Tradition CONNECT Magazine-2025

Honoring the foundation that built us to pave the way for future generations – page 52

CONNECT.

120 YEARS OF SHAPING COMMUNITIES

REAL ESTATE DEVELOPMENT | FINANCIAL SERVICES | HOME BUILDING

spring 2025

“

This past fall, I had the chance to travel the coast of Norway as a travel writer—the country from where

Enebak Construction’s Founder (my great-great-grandfather) Sigurd Enebak emigrated in the late 1800s.

Sigurd grew up on a small island called Karmøy, almost 4,000 miles away from Lakeville, Minnesota, where Enebak Construction is still digging dirt more than 120 years later. Glimpsing my ancestors’ home country for the first time, I was struck with the overwhelming importance of preserving legacy.

Legacy, as defined by the Oxford English Dictionary, is the long-lasting impact of a person’s life, or of particular events or actions that took place in the past. It’s likely that Sigurd had no idea his long-lasting impact would reach his great-great-granddaughter on the shores of his home country one day, or less likely, that it would evolve into a robust and thriving family of companies named “TRADITION,” as an ode to its reverence for those who came before.

FOR TRADITION, HONORING THE PAST IS THE SUREST WAY FORWARD. Since Sigurd’s time, multiple generations of TRADITION leaders have upheld his vision, and even begun to forge legacies of their own. Like my grandfather Tip Enebak, whose long-lasting impact will be defined by the countless lives he’s changed through his generous heart and philanthropic vision. (And at 83 years old, he still isn’t finished.) As future generations look to these founders and changemakers, they are presented with the remarkable chance to extend TRADITION’s legacy, one that has traveled across oceans, centuries, and generations to reach them.

When you join the TRADITION family, you become an integral part of this story, whether you are an employee, business partner, client, or family member.

And although I was never able to meet Sigurd, I'm sure he would echo me in saying this: TRADITION is proud to call you a part of its legacy.

– EMMA ENEBAK, FIFTH-GENERATION TRADITION FAMILY MEMBER AND CONNECT. WRITER

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CO N T E N TS 4

#WeAreTradition

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Connecting the Dots

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Tradition Development

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Tradition Capital Bank

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event feature

Employee Event RT Residential

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generosity spotlight

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event feature

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community spotlight

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Tradition Mortgage

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Robert Thomas Homes

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The 10% Impact Veterans Fest MN Every Third Saturday Tradition Commercial Real Estate event feature

FAITH | HOPE | COURAGE

spotlight

Tradition Wine Tradition Wealth Management

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event feature

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community spotlight

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did you know

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event feature

The Great Holiday Gift Giveaway United Heroes League History of Tradition Tradition Cup

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Homes by Tradition

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CHB Title

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event feature

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community spotlight

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Hope K HopeKids Enebak Construction event feature

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Design by Tripine Creative, Inc Writing by Emma Enebak

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Pickling for a Prayer Esquire Title community spotlight

DinoMights

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spring 2025

#WeAreTradition There is an old yet enduring concept developed by Greek philosopher Aristotle that says, “the whole is greater than the sum of its parts.”

This quote, while written in relation to metaphysics, can also hold truth within the organizational sectors of our lives, from our families to our companies to our communities. The message is simple:

WE CAN ACHIEVE MORE WHEN WE WORK TOGETHER. Across our 120 years in business, we have seen TRADITION’s impact multiply in remarkable ways, and it has all been due to the steadfast support and dedication of our employees, business partners, clients, and families.

Because of you, we are able to equal more than the sum of our parts, and impact communities far and wide.

Whether it be donating an annual percentage of our proceeds to those in need, helping a fellow coworker through a difficult time, or serving the community alongside our clients and business partners, we believe that putting one another first is the surest way to succeed—in both business and life.

When you work for, with, or alongside TRADITION, you can be assured that your well-being is our top priority. Acting with compassion, integrity, and generosity, we aim to foster meaningful relationships with each individual we touch.

IT IS ONLY BY CARING FOR ONE ANOTHER THAT WE CAN MULTIPLY OUR IMPACT. As we forge new traditions, and continue to honor old ones, we want to thank each one of our employees, clients, and partners for being a vital part of our story. Together, we equal more.

Sincerely, The TRADITION Owners

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spring 2025

CONNECTING REAL ESTATE DEVELOPMENT

FINANCIAL

A family tree can reveal so much. More than just a visual chart of genetic ties, it is a representation of a family’s

ENEBAK CONSTRUCTION

unique story, tracing who they are, where they’ve been, and where they’re going.

From nationally recognized projects to major highway construction and housing developments, Enebak Construction has mastered the art of sculpting the earth for generations.

TRADITION DEVELOPMENT Tradition Development specializes in all phases of land development projects, taking pride in the preservation of nature while delivering unique and quality neighborhoods all over the Twin Cities.

TRADITION COMMERCIAL REAL ESTATE With a deep understanding of the market, Tradition Commercial Real Estate offers a comprehensive range of services to guide clients through solutions tailored to their unique needs and align their commercial real estate decisions with their strategic objectives.

LEGENDS & WILLINGERS GOLF CLUBS

TRADITION WEALTH MANAGEMENT

Willingers Golf Club in Northfield and Legends Club in Prior Lake are two acclaimed 18-hole golf courses that TRADITION is proud to call its own.

The two scenic courses by renowned golf course architect Gill Miller have been named among Golf Digest's "Best Places to Play Golf" multiple years in a row.

Think of Tradition Wealth Management as your personal CFO–simplifying the demands of managing your wealth so you can devote more time to your business, your personal endeavors, and your family. They strive to build your personal wealth and guide your long-term financial choices, helping you build a legacy you are proud of, both financially and personally.

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TRADITION MORTGAGE New construction, purchase, or refinance?

Enlist the expertise from Minnesota’s largest independent mortgage lender, Tradition Mortgage. With a full spectrum of mortgage products, efficient tools, and personal support, you can rest assured your loan is in good hands.

TRADITION CAPITAL BANK Tradition Capital Bank provides customized solutions with highly responsive service to individuals, businesses, and communities. Offering a full suite of treasury, lending, and depository solutions, Tradition Capital Bank is your partner in business and in life.

G THE DOTS

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HOME BUILDING

Consider this TRADITION's family tree. Explore its key members, uncover how they're connected, and find out where you fit in. We invite you to be a part of TRADITION's next chapter.

HOMES BY TRADITION Homes by Tradition understands that your home is more than just a structure; it’s a personal expression of who you are. Bring your vision to reality with a custom-built home that’s designed to inspire, built to last, and tailored just for you.

RESIDENTIAL INC.

ESQUIRE TITLE

ROBERT THOMAS HOMES

RT RESIDENTIAL

The seasoned team at Esquire Title is committed to being your light in the dark and will guide you through the closing process with ease and simplicity to ensure that you, your clients, and your home are fully protected.

Offering the very best in new construction, Robert Thomas Homes combines innovation and practicality with quality materials and craftsmanship to build your home for lasting comfort and value.

RT Residential is filling the void for people looking for an alternative to home buying by building for-rent homes for ownership groups and investors across the Twin Cities.

CHB TITLE

FARM HILL FRAMING

FARM HILL MASONRY

CHB Title is your trusted partner for personal and business real estate transactions, offering unmatched customer service, expert guidance, and smooth, stress-free closings that make every experience feel like a fresh start.

The advantage of a house with good bones is peace of mind. Farm Hill's framing experts deliver solid and sound homes, with hearts of integrity and a handle on complex home builds.

You only want the strongest, most steady hands working with stone, block, brick, and concrete. Rely on the efficient in-house masonry team that specializes in flatwork for your new residential design.

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spring 2025

NEIGHBORS AMONG NATURE TRADITION DEVELOPMENT PRIORITIZES NATURE CONSERVATION IN TWO ONGOING PROJECTS, ALLOWING RESIDENTS TO CONNECT WITH THE LANDSCAPES SURROUNDING THEIR HOMES

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n each project Tradition Development executes, it strives to create an environment that fosters a high quality of living among residents. In 2024, two of these ongoing projects included the 70-acre Watercrest of Hugo and an expansion of the 345-acre Harvest of Chaska community. Each development boasts an intriguing balance of country life and city amenities, and has been designed to enrich connections among community members. Read on to see Tradition Development's 2024 achievements within these two communities, and its plan for their continued growth.

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WATERCREST OF HUGO Serene wetlands meet neatly paved trails at Watercrest of Hugo, a two-phase project in partnership with Gonyea Development, set to sprawl over 70 acres upon its completion in 2025. Throughout the first phase of development, Tradition Development prioritized the property’s natural beauty, setting aside 46 acres as protected woodlands and wetlands for future residents to enjoy. This unique opportunity to connect with nature, combined with the development’s proximity to downtown White Bear Lake and major highways, affords a striking convergence of city and country living. Residents will also enjoy easy access to two of the north metro’s most beautiful protected nature areas, Rice Creek Chain of Lakes Park Reserve and Bald Eagle Otter-Lake Regional Park. In 2025, nature trails will weave between the development’s 80-foot-wide lots, leading to placid ponds and open, wooded meadows, offering residents opportunities for exercise, escape, and connection—a life well-lived.

HARVEST OF CHASKA Harvest of Chaska is one of Tradition Development’s most impressive ongoing projects, boasting over 345 total acres of land and 506 single-family units. The completion of the neighborhood’s 11th addition in late 2023 added 18 Tradition Series lots to the bluff overlooking downtown Chaska, providing some of the best views available on the property. Backed by tranquil wooded ravines and wetlands, residents can gaze upon the small-town charm of Chaska while enjoying the stillness of the property’s protected nature. The lots connect the Harvest development at its easternmost edge, taking advantage of existing pathways that lead into the neighborhood’s extensive network of parks and trails. The City of Chaska has connected the Harvest development to downtown Chaska via walking path, fostering community connections and enriching resident living.

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spring 2025

BANKING IS JUST THE

BEGINNING I

n many ways, the challenges of finances can reflect the challenges of life: often unpredictable, filled with ups and downs, and better navigated with a trusted partner by your side. Tradition Capital Bank is proud to be that trusted partner, providing responsive banking that paves the way for you to enjoy the journey–in both finances and life.

When you work with Tradition Capital Bank, banking is just the beginning. Its committed team harnesses solid financial expertise to build offerings that meet each individual’s needs, whether personal, business, commercial, or nonprofit. Operating with your best interests in mind, Tradition Capital Bank’s personalized financial approach creates space for you to consider new possibilities.

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N M L S # 4 024 6 8 . M E M B E R F D I C. E Q UA L H O U S I N G L E N D E R .

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“Tradition Capital Bank is a nimble, innovative bank that was founded by a group of entrepreneurs and grown through a diverse, powerful network.

We are one bank, serving our community as one team. This is our Tradition.”

- JOE BAUER President | Tradition Capital Bank

THINKING BEYOND Tradition Capital Bank's convenient tools and resources, combined with its careful attention to each client's needs, extends beyond finances, creating: 1. MEANINGFUL RELATIONSHIPS 2. THRIVING BUSINESSES 3. CONNECTED COMMUNITIES 4. FUTURE POSSIBILITIES

GIVING BACK Partnering with Tradition Capital Bank is a choice to not only enrich your own future but the future of your community. Through its Keystone Giving Program, Tradition Capital Bank thinks beyond banking, donating a portion of its proceeds to partnering nonprofits in order to support the changes they are making in the community. Tradition Capital Bank takes pride in being a force for good at home and across the globe.

UPHOLDING VALUES Paying homage to its humble beginnings, Tradition Capital Bank embodies a daily commitment to integrity, generosity, and unparalleled, high-touch service. These values create a ripple effect, cascading through the bank’s responsive teams to enrich you and your family’s daily life. Join Tradition Capital Bank today to unleash new possibilities—in banking, and beyond.

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EVENT F E AT U R E

CONNECTING AT

CANTERBURY

AN EMPLOYEE EVENT BROUGHT PLENTY OF BETTING, BREWS, AND BONDING

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olleagues who win money together, stay together. That’s why Canterbury Park made the perfect setting for TRADITION’s fall employee event, a day to unwind, place bets, and strengthen connections.

With so many individual companies united under the TRADITION umbrella, spread out across multiple locations, TRADITION prioritizes opportunities to gather employees together under one roof. Its company events, held three times each year, are notorious for inciting friendly competition, forging new bonds, and creating lasting memories that bolster camaraderie.

As the horses raced down the track that September day at Canterbury, it was evident that TRADITION is not just a family of companies, but a family of tight-knit people (regardless of how their bets played out that day).

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“It’s great to be able to get everyone together and enjoy time spent out of the office. With our companies being spread across so many areas, it's important to us that we build relationships within the TRADITION family.”

- JAKE ENEBAK CEO | TRADITION

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spring 2025

RESIDENTIAL INC.

YOUR DREAM HOME,

FOR LEASE

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hen searching for a home, one should never have to compromise on quality, craftsmanship, or community—even if that home happens to be a rental. At RT Residential, compromise is not an option.

Working with local and national ownership groups, RT Residential introduces a new standard in rental living, crafting exceptional build-for-rent homes in spacious, amenity-rich communities that not only exceed customer’s expectations, but fulfill their dreams. With the professional management capabilities of RT Residential’s partnering entities, you will enjoy a smooth and painless rental process and property landlordship that keeps you and your family’s wishes at the center. Take a look at RT Residential’s Foxtail Hollow project (seen right) for a brief peek into leasing the home you’ve been dreaming of—no compromises necessary.

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SPOTLIGHT ON FOXTAIL HOLLOW Crafted in partnership with Ron Clark Construction, RT Residential’s Foxtail Hollow project is an amenityrich community of 76 luxury rental townhomes located in Blaine, Minnesota. Striking the perfect balance between quality and convenience, Foxtail Hollow’s rentals combine luxury features like fireplaces, stainless steel appliances, attached double garages, ceramic tile backsplashes, and primary showers with the ease of high-touch property management that eliminates the worries of maintenance and upkeep. Ideal for families,

couples, and young professionals, renters can choose from multiple floor plans that feature two- and three-story building types and two-, three-, and four-bedroom living options. Centered in a tight-knit, modern community, residents will enjoy seamless walkability and the use of shared amenities including a pet park, private pool, children’s playground, community grilling area, and expansive walking trails. All the luxury and comfort of your dream home, with none of the ownership hassle.

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spring 2025

GENEROSITY SPOTLIGHT

THE 10% IMPACT L

ike any trusted financial partner, numbers are important to Tradition Capital Bank. But across its 20-year history, there is one number that has remained the most prominent—10. Founded with the core mission of being a force for good, Tradition Capital Bank pursues a lofty goal of redirecting 10% of its annual profits to partnering nonprofits in communities near and abroad, an initiative called the Keystone Giving Program. Through intentional, strategic, and long-term investment, it's amazing how much 10% can do.

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“Our time in Zimbabwe with MATTER was life-changing.

The Zimbabwe people are so gracious and full of love.

So thankful for MATTER, Zimbabwe, and its amazing people, and I’m excited to go back and see how MATTER is giving them additional opportunities for economic success.”

- BECKY ENEBAK 2024 Insight trip traveler and TRADITION family member

Each year, Tradition Capital Bank’s Keystone Giving Program selects nonprofit organizations as Keystone Partners, committing to help them fulfill a key project, initiative, or goal over a strategic two- to four-year period. Tradition Capital Bank not only provides these partners with significant financial aid, but with its time, talent, resources, and vast professional network to help amplify their community impacts. Below, see the nonprofit organizations Tradition Capital Bank selected as Keystone Partners in 2024.

CAPI CAPI is a Minneapolis-based nonprofit that helps immigrants and refugees meet basic needs, reach financial stability, and engage with their communities. Tradition Capital Bank has made a multi-year commitment to help fund its new three-story Immigrant Opportunity Center.

ST. DAVID’S CENTER St. David’s is a regional child and family development center that offers therapeutic, educational, and support services to children and families with challenging needs. Tradition Capital Bank has made a three-year commitment to help them reach their goal of doubling the number of children they're able to serve over the next few years.

FEED MY STARVING CHILDREN Feed My Starving Children is a Twin Cities-based Christian nonprofit that provides nutritious meals to children in need in over 70 countries across the world. Tradition Capital Bank has made a two-year commitment to help fund a new project-based food assistance program in Guatemala City, Guatemala, in partnership with a local organization called Believe Guatemala.

BOYS & GIRLS CLUB OF GREATER SCOTTSDALE The Boys & Girls Club serves thousands of youth across nine locations in the greater Scottsdale area, providing guidance, support, and encouragement in a safe environment. By bringing Taste Fore the Tour, an annual foodie fundraiser centered around eliminating hunger, to its new Phoenix market, Tradition Capital Bank helped launch a new feeding program for the Boys & Girls Club of Greater Scottsdale.

MATTER MATTER is a Minnesota-based nonprofit with a global heart, bringing together companies, experts, and problem solvers to launch projects that improve communities around the world. Tradition Capital Bank is a long-standing supporter of MATTER and participates in both local projects and global missions, recently spearheading a new loan program in Victoria Falls, Zimbabwe. traditionco.com

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E V E N T F E AT U R E

MULTIPLYING

IMPACT

THE INAUGURAL VETERANS FEST MN BROUGHT TWO IMPACTFUL NONPROFITS TOGETHER TO BENEFIT MILITARY FAMILIES ACROSS THE MIDWEST.

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hen it comes to philanthropy, TRADITION Founder Tip Enebak is always looking for ways to make 2+2=6. Over the past few years, he has enacted this “more with less” philosophy by fostering connections between TRADITION’s partnering nonprofits, allowing them to multiply their impacts through the power of shared resources, staff, and volunteers.

Last fall, this math-defying formula came to life at the United Heroes League (UHL) campus in Hastings, where two great nonprofits—UHL and Every Third Saturday (ETS)—came together to honor Veterans at the inaugural Veterans Fest MN. “I’m super thankful that Tip has brought our two groups together,” said Shane Hudella, UHL President.

“We hope this is the start of decades to come of having some great days and events on the campus.”

Founded in central Wisconsin with the help of the Marrier family, Veterans Fest enjoyed a successful first run in Minnesota. The outdoor entertainment event brought an impressive lineup of talent to the UHL campus, including Tim Foust & Friends, Fistful of Ladies, Rosewater, and headliner Home Free. In between live performances, attendees enjoyed food trucks, a mobile bar, and exciting raffles and door prize giveaways, making the most of the shared resources provided by UHL and ETS. All ticket proceeds from the action-packed event were donated to the two nonprofits, helping them to further their shared mission of improving the lives of military families in the community.

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“The UHL staff was excellent to work with and really made it all come together. It’s all about trust. When we support one Veteran the right way, they tell more Veterans.”

- TOM MCKENNA ETS Co-Founder and Marine Corps Veteran

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spring 2025

CO M M U N I T Y S P OT L I G H T

PURPOSE

AFTER SERVICE EVERY THIRD SATURDAY PROUDLY AIDS VETERANS ON THE PATH TO HEALING AND PURPOSE

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hen striving to make a large-scale difference in the community, the first step is planting small seeds of generosity. Tom and Jessi McKenna planted their seeds of generosity in 2009, when they began delivering quilts and basic supplies to homeless Veterans across the Twin Cities.

Over 16 years later, these seeds have blossomed into a service initiative much larger and more impactful than Tom and Jessi could have anticipated—Every Third Saturday (ETS).

From its permanent building in South Minneapolis, ETS welcomes over 3,000 Veteran visits a year, providing a resource center and community hub to support their journey in rediscovering purpose after service. Aside from providing essential, free-of-cost resources including clothing, shoes, blankets, hygiene items, meals, and a fitness center, ETS also provides Veterans and their families with guidance and emotional support in the areas of employment, finances, relationships, health, community, and faith.

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"2024 has been a year of hope and growth, with the addition of two new team members. Our Warrior’s Return course and Veterans Internship have evolved to offer Veterans more opportunities for healing, empowerment, and community involvement. Through all the changes, our core mission remains the same—to provide a welcoming space where Veterans can start their transformative journey with a strong sense of safety and belonging."

- KRISTA KISTLER (WEILER) Director of Growth and Marketing | ETS

ETS also supports emotional healing and post-traumatic growth through its five-week Warrior’s Return program, which provides Veterans with expert coaching in 40 different subject matters that lead to personal development and growth. Through each step of the process, ETS emphasizes purpose, resilience, and community, guiding Veterans toward healing and a renewed sense of mission in life.

Rooted in faith, community, and compassion, ETS is excited to continue pursuing its mission into 2025, returning the steady and honorable service that Veterans and their families so bravely showed them first.

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spring 2025

FOSTERING RELATIONSHIPS IN REAL ESTATE GIVE A WARM WELCOME TO TRADITION’S NEWEST ADDITION, TRADITION COMMERCIAL REAL ESTATE

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n 2024, the TRADITION family was proud to welcome its newest entity: Tradition Commercial Real Estate LLC (TCRE). As an independent, Veteran-owned firm, TCRE’s team harnesses 50-plus years of expertise to help guide organizations and individuals through ever-changing markets of commercial real estate. Much like the family of companies it belongs to, TCRE maintains a core focus on building meaningful relationships, treating each client as they would a family member or friend. It is through this earnest care for each individual client's best interest that TCRE thrives in providing strategy-driven solutions that enhance clients’ lives.

“Our clients continue to expect the same effort and commitment to quality that they’ve come to appreciate, with added depth of capabilities thanks to the diverse set of companies, background, and expertise at TRADITION.” - ROSS HEDLUND AND DEAN WILLIAMSON Partners | Tradition Commercial Real Estate

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TCRE specializes in office, healthcare, industrial, and retail markets, and offers a wide variety of services that ensure each client’s needs are met from beginning to end. Familiarize yourself with the scope of TCRE’s diverse real estate services below.

TCRE IS EQUIPPED TO GUIDE YOU THROUGH: • STRATEGIC REAL ESTATE PLANNING AND ANALYSIS

• GOVERNMENT RELATIONS

• SITE SELECTION

• PROJECT MANAGEMENT

• BUYER AND SELLER REPRESENTATION

• DEMOGRAPHIC ANALYSIS

• TENANT AND LANDLORD REPRESENTATION

• ANALYTICS

• LEASING

• DEVELOPMENTS

• LEASE RENEWALS When you choose to work with TCRE, you are not only gaining an intuitive business partner, but a loyal advocate and friend that will fight for you through each step of your real estate journey.

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spring 2025

E V E N T F E AT U R E

FAITH THAT CARRIES US FORWARD

TRADITION GATHERS ON ELECTION DAY TO CELEBRATE STORIES OF FAITH, HOPE, AND COURAGE

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n the wake of great uncertainty, there is nothing more powerful than the strength of community.

That is why TRADITION gathered on Nov. 5, 2024 to appreciate something much greater than the U.S. presidential election–life-changing stories of faith, hope, and courage.

Started by TRADITION Founder Tip Enebak, FAITH | HOPE | COURAGE is an annual event hosted on Election Day in which ordinary speakers share extraordinary testimonies of transformation. On a day that tends to breed division, TRADITION and its employees, business partners, friends, and families come together in unison, finding common ground through stories of shared humanity.

This year’s event gathered more than 700 spectators at Mystic Lake Event Center, where five keynote speakers of diverse ages and backgrounds shared their courageous stories. While each speaker’s circumstances differed, their stories were ultimately weaved together by a single connective thread: faith. Through profound struggles including grief, illness, addiction, and abuse, these five ordinary individuals harnessed an extraordinary faith that carried them forward–a lesson that can transform lives.

Regardless of the election results, attendees left the event that day with fuller hearts and lighter spirits, uplifted by a sense of community that breaks down barriers.

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“I do not believe that God wishes for us to endure terrible things. Such events are often the result of a very broken world. Yet, through it all, I find solace in knowing that God is by my side, sharing in my tears and walking with me through the darkness.”

- ELLA MOTZKO Keynote Speaker

ORDINARY PEOPLE, EXTRAORDINARY FAITH. MEET THIS YEAR’S KEYNOTE SPEAKERS:

Chrisovalantios Kelessidis

Sarah Kroenke

Ella Motzko

Sol Ryan

Robert Owens

LEARN MORE ABOUT THEIR INSPIRATIONAL MESSAGES HERE

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spring 2025

TURNING DREAMS

INTO REALTY

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ccording to research conducted by the National Association of Realtors, Americans still believe that homeownership is an essential component of the American dream. And yet, in 2025, Americans face significant obstacles to achieving this dream.

TRADITION MORTGAGE IS HERE TO OVERCOME THESE OBSTACLES. In April 2024, Tradition Mortgage launched Tradition Community Assistance to help homebuyers bridge the downpayment gap, one of the largest obstacles in achieving successful homeownership.

As a 501(c)(3) nonprofit community lender, Tradition Community Assistance eliminates the several months or even years it can take buyers to save for a downpayment by providing downpayment and closing cost loans to low-to-moderate-income families in the Twin Cities metro area. Tradition Community Assistance is yet another example of the collaboration and synergy TRADITION has been able to achieve across its entities, partnering with the long-term loan servicing offered by Tradition Capital Bank.

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“The Tradition Mortgage downpayment assistance program really helped my family. It allowed me to use the money I originally saved for my home purchase to pay off my high-interest credit card debt. I am now a homeowner and have peace of mind knowing my credit card debt is under control.”

- ASHLEY Customer | Tradition Mortgage and Tradition Community Assistance

In addition to Tradition Community Assistance, Tradition Mortgage is proud to offer multiple other services and products tailored to helping potential homebuyers achieve their ownership dreams.

In October 2024, Tradition Mortgage’s Stacy Houge accepted the role as Director of Community Lending to help pave the way toward increased opportunity for Minnesotans to achieve the American dream.

PARTNER WITH TRADITION MORTGAGE TO BEGIN TURNING YOUR HOMEBUYING DREAMS INTO A REALITY. N M LS # 28 6998

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A TIMELESS STANDARD

THE CLASSIC COLLECTION BY ROBERT THOMAS HOMES OFFERS ENDURING BEAUTY AT AN AFFORDABLE PRICE

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n a world where trends come and go, finding a timeless home is important. Robert Thomas Homes created the Classic Collection to blend lasting design, quality craftsmanship, and practical living. These homes offer both style and affordability, making them perfect for modern families and individuals.

Robert Thomas Homes is known for building beautiful, well-crafted homes at a great value, earning the trust of homeowners across the Twin Cities metro area. The Classic Collection continues this tradition, providing homes designed to grow with you and stand the test of time.

Inside, open layouts create a spacious feel, while features like a well-equipped kitchen, relaxing bathroom, and airy living areas offer comfort and style. Homeowners can also personalize certain details to match their preferences, ensuring their home feels uniquely theirs.

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spring 2025

S P OT L I G H T

A TOAST TO TRADITIONS,

NEW AND OLD

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n 2024, TRADITION welcomed a new achievement into its family of companies—one that everyone can raise a glass to. Introducing the first batch of Tradition Wine, a special tribute to the stories and values that built TRADITION, as well as the exciting traditions yet to be made.

Cellared and bottled by Copper Corkscrew Wines in Monterey, California, Tradition Wine comes in three styles, including a 2021 Chardonnay produced in the Santa Lucia Highlands, a 2019 Pinot Noir produced in the Russian River Valley, and a 2022 Cabernet Sauvignon produced in Napa Valley.

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A true ode to heritage, each bottle preserves a unique moment in time across its label, with historic photographs of the leaders who built TRADITION, including Enebak Construction Founder Sigurd Enebak, his son Bob Enebak, and TRADITION Founder Tip Enebak.

As new roads unfold and new traditions take shape, raise a glass of Tradition Wine to remember the 100-plus years of hard work that brought us here.

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GROWING LEGACIES,

TOGETHER

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s a member of the TRADITION family, Tradition Wealth Management recognizes the importance of legacy—in finances, business, and life.

By honoring legacy, we pay respect to the traditions and values of our predecessors. By building legacy, we pave the way for future generations to succeed.

THE CHOICES WE MAKE TODAY WILL SHAPE THE LEGACY WE PASS ON TOMORROW. As an independent financial planning and investment management firm, Tradition Wealth Management strives to build your personal wealth and guide your long-term financial choices, helping you to build a legacy you are proud of, both financially and personally. Acting as your personal CFO (Chief Financial Officer), Tradition Wealth Management provides unbiased financial planning and investment wisdom with no allegiance to any one firm, product, or service, advocating for your personal interests above all else. When you choose to partner with Tradition Wealth Management, you will watch the demands of your personal wealth management slip away, freeing up time to devote to your passions, goals, and relationships—the legacy that truly lives on.

Advisory Services offered through Tradition Wealth Management, LLC, a Registered Investment Advisor. Securities offered through Concourse Financial Group Securities, a Registered Broker / Dealer and Member of FINRA and SIPC. Tradition Wealth Management, LLC, is independent of Concourse Financial Group Securities, Inc.

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PRIVATE WEALTH MANAGEMENT

FIVE CORE DIVISIONS

LIFE INSURANCE & RISK MANAGEMENT

Tradition Wealth Management recognizes that these priorities may look different for each individual client. With expertise in five core divisions, Tradition Wealth Management is equipped to serve you in the area that best suits your interests, regardless of your financial viewpoints, life experiences, or personal values.

Take a look at Tradition Wealth Management’s five divisions (seen left) to get started.

ADVANCED PLANNING STRATEGIES

SPORTS MANAGEMENT

RETIREMENT PLAN SERVICES

MN TRADITION WEALTH MANAGEMENT OFFICE LOCATIONS

WOODBURY WAYZATA EDINA

&

AZ SCOTTSDALE

MAKE THE CHOICE TO PARTNER WITH TRADITION WEALTH MANAGEMENT TODAY, AND TOGETHER, YOU WILL BEGIN BUILDING A LEGACY THAT LASTS.

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E V E N T F E AT U R E

THE GREAT HOLIDAY

GIFT GIVEAWAY

UNITED HEROES LEAGUE SPREAD HOLIDAY CHEER BY DONATING OVER $1 MILLION WORTH OF GIFTS TO MILITARY FAMILIES

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he holidays may be considered the most wonderful time of year, but they can be a challenging season for many families—especially those who aren’t able to put many presents under their trees. United Heroes League is passionate about creating equal opportunity for military kids to enjoy the magic of the holidays, regardless of their financial or family situations.

In December 2024, United Heroes League had the chance to positively impact over 5,000 Veteran and military family members at The Great Holiday Gift Giveaway, a spirited holiday event that gave away over $1 million worth of sports-related toys and equipment. From scooters and baseball bats to soccer balls and hockey skates, kids lined up between ornament making, mugs of hot cocoa, and snapshots with Santa and Mrs. Claus to receive gifts that will aid them in leading active, healthy, and goal-scoring lifestyles.

Tradition Capital Bank was proud to partner in bringing this impactful event to life, a true embodiment of United Heroes League’s mission to help military families heal, connect, build friendships, and engage with their communities.

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“Santa and Mrs. Claus are here greeting kids. We have elves skating on our SCHEELS ® rink behind us. Just a magical day; this is what the holidays are all about.”

- SHANE HUDELLA 1SG (Ret.) U.S. Army President and Founder | United Heroes League

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CO M M U N I T Y S P OT L I G H T

BUILDING BONDS AND

BREAKING BOUNDARIES

T

RADITION believes that every child deserves a chance to fulfill their athletic dreams, regardless of their background or circumstances. That is why it continues to support the life-changing work of United Heroes League, a nonprofit organization that provides military kids and their families with opportunities to actively participate in sports and cheer on their athletic heroes.

“Sport teaches you character. It teaches you to play by the rules.

It teaches you what it feels like to win and lose—it teaches you life.”

- BILLIE JEAN KING Former American No. 1 Tennis Player

On the path to achieving success in sport, there is much to be learned. United Heroes League prioritizes every opportunity to pass on the valuable life lessons, camaraderie, and character that sports can instill in kids. Since its founding in 2009 by military Veteran Shane Hudella, United Heroes League has been able to provide military kids and

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families across the U.S. and Canada with over $25 million worth of free equipment, coaching, game tickets, and cash grants. Whether a child’s passion lies in the hockey rink or the soccer field, United Heroes League is equipped to support it, proudly providing aid across 14 unique sporting pursuits.

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UNITEDHEROESLEAGUE.ORG

THE POWER OF TEAMWORK Beyond the countless goals scored and records beat, United Heroes League’s greatest impact continues to be the meaningful relationships built, which span across teams, backgrounds, and ages. Kids not only form bonds through the transformative power of teamwork, but also develop mentorships with United Heroes League’s 120-plus professional athlete ambassadors, who donate their time, talents, and tickets in support of the nonprofit's mission. Looking ahead to 2025, United Heroes League is excited to provide kids with further opportunities to connect as it continues construction on locker rooms and viewing facilities at its SCHEELS® rink in Hastings, to be unveiled in time for Hockey Day Minnesota 2026.

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spring 2025

HISTORY IN THE MAKING

ENEBAK CONSTRUCTION

Sigurd (Sig) Enebak immigrated to America from Norway.

1888

ECC started supplementing horsepower with gas-powered equipment.

1905

1928

1946

Sig’s son, Bob took over operations for ECC. (Second Generation)

Sig started Enebak Construction (ECC) building railroads and road work opportunities. (First Generation)

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Bob’s son, Robert “Tip” Enebak took over operations of ECC. (Third Generation)

1964

ECC Milestone | Interstate 35E - Millions of yards of dirt was moved to build this critical 5-mile infrastructure linking the Twin Cities downtown areas to the southern metro.

1974

ECC Milestone | Minnesota Zoo - ECC graded the “New Zoo,” a revolutionary concept at the time, giving visitors a unique chance to experience animals in their natural habitat, sprawling over 485 acres.

1982

1989

ECC Milestone | Mall of America - Over 2 million cubic yards of dirt was moved for excavation of the parking decks, footings, overall site grading, and even the fine grading inside for Camp Snoopy.

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HISTORY IN THE MAKING

TRADITION COMPANIES

Esquire Title started

Tip’s son Thomas “Jake” Enebak and son-in-law Erik Hendrikson brought the companies into the next generation, starting the “TRADITION” family of companies with Tradition Development and Tradition Mortgage. (Fourth Generation) Tradition Capital Bank started

1991

1999

First Golf Course (Willinger’s Golf Club) – since then our list includes courses designed by Jack Niklaus, Tom Lehman, and five by Arnold Palmer.

Tradition Wealth Management started

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2003

2004

2005

Homes by Tradition started

2007

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Farm Hill Framing started Robert Thomas Homes started

2011

2015 + 2016

2020

Our builders received back-to-back “Builder of the Year” recognitions by the Builders Association of the Twin Cities in 2015 (Robert Thomas Homes) and 2016 (Homes by Tradition).

2021

CHB Title joined the TRADITION family of companies.

2022

2024

Tradition Commercial Real Estate started

RESIDENTIAL

Farm Hill Masonry started

INC.

RT Residential started

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spring 2025

E V E N T F E AT U R E

PARTNERSHIP PREVAILS

RAIN OR SHINE

TRADITION’S ANNUAL GOLF EVENT SHOWS APPRECIATION FOR ITS VALUED FRIENDS AND BUSINESS PARTNERS

J

une 2024 marked the 24th annual Tradition Cup at Legends Club in Prior Lake, one of multiple picturesque courses built by TRADITION. The anticipated summer event offers valued employees and business partners a chance to reconnect, sharpen their golf game, and show their appreciation for one another’s continued partnership.

Although the sky was overcast across Legend’s greens, a little rain couldn’t dull the spirit of the TRADITION family. Foursomes made their way down the damp course with a smile, building valuable camaraderie and connection with each tee-off. Whether eagle or bogey, each hole was an ode to good company and a celebration of TRADITION's loyal friends and associates–the wins that truly matter.

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spring 2025

ELEGANCE ON INTERLACHEN

HOMES BY TRADITION’S CUSTOM BUILD ON INTERLACHEN GOLF COURSE DEMONSTRATES A KNACK FOR MELDING PERSONALIZATION WITH QUALITY CRAFTSMANSHIP

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n each project it executes, Homes By Tradition strives to create a space that reflects the customer’s personal tastes and values. Its recent custom build on Interlachen Golf Course in Edina is a shining example of this philosophy.

The resulting project is a charming, modern five-bedroom home with a timeless mix of indoor and outdoor elements, elevating the stunning views offered by Interlachen’s golf course. At 5,000 square feet, the project offers a warm blend of contrasts with each room bearing its own unique character and charm. Simultaneously, an all-encompassing sophistication and natural feel runs through the home, accented by the use of real timbers, stone, metal, varied textures, and natural color elements.

“A lot of the inspiration came through photos and visions the customer shared with us, and our designer Danielle Srock really directed an incredible level of fit and finish,” shares Dean Nelson, Homes

by Tradition's President and Owner.

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The kitchen is a star feature of the home, drawing attention with its warm and inviting color scheme and use of striking details ranging from the La Cornue French Range to the eye-catching textures of stone, wood, and metal. All in all, the home achieves an intricate balance between quality craftsmanship and meaningful personalization—creating a project that shines from the inside out, while capturing the far stretches of Interlachen’s picturesque greens.

Homes By Tradition is excited to continue expanding its presence in Edina and reaching more suburbs in the Twin Cities metro area. Partner with Homes By Tradition today to make your dream home a reality.

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spring 2025

GROWTH,

UNHINDERED

CHB TITLE CELEBRATES AN UNPRECEDENTED YEAR OF GROWTH, AND LOOKS AHEAD TO FUTURE ACHIEVEMENTS

T

he key to long-term success is continuing to push the limits of what feels possible. CHB Title, a trusted partner of TRADITION, embodies this mindset of limitless growth, reaching higher and loftier goals each new business year. In 2024, CHB Title reaped the benefits of its growthfocused operations, upgrading its collaborative office space after nearly 18 years, and opening a new location in the centrally located suburb of Maple Grove.

Looking ahead to 2025, CHB is excited to watch its employees connect, achieve, and thrive within the walls of its brand-new office, a modern, bright, and open space that encourages collaboration and meaningful conversation. In the new Maple Grove building, buyers will enjoy a similar upgrade—a convenient and inviting space for them to close with trusted partners before heading to the home of their dreams.

“We couldn’t be more thrilled with our new office space! It’s a reflection of our growth, vision, and commitment to promoting innovation and collaboration. This is more than a workplace, it’s a space where ideas will thrive and our team will continue to achieve incredible things together.”

- MAGGIE CHRISTOPHER COO/Principal | CHB Title

But the greatest reward of external growth is the internal effects it has on clients, employees, business partners, and friends. CHB Title strives to foster a forward-thinking culture, in which employees and clients are encouraged to reach for goals they once deemed impossible, both personally and professionally. In this collaborative environment, ideas, challenges, solutions, and passion converge to continue pushing the envelope—creating a better CHB, and a better you.

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PARTNER WITH CHB TITLE THIS YEAR TO SEE JUST HOW HIGH YOUR GOALS CAN REACH.

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PART OF THE TRADITION FAMILY OF COMPANIES LEGENDSGC.COM

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E V E N T F E AT U R E

HOPE ON THE HORIZON

THE 2024 ANNUAL HOPE K EVENT RAISED OVER $210,000 FOR HOPEKIDS MN

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n June 2024, HopeKids MN celebrated the 16th year of its annual Hope K event, a 5- and 10kilometer race that brings the community together to walk, run, eat, drink, play, raise money, and celebrate hope. Held at the scenic Spirit of Brandtjen Farm neighborhood in Lakeville, the anticipated summer event saw an incredible turnout, culminating its largest and most successful iteration to date, with over $210,000 raised for HopeKids MN. Embodying the true spirit of TRADITION, the Hope K event has become a beloved tradition of its own to the families, partnering companies, and community members who continue to show up each year. Whether running or walking, attendees enjoy a much-needed chance to relax and connect after the race, engaging in games like inflatable sports, sawdust coin dive, construction machines, princesses, tie-dye, a petting zoo, bounce house, face painting, and more. When this network of 800-plus attendees gather in support of one mission, true hope flourishes.

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“We kick off event planning in January, and it’s incredible to see how many people return year after year—it’s a top priority for them. Partnering with TRADITION and our amazing event sponsors annually makes it even more special, watching the community come together in such a meaningful way.”

- BRIAN ANDERSON Executive Director | HopeKids MN

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CO M M U N I T Y S P OT L I G H T

HEALING

THROUGH HOPE S

ince its foundation, HopeKids has leaned on a vital nugget of biblical truth preached by Romans 5:5—

“HOPE DOES NOT DISAPPOINT.” These four simple words offer a powerful roadmap for enduring challenges in life, proving that hope is a powerful medicine. As a national nonprofit with a mission of spreading hope to families and children with life-threatening medical conditions, HopeKids has seen this truth come to life in powerful ways in its communities.

HopeKids’ Minnesota chapter puts on over 500 events a year, giving children and their families a chance to escape from doctors, treatments, and waiting rooms to enjoy exciting experiences in their communities, free of cost. These experiences not only allow kids to relax, have fun, and build friendships, but give parents a chance to connect with other families who understand their struggles.

With a vision of restoring hope and transforming lives, HopeKids operates based off of five key impact areas (see below).

HOPEKIDS FOCUSES ON FIVE IMPACT AREAS: • HOPE AND ANTICIPATION • SAFETY AND ACCEPTANCE • FAMILY FOCUS • ECONOMIC SUPPORT • COMMUNITY AND SUPPORT

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“HopeKids is blessed with a solid foundation that TRADITION has helped establish. We have more resources now than ever before, as Tip and the Big T Foundation have helped us connect with several other nonprofits. We are blessed to have the support of the TRADITION family!”

- BRIAN ANDERSON Executive Director | HopeKids MN

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spring 2025

COLLABORATION

BUILDS QUALITY

F

ounded in 1905 by Sigurd Enebak, 2025 marks Enebak Construction’s 120th year in operation. As the foundation of TRADITION, Enebak Construction continues to pave the way for success and growth, exemplifying the power of collaboration in construction, business, and relationships.

Enebak Construction fosters daily collaboration not only among its employees, but among prospective clients, longtime builders, partners, suppliers, engineers, cities, and sister companies.

Ensuring a project is delivered to the highest standards requires teamwork and input from an extended network of communities, from crews and subcontractors to owners to even the general public. In the end, each team member involved is rewarded by the level of quality returned.

Whether operating machinery, managing projects, or meeting with clients, collaboration will continue to be the unspoken force that keeps Enebak Construction moving, building trust and relationships as sound and sturdy as the construction projects it sculpts. Where relationships are strong, quality thrives—a cycle that continues on.

Just as it has for 120 years, Enebak Construction aims to continue creating quality projects that every team member can be proud of, lifting collaboration high, and prioritizing safety and relationships above all else.

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COLLABORATION (Noun) [kuh-lab-uh-rey-shuhn]

1. The situation of two or more people working together to create or achieve the same thing.

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EVENT F E AT U R E

PICKLING FOR A PRAYER RETURNS L

ast fall, TRADITION employees and friends gathered at Mega Pickleball to support the return of an impactful fundraising event—Pickling for a Prayer. Founded by Tradition Mortgage Loan Officer Taylor Williamson in 2023, the event’s second iteration furthered Taylor’s mission of raising funds and support for individuals living with neuromuscular disorders. The impressive turnout proved that nothing rallies people around a cause quite like the game of pickleball.

“It’s a day that everybody just loves and looks forward to,” says Taylor. “And for me, when I can get people I care about together, how can I not want to plan it again?”

The event’s cause is one close to Taylor’s heart, an extension of her own battle with a neuromuscular disorder called myasthenia gravis (MG), which altered the course of her life when she was diagnosed as a sophomore in college. With a successful second event under her belt, Taylor is one step closer to achieving her goal of establishing an accredited Center for Excellence at the Neuroscience Center in St. Paul—a space where individuals who share similar struggles can seek guidance and resources.

"We’re here for a purpose, and the funds and support are directly impacting people’s lives, which is so cool,” says Taylor.

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spring 2025

CLOSING WITH CONFIDENCE T

here are few endeavors quite as daunting—and exciting—as buying or selling a home. New buyers and sellers sit on the cusp of boundless possibilities. But first they must work their way through the painstaking logistics. Consider Esquire Title your trusted partner through the ups and downs of these logistics, ensuring you close with confidence.

A member of the TRADITION family since 2008, Esquire Title offers exceptional knowledge, service, and commitment to guide customers through the complicated closing process, whether it be a purchase, sale, or refinance of a current home. Working alongside buyers and sellers, as well as real estate agents and loan officers, Esquire Title takes careful measures to ensure a smooth and painless closing for each individual customer.

ACCORDING TO INDUSTRY STATISTICS, ONE IN FOUR RESIDENTIAL REAL ESTATE TRANSACTIONS HAVE SOME SORT OF DEFECT. These risks are dramatized by the vast capabilities of modern technology, making title insurance more important than ever in protecting against potential scam and fraud. When you close with Esquire Title, you become a part of the family, earning you not only investment protection, but a trusted partner and advocate. Join Esquire Title today, and take the first step on your path to closing with confidence.

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PART OF THE TRADITION FAMILY OF COMPANIES WILLINGERSGC.COM

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CO M M U N I T Y S P OT L I G H T

THE MIGHTY

POWER OF MENTORSHIP DINOMIGHTS IS TRANSFORMING THE INNER-CITY YOUTH OF MINNEAPOLIS, ONE PUCK DROP AT A TIME

D

uring the formative years of one’s youth, there is nothing more impactful than having a strong adult role model to light the path to success. For Minneapolis-based nonprofit DinoMights, this valuable mentorship does not just last through a child’s youth, but for life.

“The kids at DinoMights feel like DinoMights is their family. And as soon as you join, you’re a DinoMight for life. We’ll always be there.”

- EMILY REES Academics Program Manager | DinoMights

Founded in 1995 by John Foley, son of longtime Faith Covenant pastor Ross Foley, DinoMights serves the inner-city youth of Minneapolis from elementary through high school, with a vision of developing physical, academic, social, and spiritual excellence. With a special focus on the sport of hockey, DinoMights is a proud part of the NHL’s “Hockey is for Everyone” initiative, which provides support and unique programming to nonprofit hockey organizations across North America. As DinoMights’ kids skate, learn, and grow together, they develop skills that they will carry with them for life, and relationships that will leave a lasting mark on their hearts.

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“I first discovered DinoMights as an employee at TRADITION. After three years of one-off volunteer events, I was eager to commit to coaching the Squirt team. There’s something almost spiritual about sharing the game we love with our players, and watching the program improve their lives tenfold, both on and off the ice.”

- JULIE PLESHE Human Resources Coordinator | Tradition Capital Bank

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A family of Minnesota-based companies working for good in our communities.

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