August 2022
Hoopla: Spotlighting North Texans 55 And Better
When can you choose retirement
If you’re like most people, your available. If you think you may work has been a central part of be falling short of achieving your your life. So, wouldn’t it be nice retirement goals, you may need to have the flexto consider saving Money more. ibility to decide when you no should I Matters start• When longer want to taking Social by Mary H. McDow work? Security? You can Edward Jones Adviser Many people begin collecting of retirement age have achieved Social Security benefits as early this type of control. In fact, two- as 62, but your monthly paythirds of workers ages 65 and ments will be much bigger if you older say they work primarily be- wait until your “full” retirement cause they want to, not because age, which will likely be between they have to, according to a 66 and 67. Your decision about 2021 study by Edward Jones and when to take Social Security Age Wave. But that means that will depend on several factors, one-third of workers in this age including your other sources of group feel financially compelled income and your family history to work. This doesn’t necessarily of longevity. Of course, as you’re mean they dislike the work they probably aware, the Social Secudo — but it’s probably fair to say rity system is facing significant fithey would have liked the option nancial stress, so it’s possible that of not working. How can you give we may see changes to Social yourself this choice? Security, based on actions ConYou can start by asking your- gress could take. In any case, you self these questions: might want to be fairly conser• When do I want to retire? vative in estimating how much You’ll want to identify the age Social Security can contribute to at which you wish to retire. You your retirement income. may change your mind later and By addressing the above quesmove this date up or back, but tions, you can get a clearer sense it’s a good idea to have a target in of when you might reach the mind. point at which work is optional. • What sort of retirement life- But you’ll also need to consider style do I want? When you retire, other factors, too, such as how do you anticipate staying close much you enjoy working or to home and pursuing your hob- when your spouse or partner is bies, or do you hope to travel the planning to retire. In any case, world? Would you like to spend the sooner you start planning for your time volunteering? Open this next phase of your life, the your own business or do some better position you’ll be in when consulting? Clearly, some of it’s time to make the transition. these choices will require more resources than others, so you’ll want to follow a financial strategy that aligns with the retirement lifestyle you intend to pursue. This article was written by • Am I saving and investEdward Jones for use by your ing enough? As you chart your local Edward Jones Financial course toward your retirement Advisor, Mary H. McDow, 102 journey, you’ll want to assess the Houston Ave., Suite 203, 817sources of income you’ll have 598-0882. Member SPIC
15
nSUDOKU Sudoku Difficulty: Easy
3
Edited b
(Puzzle solution is on P. 23)
6 5 3 8 9
3 1 7 5 6
2 6 1 7
8 2 5
4
9 3 7 2
7 4
6
1
How to Solve: Each row must contain the numbers 1 to 9; each column must contain the numbers 1 to 9; and each set of 3 by 3 boxes must contain the numbers 1 to 9.
2 7 WITH A HOME 7 6 2GENERATOR 4 9 5 1 3 8 STANDBY 9 3 8 1 5 7 4 2 6 $0 MONEY DOWN + LOW MONTHLY PAYMENT OPTIONS 4 1 7 6 2 9 8 5 3 5REQUEST 2 6 8 3 4 7 1 9 A 6FREE 5 QUOTE 9 2 1 8 3 7 4 8 7 1 9 4 3 2 6 5 2(855) 4 3919-1189 5 7 6 9 8 1 Contact a Generac dealer for full terms and conditions
CALL NOW BEFORE THE NEXT POWER OUTAGE
FREE
7-Year Extended Warranty* – A $695 Value!
*To qualify, consumers must request a quote, purchase, install and activate the generator with a participating dealer. Call for a full list of terms and conditions.
Ea conta 1 to 9 mu numb each boxe the n
(Answ whe
Copyright 2022 by The Puzzle Syndicate
Prepare forSolution power to Sudoku: outages 3 8 4 7 6 1 5 9 today 1 9 5 3 8 2 6 4
HOW
