GTA New Condo Guide, Mar 29, 2014 by NextHome

Mar 29 - Apr 12, 2014 Volume 18 Issue 07

RIVA MAKES WAVES Register now at monarchgroup.net

INSIDE THIS ISSUE

CONDOS: GREEN BY DESIGN

THE LOGIC BEHIND PRE-CONSTRUCTION PRICING

CREDITS & REBATES FOR FIRST-TIME BUYERS

THIS IS YORKVILLE AT ITS VERY BEST.

COMING SOON A NEW SIGNATURE RESIDENCE AT CUMBERLAND AND AVENUE ROAD FROM $349,900

FOR THOSE IN THE KNOW. PRE VIEW REG ISTR ATION | CU M B E RL AN DTOWE R .COM PRICES AND SPECIFICATIONS SUBJECT TO CHANGE. E.&O.E. BROKERS PROTECTED. ILLUSTRATION IS ARTIST’S CONCEPT.

EDITOR’S NOTE

GET WHAT YOU WANT

SUSAN LEGGE EDITOR-IN-CHIEF

Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook Search: Condo Guide

Springtime’s longer days and warmer weather mean home shoppers will be out in full force. Visiting sales offices and model suites is not only inspirational, it gives you a sense of what the market has to offer and an opportunity to get the facts straight. It’s important to be clear about what you want and expect in a new condo and in your builder before you start shopping. Remember, prices in the new-home market generally reflect differences in location, features and home styles. If a builder’s pricing seems out of whack with others in the area, ask for an explanation. It could mean better-quality materials, finishings, features and service. It is also important you understand what is included with the condo you are buying and what is optional. Ask the sales representative to show you samples, and request a “spec” sheet that clearly lists what is included and what your upgrade options are. Evaluate any promises that have been made and find out if the builder is prepared to put them in writing. Check the facts, check the figures and say “yes” when you are sure about the builder and the condo. You should feel confident and comfortable about the choices you have made. Eliminate surprises and disappointments. Sit down with your sales rep, ask questions and discuss your Agreement of Purchase and Sale in detail with a lawyer before it’s finalized. You can make a wise buying decision that offers you peace of mind.

GO GREEN OR GO HOME

LYDIA MCNUTT EDITOR

Wall2Wall Media Lydia.McNutt@wall2wallmedia.com Follow me on Twitter at Twitter.com/LydiasTweets

002 NEW CONDO GUIDE MAR 29 - APR 12, 2014

Whether you’re doing it for environmental reasons or economic ones, there are many benefits to going Green and lucky for you, condominiums have the eco factor built right in. Newly constructed homes and condos are the best opportunity to enjoy the eco features included from the ground up. If going Green is important to you, shop around and learn what each builder offers. Not only will you be doing your part to protect the environment, but the Green benefits also extend to your wallet in the form of lower operating costs, as well as higher resale value when you choose to sell the place one day. The ever-evolving Ontario Building Code, eco-conscious construction practices and eco-friendly materials allow you to reduce your carbon footprint without even lifting a finger. Now, think about all the little things you can actively do, day to day, that make a big difference to the planet. Be passive! Using less does more than you think. Replace incandescent bulbs with compact fluorescent ones to reduce energy consumption, or ask your builder to install low-flow shower heads and faucets in place of the standard fixtures. Once you make the initial change, you won’t give it a second thought. Green products and materials have become more accessible and affordable. Check for municipal, provincial and federal rebates to help ease the financial burden. Going Green is not just a popular trend, it’s a lasting lifestyle.

16 FOOT LOFT

UP TO

LIVING mId 500 s from the

’

YONGE & ST. CLAIR

NOW UNDER CONSTRUCTION | OCCUPANCY SCHEDULED FOR THIS SPRING

ONLY 5% DEPOSIT

up to 16’ ceilings, spectacular views, luxurious interiors and unparalleled amenities, all in an iconic limestone building.

IMPERIAL SUITES WITH 10’ CEILINGS FROM $384,900 *

VISIT OUR SALES CENTRE TODAY 1499 YONGE ST. (JUST NORTH OF ST. CLAIR) 16FOOTLOFTS.CA | 416-925-2501

CONDOMINIUMS

* See Sales Representative for details. Limited time offer. Prices and specifications subject to change without notice. E. & O.E. Brokers protected. All images are artist concept.

MAR 29 - APR 12, 2014 NEW CONDO GUIDE 003

NEW CONDO GUIDE

CONTRIBUTORS

VICE-PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge DIRECTOR OF SALES, NATIONAL

Josh Heppner ASSOCIATE PUBLISHER SWO NEW HOMES & LIFESTYLE COMMUNITIES

Susan Maxwell ART DIRECTOR

Sarah Jang EDITOR

Lydia McNutt CONTRIBUTING EDITORS

BILD REPORT

LEGALLY SPEAKING

DESIGNER ADVICE

Bryan Tuckey

Jayson Schwarz

Yanic Simard

Bryan Tuckey is president and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/bildgta) and BILD’s official blog (bildblogs.ca).

Jayson Schwarz LL.M is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit the website at schwarzlaw.ca or email info@schwarzlaw.ca.

Yanic Simard is New Condo Guide’s design editor and the principal designer of the Toronto Interior Design Group, specializing in residential and commercial projects. Simard has created designs for clients in Toronto, Montreal and Miami, and appears as a regular guest expert on Citytv’s CityLine. Visit tidg.ca

Sara Duck Wayne Karl Elisa Krovblit DESIGN EDITOR

Yanic Simard

SALES MANAGER

Conni Robinson SENIOR ACCOUNT EXECUTIVE

Dionne Fraser dionne.fraser@wall2wallmedia.com SENIOR ACCOUNT EXECUTIVE

Nina Downs nina.downs@wall2wallmedia.com

SALES & MARKETING CO-ORDINATOR

Terry Bassett ADMINISTRATIVE ASSISTANT

Antoinette Jackson PRODUCTION MANAGER

Bala Gnanapandithan PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic CONDO PRO

Barbara Lawlor Barbara Lawlor is president of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condominium developments in the GTA and overseas.

TARION REPORT

Howard Bogach

Howard Bogach is president and CEO of Tarion Warranty Corp. For more information about how Tarion helps new-home buyers, visit tarion.com or find them on Facebook at facebook.com/ TarionWarrantyCorp.

INVESTOR ADVICE

Andrew la Fleur Andrew la Fleur is an award-winning realtor with Re/Max. Andrew’s expertise is in helping investors make money in the Toronto condo market. Visit TrueCondos.com/ NewCondoGuide for a free gift. Contact Andrew at 416.371.2333 or andrew@truecondos.com

GRAPHIC DESIGNERS

Caroline Wassef Sandra Hanak-Vujnovic

Published By

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867

Call 416.626.4200 for a dvertising rates and information. CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices. COPYRIGHT 2014 All rights reserved by Wall2Wall Media. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law. TERMS Advertisers, editorial content and new condo guide are not responsible for typographical errors, mistakes or m isprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL submissions from interested parties will be considered. Email to susan.legge@wall2wallmedia.com. The views and data expressed by columnists do not necessarily represent those of the publication. ADVERTISING

THE TAX MAN

George E. Dube George is a real estate investor and chartered accountant with Dube & Cuttini Chartered Accountants LLP. George is a frequent guest speaker, has written articles and co-authored two books, and he is a member of the Real Estate Investment Network Faculty. Email him at georgedube@dubecuttini.com or call 1.877.475.3823.

MONEY MATTERS

MAKE YOUR MOVE

Gail Vaz-Oxlade

Chuck Resnick

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade

Chuck Resnick is vice-president of marketing and operations at Two Men And A Truck – Canada, a division of Heron Capital Corp. He can be reached by visiting online at twomen.ca and by calling 416.204.0007.

004 NEW CONDO GUIDE MAR 29 - APR 12, 2014

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

C O N DO M I N I U M R ES I DE N C ES AT YO R K V I L L E & YO N G E

NOW OPEN 1YORKVILLE.CA STARTING FROM THE $300ʼS

PRESENTATION LOUNGE 162 CUMBERLAND ST. (416) 519-2911

@BazisInc

RENDERING IS ARTIST’S CONCEPT ONLY

MAR 29 - APR 12, 2014 NEW CONDO GUIDE 005

WHERE IN THE EMPIRE DO YOU WANT TO LIVE? EMPIRECOMMUNITIES.COM Celebrating 20 years in the building industry, Empire Communities continues to raise the bar in urban living with a range of iconic communities across the GTA. Markham Rd.

MARKHAM

9560 Markham Rd. 905.554.5015

Bur Oak Ave. 16th Ave.

REMARKABLE RESIDENCES. REMARKABLE MARKHAM.

Your floor. Your Suite. One Price.* Up to $10,000 cash back or 2 years free maintenance.* SUITES FROM THE MID $200’s** NOW OPEN TheMarkCondos.ca rk

ive

TORONTO

2183 Lake Shore Blvd. W. 416.503.3328

R d

Mar

THE NEXT GENERATION OF WATERFRONT LIVING

Ask about our Opening Bonus of up to $80,000.* SUITES FROM THE LOW $300’s** NOW OPEN EauDuSoleilCondos.com

OAKVILLE 521 Kerr St. 905.845.7246

HWY 403/QEW Wyecroft Rd. Speers Rd.

SUITES FROM THE $200’s** NOW UNDER CONSTRUCTION RainCondos.com

006 NEW CONDO GUIDE MAR 29 - APR 12, 2014

Trafalgar Rd.

New Suite designs up to 1,400+ sq.ft., $10,000 cash back, special deposit program and other great incentives.*

Kerr St.

Dorval Dr.

OAKVILLE’S HOTTEST NEW RELEASE!

Lakeshore Rd. Lake Ontario

Cornwall Rd.

NEW

TOWNHOME RELEASE!

ASK ABOUT EMPIRE’S

EASY BUY ™* PROGRAM

Visit us Today and View our Two Designer Model Suites! TheHUB Presentation Gallery 1603 Eglinton Ave. West (Eglinton & Oakwood)

Free Maintenance & Taxes for One Year.

P: 416-7-THE-HUB (416-784-3482)

& 5% Deposit Program*

Winona Dr.

Oakwood Ave.

Lanark Ave.

Allen Rd.

Marlee Ave.

* Empire’s Easy Buy Program varies by project and is applicable on selected suites. $1,000 with offer plus $1,000 per month for the next 17 months. Balance to 15% in 1.5 years. 5% Deposit Program – $5,000 with offer and balance to 5% in 30 days, 5% on occupancy. All deals MUST have a valid mortgage approval from Vendor’s bank (TD). Restrictions apply to the Cash Back incentive, new release sales program, special Deposit Program, Easy Buy Program, The Opening Bonus of up to $80,000 and other incentives and sales programs which are site specific. Limited time offer. Please see sales representative for details on programs and incentives, certain restrictions apply. **Prices, sizes and specifications are subject to change without notice. Exclusive Listing Brokerage: TFN Realty Inc. Brokers Protected. Rendering is artist’s concept. E.&O.E. March 2014.

Eglinton Ave. W. Dufferin St.

Suites From the Mid $200s**

EmpireTheHub.com

Glenholme Ave.

Live Life on Tomorrow’s Fast Lane. Make the Switch. Get Connected to TheHUB.

Mon-Fri 12pm to 6pm Sat - Sun + Holidays 12pm to 5pm Free Parking Available On-site

#EmpireTheHub MAR 29 - APR 12, 2014 NEW CONDO GUIDE 007

CONDO LIVING WITH A DOWNTOWN VIBE INTRODUCING MISSISSAUGA’S EXCITING NEW MASTER PLANNED URBAN COMMUNITY, JUST STEPS TO THE VIBRANT ERIN MILLS TOWN CENTRE WITH OVER 180 SHOPS, DINING AND SERVICES. LIVE NEAR EXISTING PARKS, TRAILS, PUBLIC TRANSIT AND SCHOOLS. DOWNTOWN ERIN MILLS OFFERS A FINE COLLECTION OF URBAN CONDOMINIUM DESIGNS AND INSPIRED AMENITIES. SUITES FROM THE LOW $300’s

Erin Centre Blvd.

Mississauga Rd.

Erin Mills Pkwy.

Metcalfe Ave.

Glen Erin Dr.

Winston Churchill Blvd.

Eglinton Ave. W.

905.603.6300 DOWNTOWNERINMILLS.COM

Credit Valley Rd.

Hwy. 403

SALES CENTRE: 4635 METCALFE AVE. HOURS: MON. - THURS. 12-7 PM, SAT. & SUN. 12-6 PM, FRI. CLOSED

EXCLUSIVE LISTING BROKERAGE CIRCLE M REALTY CORPORATION. PRICES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. ILLUSTRATION IS ARTIST’S CONCEPT E.&O.E.

008 NEW CONDO GUIDE MAR 29 - APR 12, 2014

R P W NO

G N I W E I V E

RAW. ORGANIC. UNSCRIPTED.

OSSINGTON AVE

Exclusive Listing Brokerage, Circle M Realty Corporation, Brokerage. Brokers Protected. Illustration is artist’s concept. Prices and specifications are subject to change without notice. E. & O.E.

QUEEN ST W

1093 QUEEN ST. WEST MON-THURS: 12-7PM, FRI: CLOSED, SAT & SUN: 12-6PM

DUFFERIN ST

TEN93QUEENWEST.COM | 416 546 6355

it’s all about you®

DOVERCOURT RD

Live the life you love at the heart of everything Queen West. Discover a superb collection of Studios, 1 Bed, 1 Bed + Den, 2 Bed, 2 Bed + Den and 2–Storey suites, plus a fine roster of lifestyle amenities. Visit the Presentation Gallery today.

GLADSTONE AVE

CONDOMINIUMS AT QUEEN WEST & DOVERCOURT FROM THE $280’S

SUD BUR YS T KING ST W

MAR 29 - APR 12, 2014 NEW CONDO GUIDE 009

Model Suite Compliments of Lanterra Developments Ltd.

www.lanterradevelopments.com

BUILDING A BETTER WORLD

The Britt Residences at Bay & Wellesley. British Inspired Living - The Wimbledon, 1,111 sq. ft., three bedroom suite. 955 Bay St., Toronto.

MARCH2014 Lanterra Developments Ltd. has been featured as “MODEL SUITE OF THE MONTH” as seen in the New Condo Guide model suite calendar

See The Britt from a Different Point of View! new release: The Upper Suites, a limited number of upper floor residences, featuring impeccable services, lavish finishes and forever views.

• 24-hour executive concierge • professional butler Service • spa & wellness services • executive home maintenance service

75% SOLD

• 3 elegant lobby lounges

CONDOMINIUMS FROM THE $270’S

CONSTRUCTION START

THEBRITTCONDOS.COM 416.926.1669

Exclusive Listing Broker Milborne Real Estate Inc. Brokers Protected. Marketing Management by Anne Lambrou Living Visions Inc. Prices and specifications subject to change without notice. Illustrations are artist’s concept. E.&O.E.

MAR 29 - APR 12, 2014 NEW CONDO GUIDE 011

TABLE OF CONTENTS

Mar 29 – Apr 12, 2014 VOLUME 18 ISSUE 07

RIVA DEL LAGO:

Monarch makes waves on Humber Bay Shores

COLUMNS, NEWS & FEATURES 002 EDITOR’S NOTE COLUMNISTS

030 CONDO PRO Condos: Green by design BY BARBARA LAWLOR

014 BILD REPORT How development charges and other fees affect you

032 INVESTOR ADVICE The logic behind preconstruction pricing

024 HOME SWEET HOME For sale: An objective approach to an emotional decision

034 LEGALLY SPEAKING When do you need a lawyer, and what does it cost?

BY BRYAN TUCKEY

BY LYDIA MCNUTT

026 TARION REPORT Helping you choose the right home builder BY HOWARD BOGACH

BY ANDREW LA FLEUR

BY JAYSON SCHWARZ

038 THE TAX MAN Is your lunch tax deductible? BY GEORGE E. DUBE

048 MORTGAGE ADVICE What if your co-purchaser doesn’t qualify as a first-time homebuyer? BY ALYSSA RICHARD

050 TAXING ISSUES Land Transfer Tax & rebates: Every cent counts BY HENRY CHOO CHONG

056 MAKE YOUR MOVE Common packing mistakes to avoid BY CHUCK RESNICK

072 THE MORTGAGE MINUTE Separating fact from fiction BY PETER KINCH

076 MONEY MATTERS Coming clean BY GAIL VAZ-OXLADE

090 DESIGNER ADVICE Living in Shangri-La BY YANIC SIMARD

40 62

CONDO PROFILES

THE DANIELS CORPORATION

HighPark Condominiums Coming this April to Daniels HighPark Condominiums: The Parkside Collection 96

WORSLEY URBAN PARTNERS

Totem A walker’s paradise with a design edge in condo living

PINNACLE INTERNATIONAL

100

Pinnacle Grand Park Posh new condo welcomes residents this spring

NORTH DRIVE INVESTMENTS

108 QUICK TIPS The psychology of mess: Little adjustments reduce the clutter-making process BY HELLEN BUTTIGIEG

IN THE NEWS

044 NEW IN CONSTRUCTION Wood is good: Six-storey wood buildings coming to Ontario 052 MARKET UPDATE No bubble to burst in Canada’s housing market 106 CANDEREL Hard Candy Fitness heats things up

122 CITY OF BRAMPTON Brampton offers new neighbours accountability and transparency HOMEBUYERS’ HELP

016 HOT DATES What’s happening in and around the GTA 064 HOT TOPIC Sustainable neighbourhoods: Eco conscious and convenient 084 STYLE FILE The scoop

BY SARA DUCK

094 CONDO WATCH 416 Previews, new releases and grand openings in the 416

098 PURCHASER PROFILE Young entrepreneur understands the value of real estate 104 CONDO HUNTER’S CHECKLIST 110 BUILDER PROFILE 10 minutes with Lash’s Larry Blankenstein 120 CONDO WATCH 905 Previews, new releases and grand openings in the 905 129 CONDO BUYERS’ RESOURCE SECTION You love the home, see what you can afford 134 INDEX OF ADVERTISERS

The High Park Last chance for High Park living with final release of suites April 12

CAMROST-FELCORP

Yorkville Plaza Cumberland Tower Luxury within reach

100

PEMBERTON GROUP

Ten93 Queen West Inspired design at Ten93 Queen West

BILD REPORT

// BY BRYAN TUCKEY

Development charges and other fees:

Bryan Tuckey is president and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official blog (bildblogs.ca).

t isn’t easy being a new neighbour in this province. If you have just bought a new home or business in Ontario, you might know this from paying development charges (DCs). DCs are used by municipalities to pay for new, growth-related infrastructure such as bridges, sewers, libraries and other public services. These charges are paid by new-home buyers, worked within the final purchase price. Did you know that you also pay HST on DCs? Since DCs are part of the final purchase price of your home, that makes them HST applicable. Is it fair that new-home buyers in the GTA are essentially paying a tax on a tax? BILD and the Ontario Home Builders’ Association teamed up for the recent 80-day public consultation over the Development Charges Act. We collaborated on a solutions014 NEW CONDO GUIDE MAR 29 - APR 12, 2014

HOW THEY AFFECT YOU

oriented set of recommendations on behalf of new-home buyers and industry professionals. One of the recommendations in the submission to the province was that our leaders should change the name of the Development Charges Act to the “New Neighbours Tax Act” to provide clarity to Ontarians about the purpose, intent and cumulative effect that these charges have on families being able to afford a new home or business in Ontario. According to a study by the Altus Group, a Toronto-based global real estate consultant, more than one-fifth of the cost of a new home is made up of government fees and charges, of which DCs make up the most significant portion. In the six municipalities that the study looked at, DCs have increased between 143 and 357 per cent since 2004. We believe new neighbours already do their fair share. They contribute about $1 billion in development charges every year to GTA municipalities. We also think new neighbours deserve accountability, so I’d like to present three solutions that give them what’s deserved. Firstly, each municipality’s DC reserve fund should have a yearly public meeting to inform new neighbours about the infrastructure their payments contributed to. These meetings should cover construction schedules and estimated completion times for all projects that receive DC funds. Ideally, the province would pass a law to make these meetings mandatory.

It isn’t easy being a new neighbour in Ontario. If you have just bought a new home or business, you might know this from paying development charges. Secondly, to eliminate uncertainty and the burden of an unexpected DC increase, we have also recommended that the province makes it compulsory for municipalities to set up DCs in a transition phase before a new DCs bylaw is introduced. The framework would give new neighbours the information so they can be secure in their finances. Thirdly, as experts of this industry, we feel that our association is most qualified to assist in the creation of a best practices manual related to DCs in partnership with the province and municipalities, so that we can be even more effective at building quality, complete communities. The province, municipalities and development industry rely heavily on new neighbours. They deserve to be treated properly for their role in keeping our economy moving. Visit tinyurl.com/ndhzomv for more information.

COMING THIS SPRING TO FIRST HOME

BOOST

Discover the most affordable homeownership opportunity in Toronto today!

BUY WITH 5% DOWN PLUS...

BOOST YOUR DOWN PAYMENT FROM 5% TO 15% INTEREST & PAYMENT FREE!*

One Park Place South Tower is the newest addition to the internationally recognized and award-winning Regent Park Revitalization. Offering the perfect downtown location, One Park Place South Tower will feature outstanding views of the city skyline and Lake Ontario, over 45,000 sq. ft. of indoor and outdoor amenities, quick and easy access to the TTC, shopping, recreation and much more. SUITES FROM

$199,900

416.955.0559 danielsoneparkplace.com

*The First Home Boost Program is only available on a limited number of suites. Conditions apply. Exclusive Listing: CityLife Realty Ltd. Brokerage. Brokers Protected. Illustrations are artists concepts. Prices and specifications are subject to change without notice. E.&O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited.

HOT DATES

MARCH/APRIL 2014 Calendar of events taking place from March 29 – April 12

HIGHLIGHTS

MAR 26 – 30

One Of A Kind Spring Show & Sale APR 3 – 6

Good Food & Drink Festival APR 10 – 13

Toronto Art Expo

Mar. 26 – 30

Apr. 3 – 6

One Of A Kind Spring Show & Sale

Good Food & Drink Festival

DIRECT ENERGY CENTRE EXHIBITION PLACE, TORONTO The One of a Kind Show began in December 1975 and attracts upwards of 200,000 visitors annually, and with good reason! Canada’s largest arts and crafts show and sale features works from more than 800 artisans and designers. This is the place to find that unique gift for someone special, or a little something just for you! Shop, browse, get inspired. oneofakindshow.com

DIRECT ENERGY CENTRE EXHIBITION PLACE, TORONTO The name says it all – this is your one-stop shop to see and sample beer, spirits, fine wine and gourmet food from around the world. Celebrating 22 years, the festival kicks off with the 19+ VIP Preview Party on April 3 which sets the stage for live demos and celebrity guests like Chef Vikram Vij, Frank “Frankie Flowers” Ferragine, author and chef Michael Olson, and much more! It’ll be delicious! Visit online for additional info. goodfoodanddrinkfestival.com

Apr. 10 – 13

Until May 25

Toronto Art Expo

From Geisha to Diva: The Kimonos of Ichimaru

UNTIL MAY 25

From Geisha to Diva: The Kimonos of Ichimaru

METRO TORONTO CONVENTION CENTRE 255 FRONT ST. W., TORONTO Back for its 12th year, Canada’s foremost contemporary art event presents 200 distinguished, established Canadian and international artists and galleries from around the world. Thousands of works to choose from with something for every budget, for the first-time buyer to the seasoned collector. Visit online for more details. torontoartexpo.com 016

TEXTILE MUSEUM OF CANADA 55 CENTRE AVE., TORONTO Experience the life and times of Ichimaru, one of the most famous geishas of the 20th century, known for her exceptional singing voice. This collection of her exquisitely hand-crafted kimonos and other personal effects is on display, along with film screening, literature events, tea and truffle tasting, and a peek into the fascinating world of Japanese culture. textilemuseum.ca

Get Ready Get for Ready Riva for Riva

MONARCHGROUP.NET MONARCHGROUP.NET

Renderings are artist’s concept and images are for mood and impression only. E.&O.E.

Coming this spring to the Etobicoke Humber Bay Shore’s waterfront. Private, personal boutique chic. There’s never been a place like Riva del Lago. Where the waterfront is right at your door and every experience is refined, private and personal. Riva is coming so register your interest now. Because Riva is not like the rest. GARDINER EXPRESSWAY Park Lawn Rd.

Lake Shore Blvd. W

Sales Centre Marine Parade Dr.

*Prices, specifications and promotions are subject to change without notice. Rendering is artists’ concept and image is for mood and impression only. E.&O.E.

Lake Ontario

Sales Centre located at 2167 Lake Shore Blvd. W. 416-495-3544

MONARCH COMMUNITIES ETOBICOKE WATERFRONT | RIVA DEL LAGO | COMING THIS SPRING | FROM THE $300’s Sales Centre located at 2167 Lake Shore Blvd. W. 416-495-3544

ETOBICOKE WATERFRONT | LAGO | UNDER CONSTRUCTION | FROM $219,990 Sales Centre located at 2167 Lake Shore Blvd. W. 416-495-3544

ETOBICOKE WATERFRONT | WATERSCAPES | UNDER CONSTRUCTION | FROM $399,990 Sales Centre located at 2167 Lake Shore Blvd. W. 416-495-3544

THE KINGSWAY | EPICUREAN | NOW OPEN | FROM $241,990 Sales Centre located at 4195 Dundas St. W. Entrance on Prince Edward Dr. 416-495-3530

MARKHAM | GARDEN COURT | UNDER CONSTRUCTION | FROM THE $400’s Appointment Only 416-495-3595

DOWNTOWN TORONTO | PICASSO | UNDER CONSTRUCTION | FROM THE $400’s Sales Centre located at 256 Queen St. W. 416-495-3549

SALES CENTRE HOURS: Mon.- Thurs. 12pm - 6pm, Weekend & Holidays 12pm - 5pm, Closed Fridays (Epicurean Sales Office is closed on Thursdays and Fridays)

discover more

MonarchGroup.net Prices, specifications and promotions are subject to change without notice. E.&O.E.

first.

Monarch first. In the Kingsway

You’re ready for The Kingsway and the many comforts of Etobicoke’s most prestigious address. Experience assured elegance just a short stroll from the Humber River Valley, minutes from a world of shops, services and restaurants. At a price that will make you visit Monarch first. Studios to 2 bed+dens from 430 sq.ft. to 1175 sq.ft., some with large terraces! Priced from the mid

200,000s*

ASK ABOUT OUR LIMITED TIME INCENTIVES

SALES CENTRE

Royal York Rd.

Prince Edward Dr.

Islington Ave.

Kipling Ave.

Bloor St.

BUILDING LOCATION

Jane St.

St. Dundas

EPICUREAN SALES CENTRE 4195 Dundas Street West (Entrance on Prince Edward Dr.) Etobicoke, ON Tel: 416-495-3530 SALES CENTRE HOURS: Mon.- Wed. 12pm - 6pm, Weekend & Holidays 12pm - 5pm Closed Thursdays & Fridays

discover more

MonarchGroup.net *Limited time only. Some conditions apply. Please ask a sales representative for full details. Prices, specifications and promotions are subject to change without notice. Renderings are artist’s concept and images are for mood and impression only. E.&O.E. 9379

SPECIAL SUITE OF THE MONTH PROMOTION

2 BEDROOM SOUTHAMPTON SUITE 1137 SQ. FT. *In addition to the current promotion

GET AN EXTRA $10,000 OFF! ONLY

18 SUITES LEFT

*ONLY 5% DEPOSIT REQUIRED UNTIL YOU MOVE IN!

ALL SUITES

4 CASH OFF %

FOR A LIMITED TIME, RECEIVE

FREE UPGRADES

SITE RD. ILL DM OL OLD MILL INN

JANE STREET

• VISIT OUR SALES CENTRE & DECORATED MODEL SUITE • WALK THROUGH ACTUAL ALMOST-READY SUITES! • MOVE IN 90-180 DAYS! OLD MILL DRIVE

Crown Molding in select areas, Under Cabinet Lighting in Kitchen, Pot Lights, Gas Fireplace, Soft Closing Drawers in kitchen and more!

30 OLD MILL ROAD, TORONTO MONDAY - WEDNESDAY: 12PM - 6PM SATURDAY & SUNDAY: 12PM – 5PM, THURSDAY, FRIDAY & HOLIDAYS: CLOSED

BLOOR STREET WEST

D. LR MIL

JANE STREET

SITE

OLD MILL DRIVE

416 766-7343 www.riverhousecondos.ca D *Deposit structure: $5000 theMILL offer, balance to 5% in 30 days, balance to 20% on occupancy. SOUTHAMPTON OLD INN OL with AND NOTTINGHAM ONLY, BALANCE TO 10% ON OCCUPANCY. ** Free Upgrades may vary depending on suite plan. (Suite 102 and 104 do not have gas hook up for fireplace and cook top). All promotions may be changed and/or BLOOR STREET WEST cancelled at any time without notice. Prices and specifications subject to change without notice. *Please speak to Sales Representative for full details. Exclusive Listing Broker Milborne Real Estate Inc. Brokers Protected. Marketing Management by Anne Lambrou Living Visions Inc. Prices and specifications subject to change without notice. Promotions may be changed and/or cancelled at any time without notice. Illustrations are artist’s concept. E.&O.E.

018 NEW CONDO GUIDE MAR 29 - APR 12, 2014

CO NST RUC TION STA RTIN G THIS SPRIN G

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Prices and specifications are subject to change without notice. E. & O.E.

416.243.8688 MAR 29 - APR 12, 2014 NEW CONDO GUIDE 019

COVER STORY

RIVA DEL LAGO

MONARCH MAKES WAVES WITH HUMBER BAY SHORES BOUTIQUE CONDO Opening April 12th RIVA DEL LAGO IS THE NEWEST OF

seven lakeshore condominium properties by Monarch that are redefining Humber Bay Shores. Poised right on the waterfront, Riva del Lago is the second phase at Monarch’s Lago, which is already over 90 per cent sold and currently under construction.

This is one of the city’s up-and-coming areas, offering all the advantages of life at the lakefront together with the convenience and fun of the emerging Humber Bay Shores community

020 NEW CONDO GUIDE MAR 29 - APR 12, 2014

This newest 14-storey, trend-setting boutique condominium poised on a five-storey podium faces the popular Martin Goodman Trail and is mere steps away from the new lake-side park near shops, boutiques, cool new eateries and night spots. This is one of the city’s up-and-coming neighbourhoods, offering all the advantages of life at the lakefront together with the convenience and fun of the emerging Humber Bay Shores community. Set to open Sat. Apr. 12, Riva will feature two stunning lobbies, including a two-storey main lobby on Marine Parade Drive facing the lake.

Twenty-four hour concierge and a state-of-the-art security system will ensure continual peace of mind. The Riva Club amenities will include Riva – a designer-decorated special occasion/ party room with a convertible billiard table, caterer’s kitchen and bar that will open onto a private terrace area with barbecue facilities for fun-filled alfresco entertaining. The Silver Screen big-screen theatre will offer cinemastyle seating, projector and surround sound for private screenings. The Pulse fitness room will feature cardio, yoga and weights area with TV viewing during workouts, commercial-grade equipment and separate change rooms. There is even a Pet-tie Wash where owners can wash and clean their pampered pets after a stroll along the waterfront. All residents of Riva del Lago will have access to the Lago Club amenities as well, which include an indoor swimming pool, hot tub and dry saunas located in separate men’s and ladies’ change rooms complete with showers, washrooms and lockers. The suites themselves have been designed with spacious balconies,

terraces and/or patios with panoramic views of the lake, downtown Toronto and the adjacent parkland. Refined standard features include custom-designed gourmet kitchens, bathroom vanities with integrated cabinetry, nine-ft. ceilings, quartz countertops with square-edge, brand name stainless steel appliances, wide plank laminate flooring, custom-designed bathroom vanities, and smooth ceilings throughout. Monarch is also incorporating a host of Green features that will reduce energy consumption and provide suite owners with Greener and more energy efficient surroundings. Green features include, a green roof, individual suite metering, Energy Star-rated appliances, low-VOC paint, Indoor Air Quality Certification for carpets in corridors and common areas, bicycle parking and much more. Ask about the opening promotion today. Prices at Riva del Lago will start from the $300’s which includes one parking space and locker. ABOUT MONARCH

Headquartered in Toronto, Monarch is one of Canada’s oldest and largest home builders. Monarch has consistently been recognized in the home building industry and by its customers for superior quality and outstanding customer satisfaction. Monarch builds and develops single-family detached and attached homes in Toronto and Ottawa, and builds highrise condominiums in the Greater Toronto Area. Monarch focuses on style, design, quality and livability in all of its homes and is the Canadian brand of Taylor Morrison Home Corp. Contact or visit Monarch’s Riva del Lago sales office by calling 416.495.3544 or by visiting MonarchGroup.net. The Riva del Lago sales centre is located at 2167 Lake Shore Blvd. W. MAR 29 - APR 12, 2014 NEW CONDO GUIDE 021

Great Gulf. Choose greatly.

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Coming soon. 022 NEW CONDO GUIDE MAR 29 - APR 12, 2014

Condos at King & Parliament. Coming Spring 2014. Urban Towns in Queen West. Coming Spring 2014.

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MAR 29 - APR 12, 2014 NEW CONDO GUIDE 023

HOME SWEET HOME

// BY LYDIA MCNUTT

FOR SALE:

Lydia McNutt is an award-winning writer and editor of New Condo Guide. Lydia’s love of architecture, interior design and the written word have landed her happily at home at Wall2Wall Media, where real estate rules. Email Lydia.McNutt@wall2wallmedia.com, and follow her on Twitter @LydiasTweets

ell, it’s settled. We’re selling the house. My husband and I love our area, but we’re bursting at the seams. If only our house had a little more room – well, maybe two or three more rooms! – we’d never leave. If you’ve decided to make a move, your choice is likely the result of some other major milestone in your life. Maybe you’ve graduated from university and landed your dream job. Maybe you’re getting married and want to plant your roots. Perhaps, like my family, you’ve outgrown your current home.

024 NEW CONDO GUIDE MAR 29 - APR 12, 2014

An objective approach to an emotional decision

So, here we are: the “For Sale” sign is up and our schedule now revolves around showings – the bane of my existence. Strangers size up our home, sit on our sofa, scrutinize the decor, and snoop through the closets and cabinets. I wonder how many of these “prospective purchasers” are serious buyers versus browsers? And, well, everyone who walks through the front door has got to be the one, right? Boy, this is already taking a toll, and it’s just the beginning! Deciding to move is an emotional experience. The experts will tell you that you have to detach from the process. Think objectively. Leave your feelings at the door. But parting with something as personal as a home is easier said than done. Apart from emotions, a real estate transaction involves money – lots of it. This is probably the biggest and most complicated purchase you’ll make in your lifetime, so hiring qualified professionals who have been there, done that is key to a solid, successful, and hopefully, stress-free experience. Don’t think of it as spending money, rather as saving you hassle and avoiding mistakes that could cost you a bundle in the long run. MORTGAGE BROKER The broker’s job is to find the best interest rate and terms. Aside from potentially saving you thousands in interest over the life of your mortgage, you don’t have to pay for this service. Sound too good to be true? Mortgage brokers are compensated by the lender who gets your business, so let them do the legwork while you reap the rewards. REAL ESTATE AGENT This is your guide, especially if you’ve never bought or sold a home. An agent can advise you on the best neighbourhoods and homes to meet your budget and lifestyle, and will negotiate on your behalf to get you the best deal on your buy. If you’re considering a DIY sale, how much time can you devote to marketing, showings and closing the deal? That alone is a full-time job, and you probably already have one of those. REAL ESTATE LAWYER Don’t skip this step in the interest of saving a few bucks – it’s a drop in the bucket, in the grand scheme of things. A home is an investment of hundreds of thousands of dollars, so do your due diligence. HOME INSPECTOR The money pit is a scary reality many homebuyers

jump right into, and one that can be avoided. A home inspector will identify components in your potential home that are missing, broken, unsafe and not up to code. While you may be tempted to forgo this condition of purchase – especially if you find yourself in a multiple offer – do so at your own risk! It can be difficult to think impartially about something as personal as a home, which can complicate things when it comes to pricing, staging and selling it. A professional, objective opinion certainly makes “detaching” a little easier. Pick up the next issue of New Condo Guide for more on my continuing saga of selling and buying a home.

TARION REPORT

Helping you choose

Howard Bogach is president and CEO of Tarion Warranty Corp. For more information about how Tarion helps new-home buyers, visit them online at tarion.com or find them on Facebook at facebook.com/TarionWarrantyCorp.

hen buying a new home, one of your first and most important decisions is making sure you choose the right builder. Tarion hopes to make this decision a little easier by introducing the Ontario Builder Directory, which replaces the former Licensed Builder Directory. These changes are part of an ongoing process of identifying and providing information that helps consumers who are researching a new-home builder. The new directory continues to show a 10-year history for all builders, but the listings will now include builders who are no longer registered. The directory will confirm whether a builder’s registration has expired or whether Tarion has revoked their registration or refused to renew it. This is an important consumer protection tool, particularly in regards to illegal building, as many of our investigations are focused on builders 026 NEW CONDO GUIDE MAR 29 - APR 12, 2014

// BY HOWARD BOGACH

THE RIGHT HOME BUILDER who are no longer registered. Buyers will now be able to quickly and easily confirm that those builders are no longer licensed to build homes in Ontario. The directory shows if a builder has been a Tarion Award of Excellence finalist or winner in the past three years; a breakdown of the types of homes built over a 10-year span into freehold homes and condominium units; and lists the names of officers and directors for each company, providing links to companies that share the same officers and directors. The directory continues to show a 10-year history that includes chargeable conciliations and the number and amounts of certain claims paid by Tarion. A chargeable conciliation occurs when Tarion conducts a conciliation inspection and determines that one or more outstanding items are covered under the warranty but have not been resolved by the builder. Not all chargeable conciliations result in a claim paid, as builders have an opportunity to make a repair after the inspection. Homes with claims and dollars paid in claims refer to situations where the builder did not resolve a homeowner claim and Tarion stepped in to work directly with the homeowner to resolve the issue. Buyers may want to consider these numbers in comparison to the number of new home possessions in the builder’s profile. When buyers ask for advice on how to choose the right builder, I suggest they start their research by visiting the directory. Buyers need to make sure their builder is licensed, which means they have satisfied Tarion’s licensing criteria and have proven their technical and business competencies. And the directory will give you a good idea of your builder’s past performance. The next step is to ask around. You may want to walk around neighbourhoods where the builder has built, and inquire about these homeowners’ experiences. Speaking to other homeowners will give you a good indication of whether the builder stands behind his construction and is attentive to customers over the long term. Most homeowners are happy to talk about their home and their builder. You can also ask for references in online communities and social media platforms. There are a number of active home-related sites where homeowners share experiences about everything from decor selections to construction delays and after-sales customer service. If there’s one piece of advice I give most often to buyers who are just starting to think about a new-home purchase, it’s research. All too often I hear stories of buyers walking into a model home, being dazzled by the stylish decor and gleaming countertops, and signing on the bottom line before researching who built that beautiful home. Your home will most likely be the largest purchase of your life, so you owe it to yourself to take the time to thoroughly research your decision. If you have questions about whether a builder is registered or about customer service records, check out the new Ontario Builder Directory or call Tarion at 1.877.9.tarion.

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MAR 29 - APR 12, 2014 NEW CONDO GUIDE 027

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028 NEW CONDO GUIDE MAR 29 - APR 12, 2014

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CONDO PRO

// BY BARBARA LAWLOR

CONDOS: GREEN BY DESIGN

Barbara Lawlor is president of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condominium developments in the GTA and overseas.

e hear a lot about reducing our carbon footprint to help the environment. If you’re shopping for a new home, consider a condo, which is Green by design. From location to architecture and finishes, condos offer environmentally conscious buyers an alternative that saves wear and tear on their surroundings. Think about the very concept of a condominium building – a vertical community that houses hundreds of people, yet minimizes the amount of green space and trees it consumes. Trees provide oxygen and clean the air by absorbing and filtering pollutants, and we are fortunate that the City of Toronto is home to so many in our parks and on our boulevards. Developers are also planting trees in the landscaping of their condominiums, sometimes on lush green roofs. These areas not only provide places where residents can barbecue and dine outdoors, but

030 NEW CONDO GUIDE MAR 29 - APR 12, 2014

also help to reduce the building’s energy use. In fact, condominium design in general has advanced to optimize space through efficient layouts that use less energy to heat and cool spaces. When you purchase a new condo, you benefit from the latest technologies that accomplish this, and more. Along the Green theme, residents of condominiums also share common areas such as swimming pools, party rooms and fitness facilities. Owners have fewer reasons to travel by vehicle to places such as gyms, thereby minimizing greenhouse gas emissions. Having these niceties right in the building is a wonderfully convenient lifestyle plus as well. And speaking of traveling, to comply with Ontario’s Places to Grow Act, today’s condominiums are situated close to amenities and public transportation. By strategically locating their buildings, developers automatically make it easier for people to get places by walking, bicycling or taking a bus, streetcar or subway. Many new condos even include car sharing and bike storage facilities. In large urban areas such as Toronto, a lot of condominium owners live quite well without owning a gas-powered vehicle. On top of all of this, some developers are opting to participate in thirdparty rating systems that can attest to a building’s energy-efficient design. For example, several condominiums are being built to Leadership in Energy and Environmental Design (LEED) certification standards. LEED is a rating system for environmentally friendly building practices that conform to stringent guidelines for architects, engineers and construction professionals. Buildings are rated on how efficiently they use water and energy, the quality of indoor environments, wise choices in building materials, and the minimization of the building’s impact on its environment. Today’s developers often offer Energy Star appliances for added efficiency, and they have adopted new construction techniques that minimize waste by reusing and recycling materials where they can. Even the selection of features and finishes in condos has been touched by the Green trend. Hardwood flooring is durable, ideal for people who have allergies, and comes in an incredible array of colours and textures. Another example is natural stone, which is a popular choice for countertops. Granite, quartz and Caesarstone are sturdy and beautiful; how lovely to know that they are environmentally friendly as well! Thanks to the ongoing changes in Ontario Building Code standards and widespread industry recognition of Green building practices, condominiums are leaving a much smaller carbon footprint than ever before. Each year, the Building Industry and Land Development Association, the Ontario Home Builders’ Association, the Canadian Home Builders’ Association and EnerQuality present awards for the advancement of energy-efficient and sustainable homes and communities. When home shopping, consider a condo. Once you realize the lifestyle and Green benefits that come with this type of ownership, you’ll be glad you did!

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MAR 29 - APR 12, 2014 NEW CONDO GUIDE 031

INVESTOR ADVICE

The logic behind

// BY ANDREW LA FLEUR

PRE-CONSTRUCTION PRICING I’ll answer that question, but first, a little background. You see, when it comes to condo investing I have two cardinal rules that I always tell my clients to follow. If you follow these two rules you will always do well in condo investing: Condo Investing Rule #1: Always buy a pre-construction condo below market value.

Andrew la Fleur is an award-winning realtor with Re/Max. Andrew’s expertise is in helping investors make money in the Toronto Condo Market. Visit TrueCondos.com/NewCondoGuide for a free gift. Contact Andrew at 416.371.2333 or andrew@truecondos.com

had a great question from a new client over this past weekend. I was explaining how some new condo projects are priced below current available resale condos and my client asked me: Why would a Toronto condo developer sell a preconstruction condo for less than current market (resale) value?

If you buy a condo that will not be completed for three to five years which is priced below what comparable finished condos are selling for, you get built-in equity from day one that will serve to provide you with a) tremendous upside potential on price appreciation, and b) insulation against any potential downturns in the market between when you buy and when the building is completed. Condo Investing Rule #2: Always buy a pre-construction condo that will be cash-flow positive.

If you buy an investment condo that is cash-flow positive (potential monthly income is greater than potential monthly expenses with 20 per cent down payment) then you will always earn positive income on the property regardless of what happens to the price (up or down) of that property. Generally speaking, if you follow rule #1, then rule #2 takes care of itself because a condo priced below current market value is cash-flow positive 90 per cent of the time.

3 reasons why Toronto condo developers would sell a pre-construction condo for less than current market value:

There may be a number of reasons why a condo developer in Toronto would take this approach to pricing, but I need to emphasize that this type of pricing is not a given when it comes to pre-construction condos.

The best way to sell out a building quickly is to price it low and generate as much “buzz” as possible – especially during the first 30 days after launch when buyer interest in the project is at it’s peak CONTINUED ON PAGE 33… 032 NEW CONDO GUIDE MAR 29 - APR 12, 2014

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CONTINUED…

INVESTOR ADVICE

In fact, I would say that most new condo projects out there are priced higher than comparable resales. This was certainly true for the better part of 2010 through 2012 during the last condo boom. Now the market has shifted back in favour of buyers as the number of new condo sales are down significantly over the last 18 months. Here are three reasons why some developers are pricing their buildings this way now:

2) Because the current state of the pre-construction condo market in Toronto is a buyer’s market. For most of the last decade it was a seller’s market. Before, it was pretty much a given that prices would rise by around eight per cent every year and therefore if you bought a little above current market values, you would not worry because you knew that in a couple years prices would be much higher. Today there are no guarantees. Buyers are more cautious. Over the last 18 months prices have been more or less flat.

1) To keep condo investors happy.

evidence that prices are set to rise again with resale condo sales picking up serious momentum. So this buyer’s market that we are in right now might be very short lived.

Developers realize that if they want to sell out a building with 300 or more units – one that will not be completed for several years – they won’t do it by marketing to end-users alone. They need investors to buy suites so they can get construction financing to get the project out of the ground. So how do you attract investors, and more importantly, how do you ensure they will be repeat buyers that keep coming back every time you launch a new building? Simple. Offer them something worth investing in, something with a huge upside potential. And that is the primary reason why they price their buildings below current market resale values.

NOTE Over the past three months there is growing

3) To sell out the building quickly. Momentum is so

vitally important when selling a condo building with hundreds of units. Developers can save millions of dollars in marketing and “soft costs” if they are able to sell out a building in a few months rather than dragging things on over a few years. Developers have a strong incentive to reach the 70-per-cent-sold mark as quickly as possible, and the best way to sell out a building quickly is to price it low and generate as much “buzz” as possible – especially during the first 30 days after launch when buyer interest in the project is at it’s peak.

MAR 29 - APR 12, 2014 NEW CONDO GUIDE 033

LEGALLY SPEAKING

When do you need a lawyer,

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw.ca or email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

ately I have had a large number of homebuyers come to me after “cooling off” periods in an offer have expired. When I ask why they waited, I get one of two standard responses: “I didn’t think I needed a lawyer until it was time to close,” and “The sales agent told me I didn’t need a lawyer until it was time to close.” Wrong on both counts – get a lawyer early!

034 NEW CONDO GUIDE MAR 29 - APR 12, 2014

// BY JAYSON SCHWARZ

AND WHAT DOES IT COST? A lawyer must advise you at the time you make your offer, and it is critical that you see a lawyer before your deal is firm. It is important that your lawyer explains all the costs you will face and the potential changes and delays you may encounter. Insist on this and if you don’t get what you want or need, see another lawyer. Lawyers are service providers, just like anyone else, and as the customer, you should get the necessary information to make an educated decision. There is a clothing retail chain that I remember in Florida that has a slogan which sounds sort of like, “An educated consumer is our greatest asset.” This holds true for much of life and seeing as a home is one of the most important purchases you will ever make, it’s your job to become an educated consumer.

A lawyer must advise you at the time you make your offer, and it is critical that you see a lawyer before your deal is firm Okay, what about that lawyer? First of all, you are going to pay the fee, whatever the amount the two of you agreed to. You did of course have a pre-agreed fee, didn’t you? Then there is a list of disbursements. Disbursements are those monies expended by your lawyer on your behalf which are necessary to properly search and seal the deal. Be careful, it is here that someone may try to take advantage by charging large fax, mail and photocopy fees. Make your lawyer justify all expenditures that don’t make sense. What about disbursements, what can you expect? These are generally between $450 and $650, which include such things as electronic searches, registration, execution searches, title insurance, cheque certification, status certificates for condos and more. Don’t forget about the applicable taxes. Generally speaking, your first meeting with your lawyer should be free until the time you retain the lawyer. Retain? What that simply means is “hire” the lawyer. Make sure the retainer agreement is in writing and that it sets out all of the services the lawyer is going to perform and what the lawyer’s and staff’s hourly rates may be if they perform services in excess of those included in your “package price.” Make sure you get a disbursement list with suggested maximums so that you have something to work from in your budgeting. When you retain your lawyer, you want the same certainty you would get in any contract.

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3520 Danforth Ave.

WorldOnYonge.ca | 905-771-7010

RoyalGardensCondos.ca | 905-889-9997

TerraceOnDanforth.ca | 416-987-7575

RD .

DA NF ORT H

E. IA AV SCOT

. AVE DEN WAR

BUY TODAY! MOVE-IN NOW! N

AVE. ORTH DANF

www.MyLibertyCondo.ca *As per price list. Limited time offer. Offer based on a select number of units. Price, information and program subject to change without notice. For qualified buyers on approved credit. All renderings are artistâ€™s concept. Prices, specifications and availability subject to change without notice. E&O.E. Brokers protected. See Sales Representative for details.

MAR 29 - APR 12, 2014 NEW CONDO GUIDE 035

BUY TODAY! RESIDENTIAL | RETAIL | OFFICE

GREAT SELECTION AVAILABLE

W E S TON RD. & H W Y 7 | WOODBRIDGE HIGHWAY 404

Monday – Thursday 12 p.m. to 7 p.m. Weekends & Holidays 12 p.m. to 6 p.m. Friday Closed

HIGHWAY 7

HIGHWAY 400

SALES OFFICE HOURS:

WESTON RD.

7777 Weston Rd.

HIGHWAY 427

SALES OFFICE NOW OPEN:

HIGHWAY 407

STEELES AVE.

READY!

CENTROSQUARE.CA | 905-851-8877 *Purchaser’s Deposit Bond. Restrictions apply. See Sales Representative for details. All illustrations are artist’s concept only. ©2014 Liberty Development Corporation. All rights reserved. Brokers Protected.

Terrace @ 2nd Floor

12’-0”

NEW RELEASE!

Balcony

23’-0”

Bedroom

10’-0” 9’-10”

W.I.C. Living / Dining Room Bath

Kitchen W/D 5’-5” FR

Den Foyer Powder

7’-6” 10’-2”

8 9

650 SQ.FT.

1 BEDROOM + DEN

FROM $302,600

11 15 17

5 4

SUITE 1H+D

6 3 2

19 21 23 25 27 29

12 14 16 18 20 22 24 26 28 30

2nd Floor 7

8 9

10 19

21 23 25 27 29 31 6 11 15 17 ICONIC ARCHITECTURE • FABULOUS PARK VIEWS • AT-YOUR-DOOR TRANSIT 5 1

12 14 16 18 20 22 24 26 28 30

THE GRAND FINALE 3rd-6th Floor Condos from the $280’s LegacyParkCondos.com

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407 BEVERLY GLEN BLVD.

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MAR 29 - APR 12, 2014 NEW CONDO GUIDE 037

THE TAX MAN

// BY GEORGE E. DUBE

IS YOUR LUNCH TAX DEDUCTIBLE?

My husband and I painted and shampooed the carpet at our investment condo recently after our tenant moved out, to prepare the unit for the new tenant. We obviously needed to eat, so we got lunch. Should we save the receipt for lunch to add to our business expenses for the year-end? Does that mean it would be tax deductible?

George E. Dube is a veteran real estate investor and chartered accountant with the practice Dube & Cuttini Chartered Accountants LLP. George is a frequent guest speaker, has written articles and co-authored two books, and is a member of the Real Estate Investment Network Faculty. Visit dubecuttini.com. Email georgedube@dubecuttini.com, call 1.877.475.3823 and follow George on Twitter @dubecuttini.com

If you are having a meal with a prospective tenant, supplier or accountant, then there are no time or distance restrictions, the meal is deductible as there is a clear business purpose 038 NEW CONDO GUIDE MAR 29 - APR 12, 2014

Meals and entertainment are tricky expenses, and subjective and confusing in practice. Plus, there are plenty of exceptions. Assuming that someone owns a few properties, and they are out of town a distance of 40 kilometres and they are there more than eight hours a day (in some cases 12), then the meals are most likely deductible. Alternatively, if you are having a meal with a prospective tenant, supplier or accountant, then there are no time or distance restrictions, the meal is deductible as there is a clear business purpose. The primary issue in Canada Revenue Agency’s mind is similar to what you indicated in your question. You obviously had to eat, so the CRA is saying, “Why should real estate investors get to deduct their meals at work when nobody else does?” Practically speaking, I don’t think it hurts to do this now and again, but this would be an administrative concession from the CRA, as compared to a technical ability to make the deduction.

COMING IN APRIL! TO DANIELS HIGHPARK

COLLECTION AALIMITED LIMITEDCOLLECTION COLLECTIONOF OFTWO-STOREY TWO-STOREYWALKOUTS WALKOUTS OFFERING OFFERINGSTREET STREETSIDE SIDELIVING LIVINGSTEPS STEPSTO TOHIGH HIGHPARK PARK

from just $699,900

YOUR EXCLUSIVE FRONT DOOR TO HIGH PARK Already under construction and nestled within Toronto’s most desirable neighbourhood Daniels is excited to introduce an exclusive collection of 12 two-storey walkouts offering street side living steps to High Park. As the newest addition to the highly successful HighPark Condominiums these homes will offer: • Innovative 2 and 3 bedroom home designs • Sophisticated features and finishes including 9’ and 10’ ceiling heights • 24 hour Concierge and the amenities within the Parkside Club, including a dog spa, climbing wall, fitness and yoga studio, 10th floor terrace and much more!

REGISTER TODAY FOR OUR PREVIEW EVENT ON APRIL 2ND danielshighpark.com 416.351.1844 A Daniels / WJ Community Exclusive Listing: CityLife Realty Ltd. Brokerage. Brokers Protected. Illustrations are artists concepts. Prices, specifications and programs are subject tochange without notice. E.&O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited.

CONDO PROFILE

COMING THIS APRIL TO DANIELS HIGHPARK CONDOMINIUMS: THE PARKSIDE COLLECTION

Luxurious street-side living steps to High Park

his April, the residential opportunity of a lifetime is coming to Toronto’s prestigious High Park neighbourhood. After an overwhelming response to Daniels HighPark Condominiums, The Daniels Corporation will soon introduce The Parkside Collection, a limited offering of two-storey walkouts. To say that these residences will inject the area with a residential breath of fresh air is an understatement. Featuring direct street access, they are sure to become coveted choices at one of the most successful new-home communities in Toronto today! Already under construction, this exclusive collection of homes will front the established streets of Oakmount and Pacific and feature two- and three-bedroom designs

040 NEW CONDO GUIDE MAR 29 - APR 12, 2014

priced from just $699,900. Parkside Collection owners will be able to take full advantage of this outstanding location “Where Modern Urban Meets Mother Nature.” Here, they will be able to step out their front door, past the finely groomed front gardens and up the tree-lined streets where, within moments they’ll be connected to High Park. Sprawling nearly 400 acres, High Park is home to wild forests, Chinese gardens, Japanese cherry trees, hiking trails along

Grenadier Pond, an off-leash dog park, playgrounds, greenhouses, a zoo and much more. Imagine heading out your front door, for an early morning trail run, to take your pooch for a walk along the forested dog path or to stroll in the park with your family all while you sip on your morning coffee. When you’re not in the mood for the park, not to worry. Simply walk over to Bloor West Village where you’ll be able to take in the boutique shops, pick up some fresh flowers or grab a bite to eat at one of the local restaurants. And for trips farther afield, simply hop onto public transportation at either of the two nearby subway stops. Residents of The Parkside Collection will be able to enjoy the ease and convenience of street-side living along with the maintenancefree lifestyle of condominium ownership. The Parkside Collection will be completely connected to the condominium and residents will have full access to 24-hour concierge and The Parkside Club. Spanning nearly 18,000 sq. ft., The Parkside Club will offer unique indoor and outdoor amenities on three floors. The second floor sports a climbing wall, weight studio, home theatre, sauna and outdoor gardening plots. Daniels will even facilitate programming to assist homeowners in making the most of their green-thumb efforts. The third floor offers a cardio studio and indoor/outdoor yoga and Pilates studio. Residents can entertain in the party room, outdoor barbecue lounge, billiards room and sun deck. Then it’s up to the 10th floor, where the social room is equipped with a catering kitchen and access to the outdoor terrace and indoor/ outdoor fire-side lounge. Plus, with environmental sustainability in mind, Daniels has created a

one-of-a-kind Bike Engagement Program where residents will enjoy participating in active bike clinics, tune-ups and planned excursions with friends and neighbours. Don’t own a bike? No problem! Daniels has also created a bike-share program for exclusive use of residents. This program offers an easy and convenient way to pick up and get around town on two wheels rather than four! The Parkside Collection consists of two- and three-bedroom designs ranging from 1,322 to 1,611 sq. ft. with outstanding features and finishes selected by award-winning Tomas Pearce Interior Design Inc. Principal room ceilings soar to nine and 10 ft. in height with smooth ceilings throughout and contemporary laminate, porcelain and ceramic flooring. Gourmet kitchens are graced with quartz countertops and six top-quality appliances. Sumptuous baths pamper with marble countertops, an integrated medicine cabinet and a deep soaker tub. Technology-minded owners will appreciate having advanced security solutions and an Integrated Control 4 Automation System to control and customize home lighting, temperature and electronics. Plus, buyers will have the option of purchasing two-car parking – a rare opportunity in the city! The Daniels Corporation (danielshomes.ca) is one of Canada’s preeminent builders/developers, building more than 30,000 new home communities across the Greater Toronto Area for 32 years. Daniels was named the Tarion Warranty Corporation’s 2012 Ontario High Rise Builder of the Year and the recipient of the 2012 Toronto Arts and Business Award presented by the Toronto Arts Foundation. Among its many initiatives, Daniels was chosen to partner with Toronto Community Housing to revitalize Regent Park – 69 acres in the heart of Toronto’s Downtown East. Committed to community, Daniels offers innovative programs that help people achieve home ownership, champions neighbourhood initiatives that enhance quality of life, and supports numerous charities and non-profit organizations. HighPark Condominiums is one of the most in-demand residences in the city, and The Parkside Collection is a rarity in this urban environment. Get in on the ground floor now, while you still can. To register, stop by Daniels HighPark Condominiums presentation centre at 2150 Bloor St. W., open Monday, Tuesday and Thursday noon to 6 p.m.; Wednesday from noon to 8 p.m.; weekends from noon to 5 p.m. Call 416.351.1844, or visit DanielsHighPark.com. MAR 29 - APR 12, 2014 NEW CONDO GUIDE 041

042

043

IN THE NEWS

Industry applauds Province for proposing new building options

WOOD IS GOOD: SIX-STOREY WOOD BUILDINGS COMING TO ONTARIO THE ONTARIO HOME BUILDERS’ ASSOCIATION (OHBA), THE BUILDING INDUSTRY

ABOUT OHBA

and Land Development Association (BILD) and the Residential Construction Council of Ontario (RESCON) applaud the provincial government’s proposal to allow for the construction of six-storey wood-frame buildings. All three associations recognize the leadership of Premier Kathleen Wynne and Municipal Affairs and Housing Minister Linda Jeffrey on this important proposal that provides new building options for the land development and building industry. “Communities across Ontario, from London to North Bay, will all benefit from the housing, rental and office opportunities that this provincial proposal provides,” says Joe Vaccaro, CEO of OHBA. “We look forward to seeing Ontario projects this year.” Currently, the Ontario Building Code limits wood-frame construction to four storeys. The building industry has long advocated for Ontario to adopt an OBC six storey wood standard similar to what currently exists in British Columbia. B.C. has benefited from over 100 building projects as a result, giving B.C. consumers new housing and rental choices. “The proposed change would result in the construction of safe, affordable midrise buildings that will bring new housing and rental options to our communities and vibrancy to our streets,” says BILD president and CEO Bryan Tuckey. “More importantly, we believe this proposal will help cities and towns achieve their goals of planning for the up to 100,000 people and 50,000 jobs that come to the GTA every year.” In May 2013, the Associations’ strong planning and economic rationales were outlined in the report, Unlocking the Potential for Mid-Rise Buildings: Six Storey Wood Structures, commissioned by BILD and authored by former City of Toronto Chief Planner Paul Bedford. The report showed that these lands are often well-served by existing infrastructure and transit, and midrise buildings can help to meet the demand of the increasing population of the region, offering a variety of sizes and design features for people of all ages. “Permitting six-storey wood structures in Ontario will generate new innovated design options from the building community,” says Richard Lyall, President of RESCON. OHBA, BILD and RESCON look forward to working with all stakeholders, including the Canadian Wood Council and the Ontario Forestry Industries Association, on this safe and affordable building option.

The Ontario Home Builders’ Association is the voice of the residential construction industry in Ontario representing 4,000 member companies organized into 31 local associations across the province. The industry contributes over $42 billion to Ontario’s economy, employing more than 325,000 people across the province.

The building industry has long advocated for Ontario to adopt an OBC six storey wood standard similar to what currently exists in British Columbia 044 NEW CONDO GUIDE MAR 29 - APR 12, 2014

ABOUT BILD

With more than 1,400 members, BILD, formed through the merger of the Greater Toronto Home Builders’ Association and Urban Development Institute/Ontario, is the voice of the land development, home building and professional renovation industry in the Greater Toronto Area. BILD is proudly affiliated with the Ontario and Canadian Home Builders’ Associations. ABOUT RESCON

RESCON is a builders’ organization dedicated to removing barriers to new construction and eliminating unnecessary costs. It coordinates a council of trade contractor associations to address issues of common concern. RESCON represents a melding of the old with the new. It is a streamlining of the ongoing efforts of three groups active in promoting builder interests for over 30 years: the Metropolitan Toronto Apartment Builders Association (MTABA), the Toronto Residential Construction Labour Bureau (TRCLB) and the Durham Residential Construction Labour Bureau (DRCLB). Along with new builder members, RESCON brings a more powerful and concerted builder voice to the many pressing issues which affect the bottom line.

be a part of something big YOUR 53-ACRE FRONT YARD – ONLY AT CANARY DISTRICT

COMING SOON, THE EXCITING SECOND PHASE OF CANARY DISTRICT Canary Park Condominiums is the doorway to Canary District, which is Toronto’s visionary master-planned, transit-friendly, urban village just 5 minutes east of downtown. Suites from the mid $200’s. HOME TO ATHLETES OF THE 2015 PAN AM GAMES.

@canarydistrict

/thecanarydistrict

Exclusive Listing: Baker Real Estate Incorporated, Brokerage. Brokers Protected. Prices and specifications are subject to change without notice. E. & O.E.

MAR 29 - APR 12, 2014 NEW CONDO GUIDE 045

IT’S BACK. DON’T MISS OUT.

E-A-S-Y

THE OWNERSHIP PROGRAM:

CAN YOU AFFORD TO BUY AT THE STATION? YES YOU CAN!

These days, with rent on a 2-bedroom apartment in Toronto reaching $2,000/month and beyond**, saving for a down payment can feel next to impossible. But at The Station, our new deposit structure* makes saving a snap. So not only can you afford to buy your own place, but the place you call home can be at North York’s award winning record-breaking development. Here’s how it works.

LET’S SAY YOU’RE LOOKING AT ONE OF OUR EXCEPTIONAL 2 BED + 2 BATH SUITES. YOU GET:

• • • • • •

A sweet corner unit An enormous 175 s.f. balcony Granite countertops Euro-style appliances A window in the master ensuite A place you won’t grow out of

YOU PUT DOWN

$10,000

THE PRICE IS A COOL $450,000, SO SAY YOU PUT DOWN 10% 10% DOWN = $45,000

10%

SOUNDS SCARY, RIGHT? BUT HERE’S WHAT THE STATION WILL DO FOR YOU.

$450,000

WE’LL MATCH THAT

$10,000 = $20,000

WITH A $10,000 DISCOUNT OFF THE PRICE OF YOUR CONDO.

Just like that, in 13 months, your down payment will be done and you’ll be the proud owner of an amazing new condo with expansive Terrence Lukas-designed interiors, spacious balconies, and amenities like The Studio Club, fitness centre and the city’s first indoor/outdoor heated party rooms.

ONLY $25,000 TO GO.

FOR THE NEXT 13 MONTHS, YOU PAY JUST $962/MONTH TOWARD THE DOWN PAYMENT AND WE’LL MATCH IT WITH AN EQUAL $962 DISCOUNT OFF THE PRICE OF YOUR CONDO.

SAFE – The Station is already under construction. SMART – Easy subway access and a 20-minute ride to downtown, mean condos at The Station will always be in demand. GREAT DEAL – With this innovative down payment plan you can finally afford to own your own place.

RUN. WALK. SUBWAY. HURRY. UNDER CONSTRUCTION.

WILSON SUBWAY

YORKDALE MALL

TIPPETT RD

ALLEN

WILSON AVE

HWY.401

YORKDALE SUBWAY

416.398.9777 THESTATIONCONDOS.COM

On Tippett Road, south of Wilson Avenue / Mon to Wed 12–6pm Sat + Sun 12–5pm *Conditions apply. On select suites only. See sales rep for details. Prices, specifications and deposit structures are subject to change without notice. E. & O.E. Exclusive Listing Brokerage: The Condo Store Realty Inc., Brokerage. Brokers protected. Illustration is artist’s impression. **Source: theglobeandmail.com

046 NEW CONDO GUIDE MAR 29 - APR 12, 2014

MAR 29 - APR 12, 2014 NEW CONDO GUIDE 047

MORTGAGE TALK

// BY ALYSSA RICHARD

What if your co-purchaser doesn’t qualify as a

FIRST-TIME HOMEBUYER?

past four years. If both qualify as first-time homebuyers, you can withdraw a combined $50,000. There is also the First-Time Home Buyers’ Tax Credit (HBTC). So long as you can show $5,000 in eligible expenditures (including your land transfer tax), you will receive a $750 rebate with your next income tax return. In order to qualify, however, neither you nor your co-purchaser can have lived in a home that one of you owned in the past four years.

Alyssa Richard is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

f you’re a first-time homebuyer, you should be aware that there are credit and rebate programs available to you. Depending on where you live, there may be both federal and provincial programs that can help you enter the market and put money back in your pocket. Here’s a look at the programs you may be eligible for, and how they change if you and your co-purchaser don’t both qualify as first-time homebuyers. FEDERAL PROGRAMS The first program is the First-Time Home Buyers’ Plan (HBP), which allows eligible Canadians to withdraw up to $25,000 from their RRSP taxfree for a down payment. If only one of you is a first-time homebuyer, you can still withdraw this amount, so long as you have not lived in a home owned by the other buyer within the 048 NEW CONDO GUIDE MAR 29 - APR 12, 2014

PROVINCIAL PROGRAMS In Ontario, qualified buyers may be eligible for the Ontario Land Transfer Tax Refund for First-Time Homebuyers, up to a maximum of $2,000. If one of you has owned a home before, the other can still claim half ($1,000). In Toronto, qualified first-time buyers are also eligible for a rebate of the Toronto Land Transfer Tax, up to a maximum of $3,725. Again, if one of you has owned a home before, the other can still claim half of this refund ($1,862.50). Elsewhere in the country, both purchasers have to be first-time buyers in order to qualify for any provincial programs. Homebuyers in British Columbia and Prince Edward Island can face a hefty property transfer tax. Unfortunately, neither you nor your co-purchaser can claim a rebate of it, if one of you is not a qualified first-time homebuyer. In Saskatchewan, the First-Time Homebuyers’ Tax Credit provides a tax credit of up to $1,100 to first-time homebuyers, so long as neither you nor your co-purchaser have owned and lived in another home in the past four years. Finally, the Nova Scotia First-Time Home Buyers Rebate helps buyers get back 18.75 per cent – to a maximum of $3,000 – of the provincial portion of the HST on new homes. To claim the rebate, neither of you can have owned a home in Canada in the last five years.

O T N W O D T N U O C R U START YO

P I H S R E N W O E HOM TOUR THREE S E T I U S L E D O M RENT2OWN

ONE YEAR FREE

METROPASS

VIEW OUERD FURNISHUITE! MODEL S

BUY WITH 5% DOWN ING! & MOVE IN THIS SPR

Su ites and r 3 lux uri ou s Mo de l Vis it NY 2 tod ay to tou of Da nie ls’ inc red ible e tag van ad e tak to lea rn ho w you can am eni ties NY 2 off ers inc red ible RE NT 2OWN pro gra m. ts, plo g nin de ter rac e and gar inc lud ing a roo f top to nts me mo t jus plu s res ide nts wil l be , the atres and mo re! gre at sho pp ing , din ing

M ID $2 00 ,0 00 s SU IT ES FR OM TH E NY2 Sales Centre 27 Rean Drive, Unit 10. HOURS: Mon., Tues. & Thurs: 12pm - 6pm Wednesday: 12pm - 8pm Saturday & Sunday: 12pm - 5pm Friday: Closed

TO BOOK CALL TODAMYODE L SUITE TOUR YOUR PERSONAL

416 .2 21.3 9 3 9

NY2CONDOS.COM Model photography may vary from actual Model Suites Exclusive Listing: CityLife Realty Ltd, Brokerage. Brokers Protected. *Daniels’ Rent-To-Own Program is only available on a select number of suites. **Metropass is only available on select suites. See Sales representative for full details. Prices, specifications and programs are subject to change without notice. Illustrations are artist concept. E. & O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without written permission of The Daniels Corporation, is strictly prohibited. See Sales Representative for full details.

CHECK OUT OUR NEW FULLY FURNISHED

MODEL SUITE ph oto gra ph y Ac tua l mo de l su ite

SEE FOR YOURSELF WHY NY2 CONDOS ARE DESIGNED 2 INSPIRE Corporation’s nership is on at The Daniels The countdown to homeow idence within dominiums - the FINAL res highly successful NY2 Con d at Bayview and ate Loc Towers community. Daniels’ award-winning NY o’s most ont Tor of one be continues to Sheppard, this community success, ous resses. Already a tremend sought-after landmark add remain es suit of n ctio a tempting sele NY2 is 90 percent sold, and from the mid $200,000s. ugh their newly you a chance to tour thro Now, Daniels is offering ortunity to ed model suites for the opp furnished and accessoriz n and ctio stru con tch quality experience Daniels’ top-no s. ign des te innovative sui

ph oto gra ph y Ac tua l mo de l su ite

Actual model suite photography

MOVE IN THIS SP Actual model suite photography

Actual model suite photography

EXQUISITE FEATURES & FINISHES

The models at NY2 feature unique layouts complete with 9’ ceiling heights, floor to ceiling windows, bamboo flooring, granite kitchen co appliances and much more. “Touring the model suites offers people an excellent idea of just how beautiful these designs are,” says Da “The models feature main living areas that can accommodate a variety of furniture configurations, and a generous bedroom window ov suites, visitors can easily envision how the layouts can be appointed, furnished and decorated to suit their personalities. The possibilitie

AWARD-WINNING MAS PLANNED COMMUN

NY2 residents will appreciate everything this boutique condominium has to offe incredible location in Daniels’ award-winning master-planned NY Towers comm architectural styles ranging from Art Deco to French Provincial, this neighbourh modern boutique glass-clad NY2 marking the community entrance at Rean Drive and Sheppard Avenue East. Residents will live just steps to the subway, across the street from Bayview Village Shopping Centre - one of Canada’s most upscale shopping malls as well as the convenience of Loblaws grocery store, and just moments away from the cinema, live theatre and an array of restaurants. Imagine having such easy access to luxury fashion retailers, tantalizing restaurants, specialty food stores and a multitude of services.

Occupancies are on track to begin as early as this spring, and NY2 continues to receive an overwhelming response from both purchasers and those interested in the Rent2Own Program. In fact, this condominium is home to one of Toronto’s only Rent2Own Programs. Participants simply select a suite, sign an Agreement of Purchase and Sale and move in as early as this spring. While living in the suite, part of their monthly payment is credited toward the down payment, and the total amount accumulated will be applied toward the 5 percent down payment. At the end of that year, they top off the 5 percent down payment for closing – it’s that easy!

PRING

ountertop and state of the art stainless steel aniels’ Director of Décor, Stephanie Dimopoulos. verlooking the balcony. By walking through the es are exciting.”

STER NITY

er, beginning with an munity. Known for its eclectic hood will be enhanced by the

NY2 Gardening Plots

WELCOME TO THE UPTOWN CLUB In addition, NY2 will include an exciting variety of amenities. On the first floor, the NY2 Café lounge offers Wi-Fi and a flat-screen TV; the fitness centre features cardio and weight-training equipment; and the stunning lobby is home to attentive executive concierge service. Then it’s onward and upward to the seventh-floor Uptown Club, where the party room dazzles with its central bar and chic seating. The Uptown Club is home to a catering kitchen, lounge, family-style harvest table and an outdoor barbecue terrace. In true trailblazing style, Daniels is advancing the urban agriculture trend at NY2 by providing gardening plots and a gardening work station where residents can share their greenthumb passion by growing herbs, flowers, spices and more. They can also dine alfresco overlooking the gardening plots in the midst of spectacular city views.

OVER THREE DECADES OF EXCELLENCE The Daniels Corporation (danielshomes.ca) is one of Canada’s pre-eminent builder/ developers, building over 30,000 new homes across the Greater Toronto Area for 32 years. Daniels was named the Tarion Warranty Corporation’s 2012 Ontario High Rise Builder of the Year and the company was also a recipient of the Toronto Arts and Business Award presented by the Toronto Arts Foundation. Among its many initiatives, Daniels was chosen to partner with Toronto Community Housing to revitalize 69-acre Regent Park in the heart of Toronto’s Downtown East. Committed to community, Daniels offers innovative programs that help people achieve homeownership, champion neighbourhood initiatives that enhance residents quality of life, and supports numerous charities and non-proﬁt organizations.

NY2 Sales Ofﬁce 27 Rean Drive, Unit 10. HOURS: Mon., Tues. & Thurs: 12pm - 6pm, Wednesday: 12pm - 8pm Saturday & Sunday: 12pm - 5pm Friday: Closed

OK CALL TODAMYODTELOSUBITO E TOUR YOUR PERSONAL

416 .2 21.3 9 3 9

NY2CONDOS.COM

Model photography may vary from actual Model Suites Exclusive Listing: CityLife Realty Ltd, Brokerage. Brokers Protected. *Daniels’ Rent-To-Own Program is only available on a select number of suites. **Metropass is only available on select suites. See Sales representative for full details. Prices, specifications and programs are subject to change without notice. Illustrations are artist concept. E. & O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without written permission of The Daniels Corporation, is strictly prohibited. See Sales Representative for full details.

MAR 29 - APR 12, 2014 NEW CONDO GUIDE 049

TAXING ISSUES

// BY HENRY CHOO CHONG

Land Transfer Tax and rebates:

EVERY CENT COUNTS

Three weeks ago, my wife and I purchased our first home. We close in two months. Our down payment is minimal and we have very little for closing costs. Every dollar will count. Do we qualify for the Ontario Land Transfer Tax rebate? Cole and Jen, North York

A Henry Choo Chong is a certified general accountant. He sits on many committees and provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225. Questions to Taxing Issues can be emailed to choochonghcga@yahoo.ca

The opinions and views expressed herein are those of the author and not those of New Condo Guide. New Condo Guide does not necessarily endorse or encourage any specific tax strategies. Please consult a tax professional for advice specific to your particular situation.

Congratulations! Few accomplishments are as gratifying as owning your first home. Despite the turbulent economy of the past few years, real estate has remained a hot investment and will continue to be a great one over the long term. With spring rearing its head at long last, the next several months will have many more opportunities for first-time and seasoned buyers alike. Land Transfer Tax (LTT) can be a rude awakening for purchasers, particularly unprepared first-time buyers. LTT is assessed on transfer of property in Ontario and is required to be paid by the purchaser. LTT is based on the value of the property at rates between one and two per cent. On a home of $400,000, the LTT would be in excess of $4,000. Unfortunately, this is not the end of the bad news. An additional equal amount of LTT for Toronto homes is expected for Mayor Ford. That’s a whopping $8,000, just for Ontario and Toronto LTT – a big bite out of anyone’s budget.

THE FOLLOWING MAY HELP YOU:

» First-time buyers may qualify for an Ontario LTT rebate of up to $2,000 on purchases of newly constructed and resale homes. » First-time buyers may also qualify for a Toronto LTT rebate of up to $3,725 on resale or newly constructed homes. » The purchaser must be at least 18 years old (citizenship not required) and the home must be owner-occupied no later than nine months after closing. » Purchasers (including spouses) must not have previously owned a home anywhere in the world. You should check with your real estate lawyer – many of these issues can be resolved prior to or on closing. You can also call the Ontario Finance Ministry at 1.800.263.7965 and the City of Toronto at 416.338.0338 for more information.

050 NEW CONDO GUIDE MAR 29 - APR 12, 2014

UNLIKE ANYTHING ELSE RIVER CITY PHASES 1 AND 2 CREATED A NEW ARCHITECTURAL LANGUAGE IN TORONTO. NOW RC3 WILL TAKE RIVER CITY TO NEW HEIGHTS.

ARE YOU READY?

EXTREME ARCHITECTURE.CA 416.862.0505

IN THE NEWS

NO BUBBLE TO BURST in Canada’s housing market FEARS OF A HOUSING BUBBLE ARE EXAGGERATED, though Canadian house prices may be headed for a modest decline nationally and in some local markets, according to The Conference Board of Canada’s initial Housing Briefing: Bubble Fears Overblown. “Mortgage costs, not just house prices, are the principal deciding factor for potential homebuyers,” says Robin Wiebe, senior economist, Centre for Municipal Studies. “Mortgage rates are expected to rise this year, but not dramatically, because the Canadian economy remains in a slow-growth mode. “The housing market may be undergoing a correction in some regions and market segments, but it is more likely to be a soft landing than a bubble bursting.” Fears of a housing bubble hinge on the ratio of house prices to apartment rents and house prices to incomes. The Conference Board’s view is that while these ratios are high, they are also misleading. Better indicators of affordability are the ratio of mortgage payments to rents and

The housing market may be undergoing a correction in some regions and market segments, but it is more likely to be a soft landing than a bubble bursting 052 NEW CONDO GUIDE MAR 29 - APR 12, 2014

mortgage payments to incomes, and neither presents much cause for alarm about a housing bubble. In addition, Canadian employment continues to increase, albeit modestly, and the national population is growing. In general, housing starts are in line with demographic requirements, and markets do not appear to be overbuilt. Total housing starts in Canadian cities with at least 10,000 residents ended 2013 at just below 170,000 units. Although down from nearly 194,000 starts in 2012, this is in line with Canada’s 25-year average. Furthermore, a low proportion of Canadian mortgages are in arrears. As a result, a market downturn in Canada would not be amplified by a wave of “distressed” home sales, as occurred in the United States in the 2000s. Over the medium-term, a modest market correction, particularly in market segments in Ontario and Quebec as projected rising interest rates potentially crimp affordability, could produce a moderate decline in the national average housing price. Toronto’s resale market is balanced. Sales stabilized in June 2013, and rose on a year-over-year basis during each of the six months leading up to the end of 2013. Price growth remains healthy and a major price correction is hard to envision, given solid employment and population growth. While the condominium market is at some risk, a soft landing appears to be the most likely scenario.

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Brokers Protected, Limited Time offer. See Sales Rep for full details. Prices, Specifications and programs are subject to change without notice. Illustrations are artists concept. E & O.E. *Provided the purchaser completes the transaction on the contemplated unit transfer date the purchaser shall receive a credit on the statement of adjustment in the amount equal to 12 monthly common expense fees relating to the unit and any parking or storage applicable. Deposit 5% down and 10% due on occupancy.

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MAKE YOUR MOVE

// BY CHUCK RESNICK

COMMON PACKING MISTAKES TO AVOID have been used to ship produce could contain insect larvae that may transfer to your belongings. 2. Be realistic about the number of boxes you need. Depending on how

long you have lived in your current location, you will most likely underestimate your boxes requirement. Often, we hear of renters who think 40 or 50 boxes will be enough, and then realize they need upwards of 80, two days before moving day. Chuck Resnick is vice-president of marketing and operations, Two Men and a Truck Canada. twomenandatruck.ca

ore than four million people moved residences in Canada last year, many of whom did the packing themselves. For some, it works out fine; others have problems resulting from a lack of foresight, poorly packed boxes and inexperience in loading moving trucks. Here are a few tips to help you avoid finding damaged items at your destination:

1. Consider purchasing boxes from your mover. The most common

packing mistake we see are people getting free boxes at the grocery or liquor store and then putting too much weight in them. For example, using a large box to pack books and magazines may make it too heavy to lift, and the box might break during the move due to the weight. USE THIS RULE OF THUMB: the heavier the item, the smaller the box. Be choosy about your boxes; free boxes from a grocery store that

056 NEW CONDO GUIDE MAR 29 - APR 12, 2014

3. Start packing early and be completely packed when the movers arrive. Sometimes we arrive at a customer’s home and they’re not

packed. There’s nothing more frustrating than trying to move customers’ belongings while they are attempting to shove items into boxes and we get in each others’ way. This also interferes with the optimal loading of the moving truck. We have a loading system where the first things we place in the truck are light items such as chairs, lamp shades, cushions, etc; we place these items in the ‘attic’ (the area over the cab) of the truck. We can get lots of light items up there and they stay secure. Next, we create a “box wall” stacked to the ceiling to hold the items in the attic in place. We then stand plastic-wrapped mattresses against the box wall and secure everything with tie-off straps to keep belongings from getting jostled during the move. If you’re not completely packed and ready on moving day, we can’t create that box wall early on and, this decreases the capacity of the items that can be moved at one time. It also eats up time – and money! 4. Think ahead. Begin packing items you don’t use daily. As you pack your

boxes move them to the front of your apartment and stack them along a wall near the front door. Having them by the door, organized and ready to go, instead of having movers go back and forth to each room can shave 10 to 20 seconds off the time for each box. Saving 20 seconds per box can save lots of time and money. 5. Consider having your moving company pack for you. We are skilled, have more experience and have standard-size small, medium and large boxes that are designed to fit into our trucks to create a perfect box wall for optimum efficiency and safety. When it comes to moving, a little forethought goes a long way. Because your belongings mean a lot to you, take extra care when packing so that they arrive at your destination safely.

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RENDERINGS IS AN ARTIST’S IMPRESSION. SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. E.&O.E. EXCLUSIVE LISTING: BAKER REAL ESTATE INCORPORATED, BROKERAGE. BROKERS PROTECTED.

MAR 29 - APR 12, 2014 NEW CONDO GUIDE 057

CONDO PROFILE

The stepped volumes are a subtle response to the context and to potential views into and out of the site

TOTEM OFFERS A WALKER’S PARADISE

with a design edge in condo living

otem is exclusive and uncompromising with a definite edge in cosmopolitan condo living – in fact it has edges, angles, blocks, an architectural package that combines old and new to create a one-of-a-kind structure and a unique living experience in Toronto’s competitive condo market. With a heritage building forming its base, Totem easily nestles into the surrounding community at 17 Dundonald, at Yonge/Wellesley. Its individuality is unmistakable with a list of features providing a definite advantage. Worsley Urban Partners introduces Totem, where it maintains sensitivity to the urban fabric of the community with a strong emphasis on architectural style, quality of workmanship and overall design. Describing the 18-storey project as a “boutique highrise,” Worsley’s Dino Longo says Totem offers

058 NEW CONDO GUIDE MAR 29 - APR 12, 2014

character and personality, but within a size that keeps it definitive and distinct, and floor plans – dozens of them – with diverse layouts. “This isn’t just four walls, and it’s far from the cookie-cutter condos we see. We’ve invested a lot of character in the materials and the design – inside and out.” A first in the Toronto marketplace, Totem provides residents with their own private subway entrance to Wellesley station, without having to take a step outside. Totem also scored a perfect 100 in the city’s walkability test on walkscore.com. That makes

Totem a “walker’s paradise.” Here’s why – it’s only 10 to 200 metres to restaurants, coffee shop, pubs, grocery stores, parks, schools, shopping and entertainment. Nearby are Ryerson and U of T, or stroll over to Yorkville, College Park and Yonge-Dundas Square. It’s also a “rider’s paradise” within reach of world-class public transportation – bus, rail and subway, along with car-sharing and bike-sharing services. Within, Totem offers stellar amenities including a rooftop oasis with killer views, sculpting gym fitness space, beautiful bar and lounge, and private dining room. These spaces offer the perfect place to host a party, gather with friends, or just curl up with a book on a quiet Saturday afternoon. Kick it with cardio or work on that sleek six-pack in Totem’s well-equipped fitness space. Larger than most condo gyms, it features free weights, stationary bikes, treadmills, elliptical trainers, yoga and Pilates equipment, and more. The rooftop opens up onto a large outdoor terrace with sophisticated urban landscaping, more seating and heavy-duty gas barbecues ideal for summer entertaining. Concierge services with secured entry breathe privacy and safety into this essay in urban living. Totem brings mid-century modern face-to-face with the new millennium by incorporating the existing 1950s heritage property on site. Inspired by Manhattan’s award-winning New Museum, RAW Design Architects combines elegance and urbanism, movement and modern lines, creating a dynamic structure that brings a fresh presence to a quaint downtown street lined with Victorian homes. It reaches for the sky in a series of stacked boxes – contemporary cubist architecture executed to perfection. This isn’t just another generic glass tower, but rather a rich, thoughtful addition to the

architectural texture of the city with bold stone cladding contrasting the sleek glass and steel of the rest of the building. “Totem was designed as a modest insertion into a dense urban environment. The stepping of each volume is planned as a subtle response to the context and to potential views into and out of the site,” explains Roland Rom Colthoff, director, RAW Design. Joining Worsley and RAW on the project is Union31 Interior Design, known for discovering opportunity in the unexpected to create memorable, cosmopolitan spaces. This is Totem. From the mid$200’s with studio, one- , two- and three-bedroom suites with terraces from 70 to 585 sq. ft. This is living. The preview opening takes place this weekend. See the one-bedroom-plus-den model suite designed by Alex Chapman of Union31. The Totem presentation centre is located at 17 Dundonald St. at Yonge Street. Hours are Monday to Thursday from noon to 6 p.m.; Saturday and Sunday from noon to 5 p.m.; closed Fridays and holidays. For more information visit totemcondos.com or call 416.792.1877 MAR 29 - APR 12, 2014 NEW CONDO GUIDE 059

MOVE IN THIS SPRING!

The Pinnacle life awaits you in 2014! PINNACLEINTERNATIONAL.CA Brokers Protected. Renderings are artistâ€™s concept only. Prices and specifications are subject to change without notice. E.&O.E. 2014

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CONDO PROFILE

PINNACLE GRAND PARK

Posh new condo welcomes residents this spring 062 NEW CONDO GUIDE MAR 29 - APR 12, 2014

his spring, residents will be packing their bags and starting to call Pinnacle Grand Park home. Although it may sound like itâ€™s named after Central Park in New York, the posh new condominium developed by Pinnacle International, is named after its address â€“ Grand Park Drive. Located just west of Mississauga City Centre, this 28-storey tower soars gracefully over Burnhamthorpe, and offers endless views of the

bustling city. Residents will enjoy an array of amenities including an indoor pool, whirlpool, fitness centre, party room and outdoor terrace, plus the convenience of a 24-hour concierge and a car-share program. Pinnacle felt that it was important to offer an environmentally friendly mode of transportation, and has once again partnered with AutoShare to bring this incredible program to Grand Park! This popular car-sharing program now operates in more than 60 condominium and apartments across the GTA and has recently established itself in Mississauga (AutoShare.com/Mississauga). Although parking is included, Pinnacle will provide each suite with an AutoShare membership. AutoShare will park a few vehicles on-site for residents to use whenever they please – whether it’s to run a few errands or use for a weekend camping trip. “With AutoShare conveniently located in the building, residents will be able to utilize a second car conveniently and economically,” says Anson Kwok, vice-president of sales and marketing at Pinnacle International. “The couple who commutes with one car will now have the opportunity to utilize a second car, without the expense of owning a second car.” The cost of an often-idle second car can add up quickly! Imagine the freedom you’ll have avoiding the expense of gas, insurance, oil changes, winter tires and the like. The money is coming out of your wallet whether you use it or not. Why not save your money and only spend it when you need it? AutoShare members save an average of $6,300 per year! A selection of suites remains, including twobedrooms from the $300’s and three-bedrooms from the $400’s. However, families with young children, seniors or discerning buyers who long for an incredible and unobstructed view will love the three-bedroomplus-den penthouses. Priced from the $900’s and ranging from 1,462 to 2,184 sq. ft., these layouts offer a fresh alternative to traditional homes.

Pinnacle felt that it was important to offer an environmentally friendly mode of transportation, and has once again partnered with AutoShare to bring this incredible program to Grand Park

About Pinnacle International Pinnacle International is one of Canada’s leading builders of luxury condominium residences, hotels and commercial developments. Based in Vancouver, Pinnacle has been involved in development, design, construction and management for over three decades. Pinnacle’s portfolio includes landmark locations in Vancouver, Toronto, Mississauga and San Diego, built with an eye to their signature style. A Pinnacle community is always place-perfect, with an élan of its own. To learn more about Pinnacle’s wide array of communities, download the Pinnacle iPad App, and be sure to follow them on Facebook and Twitter.

With move-ins scheduled for this spring, the remaining suites won’t last long! To take advantage of new home prices and the flexibility to move in quickly, be sure to visit the presentation centre located at 3981 Grand Park Dr. (at Burnhamthorpe, just east of Mavis), in Mississauga. It’s open Monday to Thursday from 1 to 7 p.m.; Friday to Sunday and holidays from noon to 6 p.m. Visit PinnacleInternational.ca or call 905.276.3981. MAR 29 - APR 12, 2014 NEW CONDO GUIDE 063

HOT TOPIC

SUSTAINABLE NEIGHBOURHOODS:

Eco conscious and convenient LOCATION IS A CRITICAL FACTOR when shopping for a home. A home that is everything you need but in the wrong location is not the right one for you.

Canada Mortgage and Housing Corp. (CMHC) suggests some things to consider about location: ›› Do you want to live in a city, a town or in the countryside? ›› How easy will it be to get to work? What is the cost of commuting? ›› Where will your children go to school and how will they get there? ›› Are there safe walking areas, recreational facilities and parks nearby? ›› How close would you like to be to family and friends? ›› How important is sustainability to you?

A “sustainable” neighbourhood is one that meets your needs while protecting the environment. Homes in a sustainable neighbourhood are located near shops, schools, recreation, work and other daily destinations. This helps reduce driving costs and lets residents enjoy the health benefits of walking and cycling. Land and services, like roads, are used efficiently. Sustainable neighbourhoods also feature a choice of homes that are affordable. In your search for the perfect home, here are some things to consider: EASY TRANSPORTATION

›› A re there stores, schools, recreation facilities, restaurants, and health services within walking or cycling distance? ›› W ill your children need to take a bus to school? Can they walk to the park? Can you do most of your shopping without a car? ›› A re there nearby bus stops and cycling lanes? How long is the bus ride to work or school? Can you safely ride your bike there?

TOO TIGHT or

JUST RIGHT Will my things fit into a condo?

Kingston&Co is first and foremost a home and a community. Because of this, itâ€™s been designed around two important principles: first, that you need places to put your things; and second, that quality of space matters. Itâ€™s for these reasons that our homes have ample storage and laundry rooms, walk-in closets and foyers, and why each one has its own private outdoor terrace. You also have access to a community rooftop garden. Call us biased, but we would say that this focus on space is just right.

JOIN THE CONVERSATION : KINGSTONANDCO.C A

MAR 29 - APR 12, 2014 NEW CONDO GUIDE 065

A home that is everything you need but in the wrong location is not the right one for you SIZE OF HOME AND FEATURES

SAFETY

›› A re the homes compact with shared walls to reduce heating costs? Condos are sustainable by design. ›› A re homes reasonably sized with lots that require minimal upkeep? ›› A re there different dwelling types ( singles, semis, townhomes and condos) in the area? ›› A re the lots modestly sized? Roadways narrow? Driveways/parking areas small? ›› D o natural drain ways lead to streams and storm-water ponds or park lands? ›› I s there native vegetation and streams with woodland edges?

›› D o the homes in the area have “eyes on the street”? In other words, is there a “neighbourhood watch”? Is there somewhere to go in case of an emergency? ›› I s there adequate street lighting in the area? ›› A re there safe places for children to play? ›› A re the streets safe for cyclists and pedestrians? ›› I s traffic slow moving and light?

LOOK AND FEEL

›› D o the buildings have a friendly face to the street? Are the community centres, shops and meeting places welcoming? ›› A re there trees lining the street? ›› D o you find the homes interesting to look at? ›› Do the building sizes feel comfortable to you? ›› A re the roads easy to walk along or cross?

066 NEW CONDO GUIDE MAR 29 - APR 12, 2014

As Canada’s national housing agency, CMHC draws on more than 65 years of experience to help Canadians access a variety of high-quality, environmentally sustainable and affordable homes. CMHC also provides reliable, impartial and up-to-date housing market reports, analysis and knowledge to support and assist consumers and the housing industry in making informed decisions. For more information on buying home, visit cmhc.ca or call 1.800.668.2642.

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MAR 29 - APR 12, 2014 NEW CONDO GUIDE 069

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070 NEW CONDO GUIDE MAR 29 - APR 12, 2014

MAR 29 - APR 12, 2014 NEW CONDO GUIDE 071

THE MORTGAGE MINUTE

// BY PETER KINCH

MORTGAGE SMARTS

Separating fact from fiction for first-time buyers

I Peter Kinch is an award-winning mortgage broker and best-selling author of The Canadian Real Estate Action Plan. Visit peterkinch.com or contact him at peter@peterkinch.com

f you’re a first-time homebuyer, you’re hearing a lot of talk in the real estate market these days. Will prices go up? Will the market crash? Will I ever be able to afford a house? How will I ever pay off this debt? It’s easy to get caught up in all the noise, but harder to separate the fact from the fiction. As I edge closer to celebrating my first half century on this planet, I find myself using the phrase “If I knew then what I know now…” more and more – which got me thinking about the next wave of first-time homebuyers, and what pearls of wisdom I could bestow upon them. I had an interesting conversation with a colleague the other day regarding property values in Vancouver. He relayed to me a story of a friend who bought a house on the west side of Vancouver in the mid1990s, which is now worth more than four times the amount he paid. In terms of equity, it was the equivalent of winning the lottery. We pondered the question, “What will people be saying 20 to 25 years from now?” Is it quite possible that a young, 25-year-old couple today might, in the year 2034, look back and say “If only we had bought that house back in 2014? Why didn’t we? Oh ya, global uncertainty….”

If you’re a first-time homebuyer, you’re hearing a lot of talk in the real estate market these days. Will prices go up? Will the market crash? Will I ever be able to afford a house? How will I ever pay off this debt?

CONTINUED ON PAGE 74… 072 NEW CONDO GUIDE MAR 29 - APR 12, 2014

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THE MORTGAGE MINUTE

CONTINUED…

Real estate has peaks and valleys, but there has never been a future peak that is lower than the past one. Just give it time. Here are a few things I’ve learned about real estate: 1 Real estate has peaks and valleys, but there has never been a future peak that is lower than the past one. Just give it time. 2 Time is your ally. Time can turn any bad real estate decision into a good one. 3 Equity is your safety net. It can supplement a pension and give you financial options in later years. 4 Your mortgage is a forced savings program. So let’s assume that 20 to 25 years from now, you’ll be looking back and saying to yourself one of two things: › I ’m sure glad I bought that first house, or › I wish I had just bought something back in 2014. A lot of people are in this situation today and paralyzed by all the noise around them. And, in the absence of facts or perspective, fear will take over. So what are the factors that are influencing your decisions today? MORTGAGE RULES Yes, there are new mortgage rules that have been implemented over the past few years, but in some respects, this could be to your advantage. Many first-time homebuyers are unaware that they can still buy a home with as little as five per cent down. The main rule change that impacts your ability to afford a home is that you can no longer access a 30-year amortization. Your payments will now be determined based on you paying off that mortgage over a maximum 25-year period. Although this does make your payments a little higher in the beginning, it increases the amount of equity you build with each payment (remember that forced savings plan). In addition, the rule changes imposed by the government have had the effect they were aiming to accomplish, which was to slow what was becoming an overheated housing market. Again, this is to the advantage of first-time buyers because it will help to bring house prices back within their range. GLOBAL UNCERTAINTY There is no doubt that we live in an age of global uncertainty and face the threat of financial chaos in 074 NEW CONDO GUIDE MAR 29 - APR 12, 2014

Europe and a pending credit crisis in the U.S. However, this is not the first time our world has faced these challenges, and it won’t be the last. The key factor to look at is what you can control in your world. Ask yourself about your own employment options and your own employment future. The key to creating long-term wealth in real estate through equity is your ability to afford your monthly mortgage payments and making them consistently over a long period of time – regardless of what is happening on the other side of the world. If you do so, one day you’ll wake up and realize two things: 1Y our mortgage is paid off, and 2Y our house is worth more now than the day you bought it, regardless of what happened during the years in between. So, if you’re a first-time homebuyer in 2014, here’s my advice to you: create a budget that you can afford and be comfortable with. Buy a home that does not put a strain on your budget. Focus on taking baby steps and don’t get overwhelmed by the big picture. Make the monthly payments into that forced savings program called a mortgage, and then let time be your friend and real estate will do what it has done for many generations before – eventually go up as your mortgage goes down. That is what we call “creating equity.” And then maybe, just maybe, as you’re about to celebrate your first half century on this planet, you‘ll look back and say, “I’m glad I got started in 2014.”

MAR 29 - APR 12, 2014 NEW CONDO GUIDE 075

MONEY MATTERS

// BY GAIL VAZ-OXLADE

COMING CLEAN

Gail Vaz-Oxlade is the host of Til Debt Do Us Part and author of Debt Free Forever, and she blogs daily at gailvazoxlade.com. Follow Gail on Twitter at Twitter.com/GailVazOxlade

o you’re getting married. Have you been completely honest with your partner about your finances? Now’s the time to ‘fess up. If you aren’t prepared to talk about your money, about the mistakes that you’ve made, about your successes, about your dreams for the future and your hopes for your life together, then just call it off now! Still getting married? Okay, now gather up all your financial papers, grab a notebook, pencils, a calculator and some file folders. As you do this, you might as well get your money organized, if you haven’t already done so. WHAT YOU HAVE

Get your latest statements (or if you’re planning to do this, save your next statements) for your: ›› chequing account(s) ›› savings account(s) ›› investments (GICs, term

076 NEW CONDO GUIDE MAR 29 - APR 12, 2014

deposits, mutual funds, brokerage account) ›› pension (corporate and RRSP) ›› e quity in any property (the value of the property less the mortgage amount) ›› ownership in a business ›› a ny other property you may have an interest in (like a family cottage)

If you’re just starting out financially, you may only have one or two pieces of paper to work with. Lucky you. If you’ve already established yourself financially, you may have scads of paper. List the financial institution(s) and your balance(s) for each of the statements you’ve gathered. WHAT YOU OWE

Now it’s time to look at your debt, if you have any. Gather up your most recent statements for your:

›› c redit card(s), including store

cards and gas cards ›› line(s) of credit ›› l oan(s), including car loans and student loans ›› mortgage ›› buy-now-pay-later purchases ›› pay advance loans ›› taxes (last year’s tax return)

Again, list each company to whom you owe money, your balances, and the interest rate you’re paying. If you have an account that’s in overdraft, put that amount on this list. OTHER FINANCIAL STUFF

Next, make a note of the following:

›› H ow much do you earn gross and net? What benefits do you have where you work? Whose job will take priority (if, for example, you have to move for a career opportunity)? ›› D o you own a car (or other vehicle)? How old is it? When will you likely need to replace it? CONTINUED ON PAGE 78…

MAR 29 - APR 12, 2014 NEW CONDO GUIDE 077

MONEY MATTERS

CONTINUED…

›› I f you didn’t do it before because you didn’t owe the tax man any money, find a copy of last year’s tax return now. ›› D o you have any insurance (through work, or purchased)? Who’s it with? What’s it for (life, disability, medical, critical illness)? What’s the insurance benefit? Who is the beneficiary? Will you be changing the beneficiary once you marry? ›› D o you have a will and powers of attorney? (Once wed, you’ll have to re-do your will.) ›› G et a copy of your credit report to see how you look to lenders. The worse your credit history, the more you’ll pay in interest since you’re a higher credit risk. ›› H ow will you deal with interruptions in income as they come (which they, undoubtedly will) if one of you loses a job, you have children, if a family member becomes ill, or you decide to continue your education? ›› W hat other financial responsibilities do you have (like a commitment to support a family member, child support or spousal support, aging parents, needy siblings and the like)?

Now that you’ve each sketched a picture on paper of your financial realities, it’s time to talk. One of the first questions you’ll want to address is: “Will we pay off debt before we get married?” If yes, then you have to make a plan for your debt repayment. Decide how long you have till you’re getting married and then divide the amount you owe by the

078 NEW CONDO GUIDE MAR 29 - APR 12, 2014

number of months until you tie the knot. It’s not perfect, but it’ll give you a good idea of how much you’ll have to shell out to dig yourself out of the hole before you plunge into wedlock. If you decide to tackle the debt together once you’re married, how? Will it come from your current joint cash flow? Will one or both of you get a second job to pay down the debt? Don’t even think about having kids until you’ve paid off all your consumer debt. Since one or both of you will likely want to spend time at home with your “Mini Me,” you’ll have less income to live on. Maternity or paternity leave isn’t a right, it’s a privilege, and one you exercise only if you can afford it. You won’t be able to make ends meet on less income if you’re still repaying stupid debt. If one of you has a bad credit history, what will be done to fix it so when the time comes to buy a home (or a new car), there are no surprises (and no whopping interest costs)? If one of you is an on-again-offagain money manager, remember that if you have a joint account, any missteps going through that account will be reported on both your credit histories. While money is the number-one way to mess up a perfectly good relationship, I have met couples for whom relationship issues lead to money problems. While you’re in questioning mode, why don’t you answer the following 12 questions too?

›› H ow are we going to divide up the household chores? ›› H ow much time will we spend at work, at home together, doing our own thing? ›› W hat are our expectations about how we will spend our free time? ›› D o we believe that we should be doing everything together? ›› W hat role will religion/spirituality play in our lives together? ›› C an we each pursue our own interests? ›› D o we need time alone? ›› W hat role will our families and friends play in our lives? ›› W hat’s our philosophy on having/ raising children? ›› H ow will having a child change the way we live? ›› H ow would you feel if I want a night out with my friends? ›› H ow will we make sure we have quality time together?

Now that you’ve come clean, you should be ready to move forward together without too many big surprises. Marriage requires constant attention. Just when you think everything is going smoothly, your significant other will say or do something that takes your breath away. Know, also, that no matter how well paired you seem at first, as time goes by and you each change, you won’t be the person you were when you married and neither will (s)he. Give each other room, and revisit the questions you sense may have different answers. For while it may feel safer ignoring your differences, that’s a fool’s game. So communicate, don’t disintegrate.

NOMINATED FOR 3 BILD AWARDS

Best High Rise Sales Centre Best Model Suite Best Suite Design 750-1,500 sq.ft.

The Final Release of Floorplans

IMAGE OF CHERRY BLOSSOMS IN HIGH PARK

Saturday, April 12TH RESERVE YOUR SPOT

TheHighPark.com

70% SOLD Construction Starts This Summer!

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RENDERINGS ARE AN ARTIST’S IMPRESSION. SIZES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. E.&O.E. BROKERS PROTECTED.

MODEL SUITE BY CECCONI SIMONE FOR MORE INFO, 416.670.3699 PRESENTATION CENTRE 2124 BLOOR ST WEST SAT+SUN 12PM-3PM

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N ORT H D R IVE QUADRANGLE ARCHITECTS . CECCONI SIMONE . JANET ROSENBERG+STUDIO MAR 29 - APR 12, 2014 NEW CONDO GUIDE 079

CONDO PROFILE

Last chance for

HIGH PARK LIVING

with final release of suites April 12

emand is high for The High Park, Toronto’s newest boutique condominium which will be releasing its final suites, including two penthouses, on April 12 to an anxiously awaiting public – anxious for the design, the amenities and, of course, the location, right alongside High Park and adjacent to the High Park subway station. The High Park has the distinction of being the only location in the city where your condo includes a 400-acre backyard. Surrounded by lifestyle and lushness, The High Park is for those who value contemporary design within the heart of a lively neighbourhood at 1990 Bloor St. W. With sales at the 70 per cent mark, developer Jordan Morassutti of North Drive Investments recognizes there is pent-up demand for a boutique condominium project in a desirable location. “Buyers are attracted to the scale of the project – only 11 floors and 103 units.” In addition, the project has received demand for larger suites, so several have been expanded to meet that need and are included in this final release.

Located on the upper three floors, each of these soon-to-berevealed suites will have wonderful exposures with unobstructed views to the city, the lake and High Park. The design of these upper levels features several setbacks and even more glass creating a tumbling effect from floor to floor. The total effect allows for larger terraces and fabulous views.

THE HIGH PARK IS THE DEBUT PROJECT OF NORTH DRIVE INVESTMENTS, A COMPANY WITH DEEP ROOTS WITHIN THE CANADIAN REAL ESTATE INDUSTRY The High Park is the design creation of Quadrangle Architects who were committed to a look that would interact with the park and neighbourhood. This boutique residence features intriguing interpretations of traditional cladding surfaces, such as glass, brick and stone, while introducing warm wood textured elements taking the design far beyond the glass box. Chosen materials echo the unique and timeless character of High Park and Bloor West Village. At The High Park, only Bloor Street separates you from forests and hiking trails, grassy expanses and quiet brooks within the city’s largest green space. Walk, run or

080 NEW CONDO GUIDE MAR 29 - APR 12, 2014

ride through the greenery within this close-to-home getaway. Residents will have a front row seat for the four seasons on display across the way. Trendsetting in style and contemporary in design, The High Park offers a location equally trendy and high profile – centred on Bloor between Bloor West Village and Roncesvalles. Night time, daytime, any time – there are always places to go and things to do. Under the creative guidance of Cecconi Simone Interior Design Inc., residences are just as trendsetting with living space ranging from 439 sq. ft. to a three-bedroom-plus-den at 1,938 sq. ft. The High Park is firmly focused on residents moving up or downsizing in condo living, while maintaining high style and luxury finishes second to none. Shared spaces are equally spectacular with a welcoming workout studio finished with warm reclaimed woods and industrial steel fixtures. When larger parties dictate more area, enjoy the rustic elements, warm woods and dark metals of the stylish dining and

party space. Invite guests to the lounge where you can sit by the fire, watch the big screen or just catch up with friends on a Friday night. Outside, Janet Rosenberg + Associates, specializing in urban design, added fashionable form at street level. The High Park is the debut project of North Drive Investments, a company with deep roots within the Canadian real estate industry. From modest beginnings as bricklayers, the partnership of the Fidani and Morassutti families has built, owned, and managed over 75 million sq. ft. of office, industrial, retail and multi-residential properties. The project is right on schedule with construction expected to begin this summer and completion in the fall of 2015. Prices start in the low $300’s. Register at thehighpark.com for more information, or call 416.670.3699. MAR 29 - APR 12, 2014 NEW CONDO GUIDE 081

Winter 2014 edition free

home&condo tHe Guide to BuyinG and ManaGinG your first HoMe

Highrise or lowrise? Which option is best for you? your first MortGaGe

Demystifying this often intimiDating topic

THE GUIDE TO BUYING AND MANAGING YOUR FIRST HOME

spend vs. save tips to furnish every room in your first home

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Real Estate Incor porated

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DUNDAS SQUARE GARDENS! O’S T N O R O NT

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SF CONDO

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*Prices and specifications are subject to change without notice. Illustrations are artist’s concept. E.&O.E.

Real Estate Incor porated

MAR 29 - APR 12, 2014 NEW CONDO GUIDE 083

STYLE FILE

THE SCOOP

Catch up on décor news, inspiration, style and more // BY SARA DUCK

Photo courtesy of J.Crew. VISIT JCREW.COM

Turn your favourite spring outfit into your next room inspiration. We love this bright and bold ensemble from J.Crew and think the bold orange would create a fun backdrop to a space in your home.

Charlotte’s Locks No.268 Estate Emulsion Paint. $95. VISIT FARROW-BALL.COM

SCOOP ! THE LOOK

Wall Art. $35. VISIT BOUCLAIR.COM

Ombre Velvet Pillow. $188–$198.

Beaded Crystal Lamp. $389. VISIT PIER1.CA

VISIT ANTHROPOLOGIE.COM

CONTINUED ON PAGE 86... 084 NEW CONDO GUIDE MAR 29 - APR 12, 2014

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* Based on Deposit Bond and deferred deposits upon occupancy. Limited time offer. Conditions apply. Please see a Sales Representative for details. Prices and specifications subject to change without notice. Illustrations are artist’s impression. E. & O.E.

MAR 29 - APR 12, 2014 NEW CONDO GUIDE 085

STYLE FILE

CONTINUEDâ€Ś

HOME TRENDS! SLATE APPLIANCES

Handmade in Canada since 1995, Memory Blocks are the original collectible wall plaques. Enhance your space by choosing a motif tailored to your style! VISIT EQUINOXXDECOR.COM

Try incorporating some of the latest design trends into the kitchen and bath, like slate coloured appliances and gold fixtures. Free Standing Electric Range. $1,199. VISIT GEAPPLIANCES.CA

GOLD FIXTURES

Enjoy sweet dreams every night in this gorgeous Positano Sleigh Bed from Alta Moda. This bed is made in Canada and available in Queen and King sizes and different finishes. VISIT ALTAMODAFURNITURE.COM

Devonshire Centerset Lavatory Faucet. $171. VISIT KOHLER.CA

The Stem Flower Market offers floral artistry. Simple and sophisticated, aromatic and earthy, the bouquets and arrangements from this floral boutique are nothing short of stunning. VISIT STEMFLOWERMARKET.COM

CONTINUED ON PAGE 88... 086 NEW CONDO GUIDE MAR 29 - APR 12, 2014

MAR 29 - APR 12, 2014 NEW CONDO GUIDE 087

STYLE FILE

CONTINUED…

Bella Notte Fine Linens are now available at Maple Drapery King Design Studio. Their spring collection will be arriving soon, and you won’t want to miss their gorgeous designs!

Check out Metropolitan Tile & Stone’s showroom for thousands of tiles to choose from, including glass, marble and everything in between – it’s a one-stop tile shop.

VISIT MAPLEDRAPERY.COM

VISIT METROPOLITANTILE.CA

TRENDING: COLOURED TABLEWARE!

Forsla Plate in Lilac. $8. VISIT IKEA.CA

Artisanal Soup Bowl in Blue Antique. $9. VISIT CHAPTERS.INDIGO.CA

Emma Salad Plates & Snack Bowls. $7-$15 each. VISIT POTTERYBARN.COM

PSSST! Allan Rug Company has now become an exclusive distributor of the Steven & Chris new line of area rugs. Check out their showroom to view these beautifully crafted rugs in the latest designs and colours. VISIT ALLANRUG.COM

088

MARCH 23 - APRIL 6, 2013 NEW CONDO GUIDE 088

AL LE S CE SV N RO

Live where design matters.

AV E

COMING SOON

HOWARD PARK AVE

CITY LIVING THAT ’S A STEP UP

The final phase of this master planned community in the heart of Roncesvalles Village comprises of only 96 residences. Gas cooking is available to all residents, inside and outside – on oversized balconies and massive terraces. Live well.

BE PART OF THE COMMUNITY. ACT NOW.

HowardPark2.com 416.873.0989

Scan and learn more.

Exclusive listing: Milborne Real Estate Inc. Brokers Protected. Rendering’s is an artist’s impression. Specifications are subject to change without notice. E.&O.E.

DESIGNER ADVICE

LIVING IN

Shangri-La // BY YANIC SIMARD

WHILE TRAVELLING TO THE WEST COAST RECENTLY TO WORK ON MY NEW HOME DECOR ACCESSORY LINE, I had the pleasure of staying at the iconic Shangri-La Vancouver: the only 5-Diamond hotel in Canada, and a fountain of endless design inspiration (as well as a heavenly source of calm and relaxation). Because a designer’s work is never done, I took a few notes of some of their best interior features, so I could share with you how to get a little slice of Shangri-La in your own highrise home:

1. Big Ideas ›› As soon as you enter the lobby of Shangri-La Vancouver, you can feel both a sense of grandeur, and the peaceful sense of being at home. At home people often try to recreate this sort of feeling by playing it safe, and 090 NEW CONDO GUIDE MAR 29 - APR 12, 2014

approaching their design in a timid way. Shangri-La’s incredible interiors are so successful because they put all this fear aside in a signature space that mixes periods, materials and influences, and isn’t shy about making a big statement.

›› The lobby’s high ceiling makes it a natural fit for oversized elements such as the grand custom-made Italian chandeliers, ample modern leather sofas, and multiple-story spanning artworks. However, this doesn’t mean you can’t embrace a similar design philosophy in your own personal sanctuary. Mixing and matching a few full-sized pieces you love will speak more to your personality and create a calmer look than simply filling your space with “condosized” clutter. ›› Transitional design is all about mixing traditional with modern: adding a few antique or classic pieces to a condo space brings out the best of both periods and adds a sense of approachability that may be missing. Consider adding an exotic standing screen in front of a window to add privacy, or trading out your minimal light fixtures for more distinctive period pieces to bring a sense of balance. 2. Thematic Approach ›› Like any world-class hotel, Shangri-La Vancouver makes its mark in a few ways. One is by being the tallest building in the city, an impressive feat (not as easy to recreate at home). Another is by finding signature design themes to define an interior style that carries throughout each space for a sense of continuity. Shangri-La, founded in Singapore, represents its Asian heritage throughout every location. If you find your style signature, and let it guide your design for every area, you’ll easily create a beautiful, harmonious environment that always feels like your home. ›› One of the hotel’s key themes, drawing from classic Eastern design elements, is the fretwork detailing found in dramatic wall treatments. It’s most noticeable in the Chi Spa, where the geometric pattern adorns glowing windowed walls (a beautiful way to separate your bedroom and ensuite), but similar details can be found in elements such as rugs, table legs, and headboards to bring a subtle connection to each room. ›› You can achieve a theme with any pattern, such as exotic florals, simple stripes, trendy chevrons, or timeless toile, or simply choose an investment piece that you love and find an aspect that makes it special to you, whether it’s colour, pattern, shape or material. Then bring this design theme into each space in some way. It’s a great opportunity to be creative, and your entire home will automatically feel more harmonious while remaining completely unique. MAR 29 - APR 12, 2014 NEW CONDO GUIDE 091

3. Natural Impulses ›› Taking cues from Eastern philosophies, Shangri-La uses design to achieve a sense of calm brought on by a connection to nature, and a sense of escape from the busy world of downtown Van City. Interiors are sleek and clean-lined, but feature natural elements for a welcoming feeling that subconsciously relaxes. ›› Wood is a common material for condo flooring, but take a lesson from the hotel’s refreshing approach and consider it for vertical surfaces. Here, walls are faced with richly grained rosewood in public and private areas (although rarely on all walls to give some visual breaks) and then carried onto cabinets, chests and tables to continue the theme. Deep toned, exotic species are a huge trend, but also a classic statement of sophisticated luxury you can commit to. ›› Other spaces use floral prints extensively to bring in a more colourful natural element: these classic patterns feel modern again, especially when applied to simple modern furnishings with clean lines (which avoids that “grandmotherly” look). Adding it in pillows is an easy way to start, or table linens and china – mismatched florals coordinate well, so don’t worry about being fussy and just enjoy grabbing a few items as you find them. 4. Tranquil Planes ›› One of the most spectacular spaces in Shangri-La is their towering penthouse suite, 092 NEW CONDO GUIDE MAR 29 - APR 12, 2014

a part of the building’s residential division with incredible views of bustling Vancouver. The interiors here epitomize the building’s commitment to creating a sense of heavenly calm. Rooms like the spacious bathroom and sleek kitchen choose a single material to dress as much surface area as possible, for a look that makes a clear statement. ›› When choosing new finishes for your spaces, consider their approach. For example, choosing one stone or tile to run through your bathroom floors, up the walls and across the countertop gives a seamless look that clearly says “custom” while maintaining a spa-like tranquility. Likewise in the kitchen, one hardwood finish spread across your floors and cabinetry will create a similar effect while also helping your countertops pop. This can be achieved even after installation by simply having your woods stained to the same tone for visual continuity. ›› In spaces such as the bedroom (or anywhere you don’t want to invest in all new materials), a similarly meditative plane can be achieved by dressing your large surfaces in variations of a single neutral colour family. Just be sure to add variety of tones and textures so your space becomes blissfully calm instead of boring, and add small colour pops through artwork and accessories. Simply choose a palette (and a design theme!) that speaks to you, follow your instincts, and over time you will develop your own personal Shangri-La!

YANIC SIMARD is the design editor of New Condo Guide and principal designer of the Toronto Interior Design Group. Specializing in residential and commercial projects, Yanic often applies his signature high/low and old/new combination design techniques in developing unique interiors. Yanic has created designs for clients in Toronto, Montreal and Miami, and has appeared as a regular guest expert on Citytv’s CityLine. For more information visit tidg.ca.

GTA Edition March 29 - April 12, 2014

Your complete source for condos, lofts and townhomes in Toronto

IN THIS SECTION Maps and listings for new condo communities in the 416 region Builder news and the latest in condos in the 416

CONDO WATCH

Canary Park Condominiums by Dundee Kilmer Developments

416

Builders: If you would like to include your preview registration, new release or site opening in this feature, just email the details to Lydia.McNutt@wall2wallmedia.com

previews & registrations The Cumberland by Camrost Felcorp

Preview registration now on for those in the know. Signature Yorkville residence, coming soon to Cumberland and Yorkville Road. Web: TheCumberland.ca

Ten93 by Pemberton Group

An eclectic fusion of fashion, art, culture, creativity and style is coming soon to Queen West and Dovercourt. Now previewing. Web: Ten93QueenWest.com

One Park Place, South Tower by The Daniels Corp.

Coming soon to Sumach south of Dundas, the “one” place to be in downtown east. Register for information. Web: DanielsOneParkPlace.com

FWD Condominiums by Concord Adex

The latest phase launched in the Concord CityPlace neighbourhood. Register now. Web: CityPlace.ca

The Code Condos by BLVD & Lifetime Developments

Offering affordable living in Forest Hill, with condos starting in the mid-$200,000s. Register to stay up to date. Web: TheCodeCondos.com

87 Peter by Menkes

Coming soon: great location, stylish design, superb amenities in the heart of the city. Register now. Web: Menkes.com

094 NEW CONDO GUIDE MAR 29 - APR 12, 2014

Register to learn more about this condo coming soon to Canary District – home to the athletes of the Pan/Parapan Am Games, winner of Community Of The Year. Web: CanaryDistrict.com

The College Condominium by Tribute Communities

Location is everything. Discover everything College & Spadina has to offer. Now previewing. Web: MyTribute.ca

HighPark Condominiums by The Daniels Corp.

Coming this April, The Parkside Collection is a limited collection of two-storey walkouts offering street side living steps to High Park. Register now. Web: DanielsHighPark.com

90 Niagara by Fieldgate Homes

Boutique condos and two-storey lofts coming to Bathurst and Niagara. Register for VIP preview. Web: 90Niagara.com

Totem Condominium by Worsley Urban Partners

A perfect 100 on walkscore.com, stellar amenities, iconic architecture. Register now to stay informed. Web: TotemCondos.com

Casa III by Cresford

A new fashion icon is rising in the heart of Yorkville. Lobby to be furnished with Hermés. Register now. Web: CasaCondominium.com

King & Parliament by Great Gulf

Condos priced from the mid-$200’s coming soon to King and Parliament. Opening in spring 2014. Register now for priority updates. Web: GreatGulf.com/comingsoon

Harmony Village by City Core Developments

Live in perfect harmony with comfort, convenience and culture, at Sheppard and Warden. Register today. Web: HarmonyVillage.ca

The Nest by Rockport

Landing soon in Hillcrest Village. Register today to stay informed. Web: TheNestCondos.com

Westinghouse Lofts by Easton’s Group/Remington

Coming soon to King and Blue Jays Way. Register to stay up to date. Web: KingBlueCondos.com

Biyu at Emerald City by ELAD Canada

Coming soon, new condominiums at Emerald City, at Sheppard and Don Mills. Register now to stay informed. Web: BiyuCondos.com

new releases & grand openings Riva del Lago by Monarch

Grand opening on April 12. New boutique condo makes waves on the waterfront. Web: MonarchGroup.net

1 Yorkville by Bazis/Plaza

Now open in Toronto’s lap of luxury. Visit the presentation centre at 162 Cumberland St. Web: 1Yorkville.ca

Brownstones at Westown by Lindvest

Discover tremendous value at Weston Road and Sheppard Avenue West. The “Astoria” model suite is open for viewing. Web: Lindvest.com

The HUB by Empire Communities

Now open in this key Eg-West location. Get connected, live life on tomorrow’s fast lane. Web: EmpireTheHub.com

The Britt Condos by Lanterra

New release of The Upper Suites. See The Britt from a different point of view! Web: TheBrittCondos.com

Chaz.Yorkville by 45 Charles Ltd. & Edenshaw Homes

New release of spectacular penthouses is coming soon to this premier Yorkville neighbourhood. Register now. Web: ChazYorkville.com

Smart House by Urban Capital/Malibu

New release of “smart” condo designs coming to Queen and University. Register for info. Web: SmartHouseToronto.com

SQ at Alexandra Park by Tridel

Now open: a dramatic new condo in this master-planned community at Spadina and Queen. Web: Tridel.com

The Epicurean by Monarch

Experience a slice of the finer things in life, now open in The Kingsway. Web: MonarchGroup.net

Water Tower by Empire Communities

Now open, a new urban waterscape offering inspired condo living in the award-winning Eau Du Soleil community. Web: EmpireWaterTower.com

88 Scott by Concert Real Estate Corp.

The Award Series has arrived! Limited collection of one-bedroom, one-bedroomplus-den and two-bedroom view homes. Web: 88Scott.com

last chance to be a part of history

MOVE IN THIS YEAR! 2 YEARS FREE MAINTENANcE ONLY 5% DOwN! *

penthouse suites from the hiGh $700’s tower/courtyard suites from the hiGh $300’s visit the presentation centre: 17 Gristmill lane toronto OPEN tuESdAy - SuNdAy 12Pm-5Pm

Be first to tour a fully-furnished model suite in the Gooderham building. See the quality, feel the luxury, experience the finishes, admire the views. call to book your appointment today.

ACtuAl GOOdERhAm VIEwS

liveatthEdistillery.COm 416.361.1322 Exclusive Broker: Insite Realty Corp., Brokerage *Buy with 5% down, plus 1% on occupancy. Prices and specifications are subject to change without notice. See Sales Rep for details.Illustration is artist concept. E. & O.E.

CONDO PROFILE

LUXURY WITHIN REACH THE LUXURY OF LEISURE TIME

Yorkville Plaza is proud to announce the next phase in this landmark development, The Cumberland Tower. Standing at the gateway to fashionable Yorkville on the corner of Cumberland Street and Avenue Road, Cumberland Tower will be steps from the city’s most exclusive shops (Prada, Chanel and Tiffany’s, just to name a few), great culture, exciting restaurants and night life. The Financial District, University of Toronto, and access to multiple subway lines are just minutes away. In keeping with its exceptional surroundings, the building itself will be equipped with a range of high-end features and services. 096 NEW CONDO GUIDE MAR 29 - APR 12, 2014

Valet parking from beneath the sophisticated porte-cochère welcomes residents home as VIPs, while a-la-carte services such as dry cleaning, wash-and-fold laundry, and car detailing will provide that ultimate luxury item for the busy professional: free time. BEAUTIFULLY DESIGNED SURROUNDINGS

Cumberland Tower’s Tower Residences, on the first 25 floors, are about to be released and are priced from $350,000 – an exceptionally affordable price point in the heart of Toronto’s most coveted neighbourhood, Yorkville. Layouts will range from one-bedroom, 385-sq.-ft. suites to two-bedroomplus-den suites at 855 sq. ft. Each layout has been intelligently designed to maximize the efficiency of the floor space by award-winning interior design firm The Design Agency. All suites will feature open-concept layouts with expansive floor-to-ceiling windows for maximum impact.

FIVE-STAR AMENITIES

Cumberland Tower’s generous amenities will be spread across three floors. They will include an aquatics centre with a 60-ft. indoor pool opening out onto a sun deck, plus a whirlpool spa, a splash pad for children, a state-of-the-art fitness auditorium, yoga/meditation studio and change rooms with showers, day lockers and a steam room. Two guest suites, a lounge, dining room and spectacular outdoor terrace with a covered bar, prep kitchen, gas barbecues and seating lounge will expand the entertaining possibilities for owners. AN A-LIST BUILDER

With more than 35 years developing sophisticated condominium residences, Camrost-Felcorp, the team behind Yorkville Plaza II: Cumberland Tower, is responsible for many highly rated properties including the enormously successful conversion of the old Four Seasons hotel and two projects in the affluent St. Clair and Avenue Road area – The Avenue and Imperial Plaza. The Avenue, located on the southwest corner of St. Clair Avenue West and Avenue Road, is an elegant condominium, while steps to the east is Imperial Plaza, the current revitalization of the Imperial Oil building on St. Clair West. “We’ve always been committed to creating buildings that will help shape a great city,” says David Feldman, president of Camrost-Felcorp. “With graceful architecture by WZMH Architects and lush interiors offered at every price point, Cumberland Tower will become a flagship building.” Camrost-Felcorp’s iconic residences that deliver affordable luxury have proven to today’s condo consumer that they can truly have it all. From The New Residences of Yorkville Plaza to Imperial Plaza, Camrost-Felcorp continues to show that you can own an exquisite residence in one of the best neighbourhoods in the city, and still have money to spend on the finer things in life. Luxury is… Yorkville Plaza II: Cumberland Tower. For more information and to register today, visit thecumberland.ca. Sales centre coming soon to 135 Yorkville Ave.

Each kitchen will come standard with deluxe features such as stone countertops and premium brand Miele appliances, including a fully integrated dishwasher and refrigerator, built-in oven and cooktop, and a stainless steel under-mounted sink with lever pull-out faucet. The bathroom in each suite will feature a decadent soaker tub or a separate frameless glass shower stall, tasteful porcelain tiles and a contemporary European vanity. MAR 29 - APR 12, 2014 NEW CONDO GUIDE 097

Purchaser Profile

Young entrepreneur

understands the value of real estate

Victor Godinho has a very good idea of where he is going in life. At just 22 years of age, Victor is well on his way to completing three designations in finance: Certified Financial Planner (CFP), Chartered Life Underwriter (CLU) and Certified Health Specialist (CHS) all of which he will complete this year. Suffice to say, he understands the value of investing and how to go about it. Victor was born in Scarborough to parents who had newly immigrated to Toronto from India. Like many new families that come to this country, his parents first came on vacation to visit family, fell in love with Canada and worked to secure sponsorship to Toronto 26 years ago. They settled in the Scarborough area near family, rented an apartment and soon bought their first home where Victor grew up with his siblings. From the time he was in his early teens, Victor began to realize the value of real estate and investing, and acquired his real estate license when he was 18. Last year he opened his own company, VTAG Financial Group Inc., to provide advice to clients regarding the changing times and various opportunities they should consider. It was last summer that Victor visited Empire

Communities & Pace Developments TEN88 presentation centre and purchased his own two-bedroom, two-bathroom townhome. TEN88 is close to his home and he wanted to stay in the neighbourhood. “I will be ready to move out of my parents’ home when the townhome is built,” says Victor. “The price and down payment structure made it very attractive for a first-time buyer like me. I also strongly believe that TEN88 is located in a high-demand area and will prove to be a good investment with a great resale value. I love this area and really wanted to stay here,” says the financial planner and entrepreneur. “My parents also bought a townhome there and when it is complete, they will be ready to move into a smaller place. Living at TEN88, they’ll be able to size down and still stay in the neighbourhood they have come to love. ” TEN88 has proven to be an extremely successful project and has introduced an outstanding selection of two-bedroom rooftop terrace townhomes starting from just $379,990. Empire Communities & Pace Developments is also offering an exciting incentive program – “Live Free for One Year” – and own for seven per cent down, a program which has helped a number of people make the decision to purchase at TEN88. The 105-unit townhome project is ideally located by the intersection of Sheppard Avenue and Markham Road on Progress Avenue. Visit EmpirePace.com to learn more about the Rooftop Terrace Townhomes. Call 416.321.1088 or email ten88@empirecommunities.com to schedule your private appointment today!

098 new Condo Guide mar 29 - apr 12, 2014

098 Purchaser Profile-Empire Pace-Ten88_CW_L.indd 98

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CONDO PROFILE

INSPIRED DESIGN AT TEN93 QUEEN WEST Pemberton Group’s exciting new condominium

ondominium buyers looking to embrace a raw, organic lifestyle will find all that they desire at Ten93 Queen West. Now previewing at the southwest corner of Queen West and Dovercourt Road, this exceptional Pemberton Group condominium is in the heart of an unscripted neighbourhood known for its cutting-edge dining, music and nightlife, theatres, boutiques and art galleries. Destined to become an iconic fusion of art, fashion, culture, creativity and style, Ten93 Queen West offers 134 spectacular suites in a striking nine-storey building. Amenities include a trend-setting party room with catering kitchen, a fitness room, and landscaped terrace with barbecues for alfresco dining. Residents will benefit from a concierge during service hours, and new retail opportunities on the ground floor. Alluring urban suite designs are combined with Pemberton’s high-quality features and finishes, which are 100 NEW CONDO GUIDE MAR 29 - APR 12, 2014

exquisitely showcased within the model vignettes at the presentation gallery. Highlights include – all as per plan, a floor-to-ceiling height of nine ft. in the principal rooms (11 ft. on the ground floor); smooth-finish ceilings; and generous windows. Sleek kitchens come with customstyle cabinetry, quartz countertops, work surface lighting, an island with quartz countertop (where applicable), ceramic tile backsplash, and prefinished engineered wood flooring. The modern appliance package includes an integrated counterdepth fridge, ceramic cooktop, built-in convection oven with stainless steel finish, integrated

PICTURED ON OPPOSITE PAGE

Sleek kitchens come with custom-style cabinetry and modern appliances Photo credit: Arthur Mola

ON THIS PAGE PICTURED RIGHT, TOP

Suite highlights include nine-ft. high smoothfinished ceilings in principal room and generous windows PICTURED RIGHT, BOTTOM

Every bathroom detail has been carefully crafted Photo credit: Arthur Mola

PICTURED BELOW

Divine inspiration inside and out in the heart of Queen West

dishwasher, microwave and range hood (or combo microwave/ range hood), and stacked washer and dryer. Bathrooms have a custom vanity and sink, soaker tub, frameless glass shower (where applicable), and champagne bronze-coloured fixtures. Some designs also feature a terrace or balcony. Priced from the $280â€™s, suite choices include studios, onebedroom, one-bedroom-plus-den, two-bedroom, two-bedroom-plusden, plus two-storey urban designs. Suites range in size from 470 to 1,160 sq. ft. Ten93 Queen West is an easy stroll to The Drake and Gladstone Hotel. TTC service is conveniently located at the doorstep, and the Gardiner Expressway is a short drive away. Nearby are the many recreational facilities at Trinity Bellwoods Park. Within steps are hot spots where you can enjoy drinks and fabulous dining, and the burgeoning restaurant strip along south Ossington is close by. With over 50 years of experience creating successful residential and commercial developments, Pemberton Group has earned a reputation for building outstanding communities across the GTA. For an overview of the companyâ€™s many fine communities, visit PembertonGroup.com, and follow Pemberton on Facebook and Twitter. The Ten93 Queen West presentation gallery is located at 1093 Queen West at Dovercourt. Hours are: Monday to Thursday noon to 7 p.m.; Saturday and Sunday noon 6 p.m.; closed Friday. For more information visit Ten93QueenWest.com, or call 416.546.6355. MAR 29 - APR 12, 2014 NEW CONDO GUIDE 101

2014 SHOPPING GUIDE

2014 ISSUE NOW AVAILABLE!

sHoppIng Curating a selection of the GTA’s top home & decor shops and services

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Close to everything. Far from ordinary. ONE BED

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Prices, sizes and specifications are subject to change without notice. Map not to scale. Illustrations are artist’s concept. E.&O.E.

MAR 29 - APR 12, 2014 NEW CONDO GUIDE 103

HOMEBUYERSâ€™ HELP

CONDO HUNTERâ€™S CHECKLIST

When shopping for your dream condo, carry this list with you and take notes to help you remember what you saw, and where! CONDO #1

CONDO #2

CONDO #3

CONDO #4

Project & address:

Salesperson:

Phone:

Developer/builder:

Type:

2-storey highrise bungalow

detached conversion townhome

2-storey highrise bungalow

detached conversion townhome

2-storey highrise bungalow

detached conversion townhome

2-storey highrise bungalow

detached conversion townhome

SQ. Footage:

# of bedrooms:

# of bathrooms:

Interior appliances:

Options:

Parking facilities:

Special incentives:

Price:

Down payment:

Condo fees:

Financing available:

Other comments:

104 NEW CONDO GUIDE MAR 29 - APR 12, 2014

TERRACE 117 SQ.FT.

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VIEW FROM THE 7TH FLOOR, FACING SOUTH WEST. EXCLUSIVE BROKER: MILBORNE REAL ESTATE INC. PRICES, SPECIFICATIONS, FEATURES AND OFFERINGS ARE SUBJECT TO CHANGE WITHOUT NOTICE. E. & O.E. CREATIVE: LA-ADS.COM ALL DIMENSIONS, SPECIFICATIONS, DRAWINGS AND FLOORPLANS ARE APPROXIMATE AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. ACTUAL SQUARE FOOTAGE MAY VARY FROM THAT STATED HEREON. FLOORPLANS MAY BE MIRROR IMAGE OF WHAT IS SHOWN. BALCONY AND TERRACE SQUARE FOOTAGE IS APPROXIMATE AND MAY VARY DEPENDING ON FLOOR LEVEL, LOCATION AND OTHER FACTORS, AND SUBJECT TO CHANGE WITHOUT NOTICE. WINDOW LOCATION, SIZE AND TYPE MAY VARY WITHOUT NOTICE. FURNITURE NOT INCLUDED. E.&O.E.

MAR 29 - APR 12, 2014 NEW CONDO GUIDE 105

EVENT HARD CANDY FITNESS TORONTO,

HARD CANDY FITNESS heats things up

// PHOTO CREDITS: HARD CANDY FITNESS

a state-of-the-art fitness facility located on the fourth floor of Canada’s tallest condominium tower in The Shops at Aura, recently celebrated its grand opening at a stylish yet sweaty event, attended by the “material girl” herself, Madonna. As a co-owner of the Hard Candy brand, Madonna attended the grand opening and led one of her signature “Addicted to Sweat” classes to a handful of lucky gym members.

As a co-owner of the Hard Candy brand, Madonna attended the grand opening and led one of her signature “Addicted to Sweat” classes to a handful of lucky gym members Located at the corner of Yonge Street and Gerrard Street, Hard Candy Fitness Toronto is its first location in Canada and is open to residents of Aura and gym members. Hard Candy Fitness is a 42,000-sq.-ft. facility featuring spacious 19-ft. floor-to-ceiling windows, a unique functional training area, energy studio, cycling studio, fully customized juice bar, and world-class amenities. For more information about Aura, please visit collegeparkcondos.com. For your own Hard Candy experience, visit the website at hardcandyfitnesstoronto.com. 106 NEW CONDO GUIDE MAR 29 - APR 12, 2014

L I M I T E D T I M E O N LY

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THE MOST OUTSTANDING MID-RISE BUILDING IN 2012 Designed to be a hallmark building featuring timeless elements of traditional architecture combined with modern sensibilities of design and function, this exclusive community will be located just steps from Lake Ontario’s waterfront in the vibrant community of Long Branch. With easy access to public transit and several major highways, Watermark promises to be the perfect place to call home. N

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All prices & specifications are subject to change without notice. E.&O.E. All Illustrations are artist’s concept only. Brokers Protected - some conditions apply.

107

QUICK TIPS

// BY HELLEN BUTTIGIEG

adjustments THE PSYCHOLOGY Little reduce the clutterOF MESS making process before the expiry date will cost you more in the long run. It’s easy to forget what you have on hand when things build up. Whether you keep your food in the kitchen cupboards or are lucky enough to have a large pantry, keeping these areas streamlined and organized will save you time, money and frustration. Before going grocery shopping, take inventory of everything you have and plan the meals for the upcoming week with an eye toward incorporating these items. Once you’ve used up the excess, get in the habit of planning your weekly meals in advance. You will avoid over-buying and will always know what’s for dinner. Hellen Buttigieg is a certified professional organizer, life coach, TV host and owner of We Organize U. Visit her website, WeOrganizeU.com, for a free e-book on how to find more time, energy and inner peace. Contact Hellen at 905.829.2219 or info@WeOrganizeU.com

ELIMINATE CLUTTER HOT SPOTS We all have spots in our homes that are magnets for clutter, usually because they provide a convenient, empty flat surface to pile things on. Walk around your home to determine where the clutter hot spots are, then remove the clutter (toss it in a box or laundry basket for now) and put something beautiful in its place, like a vase or a sculpture. If it’s the dining room table, set it as if you were having a dinner party. This will deter you from using it as a drop zone. KEEP YOUR PANTRY DE-CLUTTERED

Most people can’t resist buying items when they go on sale. But when it comes to food, buying too much and neglecting to use it 108 NEW CONDO GUIDE MAR 29 - APR 12, 2014

STOP PAPERS FROM PILING UP Are you wasting your valuable time shuffling through papers? Get into the habit of thinking twice before bringing home any piece of paper or printing a page. Ask yourself whether you have a specific use for it, and if you don’t have a clear answer, leave it behind. Be realistic about what you’ll actually have time to read. Paper hoarding is a habit that you can break, and doing so will save you time and energy. PURCHASE FURNITURE THAT DOES DOUBLE-DUTY Consider purchasing a few multi-functional furnishings, like an upholstered ottoman that not only provides a place to put your feet up, but also offers additional seating, doubles as a coffee table and opens up to reveal hidden storage. CREATE AN IN/OUT ZONE Set up a small container for each family member

on a table or a small bookcase by the door as a place to hold keys, cell phones and wallets. It can also act as a landing spot for brief-cases and backpacks. In addition to providing a home for those items when you walk in the door, it also gives you a consistent spot to place things you’ll need to take with you when you go out again.

ARE YOU BEING HELD HOSTAGE BY YOUR STUFF? If you’re reluctant to get

rid of certain items because they were expensive, think about how much it’s costing you to keep them. The more possessions you have, the more time it takes to care for them and the more space it takes to store them. Although it may be difficult to let go of things that no longer serve you, the payoff is well worth it: you’ll have more free time in your day and be more relaxed in your home. FEELING STUCK If you find yourself backsliding when it comes to maintaining your organizing systems, don’t berate yourself, as this will sap your energy and prevent you from doing anything about it. Rather than dwelling on what went wrong, focus instead on what needs to be done. Just say “oops” and move on to taking action.

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BUILDER PROFILE

10 MINUTES WITH LARRY BLANKENSTEIN, President, Lash Group of Companies

Larry Blankenstein, president, Lash Group of Companies

FAMILY-OWNED LASH GROUP OF COMPANIES has been enhancing the

streetscape in Toronto for nearly six decades — a claim few developers can make. It’s an assurance of quality construction and customer service excellence buyers can literally take to the bank, as their timelessly designed, Lash-built properties in meticulously selected evolving neighbourhoods appreciate in value. Since 1955 under the Blankenstein family, Lash has become one of the GTA’s most trusted managers and developers, with distinctive highrise apartment complexes, industrial buildings, 110 NEW CONDO GUIDE MAR 29 - APR 12, 2014

office buildings, retirement residences and condominiums both in Toronto and in Florida. Today, with president Larry Blankenstein at the helm, Lash remains committed to giving residents superior value, with current projects bringing big changes to Scarborough and Etobicoke. “I love people,” Blankenstein says. “It’s that simple. I’m a very social person, and I take our responsibility as developers seriously — we’re not just putting up buildings, we’re creating homes for real people.” The company has built a reputation for improving under-utilized neighbourhoods especially, including pioneering development in the wildly popular King West neighbourhood at King and Bathurst, where Lash was one of the first to recognize the potential of what was not so long ago a mostly industrial area. “It’s now such an exciting neighbourhood, but so different from when we started building there,” he says. “I think that’s a significant strength of ours — to go into neighbourhoods like King West and revitalize them to become a new and thriving community.” They’re doing it again with ME Living, a masterplanned community at Markham and Ellesmere that has received enormous support from Scarborough residents and councillor Glenn De Baeremaeker for its pivotal role in revitalizing the area. Full one-bedroom suites in ME Condos, the first market offering, start at $149,990 and will carry for $893 a month; Blankenstein estimates 50 per cent of the project’s suites start at less than $250,000. It’s an incredible value for potential homeowners, especially considering the existing services, restaurants and shops (including the Scarborough Town Centre) the area offers, and its quick, easy access to highways and the TTC. The community will include extensive amenities on site, with an incredible rooftop terrace with swimming pool, sports lounge and fitness club, as well as an outdoor area that will offer skating in winter and a gorgeous water feature in warmer weather. “An important part of the revitalization plan is to help create a healthier, more active lifestyle for residents,

and we wanted to be a big part of that,” Blankenstein says. Just south of ME, the city has dedicated a million-dollar adult fitness centre and children’s water park, and the neighbourhood already boasts a large community centre. A new retail component will also help get people out and walking, as well as supporting new businesses right in the neighbourhood. “People who buy today are investing in their belief that the area is going to significantly appreciate in value,” Blankenstein says. Lash’s proven track record is a great indication that they’re right!

“ People who buy today are investing in their belief that the area is going to significantly appreciate in value,” Blankenstein says. Lash’s proven track record is a great indication that they’re right! Another Lash community under construction is in the west end and is similarly at the forefront of a revitalization, Cloud9 at Kipling Avenue and Rexdale Boulevard in Etobicoke. “It’s an area that has a lot going for it,” Blankenstein says. “It’s very close to the airport, has quick access to Mississauga, Brampton, has great public transit, and it’s close to downtown Toronto, too. But it’s been 30 years since there was any new major revitalization in this neighbourhood. There are wonderful walking trails on the Humber River right behind the building, Woodbine Centre is close by — residents love it, and with good reason. We think our Cloud9 development will encourage new growth and will become the next hot area. Blankenstein says Cloud9 and ME offer “416 locations with 905 pricing.” Suites at Cloud9 start in the low $200s. The value is clear, and with suite sizes that will accommodate a variety of singles, couples and family buyers, there is going to be upward pressure on prices in these neighbourhoods as the revitalization really takes off. Another area in which Lash was instrumental in making a major impact is in the Bathurst and St. Clair corridor, where they, in partnership with the Goldman Group, are in the process of launching the third phase of their popular condominium community, which started with 500 and 530 St. Clair. Yonge and Eglinton is another intersection seeing renewal, and Lash’s upcoming project will be a special addition to that area in the near future. He notes that there has never been a better time to buy a condo, with interest rates at their lowest practically since Lash was founded almost 60 years ago, amenities having evolved to expand living space exponentially, and an abundance of great Lash options to choose from. “The condo market is still very strong,” Blankenstein says. “We’re proud to be helping people find the right home, whether it is the right location or affordability. It’s the most rewarding part of what we do.” “ME Living is an example of how people can get into the market at an affordable price and enjoy all the lifestyle luxuries of party rooms, fitness rooms, rooftop lounges, pools – anyone who’s been hesitating about making the leap to home ownership would be wise to get off the fence and put down some roots.”

SNAPSHOT Key members of the Lash Team Every member of the team is key; now in his 80s, Larry’s father Abe Blankenstein still comes in every day to mentor Larry and his staff. Lash values Building the best possible projects with the best of contemporary amenities.

Market niche Lash takes pride in their role as trailblazers in up-andcoming neighbourhoods. Past projects The first Lash project with Larry Blankenstein at the helm was 66 Portland, which was at the forefront of the game-changing King West neighbourhood in downtown Toronto.

Current projects ME Living, Cloud9, Bathurst & St. Clair Phase 3, Yonge and Eglinton

Why should buyers choose Lash? Great value, great pricing and lots of experience spanning nearly 60 years add up to a builder you can trust, who will build what they say, and on schedule!

MAR 29 - APR 12, 2014 NEW CONDO GUIDE 111

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* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

# Builder 2 GREAT GULF HOMES 6 CRESFORD DEVELOPMENT CORP. 7 THE DANIELS CORPORATION 8 CRESFORD DEVELOPMENT CORP. 10 EMPIRE COMMUNITIES 12 NORTH DRIVE INVESTMENT 15 TRIDEL CORPORATION 17 ROCKPORT GROUP 18 URBAN CAPITAL 20 TOWER HILL DEVELOPMENT CORPORATION 23 TRIBUTE COMMUNITIES 25 TRIDEL CORPORATION 26 BAZIS INC. 27 THE DANIELS CORPORATION 28 EMPIRE COMMUNITIES 31 WORSLEY URBAN PARTNERS 35 MENKES DEVELOPMENTS INC. 37 CRESFORD DEVELOPMENT CORP. 38 EASTON’S GROUP 39 LIFETIME DEVELOPMENTS 40 FERNBROOK HOMES/CITYZEN DEV. 42 TRIUMPHAL DEVELOPMENTS INC. 52 CRESFORD DEVELOPMENT CORP. 52 CRESFORD DEVELOPMENT CORP. 58 GREAT GULF HOMES 59 LINDVEST 94 DHD DEVELOPMENTS 99 GREAT GULF HOMES 110 GREAT GULF HOMES 124 PINNACLE INTERNATIONAL 126 GREAT GULF HOMES 131 LANTERRA DEVELOPMENTS 140 EDEN SHAW 140 45 CHARLES LTD. 149 CAMROST - FELCORP 150 ASPEN RIDGE HOMES 155 LIFETIME DEVELOPMENTS 171 CAMROST - FELCORP 189 THE DANIELS CORPORATION 190 CRESFORD DEVELOPMENT CORP. 192 MINTOURBAN COMMUNITIES INC. 202 BAZIS INC. 202 RIO CAN 202 METROPIA 215 DUNDEE KILMER DEVELOPMENTS 218 MALIBU INVESTMENTS INC. 222 LAMB DEVELOPMENT CORP. 1 GOLDMAN GROUP & LASH DEV. CORP. 1 GOLDMAN GROUP & LASH DEV. CORP. 3 CONCORD ADEX 3 CONCORD ADEX 3 CONCORD ADEX 3 CONCORD ADEX 3 CONCORD ADEX 4 GAIRLOCH INVESTMENTS 4 TRIDEL CORPORATION 4 CENTRESTONE URBAN DEVELOPMENTS INC. 5 ONNI GROUP OF COMPANIES 5 ONNI GROUP OF COMPANIES 7 THE DANIELS CORPORATION 8 CRESFORD DEVELOPMENT CORP. 8 CRESFORD DEVELOPMENT CORP. 9 ASPEN RIDGE HOMES 11 MENKES DEVELOPMENTS INC. 11 MENKES DEVELOPMENTS INC. 13 STREETCAR DEVELOPMENT 14 CANALFA GROUP *TH: Townhomes, C: Condo

Site Telephone TH* C* Price Range Page Finder Yonge+Richmond 416-499-8883 • from $281,000 23 16K Merton Yonge Condominiums 416-484-1900 • from $350,000 136 & IBC 14E The Parkside Collection 416-351-1844 • from $700,000 39 8L NXT 416-977-5300 • • $350,000 IBC 8N The HUB 416-784-3482 • from $250,000 6 9F The High Park 416-670-3699 • from $300,000 79 8L 101 Erskine 416-480-0700 • from $286,000 IFC 14D The Nest 416-223-0003 • from $250,000 67 11H RC3 416-862-0505 • • from $250,000 51 18L 2221 Yonge 647-350-2221 • from $320,000 70 14E The College 416-363-4800 • from $300,000 47 M14 Spadina Queen 416-661-1949 • from $350,000 IFC 15D No1 Yorkville 1yorkville.ca • from $300,000 5 15I One Park Place South Tower 416-955-0559 • from $200,000 15 18K Water Tower at Eau Du Soleil 416-503-3328 • from $320,000 5 25B Totem Condominium 416-792-1877 • from $250,000 57 15H 87 Peter menkes.com • Insert 15M Lofts 399 416-867-3999 • from $590,000 IBC 14L Dundas Square Gardens 416-645-8575 • from $200,000 83 17K The Code thecodecondos.com • from $250,000 25 13H Garrison Point garrisonpoint.ca • from $220,000 69 13N Howard Park 2 416-873-0989 • 89 9L CASA 2 416-977-1100 • from $290,000 IBC 15L CASA III 416-486-2272 • from $250,000 IBC 15L Monde 416-466-8885 • from $337,000 22 17M B Streets 416-532-6636 from $369,000 105 13J Condos at The Distillery 416-361-1322 • from $400,000 95 18L One Bloor Residences 416-922-0081 • from $550,000 22 15I Charlie 416-927-9772 • from $947,000 23 14M The Pinnacle on Adelaide 416-596-1600 • from $350,000 61 15M X2 416-927-0080 • from $480,000 23 16J Riverhouse at the Old Mill 416-766-7343 • from $520,000 18 5L Chaz Yorkville Condos 416-922-0045 • from $200,000 31 16J Chaz Yorkville Condos 416-922-0045 • from $200,000 31 16J Imperial Plaza 416-925-2501 • from $385,000 3 15I Studio on Richmond 647-352-7736 • from $300,000 53 15M The Bond Condominiums 416-546-7525 • • 27 15G Yorkville Plaza II 416-966-3003 • • from $350,000 1 14H Cinema Tower Condominiums 416-203-2020 • from $450,000 29 14M 1000 Bay 416-485-3000 • from $390,000 IBC 15J 30 Roe 416-915-3812 • from $350,000 85 14D E Condos 416-243-8688 • from $300,000 19 14E E Condos 416-243-8688 • from $300,000 19 14E E Condos 416-243-8688 • from $300,000 19 14E Canary Park Condominiums 416-603-7576 • from $250,000 45 18L Smart House 416-292-0219 • from $230,000 55 15L The Harlowe 416-363-1771 • from $260,000 71 15M 530 St. Clair Ave. West 416-868-0500 • from $344,000 12H the rushton rushtonliving.com • from $344,000 12H Grand Parade 2 at Concord CityPlace 416-813-2999 • 15M ParadeTWO Park Collection at Concord CityPlace 416-813-2999 • from $308,000 15M Quartz 416-813-2999 • • 15M Spectra 2 416-813-2999 • • 15N Grand Parade 2 at Concord CityPlace 416-813-2999 • 15M 383 Sorauren 383sorauren.com 9L Aqualina at Bayside 416-514-2710 • from $350,000 16E 383 Sorauren 416-588-0383 9L Garrison at the Yards 416-260-2600 • from $190,000 14N West Lake 416-260-2600 • from $240,000 14N High Park Condominiums 416-351-1844 • from $300,000 8L NXT 2 416-977-5300 • • from $300,000 8N NXT2/Phase Two 416-977-5300 • • from $210,000 8N VU 416-970-9500 • • from $370,000 16L Pears on the Avenue 416-323-0100 • from $382,000 14I 365 Church 416-591-7700 • from $250,000 14I Trinity Lofts 416-690-2988 • from $330,000 19L Liberty Place 416-537-0047 • • from $170,000 12N

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

Builder

Site

FREED URBAN CAPITAL URBAN CAPITAL KINGSTONE ROAD DEVELOPMENT MENKES DEVELOPMENTS INC. EASTON’S GROUP REMINGTON GROUP EASTON’S GROUP REMINGTON GROUP MONARCH CORPORATION TRIDEL CORPORATION GREENPARK HOMES BAZIS INC. PINNACLE INTERNATIONAL PINNACLE INTERNATIONAL TOWER HILL DEVELOPMENT CORPORATION MADISON HOMES LAMB DEVELOPMENT CORP. CENTRE COURT DEVELOPMENT NEUDORFER CORPORATION CONCORD ADEX CONSERVATORY GROUP TIMES DEVELOPMENTS INC. MINTOURBAN COMMUNITIES INC. MINTOURBAN COMMUNITIES INC. LANTERRA DEVELOPMENTS CANALFA GROUP PEMBERTON GROUP LAMB DEVELOPMENT CORP. E-PARK DEVELOPMENT EMSATEC CANADA INC NEUDORFER CORPORATION MADISON HOMES STATE BUILDING GROUP EMPIRE COMMUNITIES LAMB DEVELOPMENT CORP. TRIDEL CORPORATION HARHAY DEVELOPMENTS CARTTERA FERNBROOK HOMES/CITYZEN DEV. LAMB DEVELOPMENT CORP. HARHAY DEVELOPMENTS PLAZA MENKES DEVELOPMENTS INC. LIFETIME DEVELOPMENTS ASPEN RIDGE HOMES CONTEXT DEVELOPMENT INC. CONTEXT DEVELOPMENT INC. THE BROWNSTONE GROUP OF COMPANIES THE BROWNSTONE GROUP OF COMPANIES PLAZA BAZIS INC. METROPIA PLAZA PEMBERTON GROUP THE DANIELS CORPORATION THE DANIELS CORPORATION THE DANIELS CORPORATION LIFETIME DEVELOPMENTS LIFETIME DEVELOPMENTS CONCERT PROPERTIES TRIANGLE WEST DEVELOPMENT TRIDEL CORPORATION TRIDEL CORPORATION TRIBUTE COMMUNITIES TRIBUTE COMMUNITIES GRAYWOOD DEVELOPMENTS MOD DEVELOPMENTS INC. CANDEREL/STONERIDGE ALTERRA HOMES/FINER SPACE BSAR LTD ANDRIN HOMES GRAYWOOD/BEAVERHALL DEVELOPMENT CITYZEN FERNBROOK HOMES FERNBROOK HOMES URBAN CAPITAL MALIBU INVESTMENTS INC. ALIT DEVELOPMENTS TRE MEMOVIA DEVELOPMENTS LIFETIME DEVELOPMENTS CASTLEPOINT/CITYZEN/FERNBROOK PIANOSI DEVELOPMENTS SORBARA GROUP STREETCAR DEVELOPMENT CAMROST - FELCORP MIZRAHI | KHALILI DEVELOPMENTS SORBARA GROUP GRAYWOOD DEVELOPMENTS MOD DEVELOPMENTS INC. RESERVE PROPERTIES RESERVE PROPERTIES PEMBERTON GROUP STREETCAR DEVELOPMENT GREENPARK HOMES TRI-WIN DEVELOPMENTS INC BURNAC CORPORATION LIFETIME DEVELOPMENTS CENTRE COURT DEVELOPMENT STREETCAR DEVELOPMENT MENKES DEVELOPMENTS INC. FIELDGATE HOMES FREED CARTTERA SOLOTEX MOD DEVELOPMENTS INC. RESERVE PROPERTIES CASTLEPOINT/NUMA DUNDEE KILMER DEVELOPMENTS TORBEL GROUP PEMBERTON GROUP BAYWOOD HOMES URBAN CAPITAL TAS DESIGNBUILD LAMB DEVELOPMENT CORP. LAMB DEVELOPMENT CORP. FREED TRIUMPHAL DEVELOPMENTS INC. MANSOURI LIVING MENKES DEVELOPMENTS INC.

*TH: Townhomes, C: Condo

Telephone

TH* C*

Price Range

Page

Finder

155 REDPATH 416-996-5428 • from $210,000 14D River City 416-862-0505 • • from $250,000 18L River City 2 416-862-0505 • • from $250,000 18L The Glen 416-694-3333 • from $255,000 23H Fabrik 416-591-7700 • from $250,000 14M King Blue Condominiums 416-599-1355 • from $200,000 12N King Blue Condominiums 416-599-1355 • from $200,000 12N Westinghouse Lofts 416-599-1355 • from $200,000 12N Westinghouse Lofts 416-599-1355 • from $200,000 12N Picasso on Richmond 416-495-3549 • 14M Ten York 416-596-9888 • from $1020,000 12F Axiom Condominiums 647-352-4077 • from $225,000 17L One Yorkville 416-519-2911 • from $300,000 15I Success Tower at Pinnacle Centre 416-360-0673 • from $750,000 17M 33 Bay Residences at Pinnacle Centre 416-925-3325 • from $375,000 17M Churchill Park Condominiums 416-966-9080 • from $900,000 13H The Madison 416-482-8090 • from $420,000 14E Riverside Towns 416-368-5262 • from $460,000 19L Core Condos 416-598-2673 • from $220,000 16L Fuse Condos 416-534-4444 from $220,000 9K Infinity The Final Phase 416-214-1988 • from $300,000 16M Milan 416-928-7409 • from $520,000 15I The 500 Condos + Lofts 416-960-0606 • from $400,000 17I King West 416-367-5464 • from $210,000 14M 775 King West 416-367-5464 • from $330,000 14M 3018 Yonge In Lawrence Park 416-787-8882 • from $390,000 14B Liberty Central by the Lake 416-537-0047 • • 12N The Uptown Residences 416-987-3500 • from $950,000 16J The Brant Park 416-368-5262 • from $262,000 14M Foundry Lofts 416-531-7760 from $399,000 9I The Brownstones 5 416-531-7760 • from $350,000 9I Brownstones 416-531-7760 • from $305,000 9I The Upper Canada Condominium 416-489-5194 • from $1800,000 14G The Upper Canada Condominiums 416-489-5194 • from $1.8,000 14G Schoolhouse 416-979-1333 • from $595,000 13I Flatiron Lofts 416-368-5262 from $243,000 20J 300 Front Street West 416-217-0300 • from $324,000 15M One Eleven Condominiums & Lofts 647-347-4111 • from $250,000 13M One Eleven Condominiums & Lofts 647-347-4111 • from $250,000 13M Pier 27 Waterlink 416-367-3456 • from $800,000 17N The King East 416-368-5262 • from $435,000 18L East Condos & Lofts 416-368-5262 • from $310,000 18L King West 647-341-1731 • from $346,000 13N Four Seasons Private Residences Toronto 416-775-7500 • from $1900,000 15I Four Seasons Private Residences Toronto 416-775-7500 • from $1900,000 15I Seventy Seven Charles Yorkville 416-203-7034 • from $2100,000 14J Market Wharf 416-861-8181 • from $260,000 17M Library District Condominiums 416-861-8181 • from $222,000 17M Brownstones in Davenport Village 416-531-7760 from $245,000 9J Brownstones on the Park 416-531-7760 • from $260,000 9J Ivory On Adelaide 647-341-1731 • from $279,000 17L Exhibit 416-967-7778 • 14I Exhibit 416-967-7778 • 14I Exhibit 416-967-7778 • 14I U Condominiums 416-546-6605 • from $2500,000 15K One Park West 416-955-0559 • from $406,000 18J One Park Place Condominiums 416-955-0559 • from $200,000 18J Festival Tower 416-203-2020 • from $350,000 M14 X2 416-927-0080 • from $303,000 16J Bisha Hotel & Residences 416-637-2211 • from $274,000 16M 88 Scott 416-216-8588 • 17M Art Condos 416-535-7775 • from $530,000 12N Two Old Mill 416-645-7022 • from $356,000 5L Old Mill 416-645-7022 • from $450,000 5L RCM I on University 647-351-9247 • from $393,000 14M Queen & Portland 416-363-4800 • from $315,000 15I 5 St. Joseph 416-928-0555 • • from $250,000 16J 5 St. Joseph 416-928-0555 • • from $250,000 16J DNA 3 416-929-1030 • from $220,000 12N Post House Condominium 416-964-2777 • from $350,000 16L 12 Degrees 416-408-1200 • from $350,000 15L The Berwick 416-922-9425 from $280,000 14D The Mercer 416-597-6940 • from $350,000 15M Backstage on the Esplanade 416-777-2533 17M Backstage on the Esplanade 416-777-2533 17M Vero 416-798-7070 from $250,000 17M Tableau Condominiums 416-591-8887 • • from $450,000 15L Tableau Condominiums 416-591-8887 • • from $350,000 15L Tableau Condominiums 416-591-8887 • • from $350,000 15L Carmelina 416-423-8500 • from $325,000 23J The Yorkville Condominiums 416-987-3344 • • from $550,000 15G L Tower 416-777-2533 • from $410,000 17L Perspective Condos 416-242-3500 from $280,000 4H thirtytwo Camden 416-860-0060 • from $240,000 14L 8 Gladstone 416-690-9009 • from $335,000 M12 Yorkville Plaza 416-966-3003 • • from $350,000 14H 133 Hazelton Residence 416-926-9900 • 14I 210 Simcoe 416-217-0210 • from $200,000 15M Five Condos 416-928-0555 • • from $375,000 15J Five Condos 416-928-0555 • • from $375,000 15J Rise 416-546-7399 • • from $290,000 12H Model Suite of the Month • 12H Neon 416-987-7878 • from $470,000 14D The Carlaw 416-690-8588 • from $200,000 19K Allure Condominiums 416-487-7600 • from $350,000 14F FAD Condos 416-815-1818 • from $250,000 14M South Hill on Madison southhillonmadison.com • from $200,000 13I INDX 416-987-4639 • 16M INDX 416-987-4639 • 16M The Carnaby 416-690-9009 • from $250,000 12M Noir 416-977-8780 • from $250,000 15M 90 Niagara 90niagara.com from $350,000 14O SIXTY Colborne 416-601-0060 • from $300,000 16L SIXTY Colborne 416-598-7775 • from $300,000 16L Upper Beach Townes • 24G The Massey Tower 416-966-0197 • • from $320,000 16L 109OZ 416-531-4844 • from $300,000 12M The Sterling 416-777-2533 • • from $230,000 9L Canary District Condominiums 416-603-7576 • from $250,000 18L Wallace Walk 416-531-1818 • from $210,000 9L TEN93 Queen West 905-326-4100 • from $280,000 12F TEN93 Queen West 905-326-4100 • from $280,000 12F Smart House 416-292-0219 • from $230,000 15L Duke Condos junctionlife.ca 8K King Charlotte 416-368-5262 • from $416,000 15M Theatre Park 416-368-5262 • from $537,000 16M Thompson Residences 416-360-0600 • from $280,000 Howard Park 416-873-0989 • The Perry 416-926-7555 • from $390,000 Harbour Plaza menkes.com •

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

torontoregionalmaps: Toronto, East York, York

# 16 18 18 19 20 21 21 21 21 22 22 24 26 29 29 30 32 33 34 36 41 46 54 55 55 57 60 62 64 66 66 66 70 70 78 81 83 85 85 88 101 101 102 103 103 104 106 106 109 109 114 117 117 117 118 120 120 122 126 128 129 130 131 131 133 134 135 135 136 137 141 142 148 151 151 151 153 153 153 154 155 157 162 165 170 171 173 175 179 179 184 184 185 186 188 191 193 195 195 197 198 199 200 200 201 206 207 210 215 217 217 217 218 219 220 221

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

113

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

101

Steeles Ave

121

21 22 23 24 25 26

North York C

400

135

124

40 8 2 50 37

128

7 5

401

124

96 28

123

401 3 122

130

125

132 25

torontoregionalmaps: North York

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

114

Builder

5 7 96 121 123 124 128 1 2 3 3 4 4 5 6 6 6 6 8 14 15 21 28 33 37 40 50 50 86 94 95 96 96 99 101 122 122 122 125 128 130 132

LINDVEST FRAM BUILDING GROUP ELAD CANADA LIBERTY DEVELOPMENT CORP. BRANDY LANE HOMES TRIDEL CORPORATION THE DANIELS CORPORATION CONCORD ADEX TORBEL GROUP YYZED PROJECT MANAGEMENT TIFFANY PARK HOMES TRIDEL CORPORATION TRIDEL CORPORATION LINDVEST CONCORD ADEX CONCORD ADEX CONCORD ADEX CONCORD ADEX CONSERVATORY GROUP TORBEL GROUP EMERY CONDOMINIUMS TRIDEL CORPORATION TRIDEL CORPORATION CASTLE ROYALE DEVELOPMENT NORSTAR GROUP OF COMPANIES MENKES DEVELOPMENTS INC. MINTOURBAN COMMUNITIES INC. DEVRON DEVELOPMENTS CANDEREL/STONERIDGE DHD DEVELOPMENTS ASPEN RIDGE HOMES ELAD CANADA ELAD CANADA THE BROWN GROUP OF COMPANIES KANTIUM DEVELOPMENT LANTERRA DEVELOPMENTS LANTERRA DEVELOPMENTS LANTERRA DEVELOPMENTS FRAM BUILDING GROUP THE DANIELS CORPORATION TRIBUTE COMMUNITIES FRAM BUILDING GROUP/CADILLAC FAIRVIEW

*TH: Townhomes, C: Condo

Site

Telephone

TH* C*

Price Range

Page

Finder

Grand Cornell Brownstones in Markham 905-294-6161 from $340,000 121 4C SOUL mysoulcondos.ca from $200,000 103 25C Emerald City Condominiums 416-492-0001 • from $256,000 87 24C World on Yonge 905-771-7010 • from $284,000 35 A18 The Station 416-398-9777 • from $420,000 46 12D Trio at Atria 416-645-8866 from $255,000 IFC 24C NY2 416-221-3939 from $250,000 Insert & 49 19C Opus 416-813-2999 • • 22C The Avanti Condominiums 416-636-0400 from $390,000 17C VISTO vistocondos.ca from $220,000 8E Westhaven 416-792-6655 • from $633,000 23G Hullmark Centre 416-733-2883 • from $524,000 18D Aristo at Avonshire 416-730-0300 • from $383,000 18D The Brownstones at Westown lindvest.com from $330,000 4C Tango at Concord Park Place 416-813-2999 • • from $236,000 22C Discovery at Concord Park Place 416-813-2999 • 22C Discovery II at Concord Park Place 416-813-2999 • • from $210,000 22C Tango2 at Concord Park Place 416-813-2999 • from $265,000 22C Pearl 2 Condominiums 416-512-1818 • 17C Diva DivaCondo.com from $250,000 11C The Essential 905-887-4888 • from $250,000 20E Argento 416-663-1818 • from $562,000 22E Alto at Atria 416-645-8866 • from $288,000 25D The Palm Condominium Residences 416-306-1000 • from $400,000 17B Portrait Condominiums 416-282-9600 • from $300,000 13C Gibson Square 416-730-9722 • from $385,000 17C 88 416-915-3805 • from $325,000 18C Flo Condominiums 647-799-0356 • from $250,000 18C Aura At College Park 416-962-8688 • from $995,000 16K Gooderham 416-361-1322 • from $410,000 18L Scenic on Eglinton 416-805-1781 • 23G Dreamtower At Emerald City 416-492-0001 • from $248,000 24C Biyu Emerald City biyucondos.com • from $250,000 24C Willow Park at Bayview 416-221-6767 • from $400,000 21 Posh Condominiums 905-771-0134 • from $544,000 16A Treviso Condominiums 416-787-8882 • from $250,000 12F Treviso II 416-787-8882 • from $250,000 12F Treviso III 416-787-8882 • from $250,000 12F LIV Lofts 416-445-5638 • from $250,000 22F NY Place 416-221-3939 • from $250,000 19C Canterbury 647-352-2130 • • from $700,000 19F Flaire Condos 416-445-8868 • from $320,000 22F

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

Etobicoke Rathburn Rd

Bloor St W

Queensway

11 53 3 56 39 4 37 6 33

Gardiner Expressway Evans Ave

Horner Ave

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

5 Park Lawn

QEW

50 14 51 34 3 35

Royal York Rd

Dundas St W

*TH: Townhomes, C: Condo

Scarborough

Av e

Dixon Rd

8 ll R Mi

Da nf or th

ett R Scarl

409

Lakeshore Blvd W

Site Telephone TH* C* Price Range Page Finder The Academy academycondos.com • from $196,000 109 10D The Academy academycondos.com • from $196,000 109 10D The Epicurean 416-495-3530 • from $250,000 17 23F One Sherway Condominiums 416-695-3535 • from $226,000 22 16G Hunt Club Terrace 416-698-3020 • 333 2H Watermark 416-354-2221 • from $307,000 107 19D Terrace on Danforth 416-987-7575 • from $235,000 35 2F Harmony Village Sheppard 416-493-0123 from $176,000 73 2C West Village 416-620-1887 • from $290,000 IFC 21F Triumph at Valhalla triumphcondos.com • from $220,000 75 21F Park Towers at IQ 416-253-5838 • from $170,000 99 22G Three Seven Condos & Lofts esquirehomes.ca • from $210,000 11D Atwater Condos 905-271-5038 • from $280,000 12B Centro 416-296-1898 • from $185,000 6D On The Go Mimico 647-692-8417 • from $250,000 23C On The Go 647-692-8417 • from $250,000 23C Nautilus at Waterview 416-203-6636 • from $400,000 25H Altitude 416-321-1659 • from $230,000 25H One Sherway Condominiums 416-695-3535 • 16G Palais at Port Royal Place 416-239-8200 • from $260,000 23F Cloud 9 Condominiums 416-747-0199 • from $220,000 22B Cloud 9 Condominiums 416-800-0812 • from $240,000 22B ilofts at Mystic Pointe 416-251-8888 • from $310,000 25G California Condos 416-251-8888 • from $242,000 25G Ocean Club 416-255-4663 • from $250,000 24C Lago 416-495-3544 • from $200,000 24C Eleven Superior 416-259-8882 • from $220,000 23C Encore 416-495-3544 • 5D Beyond The Sea Star Tower Condominiums 416-979-1333 • • from $400,000 24H Evolution 416-747-9691 • from $250,000 22G Parc Nuvo at Essex 416-231-0999 • from $456,000 22G South Beach 416-252-3000 from $209,000 25H Waterscapes 416-495-3544 • 26H Ventus at Metro Gate 416-293-5535 • from $314,000 4C One Valhalla 416-233-5554 • from $239,000 21F Vivid Condos 416-239-8200 • from $250,000 23F Westwood Condominiums 416-239-9888 • from $250,000 23F Avani At Metrogate 416-293-5535 • from $240,000 4C Jade Condominiums 416-762-8818 • from $293,000 24G Nature’s Path 416-745-6686 • • from $270,000 11E 2150 Condos 416-750-2150 • 3E Haven On The Bluffs 416-2611-9555 • from $160,000 3E Lexington 416-638-8444 • from $240,000 21C South Shore 416-913-2136 • from $350,000 22H Qube Condos 647-351-7823 • from $200,000 24G Me Condos 416-430-0003 • from $150,000 8D

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

torontoregionalmaps: Scarborough, Etobicoke

Builder DEVRON DEVELOPMENTS LEMINE INVESTMENT GROUP MONARCH CORPORATION GREAT GULF HOMES WILKINSON DEVELOPMENTS QUEENSCORP RESIDENCES LIBERTY DEVELOPMENT CORP. CITY CORE TRIDEL CORPORATION EDILCAN DEVELOPMENT CORP. REMINGTON GROUP ESQUIRE HOMES WINDCATCHER DEVELOPMENT CORPORATION HENDERSON DEVELOPMENT LIMITED STANTON RENAISSANCE STANTON RENAISSANCE MONARCH CORPORATION CONSERVATORY GROUP MENKES DEVELOPMENTS INC. PEMBERTON GROUP LASH GROUP OF COMPANIES CARTTERA CAMROST - FELCORP CAMROST - FELCORP GRAYWOOD/BEAVERHALL DEVELOPMENT MONARCH CORPORATION DAVIES SMITH MONARCH CORPORATION EMPIRE COMMUNITIES AVERTON HOMES TRIDEL CORPORATION AMEXON DEVELOPMENT CORPORATION MONARCH CORPORATION TRIDEL CORPORATION EDILCAN DEVELOPMENT CORP. PEMBERTON GROUP ALTERRA HOMES/FINER SPACE TRIDEL CORPORATION PHANTOM DEVELOPMENTS YOUR HOME DEVELOPMENTS VHL DEVELOPMENTS LTD. VHL DEVELOPMENTS LTD. ROYALE GRAND WOODBINE DEVELOPMENTS MINTOURBAN COMMUNITIES INC. FIRST AVENUE PROPERTIES LASH GROUP OF COMPANIES

Islington Ave

Westway

# 3 3 5 7 9 25 28 38 44 45 46 1 1 2 2 2 4 6 7 8 10 10 11 11 15 18 20 29 33 34 35 37 39 42 45 50 51 55 56 60 61 61 62 65 70 71

Kipling Ave

ve nA

401

lva

Martin Grove Rd

Ranforth Dr

Manse Rd

Galloway Rd

sto

427

Centennial

Orton Park Rd

Markham Rd

McCowan Rd

Bellamy Rd

St. Clair Ave 1

Scarborough Golf Rd

n Dr

orto

Lawrence Ave E

Finch Ave W

East Ave Port Union Rd

* Due to scale restrictions, locators are d approximate. Please see builder’s ads n R for sto exact locations. ng

Victoria Park

Progress Ave

Brim

Eglinton Ave E

bio

Sheppard Ave E

Morrish Rd

Brimley Rd

Warden Ave

Pharmacy Rd

Birchmount Rd

Kennedy Rd

Ellesmere Rd

401 Midland Ave

55 401 31

Milner Ave

Humberline Dr

Beare Rd

Sheppard Ave E

Conlins Rd

Ave

Morningside Ave

evin

McL

Passmore Ave

Meadowvale Rd

Huntingwood Dr

Reesor Rd

Finch Ave E

Sewells Rd

Neilson Rd

McNicoll Ave

Tapscott Rd

McCowan Rd

21 22 23 24 25 26

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

115

d Dr Lair

21 22 23 24 25 26

Va lle yP ar kw n Do

Ave

y Valle D on ay Parkw

o esh Lak W Blvd

rd S

y Ave

QEW

16 17 shore Lake W Blvd

Jarvis

ersit

St Keele

Univ

ve ina A Spad

Par k

bine

Ave well

G era

erin

s dow

Duff

Land

Cox

Rog

e r Av nne O'Co ve rn A osbu

ue Aven

ina R

d ers R

han

Spad

Vau g

erin Duff

Egli

We st

St Jane

ve W on A

d Woo

ir Av

St Cla

oria Vict

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

21 4 12 18ay 9 29 ssw xpre er E

din

Gar

Toronto Waterfront

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

waterfrontmaps: TORONTO

116

Builder

Site

58 GREAT GULF

Monde

416-466-8885

Telephone

TH* C*

• • from $304,000

Price Range

Page 22

Finder 17M

PEMBERTON GROUP

Park Lake Residences

416-769-4343

• • from $250,000

CONCORD ADEX

Grand Parade 2 at Concord CityPlace

416-813-0999 • 15M

CONCORD ADEX

Quartz

416-813-0999

CONCORD ADEX

ParadeTWO Park Collection at Concord CityPlace

416-813-0999

• from $308,000

15M

MONARCH CORPORATION

Nautilus at Waterview -

416-203-6636

• from $400,000

25H

TRIDEL CORPORATION

Aqualina at Bayside Toronto

416-514-2710

•

16E

• • 15M

PLAZACORP/BERKLEY COMMUNITY

West Harbour City

westharbourcity.com

• from $327,000

13E

LIFETIME HOMES

Waterparkcity – Neptune

416-203-3700

•

13f

CONCORD ADEX

ParadeTWO Tower Residences

416-813-0999

• from $287,000

14F

CONCORD ADEX

Grand Parade at Concord CityPlace

416-813-0999

• from 293,000 14F

CONCORD ADEX

Panorama at Concord CityPlace

416-813-0999

• from $389,000

14F

CONCORD ADEX

Panorama Elite Suites at Concord CityPlace

416-813-0999

• from $1,135,000 14F

CONCORD ADEX

Luna Vista at Concord CityPlace

416-813-0999

• from $2,213,000 14F

CONCORD ADEX

Spectra

416-813-0999

• • 14F

CRESFORD DEVELOPMENT CORP.

NXT at Windermere By The Lake

416-977-5300

• • from $300,000

11F

CRESFORD DEVELOPMENT CORP.

NXT2/Phase Two

416-977-5300

• • from $210,000

CONSERVATORY GROUP

Infinity Condominiums

416-214-1988

• from $250,000

14F

11 CAMROST FELDCORP

California Condominiums

sunsetcondos.ca

• from $242,000

25G

14 CANALFA GROUP

Liberty on the Park Condominiums

416-537-0047 • from $363,000

10F

15 MALIBU INVESTMENTS INC.

LTD

416-601-2223

• from $200,000

12F

18 FERNBROOK HOMES/CITYZEN DEV.

Pier 27 Residences On The Lake

416-367-3456

• from $300,000 11F

18 URBAN CPITAL

River City 2

416-862-0505

• from $250,000

29 PINNACLE INTERNATIONAL

33 Bay Residence at Pinnacle Centre

416-925-3325 • • from $375,000 17M

60 CANALFA GROUP

Liberty Central by the Lake

416-537-0047

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

•

18L

12N

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to 416-789-9554

Eg Bu lin to rn Ra n ha th b m u th rn or Rd pe E Du Rd nd Th W as eQ St ue E en sw ay

Av eW

Ce rem on ial

Qu ee nS tE

Ra th bu rn Rd W

or Qu Dr ee n

Ro ya lW ind s

Sh Sp erid ea an km P an ark Tr Dr Dr us co tt Dr

Th eC oll eg ew ay

Sp ee rs Rd La ke Ma sh cD or eR on Cor ald nw dE Rd all Rd

Park Rd S

Uxbridge TH* C*

Price Range

Lake

Phillip Mur

La ke sh or eR dW

• from $307,000

Water Tower at Eau Du Soleil

416-503-3328

• from $320,000

Manvers

Page

Finder

Scugog

416-495-3544 • from $350,000 48 416-354-2221

Scug

Insert 107

Whitby

Oshawa

24C 19D

Newcastle 25B

Atwater Condos

401 905-271-5038 • from $280,000 12B

STANTON RENAISSANCE

On The Go

647-692-8417 • from $250,000 23C

UNITED LANDS

Stonebrook Condominiums

905-822-8858 • from $270,000

CHESTNUT HILL DEVELOPMENT

San Francisco By The Bay

905-831-3631

10 PEMBERTON GROUP

Bluwater Condominiums

416-987-8800

• from $350,000

11 MONARCH CORP.

Waterscapes

416-495-3544

• from $390,000

25C

13 GREEN HILL HOMES

Princeton Manor

905-849-1818 • from $210,000

14 PHANTOM DEVELOPMENTS

Jade Waterfront Condos

416-251-0707

• from $250,000

24G

15 GRAYWOOD DEVELOPMENTS

Ocean Club

416-255-4663

• from $250,000

24C

20 DAVIES SMITH

Eleven Superior

416-259-8882

• from $220,000

23C

• • from $180,000

23J

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to 416-789-9554

waterfrontmaps: GTA

WINDCATCHER DEVELOPMENT CORP.

Bloor St

Lindsay

Schomberg

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

Park Rd S

Whitby 7 Waterfront

Stevenson Rd

Wentworth St

Centre St.

401

Gibb St

Thornton Rd

Bay

King St W Bond St W

Kendalwood R

La Br ke id sh ge or Rd eR dW

Bu rn ha m th or pe Rd E

Garrard Rd

King

Telephone

Adelaide Ave

*TH: Townhomes, C: Condo

c Sim

Stevenson Rd

Anderson St

Blair St

Cannington

Hopkins St

Bradford Tecumseth and Riva del Lago Tottenham

Garden St Blair St

400

Brock St S Henry St Gordon St

Keswick

Ajax-Whitby

riv

Georgina

Bayly St E Georgina Island 33 caygeo Bob

Rossland Rd

Manning Rd

Town of Whitby

Dundas St E

e 401

Shoal Point Rd

Westney Rd S

Cochrane St

Thickson Rd

Garden St

Baldwin St S

Taunton Rd W

Dryden Bv

Sim

Pickering Beach Rd

Harwood Ave

Finley Ave

McQuay

Townline Rd

Audley Rd

Up pe rM idd le

To Os

Thornton Rd

St W

Br ita nn ia Rd W

St ee les

De rry Rd W

Garrard Rd

Baldwin St N

Conlin Rd

Brock St N

Salem Rd

Bu rn ha m th or pe Du Rd nd W as St W

Stevenson Rd

Duffs Rd

Park Lawn Cedarbrook T

Country Lane

Lakeridge Rd

Audley Rd

Coronation R

1518 20

Lakeshore Blvd E

East Gwillimbury Further North Waterfront

Royal York Rd

Cochrane

Halls Rd N

Evans Ave

Rossland Rd

Oro

400

Country Lane

Lake Ridge R

d ll R Mi

4 Sideline R

Salem Rd

Westney Rd N

Mara

Kingston Rd

Barrie

Church St E

16 28

Taunton Rd WWaterfront Etobicoke

Town of Ajax 11

400

Village of Gardiner Expressway in 1411 Brookl 2

Queensway

Horner Ave Rossland/Winchester

Alliston,

Watermark Adjala 9

Fifth Conces 12 11 9

Magill Dr

28 EMPIRE COMMUNITIES

4 Sideline

Greenwood Rd

Lak

Mono

6 Sideline

Rd Ravenscroft

Church St S

Squires Beach Rd

Hwy 5

18 MONARCH CORPORATION 10 25 QUEENSCORP RESIDENCES

Essa

Beeton, Site

Paddock Rd

Church St N Riverside Dr Notion Rd

Tosorontio Everett

QEW

8 Con

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

Delaney Dr

Montgomery F

Shelburne

Brock Rd

Angus

Builder

Sandy Beach

Liverpool Rd

u1g0 em ou

Vespra 401

Sunnidale Oakville Granite Court 90 Waterfront Lisle

Whites Rd

Rd ak rlo Bu

16 Sideline

Brock Rd sR Oak jor Ma Valley Farm

Stroud's

Glenanna Rd

Appleview Rd

Spruce Hill Rd e Lin

Highview Rd

Sheppard Ave

Mississauga Taunton Rd E Waterfront Orillia

Rossland Rd

Liverpool Rd

Dixie Rd

Fairport Rd

Dundas St W

Columbus Rd

Bracebridge

21 22 23 24 25 26

Brawley Rd Bloor St W

6 Concession

3 Concession

No ttin gh ll G Finch iAve ate

24 ings K

Tay

nR Devo

Wasaga Beach

Brock Rd

Midland d

Ke rr St

7 Concession

w th ra Rd

4 Concession Dr Ford

W QE

R ton

400

Altona Rd

Tr em ai Hne R d

12 Sidelinee xi Di

Rd Thornbury

Whites Rd

RdRosebank Rd

d eR Lin

Br Gont e

e Lin

Georgian Bay

Brock Rd

n io at St

e Lin

4 Concession Tr af alg ar

3 40

QEW

Rd ian Ind

5 Concession

Altona Rd

8 Concession

W QECa

16 Sideline

W ol fe da le Rd

City of a Pickerinag

Co l Rid onia ge l D waRdr Whitevale yD r

Pk wy E Hu ro nt ar io

le da in Er

Mi llcr ee kD M r 7issConncession iss au ga Rd

te Dr

Ce nt ra l

Rd is av M

Rd y North Rd vd h Rd Nort w w Bl ie Pk ill itv ills ch ed 32 M Sidelinehur Cr 32 Sideline in C Er on y st w in Pk W Dr ills d M oo w Rd e en Lin Ed 10

in Er

1 40

Ashburn Rd

Fie

Myrtle Rd W Rathburn Rd

ld 40 Blv 1 2 3 4 5 6 7 8 9 10 11 13 14 15 16 17 18 19 20 ga 12 on s the Ma

orth Dr

4 Sideline R

20 Sideline

n ke m To

24 Sideline

9 Concession

d yR

28StSideline rio ta on 30 Sideline

9 Concession

117

I BUILD MEMORIES. “Since joining the company, I’ve found members and BILD’s staff very welcoming and have always made me feel at ease. Membership provides a platform that cultivates the building of solid relationships. For our company, BILD… Where absolutely everything you will ever need to grow your business lives!”

Vanessa Checchia, Décor Specialist Decorenza Service Professional Member Since 2002

I AM

Get Involved: bildgta.ca

118 NEW CONDO GUIDE MAR 29 - APR 12, 2014

GTA Edition March 29 - April 12, 2014

Your complete source for condos, lofts and townhomes in the 905 region

IN THIS SECTION Maps and listings for new condo communities in the 905 region Builder news and the latest in condos in the 905

CONDO WATCH

previews & registrations Daniels Erin Mills by The Daniels Corp.

New landmark community coming this fall to Erin Mills and Eglinton. Register to stay informed. Web: DanielsErinMills.com

905 Builders: If you would like to include your preview registration, new release or site opening in this feature, just email the details to Lydia.McNutt@wall2wallmedia.com

Rain Condominiums by Empire Communities

new releases & grand openings

Centro Square by Liberty Development

Garden Court Condos by Monarch

New suite release at Rain Condominiums in Oakville. Register now. Web: RainCondos.com

A master-planned community in the heart of Woodbridge, Phase 2 is now previewing. Web: CentroSquare.ca

SkyCity2 by Pemberton Group

Phase 1 is under construction at Yonge and Hwy. 7. Register now for Phase 2. Web: SkyCityCondos.com

Grand Palace Condominiums by Guizzetti Corp.

Luxury living at affordable prices is coming to Richmond Hill. Register now for Tower C. Web: GrandPalace.ca

Pace on Main by Geranium Homes

Luxury suites coming soon to Stouffville’s boutique condominium address. Register now to stay informed. Web: GeraniumHomes.com

The Clairington by Castleridge Homes

Active adult living in a park-side condo in Brampton. Tower 2 unveiling soon. Register for insider access. Web: TheClairington.com

Legacy Park by Liberty Development

Register now for the grand finale at Thornhill City Centre – iconic architecture, urban suite designs and fabulous park views. Web: LegacyParkCondos.com

Park City Condominiums By Tobyn Park Homes

Currently in pre-construction at Walkers Line and Upper Middle Road in Burlington. Register now. Web: ParkCityLiving.ca

120 NEW CONDO GUIDE MAR 29 - APR 12, 2014

Over 90 per cent sold, in the heart of Cathedraltown, one of Markham’s most sought-after neighbourhoods. Web: MonarchGroup.net

Grand Cornell Brownstones by Lindvest

A new collection of stacked condominium townhomes is coming soon to the established Grand Cornell community located at Ninth Line and Hwy. 7. Register now. Web: Lindvest.com

The Mark by Empire Communities

Now open at Markham Road and Bur Oak. Remarkable residences. Remarkable Markham. Web: TheMarkCondos.ca

Allegra by Nova Trimax

New release of Terrace Loft Suites, steps from the Village of Woodbridge. Construction now underway on Phase 1. Web: AllegraCondos.com

MAR 29 - APR 12, 2014 NEW CONDO GUIDE 121

IN THE NEWS

BRAMPTON OFFERS

new neighbours accountability and transparency THE ONTARIO HOME BUILDERS’

Association (OHBA) applauds the City of Brampton for taking the first steps in providing greater transparency and accountability to new neighbours. The Capital Project Finance Review – Status Report supports OHBA’s recommendations for greater fairness and accountability when allocating a New Neighbour Tax for community infrastructure projects. “Brampton has done a service to new neighbours – new-home owners and new employers – by issuing this status report and other municipalities should follow their leadership,” says OHBA CEO Joe Vaccaro. “New neighbours have a right to know where their taxes are being spent on approved community-growth projects. Brampton is heading in the right direction, ensuring that new neighbours are treated with fairness.” The Brampton report identified more than $800 million of approved but unspent capital funds, with 68 per cent generated through the New Neighbours Tax (development-related). The OHBA consultation document noted that new neighbours already pay their fair share to municipal, provincial and federal government for growthrelated projects and contributed more than $1.8 billion to 122 NEW CONDO GUIDE MAR 29 - APR 12, 2014

municipalities through development charges in 2012. This is an increase of 40 per cent from the previous year and doesn’t include any additional charges municipalities lay on new residents (such as Section 37, Parkland Dedication cash-in-lieu and voluntary charges). The OHBA report stated that municipalities often don’t spend money collected from new residents on projects necessary to supporting growth.

OHBA believes that affordability and fairness and the key to the success of this province and new neighbours deserve to understand where their taxes are going “Growth pays for growth, but more often than not, new neighbours are unaware of what they are paying for in their communities,” says OHBA president Eric DenOuden. “We are recommending that the provincial government develop a transparent system that holds municipalities responsible for how these funds are being allocated and hold them accountable if they are mismanaged. OHBA believes that affordability and fairness are the key to the success of this province and new neighbours deserve to understand where their taxes are going. The City of Brampton Report is the first step in creating this system.” The Ontario Home Builders’ Association is the voice of the residential construction industry in Ontario representing 4,000 member companies organized into 31 local associations across the province. The industry contributes over $43 billion to Ontario’s economy, employing more than 325,000 people across the province.

RICHMOND HILL’S MOST ANTICIPATED LUXURY CONDOMINIUMS

STARTING FROM

$295,000* Register for Tower C Today

Luxury Living AT AFFORDABLE PRICES

VISIT OUR PRESENTATION CENTRE 9612 Yonge St., Richmond Hill 905.907.4370 www.grandpalace.ca

Exclusive listing: Royal LePage —Your Community Realty Brokerage Broker Protected E&EO. Prices and Specifications are subject to change without notice. Illustration is artist concept. MAR 29 - APR 12, 2014 NEW CONDO GUIDE 123

IN THE MARKET FOR A

NEW HOUSE

OR A CONDO?

We think finding a home is a lot more than simply finding the right property. Thatâ€™s why we put you right in the middle of the search process.

Search your favourite neighbourhood

Find out about nearby services and amenities

View new construction projects and register to get the latest info

Visit the new real estate section on canpages.ca and start looking for that special place.

124 NEW CONDO GUIDE MAR 29 - APR 12, 2014

Coming This Spring

It's A Main Street State Of Mind In Downtown, Stouffville

PAC E

MAIN

BOUTIQUE CONDOMINIUMS

Pace on Main is more than just an address, it’s life in the heart of Downtown Stouﬀville. It’s an intimate collection of just 67 residences nestled within a neighbourhood of heritage architecture and tree lined streets. Bistros beckon for casual suppers and ﬁne dining is a stroll away. Day-to-day shopping mixes

with one-of-a-kind boutiques.

GERANIUMHOMES.COM

Nearby, fitness and cultural

when downtown Toronto beckons w

LLOYD ST

BLAKE ST

Pace on Main… Life At Your Own Pace

MAIN ST 9TH LINE

— GO Train access is steps away.

OBRIEN AVE

Centre and 19 On The Park. And C

FREEL LN

activities thrive at the Lebovic

BURKHOLDER ST

BILD 2012 HOME BUILDER OF THE YEAR CHBA 2011 GRAND SAM AWARD WINNER #" - - " / 5 3 " & 4 50 6 ' ' 7 * - - & 1 0 35 ) 0 1 & 80 0 % 4 50 $ ,

Prices are correct at press time and are subject to change without notice. Sq.ft. measurements are approximate. E & O E.

oa d

Sid

er oa d

A rR

* Due to scale restrictions, locators are approximate. Please see builderâ€™s ads for exact locations.

W al

Bolton 5t h

4t 3r

n Li

21 22 23 24 25 26

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25 th

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

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ee rs Rd La ke M sh ac or Do Co e na r Rd ld nwa E ll R Rd d

Br id

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Hwy 5

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400

ur ill ur

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East Gwillimbury Alliston,

eon

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Georgina Keswick

Essa

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400

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Oakville K

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Sim

Angus

Vespra4

Sunnidale Lisle

Tr e

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Tosorontio Everett

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Wasaga Beach

Mara

Fort Erie

Georgian Bay

Port Dover

17 5

Orillia

Rid lon ge ial wa Dr yD r

Tr a

Key Maps Port Colborne

Dunnville Tay

Chippawa

Welland

NIAGARA FALLS

Fonthill

North

QEW

Thorold

h at

itv

ST. CATHARINES Bracebridge West Lincoln

New Credit

Nanticoke Q

Vineland Lincoln

or Rd

Rd rry Dr ur

y7 Hw

kw D

Beamsville

Haldimand 69

Midland

Virgil

Port Dalhousie

400

Glanbrook

Scotland

BRANTFORD

M Dr iss is

Niagara-on-the-Lake Grimsby

lvd

ill oo

o es

LAKE ONTARIO

Stoney Creek

Ancaster

QEW HAMILTON

403

St. GeorgeN

Thornbury

M 10

Dundas

To LONDON

Key Maps

Carlisle Burlington

Flamborough

Paris

illc

CAMBRIDGE

Puslinch

Oakville

ive ss

10 e S Av

1 40

QEW

401

403

Further West

Ea w

ill

Halton Hills

S H

Ch MISSISSAUGA Milton

401

Guelph

7 BRAMPTON

irp

alw

Dr n io at rv

Ol d

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ita

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Sc ho

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905 regionalmaps: Burlington, Brampton, Mississauga, Oakville, Further West, Further North

kw ar Cl

n Li

Ayr

126

irp A

Rd k La

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ea al rt

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Builder

Site

Telephone

PINNACLE INTERNATIONAL

The Marquee Townhomes on the Park

GREAT GULF HOMES

TH* C*

Price Range

Page

Finder

from $720,000

20K

HOT

905-828-4257 •

from $225,000

16M

17 PEMBERTON GROUP

Downtown Erin Mills Condominiums

905-630-6300 •

from $320,000

30 PINNACLE INTERNATIONAL

Pinnacle Grand Park 2

905-276-3981 •

from $350,000

20L

34 PINNACLE INTERNATIONAL

Pinnacle Uptown, Crystal 2

905-568-9000 •

from $255,000

19K

45 EMPIRE COMMUNITIES

Rain Condominiums

905-845-7246 •

from $200,000

17Q

GREAT GULF HOMES

Twenty Lombard

416-499-8883 •

from $492,000 16K

GREAT GULF HOMES

Corporate

greatgulf.com • 16K

The Clairington

905-793-0002 •

from $200,000 16E

from $270,000 20K

3 CASTLERIDGE HOMES

905 regionalmaps: Burlington, Brampton, Mississauga, Oakville, Further West, Further North

pinnacleuptown.com •

CONSERVATORY GROUP

Mirage

905-232-2400 •

AMACON

PSV2

905-273-9333 • 18M

FERNBROOK HOMES

Absolute World

416-869-6057

CITYZEN

Absolute World

416-869-6057 from $188,000 21K

10 AMACON

The Residences at Parkside Village

905-273-9333 •

from $250,000 21K

12 ALTERRA HOMES

Renaissance in Olde Brampton

416-710-1010 •

from $295,000 13D

14 PEMBERTON GROUP

Rosedale Village Golf & Country Club

905-799-5000

16 VANDYK COMMUNITIES

Windows on the Green

905-822-3333 from $300,000 17M

18 RETIREMENT LIFESTYLE COMMUNITIES

Palisades on the Glen

905-820-8210 •

19 UNITED LANDS

Stonebrook II

905-822-8858 • 22N

21 CASINO BAY DEV. CORP./TODDGLEN

Panoramic Point at Brewery Bay

27 INZOLA GROUP

•

from $188,000 21K

from $346,000 12E

from $290,000 17M

1-866-611-5525 •

from $264,000 7Q

Park Place

905-451-7001 •

from $310,000 14G

32 ARMOUR HEIGHTS DEVELOPMENTS

River’s Edge

905-533-2400 •

from $285,000 14A

35 ASHLEY OAKS GROUP

Emporium at Joshua Creek

905-618-0660

•

from $200,000 17P

38 TRIDEL CORPORATION

Metrogate - Ventus 2

416-293-5535

•

from $302,000 19J

38 TRIDEL CORPORATION

Ventus at Metrogate

416-293-5535

•

from $344,000 19J

46 MATTAMY HOMES

The Mount Pleasant Village

mattamyhomes.com •

from $200,000 20M

47 THE DANIELS CORPORATION

Daniels Erin Mills

905-306-6996 •

from $200,000 17M

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

127

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

East

Town of Markham

7 407

11 Concess

Markham

ion R

Hwy. 27

905regionalmaps: Maple, Thornhill, Richmond Hill, Vaughan, Markham, Ajax, Whitby, Oshawa

10 Concess ion R

TH* C*

9 Line

Telephone

Hwy. 48 le Dr

Raymervil

14 Ave

Main St S

Bullock Dr Hwy 7

Aldergrove Dr

Major Mackenzie

407

McCowan Rd

Kennedy Rd

Warden Av e

Legacy Park

7 14

404

Site

13 LIBERTY DEVELOPMENT CORP.

Ave

128

Builder

18 Ave

16 Ave Carlton Rd

404

John

Steeles Ave E

Cachet Pkwy Woodbin e

Clark Ave W

Steeles Ave W

Leslie St

Centre St

24 1 13

16th Ave.

Thornhill Henderson Av

407

31 Yonge St

Langstaff Rd

G 407

43 10

rn Ave

e Av

400

Elgin Mills Rd

Leslie St

Rutherford Rd

404

Strathea

n to

41 26

Weldrick Rd W

401

19 Ave

Major MacKenzie

Richmond Hill Denham Dr

ng Isli

t nce S Clare Kipling Av

F Rd Langstaff

Bayview Ave

Elgin Mills Rd Neal Dr

Regent St Mill St

Maple

19th Ave.

Yorkland

Huntingto

Major Mackenzie

401

Gamble Rd

Bathurst St

Dufferin St

y Cr

Teston Rd

Nashville Rd

400

Jefferson Sideroad

Keele St

Kirby Rd

Jane St

Pine Valle

To wn of O sh awa

401

Weston Rd

Cold Cree k

12 Line Rd

King-Vaughan Rd

To wn of Ajax

City of Pickerin g

Yonge St

King Rd

Key Maps

To wn of W hitby

Bloomington Sideroad

21 22 23 24 25 26

Denison St

Price Range

905-731-8302 •

from $303,000

Page

Finder 37

10G

31 PEMBERTON GROUP

Sky City

905-709-5700 •

from $320,000

12F

32 LIBERTY DEVELOPMENT CORP.

Royal Gardens

905-889-9997 •

from $240,000

14F

43 GUIZZETTI DEVELOPMENTS

Grand Palace

905-907-4370 •

from $295,000

123

12E

44 LIBERTY DEVELOPMENT CORP.

Centro Square Condos 2

905-851-8877 • 36

46 EMPIRE COMMUNITIES

The Mark

905-554-5015 •

21E

MONARCH CORPORATION

Garden Court

416-495-3595 • 16D

FLATO DEVELOPMENT

Arthouse

905-554-8722 from $200,000 22E

TRIDEL CORPORATION

Renaissance of Richmond Hill

416-736-9500 •

from $740,000 12G

MINTOURBAN COMMUNITIES INC.

WaterGarden

416-915-3800 •

from $254,000 11G

10 GREAT LANDS CORP.

The Beverly Hills Resort Residences

905-882-6636

from $250,000 13F

11 TRIAXIS DEVELOPMENT INC/MARINO DEVELOPMENTS

Courtyards of Maple

416-798-7070 •

from $390,000 8E

12 GREENPARK HOMES

UV2

905-554-6501 •

from $253,000 22F

13 LIBERTY DEVELOPMENT CORP.

Legacy Park

905-731-8302 •

$280,000 10G

14 REMINGTON GROUP

The Signature Condominium

905-948-9900 •

from $300,000 18F

20 SOLMAR DEVELOPMENT CORP

Bellaria Residences

905-417-8482 •

from $240,000 7E

22 QUADRA MGT. & SCEPTRE DEVS.

Renaissance Court at Woodbridge Gates

905-851-4220 •

from $505,000 3G

22 WYCLIFFE HOMES

Fairground Lofts

905-605-5900 •

from $340,000 3G

24 LIBERTY DEVELOPMENT CORP.

The Fountains

905-731-8302 •

from $272,000 10F

26 RICE DEVELOPMENT

Ambria

905-796-3630 •

from $340,000 3F

28 CHESTNUT HILL HOMES

San Francisco by the Bay

905-831-3631

•

from $200,000 22C

31 PEMBERTON GROUP

Miracle at Yonge

905-709-5700 •

from $280,000 12F

31 PEMBERTON GROUP

Sky City 2

905-709-5700 •

from $320,000 12F

32 SIGNATURE COMMUNITIES

TAO Boutique Condos

905-597-2535 •

from $200,000 14F

34 SIERRA HOMES

68 Main Street

905-305-0822 •

from $250,000 22F

40 NOVA TRIMAX

Allegra

905-850-6866 •

from $250,000 1F

41 QUADCAM DEVELOPMENT GROUP INC

Vista Parc Condominiums

905-850-8883 •

from $260,000 3F

45 KYLEMORE COMMUNITIES

The 6th Angus Glen

905-887-9950 • 19E

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

•

from $250,000

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

HOMEBUYERS’ HELP

condo buyers’

resource section

YOU LOVE THE CONDO, SEE WHAT YOU CAN AFFORD! Compare mortgage rates for your best deal Calculate your mortgage payments using the mortgage payment calculation chart

MAR 29 - APR 12, 2014 NEW CONDO GUIDE 129

HOMEBUYERS’ HELP

Calculate your mortgage payments interest rate

amortization period

chart figure

mortgage amount ÷ 1,000

monthly payment

EXAMPLE: 5%

25 YEARS

5.82

125 (mortgage amount $125,000)

Follow these steps to see if you’ll qualify for a mortgage on your dream condo 01 Calculate the combined monthly before-tax income of you and your spouse. 02 Divide by three. This figure is the monthly payment you can afford to make on your condo. 03 Take the total price of the condo and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

130 NEW CONDO GUIDE MAR 29 - APR 12, 2014

04 Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.) 05 Multiply this figure by the amount you need to borrow. Divide by 1,000.

06 Add to this your estimated monthly heating costs and monthly property taxes. 07 If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream condo.

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

Mortgage payment calculation chart

Amortization Periods

INTEREST RATES

10 YEARS

15 YEARS

20 YEARS

25 YEARS

30 YEARS

3.00%

9.65

6.90

5.54

4.73

4.21

3.25%

9.76

7.02

5.66

4.86

4.34

3.50%

9.88

7.14

5.79

4.99

4.48

3.75%

9.99

7.26

5.91

5.13

4.61

4.00%

10.11

7.38

6.04

5.26

4.76

4.25%

10.23

7.50

6.17

5.40

4.90

4.50%

10.34

7.63

6.30

5.53

5.04

4.75%

10.46

7.75

6.44

5.67

5.19

5.00%

10.58

7.88

6.57

5.82

5.34 5.49

5.25%

10.70

8.01

6.74

5.96

5.50%

10.82

8.14

6.85

6.10

5.64

5.75%

10.94

8.27

6.98

6.25

5.79

6.00%

11.07

8.40

7.12

6.40

5.95

6.25%

11.19

8.53

7.26

6.55

6.11

6.50%

11.31

8.66

7.41

6.70

6.26

6.75%

11.43

8.80

7.55

6.85

6.42

7.00%

11.56

8.93

7.69

7.00

6.59

7.25%

11.68

9.07

7.84

7.16

6.75

7.50%

11.81

9.21

7.99

7.32

6.91

7.75%

11.94

9.34

8.14

7.47

7.08

8.00%

12.06

9.48

8.28

7.63

7.25

8.25%

12.19

9.62

8.44

7.79

7.42

8.50%

12.32

9.76

8.59

7.95

7.59

8.75%

12.45

9.90

8.74

8.12

7.76

9.00%

12.58

10.05

8.86

8.28

7.93

9.25%

12.71

10.19

9.05

8.45

8.10

9.50%

12.84

10.33

9.20

8.62

8.28

9.75%

12.97

10.48

9.36

8.78

8.45

10.00%

13.10

10.63

9.52

8.95

8.63

10.25%

13.24

10.77

9.68

9.12

8.80

10.50%

13.37

10.92

9.84

9.29

8.98

10.75%

13.50

11.06

10.00

9.46

9.16

11.00%

13.64

11.22

10.16

9.63

9.34

11.25%

13.77

11.36

10.32

9.80

9.52

11.50%

13.91

11.52

10.49

9.97

9.70

11.75%

14.04

11.66

10.65

10.15

9.88

12.00%

14.18

11.82

10.81

10.32

10.06

12.25%

14.32

11.97

10.98

10.49

10.25

12.50%

14.46

12.13

11.15

10.67

10.43

12.75%

14.59

12.28

11.31

10.85

10.61

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 MAR 29 - APR 12, 2014 NEW CONDO GUIDE 131

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HOMEBUYERS’ HELP

Compare mortgage rates for your best deal CHARTERED BANKS

Variable

6 Months

1 Year

2 years

3 years

4 years

5 years

ATB Financial 2.7

4 6.30op

2.94 6.30op

2.89 2.99 3.39 6.50op

3.49

Alterna Svgs/Alterna Bk 2.6

4 6.30op

3.09 3.14 3.19 3.35 6.30op

3.25

Bank of Montreal 3

4 6.30op

3.14 3.04 3.85 4.39 6.30op

3.49

Bank of Nova Scotia 2.6

4.55 6.45op

3.29 3.14 3.44 2.94 6.50op

4.79

Canadian Western Bank

4 6.45op

3.09 3.04 3.75 4.39 6.30op

4.99

CFF Bank

3.69

3.79

3.39

CIBC 3 6.70op

3.09 2.79 3.75 2.97 6.35op

3.49

HSBC Bank Canada 2.65

2.7 3.95 2.93 3.09 6.35op

3.49

3.05

3.15

3.65

3.64

3.69

3.89

3.19

3.24

3.49

3.69

3.99

ICICI Bank Canada ING Direct

4.45 6.20op

3.75

3.79

Manulife Bank 2.7 4.45

3 3.05 3.1 3.3 4.00op

3.34

National Bank n/a

3.14 3.14 3.75 4.64 6.70op

3.49

President’s Choice Financial

4.4 6.70op

3.69

4.09

Royal Bank 3 6.30op

3.14 3.04 3.75 4.54 6.30op

5.04

TD Canada Trust

3.09

3.49

3.24

2.79

3.59

3.75

2.97

6.30op

Airline Financial C.U. 4

3.01 3.1 3.33 3.65 6.25op

3.99

Luminus Financial 2.55

3.1 6.3

2.75

2.95

2.9

3.4

4.74

4.99

TRUST COMPANIES Community Trust

n/a

6.5

3.14

3.25

3.95

Effort Trust

n/a

4.45

3.25

3.6

3.7

6.30op

Home Trust Company

2.5

3.95

2.89

2.79

3.04

3.09

Investors Group Trust

n/a

4.2

3.14

3.75

4.64

4.99

6.50op

6.30op

MTCC

4.55

3.29

2.6

3.44

4.95

2.94

4.79

6.45op

6.50op

Comtech Credit Union 2.95

6.2 6.40op

2.99 3.25 3.29 2.99 6.30op

3.19

First National Fin. LP

3.95

2.99

3.14

4.6

OTHER FINANCIAL INSTITUTIONS

2.97

3.29

FirstOntario C.U. 2.7 6.34op

3.09 3.14 3.29 2.95 6.34op

3.29

London Life n/a

3.14 3.14 3.95 4.74 6.30op

5.34

4.2 6.50op

2.59

2.79

MCAP

2.6

3.6

3.95

4.35

4.89

5.14

Meridian Credit Union

2.6

3.09

3.14

3.65

4.39

2.99

6.30op

Parama Credit Union

2.85

3.05

3.1

3.25

3.4

3.6

Steinbach Credit Union

2.5

2.7

3.1

3.25

3.45

Notes **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice. R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE MAR. 24, 2014. Prepared By Fiscal Agents Financial Information Services 905.844.7700

MAR 29 - APR 12, 2014 NEW CONDO GUIDE 133

INDEX OF ADVERTISERS 45 Charles Ltd. - Chaz Yorkville Condos

Liberty Development Corp. - World on Yonge

Aspen Ridge Homes - Studio on Richmond

Lifetime Developments - The Bond Condominiums

Bazis Inc. - E Condos

Lifetime Developments - The Code

Bazis Inc. - No1 Yorkville

BILD - Promo

118

Brandy Lane Homes - The Station

Camrost - Felcorp - Imperial Plaza

Camrost - Felcorp - Yorkville Plaza II

Canpages - Promo

124

Chinese Home & Condo Guide - Promo

City Core - Harmony Village Sheppard

Concord Adex - FWD Condominiums

42-43

Cresford Development Corp. - 1000 Bay

IBC

Cresford Development Corp. - CASA 2

IBC

Cresford Development Corp. - CASA III

IBC

Cresford Development Corp. - Lofts 399

IBC

Cresford Development Corp. - Merton Yonge Condominiums

136 & IBC

Lindvest - B Streets

105

Lindvest - Grand Cornell Brownstones in Markham

121

Luxury Condos - Promo

Malibu Investments Inc. - Smart House

Menkes Developments Inc. - 87 Peter

Insert

Menkes Developments Inc. - Corporate

Insert

Metropia - E Condos

MintoUrban Communities Inc. - 30 Roe

Monarch Corporation - Corporate

Insert

Monarch Corporation - Riva del Lago

Insert

Monarch Corporation - The Epicurean

17 79

Cresford Development Corp. - NXT

IBC

North Drive Investment - The High Park

Devron Developments - The Academy

109

Pemberton Group - Downtown Erin Mills Condominiums

Pemberton Group - Sky City

DHD Developments - Condos at The Distillery Digital Device - Promo

95 135

Pinnacle International - Pinnacle Grand Park 2

Pinnacle International - Pinnacle Uptown, Crystal 2

Pinnacle International - The Marquee Townhomes on the Park

Pinnacle International - The Pinnacle on Adelaide

Dundee Kilmer Developments - Canary Park Condominiums

Eastonâ€™s Group - Dundas Square Gardens Eden Shaw - Chaz Yorkville Condos Edilcan Development Corp. - Triumph at Valhalla

ELAD Canada - Emerald City Condominiums

Empire Communities - Rain Condominiums

Empire Communities - The HUB

Queenscorp Residences - Watermark

107

Remington Group - Park Towers at IQ

Empire Communities - The Mark

Rio Can - E Condos

Empire Communities - Water Tower at Eau Du Soleil

Rockport Group - The Nest

Streetcar Development - The Taylor

T.D. Bank - Corporate

TAS DesignBuild - Kingston & Co

The Daniels Corporation - Cinema Tower Condominiums

Family of magazines - Promo Fernbrook Homes/Cityzen Dev. - Garrison Point

132 69

Fram Building Group - SOUL

103

Geranium Homes - Pace on Main

125

Great Gulf Homes - Charlie

Great Gulf Homes - HOT

Great Gulf Homes - Monde

Great Gulf Homes - One Bloor Residences

Great Gulf Homes - One Sherway Condominiums

The Daniels Corporation - NY2

Insert & 49

The Daniels Corporation - One Park Place South Tower

The Daniels Corporation - The Parkside Collection

Great Gulf Homes - X2

Tower Hill Development Corporation - 2221 Yonge

Great Gulf Homes - Yonge+Richmond

Tribute Communities - The College

Guizzetti Developments - Grand Palace

123

Lamb Development Corp. - The Harlowe

Lanterra Developments - Model Suite of the Month

Lanterra Developments - Riverhouse at the Old Mill

Tridel Corporation - Spadina Queen

IFC

Lanterra Developments - The Britt

Tridel Corporation - Trio at Atria

IFC

Tridel Corporation - West Village

IFC

Lemine Investment Group - The Academy

109

Liberty Development Corp. - Centro Square Condos 2

Liberty Development Corp. - Legacy Park

Liberty Development Corp. - Royal Gardens Liberty Development Corp. - Terrace on Danforth 134 NEW CONDO GUIDE MAR 29 - APR 12, 2014

Tridel Corporation - 101 Erskine Tridel Corporation - Corporate

IFC IFC & BC

Triumphal Developments Inc. - Howard Park 2

Urban Capital - RC3

Worsley Urban Partners - Totem Condominium

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liVE. hErE. now.

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penthouses from the $800’s - new release townhomes from the high $500’s tower suites from the mid $300’s 416.484.1900 myccondo.com

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in 4d

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136 NEW CONDO GUIDE MAR 29 - APR 12, 2014

CRESFORD. LOCATION. DESIGN. DETAIL. INSPIRATION. FASHION. STYLE. TRUST. FroM CoveTed LoCATionS To FAShion-ForWArd deSign To SophiSTiCATed AMeniTieS, CreSFord deveLopMenTS deFineS The eSSenCe oF LUxUrY CondoMiniUM Living. The FirST reSidenTiAL deveLoper in CAnAdA To dreSS Up

Coming Soon Yorkville From the mid $200’s 416.486.CASA (2272)

Under Construction Yorkville From the high $200’s Penthouses Coming Soon 416.486.CASA (2272)

1THOUSAND BAY CONDOMINIUMS ON THE PARK

Under Construction Bay & Bloor From the high $300’s 416.485.3000

Move in Now Yonge & Merton Urban Townhomes From the high $500’s Tower Suites From the $300’s 416.484.1900

Their CondoMiniUMS WiTh inTernATionAL FAShion LABeLS, CreSFord iS KnoWn For SUperB qUALiTY And ATTenTion To deTAiL. A TrUSTed nAMe in The MArKeT For over 30 YeArS, A CreSFord Condo inSpireS ConFidenCe And SeCUriTY.

VISIT OUR PRESENTATION CENTRE AT 170 MERTON ST.

Move in Now Windermere by the Lake From the mid $300’s 416.977.5300

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BroKerS proTeCTed. priCeS And SpeCiFiCATionS Are SUBjeCT To ChAnge WiThoUT noTiCe. iLLUSTrATionS Are ArTiST ConCepT. e.&o.e.

Move in Now King West From the high $500’s 416.867.3999