An Advisory for Financial Confidence through Sophisticated Life Planning ACT | ACCUMULATE | ACHIEVE C L I E N T E N G A G E M E N T F O R M C L I E N T S E R V I C E A G R E E M E N T
Client Engagement Form
In exchange for the provision of advisory services, ongoing review, and the conduct of an annual suitability assessment, as outlined below, I/we hereby agree to pay Tradenomic Financial a fee determined by the specified services below:
We have provided you with the following services:
Initial Consultation to Define Objectives and Requirements
Comprehensive Financial Review
Evaluation and Assessment of Investment Risk Tolerance
Gathering information on your current investments or policies
Upon engagement of our services, we will:
Thoroughly research suitable solutions and strategies
Schedule additional meetings with you
Issue written confirmation of our advice and develop financial plans
Provide recommendations and determine strategies
Assist in the completion of any documentation resulting from our advice
Handle administrative tasks and document processing on specific advice
Ongoing Advice and Service
We will continue to offer you the following ongoing services:
Ongoing Administration and Document Processing
Issuance of Annual Statements and Portfolio Valuations
Continuous Investment Advice and Communication
Ongoing Phone and/or Email Support
Scheduling a minimum review meeting every 12 months to address the following:
Your investment objectives
Your risk tolerance
Portfolio performance assessment
Changes in your personal circumstances
Relevance of your current insurance and protection coverage
Retirement planning (if relevant)
Identification of tax-related changes affecting your investments
Evaluation of your estate planning arrangements (please note that taxation and trust advice are not regulated by the Financial Conduct Authority).
Provision of any necessary information for your accountant or other professionals
Document review to streamline paperwork
Updating of our Factfind Questionnaire
Provide guidance on other services we provide or referral to professionals
Regular Suitability Assessment
We will also conduct a suitability assessment at least once a year and confirm the following in writing However, the frequency may increase based on your risk profile, age, the types of financial products we've recommended and service package we offer:
Your investment goals
Your financial situation
Your knowledge and experience
Your risk tolerance
Ensuring that your investment strategy and risk preference align with your current situation and goals
Your willingness to accept financial losses
The fees and charges applied to your portfolio during the review period
The cumulative impact of these costs on your investment returns
Whether the advice still fits your needs and circumstances
Termination of our Services
The ongoing advice fee you are charged will fluctuate based on the performance of your investment. It will rise as the fund grows, decrease if the fund's value declines, or if you make withdrawals, whether in the form of income or lump sums.
Initial Advice
You or we can end our representation at any time You'll be responsible for any advice or services you received before the termination date.
Ongoing Advice
You or we have the option to stop payment for our ongoing services, with a 14-business day notice
• We would give you 14 business days’ notice We will terminate any on-going payments to be received from product or service providers.
• You are asked to give 14 business days’ notice and we will terminate any on-going payments to be received from product or service providers.
• You will remain liable for any fees or charges due up to the date of termination.
• Tradenomic Financial will not reimburse the fees and/or charges incurred during the period up to the date of termination.
AGREEMENT ACKNOWLEDGEMENT
Do you agree to provide accurate and timely information regarding your financial circumstances?
Are you committed to the financial planning process and implementing recommendations provided?
Are you aware of and do you agree to adhere to the fees and charges associated with Tradenomc Financial and of any referral partnership services provided?
Do you understand that investment returns are not guaranteed and that there is a possibility of loss, along with that past performance is not indicative of future performance?
Do you agree to inform your financial adviser of any significant changes in your circumstances that affect the advice provided?
Please list any concerns or priorities you have regarding your financial situation, ranking them in order of importance?
The Service Package interested in and/or recommended: Signature: The Financier Alpha: Smart Wealth Foundation: Money Mastery Specific service related to protection, mortgages etc.
I am aware that it is my duty to submit truthful information. I agree to the terms of service Date Signature
3. Name
1. 1. 4. 2. 2. 5. Address Phone Email Yes No 3. 6. 4. 5. DOB Occupation
Client Service Agreement Client 1:
Client Service Agreement
AGREEMENT ACKNOWLEDGEMENT
Do you agree to provide accurate and timely information regarding your financial circumstances?
Are you committed to the financial planning process and implementing recommendations provided?
Are you aware of and do you agree to adhere to the fees and charges associated with Tradenomc Financial and of any referral partnership services provided?
Do you understand that investment returns are not guaranteed and that there is a possibility of loss, along with that past performance is not indicative of future performance?
Do you agree to inform your financial adviser of any significant changes in your circumstances that affect the advice provided?
Please list any concerns or priorities you have regarding your financial situation, ranking them in order of importance?
The Service Package interested in and/or recommended: Signature: The Financier Alpha: Smart Wealth Foundation: Money Mastery Specific service related to protection, mortgages etc.
I am aware that it is my duty to submit truthful information. I agree to the terms of service Date Signature
3. Name
1. 1. 4. 2. 2. 5. Address Phone Email Yes No 3. 6. 4. 5. DOB Occupation
Client 2:
Tradenomic Financial is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. Tradenomic Financial is a trading name of Tradenomic Limited which is registered in England & Wales No. 14718971. Registered Office: 9 Frays Avenue Garden City West Drayton Middlesex UB7 7AF. We believe in being transparent with our clients about our advice fee and ongoing advice charges. Examples of these charges are included in the 'Key facts about our costs and services' document that you will receive, and we will discuss them with you during our meetings. The cost for our advice is paid for out of the overall charges levied on your investment, and the specific amount charged will be provided to you in a personalised illustration before an agreement is signed. We understand that you may have questions, so please contact us. Please note that the value of your investment with us is directly linked to the performance of the funds selected and may fall as well as rise. There is a risk that you may get back less than the amount invested. We value the confidentiality and privacy of our clients' information. We adhere to strict data protection protocols and maintain secure systems to safeguard client data. We will never disclose any personal or financial information without explicit consent, except as required by law. We take client feedback seriously and are dedicated to resolving any concerns or complaints promptly and fairly. Clients can expect a thorough investigation, transparent communication, and appropriate action to address their concerns. 30 Lombard Street London EC3V 9BQ 02033760575