Spring 2015 | Volume 2
cultivating kindness in the workplace
Creative ways to include kindness in your daily to-do-list
8 questions with dean prilleltensky
A candid Q&A with our favorite wellness blogger
It’s all about the u
The Siegel family story about growing up as ’Canes
beyond the badge Spend a shift with Sergeant Hedrick of the University of Miami Police Department
INSIDE THIS ISSUE Cultivating Kindness in the Workplace
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8 Questions with Dr. Isaac Prilleltensky
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Let’s Get Social
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It’s All About The U
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Beyond the Badge
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InsideUM Profile
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ABOUT INSIDE UM InsideUM is an online publication brought to you by the University of Miami’s Department of Human Resources to provide news and information to faculty and staff written from the employee’s point of view.
Third Annual Week of Well-Being April 6-10, 2015. Featuring five days of wellness events, the 2015 Week of WellBeing will change the way faculty and staff feel about their overall well-being. This year’s impressive line-up includes nationally recognized motivational speaker Jimmy Page, fitness expert and UM alumna Nicole Chaplin, benefits fairs, and more. Mark your calendar today!
Content includes topics on all wellness dimensions—physical, psychological, financial, interpersonal, communal, and occupational. Every edition will feature employee profiles, upcoming events, benefits, wellness videos, and more.
InsideUM Staff Melissa Cabezas Communications Manager, Human Resources Geisha Garcia Communications Specialist, Human Resources Steve Pierre Communications Specialist, Human Resources
@Inside_UM 2
Essentials of Leadership
Managers at the University have the opportunity t training program consisting of interactive module coaching. The program is sponsored by UM Hum more, visit the Essentials of Leadership page or
’Canes news & events
New Career + Compensation Program to Debut in 2015
Workday is almost here. Role-Based Workday Training Beginning in February, HR partners, business process initiators, and cost center managers will be invited to learn how to use the Workday system through live training sessions. At the same time, managers and timekeepers will also be introduced to the system through web-based sessions. In March, all UM faculty and staff will be invited to learn about Workday’s employee self-service application through online tutorials. Find out more here.
A new staff Career and Compensation Program will launch later this year, featuring new salary structures, grades, pay ranges, and career levels. The program will establish a consistent framework for jobs, while remaining flexible to support our business operations. Salary structures are based on competitive market practices and have been designed to attract and retain a talented workforce that will continue to transform lives and make the University an even better place to work. More information about the program will be released in March 2015.
to develop their leadership skills at no cost with Essentials of Leadership, a specialized es, leadership discussions, individual assessments, experiential learning activities, and man Resources and enrollment for the May 2015 series begins this March. To learn r contact Workforce Engagement and Development at 305-243-3090.
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kindneSS CULTIVATING
in the workplace by Pilar Tamburrino, M.s., lmhc, ceap
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onsider how you might be more intentional when incorporating kindness into your life. How can you become more altruistic at work and how can kindness help you grow professionally and personally? Given the number of hours we spend in the company of our coworkers each year, it’s truly worth evaluating how these hours are spent and appreciating how acts of kindness prove to really go a long way. Irish poet, philosopher, and author, John O’Donohue, eloquently explores kindness. “The word kindness has a gentle sound that seems to echo the presence of compassionate goodness. When someone is kind to you, you feel understood and seen. There is no judgment or harsh perception directed toward you. Kindness has gracious eyes; it is not small-minded or competitive; it wants nothing back for itself.” Random acts of kindness can be inspiring, powerful, disarming, and transformative. The kindness you offer to yourself, or others, affects what happens in the very next moment. The beauty of it is that it does not require any money or training, and you can start right away either individually or as a team. Research studies have found that over time, acts of kindness build a culture of workplace gratitude that leads to higher levels of performance. Additionally, random acts of kindness improve mental health and create a domino effect. Even witnessing acts of kindness can set off waves of goodwill.
So, how can we cultivate kindness and compassion in the workplace? First, learn to view kindness as a strength. Remember to look for the good in yourself and others. Remind yourself about what we share as human beings. Practice generosity, meditate on kindness, listen to others carefully, and cultivate an attitude of gratitude. Lead by example, put an end to petty criticism, welcome new employees with open arms and recognize the innate strengths of your peers to really start making a difference where you work.
Here are some simple ideas to get you started practicing kindness. but the possibilities are endless: compliment a colleague on behaviors or qualities you truly appreciate. smile and make eye contact. listen with intention when a colleague shares a story or problem. offer to help on a project. buy a cup of coffee or pick up the lunch tab for a colleague. share an interesting article or resource that you know would be helpful to a colleague. talk to someone about their personal or professional dreams. Check out page 25 for information on kindness seminars presented by the Faculty and Staff Assistance Program.
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1 2 3 4
Last year, the Together init This is an o faculty, staff we will hold transforming is our collec us are trans together, to best place to designing p DIRECCT Va Creativity, Co
As we look t what do yo maintaining Knowing wh our respectiv out the work support. We that our own fully embrac fostering tea colleagues, nurturing rel matter here.
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Questions
with
Dr. Isaac Prilleltensky Dean of the School of Education and Human Development
Can you tell Fun for Wel well-being i Occupationa videos, gam program tea derive from emotions, th steps. We ar make it avail
As Dean of member of th culture leade Discipline an I exercise ev around the c balance wor I try to be ful family I’m fu We write and discuss worl lot. We also It does wond
Some folks p very stressfu a big pile up burden to w at a universi enjoyed rese working on a
Dean Prilleltensky resides in M
e University was introduced to the Building a Better U tiative. What can we expect to see in 2015? ongoing process that will touch the lives of all our f, students, and the entire UM community. In 2015, a series of forums to appreciate how each of us is g lives through research, teaching, and service, which ctive purpose. The process will highlight how all of sforming lives already, and what we can do better, make UM not just a great place to work, but the o work. In addition, there are several working groups processes, policies, and practices to achieve our alues—Diversity, Integrity, Responsibility, Excellence, ompassion, and Teamwork.
to create a better workplace culture at the University, ou think are the key ingredients for creating and a healthy work environment? hat the purpose of the organization is, feeling that ve jobs contribute to it, having the capacity to carry k efficiently, and creating a climate of creativity and e are all here to transform lives, but unless we feel n lives matter to our superiors and peers, we cannot ce the common purpose. Each of us is responsible for amwork, showing genuine care and respect for our finding innovative solutions to our challenges, and lationships of trust and mutual accountability. We all
us a little bit about Fun for Wellness? llness is an online program designed to promote in six domains of life—Interpersonal, Communal, al, Physical, Psychological, and Economic. Through mes, exercises, and brief coaching sessions, the aches skills designed to improve wellness. The skills seven drivers of change which include behaviors, houghts, interactions, context, awareness, and next re are in the final stages of development and hope to lable to the UM community in the near future.
the School of Education and Human Development, he presidential search committee, and member of the ership team, how do you balance work and family life? nd organization. I lead a highly structured, but fun life. very single day, I eat a plant-based diet, and I work clock. I have a great deal of energy. The best way to rk and family is to be on top of things all the time. lly present in everything I do. When I’m home with my ully there. My wife and I enjoy many things together. d do research together. We enjoy the same diet. We ld affairs. But more importantly, we laugh together a cuddle up in bed every morning before we get up. ders before you go to work.
prefer to unplug from work completely. That would be ul for me. I would rather work all the time to prevent p of things. I enjoy what I do so much that it is not a work at night or on weekends. I’m privileged to work ity that fosters creativity and scholarship. I’ve always earch and writing, which is what I do when I’m not administration or enjoying my family.
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What motivates you to come to work and transform lives each day? I believe that most of us are motivated by a sense of mattering. Mattering is about feeling appreciated, feeling that your work is valuable, and about improving the well-being of others around you. In writing, leading, managing, or facilitating a process of change, the knowledge that you are making a difference in line with your values is very precious. I seek to transform lives through fitness and fairness. Fitness is not just about physical well-being, but about acquiring skills in many domains of life. We have to be psychologically, occupationally, and interpersonally fit. For some people, however, fitness and skills are not enough to improve their well-being because there is lack of fairness in their lives. I bring fairness to work, the classroom, and the community. I’m motivated by learning about fitness and fairness and by behaving in ways that promote them in the world.
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Miami with his wife, Ora, pictured above, and their son Matan.
As a newly out-of-the-closet vegan, what’s your go-to vegan dish? Vegan moussaka with chickpeas and eggplant (available at Maroosh in Coral Gables).
What is your television guilty pleasure? Big Bang Theory.
Tell us a fun fact about yourself. I find time here and there to write a humor column for the local newspapers, which is very therapeutic if you live in Miami. I’ve published about two dozen columns in The Miami Herald and Miami Today and I’m currently working on a humor book about well-being called Healthy, Wealthy, and Sexy: The Laughing Guide to Happiness and WellBeing. Learn more about the University’s DIRECCT values.
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Let’s Get social by Geisha Garcia
Expand your social network, expand your career. Is it that simple? When you network, you build connections and relationships, you learn more about your colleagues, and you become an extension of the institution you work for. Networking should be practiced at every stage in your career. Most people think about building a network after a crisis hits them, such as a job loss, and they scramble to make contacts to find a job. But ideally, you should have an effective network in place that can help you in such a situation, and more importantly, can help you continually grow in your current career path. For recent graduate Mike Piacentino, B.S. ’14, networking at the University has enabled him to grow from work-study jobs, practicum experiences, and involvement with student organizations to a fulltime position as communications and marketing specialist for the Department of Wellness and Recreation. “Networking has helped my career two-fold: in a practical way by allowing me to perform my work more efficiently with the help from all the people at all levels and areas of the University it has exposed me to, and in a more abstract fashion by enabling me to learn from these individuals’ backgrounds and diverse life experiences,” says Mike, who served as press secretary and chief of staff of the UM Student Government executive board during two separate administrations.
Networking can seem daunting to many of us. Often we think of it as standing in a room full of strangers, awkwardly handing out our business cards in the hopes someone will make small talk before we reach for our phones to pretend we are busy. But it doesn’t have to come to that. Begin with small steps like expanding your lunch partners, going to ’Canes sporting events, joining an Employee Resource Group, or volunteering for projects. If you don’t have the time, but still want to be in the know about what’s going on around the U, get started by simply going online and reading the University’s news site, e-Veritas. And of course, there are plenty of online social networking channels where you can share your ideas and experiences with other faculty and staff members, such as @Inside_UM on Twitter and Instagram. We’ve all heard that it’s not what you know, but who you know. So get out there, expand your social network and expand your career. It is that simple.
friend us.follow us. @Inside_UM 9
It’s all about the By Steve Pierre, B.Sc.’13
Ask someone what their fondest memories were as a child, and solicited responses may include a weekend at Walt Disney World® Resort or a special camping trip. For Lisa Siegel, grant accountant with the Office of Research Administration, many of those memorable days included a trip to the Miller School of Medicine campus and Hurricanes Football with her father. “Growing up in a Hurricane household was great,” Lisa recalls. “I remember going to my dad’s office as a child to pick up some of his work, and then walking over to the Orange Bowl for a football game with the family.”
“Growing up in a Hurricane household was great.” - Lisa For Lisa’s sister, Aimee Siegel-Harris, manager of donor relations at the Diabetes Research Institute (DRI), and brother Scott Siegel, A.B.’84, M.A.L.S.’96, senior development director for annual giving, their father, Marvin Siegel, B.B.A.’56, J.D. ’62, not only created long-lasting memories for his three children, but also for his colleagues at the U. Joining the University in 1965 and going on to serve as the de facto chief financial officer at the Miller School for nearly 30 years, Marvin always put his family first. It just so happened that his family included the University of Miami community. From left to right: Scott, Aimee, and Lisa.
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“Most of our childhood revolved around the medical school. I remember when our father asked the chair of pathology to show us the first electron microscope at the University, for example. It felt as though the people who worked there were part of our extended family,” Scott said. “From an early age I had no question in my mind that I wanted to graduate from UM and make a career here,” he added. Their mother Juyne, who joined the University’s Department of Human Resources in 1987, also played an influential role in raising the Hurricane fanatics. Despite Aimee and Lisa attending college in Tennessee, the bond between their family and their love for the U never dissolved.
“From an early age, I had no question that I wanted to graduate from UM and make a career here.” - Scott “When we were away, we always wore our Hurricane gear. Our father would save all the Hurricanes sports clips and mail them to us. That connection helped us remain true, die-hard fans,” Lisa recalled. Their father was a season ticket holder since 1952 and they always went to all the games. “I remember we had seats next to Norm Parsons and others whom we would
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eventually know most of our lives,” said Scott, a current season ticket holder himself. “It definitely had a sense of family.” After college, the three siblings would find themselves reunited once again, working for UM in various capacities, and sometimes, in the same building. “Having a family member right down the hall was really comforting,” Aimee said. “It was just really nice knowing that I had family members close by. Lisa and I were even able to share our commute, riding the Metrorail together.” Aimee was also fortunate enough to work in the same building as her father for many years, collaborating with him on the TeamUM United Way campaigns. “I was an ambassador and he ran the campaigns, and we would go to the campaign meetings together. We would often reminisce on UM’s earlier days,” said Aimee. Even outside of the office, the family never found themselves too far from each other. “We have all lived within a five-mile radius for our entire lives,” Scott laughed. “We are very close and try to see each other as much as possible.” Just as their parents valued their colleagues at the U, the Siegel siblings can’t help but care for their colleagues in the same way. “A day does not go by when someone doesn’t ask about my parents. They impacted so many lives during their time here. My dad was a mentor and my mom helped employees develop and grow,” said Lisa. The trio continues to leave a legacy through their involvement in various
University events, such as the United Way, Dolphins Cycling Challenge, DRI Walk with Walgreens, and Corporate Run. “Loyalty is extremely important to my family, and thanks to our parents’ encouragement, the five of us have now worked at the University for a combined 125 years,” Scott said proudly. For the Siegels, continuing the legacy of their parents has always meant making an impact and changing lives for the better at the University. They are grateful to have been able to have an effect on the lives of faculty, staff, and students, many of whom their parents knew very well. For Scott, this effort includes enhancing the student
Marvin and Juyne Siegel
“When people say they bleed orange and green, I know exactly what they mean.” - Aimee
experience through his leadership role in Momentum2: The Breakthrough Campaign for the University of Miami. “The professional satisfaction has been tremendous. It’s very gratifying to be a part of raising three billion dollars,” Scott said. Lisa, a Dolphins Cycling Challenge fundraiser, believes in bringing awareness to this annual event. “I know Sylvester is on the brink of a cure, and being able to get people to take part in those efforts makes me really proud,” she states. As for Aimee, her work with patients and donors of the DRI has helped the DRI Foundation become the largest donor to the University of Miami. “I feel a tremendous sense of pride knowing that the groundbreaking work conducted at the medical school affects our community and communities around the world. When people say they bleed orange and green, I know what they mean. It’s great to have witnessed the extraordinary growth in the U and I look forward to being part of new discoveries and innovations that will improve countless lives,” she exclaimed. Since joining the University in the late 1980’s, the Siegel trio have supported not only each other as siblings, but also their colleagues, in helping to build camaraderie and pride among all faculty and staff to continue the progression of making UM a renowned institution worldwide. “To be a ’Cane means history, family, and giving back. My whole life is being a ’Cane,” said Lisa. “It’s much more than a job, we’re a family. We’re in the business of getting better every day and making the U a better place,” said Scott. “It’s in our blood.”
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BEYOND T H E
BADGE BY S T E V E P I E R R E , B . S C . ‘ 1 3
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hundred mile-per-hour highspeed chases, explosive raids, and crime-scene investigations solved in less than an hour with limited (commercial) breaks. None of these imaginative scenes straight out of Miami Vice occurred during my recent overnight ride-along with the University of Miami Police Department, but it doesn’t mean that Sergeant Benjamin Hedrick and his colleagues aren’t prepared for them. UMPD works diligently around the clock to protect students, faculty, and staff, and on this unpredictable night, I got the chance to learn more about what exactly our officers are up to, day in and day out.
The majority of the population probably doesn’t want to find themselves in a police vehicle, but I was more than excited to step into one for the next few hours. Four hours into his shift, Sergeant Hedrick was as alert as if he had just arrived. A member of UMPD for nine years, Hedrick was promoted to sergeant in 2010 after serving as an afternoon patrol officer. Now in his fourth year as the midnight supervisor, the first task at hand was to provide an update to fellow officer, Carlos Castillo, who was checking into his shift. The UMPD briefing room is decorated with information pertinent to the entire force, and during this time, Hedrick preps Castillo by giving him a rundown of the day’s events, and what to look out for during his shift. Not too long after, we’re on the move to Hedrick’s vehicle. From a fleet ranging from the classic Ford Crown Victoria to the sleek Dodge Charger, Sergeant Hedrick’s vehicle is a recently acquired Ford Explorer, the largest vehicle available for patrolling. Soon enough, I realized an SUV, even for an officer, was not as spacious as it would be for a soccer mom. Imagine having a car full of kids, at all times—that is what it is like in a squad car, as Hedrick showed off the precious, yet rugged, equipment that takes up the majority of the space. Between a laptop, safety vests, a toolbox, a ballistic shield, and a massive toolbox, it was a good thing I wasn’t claustrophobic. It was a relatively quiet night on the Coral Gables campus, but the constant radio chatter streaming from the Coral Gables Police Department dispatch and Hedrick’s personal stories and insight kept the night lively. Prior to joining UM, Hedrick served in the military with the civil affairs battalion unit, where he gained experience in community relations through law enforcement work, helping to rebuild Iraq. Upon returning home, he wanted to put his experience to good use and saw the University of Miami as a great fit.
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“We like to tell our faculty and staff not to hesitate calling us with any problems or questions they may have, especially if something seems out of place.”
After driving around the perimeter of campus, keeping an eye out for suspicious activity and chatting about the duties of the officers and other squad members, Hedrick pulled into Stanford Circle and parked the vehicle. It was time to go on foot. During this time, it was apparent how much UMPD values its relationship with the University community. Walking through the University Center, Hedrick waved to the Thursday night jugglers and interacted with the students relaxing next to Lake Osceola. “Sometimes we’ll do foot patrols, talk to the employees and students to see how things are going or if they have any issues,” explains Hedrick. “While departments for cities and municipalities deal more with dispatch calls and traffic stops, our department is unique in that we are able to engage with our University community a lot more.” As we returned to the vehicle, Hedrick stressed the importance of disseminating information regarding the services and programs UMPD provides. “This is a very safe environment, one of the safer areas in Miami in terms of personal safety, but people tend to get complacent,” Hedrick explained. UMPD offers a variety of safety services and programs for students, faculty, and staff on all campuses.
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Don’t feel safe walking to your car at night? There are safety escorts for that. Worried about your bicycle riding away “on its own?” You can receive a reinforced lock for free. Want to brush up on your self-defense skills? A class is available several times a semester. “We like to tell our faculty and staff not to hesitate calling us with any problems or questions they may have, especially if something seems out of place,” Hedrick said. It was now 1:30 a.m. and although Sergeant Hedrick had 4.5 more hours left on his shift, my time with UMPD was coming to an end. Hedrick, who retained the same energy level and charisma from when my ride started, began to reflect on how our unique environment has allowed him to grow personally and build numerous relationships.
“The University is a great place to work. You can’t beat the weather, everyone is so friendly, and that really stands out in day-to-day interactions. It truly has been a great experience.” UMPD is here to not only serve and protect, but to educate us all as well. Faculty and staff are encouraged to help protect their colleagues and themselves and reach out to UMPD, no matter the question or concern. We are each other’s eyes and ears.
umpd is here to serve and protect you emergency calls from any campus - dial 911 coral gables campus | 5665 ponce de leon blvd, coral gables, fl 33146 emergency 911| non-emergency 305-284-6666 miller school of medicine campus | 1051 nw 14 street, ste 145, miami, fl 33136 emergency 911| non-emergency 305-243-7233 rosenstiel school campus | 4600 rickenbacker causeway, virginia key, fl 33149 emergency 911 | non-emergency 305-421-4766 or 305-710-7991
miami.edu/police
’Canes employee discount program
The average person in the U.S. spends approximately $130.97 on Valentine’s Day, according to a 2013 survey conducted by the National Retail Federation. UM faculty and staff, however, can make that special someone in their life feel like a million bucks without spending a million bucks, thanks to the Employee Discount Program. Here are some sweet savings you can celebrate: GIVE FLOWERS Shop at FTD.com and use University of Miami employee code 10017 to receive a 20% discount on your purchase. GIVE COMFORT The Walking Company, leading retailer of comfort footwear, offers an exclusive instore 15% discount to UM faculty and staff with a valid ’Cane ID card. GIVE SPARKLES Custom luxury jewelry e-retailer Gemvara offers 10% off select gemstone jewelry to UM faculty and staff. GIVE THE SILVER SCREEN Enjoy a movie at Cosford Cinema at a special discounted rate with a valid ’Cane ID card. GIVE IT ALL GiftTree is a one-stop shop for gourmet food and fruit baskets, wine, flowers, and personalized gifts. Use promo code UMIAMI to receive 10% off your purchase.
ALL THE LOVE. LESS OF THE PRICE.
Visit the Employee Discount Program page for additional discounts and information.
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pro
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Toni Stone, HR client services manager, has been part of the UM human resources team for the last 13 years. She knows that working for the University of Miami is hard, and she also knows it’s worth it. “I am extremely passionate about what I do and understand the importance of my role. If we [HR] consistently bring in the right people, and train and develop them effectively, we will continue Building a Better U Together.”
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Toni prides herself on being able to anticipate the needs of the business units she serves and proactively find solutions to problems before they occur. By understanding all of the University’s HR practices, policies, and procedures, she can expertly serve her clients on the Miller School of Medicine campus.
Toni Stone
Director, Human Resources Toni specializes in training and development, recruitment, records, performance management, and compensation. Areas served include Business Development and Managed Care, Revenue Cycle/Central Business Office, and UMMG Administration.
“You’ve gotta make it fun, because we all work hard. But we do it to make a difference for others, to transform the lives of students, patients, families, colleagues, and the community.”
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Over the years, Toni has learned that her biggest challenge is balancing the needs of the University, through fair and consistent application of policies and business practices, and advocating for faculty and staff. “It definitely takes a special skill set to manage this intricate relationship, and doing the right thing can sometimes be hard. However, it gives me a great sense of pride to act as the moral compass of the organization, a coach, a counselor, a mediator, and an employee advocate. I know what I do truly transforms lives.” While all this work may be hard at times, Toni, who admits she’s a closet comedian, never misses the opportunity to blow off some steam with a good joke – or two.
Improve your well-being. Earn up to
$300
Well ’Canes
Incentives Program Designed to help you learn about your personal health, motivate you to maintain or improve your overall well-being, and earn up to $300 by completing various wellness-related activities: When you earn 750 points, you will receive $150 in your UM payroll check. If you earn an additional 750 points (1,500 total) you will receive an additional $150 in your UM payroll check. You must complete the Pure Wellness Online Health Assessment yearly to earn incentives. All faculty and staff enrolled in a UM/Aetna medical plan as primary policy holders are eligible to participate in the incentives program. Deadlines to complete wellness activities vary.
Download the HealthyNow mobile app and manage your Well ’Canes account on the go. Learn about the Well ’Canes Incentives Program
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mental
health
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presented by the faculty & Staff Assistance program
Write to InsideUM!
Ways Exercise Can Improve Your Mental Health
Are you tired, anxious, or feeling a bit down? Consider exercising instead of turning on your favorite television show or delving into the latest book you bought. Over the past decade, scientists have been studying the impact exercise can have on improving your mental health. Below are five ways that exercise may be able to help lift your mood: ANXIETY REDUCTION Researchers have found that individuals who are physically active have lower rates of anxiety and depression than those with a sedentary lifestyle. A brisk walk can deliver hours of relief. STRESS RELIEF Exercise can reduce fatigue, improve alertness, and enhance overall cognitive functions.
If you would like to submit a story idea or photo for consideration in an upcoming issue, please submit to:
humanresources@miami.edu
Follow us! ENDORPHIN RELEASE Endorphins are the body’s natural pain relievers. These neurotransmitters reduce pain and increase your feelings of eupohoria and wellbeing.
ADDICTION CONTROL Exercise sparks dopamine production in your brain, which improves mood, motivation, and feelings of wellness. It rebuilds toxic damage while reducing anxiety.
CREATIVITY INSPIRATION One great workout can boost creativity for up to two full hours.
Source: SMH Screening for Mental Health
The Faculty and Staff Assistance Program offers free monthly seminars. Revitalizing Relationships, offered in February, will provide participants with tools to build and nurture resilient relationships. February 10-12, 2015 | 12-1 p.m. Future seminar topics will include Mindful Living and Approaching Procrastination with Self-Compassion.
Visit the FSAP website to register and view schedule.
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@Inside_UM
Highway to
WEALTH HOW TO PAY OFF DEBT—AND SAVE TOO! Balancing paying off debt and saving can be tricky. But with the help of Fidelity, we have put together this stepby-step guide to make it possible.
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SET ASIDE MONEY FOR AN EMERGENCY How much should you set aside? Depends on your situation, but in general, three to six months of expenses is a good starting point.
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DON’T PASS UP “FREE” MONEY AT WORK If your employer matches the money you can put into your 403(b), don’t pass it up. Think of it as free money in your pocket.
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PAY THIS DEBT FIRST: HIGH INTEREST CREDIT CARD BALANCES Minimum payments are typically low, which means you are paying mostly interest, so it will take you longer and cost you more to pay off the balance. If possible, consider paying more than the minimum each month. PAY THIS DEBT NEXT: PRIVATE STUDENT LOANS Since they generally carry higher interest rates than government student loans, it is a good idea to pay down student debt above 8% interest, especially when the debt is not tax deductible. CONTRIBUTE BEYOND THE EMPLOYER MATCH Once you are left with lower interest debt, it makes sense to bump up your 403(b) contributions while continuing to make payments on your loans. PAY MONTHLY MINIMUM ON GOVERNMENT LOANS, CAR LOANS, AND MORTGAGES These loans have lower interest rates and offer tax benefits, so it makes sense to pay minimum monthly payments on them. Click here to read the entire article.
Want more information? Click here to contact Julie Cornell, Fidelity Workplace Planning and Guidance Consultant. If you prefer immediate, on-demand assistance, please call the Fidelity team at 800-642-7131.
HealthyBITES Fettuccine with Sunchokes
By Andrea Lynch Cole University Advancement
Ingredients: 4 tbsp extra virgin olive oil 1/3 cup thinly sliced shallots 2 thinly sliced garlic cloves 1/2 cup pitted nicoise olives 1 pound sliced sunchokes 10 ounces fettuccine 3 Rosemary branches, leaves only 1/2 cup chopped flat leaf parsley leaves 1 ounce grated Parmigiano-Reggiano Salt and black pepper to taste Directions: Heat 2 tbsp of olive oil in a skillet. Add shallots and garlic and sauté on medium heat until soft. Add remaining oil, olives, and sunchokes and sauté for 5 minutes. Season with salt. Cover pan and cook for 15 minutes, until chokes are tender. Bring a large pot of salted water to a boil for the pasta. Cook until al dente, about 4 minutes. Remove 1 cup of pasta water and drain pasta. Add 1/2 cup of pasta water, rosemary, and thyme to skillet. Add drained pasta using tongs and fold all ingredients together. Add more pasta water if needed to add moisture. Add parsley and season with salt and pepper. Serve with cheese. Serves 4.
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Put the power of the U on your side. “The U” is a major force in South Florida and recognized as one of the nation’s top-tier research universities.* At UHealth – University of Miami Health System, the U delivers direct access to the most highly trained physicians, the latest scientific discoveries, and the most sophisticated therapies and technologies—many of them pioneered and developed right here at the University of Miami Leonard M. Miller School of Medicine. UHealth care includes Bascom Palmer Eye Institute, ranked the nation’s #1 eye hospital for 11 years in a row*; Sylvester Comprehensive Cancer Center, with its state-of-the-art diagnostics and treatments; and University of Miami Hospital, home to excellence in a variety of vital medical disciplines.
Coming to Coral Gables in Fall 2016 *U.S. News and World Report
uhealthsystem.com
The Lennar Foundation Medical Center