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Metro West & Worcester County East, MA HOME & LIFESTYLE GUIDE Volume 37, Issue 13

CREATIVE LIVING Sponsored by: AVIDIA BANK

How to Decorate Your Home for

FALL

See Inside For More Details

TO ADVERTISE, CONTACT: Mark Carron or Howard Kelley 508.951.6639 or Dick Dennin 508.527.9007

RealEstateBook.com

Request FREE MAGAZINES online, or call 800-841-3401

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Listing Agent: Katie Fisher 978-897-3633 Fisher & Associates www.Fisher-Realestate.com COVER HOME: STOW ~ Create your Dream!

Young Colonial w/1,900 SF on 2nd flr ready to Finish! For More details, see page 9.

11/4/17 8:16 PM

Michael L. Durkin ALC, CBR, REALTOR® 269 West Main St. Northborough, MA

508.365.5250

SHREWSBURY This Exquisite Home has been Completed by Master Builder & craftsman James Caruso. Splashed w/sunshine thruout & custom Hickory Hdwd flrs. Marble, granite & expensive carpeting. Roughed in walkout lower level. Master bath w/soaking tub. 4 BR, 3.5 BA. $869,900

COMING SOON “TALL PINES II“ Northboros finest address.

Prices starting at $784,900.

Only 5 available!

Call now to reserve your spot.

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NORTHBOROUGH Gorgeous 4 BR, 3.5 BA manor home back off the street on a quiet private lot! Details throughout the home are endless. Oversized 28’ X 17’ Family Room with walkout to patio, pool! Sprawling Kitchen Chef’s heaven!. $829,500

NORTHBOROUGH - Chatfield Notch A Master Builder Bob Moss community. Town S/W & Natural Gas. All updates in Place custom cherry Kitchen w/backsplash By High end designer & all granite.

Breathtaking!! All baths have been redone. MBA w/River stone tiled shower. Lrg level lot. 4 BR, 2.5 BA. $639,900

drastically reduced!!

NORTHBOROUGH Designer colors highlight this gracious home. New, vivid & freshly applied, inside & out. A Bob Moss original.

Cul De sac living Assabet Hill is a great neighborhood.

Gleaming Hardwoods throughout w/a cathedral FR & REAL brick FP. Big back yard. 4 BR, 2.5 BA. $569,900

NORTHBOROUGH Believed to be built in or around 1745 by the Goodnow Family & later lived in by the Bartlett Bros in the 1800’s followed by the Patterson Family. built from bricks. A beautiful 18th century home & attached homes 5/6 BR, 2.5 BA, Small Nursery off master. $359,900

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THE FOLEY TEAM .......

Tim & Mary Foley 508-735-6641 TimFoley@Remax.net

Best Choice 95A Turnpike Rd. Westborough, MA

www.Foleyhomes.info Here is a sampling of some of the 50+ 5 STAR ZILLOW REVIEWS FOR THE FOLEY TEAM "I highly recommend Tim and Mary for anyone wants to buy or sell properties in Westborough. They helped us sell out property in Sep, 2116.They are very knowledgeable about the market and they give good advice to us throughout the whole process. They are simply the best."

"Tim and Mary are thorough, organized, honest, and experienced realtors with deep knowledge of the Westborough area. They helped us prepare and price our house so it would sell. Our home sold the first day we listed it. The two of them did so much more for us than list our house. We can't recommend them highly enough and we would absolutely work with them again."

"My wife and I have recently bought our first ever house in Westborough, MA, with exceptionally professional service from both Mary and Tim Foley. Not only have they gone out of their way looking for houses that suit our needs for almost a year, and actively obtaining opportunities to show us houses before they went on the market, they have provided us invaluable recommendations for ALL the remodeling contract work we have done, including all the floor replacements (both hardwood and carpet), kitchen and bathroom remodeling, ensuring the renovation went smoothly and quickly. These are essential for us first time buyers. We highly recommend Mary and Tim without hesitation, and we are lucky to have them as our friends.... "

WESTBOROUGH Spectacular Corner lot condo/townhouse unit w/spacious rear yard, gleaming hdwds, designer select new interior paint, fabulous bonus rm w/full wall built in cabinetry & cath ceils. 3d floor loft. Truly a turnkey home w/nothing to do but move right in & enjoy. 4 BR, 3 BA. $519,900

WESTBOROUGH Spectacular 'A' UNIT in Desirable Orchard Hills over 55 community. 2C 'attached' garage. Kitchen is accented w/cherry cabinetry/granite counters, wet bar & breakfast area. LR/DR area w/17' cath ceil & gas FP. Add'l walk out LL. Full clubhouse facilities. $499,900

BERLIN Outstanding opportunity to live in this serenely quiet area of Berlin w/easy access to Rte 495 and Life Style shopping Center. Crisp detail throughout all 3 levels. 2 car garage & a wide open entertaining area w/finished LL. Plenty of storage as well. 2 BR, 2.5 BA. $2,500/mo

WESTBOROUGH Outstanding Opportunity to live in Downtown within walking distance to great shops, restaurant's & stores.

Fabulous open layout with two full baths & a separate office area. Granite counters, Stainless Steel Appls & much more. Won't last long.. $2,350/no

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Page 4 - Please Say You Saw It In The Real Estate Book - Vol. 37, No. 13

Re Net®

REALTORS® networking together to serve you better

Maria Smith Real Estate Notary Public

508-845-9974

www.mariasmithrealty.com

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SHREWSBURY Near center of town.

3 BR, 2.5 BA Colonial offers generous, cabinet- filled kitchen w/eating area + formal Dining Rm, FPL’d Living Rm, fin Fam Rm in LL w/walkout. $469,877

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SHREWSBURY Vintage cottage which features updates... 2 BR plus formal DR (presently being used as a 3rd BR) 1.5 BA, hdwd flrs, LR w/FP... sunny enclosed front porch.

Partially bsmt finished w/laundry & walk out to back yard. Conveniently located. $271,977

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WILBRAHAM Unique custom design Executive Ranch boasts 4+ BR, 3.5 BA, hdwd flrs, Fireplaces, 4,081 sq ft of living area on professionally landscaped 4+ acre lot, 3 car garage. $366,777

Lot For Sale!

Leicester - $78,777 Build your dream home on this 1.23 acre lot with water/sewer...

415 Boston Turnpike, Suite 308B, Shrewsbury, MA 01545

Deposits in one week!!

Elaine Evans

| REALTOR®

BostonBeantownProperties.com

Direct: 508.954.9019 Office: 781.979.0100

Elaine Evans

eevans8603@gmail.com

WORCESTER - $775/MO, $400 & $300 "Charles Webb House" office suites available for rent! Being a granite merchant in the late 1800's the buildings exterior exhibits magnificent workmanship & materials. Reception area has copier, desk & common work area. Office suite consists of 400sqft w/in office bathroom.

GreaterWorcesterCounty.com

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SHREWSBURY COMMONS! Huge 2 bedroom, 2 bath condo centrally located. Updated unit with hardwoods, beautiful baths & kitchen! Well kept complex, mins to UMass. $229,900

LEICESTER 0.76 acre of land. $25,000

11/4/17 8:20 PM

make the right move with make the right move with

Gary Kelley Gary Kelley Real Estate Professional Real Estate Professional

Gary@MoveWithGary.com l MoveWithGary.com

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SHREWSBURY ~ Young, fully applianced Jennaire kitchen, encl porch. Master, 14x24, vltd ceil, sliders to ofc, hdwds. Lower level 3 rms, FP. Upper $300's. Min. to $290.

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PAXTON ~ Candlewood. Custom, quality, all brick home.

5 BR, 5 BA, 2 FP, hdwds thru-out. Applianced eat in kitchen, lst level ofc. Open flr plan. 1.77 Ac. Upper $500's.

WORCESTER ~ Totally renovated, open flr plan, 3 BR, young applianced kitchen, 2 updated BA, whirlpl. Master, walk in closet. Fin LL w/3 rms + full BA. Upper $200's.

Tina Bilazarian, Inc. 508-842-1700 homes@bilazarian.com

www.bilazarian.com Service Beyond The Expected

"Service Beyond The Expected"

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SHREWSBURY ~ Wooded 1/2 acre lot sited at end of completed cul de sac, sidewalk, utilites. Walk to St. Johns High School. Your plans, your builder.

Anne Reardon French, CBR | 508-868-0614 Tina Bilazarian, CRS, ASP, SRES | 508-826-2197 Sue Ganas Tolley, CNS | 508- 902-7827 Bev Garvey, Realtor | 508-849-9337 Moya Mitchell, CBR, SRES | 508-451-1410

11/4/17 8:20 PM

Page 6 - Please Say You Saw It In The Real Estate Book - Vol. 37, No. 13

IT’S THE HOLIDAY SEASON.SEASON. IT’S THE HOLIDAY KICK BACK, RELAX, ENJOY. KICK BACK, RELAX, ENJOY.

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you prepare for house guests o u pe rtsh eo n l y . S o m e r e s t r i c t i o n s m a y a p p l y Nrecwl ecaun si nt og m The holidays can be a hectic time of the year. m e s s a f t e r w a r d , w e’ l l m a k e y o u r h o l i d a y s s t r e s s - f r e e We’re here to make them easier. Whether it’s helping so you can kick back, relax and enjoy them.

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©2016 Molly Maid, LLC. Each franchise is independently owned and operated.

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MOLLY MAID ©2016 Molly Maid, LLC. Each franchise is independently owned and operated.

03001.37.13.006.indd 1 of SouthEast Worcester County

of SouthEast Worcester County

11/4/17 8:29 PM

 508-595-9900  508-842-3000 

www.VisionYourMove.com 

NEW PRICE! PERC'ED W/SEPTIC DESIGN

UNDER AGREEMENT

UNDER AGREEMENT

SHREWSBURY - $215,000 Treed, wooded buildable lot! A retracement survey has been issued & recorded combining 2 parcels into a nice 3 ac parcel. Perc’d lot.

Lisa Bradley 617-803-9863

SHREWSBURY - $799,900 Impeccably designed colonial on an estate-sized lot.

4 BR, 3.5 BA, plus a side-entry garage & finished LL. Scr-in gazebo. Flr-to-ceil stone FP in FR, updated cherry kitchen.

Lisa Bradley 617-803-9863

SHREWSBURY - $1,299,900 Timeless Style. Qlty Construction.

North Quadrant. 4 BR, 4 full & 2 half BA. Lower level features a fully equipped home theatre.

Lisa Bradley 617-803-9863

LANDSCAPED & NEAR COMPLETION!

NEW LISTING | FABULOUS IN EVERY WAY!

BUILDER'S OWN CUSTOM HOME & POOL!

PRINCETON - $475,000 Farmhouse style covered front porch. Eatin kitchen area, 4 BR, Master w/ walk-in closet. Walk-out basement.

Wachusett Mtn mins away.

Janet Schoeny 978-808-2429

PAXTON - $649,900 GLAD HILL ESTATES! 4 BR, 3.5 BA Colonial w/ hdwds & surround sound on the 1st flr, a gorgeous eat-in kitchen w/granite.

Sunken FR w/FP. 3 car garage. 1 acre.

Marianne Belanger 508-769-3676

WORCESTER - $679,900 Formal brick front w/copper downspouts, gunite I-G pool, dentil crown moldings. Formal LR & DR w/hdwd flrs. Oak pegged flrs.

Fin LL. 5 BR, 3 full & 2 half BA. Jeff Burk 508-826-3301

Wishing Everyone a Peaceful and Happy Thanksgiving!

SHREWSBURY

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Page 8 - Please Say You Saw It In The Real Estate Book - Vol. 37, No. 13

Whitinsville Branch Office 971 Providence Road, Whitinsville, MA 01588 508-234-6441 OwnNewEngland.com OPEN HOU SE Thursday 11 Saturday 11 -2 pm -2 Sunday 1-4 pm pm

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11/4/17 8:25 PM

HOW TO BUY A HOME IN A TIGHT MARKET W

e all know the equation: low inventory means higher prices. Also known as a tight market, this setting can be stressful for buyers, who are trying to snap up their dream home yet keep running into competition. Attempting to purchase a house in this type of market can make the already complex process of buying a home even more overwhelming.

The following five tips can help buyers successfully get through the buying process in a tight inventory market:

yard, those cannot be addressed later and must be taken into account during the house hunting process.

BE READY TO MAKE A DECISION QUICKLY. In a seller’s market, homes rarely stay on the market long, so when a house that is in their budget and checks off all of their needs come along, buyers should not hesitate. Buyers should be ready to submit an offer quickly, or they may risk missing out on the home altogether.

DETERMINE & STICK TO A BUDGET. Before beginning the house hunting process, prospective homebuyers should receive loan preapproval from one or more lenders to verify how much they can borrow. Then, after taking into account additional costs of ownership such as taxes, utilities and insurance, buyers should determine a final budget they can comfortably afford. When listings are scarce, bidding wars can drive up prices, so buyers must be prepared to walk away if the asking price surpasses their budget.

BID COMPETITIVELY AND LIMIT CONTINGENCIES. It is tempting to submit a low offer as a starting bid, but in a seller’s market buyers need to put forward their highest offer from the very beginning or they are likely to lose out on the home. It is also important to remember that in multiple bidding situations it is not always the highest offer that is most attractive to the seller but the one with the fewest contingencies. Removing restrictions related to the sale of a current home and being flexible with things like the move-in date can make a bid stand out to a seller.

IDENTIFY DESIRED NEIGHBORHOODS AND HOME WANTS VERSUS NEEDS. When housing inventory is tight, buyers may need to compromise on what they believe they want from a home. Certain wants, such as stainless steel appliances or hardwood floors, can be added later.

However, if a buyer wants to be in a specific school district or have a decent sized back-

WORK WITH A REALTOR®. All real estate is local, so it is important to work with an agent who is a Realtor®, a member of the National Association of Realtors®, and who is familiar with the areas and neighborhoods the homebuyers are considering. They can give buyers the competitive advantage needed in a tight market.

The Basics of Buying Investment Properties

By Kenneth D. Rosen Editor’s Note: This was originally published on RISMedia’s blog, Housecall.

See what else is cookin’ now at blog.rismedia.com.

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veryone wants a magic and immediate path to wealth. The bad news? The path doesn’t exist. Wealth is attainable through more conventional means. If you come to understand the real estate industry and if you deepen your own firsthand experience as you buy and sell investment properties, you’ll be on the road to success.

Along the road, there are six core principles that will make or break each real estate investment deal. They are the most important concepts you will learn. I call them the Big Six. With each successive deal I negotiated, I grew to recognize the common elements. The Big Six are part of a sequenced step-by-step formula that enables you to identify and purchase the right income property at the right price.

The elements of the Big Six Formula that will guide you into the basics of buying income properties are the following:

1. Location

Location is the single most important component of any real estate deal. It is crucial in determining your investment success. Look for properties that are situated in an “A” location. Such locations include the socioeconomic levels of the people who live or work in a particular neighborhood, its proximity to shopping centers, public transportation, crime levels, the nearness of prestigious universities and medical facilities, traffic congestion, zoning restrictions, the quality of schools, fire and police protection, and even the reputation of the local government and its officials.

2. Building Quality & Design Efficiency

Design efficiency interfaces with building quality. When you find an investment property you’d like to buy, you will need to scrutinize both elements. Look for properties that far exceed minimum construction requirements and that have useful and innovative design elements. This will not only make the property attractive to tenants but will add value to the property in the future. Design features on apartment complexes that stand the test of time include walk-in closets, large kitchens with windows, and his-andher bathrooms. In an office building, a common area factor of 15 percent is desirable as well as a ratio of four parking spaces for every 1,000 square feet of rentable space.

3. Tenant Profile

Tenants can represent either an asset or a liability in an in-

vestment. When you invest, your mission is to make sure your tenant profile is the former and not the latter. Just as you want a well-constructed and well-designed property, you’ll want stable tenants who are a good match for your property and have appropriate lease agreements.

Find out how much rent is generated and whether it is at market rate or under market.

You want to focus on finding an income property that offers the opportunity to increase rental income and, by doing so, multiply the value of the property so that you can resell it at a substantial profit.

get started, you’ll need to get a number of finance-related items in order. The first thing you should do before applying for a mortgage loan is to review your credit reports and your credit scores. Also, learn the terms, understand the components of a mortgage and how they interact, and be open to the full range of financing options available.

Banks and other financial institutions make money from mortgages. They are willing to negotiate. Be creative—you may be surprised at the terms you’re able to obtain from a bank or insurance companies, especially in today’s low interest rate environment.

4. Upside

6. Price

This fourth element refers to the cash flow growth possibilities offered by a particular property along with the likelihood that the property will increase in value. A property may cost $1,500,000 to construct, but if it brings in only the income of a $900,000 property, then it is worth only $900,000. The key to increasing value lies in buying a solid Class B property in an “A” location where the rents are under the market, the leases are short term, and there are no options to renew the leases.

5. Financing

In the musical Cabaret, there is a song with the lyrics, “Money makes the world go around.” It could just as easily be used to describe real estate’s role in the economic landscape. The free flow of money and access to credit is what adds vibrancy to property investment. Before you

The successful evaluation of a property’s price has more to do with how much information you can gather about a seller and the property than it does about the price tag on the real estate deal. You must look at the value of the property, which is not the same thing as its price. The crucial concern is not just how much the property costs, but what kind of income it can generate for you. A property may be architecturally perfect and engineeringly sound, but if you’re locked into long-term, under-market lease rates, the value will be eroded.

If you master these principles, wealth will be within reach.

However, it’s not enough to just understand and utilize the Big Six. You must execute them in order. That’s because they all fit together snugly to form your customized real estate formula.

How to Decorate Your Home for Fall Fall is one of the best seasons for decorating your home in a tasteful way that’s both festive and functional. Some of the most popular fall decorating themes include pumpkins, gourds, fall foliage, and pinecones to name a few. It’s time to say goodbye to summer and welcome the changing of seasons by adding a few cozy touches around your house with these tips.

1

Refresh Your Front Door: Maximize your curb appeal by adding piles of pumpkins and gourds to create a cheery look. Get creative by painting your house numbers onto one of the larger pumpkins, or throw in some potted croton and mums to your décor to complete the look. For a finishing touch, place a fall-themed wreath on the door.

2

Warm Things Up: With cooler temperatures creeping in, give your open spaces a snug feel by swapping out your lightweight pillows and linens. Instead of cotton and linen, opt for velvet or burlap materials in darker colors. Add a few throw blankets into the mix, and you’ll be ready to welcome guests for nights spent by the fire.

3

Add Fall Flowers: Just because summer is over doesn’t mean that flowers have to go along with it. If you’re looking to brighten up your home, there’s no easier way than to do so with flowers. Sunflowers and alstromeria are both great choices because they both last for about a week. Remove all leaves below the water line and change your water every few days in order to keep your blooms fresh.

4

Add a Rocking Chair: Pair a rocking chair with a plaid blanket outside on the porch for the ultimate fall look.

All that you’ll be missing after that is a cup of pumpkin flavored coffee.

5

Bring Outside In: Fall leaves are ideal for sprinkling on the mantle or for pressing onto wax paper during an afternoon of crafts. Use backyard leaves to create streamers for fall-themed parties, or frame them for artwork around the house. The options are endless!

6

Turn on the Fire: Fireplaces take the center stage when it comes to the fall season. If you have a wood fireplace, now is the time to make sure that you have enough firewood for the rest of the season.

If you’re using gas, don’t forget to turn it off when you leave to go somewhere. Nonetheless, a roaring fire paired with a comfy sofa and views of the changing leaves creates the perfect fall setup.

Please Say You Saw It In The Real Estate Book - Vol. 35, No. 13 - Page 13

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STOW, Stunning Foyer with Open Rail Staircase, Gleaming Hardwood Floors, Beautiful Light and Natural Woodwork, Custom Designed with a First and Second Floor Master Bedroom Opportunity. Granite Kitchen, 3.5 Baths, and over 3,000 SF of Living Space. Lovely Deck with a Rear Yard Framed by Trees. Call for Details Today! $699,900

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STOW, New Home to Be Built! 3,200+ Sq Ft. Fantastic Location near Stow Community Park w/Tennis, Soccer, Baseball, Playground and More! 4 Bedrooms, Master Suite w/ Walk In Closet, Soaking Tub and Separate Shower. 2 Car Garage, Living Room Opens to the Back Deck! Minutes to Commuter Routes, Shopping, Conservation Trails! Call for Options! $799,900

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STOW, Young Colonial w/1,900 Sq Ft on 2nd flr is ready to Finish! 1st Flr has 3 BR, 2.5 BA Marble, Cherry, & Stainless Kitchen, Breakfast Nook. Central A/C, Gas Heat! 2c Gar. Sunroom, & Deck! 5 BR Septic system. Wonderful opportunity for extended family, Au-pair, An Amazing Prestigious Single Family home. Nearby Golf, Minutes to the Lake, Commuter Routes, & Conservation! $649,900

STOW, Open & Flexible Floor Plan! Sunroom w/ Pellet Stove, Updated Granite Kitchen, Beautiful Hardwood Floors on the 1st floor. LR, DR, 2.5 baths. The LL Opens to a Sitting Room & Spacious Family Room with Stone Fireplace and Wood Stove Insert, 1/2 bath & 3rd bedroom. Walk to Stow Community Park! Great Commuter Location! $424,900

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Page 14 - Please Say You Saw It In The Real Estate Book - Vol. 37, No. 13

Maureen H. Brennan Realtor/Broker

508-981-4761 96 Assumption Ave Worcester, MA 01606

MaureenHBrennan@aol.com TEMPLETON Ready to Move Right in!

New construction with 1.2 acres of land. This 3 BR 2 BA raised ranch has central AC, hdwd flrs throughout, w/ceramic tile in both bathrooms. Open concept living area, tall ceilings. Upgraded kitchen w/granite counter tops & soft close cabinets. Deck through sliding glass door in the LR w/stairs that lead to an open level back yard, as well as plenty of tree’s for privacy. Easy access to Rt 2. Only 3 miles from shopping center (Market Basket, Marshalls, Starbucks etc).

MLS#72197125 $239,000 Seller offering up to $5k back towards closing costs.

JUST LISTED Worcester / W. Boylston line Amazing 1890 sq ft trilevel townhouse condo. Rare 1st flr master. 2.5 BR. Gas heat & FP, 2+ bdrms. office loft. deck, bright lt grey kitchen, more.

Thinking of selling?

Give me a call at 508-981-4761 Paxton / Leicester line LAND. Will be subdivided from larger parcel. Approximately 10 acres. Some wetlands. Will have frontage 50 to 100 ft.

For more properties & information, Visit my website at www.MaureenHBrennan.com

Sue Bellino Happy

SHREWSBURY Vice President International Presidents Circle

508-365-3507 Thanksgiving! www.suebellino.com

Susan.Bellino@NEmoves.com

From Mark Carron, Howard Kelley, Dick Dennin, Karen Weaver & the Real Estate Book!!

We are Thankful for our featured agents, family & friends.

508.527.9007 realestatebook1@yahoo.com

03001.37.13.010.indd 1

A Regionally Based Mortgage Bank

• Quick in-house processing, underwriting and funding • Competitive pricing • Wide array of financing: conventional FHA, VA, USDA RD & Safe Housing • Free pre-qualifications for purchase and refinance transactions John Butler

Licensed Morgage Originator, NMLS#20848 19B Maple Street Marlborough Ma. 01752 508.380.8366 office: 508-481-7500 fax: 508-205-6668 jbutler@rmsmortgage.com www.financewithjohn.com

11/4/17 8:12 PM

Jim Collins

Susan Kalil Collins

John Demac

SHREWSBURY Vibrant 55+ community * 1 Level living * Excellent condition * Open flrplan * $335,000

MILLBURY 2200 SqFt * 8 Rms * 3 BR * Hdwds * 2 Fplcs * Flat, level lot * Neighborhood * $324,000

SHREWSBURY Updated * Spacious cathedral kitchen with Granite & Breakfast bar * $249,000

NORTHBORO New construction * Hdwds 1st floor * Floor-Ceiling stone Fireplace * All public utilities * $749,000

BOLTON 1.5 Acre * Privacy yet neighbrhd setting * 4000+ SqFt * 4 Fireplaces * Pool/Patio * $850,000

SOUTHBOROUGH 5 Bdrms * 4.5 baths * 3 levels * Mahogany Porch * Simply stunning * $1,480,000

SHREWSBURY 2 Yrs. Young * Hdwds 1st flr * Walkout LLevel * Abuts conservation * $838,000

BERLIN 7+ Acres of meadow/woods * Open flrplan * Vaulted/ skylit * Extensive updates * $425,000

BOYLSTON 4500+ SqFt * Nearly 6 Acres * Multiple suites * Fin. LLev * 3 Car garage * $722,000

520 Main Street, Shrewsbury, MA 01545 • 508-842-1600 73 Turnpike Rd./Rte. 9, Southborough, MA 01745 • 508-281-1480

03001.37.13.011.indd 1

11/4/17 8:46 PM

508-836-3333 80 Flanders Road • Suite 102 • The Concord Building • Westborough, MA 01581 1-888-RING ABU More photos and details at www.AndrewAbu.com

1-888-RING-ABU 1-508-

www.AndrewAbu.com

SOUTHBORO Stunning courtyard entry to this impressive home on a picturesque 2.5 acres. Open & welcoming floorplan with Finished LL & Wine Room. $2,600,000

HOLDEN The Homes at Oak Hill is the beautiful newer Subdiv offering exceptional quality & details. Hdwd flrs, granite, CentAir, 2-car garage, Town Water & Sewer

NORTHBORO Privacy PLUS Convenient to Shopping! Updated Kitchen opens to sunny Breakfast Room & NEW Deck. Refin. hrdwd flrs, new carpeting, level backyard $469,900

NORTHBORO Beautiful 5bdrm home in Move-In Condition! Kitchen w/granite, SS appl. & new hrdwd flr. 1st flr Office, 3C garage, gunite pool & mahogany deck $895,000

SHREWSBURY Amazing space and incredible details. Gourmet Kitchen w/Dream Pantry, 5 bdrms, 3rd flr bonus space plus fin. walk-out lower level. $1,099,900

BOYLSTON Multi-acre setting w/lush lawns & woodland paradise. Upscale finishes, incredible details & impressive comfortable spaces. Det Barn w/unfin. 2nd level $1,150,000

Cindy Seltzer Pollard

Pat Anderson

Linda Tolman

NORTHBORO Completely custom 4bdrm home w/charming wrap-around front porch.

1st flr Master, upscale Kitchen w/built-in seating, 2nd flr Loft, fin. lower level. $835,000

SHREWSBURY Brand New Eastern Point Condos on Lake Quinsigamond. Incredible location, beautiful views, upscale details thruout. Fin. lower level & paver patio $479,900

NORTHBORO New Construction - Plan your Dream Home! Luxury Home to be blt by reputable local builder on a priv 4.95 ac lot.

Easy access to major rtes & shops $1,200,000

WORCESTER Classic 4bdrm Cape on a corner lot in the Burncoat area. LivRm w/FP, sunny Kitchen, 4-season Sunrm, 2 full baths, Deck, flat rear yd NEW PRICE $269,900

SHREWSBURY Local Builder, Ron Peris, offers this Amazing New Construction loaded w/upgrades. 9.5ft ceilings on 1st flr, fin.LL NEW PRICE $1,025,000

HOPKINTON Lovely Huckleberry neighborhood! 4 bdrms, 3.5 baths, 1st or 2nd flr Master, fin. lower level, 1st flr Office, new paint & carpeting. $599,000

Cindy Seltzer Pollard

03001.37.13.012.indd 1

Pat Anderson

Linda Tolman

Mark Peris

11/4/17 8:23 PM

6 Church Street, Northborough, MA 01532

508-836-3333

u.com

Andrew Abu

Andrew Abu

NORTHBORO 1-ac lot abutting conservation land is the setting for this 5bdrm home w/a very flexible flr plan. 1st & 2nd flr Master Suites, 2-story FR, Fin.LL, 3C gar $889,900

NORTHBORO Welcoming entry foyer sets the stage for the graceful flow of the openness offered. Upscale features thru-out, IG pool, outdoor kitchen & covered outdoor FR $1,599,900

HOPKINTON Gorgeous updates in this impressive home. Freshly painted rms, new hdwd flrs, granite & more! Great indoor & outdoor space for entertaining/relaxing $900,000

GRAFTON $850,000 4 custom homes being built on 17ac at Merriam Woods. One lot is sold. Land borders Churchill Meadows.

Call for more details.

SHREWSBURY Beautiful custom built home on an incredible lot on the North side of town. 4bdrms, 4F baths, 1st flr Study w/full bath, 3-car side entry garage $1,275,000

PAXTON Stunning home in a neighborhood offers a sun-filled open flr plan. Renovated top to bottom! New siding, windows, Kitchen, hdwd flrs, BAs...the list goes on & on $308,000

Mark Peris

Alicia Abu

Mike Howard

WESTBORO New Price $489,900 1st flr Master Suite with deck access, LivRm w/ cath. ceiling & floor-to-ceiling FP, Fin. LL w/ Wine Room, 2-car garage

HOLDEN Royal Barry Wills Cape set on almost 2 acres. Just minutes from downtown Worcester! 5Bdrms, 5Full & 1Half Bath, 4 garage spaces. $999,900

NORTHBORO $750,000 New Construction on a country road. 4 homes to be built 1 already under agreement. Hrdwd flrs, granite, 4bdrms, 2.5baths, 2-car garage

SOUTHBORO New Price $769,000 Liberty Estates neighborhood! 2-story Foyer, bright & sunny rooms, 4 BR, Fin. LL, 2-car side entry garage, great commuting location.

BERLIN $650,000 13+ Acre Res.Land near Bolton line on a country road. Potential for 5 lots, off a common driveway subdivision.

Call office for details.

UPTON New Price $489,900 Beautifully set on a 1.84 ac lot in a neighborhood. 3bdrm home (4bdrm Septic) w/newer updates... roof, skylts, windows, siding, deck & more.

Alicia Abu

03001.37.13.012.indd 2

Mike Howard

Dina Nichols

Raj Seth

11/4/17 8:23 PM

Page 18 - Please Say You Saw It In The Real Estate Book - Vol. 37, No. 13

Michael Auen

Jeanne Leombruno

Broker Associate

REALTOR

GRI, CBR, ABR, CRS, Notary

508-951-4951

508-259-9737

www.mikeauen.com www.JeanneLeombruno.com mikeauen@remaxexec.com 77 Main Street jeanne@remaxexec.com Hopkinton, MA 01748 22 South St, Suite 203. Hopkinton, MA 01748

Hopkinton ~ $489,900

Hopkinton ~ $350,000

UPTON BR, 3.5 BA Oversized Colonial split MILFORD in cul de in UPTON Antique all Be in for 4the holidays!!! w/flexible3BR flr condo Antique Village Downtown.

Highly charm ranked yet school plan phenomenal offer an updated, appli-flr plan, system A great starter home. Short distsystems to town with water granite views ofkitchen sacw/SS w open frpl,- fresh COMPLETLY newer ances & oversized island. Large FR w/hdwd flrg. 3 center. Short drive to both Southborough & Ashland Mill Pond & too many upgrades paint, new carpet, new hrwds and updates! Newer windows, large BRs w/hdwd flrg. Master BR w/nicely updated Commuter Rail Stations. 4 BR, 1 Full BA, a large eat to list.

Finished walkout bsmt, in the master, & kitch w granite. siding, central vac,Could furfull bath. Full FR & office downstairs w/sep entrance to in kitchen w/island roof, & 2 FRs. Farmers porch. rear yard.

In ground pool changes & shed. 2 carFinished garage. bsmt forpotentially be expanded into 2carpeting, Family or In lawbaths, unit. heated salt water pool guest space nace, colors & much more! $799,000

or play/media rm. $269,000

kitchen, appliances $359,900

Our lisings are Selling FAST - Contact us have your property marked SOLD! Metro West & Worcester County

The Real Estate Book

East, MA

TYLE GUIDE HOME & LIFESVolume 37, Issue 13

of Metro West & Worcester County For advertising info, contact:

Mark J Carron 508-951-6639 Howard Kelley CREATIVE LIVING AVIDIA BANK Sponsored by:

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03001.37.13.001.ind

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03001.37.13.014.indd 1

11/4/17 8:18 PM

Please Say You Saw It In The Real Estate Book - Vol. 37, No. 13 - Page 19

Barbara Rybicki REALTOR®/BROKER

508-415-1465

EXECUTIVE 68 Worcester St., North Grafton, MA 01536

Barbara@BarbaraRealtor.net

www.BarbaraRealtor.net

NORTHBRIDGE $399,500 Pristine 4 BR Colonial nestled in the heart of Hills of Whitinsville!

Sun-splashed kitchen w/granite open to Dining Area. 9’ ceils on 1st flr, gleaming hdwds & elegant columns in Formal DR & LR. Spacious Master Suite w/lavish BA & huge walk-in closet. Large basement. 2C garage w/built-in cabinets & shelving.

SOUTH GRAFTON $384,900 HILLTOP FARMS!!

‘SUSSEX’ END UNIT at the end of cul-de-sac.

Grand 2 story Foyer. w/sweeping stairway, opens to the formal DR. Large, sunny eat-in kitchen. LR w/ marble FP. 3 SEASON SUNROOM. LUXURY FIRST FLOOR MASTER SUITE w/lavish bath. 1st flr office. 2nd flr loft. Huge walk-out lower level

CENTRAL GRAFTON $779,900 Attention Builders and Developers!! One of kind opportunity!

12+ acres of beautiful pasture land abutting woods next to Peter’s Estates. Great potential for a single family subdivision. Excellent commuting location. Withn minutes to Mass Pike, T-train, Schools and all conveniences. Bring your ideas!

GRAFTON Attn Builders, Investors!! 12+ acres of beautiful pasture land abutting woods next to Peter’s Estates. Great potential for a single family home subdiv.

Excellent commuting location. New Grafton High School and Tufts University!!! Within 45 Minutes to Boston, easy access to T-train, Mass Pike, and all conveniences..

*EXCLUSIVE MARKETING*EXCEPTIONAL RESULTS* *CALL TODAY FOR FREE MARKET ANALYSIS*

Robyn Nasuti

Commonwealth

REALTOR® Notary ABR, ASP, SRES

774-573-1336

www.RobynSoldMyHouse.com

Grafton line. $879,000

UPTON 28+ acre estate.

4 bedroom custom Colonial with 3 car garage, screen porch, walk up atic, in-ground pool in cul de sac near

UPTON 3+ acre estate in desirable neighborhood with cobblestone driveway & screen porch & Koi pond with waterfall. Open flr plan, hdwd flrs, 2 fireplaces, enormous master suite & if you need more space a heated bsmt. $574,000

Visit www.RobynSoldMyHouse.com for more listings

03001.37.13.015.indd 1

Expert Agents Realty Mark Toomy 508-393-3383

www.ExpertAgentsRealty.com mtoomy@yahoo.com

MainSt, St, Northborough, Northborough, MA 8888Main MA01532 01532

NORTHBOROUGH $635,000 Gorgeous 4 BR, 2900 sq ft colonial in perfect neighborhood setting!

HUDSON - $499,900 Beautiful over 55 townhome in “Westridge”. 1st floor master bedroom, private courtyard, loads of upgrades!

NORTHBOROUGH Rental $2,450/mo 3 bedroom, 2 full bath home with garage.

Great location!

11/4/17 8:14 PM

Page 20 - Please Say You Saw It In The Real Estate Book - Vol. 37, No. 13

You can depend on HomeTeam for a faster, more efficient home inspection every time. While onsite, each team member focuses on his or her own area of expertise— which helps us cover every area, from the ground up. With our systematic approach and detailed reports you can rest assured that you have the information you need.

That’s the HomeTeam promise.

(508) 689-7426 hometeam-worcester.com worcester@hometeam.com Each office is independently owned and operated. ©2016 The HomeTeam Inspection Service, Inc. All rights reserved.

LUXURY SYNDICATION AT ITS FINEST Luxury syndication with The Real Estate Book has global reach.

Luxury listings are posted daily to these great luxury brands including:

International editions of The Wall Street Journal, including Asia, Europe, India, China and Latin America. Mansion Global English, Spanish and Chinese.

# Listings $450,000 and above, * Listings $500,000 and above, ** Listings $750,000 and above, *** Listings $1,000,000 and above

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11/4/17 8:41 PM

Create Privacy, Divided Zones. Escape the hustle and bustle while making a space feel more intimate with the use of barriers like large plants or trees, a pergola, or privacy panels. Designing distinct spaces with divided zones helps create the feel of a secluded getaway and gives each area purpose.

Design for All the Senses. The best spaces are those that delight all the senses. In addition to designing a comfortable, beautiful space, consider adding outdoor speakers for music that sets the mood, or a water feature that eliminates street noise. Relax and enjoy the delicious smell of grilling or the experience of roasting marshmallows over an open flame. Consider adding fragrant bushes to fill the night with a sweet scent. Get creative.

Are you looking to get more out of your outdoor spaces? Dreaming of days spent lounging al fresco with friends and family? You’re far from alone.

“The research shows the most loved areas of the home combine relaxation, socialization and functionality,” says Stephen Schroeter, Napoleon Products senior vice president of Sales and Marketing. “Outdoor spaces provide a great opportunity to accommodate all three, yet they are still vastly underutilized by most homeowners.” He has some top tips for creating the dream outdoor oasis: Add an Outdoor Kitchen. Outdoor kitchens are growing in popularity, and for good reason. Not only do they meet a basic need, but they do so in a fun, engaging atmosphere. No one wants to be stuck inside preparing a meal when the party is out under the sun—or stars. The showpiece of every great outdoor kitchen is a quality, professional grill, either freestanding or built-in. Other culinary considerations include outdoor refrigerators or coolers to keep beverages cold and flowing freely, pizza ovens, and sinks for easy clean-up.

Establish a Gathering Place. One of the most important features of an outdoor space is an area for socialization. A central location with a variety of seating options creates a welcoming atmosphere.

Consider a built-in fireplace or a fire pit to provide a focal point and enable the space to be used later into the season.

Add Accents. Small touches can go a long way.

Homeowners can personalize a space with items that define their style and personality or focus on a fun theme. Don’t be afraid to add bold pops of color—an outdoor living area is a great place to explore a more adventurous design than you might consider inside the home.

HOME SAF ETY: BEST PL AC E S TO P U T S E CU R I TY CAMER AS

If

you’ve decided to put up security cameras for your home for the first time or are considering widening your safety net, knowing the proper way to place and angle your cameras is vital to keeping your home as safe as it can be. Not only can proper camera placement catch important details of possible crimes in your area, simply placing them properly can deter a crime from happening in the first place.

The most important factor in judging where to place a camera is simple: Your home is your home. You know what the layout is, you know where the most important rooms are, and you may be in the unfortunate position of knowing how someone entered your home without your permission in the past.

Before you begin placing any equipment, consider some basic questions about your home’s surveillance needs. Some questions to consider include:

• What parts of your home are you most concerned about?

• If someone has broken into your home before, even before you owned it, where did that occur?

• Are there any spots on my property that aren’t plainly visible to the street or my neighbors?

• Do you need to keep any local camera placement laws in mind?

Though you may come to a variety of conclusions and potential diagrams for your home security systems, consider the usual entry points for potential burglars when casing a home. Knowing the most common routes of entry can take a large portion of the workload off of you simply by observing recorded statistics. With over 80 percent of burglars

entering a home through the first floor, whether through door or window, it’s especially important to keep the entirety of your property’s entryways covered. At the same time, trying to cover low locales, such as your doors and windows, may leave cameras in easy reach of criminals, thus completely negating their usefulness.

If you find you have a lack of safe places to place a camera, consider looking into protective caging for your equipment to protect it from being knocked out of order while you aren’t looking. This is also a good time to contemplate what special tools you may need to complete your installation, so ensure you check your camera system to see its recommended outfitting requirements that might need special preparations.

While losing a camera can mean losing important evidence to help identify vandals or thieves, there are clever ways to keep yourself safe that might goad a criminal into making a misstep. Placing a dummy camera in obvious sight not only deters crime by showing you keep your home under tight watch; it also gives an easy target to a potential burglar that can distract them from hidden cameras that catch them in the act.

As an added bonus, dummy cameras are far cheaper to replace than expensive professional models.

Most importantly, you must consider the features of each camera when placing it.

Cameras cannot focus on multiple ranges and angles at once, so if you want to catch a trespasser’s face on video, mounting your camera up too high can miss their distinctive features, but a raised camera may have a better time picking up a car’s license plate when placed overlooking your driveway.

In the end, even poorly-placed cameras will offer better home security than not having any at all, but there’s no reason to leave proper home security to chance. Knowing how to place your first line of defense can keep you safe before and after any crime, and knowledge is always your best weapon.

The ABC’s of Flood Insurance

BY B A R B A R A P RO N I N

Many home buyers are surprised to learn that while most standard homeowner’s insurance policies may cover water damage caused by a burst pipe within the home, they may not cover damage caused by an overflowing river. Because only a few inches of flood water can cause tens of thousands of dollars in damage, some lenders may require the purchase of flood insurance before closing – even if the property in question is not in a high-risk area. Lender requirements in this regard are communicated in their instructions to escrow when loan documents are issued.

Who determines whether, or how much, flood insurance is required? What do agents and their clients need to know? The answers are as simple as ABC:

A

B

C

WHO MUST HAVE IT?

WHO SELLS IT AND HOW MUCH DOES IT COST?

WHAT DOES IT COVER?

With assistance from the U.S. Army Corps of Engineers and local flood control authorities, the Federal Emergency Management Agency (FEMA) maintains flood insurance rate maps for communities nationwide. The maps are divided into flood zones denoting high, moderate or low risk of flooding. It makes sense that mortgage lenders require flood insurance for coastal homes or homes in other high-risk areas. But historically, says the National Flood Insurance Program (NFIP), about one in every four flood claims comes from moderate or low-risk areas, where federal law does not require insurance. Hence, many lenders may require flood insurance in all flood zones, regardless of risk, especially for federally regulated or insured (such as FHA) loans.

The NFIP, managed by FEMA, offers flood insurance to homeowners in participating communities, and provides small discounts to communities that take steps to mitigate flood risk. The actual policies are sold not by FEMA, but by private insurance companies.

Since NFIP coverage tops out at $350,000 for one’s home and possessions (see C, below), ‘excess flood insurance’ may be purchased to cover claims above the NFIP limits.

In many regions, state flood insurance plans offer perks such as a 15-day waiting period before coverage kicks in, as opposed to 30-days with NFIP plans. The cost is determined by such factors as the level of flood risk and the estimated cost to rebuild. While flood insurance premiums are government-regulated, homeowners can retain some control over their cost by varying the deductible amount.

Flood insurance generally covers direct losses caused by flood waters, but actual coverages will vary based on the specific facts of the incident and the provisions and exclusions in the applicable insurance policy. The maximum insurance amount allowed by law is $250,000 for the structure. (While people tend to associate floods with total loss, the average flood claim is about $30,000, according to NFIP.) Contents coverage for furnishings of up to $100,000 is optional. However, neither building nor contents flood insurance will most likely cover the loss of certain personal property (such as currency) or living expenses such as temporary housing while the home is being repaired.

When you find a home that’s perfect for you, you need a mortgage that’s perfect for you too.

We offer a variety of home financing products including jumbo loans and we can expedite the mortgage process with same day pre-approval.

There is also a closing cost credit for first-time homebuyers.

Apply online at avidiabank.com or speak with an experienced mortgage professional by calling 800-508-2265.

03001.37.13.017.indd 1

11/4/17 8:43 PM

BARBARA VENINCASA

bv@casarealtyservice.com 508.560.9434

80 UNITS

Starting at $415,000

New 55+ Age Restricted Development in Medway

• Approximately 1/2 of 80 Unit development completed • Detached & Attached Units Styles • All with 1st floor Master Bedrooms • 2 Car Attached Garages • Quality Features such as Granite, Hardwoods, Decorative Moldings, Gas Fireplace Amenities include Clubhouse. Architectural Details for a Quaint New England Setting for this Convenient Commuter Location!

Furnished Model Hours: Thursdays 1pm-5pm. Friday, Saturday, Sundays 11am-3pm.

GPS use 71 Winthrop St.

16 Quick Farm Rd Westborough, MA $1,249,000 • New Construction Home Site by Elite Homes Builders.

• Estate - Like Facades with Floor Plan Designs and Features with a Now under construction Flow for today's Lifestye.

• Have your home fully appointed or select your own finishes.

~ Dec. delivery!

Directions: Adams St. to Orchard Hill Rd to Quick Farm Rd.

03001.37.13.018.indd 1

11/4/17 8:22 PM

JULIE VENINCASA

julie@casarealtyservice.com 508.560.2839

265A Bacon Street, Natick, MA Under Agreement - $673,000 New Construction Duplex

Whether your a Young Professional looking for Easy Access to the City, or Family looking to move before the School Year, or Empty Nester looking for a change, This Unit has it ALL & is Ready for You! Just Completed & Staged for Easy Viewing. 2C Garage w/Backyard!

Convenient Location w/Easy Access to Rt 9, Public Transp., Shops & Restaurants. Open Flr Plan perfect for entertaining w/White Kitchen featuring Island, Dining Rm w/Outdoor Access to Patio. Family Rm w/Gas Fireplace & Built-in Bookcases great for Storage. 2nd Flr w/ Spacious Master Suite, Walk in Closet & Private Bath featuring Double Sink Vanity & Tiled Wall Shower! 2 BR have Sep Hall Bath w/Tub. Walk in Laundry rm! Basement unfinished but can be completed if desired. Immediate Occupancy!

19 Richard Road, Needham, MA Reduced - $1,728,000 New Construction, 4 BR, 5.5 BA, 5,310 SF

Local Builder! Walk to School & Park! Well thought out Floor Plan w/Open Kitchen/Family Room & Private First Floor Study & Double Entry Staircase. Generous Closets throughout in addition a Spacious Master Suite w/Two Walk-in Closets Large Laundry Room. Convenient J&J Bath to bedrooms as well as private Guest Suite. Finished Third Floor Den includes Full Bath. Finished Basement includes Playroom, Extra Study & Full Bath.

Gristmill Village Grafton, MA

10 Lot Subdivision • Each Lot over 1 acre Some of the Many Features Include: Energy Efficient • Low Maintenance Siding 30 Year Architectural Roof Shingle Granite Kitchens • Custom Moldings

Lot 1 $579,000

2526 Sq. Ft.

Lot 2 $560,000

2367 Sq. Ft.

Lot 4 $634,000

2731 Sq. Ft.

DEVELOP M ENTS BY ELITE HOM E BUILDERS

www.casarealtyservice.com

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Page 28 - Please Say You Saw It In The Real Estate Book - Vol. 37, No. 13

Boss Realty Group & Brooks Auctions Leominster: 978.534.0615

www.BossRealtyGroup.com

GARDNER $65,000 Spacious home, Side street offers 3/4 BR, 2 BA home w/spacious kitchen & garage. The work needed will be well worth your effort!

ORANGE $64,900 Adorable 3 BR, 1.5 BA home. Oversize garage/barn w/plenty of storage & parking. Bright & sunny 3 season porch. Front & back stairways!

WESTMINSTER $99,900 In the country..... in the woods... This little doll house stands.

With your imagination & work this could be the 2 BR home you have been waiting for.

WINCHENDON $105,000 Close to Downtown, Winchendon School & New Hampshire. 3 BR ranch w/wonderful potential! 1C gar under the house, shed!

FITCHBURG $132,900 Ummmm smell the new paint! Add to that the new furnace, 2 BR, att garage & this may be the ranch for you. LR w/FP for those cold winter nights.

LITTLETON $434,900 Colonial style home set back from road. Kitchen w/view to DR, elongated LR & FR w/FP. Extended MBR. Added SF in fin bsmt. 4 BR, 2 BA.

ORANGE $84,500 Sunny half-duplex!

Spacious kitchen & sunny LR! 2 nice sized BR, large unfin basement & a large private deck to call your own! No condo fees.

SHIRLEY $275,000 Shirley Condo at Woodland Ridge! Newness abounds! Det unit w/3 BR & 1.5 BA! Front farmers porch.

Easy commute dist to major rtes.

GARDNER $110,000 Oversized 4 family home w/off st prkg in rear. Each unit is surrounded by windows, hdwd flrs, butler pantry kitchens. LRs w/EI kitchen space.

LUNENBURG $202,000 This could be a wonderful home. some wood floors, 1.5 baths, 3 bdrms, fireplace, screen porch, 2 car detached garage and more.

BOLTON $179,900 Location! Entry level home in Bolton Community! Large great rm, LR w/FP! Easy commuter distance to highways. 2 BR,1 BA w/country kitchen.

ASHBURNHAM $179,900 Ashburnham/ Westminster Regional School System!

Sunset Lake at Far Hills. Renovated 2 BR ranch is a short walk to Lollipop Beach!

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11/4/17 8:22 PM

Please Say You Saw It In The Real Estate Book - Vol. 37, No. 13 - Page 29

Karen Scopetski - Premier Agent

The most frequently in eNorthborough!

Yo u r H o mhired e t o agent wn R altor TOP PRODUCING

Coldwell Banker International President’s Elite Committed to her profession with Honesty & Integrity

RESIDENTIAL BROKERAGE

508-393-4442 office 508-380-0112 cell 318 Main St., Northborough

NORTHBOROUGH Expanded 4 BR, 3 BA spit on gorgeous landscaped private lot. In-law or master suite addn. LR w/brick FP. Brand new cabinet packed kitchen w/granite counters, SS appliances & separate dining area. Lower level includes FR w/2nd FP & home office. $449,900

SOUTHBOROUGH Well maintained spacious hip roof colonial w/quality finishes on 1 plus acre lot. Sunny kitchen wseparate dining area. Private covered deck. Spacious FR w/ new gas FP. Formal LR & DR. Master with walk in closet. 2 car garage. 4 BR, 2.5 BA. $584,900

NORTHBOROUGH Lovely traditional Colonial in cul-de-sac setting.

A flr plan w/so many options for today’s lifestyle!

Expansive 24x17 cath ceil FR addn w/palladium window & deck. Renovated cherry kitchen. Cozy den w/new gas insert in FP. 4 BR, 2.5 BA. $449,900

SHREWSBURY ~ Minna Terrace a 55+ community!

Young Immaculate move in condition end unit. LR w/FP. Cherry kitchen w/high end finishes! 1st flr master bedroom w/Master bath. Loft/Den on 2nd flr overlooks front foyer & LR. Custom paneled finsihed lower level 3 BR, 2.5 BA. $450,000

BERLIN ~ Estabrook Estates Exquisite custom crafted home built to the HIGHEST STANDARD! Designer kitchen. Grand cath FR w/FP. Master ste w/balcony. 1500+ sqft in the fin LL. Guinte in ground pool & stone patios. Covered breezeway to adj 2 story guest home. 5 BR, 5 BA. $1,299,000

NORTHBOROUGH ~ Deer Run Estates 3 BR, 2.5 BA Meticulously maint contemp multi level home! Dramatic skylit vaulted ceiling LR w/flr to ceil brick FP. Formal dining & Large eat in kitchen. Skylit Loft Area. Cath skylit MBR w/balcony. Renovated FR in Lower Level. In ground heated pool. $549,900

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Page 30 - Please Say You Saw It In The Real Estate Book - Vol. 37, No. 13

4 Monument Square Leominster, MA

978-840-4014 ColdwellBankerHomes.com

FITCHBURG South Side neighborhood.

INVESTMENT opportunity. Main bldg has 3 units w/3 BR each. 3-BR single family split entry in back. Good rents! Off-st prkg.

Marcia Casacca 978-870-7663 $389,000

LEOMINSTER 4 BR, 2.5 BA. West Side Location!!! Open concept home w/Granite Kitchen. 300 SF Sunroom. FR w/center FP. Finished walkout basement. Suzette Thibeault 978-265-6786 $350,000

WESTMINSTER Spacious 5 BR, 3 BA home! Open concept living area. Huge R. 1st flr large MBR w/ updated BA. Gym w/ sep entry. Gerry Bourgeois 978-342-0000 / Laurie Howe 978-549-4440 $419,900

HOLDEN 4 BR, 2.5 BA colonial w/I-G pool & patio area. Huge den/office, MBR w/10x7 walk in closet, large EI kitchen Big fin LL family/game rm. Douglas Tammelin 978-514-3423 $479,000

WEBSTER 2 BR Raised Ranch is turnkey & adorable. Updated flooring thru-out.

Kitchen w/new cabinets, granite counters, & energy efficient appls. Open floor plan.

Carol Kelly 978-660-2589 $200,000

PHILLIPSTON Set back from the road on 10 acres. 3 BR, 2 BA home w/oversized bonus rm complete w/FP & built in office area. 3 bay partially htd 2 STORY garage.

Jennifer Banda 978-944-9405 $325,000

ASHBURNHAM Build this 2 BR split ranch w/2C garage under on this WATERFRONT lot on Bill Ward Pond! Spectacular views of the lake! (your plans or ours!)

Maureen Baril 978-618-6420 $349,900

LUNENBURG CORNER, FENCED IN LOT! Oversized deck. BRAND NEW 24x30 oversized 2-car detached garage! Single level living - 2 BR. Walk-out bsmt. Lana Kopsala 978-855-9112 $259,900

LEOMINSTER Through the years there have been many updates Fireplaced LR open to DR. Plenty of storage in full bsmt. Scr in porch. Gerry Bourgeois 978-342-0000 / Laurie Howe 978-549-4440 $225,000

LEOMINSTER FABULOUS IN-LAW APT! West side of town, near state forest.

Fireplaced LR, eat-in kitchen & DR. Unfin bsmt w/wood stove. 27’ AG pool.

Sherri Tammelin 978-587-5463 $360,000

WINCHENDON 3 BR, 1.5 BA. Newer Built. Front to Back LR, Formal DR, SS Appl Packed Kitchen w/Pantry. Walk Out Bsmt. Above Ground Pool. Michael Beaudoin 978-660-9795 $224,900

FITCHBURG New construction colonial w/a lot of extra touches. 8x24 farmers porch. Kitchen/dining area w/breakfast bar. 2C garage. 3 BR, 1.5 BA. Sandra Lund 978-870-8359 $310,000

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Please Say You Saw It In The Real Estate Book - Vol. 37, No. 13 - Page 31

Buyers are looking for inventory. CALL US TODAY.

Westborough Branch Office 57 East Main Street, Suite 217, Westborough 508-366-4266 | OwnNewEngland.com QUINTESENNTIAL N.E. CAPE

Elaine Quigley (508) 366-3766

WESTBOROUGH Charming 4 BR Cape. Gorgeous back yard w/stone walls bordered by woods. Wood Pine Flooring Thru-out Most Of Home. Large Step Down LR w/FP. Formal DR, Kitchen w/GreenHouse Window, Craftsman Cabinets & Large Dining Area, Beamed FR w/FP. Full Bath On 1st Flr w/Master BR & Guest BR. Att 2C Garage. Wonderful, sought after neighborhood, min. to Train Station. Call Elaine!

Millbury’s Newest 49 Townhouse Community Exceptional value & amenities. Stratford Village offers 3 flr plans, 1st flr MBR, 2-2.5 BA, 2C att gar, granite kitchens w/ss appls, hdwds & full bsmts. Starting at $309,900. Model Open Sat & Sun 12-2 or by appt. Kim Buckley 508-366-4266

NORTHBOROUGH 3 BR, 3 BA. Indian Meadows nghbrhd. Many improvements & avail for immed occupancy! Recently installed hdwd flrs. Eat-in kitchen. $464,900 Call Neeta Khaund 508-736-4943

Michelle Gillespie President’s Circle

508-934-9818

michelle@michellegillespie.com www.michellegillespie.com

NORTHBOROUGH ~ COLONIAL ~ $529,900 Updated & Remodeled 4 BR, 2.5 BA Colonial in cul-de-sac nghbrhd. Updated kitchen w/gas cooking, SS appls, granite, island. Open concept. DR & LR w/hdwd flrs. Prof remodeled.

FR w/FP & half BA. 3 season rm. Htd 2C garage. Call Michelle.

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Inventory Needed! Call Michelle Gillespie to sell your home.

NORTHBOROUGH ~ $165,000 Over an acre lot located on residential road nestled among other single family properties. Great location, close to major highways of Rte 290 & 495. Great opportunity for a builder or buyer to build their own custom built home. Call Michelle.

WESTBOROUGH ~ RAISED RANCH~ $397,900 Excellent location. 3 BR, 2 BA ranch w/2 levels of living.

Updated eat-in kitchen. Newly painted LR w/bay window & hdwd flrs. Front to back FR w/FP & sliders to 3 season porch.

Short Ride to Commuter Rail & Major Hwys. Call Michelle.

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The Christensen Team

Team The Christensen The Christensen Team The Christensen The Christensen We areTeam Team We are proud to We are proud to are proud to We Support Support proud to Support Support

Preben & Mary

Preben && Mary Preben Mary Preben & Mary

Christensen Christensen Christensen Preben & Mary Christensen 508-868-5483 508-868-5483 508-868-5483 Christensen 508-868-5483 508-868-5483

Joanne Joanne

Laura Laura Virzi Virzi

Joanne Laura Virzi Joanne Laura Virzi 508-366-5475 Fontaine Estaphan Fontaine 508-366-5475 Laura Virzi FontaineEstaphan Estaphan 508-366-5475 Fontaine Joanne Estaphan 508-479-9691 508-410-3816 508-479-9691 508-410-3816 508-366-5475 Fontaine Estaphan508-410-3816 508-479-9691 508-479-9691 508-410-3816

Your Local Real Estate Experts508-479-9691 Your LocalYour RealLocal EstateReal Experts Estate Experts Your Local Real Estate Experts

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95 95 A A Turnpike Turnpike Road Road Westborough Westborough Best Choice Best ChoiceBest Choice 95 A Turnpike Road Westborough 95 A Turnpike Road Westborough 95 A Turnpike Road Westborough www.HomesInMass.com Best Choice www.HomesInMass.com www.HomesInMass.com www.HomesInMass.com

WESTBORO Estate setting offers the perfect melding of an extraordinary updated antique home with casual elegance. Open kitchen, Formal rooms, FR, 5 BR, 3 FPs. Impressive acre plus lot w/amazing pastoral & horizon views! 2 barns. Several corrals for 2 horses.

In ground pool, patio & granite grille serving counter.

Private Country living, yet easy commute. $850,000

WESTBORO Cherish the lifestyle & conveniences of Westboro while enjoying the comforts & character of this wonderful historical home, formerly Poskett Dairy Farm. This fabulous 4 BR, 3 full & 2 half BA home beautifully blends historic w/modern & offers over 3600 SF of living area that extends to a spacious & private back yard. Several updates including Master BA, kitchen, & great rm living area make this home a very unique find!

WORCESTER This home is updated with many new & recent features. A rare opportunity, since the owners have lived here 40 years! Updated kitchen w/stainless steel appliances w/abundant cabinets & counter space open to cozy family room w/access to the private deck & level yd. Fin lower level w/den, office, laundry & half bath, as well as another kitchenette.

Updated electric & heat, gleaming hardwoods. Don’t miss this one! $279,000

SHREWSBURY Enjoy the best this 3-4 BR ranch has to offer!

Updated kitchen, bath, windows, siding, electric, front door & more. Large eat in kitchen, gleaming hardwood floors, brick fireplace, enclosed porch, addition could be 4th BR, dining room or den, play room in lower level. A great home at a great price! $259,900

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