W E A L T H | K C
design your life.
To enrich the lives of our clients and community through our modern approach to comprehensive wealth management
No more feeling overwhelmed or stuck. Through our unique Priority Planning Process, we’re always looking to help you accomplish your next highest priority item while we focus on the comprehensive plan
Our team guides you through consistent, ongoing financial planning - one actionable step at a time.
SHEAN FLETCHER, AAMS®, AIF® FOUNDER + WEALTH ADVIS0R
WILL COCKING CFP®, CPWA® DIRECTOR OF FINANCIAL PLANNING + WEALTH ADVISOR
BRADEN WILSON WEALTH ADVISOR
LEAH FLETCHER CO-FOUNDER + DIRECTOR OF CLIENT EXPERIENCE
BROOKE TWADDLE DIRECTOR OF OPERATIONS
A comprehensive take on clients’ current financial situations, future life events, and setting into place adjustments for those unplanned financial needs We work to organize your finances, set personal goals, build written financial plans, and monitor or adjust plan as needed
A key component to any financial plan is selecting the right portfolio and making the necessary adjustments along the way. We use our long term philosophy to guide our clients investments in their 401Ks, IRAs, college savings plans, custom portfolios, and employer stock plans
A holistic financial plan must include tax advice and recommendations Working alongside preferred CPA's, we'll provide custom tax guidance within your overall wealth management strategy We'll assist you with tax planning, tax strategy, and how to navigate taxes in retirement.
After every meeting I walk away confident in our financial plan. Every question is answered with the data to back it up. Every suggestion has a reason why. The meetings never end until we are all on the same page I recommend this group to anybody that asks who my financial advisor is. Don’t risk not having the best people in your corner.
- Brad V.
Working closely with your family and attorney, we're here to do our part in ensuring your estate plan goals are carried out according to your wishes. We'll preserve your decisions, provide clarity to your loved ones, avoid probate, and protect your wealth from unnecessary stress or taxes. We'll continue to monitor and adjust your estate plan over time, as your family and financial goals change
We work with small- to mediumsized businesses to offer support so that you can focus on your market, team, and growth Organizations can expect business entity considerations, accounting services, employer retirement plans, business tax strategies, and employee financial education
CASH MANAGEMENT
FUNDAMENTALS
PositiveFreeMonthlyCashFlows
EmergencyFundorSavings
PROTECTION
LifeInsurance
DisabilityInsurance
UmbrellaPolicy
Long-termCareInsurance
DEBT
HousingExpense<28%ofGrossIncome
TotalDebtPayments<33%ofGrossIncome
DebtPayoffPlan
OptimizeStudentLoanPaymentOptions
BUILDING WEALTH
SAVINGS
Receiving401(k)match
10%SavingsRate
15%SavingsRate
20%+SavingsRate
INVESTMENT PORTFOLIO
OrganizedandConsolidatedAccounts
EntirePortfolioAlignedtoPlan
TaxDiversifiedSavings(Traditional,Roth,Taxable)
HealthSavingsAccount(HSA)
ESTATE PLANNING
Medical+FinancialPowerofAttorney
Will Trust
HomeDeededtoTrust
EstatePlanonfileatWEALTH|KC
EstatePlanreviewedinlast3years
RETIREMENT READY
RETIREMENT INCOME
5YearIncomePlan
SocialSecurityStrategy
PensionStrategy
SustainableWithdrawalRate PLAN SECURITY
85+%ProbabilityofSuccess
HealthinsuranceandMedicarePlan
WEALTH PROTECTION AND LEGACY
EstateTaxConsiderations
ElderCarePlan
FamilyPlanningMeetingevery3years
TAX DISTRIBUTION STRATEGY
RequiredMinimumDistributions(RMDs)Plan
QualifiedCharitableDistribution(QCD)
Gifting/Charity
Those who had a financial plan and stuck with it have an average total net worth that is 2.7 times greater than those who don't have a plan. 2.7X
schwab.com
We believe wealth management is the marriage of financial planning and effective investment management.
"It was a pleasure getting to sit down and see a plan that was created specifically for me.
So far, you blew me out of the water with not only the plan, but the attention to detail when it came down to the small items and questions I presented to you.”
Mitch M.
+ Global Macro Economic Research - Tom Lee, CFA
+ In-Depth Technical Analysis - Mark Newton
+ Washington Policy Strategy - L. Thomas Block
+ 9 Additional Research Analysts
+2 Daily Publications, 1 3x/week Publication, 1-3
Other Research/Notes
+ 29 Proprietary Investment Models
+ Market Sentiment Experts - Smart Money/Dumb Money Indicator
+ Breadth, Surveys, Insider Movement, Etc
+ 3-5 Publications Per Day
+ Global Macro Economic Research
+ Proprietary Equity & Risk Models
+ Qualitative & Analytical Forecasting
+ Weekly Publication w/ Intra-Week Emergency Notes
+ Andrew Thrasher, CMT
+ Proprietary Equity & Fixed Income Analytical Models
+ Volatility & Risk Specialist
+ Maestro Model for Quantitative Market Health
+ Weekly Publication w/ Intra-Week Emergency Notes
Our core portfolio isadiversifiedportfoliooflow-cost,tax-efficientinvestmentswithalong-termmacroeconomic outlook.Yourcoreportfolioisalignedwithyourtimehorizon,risklevel,andthespecificneedsofyourfinancialplan. Thecoreportfolioisconstructedwithalltypesofmarketoreconomicenvironmentsinmind.Portfoliochangeswill haveatleasta6-monthoutlookandourhighestconfidenceofapositiveoutcome.
The explore strategy isthemoredynamicallocationinourportfolios.Alongwithourresearchteam,weworkto identifytacticalopportunitiestoeitherreducevolatilityandrisk,orincreaseourexposuretoamarketwefeelcould outperformourcoreportfolio.Thesetacticaladjustmentscouldbeashort-termmovewitha3-6monthoutlookora long-termseculargrowthopportunityweseeunfoldingoverthecourseof3+years.
Acustomportfolioforthoseretiredorwithinfive yearsbuilttoprepareandprotecttheincomeyou needandwantoverthenextfiveyears.
Ideal for investors who want current income, investment stability and capital preservation
Ideal for investors who want current income and investment stability, but also opportunity to grow their investments
Ideal for investors who want current income, solid growth, and relative stability, and who can tolerate low levels of volatility
Ideal for investors who are most concerned about growing their investments and who can tolerate moderate levels of volatility
Ideal for investors who are most concerned about growing their investments and who can tolerate high levels of volatility
Access to your accounts 24/7 to stay updated on your portfolio, account activity, view your statements and tax documents, or contact your advisor.
The new app allows you to securely have access to your accounts on the go with an interface that's easy to read. You can easily customize the platform to how you would like to see your portfolios.
Holistiplan is an A.I. driven tax planning software that can scan a tax return in seconds; it provides a comprehensive summary of your tax situation and identifies tax planning opportunities. It also allows us to proactively test tax strategies and compare unique scenarios side by side.
RightCapital is our comprehensive financial planning software. It allows us to assemble your entire plan and analyze how different recommendations and strategies impact your long-term finances. Whether using their retirement analysis, tax planner, social security optimizer, or estate planning tool, RightCapital delivers exceptionally detailed financial plans. It’s an interactive software we can give you access to, allowing you to stay up to date on your plan, recommendations, tasks, budget, and overall long-term wealth picture.
YCharts provides many tools and features to help our team make informed investment decisions. YCharts helps us with portfolio construction, monitoring, performance tracking, risk management, using extensive data and analytics.