Wise Family Magazine March 2012 by Tink Ink Publications

PRICELE$$ March 2012

Inspiring Parents, Motivating Kids, Celebrating Life

Health Wise Allergies

Making a Pawsitive Difference

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Dave Says Fun & Games

The Family Album A rose can say “I love you”, orchids can enthrall, but a weed bouquet in a chubby fist, yes, that says it all. - Author Unknown

Cain, son of Bree O’Dell.

CHOICES Pregnancy Resource Center • Free Pregnancy Tests & Limited Ultrasounds • Post-Abortion Education & Support • Resources for Babies • Community Referrals • Peer Counseling

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Health Wise What four factors influence the severity of allergy season? (ARA) - While many people rejoice when the weather gets warmer, it’s not always a pleasant time for everyone. Those who suffer from seasonal allergies know to expect difficulties around this time of year, but the severity of allergy season can vary. The presence of the common causes of spring allergies - pollen and mold - can fluctuate depending on a number of weather-related factors. Here are some of the conditions that can affect pollen counts, according to the experts at the American College of Allergy, Asthma and Immunology (ACAAI). • Length of the growing season. Longer growing seasons might be a good thing for farmers and gardeners, but it can mean increased misery for allergy sufferers, as it increases the time pollen and mold are present as well. • Erratic weather. A warmer-than-usual winter season, as experienced this year, makes trees pollinate earlier. If spring weather fluctuates greatly between warm and cold spells, it can result in more intense periods of pollen release during the warm spells, when plants take the cue to grow and release pollen. • Rainfall. Rain can be either a good thing or a bad thing for allergy sufferers, depending on when it happens. The worst allergy seasons are often preceded by a wet spring, which promotes rapid plant growth later on. But rain can also provide a much-needed respite for those with allergies, as a heavy rainfall can help clear the air of pollen. • Wind. Dry and windy weather is not kind to people with allergies, as the wind spreads pollen and mold. Since so many factors contribute to high pollen

counts, it’s all but impossible to predict how intense an allergy season will be. However, in addition to taking steps to limit your exposure to allergens that affect you, seeing an allergist before the season starts can also help ensure you find relief. Why see an allergist? Allergists are not only trained to treat your systems, but can identify the source of your allergies and develop a treatment plan to address your symptoms. A doctor who is also a certified allergist can teach you how to avoid potential triggers for your allergies, and recommend treatment options that may go beyond over-the-counter medications. An allergist may also recommend allergy shots, also known as immunotherapy, which can alter the progression of allergies, providing more than just symptom relief. Even if an allergy shot might not be for you, an allergist can recommend both prescription and over-the-counter medications that can best treat your symptoms. “You can waste a lot of time, money and energy treating yourself instead of seeing an allergist,” says Dr. James Sublett, an allergist and chair of the ACAAI Public Relations Committee. In fact, studies suggest immunotherapy, when used on the appropriate patients, can result in health care cost savings of up to 41 percent. To learn more about allergy symptoms and treatment, or to find an allergist, visit www.allergyandasthmarelief.org. ■

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The Family Album

Kolby Ryan Robinson, 6 months Parents are Ryan Robinson & Kimberly Bible

The Carpenter Kiddo’s

Two Chicks That Click Photography Studios

EXPLORE

OUTSIDE THE CLASSROOM.

Lovette Pediatrics, P.A. Amanda Lovette, M.D. COSMETOLOGY PROGRAM COMING TO WISE COUNTY IN FALL 2011. BECOME A LICENSED COSMETOLOGIST IN ONLY ONE YEAR!

An Equal Opportunity institution/equal access to the disabled.

Let’s make a positive impact on our children’s future by saving our environment. Please recycle this magazine when you are finished reading it. Thank you!

What do you get when you cross poison ivy with a four-leaf clover? A rash of good luck. - Author Unknown 4

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Making Sense of it All

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On The Cover: Josi Sue March, 2012 In our 8th year of ‘Making A Difference’ P.O. Box 521 • Boyd, Texas 76023

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In This Issue: Founder: Kim Tinkham 1957 - 2010

Publisher & Parent Company . . . . . . . . . . . TinkInkPublications.com Editor . . . . . . . . . . . . . . . . . . . . . . . . . Scott@tinkinkpublications.com Graphic Artist . . . . . . . . . . . . . . . . . . . . . . . . . . . Sara Sparrowgrove Email . . . . . . . . . . . . . . . . . . . sara@tinkinkpublications.com Sales Guy & Future Editor . . . . . . . . . . . . . . . . . . . . . . . Taylor Ponder Distribution Guys . . . . . . . . . . . . . . . . . . . . . . Scott and Don Tinkham Office Dogs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Max and Buddy Our Reason For Doing This . . . . . . . . . . . . . . . . . . . . . . . . . . . . YOU! Advertising Sales . . . . . . . . . . . . . . . ads@wisefamilymagazine.com To submit: Information . . . . . . . . . . . . . . . . . info@wisefamilymagazine.com Photographs . . . . . . . . . . . . . . . . pics@wisefamilymagazine.com Wise Family Magazine is published monthly by Tink Ink LLC and distributed free of charge through local merchants. Wise Family Magazine reserves the right to edit, reject or comment editorially on all material contributed. Opinions expressed by the contributors are not necessarily the opinions of the publication. Tink Ink LLC assumes no liability or responsibility for any claims made by advertisers in the magazine. Reproduction in whole or part without express written consent of the Publisher is prohibited.

EMERGENCY NUMBERS: Wise County Sheriff . . . . . . . . . . . . . . . . . . . . 940 627 5971 Severe Weather Updates . . . . . . . . . www.weather.com Emergency Preparedness Info . . . . . www.redcross.org www.MissingKids.com . . . . . . . . . . . . . . 1-800-843-5678 National Child Abuse Hotline . . . . . . . . 1-800-422-4453 National Poison Control Center . . . . . . . 1-800-222-1222 National Substance Abuse Hotline . . . 1-800-662-4357 National Runaway Hotline . . . . . . . . . . . 1-800-786-2929

Readers...

Health Wise . . . . . . . . . . . . . . . . . . . . . . . . 3 Saving Money . . . . . . . . . . . . . . . . . . . . . . 7 Dave Says . . . . . . . . . . . . . . . . . . . . . . . 8-9 Women’s Occupational Workshop . . . . . . 10 Making a Pawsitive Difference . . . . . . . . . 13 Wise County Wonderings . . . . . . . . . . . . . 14 Wise Information . . . . . . . . . . . . . . . . . . . 16 Life Skills . . . . . . . . . . . . . . . . . . . . . . . . . 18 When Your Child Applies to College . . . . 19 Fun & Games . . . . . . . . . . . . . . . . . . . . . . 21 Wise Merchants . . . . . . . . . . . . . . . . . . . . 22

BE A PART OF OUR NEXT ISSUE! Proud of your child, team or association? Want to share a picture with the rest of the county? Send your high resolution color picture with caption to

pics@WiseFamilyMagazine.com Find Doright in the magazine (it’s not easy), email us at contest@wisefamilymagazine.com. You will be entered in a drawing for a prize. Proudly sponsored by our Decatur

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“Do Right and Fear No Man”

Wise Family Magazine believes that texting and non-hands free cell use are dangerous to everyone involved. Use your head not your hands!

We need your help! Please take some time out of your busy day and drop us a line. What do you want to get out of your Wise Family Magazine? Please send comments, questions and feedback to sara @tinkinkpublications.com or to Tink Ink Publications, PO Box 521, Boyd, Texas 76023. The more pictures and stories you send, the better YOUR magazine will be! 6

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Saving Money Save money on your spring travel plans (ARA) - The long winter months have everyone itching to get out and do something new. For many Americans, this means planning a much-needed vacation - away from winter, work and school. With the travel bug in your head, take advantage of these saving tips to make the most out of your vacation: • Check out any bundling deals on hotels, airfare, car rentals and special tours through travel websites. Booking several options through one package can help you reduce prices. Some airlines have partnerships with car rental companies, which can help save you money. Take the time to research these options thoroughly, and you’ll be rewarded with good savings. • Stock up on travel accessories like baggage, e-readers and of course any clothing items needed to make a fashion statement on your trip. When searching online, use discount sites like Ebates.com. In addition to coupon codes and discounts on items found on your favorite travel sites, Ebates also offers you cash back on your purchases. For example, if you book your hotel stay at Holiday Inn through Ebates.com, you’ll be able to take advantage of

coupon savings, and once your purchase is completed, earn 4.5 percent of the total purchase price as cash back. Use those earnings to purchase an extra something special on your trip - like a spa visit or a fun tour. • If you can travel earlier in March, or later in April or even May, you might find better deals because fewer families are traveling during those times due to school schedules. Or if you have flexibility in the day you travel, you might discover airfares leaving on a Tuesday or Wednesday are a better price than leaving on a Friday or Saturday. • Use those travel vouchers. If you’ve accumulated points through an airline or credit card, put those points to use in discounting your travels. One hint - make certain you get the best deal. If your credit card gives you the option of using points for cash back or for airline miles, research which method will get you further. Now that the travel bug has you wanting to get away for a bit this spring, roll up your sleeves and get started finding coupons, discounts and savings for your travel plans. Just remember to put those savings to good use for fun and enjoyment when you reach your destination. ■

Great opportunity for self-motivated advertising sales person! (Full time and part time, no clock to punch, work on your own schedule) Wise Family Magazine is a locally owned, established, monthly publication looking for energetic and positive sales professionals that want to share their ideas and expertise. We are the oldest and only youth and family publication in the Wise County area. Our community-based publication helps local companies achieve their business and community relations objectives through advertising and boasts a loyal and active readership of over 20,000. Your compensation is directly related to your experience and success and is a combination of commissions and bonuses. Your success will reflect your commitment to excel and the energy that you bring to this opportunity. Full time and part time positions are available. Your responsibilities require you to succeed in achieving your monthly sales goals and activities and to be a team player as it relates to the team goals. You will generate appointments and call on local companies Wise County area. While each day is dif-

ferent, you will be expected to be in front of prospective and current customers most of the time, helping them to achieve their business and community relations objectives through advertising sales. You will need to enjoy the challenges of staying focused while working on multiple projects at one time. You will have all the resources and guidance available to you to be successful. Your commitment, determination and energy will be welcomed and will bring you many long-term successes. You should be self motivated & possess good communications skills. Very Flexible hours. Sales calls from your home; meet clients in person to develop long term quality relationships. If you are interested in being considered for this position and would like to discuss in more detail please e-mail scott@tinkinkpublications.com.

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Dave Says

Not a good idea…

Dear Dave, I live in New York, and even though I follow your advice and live on a budget, it’s really hard to save up for a down payment on a house. My family in South Carolina advised me to buy cheaper property down there, fix it up and flip it to get the money I need. Does this sound like a good plan to you? - Adrian Dear Adrian, I wouldn’t do it. Fixing and flipping properties is a very hands-on business, and trying to do it from another state could be a nightmare – especially with the weirdness in today’s economy. When you take on this kind of work you need to oversee what’s happening every step of the way. You’re also working out the details, and keeping an eye on the crew to make sure they’re doing things right. Besides, you can’t just walk up to a house, buy it, and expect to get a great deal. Professionals who flip houses for a living often look at 100 or more properties to buy just one. It’s not an easy way to make money, and it’s definitely not something to consider doing from a distance. Just keep on working the budget and save as much as you can. You might even consider getting a parttime job for a while to bring in some extra cash. But waiting and saving up is a lot smarter plan than fixing and flipping houses 900 miles away! - Dave

It’s your wedding!

Dear Dave, My girlfriend and I recently got engaged, and our parents are contributing financially to the wedding. We’ve noticed that both sets of parents are pressing their ideas of what they’d like the wedding to be like, who to invite and who to include in the wedding party. I know in the end it’s our call, but traditionally do parents have some kind of say if they contribute money to help pay for the wedding? - Chris Dear Chris, No. Traditionally, they take a say. And traditionally they’re a pain in the behind! But they only interfere because they’re so excited and love you so much. They want to be part of the happiness and for everything to be perfect. As soon as they deliver a little girl, lots of mothers start planning their daughters’ wedding. They’ve had several years to dream and form an opinion on this, and your fiancé’s mom has probably been doing it, too. Since this is such an emotional event, I think you two need to have some reasonable boundaries. But you also should keep in mind that your parents are just as 8

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excited – if not more – than you guys are. When you come to a disagreement tell them firmly, but gently, that you love them, but you’re going to do things your way. If they’re footing part of the bill they’d have the right to decide not to pay for something, but unless there’s some moral issue involved they probably won’t act badly. I think if you just step back and take a breath you’ll realize what a big deal this is to everyone involved. Chances are you’ll also be able to come up with some creative ways to allow them to participate without your wedding losing its identity. My biggest suggestion to you is to make sure that you’re the buffer between your fiancé and the parents. Don’t let anyone push her around, and do everything you can to make sure your wedding is what you both want it to be! - Dave

Too much going on

Dear Dave, I’ve got some rental houses, and I run a mail route six days a week. Plus, I grew up on a farm, I still farm, and I’m the minister of a small church. I’m trying to sort these things out, and decide how to free up more time to work in the ministry. I’m not sure what to do. - Damon Dear Damon, I would spend some serious time thinking about your situation and praying. Ask God directly what he’s calling you to do for this season of your life. Once you’re called into the ministry, then you’re in the ministry. But one of the questions we’re looking at here is this: should this be the season in which you continue to do this kind of church work? Lots of ministry work is done outside the church, or at least it should be. Plus, you’ve got to be having fun. You’ll be having fun when you’re doing what you were designed to do. Let me ask you a question. If you had a clean slate, no obligations and unlimited money, what would you do? Now, I’m not talking about sitting on the beach and forgetting the family. That’s not an option once you have the responsibility in place. I’m talking about a kind of work that you’re going to fall in love with and completely pour yourself into. If it’s being involved in rental properties and real estate, fine. If it’s dumping the rental properties, mail route, and farming so you can concentrate on the ministry, that’s great, too. Think it over from that perspective, but I’d say one or two of these things needs to disappear within the next few months. If not, it’s going to start eating you up inside. - Dave

Everything down!

Dear Dave, I’m 21 and make $45,000 a year. I’ve heard about your

Dear JP, I like the way you think! But there’s really no big “plan” to what I’m talking about. It’s not rocket science. It’s just a matter of saving like crazy and living on rice and beans for a few years, so you can save up the cash to buy your home outright. If you’re looking at buying a place in less than five years I’d put it in a money market account. In this case, you’re not going to be saving long enough for interest to be a huge factor. Your best buddy is going to be a low-key lifestyle. If your timeframe is more like 15 or 20 years, then you should look into mutual funds. Most people don’t stretch the idea out over that period of time, but if you do you’ll get some great help from a friend named compound interest. I don’t beat people up for taking out a 15-year, fixed rate mortgage. But I’m always for people living like no one else so that later they can live like no one else! - Dave

they’re huge moneymakers! No, I wouldn’t do that. We have exercise equipment in our home, and we don’t have any maintenance agreements. Lots of folks decide at some point to start working out and get in shape, but very few see it through to the end. A high percentage of expensive workout equipment turns into very expensive coat hangers in a short amount of time. I don’t recommend maintenance agreements or extended warranties. I self-insure by having money saved up! - Dave ■

Dave Says

100 percent down plan to buy a house. I’d like to know more about this, and where I should put the money I’d be saving. - JP

Dave Ramsey For more financial help, please visit daveramsey.com

Life insurance for mom

Dear Dave, I’ve heard you recommend having seven to 10 times your income in life insurance. How much would you suggest having on a policy for a stay-at-home mom when there’s no direct income involved? - Dale Dear Dale, I’d say somewhere in the $300,000 to $400,000 range, because financially-speaking it’s going to take $35,000 to $40,000 a year to replace all the things she does. Your wife may not bring home an actual paycheck right now, but there’s a ton of personal and economic value attached to everything she does every day. That lady works hard. What she does is very important and would be very difficult to replace! - Dave

Is it worth it?

Dear Dave, I’m interested in your opinion regarding buying a maintenance agreement on a new treadmill. It covers repairs, and an annual visit to check and lubricate all moving parts. Is a maintenance agreement ever worth the money, especially if you’re not the handyman type? - Anonymous Dear Anonymous, You know why they sell those agreements? Because 940.210.1769 • WISE

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Women’s Occupational Workshop

Money as a Tool for Success

ne of the most powerful tools available for business success is money - money for investment in inventory, expansion and security. Economic times of late have proven the need for planning and considerations for the future. Just look around at businesses, both large and small, that have failed in this financial downturn. Planning for tomorrow with today in mind increases the likelihood of not only survival but thriving! So, where do we start? What is the first consideration in our plan for success? In a perfect world, the mastery of money management would be inborn. But of course, that is far from true. The training of handling your own finances requires insight, study and practice – sometimes through trial and error. There are some considerations that will make the act of money management easier to master. Start with a budget. This is the fastest way to know what monies are coming in and what are going out. The base truth here is that if you are out of balance (in debt), you must make more or spend less. Learn to adjust your spending habits. Learn more. Research and locate - on the web, through books, through SBA free training, and numerous other resources – training that improves your understanding of finance. You don’t have to be degreed in finance to improve your understanding and make more informed decisions. Remember, this is your business, your life, and your future. Start two emergency funds - one for you and one for your business. Personal funds assist in medical emergencies, unforeseen debt opportunities. Business fund accounts help to management out of pocket emergencies, vendor demands, inventory opportunities, temporary staff costs during peak sales. Don’t forget your retirement needs. Start if you haven’t already. Invest in yourself. It is your most valuable asset. If you already have a retirement account, increase your savings. Times are changing and you will be responsible for your future support. You can also increase savings by starting accounts in your children’s names.

Keep an eagle eye on debt and credit. Pay off as much as possible and lower debt. That will increase your credit. Start with your highest interest credit cards and increase monthly payments until the debt is gone, then move on to the next card. Make minimum payments on all other accounts. Resist co-signing for anyone, even family. The credit you extend may be the credit you need for the next step of your business growth. Finally, I believe that each person should consider teaming up with a financial advisor who can look at your money position and offer sound advise to increase your financial future. Yearly reviews will help keep you focused on the future and keep you better able to move forward with plans and growth, regardless of the financial world around you. Here in our area, we are blessed with a great advisor, Cary Bohn CLU,ChFC of State Farm Insurance, Decatur, Texas. He is a trained and licensed financial advisor – specializing in personal retirement, education, and business retirement. He also carries mutual funds and annuities. You can reach him at www.carybohn. com for more information and assistance. Your financial future depends on your ability to use money as the tool that grows your business. Whether it is through self-training or seeking qualified assistance, remember your future is at stake. Don’t depend on others to secure your destiny. It is in you hands! Financial freedom does free you to manage the “what-ifs” of life. ■ Keitha Story-Stephenson, Ph.D. Keitha Story-Stephenson, Ph.D. owner of BlueSky Wellness Center, provides private consultation for individuals and corporations in Nutritional Wellness, Weight Management, ADD/ADHD Nutritional Management, and other Alternative Health Care. Services are available by appointment in Decatur at 506 West Walnut. Call 817-239-9525 or visit us at www.BlueSkyWellnessCenter.com for more information. Follow us on our Blog, www. DrKeitha.com or www.MerchantsCircle.com . Also, tune in to Christian Radio, KDKR 91.3fm, on Saturdays at 1:30pm, for “Feeding the FamilyMind, Body and Spirit” or go to KDKR.org for live streaming of our broadcast.

“A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.” - Suze Orman 10

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Family Album

Taylor - MoniQ’s Photography

Donna Sanders grandson at the North Texas Fair - Children’s Tractor pull.

Life shouldn’t be printed on dollar bills. Clifford Odets

“Little Wrangler Pulling for John Deere”

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by MoniQ’s Photography

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Making a Pawsitive Difference Philanthropy project places emphasis on animal shelter By Paris Walther

genuine smile crosses freshman Taylor Avett’s face as she helps her mother, Rann Elementary second grade teacher Kay Avett, create posters and fliers for their collaborative community service idea, Pet Pals. The new philanthropic project involves not only Taylor and Kay, but the entire Rann Elementary second grade class and teachers. “We wanted to find something that everyone could be passionate about,” Kay Avett said. “Everyone loves animals and the compassion that people, young and old, have about abandoned, helpless animals was where our hearts led us.” A water jug sits in the second grade hallway at Rann Elementary, beckoning passersby to slip loose change into its slot. Pet Pals focuses on raising money and animal supplies for the Wise County Animal Shelter. “Our mission is to create more awareness i n ou r com mu n it y about the shelter and unwanted animals, how to help be responsible for our animals and to get as many animals out of the shelter and into loving, caring homes,” Kay Avett said. In the past, Taylor Avett longed for a way to help others less fortunate than herself. Excited to make an impact, Taylor believes that giving back is an important aspect in her life. “People have done good things for me,” she said. “I’ve taken a lot for granted and I need to give something back and even up the score.” Their motto, “The animals may not have a voice, but we do!” reflects the compassion everyone involved has for the animal shelter’s occupants. In an avid fervor, Taylor knows that one small act can result in something much bigger than herself.

“I know it sounds cheesy but I’ve always wanted to make an impact,” she said. “I know right now it may seem kind of little, but it makes such a difference for people.” Though excited and motivated to create a successful community service project, Kay, Taylor and fellow teachers Kate Herd, Jami Leonard, Hailey Caraway and Gabby Diaz did not expect the fundraiser to catch the attention of so many. “We didn’t expect Pet Pals to take off so strong, but it has and we have been swamped,” Kay Avett said. “This little project has already taken on a life of its own.” Expecting to continue through the end of the school year, Pet Pals is planning to hold an animal shelter awareness “Pet Pals Day” on April 28. The function will occur at Rann Elementary where the school will display a showcase and plans to sell Pet Pals bracelets, tshirts, pencils, pet treats, concessions and other vendors to raise money for the Wise County Animal Shelter. “This is a great opportunity for all of us to give back to a community that gives us so much,” Kay said. “It teaches all of us how to be good citizens and how to take responsibility to help out whenever we can.” The event is taking volunteers and organizers can sign off on community service hours for anyone interested. For more information please contact: Hailey Caraway Or 940-393-7600 ext. 7639 Hailey_Webb@yahoo.com

Kay Avett 940-393-7600 ext. 7640 Kay_Avett@yahoo.com

Paris Waltheris a junior at Decatur High School, an editor of the Journal, DHS’ student newspaper. ■

It often happens that a man is more humanely related to a cat or dog than to any human being. - Henry David Thoreau 940.210.1769 • WISE

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Wise County Wonderings

Randolph Veasy...

“Uncle Ran” as he was affectionately known, was born of slave parents on a small plantation near Savanah, Georgia in 1832. During the Civil War he served as body guard to General Cabell, who later was mayor of the City of Dallas. After the Civil War in April of 1868 he was captured by a band of Indians. He suffered much during the three days and nights they traveled north until they reached what he believed to be Medicine Lodge, Kansas. He was with the Indians about three months when he was ransomed by the famous “Negro” Britt, a man well known in our section of Texas. Ran’s friends had sent many ponies to help secure his release. The Indians at that time were not going to give him his gun, but just before he left Chief Big Tree handed him his weapon. He was met at Fort Arbuckle by Texas friends who brought him back to Texas. “Uncle Ran” was well known because of his “fiddle” playing. He played for many events in Wise and surrounding counties. When he became a Christian he sold his violin to a local doctor. The last place we could find where the violin may have been was in Waco.

In 1979 he met and married thirteen year old Missouri Light (Aunt Zoe), in Weatherford, Texas. They had two children, Willie and Betty. He died February 27, 1908, and is buried in the Oak Lawn Cemetery in Decatur. He had no tombstone at his grave and in 1969 the Wise County Historical Commission had an historical marker placed at the site.. There is also a marker on the lawn of the Wise County Courthouse giving much information. A few years ago we had a visit from several of his relatives from the Chicago area who came to find his grave. More information about this well known citizen of Wise County can be found in both the PIONEER HISTORY OF WISE COUNTY, by Cates, and WISE COUNTY--A LINK WITH THE PAST, VOL. I., compiled by the Wise County Historical Commission. ■ Rosalie Gregg

Rosalie Gregg was born near Hayden, New Mexico. Ms. Gregg graduated from Paradise High School and from Decatur Baptist College. She married Robert Nolen Gregg, Jr., who had been a Prisoner of War for 3-1/2 year during which time he helped build the railroad that led to the Bridge over the River Kwai in Thailand. Ms. Gregg has been involved with the Wise County Heritage Museum since its inception in 1967. www.wisehistory.com

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Family Album

Landrie Ruth Willis, 8 month old, great granddaughter of Jim and Margie Bradshaw Decatur.

by MoniQ’s Photography

‘Supporting’ the future by supporting our youth. Your Steel Warehouse, Catering to the Aggregate & Oil Industry Bridgeport Steel & Supply 323 PR 1400 • Bridgeport, Texas

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Wise Information 16

Tips for choosing tax preparation software (ARA) - Instead of paying a professional hundreds of dollars to do their taxes, an increasing number of U.S. taxpayers are doing it themselves. The IRS reports that 9.8 million tax returns were self-prepared and e-filed last year, a 14.2 percent increase over the previous year. The trend toward self-preparation is in part due to the high price of professional tax preparation. Though fees have remained steady over the last few years, the National Society of Accountants’ 2011 survey reports the average fee for a Form 1040 with Schedule A plus a state return was $233, and $128 for a non-itemized Form 1040 and state return. Not only have more affordable do-it-yourself tax preparation software solutions become easy enough for tax novices to use, they allow consumers the luxury of doing their taxes at their leisure from the comforts of home. Products have also made getting answers and one-on-one help quick and easy. Though the look and feel of user interfaces vary some across brands, the key differentiator between tax preparation software is price. Products range from free to more than $100, but most taxpayers should find the lower-priced products more than adequate. Several brands even offer free federal products, though most only include forms for “simple” taxes, meaning forms for Form 1040EZ and non-itemized returns. TaxACT is the only free federal product that includes all e-fileable forms for simple and complex returns. If you’re not sure what forms you need, start with the free product. You can upgrade if you need or want to later. State returns usually cost extra. Besides product fees, look at any fees for tax help and electronic filing of your return. Fees for one-on-one tax and technical help vary widely. While some brands offer “free” help, their software costs more. You pay for help whether you use it or not. Help via email isn’t widely offered, but it is free with all TaxACT products, including Free Federal Edition. Most product fees include e-filing, but there are slight variations. You may find that adding a fee or two onto the product price

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still costs much less than an all-inclusive product. Take a close look at product websites and consider checking out expert reviews in top technology and software publications. Online tax preparation solutions are the most widely used since they’re accessible wherever there’s an Internet connection and Web applications are more commonplace. Some are even iPad optimized. Downloadable software is still popular but on the decline. Unlike its digital counterpart, dow n loadable sof t w a re typically allows users to prepare multiple returns - a good option for users who prepare returns for friends and family. The beauty of both digital and downloadable products is the interview that breaks complicated tax forms down to a simple Q& A format with explanations and help along the way. The program does the math and completes the appropriate forms. If you want to see what’s happening behind the scenes, most solutions allow you to view your forms as you go and/or at the end of the interview before you file. Best of all, the product will save your information if you want to stop and finish later. Some products offer extra tools that can help save time and increase your refund. Popular “extras” include data import from last year’s return or investment data files. If you itemize deductions and donated household items, there are tools to help determine the fair market value of the items and calculate your total deduction. Many products also offer extra guidance through major life changes. Whether you’re new to tax preparation software or switching brands, don’t be afraid to take a couple products for a test drive. Paid products typically don’t require payment until you print or e-file, and many brands allow you to try the products without creating an account. Downloaded software often comes with a money-back, no-questions-asked guarantee. If you have time to spare, you could enter your data in two products and compare results. Digital and downloadable products have made doing your own taxes easy, fast and affordable. Visit www.irs.gov for the latest tax information and learn more about TaxACT at www.taxact.com. ■

Family Album

Mrs. Johnson’s 1st Graders from Paradise Elementary, dressed up as their favorite book character in honor of Dr. Seuss’ birthday.

Never iron a four-leaf clover, because you don’t want to press your luck. - Author Unknown

Jim and Margie Bradshaw with great grans, Lain Andrew and Landrie Ruth celebrating their GG’s 79th birthday.

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Life Skills

Living a Luxuriously Lavish Life

n a crisp sunny fall afternoon, a group of ladies gather for a leisurely lunch in a cozy bistro. The aroma of fresh baked bread and coffee brewing goes unnoticed. The buzz of conversation focuses on handbags, shoes, and babbles. After placing their order, they settle in to catch up on the past few months. One by one they share experiences of exotic travel, art and historic museums, purchased treasures, and fine dining – each having something grander to say. I notice one of the women seems distracted. As her turn comes, she pauses and says, “You all know that I lost my job a few months ago, but my travels this summer were beyond compare. Each morning I met the sunrise as I took my morning walk through a field of wildflowers. Some days a soft breeze would join us in a delightful dance. Candlelit meals were savored slowly in the company of Michael Buble and other ‘special guests’. Each evening I embraced the sunset as it dropped in the horizon and was welcomed by the moonlight.” “Where in the world were you?” asked one of the ladies. “I was home. Each year I have looked for something, someone, and somewhere more spectacular than I had experienced the year before and realized I had neglected to embrace the beauty with which I am surrounded every day. I discovered I have all that I need right where I am. My life is one of luxury.” Silence settled over the group. She continued, “Can you smell the bread and coffee? Isn’t it heavenly?” Like this group of ladies, we often live life chasing after something other than what we hold in our hands. What is a luxurious life? Is it exotic travel, expensive gifts, designer clothing, and fivestar restaurants? Is luxury limited to a large bank account? I believe we all can live a luxuriously lavish life. In order to do so, however, we must view luxury with new eyes. Time Time is our most precious commodity. Each person is given the same twenty-four-hour day. What will you do with yours? What will you say “yes” to and what will you say “no” to? I used to feel pressed to fill every moment of my day. I was driven. I had a core belief that the more I did, the better I was. Instead, I found myself bankrupt. I had neglected making time for me. I had

viewed it as a luxury I could not afford. Now each day, I make time to pamper myself. It may be a cup of coffee on the patio listening to the birds sing, or time in the kitchen preparing a beautiful meal. Face-to-Face Time In our high-tech society, time spent with a child, a partner, or friend in focused face-to-face conversation is a rare event. Unaware, we have reduced conversation to a series of texts and daily to-do lists. While sending a text saying “I love you” is sweet, nothing can replace a held hand, a lingering gaze, and caring words. Make sure to include time each day where you set technology aside and embrace the luxury of uninterrupted time with those you love. Meal Time Over-scheduled days leave everyone drained. The very thought of preparing a meal, sitting down at the table, and cleaning it all up can be exhausting. It is simply easier to grab something to eat on the run. While healthy options are available for those on-the-go meals, the luxury of slowing down and experiencing the dining process has been nearly lost. Set the table, light a candle, play your favorite music, engage in conversation. The benefits to your physical and emotional health will be far reaching. Quiet Time A luxurious life prioritizes time each day to nourish the soul. Pray, meditate, watch the sunrise, the sunset, the rain dance on the sidewalk, or a hummingbird feed. Practice the art of being quiet, slowing down, and seeing the world around you. Thankfully, living a luxuriously lavish life does not require a large bank account. A luxurious life realizes time is the most precious commodity and every day is a gift to be cherished. By reframing how you see the world around you, and viewing time as your most precious gift, you will be on your way to experiencing a rich life. ■ Deborah King, AICI CIP Deborah King is President of Final Touch Finishing School, Inc. which she founded in 1989 in Seattle. As a certified image professional, with over 30 years of experience, she presents her programs nationally and internationally for youth and corporate clients. She is co-author of “Image Power” and “Executive Etiquette Power” and developer of several education tools. www.finaltouchschool.com.

It often happens that a man is more humanely related to a cat or dog than to any human being. - Henry David Thoreau 18

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When Your Child Applies to College: Smart secrets to stay calm.

hen it comes to college applications, this parent knows firsthand how “getting in” can feel like a cruel test of mental and emotional stamina. How much editing help to give on the essay? Which extracurriculars currently appeal to admissions officers? Which university provides the best fit? Feeling Alone in the Madness The most challenging element of the college planning process for me has been feeling alone in the anxiety. Fellow parents seem reticent to share information. Things are competitive out there. So it was a relief to discover Getting In Without Freaking Out (2006) by Arlene Matthews. A professional college consultant, Matthews says college bound students and their parents need to take a major chill pill. The guide is full of practical tips for tackling college app angst, and if you have vocal chords, you WILL laugh. The following smart secrets (culled from the book and personal experience) may lower your blood pressure and increase optimism. Think of it as free therapy! SMART SECRET #1: College Admissions is TRENDY. It used to be that kids who were bright and wellrounded were placed by admissions officers at the top of the application heap. The acronym BWRK was all the rage a few years ago. Then parents everywhere made the mistake of taking this too far, pushing their kids into activities and community service. BWRKs fell from favor. Turns out colleges now prize angular candidates who sport a sharply focused interest or talent. Whether your child is well-rounded or angular, rest easy knowing the planet needs all shapes and sizes. Wellrounded types do well in a variety of fields from medicine to movie making, and angular types create great art and discover new technologies. Instead of trying to package your teen based on current admission fads, you should cherish and celebrate their unique shape. Jay Mathews, an education reporter for The Washington Post, suggests stressed out parents repeat this mantra: “People succeed because of the quality of their character, not the notoriety of their college.” SMART SECRET #2: It’s Who They Are, Not Where They Go. Very successful people once attended some un-cool sounding colleges. (A little guy named Ron Reagan went to Eureka College in Illinois and sort of did okay.) Our society has become so competitive within the realm of parenting that many people believe where their kids attend college is reflective of the job they did raising them. Ever heard a version of this at a cocktail party? William wishes he could say yes to BOTH Stanford and Yale! Fabulousness just runs in the family! We are all charmed by designer schools, but generic

is underrated, and it is simply pointless to freak about getting your kids into the “perfect” designer school since that school does not exist. Not even in the Ivy League! Matthews, with great comic verve likens the Ivies or “trophy schools” to “trophy wives.” While the name of a trophy school may leap out on a graduate’s resume, like a trophy wife, those schools can also be expensive and notorious for investing more in new prospects than current students. Lloyd Thacker of The Education Conservancy, contends, “A commercialized point of view is what turns the admissions process into a game...There is very little evidence that correlates the status of a college with effective educational practice. Parents need to listen to the facts, not their friends at cocktail parties.” Matthews reminds that in the scheme of things, there is a point where college credentials cease to matter. When college days are history, employers in the workplace want to know what you have accomplished and whether you will continue to deliver. You may not be aware of what college your friends, co-workers, or employer attended, but you ARE cognizant of whether your friend has strong moral character or if your co-worker has a notable work ethic. SMART SECRET #3: Late Bloomers Can Finish Strong. If you have a late bloomer, you may feel concerned. Your child may be bright with multi-potentiality but has yet to discover his niche. Perhaps she has no published articles, patents, or a single hospital named in her honor. What is frustrating is sensing that colleges want to see greatness demonstrated now. The reality is there are plenty of teenagers just getting warmed up. Deferred blooming may also have a silver lining. After all, peaking at eighteen may spell disappointment down the line. Matthews points out the deferred greatness of Cervantes who completed Don Quixote at age sixtyeight and Grandma Moses who began painting in her late seventies. History reminds us finishing strong is honorable. Muddling through “getting in” requires stamina, chocolate, and a sense of humor. Let’s face it. Worrying won’t appease the admissions gods or increase anyone’s chances of acceptance. So arm yourself with reality-based facts instead. ■ Michele Ranard, M.Ed. Michele Ranard is passionate about helping families live more emotionally healthy lives. She has two children, a master’s in counseling, and a blog at hellolovelychild. blogspot.com.

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Payton Pierce won the Open Outlaw division at the Lonestar Nationals in Wichita Falls. Payton is 15 years old and was the youngest in his class. He will be racing a 600 cc Minisprint this season for Bailey Motorsports and for Pierce Racing in Open Outlaw division.

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Wise Pediatrics

Sammy Ace Davis - 1st Place in the Pure Stock Division at the Lone Star Kart Nationals in Wichita Falls on February 25th.

940-626-4400 A Specialist for your children as they grow!

Leslie Hollis, MD

Board Certified in Pediatrics since 1999 Fellow of the American Academy of Pediatrics

Accepting Most Insurances Call if you have any questions

Chance Pierce of Bridgeport Texas had a 4th place finish in the Modified division at the Lonestar Nationals in Wichita Falls Texas. 20

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609 Medical Center Dr., #2300 Decatur, Texas 76234 Attached to Wise Regional Hospital www.WisePediatrics.com

Fun & Games Across 1. Tamblyn of “West Side Story” 5. Some former Yugoslavians 10. Vaulted church area 14. Body-structure sci. 15. Old enough to know better 16. One of the Persian Gulf States 17. “I ___ Kick Out of You” 18. Opera hero, usually 19. Brie covering 20. They follow patterns 23. Certain resident of Honshu 24. One way to get out of jail 27. Soda choice 28. ___ standstill 31. Lisa of “The Cosby Show” fame 32. Comics explosion sound 35. Repair 36. They follow patterns 40. Hoo-ha 41. Building front 42. Kramden or Nader 44. Spring month 45. “Water Lilies” painter Claude 50. First name in aviation 52. Place near to 53. They follow patterns 57. Stylish 59. Pertaining to oxen and goats 60. At the drop of ___ 61. Where the heart is, proverbially 62. Sky blue 63. Schlep 64. Holiday nights 65. Neighbor of Saudi Arabia 66. Pitcher often featured in still-life paintings

Down 1. Ames Brothers standard 2. Fidgety feeling 3. Despotic ruler 4. Library area 5. Lustrous fabric

onlinecrosswords.net

6. Biblical garden 7. Ladder step 8. Amorphous lump 9. Backpack part 10. Landing field 11. Jailhouse lawyer, for example 12. ___ Luis Obispo, California 13. Stopping point 21. Japanese verse 22. Collar 25. Nikon attachment 26. Posting at Dulles International (abbr.) 28. At right angles to the keel 29. Puccini opera 30. Perfect, at NASA (var.) 33. “Woof!” 34. Like Wonderland’s hatter 36. Beer bubbles

37. Period of relaxation 38. Succeed in a career, informally 39. Dangle a carrot in front of 40. Refrain syllable 43. Conspicuous success 46. Sleep-inducing medication 47. Absentee, as at the theater 48. Manor 49. Lab technician, perhaps 51. On the defensive 52. “As You Like It” forest 54. Primordial sludge 55. Egg, classically 56. Suffix with billion 57. Fidel’s friend 58. ___ lane (rush-hour convenience)

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Name

Wise Merchants Association Membership Benefits The Wise Merchants Association was founded in June 2009 by Kim Tinkham to help local businesses weather the recession. The goal of this Association is to allow merchants to share ideas, problems and solutions with other merchants. Our Association meetings are structured to provide information, education, and motivation for business owners, as well as networking opportunities. We believe in having local merchants support each other and in keeping shopping dollars local. Our Association does not compete with the local Chambers, and actually partners with them on occasion for special events. We are a unique Association with the only goal of providing business owners information they need to grow their business! Membership Benefits: • Motivational speakers • Training • Informal meetings • Networking opportunities • Excellent sponsors • Supportive members • Business owner focused

Additional Business Benefits: • Highly recognized by the Wise County Clerk and Wise County Attorney • Recommended by many local organizations • Discounted advertising in Wise Family Today Magazine • Discounts on member’s products or services

Our meetings have included training for business owners in marketing, networking, social media, business goal setting, sales training, and business etiquette. We also have informal, after-hours Mixers that are a great opportunity to bring guests. Thank you to our members and we encourage you to take advantage of all of your membership benefits. If you are not a member, we invite you to join us at www.wisemerchants.org! 22

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Website

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