UHCL Financial Aid Guide 2018-2019

G N I T S E V IN R U O IN Y E R U FUT 2 018-

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GUIDE D I A L NCI A

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LOWERING THE COSTS OF HIGHER EDUCATION

A college education is one of the most important investments you and your family can make. The Office of Student Financial Aid is here to help you reach your educational goals. We have various types of financial aid to support your college expenses.

$3.5 million awarded in university and endowed scholarships in 2017-18 2 FINANCIAL AID GUIDE

72%

of uhcl students received financial assistance

in scholarships , grants , loans , work-study, etc.

WITHIN YOUR REACH: HOW TO APPLY The Free Application for Federal Student Aid (FAFSA) serves as the application for all federal, state and university need-based financial aid as well as some non-need-based programs.

This tool will help ensure your information is accurate. It saves time, too. Learn more at StudentAid.gov/irsdrt.

Apply by January 1, 2019!

The 2019-2020 FAFSA application will be available Oct. 1, 2018. Families may use their 2017 tax information to complete the application. Please note that some financial aid is limited and is awarded on a first-come, first-served basis.

The U.S. Department of Education uses data from your FAFSA to generate the “Expected Family Contribution” (EFC) to UHCL. Your EFC will be shown on your Student Aid Report (SAR). The difference between the cost of attendance and your EFC is your financial need. Your EFC is a figure used to determine your financial aid eligibility. It is not the amount of money your family will have to pay for college, nor is it the amount of federal student aid you will receive.

Complete the FAFSA Online

Applying for TASFA

The fastest and most efficient way to complete the FAFSA application is at www.fafsa.gov. The student (and parent of a dependent undergraduate student) should use a Federal Student Aid Identification Number (FSAID) to sign the FAFSA electronically.

You – and your parent(s), if applicable – can apply for a FSAID at www.fsaid.ed.gov.

The Texas Application for State Financial Aid (TASFA), is a state application for students classified as a Texas resident, but are ineligible to complete the FAFSA. Students can download the application on www.collegeforalltexans.com.

The TASFA will be available Oct. 1 and the priority deadline is Jan. 15. Students should submit a completed application to the Office of Student Financial Aid by the priority deadline.

UHCL recommends that students submit the FAFSA no later than Jan. 1 to be considered for the most need-based financial aid – and to ensure the results reach us by our Jan. 15 priority deadline.

We recommend students and parents use the IRS Data Retrieval tool when completing the FAFSA.

What happens after you apply?

UHCL FAFSA CODE:

TUITION AND COSTS

011711

The cost of attendance is a comprehensive budget that consists of tuition and fees, room and board allowances, books, transportation and personal expenses. Of these components, the expenses directly owed to UHCL include tuition and fees. The costs listed below are an example of the cost of attendance for a student attending full-time for the 2018-2019 academic year.

Undergraduate Resident

Graduate Resident

Tuition/Fees* (12 hours per semester)

$7,114

Tuition/Fees* (9 hours per semester)

$9,372

Room/Board (not with parent)

$8,620

Room/Board (not with parent)

$8,620

Books/Supplies

$1,064

Books/Supplies

Misc./Transportation

$6,590

Misc./Transportation

Loan Fees TOTAL COST (Texas residents)

$86 $23,474

Loan Fees TOTAL COST (Texas residents)

$816 $6,590 $174 $25,572

*Expenses paid directly to UHCL based on 2018-2019 tuition and fees. An updated schedule of tuition and fees can be found at www.uhcl.edu/sbs.

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SCHOLARSHIPS UHCL offers many scholarship opportunities for new and continuing students. Learn more about available scholarships at www.uhcl.edu/costs-aid/scholarships.

SCHOLARSHIP

ELIGIBILITY

HOW TO APPLY

$1,000 to Full-ride

New freshman must rank in the top 15% of high school class, or score 1170 SAT or 24 ACT, and be a Texas resident. Renewable up to three years with a 3.0 GPA.

Priority deadline is Nov. 15, 2018. The final application deadline is Feb. 1, 2019.

$2,500 per year

New freshmen who has applied for the 2019-2020 FAFSA or TASFA and determined to have unmet need. Must attend at least 12 hours per semester.

Renewable up to three years with a 2.5 GPA.

Priority deadline is Feb. 1, 2019.

$750 per semester

Newly admitted degree-seeking UHCL student, hold a transfer GPA or 2.75 or higher, enroll in 9 hours per semester and be transferring to UHCL. Renewal available for three additional semesters if criteria is met.

Apply to UHCL as a transfer student and your application will be automatically submitted.

Hawk Scholars Scholarship (Merit-based)

$1,000 per year

New non-resident undergraduate and new graduate degree-seeking, enroll in 6 hours per semester, have a 3.0 GPA or higher.

Renewal available for three additional semesters with 3.0 GPA.

Fall 2019: Priority deadline is April 15, 2019 and final deadline is May 15, 2019.

Spring 2020: Priority deadline is Sept. 15, 2019 and final deadline is Nov. 1, 2019.

Mechanical Engineering Scholarship (Merit-based)

$1,500 per year

New freshen must rank in top 25% of high school class or score 1170 SAT or 24 ACT or have a high school GPA of 3.25. Maintain a GPA of 3.0 and complete 30 hours each academic year.

Priority deadline is Jan. 15, 2019.

Students in the required programs can receive a scholarship just for completing the required hours per semester.

Must be enrolled in required hours by census of each term.

New Hawk Scholarship (Merit-based)

Hawk Advantage Scholarship (Need-based)

Automatic Transfer Scholarship (Merit-based)

Full-time to Finish Scholarship (Undergraduate and Graduate Eligible) Outside Scholarships (Non-UHCL)

AMOUNT

$500 per semester (undergraduate) $800 per semester (graduate)

Consider applying to local (high school counselors, community organizations, Chamber of Commerce, etc.), state, national (fastweb.com) or private scholarships.

Work-study Opportunities Work-study is a great opportunity for a student to work and earn money. Eligibility to participate in either federal or state workstudy is based on the results of your FAFSA. If you are offered work-study as part of your award package, it is important that you accept the award in E-Services. For more information, visit www.uhcl.edu/costs-aid/types/work-study.

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Deadlines based on scholarship requirements.

LOANS & GRANTS UHCL wants to help you secure a loan or grant so you can pursue your college degree. A college loan is like any other type of loan in the real world. You borrow a specific amount of money and you repay the loan based on the terms established by the lender. Grants are gift aid, or free aid, that you don’t have to repay, funded by UHCL, the federal or state governments.

Other grants awarded at UHCL include Texas Public Education Grants (TPEG) and Resident Undergraduate and Resident Graduate Student Assistance Grants. For more information, visit www.uhcl.edu/costs-aid/types.

Loans LOAN

ELIGIBILITY

HOW TO APPLY

Based on need from FAFSA. Payments start six months from last date of enrollment. Interest is subsidized by the government while in school.

Small loan fee.

Submit FAFSA

Up to $5,500 (Fr.) $6,500 (So.) $7,500 (Jr. and Sr.) in combined Subsidized and Unsubsidized Direct Loans

Available for all qualified FAFSA applicants. Not need-based. Payments start six months after last date of enrollment. Interest begins after the first disbursement. Small loan fee. Additional amount available for independent students and dependent students whose parents are denied a PLUS loan.

Submit FAFSA

Federal Parents PLUS Loan for Undergraduate Students

Up to the cost of attendance minus financial aid

All dependent students. Not need-based. Parents borrow on behalf of students. Interest begins after the first disbursement. Loan fees apply.

Submit FAFSA and apply at studentloans.gov

Federal PLUS Loan for Graduate Students

Up to the cost of attendance minus financial aid

All graduate students. Not need-based. Interest begins after the first disbursement. Loan fees apply.

Submit FAFSA and apply at studentloans.gov

Private Alternative Loans

Up to the cost of attendance minus financial aid

Not need-based. Student loans made through a lending institution. Normally requires a cosigner.

Loan features, interests rates and payment terms vary by applicant.

Search for lenders online at elmselect.com

Federal Subsidized Direct Loan

Federal Unsubsidized Direct Loan

AMOUNT Up to $3,500 (Fr.) $4,500 (So.) $5,500 (Jr. and Sr.)

What’s the difference between subsidized and unsubsidized loans?

Subsidized loans have no interest while you’re in school. Unsubsidized loans accrue interest as soon as you borrow.

Grants GRANT

AMOUNT

ELIGIBILITY

HOW TO APPLY

Federal Pell

Up to $6,095 (for 2018-19)

Based on need from FAFSA.

Submit FAFSA

Federal Supplemental Educational Opportunity Grant (FSEOG)

$100 - $2,000

Based on need from FAFSA. First come, first served.

Limited funds.

Submit FAFSA

TEACH

Up to $3,736

Education majors with a 3.25 GPA (high school or college). Must meet post-graduation requirements or it reverts to an Unsubsidized Direct Loan.

Submit FAFSA. Visit teachgrant.ed.gov for more information

TEXAS

Up to $9,348

Students who complete the Recommended, Foundation or Distinguished Achievement High School Program in an accredited Texas high school.

Submit FAFSA. Priority deadline is Jan. 15.

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FINANCIAL AID AWARD LETTER You will receive your financial aid award email once you have been admitted to UHCL and filed your FAFSA. After you receive your award letter, you can view your award information, complete any needed forms and accept pending financial aid offers on E-Services.

DATES AND DEADLINES FAFSA Available Online October 1, 2018 FAFSA Priority Deadline January 15, 2019

We’re Here to Help Determining a family’s financial obligation is an important part of preparing for college — and it can be confusing to figure out how much you will have to pay each semester. The Office of Student Financial Aid is here to walk you through the main steps needed to apply for financial aid. And remember, we are always glad to assist you with any questions, so don’t hesitate to contact us by phone or email or visit our office.

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FINANCIAL AID CHECKLIST STEP 1: APPLY FOR ADMISSION Complete the ApplyTexas.org application.

Though the deadline is Aug. 1, certain financial aid requires you to be admitted before it can be awarded. Apply early!

Building Success Alumni and donors have given over $1.9 million toward the Hawk Advantage Scholarship program.

108 students have received this generous award.

STEP 2: APPLY FOR FINANCIAL AID BY JAN 1 Submit your FAFSA at www.fafsa.ed.gov no later than Jan. 1 to be considered for the most needbased financial aid and to ensure the results reach us by the Jan. 15 priority deadline.

STEP 3: APPLY FOR SCHOLARSHIPS Net Price Calculator Everybody’s bottom line is different, but you can use our Net Price Calculator to get a good idea of how much a UHCL education is likely to cost and then estimate the aid you may be awarded.

UHCL Office of Student Financial Aid www.uhcl.edu/costs-aid UHCL Scholarship Information www.uhcl.edu/costs-aid/scholarships

Visit www.uhcl.edu/costs-aid to view UHCL scholarships and grants.

STEP 4: LOG IN TO E-SERVICES Students may need to submit additional items before they can be awarded and will have a todo list in E-Services. Once awarded, log in to E-Services to view and accept your award.

STEP 5: LOG IN TO BANKMOBILE After financial aid is applied to your outstanding balance, you will receive the remaining refund through BankMobile. UHCL will mail information on how to set up your preference of either using the BankMobile account, transferring to another bank account, or receiving a check in the mail.

Free Application for Federal Student Aid www.fafsa.ed.gov Federal Student Aid ID (FSAID) www.fsaid.ed.gov Direct Loan Entrance Counseling and Direct Loan Electronic Master Promissory Note www.studentloans.gov

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office of student financial aid 2700 bay area blvd. houston, tx 77058 281-283-2480

WWW.UHCL.EDU/COSTS-AID

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