Service
HOME INSPECTIONS Residential Inspections Commercial Inspections Indoor Air Quality & Mold Test
#56590
Alliance
Home Inspections Call Ravi
778-710-2030 Licenced, Insured & Experienced. .
www.homeinspectorbc.ca
Free Thermal Scan, Recall check & 90 day Warranty
May 02, 2015 | Volume 26| Number 18| Phone: 604-502-6100 | Fax: 604-501-6111 | Email: voicerealtyads@gmail.com
How to Make a Smart Real Estate Purchase Lowest Mortgage Rates Guaranteed
Here are my top five tips for making a smart real estate purchase so you don’t get burned! 1.Stick to Your Budget It’s easy to get carried away here, especially if you make the mistake of looking at houses outside your price range. The important part is to have a plan. Don’t just think about your mortgage payments every month; also think about your monthly carrying cost and be honest about your lifestyle. Consider how much you spend every month on eating out, clothing, etc. There’s nothing worse than being house poor because you weren’t honest about your spending habits. 2. Don’t be Afraid to Walk Away A house is an emotional purchase, since it’s where you’ll be living, raising your children and making a home for yourself. But it’s crucial to keep emotions out of the
neighbourhood or in your price range, go look at it! Chances are you can get a good deal because so many people will skip it without photos online. 4. Think Long-Term Before you jump into a real estate purchase, ask yourself: “What is the purpose of this property for the next 5-10 years?” Depending on your mortgage, you may have to lock in for a certain number of years, and if you think you’ll be moving in less than 5 years, I’d suggest looking at alternatives. You never
equation as much as possible. You should love your house, but you should love it because it’s in good condition and because the numbers work. Always get a home inspection and if you can’t afford it (or the work it requires), walk away! 3.Give Every House a Chance
I do most of my real estate browsing online, as do most people now, but you can’t always judge a house by the virtual tour – good or bad. If you see something online and it has bad pictures (or no pictures) but it’s in the right
HONESTY •
MEMBER OF
want to be forced into selling your house. 5. Have a Support System NO CREDIT, BAD CREDIT, NO PROBLEM! Having a real estate agent Up to 80% Financing on Residential Properties who understands your finanwith Limited Income Verification cial and personal situation is • Commercial Mortgages • First Time Buyers key, and great advice from a • Equity Take Outs • Renewals • Debt Consolidation mortgage specialist and • Refinances • Variable Rate Specials lawyer can be invaluable to • Cash Back Specials • Private Mortgages the home-buying process. • Rate Holds up to 120 days • Truck Leasing But what many people forget is to have a personal support system in place when they go 25 Years of house hunting. Advice from Banking Experience Owner of Centum Axis Mortgage those close to you – family members, a partner, friends – #204-12885, 80th Ave, Surrey • E: tony_hundal@centum.ca Axis Mortgage Corp. is just as important to help www.surreydeltamortgages.com keep you on track and avoid getting carried away. Manufacturers Of It’s easy to Quality Cabinetry get caught up in the exciteSingle Family Homes ment of buy“Celebrating 30 years ing a house, Multi Family Projects in Business” so having the Hi-rise Apartments personal support will keep you Sohan Singh Bhogal grounded. 13375 comber way, Surrey, BC V3W 5V8 Canada, www.sunrisekitchens.com info@sunrisekitchens.com
Tony Hundal
604.897.4068
Ph: (604) 597-0364 • Fax: (604) 597-2638
RELIABILITY •
INTEGRITY
West Newton
$258,800 NEW E C PRI
Vantage Realty Office:604-585-3555
#210-12088 75A AVE, SURREY
604-339-5132 West Newton
$199,800
Panorama Ridge
$898,000
Surrey
WEEKLY SPECIAL
12988 SOUTHRIDGE DR
# 102 12088 75A AV GROUND LEVEL!One bdrm, one bthrm 760 SF luxurious condo. LARGE living rm with laminate floor and electric fireplace. Beautiful Maple kitchen with Granite countertops, SS appliances, Tile flooring, built in microwave/hood fan, Huge island and in suite Luandry. Large Master bdrm with walk in closet PRIVATE fenced yard. NO elevator or stairs. Great for first time buyer or RETIREE. Secured building and secured ground Level parking with bthrm. Walking distance to transit, schools, library, shopping, gym & restaurants. Easy access to Scott Rd and Nordel Way with 2-5-10 Home Warranty coverage. Great Price with great location. One of the best 1 bedroom units.
PANORAMA RIDGE ACREAGE with VIEW. BEAUTIFUL 5 bdrm, 3 bthrm rancher with full WALKOUT bsmnt on 1.7 ACRES. Main features: LARGE sunken living rm with gas fireplace and VAULTED ceilings, Dining rm leading to HUGE deck, lots of windows offering NATURAL light, Kitchen, 3 bdrms, 2 baths and Laundry. AMAZING views of Farmland and Water from deck and dining room. Full WALKOUT bsmnt with SPACIOUS rec. rm, 2 bedrooms, 3 piece bthrm and mud rm. FENCED yard with large hedges for privacy. Bring the horses or start a hobby farm. ONE of the last acreages on a great street. Move in, rent or build. RV parking. Priced to sell. Call for your private tour.
East Newton
Delta
14561 80B AV ENVER CREEK !!! Custom built, CLEAN, 6 bdrm, 5 bthrm 2 storey with bsmt home in great neighbourhood. Main features: LARGE living rm with gas fireplace, dining room with high ceilings, laminate floors, Kitchen, SPACIOUS family rm leading to COVERED deck, DEN/bedroom, 3 piece wshrm, security system and built in vacuum. UPSTAIRS: Master with ensuite and walk in closet, 2nd master with ensuite and two more bedrooms with Jack and Jill washroom. Bsmt features: Living rm, kitchen, 2 bdrms and den. Close to both levels of school, transit, shopping and recreation. Centrally located with easy access to 88th Ave and 152nd street. Nothing to do but move in. Call for your private tour. More pics on Realtor's website.
Royal York
Surrey
$530,000 Abbotsford West
8854 139A ST BEAR CREEK INVESTOR/BUILDER ALERT!! 3 bedroom 1 bathroom rancher on a 7600 Square Foot lot. Great property to build on or keep as investment. Close to both levels of school, transit, park, recreation with easy access to 88th Ave. Newer homes next door. Call for your private tour.
# 120 3080 Townline Rd Over 2260 sq.ft. Beautiful rancher/bungalow with basement. Main floor features: living room with gas fireplace leading to private patio, master bedroom with walk in closet and ensuite, den, 2 more bedrooms, laundry & full bath. Basement features: HUGE family room, games room and bedroom plus over 540 sq.ft. awaiting your ideas. Close to transit, school & shopping with easy access to HWY. Call for your private tour.
Panorama Ridge
FREE
9123-126th St.
14370 74A Ave
11230 81St
7733 Garfield Dr, Delta
12532 58b Av
$299,900
EXT N C I P !!! K E E W
$629,000
Surrey
Queen Mary
EMAIL: jaysidhu1@gmail.com SEE MORE AT:
LOCATION LOCATION! THE VILLAS AT STRAWBERRY HILL!2 bdrm 2 bthrm 959 sq ft luxurious condo. OPEN layout features! Large liv rm with laminate flrs & electric fireplace. Maple kitchen with GRANITE counter tops, SS appliances, Tile flring, built in microwave/hood fan & in suite Laundry. M. bedrm with ensuite & second bdrm on opposite side for PRIVACY. Secured building and secured around Level Parking parking with bike room. close to all amenities.
12914 54A AV
D D D D D D SO D SO D SO D SO D SO D L L L L L L L L L L O OLLD O O O O O SS$719,000 S$638,800 S$540,000 S$699,000 S$699,000 S$899,000
$1,000
MARKET EVALUATION Towards Legal Fees or Cash* *CALL FOR DETAILS
01/10