Why Hasn't Your Financial Advisor Told You About Whole Life Insurance?

Here’s Why Your Financial Advisor Has NOT Recommend Whole Life Insurance

High cash value whole life insurance is the foundation for any financial plan. Whole life is a tool for financial abundance that is working financial miracles for families and small business owners every day.

Whole Life

There is a disconnect with whole life insurance. Your financial advisor, accountant and trust lawyers don’t recommend whole life insurance - yet every wealthy person, every famous athlete and celebrity, over

3,000 banks and tens of thousands of corporations all use whole life insurance to build even more wealth. In fact, they max out their whole life policies. So if it’s such a great investment for them, why don’t professionals recommend whole life insurance for you?

Actually, many financial advisors do recommend whole life. We know this because they come to us to make sure their clients’ policies are properly designed. But for most financial advisors, the reason they don’t bring up the idea of a whole life insurance strategy comes down to focus.

Most advisors would agree that whole life is an outstanding wealth-building vehicle. But they don’t bring it up because they can only focus, understand, and excel at a few things. So if they have deep knowledge about annuities, or stock-related investments, or complex money and tax strategieswhole life is simply not on their radar, so they don’t bring it up.

Flying Blind

Here’s another factor. Advisors who work for brokerages, financial service companies and banks all use proprietary technology platforms, so they can only sell what’s on their platform.

If they don’t see it, they can’t sell it.

They don’t get training on whole life, they don’t sell whole life regularly, so it’s not on their radar. It’s not part of their everyday.

Naturally, they keep their conversations focused on products and strategies that have worked for their clients in the past, and they are most familiar with.

Whole life policy design requires a specialized level of knowledgedifferent policy types, nuanced design options, and specialized riders.

You need an expert.

Just because your financial advisor, or accountant, or home/auto agent hasn’t mentioned whole life insurance - that doesn’t mean it’s not very important - it just means they’re not familiar and comfortable with whole life policies.

Take time now to learn about whole life insurance because once you understand the full array of benefits (and there are a lot more than just these four), you’ll see why whole life is the preferred vehicle for people who want to grow, protect, and pass on their wealth.

Your money is SAFE

ACCESSIBLE COMPOUNDING TAX-FREE

Now you know.

But remember the time value of whole life insurance. The sooner you start a whole life policy for yourself, your children, your business, the more wealth that policy will create over time.

To say it another way…

If you wait a year or two or five or ten to figure out whole life (or wait for your financial advisor to bring it up) then you’ve lost all those years of growth and compounding.

Rely On Our Experience…

The right company

The right policy

The right agent

Your whole life policy is an important part of your financial future.

Whether you’re using the policy as a business financial tool, or to leave a legacy to future generations – we'll make sure you get it just right – tailored to what you need and what you want.