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TULSA
September 2012
www.ValueNews.com
ASK THE MONEY MAVEN STRAIGHT-FORWARD, NO-NONSENSE TALK ABOUT YOUR MONEY
Does Money Buy Happiness? Sometimes. BY MELANIE HASTY-GRANT
Look around! These days it’s not hard to find folks who “appear” to be living “in high cotton” who are really struggling to make their bills. What my dad used to call “Big Hat. No Cattle.” We call them Hundred Thousand Dollar Millionaires…..and they are a dime a dozen. You know exactly who I am talking about. These are your neighbors, and friends, and people you go to church with, who have become entangled by all the worldly things they “thought” would make them happy and all the debt to goes along with it. Many of them are one paycheck away from disaster. They have lots of things, lots of monthly payments, and nothing in savings or investments. This “I want everything…and I want it now” mentality abounds in all levels of society from our government spending down to our personal economies. One of the things I tell my clients is “You can have almost anything you want. You just can’t have everything.” Some people want everything now…and that’s where financial problems come in! In reality, a determined focus on what’s really important to you can get you almost anything, as long as you’re able to let go of extraneous things and activities in the process. Becoming financially mature starts with a shift in mindset. We have to begin thinking of money not as an end in itself, but as a tool that helps us get or do what we
almost feel the oxygen being sucked out of the room. It’s as if I have asked them to go on a 500 calorie a day diet. This is because folks associate these terms with feelings of self-denial, discipline, and conflict. What I am talking about here is more about embracing what you want out of life and letting other things fall away. Instead of engaging in a grueling battle to deny yourself, simply focus on what has long-term value for you. Saving money flows naturally from that. want. Don’t let the tail wag the dog! Becoming financially fit requires us to make values-based decisions on what is important to us, trim the fat, and stay focused. True wealth is an inner sense of abundance, not outward displays of bling-bling. If you value time with your family, then you should find time to be fully present and engaged with those you love. You should save and plan for a family vacation that will give you lasting memories. If you value being able to spend your golden years without fear of whether or not social security will be around, then save and plan those retirement years. If you value buying nice things then buy nice things and stop buying junk. Even if you are on a limited budget, save for what you truly want and value instead of throwing your money away …. just so you can have it now! When I talk with clients about things like money management, budgets, and saving, you can
Here are 3 simple steps: 1) Determine what you really value. 2) Set specific goals to accomplish. 3) Either earn more money for the things you value or spend less on the things you don’t. Remember, there are no armored trucks at a funeral procession. In other words INVEST in yourself, in your dreams, in your future, in a lifestyle that fulfills and enriches you and those you love, and you will not only be happier but you’ll be richer in so many ways. For more information go to www.waterstonewealth.com or call 918-272-1120. Melanie Hasty-Grant, Experienced Licensed Professional Counselor and Managing Principal at Waterstone Private Wealth Management. Securities and Advisory services offered through LPL Financial: A registered investment advisor. Member FINRA/SIPC
*The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, consult your financial advisor prior to investing.
IN THIS ISSUE… For Advertising Information, call Advanced Cosmetic Medicine . . . . . . . . . . .11 Advantage Audiology . . . . . . . . . . . . . . . . . .13 Akira Sushi Bar . . . . . . . . . . . . . . . . . . . . . .17 Americaʼs Auto Auction . . . . . . . . . . . . . . . .31 An Evening of Wine & Roses . . . . . . . . . .10 Art on the Hill . . . . . . . . . . . . . . . . . . . . . . .30 Assurance Overhead Doors . . . . . . . . . . . .20 AVB . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .22 BA Med Spa & Weight Loss Center . . . . . . .5 Bike MS: The Mother Road . . . . . . . . . . . . . .8 Bill Knight Collision Repair . . . . . . . . . . . . . . .6 Bill Knight Ford . . . . . . . . . . . . . . . . . . . . . . . .6 Bill Knight Lincoln . . . . . . . . . . . . . . . . . . . . . .6 Black Hat Cleaning Services . . . . . . . . . . . .34 BMW of Tulsa . . . . . . . . . . . . . . . . . . . . . . . .21 Bob Hurley Ford . . . . . . . . . . . . . . . . . . . . . .23 Brunson Cabinet Co, Inc. . . . . . . . . . . . . . . . .9 Clary Sage College Interior Design Services . . . . . . . . . . . . . .22 Community Builders . . . . . . . . . . . . . . . . . . . .3 Custom Cabinets for Christmas . . . . . . . .9 Daveʼs Claremore RV . . . . . . . . . . . . . . . . .34 Dr. Ronald LaButti . . . . . . . . . . . . . . . . . . . .17 Dynamic Carpet Care . . . . . . . . . . . . . . . . .26 Families Save and Earn at JBF . . . . . . . .25 Get a Leg Up on Veins . . . . . . . . . . . . . . . .11 Get In, Get Out, Get Better . . . . . . . . . . . . .8 Get Like-New Cabinets . . . . . . . . . . . . . . . .1 Gleam Guard . . . . . . . . . . . . . . . . . . . . . . . .33 Goodwill . . . . . . . . . . . . . . . . . . . . . . . . . . . .35 Granite Transformations . . . . . . . . . . . . . . . .7 Grassroots Healthcare . . . . . . . . . . . . . . . . .31 Grout Care of Tulsa . . . . . . . . . . . . . . . . . . .16 Holmes Organisation . . . . . . . . . . . . . . . . . .24 I Can Hear You Now! . . . . . . . . . . . . . . . . .12 Impressive Design Concepts . . . . . . . . . . . .21 Jaguar Tulsa . . . . . . . . . . . . . . . . . . . . . . . .31 Jim Glover Chevrolet . . . . . . . . . . . . . . . . . . .4 Joe Marina Honda . . . . . . . . . . . . . . . . . . . .24 Join the 96 Day Challenge . . . . . . . . . . . . .5 Just Between Friends . . . . . . . . . . . . . . . . .24 Lap-Band Center of Oklahoma . . . . . . . . . .22 Lawns by Nature . . . . . . . . . . . . . . . . . . . . .12 LCI Concrete . . . . . . . . . . . . . . . . . . . . . . . .16 Marc Miller Buick GMC . . . . . . . . . . . . . . . .14 Martial Arts Academy . . . . . . . . . . . . . . . . . .35 Mazzioʼs . . . . . . . . . . . . . . . . . . . . . . . . . . . . .2 Momentum Toyota of Tulsa . . . . . . . . . . . . .18 Momentum Toyota Rent A Car . . . . . . . . . . .18
(918) 828-9600
Mother Natureʼs Pest and Lawn . . . . . . . . . .1 My Doctor Urgent Care . . . . . . . . . . . . . . . .21 Northeastern Renovations & Windows . . . .15 Orthopaedic Center . . . . . . . . . . . . . . . . . . .27 Pools Plus . . . . . . . . . . . . . . . . . . . . . . . . . .14 Pro-Cuts . . . . . . . . . . . . . . . . . . . . . . . . . . . .26 Quick Lane Tire & Automotive Center . . . . .25 Remodeling Doesn’t Have to Be a Pain . .15 Results Medical Spa . . . . . . . . . . . . . . . . . .16 Rock Church . . . . . . . . . . . . . . . . . . . . . . . .27 Rogers State Univeristy . . . . . . . . . . . . . . . .32 Signature Finds Permanent Home . . . . . .29 Signature Interiors, Flowers, Gifts . . . . . . . .29 South Pointe Chevrolet & Saturn . . . . . . . . .36 South Pointe Chrysler Jeep Dodge . . . . . . .36 Spinal Decompression of Oklahoma . . . . . .26 Super Daves Gun Show . . . . . . . . . . . . . . . .8 Tijuanaʼs Grill & Cantina . . . . . . . . . . . . . . . .11 Tile by Tony . . . . . . . . . . . . . . . . . . . . . . . . .35 Tobar and Sons Landscaping . . . . . . . . . . .30 Tulsa Metro Chamber . . . . . . . . . . . . . . . . .10 Volkswagen Tulsa . . . . . . . . . . . . . . . . . . . .20 Volvo of Tulsa . . . . . . . . . . . . . . . . . . . . . . . . .6 Want Results? . . . . . . . . . . . . . . . . . . . . . . .1 Waterstone Private Wealth Management . . .2 Wolfe Pack Taekwondo . . . . . . . . . . . . . . . .14 You Don’t Have To Be Filthy Rich . . . . . . .1 You Don’t Have to Shoulder the Pain . . .27 You Won’t Take These Products for Granite . . . . . . . . . . . . . . . .7 Your Surgeon Can Make the Difference . .17
Founder, President, and Publisher: Mary Bransford
September 2012 - Vol. 19, No. 9 For details, call
(918) 828-9600
Value News is published monthly by Value News, Inc., 5800 E. Skelly Dr., Suite 707, Tulsa, OK 74135, 918-828-9600. Fax 918-828-9933. © Value News, all rights reserved, cover-to-cover. Vol. 19, No. 9, 2012 Over 150,000 copies direct mailed to homes in Tulsa, Broken Arrow, Owasso, Collinsville, Claremore, Catoosa, Verdigris, Chelsea, Inola, Oologah, Bixby, Glenpool, Jenks, and Sapulpa. Value News strives to maintain a quality level of accuracy and truth in its printed information and advertising, however, when errors or misprints occur, the individual, photographers, writers, advertisers and other contributors retain the right to qualify the information contained in their material published in the Value News. Views and claims made by them may not be construed representative philosophy or policies of this publication. Written works and advertising designed by Value News may not be reproduced for any other publication or medium without permission by the publisher. Submissions of news, features, story ideas, manuscripts, photos, graphics, art, raw creativity, etc. are welcomed and become property of Value News when published.