NORTH CENTRAL NEW JERSEY REGION*
* The region encompasses the following 39 towns located in north central New Jersey:
Berkeley
Bedminster,
Heights, Bernards Twp., Bernardsville, Boonton, Boonton Twp., Bridgewater Twp., Califon, Chatham Boro, Chatham Twp. Chester Boro, Chester Twp., Clinton, Clinton Twp., Far Hills, Florham Park, Harding Twp., Lebanon Boro, Lebanon Twp., Long Hill Twp., Madison, Maplewood, Mendham Boro, Mendham Twp., Millburn, Morris Plains, Morris Twp., Morristown, Mountain Lakes, New Providence, Peapack-Gladstone, Randolph Twp., Readington Twp.,
Tewksbury Twp., Warren, Washington Twp. (Morris County), Watchung, Westfield
NORTH CENTRAL NEW JERSEY REGION*
JULY 2025 MARKET REPORT
Activity by Price - year to
10-Year Market History - year to date
* Region encompasses 39 towns listed on page 2 of this report ** “Homes for sale” is a snapshot of the count on the last day of the period.
LOWEST RATES. GUARANTEED IN WRITING.
AS OF 8-18-2025
INTEREST RATE APR
JUMBO 30-YEAR FIXED**
FIRST-TIME HOMEBUYER 30-YEAR FIXED***
LEARN MORE
Hilltop Mortgage Group LLC NMLS # 2522152. Programs, rates and conditions are subject to change without notice. Rates can be lower depending on your exact scenario. Call for current pricing for your exact scenario. ARM Loans - APR July increase after closing. Rates July vary depending on each individual credit history and underwriting factors and July contain points. All rates are 35 day lock periods (longer terms available). Rate quotes based on scenarios below:
* Based upon 75 LTV, Single Family Primary Home. Loan amounts greater than $350,000. FICO score 760 and above. Purchase Transactions (refinances July have different rates) - NJ-PA-FL-CTMA. ** Based upon 75 LTV, Single Family Primary Home. FICO score 760 and above. PurchasesHigh Balance loans are not available in every county. ***Based upon 96.5 LTV, Single Family Primary Home. Loan amounts greater than $200,000. FICO score 680 and above. Turpin Real Estate has a business relationship with Hilltop Mortgage Group, including an indirect owner in common. Turpin Real Estate July receive a financial or other benefit from Hilltop Mortgage Group business.
Hilltop Mortgage, LLC | 8 E Main Street, Suite 2, Mendham, NJ 07945 Matt Chemis, Loan Advisor | NMLS# 2316591 | mchemis@hilltopmtg.com | Phone: 862-259-3250
