Once you are organized and informed, seek out the appropriate expertise and make personal contact on your own terms.
Online Resources Online research provides expansive information about estate-planning matters. www.usa.gov and www.irs.gov are expansive websites that cover government programs and tax aspects of estate planning. www.[your state].gov will provide similar information for your respective state. Commercial websites offer an abundance of information, though legal accuracy cannot be assured. Legal forms for almost any purpose are readily available online, usually for a fee. Some sites also offer filing services (e.g., for forming a corporation) and make assurances about other legal requirements. In most cases, review by a local attorney is advisable.
And—yes—Books! Estate-planning books provide comprehensive information, a great way to consider all the options in detail. Legal, financial, and news organizations, as well as an abundance of legal and financial professionals, regularly publish reliable guides, some more specific than others. Because laws affecting estate plans are continually changing, check publication dates to ensure a book is current, and skim the content to make sure it suits your situation. Many financial organizations, publications, and news and cable outlets offer general estateplanning advice on their websites and in periodic articles often related to a recent change in the law or political issue. Check your local library or search online. Draw from as many resources as you find helpful.
Key Search Words Use the terms defined and highlighted throughout Life Organizer as key words in online research. Refine searches to match your personal situation, e.g., will guardian, trust charitable, business continuation, probate [enter your state], etc. Because state laws define many estate matters, enter your state name as a key word to narrow your search where results are confusing or broad. Estate planning leads to broad information and promotions of financial products or media outlets. Estate planning [enter your city]” will lead to listed local professionals. Estate tax leads to current rates and other helpful facts. Enter your state name for state rates. Health insurance [enter your state] is primarily regulated by states; insurance offered in your state will appear.
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