DCVA (CONT) - Cordova

Page 1


Current Value Assessment

PREPARED EXCLUSIVELY FOR:

Ricardo & Nancy --

The following is a Current Value Assessment of your home based on current market conditions, comparable homes in your neighborhood, what I believe your home could sell for if my marketing strategy were implemented, and a little info about me and my team.

The next page is your Tax Record followed by the comparables I used in this analysis to come up with my assessment followed by what the Top 3 real estate websites have your home estimated at. 949-294-2506

TAX RECORD

Owner

MLS

MLS

MLS

MLS

MLS

MLS

LAST MARKET SALE & SALES HISTORY

MORTGAGE HISTORY

THE COMPARATIVE MARKET ANALYSIS

No two homes are identical, which is why choosing a sales price or offer price for a home can be challenging. That's where the Comparative Market Analysis, or CMA, is most useful.

What is a CMA?

The CMA is a side-by-side comparison of homes for sale and homes that have recently sold in the same neighborhood and price range. This information is further sorted by data such as type of home, number of bedrooms, number of baths, lot size, neighborhood, property condition and features, and many other factors. The purpose is to show estimated market value, based on what other buyers and sellers have determined through past sales, pending sales and homes recently put on the market.

How is the CMA created?

CMAs are generated by using property information from your real estate agent's Multiple Listing Service (MLS). The MLS is available to licensed members only, including brokers, salespeople, and appraisers, who pay dues to gain access to the service's public and proprietary data, including tax roll information, sold transactions, and listings input by all cooperating MLS members. Listing agents generate CMAs for their sellers, and buyer's agents create them for their buyers so both sides know what current market conditions are for the homes they're interested in comparing.

How accurate are CMAs?

The CMA is a here-and-now snapshot of the market, based on the most recent data available, but it can instantly be rendered obsolete by a new listing, or a change of status in a home with the same criteria. Why? The market is constantly changing — new listings, pending sales, closed sales, price reductions, and expired listings. CMAs can vary widely, depending on the knowledge and skill of the person creating the CMA as well as the number and type of data fields that are chosen.

How can CMAs vary?

CMAs can vary widely, depending on the knowledge and expertise of the person inputting the search parameters. They also may vary between identical homes in that one property may simply offer better “curb appeal” or is in better condition that the other. Lastly, buyer and seller motivation can’t be quantified. It is typically impossible to say why a seller agreed to take less for their home or why a buyer paid more for another home. Family problems, corporate relocations and other reasons all play a role. What you can learn from the CMA is how long a home took to sell. If it was quick, the seller was highly motivated. If it didn’t, it was probably overpriced.

THE COMPARATIVE MARKET ANALYSIS

Is a CMA the same as an Appraisal?

No. Although the CMA is used to help determine current market value, it does not establish the seller's home value. A bank appraisal, on the other hand, is a professional determination of a home's value. The appraisal is completed by a licensed Appraiser, using guidelines established by the Federal Housing Finance Agency, which regulates federal housing loan guarantors such as FHA, VA and housing loan purchasers Fannie Mae and Freddie Mac. An appraisal is a comprehensive look at a home's location, condition, and eligibility for federal guarantees. For example, a home that doesn't meet safety requirements such as handrails on steps will not be eligible for FHA or VA loans until the handrail is installed or repaired. Appraisers use the same data in their market research to find comparable homes as real estate agents. While they are also members of the MLS, they also have additional guidelines from the bank to follow that minimize risk to the bank. They will take into consideration — and can adjust values to reflect — the speed of the market and whether prices are rising or falling. When the appraisal is finished, the bank makes the decision to fund the loan, or it may require the seller to fix certain items and show proof that the repairs have been made before letting the loan proceed. If the loan doesn't meet lending guidelines, the bank will decline the loan.

And is my home worth what the Internet says?

In short — maybe? Many homeowners like to visit sites like Zillow, REDFIN, etc., to see what their home is worth. What they fail to understand is that most of those sites have an 8% - 12% margin of error which means a home worth $400,000 could be worth anywhere between $360,000 and $440,000 and that’s if we only use a 10% margin of error. That is quite the large window!

Estimating a home’s market value is far from an exact science. These sites contract with major title companies to obtain county tax roll data which they combine with data obtained from the MLS, push it through their algorithm and bingo! You have your “Zestimate”!!

On February 29, 2016, then Zillow CEO Spencer Rascoff sold a Seattle home for $1.05 million, 40 percent less than the Zestimate of $1.75 million shown on its property page a day later.

YOUR COMPARATIVE MARKET ANALYSIS

Comparative Market Analysis

231 West 24th Street, San Bernardino, California 92405

NOVEMBER 2, 2025

Chris Taylor
Keller Williams Luxury International

Map of Comparable Listings

Summary of Comparable Properties

B BACKUP OFFER LISTINGS

S SOLD LISTINGS

Analysis

Comparable homes sold for an average of $431 / sq. ft. Many factors such as location, use of space, condition, quality, and amenities determine the market value per square foot, so reviewing each comp carefully is important.

Listings

$445,000 2 Beds 1.00 Baths 1,070.0 Sq. Ft. ($416 / sqft)

ACTIVE 8/27/25

Details

Prop Type: Single Family Residence

County: San Bernardino

Area: 274 - San Bernardino

Style: Traditional

Features

Association Y N: No

Attached Garage Y/N: N

Community Features: Biking, Sidewalks, Storm Drains

Construction Materials: Drywall Walls, Stucco

Contract Status Change

Date: 2025-08-27T00:00:00

Cooling: Wall/Window Unit(s)

Elevation Units: Feet

Flooring: Carpet, Laminate

Foundation Details: Raised

Full baths: 1.0

Acres: 0.1699

Lot Size (sqft): 7,400 Garages: 1

Heating: Fireplace(s), Wall Furnace

Interior Features: Brick

Walls, Ceiling Fan(s)

Land Fee/Land Lease: Fee

Levels: One

Listing Terms: 1031

Exchange, Cash, Cash To New Loan, Conventional, FHA, VA Loan

Lot Features: 0-1 Unit/Acre, Front Yard, Garden, Lawn, Lot 6500-9999, Rectangular Lot

Main Level Bedrooms: 2

Year Built 1938 Days on market: 13

List date: 8/27/25

Updated: Sep 11, 2025 10:30 AM

List Price: $445,000

Orig list price: $445,000

School District: San Bernardino City Unified Middle: Arrowview Elementary: Wilson

Parking Total: 4

Patio And Porch Features: Concrete, Porch, Front Porch, Rear Porch

Pool Features: None

Pool Private Y N: No

Possession: Close Of Escrow

Property Attached Yes/No: No

Property Condition: Turnkey, Updated/Remodeled

Road Surface Type: Paved

Roof: Asphalt, Shingle, Tile

Bathroom Features: Bathtub, Shower in Tub, Linen Closet/ Storage, Remodeled

Kitchen Features: Laminate Counters, Remodeled Kitchen

Room Type: All Bedrooms Down, Attic, Kitchen, Laundry, Living Room, Main Floor Bedroom, Main Floor Primary Bedroom

Security Features: Carbon Monoxide Detector(s), Security Lights, Smoke Detector(s)

Senior Community Yes/No: No

Sewer: Public Sewer

Spa Features: None

Special Listing Conditions: Standard

Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

View: City Lights

Water Source: Public

Window Features: Blinds, Double Pane Windows

Year Built Source: Assessor

Remarks

HIGHLAND HEIGHTS-This adorable abode hasn't been on the market in over 40 years and has stayed with three generations of family loving on it. This darling 2-bedroom, 1-bathroom home offers a cozy 1,070 square feet of living space, perfect for those who appreciate both comfort and style.

You'll love the remodeled kitchen and bathboth thoughtfully updated with modern plumbing. The kitchen is perfect for cooking up your favorite meals, while the bathroom serves as a tranquil escape. Plus, having a washer and dryer in the unit makes laundry day a breeze!

Showcasing a newer roof, heater, windows, and water heater, ensuring peace of mind and efficiency. Fresh paint and newer carpet add a vibrant and inviting home-sweet-home feel throughout this home.

Outside, in the gigantic yard, this property shines with its expansive lot offering endless possibilities including imagine the potential for an ADU! Plus, enjoy the bounty from mature fruit trees right in your own backyard. With parking included, youll have plenty of space for your car and guests. Whether you're a first-time homebuyer or looking to downsize with style, this home cannot be missed. This home is more than just a place to liveit's a space to grow and enjoy. Come see how this inviting space can be your next comfortable haven!

Courtesy of COMPASS Information is deemed reliable but not guaranteed.

$340,000 3 Beds 1.00 Baths 1,000.0 Sq. Ft. ($340 / sqft)

ACTIVE UNDER CONTRACT 10/10/25

Details

Prop Type: Single Family Residence

County: San Bernardino

Area: 274 - San Bernardino

Full baths: 1.0

Features

Association Y N: No

Community Features: Sidewalks, Street Lights, Suburban

Contract Status Change

Date: 2025-10-10T00:00:00

Cooling: None

Elevation Units: Feet

Flooring: Laminate

Remarks

Nice 3 bedroom 1 bath home

Acres: 0.1722

Lot Size (sqft): 7,500

List date: 5/20/25

Backup Offer date: 10/10/25

Year Built 1928 Days on market: 76

Off-market date: 7/18/25

Updated: Oct 31, 2025 8:02 AM

List Price: $340,000

Orig list price: $359,900

School District: San Bernardino City Unified

Land Fee/Land Lease: Fee

Levels: One

Listing Terms: Cash, Conventional

Lot Features: Front Yard, Lot 6500-9999

Main Level Bedrooms: 3

Pool Features: None

Pool Private Y N: No

Property Attached Yes/No: No

Room Type: All Bedrooms Down

Senior Community Yes/No: No

Sewer: Public Sewer

Special Listing Conditions: Standard View: None

Water Source: Public Year Built Source: Assessor

3 good size rooms. Good size front and back yard. Nice front yard with large tree.

Courtesy of JOHN RUIZ, BROKER Information is deemed reliable but not guaranteed.

$469,000 3 Beds 2.00 Baths 1,314.0 Sq. Ft. ($357 / sqft)

ACTIVE UNDER CONTRACT 10/1/25

Year Built 1922 Days on market: 57

Details

Prop Type: Single Family Residence

County: San Bernardino

Area: 274 - San Bernardino Style: Craftsman

Features

Association Y N: No

Attached Garage Y/N: N

Community Features: Curbs, Sidewalks, Suburban

Construction Materials: Frame

Contract Status Change

Date: 2025-10-01T00:00:00

Cooling: Central Air

Elevation Units: Feet

Flooring: Wood

Heating: ENERGY STAR

Qualified Equipment, Forced Air

Full baths: 2.0

Acres: 0.2296

Lot Size (sqft): 10,000

Garages: 1

List date: 8/26/25

Backup Offer date: 10/1/25

Updated: Nov 1, 2025 11:14 AM

List Price: $469,000

Orig list price: $469,000

School District: San Bernardino City Unified

Interior Features: Built-in Features, Quartz Counters, Recessed Lighting

Land Fee/Land Lease: Fee Levels: One

Listing Terms: Cash, Conventional, FHA, VA Loan

Lot Features: 0-1 Unit/Acre, Back Yard, Lot 10000-19999

Sqft, Rectangular Lot

Main Level Bedrooms: 3

Parking Total: 1

Patio And Porch Features: Front Porch

Pool Features: None

Pool Private Y N: No

Property Attached Yes/No: No

Property Condition: Turnkey, Updated/Remodeled

Roof: Shingle

Bathroom Features: Bathtub, Shower, Remodeled

Kitchen Features: Remodeled Kitchen

Room Type: All Bedrooms Down, Bonus Room, Laundry, Living Room, Main Floor Bedroom, Main Floor Primary Bedroom, Primary Bathroom, Primary Bedroom, Primary Suite, Office, Separate Family Room

Security Features: Security System

Senior Community Yes/No: No

Sewer: Public Sewer

Special Listing Conditions: Standard

View: Mountain(s), Neighborhood Water Source: Public Window Features: ENERGY STAR Qualified Windows

Remarks

Year Built Source: Assessor

Step into your dream home at 580 W 21st Street, a beautifully renovated Craftsman that offers modern style, spacious living, and the rare chance to move right in without lifting a finger. Imagine walking into a bright open space filled with natural light from brand new energy efficient windows, modern luxury vinyl plank floors under your feet, and sleek recessed lighting highlighting custom built in bookshelves. The flow of the living room, dining room, and bonus room makes this home perfect for entertaining or simply enjoying everyday life with ease.

The kitchen will instantly become your favorite spot with sparkling quartz countertops, sleek white cabinetry, brand new appliances, and a charming eat in nook that feels made for morning coffee or late night conversations. The primary suite offers privacy and comfort with its own beautifully updated bath, while two more bedrooms give you space for family, guests, or a home office. A washer and dryer are already included, and upgrades like the tankless water heater mean you can move in and start living without worry.

Outside, the possibilities are endless. With a massive ten thousand square foot lot, a detached garage that can be converted into an ADU, and a long driveway big enough for RV parking, this property gives you room to grow and invest comfortably in modern living. Add in the convenient location near schools, shopping, and commuter routes, and you have the perfect blend of style, space, and opportunity.

Courtesy of Exp Realty of California Inc Information is deemed reliable but not guaranteed.

$420,000 2 Beds 1.00 Baths 1,065.0 Sq. Ft. ($394 / sqft)

CLOSED 6/25/25 Year Built 1925 Days on market: 120

Details

Prop Type: Single Family Residence

County: San Bernardino

Area: 274 - San Bernardino

Full baths: 1.0

Features

Association Y N: No

Community Features: Street Lights

Contract Status Change

Date: 2025-06-25T00:00:00

Cooling: Central Air

Elevation Units: Feet

Flooring: Laminate

Heating: Central

Acres: 0.0985

Lot Size (sqft): 4,290

List date: 1/22/25

Sold date: 6/25/25

Off-market date: 5/24/25

Updated: Jun 26, 2025 12:35 AM

List Price: $419,900

Orig list price: $419,900

School District: San Bernardino City Unified

Interior Features: Granite Counters, Open Floorplan

Land Fee/Land Lease: Fee

Levels: One

Listing Terms: Cash, Conventional, FHA, VA Loan

Lot Features: Back Yard, Front Yard

Main Level Bedrooms: 2

Pool Features: None

Pool Private Y N: No

Property Attached Yes/No: No

Roof: Composition, Shingle

Bathroom Features: Shower in Tub

Kitchen Features: Granite Counters

Room Type: All Bedrooms Down, Kitchen, Living Room

Senior Community Yes/No: No

Sewer: Public Sewer

Spa Features: None

Special Listing Conditions: Standard View: None

Water Source: Public

Year Built Source: Assessor

Remarks

Beautiful home in a very desirable neighborhood in San Bernardino. The formal entry leads to a spacious living room with new laminate flooring throughout. This beauty comes with a very nice and spacious kitchen with granite countertop. Both bedrooms offer plenty of natural light and comfortable living space. Come and use your imagination in back yard for creating a perfect outdoor living space to entertain your friends and family. FHA Financing is welcomed which makes it a perfect home for first time buyers or anyone looking to downsize!

Courtesy of RE/MAX TOP PRODUCERS

Information is deemed reliable but not guaranteed.

Chris Taylor
Keller Williams Luxury International

$480,000 3 Beds 1.00 Baths 1,008.0 Sq. Ft. ($476 / sqft)

CLOSED 5/9/25

Details

Prop Type: Single Family

Residence

County: San Bernardino

Area: 274 - San Bernardino

Full baths: 1.0

Features

Accessibility Features: None

Association Y N: No

Attached Garage Y/N: N

Community Features:

Suburban

Contract Status Change

Date: 2025-05-09T00:00:00

Cooling: Ductless

Elevation Units: Feet

Flooring: Vinyl

Heating: Ductless

Year Built 1944 Days on market: 4

Photo not available

Acres: 0.1492

Lot Size (sqft): 6,500

Garages: 2

List date: 3/21/25

Sold date: 5/9/25

Off-market date: 5/9/25

Updated: May 10, 2025 10:20 PM

List Price: $469,900

Orig list price: $469,900

School District: San Bernardino City Unified

Land Fee/Land Lease: Fee

Levels: One

Listing Terms: Cash, Cash To New Loan, Conventional, Submit

Lot Features: 0-1 Unit/Acre, Back Yard

Main Level Bedrooms: 3

Parking Total: 2

Pool Features: None

Pool Private Y N: No

Possession: Close Of Escrow

Property Attached Yes/No: No

Bathroom Features: Shower in Tub, Remodeled, Upgraded

Kitchen Features: Remodeled Kitchen

Room Type: Family Room, Galley Kitchen

Senior Community Yes/No: No

Sewer: Unknown

Spa Features: None

Special Listing Conditions: Standard

Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected View: None

Water Source: Public

Year Built Source: Assessor

Remarks

Welcome to 2775 N Sierra Way, a beautifully renovated 3-bedroom, 1-bathroom home in the heart of San Bernardino. This stunning property has been thoughtfully updated with modern finishes while maintaining a warm and inviting feel.

Step inside to find a bright and airy living space, enhanced by recessed lighting and brand-new luxury vinyl plank flooring that extends throughout the home. The completely remodeled kitchen is a chefs dream, featuring white shaker cabinets, quartz countertops, stainless steel appliances, and sleek black hardware that adds a touch of elegance.

The home offers three bedrooms with ample closet space, fresh paint, and modern lighting. The stylishly updated bathroom includes a new vanity with black fixtures, a beautifully tiled bathtub and shower combination, and a built-in niche for added convenience. A dedicated indoor laundry area is ready for your washer and dryer

This home also boasts brand-new dual-pane windows, providing enhanced energy efficiency and natural light. Outside, the large backyard is a blank canvas, perfect for a garden, patio, or play. The exterior has been freshly painted, complementing the homes modern aesthetic.

Located near schools, parks, shopping centers, and with easy access to the 210 and 215 freeways, this move-in-ready home is perfect for families or first time home buyers!

Courtesy of H & M Realty Group Information is deemed reliable but not guaranteed.

Chris Taylor

$505,000 3 Beds 2.00 Baths 1,195.0 Sq. Ft. ($423 / sqft)

CLOSED 7/1/25

Details

Prop Type: Single Family Residence

County: San Bernardino

Area: 274 - San Bernardino

Full baths: 2.0

Features

Association Y N: No

Attached Garage Y/N: N

Community Features: Sidewalks

Contract Status Change

Date: 2025-07-01T00:00:00

Cooling: None

Elevation Units: Feet

Remarks

Acres: 0.1607

Lot Size (sqft): 7,000

Garages: 1

List date: 1/31/25

Year Built 1930 Days on market: 90

Sold date: 7/1/25

Off-market date: 5/31/25

Updated: Jul 1, 2025 6:47 AM

List Price: $510,000

Orig list price: $535,000

School District: San Bernardino City Unified

Land Fee/Land Lease: Fee

Levels: One

Listing Terms: 1031

Exchange, Cash, Conventional, FHA, VA Loan

Lot Features: 0-1 Unit/Acre

Main Level Bedrooms: 3

Parking Total: 1

Pool Features: None

Pool Private Y N: No

Property Attached Yes/No: No

Room Type: All Bedrooms Down

Senior Community Yes/No: No

Sewer: Public Sewer

Special Listing Conditions: Standard View: Mountain(s), Neighborhood

Water Source: Public

Year Built Source: Assessor

PRICE IMPROVEMENT! Welcome to 252 W 26th St !Stop by and check out your next home featuring 3 bed 2 baths original hard wood flooring along with many upgrades including new water resistant flooring ,dual pane windows, new roof, new

kitchen quartz counters and new cabinetry .Home also offers an extended drive way ,spacious back yard for entertaining and detached bonus living space great for office/study room/living space with kitchenette and bathroom. Easy access to 210 fwy,schools, shopping and entertainment .Classic California architecture with a modern touch .FHA/VA/ CONVENTIONAL ready

Courtesy of R.E. SOURCE

Information is deemed reliable but not guaranteed.

Chris Taylor

SO WHAT DOES THE INTERNET SAY ABOUT YOUR HOME?

$421,400 $476,036 $403,800

WHAT DO I THINK?

Based on the data alone and a close review of homes comparable to yours, our current market conditions, and the implementation of my marketing plan, my Current Value Assessment for your home would be:

$440K - $465K

Top 1% of Individual REALTORS in the nation

Team Lead for Taylor Realty Group serving all of Southern California with offices in Corona, Huntington Beach, and Palm Springs

Meet Chris…

A true Californian through and through, realtor Chris Taylor was born and raised in South Orange County and has spent his life in Southern California from Huntington Beach to Palm Springs and just about everywhere in between. His lifelong experience in the region has given him unparalleled knowledge about its cities, communities, and neighborhoods from the coast to the desert, providing an invaluable advantage for his clientele.

Currently specializing in Contingency Sale Management, Chris began his career as a mortgage consultant in 2003. Due to his reputation and track record, he became the preferred outside lender for several new home builders, one of which — D.R. Horton — recruited Chris into sales in 2007 where he became “Rookie of the Year” in a crashing housing market. After several years in new home sales, he transitioned into residential real estate and now manages contingencies for KB Homes, Richmond American, and the very builder where he began — D.R. Horton. As a result of this experience, Chris can personally and professionally guide his clients through each stage of the contingency sale process including builder communication when the purchase is a new home.

Chris is a fourth-generation Southern Californian with a love for surfing, screenwriting, and the movies. Prior to real estate, he worked in front of and behind the camera in the entertainment industry, concluding as a talent agent with the prestigious William Morris Agency. Chris lives with his wife, Terry, their disabled grandson, David, for whom he is the primary caregiver and a menagerie of two dogs and three cats. He as also made real estate-related appearances on Fox 11 News, Good Day L.A., and Inside Edition.

Meet the Team

Tracie Albert

Operations Director

DRE# 01432850

With a high regard for the overall client experience, Tracie oversees the Operations for Taylor Realty Group. A licensed Real Estate Agent herself since 2004 with experience in Residential, Investment and Luxury Sales as well as Short Sales, REOs and House Flipping, Tracie possesses a comprehensive level of Real Estate-related expertise that is largely unsurpassed. As a key component to Taylor Residential Real Estate’s success, Tracie has access to a variety of tools and resources designed to foster the most rewarding experiences for clients with even the most complex goals at hand in addition to cutting edge marketing techniques and strategies and innovative resources.

Brenda Listana Administration

With over 5 years of experience and having worked for some of the biggest e-commerce companies in the world, Brenda has established herself as a strong Customer Support Representative. She takes great pride in her exceptional computer skills, organization, planning, and administrative abilities and her experience has taught her the importance of attention to detail, resilience, and flexibility. Brenda commits herself fully to any task and embraces the responsibility.

Anthony Zervas Lead Agent

DRE# 02047324

Valerie Alicajic

Marketing Director

Anthony Zervas views architecture with a genuine passion that he is eager to share with buyers who are seeking a home that ideally suits and even exceeds their personal and financial goals. With a broad spectrum of experience, know-how, determination, and dedication, Anthony has rapidly built a following of clients who appreciate his down-toearth approach and unyielding commitment to unparalleled service. An avid traveler and snowboarder, Anthony is a genuine family man and spends much of his free time with his wife, Mel, and their daughter, Avie. He is also an award-winning chef with experience with high-end restaurants, five-diamond hotels, and as a personal with celebrity clienteles.

Valerie’s passion for design began at an early age, culminating in earning her Bachelor of Arts degree with an emphasis in graphic design at California State University Long Beach, and most recently, a Multi-Media Certificate in Web Design from Golden West College. Today, Val spearheads our design strategies and executes creative concepts that ensure maximum exposure. By conceptualizing and designing projects from start to finish, she creates a cohesive message portrayed through color, art and photography, all while meeting intense deadlines.

Brooke Fetzer

Property Designer

DRE# 01432850

Brooke Fetzer, "The Property Stylist", is a Certified Feng Shui Practitioner with YEARS of experience in the art of Home Staging. With over 1500 homes to her credit, Brooke is detail-oriented and works seamlessly with Sellers to prepare their homes for sale with careful attention paid to the individual marketing needs of each home so they can stand out from the rest online.

Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.