Lovin' Life After 50: Southeast Valley - Aug. 2016
Royal
Our campus includes independent living and three levels of assisted living, including memory care and complete supportive living for permanent longterm care. If you or your loved one deserves all the amenities of a vacation resort and extraordinary care, we invite you to call us.
Independent living homes and apartments are available under a Lifecare agreement. Assisted living, memory care, and complete supportive living are free to Lifecare residents and are also available on a monthly fee basis to non-Lifecare residents.
DETAILS
RETIREMENT ENGINEERING WORKSHOP™
WHAT EVERY WORKSHOP ATTENDEE RECEIVES
• 6 hours of interactive classroom instruction
• An in-depth Social Security Benefit Analysis
• Individual workbooks for each day’s workshop
• Comprehensive list of available on line retirement resources
The creators and exclusive providers of the C.O.R.E. System, Garry Madaline and John Kieber, are The Valley’s premiere retirement consultants.
WORKSHOP OVERVIEW BY SECTION
MODULE 1
RETIRING IN TODAY’S WORLD
• How to chose an advisor
• What is Retirement Engineering®
• Why traditional approaches will fail many retirees
• Taking a new approach to retirement in today’s world
• Embracing existing technology to plan more efficiently
• Creating a Retirement Blueprint that covers all aspects of retirement planning
MODULE 2
RETIREMENT TAX STRATEGIES
• Setting up your current 401 (k) properly
• Why 401 (k)s and IRAs could negatively affect your retirement income
• Examining the three types of tax accounts and how to maximize the benefits of each
• Effects of losing tax deductions in retirement
• Why our nation’s spending and debt have a direct effect on your retirement income
• Whether a Roth Conversion is right for you and how to do it efficiently and painlessly
MODULE 3
DISTRIBUTION PLANNING
• What are Required Minimum Distributions
• Strategies to eliminate Required Minimum Distributions
• Why the 4% Rule will not work in today’s environment
• The importance of liquidating accounts in the correct order
• How the sequence of your investment returns may dramatically impact your savings and how to get it right
MODULE 4
PROTECTING AGAINST MARKET LOSS
• Why “win by not losing” should be every retiree’s investment philosophy
• Why protecting your principal is more important than great returns in retirement
• Examining traditional approaches to risk management and how they perform in today’s market
• Using technology to replace outdated portfolio approaches
• How to build a comprehensive portfolio that protects you from market volatility
• Designing efficient income streams from your portfolio
MODULE 5
SOCIAL SECURITY PLANNING
• When and how you should take your benefits to maximize long-term income
• Updated Social Security strategies and how they relate to you
• Strategies to prevent your Social Security from being taxed
MODULE 6
ESTATE PLANNING AND LONG TERM CARE OPTIONS
• Options to pay for long term care events
• Current Medicaid spend down rules
• Pros and cons of wills and trusts
FIREFLY CROSSING
opinion Sound Off
The Curmudgeon and The Upside: Very entertaining columns. Solution to choice of bathrooms: How about more family rooms? No questions, no problem. Could Michael Grady give us the result of Justice Scalia being called into God’s o fice a out the ecision to esignate seed ownership to Monsanto? Is it true that Mr. Scalia is now trying to contact all the present justices, through various afterlife channels, to warn them? You know those Bible verses?
All through my 74 years, the GOP stood for Grand Old Party. Today, GOP stands for Guns Over People. This registered Republican is looking forward to voting for Hillary come November.—Don Williams
I picked up Lovin’ Life After 50 and thought it would be a good ay to fin out hat s going on for seniors in the area. I have to say, I was put off by all the negative,
mudslinging comments in Sound Off. It felt a lot like bitter, angry people who can’t say anything positive. I personally won’t bother picking this publication again. It’s too biased and political for me and I, for one, am sick of the ranting about the upcoming election. Doesn’t anyone have anything better to talk about? Obviously not.
I believe that whomever becomes president, the real losers in this election will be every citizen in the United States. Each candidate has closet baggage that we as a people probably do not want. I believe they both have found a way to be untrustworthy.
About the Diamondbacks, I look at it like this: If you are unhappy with the players’ salaries, then boycott the games. They base everything on the amount of people who pay to go to the games. Frankly, I will not pay their prices to see a game. If enough people boycott, the owners will have to make changes.—T. Vigneux
Don “the Con” Trump said he will make America great again! The quickest and best way would be to leave and take his low
For they are all honorable The Curmudgeon
By Drew Alexander
Friends, readers, my fellow Americans. Are we not a nation of laws? Is not the foundation of the greatest democratic republic on Earth the rule of law and its equal application to all, favoring not the rich nor the powerful, not the meek nor the poor?
Of late, some of you question whether one of those who seeks the highest o fice in the an has escape a just punishment for serious breaches o nationa security his has in a e you, this has made you mad, this has shattere your confi ence in the pi ars that uphold the halls of justice.
Have faith, my fellow citizens, in those charged with the conduct of jurisprudence for they are all honorable men and women.
Some of you hold that she who
information supporters with him!
The leaked DNC emails prove that Donald Trump was right when he said the primary was rigged against Bernie Sanders. Hillary Clinton was chosen by the DNC to be the Democratic candidate for presidency. The people chose Bernie Sanders. What a corrupt Democratic system we have.
We really need a stupid hikers law, just like the stupid drivers law, for all these people who come here and act like they’re still
wherever they’re from. They’re smart enough to protect their dogs. Why aren’t they smart enough to protect themselves? They have to have a law to break before they obey it?
Can anybody tell us which driving school is teaching students that red lights are just suggestions? Thank you.
Well, if you watch Trump on TV there’s one thing that most people will say: He’s all
opinions should be heard. Give us yours! Space providing, your Sound Off will be printed in the next issue. Please limit your messages to one minute or 100 words and include your name only if you would like it printed. e-mail us: soundoff@lovinlifeafter50.com
Qatar, Oman, Algeria, the Dominican Republic and others, to a family nonprofit oun ation na e a ter her and her former president husband and their daughter, comes with a quid pro quo.
esires to occupy the a fice has that mean and hungry look, a driving a ition that ustifies rea ing the a to gain power. When one is so wellua ifie to e presi ent so e perience in governance, so compassionate, so devoted to the welfare of the masses, should not a single infraction of the law be an exception to the rule and disregarded?
Above all, it should be remembered that she is wise and honorable.
A segment of the American populace, unsophisticated in the intercourse between nations, speak cynically of the female presidential candidate and certain monetary transactions while serving as secretary of state. Suspicious minds opine that the millions of dollars donated by Saudi Arabia, Kuwait,
This is the unkindest cut of all, to pro er that a or er first a y a former U. S. senator, and a former top diplomat would as president grant special favors to well-intentioned countries that ha e generous y fi e her family’s coffers.
Set your cynicism aside, reign in your mistrust, for this is an honorable family.
The lady candidate stands before us in the arena of ideas, expressing for all to hear, “We need to stop worrying about the rights of the individual and start worrying about what is best for society,” and, “We’re going to take things away from you for the common good.”
Lawyer, wife, mother, public servant and author, this Renaissance woman is made of even sterner stuff, writing
in her book, “It Takes a Village,” that “I believe the primary role of the state is to teach, train and raise children. Parents have a secondary role.”
These are the words of a learned and honorable woman
There are those who want to bury her political career, as others come to praise her. I am a mere scribe, and have neither wit nor words nor power to stir voters’ blood. I only speak to the truth that the evil persons do lives after them, while the good is often interred with their bones.
Wherein the judgment of the good or the evil among us lies is not in our stars, dear citizen, but in our voting selves.
Drew Alexander, also known as “The Curmudgeon,” is a monthly columnist for Lovin’ Life After 50, writing about political issues. Send comments to drewalexander@cox. net or to Drew Alexander, in care of Lovin’ Life After 50, 1620 W. Fountainhead Pkwy., Suite 219, Tempe, AZ 85282.
The Up Side
Remember That People are Good
By Michael Grady
Comedy writing is easy.
My coal miner gramp would agree. You don’t get black lung from the punch ine you ung
And the candidates self-parody.
It gets tougher with what we’ve seen lately
ro aton ouge a as t au our ne s ee it re ines ut sti you’re on deadline.
o hu or to fin here at a
e cringe ogging onto our ne s sites
Talk radio plucks our short hairs. y ace oo ee sp its et een blamers and twits
And a panda that falls down the stairs.
I do not pretend to be wiser han those at the scene ho en ure (Though I would like to slap the online saps
Casting blame ‘fore the crime scene’s secured.)
ere is the thought hang onto My compass I take through the wood: hen hea ines a te us espair o the or Remember: most people are good.
It’s what we discovered as children. A truth that we set aside when A problem erupts into violence n iscussion eco es us an the
We all search for some kind of answer
When the news has a body-count chart. ut the uic a e raine ones ops are a uy ore guns er e on y to tear us apart
e ore e e race our agen as n argue ti a our hea s pop et s agree ust a hi e n oth si es o the ais e
We’re all people who want this to stop.
et s re e er e re a anti shooting
And acknowledge the truths we all should:
It’s not racist to say ac i es atter
It’s not fascist to say ops are goo
n a country o i ion
ho y an arge i e an et i e
The violent exceptions distract our perception
a those ho care o e an gi e
We travel in currents of kindness
We give and take patience each day
Common goodness? It’s there e inha e it i e air hat s society i not share aith
We can stick with our long-held opinions n hi e ehin internet e es hen preten e are ise or sho shock and surprise
When things like this happen again.
Or we can build on our shared basic value
hat no one thin s io ence is fine rop the outrage tac an re ie ho e act
On each side of The Thin Blue Line.
Can police be less quick to aggression?
Can people not treat cops as foes? et s say yes to a ress e ry utton on the a
And see where this elevator goes.
he pro e ay i e in the hea ines
But the healing will be hard to see. e ui ing trust an a so ute ust Only happens in quiet degrees.
n the eanti e thin consi er The people on point in this strife. ac or a cop a routine tra fic stop hou n t a e e a rai or y i e
eep y in open on t rush to u ge
And have faith that we’ll learn we should. And remember what Anne Frank once told me: sti e ie e peop e are goo
Michael Grady is a local playwright, reporter and the author of “Death Calls a Meeting.”
Our pet friendly, 55+ Community offers spacious 1-level rental townhomes with private entrance and patio, attached garage, large heated pool and spa, and a variety of social, recreational, and educational activities.
Our Casa Grande community is centrally located between Phoenix and Tucson. Call us for a personal tour! (520) 836-5273 • (800) 862-0765 1576 East Cottonwood Lane, Casa Grande, AZ 85122 www.marytinc.com • facebook.com/maryt.inc
Sun American Mortgage Company established their role in Arizona over 25 years ago, educating and helping people enhance their retirement lifestyle with a Reverse Mortgage. In fact, Terry Turk, President of Sun American Mortgage Company, wrote the first Reverse Mortgage in Arizona in 1989.
With current interest rates at an all time low, this is the absolute best time to consider a Reverse Mortgage. Most homeowners over the age of 62, with equity in their home, are eligible for a Reverse Mortgage. It is federally insured and is now being utilized by financial planners all over as a smart planning tool.
As an Independent Mortgage Banking Firm, Sun American handles ALL processing, underwriting, and funding in-house. This allows the company to alleviate much of the stress, hassle, time, and
anxiety often associated with the Reverse Mortgage process.
Sun American Mortgage Company has a 98% Satisfaction Rating and has been accredited with an A+ Ranking Status by the Better Business Bureau.
Satisfied Sun American clients, Don and Barbara, in Gilbert use their Reverse Mortgage to pay for emergencies and unplanned expenses. “It’s so nice to be able to use the tax-free funds from our reverse mortgage to pay for unexpected car repairs, and help our children with their down payment on a new home without having to pull our money out of the market.”
Sun American’s mortgage experts, licensed CPAs, and financial planners are eager to help people get the most out of their retirement. When asked why they continue to do Reverse Mortgages, Terry
Company
and in their lives! The
and peace of mind people gain when a Reverse Mortgage is done correctly is
and it will help them
Aging Today
By Bob Roth, Managing Partner of Cypress HomeCare Solutions
ummertime brings many people out oors to en oy ar ecues poo ti e an o course the right sunny days. But as many of us who have lived in rizona or any ength o ti e no as e approach a or ay ee en summers here last typically in to the fina ays o epte er he su er sun and record heat can quickly put not only our own health in danger but certainly put our aging loved ones at risk. For those family members that are caring for an older adult you will want to take steps to keep your loved one coo in these fina ee s an onths of summer cool. Especially since as we age e are ore prone to heat re ate i nesses such as heat stro e an heat exhaustion.
Because our aging adult loved ones are more prone to heat-related i nesses it s i portant to 1. Hydrate 2. Hydrate y rate n a erage a person re uires eight to 12 glasses of water a day in order to regulate their body temperature. s te peratures soar your o y starts to perspire more as a way of keeping itse coo this perspiration ep etes the body of its water stores and therefore increases your need of this essentia ui
i p y staying in oors uring the hottest part of the day can go a long way in preventing dehydration.
This may mean switching your midafternoon walks to cooler hours of the day such as mornings and evenings. It may even mean going to the local mall near your home so that you can get your exercise in and stay cool. If you ust go outsi e a e sure to take frequent breaks in the shade and carry water with you. If you feel heat e haustion setting in uic y return to an air-conditioned environment an a ert so eone acing a co towel behind your knees and on your forehead can help your body return to its normal temperature quicker. ina y atching your oo inta e can also help you stay healthy in the summer heat. Increasing your potassium intake will help keep you coo as this is the first nutrient your o y ep etes hen perspiring teer c ear o eating too uch protein as it increases your body’s heat production. n hi e the su er ust ou n t be the same without a frosty margarita be careful not to over indulge on alcohol or caffeine as they can quickly dehydrate you. As hard as it may seem to go ithout co ee tea or so a remember these beverages will work to your detriment in staying hydrated and cool. Also remember that people tend to forget about their medication and diet and how that may affect them. Medications that encourage dehydration and loss of electrolytes need to be combated with lots of water.
Various signs of heat-related illness inc u e rapi reathing ea ness or ainting hea ache con usion an feeling more tired than usual. You can help a family member or friend who demonstrates these symptoms by cooling them down with lukewarm ater gi ing the coo not ice co ater to rin o ing the to a coo er ocation re o ing e cess clothing and spraying them with a fine ist o ater an then a o ing a fan to blow air over them. This i spee e aporation ro the s in
causing their temperature to lower and stabilizing them until further help arrives.
No one wants to be stuck inside all su er so hee this a ice an o o these si p e steps to en oy these fina og ays o su er sa e y ostscript here oes the phrase og ays o u er co e ro he ar er s anac e p ains that og ays con ures up the hottest su triest ays o su er coinci ing ith the rising o irius the og star in the conste ation anis a or
Stem cell therapy and Willie Nelson: Rebels by their own rules
By Matt Reinstetle
In the or o country usic e people march to the beat of their o n ru or etter yet guitar quite like Willie Nelson.
e son has een acti e in the country music scene since the mid 1950s and continues to tour. In the s country usic as confine to a set of standards known as the ash i e oun hich eature clean-cut and formulaic stylings.
e son an other country artists ushered in a new wave of country usic no n as ut a ountry which didn’t play by the rules. That mentality led him to not being afraid to go against traditional standards inside and outside the recording studio.
n o e er e son sai in an interview with The Washington Post that he had undergone a stem cell therapy treatment to help his emphysema an pneu onia rought on y years of cigarette smoking.
te ce therapy has een a popu ar topic in the e ica fie as people with chronic lung disease look for alternative treatment options. One of the companies emerging as a leader in the industry is the Lung nstitute ung nstitute co hich operates a c inic in cotts a e The Lung Institute uses autologous ste ce s a so no n as a u t ste ce s ro the patient s o n o y The stem cells are extracted from the o y separate an returne intravenously. The cells then travel through the heart and into the lungs where they are trapped in what the ung nstitute ca s the pu onary trap nce in the trap the ste ce s promote healing.
ince opening its first c inic in the Lung Institute has treated more than peop e ith ung isease A recent study produced by the clinic oun that o their patients sa an improvement in quality of life.
One of those people is Richard o ort c oy ori a hose last name is abbreviated for medical privacy. Richard visited the Lung Institute in 2015 and noticed improvements with his chronic obstructive pulmonary disease sy pto s cou n t e en go insi e a store
ithout using porta e o ygen
ichar sai o ha o the ti e ust ea e it in the car
When the traditional way of thin ing is no onger or ing it sometimes takes a rebel mentality to shake up an industry for the better.
The Lung Institute operates stem cell therapy clinics in Tampa; itts urgh a as cotts a e rizona an ash i e
If you or a loved one suffer from a chronic lung isease the specia ists at the Lung Institute may be able to help. You can contact the Lung Institute at or isit lunginstitute.com/lovin to fin out i you ua i y for these new treatments.
Willie Nelson’s
mentality led him to finding alternatives to traditional standards both inside the recording studio and for treating his lung disease.
SOCIAL SECURITY BENEFITS & PLANNING FOR LONG-TERM CARE
optimize your social security income!
Representatives from a local non-profit will present a free educational workshop covering one of the most relevant and challenging financial topics Americans face today.
Social Security Benefits
• Maximize the amount you are eligible for
• How to claim a spouses benefit even if you are divorced
• Optimize your assets to minimize or avoid paying taxes on your Social Security benefits
Planning for Long-Term Care
• Facts you should know before purchasing long term care insurance
• How much does long term care cost?
• What is the likelihood that you will need long-term care in your lifetime? And many other topics associated with Social Security and Long-Term Care
Tuesday, August 9th 6:00 pm Thursday, August 11th 6:00 pm Saturday, August 13th 10:30 am OR OR Tuesday, August 16th 6:00 pm Thursday, August 18th 6:00 pm OR
Planning for Long-Term Care
Saturday, August 20th 10:30 am
rebel
Sound Off
... from page 6
American. He’s what America used to be about. He’s right. We have to get back to eing ericans uni ue ericans in the nite tates o erica e s a erican a right atriotis is hat on a o the ars e not so uch Vietnam.
There will be no gun control laws out of our Congress because only money talks and people are expendable and replaceable. There’s nothing that replaces money in gree y poc ets than ust ore oney t s as simple as that. It’s human nature. God help the people of America and everyone e se in this crazy crazy or or your in or ation you Trumpites: America never stopped being great until you i ionaires starte griping a out not eing rich enough t s on y gree gree greed. That’s where the malcontents ie ith the gree y oo hoo
Remember to vote for a third choice. You don’t have to be a epu ican or e ocrat ou
have to be a 1776 independent American. Vote independent.
e are t s un ay a ternoon and I received a call from police out of state looking for onations rizona cops on t o that neither o the fire en ang up on the ree oa ers ops o not a e un ay afternoon calls for donations. There’s a sucker around every corner today.
e it s o ious that the malcontents aren’t stirring up much sympathy from the rest of the citizens. All of their protests are a aste o ti e in a o u y uit bothering people with your nonsense. hoeni isn t a ing or your gar age
After reading what’s going on in the news today about the po ice o ficers eing shot ee ust terri e no u ging ro y neigh orhoo po ice ha e to e ore connected with the people. At one ti e po ice o ficers use to a up an o n the streets eop e go to know them and they became friends
and neighbors. Now everything’s change or in an o fice an po ice walk by. Not one of them looks at me an says he o othing hey ust eep on a ing o co unication no rien iness nothing o ething s gotta change in cotts a e hat s going on with this chief? When he gets out on the street he oesn t ta to anyone
Have you noticed the HOA bulletins about the weeds growing in certain yards? It’s not ust a ee you nee to pu up i e iate y it s the ast gro ing tree invasion. These things grow 3 feet in one ee t s not ust a ee
It was amazing to see TV coverage of the protests in hoeni to ay hat disorganized stupidity. The organizer leads the group and hides away. Wonderful. Everyone loves to get out in o er egree eather ust to say they’re unhappy. Nothing like freedom of speech in America. Too bad it’s all the stupid people. It’s disgusting as well as isappointing t ust e ne co ers
ecause e pe peop e an hoenicians have more brains than to get out in over 100-degree heat to raise hell over nothing in particular. This country is going to the dogs. Have you noticed that there are all kinds of business conspiracies to kill off ericans here as prohi ition but now we’re back to pushing booze on everyone. We got rid of all the cigarettes and now we’re onto ari uana here s so eone a ays trying to kill off healthy Americans with all the garbage sales. Let’s get rid of a lot of those advertisements on TV.
What’s at the root of all these problems today? It’s social media. Everybody wants to be on ca era t s this a n yes a n socia e ia syste a e a se fie an you re going to e on eop e are a ing their o n pro e s They’re all so dumb.
n a as fi e po ice ere murdered and seven others wounded. There is a target on e ery o ficer s ac ince a a has een in o fice he has ue e the hatre and division between blacks and whites. He promised to unite this country and he’s divided it like never before. Obama has blood on his hands.
Oh there are some crazies at it again. Beware of the earlyorning ca s ro the t s ust another rip o syste here do these crazy people come from? Everyone in Arizona who has a telephone is fair game.
i you stop an count the number of stamps the last ti e you ought a first c ass ore er sta p sheet ount the there s on one si e an on y nine on the other. How about that? Isn’t that interesting he post o fice is ripping us off.
When I heard Obama say that Hillary Clinton was the most ua ifie person to e er run or presi ent near y e o er a a has ie so any ti es ut this as the biggest lie of all. It’s no secret that the Obamas and the Clintons hate each other.
Ask Gabby Gayle
Advice for the over-50 crowd
By Gayle M. Lagman-Creswick
Dear Gabby Gayle: I’m sure you e ha your fi o rep ies to “Coward” but I couldn’t resist adding my thoughts. I understand grandma’s uneasiness with her granddaughter’s gay wedding. If she doesn’t attend the wedding, that’s fine ut i she a so iss out on holiday gatherings with the couple present? What will she do when they have children? Shun the innocent great grandchildren and miss out on the joy they will bring? She needs to think bigger than just the wedding. The grandma must accept they didn’t choose their sexuality any more than they chose the color of their eyes. Please, grandma, open your heart and welcome a new member of your family. Your granddaughter will love you more than you will ever know by your being so forward-thinking and accepting of her lifestyle. Signed, One Who Knows
Dear One Who Knows: Thank you for your thoughtful and insightful letter. In my book you are right on. I reiterate: Acceptance is the greater part of loving. —GG
Dear Gabby Gayle: I love my grown children dearly, but I’m eginning to fin out that they are not as loving to me. Children are abusive to their parents by yelling at them and being really mean to them. Is it because we’re living so much longer and our children can’t deal with our age? We respected our parents and never treated them this way. It seems that the children in their 40s and 50s are so busy with their lives and yet they want to abuse ours. I am only 73 and still have a long life ahead of me. How much abuse should I be taking from my children? They will yell at me and apologize the next day. It is still very hurtful. I’m very independent, and I keep very, very busy. I don’t depend on them for everything—and I am invited to all their family functions. If I say one word that doesn’t suit them, I get chewed out. Is there anything I can do or say that will correct them
from treating me this way? They say they love me, but it hurts.
Signed, Hurting Mom
DearHurting Mom: I hurt for you, too! This situation is more widespread than most would believe. We hear about abuse in care facilities, but did you know that 80% of abuse occurs at home? And, in my book, yelling or scolding your parents is a form of abuse. I have given lots of thought to this, and here are my 2 cents as to why this occurs:
1. As you said, part is because they cannot deal with your aging. Just as some people cannot deal with death, some cannot deal with aging, especially if it occurs with some changes that the children are not used to associating with mom or dad.
2. Some children seem to think as parents age they (the children) need to take on the role of parent and assign the parent role to the child—a role reversal, (one of my biggest fears!) Then they scold us or yell at us when we say things they do not feel are appropriate or correct.
3. The other reason is that they love us and want us to stop that “growing old business.” And maybe if they ye at us e i shape up an y right. And they feel horribly guilty the next day and apologize. Now, what should you do? You know I am a believer of putting your cards on the table. When they begin yelling or scolding me, I would simply say, “I feel so hurt by your words. What is it that has you so upset at me?” Maybe you will get an honest answer and maybe you will not. At any rate, you will have expressed your honest feelings to them. Good luck. Would love to hear from you again about how it goes. Thank you.
Family Funeral - Comfort From Trust
When you lose a loved one, it is one of those times in life when you can feel lost, or adrift–not sure of which way to turn and how to make it through. You need to know that there’s someone there that you can trust, someone who feels like family. A funeral director who cares can make a huge difference in your comfort level, and allow you to the safety of knowing that your best interests are being considered. This is the benefit of choosing Mountain View Funeral Home and Cemetery for your final arrangements and those of your loved ones.
rectors and their team will help you understand the meaning of different parts of the memorial service, the differences between cremation and interment, and provide you with a wealth of additional options including beautiful touches such as a release of white doves after the service.
GG
If you have a question for Gabby Gayle, please send it to: “Ask Gabby Gayle” in care of this newspaper, or email it to lagmancreswick@cox.net
Family Owned and Operated Mountain View Funeral Home understands the concept of family: since 1951, the Coury family have been operating the family funeral home under the guiding philosophy of being of service to members of the community in their time of need. Now managed by the Second and third generation of Coury’s, Mountain View Funeral Home is a Mesa, AZ tradition with professionally trained and licensed staff members all with the stated goal of ensuring your loved one receives the dignified memorial service that they deserve.
Community Education
A family funeral home takes services a step further by offering education before a loss as well as caring and compassion during a period of mourning. Funeral di-
Your Personal Concierge
When a loved one passes from the mortal coil, you can feel overwhelmed with details, so another benefit that family funeral homes can offer is access to a concierge to help with everything from florists, hotels, restaurants and even car services. Our professional staff is available to assist with any special needs six days per week.
Finding the right fit for a funeral home is important; you want to know that not only is your loved one being treated with dignity, but that you and your family will feel comfortable and supported in your decisions during this time. Selecting Mountain View Funeral Home and Cemetery is one way to ensure that you are using a family funeral home who will go above and beyond your expectations.
We believe our work is a “mission of service” and it’s a privilege to help a family during the most difficult time in their life.
Mention this ad to get $200 Discount
BETTER than GRANITE
Straus’ Place
I love my cellphone
By Bill Straus
CNN recently re-ran its series about the ’80s, and I was captivated by the edition that focused on technology. Even though I’m far from what anyone would consider technologically “gifted,” I do appreciate certain breakthroughs. A lot! I’m old enough to remember typing on the old Corona. Every mistake required correcting ui or tape o eti es actually quite often—I had to simply trash the page and start over. And as a diehard TV watcher, I remember the days before video recording. If I had a con ict that pre ente y atching a particular show, I usually just missed that program! And then there’s the personal computer. What a gamechanger that’s been.
But the greatest technological breakthrough of my lifetime simply has to be the cellphone. I love—and have always loved—the telephone. And now, I can’t believe I can take my phone anywhere. It’s amazing all the wonderful things I can access and do with it. I was in sales for quite a while, and depended on phone messages to e ficient y ser e y c ients ut there were no cellphones, so I had a rotation of payphones I would use during the day to retrieve them. I knew which payphones had shade from the sun at certain times of the day. And I always had a bag of change with me to pay for my many, many calls. Like many of you, I often had to work to use the phone.
Yes, I appreciate my cellphone. And I (we?) owe it all to a fellow you probably never heard of named Martin Cooper.
Way back on April 3, 1973, Mr. Cooper, then the general manager of Motorola’s Communications Systems Division, placed a call from a portable (not cellular) phone he had created, while crossing the street in downtown Manhattan. Cooper explained his motivation thusly, “People want to talk to other people— not a house or an o fice or a car i en a choice, people will demand the freedom to communicate wherever they are, unfettered by the infamous copper wire.” Who did he call on that fateful April day? None other than his chief rival, AT&T’s Bell Labs. Nice touch, huh?
Now remember, we didn’t even have cordless phone back in ’73, so this really was a revolutionary event. Following that public demonstration, in which he used a “brick”-like 30-ounce phone, Cooper started the 10-year process of bringing the portable cellphone to market. Motorola introduced the 16-ounce DynaTAC phone into commercial service in 1983, with each phone costing $3,500. It took seven additional years before there were a million subscribers in the United States. How far have we come? Today, the cellular phone business is one of the largest industries on the planet, with more worldwide cellular subscribers than wireline phone subscribers. The cost of phones that do way more than the early editions is now in the hundreds rather than the thousands. And our cellphones weigh as little as 3 ounces! One can only wonder what’s next!
JayEntertainment
Making a Point
Jay Leno thrives on making people laugh—without obscenities
By Christina Fuoco-Karasinski
Leno doesn’t believe in the power of swearing. Instead, he sees it as a sign of weakness.
“I do a reasonably clean show,” Leno said. “I have nothing against comedians ho or ue ut fin it azy
“When the punch line is a fourletter word, it really isn’t a joke. I don’t think anybody is shocked by obscenity anymore. Back in the day of Lenny Bruce, obscenities were shocking and made a point. Now, everybody uses obscenities. It degrades the language when you use it over and over again. It fails to make its point.”
Leno, who performs at Talking Stick Resort in Scottsdale on Friday, Aug. 5, recalls his performances on “The David Letterman Show” in the 1980s.
“Dave’s a great wordsmith,” he said. “I liked coming up with phrases he ou fin unny e ou get o on these tangents an fin or s that expressed them better than obscenities.”
That’s easier said than done. Words o ro eno s outh ut hen it comes time to reading or writing, it’s a different story.
“I was dyslexic as a kid—and I still am,” Leno said. “Everyone said, ‘What’s going to happen with Jay?’ I wasn’t a very good student. My mother would always tell me that I would have to work twice as hard as the other kids to get the same thing.
“Consequently, I don’t drink. I don’t
agazines an hosting his sho he schedules about 210 gigs a year. Leno adds that he feels blessed to be able to roll all of his loves into a well-rounded career, even if things have changed.
“I really like being a comedian,” he said. “I can write about cars. Cars were the iPhones of the day when I was a kid. Kids virtually go places now. In my day, we had to go there in reality. We had to physically go places and a car was the best way to do that.”
August 1 Monday
Freedom from Smoking, 4:30 p.m. to 6 p.m., through Sept. 12, HonorHealth Breast Health and Research Center, 19646 N. 27th Ave., Suite 205, Phoenix, free, 623-580-5800, honorhealth.com/ events.
Caps for the Cure Knitting/Crocheting Group, 1 p.m. to 3 p.m., Humana Guidance Center, 5943 E. McKellips Rd., free, 480-325-4707, humana.com/ mesaguidancecenter.
Color Me Happy Adult Coloring Club, 2 p.m. to 4 p.m., Humana Guidance Center, 5943 E. McKellips Rd., free, 480-325-4707, humana.com/ mesaguidancecenter.
August 2 Tuesday
Let’s Knit, 1:30 p.m. to 3:30 p.m., repeats Aug. 9, Aug. 16, Aug. 23 and Aug. 30, Valley of the Sun JCC, 12701 N. Scottsdale Rd., Scottsdale, free, 480-4817033, harrietc@vosjcc.org.
Heart of a Woman Education and Support Group, 10 a.m. to 11 a.m. Scottsdale Shea Medical Center, 9003 E. Shea Blvd., large administrative conference room, Scottsdale, free, reservations required, 623-580-5800, honorhealth.com/events.
Supermarket Tour, 11:30 a.m. to 12:30 p.m., Humana Guidance Center, 5943 E. McKellips Rd. Mesa, free, reservations required, 480-325-4707, humana.com/mesaguidancecenter.
Rate Your Plate, 1 p.m. to 2 p.m., Humana Guidance Center, 5943 E. McKellips Rd. Mesa, free, 480-325-4707, humana.com/mesaguidancecenter.
Alzheimer’s Caregivers Phoenix Support Group by Duet, noon to 2 p.m., Church of the Beatitudes, 555 W. Glendale Ave., Phoenix, free, 602274-5022.
August 3
Wednesday
Let’s Talk Current Events Discussion Group, 2 p.m. to 3:30 p.m., Valley of the Sun JCC, 12701 N. Scottsdale Rd., Scottsdale, free, 480-481-7033,
By Steve Greenberg
harrietc@vosjcc.org. Bill Adler leads the conversation on current events each month.
Fundamentals of Diabetes Self-Care Workshops, 5:30 p.m. to 7 p.m., eight-week series, HonorHealth Medical Group, 6320 W. Union Hills Dr., Suite 2200, Glendale, $80, 623-561-3101, honorhealth.com.
Yoga for Recovery, 6 p.m. to 8 p.m. Wednesdays, Deer Valley Medical Center, Medical Building 1, 19841 N. 27th Ave., Suite 400, Phoenix, reservations required, 623-780-4673, honorhealth.com/events.
Your Meds: What You Should Know, Humana Guidance Center, 5943 E. McKellips Rd. Mesa, free, reservations required, 480-325-4707, humana.com/ mesaguidancecenter.
August 4 Thursday
Meditation for Healing, 7 p.m., repeats Aug. 18, Deer Valley Medical Center, Medical Building 1, 19841 N. 27th Ave., Suite 400, Phoenix, 623-780-4673, honorhealth. com/events.
August 8 Monday
Pancreatic Cancer Support Group, 4 p.m. to 5:30 p.m., Virginia G. Piper Cancer Center, 10460 N. 92nd St., Scottsdale, free, reservations required, 480-323-1321.
Sun Lakes Democratic Club Meeting, 7 p.m., Sun Lakes Country Club, 25601 Sun Lakes Blvd., Navajo Room, Sun Lakes, free, donation of nonperishable food accepted, 480-895-1162. Teri Hauser, the chief advancement officer for the Sojourner Center, is the guest speaker.
August
9 Tuesday
Let’s Knit, 1:30 p.m. to 3:30 p.m., repeats Aug. 16, Aug. 23 and Aug. 30, Valley of the Sun JCC, 12701 N. Scottsdale Rd., Scottsdale, free, 480-481-7033, harrietc@ vosjcc.org.
Beyond the Beaches of Puerto Rico
:: by Andrea Gross | photos by Irv Green
Grief Support Group, 3 p.m. to 4:30 p.m., repeats Aug. 23, HonorHealth Virginia G. Piper Cancer Center, 10460 N. 92nd St., first floor conference room, Scottsdale, 480-323-1321, honorhealth.com.
It’sMended Hearts Support Group, 6:30 p.m. to 8 p.m., John C. Lincoln Medical Center Campus, Cowden Center, 9202 N. Second St., Phoenix, free, reservations required, 623-580-5800, honorhealth.com/events.
Movie and Popcorn: “5 Flights Up,” 2 p.m. to 4 p.m., Humana Guidance Center, 5943 E. McKellips Rd. Mesa, free, 480-325-4707, humana.com/mesaguidancecenter.
August 5 Friday
Rock ‘n’ Roll Dance, 6:30 p.m. to 9:30 p.m., Palm Ridge Summit Hall, 13800 W. Deer Valley Dr., Sun City West, $6 members, $8 guests, 602-679-4220, rocknroll.scwclubs. com. DJ Kort Kurdi will spin great hits from the 1950s and 1960s. Bring your own refreshments; ice and cups provided.
Sunday afternoon, and I’m in the mountains of central Puerto Rico, munching barbecued pork under a tin roof. “This reminds me of Sundays when I was a child,” says our guide. “Except instead of eating in a lechonera [restaurant specializing in pork], we ate in my grandmother’s kitchen.” She heaps some arroz on my plate. The rice is seasoned with sofrito [onions, garlic and peppers] and has a yellow color and nutty flavor from annatto seeds. It’s a plain, hearty meal, the kind the grandmothers of Puerto Rico have been serving for generations.
options.
Heart Health Evaluation, Scottsdale Shea Medical Center, 9003 E. Shea Blvd., Women’s Diagnostic Center, Scottsdale, $20, appointment required, 623-580-5800, honorhealth.com/events.
Caregivers East Valley Support Group by Duet, 10 a.m. to 11:30 a.m., Scottsdale Senior Center, 10440 Via Linda, Scottsdale, free, 602-274-5022.
I take second helpings of pork and arroz, all the while tapping my feet in rhythm with the high-energy salsa music that drifts in from outside. I feel as if I’m at a neighborhood party as children play in the street, adults gossip with friends and almost everybody over a certain age sips frosty piña coladas, the deceptively innocent drink that was dubbed the official beverage of Puerto Rico in 1978.
Area Agency on Aging Talk, 1 p.m., Ed Robson Branch Library, 9330 E. Riggs Rd., Sun Lakes, free, free tickets required, available day of event, 602-652-3000, mcldaz.org. Learn about the services the Area Agency on Aging provides, such as senior help line, Ageworks, for those seeking employment, and elder rights, just to name a few.
Like most visitors to the island, we had whiled away our first days in Puerto Rico strolling on the beach, wiggling our toes in the warm sand and taking occasional dips into the water.
Euchre, 10:30 a.m. to 12:30 p.m., Humana Guidance Center, 5943 E. McKellips Rd. Mesa, free, 480-325-4707, humana.com/mesaguidancecenter.
August 6 Saturday
Karaoke Night, 6 p.m. to 9 p.m., Sunland Village Auditorium, 4601 E. Dolphin Ave., Mesa, $2 at the door, 480-832-9003.
Is Weight Loss Surgery Right for You? 5:30 p.m. to 7 p.m., repeats Aug. 20, Scottsdale Shea Medical Center, 9003 E. Shea Blvd., Brady Conference Center, Scottsdale, free, reservations required, 623-580-5800, honorhealth.com/events.
August 7 Sunday
Personal Journeys: American Indian Landscapes, various times, daily, Heard Museum, 2301 N. Central Ave., Phoenix, $13.50 seniors 65 and older, 602-252-8840.
Puerto Rican meals are a unique blend of European, African and Latin American flavors. While the early inhabitants of the island survived on corn, fruit and fish, their diet expanded when the Spaniards came in the early 1500s, bringing with them pigs and cattle as well as wheat, rice and olive oil. Later when the Africans arrived, people learned to combine these foods into exotic dishes, such as pasteles [meat, green banana and spices wrapped in plantain leaves] and mofongo [fried plantain stuffed with pork or seafood]. The grandmothers suddenly had more
August 10 Wednesday
Ice Cream Social, 5:30 p.m., Sunland Village Auditorium, 4601 E. Dolphin Ave., Mesa, $4 in advance, 480-832-9003.
But we knew that Puerto Rico is more than the sun, rum and grand hotels that line the coast. It also has a vibrant culture in the interior, one that is most easily experienced through a relatively new series of “epicurean pilgrimages”
Breast Cancer Support Group, noon to 1:30 p.m., Virginia G. Piper Cancer Center, 10460 N. 92nd St., Suite 301, Scottsdale, reservations required, 480-323-1321, honorhealth.com/cancer
Overview of Diabetes and Prevention of Side Effects, 5:30 p.m. to 7 p.m., HonorHealth Medical Group, 6320 W. Union Hills Dr., Suite 2200, Glendale, free, reservations required, 623-561-3103, honorhealth.com.
Yoga for Recovery, 6 p.m. to 8 p.m. Wednesdays, Deer Valley Medical Center, Medical Building 1, 19841 N. 27th Ave., Suite 400, Phoenix, reservations required, 623-780-4673, honorhealth.com/events.
Medicare 101, 9 a.m. to 10 a.m., Humana Guidance Center, 5943 E. McKellips Rd. Mesa, free, 480-325-4707, humana.com/mesaguidancecenter.
August 11 Thursday
Caregivers Support Group West Valley by Duet, 10 a.m. to 11 a.m., Skyway Church of the West Valley, 14900 W. Van Buren, Goodyear, free, 602-274-5002.
Bone Density Screening, 10 a.m. to 1 p.m., Scottsdale Shea Medical Center, 9003 E. Shea Blvd., Women’s Diagnostic Center, Scottsdale, appointment required, $20, 623-580-5800, honorhealth.com/events.
Support Group for Grandparents Raising Grandchildren, 9 a.m. to 11 a.m., Duet, Lounge, 555 W. Glendale Ave., Phoenix, free, 602-274-5022.
HonorHealth Breast Cancer and Research Center
Support Group, 6 p.m. to 8 p.m., HonorHealth Breast Cancer and Research Center, 19464 N. 27th Ave., Phoenix, free, 623-780-4673, honorhealth.com/cancer.
Movie and Popcorn: “In the Heart of the Sea,” Humana Guidance Center, 5943 E. McKellips Rd. Mesa, free, 480-325-4707, humana.com/mesaguidancecenter.
August 12 Friday
Gaining Guardianship of Your Grandchild, 3 p.m. to 5 p.m., Duet, 555 W. Glendale Ave., Phoenix, free, reservations required, 602-274-5022, ext. 31. Duet has partnered with the Children’s Law Center to provide this free clinic to help grandparents complete the proper paperwork.
Euchre, 10:30 a.m. to 12:30 p.m., Humana Guidance Center, 5943 E. McKellips Rd. Mesa, free, 480-325-4707, humana.com/ mesaguidancecenter.
August 13 Saturday
Awesome Occupations: Meteorologist Dr. Matt Pace, 10:30 a.m., Ed Robson Branch Library, 9330 E. Riggs Rd., Sun Lakes, free, free tickets required, available day of event, 602-652-3000, mcldaz.org.
August 14 Sunday
Phoenix Art Museum Second Sundays, noon to 5 p.m., Phoenix Art Museum, 1625 N. Central Ave., Phoenix, free, 602-257-1880, phxart.org.
August 15 Monday
Burger Bash, 6 p.m., Sunland Village Auditorium, 4601 E. Dolphin Ave., Mesa, $4 by Aug. 12, 480-832-9003. Music by Ray Duval and Friends.
Caps for the Cure Knitting/Crocheting Group, 1 p.m. to 3 p.m., Humana Guidance Center, 5943 E. McKellips Rd., free, 480-325-4707, humana.com/ mesaguidancecenter.
Color Me Happy Adult Coloring Club, 2 p.m. to 4 p.m., Humana Guidance Center, 5943 E. McKellips Rd., free, 480-325-4707, humana.com/mesaguidancecenter.
August 16 Tuesday
Let’s Knit, 1:30 p.m. to 3:30 p.m., repeats Aug. 23 and Aug. 30, Valley of the Sun JCC, 12701 N. Scottsdale Rd., Scottsdale, free, 480-481-7033, harrietc@vosjcc.org.
GYN Cancer Support Group, 4 p.m. to 5:30 p.m., HonorHealth Virginia G. Piper Cancer Center, 10460 N. 92nd St., Scottsdale, reservations required, 480-3231321.
Lunch and Learn: Alzheimer’s Disease, noon to 1:30 p.m., Pacifica Senior Living, 16621 N. 38th St., Phoenix, free, reservations required, 602-832-7290. Heather Mulder, outreach program manager of Banner Alzheimer’s Institute, will be the guest speaker. She will speak about the eight practical strategies to avoid many of the common problems that arise when caring for a person with the disease.
August 17 Wednesday
National Active and Retired Federal Employee Association Chapter 1395 Meeting, 11 a.m., Brothers Family Restaurant, 8466 W. Peoria Ave., Peoria, charge for lunch, 623-935-4681, deb.at.narfe@gmail. com. The scheduled speaker is Nancy Weldum from Nancy Ann’s Healing Meditations, who will discuss understanding ourselves through meditation.
Yoga for Recovery, 6 p.m. to 8 p.m. Wednesdays, Deer Valley Medical Center, Medical Building 1, 19841 N. 27th Ave., Suite 400, Phoenix, reservations required, 623-780-4673, honorhealth.com/events.
Caregiver and Family Support Group, 5:30 p.m. to 6:30 p.m., HonorHealth Virginia G. Piper Cancer Center, 10460 N. 92nd St., Suite 206, Scottsdale, reservations required, 480-323-1321.
Osteoporosis Support and Education Group, 9 a.m. to 10 a.m., Scottsdale Shea Medical Center, 9003 E. Shea Blvd., Brady Conference Center, Scottsdale, free, reservations required, 623-580-5800, honorhealth.com/ events.
Medication Reviews with a Pharmacist, 10 a.m. to 4 p.m., Humana Guidance Center, 5943 E. McKellips Rd. Mesa, free, reservations required, 480-325-4707, humana.com/mesaguidancecenter. Appointments required.
August 18 Thursday
Let’s Eat Mature Mavens Dinner, 5 p.m., location to be revealed upon reservations, cost varies, 602-371-3744. Meet for dinner, socialize and make new friends. Dinner is separate checks. Contact Bunnye for current schedule of restaurants and to reserve a place.
on page 16
Meditation for Healing, 7 p.m., repeats Aug. 18, Deer Valley Medical Center, Medical Building 1, 19841 N. 27th Ave., Suite 400, Phoenix, 623-780-4673, honorhealth. com/events.
Movie and Popcorn: “The Choice,” 2 p.m. to 4 p.m., Humana Guidance Center, 5943 E. McKellips Rd. Mesa, free, 480-325-4707, humana.com/ mesaguidancecenter.
August 19 Friday
Rock ‘n’ Roll Dance, 6:30 p.m. to 9:30 p.m., Palm Ridge Summit Hall, 13800 W. Deer Valley Dr., Sun City
West, $6 members, $8 guests, 602-679-4220, rocknroll. scwclubs.com. DJ Kort Kurdi will spin great hits from the 1970s and 1980s. Bring your own refreshments; ice and cups provided.
Birthday Celebration/Ice Cream Social, 12:30 p.m. to 1:30 p.m, Humana Guidance Center, 5943 E. McKellips Rd. Mesa, free, 480-325-4707, humana.com/ mesaguidancecenter.
Euchre, 10:30 a.m. to 12:30 p.m., Humana Guidance Center, 5943 E. McKellips Rd. Mesa, free, 480-325-4707, humana.com/mesaguidancecenter.
August 20 Saturday
Karaoke Night, 6 p.m. to 9 p.m., Sunland Village Auditorium, 4601 E. Dolphin Ave., Mesa, $2 at the door, 480-832-9003.
Family History Workshop, 9 a.m. to noon, Duet, 555 W. Glendale Ave., Phoenix, free, lunch included,
reservation deadline is Aug. 18, 602-274-5022, ext. 31. Bring the names and birthdays of your parents, grandparents and great-grandparents and you’ll be amazed at what you’ll find. If you have a laptop or iPad, bring it along for web search purposes.
Duet Volunteer Orientation, 9 a.m. to 11:30 a.m., St. John Lutheran Church, 7205 N. 51st St., Glendale, free, reservations required, 602-274-5022.
Is Weight Loss Surgery Right for You? 5:30 p.m. to 7 p.m., Scottsdale Shea Medical Center, 9003 E. Shea Blvd., Brady Conference Center, Scottsdale, free, reservations required, 623-580-5800, honorhealth.com/ events.
August 21 Sunday
Personal Journeys: American Indian Landscapes, various times, daily, Heard Museum, 2301 N. Central Ave., Phoenix, $13.50 seniors 65 and older, 602-2528840.
August 22 Monday
Living with Lymphedema, 6:30 p.m. to 8 p.m., HonorHealth Virginia G. Piper Cancer Center, 10460 N. 92nd St., Scottsdale, free, reservations required, 480323-1100, option 5.
August 23 Tuesday
Summer Dessert Event, 6 p.m., Sunland Village Auditorium, 4601 E. Dolphin Ave., Mesa, $4 in advance, 480-832-9003. The event features speaker Bill Harrison and his presentation about “The Legends of Quack Medicine.”
Aging Gracefully, 9 a.m. to 10 a.m., Humana Guidance Center, 5943 E. McKellips Rd. Mesa, free, reservations required, 480-325-4707, humana.com/ mesaguidancecenter.
Building Your Family Tree, 1 p.m. to 2 p.m., Humana Guidance Center, 5943 E. McKellips Rd. Mesa, free, reservations required, 480-325-4707, humana.com/ mesaguidancecenter.
Grief Support Group, 3 p.m. to 4:30 p.m., HonorHealth Virginia G. Piper Cancer Center, 10460 N. 92nd St., first floor conference room, Scottsdale, 480323-1321, honorhealth.com.
Let’s Knit, 1:30 p.m. to 3:30 p.m., repeats Aug. 30, Valley of the Sun JCC, 12701 N. Scottsdale Rd., Scottsdale, free, 480-481-7033, harrietc@vosjcc.org.
Cholesterol/Glucose and Blood Pressure Screening, Scottsdale Shea Medical Center, 9003 E. Shea Blvd., Women’s Diagnostic Center, Scottsdale, $20, appointment required, 623-580-5800, honorhealth.com.
Caregivers East Valley Support Group by Duet, 10 a.m. to 11:30 a.m., Scottsdale Senior Center, 10440 Via Linda, Scottsdale, free, 602-274-5022.
Support Group for Grandparents Raising Grandchildren, 1 p.m. to 2:30 p.m., Buckeye Community Center, 201 E. Centre Ave., Buckeye, free, 602-274-5022.
August 24 Wednesday
Diabetes: Nutrition and Physical Activity Guidelines, 5:30 p.m. to 7 p.m., HonorHealth Medical Group, 6320 W. Union Hills Dr., Suite 220, Glendale, free, reservations required, 623561-3103.
Is Weight Loss Surgery Right for You? 5:30 p.m. to 7 p.m., Scottsdale Shea Medical Center, 9003 E. Shea Blvd., Brady Conference Center, Scottsdale, free, reservations required, 623-580-5800, honorhealth.com/events.
Leukemia and Lymphoma Support Group, 5 p.m. to 6:30 p.m., Virginia G. Piper Cancer Center, 10460 N. 92nd St., Scottsdale, free, reservations required, 480-3231321, honorhealth.com/cancer.
Yoga for Recovery, 6 p.m. to 8 p.m. Wednesdays, Deer Valley Medical Center, Medical Building 1, 19841 N. 27th Ave., Suite 400, Phoenix, reservations required, 623-780-4673, honorhealth.com/events.
End Mindless Eating, 11:15 a.m. to 12:15 p.m., Humana Guidance Center, 5943 E. McKellips Rd. Mesa,
Healthy Cooking Demo, 12:30 p.m. to 1:30 p.m., Humana Guidance Center, 5943 E. McKellips Rd. Mesa, free, 480-325-4707, humana.com/mesaguidancecenter.
August 25 Thursday
Support Group for Grandparents Raising Grandchildren, 9 a.m. to 11 a.m., Duet, Lounge, 555 W. Glendale Ave., Phoenix, free, 602-274-5022.
HonorHealth Breast Cancer and Research Center
Support Group, 6 p.m. to 8 p.m., HonorHealth Breast Cancer and Research Center, 19464 N. 27th Ave., Phoenix, free, 623-780-4673, honorhealth.com/cancer.
Neuropathy Healing Seminar, 7 p.m. to 8:30 p.m.
Onyx Body Shaping and Slim Spa, 13802 N. Scottsdale Rd., Suite 119, Scottsdale, free, reservations required, 480-652-3322, onyxbody.com.
Movie and Popcorn: “Star Wars: Episode VII—The Force Awakens,” 2 p.m. to 4 p.m., Humana Guidance Center, 5943 E. McKellips Rd. Mesa, free, 480-3254707, humana.com/ mesaguidancecenter.
August 26 Friday
Euchre, 10:30 a.m. to 12:30 p.m., Humana Guidance Center, 5943 E. McKellips Rd. Mesa, free, 480-325-4707, humana.com/mesaguidancecenter.
August 27 Saturday
Support Group for Grandparents Raising Grandchildren, 9 a.m. to 11 a.m., Christ Evangelical Lutheran Church, 918 S. Litchfield Rd., Goodyear, free, 602-274-5022.
Celia Farran Music and Comedy Concert, 6:30 p.m., West Valley Center for Spiritual Living, 9745 W. Peoria Ave., Peoria, $15 love offering, 623-972-3205, wvcsl.com.
August 28 Sunday
Mitzvahs and More Expo, noon to 4 p.m., JW Marriott Camelback Inn Golf Club, Lakeview Ballroom, 7847 N. Mockingbird Ln., Scottsdale, free, mitzvahsandmoreaz.com. Mitzvahs and More Expo showcases out-of-the-box entertainment choices, memorable décor options, best in class photography, videography, specialty caterers, unique venues and more.
August 29 Monday
Caps for the Cure Knitting/Crocheting Group, 1 p.m. to 3 p.m., Humana Guidance Center, 5943 E. McKellips Rd., free, 480-325-4707, humana.com/ mesaguidancecenter.
Color Me Happy Adult Coloring Club, 2 p.m. to 4 p.m., Humana Guidance Center, 5943 E. McKellips Rd., free, 480-325-4707, humana.com/mesaguidancecenter.
August 30 Tuesday
Let’s Knit, 1:30 p.m. to 3:30 p.m., Valley of the Sun JCC, 12701 N. Scottsdale Rd., Scottsdale, free, 480-4817033, harrietc@vosjcc.org.
August 31 Wednesday
Yoga for Recovery, 6 p.m. to 8 p.m. Wednesdays, Deer Valley Medical Center, Medical Building 1, 19841 N. 27th Ave., Suite 400, Phoenix, reservations required, 623-780-4673, honorhealth.com/events.
Medicare 101, 9 a.m. to 10 a.m., Humana Guidance Center, 5943 E. McKellips Rd. Mesa, free, 480-325-4707, humana.com/mesaguidancecenter.
Entertainment Lindsay Wagner’s one (bionic) woman show
By Nick Thomas
Oneof the hottest actresses to emerge from the 1970s has been appearing around the country in recent years presenting her stage show, “More than a Bionic Woman: An Evening with Lindsay Wagner.” In August, Lindsay will be in Fort Walton Beach, Florida. (See lindsaywagnerinternational.com for details.)
“I’ll be sharing anecdotes and stories from behind the scenes in my career, and showing clips and photos from my personal collection,” said Wagner from her California home. “So it should be a lot of fun and, hopefully, fond memories.”
Wagner began appearing in primetime network television series in the early 1970s, with her rea out fi role coming in 1973’s “The Paper Chase.”
But it was her Emmy award-winning role as s a orite e a e semi-cyborg in “The Bionic Woman” that brought her great acclaim, although her Jaime Sommers character was only planned as a twopart guest-starring role when introduced as a love interest for Lee Majors in “The Six Million Dollar Man.”
o ies to tac e ozens o o ies throughout the ’80s and ’90s. Those roles often focused on social issues such as domestic violence, adoption, mental health, terrorism and capital punishment.
ha e a ays e t that cou be used not only to entertain, but also to highlight important issues and help people embrace their higher potential,” she explained.
“The story ended by killing Jaime off and the response from the audience was huge,” explained Wagner. “They were so appalled that the studio had killed off a character that had resonated so deeply with them and especially their children. Even a children’s hospital in Boston wrote a letter of protest. So the studio had to bring me back for another twoparter to bring Jaime back to life and the network decided to do the spin-off series.”
Wagner retired her bionic implants after three seasons and three reunion
But Lindsay almost never got to enjoy her post-“Bionic Woman” success. In May 1979, almost exactly a year after the last episode aired, she as sche u e to y on the i fated American Airlines Flight 191 from Chicago to Los Angeles which crashed after takeoff, and today remains the deadliest singleaircraft aviation disaster in the United States. too a ight to Portland instead to meet up with my sister and didn’t hear about the crash until after I had landed and called my secretary to tell her of my change of plans.
Everybody thought I had been on the ight so there as a ot o re ie an of course I was shocked and saddened to hear what had happened.”
Wagner went on to become an author, acting teacher, motivational speaker, and continues to act. She also actively promotes a holistic approach to health—a lifestyle she adopted after suffering gallbladder issues and stomach ulcers in her teens when she was able to avoid surgery after receiving counseling from a doctor and minister who shared a common philosophy to healing.
n hi e her a ous character ro the past re ie on artificia
physical strength to survive, Wagner continues to advocate the potential of one’s inner strength.
“We all have the ability to grow through our i ficu t circu stances in life rather than just survive them,” she said. “You have much more potential than you rea ize Nick Thomas teaches at Auburn University at Montgomery, Alabama, and has written features, columns and interviews for more than 600 magazines and newspapers.
Lee Majors, Lindsay Wagner, Richard Anderson and Alan Oppenheimer in “The Six Million Dollar Man.”
Lindsay Wagner
ROBIN PALMER
CROSSWORD by Myles
EVEN EXCHANGE
by Donna Pettman
Each numbered row contains two clues and two answers. The two answers differ from each other by only one letter, which has already been inserted. For example, if you exchange the A from M A STER for an I, you get MISTER. Do not change the order of the letters.
SUDOKU TIME
Place a number in the empty boxes in such a way that each row across, each column down and each small 9-box square contains all of the numbers from one to nine.
DIFFICULTY THIS MONTH H H
H Moderate HH Challenging
HHH HOO BOY! HHHH Put on your helmet!
SCRAMBLERS
ACROSS
1. Happy refrain
6. Swing about
10. Tattoo letters sometimes
13. Come of age
14. Shirley Temple feature
16. Black bird
17. Arches
18. Accepted
20. Last names of one of Phoenix’s founders
22. Prelude to a duel
23. Commits a faux pas
25. Whack
28. Catcher’s glove
30. Mortgage amounts
32. Majestic
34. Barbara Streisand and Barry Gibb
36. Alcazar defense trenches
38. Armor piece
40. DNA’s relative
41. Prevent, legally
42. Karamel ___
(Ben & Jerry’s flavor)
43. Adjust
45. Certain something
46. Heart
48. Boo-boo
50. Dusk to Donne
51. Ness, e.g.
52. Coagulate
54. Tucson neighborhood
60. Horse breed with spotted coats
63. Cupid’s weapon
64. Morse code line
65. ___ Ste. Marie
66. Chivalrous
Unscramble the letters within each rectangle to form four ordinary words. Then rearrange the boxed letters to form the mystery word, which will complete the gag!
Mellor
67. Eccentric
68. Driving locales
69. Secretaries
DOWN
1. Stepped roughly 2. Latvia capital 3. Slavish mimic
4. Gazes at 5. Saint and a founder of scholasticism
6. It might be a bust
7. Bergman, in ‘Casablanca’
8. A Pakistan language
9. Ran for one’s wife?
10. Gymnast’s need
11. United
12. Attachment to way, day or night
15. Chief
19. Suns’ new signing
21. Set, as stone
24. Lady Liberty, e.g.
25. Ministers, abbr.
26. Celery
27. Flower organ
29. Oversees
31. Grocery
33. Spanish city
35. Some formal wear
37. Complete duration
39. The Young ____ (pop group)
44. Roofing slab
47. Dracula’s target
49. Where one might hear a mazurka
53. Convulsion
55. Lover boy
56. Romantic setting
57. Eyes, in some animals
58. Egg middle
59. Has a remaining balance
60. Tumult
61. Bottom of an animal’s foot
62. High degree
Good Samaritan Society-Mesa Good Shepherd o ers adults 55 and better, the freedom to live as active and social a lifestyle as desired within a community of fellowship.
Because they o er a continuum of care within the Mesa Good Shepherd community, you’ll never need to move o the property should you desire additional services if your health needs change.
From totally private and autonomous lock and leave casitas to full service assisted living and a skilled nursing center o er-ing shortterm rehabilitation and long-term nursing care, Mesa Good Shepherd is the retirement community of choice for today and tomorrow.
Mesa Good Shepherd’s newly remodeled Apartment Villas o er its residents the freedom to live as ac-
tive a lifestyle as they desire within a community of fellowship that respects their privacy and sense of independence.
e garden-level one and two-bedroom apartment homes are conveniently located close to shopping, restaurants, theaters, hospitals, many medical service complexes and physician offices.
For golf enthusiasts, the community is close to many well-designed public courses. Enjoy boating or fishing? Mesa Good shepherd is just 20 minutes away from beautiful Saquaro Lake in the Tonto Natural Forest.
Mesa Good Shepherd o ers all the amenities and services you expect for carefree, comfortable retirement living while the Christian philosophy of care provides a
setting for fostering lasting friendships and a sense of belonging.
e Villas o er several floor plans and service plans enabling residents to choose an apartment home that fits their lifestyle needs. Each plan features a fully equipped all-electric kitchen, individual heating and cooling controls, utilities included (except telephone and cable TV), optional dining services, housekeeping, covered patio, covered parking, emergency response system, clubhouse, library, pool and Jacuzzi, putting green, wellness program, beautiful chapel, extensive social calendar and a community health service.
Perhaps your children are grown with families of their own and you’re starting to think about downsizing. Maybe you’re just
tired of spending all your “free” time maintaining the yard and budgeting for new appliances and increasing utility costs.
According to housing manager Jason Wright, “electing a community that fits your wants and needs is important. We want our residents to experience the joys of everyday living at Mesa Good Shepherd. However, we hope that as they learn more about us they’ll discover that our values reflect theirs.
A er all, living life to its fullest is so much more than joining a conga line; it’s finding a human connection and experiencing God’s love.”
Mesa Good Shepherd is part of the Evangelical Lutheran Good Samaritan Society, the nation’s largest not-for-profit provider of senior care and services in the nation.
Fort McDowell Casino
Bingo Happenings-August 2016
Experience bingo in Fort McDowell Casino’s state-of-the-art and award-winning 1,700-seat bingo hall.
WHEN: Seven days a week, various times
WHERE: Fort McDowell Casino, 10424 N. Fort McDowell Rd., Fort McDowell
COST: Charge for cards
INFO: 800-THE-FORT, ext. 4380, or fortmcdowellcasino. com/bingo.php
Vee Quiva Hotel and Casino
Gamers who stop by Bingo Park enjoy picturesque National Park views in the state-of-the-art, 550-seat bingo hall.
WHEN: Seven days a week, various times
WHERE: Vee Quiva Hotel and Casino, 15091 S. Komatke Ln., Laveen
COST: $2 to $32
INFO: 800-946-4452, ext. 1942, or wingilariver.com/ index.php/vq-vee-quiva-hotel-casino/gaming/bingo-park
Lone Butte Casino
The state-of-the-art and spacious bingo hall features 850 seats and has morning, matinee and evening sessions. The morning sessions include five regular games and two specials, with three for $10 and $1 specials. WHEN: Seven days a week, various times
WHERE: Lone Butte Casino, 1077 S. Kyrene Rd., Chandler COST: $2 to $32
INFO: 800-946-4452, ext. 8928, or wingilariver.com/ index.php/lone-butte/gaming/bingo
Sunland Village East
Prize money will vary during the year based on attendance.
WHEN: Sundays, at 6 p.m.
WHERE: Sunland Village East Auditorium, 8026 E. Lakeview Ave., Mesa
COST: Charge for cards varies to number purchase INFO: 480-986-9822 or 480-313-7033
Beuf Senior Center
Moneyball, 10 regular games plus double action. WHEN: Mondays and Thursdays, sales start at 9:30 a.m.
WHERE: Beuf Senior Center, 3435 W. Pinnacle Peak Rd., Phoenix
COST: Starts at $4/pack, City of Phoenix Membership card or $5 guest
INFO: 602-534-9743
Chandler Senior Center
Bring a friend or make some new ones while enjoying some fun, laughter and prizes.
WHEN: Mondays, Wednesdays and Fridays from 12:15 p.m. to 1:15 p.m.
WHERE: Chandler Senior Center, 202 E. Boston St., Chandler
COST: 50 cents per card. No limit on cards purchased. INFO: 480-782-2720 or chandleraz.gov/senior-adults
Mesa Adult Center
Twenty-one games, win up to $500 in losers’ bingo, social bingo and big game bingo.
WHEN: Mondays, Wednesdays and Fridays, at 1 p.m.
WHERE: Mesa Adult Center, 247 N. Macdonald St., Mesa
COST: Various costs, call for pricing INFO: 480-962-5612 or http://mesa.evadultresources. org/
Social Bingo
Join others during social bingo.
WHEN: Mondays, from 1 p.m. to 3 p.m.
WHERE: Apache Junction Active Adult Center, 1035 N. Idaho Rd., Apache Junction
COST: 25 cents per card
INFO: 480-474-5262 or http://aj.evadultresources.org/
Brentwood Southern
There is a money ball; 17 games include three that are percentage payout.
WHEN: Mondays, hall opens at 4:30 p.m., sale starts at 5:15 p.m. and bingo starts at 6:30 p.m.
WHERE: Brentwood Southern, 8103 E. Southern Ave., Mesa
COST: Varies according to games and number purchased INFO: 480-306-4569
Granite Reef Senior Center
Everyone welcome. Enjoy 20 games of bingo with prizes.
WHEN: Tuesdays from 12:30 p.m. to 3 p.m.
WHERE: Granite Reef Senior Center 1700 N. Granite Reef Rd., Scottsdale
COST: $1 per card; three-card minimum. No limit on cards purchased.
INFO: 480-312-1700 or Scottsdaleaz.gov
Devonshire Senior Center
Devonshire Senior Center provides money ball, 10 regular games plus progressive coverall. Split-the-pot games are early birds and double action.
WHEN: Tuesdays, Thursdays and Saturdays, sales start at 12:15 p.m.
WHERE: Devonshire Senior Center, 2802 E. Devonshire, Phoenix
COST: Starts at $2; must have City of Phoenix parks and
Entertainment
recreation membership card to be eligible to play. INFO: 602-256-3130
Red Mountain Active Adult Center
Bingo seating begins at 12:50 p.m.
WHEN: Tuesdays and Thursdays, from 1:15 p.m. to 3 p.m.
WHERE: Red Mountain Active Adult Center, 7550 E. Adobe Rd., Mesa
COST: Tuesdays there are various prices; Thursdays the cards are 25 cents
INFO: 480-218-2221 or http://rm.evadultresources.org
Peoria Community Center
Prize money will vary based on attendance.
WHEN: Tuesdays and Fridays, at 12:30 p.m.
WHERE: Peoria Community Center, 8335 W. Jefferson, Peoria
COST: 25 cents per card; 50 cents for overall INFO: 623-979-3570
Community Bingo
The 200-seat bingo hall open Wednesdays through Sundays in Goodyear. The building—new and well-lit— features Ana’s dinners and desserts.
WHEN: Wednesdays through Sundays, at 6:30 p.m.; Fridays, at 10:30 p.m.; and Sundays, at 2 p.m.
WHERE: Community Bingo, 3690 S. Estrella Pkwy., Suite 108, Goodyear
COST: $21 (includes progressive) for 18 games; $14, late night and matinee for 13 games.
INFO: 623-512-8878
Sun Lakes VFW Post 8053
The organization holds bingo for up to 230 people. Payouts are based on sales; total may reach $900. All
proceeds go to veteran needs, including homeless veterans, disabled veterans and military families.
WHEN: Wednesdays, at 7 p.m. Sales start at 6 p.m.
WHERE: Sun Lakes Country Club, 25601 N. Sun Lakes Blvd., Sun Lakes
COST: $7 minimum for play of all 19 games
INFO: 480-895-9270
Sunland Village
Auditorium doors open at 4:30 p.m., cards are sold at 6 p.m. and play begins at 7 p.m. There’s a $900 progressive pot.
WHEN: Thursdays in May
WHERE: Sunland Village Auditorium, 4601 E. Dolphin Ave., Mesa
COST: Charge for cards varies according to number purchased INFO: 480-832-9003
Palmas del Sol
Come join the group to play Bingo weekly. Bingo doors and snack bar open at 5:15 p.m.
WHEN: Thursdays, at 6:30 pm.
WHERE; Palmas del Sol, 6209 E. McKellips Rd., Mesa COST: Charge for cards varies according to number purchased.
INFO: 480-528-4689
Sunrise Village
Join the group to play bingo weekly. The cards start selling at 5:45 p.m., early bird at 6:45 p.m., and regular bingo at 7 p.m.
WHEN: Fridays, at 5:45 p.m.
WHERE: Sunrise Village, 5402 E. McKellips Rd., Mesa COST: $13 minimum buy in INFO: 480-985-0548
You Bet Your Life!
By Jimmy Magahern
Signing up for a “life plan community”—the new name for “continuing care retirement communities” (CCRCs), or retirement communities with accommodations for different levels of care—is a little like betting on your continued quality of life. How certain are you that you’ll remain healthy enough not to need assisted care, memory care or skilled nursing in later years? And if you do, would you prefer to pay more upfront to cover whatever changes may occur, or “pay as you go,” opting in at a lower rate and then paying more for assisted care if and when the need arises?
“None of us have a crystal ball,” said Gale Morgan, vice president of sales for Mather LifeWays, a Chicago-based senior residence developer which in Arizona operates Splendido in Tucson. “The real difference in plans is, under
Life Plan Communities o er a worry-free future, but finding the right plan can pose di cult decisions.
one plan, you decide you’ll take your chances and pay depending upon need.
And in the other you decide, ‘Well, I’m going to make sure I’m covered financia y hether or not nee it It’s kind of just two philosophies.”
Within those two philosophies, Morgan said there are actually three i erent financia structures that fall under the category of life plan communities, a branding change that Mather pushed the industry to adopt a couple of years ago.
“Some are rentals; some you pay an entrance fee and then your additional costs vary depending on care. And then some you pay a higher entrance fee but all future care is included,” Morgan said. “The one thing they all have in common is they are all communities that offer a variety of levels of service. What we think of as independent living
is the first e e an then eyon that assisted living, memory support and skilled nursing. Any community that offers some grouping of those levels of service and levels of living is a life plan community. The difference comes in how you pay for it.”
At Splendido, residents chose a home and agree to pay two fees: an entrance fee, of which 90% is returned upon their moving out (or passing away, in which case that amount is transferred to their elected heirs), and a monthly fee, which typically covers utilities, some dining experiences, recreation, use of the
fitness center an the putting course weekly housekeeping and so on. “And then,” Morgan adds, “it includes future care.”
Top and inset: At Splendido in Tucson, residents choose a home and agree to pay two fees: an entrance fee and a monthly fee.
She walks through how a typical sign-up goes. “For example, let’s say you take a two-bedroom home that’s 1,800 square feet, and the entrance fee is $400,000. So you pay $400,000 when you move in, you know you’re getting $360,000 when you move out. And then maybe there’s a monthly fee of, say, $4,500. And that includes your restaurant use,
...continues on page 26
You Bet Your Life!...
fitness center uti ities house eeping concierge. And then you chose the life care option, which means down the road, should you need assisted living, memory care or even skilled nursing, it’s included in that fee. So your fee is not going to go up significant y ou re just going to pay for extra meals and so on. That’s the life care plan: there’s an entrance fee, and it includes all future care.”
In the second type of community, there’s a comparable entrance fee, usually with a smaller move-out refund of 50% to 80%, but then also a smaller monthly fee. “The monthly fees are less because down the road, should you need those additional levels of service—assisted living or memory support; typically these communities do not have skilled nursing onsite—you pay more. So instead of paying $4,000 a month, you’re going to pay $7,000, a onth ou pay or the care as you need it.”
In the third type of life plan community, there’s no entrance fee, but the monthly rent is typically higher. “So for that same home it may be $6,000 a
month and then as you need additional care, when you move to those other levels, you pay more,” Morgan said. “So you may go from $6,000 to $8,000 or $9,000 a month. Sometimes they have skilled nursing, sometimes they don’t. But because you’re not paying that entrance fee, the monthly fees are usua y significant y higher t can e a i ficu t ecision an one that forces those entering retirement age (LPCs or CCRCs are generally limited to people age 62 and older) to uncomfortably confront their own mortality.
“Generally what happens is people say, ‘I want to live here,’ and then they start looking at what’s available,” said Morgan. “What we suggest is that they get their information and then sit down with it and look at a scenario. So let’s say they’re a couple, and they go, ‘We’re going to live in our beautiful independent home for 8 years. And then, heaven forbid, one of us is going to get dementia and is going to need assisted living for three years, skilled nursing for three years. What will that cost us at stage A, B and C?’”
“It can be really daunting,” she admits. “But it truly is the only way to narrow down what your lifestyle will be an then rea y figure out your financia plan.”
Full menu
A big part of the appeal of life plan communities is that they offer a full continuum of care in an upscale resort-
style environment. Maravilla Scottsdale, one of the most popular LPCs in North Scottsdale, located right next to the Fairmont Scottsdale Princess Resort and the TPC golf course, calls their offerings of assisted-living residences, separate units for Alzheimer’s and dementia care and on-site clinic run in partnership with Scottsdale Healthcare a “comprehensive menu of services and amenities.”
Maravilla Scottsdale offers a menu of services and amenities in an upscale environment.
“No two people are the same and everyone has a i erent efinition of a good day,” said Athena Sulcs, director of assisted living at Maravilla Scottsdale. “We are committed to helping residents enjoy their independence and ensuring they have choices.”
It can indeed sound as if residents are free to roam from their independent living apartment to the assisted living and skilled nursing areas depending on how they’re feeling on any particular day. In reality, however, the different zones in a life p an co unity are e efine an each requires a different fee structure to enter.
Maravilla falls into the pay-as-you-go category, where residents pay an onetime entrance fee and then a monthly fee. If a health condition arises that necessitates moving into assisted living, that requires an additional $200 to $300 “Medium Care Needs Fee” per month. Transfer into a “High Care Needs” situation, such as the Alzheimer’s or dementia care units, and you’re looking at an additional $400 to $500 per month.
Morgan said that kind of plan works good if you’re in relatively good health and your family medical history and lifestyle suggests you’re unlikely to incur any major medical issues. “It’s based upon what you nee she sai ou ight e uc y and be on the low end of that, where you just need basic support. Or you could eventually progress to needing ore an ore support ou ust can’t predict it. But then you pay for it when you need it.”
Some go for this plan if they have long-term care insurance that may offset the cost of long-term medical care. But while such insurance policies may cover things like memory support and some skilled nursing, they may not always cover assisted i ing so e po icies first re uire a physician’s evaluation to determine whether or not you can perform two or more “activities of daily living”), and Medicare does not cover assisted living. As a result, those extra fees must often come out-of-pocket.
Another way to sort of beat the system is to stay in independent living and, if health problems arise, hire home health care from an outside provider, who will come into your independent living apartment and provide assisted living-type services. Once again, though, those services are typically paid out-of-pocket. “Although,” as Morgan notes, “that could be your only additional expense if you go that way.”
Any way you look at it, entrance-fee luxury retirement communities are not really for the Medicare crowd—they can be cost-prohibitive.
“The thing about the full life care plan where everything is paid up-front is it allows somebody to say, ‘I have a million dollars. I know I’m not going to have a catastrophic health issue that takes all of my nest egg because I’ll be covered in the life care,’” said Morgan.
“There’s planners, the folks who really want to know the answers to the ‘what ifs.’ They really like the life care. But some of the other folks prefer the payas-you-go version. They want to keep that nest egg in the bank, so the pay-asyou-go system is more comfortable for them. There’s no right answer to which way is the best for everybody.”
No walls
nother high y toute enefit o the life plan community is the ability to stay put among your same friends and neighbors—even if life throws a curveball and requires you to go from independent to assisted to possibly memory-supported living.
“What’s great about the life care plan is that, regardless of the absence of that crystal ball, you’re able to predict exactly what it may cost you,” Morgan
You Bet Your Life!
said. “And the second thing that’s really important is that regardless of what happens down the road, you know that you, or you and your spouse, can stay there because assisted living, memory support and skilled nursing are right in the same place. For a couple, you know if the husband has a stroke and has to be in a nursing center for two years, you know the wife can just walk down the hall and see him.”
Unfortunately, passage from one type of living environment to another is not always that easy. Residents of life plan communities or their families tell horror stories online about how some LPCs adopt “exclusionary policies” that keep seniors requiring different levels of care in separate facilities and activities. A New York Times story last year told of a woman in a life plan community in Alabama who had to transfer from her independent living apartment to skilled nursing and found herself shunned from the weekly bingo game she had come to love.
“I’ve seen this same thing happen,” said an AARP Foundation lawyer.
eop e eing to ou can t go eat in the ining roo ou can t go isit your friends in independent living; they have to come to you.’ It’s a very segregated situation.”
Fortunately, some LPCs have been taking steps to eliminate such exclusions. At Westminster Village, a nonprofit co unity o the on Cactus Road, executive director Bud Hart touts their “Community Without Walls” concept, which is meant to downplay the separations between residents in their 250 independent living, 23 assisted living and 60 skilled nursing units.
“This is not where people go to die,” he said frankly. “This is where people come to have great days. Lots of great days.”
Still, some observers say these graduated care communities are marketed with only the healthy members in mind: the brochures and websites show only the active adults in independent living; nobody in walkers or wheelchairs from assisted living ever makes the cut. Residents complain of being treated as “lower
status” when transferred to assisted care and feeling shut off the clique. “It is terrifying to contemplate one’s own decline,” noted one commenter on the Times story. “The pretense that this is a sort of fun country club disappears (when it looks more like) a hospital-type environment.”
For Morgan, whose dad’s last year
was spent in a facility 30 miles away from where her mother remained, she only wishes there was such a thing as an LPC when her parents began needing different levels of care.
“My mom and dad would have been able to remain in the same community together,” she said. “That would have
T: 5.6875 in
want better health care? start asking more questions. to your doctor. to your pharmacist. to your nurse. what are the test results? what about side effects? don’t fully understand your prescriptions? don’t leave confused. because the most important question is the one you should have asked. go to www.ahrq.gov/questionsaretheanswer or call 1-800-931-AHRQ (2477) for the 10 questions every patient should ask. questions are the answer.
hear you now
want better health care? start asking more questions. to your doctor. to your pharmacist. to your nurse. what are the test results? what about side effects? don’t fully understand your prescriptions? don’t leave confused. because the most important question is the one you should have asked. go to www.ahrq.gov/questionsaretheanswer or call 1-800-931-AHRQ (2477) for the 10 questions every patient should ask. questions are the answer.
want better health care? start asking more questions. to your doctor. to to your nurse. what are the test results? what about side effects? don’t fully prescriptions? don’t leave confused. because the most important question is the have asked. go to www.ahrq.gov/questionsaretheanswer or call 1-800-931-AHRQ for the 10 questions every patient should ask. questions are the answer. the doctor will hear you now
Westminster Village in Phoenix features a “Community Without Walls” concept.
Shrimp burger recipe an award-winning dish
By Jan D’Atri
Ioften feature old recipes; ones that would slowly fade away if not for a new generation of home cooks.
So when I heard about C-CAP, the Careers through Culinary Arts Program in Arizona, and when I tasted an awardwinning recipe for shrimp burger sliders with curry aioli and slaw, I had to share it.
Founded in 1990 by educator/author Richard Grausman, C-CAP is a nonprofit organization that teaches youth about the value of home cooking. CCAP works with public schools across the country to prepare underserved high school students for opportunities in the
restaurant and hospitality industries.
So far, C-CAP has awarded $37 million in scholarships and donated $2.8 million worth of supplies and equipment to classrooms. At C-CAP’s Heavy Metal Culinary Competition, chef mentors like Lee Hillson compete every year to encourage student chefs to reach their full potential. Last year’s winner, Hillson, the Phoenician Resort executive sous chef, repeated his championship with his shrimp burger sliders with curry aioli slaw.
Thank you, chef, for doing all of the above with your sensational shrimp burger sliders.
Shrimp burger sliders with curry aioli and slaw
FOR THE SHRIMP BURGERS
2 lbs. fresh shrimp, peeled, deveined and chopped fine
1 clove garlic, minced
I teaspoon fresh ginger, minced
1 tablespoon cilantro, chopped fine
1 tablespoon parsley, chopped fine
1 stalk celery, diced fine
2 scallions, chopped fine
1/2 red bell pepper, cho pped fine
1 lemon (zest and juice)
1 egg
3 tablespoon mayonnaise
1 cup breadcrumbs
1 tablespoon Old Bay Seasoning
1 teaspoon salt
1 teaspoon pepper
FOR THE CURRY AIOLI:
2 tablespoons olive oil
1 medium shallot, chopped fine
1/2 clove garlic, chopped fine
1/2 teaspoon curry powder
4 tablespoons mayonnaise
Slider Buns or Pita Pocket Bread
In a bowl mix together all of the above ingredients for the shrimp burgers. Form into 12 slider patties (or six large burger sized patties). In a skillet with 2-3 tablespoons of olive oil, cook patties over a medium heat for about 5 minutes on each side. Remove from heat and let rest for 5 minutes.
La Casa de Juana features bright colors, original Mexican paintings
New kid on the block and a winner for sure. The fare is authentic Mexican, unlike many of the restaurant chains that call themselves Mexican. Upon entering you’ll be dazzled by the colorful décor
and the gracious service with warm gold and yellow tones echoing throughout the restaurant. Great atmosphere, the unique tables and live music are waiting for you. This is a very
a ordable little spot. The avorful salsa, the delicious margaritas, the extraordinary and well-priced food will de nitely keep you coming back.
Sauté shallots and garlic in olive oil for 1-2 minutes. Stir in curry powder and cook until softened. Cool down and add mayonnaise.
FOR THE SLAW:
2 romaine lettuce leaves, sliced thin
6 scallions, grilled and sliced thin
1 mango, peeled, grilled and sliced thin
1 tomato, seeds removed and sliced in thin strips
6 slices cucumber, peeled and sliced in thin strips
Salt and pepper to taste
Mix the curry aioli with slaw ingredients until well combined.
Place shrimp burger on bun or in pita pocket and spoon slaw over top.
Learning Has No Age Limit.
Now’s the time to learn a language, explore history, paint your dreams or pursue that longtime passion. Maricopa County residents who are 65 and older now pay half the regular course fee with the new Senior Discount Tuition Plan.*
The savings apply to any class that has not completely lled. Enroll after the rst class meeting and before the second class meeting, print out the Senior Discount form and bring it with your payment to the MCC Enrollment Center. If you enroll before the rst day of class you would have to pay the full tuition amount at the time of enrollment.
Tips when purchasing a hearing aid
By Arizona Commission for
the Deaf and the Hard of Hearing and Arizona Relay Service
If you’re planning on purchasing a hearing aid, then you’ve already ta en the first step in recognizing the importance of protecting your hearing and getting your hearing tested. But, it is important to understand that purchasing a hearing aid should be more than just a simple transaction. It’s about making an educated decision with a hearing healthcare professional, who is informative, respectful and responsive.
How do you do that?
ou ay on er hich type o hearing health care professional you should utilize for this important decision. In Arizona, both hearing aid dispensers and dispensing audiologists must be licensed by the Arizona Department of Health and many insurance companies will cover the majority or all of the cost of a complete exam at an au io ogist s o fice n a ition an e a at an au io ogist o fice ight e ore extensive than what you might expect to
recei e at a hearing ai ispenser o fice
To begin with, it will be important to call your insurance co pany to fin out hat your enefits are an hat is co ere
With many insurance carriers, many will require a person to visit an audiologist that is part of the insurance company’s enefits p an an o ten ti es i using Medicare insurance, an individual must first isit their pri ary care physician or a referral to the audiologist. Typically, an audiologist will have at least a aster s egree in the fie an a ne audiologists have their doctorates in speech/hearing/audiology.
Once you are ready to purchase a hearing aid, these tips might be helpful, no matter where you are in the process:
1. When you call your health insurance company to learn about your hearing hea th care enefits a e sure to fin out how much of the purchase price will be covered. It’s also important to confir i they i co er a isit to both a hearing aid dispenser and
a dispensing audiologist. Often, the health insurance company will only cover a minimal portion of the purchase price, so you want to get all of the details up front before making any decisions.
2. Bring someone with you to the appointments. They can help listen for you and help remember what you are told. If you can’t bring someone, make sure the audiologist or hearing aid dispenser writes important items down for you to make sure you understand.
3. Ask the audiologist or hearing aid dispenser if they perform “real-ear” easure ents his erifies ho the hearing aid will perform in your ear rather than how it’s estimated to perform based on a computer’s fin ings
4. Discuss with the hearing health care professional the impacts of your hearing loss on your life at home, work, school, church, as a volunteer, using the phone, etc.
5. There are many options that should be explained to you before you actually purchase a hearing aid such as directional microphones, volume control and Bluetooth streaming.
Makes sure to ask about all the options your hearing aid comes with so that you can make an informed decision.
6. When you purchase a hearing aid, make sure to also ask about all of the settings on your hearing aid, such as “T,” “M,” “telecoil” and available programing for different situations, such as in a restaurant or a movie theater.
a e sure you fin out ho ong you can try the hearing aid and still return it i it isn t a goo fit or you Also, learn how the long warranty is for and if you will be loaned a hearing aid should your hearing aid needs to be repaired.
earing ai s shou fit co orta y and should not whistle or be too loud. Make sure to inquire about followup visits for possible adjustments and have the return policy in writing.
9. Depending on the type of hearing aid you get and how often you use it, your batteries will need to be replaced every seven to 21 days.
Contact Michele Michaels, the hard of hearing specialist at the Arizona Commission for the Deaf and the Hard of Hearing at info@acdhh.az.gov or 602-542-3323 for more information.
We looked at many communi es and put a deposit on one, our son said, “ you’ve got to see the Citadel” So we did, we toured the Citadel and that was it! We put down our deposit and moved in! We love our apartment! My sister came to visit and she loves it! We are more ac ve than we’ve ever been in our whole life!
The people are great!
Bingo 3 mes a week! Great Shows! Wonderful food!
Feels like you are on a perpetual vaca on! It’s like being on a cruise, everything is right here!
travel
Don’t fly over Nebraska
By Andrea Gross | Photos by Irv Green
In y years o tra e ing e o n over Nebraska many, many times. oo out the in o an see neat p ots o ar an an the in ing ribbon of the Platte River, but not uch e se asn t surprise ter a hat e se is there et een the irac e i e o hicago an the ountains o o ora o ast su er y hus an an eci e to fin out or er state s ogan asserts that e ras a is here the est egins an as e soon earn it egins ust a e inutes a ter e cross the issouri i er ri ge that runs et een o a and Nebraska.
here in the i e o o nto n Omaha, bronze bison crash through ui ings ana ian geese y through air an a giant agon train prepares to epart or points un no n ore than 100 larger-than-life sculptures, arrange in t o non a acent ut coordinating parks, provide a glimpse o hat the pioneers ere a out to face.
s e fi up our gas tan a typica y pragmatic Nebraskan puts it another ay nce those pioneers got to Omaha, they didn’t have much choice. hey ere pretty uch in the i e o hat is no the nite tates not counting as a or a aii o atter hich irection they turne they ha 1,500 miles to go before reaching the country s e ge
ur ourney su en y soun s embarrassingly easy. We only have 450 miles to go before reaching the estern e ge o e ras a an e e tra e ing in a on a rather than a co ere agon
ut e ore ea ing the to n here the est egins e ha e to see here Warren Buffett—arguably Nebraska’s ost e no n citizen egan e ri e y his ho e at arna t here he has i e or near y years t s a nice enough house t o stories brick, attached garage—but not e act y a i ionaire s estate ccor ing to i o a si i ar house ou se today for $875,000.
Warren-stories and sightings are easy to co e y in aha n e er y gentleman tells us that he asked the billionaire if he’d ever used senior iscounts e enc ose a sta pe se a resse en e ope ith his uery an arren ans ere i e iate y i get in as a senior citizen at the movies the other night he rote an ta e note, I used your stamped envelope for the rep y o an says she sa arren an icroso t oun er i ates the or s ea thiest person at etro s a a i y iner rep ete ith ountain ar here they each or ere the a ue price ai y specia ut or a uic snack, Buffett is said to prefer Dairy Queen, a holding of his Berkshire-
Nebraska has more miles of shoreline than any other state.
Nebraska.
atha ay co pany e usua y or ers a s a usty un ae hich is so t ani a ice crea toppe ith a te i po er e eci e to sp urge y spen ing cents ore or a large. Omaha is one place here e can a or to eat better than a billionaire. o o ing our gran in u gence e hea est on Interstate 80, roughly paralleling the route taken by nearly half million settlers during the mid-19th century. The reat atte i er oa as it as ca e ac then as the ain path or he regon or on an o ush trails. Today it’s an Interstate Trail for modern travelers.
We get another sense of the country’s astness at earney s rch ay a t o story museum that, as the name implies, arches over the interstate. Inside, a host of exhibits detail Nebraska’s transportation history ro agons to trains to speeding cars. out i es past orth atte here e stop to see u a o i s ranch an nion acific s giant rai roa yar a s a sign a ises us that e re a out to enter ountain i e one e ha e to a ust our atches as e as our in set or it s here that the est of our imagination really begins. The neat p ots o ar an fi e ith ro s o corn eco e ast fie s fi e ith grazing catt e n the tra fic as e as the number of rest stops—thins out. to the north are the an hi s a seemingly endless rolling prairie
that covers nearly a third of the state. igh ay hich isects the region ro east to est is ran e as one o the ten ost eauti u high ays in the nation.
Interspersed amongst the cattle ranches there s ater ots o it n act the an hi s are a recreationa on er an fi e ith ri ers an a es that are per ect or fishing s i ing tubing and—my favorite—tanking. This is a Nebraska specialty that consists of using a feeding tank meant or i estoc outfitting it ith cushy seating an ta ing it on a oat o n a river.
Thoroughly relaxed and slightly a p e return to nterstate an head out to Wyoming. We’ve driven the length of Nebraska and one thing is certain the est ay to see e ras a is by car—not through an airplane in o
For more on Warren Buffet’s favorite haunts as well as other great Nebraska destinations, see traveltizers.com.
The Great Platte River Archway near Kearney has exhibits that commemorate the old wagon trail through
Floating down the river in an old feeding tank is a popular activity in western Nebraska.
Backdoor to Europe Smart and stylish Slovenia
By Ed Boitano
Paris on on o e an u ana es u ana
This enchanting city is the capital o the e ua y char ing nation o o enia an it is poise to eco e one of Europe’s hottest travel destinations. us ith the strong o ar it makes a great backdoor to Europe destination that’s much easier on the Yankee pocketbook than other higherprofi e touristic ocations
Snapshot of Slovenia
n entra urope at the crossroa s here east eets est the a an nation o o enia popu ation i ion once as part o the or er ugos a ia an no is a e er o the uropean nion or ering ta y the riatic ea roatia ungary an ustria this itt e nation ha the size o itzer an seemingly offers the best of each of the surrounding countries.
hree a or geographic regions a so eet in o enia ou can go hi ing on forested alpine mountain trails, s i ing in the ar riatic ea or go vineyard hopping in the central plateau all in one day.
Of the seven nations of the former ugos a ia o enia has the highest income economy and feels more er anic than a ic yet its citizens are stylish, easy going and proponents of Italian la dolce vita.
Living large in Ljubljana
he capita city o u ana pronounce yoo yee nah is nestled in the middle of the country, and is the cultural, political and a inistrati e center o o enia ith a popu ation o it maintains the friendliness of a small to n yet possesses a the characteristics o a etropo is ith nationa useu s or c ass architecture an historic center.
he th century u ana ast e rests on top o a hi to ering o er the o to n uch i e the ayout in neigh oring a z urg ustria he su it o the hi as once a Roman army stronghold and has been continuous y inha ite since he u ana i er cuts through the historic center’s cobblestone streets surroun e y the th century architecture o o e eni ho p ace his o n rt ou eau in uence signature on his nati e city e esigne the ationa i rary as e as se era bridges, including the famous Triple Bridge. popu ar oca eeting p ace is re eren uare na e a ter rance re eren consi ere the o ene nationa poet hose or s inc u e the yrics to the o enian national anthem.
though there is uch to see an o in the city center an the u ana
ast e ith its cityscape istas is the first p ace you ust e p ore this is a city here one can ust stro an as in the ambiance. The city itself is a i ing useu he u ana i er is ine ith ca es restaurants itt e ine bars and a vibrant outdoor market.
it ac an et this su i e city ta e ho o your senses oon you i e as ca as the u ana i er
Beyond Ljubljana
u ana a es an easy ho e ase or e p oring o enia s other treasures a e e ho e to he hurch o the ssu ption on the s an an the e ie a e ast e is o enia s ea ing ountain resort arsha Tito himself had a resort villa built overlooking the lake. intgar orge is a e inutes y car from Bled, and offers a mile-long oreste nature a o oar a s an ri ges crossing o er se era ater a s
The Karst region, an hour from u ana an c ose to the ta ian or er eatures an a azing net or of caves and underground rivers.
What to eat
Italians lead the tourist pack to o enia ith the acti ity o choice
being the sampling of regional cuisine. ne thir o o enia is oreste an i ga e an ushroo s p ay significant ro es at the ta e o oes prust, an air-cured ham similar to prosciutto ar an eggp ant an e pepper con i ent an stru i i u p ings stu e ith cheese or vegetables, are also staples.
For dessert, try ptica, a rolled pastry ith a nuts n hi e in e the Bled cream cake is an essential ending to any meal. Pizza, pasta, sausages, schnitzels, strudels and sauerkraut also are found in abundance, but prepare ith a uni ue y o enian interpretation.
o enia is a nation o ine u ana is in the center o the arious o enian ine regions an is no n or eing the city o ine an ine rape ines ere first p ante on the s opes ea ing up to the ast e y the Romans.
For a nonalcoholic refreshment, ha e a oc ta a o enian ersion o a o e intro uce uring the co unist era hen the sought a ter erican so t rin as una ai a e
For further information about travel to Slovenia, Ljubljana and Bled, visit Slovenia. info; VisitLjubljana.si or Bled.si/en.
Slovenia is poised to become one of Europe’s hottest new destinations.
Bled Castle sits atop a hill while The Church of the Assumption on the Island presides over Lake Bled in the mountains of Slovenia.
ROZABEL
ED BOITANO
SEE THE WORLD WITH LOVIN’ LIFE AFTER 50
THE COOL COUNTRY TRAVEL PLANNER
Compiled by Ed Boitano
INTERNATIONAL
ADVENTURE CANADA Join Adventure Canada on a voyage through the legendary Northwest Passage. We’ll search for polar bears, seals, walrus and whales; visit vast Arctic bird colonies; hike among budding wildflowers, and tour welcoming Inuit communities. An exceptional team of experts—biologists, historians, Inuit guides, authors, musicians and artists—provides daily lectures and onshore interpretation to complement your journey. (800) 363-7566 or visit www.adventurecanada.com
CRUISEONE specializes in cruise and land vacations to the world’s most exotic destinations, including multi island destination in Hawaii, the St. Lawrence River, the Caribbean, the Mediterranean, and the Mexican Riviera. Programs range from family reunions at sea and honeymoon cruises to river cruising and land vacations. Each independently owned and operated business combines the latest technology with old-fashioned customer service. Contact Joni Notagiacomo in Los Angeles at (800) 600-4548 or www.luv2cruz.com
and more in The Gambia, West Africa with teachings by Nansady Keita & Namory Keita. In this truly once-in-a-life time 2 1/2 week trip (1/9 thru 1/27, 2017) you will have the opportunity to immerse yourself in the music and culture of all that West Africa has to offer. Study drum and dance, attend festivals and celebrations, and learn about the country and its people, discovering the magic that IS Africa! The all inclusive package includes airfare, classes, oceanfront lodging with private beach, and three meals a day prepared by African chefs. No experience necessary. (617) 686-6080 or www.drumconnection.com
JMG TOURS offer over 25 years experience in fully escorted tours to The Caucasus (Georgia/Armenia/Azerbaijan). The 16-17 days all-inclusive tour features remarkable historic sites, stunning scenery and world-class regional cuisine. Highlights include tours of Azerbaijan’s capital Baku, on the Caspian Sea; the beautiful capital Tblisi in Georgia; UNESCO monasteries of Hadhpat and Sanahin in Armenia; and more. Packages are also available to Tibet, Uzbekistan and 5-Stans. (866) 548-4238; Jeff@JMGTibetTours.com, www.JMGTibetTours.com
the incredibility of the Galapagos Islands, Chile and Argentina’s Patagonia,the ruins of Tikal, Easter Island, and natural beauty of Costa Rica. (800) 327-0080 or www.TaraTours.com
ALASKA
ALASKA CRUISES AND VACATIONS BY TYEE TRAVELWhat kind of cruise is right for you? From casual small-ship cruises to elegant luxury ships, Alaskans at Alaska Cruises & Vacations have experience and first-hand knowledge to plan your perfect cruise. Customize a land tour to make your journey complete. For advice from Alaskans who cruise themselves, go online at www.akcruises. com or call (800) 977-9705
ALASKA WATERS is central Southeast Alaska’s premier eco-tour company, and operates the only jet boat in Wrangell with an onboard bathroom. Our Alaskan Guides create an exceptional tour experience, sharing history of the area, which includes emphasis on the indigenous cultures, as well as local flora/fauna. Book today to be a part of one of our unforgettable adventures! (800) 347-4462; https://AlaskaWaters.com or info@alaskawaters.com
TARA TOURS specializes in tours to Latin America with more excitement and mystery one could experience in a lifetime of travel. Tara Tours can take you there, with great service and tour programs, designed with your desires and budget in mind. Experience the majesty of Machu Picchu, Rio de Janeiro’s “Cidade Maravilhosa,” indigenous market of Chichicastenango; Peru’s Amazon Jungle;
CORDOVA – Intentionally off the beaten path. Cordova, Alaska is an authentic commercial fishing town nestled in the heart of a spectacular wilderness, shaped by its dramatic natural setting, rich cultural heritage and colorful residents. In 2016 let Cordova become your base of operations for an unforgettable Alaskan adventure. Go hiking, fishing, birding, boating, kayaking, or travel to other parts of the state. (907) 424-7260 or www.cordovachamber.com
NINILCHIK SALTWATER CHARTERS is the premier fishing charter business on the Kenai Peninsula. Nestled in the Russian fishing village of Ninilchik, we have the knowledge, experience, and are second to none when it comes to customer satisfaction. The world’s largest halibut have been taken off of Cook Inlet from the shores of Ninilchik. Enjoy preferred accommodations in a truly Alaskan setting, picturesque beauty, Native and Russian history, and abundant wildlife. (800) 382-3611 or AlaskaBigFish.com
SEWARD CHAMBER OF COMMERCE - Known as the ‘Gateway to Kenai Fjords National Park’ Seward is a picturesque town located 126 miles south of Anchorage. Discover our bustling harbor and historic downtown filled with quaint shops and art galleries. Experience trophy sport fishing, glacier and wildlife cruises, sailing, hiking, kayaking, flight seeing and more. A wide range of accommodations, restaurants, RV parks, tent camping, and visitor services are available. (907) 224-8051 or www.Seward.com
TIKCHIK NARROWS LODGE - We are committed to providing a level of luxury service not ordinarily found at an Alaskan fishing lodge. Nestled in the Alaska wilderness of Bristol Bay, enjoy30 years of experience in fully guided fly out fishing, 5-star lodging and dining, and expert guides and pilots who man our
4 float planes and 40 boats. At Tikchik we go above and beyond to add that special touch to your stay. We are here to make your trip an Alalskan fishing experience of a lifetime. (907) 243-8450; info@tikchik.com; www.TikchikLodge.com
TUNDRA TOURS – TOP OF THE WORLD HOTEL - Welcome to Barrow, Alaska, the northernmost city in the United States! Packed with excitement and exhilarating adventures, tourists come from around the world to experience this unique Arctic region. When you stay at the Top of the World Hotel, you can maximize your trip by enjoying easy access to some of the top things to do in Barrow, Alaska. Head out for an impressive visual experience and gaze at the winter’s Aurora, or take in some history at the Iñupiat Heritage Center. Most importantly, be sure to experience the Summer Day Tour departing from the hotel, including the Whale Bone
Arch and Arctic Ocean visits. Put us on your Bucket List today. (800) 478-8520 or www.tundratoursinc.com
CALIFORNIA
DOLPHIN BAY RESORT & SPA - Set along the rugged California Coast, just south of San Luis Obispo, Dolphin Bay Resort & Spa is centrally located in Pismo Beach. The Dolphin Bay is the ideal hotel for romantic getaways or family vacations where guests stay anywhere from two nights to months at a time. With 60 spacious 1 and 2 bedroom suites featuring all of the amenities of a home, Lido Restaurant, The Spa at Dolphin Bay and an array of activities, guests can experience the best of the Central Coast. (800) 516-0112 or www.thedolphinbay.com
GLORIETTA BAY INN – Nestled just one block from the beach in Coronado, California, the Glorietta Bay Inn combines old-world charm with modern amenities. The eleven-room historic mansion features 89 contemporary inn rooms and suites. Amenities include complimentary expanded continental breakfast, heated swimming pool and spa, flat screen TV, refrigerators, microwaves, complimentary WI-FI, plus afternoon refreshments and more. The Glorietta Bay Inn is just a short stroll to famous Hotel Del Coronado. (800) 283-9383 or www.gloriettabayinn.com
PISMO COAST VILLAGE RV RESORT – Located right on the beach, this beautifully landscaped RV resort features 400 full hookup sites, each with complimentary Wi-Fi and cable TV, on 26
grassy, tree-lined acres. Enjoy general Store, children’s arcade, restaurant, Laundromat, heated pool, bicycle rentals and miniature golf course. The resort offers the ideal location for wineries, golf or Hearst Castle. Pismo Coast Village RV Resort was awarded the 2007/2008 National RV Park of the Year. (888) RV-BEACH or www.PismoCoastVillage.com
TAHOE LAKESHORE LODGE & SPA – The only beach front Lake Tahoe hotel where every room has a lake view and fireplace included. Offering both lodge rooms and condominiums. Amenities include a private beach, seasonal heated pool, hot tub and day spa. Centrally located just minutes from downtown casinos, restaurants and area ski resorts. Use promo code AZCL to receive 20% off your stay 8/14/16-6/11/17, restrictions apply. (800) 448-4577 or www.TahoeLakeshoreLodge.com
THE VILLA CAPRI BY THE SEA – Is an intimate, charming boutique hotel with on site concierge management in the tradition of fine small European hotels. Nestled in Coronado, CA, this historic property is conveniently located directly opposite the Hotel Del Coronado and the Pacific Ocean. Standard rooms include a king size “sleep therapy” pillow top bed, microwave/fridge, Wi-Fi, cable TV and air
conditioning. Full kitchen suites are also available. Guests can walk to shops, restaurants, golf, tennis and theatre. Daily, weekly or monthly rates offered. (619) 435-4137 or www.villacapribythesea.com
HAWAII
BANYAN HARBOR RESORT, Managed by OLS Hotels & Resorts, is exceptionally suited to accommodate couples, groups and families for your Kauai vacation. Each tropical vacation rental offers separate living, dining, and sleeping areas, plus fully-equipped kitchen. With amenities that include a salt heated pool, barbecue grills, tennis court, and shuffleboard, the Banyan Harbor Resort offers your perfect central island location for your next Kauai vacation. Ask about our $129 special for two-bedroom, fully-equipped condominiums. Add a car rental for only $29 per day. (800) 422-6926 or www.Vacation-Kauai.com
CONDOMINIUM RENT-
ALS HAWAII has been managing vacation rentals on Maui and Kauai for over 30 years. Select from more than 350 one- and two-bedroom condos on or near the most beautiful beaches. Save up to 25% off now through Dec 20th or BOOK a car/condo package for as low as $118 per night! (800) 367-5242. Choose and book your condo online at www.crhmai.com
THE KAUAI INN – With over 100 years of Aloha. Save $20 a night on our Lanai King, now $149. At the end of Nawiliwili Bay, our plantation style inn is the perfect getaway with a continental breakfast poolside and no resort fees. View us at www.kauaiinn.com. For this discount call direct at (800)-808-2330 and mention this limited offer!
NOELANI CONDOMINIUM RESORT – Welcome to Maui’s finest vacation rental resort. Away from the tour bus crowds of high rise hotels and overdeveloped resort areas, this is a unique, private haven where you can still enjoy all the peace, tranquility and Aloha Spirit of Old Hawaii. Maui No Ka Oi! All of our Maui vacation condos for rent are oceanfront, not just ocean view, like so many other Maui vacation condo rentals. Enjoy the best of Maui in our oceanfront resort condos. Relax in our swimming pools, Jacuzzi, private lanais and tropical island setting, just steps from the beach. (800) 367-6030 or www.Noelani-Condo-Resort.com
UTAH
CANYON SERVICES - Escape the heat, find your mountain getaway at Alta/Snowbird Utah. Your vacation rental condominium or home awaits with close access to Alta Ski Area and Snowbird Ski and Summer Resort with tons of great activities and cool mountain air. Our properties give you spectacular views, access to incredible day hikes, and close proximity to Salt Lake City events! We are just a day drive from many National and Utah State Parks and Monuments. (888) 546-5708 or www.CanyonServices.com
LOGAN, UTAH is a few degrees cooler in so many ways. Plan your escape to this beautiful high mountain valley with four seasons of beauty and adventure. Enjoy horseback or ATV riding and exploring Logan Canyon National Scenic Byway just 10 minutes from downtown Logan. You can have all sorts of outdoor adventures, experience hands-on living history experiences, and performing and fine arts. It’s
a charming and affordable escape and a great launching spot for day trips to stunning Bear Lake or Golden Spike National Monument. Logan is 5 hours from Yellowstone, 4 from Grand Teton National Park, and just 90 minutes north of Salt Lake City. (800) 882-4433 or www.explorelogan.com
PANGUITCH,
UTAH is located in a valley 6,624 ft above sea level, creating the perfect summer time temperatures. A Native American Paiute word meaning “Big Fish,” Panguitch is undoubtedly named for the plentiful lakes in the nearby mountains, ideal for year-round fishing. Just 24 miles northwest of Bryce Canyon, surrounded by many National Parks and Monuments, Panguitch is the central hub to many outdoor activities: hiking, biking, camping, ATV trails, making this magical town in the cool mountain air one of Utah’s best kept secrets. (435) 676-8585 or www.panguitch.com
RUBY’S INN & RV PARK is the closest accommodations to southern Utah’s Bryce Canyon National Park. We offer 368 deluxe guest rooms, restaurants, general store and gallery, conference center, car care, and a RV park. Our guests can enjoy swimming pools and spas, or browse the general store, shops and gallery. We feature year-round activities including cross -country skiing, horseback rides and scenic flights. Ruby’s Inn and Bryce Canyon National Park are open all year. (866) 878-9389 or www.RubysInn.com
WESTERN EXPERIENCES
space, great riding. Make lasting friendships. (760) 932-7710 or www.hunewillranch.com
COLORADO TRAILS RANCH - What you need is a week unwinding and exploring the wonders of our first class guest ranch. Colorado Trails Ranch is not far from Durango, in Southwest Colorado. Set in the spectacular panoramas of the San Juan Mountains, our dude ranch resort offers lifetime experiences for singles, groups and entire families. There isn’t one difficult activity in our perfectly personalized programs. The food is delicious, the comfort is wonderful and you’ll feel like a well cared member of the family. (800) 323-3833 or www.ColoradoTrails.com
RELOCATION
ALABAMA ADVANTAGE - Looking for a peaceful place to retire? Alabama offers many options, from the small town to the big city! The Alabama Advantage website is an “Internet gateway” to state, regional, and community websites that provide information about relocating or retiring to Alabama. If you are considering a particular city or to receive a complimentary Alabama Advantage magazine click on www.alabamaadvantage.com, email us at info@AlabamaAdvantage.com or call (800) 235-4757.
SUNRIVER - ST. GEORGE is southern Utah’s premier master-planned active adult lifestyle community. Built in an unspoiled, rural location, SunRiver St. George provides a quiet, superbly planned community with occupancy limited to at least one resident 55 or older. From the golf course layout and community center design to the floor plans of our sensational SunRiver St. George homes, the active adult lifestyle is our central point of focus. SunRiver St. George is “building a lifestyle, not just homes.” (435) 688-1000 or www.SunRiver.com
HUNEWILL GUEST RANCH is located just northeast of Yosemite National Park in the beautiful Bridgeport Valley in California. Family owned and operated since 1861. Great horseback riding, gorgeous hiking trails, stream & lake fishing, evening activities, child friendly. Working cattle ranch. Relax while the amazing kitchen crew and friendly maid staff take care of the cooking and cleaning. Rates include meals, lodging, horseback riding, & all activities. Suited to families, singles, & couples. Enjoy an exciting, friendly, fun vacation with home style meals, wide open
Immunizations are important for children, adults
ugust is National Immunization areness onth unizations a so ca e accines are necessary throughout the i espan e o is an o er ie o se ecte enters or isease ontro an re ention recommended immunizations.
eas al e a l Vaccination
he u is a contagious respiratory i ness cause y in uenza iruses t can cause mild to severe illness, and at times can lead to death. On average, each year, 5% to o the popu ation gets the u ore than peop e are hospita ize ro u re ate co p ications an up to peop e ie ro u re ate causes though the u season cannot e e act y predicted, it generally starts in October an can continue up unti ate ay ence u season is ast approaching ince the accine can ta e a out t o ee s to ta e full effect, getting the vaccine as soon as it becomes available is advisable.
ho shou get this accine eryone onths o age an o er
Pneumococcal Vaccination
Pneumococcal disease is a severe in ection ost peop e are on y a i iar ith this in ection as pneu onia o e er it also causes infections in the blood stream and brain. Pneumococcal disease ea s to eath in out o peop e ith pneu onia in peop e ith a oo strea in ection an in peop e ith an in ection in the rain ccor ing to the this isease is the ost pre enta e cause o eath out o a the in ections e can vaccinate against.
ho shou get this accine eryone years o age an o er shou get t o distinct pneumococcal vaccines. Other peop e ho shou get the accine inc u e those un er the age o ho s o e or have diabetes, lung disease, heart disease, i ney isease i er isease or a ea ene immune system.
e es s e i les
Vaccination
erpes zoster is cause y the sa e irus that causes chic enpo ter a person gets chickenpox the virus stays in the body and can eventually reappear in the or o shing es hing es causes a painful skin rash, described as “intense urning asting any here ro t o to our ee s ho shou get this accine he
accine is appro e or peop e years of age and older.
Tetanus, Diphtheria and Pertussis da a i a i
Tdap is a combination vaccine that provides protection against tetanus, diphtheria and pertussis.
Tetanus is a serious condition that leads to eath in o cases ue to usc e sti ening hich i its reathing eop e
can e in ecte ith tetanus a ter getting cut or scrape y an o ect ith the acteria ter getting in ecte it ay ta e one day to several months for a person to sho signs o in ection ertussis a so no n as hooping cough causes se ere coughing spe s that can lead to hospitalizations and sometimes e en eath though this in ection is ore of a concern in children, it is important for all adults to receive the vaccine to prevent the spread to infants.
Diphtheria is an infection that causes a thick covering over the back of the throat,
a ing it i ficu t to reathe t can a so lead to other serious problems, such as heart failure, paralysis, and even death. Who should get this vaccine? a u ts should receive a single dose of Tdap, then a ooster containing on y tetanus and diphtheria) every 10 years. Pregnant o en ho e er shou recei e a ap ose ith e ery pregnancy o no i you ua i y or any o these vaccines, stop by your local Walgreens phar acy to ay any insurance p ans inc u ing e icare co er accines as part o your hea th enefits
GLASS
SHOWER DOORS, MIRRORS, GLASS
Family Owned with 50 years’ EXPERIENCE.
Shower and tub enclosures
Install new one or repair what you have, insulated units, window glass, mirrors, patio door glass, glass tops to protect your furniture.
QUALITY SERVICE at Competitive Prices. FREE Estimates
Labor, Hauling, Junk Removal, Old Furniture, Appliances, Electronics, Moving Boxes, Construction & Yard Debris. Garage & House Cleanouts
We Donate & Recycle Visit: www.rubbishworks.com/ phoenix
Call: 480-545-1220
Email Rita at: rbrady@rubbishworks.com
HEALTH & WELLNESS
HYDROTHERAPY WALK-IN TUBS MADE IN USA
For those with arthritis & other ailments
Keep your independence – live in your own home longer rather than going into assisted living.
Lifetime warranty, better quality and cost than other tubs
Call for more info:
Todd 480-388-5335
ANYTHING ELECTRICAL, AIR CONDITIONING, PLUMBING
Free Service Call with Repair
Same Day Service Guaranteed 24/7 – 2 Hours or Less
Troubleshooting Experts
Minuteman Home Service
SRP APS Certified
•
RON’S HANDYMAN SERVICE
Licensed/Bonded/Insured
We can do most anything in Home Repairs
*Walls
*Doors
*Plumbing
*Blinds
*Pictures
*Landscaping
*Painting
*Electrical
Licensed/Bonded/Insured
ROC 242804
BBB A+
Valleywide
602-279-0942
SPACE AVAILABLE
Never miss another customer.
Applications available online at www.kyrene.org/hr
Need help to contact church leaders for Faith Based Travel.
We Organize Faith Based Land & Cruise Travel.
Groups of 15 or More & You Cruise FREE!
Cruise Planners – American Express Amy Wylie, Travel Expert 800-497-2129
amy.wylie@cruiseplanners.com
HOME IMPROVEMENT & REMODELING
ALL AMERICAN REMODELING AND HANDYMAN SERVICE
Need some help around the house? Please call, I do it all!
*Design
*Carpentry
*Paint
*Flooring
*Electric
*Plumbing
*Drywall And More!
Small projects to full remodels & hydrotherapy tubs Todd 480-388-5335
YOUR AD HERE
Never miss another customer. Know what happens when you don’t advertise? Nothing. Call Tracey Wilson today 480-898-5611
Know what happens when you don’t advertise? Nothing.
We always have room for one more ad in the classifieds!
Call Tracey Wilson today 480-898-5611 or email her: tracey@timespublications.com
HOLTZMAN HOME IMPROVEMENT
People do business with people they trust
Home Remodeling & Additions
-Kitchens or Baths
-Painting/Drywall/Stucco
-Plumbing/Electrical
-Tile/Flooring
-Decks/Garages
We Do It All!
24 Hour Emergency Services
Licensed/Bonded/Insured
ROC#242008
SUMMER SPECIAL
15% off labor on any job over $1,000
Must mention this ad for discount
Can’t combine with any other offer
Call for a Free Estimate!
602-628-8735
602-323-6574
Holtzmanhomeimprovement.com
HOME & BUSINESS
REMODELING & REPAIRS
BY MY FATHER’S TOOLBOX
Honest, Dependable, Quality
Workmanship
Upgrade your plumbing or electrical
fixtures.
Carpentry, Drywall & Painting
Concierge Service Available For free consultation call 480-600-0958.
We accept Major Credit Cards ROC258814
Last model home 3 bed 2 bath at this price - $61,900. If you purchase and close in June, you will receive a $2,000 gift card to American Warehouse Furniture! Must Sell! Call
HOW DO I ANSWER A FRIENDSHIP AD?
Compose your response and address it to:
Drawer #________
Lovin’ Life After 50 Newspapers
1620 W. Fountainhead Pkwy, Ste. 219 Tempe, AZ 85282
Call Ron @ 480-332-3240
HOUSE-CALL LEGAL SVCS BY EXPERIENCED ATTNY
Low Prices – Wills, Trusts, Miller Trusts, Long Term Care, Probate, Medicare FREE estimate call:
D’Jean Testa, Esq. at: 480-962-8248
ASSISTANCE AND DIRECTION THROUGH YOUR TRUSTED MEDICARE COMMUNITY ADVOCATE
Packing/Unpacking for Move Assist with Odd Jobs 602-228-8413
DRAWER 9792P
DIVERSITY SINGLES CLUB (AGE 60 PLUS)
Meets EVERY Monday 8:00am at Golden Corral Restaurant, 1868 N. Power Rd in Mesa for breakfast Prospective Members Welcome!
DRAWER LL1027
SEWING MACHINE REPAIRS I go to your home.
All makes, including Kenmore, Bernina, Phaff, Singer, Janome, Viking & Brother.
No drop off – no waiting
Price includes trip & labor - $59.95 John McAulay East Valley – 480-897-0338 West Valley – 623-224-1371 TRAVEL
ENOS KING-LEWIS II, AGENT Guide, Producer Fun Trips! Prosperity - Wellness www.Enos4Prosperity.com 800-824-1450 (Call 24/7) enos4homes@hotmail.com
YOUR AD HERE
Know what happens when you don’t advertise? Nothing. Call Tracey Wilson today 480-898-5611
WWM, 81, 5’7”, 160lbs, NS/ ND, high energy and active with a sense of humor. I like dancing, cook-outs & quiet evenings at home. Let’s get together for lunch & see what happens. I live alone in my Mesa home and could use the company of a female up to 75 years old who is reasonably proportionate.
DRAWER LL1088
I am a Sun City person who believes life starts all over again when you retire. 5’5”, blue eyes, light hair, fluffy figure. 79 plus, love to laugh, sing, movies, plays, short trips, just enjoy life – WWF, ND/NS.
DRAWER LL1478
WWF with functioning brain, healthy, likes reading, some TV, conversations, laughter, kindness, is positive, casual dress, dancing, caring, hugs and has many interests. ISO the same in a 68+ NS Male for LTR.
DRAWER LL1479
Lonesome? Chase lonely away with this female - join me on day trips. Let’s see AZ and enjoy our Senior years “UNLONELY”, happy and alive. Widower or unattached, any age NS/ND.
DRAWER LL1519
etc. What do you have? We come to you. 602-989-1323
Single White Male 65, ISO Female – 56-65, one to hang with, for companionship, walking, talking, etc. I smoke’s.
HOW DO I ANSWER A FRIENDSHIP AD?
Compose your response and address it to:
Drawer #________
Lovin’ Life After 50 Newspapers
1620 W. Fountainhead Pkwy, Ste. 219 Tempe, AZ 85282
DRAWER LL1547
SWM 64 (semi-retired) young looking Christian gentleman in NE/Scottsdale area who is fit & attractive, likes dining out, movies, music/concerts, short hikes/ walks, sightseeing, travel/day trips, exploring new places, quiet romantic nights & more. Seeking female 5565 with same interests for LTR.
DRAWER LL1559
WF – I would love to find an interesting, uncomplicated, wellgroomed, white, Christian gentleman to be my friend to an attractive, 70-year-old petite woman. Write and tell me about yourself. Give phone number. Sun City West or Surprise.
DRAWER LL1573
Black, Divorced, Male, 71. I like talking business, money and honey. Business can definitely hold my interest. A woman who likes business has to be a plus. Starbucks on me.
DRAWER LL1575
Lookin’ for Good Lookin’ female 50-70 in the NW Valley. Can be girlfriend, roommate or both. Would like to meet for coffee or dinner. Tall is good, but I’m a 5’8”, 165lb Male.
DRAWER LL1579
Christian Lady 71 Healthy, young at heart. Loves the countryside, enjoys walks, movies, card playing, travel and a good book. Like to find someone with same interests to share my time with. Please write with phone number.
DRAWER LL1580
DWM, Retired, pulling 64 and pushing 65. Been through it all and earned every wrinkle J. Seeking S/D/W WF- NS under 68 who lives in Alaska and can/does winter in Arizona now or in the future for fun.
Safe Infant Sleep Tips For Grandparents
Having a grandparent or other trusted caregiver help take care of a newborn or infant not only offers a much-needed rest for parents, but also provides special together time. Before you take on this important task, it’s a good idea to brush up on the latest safe infant sleep recommendations. A new video from the Safe to eep ca paign specifica y or grandparents—points out the practices that might be different from when grandparents were new parents.
Remember to always place the baby on his or her back to sleep, for naps and at night. Back sleeping is the best way to reduce the risk of Sudden Infant Death Syndrome (SIDS), the unexpected death of an infant younger than 1 year of age from no apparent cause. You may have heard SIDS described as “crib death” or “cot death.” Babies who usually sleep on their backs, but who are then placed to sleep on their stomachs are at very high risk for SIDS.
What Grandparents and Other Trusted Caregivers Can Do To Reduce the Risk of SIDS and Other SleepRelated Causes of Infant Death
• Always place the baby on his or her back to sleep, for naps and at night. se a fir s eep sur ace such as a mattress in a safety-approved crib*, co ere y a fitte sheet
• Keep loose bedding, blankets, quilts, crib bumpers, soft objects, and toys out of the baby’s sleep area.
• Do not smoke or allow anyone to smoke around the baby.
Answers to Common Safe Infant Sleep Questions
Experts at the National Institutes of Health have answers to your questions about keeping the baby safe during sleep.
QI put my kids to sleep on their stomachs when they were babies. Was that wrong?
ANo—It wasn’t wrong, but we didn’t know as much about SIDS or ways to reduce the risk until the early 1990s. Many of us were placed on our stomachs to sleep and survived, but some babies didn’t. Now that research has shown that back sleeping is the
most effective way to reduce the risk of SIDS, it’s important that all babies are placed on their backs to sleep, for naps and at night. Every sleep time counts.
QAre babies more likely to choke if they spit up while sleeping on their backs?
ANo. Healthy babies naturally s a o or cough up ui s n
act a ies ay actua y c ear ui s better when placed on their backs to sleep.
QWhycan’t I use crib bumpers or a blanket in the crib?
ACrib bumpers and blankets are associated with higher risk for SIDS, suffocation, and other injuries. The best way to reduce these risks is to keep soft objects, toys, crib bumpers, and loose bedding out of the baby’s sleep area. This includes pillows, blankets, quilts, and sheepskins.
The Eunice Kennedy Shriver National Institute of Child Health and Human Development (NICHD) leads the Safe to Sleep campaign to educate parents, grandparents, and other trusted caregivers about keeping babies safe while they sleep.
WhenBear Market Report
Is your money qualified or nonqualified?
By Teresa Bear
we think of the term ua ifie hat e usua y think of is some one is “competent” or ua ifie to per or a o
However, in the world of money, the ter ua ifie has a uni ue eaning which is totally different than what it does in the real world.
hose o us in the financia in ustry can be found guilty of using terminology when speaking about investments that often obscures, rather than enlightens. However, in this instance, I’m going to blame the confusing language on the government entity that we all love to hate—the IRS.
he ter ino ogy ua ifie has to o ith ta ua ifie retire ent plans. Through the laws that Congress passed, the IRS has set standards for ua ifie onies ny onies that aren t ua ifie are ca e non ua ifie un s
It’s easiest to think of these two categories as money buckets. The bucket itself is the container and inside the uc et you can fi ith i erent types of investments.
So let’s take a look at the first uc et the ua ifie uc et There are two major categories of ua ifie p ans he first are e p oyer run retirement plans. These include the whole alphabet soup of plans—401(k) s, 403(b)s, ESOPs, TSAs and 457 plans. The second major category are IRAs—including traditional, SEP, Simple and Roth Accounts. All of these have strict rules that either the plan sponsor or the custodian has to follow for the monies that they hold on your behalf.
The second bucket is the non ua ifie uc et his includes all the other ways to own assets. You may have some U.S. savings bonds held in your name, a joint checking account with your spouse, a uniform gift for your granddaughter, and a brokerage account owned by your family trust. What’s often confusing is the tendency to confuse the titling of the accounts— the bucket—with the contents of that bucket.
may be certain advantages or disadvantages that need to be addressed and only someone licensed to give tax advice, such as a CPA, can make that type of assessment and provide recommendations.
For instance, you can own stocks in either a Roth IRA or your trust. A mutual fund might appear in your 401(k) or in that UGMA account. An annuity can be held in a traditional IRA or in your name alone. An exchange trade fund (ETF) could be in a community property account with your spouse or in a traditional IRA. The key is in separating the bucket from the stuff inside.
ten hen creating a financia plan for clients, it’s important to pay attention to the types of assets that are he in ua ifie or non ua ifie accounts from a tax perspective. There
Teresa Bear, CFP, CPA (teresabear.com) specializes in retirement planning and asset preservation for retirees and those about to retire. Bear is the author of the book “She Retired Happily Ever After.” Send questions to teresa@teresabear.com or call 480-5030050. Investment advisory services provided by Brookstone Capital Management LLC., a SEC-registered investment adviser. Brookstone Capital Management and Teresa Bear LLC are independent of one another. Neither the author nor the publisher is engaged in providing accounting, legal, investment or other professional services through the publication of this article. You must seek competent, professional representation for your personal situation.This is for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.
Because Everything
T HE F INIS H L INE
Arizona’s Leader in Senior Fitness
Don’t miss Kelly Ingram Park in Birmingham
Whenthousands of athletes and supporters converge on Birmingham, Alabama, for the National Senior Games, they will most probably include sightseeing on their itinerary.
Not to be missed in Birmingham is the Civil Rights District in downtown Birmingham. Although this beautiful city is notorious for the poor treatment of African Americans in the early days of the civil rights movement, Birmingham has been working hard to make up for those dark days in American history.
Adjacent to the district is the gorgeous
e y ngra ar fi e ith powerful and moving sculptures that relate to that time. No visit will be complete without a walk through these amazing sculptures. e y ngra ar is efinite y worth a visit.
Pickleball registration still open
The ASO Fall Pickleball Tournament registration is still open but is expected to fi up ast ast year tourna ent registration was closed two weeks early because registration had reached capacity.
“This year, we have secured more courts for the tournament so that no one will be left out, but we do urge players to register soon,” said Irene Stillwell, ASO executive director.
e e pect to e fi e to capacity and we are working hard to make this a great tournament that everyone will enjoy.” The tournament will be held Wednesday, Oct. 19, to Sunday, Oct. 23, at Pueblo El Mirage, 11201 N. El Mirage Road, El Mirage. Players will enjoy new courts, plenty of parking and a great restaurant adjacent to the parking area. The average temperature for that time of the year is in the low 80s.
Can we really sing our way to better brain power?
By Ellie Kallal
I recently attended a retirement party for a friend and met many more people in a similar age group. I like to call people in this wide range of ages, 60 to 85, as my “contemporaries.”
Once you reach your 60s, a 10-year spread is easy to include in your range of contemporaries. As you get older, that range expands. We have similar issues, similar challenges.
For many of us, the loss of shortterm memory is one we hate to admit, ut a fin trou ing ne an at the party started telling me how he had been having more and more incidents of forgetfulness and how inconvenient it was to forget simple things, “Why did I walk into this room?” “What did I do with the keys?” “What was the name of the restaurant we liked last week?”
Then he joined a chorale group. He told me that singing, rehearsing, going to rehearsals, talking with new people and learning new music had made a tremendous difference in his life. His memory has improved and so has his general health and attitude. He’s convinced this is due to his singing. He may be right.
More and more, science is looking at music—singing and playing an instrument—as being responsible for longer, better lives. A recent study even showed that learning and playing a musical instrument as a child bore positive effects throughout life, not just when we are young, but into senior years, both for longevity and for better
Many seniors still working
According to a Pew Research Center study, 31% of Americans 65 to 74 are still in the workforce. Nearly 70% of those between the ages of 55 and 64 are employed. The reasons for this vary from person to person.
A Boston College Center for Aging and Work study showed that there were fi e reasons hy seniors continue to work:
and want to continue. Others see retirement as an opportunity to do something different.
function during those later years.
Dr. Julene K. Johnson, Institute for Health & Aging at University of California, San Francisco, was impressed at the positive effects she saw while studying in Finland.
The country has many community choirs and embraces singing as a lifelong activity. The effects on the Finn’s heath is impressive. Johnson brought information back and has now put together a study involving the San Francisco Department of Aging and Adult Services, the San Francisco Community Music Center and et i e hey ha e recruite a u ts to sing and will measure them for the next four and a half years. This study will build on a 2006 study conducted by geriatric psychiatrist Gene Cohen that showed older adults who joined weekly community arts programs, including choir, had fewer falls, fewer visits to the doctor, less loneliness, and higher morale than those in control groups.
Cohen’s study included participation in creative writing, painting and other fine arts y ocusing ore narro y on choir singing, Johnson—whose specialty is brain health and aging— wants to further a body of work that links exposure to music to cognitive enefits
So far, the research is small, limited to small groups and largely anecdotal, but perhaps we will soon learn that we really can “sing our troubles (of failing memory) away.”
or financia security re recession the average age of retirement was 57. Post-recession, the average age was 62. Many worry about the future of the Social Security system. Others worked for companies where there was no retirement plan or one that is not adequate for their needs.
2. To keep active and healthier. Most people recognize the need to stay active in their later years for physical and mental health. Social interaction is an important part of their lives and is more easily retained in the workforce.
3. They enjoy working. Many retirement-age people like their jobs
o he p the a i y financia y Children and grandchildren of retirement-age people may have lost their homes or their jobs and have been unable to recover. Working is one way to be able to help and extends the older person’s sense of worth and value.
5. To maintain their identity. Older workers in highly responsible, executive positions often tie their work to their personal identity so strong y that it is i ficu t to gi e up Arizona Senior Olympics has, since its inception, made every effort to accommodate the needs of working and nonworking people older than 50. Many of the events are scheduled on weekends to accommodate those needs because working and retired seniors continue to need activities that will motivate them to maintain a healthy, active lifestyle.
Sept. 22 is Falls Prevention Awareness Day
The ninth annual Falls Prevention Awareness Day (FPAD) will be o ser e on ept the first ay o fall. The event raises awareness about how to prevent fall-related injuries among older adults. The theme of this year’s event is “Ready, Steady, Balance: Prevent Falls in 2016.”
he o ficia socia e ia hashtag is #FPAD2016.
Here are some of the statistics about falling, provided by the National Council on Aging:
• One-third of Americans aged 65 and older falls each year.
• Every 11 seconds, an older adult is treated in the emergency room for a fall; every 19 minutes, an older adult dies from a fall.
• Falls are the leading cause of fatal
injury and the most common cause of nonfatal trauma-related hospital admissions among older adults.
• Falls result in more than 2.8 million injuries treated in emergency departments annually, including more than 800,000 hospitalizations and more than 27,000 deaths.
• In 2013, the total cost of fall injuries was $34 billion.
he financia to or o er a u t falls is expected to increase as the population ages and may reach $67.7 billion by 2020.
The good news is that falls can be prevented. In the next several issues of The Finish Line, ideas and activities will be presented that you can use to keep from falling. In the meantime, don’t be afraid. Be aware!
It’s official! 2019 Games location announced
The National Senior Games Association has announced that the 2019 National Senior Games will be in Albuquerque, New Mexico. The decision was made after many months of searching, and westerners are expressing delight that the games will be in their region.
Albuquerque is well suited to host the Games. It presents some of the most complete and progressive programs for senior fitness in the nation he e Mexico Senior Olympics is one of the
“best in the west” and is well known for its enthusiastic support of the National Senior Games. To learn more about its games, visit nmseniorolympics.org he ua ifier or the ationa enior Games in Albuquerque will be in 2018. “These games will give western states an opportunity to involve more athletes and will be an opportunity to join with our neighboring state for this great national event,” said Irene Stillwell, ASO executive director.
q Yes, I would like to be a friend of Arizona Senior Olympics
Send your tax-deductible contribution by check, money order, credit card or go online to www.seniorgames.org.
Amount Enclosed $
I am paying by q Check/Money Order qVisa qMastercard qDiscover qAmerican Express. You will be charged by Senior Games Payment Services if paying by credit card. If paying by check, please make it out to the Arizona Lifelong Fitness Foundation.
Credit Card. #:
Expiration Date: 3 digit code on back of card:
Name as it appears on your credit card:
Address:
City/State/Zip:
Signature:
Email address:
Your Connection to Aging Solutions
Are we getting older faster or does it just seem that way?
It’s no revelation that the American population is aging, and quickly. AARP reports that about 8,000 people hit their 65th birthday every day.
Getting older brings the potential for expanding healthcare needs and ultimate decisions that could impact entire families. It means learning to navigate Medicare, and it is often the rst time that many of us start to think about expanding needs and the decisions that come with planning for the future.
Many of those decisions relate to who will be caring for us as we continue moving through life’s spectrum. According to The National Alliance for Caregiving, in collaboration with AARP, more than 65 million people, or 29% of the U.S. population, spend an average of 20 hours a week providing care for a chronically ill, disabled or aged family member or friend during any given year.
explore options, formulate a plan and navigate systems with a goal to keep older adults in their homes for as long as possible.
“AGEconnect takes the agency’s unmatched knowledge about resources for seniors and their caregivers to the next level of service,” said Area Agency on Aging President and CEO Mary Lynn Kasunic. “AGEconnect focuses exclusively on the well-being of seniors through comprehensive assessments and customized care plans based on their individual, speci c needs.”
This private-pay enterprise “also is a collaboration with family caregivers, whether they’re in Arizona or living in another state, to help manage current needs and to prepare for what might lie ahead,” Kasunic said. “These services are important for both the older adults and those who love and care for them.”
AGEconnect provides a comprehensive and personal in-home discussion about the individual’s current status and ongoing needs, a detailed plan based on those needs and ongoing follow up and support.
my elderly mother and ensured that I had my needs taken care of as her caregiver.”
It started with the Area Agency’s extensive resource directory. “Then, to my surprise, Lacey K. came to visit my mother and me to say ‘hello’ and get a handle on everything else she could do to make our situation somewhat easier.”
Arizona is one of the top 10 states with the fastest growing senior population. o
AGEconnect provides a comprehensive and personal in-home discussion about the individual’s current status and ongoing needs, a detailed plan based on those needs and continuing follow up and support.
And here in Arizona – our retirement-age population (55+) grew by nearly 11% from 2010 to 2013, according to Census Bureau estimates, placing Arizona in the top 10 for states with the fastest growing senior populations.
Understanding the explosive growth of this population, Area Agency on Aging recently launched AGEconnect speci cally designed to help older adults and their caregivers
“ With the exponential growth in our aging population, AGEconnect is a big step in building that menu of service and in providing peace of mind for those individuals who are most a ected,” Kasunic said.
“When I think of the extraordinary help provided by social worker, Lacey K. from the Area Agency on Aging AGEconnect program, it’s easy to say that she has been a double rainbow; helping out two people in the same household,” a client who wished to remain anonymous wrote. “Through AGEconnect, Lacey searched out services for
The Area Agency on Aging is not simply a resource powerhouse, but an organization of caring, highly trained men and women who advocate, plan, coordinate, develop and deliver a broad range of services for adults aged 60 and over, adults 18 and over with HIV/AIDS or with physical disabilities and long-term needs, and for caregivers.
The Agency o ers more than 50 services and programs providing assistance for Medicare bene ciaries, those su ering from depression, persons recently discharged from the hospital, caregivers and adults who are HIV positive. The hub of the Agency is its 24-Hour Senior HELP LINE which is sta ed with trained professionals who can take your call any time and provide information and assistance or a referral to one of the Agency’s programs.
For more information about the Area Agency on Aging, visit www.aaaphx.org or call the 24-hour Senior HELP LINE at (602) 264-4357. For more information about AGEconnect, visit www.ageconnect.com.