Water damage smithtown

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Disaster Cleanup Services, Inc. Covers all of Smithtown NY 11787, St. James and Nissequogue. With IICRC trained and certified technicians on call, DCS will be ready to take care or your situation 24/7. We specialize in water damage cleanup, water removal, water restoration, flooded basement cleanup, mold removal, fire and smoke restoration and much more. DCS will work with your adjuster and we will bill your insurance company directly so you won’t have to deal with phone calls and paperwork.

Homeowners Insurance Most homeowners insurance policies do not cover water damage that results from a flood. Because this type of damage can be so catastrophic, insurance companies view flooding as too big a risk to cover. Many will, however, cover water damage that occurs during a thunderstorm – say, when a tree branch crashes through your window and rain pours inside your home. But, if improper home maintenance is to blame – a slow-leaking pipe or worn toilet gaskets – your insurance company may deny your claim.

Typically, homeowners insurance policies cover the following accidents:     

A sudden burst or broken pipe An overflowing sink or tub Appliance hose break Clogged and overflowing toilet Incoming water from a damaged roof