Business Venture - April 2012

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April 2012

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Over 80 local businesses participated recently at the Chamber of Commerce 9th Annual Chamber Tabletop Tradeshow at Cutten Fields. Over 300 visitors attended the event, which showcased businesses from areas including landscaping, renovating, retail, photography, financial services, catering and more. Participants pictured above are left to right: Lloyd Longfield, Guelph Chamber of Commerce; Michele Mactaggart, BenSol Consulting Inc.; Al Pentland, Guelph Business Machines Ltd.; Vanessa Hovius, Cutten Fields; Giorgio Boccalon, Guelph Hydro; Amy Pickernell, Guelph Humane Society; and Cathe Lovell, Meridian Credit Union. (supplied photo: Natasha Persaud)

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(519) 826-0980 Venture Guelph Publications Ltd. 2 Quebec St., Unit 232 Park Mall, Guelph

519-824-1595 Independently owned and operated. Truly local. Mike Baker, Publisher

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Near the end of 2009, the United Nations General Assembly passed a resolution proclaiming 2012 the International Year of Co-operatives, in recognition of the contribution co-operatives make to the social and economic development of communities around the world. Owned by the members who use the services, co-operatives are unique in that they operate in virtually every sector of the Canadian economy, including financial services, retail, agriculture, housing, health care and energy. Collectively, it is a business model that not only touches the lives of 18 million members, and 150,000 employees across Canada; nationally co-operatives control assets of more than $330 billion. In Ontario, there are 1300 independent organizations, operating in 1900 locations across 400 communities. Provincial housing co-ops account for almost half (45%), with financial services including credit unions and insurance, and child care

both accounting for 17% each. With 25% of the organizations in South Western Ontario, Guelph holds a good share of them with over 32 co-operatives and credit unions, employing over 1300 people locally. Some of the country’s best-known co-ops have offices here in Guelph, including The Co-operators, Desjardins Group, and Gay Lea Foods. Owned by students, for students– the Campus Co-op at University of Guelph, having operated since 1913, is the oldest student co-operative in Canada, owning both student housing and the student bookstore. Three recent studies provided by the Ontario Co-operative Association demonstrate that co-operative enterprises have significantly higher survival rates than other business corporations. In the first year of business co-operatives have a 94% survival rate over the 75% rate for other business corporations. By year five 65.8% of co-operatives are going strong over 39% of other businesses

by Heather Grummett

and in year ten the rates are 44.3% to 19.5%, with twice as many co-operatives surviving. The International Labour Organization has released a new report showing that not only has the co-operative model been resilient to economic crisis compared to the majourity of other enterprises–many co-operatives have actually thrived. The Ontario Co-operative Association has created a learning module called All 4 Each, to inspire a co-operative conscience and to assist high school educators in teaching students about the co-op business model. It is the first time standardized co-operative teachings have taken place in high schools for many years. All 4 Each is a series of five lessons, suitable for high school civics, business and world studies classes, which present co-op philosophies and introduce the co-operative business enterprise model in an intriguing and informal setting.

The All 4 Each program was launched this year as one of ON Co-op’s projects for the United Nations International Year of Co-operatives, with the big push in schools beginning this September. Schools in Ottawa, Halton and the Guelph region have already been involved in a soft launch of the program. “The response has been amazing,” says Kerr Smith, Education Manager for the Ontario Co-operative Association. “This is a unique situation. Usually business and social consciousness fall into two very different streams of learning,” adds Smith. “This program brings them together combining entrepreneurship and concern for the community.” “We are working with Ontario Co-operative Association and getting involved in schools. Generally the co-op business model is not widely understood. Students learn about sole proprietors, partnerships and – continued on page 11

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Media release

New look for Stone Square Centre Developed in 1992 by Sheiner Group, Stone Square Centre is situated on Stone Road West directly across the street from the Stone Road Mall at what is often considered the busiest intersection in Guelph as the two centers have their main driveways aligned with a traffic light. Stone Square Centre was built in 1992 on 7.5 acres of land with over 700 feet of frontage along Stone Road and has become an extremely busy and popular Centre along Guelph’s main shopping corridor. The extremely successful Stone Square Centre is an 85,000 square foot retail plaza anchored by tenants including Staples, McDonald’s, Reitman's, East Side Mario’s, Subway, Meridian Credit Union, CIBC, and Bulk Barn. Of the nineteen businesses, many are original tenants to the plaza and rarely is there a vacancy. With over 35 years of experience, Sheiner Group is a privately held real estate investment firm specializing in the acquisition and development of commercial, residential and retirement lifestyle communities in Canada and the U.S. The Quebec based real estate organization owns five shopping centres and 3000 apartments across Ontario and Quebec and U.S. With continued improvements along Stone Road, and in order to keep up with the times the owners of the Centre felt it was time for a facelift. Renovations of the main exterior façade were completed in late 2011. Exterior canopies were removed and the fresh new look includes the addition of a stucco and cultured stone façade; new lighting and new pylon signage completes the stylish upgrade. With plenty of free parking the Centre continues to be a draw for customers looking for a variety of services including fashion, banking, dental and restaurants. With quick access to Guelph’s main arteries, it is a great place for a quick bite to eat or a sit down dinner; to shop be it for a new dress or a new computer.

Stone Square Centre– Before and after. (supplied photos)

Your everyday shopping destination Food Clothing Restaurants

Optometrist Post Office Hair Cutter

Dentist Banking Office Supplies

Newly renovated, and a proud part of Guelph since 1992.

April 2012 page 2

VENTURE GUELPH PUBLICATIONS LTD. Business Venture 19 years in 2012!


Lifestyles

Health, Arts & Trends

New 27-hole executive course set to open in late April Southern Ontario will soon have a new executive course to enjoy when Victoria Park Valley Golf Club opens this spring. With 27 holes on beautiful rolling countryside just south of Guelph, the Scott Covell-designed Victoria Park Valley provides a fun executivecourse experience. Owned by the DeCorso family of Guelph, the new course is slated to have 18 holes open by the end of April, with the remaining nine to open by June. It fills the void left by the closure late last season of Victoria Park West Golf Club, which was also operated by the family, known for providing affordable public golf in the area for 45 years. “With memorable views and a variety of challenges, the Victoria Park Valley Golf Club is wonderful to walk and all ages and skill levels will enjoy it,� says John DeCorso, whose family also operates Victoria Park East Golf Club. Victoria Park Valley features large tee decks, gently undulating greens, well-drained Ohio-sand bunkers, and a fully grassed practice range. The three unique nines are all par 31 and less than 2,100 yards. There are 16 par-threes, 10 par-fours, and one par-five. The course is set on moderately tumbling land

Rotary's Guelph Dream Lottery

just south of the Victoria Park East Golf Club at 7660 Maltby Rd. East. The new Valley course offers some of the lowest green fees in the region. Monday to Thursday, excluding holidays, adults can play nine holes for only $25 or 18 holes for $35. On weekends or holidays, it’s still a very reasonable $28 for nine, or $40 for 18. Just like Victoria Park West, Victoria Park Valley caters to families, offering a five-dollar discount to junior golfers accompanied by a full-paying adult. For the first season, a temporary structure will be renovated as a Pro Shop and snack bar, with a deluxe marquee tent to accommodate tournaments. Plans are underway to construct a permanent building later this year. Most of the staff from the now-closed Victoria Park West Golf Club will join the East Course management team in running the new club. “We are excited to bring this new course to the Guelph and Southern Ontario golf market,� says DeCorso, Marketing and Clubhouse Manager. “The family-friendly facility suits timestarved golfers seeking good value, yet it also offers a test for beginners and low handicappers alike.� For more information, call 519-821-1441 or visit www.victoriaparkvalley.com Victoria Park Valley; bottom photo 9th hole. (supplied photos)

The Rotary Club of Guelph has kicked off the new 2012 Dream Lottery. The line up of prizes includes four vehicles, $63,526 in early bird prizes, $25,000 in cash prizes and a grand prize of $250,000. Tickets are $100 each or three for $250. Proceeds will go to the Guelph General Hospital Medical Education Centre, supporting the training of medical students. This project will benefit our community by helping ensure all of us have a physician when we need one, as studies have shown that students often

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stay where they learn. GGH has students now through the McMaster Michael G. DeGroote School of Medicine’s Waterloo Regional Campus. Before the Rotary Club of Guelph Medical Education Centre, there wasn’t proper space for them. Dream Lottery proceeds have helped build and equip learning facilities including: a student lounge, on-call sleep rooms, a fully equipped video conference room, teaching aids, furnishings and equipment.

The Guelph Dream Lottery continues to be a successful fundraiser year after year. The fundraiser has generated over 1.2 million dollars that has gone directly back to various organizations that touch the lives of many individuals within the Guelph and Wellington area. Early bird draws start on June 2. The grand prize draw is on July 1 at 9pm at Riverside Park. Order tickets online at www.guelphdreamlottery.com or call 1-877-675-2399.

Prizes

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April 2012 page 3

VENTURE GUELPH PUBLICATIONS LTD. Business Venture 19 years in 2012!


Life’s better at the lake For close to 30 years, the partnership between the Wellington Catholic District School Board (WCDSB) and the Grand River Conservation Authority has been profoundly important. The Catholic Graduate Expectation of responsible citizenship identifies many important components that the WCDSB believe are critical for students. As citizens, we have accountability not just to others but to the environment as well. It is with this goal in mind that we treasure our long-standing relationship with the Grand River Conservation Authority, and specifically, our educational program that takes place at Guelph Lake. In the elementary school system, students from grades one through eight have a yearly opportunity to attend an outdoor education program at the

by Cathy Chaput, Program Coordinator, Wellington Catholic District School Board

Guelph Lake Nature Centre. These programs are facilitated by the wonderful interpreters, who build strong relationships with our students through this annual contact. Through work both inside the Nature Centre, and in the physical areas surrounding it, students learn valuable lessons in respecting the environment and using resources wisely. The excursion is supported by the work of the classroom teacher both prior to the visit, and as a follow-up when the day is done. The positive and supportive relationship between the Nature Centre staff and Wellington Catholic teachers is fostered through our tradition of collaboratively planning the units of study that are delivered at Guelph Lake. Each grade level receives a unit of study, which is

Media release

specific to their program, includes classroom activities that are completed before the trip, and extension activities to round out the day. The units of study include such valuable concepts as diversity within ecosystems, water resource management, and winter survival. Through well-developed learning tasks, students gain a richer understanding of both the science program and the value of the environment. Students treasure their visits to Guelph Lake, often citing it as a highlight in their year, and keep happy memories of such experiences as building a quinzee hut, roasting hot dogs on an open fire, playing “Predator-Prey”, and, best of all, watching reverently as a tiny chickadee eats birdseed from their hand, or the top of their head! Following our elementary program, faculty in our

High School science programs are also able to take advantage of the Guelph Lake Nature Centre as a component of their program. In addition, co-op placements allow students with a passion for nature to spend a semester developing their interest and skills. As responsible citizens, we are called to be stewards of the earth, and we believe that our long, healthy collaboration with the Grand River Conservation Authority ensures that our students actively learn this message through their highly-anticipated yearly explorations at Guelph Lake.

Guelph Independent Living Going Places Gala

Workplace wellness now

On June 1, 2012, Guelph Independent Living (GIL) will host its first gala from 5:00 p.m. to 8:00 p.m. in the gymnasium of Arc Industries located at 8 Royal Road in Guelph. The evening will be a dinner theatre and dance featuring an original play written by students from the School of English and Theatre Studies of the University of Guelph, a penny table raffle, and a performance by the musical group The Greytones. Tickets go on sale April 2, 2012 and are $40 for the general public and $30 for GIL clients. All proceeds from the gala will go towards purchasing a mobility vehicle for the exclusive use of GIL clients for emergency and out of town medical appointments, and recreation and leisure activities. It is well know that there is insufficient access to mobility transportation to permit adults with disabilities and frail seniors from venturing much further than their local transit routes. With so much to do beyond the regular community bus stops, this limits GIL’s clients from completely integrating and participating in the community. Additionally, reservations for trips using mobility service must be made 48 hours in advance. This doesn’t provide much opportunity for spontaneity in clients’ lives unless they can afford to pay for taxi services, and we all know the limited incomes on which adults with disabilities and seniors struggle to survive. GIL wants to expand the current travel options available to these marginalized groups by purchasing a mobility vehicle so that they can be fully engaged and active members of society. Contact Victoria Newlove to order your tickets at 519-836-1812, ext. 33, or by email at victoria@guelphindependentliving.org

Perhaps the most difficult step in creating a suitable workplace wellness program is the question“where to begin?”Breaking down this task into measurable steps followed by ongoing evaluation has proven to be the best way to implement a successful workplace wellness program. Reviewing the leading causes of unhealthy lifestyles will help to identify specific needs. Consider that the top reasons for chronic diseases include unhealthy diets, sedentary lifestyles and smoking. Now consider that employees spend most of their waking hours at work. The workplace is the perfect place for health teaching that will promote, support and measure success in wellness. We are told repeatedly that we need to eat healthier and increase activity. This is where a workplace wellness program can help. This is the perfect opportunity for employers to work with employees in establishing an environment conducive for healthy living. This is just the beginning! Besides the obvious benefits of a workplace wellness program, which include: weight loss, better fitness and stamina, lower stress levels, better self-esteem, employee retention, reduced healthcare costs, reduced injuries/illness and decreased absenteeism, there is also increased productivity.

by Anna Bartolomucci

Steps like establishing a wellness committee, assessing employee needs and interests, setting goals, establishing a budget, offering incentives, promoting the program and evaluating it’s success, all help to establish a work environment where employees begin to make better choices, feel valued and become healthier. According to WatsonWyattWorldwide 2009/2010 Staying @ Work Report,“Wellness Works. Organizations with highly effective workplace wellness programs have performed more than 55% better than their industry peers, achieved higher average revenue per employee and experienced fewer incidences of absence and disability, less total turnover and lower annual medical costs.” Take advantage of the many benefits that wellness can bring to your employees and your company. Start a workplace wellness program now! Anna Bartolomucci RN, WellServe Health Care Management, 519-837-3896 Ext 17, anna.bartolomucci@wellserve.on.ca

Educating for Life WellServe offers WellServe off ffe ers a full full suite suite of services services ranging ranging from from Medical Medical Assessment, Assessment, Treatment Treatment and Case Case Management, Manag gement, to to Prevention Compliance. P revention and C om mpliance. Our Our services services help corporate corporate clients clients become become more mor m e efficient efficient and profitable profitablle through through impr oved employee employee health, attendance attendance and p roductivity. improved productivity. W ith o ver thr ee dec cades of multi-sec tor eexperience xperienc i e in O ccupational Healt th and M edicine, W ellServe has ear ned the With over three decades multi-sector Occupational Health Medicine, WellServe earned trust of the many many companies companies o and individuals that that have have been served. served.

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Two T w wo of offices ffices fi serving Southwester Southwestern rn Ontario

75 Woolwich St., Guelph, Ontario N1H 6N6 Phone: (519) 821-4600 • Fax: (519) 824-3088 www.wellingtoncdsb.ca

April 2012 page 4

www.wellserve.on.ca ww ww..wellserve.on.ca

VENTURE GUELPH PUBLICATIONS LTD. Business Venture 19 years in 2012!

110112 Woolwich Woolwich Str eet 110-112 Street Guelph, Guel ph, Ontario N1H 3V2 Tel 519-837-3896 Fax 519-837-1916 T e el 5 519-837-19 916 Toll Free 1-888-664-4266 T o oll F Free 1-888-664-426 6

1315 Bishop Str Street, eet, Suite 201 Ontario, Cambridge, Ontario o, N1R 6Z2 Tel T e el 519-622-6788 Fax F 519-622-9115 Toll T o oll Free Free 1-888-922-6788 1-888-922--6788


Business to Business

Profiles, Technology, Legal, News & Announcements

Publisher’s message

But the “shop at home” philosophy could be taken a step further. When it comes to advertising and promotion, our Since the time when man began to live and work in local retailers and businesses should consider what they are communities, it would be safe to say that citizens were telling their customers–“do business locally”. encouraged to “shop” and do business locally. The goal was Guelph is awash in advertising opportunities: newspapers, to keep money circulating in the town or village, to provide flyers, “wrappers” around flyers, radio, direct mail, billlivelihoods and employment for the residents. boards and bus shelters, point-of-sale video, directories, The same holds true today. For years, modern communi- programs, telemarketing. And that list is by no means ties have promoted “shop at home” through their exhaustive. Chambers of Commerce, Business Improvement Areas, or Most of those media companies have “head offices” municipal governments themselves. Municipalities close to outside of Guelph. our U.S. neighbour have for years, promoted the benefits Venture Guelph Publication Ltd. has its head office here of keeping retail spending on this side of the border. in Guelph. It's because we are a grass roots initiative made Closer to home, a Hamilton radio station is currently up of employees and contributors who choose to live, work promoting the benefits of doing business locally and and shop right here in our city... becoming “local heroes”. And our own Guelph Chamber You might say our business IS our city. of Commerce regularly, through its on-going programs, We print and upload digitally to Facebook, Issu and our emphasizes the value of a strong local retail community. website, –Business Venture (promoting local business), an

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VENTURE GUELPH PUBLICATIONS Ltd. Follow us 2 Quebec St, Suite 232 Guelph ON on Facebook N1H 2T3 E: venture@golden.net www.ventureguelph.ca –Digital issues on the website–

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Activity & Events Guide (promoting local events and activities), and a Citywide Christmas Guide promoting the "shop local" idea. We have a well-rounded family of publications. We also project manage the Guelph and District Association of REALTORS® own local publication REAL ESTATE UPDATE. Remember, “shop locally ” can also mean shopping at home for your advertising and marketing needs. Do YOU have a local story or specialty publication idea? An event? A significant anniversary or announcement? Let us know.... we're here to help promote you!

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Media release

Marketing agency gets fresh with new brand launch

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As part of its commitment to always staying fresh, local marketing firm MacMillan Marketing Group is introducing a new look and name: The Letter M Marketing. The company launched its new brand at the Guelph Farmer’s Market in late March, collecting donations of fresh food for Wyndham House and the Welcome In Drop-In Centre, and inviting people to talk about what they feel is “fresh” about Guelph--input they’ll later share using social media. While ownership of the company and its core marketing, communications and branding services will not change, this spring marks the agency’s 10-year anniversary as MacMillan Marketing Group, creating a perfect milestone to move the company forward. “Changing to The Letter M was an obvious evolution, as the previous brand’s iconic “M” was a familiar cornerstone”, says Doug MacMillan, president. The bold new identity is more reflective of today’s high-impact, uncomplicated graphic design and builds on the agency’s reputation as a leading boutique branding agency.

Locally, the firm is known for recognizable brands such as the City of Guelph, SmithValeriote Law Firm and Guelph General Hospital. MacMillan says it was an interesting exercise to turn the tables and be the firm’s own client. “Rather than make this a ‘top down’ decision, in order to embrace fresh thinking we put ourselves in the hands of two of the younger generation of marketers we have working with us,” he says. “We applaud the efforts of all our staff through this process, but particularly acknowledge Danny Williamson and Blake Stevenson for guiding us so skillfully and encouraging us to look at the new brand in a different way, right down to the name. We think they hit it out of the park.” “We look different now, but our philosophies are the same as they’ve always been,” says Cathy MacMillan, the company’s chief operating officer and co-owner. “The Letter M is still about being fresh and focused in everything we do. And it’s about having fun, while doing good things to help others.”

The Guelph Country Club – A historical snippet as we celebrate 100 years In 1946 at the end of the war John Porteous returned as Professional

to face a new problem–cows breaking into the grounds. The Directors authorized a new fence to be built on the north and south sides of the property.A good farm fence at that time cost 15 cents per yard. To continue course development Dr. H.O. Howitt arranged for another 9500 seedlings to be planted. The benefit of this early nursery work is visible today– mature pines, blue spruce and magnificent fall colours. One of the interesting innovations during this period was the‘Church

matches’ played between the Presbyterians and the Anglicans with dinner afterward. During 1947 Rotarian Aerial view of clubhouse 1960s luncheons were allowed at the clubhouse without the prescribed cover charge. Members of the Cutten Fields Golf Club were granted playing privileges during the playing of the professional championship for‘The Miller Cup’. To promote junior golf, Major Thomas Bell donated a silver trophy to be presented annually to the Junior Men’s Champion. Immediately after the war steady changes took place under various club presidents: Mr. Ken Walker (1948); Mr. C.V. Force (1949); Mr. L.

April 2012 page 5

VENTURE GUELPH PUBLICATIONS LTD. Business Venture 19 years in 2012!

Sanderson (1950); Mr.W.E. Bahen (1951); Mr. G.H. Edwards (1952); and Dr. H.O. Howitt (1953) who had been elected an Honorary member in 1947. In 1953 Miss Effie Smith–one of whose paintings still graces the walls of the clubhouse–planted a maple tree on Coronation Day (June 2nd, 1953) in honour of Her Majesty Queen Elizabeth II. That afternoon Judge Stewart Clark made a brief address that was captured for TV and the Sheepbridges Engineering Co. presented a stainless steel plaque for the Coronation Tree with a metal fence to go around it.

Celebrate 100 Years. A limited number of Anniversary Golf Memberships are still available – $1,200

Call 519-824-2741 for details www.tgcc.ca


St. Joseph’s Health Centre Guelph Yesterday • Guelph’s first hospital bed was opened in 1861 followed by: • Guelph’s first lung resection • Guelph’s first hip replacement • Guelph’s first corneal transplant • Guelph’s first arteriogram • Guelph’s first angioplasty

New Buildings. New Technology.

Same Devotion to Care.

1861–2012

Today • St. Joseph’s is Guelph’s only specialty rehabilitation and complex continuing care hospital • Guelph’s first choice for long-term care • Our region’s only clinical telemedicine site • Our adult day programs are recognized as among the best in Canada • Guelph’s only program for survivors of acquired brain injury • Guelph’s only rheumatologist

St. Joseph’s is building the next generation of health care.

Today

"

Tomorrow

"

Together

St. Joseph’s is changing–growing to embrace the needs of a generation. We’re building new capacity today to deliver the health care your community will need, the exceptional care you’ll want–tomorrow.

519-767-3424

fdn@sjhcg.ca April 2012 page 6 VENTURE GUELPH PUBLICATIONS LTD. Business Venture 19 years in 2012!


YMCA- YWCA of Guelph announces the 2012 Women of Distinction Nominees The 2012Women of Distinction Gala will be held this year on May 3.The event recognizes women who do an outstanding job of contributing to the community and advancing the status of women. Also a fundraiser for theYMCA–YWCA of Guelph programs, Women of Distinction supports TAPPS (Teenage Parents Program), Encore and otherYWCA initiatives. This year’s Honourary Chair is Maureen Mancuso,Provost and Vice-PresidentAcademic,and Professor of Political Science at the University of Guelph.A graduate of McMaster University (BA), Carleton University (MA) and Nuffield College,Oxford (DPhil),her primary research interests include political ethics and political corruption, comparative institutions,political leadership,andAmerican politics.She has served as a consultant to the Canadian House of Commons on legislative codes of conduct and conflict of interest, and provided commentary in local and national media. The 2012 Nominees are: Science, Technology Young Women Shireen Noble & Research Gracen Johnson Dr. Joan Budd Olivia Borkosky Prof. Claudia Wagner-Riddle Business, Labour, Dr. Julie Yager the Professions Linda Hawkins & Entrepreneurs Leanne Ballard Education & Training Roxanne Foreman Eileen Clinton Lucie Dube Patsy Marshall Beth Burns Arts & Culture Sarah Garrett Elizabeth Dent Dr. Martha Rogers Public Sector Dr. Elizabeth Stone Heather Kerr Dr. Linda Mahood Rosslyn Bentley Erica Dell'Aquila Anita Macfarlane Health, Wellness & Recreation Kate Vsetula Melanie Bowman Raechelle Devereaux Helen Edwards

Voluntary Community Services Theresa Brickell Jessie McConnell Imelda Porcellato Lynda Slater

For more information visit www.guelphy.org

Real Estate

New Homes, Residential & Commercial

Media release

Guelph apartment complex undergoes extensive exterior renovations If shoppers at Guelph's Stone Road Mall and motorists driving on Edinburgh Road have been doing a “double take” of the adjacent Talisman Square apartment building, they have good reason. For the past several months half of the 119-unit landmark has been covered in scaffolding and plastic. “It's quite a sight to see all that scaffolding,” said Michael Balnar, COO of Balnar Management Ltd. of Guelph, which owns the building. “Over the years we have had some water penetration issues at the building and as they were discovered, we did the remedial work required to fix them.” As the building aged, the water began to take its toll and the company decided to restore the entire exterior of the building. The multi-year, multi-million dollar project began over two years ago with discussions with engineers, architects, consultants and contractors, and the development of a comprehensive plan that would provide for permanent solutions. Over the past year, many apartments have received new patio doors, windows and balcony membranes and sections of block walls and steel lintels have been replaced. Crews are now preparing for the installation of a new exterior insulated finished system (EIFS). “EIFS, “ said Mr. Balnar, “will permanently stop all water leakage issues, insulate the building and beautify the exterior. While we are very excited about how the building will look and its much-improved exterior integrity, we are also heartened by the very positive support given this project by our tenants.” “Although we have tried to accommodate and work with our residents, there is no question this is a long and somewhat inconvenient process for them,” said Kay Fitzpatrick, Senior Building Manager for Balnar Management Ltd. “Their patience and positive input is greatly appreciated.” According to Mr. Balnar, there is another story to be told about the project. “We are managing this project ourselves, and with a few exceptions, the work is being done by our own employees.”

The company has hired “co-op” students from the building trades programs at Conestoga College, along with other young people who want to gain experience in the building industry. According to Project Manager Dwight Feltham, “This is a complex and multi-faceted project which provides a great deal of real-time experience to these young people, something they cannot learn in the classroom. We are pleased that we can provide an opportunity for students and young people to learn on the job. They are enthusiastic and eager to work and learn. It's a win-win for all of us.”

340 Woodlawn Road West, Guelph Units of 2,500 SF of commercial space available in high-traffic area. Up-to 7,500 SF of contiguous space available. Easy access to Hanlon Expressway. Ideal for restaurant, office or service establishments. Minimum Rent: $9.00/SF.

485 Silvercreek Parkway North, Guelph

21 Malcolm Road, Guelph

10 Kingsmill Avenue, Guelph

2,160 SF available in plaza located at Woodlawn Road and Silvercreek Parkway. Easy access from Hanlon Expressway. Ample free on-site parking. Minimum Rent: $11.00/SF.

8,320 SF freestanding industrial building for sale conveniently located with easy access to Guelph and Waterloo Region markets. Features approx. 2,000 SF of finished office space. Three drive-in loading doors (one with internal leveler). 16’ clear ceiling height. 400 Amp electrical service. Paved, fenced-in yard. Asking Price: $950,000.00.

+/- 35,500 SF industrial space for lease in centrally located building. Features 17’ clear ceiling height, 2 dock-level and 2 drive-in loading doors. Includes approx. 3,800 SF of office space. Minimum Rent: $3.75/SF.

40 Taggart Street, Guelph

161 Waterloo Avenue, Guelph

Approx. 1,950 SF clean industrial unit for lease in professionally managed industrial mall. Approx. 350 SF office area with mezzanine. 16’ clear ceiling height, radiant heating, 12’ x 14’ drive-in door. Minimum Rent: $5.75/SF.

Professional second storey office space for lease in recently renovated building. Central location in close proximity to downtown amenities. On-site parking available. Minimum Rent: $750.00/Month.

50 Cork Street East, Guelph

15 Surrey Street West, Guelph

Approx. 1,150 SF of second storey office space available in professional building. Located downtown Guelph within walking distance to all downtown amenities (ie: banks, restaurants, etc.). Across from Cork Street municipal parking lot. On-street parking also available. Minimum Rent: $8.50/SF.

Approx. 2,537 SF available in professional service plaza. Free on-site parking. Close to downtown amenities. On bus-route. Located next to established medical centre. Ideal for professional/medical office. Minimum Rent: $14/SF.

www.parkcapital.ca

Park Capital Inc., Brokerage 76 Dawson Rd., P.O. Box 923 Guelph, ON N1H 6M6 Tel: (519) 824-9900 - Fax: (519) 824-2471 Email: info@parkcapital.ca

COMMERCIAL The Realtor and its agents have relied upon the owner and other sources for the information provided in this material and although we believe it to be substantially accurate, it is all subject to verification by the prospective purchaser or tenant and his/her/its respective legal, tax and other advisors. The Realtor and its agents assume no liability for the accuracy or use of this information in any manner by anyone and reliance upon or use of this information by anyone is solely at his/her/its own risk. The Realtor and its agents reserve the right to change prices, terms and other conditions or withdraw the property from sale and/or lease without notice. This material does not constitute an offer for sale or lease. Not intended to solicit properties currently listed for sale or lease, or to entice parties to breach any existing agency contracts.

April 2012 page 7

VENTURE GUELPH PUBLICATIONS LTD. Business Venture 19 years in 2012!


adver tor ial

AMG Appliances 111 Watson Road South Units 1-2, Guelph, ON N1L 1E4 www.amgappliances.com atWork Office Interiors 545 Thompson Drive, Cambridge, ON N1T 2K7 www.atworkofficeinteriors.ca Celebrating Sophia 540 Victoria Road North, Guelph, ON N1E 6Z4 (519) 821-5140 Collaborative Structures Limited 6683 Ellis Road, Cambridge, ON N3C 2V4 www.collaborativestructures.com Comoldco Corporation 137 Arrow Road, Guelph, ON N1K 1S8 www.comoldco.com CrossFit Guelph Inc. 45 Dawson Road Unit 4A, Guelph, ON N1H 3A8 www.crossfitguelph.com Eden Energy Equipment Ltd. 600 - 945A Southgate Dr., Guelph, ON N1L 0B9 www.edenenergy.com Empowerment Matters Guelph, ON www.empowermentmatters.com

Open House Guelph Chamber of Commerce and Innovation Guelph Tuesday May 8, 2012 4:00 a.m. – 8:00 p.m. 111 Farquhar Street, 3rd Floor Reception at Innovation Guelph Business After Five Arc Industries, Community Living Guelph Wellington Tuesday April 24, 2012 5:00 p.m. – 7:00 p.m. 8 Royal Rd.

Breakfast Academy “How to Find Your Top 50 Clients” Friday May 18, 2012 7:00 a.m. – 9:00 a.m. Holiday Inn Guelph Hotel & Conference Centre

2012 Guelph Awards of Excellence Gala Thursday June 28, 2012 5:00 p.m. – 10:00 p.m. Delta Guelph Hotel & Conference Centre

Business After Five Barzotti Woodworking Ltd. Tuesday May 22, 2012 5:00 p.m. – 7:00 p.m. 2 Watson Road South

Guelph Hiking Trail Club P.O. Box 1, Guelph, ON N1H 6J6 www.guelphhiking.com Guelph Nissan Infiniti 805 Woodlawn Road West, Guelph, ON N1K 1E9 www.guelphinfinitinissan.com

Motion Forward Coaching Co. Guelph, ON www.motionforward.com Pinetree Pet Care Centre 5951 Highway 6, RR 5, Guelph, ON N1H 6J2 www.pinetreepetcarecentre.com

BUSINESS INTERNET CONNECTIVITY PHONE SOLUTIONS HOSTING & DOMAINS

Time: 6:30 to 8:00pm second Wednesday of month Place: Innovation Guelph, 3rd Floor, 111 Farquhar– across the tracks from Transit Terminal Hosted by: Guelph Chamber of Commerce Hosted for: Guelph Small Business Community Fees: Attendance at 10 meetings included in annual Guelph Chamber membership fee. First meeting is complimentary. Format: • Short success story from local business – 10 minutes • Attendee input on business topics to be discussed using posting board (examples of themes below) – 15 minutes • Mentor/facilitator led table discussions based on established topics. There are expected to be 5 tables of discussion – 50 minutes • Large group gathering with short summary of best ideas from each table – 15 minutes

MILLER THOMSON LLP

MILLERTHOMSON.COM

Upcoming sessions: Wednesday April 11th, 2012; Wednesday May 9th, 2012; Wednesday June 6th, 2012.

Member Profile–Knapps

Red Cell Innovation Inc. P.O. Box 31033, Guelph, ON N1H 8K1 two-red-cells.com Selected Bioproducts Inc. 6 - 558 Massey Road, Guelph, ON N1K 1B4 www.horseherbs.com Smart Betty 304 Stone Road West Unit 535, Guelph, ON N1G 4W4 www.guelph.smartbetty.com Sutton Auto Collision 21 Elora Street, Guelph, ON N1H 2X7 www.suttonautocollision.com Trillium Waldorf School 540 Victoria Road North, Guelph, ON N1E 6Z4 www.trilliumwaldorfschool.com Troll Bridge Creek Inc. 212 George Street P.O. Box 743, Arthur, ON N0G 1A0 www.trollbridgecreek.ca The UPS Store #47 304 Stone Road West, Guelph, ON N1G 4W4 www.theupsstore.ca/47

Open year round, Knapp’s Country Market has been a member of the Guelph community since 2003. In 1998 a small farm was purchased by Roger Knapp, which he transformed in to a 1200 square foot country market and bakery in 2003. Seeing a growing demand for a larger space, several years later the market was transformed in to a 10,000 square foot market and restaurant. Knapp’s Country Market, which still includes a bakery, now features lakeside dining, an ice cream parlour, local fruits and produce, local meats and dairy, natural and gluten free products, children’s play area and a nursery with local plants and flowers. Committed to supporting the local economy, Knapp’s Country Market sells a wide variety of local products and ingredients in the restaurant. Knapp’s Country Market is committed to bringing you the best! Buy local, buy fresh at Knapp’s. 519-824-4222 8076 Wellington County Road 124, RR1 Guelph www.knappscountrymarket.com Upcoming CMA Information Sessions Guelph Chamber of Commerce April 20, 10:00 am – 11:00 am May 18, 10:00 am – 11:00 am June 18, 3:30 pm – 4:30 pm To register, please visit http://forms.cma-ontario.org/infosessions/ To learn more about the CMA designation contact: Dana Gies, MBA, CMA at dgies@cmaontario.org or visit www.becomeacma.com.

512 Woolwich St Guelph ON 519 824 5410 www.bdo.ca

T 519.822.4680 F 519.822.1583

Goals: Discuss your challenges in business to draw from group experience. Connect to local support using local businesses or referral suggestions. The objective is to: • Increase sales revenue and profits for small businesses/SME’s in Guelph • Give small business owners another resource for timely, relevant responses to their needs • Increase employment in SME’s • Increase business to business connections to contribute to local economy • Increase social connections between Guelph business people

Register at www.guelphchamber.com

Pulse on Innovation Breakfast “A Panel Discussion on Human Capital Innovations” Thursday May 24, 2012 7:30 a.m. – 9:00 a.m. Delta Guelph Hotel & Conference Centre 50 Stone Rd.W. HumanSystems® Incorporated 111 Farquhar Street, Guelph, ON N1H 3N4 www.humansys.com Inspirah Property Management Ltd. 6A-449 Laird Road, Guelph, ON N1G 4W1 www.inspirah.com JMT Training Guelph, ON (519) 767-0678 John Wills Photography 47 Brentwood Drive, Guelph, ON N1H 5M6 www.johnwillsphotography.com LMS PROLINK Ltd.-Upper Grand Office 5420 Highway 6 North Unit B36, Guelph, ON N1H 6J2 www.lms.ca Luminesce Guelph, ON www.luminesce.ca momstown Guelph 11 Lindsay Court, Guelph, ON N1E 6S9 guelph.momstown.ca

Assurance | Accounting | Taxation | Advisory Services

Chamber Pub Night Holiday Inn Guelph Hotel & Conference Centre Monday June 18, 2012 5:00 p.m. – 7:00 p.m. 601 Scottsdale Drive Business After Five Guelph Civic Museum Tuesday June 26, 2012 5:00 p.m. – 7:00 p.m. 52 Norfolk Street

TELECOMMUNICATION SOLUTIONS FOR YOUR

ONTARIO AGRICENTRE 100 STONE ROAD WEST, SUITE 301 GUELPH, ON + N1G 5L3 + CANADA

Chamber Pub Night Diana Downtown Monday May 28, 2012 5:00 p.m. – 7:00 p.m. 141 Wyndham Street North

Lunch & Learn “When to Take Your Company Public” Wednesday May 9, 2012 12:00 p.m. – 1:30 p.m. Cutten Fields 190 College Avenue East

Eramosa Dental Arts 222 Eramosa Road, Suite 1, Guelph, ON N1E 2M4 www.eramosadental.com First Data 2630 Skymark Avenue Suite 500, Mississauga, ON L4W 5A4 www.firstdata.com Focus on Nature 123 Woolwich Street 2nd Floor, Guelph, ON N1H 3V1 www.focusonnature.ca Fox Seeds 111 Farquhar Street, Guelph, ON N1H 3N4 (226) 820-1487 The Gardener - Guelph P.O. Box 31005, Guelph, ON N1H 8K1 www.HireTheGardener.com Guelph Contemporary Dance Festival 123 Woolwich Street 2nd Floor, Guelph, ON N1H 3V6 www.guelphdance.ca

MORE THAN AN ACCOUNTING FIRM

Guelph Winners’ Circle

Don’t miss out on these UPCOMING EVENTS

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BDO Canada LLP, a Canadian limited liability partnership, is a member of BDO International Limited, a UK company limited by guarantee, and forms part of the international BDO network of independent member firms. BDO is the brand name for the BDO network and for each of the BDO Member Firms.

becomeacma.com

SCION VANCOUVER

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April 2012 page 8 VENTURE GUELPH PUBLICATIONS LTD. Business Venture 19 years in 2012!

© 2012 Certified Management Accountants of Ontario. All rights reserved. ®/™ Registered Trade-Marks/Trade-Marks are owned by The Society of Management Accountants of Canada. Used under license.

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Hours: Monday - Thursday 9-9 Friday 9-6 Saturday 9-5

www.guelphtoyota.com

April 2012 page 9 VENTURE GUELPH PUBLICATIONS LTD. Business Venture 19 years in 2012!

Hwy. 7

Guelph Toyota

Woodlawn Rd.

▲ Imperial Rd.

New Members

people to help our membership and marketing, advocacy, programs, workplace development, technology, industrial and career pathways committees serve our Chamber members even better.Volunteering on a committee requires an investment of one to two hours a month of your to bring value to our members. Dan Lawson At this time of year the (Blount Canada Ltd.) Chair, GCC Chamber of Commerce Board of Directors undergoes renewal as well.We have four openings on our Board that go to the membership for election this June. These Board positions are for a two year term. If you, or someone you know, has an interest in running for a position on our Board please contact the office or a member of the Board and they will help you with the nomination process. After nominations close we present the full slate of eligible candidates to our Chamber membership for election to the Board. I urge you to invest a few moments to consider the candidates and vote for the candidates who represent you and your concerns. This is your opportunity to choose a board that will represent you and your business. Getting involved in the Chamber or other community group is an eye opening experience. Though active involvement in our community we are presented with an opportunity to invest time learning about the people and organizations here in Guelph. You will be pleasantly surprised by the breadth and depth of talent in available locally and the passion these people have to make Guelph “THE PLACE” to live and do business in.

Hanlon Expressway

Spring is a time of change and renewal in nature and for our Chamber. At our Annual General Meeting we unveiled a plan to return the Chamber of Commerce offices to a more central location in Guelph. This brings us closer to City Hall, the University of Guelph and the Downtown Guelph Business Association.We have established a number of great working relationships with these organizations and being closer will improve our communications and partnerships. The move to our new office at 111 Farquhar Street is complete and our Chamber staff is settling in.You are invited to our open house Tuesday May 8th from 4 to 8 to look around and see the new space.With our new space there are opportunities for Chamber members to use the available meeting rooms. Please ask at the Chamber office for details.We welcome past and future members of the Chamber to drop in to see how we can help you and your business. We crown our Chamber’s year of events and activities with the Guelph Awards of Excellence Gala Thursday June 28th at the Delta Guelph. The Awards Gala celebrates the achievements and contributions made to our community by different organizations and people in Guelph. There are three ways you can get involved. The first way you get involved is contacting the chamber office and nominating a worthy company or organization in Guelph for an award. Nominate your own company if you like! The second way to get involved is through sponsorship. Sponsorship of a major event like the Gala is a great way to raise your companies profile in the community. Finally get your tickets early and join us for this great community event. The start of our 2012 - 2013 year provides opportunities for you to get involved in your Chamber.We are looking for Chamber members to join our working committees.We need engaged

Miller Thomson’s Guelph office is located in the AGRICentre at the University of the Guelph Research Park. The firm has a rich and celebrated local history, having served Guelph since 1898, when Robert Lachlan McKinnon started practising law in the community. As one of the oldest and largest law firms in Guelph, it has grown substantially under the influence of Miller Thomson’s national partnership. With a staff of dedicated and highly qualified professionals, the firm continues to enjoy an excellent reputation within the Guelph community. Our firm’s tradition of commitment to community involvement and providing the highest standards of service and integrity remain strong in our lawyers. Clients of our Guelph office have full access to the resources of Miller Thomson, and benefit from the regional and national expertise our lawyers provide. The office offers advice and representation in labour and employment, family law, corporate and commercial, agri-business law, health professionals, estate planning, condominium law, as well as municipal and real estate development. Across the country, Miller Thomson has more than 470 lawyers in Vancouver, Calgary, Edmonton, Saskatoon, Regina, London, Kitchener-Waterloo, Toronto, Markham, and Montréal. The firm offers a complete range of business, advocacy and personal legal services to corporations, financial institutions, entrepreneurs, governments, not-for-profit organizations and individuals. Miller Thomson enjoys a reputation as one of Canada’s most respected national business law firms. Daily, our people demonstrate a consistent ability to provide practical, creative and cost-effective advice, combined with an unyielding service commitment to our clients. The firm’s dedication to its lawyers, staff and the communities in which we practise, gives us a distinctive position in the Canadian legal industry. Miller Thomson was named as a “Go-to Law Firm” for the third year in a row in Corporate Counsel magazine’s international reference directory, In-house Law Departments at the Top 500 Companies. This puts Miller Thomson in an exclusive group of law firms performing exceptional work for the Fortune 500. Tom Manes, Managing Partner 519-780-5259 tmanes@millerthomson.com www.millerthomson.com

Speedvale Ave.


Spousal RRSP Plans–are they still useful? by John Moran Given that the pension income splitting provisions under the Income Tax Act permit couples to split their pension income (to take advantage of using each partners’ exemptions and to reallocate incomes) once their RRSP plans are rolled over into a RRIF the question as to whether the benefit of using a spousal RRSP as a tax planning tool is has been raised by some individuals. There are still, however, some instances in which the use of spousal RRSP plans can offer some advantages. They are as follows: • The use of spousal plans permits income splitting at any age. This can be done at any time that the attribution rules don’t apply. If a spousal contribution has not been made in the current year or two previous calendar years, any withdrawal from the plan will be taxed to your partner. Because the attribution rules use calendar years it is best to make such contributes within the calendar year as opposed to waiting for the first 60 days of the following year to minimize the waiting period to affect the technique. • The use of spousal plans is not restricted to 50% as is the new income splitting rules. After age 65 you can split up to 50% of your RRIF income with your spouse but with spousal plans the taxpayer determines the amount of income to split when deciding how much to contribute to the spousal plan. • If you have a younger partner you can benefit from contributing to a spousal plan until he or she reaches age 71 (providing one still has RRSP eligibility). As well incomes from the spousal contributions can be delayed until after the spouse’s 71st birthday. • If one has unused RRSP room at death and

the spouse was not yet 71 estate taxes can be reduced by making a spousal contribution. Thus, there are still good reasons to consider the continued use of spousal RRSP plans. But, keep in mind that as opposed to just using current income splitting rules that a spousal contribution does become the property of the spouse if there is a real transfer of assets. Again I encourage you to consult with your advisor prior to implementing any tax or investment plans. John Moran BA, EPC, President of Lyon Financial Services, 1-877-ONE-LYON (663-5966) or 519-766-0001 jmoran@lyonfinancial.ca.

ARC Industries East Capital Campaign for service in the Erin and Hillsburgh area. The new building will allow for education, work, therapy and life skills options, and recreation opportunities for local adults with a development disability. Plus, the 1500 square foot community room will be available for use by other community groups, organizations and clubs. CLGW does not receive provincial funding for this project and everyone involved appreciates the community support. For more information on the campaign visit www.clgw.ca or call 519-824-2480 x260 (Guelph) or 519-833-0399 (Erin).

Supporters of Community Living Guelph Wellington (CLGW) have already contributed $600,000 towards the ARC Industries East Capital Campaign. CLGW was established in 1955 by parents of children with development disabilities. Since 2003, citizens of East Wellington with special needs have had the chance to attend a day program in Erin. Provided by CLGW, the East Wellington ARC Industries Program currently provides services and support to 28 people, however only 16 can attend at a time, due to space. With an additional waiting list, CLGW felt it was time to move out of the rented space. The $1.1 million Capital Campaign will provide funds to build a 5,000 square foot wheelchair accessible facility. The single-storey structure will permit ARC Industries to increase work opportunities and enhance programs while better meeting the demand

Rendering (supplied)

Human Resources, Safety, Ergonomic, AODA & Training Consultants

A tale of two Wills

MoL Orders, AODA Compliance, Customized Training, RTW,

If you are a business owner then the following tax planning strategy should be considered as an integral part of your estate plan as it may result in the avoidance or reduction of substantial probate fees. Probate is the legal process of having a Will validated by the Court and it also confirms an individual’s appointment as an Estate Trustee. If probate is required then the Court charges a fee known as “estate administration tax” (EAT) which must be paid at the time the application is made. The EAT is calculated on the entire value of the estate (subject to certain exceptions) as at the date of death. In Ontario, EAT is calculated using the following formula: $5 per $1,000 on the first $50,000 plus $15 per $1,000 on the value over $50,000. However, probate is not always required in order to deal with the assets in an estate and shares in a private corporation are one of the exceptions referred to above. The use of a multiple Will strategy in order to minimize probate taxes was sanctioned by the Ontario Court in the case of Granovsky Estate v Ontario (1998). The strategy is fairly straightforward and is financially beneficial for business owners. Basically, the testator (the person making the Will) signs one Will (known as the Primary Will) that is limited to assets for which probate is required such as bank and investment accounts. A second Will

Human Resources Outsourced Going beyond the basics–setting us apart in assisting you with Compliance.

www.beyondrewards.ca 519-821-7440 Guelph 905-930-9531 Hamilton

info@beyondrewards.ca

Bensol Consulting offers custom employee benefits solutions that deliver high employee satisfaction while helping you manage your bottom line.

15 paisley st., unit a t 519-829-2860 info@bensolconsulting.com www.bensolconsulting.com

by Eileen Quinn

(known as the Secondary Will) is signed that is limited to assets for which probate is not required such as private corporation shares. Upon the death of the testator, the Estate Trustees only submit the Primary Will for probate and accordingly, probate fees are only payable on those assets dealt with under the Primary Will. The Secondary Will is never submitted by the Estate Trustees for probate and EAT is not paid on those assets dealt with by the Secondary Will. For example, if your shares in a private corporation are worth $2,000,000 at the time of your death, then the use of a multiple Will strategy will save your estate approximately $30,000.00 in EAT. This strategy is just one possible estate-planning tool that may be used in order to minimize taxes and fees payable by your estate. It is important to remember that estate planning does not work on a one-size-fits-all basis. A detailed review by an estate-planning specialist of your personal and financial circumstances is necessary to develop a comprehensive estate plan that achieves your individual estate planning goals. Eileen Quinn is an Associate with Miller Thomson LLP. She can be reached at 519-593-2399 or equinn@millerthomson.com

Funeral Home and Chapel Ltd.

“Wellington County's Oldest Family Owned Funeral Home”

Pre-arranging one's own funeral is now widely practiced across Canada. Gilbert MacIntyre & Son have been helping individuals and families with funeral prearrangements for almost 80 years. If you would like to make an appointment to discuss prearrangements, please contact us. Or, if you like, you can prearrange your funeral online. You will be asked the same basic questions you would in a one-on-one prearrangement meeting; but within the "comfort" of your own lifestyle. Our experience in dealing with prearranging funerals has lead to the development of the GILBERT MACINTYRE & SON TRUST PLAN for those who wish to pre-pay their funeral expenses.

Info@gilbertmacintyreandson.com

www.gilbertmacintyreandson.com April 2012 page 10

Representing three generations of funeral service - Established in 1933

75 Years–2008

The GILBERT MACINTYRE & SON TRUST PLAN retains all the advantages of the pre-arranged funeral, but goes further with respect to the financial advantages. · The GILBERT MACINTYRE & SON TRUST PLAN is hedge against inflation. The cost of the funeral will never increase, no matter how long it is before the funeral services are required. · Pre-payment reduces the financial demands on the survivors. Costs will be paid out of income now, rather than from much needed funds of the estate. · Like a paid-up life insurance policy, this plan is of immediate and far-reaching benefit to survivors.

FAMILY MEMORIAL AREA & MEMORIAL TRAIL ROCKWOOD CONSERVATION AREA VENTURE GUELPH PUBLICATIONS LTD. Business Venture 19 years in 2012!

· Interest on funds held in a GILBERT MACINTYRE & SON TRUST PLAN is tax free. · The GGILBERT MACINTYRE & SON TRUST PLAN may be purchased on a convenient time payment plan. Usually the prearrangment service is entirely paid for by the time it is needed, thereby relieving the family of expense at the time of the funeral. · Money is held in trust and fully refundable any time.

The GILBERT MACINTYRE & SON TRUST PLAN is designed to comply with all regulations under the Funeral Services Act of Ontario and is fully insured.

Preplanning


Finance

Business and Personal

Meridian Credit Union–how credit unions differ from banks by Heather Grummett

A credit union is a co-operative financial institution in which individuals pool their money to provide loans and services to other members. Since credit unions were originally formed to serve a certain group, such as teachers, a church or police officers--people often assume that they need to belong to a certain group to be a member. Credit unions are either open or closed bond. A closed bond credit union caters to a specific group. With the more common open bond credit union anyone can become a member by purchasing one share for a small nominal fee. The membership gives you the ability to vote or run for the board of directors. The primary profits of any financial institution come from the difference in interest rates paid to investors and interest rates charged to borrowers. The margin between the two has to be high enough to cover operating costs, however, how those profits are allocated differs between banks and credit unions. Banks are businesses owned by third party shareholders and therefore are expected to return profits to the owners. Since the purpose of a bank is to make money, decisions are made in a certain way and are generally driven by the bottom line. “The primary goal of a credit union is to meet the common needs of the members,” says Cathe Lovell, Branch Manager for Meridian. “A credit union can be profitable, however those profits are turned back into the business to improve services, provide lower rates for borrowers, and to give back higher rates on investments.” As a co-operative, credit unions are very com-

munity based and surplus profits are often returned to the community through the support of local projects and fundraising initiatives. The control structure of banks and credit unions vary in that bank boards are controlled by the majority shareholders. Credit union boards are elected by the members under the democratic principle of one member, one vote. “As a co-operative, credit unions keep the focus on the common needs of many members not the capital needs of a few,” adds Lovell. “By not having third party requirement for profits, we often have more time to get to know our members on a more personal level and understand their needs,” says Lovell. “We have local decision making powers and while each branch is consistent in policies, each branch team can adapt to their specific group of members.” While banks operate under federal regulations, credit unions currently operate under provincial legislation. With 253,000 members across Ontario, Meridian branches do not cross provincial borders. A central trade association supports the cooperation of individual credit unions. While credit unions are unique to their province, most belong to THE EXCHANGE® ATM Network, which allows members to access no-fee ATM machines across Canada and beyond, and to make deposits where their specific branch doesn’t exist – all for no-charge. A new APP makes it easy for clients to find ATM locations. As with any financial institution, members also have access to online and phone banking. Meridian’s roots go back to 1949 when Father O-Riley at Church of Our Lady encouraged mem-

bers to form Our Lady’s Parish Credit Union. Limited to church members, volunteers offered financial services Sunday mornings and Monday evenings from the church basement. In 1970 several small credit unions joined, forming Guelph Community Credit Union. Ten years later it became the Guelph Wellington Credit Union with three locations in the Guelph area. To keep up with technology and changing requirements of members Meridian Credit Union was created with the merge of Niagara, Hepco and Guelph Wellington in 2006. Later this year Meridian will finalize a merger with DesJardins Credit Union (formerly The Ontario Savings Office), resulting in five locations in the Guelph area, and making them the largest credit union in Ontario with 63 locations, and the third largest in Canada.

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Over the next five issues Business Venture will profile a local co-operative within our community, to celebrate the United Nations declaration of 2012 as the International Year of Co-operatives.

Co-operatives–continued from page 1 corporations,” says Cathe Lovell, Branch Manager for Meridian Credit Union in Guelph. “Bringing this learning model into the curriculum of civics or business classes in high schools, will give students an optional model for operating a business.” “We think that the time is right. Consumers are open to learning about a different way of doing business,” adds Lovell.“There has been so much backlash recently to the huge profits and rich executive compensation programs of corporations. People are receptive to a way of doing business that is more egalitarian. The co-operative is a very successful model that is sustainable and works well for communities, families, and society in general.” The International Year of the Co-operative will help to kick-off the All 4 Each program, along with many others across the country. The more members that use a co-op the more everyone benefits; therefore it is in everyone’s best interest to use it and promote it. Raising public awareness of co-operatives and the economic and social contribution of the co-operative business model will continue to help communities achieve sustainable growth.

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**Offered Pricing for new 2013 CX-5 GX (NVXK63AA00) VXK63AA00) is $24,924. As shown, Offered Pricing for 2013 CX-5 GT AWD (NXTK83AA00) is $34,495. All offers include freight/P.D.E. and fees. Offers exclude HST. ‡All-new 2013 Mazda CX-5 featuring SKYACTIV TECHNOLOGY offers better highway fuel economy than any hybrid soldd in Canada. 5.7 L/100 km (50 MPG) Highway/7.8 L/100 km (36 36 MPG) City – Based on ENERGUIDE Fuel Fue Consumption Rating for the 2013 Mazda CX-5 with 6-speed manual transmission. These estimates are based on Government of Canada approved criteria and testing methods. Actual fuel consumption may vary. MPG is listed in Imperial gallons. lons. ‡‡To learn more about Ward’s 10 Best Engines, visit www.wardsauto.com. ww.wardsauto.com. ▲4.9 L/100 km (58 MPG) MPG Highway/7.1 L/100 km (40 MPG) City – Based on ENERGUIDE Fuel Consumption Rating for the 2012 Mazda3 GS-SKY sedan with 6-speed automatic transmission. These estimates are based on Government of Canada approved criteria and testing esting methods. Actual fuel consumption may vary. MPG is listed Insurance Institute for Highway Safety. *For more information about 2012 PQS, visit www.ALG.com. ✧Offer available on retail leases of new 2012 Mazda3 GX (D4XS52AA00) with a lease APR of 0.99% and monthly payments of $169 for 36 months, sted in Imperial gallons. ▼Based on Insura s, the total lease obligation is $7,583, including down payment freight and P.D.E. of $1,595. 20,000 km per year mileage allowance applies; if exceeded, additional 8¢ per km applies. 24,000 km leases also available. Taxes are extra. Offered leasing available to retail customers only. Leasing may not be availablee for all models. nt of $1,495. Lease payments include freigh Lease offers vary by region and by trim level/model. lease available vehicles. Ω0% APR purchase financing is available on new 2012 Mazda vehicles. 84-month term available on 2012 Mazda5 GS (E6SD62AA00). Other terms vary by model. Based on a representative agreement using an offered pricing /model. See mazda.ca or your dealer for le cing of $23,895 for the new 2012 Mazda5 GS (E6SD62AA00) 0) with a financed amount of $20,000, the cost of borrowing for an 84-month term is $0, monthly payment is $238.10, total finance obligation is $20,000. Offer includes freight, P.D.E. and fees. Offer excludes HST. †Based on 2012 fuel consumption ratings published by Natural Resources sources Canada. ††Financed Pricing for new 2012 Mazda3 GXX (D4XS52AA00)/2012 Mazda2 GX (B5XB (B5XB52AA00)/ 2012 Mazda5 GS (E6SD62AA00)/2012 Mazda6 GS-I4 (G4SY62AA00) is $17,495/$15,695/$23,895/$25,895 financed at 1.99%/2.99%/0%/0.99% over 84/84/84/84 months equals bi-weekly payments of $103/$96/$131/$147 with th $0/$0/$0/$0 down payment, cost of borrowing is $1,253/$1,709/$0/$913 $1,709/$0/$913 with a total obligation of $$18,748/$17,404/$23,895/$26,808. As shown, Offered Pricing for 2012 Mazda2 GS (B5SB52AA00)/2012 Mazda5 GT (E6TD62AA00)/2012 Mazda6 GT (G4TY62AB00) is $19,895/$26,395/$33,895 financed at 2.99%/0%/0.99% over 84/84/84 /84 months and equaling bi-weekly payments of $121/$145/$193 cost of borrowing is $2,166/$0/$1,194 with a total obligation of $22,061/$26,395/$35,089. All offers include freight, P.D.E. and fees. Offers exclude HST. Licence, insurance, taxes, down payment and other dealer charges are extra and may be required $193 with $0/$0/$0 down payment, the cos uired at the time of purchase. Dealer may sell/lease for less. Dealer order or trade may be necessary on certain vehicles. Lease and Finance on approved credit for qualified customers only. Offers valid until April 30th, 2012 while supplies last. Offers subject to change without notice. Visit mazda.ca or see your dealer for complete details.

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Career mentoring funds local youth projects Founded last year by Wayne Greenway, Career Aviators offers career mentoring to business professionals, students, or those who are out of work and seeking a new career. Practical services cover everything from creating a career plan, to negotiating a starting salary and determining a future career path. “Our business is about 50% students and new graduates, and 50% professionals in transition or re -entering the workforce,” says Greenway, Senior Partner for Career Aviators.“Once someone has completed one component of the programme they can automatically access our services throughout their career.” This past January, the business converted to the business model of a“Social Purpose Business", where all business profits are donated to charitable organizations for youth career and leadership devel-

opment initiatives. Every person who receives career mentoring is helping to fund leading edge, innovative, youth based, career or leadership development projects, which would not be implemented without this assistance. With more than two decades of experience working with university students and young professionals, Greenway along with a group of mentors offer customized comprehensive programs consisting of 25 sessions. Broken into five components, topics assist clients with understanding their career passions, identifying the most promising career paths, developing a job search strategy for each path, and preparing a master resume. Services continue to include identifying job opportunities, developing job interview strategy and skills, and negotiating a salary.

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Once clients have landed their dream job, sessions continue to help clients move forward in an everchanging work environment, through making connections and professional development and training. Career Aviators funds projects in the Guelph area and as the business grows they will expand into a national scope. The firm also collaborates with school boards and community organizations to facilitate, without cost, interactive leadership and career development workshops. As one of a number of new business models in the emerging field of Social Enterprise, Career Aviators does not ask for or accept donations, but encourages people to donate directly to the projects that they support. For more information visit www.careeraviators.com.

business to business | homes and lifestyles 2012–The opinions and stories that appear in the columns of Business Venture are for information purposes only. Statements and opinions within the pages of Business Venture are those of the writers and do not necessarily represent those of the publisher, advertisers or Venture Guelph Publications Ltd.

519-824-1595 Mike Baker, Publisher email: venture@golden.net website: www.ventureguelph.ca 2 Quebec Street unit 232 Guelph Ontario This issue: 16 pages and NO inserts.

Tim Hortons receives more than $74,000 in incentives for energy upgrades submitted by Guelph Hydro Electric Systems Inc.

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E-Ride Guelph–Electric scooters make a great commuter option by Heather Grummett Located at 75 Wyndham St. S., E-Ride Guelph offers consumers an affordable and environmental option for local commuting. After five years in business, mother and daughter owners Tracey Manton and Amber Bridgeman, offer a great selection in electric scooters as a transportation alternative. The high-end scooters have motorcycle grade parts and frame, tubeless tires, and a three-speed CCT controller that allows owners to take hills without compromising the battery. The substantial bikes carry up to 400 pounds of weight, where lower quality bikes will only hold 200 pounds. Designed and engineered in Canada, the Motorino brand Light Electric Vehicles are a very sustainable form of transportation. The scooters just plug into a regular electrical out-

let, and each charge lasts four to six hours, with 55km of travel per charge. With two charges using only one kilowatt-hour of energy–consumers have 100km of travel for approximately seven cents. New models coming out have high tech digital dashboards and safety ABS disc brakes on front and back wheels, technology offered only on the Motorino brand. Legal for riders over the age of 16, the scooters have a maximum speed of 32km per hour. While approved helmets are required, no license or motor vehicle insurance is necessary. Pop into the retail store Tuesday through Saturday, where we can assist you with a test drive. For more information visit www.e-rideguelph.ca.

Business Venture is growing to include a section on Guelph environmental initiatives. Are you contributing to a Green Guelph? If you have green business news or advice to share, please email us at infoventure@golden.net.

It is hard to miss the massive Tim Hortons warehouse at the south end of Southgate Drive. Built in 2005 and fully operational by 2006, the facility is in operation 24 hours-a-day, 7 days-a-week, and employs 450 people including warehouse and office staff, and drivers. This fully-automated, 8,782,381 cubic foot warehouse only takes up 155,000 square feet of land thanks to a 100-foot tall dry goods warehouse. It serves between 1,200 and 1,300 Tim Hortons locations in Ontario, receiving everything from frozen and refrigerated items, to dry goods, small goods, creamers, and uniforms. Approximately 60,000 cases of product move through the facility every day. The Tim Hortons warehouse was built with environmental sustainability in mind and Maintenance Manager, Ken Bohill, is always on the lookout for ways to improve the sustainability of the operation. When he heard about energy conservation incentive programs available through Guelph Hydro and the Ontario Power Authority (OPA), he contacted Guelph Hydro to learn more.“Guelph Hydro was instrumental in helping in the process,” he says.“It’s vital to have that partnership if you’re going to get it right.” Guelph Hydro Key Accounts Manager, Giorgio Boccalon, toured the facility with Ken to assess opportunities and ensure that the right choices were made to help reduce the energy consumption of the facility. It turned out that lighting provided some of the greatest opportunities for savings. Under the saveONenergy RETROFIT PROGRAMOM, Tim Hortons installed occupancy sensors in offices and bathrooms and in the dry goods warehouse.“The sensors made the biggest difference on the second and third floors of the warehouse,” says Ken.“Those floors are only used by people for two hours a day, but the lights were on all day and night.” After installing sensors, the lights automatically dim after 10 minutes of inactivity. Ken also knew there was potential to save electricity in the cooling towers, which run continuously. By installing Variable Frequency Drives (VFD), he was

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able to reduce fan speed and consumption for each unit. In fact, the savings were far greater than the original estimate. As a result of these changes, Tim Hortons cut their energy demand load for this operation by 265 kilowatts and electricity consumption by more than two million kilowatt-hours. This resulted in a rebate of just over $74,000 from the OPA through the RETROFIT PROGRAM. This year, Tim Hortons is looking at installing LED lights in their freezer.“The LEDs will help us save energy not only in lighting but also in the efficiency of our freezers because they don’t emit the same heat as traditional bulbs, which will help the freezer keep things cool,” says Ken. Since 2007, Guelph Hydro Electric Systems Inc. has provided more than $1.3 million in OPA incentives for retrofit projects to businesses in Guelph. The RETROFIT PROGRAM is offered through local electricity distribution companies like Guelph Hydro and funded by the Ontario Power Authority, providing businesses with substantial financial incentives for replacing existing equipment with high-efficiency equipment and for installing new control systems that will improve the efficiency of operational procedures and processes. Local businesses interested in conducting their own retrofit project are encouraged to contact Guelph Hydro for direction on how to proceed. For more information about the RETROFIT PROGRAM, visit www.guelphhydro.saveonenergy.ca or contact Mark Britton at Guelph Hydro Electric Systems Inc. at 519-822-1750 (ext. 2240) or via email at mbritton@guelphhydro.com.

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New facilities for Family and Children’s Services in Guelph and Wellington County Government representatives, community members and staff recently gathered to celebrate the official grand opening of a new head office for Family and Children’s Services of Guelph and Wellington County. Located at 275 Eramosa Road, extensive renovations were made to the former retail mall to provide a more efficient work environment for staff, and to provide appropriately appointed spaces for staff to meet with families, and for parents to meet children. At 21,000 square feet, the newly renovated space provides office space for approximately 100 staff personnel. The facility is all on one level, providing a fully accessible and barrier-free space to accommodate everyone. Located closer to the downtown core, the new building has easier access for clients to bus routes and other local municipal and government offices. ”Everyone who worked on this project including the construction company, architect, and staff were committed to building a welcoming space for children, youth, and families,” said Executive Director Daniel Moore. “The new space offers a great work environment for our staff as well as the many partners we have in the Guelph/Wellington community.” The governments of Canada and Ontario each contributed $1.37

million to the project through the Infrastructure Stimulus Fund as part of Canada’s Economic Action Plan. Family and Children’s Services of Guelph and Wellington County contributed the balance of the total expansion cost of $4.33 million. “Ensuring the safety and well-being of residents, and boosting local economies, are two of our government’s top priorities,” said Michael Chong Member of Parliament for Wellington-Halton Hills, on behalf of the Honourable Denis Lebel, Minister of Transport, Infrastructure and Communities. “We are proud to have invested in the renovation of this facility–an important project that created local jobs and will serve the needs of vulnerable children and families in this region now, and in the future.” Family and Children’s Services, also known as the local children’s aid society, has been providing support to vulnerable children, youth and families for over 100 years. The organization responds to over 3,000 requests for service each year and conducts over 1,500 child protection investigations per year. At any given time the Family Services Department works with about 400 families and has parental responsibility for about 200 children who live in their care. Providing services that meet the individual needs of children, youth and families during times of crisis, the organization also pro-

Dental health and well-being

by Dr. Lucia Ambrochi

The science of dentistry has changed greatly over the years. It has become obvious that the mouth cannot be looked at as a separate entity. Good dental health becomes a part of an overall physical health. Body balance and well-being are both part of good oral health. Dental health is a positive relationship between four areas. Those areas are the heart of our problems or success. When a person’s general health and immune system is compromised, their stress level is increased due to lack of rest, or there’s a presence of active or chronic diseases, the bacteria and viruses can produce cavities and gum disease, which can spread easier and cause more damage to surrounding areas. Stress or sickness can lower a person’s ability to fight infections.

Therefore, the person may end up with cancer sores or cold sores, the saliva flow will diminish and the bacteria, which cause gum disease or cavities, will flourish as a result. A lack of proper nutrition and water intake, poor oral hygiene and increase of habits like clenching, grinding and addition of alcohol and smocking will also have a negative effect on the dental health. On the other hand, dental problems can also affect general health. One of the most studied areas is gum disease being a risk factor for Cardio-vascular disease, poorly controlled diabetes and low birth weight babies. Another area that dentists have just started to learn about is the link between the size of our jaws, breathing through the mouth not the

vides counseling and services to prevent child abuse and neglect. Family & Children’s Services continues to have a location presence in the Shelldale Centre in Guelph and through the full-service facility in Elora. For more information visit www.fcsgw.org

Pictured at the Grand Opening are from left to right: Daniel Moore, Liz Sandals and Brendan Soye.

nose, and Obstructive Sleep Apnea. OSA is a dangerous chronic disease, which can increase the likelihood of heart attacks, strokes, high blood pressure and other life threatening conditions. By combining the work of dentists and other professionals like physicians, chiropractors, osteopaths, naturopaths etc. we can assess, treat and respect the human body as a whole and do much better on preventing problems from arising. Dr. Lucia Ambrochi, DDS, West Hills Dentistry, 519-824-2966, or www.DentistryWestHills.com

Ribfest--Guelph's favourite festival returns for it's fifteenth year The Rotary Club of Guelph Trillium hosts Ribfest year after year to enormous community response. The group relies on the generosity and strength of Guelph’s business community to provide valuable resources that ensure the event is a success! Partnering with Ribfest is a great way for your business to be profiled at Guelph’s favourite festival. Here is how your sponsorship dollars work: • Your funds help offset the costs of putting on a community party for 50,000 or more community members. • The money raised at Ribfest is dispersed to local community Charities. • You strengthen your community by helping those in need and by providing a great community festival. Join as a sponsor of Ribfest at a level that suits you:

• Receive two delicious 1/2 rack meals. • Your company mentioned in the press release thanking sponsors. Bronze Sponsors - $1,250 • All the benefits of Amigo sponsorship plus: • Your company may display its own banner on Ribfest fencing • 10 delicious 1/2 rack meals.

Silver Sponsor - $2,500 • All of the benefits of Bronze sponsorship plus: • Your company name and logo included in all advertisements • Radio promotion announcing your company’s participation • Your company name and logo prominently displayed at the park • Access to Corporate VIP area with exclusive Amigo Sponsors - $500 bar service • Your company name listed as a sponsor in the Ribfest • 15 delicious 1/2 rack meals. supplement • Sponsorship acknowledgement plaque. • Your company name and logo included on Ribfest website Gold Sponsor - $5,000 • Company name displayed at the entrance to the park • All of the benefits of Silver sponsorship plus:

• Exclusivity: No other similar sponsor • Your company name, logo, and web link included on Rotary’s Ribfest website • Your company logo prominently displayed on all advertisements and posters • Invitation to opening ceremonies and luncheon • Your company name prominently displayed at the park and on stage • Judge position for “Best Ribs” Contest (The Toby Awards) • Receive up to 25 delicious 1/2 rack meals. Platinum Sponsor - $10,000 • All the gold sponsor benefits listed plus: • One of the 3 days will be designated in your company name. • Additional signage on your designated day • Additional judge seating at “Best Ribs” contest. • Receive up to 50 delicious 1/2 rack meals. • Want greater community impact for your business? Add a vendor booth for only $500 more.

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2 Quebec Street unit 232 Guelph Ontario April 2012 page 15

VENTURE GUELPH PUBLICATIONS LTD. Business Venture 19 years in 2012!


Visit guelphhydro.saveonenergy.ca for more information or contact us at: Tel: 519-822-3017 Fax: 519-822-0960 Email: info@guelphhydro.com Subject to additional terms and conditions found at saveonenergy.ca. Subject to change without notice. Funded by the Ontario Power Authority and offered by Guelph Hydro Electric Systems Inc. A mark of the Province of Ontario protected under Canadian trademark law. Used under sublicence. OMOfficial Mark of the Ontario Power Authority. Used under licence. April 2012 page 16

VENTURE GUELPH PUBLICATIONS LTD. Business Venture–19 years in 2012!


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