Welcome to our Spring & Summer issue. We can officially shake off the winter blues and enjoy the warmth of the sun!
This issue we are excited to share with you about our cover, Kelly's Furniture Store. A business that has been in our community for many decades.
We bring you a couple fresh summer recipes and more information on what was happening in 1951, besides the opening of Kelly's Furniture Store!
Thank you, as always, for your support! Please let us know if you have suggestions for articles, we’re always interested to know your thoughts and what interests you! We hope you enjoy this issues stories and hope you learn something new from the articles provided.
We give our sincere thanks to our advertisers who make Simply Seniors possible. Our desire is to support local businesses by making them visible in our pages and by encouraging everyone to use local services providers and retailers whenever you can.
Until next time,
SENIORSS imply
Simply Seniors is published by and is the property of MCGRAW PUBLISHING
For information on how to submit story ideas, concerns, or information on how to advertise, please contact Marlanea McGraw
Legal News Leaving an Inheritance for Your Grandchild
GAMES: Now vs Then
By Debbi Petticrew
Laura Loveberry
Unoffendable By
Oh My! Is it Spring Yet?
The Importance of Air Quality
Benefits of Gardening for Seniors
8 10 12 14 16 18 20 22 24 26 28 32 36
Navigating Grief
Spotting Romance Scams
Senior Dating
Recipes Zucchini Ribbon Salad Carrot, Chickpea and Raisin Salad
Puzzle Fun! Sudoku Word Search
History & Trivia in 1951
Find this issues hidden object...
Marachi Band
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Without their continued commitment & support, this publication would not be possible.
AAA Insurance - 31
American 1 Credit Union - 25
Barneyville Apartments - 29
Belson Asphalt - 29
Breathe Free Duct Cleaning - 19
Brown & Sons Roofing - 40
Cambrian Senior Living & Memory Care - 31
Charlotte Stephenson - 35
Copeland Furniture - 39
County of Hillsdale .....
Veterans Services - 27
Drew's Place - 33
Eagle Funeral Homes - 25
El Cerrito Mexican Restaurant - 5
Fackler Monument - 23
Farm Bureau McGraw Agency - 13
Green Energy LP - 31
Griffiths Mechanical - 7
Hospice of Hillsdale - 7
Hospice of Lenawee - 5
Lenawee Medical Care Facility - 7
Lorrie Miller, Attorney at Law - 11
Marilyn Ostrander - 5
Martin’s Home Center -31
Perennial Park - 39
Professional Hearing Services - 15
Quincy Book Haven - 15
Ryan & Bradshaw - 29
Scotty's Body Shop - 31
Shoemaker Heating & Plumbing - 37
Stevens Disposal & Recycling Services, Inc - 5
Stillwell Ford Service - 2
Tammys Affordable Furniture - 19
The Sauk - 39
Tibbits Opera Foundation and Arts Council, Inc. - 11
BOB AND MARY HOUSER
Kelly’s Furniture Store
Since 1951
by Elyse Apel
For more than six decades, Kelly’s Furniture Store has provided the local Hillsdale County community and surrounding counties with highquality, affordable furniture.
Operated by the same family for three generations in downtown Pittsford, the store strives to make all customers feel like family.
“It’s exciting to go to work because it's different every day,” explains Christine Cramer, who has worked in the store for 25 years. “Running the store as a family is fun, because we are all able to be involved in different ways.”
In 1951, Earl Kelly established the company. A little under a decade later, his nephew, Bob Houser, started working at the store.
“My dad likes to tell the exact date of when he started working here: February 22, 1960,” says Christine, who is Bob’s daughter.
Nine years later, Bob and his wife, Mary, purchased the store and became owners. While Bob and Mary still work in the store, he is now joined by three of his children, as well as several grandchildren.
The family aspect of the store makes it especially unique. Many family members have worked on the Kelly’s Furniture Store team over the years, each playing different roles, doing everything from accounting to janitorial work and sales. Currently, all three generations of the family continue to be involved in the day-to-day operations of the store and serving the community.
“There have been family members that have come and gone at the store over the years,” Christine explains. “It’s just a nice place for the teenagers in the family to spend their Saturdays working and earning a bit of money, while helping the family out.”
For the whole staff at Kelly’s Furniture Store, customers will always be the priority, as they have been since it first opened.
“My dad does not pay commission because he doesn’t want pushy sales people,” Christine explains. “He wants customers to come back again after their experience here, instead of saying ‘Oh my goodness, I couldn’t wait to get out of there.’”
The store features a wide selection of furniture, specializing in bedroom sets, mattresses, recliners, sofas, dining sets, and much more.
“We carry many high quality mattresses,” says Christine. “We pride ourselves in Made in America furniture, recliners, sofas, dinette sets, and bedroom furniture.”
The store offers product financing and, as a part of its large selection, customers can even customize their furniture purchases.
“We try to offer lots of options for the customer,” Christine says. “This means we let them pick out their own fabric or stain, if it's wood furniture, so they can kind of customize the piece to how they want it.”
The customizing process is a simple one.
“A customer could come in and look at a sofa and say, ‘Oh, I really like that, but I really wanted it to be blue,’” Christine explains. “Then, we would show them blue swatches that they could choose from, they could pick their own cover, or even pick their own pillow pattern. The company can make it for them however they want.”
It is a similar process for wood furniture, with customers being able to adjust everything from the wood, stain, or size.
Excellent customer service doesn’t end at the purchase though, for Kelly’s Furniture Store. Ultimately, whether you are looking to furnish a room or your whole house, the team makes its customers feel like family.
“Dad prioritizes providing good quality furniture at a fair price, as well as good follow-up customer service,” says Christine. “If someone needs repairs, we’ll work to take care of that customer as soon as possible.”
While many local stores have faced challenges in recent years with the rise in online shopping, Christine explains that there’s something about shopping in person for furniture that will always be an important service for the community.
“Particularly with furniture, a lot of people like to sit on it, lay on it, touch it, feel it, which is something that we can offer customers that an online store can’t,” she says.
Another part of shopping locally is easy delivery and quality communication.
“With online shopping, you are often left struggling with a truck dropping items off outside your house. Our delivery service takes the items right into the customer’s house,” Christine says. “Another advantage is, instead of calling some 800-number, we are able to give better customer service and quickly solve issues for our customers.”
Kelly’s Furniture Store is located 9269 Hudson Rd. Pittsford, Michigan. Hours are 9 a.m. to 5 p.m., Monday - Wednesday and Saturday. It is also open 9 a.m. to 6 p.m. on Friday.
For more information or to view the furniture catalog visit www.kellysfurniturestore.com. You can also call the store at (517) 523-2178.
FIVE things to consider when leaving an
inheritance for your Grandchild.
Lorrie A.S. Miller
Attorney at Law
Lorrie Miller Law, PLC
517.278.2505
lmiller@HillsdaleLaw.com
If you're considering leaving property to a minor grandchild, it’s essential to understand the legalities, requirements, and practical steps involved to ensure a smooth transfer. Here’s a breakdown of what you need to know about whether a minor grandchild can inherit property and how it works.
1. Can a Minor Inherit Property?
Yes, a minor grandchild can inherit property, but the process may be different from what happens when an adult inherits. Most adults considering their estate plan would not feel comfortable leaving a significant inheritance directly in the hands of a minor child. Due to the fact that minors are generally considered to lack the legal capacity to enter into contracts, make significant financial decisions, or have the maturity to manage substantial assets without adult supervision, a minor generally cannot directly manage or control inherited property until they reach the age of majority (typically 18 years old in many states).
2. How Can a Minor Inherit Property?
There are several ways in which a minor grandchild might inherit property, depending on the provisions made in a will,
trust, transfer on death designation, or through state inheritance laws. Common methods include:
A. Through a Will: If you create a will, you can specify that your grandchild will inherit your property. However, a minor would not be able to take possession of the property until they are legally able to manage it, which generally means when they turn 18 or reach the age of majority in their state. It is usually wise to designate a custodian to care for the inheritance for the child under the state’s Uniform Transfer to Minors Act if property is left to a minor through a will.
B. Through a Trust: One of the most effective ways to transfer property to a minor grandchild is by setting up a trust. A trust allows you to place assets under the control of a trustee until the minor reaches a certain age—or certain ages if more than one distribution should be made as he/she matures. This could provide more flexibility and control over how the inheritance is managed for your grandchild’s benefit, especially if you want to delay full control until they are older or more responsible.
The terms of the trust can specify how and when the assets should be distributed. For example, the trust could provide for the minor's education, healthcare, or living expenses until they are able to manage the property themselves and it may outright distribute one quarter (1/2) of the assets at age 25 and the remainder not until age 30.
C. Through a transfer on death designation: If your grandchild is a minor, you can still leave him/her
an inheritance via a transfer on death designation (aka: beneficiary designation). However, you’ll want to consider the role of a custodian to manage the property on the child’s behalf until he/she comes of age. This person will act as a fiduciary, meaning they have a legal responsibility to act in the best interest of the minor. Under the Uniform Transfers to Minors Act (UTMA), you can gift property directly to a minor with a designated custodian. This is an efficient way to give a minor a portion of your estate without the complexity of a full trust.
3. Lifetime gifts
Grandparents can give their minor grandchildren a gift during lifetime, which can be managed by a custodian or trustee. In 2025, a grandparent can give $19,000 each year under the annual gift tax exemption. While this is not typically what we consider an “inheritance,” it can have tax benefits, reduce the amount of estate assets that will need to be handled after passing, and can have great emotional and relational benefits to both the giver and receiver.
4. Tax Considerations
Inheriting property can also have tax implications. Property passed to a minor grandchild may be subject to estate tax, depending on the value of the estate and the laws in your state (although, currently, the federal estate tax threshold is $13.99 million per person before estate taxes are owed—most of us in southern Michigan are ok!). Additionally, income generated from inherited property
(such as rent, dividends, or capital gains) may be taxed, and there may be special tax rules for minors. Be sure to check with a CPA with knowledge of these issues before making designations of inheritance to a minor.
5. What Happens if a Minor Inherits Property Without a Trust or Custodian?
If a minor grandchild inherits property and no guardian, custodian, or trust is in place, the court may appoint a legal guardian to manage the property on the minor’s behalf. This can delay the transfer process and may result in more legal costs and complications.
To avoid these issues, it’s wise to discuss your estate and gifting plan with an experienced estate planning attorney to ensure the property will be managed according to your wishes and the minor's best interests.
Thus, while your minor grandchild definitely can inherit property, it is crucial to plan for how it will best be utilized and managed by and for the child until he/she reaches the age of adulthood or designated age. Using tools like a trust, will, or custodian can provide clarity and security for both you and your grandchild. To ensure the smooth transfer of assets and mitigation of taxes, it’s advisable to consult with an estate planning attorney and a certified professional accountant who can guide you through the legal and tax processes and help protect your grandchild’s future.
GAMES: Now vs Then
By: Deb Petticrew
I went to the store the other day and saw two children, probably 8 and 10 years old, walking with their mother. Each child had a phone in their hand and looked to be playing video games. It was an early spring day with the sun shining brightly, after a long, overcast week and I couldn’t help but think back to how things were “back in the day”!
On a Saturday in spring, we kids would all be outside, first of all. Mom would tell us that we weren’t going to spend this beautiful day inside watching television. And we didn’t argue with her, because we knew she meant what she said! And besides, all of the neighborhood kids would be outside, too!
We usually started with tag. “Tag, you’re it!” we’d shout as we tagged a slower friend. Then we’d move on to Red Rover, Red Rover, if there were enough kids available. This game was always more fun with more bodies.
Eenie Aye Over, Simon Says, Hide and Seek, Red Light-Green Light, Mother May I, Button, Button, Duck, Duck, Goose, to name a few. Sometimes, we’d even get Mom
outside to join in. What fun that was! We played right after breakfast, until we were called in for a quick lunch, and then it was right back outside to play some more. We’d play until it got so dark we couldn’t see and Mom would call us inside for dinner.
I think the only time we didn’t play outside was when the weather was bad. And even then, we’d run outside as the rain came down in buckets, filling the ditch with water. We’d run and jump into the ditch like it was our very own swimming pool!! Of course, those times usually didn’t end very well. We’d face the wrath of Mom and be forced to take a bath. But oh, what fun we had!!
I feel bad for the kids today who will never hear the words “Ollie, Ollie Oxen free!” Those simple pleasures and memories will always be a part of me. I imagine that future generations will reminisce about the different video games they played as a child. It just doesn’t seem nearly as much fun! I’ll keep my memories of playing outdoors with my siblings and neighborhood friends, thank you!
Unoffendable
By Laura Loveberry Elementary School Assembly
Author/Speaker, Inspirational Speaker
Women’s Retreats/ Conferences, Caricature Artist
Are you unoffendable?
Today, our culture encourages overreaction to the slightest of slights, puffing out cheeks, raging fiery eyes, screaming back in over-the-top hysteria. Calm down people. Take a deep breath. We don’t need to take offense so readily.
Jesus said, “If anyone slaps you on the right cheek, turn to them the other cheek also,” (Matt. 5:29 NIV). This suggests responding in humility when challenged and NOT pridefully demanding justice and retaliation. Check out apostle Paul saying, “And the Lord’s servant must not be quarrelsome but must be kind to everyone, able to teach, not resentful. Opponents must be gently instructed in the hope that God will grant them repentance leading them to a knowledge of the truth,” 2 Tim 2:24-25 NIV).
Dallas Willard defined a developed Believer in this manner, “a mature Christian is someone who is very difficult to offend.” Let that soak into our thick skulls. (Oopsie, “thick skulls” may put someone off. Eyeroll.) We can control our responses, people. Why let others provoke us so easily? If we don’t get what we were expecting, do we fester fury visible for all to view?
Many whiners (Yes, I typed that. Let the backlash detonate.) demonstrate their
irrational thinking far exceeds those who disagree with them. We explode over nothing. Our offense proves our lack of character.
Ut oh! Am I, the journalist here, taking offense at people who take offense? Sheesh! Over offence permeates everything, even writers writing about it. Wink. I need to grow in this area, too.
Jesus endured an onslaught of assaultive slurs. Offense slashed at him, yet Jesus remained unoffendable all the way to the cross, dying to pay the penalty for the sins of all who attacked him, rising again so repentant faith Believers could experience heaven for all eternity. Extraordinary.
Jesus lived unassailable, knowing his purpose.
Christ remained secure when attacked verbally. We show our Christian maturity level when we react more like Jesus. Let’s be unsullied, mature in our faith, resisting our temptation to pridefully demand our way of thinking. Readers of Simply Seniors, we lived long enough to know people will sting us with digs. Give grace, forgive, and lose the rage against others who think differently.
Let’s be unoffendable.
Exactly how bookstores were meant to be!
Duplicate sale:
April 8th - 12th
All used books with more than one copy are $1
Indie Bookstore day Sat, April 26th
Giveaways - including a Golden Ticket to win 12 free audio books through our audiobook partner Libro, potentially some local MI authors, and sales.
Bag sale
May 27th - 31
During this sale you pick the size of the bag (we provide the bags and offer three sizes) and stuff as many used books in it as you can fit for one set price.
Oh My
Is It Spring Yet?
By Shar Ann Packard
What a beautiful day it is today, sun is shining, birds are singing, and the temperature is supposed to be in the 60’s. The reason I am celebrating this is because this winter was the longest for me on record.
We finished the fall harvest with the lowest crop prices along with the drought we experienced, wondering how we are going to keep going next year. We have that on our minds and praying the prices come up next year, so far all we are hearing is crops prices are going down and the price to plant is going up. As always, we will make ends meet and will be thankful for what we have.
John had a total knee replacement in November and that was a major thing for him (and me). I have been through so much being a breast cancer survivor of 10 years. I had so many months of surgeries, checkups, and needed help. John was by my side every step of the way. Now it was my turn to help him…I must say I do not have the patience he had with me. We found that out several days in with home care. He had an ice machine, it had to be filled and kept on his knee on and off several times a day. He could unhook it from the machine and walk to the bathroom or wherever, without taking the wrap off. That was the plan but every time he got up, he took off the whole thing…and then after sitting down he would call to me to hook it back up (at least 15 times a day). It was an ordeal to wrap it on because this machine didn’t come with straps to just Velcro on. I had to use ace bandages and lift and wrap over and over. I finally just lost it after a few weeks of on and off and said, “Just leave it on…do not take it off…it’s a pain in the butt to keep doing this, PLEASE!” We got that under control. Kinda. It was important that he got up and walked every so many hours, he would forget he had a walker and tried to take off walking. Me yelling. “Use your walker” OVER and OVER and him mumbling something to me I can’t repeat. LOL
We are not social people per se, but we had a Physical Therapist coming every day along with an in-home nurse. Don’t get me wrong, I was so grateful for them but Charlie (our goldendoodle) was not a fan of anyone touching his human. He was not aggressive in any way but he would try to get between them and John so they couldn’t touch him. I had to keep him in his cage or on a leash while they were here. It was not fun for Charlie at all. The folks that came were very nice and put up with all the barking and whining for the most part.
Bedtime was the worst…he needed help getting in and out of bed, had to have ice on his knee on and off during the night, meds, and pillows…and I had to be careful not to bump him while he slept or tossed around. Neither one of us got much sleep the first few weeks. But we managed and I did not put a pillow over his head, so it was a big success in my books.
The pain meds they gave him made him sick, he hallucinated or just sat like a zombie. Nothing they gave him agreed with his system, so he was on Tylenol and Ibuprofen. Having major surgery and no pain meds was a huge struggle.
Along with taking care of John everything was up to me to do, keep the sidewalk cleaned off when it snowed, taking care of the chickens, cooking, laundry, cleaning, driving everywhere and taking Charlie for his daily walks. We were so blessed for family help, Grady burnt papers, hauled water to the chicken coop, and did whatever needed to be done that I didn’t get done or couldn’t do. Lexi kept my sanity at a manageable level and helped keep Papa’s sense of humor up. Sarah, our daughter, is an RN and she helped with dressing, and any medical needs I couldn’t or made me sick to do, such as changing bandages. Really the whole family pitched in visiting, calling and doing what was needed.
John did 2 weeks of PT at home and 15 weeks of PT twice a week and was still having issues. Back to the surgeon we went, and he was put under, and they did a manipulation of the knee which helped tremendously. He is now on two more weeks of PT every day. We will know more when he sees his doctor in a few weeks.
I can’t tell you how much I need spring to be here. I want to plant flowers and sit in the sun. I need to see him climbing up in the tractor smiling and doing this without pain. Last year was a hard year for him. The pain was terrible, and the struggles were hard to watch. Let’s hope this knee does all it is said to do, and we can get on with our lives and put this all behind us. I just hope he forgets how bad of a caregiver I am. I tried but “OH MY” I am just better off bringing meals to the fields, running for parts and getting covered in grease when we are trying to fix something than wrapping knees and putting compression socks on! Someday we'll look back at this last winter and laugh…I hope! OH MY!
The Importance of Air Quality for Healthier Living
Good air quality is essential for all of us, but for older adults, it’s even more critical. Aging can lead to a decline in lung function, and pre-existing health conditions can exacerbate the effects of poor air quality. Pollutants like dust, pollen, pet dander, mold, and even cigarette smoke can trigger allergies, asthma attacks, and respiratory infections, which may lead to hospital stays or long-term health issues.
While indoor air pollution affects men and women of all ages, it’s particularly harmful to older populations. Research shows that seniors spend about 95% of their time indoors, where air pollutants can accumulate. Household products such as cleaning supplies, paints, or cooking fumes can also release harmful chemicals into the air.
How You Can Improve Air Quality in Your Home
Fortunately, there are several practical steps that you can take to improve air quality and protect your health and the health of your loved ones. Here are some services and actions that can make a big difference:
1. Keep Your Home Clean and Well-Ventilated
Regular cleaning can help minimize indoor air pollutants like dust and mold. Be sure to vacuum your carpets and upholstery with a HEPA filter, which can capture fine particles that regular vacuums miss. Additionally, ensure your home is properly ventilated to allow fresh air to circulate and reduce indoor pollution levels. Opening windows when possible or using exhaust fans in kitchens and bathrooms can also help.
2. Invest in Air Purifiers
An air purifier equipped with a HEPA filter is a great investment for improving indoor air quality. These devices can remove airborne particles such as dust, pet dander, and pollen, making it easier to breathe. Place air purifiers in the rooms where you spend the most time, such as the living room and bedroom, to ensure clean air all day and night.
3. Air Duct Cleaning Services
Over time, dust, mold, pet dander, and other pollutants can accumulate in the air ducts of your heating and cooling system. These particles can be recirculated throughout your home every time your system is in use, affecting indoor air quality. Regular air duct cleaning can help reduce allergens and improve the efficiency of your HVAC system. Consider hiring a professional air duct cleaning service to remove built-up debris and keep the air in your home fresh and clean
4. Stay
Informed
About Outdoor Air Quality
Many apps and websites provide real-time air quality reports for your area. On days when the air quality is poor, especially during seasons of wildfires, high pollen or smog, try to limit outdoor activities. If you need to go outside, consider wearing a mask to help protect your lungs from pollutants.
5. Use Indoor Plants to Purify the Air
Certain indoor plants can help improve air quality by absorbing harmful toxins and releasing oxygen. Plants such as snake plants, peace lilies, and spider plants are known to purify the air naturally. Adding a few plants around your home can reduce pollutants and can create a more calming and pleasant environment.
Conclusion
Air quality is an important factor in maintaining good health as we age. By taking steps such as using air purifiers, cleaning air ducts, and reducing pollutants in the home, you can significantly improve your living environment. Taking care of the air quality around you can lead to fewer health problems, better breathing, and an overall higher quality of life well into your “golden years”. Clean air is essential for a healthy life, and it’s never too late to make a difference.
4 Benefits of Gardening for Seniors
Gardening is a wonderful hobby and a good pastime. It can provide great enjoyment, not just for seniors, but for people of all ages. However, gardening will be more beneficial for seniors as they are the ones who like to spend most of their time at home.
They have less stressful jobs than the young generation, and this makes them more likely to enjoy gardening as their hobby. Gardening also has a few other benefits. Here are the top four benefits of gardening for seniors.
It’s Easy on the Body
Gardening is a low-impact activity. The human body was designed to move, but it wasn’t designed for the constant pounding of running or jumping, which can result in joint pain and injury. Gardening, on the other hand, is gentle on the joints, especially if you garden in a seated position (like most seniors do). You are also less likely to experience back pain when gardening than doing other activities where you are standing most of the time.
It Provides a Low-Impact Workout
Gardening is a great way to get exercise without causing damage to your joints and bones. Gardening can be done in a wheelchair, so it’s ideal for seniors with mobility issues who want to stay active and healthy. It’s also a good way for seniors to spend time outdoors, which has been shown to reduce depression and improve sleep quality.
It Connects You with Nature
Gardening is a great way to connect with nature. It can provide you with the opportunity to enjoy being outside and getting some much-needed fresh air. It also helps you get your hands dirty, which can have many health benefits as well.
Gardening also provides an excellent form of mindfulness. If you struggle with anxiety or depression, gardening is a great activity that can help you relax and focus on what’s going on around you now, rather than worrying about other things that may be going on in your life.
Gardening Provides Mental Health Benefits
There are many mental health benefits that gardening provides for the elderly. Many studies have shown that gardening is an effective way to improve socialization with friends, family, or neighbors. Gardening is often one of the most popular activities chosen by those living in a retirement community. This type of activity allows seniors to engage with others while engaging in an enjoyable activity. By interacting with others through gardening activities, seniors can develop new relationships and maintain existing ones.
Gardening also helps reduce stress by providing a relaxing activity for the elderly. For example, gardening can be a form of meditation where you focus on creating beautiful flowers or plants without any other distractions around you. If you are having trouble sleeping at night because you are stressed about something, then try taking some time out during the day to plant some seeds or water your flowers so they can grow into something beautiful.
Bottom Line
The benefits of gardening for seniors are numerous and varied. Not only does it give you a chance to get out into nature, but it also provides a low-impact workout and connects you with others in your community. Gardening can also help reduce stress levels and boost mental health. The most important thing is to make sure that whatever hobby or activity you choose is safe for seniors – and if it has some health benefits too, even better.
getsethappy.com
LOCAL SERVICES FOR VETERANS
Call the Office of Veterans Affairs (517) 437-3630 to speak with someone concerning the services that are available to you as a veteran. We can assist veterans in filing for all Federal, State and County Veterans benefits. Each VA benefit has its own eligibility requirements.
Transportation- Hillsdale County offers transportation to Ann Arbor Monday through Thursday by appointment only and for VA Clinic or hospital only. Call (517) 437-3630 for availability.
OTHER VETERANS SERVICES MAY INCLUDE:
Disability Compensation - You may be compensated if you are at least 10% disabled as a result of your military service.
Disability Pension – You may be paid a pension if you are a wartime veteran with limited income and are no longer able to work or are age 65 or older.
Educational & Training Benefits - The VA pays benefits to eligible veterans, dependents, reservists and service members while they are in approved training programs.
VETERANS TREATMENT COURT:
Home Loans - The VA offers a number of home loan services to eligible veterans, some military personnel and certain spouses. We can assist you in obtaining a Certificate of Eligibility.
Burial Benefits - The VA offers certain benefits and services to honor our Nation's deceased veterans.
Dependents' & Survivors' Benefits - Dependency and Indemnity Compensation (DIC) is payable to survivors of services members who died on active duty, veterans who died from service-related disabilities, and certain veterans who were being paid 100% VA disability compensation at the time of death.
Health Care - VA Civilian Health and Medical Program (CHAMPAVA) shares the cost of medical services for eligible dependents and survivors of certain veterans.
Losing a spouse or a loved one is one of the most profound and challenging experiences one can face, especially for senior citizens. The journey through grief is deeply personal and unique to each individual, but there are common threads that can help guide you through this difficult time. This article aims to provide comfort, understanding, and practical advice for seniors dealing with the loss of a loved one.
Understanding Grief
Grief is a natural response to loss, encompassing a range of emotions such as sadness, anger, confusion, and even relief. It’s important to recognize that there is no “right” way to grieve. Each person’s experience is different, and it’s okay to feel a mix of emotions. Allow yourself to grieve in your own way and at your own pace.
The Impact of Loss on Seniors
For seniors, the loss of a spouse or loved one can be particularly challenging. Many seniors have spent decades with their partners, sharing a lifetime of memories and experiences. The loss can leave a significant void, not just emotionally but also in daily routines and social interactions. It’s common to feel a sense of loneliness and isolation, especially if your spouse was your primary companion.
Coping Strategies
1. Allow Yourself to Grieve: Give yourself permission to feel the pain and sorrow. Suppressing your emotions can prolong the grieving process. Cry if you need to, talk about your loved one, and express your feelings openly.
2. Seek Support: Reach out to family, friends, or support groups. Sharing your feelings with others who understand can provide comfort and reduce feelings of isolation. Consider joining a grief support group specifically for seniors, where you can connect with others who are going through similar experiences.
3. Maintain a Routine: Establishing a daily routine can provide a sense of normalcy and stability. Simple activities like taking a walk, reading, or gardening can help you stay engaged and provide a distraction from your grief.
4. Take Care of Your Health: Grief can take a toll on your physical health. Ensure you are eating well, getting enough sleep, and staying active. Regular check-ups with your doctor are important to monitor your health during this time.
5. Honor Their Memory: Find ways to celebrate and remember your loved one. This could be through creating a memory book, planting a tree, or participating in activities they enjoyed. Keeping their memory alive can provide comfort and a sense of connection.
6. Seek Professional Help: If you find that your grief is overwhelming and interfering with your daily life, consider seeking help from a mental health professional. Therapists and counselors can provide valuable support and coping strategies.
Finding New Purpose
The loss of a spouse or loved one can lead to a reevaluation of your own life and purpose. While it may be difficult to imagine at first, finding new interests and activities can bring a sense of fulfillment and joy. Consider volunteering, taking up a new hobby, or joining clubs and organizations that interest you. Engaging in meaningful activities can help you rebuild your life and create new connections.
Staying Connected
Maintaining social connections is crucial for emotional well-being. Reach out to friends and family regularly, and don’t hesitate to ask for help when you need it. Technology can also be a valuable tool for staying connected, especially if you have family members who live far away. Video calls, social media, and online communities can help bridge the gap and provide a sense of companionship.
Embracing Change
Grief often brings about significant changes in your life. Embrace these changes as opportunities for growth and self-discovery. While the loss of a loved one will always be a part of you, it doesn’t have to define your future. Allow yourself to explore new possibilities and find joy in the present moment.
Dealing with the loss of a spouse or loved one is a deeply personal journey, and there is no right or wrong way to grieve. As a senior, it’s important to give yourself the time and space to heal, seek support, and find new ways to bring meaning and joy into your life. Remember that you are not alone, and there are resources and people available to help you through this difficult time. With patience, self-compassion, and support, you can navigate the path of grief and find a way to honor your loved one’s memory while continuing to live a fulfilling life.
www.60plus.org
Protect Your Heart—and Your Wallet: SPOTTING ROMANCE SCAMS
At credit unions and banks, we’re lucky to be part of life’s big moments—helping with mortgages, financing dream cars, and opening accounts for children and grandchildren. But our role goes beyond celebrations. We’re also here during difficult times, helping protect people from financial fraud and scams.
One of the most devastating scams today is the Romance Scam. According to the Federal Trade Commission, nearly 70,000 people fell victim to romance scams in 2022 alone, often losing thousands of dollars to someone they thought cared about them. With technology making it easier for scammers to hide their identities, it’s more important than ever to recognize the warning signs.
How to Spot a Romance Scam
It can be hard to tell if an online connection is real or if they’re a scammer looking for financial gain. Watch for these red flags:
• They won’t meet in person. Did you meet online, and do they always have an excuse for not meeting face-to-face? Some even avoid phone and video calls, using technology to disguise their identity.
• They shower you with affection too soon. Do they call you "the one," overwhelm you with compliments, or act jealous and needy? This is called “love bombing”, a manipulation tactic used to gain control and emotional dependence.
• They ask for money. Do they claim to have an emergency, asking for money or access to your bank account? Love should never come with financial requests—this is a huge red flag. Sending money to a scammer could not only drain your savings but also make you liable for fraudulent transactions.
Trust Your Instincts & Get Support
If something feels off, trust your gut. Talk to family or friends— they know you best and can provide an outside perspective. Your financial institution is also a great resource. We’ve seen these scams before and can offer guidance.
Remember, you’re not alone. 70,000 others have been in this situation, and they have found help. If you suspect fraud, take a step back, ask questions, and reach out for support.
For more tips on protecting yourself, visit the Fraud Fighters at American1cu.org. Real love doesn’t come with financial requests, stay safe, stay aware, and trust your instincts.
Article provided by American 1 Credit Uinion.
Senior Citizens Dating:
ARE YOU READY TO TAKE THE PLUNGE?
Exploring the world of dating as a senior can be an exhilarating opportunity to connect with someone special during the golden years. With the rise of senior dating sites, there's no need to spend these years in solitude. Whether you're widowed, divorced, or never married, the digital age brings a convenient and exciting way to meet peers.
The Landscape of Senior Dating
As the population ages, more seniors are turning to dating to find companionship. According to a 2021 survey by Pew Research Center, the number of people aged 65 and older who use dating sites and apps has doubled since 2013. This increase reflects a broader societal acceptance of online dating, as well as a growing acknowledgment of the importance of companionship at any age.
Why Seniors Are Choosing to Date
• Companionship: Many seniors seek someone to share their daily lives and experiences with.
• Shared Interests: Finding someone with similar interests can enhance enjoyment of everyday activities.
• Emotional Support: Having a partner can provide emotional stability and support through the ups and downs of later life.
• Adventure and Fun: Dating can add excitement and new experiences to life.
Navigating the World of Online Dating
Online dating can seem daunting, but it offers a platform where you can meet others from the comfort of your home. Here are some tips to get started:
Creating an Honest Profile
• Be Yourself: Authenticity in your profile can lead to more meaningful connections.
• Ask for Help: Friends can offer valuable insights into your best qualities to include in your profile.
• Highlight Your Interests: Sharing your hobbies and passions can attract people with similar interests.
Choosing the Right Platform
There are several reputable dating sites tailored specifically for seniors, such as OurTime, SilverSingles, and eHarmony Senior Dating. These platforms ensure that you are looking among peers who share similar life experiences and relationship expectations.
Safety First
Always prioritize safety when dating online. Meet in public places, inform friends or family about your plans, and never share financial information. Websites like the National Council on Aging provide tips on staying safe while dating online.
Embracing New Relationships
When entering the dating world, it's important to have an open mind and realistic expectations. Not every date will lead to a lifelong connection, but each meeting can be an opportunity to learn and grow.
Consider What You Want in a Partner
Think about the qualities that are important to you in a partner, such as their marital status, cultural background, or religious beliefs. Being clear about your preferences can help streamline your search and increase the chances of finding a compatible match.
Conclusion
Senior dating is not just about finding love; it's about enjoying life and sharing experiences. With the right approach and mindset, it can be a rewarding and fun chapter in your life. Remember, it's never too late to find someone to share your golden years with.
Written by freelance writer Martin Christensen
LENAWEE SENIOR CENTERS
Addison Senior Center 517-547-5777
117 N. Steer St., Addison, MI 49220 addison@lenaweeseniors.org
Director: Inesa Gillin Cook: Sharon Smith
Adrian Senior Center 517-263-3885
327 Erie St., Adrian, MI 49221
Director: Turi Meining tmeining@lenaweeseniors.org
Home Delivered Meals Coord.: Kira Dickerson routecoord@lenaweeseniors.org
Bliss-Liewert Senior Center
517-486-2397
206 S. Lane St., Blissfield, MI 49228 blissfield@lenaweeseniors.org
Director: Joy Gilbert Cook: Eric Wilkins
Hudson Senior Center 517-448-4605
323 W. Main St., Hudson, MI 49247 hudson@lenaweeseniors.org
Director: Kattie Engle
Head Cook: Tammy Hodos thodos@lenaweeseniors.org
Morenci Senior Center
517-260-4912
800 W. Chestnut St. morenci@lenaweeseniors.org
Morenci, MI 49256
Director: Jimmie Garland Cook: Cecil Schoonover
Onsted Senior Center
517-467-6917
333 Conner St., Onsted, MI 49265 onsted@lenaweeseniors.org
Mailing Address: MI 49265
Director: Julie Kulka Cook: Shirley Metternick
Tecumseh Senior Center
517-423-5939
703 E. Chicago Blvd., Tecumseh, MI 49228
Tecumseh@lenaweeseniors.org
Mailing Address: Adrian, MI
Director: Kris Torres Cook: Kathy Chicowsky
For more information please contact the Lenawee County Department on Aging at 517-264-5280
COUNTY OF HILLSDALE VETERANS
SERVICES
SERVICES FOR VETERANS: We can assist veterans in filing for all Federal, State and County Veteran’s benefits. TRANSPORTATION: Hillsdale County offers transportation to Ann Arbor Monday through Thursday by appointment only and for VA Clinic or hospital only.
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Lynn & Sarah Hartzler, Owners, with their three daughters.
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Assisted Living:
Charlotte Stephenson Manor is a gracious assisted-living community designed specifically to provide supportive care for seniors. With 25 years of experience, Charlotte Stephenson Manor is a place that gives residents control over their lives and reduces the stress of household management. Our community is a place that enhances life through wellness programs, activities, socialization, and personal care services — a place with warm, caring, and knowledgeable staff.
Charlotte Stephenson Manor caters to the special needs of individuals with memory loss. Staffed by specially trained caregivers, Charlotte Stephenson Manor cares for individuals diagnosed with Alzheimer’s disease and related dementias.
• 15 private apartments
• Alzheimer’s/Dementia specially trained staff
• Secure, calm, and homelike environment
• Assistance with activities of daily living
• Activities and programs designed to engage people with memory impairments
Williams – Bonnie Tyler – Mark Hamill – Anjelica Huston
