Lovin' Life After 50: Phoenix - October 2017

October 2017 | Phoenix

High Lonesome

Medicare 101

Conservation at a Colorado Ranch

Expert advice on the nuances of insurance

Cowboy Cuisine

Dust Cutter takes a Southwestern twist

Game Face Bob Eubanks hosts traveling game show

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OCTOBER 2017 |

3

inside THIS ISSUE

14 Medicare 101

How Medicare works with home health services and insurance

Opinion 5 8 10

Straus’ Place

Features Alzheimer’s Research Barrow Neurological Institute recruits for studies

SAGA Unfolds Speakers announced for conference on aging

Entertainment 22 ‘When you rest, you rust’

Bob Eubanks brings game shows to life in traveling show.

22 Calendar of Events 38 Ed Boitano

Alyeska: Exploring the Great Land.

Dust Cutter takes a stylish Southwestern twist on the hotel restaurant concept.

16

Healthy Aging

Seniors are especially prone to skin cancer.

Seven steps to better bones and a hearty heart

17

Different Strokes Dave Munsey teaches water safety.

Editor’s Note

30 Strings Attached

Urban Electra turns classic rock songs into rockin’ classical jams.

34 Trivia Contest 36 Tinseltown Talks

L.Q. Jones reflects on Hollywood journey.

44 Traveltizers

Conservation and preservation on a Colorado ranch.

50 Top Chef

Chip Romig juggles kitchen and office work at Wild Horse Pass.

54 Legally Speaking 55 Lovin’ Tech After 50 57 Arizona Relay Service 58 Arizona Senior Olympics

Columns 52 Aging Today 53 Retirement Report Calendar Editor

Administrator

Graphic Designer

Contributors

Christina Fuoco-Karasinski

Executive Editor Tonya Mildenberg Senior Account Niki D’Andrea Executives Travel Editor Lou Lagrave

4

On the Surface

Greek manestra

48 Cowboy Cuisine

Ed Boitano

12

49 What’s Cooking?

Dining

Steve T. Strickbine Steve Fish

Sound Off Ask Gabby Gayle

37 Puzzles

Travel

Publishers

6 7

Gordon Wood

There’s something called The Impossible Puzzle. It’s a jigsaw puzzle with 750 pieces – including five extra pieces and no edge pieces at all. The box doesn’t show the entire puzzle picture. Trying to put it together can be an exercise in frustration, a futile attempt to figure out something that’s designed to not make sense.

Navigating health insurance and Medicare can feel a little like trying to solve an impossible possible. It’s more important – and difficult – than ever to keep up with the laws and minutiae of plans, and find the right (and hopefully affordable) coverage. Thankfully, there are resources to help, including certified Medicare counselors like Greg Dill, who explains in this issue some of the ways to maximize benefits and maintain coverage, and the HMO charts we publish in this annual “Health & Medicare” issue.

More good news: Doctors and scien-

tists are making strides toward solving some of the puzzles and ailments of aging, such as detecting early the presence of proteins linked to Alzheimer’s disease, making advances in skin cancer tests, and finding ways to improve bone health. We also cover some of that in this issue.

We also caught up with game show host extraordinaire Bob Eubanks, who’s stopping in the Valley on the interactive Hollywood’s Greatest Game Shows tour. Sometimes, puzzles can be fun, especially if there are prizes – and an edge piece in the box.

Correction: Our September 2017 issue did not include the Dave Munsey story featured on the cover. It’s in this issue. We regret the error.

Niki D’Andrea Executive Editor

Courtney Oldham

Becky Cholewka, Keridwen Cornelius, Jan D’Atri, Greg Dill, Justin Ferris, Laura Glenn, Irv Green, Andrea Gross, Kenneth LaFave, Gayle LagmanCreswick, Garry Madaline, Bob Roth, Irene Stillwell, Dr. Cary Schnitzer, Bill Straus, Nick Thomas

| OCTOBER 2017

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Opinion Straus’ Place

The Amazing Feeling of Déjà vu

BY BILL STRAUS I’m guessing that like me, you’ve experienced the feeling of déjà vu.

After all, scientists and others that have studied the phenomenon conclude most of us have. It’s a powerful feeling – often exhilarating and creepy at the same time. As much as 70 percent of the population reports having experienced some form of déjà vu. A higher number of incidents occurs in people 15 to 25 years old than in any other age group, so for most of us, we’re way past our déjà vu peak. But what exactly is this amazing feeling? Dr. Judith Orloff, in Psychology Today, describes it as “a common intuitive experience that has happened to many of us. The expression is derived from the French, meaning ‘already seen.’ When it occurs, it seems to spark our memory of a place we have already been, a person we have already seen, or an act we have already done. Since déjà vu occurs in individuals with and without a medical condition, there is much speculation as to how and why this phenomenon happens. Some psychoanalysts attribute déjà vu to simple fantasy or wish

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fulfillment, while many psychiatrists ascribe it to a mismatching in the brain that causes the brain to mistake the present for the past. Additionally, déjà vu has been firmly associated with temporallobe epilepsy. People suffering a seizure can apparently experience déjà vu during the actual seizure activity or in the moments between convulsions. Many parapsychologists believe it is related to a past-life experience. Obviously, there is more investigation to be done.

I have had two major déjà vu experiences in my life and maybe a dozen minor ones. The big ones are so memorable that I doubt I’ll ever forget them. The first was when I was 11 or 12. My Aunt Jean took me to the Agua Caliente Racetrack in Tijuana. And despite never having visited a racetrack before, the moment I saw the layout, I was familiar with the whole scene. Oddly but comfortably familiar. Somehow, and I really don’t know how it was possible, I understood what was going on. I don’t know how much impact this had on me, but I do know that I have been a devoted fan of the game for 52 years and spent nine years working at racetracks.

The other experience was even stranger. I was visiting Catalina Island in 1984 and came upon the Catalina Country Club. We were walking up to the botanical garden there and I looked over at a building and just knew I had been there before… yet I certainly had not. I remarked to the group that I had to look inside to see if there were roses all over the room and sure enough, the walls of the dining room there were splashed with dozens of huge roses.

I stood there for about 30 minutes in total puzzlement over the feeling of déjà vu I felt. Powerful.

There are so many inexplicable phenomena that impact us. Déjà vu is among the most fascinating.

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5

Local Opinions

Sound Off Yesterday, I purchased stamps with J.F. Kennedy’s picture. I worked for him and other Democrats for years; however, the present Democratic party has forgotten working people and now caters to lesbians, homosexuals, transvestites, illegals, freeloaders

Did you know hearing is part of your health? Most People take it for granted, until they start missing conversation. Then hearing loss becomes a hearing problem. Here are signs your hearing is going.

1. You turn up the TV louder than others need it.

2. You think everyone mumbles, especially children.

3. You ask people to repeat themselves or say “huh” or “what” a lot.

Seasonal landscape, season in motion, the failure to complete the job for bicyclists, presents a safety issue. Gravel and stone are introduced from these efforts and remain in the dedicated lanes.

Hayden, north of Shea and Scottsdale Road, and north of E. McCormick Parkway, are examples. Clippings left behind can contain thorns and they puncture tires. Stones larger than one-inch diameter will ricochet from a motorist’s tires, and less often, strike a pedaler in the leg. Why can’t these work crews leave these areas as they found them? Debris-free. Sweep the street and leave it as you found it!

4. You can’t hear your car’s turn signal.

5. Your family and close friends tell you that you’re not hearing them. (because they care about you)

The medical community has thought about how it can affect you - and the research has shown that untreated hearing loss is now associated with early dementia and other cognitive problems, depression due to feeling isolated, and an increased risk of falling.

While you’re making a list of priorities for your new insurance plan, put ABHA on your to-do list to evaluate your hearing. We can help you keep your hearing health in good shape, and avoid the life changing problems that come with hearing loss.

Please call today to set up your personalized hearing health consultation 4004 North 7th Street • Phoenix, AZ 85014 602.265.9000 | azbalanceandhearing.com

6

| OCTOBER 2017

and those who want big government to dictate how we live. Unfortunately, I see no worthwhile Democratic candidate on the horizon. As Mr. Kennedy said, “Ask not what your country can do for you, ask what you can do for your country” – heed his words, you liberal Democrats.

I would like to say whomever did the research on the “On the Road” on the RV resorts in the four corners states talking about Munds Park RV Resort, having just stayed there two weeks ago, I would like to point out that the community does have a swimming pool, laundry, showers, power hookups, dog park and general store but the swimming pool is certainly not available to RVers; that’s for people who live at the park only. The power hookups are available, but most of them do not have sewer hookups and one of them has to pay to dump, so I think it’s quite inaccurate leaving that out. Yes, there’s a laundry, there are showers, there’s a small general store, typical junk. I think you’ve given the place an A+ review, which is totally unworthy, plus it’s right next to the interstate, so it’s quite noisy, at least the area where the RVers park.

We Want to Hear from You!

Your message might be printed in the next issue!

At Lovin’ Life, we believe your opinions should be heard. Give us yours! Space providing, your Sound Off will be printed in the next issue.

Please limit your messages to one minute or 100 words.

Email us: soundoff@lovinlifeafter50.com Leave a message: 480-898-6500, option 6 Write us: 1620 W. Fountainhead Pkwy., Suite 219 Tempe, AZ 85282

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Ask Gabby Gayle

Downsizing can be a big help to your kids

BY GAYLE LAGMAN-CRESWICK This letter was in response to a letter last month from a person who was having a struggle with downsizing and getting rid of things.

Q

Dear Gabby Gayle:

HOW TO DOWNSIZE: My parents put notes on every item in their apartment that said who the item was from; that item went back to the giver of the gift.

If they had bought it, they decided who it went to. My two recent experiences are: 1) After a short illness, my ex passed away.

Our children and six helpers spent a month of Saturdays trying to determine what his large estate and jack-of-all-trades tools and equipment were worth. They sorted and priced his furniture, art, and collectibles, Western clothing, boots, etc. I heard them quibble over who gets what. 2) As I helped them and saw the agony and work they had to go through, I said, “That will never happen with my meager belongings.” I went home, emptied closets, drawers, shelves and priced every single item, putting them in boxes sorted as to type, in preparation for a moving sale. Some things they did not even want, though I treasured them!

I moved from 1,750 square feet to 550 square feet. Some things I miss and some I cannot remember even having. Hope these processes help many of your readers.

Signed, No Name Requested

A

Dear No Name:

Thank you for writing. Over the years, I have received many emails on this subject. It is a hard thing for seniors to part with things they have treasured over a lifetime. I will reiterate: They are just things. Be glad you had them to enjoy and let them go. I downsized last year myself, and it was difficult. My dear daughter-in-law said, “Mom, if you don’t get rid of all this stuff, we are going to have to do it when you are gone.” That did it for me.

By the way, my kids wanted very little of my stuff. They have their own stuff! Our stuff only means something to us.

GG

Q

Dear Gabby Gayle:

Sometimes I am amazed at my fellow seniors. I frequently hear them complain about how they do not like

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their doctor. So I ask them why they still go to him. They say something like, “Well, I have been going to him for 15 years and he knows my history.” Another friend says something similar about her hairdresser: “I don’t know why I still go to that gal; she always gets my hair too short and never listens to what I want.” It drives me crazy. If I don’t like something, I change it. I had a husband that was a real piece of work and I got rid of him. How many people are miserable in a marriage and just prefer to stay miserable?

What is wrong with people??

Signed, Puzzled

A

Dear Puzzled:

I had to laugh because I have friends who do the same thing. I guess they are more afraid of the unknown than they are with the status quo. They worry, “What if my new doctor, hairdresser or husband is worse than this? Think I will just stick it out!”

GG

Q

Dear Gabby Gayle:

You are probably going to think I am terrible because my kids certainly do. My husband has Alzheimer’s disease, and I want to admit him to a memory care place. My kids think I should take care of him. They do not know what I have put up with for years and years. He was a womanizer from about the 13th year of our 50-year marriage. New woman every year. We had many fights behind closed doors but put on a good front in front of the kids. I’m sure if we had a loving relationship, I would want to care for him as long as possible, but I simply do not feel I can, and I refuse to do it. What do I do now? I love my kids.

Signed, Unloving Wife

A

Dear Unloving:

You either need to explain your marital relationship to your kids or accept their anger. My guess is they know more than you think they do. Good luck.

GG

If you have a question for Gabby Gayle, please email it to lagmancreswick@cox.net.

New device stops a cold as it starts New research shows you can stop a sician’s Assistant Julie. “No more colds for cold in its tracks if you take one simple me!”

Pat McAllister, 70, got one for Christstep with a new device when you first feel mas and called it “one of the best presa cold coming on.

Colds start when cold viruses get in ents ever. This little jewel really works.”

People often use CopperZap for preyour nose. Viruses multiply fast. If you don’t stop them early, they spread and vention. Karen Gauci, who flies often, cause misery.

But scientists have found a quick way to kill a virus. Touch it with copper. Researchers at labs and universities agree, copper is “antimicrobial.” It kills microbes, such as viruses and bacteria, just by touch.

That’s why ancient Research: Copper stops colds if used early.

Greeks and Egyptians used copper to purify water and heal used to get colds after crowded flights. wounds. They didn’t know about viruses Though skeptical, she tried it several times a day on travel days for 2 months. and bacteria, but now we do.

Researchers say a tiny electric charge “Sixteen flights and not a sniffle!”

Business owner Rosaleen says when in microbe cells gets short-circuited by the high conductance of copper, destroying people are sick around her she uses CopperZap morning and night. “It saved me the cell in seconds.

Tests by the Environmental Protec- last holidays,” she said. “The kids had tion Agency (EPA) show germs die fast colds going around, but not me.”

Some users say it also helps with sion copper. So some hospitals switched to copper touch surfaces, like faucets and nuses. Attorney Donna Blight had a 2-day doorknobs. This cut the spread of MRSA sinus headache. She tried CopperZap. “I and other illnesses by over half, and saved am shocked!” she said. “My head cleared, no more headache, no more congestion.” lives.

Some users say copper stops nightThe strong evidence gave Arizona inventor Doug Cornell an idea. When he felt time stuffiness. One man said, “Best sleep a cold coming on he fashioned a smooth I’ve had in years.”

The handle is sculptured to fit the copper probe and rubbed it gently in his hand and finely textured to improve connose for 60 seconds.

“It worked!” he exclaimed. “The cold tact. Tests show it kills germs on fingers so went away completely.” It worked again you don’t spread illness to your family.

Copper may even stop flu if used early every time he felt a cold coming on. He and for several days. In a lab test, sciensays he has never had a cold since.

He asked relatives and friends to try tists placed 25 million live flu viruses on it. They said it worked every time. So he a CopperZap. No viruses were found alive patented CopperZap™ and put it on the soon after.

Some users also report success in market.

Soon hundreds of people had tried it. stopping cold sores and warts.

The EPA says the natural color change Nearly 100 percent said the copper stops their colds if used within 3 hours of the of copper does not reduce its ability to kill first sign. Even up to 2 days, if they still get germs.

CopperZap is made in Arizona of the cold it is milder and they feel better.

Users wrote things like, “It stopped my pure copper. It carries a 90-day full moncold right away,” and “Is it supposed to ey back guarantee and is available for $49.95 at CopperZap.com or toll-free work that fast?”

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OCTOBER 2017 |

7

Features

STUDIES Aim to Treat

Alzheimer s ’ Before It Starts

Researchers at Barrow Neurological Institute want you to help find a cure.

BY KERIDWEN CORNELIUS Until recently, the strategy for tackling Alzheimer’s was a bit like the strategy for handling hurricanes: Clean up blowndown houses rather than build sea walls.

Researchers tested therapies on individuals with cognitive impairment after the majority of their key memory neurons were decimated. More than 99 percent of potential Alzheimer’s drugs failed clinical trials, according to a 2014 study published in Alzheimer’s Research & Therapy.

Now, in their quest to treat Alzheimer’s, researchers are seeking a novel group of recruits: people who don’t have Alzheimer’s.

“The idea that we can try to head off the symptoms before they begin was revolutionary three years ago but is now taking root in the research space as a practice that could become common in the future,” says Dr. Marwan Sabbagh, director of the Alzheimer’s Disease and Memory Disorder Division at Barrow Neurological Institute in Phoenix.

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Currently, Barrow is recruiting people ages 65 to 85 with normal memory for an international trial called EARLY. Volunteers will be given a PET scan to screen for amyloid, a protein that clumps into plaque around neurons. Studies have found amyloid can begin to gunk up the brain 20 years before the symptoms of Alzheimer’s appear.

Participants who test positive for amyloid will be given a placebo or an experimental beta amyloid cleaving enzyme inhibitor (BACE) that attempts to reduce amyloid production. They’ll take the oral medication daily for about three years.

EARLY, also known as A5, is the sequel to A4 (Anti-Amyloid Treatment in Asymptomatic Alzheimer’s), an ongoing study that wound down recruiting at Barrow this summer. A4 is similar, except it’s testing solanezumab, an infusion-delivered drug that scavenges amyloid and removes it from the brain.

A4 and A5, along with three other preventive Alzheimer’s studies taking place around the world, aim to enlist thousands of participants. That’s challenging, since the majority of PET-scanned participants discover they don’t qualify because they test negative for elevated amyloid, Sabbagh says. “It’s the needle in the haystack approach, which the field is still going to need to refine.”

Eventually, scientists at Barrow and Arizona State University hope to create a “needle detector.” They’re developing a blood test that detects tau – another prime suspect protein in Alzheimer’s. In addition, ASU scientists are working on a blood test that could reveal signs of presymptomatic

Alzheimer’s in RNA. Blood tests would be simpler and far less expensive than PET, which can cost $5,000 per scan.

All these efforts will be necessary to triumph over this incurable disease that impacts 5.4 million Americans. “I’m very sure that one or many of these approaches will be successful,” Sabbagh says. “The idea that we can prevent or delay the onset of symptoms – 10 years ago I would have said, ‘You’re dreaming.’ Now it’s on our radar.”

However, Sabbagh stresses, “We need people to participate. That’s the only way we’re going to get answers and treatments… Don’t wait for your symptoms to get worse. Now is the time to engage.”

To be screened as a possible participant, call 602-406-7165.

Dr. Marwan Sabbagh is director of the Alzheimer’s Disease and Memory Disorder Division at Barrow Neurological Institute in Phoenix. (Photo courtesy Scottsdale Arts)

www.LovinLifeAfter50.com

“An extraordinary experience.”

—Cate Blanchett, Academy Award–winning actress

S

hen Yun’s unique artistic vision expands theatrical experience into a multi-dimensional, inspiring journey through one of humanity’s greatest treasures—the five millennia of traditional Chinese culture.

This epic production immerses you in stories reaching back to the most

“I’ve reviewed about 4,000

“There is a massive power in this

distant past. You’ll explore realms even beyond our visible world. Featuring one of the world’s oldest art forms— classical Chinese dance—along with patented scenographical effects and all-original orchestral works, Shen Yun opens a portal to a civilization of enchanting beauty and enlightening wisdom.

“I was uplifted, I was filled with hope… The world is a

shows. None can compare to what I saw tonight.”

that can embrace the world. It brings great hope… It is truly a touch of heaven.”

better place because of Shen Yun.”

— Richard Connema, renowned Broadway critic

—Daniel Herman, Minister of Culture of the Czech Republic

— Richard Swett, former U.S. Congressman

FEB 6–7

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one of the happiest evenings of my life. All my cares just disappeared, and I became one hundred percent positive thinking. ” —Nancy Brock, former actress, associate producer

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“Everything was larger than life. It’s

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SAGA Unfolds Speakers announced for conference on aging

BY LLAF STAFF Several experts on issues confronting seniors have been announced for the Senior Advocacy Group of Ahwatukee (SAGA) 2017 Senior & Family Conference, which is open to Chandler and other East Valley residents.

The free public conference will be 8 a.m.-12:30 p.m. Oct. 28 at the Pecos Community Center, 17010 S. 48th Street, Ahwatukee.

It will offer educational sessions with experts on aging, information on local resources, over 30 vendor exhibits, a flu and pneumonia shot clinic, breakfast, snacks and raffle prizes.

“Often, older adults and their families don’t know how and where to find information or services when they need them.

SAGA gives the growing 65-plus population a place to go for help,” says Gregg Powell, a SAGA founder.

The conference theme is “Straight Talk!

Ways to Combat Loneliness and Isolation

Amanda Sokan, director of the MS Program in Clinical and Translational Science at the University of Arizona Health Dr. Vanessa McCarthy will discuss how Sciences Department, will be a special Carol Long, CEO of Capstone Health- Donna Lewen will facilitate an “Age- to combat isolation and loneliness as guest presenter. (Photos special to LLAF) care, will be the keynote speaker. less Spirit” demonstration. the result of vision loss.

Today” and will offer presentations by local experts on topics related to aging and an interactive roundtable session to allow attendees to ask questions.

SAGA is a nonprofit comprising area businesses and individuals organized to bring needed resources, education and advocacy to seniors and their adult children and caregivers.

Keynote speaker will be Carol O. Long, CEO of Capstone Healthcare, who will discuss “The Secret Sauce for Successful

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Aging: What Are the Ingredients?”

Long will examine healthy aging and how to “rejuvenate and nurture the body, mind and soul. “ Long has presented end-of-life and palliative care training both nationally and internationally in the Middle East, South America, Australia and Asia. She is a fellow in the Hospice and Palliative Nurses Association and a fellow in the prestigious American Academy of Nursing.

Special guest presenter will be Amanda Sokan, director of the MS Program in Clinical and Translational Science at the University of Arizona Health Sciences Department.

Sokan will discuss the important differences between isolation and loneliness for older adults and caregivers and where to find help.

Attendees will also have the opportunity to speak directly to area experts.

Roundtable presenters include Rev. Dr. Kristin Longenecker Hansen, pastor of Desert Foothills United Methodist Church in Ahwatukee, who will be hosting a session on “Hopeful Living: Navigating Aging and Change.”

“We spend so much of our lives creating a certain lifestyle and environment, but as we grow older, things can change, we may become ill and our bodies aren’t as resilient. I’ll be discussing how to positively manage these changes, our hopes and expectations – and still thrive,” Hansen says.

Donna Lewen, who has worked with aging adults and persons with disabilities for more than 25 years, will be facilitating “Ageless Spirit,” demonstrating ways to combine safe and effective meditation, breathing and other techniques to foster psychological, physical and spiritual vitality.

Tina Pyykkonen of the YMCA will dis-

cuss innovative programs available to active seniors, including the LIVESTRONG program, which helps adult cancer survivors reclaim their health and well-being following a diagnosis.

“This program is creating communities among cancer survivors and guiding them through safe physical activity, helping them build supportive relationships, and reducing stress – leading to an improved quality of life,” she says.

Dr. Vanessa McCarthy will discuss how to combat isolation and loneliness as the result of vision loss. “Loss of vision often leads to lost independence. Many lose the ability to drive or feel they can no longer participate in meaningful activities. I’ll be showing how low-vision therapies can help restore engagement driving, reading, seeing faces and even navigating unfamiliar environments,” McCarthy says.

Sponsors of the conference include Ahwatukee Foothills News, Generations at Ahwatukee, Visiting Angels South Phoenix, Spectrum Retirement Communities, Homewatch Caregivers of Phoenix and Tempe, Kiwanis Club of Ahwatukee, Hospice of the Valley and Dispatch Health.

Walgreens also will be on hand to provide flu and pneumonia shots for people with proof of insurance.

Conference attendees also will receive MedStats packets. MedStats is a special free program developed by SAGA for Ahwatukee residents to help save critical time by providing first responders with health and contact information in the event of a medical emergency.

The conference is part of an ongoing educational series by the nonprofit.

Space is limited. Register: sagaseniors. org. Information: 480-270-8276 or admin@sagaseniors.org.

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OCTOBER 2017 |

11

On the Surface

Seniors are one of the largest demographics for getting skin cancer

BY DR. CARY SCHNITZER

Senior Medical Director, Population Health, OptumCare Arizona

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In Arizona, we experience triple-digit temperatures for months. While we don’t hang out outside during the summer months, any time that is spent outside can still be detrimental to our health. Unfortunately, many of us go outside without proper sun protection, which is why melanoma, the deadliest form of skin cancer, is also the While everyone is at risk for melanoma, the largest demographic at risk of getting the cancer are senior patients. (Special to LLAF) most rapidly increasing cancer in the United States over the past 40 years.

While everyone is at risk for melanoma, Wear sunscreen with SPF 30 or the largest demographic at risk of getting higher and reapply every two hours. the cancer is the elderly. There are multiple factors that impact this trend, includ- Wear a hat, sun glasses and clothes ing that the elderly may have a harder with UV protection. time seeing moles in hard-to-view areas Avoid midday sun (10 a.m.-3 for screening (like the scalp or back), loss p.m.) whenever possible. of a partner’s input on home examinations, poor vision and the fact that early Seek shade whenever possible. detection programs for melanoma have Get checked yearly or as generally targeted younger age groups. recommended by your physician.

According to the EPA, about 171 people in Arizona die of melanoma every Avoid tanning beds. year. Since 1975, the melanoma death rate in Arizona has risen by an average See a doctor if a mole is bleeding, of about 1 percent per year among resi- scaly, changing shape or color. dents over the age of 50.

Melanoma is a cancer that begins in the melanocytes, cells that make a brown pigment called melanin, which gives the skin its tan or brown color. Melanin protects the skin from the harmful effects of the sun. Melanoma is caused by UV rays from sunlight or artificial sources such as tanning beds.

The good news is, melanoma is preventable and treatable. The keys are to avoid harmful UV rays from the midday sun (10 a.m.-3 p.m.), wear protective clothing and sunblock and get screened.

If detected early, the cure rate for melanoma is around 95 percent.

All people, but especially seniors, need to pay attention and follow these steps (see sidebar) when it comes to the sun, UV rays and melanoma.

It’s time to break the cycle and prevent melanoma. Let’s make a conscious effort to stay protected.

Examine your skin on a regular basis and follow the ABCDE rules. If a mole has these traits, it should be checked by a doctor: Asymmetry: The mole is not symmetrical. Normal moles are symmetrical, meaning the left half matches the right half if you draw a line down the middle of the mole.

Border: The mole’s border is not smooth or even; it may have a notch or look scalloped.

Color: The mole’s color is varied – could be different shades of brown, black, or tan; may have red, blue and white.

Diameter: The diameter is larger than

a pencil eraser (about 1/4 inch or 6 mm); rarely can be smaller.

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OCTOBER 2017 |

13

Medicare 101

How Medicare covers some home health services and works with other insurance

BY GREG DILL A couple of years ago, my father, well into his 70s, finally bought himself a highperformance automobile.

The kids and grandkids had all grown up, so there was no need for a larger car.

And heck, he had waited a long time to drive something fun.

All was fine with the new car until my mother broke her hip, had surgery and needed extensive outpatient physical and occupational therapy.

Getting into and out of a sporty car isn’t easy for someone using a walker and cane. So I got a phone call asking what could be done. (Actually, I think he was angling for my new minivan, whose video screens would give him something to do during Mom’s therapy sessions.)

But I told him he didn’t need to take Mom to a clinic or hospital. As a Medicare beneficiary, she could receive most of the therapy in her own home.

Medicare covers a variety of health care services that you can get in the comfort and privacy of your home. These include intermittent skilled nursing care, physical therapy, speech-language pathology services and occupational therapy.

Such services used to be available only at a hospital or doctor’s office. But they’re just as effective, more convenient and usually less expensive when you get them in your home.

To be eligible for home health services, you must be under a doctor’s care and receive services under a plan of care established and reviewed regularly by a physician. He or she also needs to certify that you need one or more home health services.

In addition, you must be homebound and have a doctor’s certification to that effect. Being homebound means leaving your home isn’t recommended because of your condition, or your condition prevents you from leaving without using a cane, wheelchair or walker; arranging special transportation; or getting help from another person.

Also, you must get your services from a Medicare-approved home health agency.

If you meet these criteria, Medicare pays for covered home health services for as long as you’re eligible and your doctor certifies that you need them.

For durable medical equipment (like a

14

walker or wheelchair), you pay 20 percent of the Medicare-approved amount.

Skilled nursing services are covered when they’re given on a part-time or intermittent basis. In order for Medicare to cover such care, it must be necessary and ordered by your doctor for your specific condition. Medicare does not cover fulltime nursing care.

Skilled nursing services are given by either a registered nurse or a licensed practical nurse under an RN’s supervision.

Nurses provide direct care and teach you and your caregivers about your care.

Examples of skilled nursing care include giving IV drugs, shots or tube feedings, changing dressings and teaching about prescription drugs or diabetes care.

Before your home health care begins, the home health agency should tell you how much of your bill Medicare will pay. The agency should also tell you if any items or services it gives you aren’t covered by Medicare and how much you’ll have to pay for them.

This should be explained by both talking with you and in writing. The agency should give you a notice called the Home Health Advance Beneficiary Notice before giving you services and supplies that Medicare doesn’t cover.

What isn’t covered?

Some examples are:

• 24-hour-a-day care at home • Meals delivered to your home • Homemaker services like shopping, cleaning and laundry (when this is the only care you need and when these services aren’t related to your plan of care) • Personal care given by home health aides like bathing, dressing and using the bathroom (when this is the only care you need) If you get your Medicare benefits through a Medicare Advantage or other Medicare health plan (not Original Medicare), check your plan’s membership materials. Contact the plan for details about how the plan provides your Medicare-covered home health benefits.

If your doctor decides you need home health care, you can choose from among the Medicare-certified agencies in your area. (However, Medicare Advantage or

| OCTOBER 2017

other Medicare plans may require you to get services only from agencies they contract with.)

One good way to look for a home health agency is by using Medicare’s “Home Health Compare” web tool, at medicare. gov/HHCompare. It lets you compare agencies by the types of services they offer and the quality of care they provide.

For more details on Medicare’s home health benefit, please read our booklet, “Medicare and Home Health Care.” It’s online at medicare.gov/Pubs/pdf/10969Medicare-and-Home-Health-Care.pdf.

How Medicare works with other insurance

If your family is anything like mine, everyone has a certain specialty or role in keeping the household running.

Since I wash dishes faster than anyone, I’m the family dishwashing expert. I’m also the point man for paying medical bills. My wife and I have separate health coverage, so I have to make sure our providers have the up-to-date information they need to accurately bill our respective insurance plans.

If you have Medicare as well as other insurance, always be sure to tell your doctor, hospital and pharmacy. This is important because it determines whether your medical bills are paid correctly and on time.

When there’s more than one insurance payer, certain rules determine which one pays first. These rules are called “coordination of benefits.”

The primary payer pays what it owes on your bills first – and then sends the balance to the secondary payer to pay.

In some cases, there may also be a third payer.

Medicare is the primary payer for beneficiaries who aren’t covered by other types of health insurance. The primary payer pays up to the limits of its coverage.

The secondary payer only pays if there are costs the primary insurer didn’t cover.

But keep in mind that the secondary payer (which may be Medicare) may not pay all the uncovered costs.

If you currently have employer insurance and it’s the secondary payer, you may need to enroll in Medicare Part B before your job-based coverage will pay.

(Most people who sign up for Part B for the first time this year will pay a monthly premium of $134.)

Here’s who pays first in various situations when you have Medicare and some other type of insurance: • If you have retiree insurance (coverage from a former job), Medicare pays first.

• If you’re 65 or older, have group coverage based on your or your spouse’s current employment, and the

employer has 20 or more workers, your group plan pays first. (If the company has fewer than 20 employees, Medicare pays first.)

• Your group plan also pays first when you’re under 65 and disabled, have group coverage based on your or a family member’s current employment, and the employer has 100 or more employees. (Medicare pays first if the company has fewer than 100 employees.)

• If you have Medicare because of end-stage renal disease (permanent kidney failure), your group plan pays first for the first 30 months after you become eligible for Medicare. Medicare pays first after this 30-month period.

Medicare may pay second if you’re in an accident or have a workers’ compensation case in which other insurance covers your injury or you’re suing another entity for medical expenses.

In such situations, you or your lawyer should tell Medicare as soon as possible.

The following types of insurance usually pay first for services related to each type: No-fault insurance (including automobile insurance) Liability (including automobile and selfinsurance) Black Lung Benefits Worker’s compensation Medicaid and TRICARE (the health care program for U.S. armed service members, retirees, and their families) never pay first for services that are covered by Medicare.

They only pay after Medicare, employer plans, and/or Medicare Supplement Insurance (Medigap) have paid.

For more information, read the booklet “Medicare and Other Health Benefits: Your Guide to Who Pays First.” You can find it online at medicare.gov/Pubs/ pdf/02179.pdf. Or call us toll-free at 1-800-MEDICARE (800-633-4227) and ask for a copy to be mailed to you. TTY users should call 877-486-2048.

If you have questions about who pays first, or if your coverage changes, call the Benefits Coordination & Recovery Center toll-free at 855-798-2627. TTY users should call 855-797-2627.

You can also contact your employer or union benefits administrator. You may need to give your Medicare number to your other insurers so your bills are paid correctly and on time.

Greg Dill is Medicare’s regional administrator for Arizona, California, Hawaii, Nevada, and the Pacific Territories. You can always get answers to your Medicare questions by calling 1-800-MEDICARE (800-633-4227).

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Things to Know About

MEDICARE YOUR WAY

MEDICARE

OPEN ENROLLMENT

October 15 – December 7 Open Enrollment occurs from October 15 to December 7 of every year and the Area Agency on Aging will help you find your best Medicare options. If you enroll in a plan during Open Enrollment, your coverage starts January 1. In most cases, Open Enrollment is the only time you can change your Medicare, Medicare Advantage or Medicare Part D plan.

Review Your Options – Each year, Medicare beneficiaries, or those who will

receive benefits soon, should carefully consider how they get their Medicare benefits; most people are allowed to make a change only during Fall Open Enrollment. Here is some tried-and-true advice for beneficiaries. The main point is Review Your Options!

If you have Original Medicare and a supplemental plan (often called a Medigap) and are happy with your coverage, you do not need to make a change—but you should still review your current coverage and know what has changed or is new.

If you have a Medicare Advantage or Part D plan, you should review all of your coverage options even if you are happy with your current coverage, because plans change their costs and benefits every year.

Read your Annual Notice of Change (ANOC), since many plans make changes every year, and your current plan may not be your best choice for 2018. An Area Agency on Aging Counselor can help you review all of your options.

If you decide to enroll in a new plan, call the Area Agency on Aging at 602-264-HELP (4357) for no-cost help with your enrollment.

The Area Agency on Aging Counselors are available to assist you whether you know a little or a lot about Medicare choices.

The counselors are here to help with objective information so you can make the best informed decision for your health coverage at no cost.

Medicare Comes in Two Ways – It’s Your Choice • Original Medicare – Part A for hospitalization and Part B for doctor visits is provided through the Federal government.

• Medicare Advantage – Part C sold through a private insurance company includes coverage for hospitalization and doctor visits and some additional benefits.

Each plan is different.

You Share the Cost • Your share is paid through your monthly premium, deductibles, co-pays or co-insurance regardless of the plan you choose.

Help With Your Share • Medicare Supplement Insurance Plans, sold by private insurance companies, can help with your out-of-pocket expenses.

Prescription Drug Help • You can enroll in a Part D Prescription Drug Plan.

• Medicare Advantage Plans may include prescription drug coverage–be sure to check.

All States Are Not the Same • Know the choices available in your state or region.

Know When to Enroll • You can initially enroll in Medicare three months before your 65th birth month, during your birth month or up to three months after your birth month.

Review Your Choices Annually • Medicare Open Enrollment is from Oct. 15 through Nov. 7 each year. This is the time to review your coverage and make any changes.

Call 602-264-HELP (4357) or visit www.aaaphx.org © 2017 Area Agency on Aging, Region One 1366 E. Thomas Road, Ste. 108, Phoenix, AZ 85014 | 602-264-HELP (4357) www.aaaphx.org

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OCTOBER 2017 |

15

Healthy Aging 7 steps to better bones and a hearty heart

BY LAURA GLENN

NMD at Rejuvena Health & Aesthetics

Eating well, exercising daily and drinking water seem to be the holy trinity of staying healthy, but after hitting the big 50, several other things should be kept in mind in order to age well.

Any doctor’s main concern with patients nearing this big milestone is bone strength and heart health. If you’ve lived an active and healthy lifestyle, then these two areas might not be much of a concern, but it does not mean you should disregard them completely.

According to the National Center for Biotechnology Information in the U.S. National Library of Medicine, one in two Americans over the age of 50 may be at risk for developing the bone disease osteoporosis, which renders bones brittle and weak. Osteoporosis is the most common cause of fractures, and the risk of fracture increases with age, particularly for women. An estimated four in 10

women in the U.S. age 50 or older will experience a fracture some time during the remainder of their lives.

These fractures stem from inevitable accidents and falls that, at a younger age, might have seemed completely inconsequential. Similarly, the symptoms of heart disease begin to manifest after age 50, so take caution to keep your ticker as strong as possible.

At Rejuvena Health & Aesthetics in Scottsdale, I explain the most important ways to maintain good bone density, strength and overall wellness. Following these seven steps in a solid routine can ensure your body stays as healthy as possible.

Step 1: Eat a diet high in fruits, vegetables and whole grains. These ingredients can help protect your health, and specifically your heart.

Step 2: Maintain good balance to prevent

falls. Older adults should continue to exercise regularly and engage in exercises that work on balance skills (tai chi, yoga, etc.).

Step 3: Getting enough sleep is vital at any stage. Those who don’t receive sufficient rest have a higher risk of obesity, high blood pressure, heart attack, diabetes and depression. Sleep gives your body uninterrupted recovery time from the day’s stressors, so don’t skip it. Most adults need seven to nine hours of sleep each night.

Step 4: Older adults who have osteopenia (a condition in which the body doesn’t make new bone as quickly as it reabsorbs old bone) or osteoporosis need to be particularly mindful of ensuring appropriate (but not excess) calcium consumption from food and maintaining adequate Vitamin D levels. Remember: Milk is not the only source of calcium – green leafy vegetables are a great source.

Supplemental calcium can be beneficial, particularly calcium supplements that contain microcrystalline hydroxyapatite concentrate (MCHC).

Step 5: Get regular screenings and tests to know exactly how your body is reacting to these changes. Testing blood pressure, cholesterol levels and for diabetes can let you know if you need to make changes and take action. Bone density scans

should be done regularly in adults 65 and older, and can gauge how well treatment is working.

Step 6: Bioidentical hormone replacement therapy in postmenopausal women can also help minimize further decline in bone density, but benefits only occur during treatment years and are not maintained when hormones are stopped.

Consult with a medical professional about the risks and benefits of hormone replacement therapy.

Step 7: This might seem obvious, but staying tobacco-free and moderating alcohol intake are crucial. Remember: With age, the body loses its ability to cope with these chemicals, which can result in much more serious health complications, including cancer.

It’s important not to look at these tasks as chores, but instead as healthy habits.

Keeping up with all of them can be the difference between living a happy and healthy life, or living in pain and being bedridden.

Dr. Laura Glenn is a naturopathic physician at Rejuvena Health and Aesthetics in Scottsdale, specializing in women’s health, hormonal imbalances, fertility, fatigue, gastrointestinal conditions, autoimmune and chronic diseases. Her goal is to support the body’s ability to heal, and optimize function and wellness. For more information, visit werejuvenate.com.

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Different Strokes

Retired weatherman Dave Munsey finds a second calling with the YMCA, teaching water safety to families.

BY CHRISTINA FUOCO-KARASINSKI Each night before Dave Munsey retired, he ended his Fox 10 weather report with, “Watch your kids around water.” He didn’t realize this message worked until he left the workforce earlier this year.

Munsey was on the air for 42 years. “I announced my retirement on a Thursday,” says Munsey during an interview at the Goodyear YMCA pool.

“That Saturday was the first time I was able to open my phone. My wife (Bunny) and I went to a restaurant. We had some wine. She was talking to some people we knew in there. She looked over and I was crying my eyes out. The messages were so personal – so personal.”

Nearly all of the messages correctly repeated his trademark line, he says.

Some also shared stories of relatives who drowned. Others just admired the work he had done to promote water safety.

One organization that recognized Munsey’s efforts was the Valley of the Sun YMCA, which recently launched Safety Around Water, a program that teaches

parents, caregivers and children about the importance of water safety skills and providing Arizonans access to water safety lessons.

It includes a new national swim lesson curriculum and it aims to impact 35,000 individuals. Armed with these skills, children learn how to reach the water’s surface if they become submerged, safely reach a pool’s edge, exit any body of water and respond to unexpected water situations.

The Valley of the Sun YMCA contacted Munsey and its officials and the former weatherman shared ideas. Still, Munsey wanted to be sure it was the right fit.

When he’s approached about potential partnerships, he wants them to “fight the fight.”

“I was just looking to retire,” Munsey says. “I wasn’t looking to do anything other than that.”

“At Channel 10, when people would ask me to appear in water safety ads, I would sit down with management and say, ‘How serious are you? Do you want to make money off dead babies or are you serious?’

Dave Munsey was recently honored by the Drowning Prevention Coalition of Arizona. (Special to LLAF)

“That was the big thing with me. The YMCA is a wonderful place to be, with its history of water safety, boating, life jackets and CPR training. They have years and years of this in their background.”

Munsey explains there are benefits beyond safety to swim lessons. It instills confidence in children, and gives adults the chance to swim with their families.

For 37 years, he encouraged adults to watch their kids around water. He knows that doesn’t happen all the time – there are distractions, drugs and alcohol can be involved, food is burning on the stove.

“I tell them to at least teach their kids to swim, then they have a chance,” he says emphatically. “We had an ad once where we said, ‘If you’re missing a child, don’t go to the street.’ They have a chance in the street. That pool will kill your child before it has the chance to think.

“Always go to the pool first. Teach your kids to swim. Why not give him the chance he has in the street? That’s our extra layer of protection.”

In August, the Drowning Prevention Coalition of Arizona honored Munsey during its annual awards breakfast, which recognizes those who make a difference in drowning prevention.

“Dave Munsey has been telling Arizona viewers to ‘Watch your kids around water’ after each and every weather forecast for decades,” says DPCA President Melissa Sutton. “Although we are unable to track the impact of this simple statement, we know countless lives have likely been saved.”

On Munsey’s last day at Fox 10, he stood at his computer and watched emails and social media messages pop up. His boss stopped by. Munsey turned to him and said, “I think I’ve made a little movement here. I think people noticed me in town.”

His supervisor responded, “Dave, you’ve made a great big dent.”

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jaw bone, the bone actually ‘melts like soap in a soap dish’ and nothing can stop the progressive bone loss except for dental implants.

People commonly understand that dental implants replace missing teeth rarely comprehend that dental implants also stimulate and therefore preserve jaw bone! The loss of jaw bone leads to a loss of associated muscle attachments that normally support the face.

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Blue Medicare Advantage Classic (HMO)

CareMore Touch (HMO SNP)

(Available in Maricopa County, Pima County and parts of Pinal County)

Maricopa County H2593-019

(Available in Maricopa county, and select Zip codes within Pinal County: 85117, 85118, 85119, 85120, 85140, 85143, 85178 and 85220)

Premium or Subscription Charges

$0 monthly premium

$0

$0 monthly plan premium. Cigna contracts with Medicare to provide full Medicare coverage plus additional benefits.

Registration or Policy Fee

NONE

Must have Part A and Part B of Medicare, Live in the service area, must reside in a long-term care community or plan approved location and cannot have ESRD.

N/A

Pre-existing Health Conditions

Not available for patients with end-stage renal (kidney) disease and receiving dialysis.

Must not have ESRD

Not available for patients with end-stage renal (kidney) disease.

Costs on Entry to Hospital

$250 per day for days 1-7 in plan hospital; same cost sharing for non-plan hospital with prior authorization (different cost sharing applies to inpatient mental health).

Day 1-5 $175 copay Day 6-90 $0 copay

$200/day: days 1-7: $0/day: days 8-90

Maximum Period of Coverage for Any One Benefit

364 days in calendar year.

Out-of-pocket limit $3000

Unlimited- 365 days in a calendar year. Medicare beneficiaries may only receive 190 days in a psychiatric hospital in a lifetime.

Skilled Nursing Facility

$20 per day for days 1-10 in plan skilled nursing facility; $20 per day for days 11-20; $165 per day 21-100 in plan SNF; same cost sharing for non plan skilled nursing facility with prior authorization.

No prior hospital stay required.

Each stay: $0 copay

$0/day: days 1-20: $167/day: days 21-100

Medical Coverage for Part B

$20 per day for days 11-20;

Included

Members must continue to pay Medicare Part B premium.

$165 per day 21-100 in plan SNF;

$0 Copay for routine nurse practitioner visits / $0 copay for PCP / $0 Copay for specialist Laboratory:$0 copay / physical therapy: $0 copay / X-ray: $0 copay / $0 copay for routine podiatry every three months / $195 copay for ambulance $0 copay for DME if $499 or Less

Physician care for hospital or office services: In PCP office $0: In specialist office $30, Physical therapy and speech therapy $30, home health $0, lab services in physician’s office $0: HospOP/ASC facility $20, X-ray services $0, prosthetics 20 percent, ambulatory surgical center (ASC) $0 for colorectal, $0 for colonoscopy, and $150 all other ASC services ambulance ground $250, ambulance air $250, radiation therapy 20 person, MRI, CT, PET: $150 at CMG or contracted Facility. 20 person for nuclear medicine studies.

Outpatient Prescription Drugs

Same cost sharing for non-plan skilled nursing facility with prior authorization.

Tiers 1-6 : $0/$7.50/$40/$85/33%/$0 Network Pharmacy

One Month Supply: Tier 1 (preferred generic drugs) $2, Tier 2 (generic drugs) $10, Tier 3 (preferred brand drugs) $42, Tier 4 (non-preferred brand) $95, Tier 5 (specialty) 29 percent

Renewability of Contract

No prior hospital stay required.

Annual

Medicare Advantage contracts are renewable annually

Travel Restrictions Out of Area

Coverage throughout the United States for emergency and urgently needed care only.

$10,000 Coverage for Emergency and Urgent Care Worldwide

Urgent care ($25)and emergency care ($80) services are available to you when you are out of area. You are covered 24 hours a day, seven days a week.

Major Options Available from Company

Hearing Aids, Health/wellness education, disease management.

Discounts on eyewear.

BASIC DENTAL COVERAGE INCLUDED. Quarterly $50 OTC benefit. Silver Sneakes $0 copay. On-site delivery of most healthcare services at member’s assisted living enviroment including routine nurse practitioner visits, quarterly primary care physician visits, quarterly routine podiatry visits, onsite labs, x-rays, physical therapy, occupational therapy, speech therapy, wound care and more. Transportation: 6 one-way trips to plan approved locations.Please call CareMore Health Plan for more information.

Plans offer hearing, vision, and chiropractic benefits. Dental option available for $20 monthly premium. Fitness Program- Basic gym membership at a participating fitness location including fitness classes.

Provides home fitness kits as an alternative program option in lieu of facility membership.

A.M. Best Rating

Not Rated

Medicare STAR ratings released in October

4.5 out of 5 Star Rating

For More Information

For more information about all of Blue Cross Blue Shield of Arizona Advantage Plans or to register for a seminar please call 1-888-273-4093, TTY: 711, 8 a.m.–8 p.m. daily from Oct. 1 to Feb. 14. Hours from Feb. 15–Sept.30 are 8 a.m.-8 p.m.

Monday–Friday.

1-877-211-6614

1-855-561-3811 (TTY 711) 7 days a week, 8 a.m-8 p.m. Hours apply Monday-Friday Feb. 15-Sept. 30.

Outpatient Care Physician care for hospital or office services, surgery, anesthesia, X-ray, laboratory, injections, splints, casts, dressings, physical and speech therapy, radiology, ambulance, prosthetics, etc.

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HMOs Which Assume Responsibility for Medicare Coverage COMPANY

Cigna-HealthSpring Achieve Plus (HMO SNP) (Available in Maricopa county, and select Zip codes within Pinal County: 85117, 85118, 85119, 85120, 85140, 85143, 85178 and 85220)

Humana Gold Plus Plan HMO H2649-063 Maricopa County and Partial Pinal

United HealthCare AARP MedicareComplete Plan 1 (HMO) (Available in Maricopa and Pinal Counties) United HealthCare AARP MedicareComplete Plan 2 (HMO) (Available in Maricopa County)

Premium or Subscription Charges

$0 monthly plan premium. Cigna contracts with Medicare to provide full Medicare coverage plus additional benefits.

$0

No Monthly Premium to AARP MedicareComplete Plan in Maricopa and Pinal Counties. Government pays United HealthCare to assume financial responsibility of Medicare Parts A & B and D.

Registration or Policy Fee

N/A

$0

None

Pre-existing Health Conditions

Not available for patients with end-stage renal (kidney) disease.

Not available for those with end-stage renal (kidney) disease unless already a health plan member.

Those individuals with end stage renal (kidney) disease are not eligible

Costs on Entry to Hospital

$200/day: days 1-7: $0/day: days 8-91

You pay $175 each day for days 1-5, $0 each day for days 7-90

Plan 1: $285.00 days 1-7/ $0.00 days 8-Unlimited.

Plan 2 :$225.00 days 1-7/ $0.00 days 8-Unlimited

Maximum Period of Coverage for Any One Benefit

Unlimited- 365 days in a calendar year. Medicare beneficiaries may only receive 190 days in a psychiatric hospital in a lifetime.

Hospital - Unlimited number of authorized, medically necessary days.

Other limitations may apply for other benefits.

Hospital - unlimited number of authorized, medically necessary days.

Other limitations may apply for other benefits

Skilled Nursing Facility

$0/day: days 1-20: $167/day: days 21-100

$0 days 1-20 - $167.50 days 21-100

Plan 1: $0.00 days 1-20/ $160.00 days 21-51/ $0.00 days 52-100 Plan 2: $0.00 days 1-20/ $160.00 days 21-45/ $0.00 days 46-100

Medical Coverage for Part B

Members must continue to pay Medicare Part B premium.

Members must continue to pay Part B premium to Medicare

Covered in full after applicable copayments/coinsurance.

Physician care for hospital or office services, surgery, anesthesia, X-ray, laboratory, injections, splints, casts, dressings, physical and speech therapy, radiology, ambulance, prosthetics, etc.

Physician care for Hospital or Office services: In PCP office $0: In Specialist office $25, Physical therapy and Speech therapy $25, Home Health $0, Lab services in Physician’s office $0: HospOP/ASC facility $20, X-ray services $0, Prosthetics 20%, Ambulatory Surgical Center (ASC) $0 for colorectal, $0 for colonoscopy, & $150 all other ASC services Ambulance Ground $200, Ambulance Air $200, Radiation therapy 20%, MRI, CT, PET: $150 at CMG or contracted Facility. 20% for nuclear medicine studies.

$0/$20 PCP office visit* - $25 Specialist office visit - $20 labs/ freestanding in network - Well Dine/meals after hospital of SNF stay Ambulance $265 - Hearing aid Benefit - $399 Flyte Series -$699 Flyte Series - MD Live Telemedicine $10 per encounter - XRAY $0-$100 - *$0 PCP copay for “Preferred Cost Share Provider” - $20 PCP copay for “Standard Provider”

Plan 1: $0 Preventative Screenings. $0 copay for PCP and $45 for specialist. $80 for emergency care, waived if admitted, and 20% for DME. $230 for ambulance - air and land. Outpatient hospital and outpatient surgery is $285. Lab copay $2.

Xrays $9. Copays and coinsurance count toward the out of pocket max of $4,900.

Plan 2: $0 Preventative Screenings. $0 copay for PCP and $30 for specialist. $80 for emergency care, waived if admitted, and 20 % for DME. $150 for ambulance - air and land. Outpatient hospital and outpatient surgery is $225. Lab copay $2.

Xrays $8.Copays and coinsurance count toward the out of pocket max of $4,000.

Outpatient Prescription Drugs

One Month Supply: Tier 1 (preferred generic drugs) $2, Tier 2 (generic drugs) $10, Tier 3 (preferred brand drugs) $42, Tier 4 (non-preferred brand) $95, Tier 5 (specialty) 29%

Preferred Mail Order $0 for 90 day supply Tiers 1 and 2 - 30 day supply Tier 3 $47, Tier 4 $100, Tier 5 33% - NO Part D deductible.

Plan 1: Tier 1 is $3 copay, Tier 2 is $10, Tier 3 is $45, Tier 4 $95, and Tier 5 is 28 % to the initial coverage limit of $3,700. No coverage after $3,750 until out of pocket costs equal to $5,000. Then 5% or $3.35 for generic and preferred brand, All other 5% or $8.35.

Plan 2: Tier 1 is $2 copay, Tier 2 is $8, Tier 3 is $45, Tier 4 $95, and Tier 5 is 33 % to the initial coverage limit of $3,750. No coverage after $3700 until out of pocket costs equal to $5,000.

Then 5% or $3.35 for generic and preferred Brand, All other 5% or $8.35.

Renewability of Contract

Medicare Advantage contracts are renewable annually

Good for all of 2018

Guaranteed renewable for life.

Travel Restrictions Out of Area

Urgent care ($0)and emergency care ($80) services are available to you when you are out of area. You are covered 24 hours a day, seven days a week.

ER and Urgent Care only

Worldwide coverage for emergency with a $80 copay (waived if admitted to hospital). Routine and preventive care is covered out of member’s residence county w/Passport Benefit.

Major Options Available from Company

Plans offer hearing, vision, and chiropractic benefits. Dental option available for $20 monthly premium. Fitness Program- Basic gym membership at a participating fitness location including fitness classes. Provides home fitness kits as an alternative program option in lieu of facility membership.

Silver Sneakers included - Over the Counter Allowance $75 QTLY MOOP $3200

Plan covers Optum Fitness as a Fitness Rider, routine eye exam and hardware, routine podiatry visits, hearing aid coverage, and optional dental riders, Large network of providers

A.M. Best Rating

4.5 out of 5 Star Rating

A-

A

For More Information

1-855-561-3811 (TTY 711) 7 days a week 8 a.m-8 p.m. Hours apply Monday-Friday Feb. 15-Sept. 30.

602-760-1700

1-800-547-5514 TTY 711

Outpatient Care

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Calendar of Events

Entertainment

Entertainment

‘When you rest, you rust’

October 1 Sunday

Bob Eubanks brings game shows to life in traveling show

Ahwatukee Farmers Market, 9 a.m. to 1 p.m., Ahwatukee Community Swim and Tennis Center parking lot, 4700 E. Warner Road, Phoenix, free admission, http://bit.ly/2f00wj2. The market features vendors selling seasonal produce, herbs, flowers, locally made jams, jellies, salsas, fresh-baked breads, natural pork, beef and fish.

BY CHRISTINA FUOCO-KARASINSKI Bob Eubanks has been involved with rodeos, concert production and motivational speaking. But what he loves most is bringing the 90-minute Hollywood’s Greatest Game Shows to fans.

The interactive fun comes to Wild Horse Pass Hotel and Casino’s Ovations Live Showroom on Saturday, October 28.

“I have so much fun,” says Eubanks, the longtime host of The Newlywed Game. “It’s myself and two ladies on stage. It’s a very high-tech show. We use videos, and the scoring for The Not-So-Newlywed Game is up on a screen.

“It’s not just thrown together. There’s lots of music and lots of fun. I have more fun than anybody, I think.”

Hollywood’s Greatest Game Shows invites more than 40 audience members to the stage to play games similar to “Let’s Make a Deal,” “Card Sharks,” “Minute to Win It,” “Name that Tune” and “Family Feud.” Fans will have a shot to win $1 million.

“The show features nine different games,” he says. “It’s 90 minutes of hilarity.

We use 42 contestants on stage. Nobody is chosen ahead of time, so everybody has an equal chance to be up there.

“At the end, someone will have the chance to win $1 million. We pray to God that they win it. We would love to have someone win it. I’ve had so many people tell me, ‘I didn’t make it on the stage, but I’ve had more fun than I’ve had in a long time.’”

Eubanks is synonymous with game shows. He says he isn’t the one who makes the programs successful.

“To me, a successful game show host is somebody who takes yourself out of the equation,” he says. “When I started The Newlywed Game, I would sit in the dressing room with four couples ready to bare their soul for a toaster.

“I would say, ‘OK, you guys, we’re going to go out there and have fun.’ I had nothing.

I would sit with those couples before the show and ask them questions about their lives and their marriage. I was just a conduit between the audience and the couples.”

22

October 2 Monday

Parkinson’s PWR!Moves 2, noon to 1 p.m., repeats October 9, October 16, October 23 and October 30, Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, $5, free for members, registration required, 480-481-7090, healthandfitness@vojcc.org.

October 3 Tuesday

Let’s Knit, 1:30 to 3:30 p.m. Tuesdays, Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, free, 480-481-7033, harrietc@vosjcc. org.

Bob Eubanks is synonymous with game shows. (Special to LLAF)

He adds that many hosts, and especially comedians, have a rough time when constants are funnier than them. Eubanks can make people talk, and that defines a successful game show host.

Born in Flint, Michigan, and raised in California, Eubanks is a bit of a renaissance man. He participated in rodeos, where he met his good friend, Valley automobile dealership mogul Tex Earnhardt.

“Tex Earnhardt is a very good friend of mine,” he says. “That’s no bull.”

During most of the 1960s, he produced concerts, including Merle Haggard at the Arizona State Fair, and Glen Campbell when “By the Time I Get to Phoenix” was a hit.

He booked The Beatles for multiple shows in Los Angeles in the 1960s. In honor of the 50th anniversary of the Fab Four’s North American circuit, he tours with Bob Eubanks Presents The Beatles, through which he shares memorabilia and memories.

“The only other concert promoter in Los Angeles turned them down,” he says.

“He was used to paying $10,000 for Frank Sinatra and Ella Fitzgerald. The Beatles wanted $25,000. He said, ‘No way.’ I stepped forward, borrowed it on my house and presented The Beatles shows at the Hollywood Bowl in 1964 and 1965, and the 1966 show at Dodger Stadium.”

Besides bringing Hollywood’s Greatest Game Shows to fans, Eubanks works as

| OCTOBER 2017

a motivational speaker. He focuses on enhancing people skills, team building, relationships, ethnic diversity and the use of humor as a communication skill.

“I do a speech called It’s All About People,” Eubanks says. “It’s a very funny one-hour talk. I play outtakes of The Newlywed Game to make my point.”

He says he feels that Hollywood’s Greatest Game Shows is one of his greatest accomplishments. And he has no qualms about continuing to work.

“A friend of mine said, ‘If you rest, you rust,’” he recalls. “What I do is about as far away from work as you can possibly be and still earn a living. It’s just so much fun.

“With Hollywood’s Greatest Game Shows, I get into town, the couples have a great time. Everybody on stage wins a prize. I’m rooting for them all the way. I would love for someone to win the $1 million. The odds are a heck of a lot better than the lottery.

With the show, when you have different contestants, you have a different show every time. That’s what makes it fun.”

MORE INFO

What: Hollywood’s Greatest Game Shows hosted by Bob Eubanks When: 8 p.m. Saturday, October 28 Where: Wild Horse Pass Hotel and Casino’s Ovations Live Showroom, 5040 Wild Horse Pass Blvd., Chandler Cost: $30-$55 Info: 800-946-4452, wingilariver.com

Parkinson’s Boxing, noon to 12:45 p.m.

Tuesdays, Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, $70, $50 for JCC members, registration required, 480-481-7015, healthandfitness@vosjcc.org. This 45-minute class improves stamina, speed, coordination, postural imbalances and encourages deep breathing.

Parkinson’s PWR!Moves 1, noon to 1 p.m.

Tuesdays, Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, $5, free for JCC members, 480-481-7090, healthandfitness@ vosjcc.org.

Tai Chi with Roxanne Reynolds, 4:30 to 5:15 p.m. Tuesdays, Ironwood Cancer and Research Centers, 685 S. Dobson Road, Chandler, call for charge, reservations required, 480-314-6660, ironwoodcrc.com.

October 4 Wednesday

Ladies Community Chit and Chat Group Breakfast Meeting, 9 a.m., Oakwood Country Club in the alcove of the Stone and Barrel Restaurant, 25379 S. EJ Robson, Sun Lakes, call for charge, reservations required by October 1, 480-802-0775. Share your ideas and talents with new friends and old friends.

Chair Yoga, 10 to 11 a.m. Wednesdays, Ironwood Cancer and Research Centers, 685 S. Dobson Drive, Chandler, call for charge, reservations required, 480-314-6660, ironwoodcrc.com.

Let’s Talk Current Events Discussion Group, 2 to 3:30 p.m., Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, free, reservations required, 480-481-7033, harrietc@vosjcc.org.

Bill Adler leads the discussion.

East Valley Friends and Neighbors, 9:30 to 11:30 a.m., repeats the first Wednesday of each

Calendar ...continues on page 23 www.LovinLifeAfter50.com

Calendar of Events Calendar...continued from page 22 month, Grace United Methodist Church, 2024 E. University, Mesa, free, 480-848-5146, evfanaz.org.

A nonreligious and nonpartisan group, East Valley Friends and Neighbors invites residents who wish to get better acquainted with others.

Tai Chi, 1 to 2 p.m., repeats October 18, Ironwood Cancer and Research Centers, 5810 W. Beverly Lane, Glendale, call for charge, reservations required, 480-314-6660, ironwoodcrc.com.

October 5 Thursday

Ostomy Support Group, 2 p.m., Banner Boswell Medical Center, 13180 N. 103rd Drive, Sun City, free, reservations required, 623-582-2446.

Parkinson’s PWR!Circuit 3, noon to 1 p.m.

Thursdays, Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, $5, free for JCC members, reservations required, 480-481-7090, healthandfitness@vosjcc.org.

Green Building Program, 7 to 8:30 p.m., Granite Reef Senior Center, 1700 N. Granite Reef Road, Scottsdale, free, reservations required, 480-3121700. Anyone considering retrofitting their home for energy-efficient features can learn which ones might be important for their home.

October 6 Friday

Valley Engineering, Science & Technology Club Luncheon Meeting, 11:30 a.m., Briarwood Country Club, 20800 N. 135th Avenue, Sun City West, $20, reservations required, 623-544-0942, engineersaz.com. Dr. David Shprecher, movement disorders director at Banner Sun Health Research Institute, will discuss “Progress and Hope Through Parkinson’s Disease Research.”

Let’s Dance!, 6:30 to 9:30 p.m., Palm Ridge Summit Hall, 13800 W. Deer Valley Drive, Sun City West, $8, $6 members, reservations required, 602-679-4220, rocknroll.scwclubs.com. Host and DJ Kort Kurdi spins the greatest hits from the 1950s and 1960s.

October 7 Saturday

Downtown Mesa Festival of the Arts and Farmers Market, formerly known as MACFest, 10 a.m. to 4 p.m., repeats October 21, on Macdonald Street, off Main Street, in downtown Mesa, free admission, drmesafest.com.

Bacon and Beer Classic, 1 p.m., Scottsdale Stadium, 7408 E. Osborn Road, Scottsdale, $49$79, baconandbeerclassic.com. Explore the spring training home of the San Francisco Giants while indulging in all-inclusive suds and grub. Sample more than 50 craft beers from regional breweries, eat over 25 original bacon dishes and unlimited bacon strips, play giant Jenga and cornhole, compete in a bacon-eating contest and more.

Hillcrest Dance and Social Club, 7 to 9:30 p.m., R.H. Johnson Social Hall, 19803 R.H. Johnson Boulevard, Sun City West, hillcrest.scwclubs.com, $6, $4 members. Midnight Moon provides the entertainment.

Karaoke Night, 6 to 9 p.m., Sunland Village Auditorium, 4601 E. Dolphin Avenue, Mesa, 480832-9003, $2 at the door.

Mac and Cheese Fest, noon to 7 p.m., Scottsdale Waterfront, 7134 E. Stetson Drive, Scottsdale, $15 (general admission) and $75 (VIP), macandcheesefestaz.com.

Arizona Coyotes vs. Las Vegas Golden Knights, 6 p.m., Gila River Arena, 9400 W. Maryland Avenue, Glendale, nhl.com/coyotes, tickets start at $24.50.

The Arizona Coyotes’ first home game may feel strange without retired team legend Shane Doan on the starting roster for the first time in two decades. This season-opening game is something special, though. It’s against the new Las Vegas Golden Knights.

AZ Battle of the Brews, 5 to 10 p.m., Historic Downtown Glendale, 58th and Glendale avenues, $25-$100, glendalefirefighterscharities.com.

Arizona Battle of the Brews brings together craft beer, music, food and games. It features a home-brewing competition, judged by patrons, with firefighters and police officers from around the state. The winner gets a trophy and title of Arizona’s Best Public Service Home-Brewed Beer.

October 8 Sunday

Ahwatukee Farmers Market, 9 a.m. to 1 p.m., Ahwatukee Community Swim and Tennis Center parking lot, 4700 E. Warner Road, Phoenix, free admission, http://bit.ly/2f00wj2. The market features vendors selling seasonal produce, herbs, flowers, locally made jams, jellies, salsas, freshbaked breads, natural pork, beef and fish.

Million Dollar Quartet with Johnny Cash, Elvis Presley, Jerry Lee Lewis and Carl Perkins Impersonators, 3 p.m., Wild Horse Pass Hotel and Casino, 5040 Wild Horse Pass Boulevard, Chandler, $55-$125, 800-946-4452, wingilariver.com.

October 9 Monday

Prostate Cancer Support Group (USTOO), 7 to 9 p.m., Ironwood Cancer and Research Centers, 685 S. Dobson Drive, Chandler, call for charge, reservations required, 480-314-6660, ironwoodcrc. com.

The Sun Lakes Democratic Club Meeting, 7 p.m., Sun Lakes Country Club’s Navajo Room, 25601 E. Sun Lakes Boulevard, Sun Lakes, free, 480-2003322. The speakers are U.S. Senate candidate Deedra Abboud, and Kiana Sears, who is running for Arizona Corporation Commission.

October 10 Tuesday

Ostomy Support Group, 6 p.m., Elite Home Healthcare Services, 2140 W. Greenway Road, Phoenix, free, reservations required, 602-246-8221.

Tai Chi with Roxanne Reynolds, 4:30 to 5:15 p.m.

Tuesdays, Ironwood Cancer and Research Centers, 685 S. Dobson Road, Chandler, call for charge, reservations required, 480-314-6660, ironwoodcrc. com.

Western Dance, 6 p.m., Via Linda Senior Center, 10440 E. Via Linda, Scottsdale, $3, reservations required, 480-312-5810.

Calendar ...continues on page 24

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Calendar of Events Calendar...continued from page 23 Sun Lakes Republican Club Meeting, 6:30 p.m., Sun Lakes Country Club’s Arizona Room, 25601 N. Sun Lakes Boulevard, Sun Lakes, free, 480802-0178, slgop.org. AZ Senate Majority Leader Kimberly Yee will discuss “Preserving Liberty,” while Christina Sandefur, executive vice president of the Goldwater Institute, will talk about “Litigating for Liberty.”

October 11 Wednesday

Cancer Support Group, 6:30 to 8:30 p.m., repeats October 25, Ironwood Cancer and Research Centers, 5810 W. Beverly Lane, Glendale, free, registration required, 480-314-6660, ironwoodcrc. com.

Chair Yoga, 10 to 11 a.m. Wednesdays, Ironwood Cancer and Research Centers, 685 S. Dobson Drive, Chandler, call for charge, reservations required, 480-314-6660, ironwoodcrc.com.

October 12 Thursday

Lymphoma Support Group, 6 to 8 p.m., Ironwood Cancer and Reserch Center, 8880 E. Desert Cove Avenue, Scottsdale, free, reservations required, 480-314-6660, ironwoodcrc.com.

October 13 Friday

Parkinson’s Support Group, 10 to 11:30 a.m., Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, free, 602-406-3840. Those with Parkinson’s disease and their caregivers meet and share resources and support. It is facilitated

by Patty Hatton, CTRS, from the Muhammad Ali Parkinson Center at Barrow Neurological Institute.

Chair Yoga, 2 to 3 p.m., repeats October 27, Ironwood Cancer and Research Centers, 8880 E. Desert Cove Avenue, Scottsdale, call for charge, reservations required, 480-314-6660, ironwoodcrc. com.

Four Peaks Oktoberfest, 5 p.m. to midnight, repeats noon to midnight October 14, and noon to 6 p.m. October 15, Tempe Town Lake, 80 E. Rio Salado Parkway, Tempe, free with VIP packages available for purchase, fourpeaksoktoberfest.com.

24

October 14 Saturday

Hillcrest Dance and Social Club, 7 to 9:30 p.m., R.H. Johnson Social Hall, 19803 R.H. Johnson Boulevard, Sun City West, hillcrest.scwclubs.com, $6, $4 members. The Breeze provides the music at the Oktoberfest-themed dance.

Arizona Taco Festival, 11 a.m. to 7 p.m., repeats October 15, Salt River Fields at Talking Stick, 7555 N. Pima Road, Scottsdale, $12-$100, aztacofestival. com.

October 15 Sunday

Ahwatukee Farmers Market, 9 a.m. to 1 p.m., Ahwatukee Community Swim and Tennis Center parking lot, 4700 E. Warner Road, Phoenix, free admission, http://bit.ly/2f00wj2. The market features vendors selling seasonal produce, herbs, flowers, locally made jams, jellies, salsas, freshbaked breads, natural pork, beef and fish.

What a Night! Jersey Boys Meets Mamma Mia, 3 p.m., Wild Horse Pass Hotel and Casino, 5040 Wild Horse Pass Boulevard, Chandler, $15-$30, 1-800946-4452, wingilariver.com.

October 16 Monday

Let’s Retire, 11 a.m. to noon, Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, call for charge, 480-481-7033, harrietc@vosjcc.org. Join David Cohn, retired business owner and investment banker, as he shares his wealth of knowledge for finding your passion in giving back and planning for a rewarding retirement.

October 17 Tuesday

Let’s Appreciate Art, 11 a.m. to noon, Valley of the Sun JCC, 12701 N. Scottsdale Road, free, reservations required, 480-481-7033, harrietc@ vosjcc.org. This month, the group explores Woman in Gold: The Art of Gustave Klimt.

Readers’ Theatre, 10 to 11:30 a.m. Tuesdays, Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, call for charge, 480-599-7198, janet. arnold@jfcsaz.org, jfcsaz.org/creativeaging. The class is taught by Janet Arnold, who has more than 30 years’ experience as an actress, director and producer. The class explores the methods of bringing characters to life with voices and simple movement.

October 18 Wednesday

Tai Chi, 1 to 2 p.m., repeats October 18, Ironwood

| OCTOBER 2017

Cancer and Research Centers, 5810 W. Beverly Lane, Glendale, call for charge, reservations required, 480-314-6660, ironwoodcrc.com.

$6 members, reservations required, 602-679-4220, rocknroll.scwclubs.com. Host and DJ Kort Kurdi spins the greatest hits from the 1970s and 1980s.

Chair Yoga, 10 to 11 a.m. Wednesdays, Ironwood Cancer and Research Centers, 685 S. Dobson Drive, Chandler, call for charge, reservations required, 480-314-6660, ironwoodcrc.com.

October 21 Saturday

Taste of Cave Creek, 5 to 9 p.m., repeats October 19, Stagecoach Village, 7100 E. Cave Creek Road, Cave Creek, tickets start at $10, tasteofcavecreek. com.

October 19 Thursday

Ostomy Support Group, 12:30 p.m., La Casa de Christo Lutheran Church, 6300 E. Bell Road, Scottsdale, free, reservations required, 623-5804120.

Let’s Eat: Mature Mavens Dinner, 5 p.m., call 602371-3744 for more information. Make new friends as you meet for dinner and socialize. Dinner is separate checks.

Discussion with the Rabbi, 11 a.m. to noon, Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, free, reservations required, 602-492-7670, chani@ sosaz.org. Gather to chat with Rabbi Levi Levertov for a stimulating discussion on an issue relevant to Judaism in contemporary society.

Storytelling Class, 10:30 a.m. to 12:30 p.m.

Thursdays for eight weeks, JCC of the Northwest Valley, 12202 N. 101st Avenue, Sun City, call for charge, 480-599-7198, janet.arnold@jfcsaz.org, jfcsaz.org/creativeaging.

October 20 Friday

Caregiver Connect Event, 8 a.m. to 2:30 p.m., Bellevue Heights Church, 9440 W. Hutton Drive, Sun City, free, reservations required, 623-5844999, benevilla.org. This free educational event is aimed at providing caregivers with support and education that will help them navigate the many challenges of caregiving. There will be seven presentations. There will be coffee and light refreshments in the morning and a free box lunch provided by Birt’s Bistro. Caregivers will have the opportunity to collect free resources from more than 40 community vendors. A Benevilla C.A.R.E.S. resource specialist will also be available for oneon-one support.

Let’s Dance!, 6:30 to 9:30 p.m., Palm Ridge Summit Hall, 13800 W. Deer Valley Drive, Sun City West, $8,

Downtown Mesa Festival of the Arts and Farmers Market, formerly known as MACFest, 10 a.m. to 4 p.m., on Macdonald Street, off Main Street, in downtown Mesa, free admission, drmesafest. com.

Karaoke Night, 6 to 9 p.m., Sunland Village Auditorium, 4601 E. Dolphin Avenue, Mesa, $2 at the door, 480-832-9003.

Dogtoberfest, 9 a.m., Granite Reef Senior Center, 1700 N. Granite Reef Road, Scottsdale, free with one dog food donation to support the Vista Del Camino P.E.T. pantry, reservations required, 480312-1700. Get local resources for your furry friend.

Hillcrest Dance and Social Club, 7 to 9:30 p.m., R.H. Johnson Social Hall, 19803 R.H. Johnson Boulevard, Sun City West, hillcrest.scwclubs.com, $6, $4 members. Michael and Manuel provide the music.

Our Lady of Lourdes Catholic Daughters Shreda-Thon, 9 a.m. to noon, Our Lady of Lourdes Church Parking Lot, 19002 N. 128th Avenue, Sun City West, donations accepted, 623-584-2327. A shredding truck will be on site to securely and safely dispose of documents.

October 22 Sunday

Ahwatukee Farmers Market, 9 a.m. to 1 p.m., Ahwatukee Community Swim and Tennis Center parking lot, 4700 E. Warner Road, Phoenix, free admission, http://bit.ly/2f00wj2. The market features vendors selling seasonal produce, herbs, flowers, locally made jams, jellies, salsas, freshbaked breads, natural pork, beef and fish.

October 23 Monday

Survivor Group, 6 to 7:30 p.m., Ironwood Cancer and Research Centers, 685 S. Dobson Road, Chandler, free, reservations required, 480-3146660, ironwoodcrc.com.

October 24 Tuesday

Schmooze & Pastry with Chani, 11 a.m. to noon, Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, free, 602-492-7670, chani@sosaz.org.

Enjoy homemade pastries and warm conversation

Calendar ...continues on page 25

www.LovinLifeAfter50.com

Calendar of Events Calendar...continued from page 24

to keep you young, active and strong.

Scottsdale’s Fall Festival, 5 to 9 p.m., Eldorado Park Ballfields, 2311 N. Miller Road, Scottsdale, free admission, scottsdaleaz.gov. Bring the grandkids and take a trip through the Haunted Forest, win candy at game booths and tots area and enter a costume contest.

Frankenstein Program, 6:30 p.m., Scottsdale Civic Center Library Auditorium, 3839 N. Drinkwater Boulevard, Scottsdale, free, reservations required, scottsdalelibrary.org. Anthropologist Sharonah Frederick presents tales of this 16th-century alchemist.

Goodyear Oktoberfest, 5 p.m. to midnight, Phoenix Goodyear Airport, 1658 S. Litchfield Road, Goodyear, $65, oktoberfestgoodyear.com. In a new location for 2017, Goodyear Oktoberfest will be much larger than last year. The event will feature all-you-can-eat Bavarian food, an Oktoberfest beer mug and even a German Oktoberfest band from Munich.

Tai Chi with Roxanne Reynolds, 4:30 to 5:15 p.m.

Tuesdays, Ironwood Cancer and Research Centers, 685 S. Dobson Road, Chandler, call for charge, reservations required, 480-314-6660, ironwoodcrc. com.

Hollywood’s Greatest Game Shows, 8 p.m., Wild Horse Pass Hotel and Casino, 5040 Wild Horse Pass Boulevard, Chandler, 800.946.4452, wingilariver. com, $30-$55. Attend the show starring Bob Eubanks and have a chance to win $1 million.

October 25 Wednesday

October 29 Sunday

on a variety of topics led by Chani Levertov.

Chair Yoga, 10 to 11 a.m., Ironwood Cancer and Research Centers, 685 S. Dobson Drive, Chandler, call for charge, 480-314-6660, ironwoodcrc.com.

October 26 Thursday

Is There Dust on Your Trust?, 9:30 to 10:30 a.m., Benevilla Surprise Campus, 16752 N. Greasewood Street, Surprise, free, reservations required, 623584-4999, Benevilla.org. This free educational workshop is aimed at giving seniors support and education regarding their choices in home care when the time comes. Expert speakers will provide attendees with options for staying independent at home as health changes arise either with themselves or a loved one. Light refreshments will be served.

Great AZ Challah Bake, 6:45 p.m., Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, free, registration required, 602-469-1606, shabbatprojectaz.com.

October 27 Friday

Chair Yoga, 2 to 3 p.m., Ironwood Cancer and Research Centers, 8880 E. Desert Cove Avenue, Scottsdale, call for charge, registration required, 480-314-6660, ironwoodcrc.com.

Ahwatukee Farmers Market, 9 a.m. to 1 p.m., Ahwatukee Community Swim and Tennis Center parking lot, 4700 E. Warner Road, Phoenix, free admission, http://bit.ly/2f00wj2. The market features vendors selling seasonal produce, herbs, flowers, locally made jams, jellies, salsas, freshbaked breads, natural pork, beef and fish.

Grape Arizona Wine Event, 1 to 5 p.m., Heritage Square, 113 N. Sixth Street, Phoenix, $30-$75, grapearizonawineevent.com. Besides the more than 10 participating local wineries, beer will be involved. The three Arizona breweries who will be serving suds are Mesquite River Brewing, Mother Bunch Brewing and Wren House Brewing Company.

The event is sponsored by Phoenix Rotary 100 Charities.

October 30 Monday It’s National Candy Corn Day!

October 31 Tuesday

Tai Chi with Roxanne Reynolds, 4:30 to 5:15 p.m., Ironwood Cancer and Research Centers, 685 S. Dobson Road, Chandler, call for charge, registration required, 480-314-6660, ironwoodcrc. com.

October 28 Saturday

Catholic Daughters Annual Spaghetti Dinner, 3 to 6 p.m., Prince of Peace St. Michael’s Hall, 14818 W. Deer Valley Drive, Sun City West, $10, 623-3224139. Ticket price includes spaghetti and meatballs plus salad, breadsticks, cake, lemonade and tea.

Halloween Dance, 7 to 10 p.m., Sunland Village Auditorium, 4601 E. Dolphin Avenue, Mesa, $7, 480832-9003. Guilty Pleasures will perform.

Hillcrest Dance and Social Club, 7 to 9:30 p.m., R.H. Johnson Social Hall, 19803 R.H. Johnson Boulevard, Sun City West, hillcrest.scwclubs.com, $6, $4 members. Bobby Freeman and Charlene will perform at the Halloween-themed dance.

Costumes are optional.

Healthy Brain Expo II: How to Keep Your Brain Young, Active and Strong, 9 a.m. to 1:30 p.m., Holland Community Center, 34250 N. 60th Street, Building B, Scottsdale, $20 in advance, $30 at the door, 480-488-1090, azfcf.org. This half-day event focuses on positive aspects of engaging the brain

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Strings Attached

Urban Electra turns classic rock songs into rockin’ classical jams.

BY NIKI D’ANDREA

Urban Electra plans to play crowd-pleasers when they kick off the seasonal Sips and Sounds concert series at the SHOPS at Gainey Village. (Photos courtesy Bridges Media Group)

“Play some Skynyrd! Freebird!”

It’s not unusual to hear somebody drunkenly bellow this familiar heckle at a rock ‘n’ roll show, especially toward a band that primarily plays cover songs.

It’s less likely to hear it directed at a string quartet – unless that quartet is Valley-based Urban Electra, in which case, “Freebird” is a frequent request. So is the Charlie Daniels Band’s “Devil Went Down to Georgia” and the Johnny Cash classic “Orange Blossom Special.”

Unlike a traditional string quartet, which consists of two violinists, a viola player and a cellist performing mostly Baroque and Classical music, Urban Electra turn their strings onto classic rock and contemporary alternative rock songs. “We play cover tunes by artists that the average American knows – Led Zeppelin, Rolling Stones, or something more modern like Muse or U2,” explains Urban Electra violinist Carrie Caruso, who also arranges all the band‘s covers for strings. “We pick music to hopefully

30

| OCTOBER 2017

connect with every age group, [and hope] that someone will like at least one song we perform that we’ve arranged.”

Urban Electra plans to play a plethora of crowd-pleasers when they kick off the seasonal Sips and Sounds free concert series at the SHOPS at Gainey Village the evening of Friday, November 2. Visitors to the village can browse the boutique shops before the event (which runs from 6 to 8 p.m.), and then enjoy free sodas while Urban Electra plays tunes by artists such as the Beatles, the Cranberries, Coldplay and even Eminem. Food will be available for purchase from several of the village’s restaurants, including Drexyl, Urban Kitchen, Soi 4 Bangkok Eatery, Pomo Pizza Napoletana, Hash Kitchen and The Living Room.

“I think people love entertainment, especially if it’s free, and if there’s something else there, like a wine tasting or some shopping,” says Caruso, who played with Urban Electra at Gainey Village last year but will be performing

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at the Sips and Sounds series for the first time.

Growing up in Detroit around a musically inclined family, Caruso began playing instruments at a very young age, first tinkering by ear on the “beat up” family piano in the dining room and eventually starting violin lessons in school when she was 10. A couple of years later, she began taking private violin lessons, and in 1994, she moved to Arizona, where she began performing freelance gigs and studied under the late Dr. Frank Spinosa at ASU. Formal classical music training can be an intense experience requiring endless hours of listening and analysis, and it was such saturation, Caruso says, that attracted her to rock and roll, R&B and other modern music styles. “You’re really immersed in classical music literature, especially when you’re attending a school of music. You have to listen to classical music, you’re analyzing cassical music, and if I never hear… another Beethoven piano sonata, that would be just fine with me,” she says with a laugh.

Her siblings also held some sonic sway.

“I’m the youngest of five children, and my oldest brothers are 11 and 12 years older than me,” Caruso says. “Growing up in the ‘70s, that was a major

influence, because I always heard the classic rock. I just really enjoyed that era – the ‘60s and ‘70s in rock ‘n‘ roll – and surprisingly, it translates very well for a string quartet.”

But rearranging classic and modern rock, pop and hip-hop songs for classical instruments isn’t as straightforward as plugging into an amplifier and reading sheet music.

Caruso typically takes the bass guitar in a Urban Electra’s album Beautiful Nightmare was released in 2014. (Photos courtesy song and turns it Bridges Media Group) into cello parts, translates rhythm guitar, keyboard or a verse or a chorus or feature all the piano parts into viola or second violin members in each of our shows, so each and rewrites lead vocals or primary member is just as important as the first violin,” Caruso says, adding, “So the bass melody for first violin.

“To really give it a nice original twist player – or the cello player, in this case – and interest for the audience so they – doesn’t get too bored just playing don’t really know who’s going to be a bunch of ‘footballs,’ as we call them, whole notes or quarter-notes or just playing what – I like to give a solo or

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a regular, driving bass rhythm, which is fairly simple in rock ‘n‘ roll, but R&B and hip-hop tunes get a little more interesting for the bass line.”

Caruso’s Urban Electra bandmates – violinist Ikuko Kanda, cellist Melanie Yarger and viola player Verrona Grandil – also are classically trained players who bring a sleek edge to their craft, capable of rendering the Eurythmics’ “Sweet Dreams” into a suspenseful, foot-stomping string jam and morphing Muse’s “Uprising” into a symphonic gallop. One of Caruso’s favorite songs she’s arranged and enjoys performing is Metallica’s “Nothing Else Matters.”

“That’s kind of a dark piece, but it’s very emotional in the way the arrangement keeps true to the original form of Metallica’s piece, being instrumental,” she says. “It’s been very fun to really create some dissonance and resolutions, to really keep that emotion.”

Fans will be pleased to know Caruso has arranged “Orange Blossom Special” (“with a twist of ‘Crazy Train’ by Ozzy Osbourne in there,” she says) as well as “Devil Went Down to Georgia” for performances this season. She hopes to debut them live in the spring.

“Freebird” is still not in their repertoire.

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You can also call now to reserve a spot at a neighborhood meeting to learn more: PHOENIX Calvary Church 12801 N. 28th Dr. Oct. 24 at 7 p.m.

PHOENIX Denny’s 2717 W. Bell Rd. Oct. 9, 13 at 10 a.m.

Oct. 20, 27 at 1 p.m.

Nov. 3, 10 at 1 p.m.

Dec. 1 at 1 p.m.

PHOENIX Iora Primary Care 3202 E. Greenway Rd. Oct. 13, 16, 20, 23, 27, 30 at 11 a.m.

Nov. 3, 6, 10, 13, 17 at 11 a.m.

Nov. 30 at 10 a.m.

PHOENIX Iora Primary Care 3137 W. Indian School Rd. Oct. 26 at 12 p.m.

Nov. 14 at 12 p.m.

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October, the tenth month of the year, has 31 days, is the first full month of autumn, and culminates in the holiday we call Halloween. It has two birthstones, opal and tourmaline, and its flower is the relatively obscure calendula. The name comes from the Latin for “eight,” since for the ancient Romans, it was the eighth month.

October is National Cookie Month, National Pizza Month, and National Seafood Month. I don’t know about you, but two foods of the month are enough, so I pick, hmm, let’s see, cookies and pizzas. The tilapia can wait.

More U.S. Presidents were born in October than in any other month. They are: John Adams, Rutherford B. Hayes, Chester Arthur, Theodore Roosevelt, Dwight Eisenhower and Jimmy Carter.

Chubby Checker, Groucho Marx, St. Francis

of Assisi, Kelly Ripa, Lee Harvey Oswald, Simon Cowell, Kate Winslet, Jesse Jackson, John Lennon, Charlton Heston, Eleanor Roosevelt, Brett Favre, Margaret Thatcher, Eminem, Mickey Mantle, Carrie Fisher, Pablo Picasso, Minnie Pearl, Leon Trotsky, Bill Gates, Jane Pauley and Dizzy Gillespie were all born in October, demonstrating yet again that people born in the same month exhibit similar personality traits.

In the early history of television, October was the typical month for premiering a new series. Among the October debuts: Captain Kangaroo (1955); The Mickey Mouse Club (1955), The Twilight Zone (1959), the Andy Griffith Show (1960), and the Dick Van Dyke Show (1961).

October is rife with history. How many questions about October events can you answer?

October Questions:

4

1

2

3

In October of 1976, Chinese authorities arrested a group it called “The Gang of Four.” Whose widow was a member of the group?

What philosopher, born on Oct. 15, predicted the 20th century would see “wars such as there have never been on Earth before”?

What October-born literary figure said, “There is only one thing worse than being talked about, and that is not being talked about.”

Contest Prizes:

For October, two readers in Tucson and two readers in Phoenix will win a certificate for a one-night stay at InnSuites.

6-

September Winners:

et

The winners each received a one-night stay at InnSuites.

PHOENIX Rich Van Slyke Jeannie Inserra

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November 20122017 : : Lovin’ Life After 50 : : page 17 | OCTOBER

TUCSON Kenneth Unwin Paul Hayes

To Enter:

On a sheet of paper, list the correct answers in order 1 through 5. Include your full name, mailing address, phone number and email address if available.

Mail your trivia contest entry to: Lovin’ Life After 50 Attn: Trivia Contest 1620 W. Fountainhead Pkwy., #219 Tempe, AZ 85282

5

Oct. 31 is Halloween, but it is also the date on which a certain important event happened in the history of religion in Europe, sparking huge changes in the Roman Catholic Church.

Who was the man at the center of this event?

September Answers:

1 2 3 4

Or email your entry to: trivia@lovinlife.com

The deadline for entry is the 15th of each month.

Please be sure to have your entry postmarked by that date. If you’re a winner in our drawing, we’ll contact you via telephone.

On Oct. 26, 1881, Wyatt Earp, two of his brothers and “Doc” Holliday gunned down four people in what was called the “Gunfight at the O.K. Corral.” Despite the name, however, the fight actually took place near a photography studio belonging to what then-well known photojournalist?

5

The Rolling Stones did its first tour in September of 1963, opening for two headlining artists. One was the Everly Brothers. Who was the other?

BO DIDDLEY What pastry was invented in September of 1683, to celebrate the victory of Vienna over the Ottoman Empire? THE CROISSANT What hero of the American Revolution was hanged in September of 1776?

NATHAN HALE According to historians, Sept. 6, 1963 saw the 100,000th game in professional baseball history. One of the teams was the Cleveland Indians.

Who played against them?

THE WASHINGTON SENATORS On Sept. 9, 1956, who appeared on TV’s The Ed Sullivan Show for the first time? ELVIS PRESLEY

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Tinseltown Talks

L.Q. Jones reflects on Hollywood journey

BY NICK THOMAS For over 50 years, L.Q. Jones was a familiar character actor in some 100 films and hundreds more television shows.

Lanky, tough and athletic, he could tackle any role although was often cast as the heavy in Westerns and dramas, projecting the bad guy image with merely a sinister smirk or a menacing twinkle in the eye.

On August 19, Jones turned 90, and two days later hosted a showing of The Wild Bunch at Grauman’s (now the TCL) Chinese Theatre. Born and raised in Texas as Justus McQueen, he lost his mother to a car accident as a young boy and went into the care of relatives.

“I was born in Beaumont, although they may try to disclaim me. But it’s too late now!” Jones says from his home in L.A. “We moved around quite a bit, to Houston to Dallas to Oklahoma City, back to Beaumont, and finally Port Neches. I had a horse by the time I was 8 or 9, and

grew up around tough rodeo people – my uncle was into roping – so Westerns were easy and fun.”

In college, at the University of Texas at Austin, his roommate for over a year was Fess Parker. While the future Daniel Boone actor moved west to Hollywood, Jones headed south and took up ranching in Nicaragua. When Parker sent his buddy a copy of Leon Uris’ war novel Battle Cry, which was about to be filmed, Jones thought one character could be his ticket to fame and was encouraged by Parker to come out to Hollywood.

“Within two days of arriving, I had the part of L.Q. Jones in Battle Cry and probably would never have been in the business had it not been for Fess.”

Despite lacking Hollywood experience, Jones had worked some comedy acts during college to help pay the bills, so he played the comic relief character in

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L.Q. Jones over the years (left to right): in Buchanan Rides Alone (1958, Columbia), Major Dundee (1965, Bresler Productions) and The Patriot (1998, Interlight). (Special to LLAF)

the 1955 war drama like a veteran.

After adopting his screen character’s name, the lad from Texas quickly settled into Hollywood and soon became a favorite supporting actor in Sam Peckinpah’s films such as The Wild Bunch.

“Sam was a genius and I loved him, but he was a basket case. He drove everybody nuts.”

That was evident during L.Q. Jones, right, clowning around in his first film, Battle Cry (1955). the production of Major (Photo courtesy Warner Bros.)

Dundee with Charlton out of you.”

Heston.

Jones calls The Wild Bunch a “hell of “Heston was using a real saber for one a movie,” but believes Peckinpah’s Ride scene. Sam made him so mad, Chuck came within an eyelash of cutting Sam the High Country was “the best Sam ever in two – and it scared Chuck because he made, just gorgeous to watch, although damn near did it. Sam found a way to get I cry like a baby at the ending.” He says under your skin to get what he wanted it’s “one of the best Saturday afternoon Westerns you could ever sit and watch over a bowl of popcorn.”

And while he had a few lead roles in films, Jones was content as a supporting actor. “I suppose I could have worked my way up the acting food chain, but character work was very rewarding and great fun. I loved playing the heavies because I could do what I wanted and got to work with the best in the business, so I consider myself very lucky.”

Strother Martin, L.Q. Jones (top bunk) and Robert Ryan in The Wild Bunch (1969). (Photo courtesy Warner Bros.)

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Skagway: Located on the northern tip

of the Lynn Canal, Skagway was born as the land entryway for thousands of goldcrazed miners to the Klondike Gold Rush of 1898. The town is well-preserved and rich in gold rush history. My pick: a trip aboard the vintage White Pass & Yukon Route railway, for a train journey back into time.

Travel

Alyeska

Sitka: My personal favorite of all Alaska’s destinations, Sitka is nestled on Baranof Island and offers an amazing mix of Tlingit Indian, Russian and American history and culture. The attractions are endless. My pick: Sitka National Historical Park. The 113acre coastal park features the Southeast Alaska Indian Cultural Center, plus beaches, hiking trails and scores of totem poles.

Exploring the Great Land

Fairbanks:

Based 120 miles south of the Arctic Circle, Fairbanks is the ideal venue to experience a real living history, highlighted by the majestic midnight sun. As the bustling capital of the north, it has the widest temperature swings in the U.S. My pick: an excursion on a Riverboat Discovery sternwheeler, with a stop at an Athabascan village, for traditional fishing, hide tanning and dog sledding demonstrations.

Denali National Park: Denali Na-

tional Park and Preserve is 6 million acres in size. Larger than the state of Massachusetts, it is one of the world’s last great frontiers for wilderness adventure. Established as a national park in 1917, it remains largely wild and unspoiled, just as the native people knew it. At 20,320 feet, Mount McKinley is the highest mountain in North America and the centerpiece of the park.

The mountain was named for President William McKinley, but today it has reverted back to its original Athabascan name of Denali – “the high one.”

Iconic St. Michael’s Cathedral has long been the symbol of Sitka. (Courtesy Sitka Tourism)

BY ED BOITANO Alaska is a big place. With over 3,000 rivers and more than 100,000 glaciers, the state is one-fifth the size of the continental United States and two-and-a-half times the size of Texas. A colleague in the cruise industry once said to me, “First you do all the other cruises, then you do Alaska.” She was right. With its pristine fjords, sweeping glaciers and endless snowcapped mountains, an Alaska Inside Passage cruise is a tough act to follow. But for me, the cruise experience is also about returning to former ports of call for land packages, which allows more quality time at the state’s remarkable towns and destinations. It can be a daunting task, with vast expanses of wilderness encompassing Alaska’s millions of acres of national parklands and wildlife refuges, many of which are accessible only by boat, train or plane. Fortunately, many cruise companies offer add-on land packages as well as separate ones devoid of a cruise. While exploring the destinations below, it became abundantly clear why the Aleut People refer to the state as “Alyeska,” which means “the great land.”

Ketchikan: There’s a saying that only the people in Ketchikan travel to Seattle for

38

Talkeetna:

A locale that’s perfect to just bask in the beauty, Talkeetna also offers fishing, nature and float tours, white water rafting and base camp for climbing “the high one.” My pick: a helicopter ride above Denali/Mount McKinley. To experience such a heaven’s view was like being there at the moment of creation.

Anchorage: View from a helicopter of majestic Denali (formerly Mount McKinley). (Courtesy Deborah Roskamp)

the weather. Sure, it can be wet, but a light rain slicker will do the trick when visiting the “Salmon Capital of the World.” If it’s a fishing excursion you want, this is the place for it. My own personal pick is a tour of the Totem Heritage Center, which features a collection of carved totem poles and carving demonstrations.

| OCTOBER 2017

Juneau: Spread along Gastineau Channel, Juneau is the only U.S. capital city inaccessible by road. A trip to Mendenhall Glacier is the most popular excursion, but my pick is the 1,800-foot tramway ride to the top of Mount Roberts for wildlife viewing platforms, Juneau Raptor Center and breathtaking views.

Alaska’s largest city, Anchorage boasts all the urban pleasures of fine dining, shopping, nightlife and worldclass museums. My pick: the 26-acre Alaska Native Heritage Center, which provides a fascinating insight into the arts, customs and lifestyles of the five distinct native cultures found in Alaska. Most planes depart for the lower 48 from Anchorage, and it’s not a bad way to end an exploration to Alyeska, the great land.

Visit travelalaska.com for more info.

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exhibit space, The California RV Show is the ULTIMATE OPPORTUNITY to shop for your new RV whether you are looking at getting into the RV Lifestyle for the first time or you are a seasoned RV Pro looking to upgrade your unit. Along with our 1,400 RVs of every brand and type on display, a Manufacturer Factory Representatives is onsite, working alongside local dealers to answer any questions on production and features that you may have. Multiple dealers will be competing for your purchase, so it is the ideal place to take advantage of discount pricing and manufacturer incentives that are frequently only available during the show. We will also feature an Exhibitor Tent filled with campgrounds, tourism associations, RV related products and much more! The show is packed with live music, four food courts, free Ferris Wheel rides (compliments of KOA) and the opportunity to ‘meet and greet’ your favorite sport celebrities! Hollywood celebrity, Mario Lopez, and Estrella TV & Radio personality, Don Cheto, will also be available for autographs and selfies! Admission is $15 for adults and kids under 17 and military families get in free. Multi-day adult passes are $20 and $1 off coupons are available. To purchase tickets, view all show seminars, celebrities and exhibitors, or book online, visit TheBestRVShow.com, or email info@TheBestRVShow.com NEVADA TREASURE RV RESORT – Come and enjoy the most beautiful, well manicured RV resort in Nevada. You and your party will feel spoiled by Pahrump, Nevada

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OCTOBER 2017 |

43

High Lonesome Conservation and preservation at a Colorado ranch

BY ANDREA GROSS

Photos by Irv Green

To say that High Lonesome Ranch, located in the high mesas of northwestern Colorado, is immense is an understatement. With nearly 400 square miles of leased and permitted land, it’s bigger than 25 of the nation’s 59 national parks.

To say it’s lonesome requires some elaboration. It’s not lonesome in the sense of barren, although vegetation is sparse due to the dry climate and high altitude (5,000 to 9,000 feet). But the endless vistas are interspersed with valleys of green, thus creating a landscape both open and welcoming.

It’s also not lonesome in the sense of empty.

There are animals aplenty – deer, elk, bear, moose, antelope, mountain lion, bighorn sheep and, more recently, wolves, which returned to Colorado after a 70-year absence.

But the ranch is lonesome in the sense of secluded. Although it’s just a few miles from Interstate 70, the main route across the Rockies, Wranglers take people on stars shine undisturbed daily trail rides. by passing lights, and the night silence is broken only by the rustle of a there are rarely more than 20 guests per tree or the distant sound of an week. animal.

My group of 20 was a diverse lot. We The decision to open the ranged in age from 4 to 74, in home ranch to wannabe cowboys was location from Colorado to Connecticut as idealistic as it was practical. and in ability from horse-savvy to horseObviously it makes good business shy. Our trail boss took pains to fit each sense to bring in paying guests, of us with a horse that had the right but more than that, says general temperament as well as the right fit. I told manager Scott Stewart, “We her that I wanted a horse that knew what want children to experience and appreciate the great outdoors. to do, because I didn’t. “No problem,” she They are the policy makers of said, and she asked one of the wranglers tomorrow, and we want them to bring out Giant Bob, who, she said, was

“slow and steady.”

Pretty soon we were all in the arena, ready for our orientation. Those of us who weren’t familiar with horses got lessons in saddling and bridling. Others practiced controlling their horse by leading it around an obstacle course. I practiced not falling off.

Over the next several days, we went on multiple horseback rides. Giant Bob and I plodded along on a few of the easy trails, but by mid-week I decided I’d rather

Colorado...continued on page 46

to understand the importance of land conservation and preservation.”

But while the ranch wants to attract guests and spread its message, seclusion and privacy are still of prime importance. Thus

Some guests like to picnic with the ponies.

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Colorado...continued from page 44 do something else. I asked one of the wranglers if I could see the upper reaches of the ranch by car rather than by horse.

“No problem,” he answered. “I’m sure one of us can take you on a personal wildlife safari either today or tomorrow.

You’ll be able to go into the back roads and, if we’re lucky, spot some animals.”

No matter what any of us wanted to do, the answer was always the same: “No problem.” The small number of guests allows the staff to customize activities to fit each person.

My granddaughter wanted to picnic with the ponies, my daughter-in-law wanted to fly-fish, my son wanted to hike and my husband wanted to go on a photo shoot. My grandson, who quickly turned out to be the best cowboy among us, wanted to become a good enough rider to participate in the end-of-theweek cattle drive.

The ranch has non-equestrian activities as well, from massages and mountain biking to cooking classes and visits to area wineries to interactive experiences with scientists who are working on nearby conservation and restoration projects.

Guests look forward to the end-of-the-week cattle drive.

Meals are ranch-hearty (lots of beef ) and heart-healthy (even more fruits and vegetables). Best of all, they include a weekly “Elevated Dining Experience.” For

adults, this means a seven-course dinner replete with beverage pairings. For kids, this means a campfire cookout that, depending on the age of the participants,

can morph into an overnight.

The end of the week came much too soon.

After a farewell dinner, we sat around the campfire and each of us made one last, gooey s’more. A ranch hand read cowboy poetry.

Then other people chimed in with their thoughts – how they stretched themselves physically and mentally, how they enjoyed the camaraderie as well as the solitude, how they fell in love with the blue sky, brown Earth and thin air.

But it was a 14-year-old girl who cut to the chase.

“I had such a good time that I didn’t even miss my cellphone,” she said with a smile that creased her sunburned face.

In just one week, she’d turned from city slicker to real wrangler.

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Dining

y o b w o C uisine Cool

(Above) Mary’s Chicken & Mesquite Pod Waffles comes with a side of Copper City Bourbon syrup.

C

Smoked pork belly in a bourbon-date glaze with pistachios and pickled watermelon rind.

Dust Cutter takes a stylish Southwestern twist on the hotel restaurant concept Old West meets modern chic in the design and décor at Dust Cutter.

BY NIKI D’ANDREA

Photos by Debby Wolvos/Courtesy Dust Cutter

The term “Dust Cutter” was Old West slang for a cocktail so potent it could knock the dust from your tongue.

That was back when there were fewer buildings on the frontiers, thus increasing the likelihood one would have dust on his or her tongue in the first place (and probably some cow or horse poop on the boots, too – but “Dung Runner” doesn’t sound like a good name for a libation).

Thankfully, Arizona’s become a lot more civilized over the past century, and Dust Cutter now describes a modern American eatery with a Southwestern bent, embedded in the Renaissance Phoenix Downtown. Opened in early June, the restaurant sits to the side of the hotel lobby but feels like a little world unto itself, thanks largely to the design and décor. Large-scale custom wood tables, oversize spurs hanging from railroad beams suspended from thick ropes, and art, including a huge sepia-toned photograph of a cowboy hat, contribute to the quaint but cutting-edge vibe.

Food skews Southwestern with a strong emphasis on Arizona’s heritage grains and locally sourced ingredients. Among the appetizers, house-smoked pork belly and the Hatch chile corn bread skillet stand out. The former dish sees the forktender pork varnished with a glaze made from dates and Arizona’s own Copper City Bourbon, then adorned with candied

48

will love the Sonoran Sandwich, made with Strauss Farms grass-fed beef, Grand Canyon onions, fried egg from Hickman’s Family Farms in Buckeye, heirloom tomato, Jack cheese, and chipotle pepper aioli on a brioche bun.

Heartier modcowboy fare can be found among the Dust Cutter’s daring cocktail menu makes much use of mezcal. entrees, including a bodacious burrito pistachios and pickled watermelon rind bowl packed with beans, pico de gallo, before being topped with a decorative guacamole, shredded lettuce and cilantro yellow nasturtium flower. The latter dish arrives in a heavy cast-iron skillet; made lime rice; grilled wild salmon; shrimp with flour from Hayden Flour Mills and and Hayden Flour Mills grits; and “Mary’s served with a side of scrumptious cilantro Chicken & Mesquite Pod Waffles.” The last agave butter, the cornbread could easily dish is one of Dust Cutter’s most popular, and the most notable thing about it is feed three people.

Dust Cutter may be the only restaurant the topping – a pile of greens spiked with in town that has a section on its menu chunks of pickled yellow watermelon dedicated solely to cheese crisps, and so spicy you might be tempted to take their takes on the humble quesadilla a big swig of the Copper City Bourbon include a flamboyant fig and prosciutto syrup that comes on the side to take the variation with delectably bright and edge off the burn. Go easy on the infernal flavorful Humboldt Fog goat cheese, melons and you should be fine. As for balsamic tomato jam and arugula and the chicken, it’s pretty flat and flaccid but the Pamplona Chorizo crisp, loaded has decent flavor. The waffles, made from with tangy cotija cheese, avocado and mesquite pod flour, possess a perfectly spongy texture and an earthy tinge and blistered tomatoes.

Sandwiches are pretty standard – are made immeasurably better by the burger, BLT, pork, chicken – but locavores delicious bourbon syrup. The dish pairs

| OCTOBER 2017

perfectly with The Cutter cocktail, a blend of Four Roses Yellow Label Bourbon, Ramazzotti Amaro liqueur, Aperol and lemon juice.

Other inventive bar creations include the spicy-sweet Beet Around the Bush (Del Maguey Vida Mezcal, maple beet shrub, maple syrup, lime juice, angostura and figgy pudding bitters) and the smoky Mezcalito with Four Roses Single Barrel Bourbon, Del Maguey Vida Mezcal, pineapple syrup, passion fruit syrup, Elemakule Tiki Bitters and lime juice.

All the beers on the bar’s eight taps are Arizona-made, from the buttery Barrio Blonde out of Tucson’s Barrio Brewing Co. to the creamy, coffee-like Sweet Devil Stout from College Street Brewhouse in Lake Havasu City. The wine menu isn’t massive, but the couple dozen vino selections include some greattasting wines like California’s Cannonball Cabernet Sauvignon and the Dos Cabezas Pink from Sonoita, Arizona (both on tap).

The dessert menu includes a handful of sweet delights, but two of them vie for the confectionary crown: sopaipillas with ancho chile chocolate sauce and blue agave caramel, and smoked lavender and mesquite honey ice cream with an old-fashioned doughnut. Both explode on the palate like furious, flavorful dust storms – and it will take more than a craft cocktail to cut the flavor from your mouth or memory.

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What’s Cooking?

event celebrated in the Valley each year, hope you can make it to the Phoenix Greek Festival (phoenixgreekfestival.org) at the Holy Trinity Greek Orthodox Cathe-

Manestra

Greek Manestra Ingredients:

BY JAN D’ATRI

Christopher Columbus, cover your ears! This Italian girl is going to tip her hat to the Greek Festival this month and a recipe that is the ultimate Greek comfort food: manestra! It’s a beautiful pot full of fall-off-thebone short ribs and orzo pasta. In my Italian family, orzo was always used as the pastina of choice in our homemade chicken soup, so Greek manestra was entirely new to me. There is only one word to describe this hearty meal: Opa! It’s that lovely Greek word meaning to celebrate with exuberance, but the ingredients and flavors in manestra are pure soul-food/comfort food in any nationality. It starts with braised and slow-cooked short ribs that create a fantastic red sauce for the orzo to soak up in the pot. It’s absolutely mouthwatering.

(Photo courtesy of Jan D’Atri)

For this delectable discovery, I thank popular Valley musicians and recording artists Thano and Demitri Sahnas, known in Arizona as The Sahnas Brothers and Turning Point. Their mom, Kathy Sahnas, had a hidden treasure that had been passed down from generation to generation that is so simple and welcoming, I couldn’t wait to dish it up and then get it into your hands! Enjoy the great flavor of this Sahnas family favorite.

If you haven’t enjoyed the big Greek

- 1/8 cup olive oil - 2 packages bone-in short ribs (approx. 8-10 pieces or 3 to 3-1/2 lbs.)

- Salt and pepper - 2 bunches mint, finely chopped with stems removed - 1 large sweet yellow onion, chopped fine - 6 small (8 oz.) cans tomato sauce - 1/4 whole cinnamon stick (approx. 1 inch-long) - 4 whole cloves - 1 package orzo pasta (approx. 1 lb) - 1 lemon, squeezed - 1/2 cube butter, browned - Chicken broth for thinning mixture, optional

For the Dutch oven method: 1. Generously sprinkle salt and pepper

on both sides of short ribs.

2. In a hot skillet with olive oil, brown

ribs. When browned, add mint and onion, cooking until onions are tender. Add tomato sauce, cinnamon and cloves. Simmer until meat is tender, about three hours. When done, remove

dral, October 13-15. Also check out where the Sahnas Brothers are performing this month at theguitarbrothers.com.

meat and cut up or shred into bite-size pieces. Remove and discard cinnamon stick and cloves.

3. Add orzo to sauce, stirring often to avoid sticking. Cook for about 25 minutes. Add lemon juice. Return meat to pot. In a small saucepan, cook butter until browned. Stir butter into orzo and meat mixture and serve. Serve with a salad and feta cheese as a side. Yields approximately 6-8 servings.

Note: If the mixture becomes too thick, add chicken broth or water, a little at a time.

For the slow cooker method:

In a skillet, brown the seasoned short ribs in olive oil. Add onions and mint, cooking until onions are tender. Transfer ribs and onions to the slow cooker.

Cover meat with tomato sauce, cloves and cinnamon. Cook on high for about six hours or until ribs are tender. Remove meat. Cut or shred into bite-size pieces. Add orzo to the sauce. Cook for about 20 minutes, stirring occasionally.

Add the meat back to the cooked orzo.

Add the melted butter and lemon. Stir and serve.

Fin d Yo ur

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OCTOBER 2017 |

49

Top Chef

Chip Romig juggles kitchen and office work at Wild Horse Pass

BY PAUL MARYNIAK

Photos by Kimberly Carrillo

Ronald “Chip” Romig Jr. is as comfortable with a spreadsheet and calculator as he is with a frying pan and spatula.

He has to be.

As executive chef for Wild Horse Pass Casino, he ultimately is responsible for all the gaming complex’s restaurants, from the high-end Shula’s Steak House to the food court.

One minute, he might be presiding over a menu-planning meeting; the next, tasting the latest dishes his team developed.

“For me, it’s really a 24-hour-a-day job,” he says. “The phone on my night stand rings all night long. There are closing reports every night… And if something happens like a power failure, God forbid, I get the call.”

“I just don’t spend time in the kitchen,” Romig notes. “I actually do have office work.”

Before he got his position in February 2014, Romig pretty much fed people in a wide variety of settings, gradually taking on the office work in addition to kitchen responsibilities.

He’s worked for East Coast small restaurants and boutique hotels from Florida to Philadelphia, served as chef for the Disney complex in Orlando and even oversaw meal preparation for the San Diego Chargers and their support personnel, from cheerleaders to sportswriters, and even fans who showed up at their stadium.

The Philadelphia native, who grew up

Chef Romig looks at three qualities in meat: vision, taste and texture.

Chip Romig has been executive chef at Wild Horse Pass Casino since 2014.

next door to the late New Year’s Eve host and American Bandstand icon Dick Clark and near the home of TV personality Ed McMahon, didn’t start out in the kitchen.

The son of a surgeon and a physician whose brother and sister are also doctors, Romig for a time worked in a hospital operating room, taking care of instruments during surgeries.

Then, finally motivated by the memories of his grandmother’s cooking, he made the leap to culinary school and got his first job cracking string beans for a small restaurant and ended up at a restaurant outside Philly where he served stars like Robert Goulet, Harvey Korman and Tim Conway.

“I’ve been to a lot of great places,” he says.

Dover sole was one of his first Shula’s Steak House has won several awards from Wine Spectator. dishes he prepared

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| OCTOBER 2017

as a chef, though he recalls as a youngster how his grandfather gave him a box of Chef Boyardee pizza mix and told him to have at it.

Now he ensures Wild Horse visitors enjoy their lunches, dinners, brunches or meals.

“It’s all about time management,” the cheerful chef remarks. “My time is split up between this restaurant and that restaurant.”

His time is also split among a number of duties, both in the kitchen and the office.

“I am in charge of everything food,” he says. “I am involved with ordering, watching over production. I oversee each of the executive chefs at each restaurant. I have biweekly meetings to discuss menu development, special menus, events.”

Despite his busy schedule, Romig makes sure he spends time with all his staff, whether they be cooks, servers or food preparers.

“I’m in every single kitchen every single day, whether it’s to watch dinner or lunch service or graveyard in the cafe,” he explains. “I’m pretty hands-on.

It shows my team members I am just not

a figurehead. I’m also involved with their lives. It makes for great team work.”

His baby is Shula’s, an eight-year presence at Wild Horse that is part of the high-end chain started by Don Shula, the legendary Miami Dolphins coach who in 1972 guided the team to the only undefeated season in NFL history – a record the Dolphins still hold.

Though Shula’s corporate office dictates menus and recipes – and runs its own slaughterhouses – Romig still finds time to visit the slaughter operation in Las Vegas to watch how butchers cut meat to the exacting standards developed by the chain’s parent office.

He looks at meat in a variety of ways: “Vision, taste, texture.”

That attention to detail has paid off: For the sixth consecutive year, Shula’s at Wild Horse Pass has won the Award of Excellence from Wine Spectator’s Restaurant Awards.

It also has won a Readers’ Choice Award as one of the top 100 steak houses in the country – a big deal when you consider there are about 25,000 steak houses in the United States.

And he talks with enthusiasm about Shula’s entrees, but he tells dinner guests to expect an experience that properly should take about two hours and 15 minutes, allowing for cart presentations, adequate preparation of the meat and time for it to rest after being cooked.

Though he calls his job “a labor of love,” he cautions: “It’s not for the faint of heart.”

That’s a lesson the programs on the Food Network might not teach enough.

“I interview young culinarians and they expect to be this Food Network star and make a million dollars,” he says. “This is a lot of work.”

Shula’s Steak House Wild Horse Pass Hotel and Casino

5040 Wild Horse Pass Blvd., Chandler 520-796-1972 wingilariver.com/shulas

www.LovinLifeAfter50.com

www.LovinLifeAfter50.com

OCTOBER 2017 |

51

Columns Aging Today

Friends are important for your brain

BY BOB ROTH

Managing Partner of Cypress Homecare Solutions

In my best Seinfeld imitation, I’d like to divulge my most recent epiphany: As a vital organ, and the body’s control center, the human brain is in the midst of a PR crisis. I don’t get it. From this evolutionary masterpiece we have music, architecture, The Bill of Rights, and love. Why is everybody so enamored with the heart?

We love this little red symbolic representation, which by the way is not even the shape of the human heart. The brain does not even have an emoji on the iPhone. I heard it is coming in late 2017. See what I mean?

It’s the brain that is really super sexy as vital organs go. Here it goes, fellow Boomers – I hand you the keys to the

52

castle. The best advice for keeping command central running at peak efficiency is revealed in the borrowed/reconfigured campaign slogan: “This is your brain. This is your brain on friends... Any questions?“ What does brain research tell us about social interactions? Not surprisingly, when it comes to cognitive health, socializing is really beneficial. The selection pressure that shaped our brains during our evolutionary history was likely driven largely by our ability to navigate social relationships in order to build cooperative and beneficial communities. It is a speculative and intriguing hypothesis.

Fossil records show an exponential increase in skull size due to a correspond-

| OCTOBER 2017

ing increase in brain size at a time when our ancestors started living in larger social groups. British researcher Robin Dunbar found the bigger the social group, the bigger the neocortex, an area of the brain which corresponds to language and other human characteristics.

It seems plausible that behaviors which formed parts of the brain are the same behaviors that keep our brain sharp throughout our lifetime. To me this compelling information is both brilliant and common sesnse at the same time.

I am just gonna dance my way around all the neuroscience as I say, "keep the brain healthy by going back to the design specs." Humans evolved as social, interactive members of a community as a response to solve problems in an unstable environment in almost constant motion. As it turns out, evolution does not favor sedentary bodies or minds.

What bathes the brain in all those happiness chemicals: a positive social environment in which you can regularly participate. This social environment should include a wide variety of people engaging in wholesome and enriching activities. Just so we are all on the same page, I am compelled to point out that “wholesome and enriching” is the secret sauce

you need to take that great big bite out of life.

Grab a friend or two and start a walking club or a book club or a gardening club. Go to concerts and cooking classes. If you don’t have lots of old friends, make some new friends. Just take the same advice you gave your kids.

If you are going to an activity alone, sit down next the person who smiles back at you first. The key to all this socializing is the positive interaction you get. In other words, negative social interactions can produce stress hormones which have the opposite effect on cognitive health. So, if old what’s his name is wearing you down with an abundance of negativity, you may need to consider the consequence this has for your brain. Maybe that Dorothy Downer needs a worship service to get that attitude back in check.

Offer to go along.

Now, I would be remiss if I did not emphatically state that what is good for the heart is also good for the head. Healthy diets, lots of movement, sufficient sleep, limited amount of alcohol, and tobacco restriction are essential. As we navigate the challenges of the changing world and our role in it as we age, rediscover the connectivity of companionship.

www.LovinLifeAfter50.com

Retirement Report TM

Chasing the S&P

Your Local Eye Care Professionals!

BY GARRY MADALINE

CORE Retirement Engineering/United Retirement

Keep Your Eyes Looking Great.

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As investment advisor representatives (IAR), one of the most difficult parts of our job can be managing client expectation.

When the stock market is seemingly hitting new highs every week, it can be difficult for clients to understand why returns are not keeping up with the new highs of the S&P 500 or the Dow. Remember, if your portfolio has been designed properly for the long term, keeping up with the “Dow Joneses” is not part of the plan. Fiscal responsibility takes patience and an understanding that chasing the market is similar to a dog chasing a car: Things usually end badly. A properly designed portfolio should be fashioned to protect you from the potential of downside risk that can eliminate years of gain and is not designed to try and grab the brass ring.

While we all want to find the next Apple or Google, the risk associated with this kind of investment strategy almost always leads to disappointment.

With the new technologies and tactical processes available to investors today, the mantra should be “win by not losing.”

It is a proven fact that more risk does not make for more gain. In fact, today’s smart investors understand that less risk equals more long-term gains, and this mentality should be every rational investor’s goal.

If your returns are lagging in the market, ask your advisor why. The answer given should be that rules-based safety overlays are built into your portfolio.

These overlays are designed to capture most of the market gains but also to

www.LovinLifeAfter50.com

avoid large losses when the market inevitably drops. A portfolio with safety overlays gives you reasonable gains without big losses. Simple asset allocation and diversification will not save you from systematic losses like we experienced in 1987, 2001-2002 and 2008. It’s like moving around the deck chairs on the Titanic so you can’t see the iceberg. The problem is that the iceberg still exists. It’s been a while since 2008, but it shouldn’t be forgotten. Don’t be greedy; slow and steady does win the race.

The human brain can be the worst computer to use when investing. Money has no emotions but the human thought process is driven by them – this can be a bad combination when investing. Don’t let greed or the fear of missing out move you from a sound investment plan. Remember, success is realized over the long term of your retirement portfolio and not seen during the short-term peaks that we’ve seen in recently in the market.

To understand more about safety overlays, winning by not losing, tactical approaches to investing and much more retirement info, go to retirementclass. com and register for an upcoming workshop at one of the convenient locations throughout the Valley.

For more information please visit myretirementclass.com.

Garry Madaline is the creator of CORE Retirement Engineering Workshops. Having done hundreds of seminars across the country over the past 40 years, he is considered a premier retirement consultant in the Valley.

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OCTOBER 2017 |

53

Legally Speaking

The importance of beneficiary forms

BY BECKY CHOLEWKA

Estate Planning Attorney

Did you know that a beneficiary form, such as a life insurance beneficiary form, supersedes beneficiaries who are named in someone’s will? Are you surprised?

Recently, I attended a seminar where five out of six people thought the exact opposite – that a will supersedes a beneficiary form. One attendee commented, “That’s not intuitive. I thought a will trumped everything.”

Unfortunately, many people make the same mistake.

Will my ex-spouse get my retirement account?

Possibly. If the account is regulated on the Employee Retirement Income Act (ERISA) and you did not update your beneficiary form after your divorce to name someone other than your now ex-spouse before you die, the beneficiary form naming your ex-spouse will control. He or she will receive the money.

What if I have a beneficiary form that names my “estate” as the beneficiary?

Naming the estate as the beneficiary of any asset is generally not advised. First, it likely means there now has to be a costly and time-consuming probate. Second, many people make a mistake as to what the result will be.

A recent Yahoo! article told the story of a man who wanted to leave his IRA to his children. Unfortunately, he filled out his beneficiary form incorrectly, naming his “estate” as the beneficiary. His $400,000 IRA was then distributed to his wife of two months through the probate process, and his children received nothing.

This also caused tax problems, since there are different distribution and tax rules for IRAs that are left to an estate.

Won’t my spouse automatically receive my life insurance because we are a community property state?

No. The life insurance will be paid out to whoever is listed on the beneficiary form.

The surviving spouse, however, may have a community property interest in the life insurance if community property funds were used to pay for the insurance. To make this claim, the surviving spouse has to litigate against the beneficiary named on the form.

What can I do?

• Make sure you are updating your beneficiary forms after each life event: birth, death, divorce, marriage, etc.

• Take into account monies you leave to family outside of the probate process (which is controlled by your will) if your goal is to have equal monies distributed between your beneficiaries.

• Meet with a proactive estate planning attorney who can advise you and help you structure your estate to meet your goals and avoid probate.

A little work up front can prevent frustration and court costs on the back end and ensure your goals are met.

• Name at least one backup beneficiary on each form.

Is your estate plan current? Have you had it reviewed recently?

Estate plans don’t ‘expire.’ However, personal circumstances and laws do change.

Reviewing your plan is an opportunity to make sure it still fits your current needs.

You should have your estate plan reviewed if: 1. Your plan was not created in Arizona; 2. Your plan was created more than four years ago; 3. You are unsure whether your trust addresses potential capital gains and/or income tax issues; or 4. You, your spouse or your named beneficiaries have had a change in circumstances (financial or personal).

There are several more reasons to have your plan reviewed, including the importance of understanding the plan you have in place and how it will impact those you care about.

Call 602-249-1328 to make an appointment for a complimentary review or download a guide on living trusts at morristrust.com/llphx Morris Hall was ranked the #1 Estate Planning Law Firm for 2017 20th Anniversary 1997-2017

54

| OCTOBER 2017

3300 North Central Avenue, Suite 900 Phoenix, AZ 85012 5 Valley Locations to serve you www.LovinLifeAfter50.com

Lovin’Tech After 50

The doctor’s office of the future might already be here

BY JUSTIN FERRIS

Forward provides futuristic medical office visits. (Special to LLAF)

Medical technology continues to improve at an astounding rate. From precise surgical robots and minimally invasive diagnostics procedures to low-cost, in-home medical equipment and wearable monitoring gadgets, new wonders appear yearly.

When it comes to standard doctor’s visits, however, the average patient experience has remained largely unchanged from 50 or even 100 years ago. You call your doctor’s office, wrangle an appointment far in the future, wait around once you show up and spend little actual face time with the doctor. Then you do the whole thing a few weeks later to follow up on any lab work or other tests.

While major hospitals and emergency rooms now offer mobile apps to schedule appointments or fill prescriptions – and apps like ZocDoc (zocdoc.com) can help smaller practices – established medical providers don’t possess the time, money or know-how to create far-reaching tech solutions to streamline the process.

They’re focused mainly on medicine – as they should be.

Fortunately, a new wave of medical startups is building high-tech systems that make it easier – and possibly cheaper – to connect with medical professionals.

One Medical Group Started in San Francisco in 2007, One Medical Group (onemedical.com) was built from the ground up to merge tech-

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nology and medical care. It created its own nationwide network of primary care physicians and boutique clinics that continues to grow.

Using the app or website, you can book appointments, get prescriptions, review your medical records, find doctors and get email consultations. Thanks to a robust digital appointment system, same-day visits are available and appointments start on time. Plus, no matter which boutique clinic you visit around the country, they will have all your current information.

Of course, the perks aren’t free. You will need to shell out $149-$199 a year for full access. Still, if it saves you from waiting two weeks to visit a doctor, it might be worth it. And it does accept most medical insurance.

Forward

An even more high-tech option called Forward (goforward.com) just started in 2016. It’s the brainchild of employees from Google, Facebook, Uber and other tech heavy hitters.

The futuristic office visit starts with self sign-in and a body scanner that can take all your vitals – weight, blood pressure, temperature, etc. – in 45 seconds. There’s also real-time blood testing and a genetic risk assessment available. A comprehensive app offers access to your medical information, plus regular contact with your doctor and real-time monitoring for vari-

Future...continued on page 62

OCTOBER 2017 |

55

Navigating Medicare Part D Enrollment (Oct. 15 to Dec. 7)

M

edicare Part D is a prescription drug coverage plan that can be added to your hospital and medical coverage, better known as Medicare Part A and Part B. Every year from Oct. 15 to Dec. 7, Medicare allows eligible patients to enroll in, switch or continue with their current Medicare Part D plan. This time-period is known as the Medicare Open Enrollment period.

Prices of medications and copayments can change from year to year.

That is why during this enrollment period, you should reevaluate your plan options to find a Medicare Part D plan that covers all of your medications with the lowest cost to you. When selecting a Medicare Part D plan, you should consider all the associated costs and options including the following: Premiums: Monthly payments you must make for your prescription plan Deductibles: An expense you pay before your insurance provides you benefits Copays: Payment portion that you are responsible for when picking up your prescriptions Tiers: A copay structure for generic, preferred and non-preferred brand name drugs; medications in higher “tiers” have higher out-of-pocket costs Penalty: A late fee for not having prescription drug coverage after the enrollment period Preferred pharmacy: Pharmacies where you can fill your prescriptions at lower copays During this year’s open enrollment period, stop by your Walgreens pharmacy to obtain more information about selecting a Medicare Part D plan. Our pharmacy staff is happy to assist you by printing a list of your current medications. They can also provide you a list of Medicare Part D plans that allow you to conveniently fill your prescriptions at Walgreens. You are always welcome to ask your Walgreens pharmacist to review your medications and see if you can save money by switching to generic or lower-cost brand name medications.

For specific advice of which plan is best for you, contact our new Medicare prescription plan adviser. HealthPlan 56

One, an independent licensed health insurance agency, can provide you a free evaluation that includes a comparison of multiple Medicare Part D plans. HealthPlanOne advisers provide personalized advice based on your specific prescriptions to help lower your out-of-pocket costs and can also help you enroll in the Part D plan of your choosing, all at no cost. Call (877) 315-

| OCTOBER 2017

4689, or visit www.Walgreens.com/ Medicare-Enroll for more information. You can also contact Medicare directly by visiting Medicare.gov or calling 1-800-MEDICARE. Walgreens has been helping customers save money and “be well” since 1901. Walgreens is a preferred pharmacy for several Medicare Part D plans, offering lower copays for pre-

scription medications compared to other select pharmacies. Walgreens also offers a variety of Medicarecovered pharmacy services such as immunizations. Stop by your nearest Walgreens pharmacy to see how we can help you save money and “be well” during the Medicare enrollment period and throughout the year!

On medicare part B and have diaBetes?

New Medicare changes may limit where you can get your diabetes testing supplies. The good news is that diabetes testing supplies are available at every Walgreens along with: • Easy, direct billing of Medicare Part B and most supplemental insurance • A wide selection of major national brands • Convenient 90-day supplies

It’s easy to switch!

Visit your local Walgreens or call 888-380-8051.

Walgreens is an accredited Medicare Part B supplier of diabetes testing supplies.

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Inclusion Drives Innovation

Cameo Foundation’s 29th Annual MS. SENIOR ARIZONA

2018 PAGEANT

October Is National Disability Employment Awareness Month

BY KEN ARCIA

Arizona Relay Service

This October marks the 72nd anniversary of National Disability Employment Awareness Month (NDEAM), a national campaign held each year to raise awareness regarding employment for people with disabilities while simultaneously celebrating the diverse and valued contributions of these employees.

According to the U.S. Department of Labor Office of Disability Employment Policy (ODEP), the unemployment rate among individuals with disabilities is more than double that of the non-disabled unemployment rate. While Congress signed the Americans with Disabilities Act (ADA) in 1990 in order to protect individuals with disabilities from discrimination, there is still a significant gap between disabled and non-disabled individuals in the workplace.

With this in mind, NDEAM has determined this year’s theme is “Inclusion Drive Innovation.”

Why inclusion?

Here are just a few reasons: • Because unemployment rates are higher for persons with a disability than for those with no disability.

• Because workers with a disability are more likely to be self-employed.

• And finally, because only 20.4 percent of people with a disability ages 16 and older participate in the labor force, compared to the 69.2 percent of people without a disability.

It is also important to recognize that not all disabilities are visible. According to the American Speech-Language-Hearing Association (ASHA), there are 48 million Americans – 15 percent of the population – who have hearing loss. This number has doubled over the past 30 years.

In Arizona alone, there are more than one million individuals who are deaf or hard of hearing. Individuals that are hard of hearing or are deaf may require accommodations in the workplace.

Here are some tips from the Job Accommodation Network (JAN) on how to

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provide accommodations for individuals who are deaf or hard of hearing in the workplace: • Provide deaf or hard of hearing individuals with relay conference captioning (RCC).

This is a free service provided by Arizona Relay Service. Relay conference captioning allows deaf and hard of hearing employees to actively participate in meetings, phone calls, video conferences and multi-party teleconference calls without delays and also have the option to receive transcripts of the meeting after the call is completed.

The service uses the same high-quality captioners that produce closed-captioning for television, so the user can receive live, real-time text streamed to internetconnected computers, tablets, or smartphones anywhere in the world.

• Provide a qualified interpreter to individuals who communicate through American Sign Language (ASL). You can find licensed Arizona interpreters through the Arizona Commission for the Deaf and the Hard of Hearing’s (ACDHH) website at acdhh.org.

• If working with an employee who uses American Sign Language (ASL), encourage non-deaf or hard of hearing employees to learn and use basic sign language.

• Ask the employee how he/she prefers to be approached when in an office setting. For example, installing mirrors may be helpful in order to indicate a person approaching from behind or announce a person’s presence.

• Finally, provide sensitivity training to employers and employees so there is an easy integration of an employee who is deaf or hard of hearing into the workplace. This is another free service offered by ACDHH.

In addition, cost should never be a factor in providing reasonable accommodations to your employees. The Internal Revenue Service (IRS) does offer the Disabled Access Credit, a nonrefundable tax credit that small businesses can apply to partially reimburse incurred expenses for the purpose of providing access to individuals who are deaf or hard of hearing.

For more information on the Arizona Relay Service, visit azrelay.org; for Arizona Commission for the Deaf and the Hard of Hearing, visit acdhh.org.

Saturday, March 24, 2018 Valley Vista Performing Arts Center Pageant MC Radio Personality

Danny Davis

6:00 pm

15550 N. Parkview Place Surprise, AZ 85374

The Search is on for Contestants!

The First & Foremost Pageant to Honor “Age of Elegance”

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Celebrating 29 Years!

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OCTOBER 2017 |

57

T HE F INISH L INE Arizona’s Leader in Senior Fitness ASO adds basketball throw to the 2018 games OK, so you watch NBA games and cheer for your team to put it in the basket! In fact, you probably think you could sink that basket if you just had the time to practice.

Now is your chance to dust off your basketball and use that hoop in your driveway to practice, because basketball throw will be a part of the Senior Olympics for the first time this year. Come on out and have a great time making friends

Want To Have Some Fun? Plan now to be a part of the 2018 Arizona Olympic Senior Games!

32 Fun Sports: Alpine skiing, archery, badminton, basketball, basketball throw, billiards, bocce, bowling, cycling, fun walk, golf, handball, pickleball, powerlifting, racquetball, race walk, road races, high power rifle, pistol, sporting clays, trap, skeet, shuffleboard, softball, swimming, swim relays, table tennis, tai chi, tennis, track and field, triathlon and volleyball.

• Make new friends!

• Compete for gold, silver and bronze medals!

• Qualify for the National Senior Games!

• Improve your fitness and health!

• Get out! Get fit! Get going!

Join the thousands of people 50 and better who are finding the active life is the best life!

Games take place February 17 through March 11, 2018 at venues throughout the Valley of the Sun. For more information, see our website at seniorgames.org or call us at 602-274-7742.

2017 Sponsors

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The Finish Line Newsletter is produced

by Arizona Senior Olympics, founded by:

| OCTOBER 2017

and competing for a gold, silver or bronze medal.

Be the first among your friends to win!

Like all the Senior Olympics sports, basketball throw will be in 5-year age groups starting with 50 – 54, 55- 59 and so on. The event will be open to both men and women.

For more information, look for the Basketball Throw Sports Information Sheet on the ASO web site at seniorgames.org.

Arizona Senior Olympic Games registration opens in October Don’t miss the opportunity to register for the 2018 Arizona Senior Olympic Games when registration opens October 1.

Improvements have been made to simplify the online registration process, which will once again utilize the TopScore software.

The 2018 Games will be the qualifiers for the 2019 National Senior Games that will be held in Albuquerque, New Mexico.

Irene Stillwell, ASO Executive Director, says,

“We are urging everyone to register early this year and save the $5.00 late registration fee.

It is important for us to know early how many athletes will compete so that we are fully prepared to have excellent games.”

Registration will be online but those who do not have computers can call the ASO office for paper registration forms, which must be completed and post-marked by November 23rd (Thanksgiving).

Everybody can be in the fun walk WALK, WALK, WALK! We all know that walking is good for us, but getting started isn’t always easy. What you need is a reason to walk, nice people to walk with and a reward at the end.

The Arizona Senior Olympics FUN WALK has all of that and more! You’ll have a great time, your times will be recorded so that you can improve and every finisher will receive a medal! This is not a race. It’s a walk where you set the pace that is comfortable for you. Wear comfortable shoes and clothing and enjoy Arizona’s beautiful March weather. You’ll love it!

Arizona Senior Olympics P.O. Box 33278, Phoenix, AZ 85067-3278 in partnership with the cities of Chandler, Glendale, Mesa, Peoria, Scottsdale, Tempe and the communities of Sun City, Sun City West and Sun City Grand

602-274-7742 www.seniorgames.org

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www.seniorgames.org

Swimmers take the lead in record-breaking for 2017 games

BY ELLIE KALLAL This year was not a qualifying year for the Arizona Senior Olympics. Attendance is always a little lighter in the odd-numbered years when the athletes are not trying to qualify to compete in the National Senior Games. However, that does not mean that they were not exciting.

Twenty-nine athletes set new records in 40 events. Yes, that means eight athletes broke multiple records for times and distances.

Ardy McLeod is a swimmer. She is good at earning medals and this year she set three new records for Women 80-84 in the Butterfly and the Individual Medley For those of you who are not swimmers, the Butterfly is that really tough stroke that catapulted Michael Phelps to fame in the 2004 and 2008 Olympics. That’s the one in which our own Ardy McLeod set records. The Individual Medley requires a swimmer to select four different strokes in specific order: the Butterfly, the Backstroke, the Breaststroke and Freestyle, what used to be called a Forward, or Australian Crawl.

Robert Sears set four new records in the Men’s 90-94 category in the Backstroke, the Breaststroke and Freestyle.

Our other athletes setting state records in swimming were Wilma Goldman, W9094; Daniel Vargas, M55-59; Cynthia Clutter, W55-59; Yenny Van Dinter, W80-89; Samantha Martoni, W55-59; and Steve Hammond, M60-64, with two records each, and Gloria Tolaro, W85-89; Craig Shaffer, M70-74; Doug Springer, M60-64; Al Worth, M80-84; Dave Stranger, M60-64; Joseph Bolze, M75-79; Pam Speer, 65-69;

and Susan Roemer, W75-79; with one record each.

Swimming proved the theory that competition makes everyone better. There were a lot of records broken this year.

In Track & Field, Betty Gaudy W9094, set another record for the 00 Meter Dash (00:35.97). Curtis Woody M55-59, had a great Running Long Jump (16’10”), Lydia Woods W60-63, scored in the Triple Jump (18’25”), and Chris Wallace M60-64, soared 29’ 03.5” in his Triple Jump.

The Triathlon saw Anne King, W60-64; Sally Evans, W70-74; Beverly Linnihan, W75-79; Edward Navarro, M55-59; Robert Underwood, M65-69; and James Noonan, M70-74; set new records combining their skills in swimming, cycling and running.

(I have done one of our Triathlons and it is very difficult to get out of a swimming pool, put on some clothes and ride a bike in cold wind when you are still wet from the pool. ARGH!) Of course, not everyone sets records and some of us don’t even win medals, but the excitement of the competition and the fun mingling and mixing with the other athletes makes it all worth the time and effort we put in training. As an added bonus, all that training and exercise keeps us fit, healthy and active mentally.

That’s a sort of triple-crown win.

The Arizona Senior Olympics webpage has all of the results back to 2011 online.

Simply go to www.seniorgames.org and click on RESULTS. Soon we will be updating and adding our ASO Records book and you’ll be able to see all the records.

Some go way back.

New view of a worrisome problem Around the world, more than 47 million people suffer from dementia, and seven million new cases develop each year, according to researchers at the Albert Einstein College of Medicine in New York City.

The number of cases of dementia is projected to double every 20 years, and to reach 115 million by 2050. The number of people suffering from Alzheimer’s disease, the most common cause of dementia, is expected to climb to 106 million by 2050, investigators said.

Dementia, an impairment of brain functions marked mainly by memory problems and personality changes, is still one of the most expensive chronic conditions, with a huge impact on patients and families.

James Hendrix, director of global science initiatives at the Alzheimer’s Association,

believes living a healthy lifestyle might help prevent dementia. In fact, a recent study found that if people exercised, ate a healthy diet, stopped smoking and kept chronic medical conditions such as diabetes at bay, 35 percent of dementia cases around the world could be prevented, he said.

Article from Medline Plus – a newsletter of the National Institutes of Health U.S. National Library of Medicine.

Puzzle Answers FROM PUZZLES ON PAGE 37

answers

Happy Halloween!

There’s a goblin at my window, A monster by my door The pumpkin at my table Keeps on smiling more and more.

There’s a ghost who haunts my bedroom, A witch whose face is green.

They used to be my family, Till they dressed for Halloween.

– By Sandra Liatsos

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OCTOBER 2017 |

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Coming next month:

FINANCIAL

ISSUE

Is your business a fit for the Financial Issue?

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www.LovinLifeAfter50.com

Publishing November 2017 Focusing on financial issues facing those over 50, from estate planning to the changing markets. What type of investing is safe enough after 50? After 60? Should you pay off your house with your 401(k) when you reach 59 ½? Are CDs ever a good idea in this climate? And what’s the truth about Reverse Mortgages – can we trust Tom Selleck? What do you really need in a financial planner and what investment level is required to qualify for a good one?

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61

Future...continued from page 55 ous take-home sensors.

The first office, in San Francisco, came online back in January, and more are expected to roll out in the near future. Initial pricing costs a steep $149 a month and it doesn’t take insurance. However, as with most tech ventures, expect prices to drop.

Parsley Health

A 2014 startup, Parsley Health (parsleyhealth.com) aims for a more holistic health system. For $150 a month, it offers five doctor visits and 24 health coach visits annually, in addition to online care.

Instead of one or two yearly visits, you continually communicate with your health provider to track down problems and build a healthier lifestyle. Unlike the 15-minute visits at many medical offices, the average visit lasts 50 minutes.

Right now Parsley is only located in New York, Los Angeles and San Francisco, but it should continue to expand to other major cities. Like Forward, it costs $150 a month. However, you can pay the membership fees through an FSA/HSA and it does take insurance for most tests.

Teladoc

If you don’t want to leave the house,

there are telemedicine services like Teladoc (teladoc.com). Teladoc allows you to talk to, or video chat with, a licensed doctor via web, phone or the mobile app 24/7. Even with 20 million reported members, the average doctor response time is just 10 minutes.

In addition to general medicine, an array of medical specialties, including dermatologists and therapists, is available.

Through the app, each doctor can see your medical history so you don’t need to fill them in every time. Plus, they can write prescriptions and you can send it to your preferred pharmacy.

Teladoc pricing depends on your medical insurance co-pay. Some insurance companies also offer limited free use as a perk.

The future

In addition to the companies listed above, there are dozens more already in the marketplace or poised to enter. While that’s good for competition, it does mean some won’t last or might not be that good.

As with any other tech product or service, check the company history and online reviews to make sure it’s right for you before you buy in.

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Valley Nursery Directory

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