Workers Compensation Insurance

effective and wise management of the nancial consequences of accidents. The notion of no-fault was then extended to auto insurance as a way to limit car accident litigation

Workers' compensation insurance is the only option?

Workers’ compensation insurance offers what is known legally as an exclusive remedy when an employee is injured on the job. A company with an active policy will not be held accountable for job-related injuries unless there are specic legal conditions in which the employer intended to injure the employee or was knowingly negligent Workers’ compensation insurance is a type of insurance that protects both employers and their employees from nancial ruin A claim can cost upwards of $40,000 on average Without this insurance, many families and businesses would be unable to meet these expenditures

Get The Benets of Workers Compensation

Medical benets, monetary benets, additional benets, and death benets are all available to injured workers under workers’ compensation After a claim has been reported to the insurance company, the doctors and carrier case manager will meet to discuss the necessary treatment and time off for the employee to return to work The insurance company will pay for the treatment and decide the amount of cash that must be provided to the employee Employees who are disabled and unable to work receive around two-thirds of their average income or an hourly wage Insurance companies pay four primary categories of workers’ compensation benets Workers’ compensation benets are payments made by an insurance company to an injured employee or another associated party on the basis of the insurance policy’s provisions The following are examples of payment types:

Medical assistance is available

Covers the cost of necessary medical treatment for work-related injuries or illnesses.

Income benets (disability benets) compensate for lost wages as a result of a work-related accident or illness

Benets after death

For qualifying family members of employees murdered on the job, a portion of their lost income will be compensated Benets of Burial

Pays for the portion of the funeral expenses of a deceased employee

Each state determines the amount of workers’ compensation payouts Our agency provides workers’ comp insurance in California and assists business owners in managing their liability and workers’ compensation insurance Depending on their success in each state, private insurance companies have varied appetites and underwriting requirements The cost of workers’ compensation insurance varies greatly from one carrier to the next We’re here to assist you in locating the most cost-effective insurance in your area

Workers Compensation Insurance Brokers

Cover their medical care

Replace utmost of their lost stipend if they take time off from work to recover

Give death benets, like helping pay for burial if they lose their life in a workrelated accident

Getting Workers' Compensation Quotes:-

Getting Started

Where you can get a workers’ presentation insurance quotation:-

Direct from the insurance carrier (you can request a quotation from us online or by calling 1800-411-0733

Through an insurance agent. Through your state’s assigned threat plan (this is generally when you’re unt to get content from another carrier)

Getting Started

You Federal Employer Id Number

Loss runs for prior 3 years (if applicable)

Supplementals and No Loss Adavits may be requested

* New business coverage available for most classes