Next - What's New for Phase Two of Your Life... by Plus Publications

2017

ne xt What’s New for Phase Two of Your Life....

PRESENTED BY

50PLUSmagazine news

What’s New for

Phase Two of Your Life

ne xt Senior Real Estate Specialists Bruce & Jeanne Nemovitz

e began focusing on senior’s real estate issues about 20 years ago when Jeanne and I were asked to speak at a senior community. There was a need for empathy and understanding of the issues older adults and their families face when transitioning from their long time home to a senior community. There was such a powerful response from those listening to our talk. We realized at that moment that this was our calling! Jeanne and I also felt a need to impact the lives of our clients in a powerful way, and working with our senior clients fit the bill! I decided to put my writing skills to work by authoring two books relating to the topic of preparing and downsizing a home of many years, selling a home, and moving to a senior apartment or community. We developed so many wonderful relationships throughout the 4-county Milwaukee-Metro area as our talks expanded to various senior communities. Jeanne and I then began to form a team of professionals dedicated to serving our senior population’s real estate needs such as contractors, handymen, packing and sorting companies, moving companies, staging and all the other services needed to help make their move a smooth and successful journey to their new home. About 13 years ago, I wrote my first article for 50 Plus Magazine and have been writing monthly articles ever since. I try to focus on real estate issues that are taking

place in real time that affect our 50 plus readers. The readership has grown over the years and I receive quite a bit of positive feedback from my readers thanking me for focusing on older adults and providing needed information. I have had the honor to help educate my fellow Realtors by giving webinars, seminars, and collaborating with other agents who are also focusing their efforts or helping and guiding their clients through this tough transition. Jeanne and I were recently honored by being a team finalist in the Better Business Ethics Awards for our efforts in working with our senior clients and their families. We are constantly learning from our very wise elderly homeowners and developing new and better solutions to meet the demands and issues of those transitioning to a senior community. Jeanne and I love what we do and know that in some small way we are impacting the lives of our seniors and their families in a positive way. We are given the gift of being a part of their lives at such a critical time in their lives. We could never have imagined that our real estate careers would be so fulfilling and gratifying. Thank you for reading my articles and the privilege of helping guide both you and your families through your real estate journey.

GET STARTED ON YOUR NEXT CHAPTER TODAY! Moving can be overwhelming, but it doesn’t have to be!

If you’ve been putting off the sale of your home because the task feels too daunting, rest assured you’re not alone. We understand just that. Though our 35 years of experience, we’ve helped over 3000 families make the transition comfortably and smoothly. Selling your home doesn’t have to be a burden. We can help!

Call us for free consultation: (262) 242-6177 | Bruce & Jeanne Nemovitz Jeanne@BrucesTeam.com | Bruce@BrucesTeam.com | SeniorRealtor.com 2 | next 2017

ne xt

Have you planned for phase two for your life?

It is never too early to start. Our annual Next Guide is filled with ideas and tips to make your retirement seamless and enjoyable.We hope you will read it from cover to cover and share it with friends. Remember, retirement is not the end, but the beginning of a new chapter in your life. Happy tomorrows to you all. Maureen Slattery,

Publisher, 50 Plus News Magazine

ne xt 2017 www.50pluspubs.com

ne xt

ne xt 2017

Whatâ&#x20AC;&#x2122;s New for Phase Two of Your Life....

PRESENTED BY

50PLUSmagazine news

Whatâ&#x20AC;&#x2122;s New for

is produced by Plus Publications, publisher of 50 Plus News Magazine. For more information about this publication or to be included in future issues, please contact us at 262-367-5303 ext.12 P.O. Box 230, Hartland, WI 53029

Phase Two of Your Life

2017 next | 3

25TIPS for a Successful

RETIREMENT

1 2

4 | next 2017

Create a budget. Have a longer long-term plan.

Start automating savings.

Put money into a retirement fund first.

Do you have a retirement goal age?

Put extra money into retirement savings. 7

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Get a financial advisor.

Try retiring at 70, the new 65.

Donâ&#x20AC;&#x2122;t dip into your retirement funds.

Pay down now to live debt-free in retirement. 2017 next | 5

11 12 13

6 | next 2017

Downsize.

Have emergency savings.

Delay Social Security until 70.

Plan on getting a parttime job in retirement.

Plan for healthcare costs.

Plan for inflation in retirement.

You qualify for Medicare at 65.

Plan to purchase a Medigap Policy.

Think about long-term care insurance.

Learn about a reverse mortgage.

Plan for traveling.

ne xt

Look for discounts specifically for retirees. 23 Plan for a hobby in retirement. 22

Get fit.

Have a bucket list. 2017 next | 7

8 | next 2017

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f you’re an active adult looking for fun and friendship you need to join the Vagabond Ski & Social Club. Besides skiing and ski racing, we offer hundreds of social activities geared toward everyone’s interest. We offer an average of 40 activities a month, including tennis, biking, fish fries, breakfasts, sheepshead, dominoes, cribbage, theatre, concerts, bowling, golf, picnics and much more. Also offered are local, national, international trips and get-away weekends. We are a Club for all seasons. Formed in 1958 for singles and married couples, our unique Club has over 1,000 members and is still growing. Membership is $27 for singles and $39 for a married couple, with an initial $25 joining fee. It’s the best deal in town! Meetings are the first Wednesday of the month at the Knights of Columbus Hall, 1800 S 92nd Street, West Allis. 5:00 pm bar and meal service opens. 5:30 pm informative roundtable. 7:00 pm meeting. 8:00 pm music and dance. $5.00 admission for guests. For more information, go to vagabondskiclub.com and check out our monthly newsletter. You can also find us on Facebook. Join the fun and friendship and enhance your life with the Vagabond Ski & Social Club. Hot Line: 414-297-9793.

Thompson Meadows

hompson Meadows has modern and affordable senior apartment homes located in a quiet residential country-like setting at 3120 E. Norwich Avenue in St. Francis for independent seniors 55 and better. Our spacious one and two bedroom apartments have large open kitchens, huge closets, shared floor laundry facilities, air conditioning, small pets welcome (some limitations apply), secured entrance and cable TV hook up. Advantages to living at Thompson Meadows include being close to shopping, handicap accessible and convenient access to interstate. Other amenities you will find at Thompson Meadows include a library, community room and game room, 24 hour maintenance, emergency pull cords in bedroom and bathroom and an elevator. We have a gazebo and garden on our grounds. We’re offering at this time the 1st month free rent. Rents starting at $600 with a $99 security deposit due. Thompson Meadows is professionally managed and you can contact Sheila Crabb at 414-769-9240 for any details or email thompsonmeadows@aol.com.

“Active Adults Having Fun” HUNDRED OF ACTIVITIES

Skiing • Tennis • Golf • Biking • Hiking • Walking • Camping • Volleyball • Sailing Night Party • Fish Fries • Monthly Dances • Picnics • Breakfasts • Theatre • Concerts • Bowling • Badger Game TRIPS

Local • National • International • Door County • Weekend Getaways • Ski Trips • Much, Much More! Over 1,000 Members Singles & Married Couples

• Country like setting • Gazebo & Garden • Huge closets • Large open kitchens • Same floor laundry • 1 & 2 bedrooms starting at $600 • Small pets welcome • Elevator • Library Security Deposit

$99

2BR apartment Now available

$ LARGEST IN THE MIDWEST! MEETING AND DANCE - 1ST Wed. Every Month, 7-11 PM Admission Knights of Columbus Hall - 1800 S 92nd St. • West Allis, WI 53214 for Guests

Professionally Managed

Best Deal in Town!

Meet new friends, enjoy new activities, new surroundings To join and for more info, go to

VagabondSkiClub.com

For Independent Seniors 55 & Better 414.769.9240

3120 E. Norwich Avenue • St. Francis, WI 53235 thompsonmeadows@aol.com 2017 next | 9

Retirement Option!!! Have Fun Staying Healthy & Sharp!

t Tudor Oaks Senior Living Community our comprehensive Wellness programs enable residents to engage in all aspects of wellness. As many people know, a holistic wellness lifestyle is good for your overall health. According to the International Council on Active Aging, “78% of mature adults know the benefits of exercising. However, only 40% participate nationwide.” Why is this? Common stereotypic attitudes about aging emerge as a result of widely held false beliefs about the aging process.

your life is critical to your quality of life as you age. Just as Tudor Oaks has embraced this philosophy, so have the residents, with 64% consistently active in Wellness Programs. Tudor Oaks offers a variety of over 30 classes per week that focus on the skills, muscles and activities essential to an active lifestyle, concentrating on improving balance, gait, flexibility, strength, and posture. If classes are not quite your speed, we also offer self-directed and individualized programming options. Our equipment, exercise selection, and exercise progressions are specialized for the aging adult. Remaining physically active is just one facet of the program but is key to engaging in the aspects of a holistic wellness lifestyle. If you have any questions give us a call at 414-529-0100 - and stop by Tudor Oaks to take a tour of our Wellness Center. Information provided by Tudor Oaks Senior Living Community, Muskego, WI

Several of the misleading beliefs about aging are: • Aging affects everyone in the same way. The reality is that people age differently and at different rates depending on a number of factors. • Aging cannot be altered or reversed. Today, we can slow down, prevent, postpone, or even reverse biomarkers of aging. • People peak early in life then begin to decline. In point of fact, middle and later adulthood are prime times for developing the potential to remain healthy and active. At Tudor Oaks we understand the realities of the aging process and have adopted a philosophy of bringing wellness to residents where they live, our community. With the reduction of household responsibilities and having your wellness resources under one roof, we eliminate two of the biggest reawned and operated by American Baptist Homes of the Midwest, a not-for-profit provider of senior housing and healthcare since 1930. sons people of all ages don’t stay active and fit: time and inconvenience. The inclusion of wellness and fitness activities in

Come see for yourself!

ane Drive, Muskego, WI 53150

TudorOaks.net

Tudor Oaks Amazing

...An

Retirement Option!!!

Call for a tour!

414-529-0100 Or view an online tour at

www.TudorOaks.net

Come see for yourself! Tudor Oaks Senior Living Community

S77 W12929 McShane Drive, Muskego, WI 53150

414-529-0100 www.TudorOaks.net

Tudor Oaks Senior Living Community is owned and operated by American Baptist Homes of the Midwest, a not-for-profit provider of senior housing and healthcare since 1930.

10 | next 2017

The Fireside Dinner Theatre is recognized as one of the Midwest’s premiere visitor attractions. The philosophy remains the same as the day they opened in 1964; that people will come to where they have been invited and will return to where they have been made to feel welcome. Every visit to The Fireside begins with a personal greeting and escort to your table to enjoy a memorable dining experience with warm, friendly service. Before or after dining, you can browse our charming specialty gift shops or

enjoy a cocktail in the lounge. Then, you will enter the intimate theatre-in-the-round for an exciting professional theatre experience that features Equity actors, singers and dancers from across the country. Menus vary by show and performance time, but are all served dinners except for the Thursday Evening Signature Buffet and the Sunday Brunch Buffet. Executive Chef Michael Scott and his staff use only the highest quality ingredients as everything from the soups and sauces to pastries and desserts are prepared from scratch in The Fireside kitchens. The facility is fully accessible to guests with disabilities and there is plenty of safe, free parking on site. The Fireside’s performance schedule includes seven shows weekly year-round

with matinees on Wednesday, Thursday, Saturday and Sunday, evening shows Thursday and Saturday, and a Midday show on Sunday. During the run of MIRACLE ON 34TH STREET there will also be two shows on Fridays in December. Whether you travel with a group from your church, bank, senior center or other organization via motorcoach or on your own with friends and family, The Fireside is a relaxing day out for people of all ages. The dinner theatre packages are an excellent value and the hospitality of the Klopcic Family and their staff is legendary. See for yourself why it’s become such a favorite Wisconsin attraction!

2018 SEASON

800-477-9505 • www.firesidetheatre.com

The Fireside Dinner Theatre More than you’d ever expect!

Celebrating 54 Years of Family Hospitality 1131 Janesville Avenue, Fort Atkinson, WI 53538 2017 next | 11

Want to retire right? Invest in your sight.

Steps to Take

Questions to Ask

Mark Freedman, MD, urges people to be informed partners in their eye care by asking questions, like:

Will you have a bright, clear future or a retirement clouded by poor vision? The picture may be up to you. “Up to 50% of all blindness in the U.S. is preventable—if people pursue prompt diagnosis and treatment,” says Daniel Ferguson, MD. His partner at Eye Care Specialists, one of the state’s leading ophthalmology practices, Daniel Paskowitz, MD, PhD, adds, “Planning and investing in regular eye check-ups can benefit your sight, attitude, freedom and bank account.” Michael Raciti, MD, explains, “Age-related vision impairment is a leading cause of disability and nursing home placement. It creates increased expenses in terms of doctor visits, special transportation, medical supplies and services.” David Scheidt, OD, adds, “Vision loss also causes: difficulty doing tasks (cleaning, cooking, reading, seeing to take medicine, etc.); an increase in injuries, falls and car accidents; social issues (fear, withdrawal, depression, anger); and loss of freedom (to drive, shop, work, play, etc.).” Brett Rhode, MD, offers the following tips for seeing life to the fullest—now and in the future: ■ Schedule comprehensive, dilated eye exams every 2-4 years ages 40-64 and every 1-2 years age 65+ to check for cataracts, glaucoma, macular degeneration, diabetic retinopathy, and other conditions. ■ Talk to your doctor. Discuss your concerns. Ask questions (see suggestions at right). ■ Follow surgery/treatment recommendations. ■ Be an informed partner in your own care. Educate yourself. Read about disease symptoms and the latest diagnostic tools and treatment procedures. Call 414-321-7035 for free booklets on the leading causes of visual loss in retirement—cataracts, diabetes, glaucoma and macular degeneration.

■ What is my visual acuity (on the 20/20 scale)? ■ Do I have any eye diseases or disorders? ■ What caused my condition? Is it hereditary? ■ How will this condition affect my vision

and lifestyle—now and in the future?

■ Should I watch for any particular

symptoms and notify you if they occur?

■ What kinds of tests do I need? Why? When? ■ What is the best medical/surgical treatment for me? ■ When will treatment start, and how long will it last? ■ What are the risks, side effects, benefits

and success rates of this treatment?

■ Are other treatments available? ■ Are there foods, drugs, or activities

I should avoid while I'm being treated?

■ If my treatment includes taking a medication,

what should I do if I miss a dose?

■ Will changing my diet, exercise or other lifestyle

habits help improve my condition? Would eyerelated vitamin & mineral supplements be helpful?

■ If my vision can’t be corrected, can you refer me

for low vision resources and rehabilitation services?

See the best you can see, when you see the leaders in ophthalmology.

EYE CARE SPECIALISTS

Are you putting your vision at risk? Most people aren’t motivated to make an eye appointment unless they notice a problem—and often not even then. What they don’t realize is that many sight‐threatening conditions have no warning signs. But, if you know the risks, symptoms, tests and treatment options for common eye concerns, you’re more likely to take action. We can help. Call 414‐321‐7035 for detailed free booklets on cataracts, glaucoma, AMD, and diabetes. Then, consider: When was your last eye exam? If it was more than a year ago, call today to protect your vision for tomorrow.

■ ■ ■ ■ ■ ■ ■

World-Class Care. Local Convenience. Glaucoma, Diabetes and Macular Degeneration (AMD) Care (with advanced medication injection and laser treatments) No‐Stitch, No‐Shot Ultrasonic Cataract Surgery (with standard, multi‐focal, toric & extended‐range implants) Corneal Transplants, Lid Repair and Retinal Cases Dry Eye, Floaters and Infections Treatment Comprehensive Eye Exams & In‐Office Diagnostic Laser Scans Eyelid Treatment (inflammation) & Surgery (drooping) Accept Medicare and most Major Insurances

Trusted by more than 130,000 doctors & patients since 1985.

Mark Freedman, MD

Brett Rhode, MD

Daniel Ferguson, MD Daniel Paskowitz, MD, PhD

West Allis 10150 W. National Ave.

414-321-7520

12 | next 2017

www.eyecarespecialists.net

Wauwatosa 2323 N. Mayfair Rd.

414-258-4550

Michael Raciti, MD

Milwaukee 633 W. Wisconsin Ave.

414-298-0099

David Scheidt, OD

Becker Property Services

t Becker Property Services, LLC, we advise anyone planning to retire to plan ahead. Planning will allow you to make choices rather than have choices made for you. Planning will also permit you to make decisions and choices on your schedule, not someone elseâ&#x20AC;&#x2122;s. Failure to plan is planning to fail. You donâ&#x20AC;&#x2122;t want to be forced into making choices and decisions about your life that you are not ready or prepared to make, so plan ahead. Becker Property Services, LLC can help you find affordable senior housing. It is our job to develop and manage affordable housing for seniors, age 62 and older. We have developed nearly 100 buildings that provide affordable housing options for senior and disabled populations across the country, with a majority of those located in Wisconsin. Our company currently manages six apartment buildings in Milwaukee and Waukesha counties for senior citizens age 62 and older. These buildings are located in the communities of Cudahy, West Milwaukee, West Allis, and Waukesha. Becker Property Services, LLC was initially established when Becker Consulting Services was organized and formed in Milwaukee, Wisconsin in 1984 by Joseph P. Becker. Prior to his private consulting activity in 1984, Joseph Becker was a HUD official for 15 years. His interest in providing housing consultant services stems from experience in planning, developing, operating, and administering housing programs for HUD clients.

In 1988, Kenneth Becker joined the Becker Consulting Services. Since 1988, Kenneth Becker has served as a consultant or co-consultant for numerous housing developments for senior and disabled populations. His interest in providing housing consultant services stems from his experience in banking and finance, and the awareness of the need to develop housing resources for low and moderate income persons, particularly for senior citizens, persons with disabilities, and financially disadvantaged individuals. It was in 2002 that Kenneth Becker formed Becker Property Services, LLC, which provides full service property management in addition to encompassing the consulting and development functions of Becker Consulting Services. Today, Becker Property Services provides a full array of consulting, development, and management services. Becker Property Services, LLC manages buildings that are affordable, safe, secure, and barrier free. We offer rent subsidized (tenants pay 30% of their income for rent) one bedroom apartments for senior citizens age 62 and older. For more information, call (262) 240-9406, email BeckPropSvcs@aol.com, or refer to our web site at www.beckerpropertyservices.com.

Burnham Village

Gonzaga Village Sunset Heights West Allis

Waukesha

Cifaldi Square

Oak West

Valentino Square

West Milwaukee Cudahy

West Allis

2017 next | 13

True Comforts of Home

immer Communities Senior Residences have been around for a long time. In that time we have learned one thing for sure. Seniors want the true comforts of home. The Centennial in Oak Creek and The Silvernail in Pewaukee offer just that! We’ve learned from our residents and guests that when it’s time to move to a senior community, the important factors are affordability without having to give up great amenities and a sense of home. We know it can be a tough transition from a home of 50+ years to a senior community, so we’re here to help through that transition. One of the greatest things about senior communities is that everyone is walking the same path of life as you! There is a real comfort in that alone. At the Centennial and Silvernail, we focus on the residents and their needs as they age. What your needs are at the time of move-in may be different than what they are in 2 years, 5 years, 10 years down the line. We recognize this and work hard to continually meet your needs. We offer the true comforts of home with our amenities, activities and exceptional neighborly feeling from the moment you walk in the door. We offer conveniences that make your life easier, which include our on-site chapel, country store, fitness room, salon, libraries, computer room, car wash area, wellness programs and van transportation grocery shopping and more!

We also recognize the importance of fun! Our staff puts in hours of time each month planning and coordinating large and small activities with a wide range of interest – live entertainment, wii bowling, seasonal parties, bingo, to name just a few. We offer outside trips such as theatre trips, sporting events, musical entertainment or wherever the residents choose to go! Wellness is an important focus, too ~ whatever we can do to keep our seniors healthy, mentally and physically, is a great investment in our communities. You’ll regularly see podiatry services, hearing testing and hearing aid repairs, flu clinics and fitness classes on our monthly calendar and our newly staffed wellness clinic open 3 days a week! We take great pride in the caring staff that oversees our communities – providing well managed and clean buildings, including 24/7 maintenance, activities and wellness programs, which collectively add enjoyment to your independent lifestyle! We embrace the unique qualities our seniors offer making our communities interesting and exciting. We’re continually amazed at the talent and knowledge that our residents share. We encourage it. We embrace it. We love it! We’d love for you to find comfort in one of our communities. Please be our guest and visit us soon. We’d love to meet you! (See our ad below)

TWO BEAUTIFUL COMMUNITIES IN TWO IDEAL LOCATIONS!

Exceptional Award Winning Senior Living Section 42, Section 8 & Market Rents Available.*

Comfortable Lifestyle 1 & 2 Bedroom Options!

Included In Rent

• Weekly Transportation-Shopping • Underground Parking • No Cost Laundry

Wii Bowling - Stay Active!

Wonderful Amenities On-Site: • Salon • Fitness Room • Craft Room

2016

Property Excellence Award

*Recipents of the AOMA Property Excellence Award <100 Units; 2016 and 2017 respectively. Income Limits/Guidelines May Apply

14 | next 2017

Live Entertainment!

• Socials • Country Store • Smoke-free! • Pet Friendly • Wellness Program • Caring Staff • Chapel • Entertainment • Country Store 2017

Property Excellence Award

wimmercommunities.com

Se n i o r s

Allied Senior Services Insurance

• Long Term Care Insurance •Health Insurance • Life Insurance • Annuities • Auto • Homeowners • Free Quotes • Immediate SR22 Filings

1-800-924-4061 414-545-7878

Investments

We are not limited to representing one company, so we can give you unbiased advice.

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Title 19 & Pre-Arrangements

Simple Cremation $595.00 (Excluding Cremation Permit & Fee)

Traditional Funerals 1, 395.00 at your Church or Cemetery Chapel of your choice Call for more details

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SERVING ALL OF WISCONSIN

2017 Open Enrollment - Save the Date! Medicare Eligible: 10/15/17 to 12/7/17 Individual/Family Health Insurance: 11/1/17 to 12/15/17

7421 W. Becher St. West Allis, WI

One community for all your needs!

Greenbrook Terrace community offers a quiet park-like setting and scenic walking paths. We are located 1 mile from Southridge Mall and are close to grocery stores, shopping, parks and the interstate. OUR SENIOR APARTMENTS FEATURE: • air conditioning • extra storage • controlled intercom entry • carpeting • frost-free refrigerator/freezer • electric range • abundant closet space

• ceramic tile baths • bathtub grab bars • electronic alert system in the bathroom • smoke detectors • cable ready • large storage lockers • laundry room in each bldg.

Monday at the movies on the big screen television, monthly luncheon, management sponsored parties, card club, on-site hair salon, garden club, community room, 24-hour emergency maintenance and personable staff.

Income limited

4955 S Greenbrook Terrace • Greenfield, WI 53220 • (414) 282 5044 2017 next | 15

In Home Hearing Aid Service • We

provide FREE tests

We repair all makes • We custom fit all earmolds •

PROMPT • EFFICIENT COURTEOUS SERVICE Forward Health Accepted 12 manufacturers to choose from with the latest digital technology

Aﬀ Aﬀordable ordable Housing for for 62+

Pay only 30% of gross income in rent!

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OR 100% MONEY BACK

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16 | next 2017

4 Tips for Smooth Downsizing Dreaming of juggling fewer possessions and becoming free of property maintenance? Downsizing means more focus on yourself, family, relationships, and life experiences. After helping hundreds of people settle into their new home at Three Pillars, we’re pleased to share some advice to help in your transition: 1. Take care of #1 Before and after sorting, organizing, or packing, be sure to get plenty of rest and be kind to your brain and body. 2. Evaluate the essentials Set aside time to give thoughtful consideration to “need versus want” of your possessions. Downsizing doesn’t mean everything must go - hold onto some treasures. 3. Survey your storage Consider the storage space you’ll have in your new place, being realistic about keeping some larger or seasonal items in storage. 4. Get organized Begin packing early and devise a plan for a solid labeling system. Fold, roll, or add dividers to keep the inside of boxes organized.

Independent Living | Catered/Assisted Living Memory Care | Long-term Care Short-term Rehabilitation | Wellness Connection

Call to schedule a tour today! Nestled in the Lake Country Area - Dousman 800.848.5306 | 262.965.2111 | www.threepillars.org 2017 next | 17

Did you know? 1 in 4 people are eligible for SilverSneakers®

through their Medicare health plan.

Check your eligibility now silversneakers.com/check or call 1-877-402-6753 (TTY: 711), Monday through Friday, 8 a.m. to 8 p.m. ET.

De-Cluttering? MOVING? Clearing Out? Don’t Stress Out

by doi ng it YO UR S E LF.

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Segues Senior Move Specialists

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18 | next 2017

Serving WI & IL since 1999.

HEAR Wisconsin is focused on providing you the best hearing healthcare available. Our audiologists and communication consultants work closely with you to find the best solution for your hearing and communication needs. Since we’re a nonprofit, every purchase you make supports kids with hearing loss their families. WWW.HEARWI.ORG INFO@HEARWI.ORG 414-604-7219

Everything you need for phase two of your life!

50PLUS news magazine

next? Phase two Lamers Whatâ&#x20AC;&#x2122;s of the rest of your life.

e have arrived at a crossroads we face as an individual or often as a couple. Phase two is a time to reward achievement and recognize our accomplishments. Constraints of careers, job and family responsibilities are loosened. We eagerly research our options and start shaping our quality of life. Whatever we do, a new lifestyle is imminent. Once again, we take action and we continue the journey. Group travel with Lamers Tour & Travel presents an affordable carefree option that can be part of your lifestyle. Lamers creates rewarding and enjoyable experiences inclusive of discovery, fellowship, fun, food and joy. Lamers takes you to destinations you have never visited, or returns to places youâ&#x20AC;&#x2122;ve been to recapture memories while making new ones. Pick a destination, direction, favorite interest or specific subject. Our vast tour inventory is spread throughout the year offering options across North America and beyond. New customers may start with a shorter tour giving them an idea of what motor coach travel is like. Soon they will build on this with a bigger trip. Folks often set a mission with a series like the National Parks, New England or patriotic themes checking each tour off the list, eventually experiencing them all. Resorts, seasons, festivals and entertainment are also venue targets perfect for active second phase travelers. Every day will be a memorable experience when you are on a Lamers tour. Phase Two of your life is all about continuing the journey. Be sure to take a trip with Lamers Tour & Travel as part of your plan. Call us for your free Travel Planner!

Check us out online at www.50PlusPubs.com 2017 next | 19

CapTel® Captioned Telephone CapTel® Captioned Telephone gives you the confidence to enjoy telephone calls knowing you’ll catch every word, every time. Like captions on TV — for your telephone. Only CapTel offers different model phones to match your lifestyle. If you prefer the comfort of a traditional-style telephone, try the CapTel 840i! It has the classic look of a traditional telephone with a large keypad and easy-to-read display screen. If you love the convenience of a touch-screen display, try the CapTel 2400i! The tablet-style display and helpful graphic menus make it easy to use. Do you need larger caption sizes? No problem! The extra large display screen on the CapTel 880i helps make sure you don’t miss a word.

No matter what you are most comfortable with, there is a CapTel phone for you! There are even apps to enjoy CapTel captions on your cell phone or mobile device.

When it comes to your conversations, trust your calls to CapTel. 1-800-233-9130 www.CapTel.com

CapTel® 2400i

Can’t Hear on the Phone?

Captioned Telephone

The CapTel® Captioned Telephone allows people with hearing loss to listen to their caller and read everything the caller says. Like captions on TV— for your phone! Free with verified hearing loss, you get the phone plus installation, providing you with better phone conversations. Includes free captioning service with no monthly fees or contracts required. Don’t miss another word!

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Contact Your Local Outreach Representative

262-409-9370 239-219-7377

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Free phone with valid third-party certification or through other promotion is subject to change without notice. Terms and conditions may apply. CapTel Captioned Telephone is designed exclusively for individuals with hearing loss and is funded and regulated by the FCC.