The Real Estate Book Home & Lifestyle Guide of Lake Norman

Lake Norman HOME & LIFESTYLE GUIDE

Volume 17, Issue 4

NORTHERN LAKE NORMAN!

LUXURY WATERFRONT HOME Pg. 4

TO 5 WAYS UR O GIVE Y N HOME A AY EARTH DX DETO REALESTATEBOOK.COM REQUEST FREE MAGAZINES ONLINE, OR CALL 800-841-3401

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FEATURED REALTOR DEBBIE MONROE LAKE NORMAN REALTY 704-533-0444

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Page 2 - The Real Estate Book Online www.treb.com - Vol. 17, No. 4

Cathy Lynch 704-400-0521

Linda Cherry 704-677-2085

Call Cathy or Linda For more information on Our Listings www.number1properties.net

704-400-0521

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NICE RANCH Full walk-out bsmt, Enjoy horses on 7 acres w/fenced pasture, det 24x31 bldg, Small Barn & storage shed, Bsmt can be fin, has a full bath, 2 rooms have been finished but need flooring. Very Rural Countryside living. $319,900 MLS# 3083568 Text P668228 to 85377

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GOOD INVESTMENT PROPERTY (has been a rental) 2 oversized BR, another room that could be used as a 3rd BR (No closet , would have to add), Spacious Kitchen, some wood flrs, on an extra large lot, size .32 of an acre. $74,000 MLS# 3113650 Text P820511 to 85377

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GREAT INVESTMENT Ranch - recently remodeled home w/over 1600 SF, 4 BR, 2 BA, Updated Kitchen, Newer carpet, X-Large BR, Master w/Good size MBA, Ceramic Tile , Large deck w/Big backyard!

Mooresville Graded SD! $121,900 MLS# 3111506 Text P807848 to 85377

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GREAT INVESTMENT to build your dream home or Farm!

Beatuiful Acreage in Mt Ulla, Rural Country Farm land, convenient to Mooresville, Statesville or Salisbury. Seller could possibly do some owner financing. $495,000 MLS# 3070552 Text P592063 to 85377

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VERY CONVENIENT Location, Mins to Kannapolis PKWay, Mooresville, Concord & More! This Custom Ranch has many upgrades to include hdwd flooring, ceramic tile, Granite Counter-tops in Kitchen & BA, Rinnai Tankless Gas Water Heater. $234,900 MLS# 3053059 Text P529546 to 85377

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BEAUTIFUL 2 STORY Convenient to Everything, This home has a nice floorplan and is a Must for a Family.

Finished Bonus rm, Spacious Kitchen with separate dining area and breakfast area too! Great room, on large lot. $199,900 MLS# 3119201 Text P836344 to 85377

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GREAT HOME in Oakhurst Community on a quiet street w/homes on one side & natural areas & a park on the other. Excellent schools! Features a huge front porch, a back patio and large partial-fenced yard.

The open kitchen. $259,900 MLS# 3105198 Text P226223 to 85377

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PER SELLER, You should be able to have, Two duplexes on this lot, but verify with the city.

Water and sewer may be at the street but you need to verify with the city of Mooresville. The zoning is RMX. $37,500 MLS# 3075446 Text P617483 to 85377

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REMODELED RANCH Just minutes from Mooresville .

Numerous upgrades including Kitchen, Hardwoods, Granite, Updated light fixtures, added sunroom and much much more located on .96 of an acre. $199,900 MLS# 3110292 Text P529541 to 85377

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ORIGINAL OWNERS have Well Maintained & upgraded with Bamboo Wide Wood plank floors on Main, Fireplace with Built-in’s, Master Bath Suite has Been Upgraded to the Max, Claw Foot Tub, Granite Counters in Master with dual vanities. $309,000 MLS# 3126232 Text P553070 to 85377

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Text any of the Property Codes Below to 85377 For More Photos & Info A WELL BUILT BRICK HOME with a Dock on Lake Norman, Finished Basement, Two car detached garage, Beautifully Landscaped Acreage, Located at Exit 33. $1,290,000 MLS# 3133495 Text P548084 to 85377

COMMERCIAL BUILDING on 1.52 ac + or - w/Nice Office Building. A total of 5 Offices, Conference Room, Efficiency Kitchen, Check out the Location at Exit 42, Up & Coming, Conv to Charlotte, Mooresville, Salisbury, Statesville, Hickory! $499,000 MLS# 3142020 Text P529534 to 85377 BEAUTIFULLY REMODELED Statley Brick Home in a Lake Access Community with a Boat Ramp, Swimming pool!

New Flooring, Paint, Appliances, New Kitchen Cabinets with granite Counter-tops, located on .57 of an acre, Lake Norman Schools. $389,000 MLS# 3131559 Text P529438 to 85377 55 & OVER PREMIER COMMUNITY w/i Mins to LKN, shopping & Restaurants, Low County Taxes, Well maint, Open flr plan, Many upgrades include encl sunrm, Lawn Maint provided by HOA! $289,900 MLS# 3148462 Text P546559 to 85377 GEORGEOUS LOT IN DOBBS VALLEY. Among custom brick/ stone homes on large lots. Interstate 40 & 77 about 3 miles away. Lowes, Home Depot, entertainment & restaurants about 2.5 miles away. Perk test approval for 4 BR home valid thru 12/2016. $48,000 MLS# 3113433 Text P149980 to 85377

Call for a List of Foreclosures! You can also email me at numbr1properties@aol.com 47012.17.4.002.indd 1

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We’re proud to represent these homes and many others.

3152257 Ideal Tuscan style waterfront estate on Lake Norman with luxuries galore! $990,000

3152024 Over 400 feet of shoreline with pier and boat dock! Must see in Wildlife Bay!

$938,000

We believe that the only thing more important than protecting our lake is protecting the families we serve every day. You’re the reason Lake Norman Realty has been in business for almost 40 years, and the inspiration for keeping our environment healthy for decades to come.

To learn more about our services and the lake region we call home, call one of our offices today.

3144662 Expansive home in gated Pebble Bay

exceeds all expectations! Oversized 3 car garage. Private wooded lot! $669,900

3151374 This cottage ranch offers lake front

living with great entertaining features. Main floor living with finished lower level. $625,000

3125655 Perfect Captain's Cove location on Lake Norman close to State Park with deeded boat slip. $455,000

3148136 Walk the brick sidewalk to the wide plank rocking chair front porch into this home in Dogwood Hills. $455,000

3153027 Spacious ranch home in desirable Westport. Prime location close to everything!

3149090 Well maintained and move in ready standout home! Open floor plan and deep backyard with lots of privacy! $244,500

$245,000

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Cornelius Davidson Denver Mooresville Statesville Rentals

704.892.9673

Relocation

800.315.3655

704.655.2600 704.483.1518 704.663.3655 704.881.0771 704.662.6049 800.706.6049

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Page 4 - The Real Estate Book Online www.treb.com - Vol. 17, No. 4

VI EW W S AT SU E RR RF O RO U N N T D YO U !

ON THE COVER Lake Norman and Iredell County, NC Volume 17 Issue 4 Servicing: Statesville, Mooresville, Davidson, Cornelius, Huntersville, Denver And everywhere in between and all around LKN Dear Readers, Planning to sell your home this year? Be featured in The Real Estate Book of Lake Norman by selecting one of our agents to sell your home for you.

LUXURY HOME IN EXCLUSIVE GATED COMMUNITY ON NORTHERN LAKE NORMAN! Attention to detail and quality of construction is everywhere including the covered porches (one with retractable awning), separate entrance and drop zone/ office areas off gourmet kitchen, open floor plan, theatre room, second kitchen, and abundant storage. All bedrooms are spacious with large closets, luxury baths, and windows with wide waterviews.

The area is peaceful and private, so much so, that your guests may not want to leave. $1,100,000 Debbie Monroe 704.533.0444

GET MORE INFORMATION ON ALL PROPERTIES YOU SEE IN OUR MAGAZINE. See a property you are interested in learning more about – Text the property code to 85377 and find more pictures and more information about each home.

Don’t forget to download the “app” so you can always be able to search for homes on your phone.

Juli Simmons,

Owner/Publisher The Real Estate Book of Lake Norman and Iredell County

Text P323457 to 85377 for more details on this home.

980-333-7273

Text “Juli” to 85377 for my Mobile Business Card

Text DMonroe to 85377 for all my contact information.

Debbie Monroe

Like us on Facebook: www.facebook.com/treblkn

Br oker /R E A L TOR®

704.533.0444 debbiem@lakenormanrealty.com

28 Years of Superior Service

debbiem.lakenormanrealty.com

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2305 Newpoint Parkway Lawrenceville, GA 30043 770-962-7220 NewPointMediaGroup.com “All real estate advertised herein is subject to the Federal Fair Housing Act which makes it illegal to advertise any preference, limitations, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preferences, limitation, or discrimination. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.”

3/10/16 5:52 PM

704.873.7700

www.dougmadisonrealty.com

Get Details Instantly! Text Property Code to 85377

P223838

P588130

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P537121 GREAT COUNTRY SETTING, Septic permit is for 3 bedroom home, single wide needs TLC, Great rental home or investment property. 966 Sq Ft #3153700

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MINI FARM THAT IS AFFORDABLE ON 3.35 ACRES!! Movein Condition, Split BR Flrplan, New Roof in 2014, Laminate Flrs, 2008 Heat Pump, Oversized Deck. Barn w/water & power, 4 inside stalls & 3 outside stalls, tack rm, 5 Fenced Pastures & arena. All metal fencing is electrified (DO NOT TOUCH), Drive gate is automatic. 1570 Sq Ft MLS#3112787

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P537137 BEAUTIFUL WELL KEPT HOME convenient to Statesville but still in the county. Grand hardwood floors in the formal livingroom w/ huge bay window. Great kitchen w/ updated countertops and eat-in bar. 1164 Sq Ft MLS#3067819

P112816 BEAUTIFUL HOME IN LAKE ACCESS COMMUNITY. Brick Exterior, Open floor plan, Living room w/recessed Lighting and Gas Log Fireplace. Master bath with Jacuzzi Tub, Separate Shower and Dbl vanities. Very Private Setting! 2016 sq Ft MLS#3141137

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P567699 ATTENTION FIRST TIME HOMEBUYERS AND INVESTORS! Great property in a quiet neighborhood in desirable Cool Spring Elementary district. Home sits on 2/3 of an acre with a large fenced in backyard for great outdoor living. Inside you’ll enjoy comfortable den.

MLS#3141511

P607659 GREAT OLDER HOME with lots of potential sitting on over 42 acres of beautiful East Iredell Country side.

The home features: Large bedrooms, Huge living room leading to dining room. Wood paneling room for an office or playroom. 1467 Sq Ft MLS#3072018

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P907188 GREAT LOCATION. Convenient to shopping, schools, etc.

Split level w/att dbl carport. Roof is 3 yrs old. Kitchen has ceramic tile flrs & granite/tile cabinets & backsplash. BA also has granite. FP is hooked up for gas logs. Hot water heater is 1 yr. old. Seller will do a flooring allowance w/accept offer, if needed. Storage bldg. 1544 Sq Ft MLS#3143079

P913892 NEW ON THE MARKET WITH 1.24 ACRES. Spacious Bedrooms, Kitchen update in 2007 w/Ceramic Tile Floors, Dining Room with Large Picture Window, Hardwood Floors in 2010. Basement with Rec. Room & Pool Table, Storage and Laundry. 2103 Sq Ft MLS#3146701

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RANCH WITH FULL BASEMENT Over 5900SF, 4BR/3BA, Brazilian Wood Floors, Secondary Living Quarters, Newly Remodeled throughout, Convenient location and Priced to Sell! MLS#3125124

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CONVENIENT TO EVERYTHING! Great home in desirable area near eveything. Home features refinished hardwood floors, dinette that could easily be converted to bedroom.

Freshly painted. Two storage sheds in back yard convey with the property. 1372 Sq Ft #3120360

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Text “statesvillehomes” to 85377 to see all of our listings.

P535934 A COZY RANCH ON 1.609 ACRES. Convenient to church, shopping, school, etc. 3 bedrooms, 2 1/2 baths. Office space and an area for salon. 2 covered and enclosed back porches and a deck. Front porch. 2 double garages built in 2008. Original house built in 1840 Sq Ft MLS#3139147

P603022 BEAUTIFUL HOME on 38+ Acres in Harmony NC. Breathtaking views of rolling land. The home features: 3 spacious bedrooms, 2.5 Baths, Open Floorplan w/ Masonry Fireplace plumbed for gas logs, Master suite with double window, walk-in shower & closet, great kit.

Full Basement. 1730 Sq Ft MLS#3072265

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Ready To Serve You... Please Contact Any of Our

Real Estate Service Providers Today!

LAND SURVEYOR

TREE SERVICE

Ted M. Benbow, PLS, CFS, GSI, REALTOR

Top to Bottom Tree Services LLC

PHOTOGRAPHY

WINDOWS/CUSTOM CLOSETS

704-878-9661 tedb@boundarydevelopment.com www.boundarydevelopment.com

Ascendant Imaging

Kathryn Perry (704) 682-7886 | katy@ascendantimaging.com www.ascendantimaging.com

MORTGAGE COMPANIES

Caliber Home Loans

Nick Gretka, NMLS#32473 734-320-0573 | Nick.gretka@caliberhomeloans.com

Monarch Bank & Mortgage

704-677-4715 A Full Service Tree Company www.top2bottomtreeservice.com

LKN Glass & Custom Closets

704-489-1400 | www.lngcc.net Frameless shower doors, closet designs, fogged glass replacement and much more

DECORATIVE CONCRETE FLOORING

Doug’s Creations

Decorative Floor Overlays, Decorative Furniture Epoxy Counter Tops and Concrete Sealing www.dougscreations.biz

Jeff Shook, NMLS#92931 704-408-0196 | jshook@monarchmortgage.com

For Information on How Your Business Can Become a Home & Lifestyle Real Estate Service Provider • Contact Juli Simmons 980-333-7273 | treblkn@gmail.com

Real Estate Agents

Send a Text to 85377 For our Agents Mobile Business Cards Enter the individual “CODE” for each agent Monica Besecker, Keller Williams LakeHomes

Suzie McCann, Lake Norman Realty SuzieMcCann

Debbie Monroe, Lake Norman Realty DMonroe

JJ Morse, Carolinas Realty Group JJMorse

Karen Sheffield, Keller Williams TeamSheffield

Rosa Ciccone, Rose Realty Group RoseRealty

Gina Compton, Wilkinson ERA GinaSells

Janet Cox, ReMax Lifestyle Lifestyle

Thornton Brooks, Wilkinson ERA Thornton

Sherilyn Dlugolenski, Southern Homes of the Carolinas Sherilyn

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3/10/16 2:00 PM

3 Rooms to Redo This Spring Spring is the season of new beginnings, so is it any wonder that many Americans think about home improvement and brightening their decor when the weather warms? Simple updates to these three rooms can bring the cheerful perspective from the outside indoors and revive any room in time for warmer weather.

1. Make Your Bathroom Bloom Relaxed modernity is ideal for a bathroom, and a serene palette is a great way to create this calming oasis. Use the beach as your muse; pastels such as light blue and eggshell white will create an oceanfront vibe no matter where you live. To bring the coastal feel to the forefront, you can easily add waves to your walls with pre-cut rippled painter’s tape. Continue the theme of waves on your bathroom walls, accessories or even the shower curtain.

The finishing touches tie any room together, and the bathroom is no exception. The right accent rug and towels will transform the look of your bath with minimal effort and deliver maximum style. Updating your decorative accents will complement your new spring color scheme, and leave the space feeling refreshed season after season.

2. Spring-Ready Sleeping Chambers Light hues are a great go-to for spring home decorating; utilize one of the hottest trends with a white-themed bedroom. Not only is white timeless and versatile, but it allows an array of interior design options. Add crisp white curtains to your windows

to brighten the room, and for a chic addition, add a delicate white canopy to soften the atmosphere even more. For a hint of color, add in shades of muted teals on accessories throughout the room.

If your spring style calls for more color, add vibrant bursts throughout your bedroom. As the bed is the focal point of the master bedroom, make it the center of your attention as well. Fresh fabrics and linens are essential for spring, so opt for a delicate coverlet in your favorite pattern. Also, incorporate decorative vases filled with fresh flowers throughout the space, allowing the fragrance of spring to accompany your fresh decor.

3. Spring-Spruce the Living Room To kick off spring with color and character, add an assortment of patterned throw pillows to your living room. Mix and match fabrics and patterns – geometrics, florals and stripes pair well together.

It will give your living area visual texture and is the perfect way to perk up this room for the season. If you’re not in the mood for a complete room redo, use your existing color palette as inspiration; simply add in complementary shades to create a modern and harmonious look.

Looking to turn heads with a simple spring update? Reposition your furniture. First, determine the main furniture piece in the room, and place it in a position that serves as the focal point. Next, rearrange your other furnishings, photos and artwork for a whole new look without spending a dime. Be sure to keep items from blocking any natural light - a well-lit room is great for any time of year, especially spring.

Source: FrogTape.com; RisMedia

Getting Your A/C Ready for Summer

Having an air conditioning unit that’s running at peak efficiency can decrease energy costs by as much as 20 percent. However, if the unit is not properly maintained, your bills and runtimes will likely skyrocket. By taking the proper precautions during the months leading up to summer, you’ll lower your energy bills and turn your house into a more comfortable home environment with healthier surroundings.

In preparation for the summer heat, follow these simple steps to ensure the A/C is completely functional and efficient.

1. Change the Filters At least once a month, be sure to check the air filters in your home and change or clean them as needed. Whether your A/C model comes with a disposable filter or not, it’s very important that you make this cleaning part of your routine on a monthly basis.

2. Check & Clean the Outdoor Unit Also known as a condenser, your home’s outdoor unit should be well-maintained and checked for debris regularly. Before cleaning, though, always remember to turn off the thermostat. Then, gently clean the coil from the fins using a brush or clean cloth. Do this with as little force as possible so the fins are not bent. Taking these precautions will prevent plant growth, debris, or grass clippings from clogging and damaging your unit. After everything is said and done, you’ll end up with significantly reduced resistance within the outdoor unit.

3. Maintain Outdoor Unit’s Fan Belts Within your outdoor air conditioning unit, you’ll find important pieces of hardware that are responsible for ensuring that your A/C runs efficiently - fan belts. These fan belts play a large role in lowering your energy bills, and are easily

found at your local home improvement store. Unless you want a big hole in your wallet, it’s crucial that you inspect the outdoor unit’s fan belts on a regular basis and replace or re-adjust them as often as necessary.

4. Indoor Ductwork Upkeep Since your home’s ductwork is located inside the walls and ceiling away from plain view, we highly encourage you to hire a professional instead of tackling indoor duct cleaning all on your own. You can, however, keep the ducts dry by removing registers and wiping whichever part of the duct is visible, and inspect for any water damage. Ductwork should always be kept clean and dry because once moisture accumulates, water damage or mold and fungus growth can occur.

If you ever find yourself in that type of predicament, call a professional right way.

Do not try to repair the issue on your own!

5. Schedule Seasonal A/C Tune-Up Before summer is in full swing, we encourage you to get everything checked out by a professional to ensure your A/C is in complete working order. By maintaining, upgrading or repairing your air conditioning system by an expert, you’ll prevent larger issues from developing down the road.

Understanding Home Warranty Vs. Home Insurance The home buying process can be an overwhelming one. At the end of the day, the right thing to do is to protect what is most likely your biggest investment.

This is where home insurance and home warranties come in. These two items accomplish similar goals, but in varied ways.

HOME WARRANTY DEFINED A home warranty is something that either is or isn’t included in the purchase of your home. Often times, these warranties cover the major systems of the home such as plumbing, heating, and electrical systems.

They also cover major appliances like the oven, stove, exhaust fans, garbage disposal, and refrigerator, if one is included. These are all things that aren’t typically covered in a normal home insurance policy, thus the appeal to buyers.

BENEFITS The warranty, often paid for by the seller, may benefit both seller and buyer. The seller may be able to quicken the sell of a home by offering a “guarantee” of sorts that the major systems in the home will continue to work or will be repaired if they fail. This potentially protects the seller from any legal action that could happen if a system malfunctions, especially within the first few months after purchase. For the buyer, the warranty offers peace of mind, especially if the appliances and major systems of the home are older and no longer covered under manufacturer warranties.

DOWNSIDES TO A WARRANTY The biggest downfall of a home warranty is that the buyer will be required to use the contractor that the warranty company has hired. This means that the buyer cannot shop around for high quality work or check out reviews. The repair person fixing something as major as the plumbing of the home is someone selected by a company instead of you. There is also a service fee associated with each and every warranty visit.

HOME INSURANCE DEFINED In times of catastrophe, homeowner’s insurance is the key to getting your home life back on track. Home insurance is often required by mortgage lenders before the home buying process is even completed. Differing from a home warranty, home insurance is a policy, paid for monthly by the buyer, that protects the home and some of the possessions within the home.

WHAT IT COVERS Insurance protects your investment in a way that a warranty doesn’t: it provides the funds needed to replace and rebuild your entire house and some of the things within it if the need ever arises. Normally items like jewelry or computers aren’t covered; purchase separate insurance for these if need be. Many times a basic insurance package, referred to as an HO-2 policy, includes protection against fire, vandalism, theft, tornadoes, windstorm, hail, damage caused by vehicles or aircrafts, smoke, volcanic eruptions, weight of ice or snow, and freezing pipes. Flood protection does not come included and must be purchased separately, especially in a flood zone. Besides the house itself, fences and storage buildings are also under the coverage, as well as medical expenses in case someone is injured on your property.

When it comes to home warranties and home insurance, both are good ideas, but only one is required. Don’t let the lack of a home warranty hold you back from a house you love, as long as a good home inspection has been conducted by a trusted inspector. We hope this helps in your basic understanding of the difference between home insurance and home warranties...and may you never need to use either one.

source: insure.com, homeguides.sfgate.com, bankrate.com

Lifestyle Text P582453 LINCOLNTON ~ $650,000 4028 Sq Ft, 20+ acres, 48X60 barn, ponds & creeks, wooded areas. #3098275

Text P582449 LINCOLNTON ~ $422,000 5.84 acres with over 4880 sq ft. 4 BR, 3 Bath, Inground pool, manicured property, pond, creek and a gently rolling lawn. #3093479

Text P882702 BESSEMER CITY - $284,000 Over 2600 sqft, 3 BR, 2 full & 2 half BA. Easy commute to Charlotte. The living areas are large & well appointed w/custom details. #3138709

Text P582450 VALE ~ $225,000 Two Homes and 10 acres, Main house 2 Br/2.5 bath, less than 15 minutes to Lincolnton. #3145901

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Text “Lifestyle” to 85377 to see Featured Properties & More! or call 704-764-1908

Text P882669

Text P582439

Text P582480

LAKEWOOD ~ $620,000 Gorgeous water view home, over 4100+sqft, all the amenities you want & some you only dreamed about! 4 bdrm/4 ½ ba, 3+ car garage. #3151399

DENVER ~ $575,000 Over 3000 sqft, 5bd/3.5ba waterfront, pier w/ covered boat slip, fantastic out door entertaining areas #3145899

LINCOLNTON ~ $550,000 .94 acres, over 4760 sq ft of living area with 3 BR,5BA, 3 bay garage, with additional 28x32 detached garage with upstairs. #3147362

Text P882667

Text P842768

Text P582465 VALE ~ $420,000 28 acres- over 2000 Sq Ft, plus 1100 in bsmt, garage & carport, 4BR/2BA #3111957

BIRKDALE ~ $385,000 2850+ sqft; in ground pool, fenced yrd, 4 bdrms, 2 ½ ba; bonus rm, granite tops, tile & laminate flr throughout. Lrg garage #3149047

Text P582468

Text P882653

LINCOLNTON ~ $278,000 Over 3500 sqft, large private lot, 4BR/4BA, county taxes only, All brick built in 1986, great condition. #3112825

LINCOLNTON ~ $250,000 New Construction! All Brick! Wood flrs & Granite! Great room & Bonus Room 2100 sq ft! No HOA & Low Taxes, 100% financing! #3147371

Text P582479

Text P582485

LINCOLNTON ~ $150,000 Cozy farm home, 14.5 acres, 1300’ of river frontage & almost 600’ road frontage. Barns & cross fencing #3118374

LINCOLNTON ~ $124,750 Over 1700 sqft of 1950’s charm & style, nestled on a beautiful street in Downtown Lincolnton w/ private yard & huge trees. #3123606

CLAREMONT ~ $315,000 Over 3000+ sqft of wonderful living areas inside & out; 2.5 acres; wd floors, great kitchen, split bdrm, bonus room, 1 car & 2 car garages. #3122778

Text P582482 LINCOLNTON ~ $230,000 Over 2400 sqft; 1.73 acs; 1700 add heated sqft; Many buildings for storage & great countryside location. #3123005

Text P882646 LINCOLNTON ~ $115,000 Here it is! Clean, recently updated, 100% financing avail, in the city for convenience & comfort, cul-de-sac lot, walk-in crawl space for add’l storage. #3142407

3/10/16 2:01 PM

Gina Compton Cell:

704-400-2632

ginacrealtor@aol.com

Thornton Brooks 19701-A West Catawba Ave. Cornelius, NC 28031

www.NChomesandfarms.com

Cell:

704-344-5944

tbrooksnc@aol.com

www.thorntonbrooks.com

Text GinaSells or Thornton to 85377 to view all available listings in the market!!

Text P825096 to 85377 for more LOVELY NEARLY NEW HOME with 4 BR, 3.5 BA, large .5 acre lot w/ shade trees, covered rear porch, granite, SS appliances.

5 min. to I-77 at Exit 42. $254,900

Text P907187 to 85377 for more FANTASTIC HOME features Great rm, DR & Kitchen w/SS appls, range w/dbl oven. Low maintenance vinyl siding, fenced back yard.

Relax on large concrete patio. $158,500

Text P744256 to 85377 for more FULL BRICK HOME, with 7 car garage on 7 plus acres. Master Suite on Main flr.

Hardwood flrs, Large Kitchen with Island & Breakfast Bar. Price reduced to $409,000

Text P304006 to 85377 for more MOORESVILLE, Great schools and awesome floorplan! 5 BR/3BA, big fenced yard, open plan, granite, huge master w/ sitting. $295,000

Text P744254 to 85377 for more GREAT STARTER HOME w/approx 1400’ of state maint., paved road frontage. Great opportunity for an acreage home or subdivision. Mostly cleared w/trees on the perimeter. $312,000

Text P830547 to 85377 for more WEDDING VENUE/ORCHARD PROPERTY! 165 acres with views of Blue Ridge Parkway, banquet hall, 3 homes, ponds, pastures, arena, 14 stall barn,1 hr from LKN. $2,500,000

Text P105939 to 85377 for more GREAT STARTER HOME, with 3 bedrooms, large yard, unfinished basement, gorgeous wood floors, some updates. $95,000

Text P328454 to 85377 for more WORKING CATTLE FARM FOR SALE in W. Rowan Co. - 102 acs, approx., pasture, barns, pens. Priced to sell at $580,000. Small home can be included for extra $69,000.

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Text P304031 to 85377 for more $987,000 - MOORESVILLE FARM -Waterfront & acreage! Custom built dream w/a HUGE man-made pond w/dock on over 25 acres of pristine beauty. 2nd living qrtrs in bsmt.

2 acre wooded & level culdesac lot in gorgeous Berkshire Subdiv. east of Mooresville. $55,900 49 acres with mountain views!

Gorgeous rolling pasture & woods, great topo, private. $350,000 Text P304015 to 85377 for more FARM FOR SALE! Breathtaking! 3,000+ road frontage in W. Rowan. 15 mins to Mooresville.

Mostly open w/trees & creek at back. 10 acs to 139 acs. Priced to sell starting at $6500/acre.

5 acres east of Mooresville, level and mostly open in nice area. Great for horses and room for a shop! $69,900 Level, wooded lot in Denver, in lake neighborhood - $29,000

Text P785384 to 85377 for more GORGEOUS MODULAR ON PRIVATE LOT IN W. ROWAN. Large island kitchen, 3 BR/3BA plus upstairs 90% finished for additional bonus space, 2-car carport. $132,500

Text Property Codes to 85377 For More Photos & Details!!

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SPECTACULAR WATERFRONT HOME Beautiful Lake Norman sunrises & sunsets are endless. Private park like setting, huge back deck off Great rm, kitchen & master BR on main, walkway down to the waters edge, private pier, covered boat dock w/ lift. walls of windows take advantage of your waterfront, Newly remodeled kitchen, granite, tile back splash & SS. 3C garage. MUST SEE & Move in ready.

Coming Soon!

KELLER WILLIAMS REALTY LAKE NORMAN MOORESVILLE

ONLY THE SUN COVERS THE LAKE NORMAN AREA BETTER

MILLION $$ PANORAMIC WATERFRONT Relax on your deck & enjoy your private paradise. One of the best point lots on Lake Norman (deep Water) views (365 feet of shoreline) This waterfront is available for the first time in over 40 years. Circular drive, private pier & dock with lift. rare personal boat ramp, (NO HOA) 3 BR/2 bath, 2 car garage & workshop. $725,000

Darla & Tom Tomburo

INEXPERIENCE CAN BE VERY EXPENSIVE BROKER/ REALTOR/ CONSULTANT/LUXURY HOME SPECIALIST

704-281-6666 • 704-258-6666 livelkn@gmail.com www.thetomburoteam.com

NEW CONSTRUCTION MOORESVILLE Beautiful custom home in lake Norman neighborhood.(NO HOA) Open floor plan, Bamboo hardwood floors through out, tile/ granite in bathrooms/laundry,neutral colors, Fabulous gourmet kitchen, two master bedrooms, 3 car garage, private yard/backs up to woods. nearing completion.

MLS#3151529 $565,000

Download Keller Williams-Realty The Tomburo Team Mobile APP http://app.kw.com/KWYQYBIJ

to search nearby homes/open houses/rentals & More

P.O. Box 4585, Mooresville, NC 28117 • (704) 360-8192

WWW.ROSEREALTYGRP.COM

P.O.“Rose Box 4585, Mooresville, NCmore 28117 • (704) 360-8192 Text Realty” to 85377 for details on all our listings

WWW.ROSEREALTYGRP.COM

Text “Rose Realty” to 85377 for more details on FIRST” all our listings “ALWAYS PUTTING CLIENTS

“ALWAYS PUTTING CLIENTS FIRST”

SHANNON

DIANA

HELEN

107 MCAULEY CRT MOORESVILLE 5 BR / 4 Full & 1 Half BA, 5587 sq ft. $715,000 MLS#3111155 Text P875708 to 85377 for more details MORE CHOICES MORE SOLUTIONS FHA * VA * CONVENTIONAL * DOWN PAYMENT ASSISTANCE

ROSINA

LAUREN

WANDA

10326 TALLENT LN HUNTERSVILLE 4 BR / 2 Full & 1 Half BA, 2675 sq ft. $410,000 MLS#3149423 Text P878962 to 85377 for more details

CAREN 242 HARBOR WATCH DR STATESVILLE .86 acre lot. $150,000 MLS#3142938 Text P875708 to 85377 for more details

Nick Gretka

Branch Manager, NMLS # 32473

Mobile: 734.320.0573 • Fax: 844.388.0784 16501-D Northcross Dr., Huntersville, North Carolina 28078

nick.gretka@caliberhomeloans.com www.caliberhomeloans.com/ngretka

Caliber Home Loans, Inc., 3701 Regent Boulevard, Irving, TX 75063 (NMLS #15622), 1-800-401-6587 Copyright ©2015 All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations apply.

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Luxury Home Certified

Monica Besecker

Text “LakeHomes” to 85377 to view all the listings available in the local market!!

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Text P913899 to 85377 for Price

Text P914304 to 85377 for Price

WF RANCH + IMPRESSIVE WALK-OUT BSMT w/main channel views! Main lvl Master, 2 Sty GR w/FP, Lg Kit w/Granite, SS, Lg island & open to Brkfast, Stacked Trey DR & Deck access! Lower 2nd GR w/FP & Wet bar, 2nd Master, BR 3 & Lg storage rms! Fence, Paver patio w/firepit, Pier, Cov Slip w/lifts. Equestrian Comm 3090 SF.

RANCH W/BSMT-Sunrise & Sunset views! Granite kitchen w/ Jenn-Air SS appls. HWs in DR/GR/Master. FPs on both levels.

Master w/3 closets + Modern reno’d Bath. LL Wet Bar, 2 BR, BA, GR/Rec w/FP & Storage! Garage w/half-BA. Cov Porch, Deck, Patio & Pier w/Cov Slip & Lifts. 3682 Sq Ft LL VI ES OR

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GREAT PRICE ON MOORESVILLE WF! Open Flrplan has HWs + Master Ste on main w/Jetted Tub & Lg WIC. Kitch w/Granite & SS Elec range. Upper 2nd Master, Guest BR & Bonus Rm c/ be 4th BR. Cov Lift w/Trex dock, dredged to 8’ at full lake. Newer Well Pump, Roof & Heat Pump. 2270 Sq Ft.

Text P715110 to 85377 for Price

Text P854386 to 85377 for Price

Text P854378 to 85377 for Price

BIG WATER VIEWS THRU-OUT custom home on level point lot.

350’ shoreline! GR w/FP, Lg Kit island, gas cooktop, wall/convec oven. Formal DR & LR. Masters both levels-Up w/WIC, sit room, balcony & jetted tub. 2 BRs up + 2 granite baths & Bonus Rm. Cov Porch, 2 Patios, Pier, Cov lift & Sundeck. 4027 Sq Ft

Text P323447 to 85377 for Price

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Text P308089 to 85377 for Price

WF W/WALK-OUT BASEMENT. Quiet cove w/pvt dock & boat lift. HW flrs most main level rooms. Kitch w/Brkfast. Formal DR. 2 Sty GR has wood-burn FP. Master on Main w/WIC. 2 BRs, Loft & Full Bath Up. Lg Basement Rooms! New back sliders lead to 47’ Upper deck & the Lower patio. 3672 Sq Ft

Text P854391 to 85377 for Price

GATED BRICK TROUTMAN WF home w/Lower living qtrs. HWs & Cathed Clgs in upper GR & Main level Master (2 WICs). Lower level 2nd kitch/Bar, 2nd Master & GR w/gas FP. Lg Deck off main, w/lower paver Patio & Firepit. Pier, grandfathered Boathouse w/2 Slips! 170’WF w/seawall. 2543 Sq Ft CR EA IAN TR ES QU ~E

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DEEP WATER WF HOME w/True 2nd Liv Qtrs & Views thru-out!

Crown & HW flrs. Main lvl Ofc & Master w/sitting area. Main kit w/island + butler pantry. Upper BR, BA & Bonus Rms. LL Kit w/ granite + 2nd GR & Master, BA, Media & Htd w/shop. Trex Deck.

Screen Porch. Paver path to Pier/Cov Dock w/slip. 5460 Sq Ft

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GREAT PRICE LKN LOT W/CABIN, PIER & DOCK! 2 BR/1BA Cabin-Perfect getaway or invest prop (tenant in place). Pier & Dock in quiet cove! Scr Porch runs width of home, accessed from GR or MBR. GR brick hearth & FP. Galley kitchen, brkfast bar, Eat-in Nook, pantry. Outside entry unfin bsmt laundry & storage! 940 Sq Ft

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GATED COMMUNITY-Stunning light-filled home w/2 acres & In-ground Pool! 4 FPs, HWs, Lg Kit w/island, SS, granite & Brkfast Rm. Keeping Rm w/coff clg. Formal DR. Main lvl Master w/sit area. 2 Sty GR. Lower lvl GR, Kitchenette w/eat-in bar, Office, Billiards, Lg w/shops + storage. Screen Porch! 4799 Sq Ft

Text P719395 to 85377 for Price

FABULOUS PRICE on Catawba WF Brick home w/sunset Views!

HWs in DR, LR & GR w/FP. Tiled kit w/island, SS appls, granite & Brkfast Rm to Huge Deck. Bsmt w/Full Kit, BA, Rec Rm, Storage.

On less crowded Catawba River, navigable to LKN, lake/isle views! WF Sundeck, Pier, Cov Slip w/Lift. 3160 Sq Ft

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Text 757182 to 85377 for Price

FANTASTIC PRICE on Statesville LKN WF home! Ranch w/over 2000 sf unfin walk-out Bsmt. Spacious Kitch w/Black Appls, Cherry cabs & Brkfast Rm. New wood-look flooring. Master w/2 Closets, 2 Guest BRs, Full Bath, Formal DR & GR w/wood-burn FP. HVAC 2000, Roof 2010, New Deck & Dock. 2508 Sq Ft

Text P328058 to 85377 for Price

IMMAC HOME + EQUESTRIAN BARN/ARENA! 26 acs-Huntersville.

Craftsman 3 BR/3.5 BA home 2400 sf w/HWs, Main lvl Master, GR w/FP & Kitch w/granite, SS appls & brkfast bar. Upper Loft, 2 BRs & 2 Granite BA. 7600 sf Barn w/17 (12x12) Stalls, Laundry/Restrm, Feed/Tack/Blanket Rms, Arena, Run-in shed & round pen.

3/10/16 1:42 PM

704.724.6726 monicabesecker@kw.com

www.MONICABESECKER .com Awarded # 3 Sales Team in the Carolinas Region.....

97 homes & over $33 million Sold in 2014!

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Each Keller Williams Office is Independently Owned & Operated

Text P854376 to 85377 for Price

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2015 CUSTOM BUILD WITH “WOW” UPGRADES Builder’s home on 25 acres (some income producing) borders South Yadkin River! 10’ ceilings, Hardwoods & Crown. High-end kitchen cabinets & Stainless Steel Appliances. Large eat-in granite island, Gas cooktop, wall ovens & walk-in pantry. Lodge-style Great Room w/Fireplace. Main level Office, 2 BRs & BA. Master Suite w/stacked trey & walk-thru tiled shower w/double rain heads! Guest BR up w/unfin Bath. Covered Patio w/Fireplace. Gas lanterns - front & back porches. Handicap-friendly features. Built for efficiency. Pre-wired A/V inside & out. Driveway alert sys. Access roads thru-out & to river. 3188 Sq Ft

Text P773430 to 85377 for Price

Text P216320 to 85377 for Price

CURB APPEAL Deeded Boat slip home in The Harbour at the Pointe!

Hws-thru-out Main incl Master Ste w/cedar-floor WIC. Granite kitch w/island, SS, pantry & Brkfast. 2 Sty GR has stone FP. Formal DR. Ofc. 3 BRs Up + Lg Bonus & 2 BA. Upper Media/Rec Rm. Outside entry fin bsmt space. New carpet. Back & Side Decks. 4511 Sq Ft

Text P322060 to 85377 for Price

NEW GRANITE TOPS in Deeded Boat Slip home in The Harbour at the Pointe. 3 BR/2.5 Baths. Crown + HWs-main lvl. Tiled floors in Breakfast & Kitch-Center island, new lighting & Pantry. GR w/ FP. Pvt Office. Master Up w/WIC + Dual sink vanity. Guest BA w/dual sink vanity. Bonus w/blt-ins. Screen Porch! 2383 Sq Ft

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Text P329087 to 85377 for Price

Text P854380 to 85377 for Price

4 BR/3.5 BATH HOME w/nearby Deeded Slip in The Harbour at the Pointe. Granite Kit w/Center Island & Great desk area + SS appls, incl Dual Wall/Convec Ovens. New Carpet/Paint. All BRs up + Bonus. Master w/Granite vanities, Sit area & Pvt Deck. Surr sound. Lg deck & screen porch. Backyard w/firepit. 3480 Sq Ft

ALL-BRICK w/stunning screened porch & FP overlooking In-Ground Spa pool/hot tub. Granite kit w/new oven/microwave, work station & WI Pantry. Formal DR, Guest BR En-suite & Office on Main. Master Up + 2 BRs & Lg Bonus. New Carpet & Paint.3 car gar.Fenced. MGSD. 3662 Sq Ft

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ALL BRICK CUSTOM BEAUTY w/Deeded Boat Slip in The Harbour at the Pointe! Main lvl has new HW flrs, Master Ste, Ofc, DR, Butler’s pantry & 2 Sty GR w/FP & Dramatic curved stairs. Kitch w/Island, Granite, WI Pantry & seasonal lake views. Guest BRs up. Lg Pvt Yard w/Deck & storage under home. Great amenities! 3801 Sq Ft

Text P854385 to 85377 for Price

ROCKING CHAIR FRONT PORCH GREETS YOU INTO ALL-BRICK HOME! Hardwood floors flow from entry thru GR, Kitchen & Dining space.Kitchen updated w/sleek granite,SS appls incl gas range & built-in microwave. Access expansive deck from DR. 2nd back staircase. 2204 Sq Ft.

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EASY ACCESS TO I77 DEEDED BOAT SLIP CLOSE TO LAKE NORMAN STATE PARK BEAUTIFUL, WELL BUILT BRICK HOME. MLS# 3125655

Text Property Codes on photo boxes to “85377” for more details!

Sally Parker

BROKER/REALTOR

704.880.6757

Text P936145

P796472

LAKE LOOKOUT. BEAUTIFUL WATERFRONT. DECKS SCREEN PORCH, PATIO, LOFT DESIGN, MASTER DOWN. GREAT PRICE $384,900 MLS# 3103762

RARE NEW CONSTRUCTION on Lake Norman with permitted pier.

3785 Sq Ft #3128042 $950,000

Text P936146 DEEP WATER PROPERTY ON LKN Amenities you want including a boat lift!

Bsmt equipped w/a theater rm, kitchen/bar & OFFICE. 5008 SQ FT #3139669 $875,000

Text

“She rilyn ” to t Feat o view a 85377 ured ll Prop ertie s

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sallyp.lakenormanrealty.com

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Sherilyn Dlugolenski

P932288

704-634-5550 sherilyn.sldrealty@gmail.com

DOGWOOD HILLS QUALITY BUILT. OUTDOOR BRICK FP/PATIO $455,000 MLS# 3148136 Text Property Codes on photo boxes to “85377” for more details!

LAKE NORMAN 183 feet of beautiful water front. $540,000 MLS#3134863 Text P558166 to 85377 for more info

MOORESVILLE LKN Air Park at the Lake! 2 story hangar w/auto shop. $750,000 MLS#3104662 Text P773989 to 85377 for more info

STATESVILLE Country feeling - Easy living ranch on .46 acre lot. $106,900 MLS#2216005 Text P558162 to 85377 for more Info

Lots for Sale

Suzie McCann

REALTOR/BROKER

704-451-7501 SuzieM@LakeNormanRealty.com 20 Years selling Lake Norman!

MOORESVILLE 1.59 ac lot in upscale LKN lakefront neighborhood. $82,000 MLS#3025060 Text P558167 to 85377 for more info

CATAWBA Excellent interior lot, LKN waterfront community $25,000 MLS#3101005 Text P757377 to 85377 for more info

I-77 ROAD FRONTAGE EXITS 36-42 38.454 acs. Great visability. $750,000 MLS#3005595 Text P558164 to 85377 for more info

Text SuzieMcCann to 85377 for more information on her featured properties.

“YOUR ALL TERRAIN REALTOR” 47012.17.4.012.indd 1

3/10/16 3:19 PM

Text the codes on the pictures to 85377 for more photos and details.

P885438

P886191

One of a kind 18 acre estate Custom 3-level home, remarkable attention to detail, exquisite craftsmanship, extraordinary views, stone FP, & a gorgeous kitchen. $615,000 P886190

P885439

Breathtaking views of Grandfather Mtn, ready for you to build dream home or weekend getaway, well maint roads. Minutes from area attractions & activities. $20,000 Gorgeous home has an upgraded kitchen w/ custom cabinets, quartz & SS appls including a double over. Well designed updated baths.

Beautiful hdwd flrs.

4BR/3.5BA. Double level deck. $365,000

P885437

Exquisite custom home w/an open flr plan, gourmet kitchen, incredible master ste, 3C gar, unfin bsmt. In a lake access community w/boat ramp, sandy beach & day dock.

No HOA dues. $489,000

Custom built home w/hdwd flrs throughout, fireplaces & a full bsmt. 3BR/2.5BA. Enjoy year round water view & a beautifully landscaped 1 acre yard. 100% financing available. $189,000

T deals For the BES ruction st n o C on New in our area HEFFIELD Text TEAMS 7 to 8537

Karen Sheffield, Broker • Realtor®

704-507-0272

Jeff Shook, NMLS ID# 92931 (704) 408-0196

Member FDIC

jshook@monarchmortgage.com www.monarchmortgage.com/jshook

If you are looking to buy or sell a home. Look to the professionals to help you along the way.

Call Jeff or Karen today. www.KarenSheffield.com • KarenSheffield@KW.com

CAROLINASREALTYGROUP.COM For all your Real Estate needs!

BUYING? SELLING? INVESTING? HONESTY, INTEGRITY . . . .

MAKING FRIENDS, NOT DEALS Text “JJMorse” to 85377 for more information

YOUR HOMETOWN REAL ESTATE AGENT BROKER / REALTOR

JJ MORSE

Covering Blue Devil Territory Cell: 704-663-9067 E-mail: jj@carolinasrealtygroup.com

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3/10/16 5:39 PM

Source: SFGate.com, HouseLogic.com

Your Kitchen Cabinets: To Upkeep, Overhaul, or Uproot?

They are used everyday, have much weight to bear, and are crucial for organization. What is it, you may ask?

The answer is simple – your kitchen cabinets. These cabinets are the main focal point in your kitchen and more than likely take up the most wall space than any other permanent fixture in the home.

They are also one of the more expensive items to replace when remodeling.

But what to do when your kitchen cabinets are looking drab and dull?

The Upkeep: Maintain the Original Look If you love your cabinets just the way they are, then proper maintenance and cleaning can keep them beautiful. Wipe up splatters and spills right away so the food substance does not get the chance to harden. If there are already some hard to scrub places, opt for gentle cleaners. Something as simple as equal parts vinegar and water will be gentle enough to scrub away debris. For the more stubborn of food goo, try letting undiluted vinegar sit for a few minutes and then scrape it away with a nonabrasive brush or sponge.

The Overhaul: Get Creative When you own your home, there are no limits to your creativity! A crucial step in this DIY process is to label all hardware, doors, and drawers so you can reset your house quickly when you’re finished.

Choose your favorite color and paint your cabinets for a new, clean look.

Feeling particularly bold? Think of stencils, contact paper, vinyl lettering – the sky’s the limit! Try using tape to create your own designs and to keep the lines cleaner. Cabinets do not always have to be a single color either. Some folks go two-toned to add depth. Spray paint your hinges and replace your drawer pulls to finish the look.

Go Pro Perhaps creativity isn’t in your repertoire? No problem. There are various kinds of companies offering options such as professional staining, painting, or refacing. Cabinet refacing is a less expensive method than replacing your entire cabinet set.

There are several different approaches to the art. Firstly, rigid thermofoil, or RTF, is a plastic coating over a fiberboard, which is both durable and affordable. Secondly, laminate is a more known material, offering hundreds of different designs to fit any fancy. Finally, real wood veneers are the most expensive of the three, but also offer a beautiful real wood look and can be stained to your liking.

The Uproot: The Remodel Option Of course, with all three of these above stated routes, there’s no cure for structure. If your cabinets are lacking the structural integrity to bear their burdens, then they have to go. It’s a major safety issue, not to mention expensive, if any or all of them were to come tumbling down.

Giving them a facelift won’t do anything but make the danger beautiful. Also, with refacing or painting, there is no solution for a bad kitchen design. If the kitchen cabinets aren’t placed well in the first place, then a remodel is a great option to ensure that this well used room is at it’s peak functionality.

With careful consideration for which option is best for you, your kitchen will stay beautiful and functional for many happy years to come!

TO SPONSOR A PAGE CONTACT JULI

980-333-7273 •

47012.17.4.014.indd 1

SIMMONS

TREBLKN@GMAIL.COM

3/11/16 8:07 AM

LAST MINUTE PREPARATIONS FOR TAX DAY Tax Day is closing in, which means there’s no more putting off the inevitable. This year, don’t be like the 20 to 25 percent of Americans who procrastinate with preparing their taxes until only two weeks before the deadline, April 15th.

When many people see their tax bills, they will be wondering what they can do to pay less next year or even get a nicely sized return on their taxes. Here are some useful guidelines to follow so you don’t fall behind in your tax preparation this year.

Don’t procrastinate.

Waiting until the last minute causes undue stress, and rushing increases the potential for typos and overlooked information. While you can do your taxes in one fell swoop, it’s unnecessary. Online tax programs save as you go, so you can stop and finish at your leisure.

Compare tax products before using them.

Read expert and user reviews. Look at the situations and tax forms each includes, as some require you to upgrade for certain forms. If you have to file a state return, compare prices. Using a mobile filing app? Choose one that also provides access to your data on a browser for convenience and peace of mind in case you lose your smartphone or tablet.

Gather all forms and documents.

Before starting your return, compile all tax forms and documents, including: Form W-2 from your employer (Received by January 31) Form 1099 if you’re self-employed or a contractor Form 1098-E from your lender if you’ve paid student loan interest (Even if you don’t receive this form, you can still deduct interest paid.)

Form 1098-T for tuition paid and scholarships or grants received Statements for retirement savings accounts Receipts for charitable donations

After filing, keep these papers or make electronic copies to save with a copy of your return.

Source: RISMedia; International Business Times

Five Ways to Give Your Home an Earth Day Detox Spring is the perfect time to think green. For some it’s spurred by the coming of Earth Day, others the renewed greening of our lawns. In addition, many are motivated by the desire to save a little green in their wallets with a fresh new season of home repairs. If you’re one of these people, you can help save some green for the planet, as well as your hard-earned cash, by making energy efficient upgrades throughout your home.

The first Earth Day was held March 22, 1970, as declared by Senator Gaylord Nelson of Wisconsin. As a nation, much has been accomplished with the environmental movement, yet there are also easy things you can do at home to “go green” and save money at the same time. Follow these tips to give your home an Earth Day detox!

1. Cool efficiently.

When it comes to home energy bills, heating and cooling accounts for as much as half of the average home’s utility costs, according to energy.gov. Get ready for the hottest days of summer by tuning up your heating, ventilating and air conditioning (HVAC) system so it’s operating efficiently. Change your HVAC filters regularly. In addition, if your cooling system is more than 10 years old, consider replacing it with one that has a Seasonal Efficiency Ratio (SEER) of 20.00 for better savings.

2. Programmable temperature controls.

A programmable HVAC control can reduce energy consumption by up to 15 percent, when compared to traditional nonprogrammable thermostats. Today’s HVAC control systems now monitor indoor and outdoor temperatures, plus home energy use over time, to help you manage energy and comfort even further.

3. Water conservation.

Remember, water isn’t free. Indoors, lower water bills by installing low-flow water fixtures including toilets, shower heads and faucets. Outdoors, add a water-saving spigot for the garden hose. To avoid water evaporation, water your plants early or late in the day, and when your green lawn starts to grow, don’t mow too low. If you have lawn sprinklers, double check that they are set to water grass and shrubbery instead of the driveway or sidewalk. Rather than hose down your deck to clean it, save water by sweeping instead.

4. Earth-friendly Lighting.

About 10 percent of the energy your home uses goes to lighting costs. By just replacing five of your home’s most frequently used lights with energy efficient ENERGY STAR bulbs, you could save $75 a year in energy costs. Compared with traditional incandescent bulbs, compact fluorescents can yield as much as 75 percent energy savings and last six times longer. Switch to LEDs to save even more energy and wasted heat.

5. Use the Right Appliances.

Did you know that appliances account for about 13 percent of your home’s energy costs? In fact, you’ll find refrigeration, cooking, and laundry at the very top of the list. According to energy.gov, you can easily figure out whether an appliance is energy-efficient by looking at the bright yellow and black EnergyGuide label, which the federal government requires most appliances to display.

This will show you the annual energy consumption and operating cost for each appliance. That way, you can compare appliances yourself to decide what’s best for your home.

By taking these steps, you can help make the world a little greener, keep your home a little greener, and save even more green where it really hits home – in your wallet.

Happy Earth Day! Source: RISMedia; energy.gov

The Best Spring Flowers for Your Garden

With the spring season right around the corner, now is the perfect time to start planning your garden to showcase the perfect pallet of colorful flowers.

To help you through this planning process, here are our top picks for spring flowers to spruce up your home’s yard and increase overall curb appeal.

Choose a Color Scheme Monochromatic Colors Complementary Colors The easiest solution would be to create a monochromatic color scheme, which means choosing flowers with all different shades of one color. If one color sounds too boring for your taste, try mixing colors.

Using this color scheme in your garden can add a “pop” to your flowerbed. They are the colors across from each other on the color wheel.

Analogous Colors

Color Triad

For a simple color-mixing method, you can use analogous colors. You’ll find them next to each other on the color wheel. These colors tend to blend together very well.

Drawing an equilateral triangle creates the color triad, which connects 3 colors in the color wheel.

Pick a flower, any flower.

The types of flowers that you plant hold just as much importance as the color scheme.

Here are our favorite flowers to plant in early spring:

Witch Hazel Add a flair of yellow to your spring garden by using these snazzy shrubs.

Daffodil Early springs welcomes all daffodils! This is especially true for small cultivars such as Tete-a-Tete.

Forsythia This is a beautiful bright yellow shrub that is a great addition to any garden!

Anemone

Scilla

Use this blanda species to enhance curb appeal with pale blue and white starry blossoms.

After planting this small bulb, you’ll be wonderfully pleased by its springtime blossoms in blue and purple.

Happy Gardening!!

Source: ProvenWinners.com; Garden.LovetoKnow.com

From the Lake to the Mountains to YOUR front door... Since 1979

704.489.1339 • 828.428.2070 www.marc1realty.com

Text any of the T/P Codes at bottom of photos to “85377” for instant viewing on your Mobile Phone!

T1604490 LAND - 3 parcels, 43 AC, w/approx 1400FT road frontage on Sam Furr Rd & approx 1300 on Black Farms Rd. Tax value is based on agricultural use.

Great for Mixed Use Development. $4,300,000

P511055 WATERFRONT w/bsmt in The Harbour at The Pointe. Kit w/granite & center island w/bar. Walk out bsmt w/media rm & 6 leather recliners. Large inground pool w/FP & built-in gas grill. $976,900

T86101 GREAT INVESTMENT OPPT’Y w/instant income & positive cash flow! Mobile home park in Northern Lincoln Co w/30 mobile home spaces, paved st’s. On 7.13ac just off Hwy 321. $555,000

P164733 NEW CONSTRUCTION in N Lincoln School District! All Brick, 4BR/3BA, Den w/FP & kitchen w/granite counters & stainless appls. Scheduled to be ready to move in by 09/2015. $284,900

P275343 LOCATION IS KEY for this Diamond in the Rough!

4BR/3BA all brick home located just off I-77.

Full fin bsmt, scr porch & in-ground pool. Great investment w/So Much Potential!! $115,900

P570582 WINDEMERE waterfront community bldg lot, suitable for bsmt. Enjoy the quiet, relaxed end of the lake while living the LKN lifestyle! Walk to boat slip, community pool, clubhouse & tennis crt. $65,000

T1145961

COMMERCIAL property on Brawley School Road in Mooresville. 1.29 of an acre with approx.

120 ft road frontage.

2600 sq ft building on rear completely fenced for secure storage. $549,000

P600998 NEW CONSTRUCTION 3BR/2BA brick & vinyl ranch just NW of Lincolnton. Gas logs, micro, DW, range, porch, deck, great nghbrhd & schools. Buyer may be able to choose colors prior to completion. $225,000

P631814 THIS IS A NICE LOCATION, just off I-485, for this Northwest Charlotte Home featuring an open one level floorplan, spacious den, 3 bedrooms and 2 baths with a 1 car garage. $109,900

P302834

P242669 OUTDOOR PARADISE! 42+ac w/country setting.

Brick ranch, full bsmt, 3BR, 2 full & 2 half BA, den w/gas FP & sunrm/ofc. Rear deck overlooks 6ac lake, naturally spring feed & stocked. $649,900

P310794 WATERFRONT HOME on Lake Norman in Sherrills Ford w/a Level Lot. 3BR/2BA, w/sunrm, covered boat slip, jet ski slip, private boat ramp.

Beautiful views from nearly every rm. $499,000

P644751 CREEKSIDE VILLAGE, 3BR, 2BA home w/N. Lincoln Schools. Den w/gas FP, wood flrs & vaulted ceiling. Bonus rm & deck. Just a few miles to public access on Lake Norman. $182,500

P574607 WHY RENT? Affordable home only mins from town park w/walking track, splash pad, playgrnd, basketball courts & ball fields. 3BR, 2C det garage & mins from elem & middle schools. $99,900

P210417

P485001 INCREDIBLE OPPORTUNITY & PRICE! Zoned Hwy Commercial & Residential! 2 units. 5 BR, 3 BA, 2 kitchens & 2 laundry rms. Live in one unit, rent the other or keep them both rented! $575,000

P214400 WONDERFUL WATERFRONT IN MOORESVILLE @ affordable price! 2600+ sqft w/4 BR & 2 BA. Bonus is considered BR 4. Rec Rm in bsmt is studded for wet bar/bath. A Must See! $409,900

P556109 LOCATION! Townhome in Waterlynn. 3BR/2.5BA end unit, 1C Det Gar. Just off Exit 33 on I-77, near Lowes HQ’s, LN Reg’l Hospital & Downtown Mooresville.

Community w/pool & Clubhouse. $162,400

P502493 REFLECTION POINTE - BELMONT. Great waterview lot, mostly level in Lake Wylie gated community.

Great amenities: pool, clubhouse, tennis crts & walking trails. Build your dream home. $78,900

T1664692 3.19 ACRES OF NICE LEVEL LAND. Come build your new home in the quiet country. This lot is convenient to all 3 schools: Bandy’s Mill Creek & Catawba. $45,000

N LINCOLN SCHOOL DISTRICT WOODED LOT. Almost 4 acres. Square footage requirement to build. No manufactured allowed. On cul-de-sac!

Additional acreage available. $50,000

WHY RENT? Check out this 2bd home just off Startown Rd between Lincolnton & Hickory w/1 bath, family room, kitchen & laundry/sunroom combo. All this sitting on over .61ac. $49,900

Janet Lyda 704-747-7927

Grant & Nancy Mosteller 704-472-8866

Tammy Goodwin 704-502-7610

Brenda McConnell 704-732-2665

Howard McAlister, Sr. 704-576-3252

Don Parham 704-813-4080

Greg Goodson 828-234-1276

Jane McGill 704-460-2589

Lindsey Reel 704-530-0858

Ken Capps 704-473-9458

David McDonald 704-929-2186

Katie Carpenter 828-455-2755

47012.17.4.015.indd 1

3/10/16 1:47 PM

Dust Bunnies, Bacteria and Dirt!

OH MY! OH MY! OH MY! OH MY! OH MY! OH MY! 47012.17.4.016.indd 1

Dust Bunnies, Bacteria, and Dirt! Oh My! Swept the floors? Check. Vacuumed the carpets? Double check. Wiped down the counters and toilets? Done.

It feels like you’ve done all there is to do for this cleaning day. But what if we told you that there are still germs thriving in unreached places in the home? We’ve learned some of the most unclean places in the average home, and we are wanting to share! Ready to get your hands dirty? Let’s go.

HANDLES, SWITCHES, AND FAUCETS Once we learned that handles, switches, and faucets are some of the dirtiest places in the home, it made sense. These are the most touched, yet the least cleaned, because they are small and less threatening than places like the floor. When doing your regular routine in an area of the house, make sure to give these places a friendly swipe, especially the toilet flush handle.

STANDING WATER Any place in the house where water can sit is a breeding ground for bacteria. The spots just around the drains in a bathtub or in sinks are the more obvious of spots and probably make your cleaning list. But here’s one for the list: the coffee maker. The water reservoir breeds bacteria and is rarely cleaned by most people.

A rule of thumb is flush out your joe machine monthly with undiluted white vinegar, followed by 2 or 3 flushes of fresh water.

NO MAN’S LAND The spaces that lie out of sight, untouched, and out of mind are the favorite hiding spots for dust bunnies. Dust is made up of skin, insect feces and exoskeletons, dirt, pet dander, and more. Don’t let it make its home in your home!

Think of spots such as on top of your kitchen cabinets, decorative architectural ledges, and door frames. Make it a habit to give these places a wipe down at least once a month.

THE BATHROOM We admit the bathroom is not often overlooked, but there are a couple of places to note that need some attention. For one: the wall behind your toilet. Wipe this down occasionally with a disinfecting wipe. Wipe down the shower and bathtub after use.

Otherwise, specifics such as mold, fungi, and staph bacteria can grow. Finally, the toothbrush holder. According to the Huffington Post, NSF international found that 27% had coliform bacteria and 14% had Staph. This is due to the junk dripping from a rinsed brush and the fecal matter that may splash upon it during a toilet flush.

WELL USED KITCHEN APPLIANCES Inside the refrigerator is an often glazed over spot because we go in to get what we need and leave the messes in the dark once again.

Take the time to remove all the food from the fridge and give it a wipe down. The best time for this is before grocery shopping day.

Another spot is under the stove and in between the stove and countertops. Finally, wipe down the knobs and buttons of your appliances to keep them sanitary with each use.

With so many places to keep in mind, your best option may to be hire a professional cleaning servicing company. Often, these folks come well equipped to tackle all the jobs your house needs and they know where the dust accumulates. Dust and bacteria can hide, but they can’t run!

TO SPONSOR A PAGE CONTACT

JULI SIMMONS 980-333-7273

TREBLKN@GMAIL.COM

Source: huffi ngtonpost.com | bhg.com

3/10/16 2:12 PM

“Navigating You Home” Broker/REALTOR®, CLHMS

980.297.0141

EricT@LakeNormanRealty.com

www.EricT.LakeNormanRealty.com www.Facebook.com/LKNRealEstate

nt e m e s a dB e h s i n i ul F ion! f t i c t u u d a e e r B ice r p 0 0 $15,0

The buyers had a change of plans, so You Gain!

We’re back on market!

OFFERED AT $505,000

With Deeded Boat Slip, Brand New Deck and is truly Move In Ready! Luxurious Northview Harbour, Sherrills Ford, NC. Text P805719 to 85377 MLS/ID:3137795

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2013, 2014 & 2015 Top Company Sales Associate

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Text “DMonroe” to 85377 to view all Featured Properties      DebbieM@LakeNormanRealty.com 

Over 28 Years of Superior Service

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www.DebbieM.LakeNormanRealty.com

TEXT ANY OF THE PROPERTY CODES BELOW TO 85377 FOR MORE PHOTOS & INFO

MLS MLS logo logo

WATERFRONT IN CORNELIUS!

P522302

WATERFRONT ESTATE ON LKN!

P323855

WATERVIEW IN THE POINT! NEW NEW RELO RELO logo logo

P323376

SUNSET VIEWS OF LKN! Estate home has been remodeled & has it all!

Huge Master Suite upstairs w/panoramic views of the lake from the Sitting Rm, Ofc, GR, Gourmet Kit & Dining. Outside amenities galore w/Pool that can be heated, Hot Tub, Sauna, Deck & TWO PIERS w/BOATSLIPS! Attn to detail is unmatched in this home & you won’t be disappointed. $1,000,000

FABULOUS 2 STORY TUSCAN STYLE HOME! Luxuries galore w/hdwds on main w/inlay design, 2-story GR w/FP, Formal DR/LR, Ofc, gourmet Kit w/SS appls, granite & Wet Bar. Upper level boasts Master Ste w/deluxe BA, Loft, lg Bonus, 2 BRs, 2 BAs. Oversized decorative Patio w/fountain, sunset views, pier & boatslip. 2 screen/glass porches. $990,000

GOLF & LAKE LIVING w/BOATSLIP! Magnificent custom built estate ovrlks 12th green of Trump National GC. Water views of LKN. Luxurious features galore t/o this open flr plan w/gourmet Kitchen, Wet Bar/Butler’s Pantry, Formal Living area, Grand Foyer, 2 FP, Study & Master Ste on main. 3 BR upstairs w/3 Full BA & huge Bonus Rm. Covd Porch. Patio w/FP. $990,000

RANCH WITH BASEMENT!

PANORAMIC VIEWS OF LAKE NORMAN!

CORNELIUS WATERFRONT!

LARGE .98 ACE WOODED LOT w/DEEP WATER IN SOUTHERN LKN! Extras include irrigation, spac Deck & Master w/Sunrm facing the lake.

Summer Kitchen in Bsmt great for entertaining or guests. Pier, Boatslip & lush landscaping. City sewer available. Updates: Tile flr in Bsmt, Carpet in BRs, Water Htr, Roof, HVAC, new BA in Bsmt. $799,000

THE LIVING WILL BE EASY IN THIS SPACIOUS WATERFRONT HOME! Open flr plan ideal for entertaining guests! MBR on main, hdwds on main level, 2-story GR & 2 BRs upstairs. Fin Bsmt w/2nd living quarters w/Kit, SS appls, large FR, BR & BA. Front Porch, Rear Deck, Bsmt Patio, large backyard & tiered Deck at Pier w/Boatslip and Lift. $735,000

QUAINT & COZY HOME w/SUNSET VIEWS ON LKN! Hdwds in main areas, tile in BA, GR w/FP, Dining area, Master on main w/Sitting Rm, Den & Kit w/granite. 2 BA w/Full BA upstairs. Front Covd Porch, Fenced Yd, prof landscaping w/irrigation, newer Deck, LL Patio, Pier w/Dock. Newer composite decking & dock & fresh paint. $625,000

ACREAGE!

MOORESVILLE WATERFRONT!

WATERFRONT! NEW PRICE!

GREAT OPPORTUNITY w/RANCH HOME! On over 13 acs in Iredell Co. Built in 1998 w/pre-fin hdwds, vltd Great Rm w/FP, 3 BR including Master, 2 Full BA, large Bonus & LRs. Front Covd Porch, Patio, Carport, Workshop/Bldg, Barn & Fenced Pasture. Equestrian property or subdivide the property for a small neighborhood. Small brown mobile home. $592,500

QUAINT & COZY COTTAGE NESTLED IN THE TREES ON LKN! Main living area w/FP & walls of windows for views, Master on main, Kit w/tile & SS appls, 2 BRs & 2nd BA upstairs, Bsmt w/crews qrtrs, 3rd BA & Wet Bar area. Kit remodeled. Wrap around Deck overlks the lake, Front Covd Porch & walk-out Patio at Bsmt. Pier w/Covd Boatslip & Dock! $539,900

BRING YOUR BUILDER & CREATE YOUR DREAM LAKE HOME! Cove lot w/good water, mature trees & pier. Previously had a mobile home that was removed w/septic & well left in place. Buyer will need to verify location of septic & well for building a new home & what improvements can be made to existing pier. No HOA & low Iredell County taxes!! $375,000

MOUNTAIN VIEWS!

OVER HALF ACRE!

BRING YOUR BUILDER!

LOG HOME ON .75 ACRE LOT! Rustic & serene surroundings w/ Fenced Yd & 2 Decks. Open flr plan w/2-story GR w/wood burning FP, Hdwds t/o, Dining & Breakfast areas, Kitchen w/some SS appls, Master w/doors to Deck. 2 addl BR share Full BA. Upstairs Loft w/French Doors to Bonus Rm/Ofc. 3C Att Gar & 1C Det Gar for workshop. $259,000

RANCH HOME BUILT IN 2001. Home w/hdwds, Great Rm w/gas log FP, Formal Dining, open Kitchen & 3 BR including Master w/garden tub & tile. Front Porch, Rear Deck, Carport & large yard. Can be purchased w/adjacent properties MLS#3117871 & 3117874 that total of 13.95 acs w/3 addl homes. Property currently leased for $900/mo. $160,000

BRING YOUR FLOOR PLANS! Create your dream home on this spacious lot in Denver! Lot is wooded and located on a cul-de-sac.

Lot could accommodate a basement plan. Beautiful community in the quaint Denver side of Lake Norman. Low HOA dues and an unbelievable price for over an acre lot! $19,500

P323796

P846560

P323505

P323193

P322762

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P324112

P322763

P323641

P324174

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W IN A C TE O R R FR N O EL N IU T S!

Waterfront Homes

ES WA T TE AT R E FR O O N N LK T N !

SUNSET VIEWS OF LKN! This estate home has been remodeled & has it all! Huge Master Suite upstairs w/ panoramic views of the lake from the Sitting Room, Office, GR, Gourmet Kit and Dining. Outside amenities galore w/ Pool that can be heated, Hot Tub, Sauna, Deck & TWO PIERS WITH BOATSLIPS! The attention to detail is unmatched in this home & you won’t be disappointed. $1,000,000

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FABULOUS 2 STORY TUSCAN STYLE HOME! Luxuries galore w/hardwoods on main w/inlay design, 2-story GR w/fireplace, Formal DR/LR, expansive Office, gourmet Kit w/stainless appliances, granite & Wet Bar. Upper level boasts Master Suite w/ Sitting & deluxe Bath w/whirlpool, Loft, large Bonus, 2 BR’s and 2 BA’s. Outdoor living at it’s best w/over sized decorative Patio w/fountain, sunset views, pier & boatslip. 2 screen/glass porches are heated/cooled. An ideal LKN home! $990,000

QUAINT & COZY HOME WITH SUNSET VIEWS ON LKN! Hardwoods in main areas, tile in bathrooms, GR w/fireplace, Dining area, Master on main w/ Sitting Room, Den & Kit w/granite. 2 Bedrooms w/ Full Bath upstairs. Enjoy a Front Covered Porch, Fenced Yard, professional landscaping w/irrigation, newer Deck, lower level Patio, Pier w/Dock. Updates include: larger HVAC 13’, new HVAC in garage 13’, fence installed 13’, newer composite decking & dock & fresh paint. A must see lake home! $625,000

Text “DMonroe” to 85377 to view all Featured Properties 47012.17.4.018.indd 2

Over 28 of Superior Service

2013, 2014 & 2015 Top Company Sales Associate 3/10/16 1:45 PM

HUNTERSVILLE LI ST IN EW N

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P220237

P221647

P221489

GREAT LOCATION IN INDUSTRIAL PARK close to new hwy 16, units in good condition, room for expansion. total of 17 units, (8-10x20) (7-10x17) (1-10x40) (1-10x 35) & ofc w/BA, county water & sewer. $175,000 MLS# 3149922

APPROX 266 FEET OF ROAD FRONTAGE, easy access to major highways, schools close by, public lake access, parks and shopping. $897,000 MLS# 3116834

CHARLOTTE

DENVER

DENVER

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BEAUTIFUL 4 BR/3.5 BA HOME w/14 ft ceiling in the entrance, vaulted LR. Hdwd flr on the main level. Large fenced-in yard w/a creek along the back of the property. $320,000 MLS# 3104156

P221480

P221644

P153190

CUSTOM BUILT HOME on the 18th Fairway. 2 story foyer w/curved Staircase. Open flr Plan, Kitchen w/new granite, & new appls Master suite has entry to Balcony overlooking Golf Course. $395,000 MLS# 3144526

PRIME COMMERCIAL 2.4 acs property on Hwy 16. Across from Wendy’s. Building is up fitted to a great ofc space. Nice reception/waiting area, conference rm, 3 personal ofcs & an open loft area upstairs, also has break rm & BA.

CHARLOTTE

DENVER

LINCOLNTON

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FULL BRICK RANCH HOME w/3 BR, 2 Full BA & just under 1/2 ac lot w/fenced backyard. Spacious Den w/lots of natural light having a large window & open flr plan to dining & kitchen areas. 1352 Sq Ft. $119,900 MLS# 3139621

P221481

P211534

P221646

GREAT RANCH HOME on .62 acre lot with large fenced in backyard. 24x30 detached garage, ready for that man who needs room for tool, cars or a hobby. This lovely home has a lot to offer in the 1638 sf. $240,000 MLS# 3133405

GREAT INVESTMENT POTENTIAL OPPORTUNITIES. Located in front of Carolinas Medical Center-Lincoln Hospital. O-I(Office-Institutional. O-I is currently zoned on surrounding properties.) $200,000 MLS# 3047619

TOP PRODUCER FOR FEBRUARY

DENVER

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COMMERCIAL POTENTIAL OPPT’Y High traffic area, just off WT Harris Blvd. Convenient to I-77, 485 & I-85. $170,000 MLS# 3056223

P221488

Christy Rogers, REALTOR®/BROKER Licensed in NC

704-534-1516 -

christyrogers08@gmail.com

WATERFRONT 2006 CUSTOM HOME 4660sf. Master Ste on main, 3 add’l BRs w/BAs. Rec Rm, Study, Scr Porch. 543’ of shoreline. 2 boat slips, boat ramp, gazebo, sandy beach! .96 Acre. $1,200,000 MLS# 3075128

P221486

MUST SEE! Spacious home w/4 BR, 2.5 BA. Formal Dining, Kitchen w/breakfast area. Kitchen has lots of counter space & cabinets, Island. Huge LR w/gas FP & new laminate floors. $155,000 MLS# 3136068

Text the Property Codes to 85377 to view all the listings available in the local market!!

704.483.6288

www.WestNormanRealEstate.com

Susan Donaldson

REALTOR®/BROKER/OWNER ABR/SPS/SRES - Licensed in NC/SC 2006 Lincoln Co. REALTOR Of The YEAR

704-400-3448

sgdonaldson@bellsouth.net

47012.17.4.020.indd 1

Ransford Cannon REALTOR®/BROKER Licensed in NC/SC

704-600-5352

ransford.broker@gmail.com

Cindy Estridge REALTOR®/BROKER SPS/ ABR/SRES Licensed in NC/SC

704-451-6057

cindyestridge1@gmail.com

Ryan Grady

REALTOR®/BROKER Licensed in NC

704-533-0439

ryanlgrady@gmail.com

Christy Rogers

REALTOR®/BROKER Licensed in NC

704-534-1516

christyrogers08@gmail.com

3/10/16 1:46 PM