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PRETTY AS a fixture

CRAIC-ING ON: The luck of the Irish is well-known, but the light of the Irish shines (somewhat) less bright. So, in efforts to change that, some ingenious designers have switched on their thinking caps and come up with dazzling new lighting fixtures.

The latest additions to the Mullan Ceramics range appear to be worth their weight in (pots of) gold. And yet, they are not produced at an emerald city somewhere over the rainbow – or even at the end of one. Instead, these stylish lamps have been devised, designed and created in the Emerald Isle.

Inspired by the heritage and colours of Ireland’s Mullan village, the range is: “tactile and unique with a visually attractive texture,” Mullan Ceramic ceramicist, Stephen Kieran, says. “It’s difficult to walk pass a piece without wanting to hold it.”

Kiwis looking to come to grips with Mullan’s fixtures can peruse their wares, order online and arrange shipping to New Zealand via: www.mullanlighting.com or www.mullanceramics.com.

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CHOOSING THE CHOOSING THE right builder right builder

With so many builders competing for your business, choosing the right builder for you is quite possibly the most difficult decision you will make.

Experts suggest the best course of action is to take a look at a builder’s track record, view their showhomes and talk to some of their customers.

It’s important when choosing your builder, to choose the best fit for you, and that choice starts with finding a home builder you can trust.

G.J. Gardner Homes has the distinction of being voted New Zealand’s Most Trusted Home Builder once again in the annual 2021 Reader’s Digest survey.

As a brand, G.J. Gardner brings a wealth of knowledge and expertise to the mix, having built more than 1300 homes in the East

Auckland and Manukau area since 1998.With so many builders competing With GJ’s, clients can have confidence in for your business, choosing the right their building journey as they will be dealing with friendly, experienced professionals such builder for you is quite possibly the as our G.J. Gardner Homes Manukau/East most difficult decision you will make. Auckland team. With nearly 40 years’ experience between them, Debbie and Graeme Van Leeuwen and Vimal Pillay are the owners of the local GJ franchise. Being local means benefiting from all the advantages of dealing with people in your community, while also having the support Experts suggest the best course of action is to take a look at a builder’s track record, view their showhomes and talk to some of their customers. of a national brand. This means great value, It’s important when choosing your builder, great buying power and strong, established to choose the best fit for you, and that choice industry relationships. starts with finding a home builder you can trust. An experienced team is ready and willing G.J. Gardner Homes has the distinction to help with your next project whether it’s a of being voted New Zealand’s Most Trusted new build, rebuild, multi dwelling development Home Builder once again in the annual 2021 Reader’s Digest survey. or subdivision. They are able to offer a free property development appraisal to help you As a brand, G.J. Gardner brings a wealth understand what is possible on your land and of knowledge and expertise to the mix, having ensure you make smart building decisions.built more than 1300 homes in the East Auckland and Manukau area since 1998.

With GJ’s, clients can have confidence in their building journey as they will be dealing with friendly, experienced professionals such as our G.J. Gardner Homes Manukau/East Auckland team.

With nearly 40 years’ experience between FOR MORE INFORMATION them, Debbie and Graeme Van Leeuwen and Vimal Pillay are the owners of the local GJ Visit the team at its East Tamaki design franchise. Being local means benefiting from centre for a friendly chat to see if GJ all the advantages of dealing with people in Gardner is the right fit for your next build. your community, while also having the support Alternatively, those after some of a national brand. This means great value, inspiration should come and see for great buying power and strong, established themselves the quality and value of our industry relationships. showhomes. These include our popular An experienced team is ready and willing Beachlands showhome and our latest to help with your next project whether it’s a executive showhome in One Tree Hill. new build, rebuild, multi dwelling development For more information, and a virtual or subdivision. They are able to offer a free tour of our showhomes, visit gjgardner. property development appraisal to help you co.nz and select Manukau/East Auckland understand what is possible on your land and under the locations tab. ensure you make smart building decisions.

INSURANCE CLAIMS CAN BE PROBLEMATIC

KARL ROBINSON, partner, from Wynyard Wood outlines insurance claim difficulties and options to deal with them.

Insurance is a necessity of modern life and business and, hopefully, something that can be set in place and forgotten. However, unexpected events do happen. When they do, policy holders want to know that the policy they have been paying premiums for will respond and the insurer will pay for losses.

So, it can be frustrating to find that, at what is a stressful and difficult time, your insurer takes a different view of your policy and either says you are not covered, or they will pay significantly less than what you thought you were entitled to.

There are many reasons why insurers decline claims. The type of damage or loss you have suffered might not be covered by the insurance policy, the particular cause of damage or type of loss can be excluded, or there could be conduct that disentitles someone from making a claim.

Sometimes insurers are correct in their claim decisions, but at other times they are not. An insurance policy is a contract, albeit with some special rules, and, ultimately, the insurer is just applying that contract and rules to the circumstances and making a decision on what it thinks it should have to pay.

Those decisions are open to challenge and you might be entitled to cover even though your insurer has said your claim is declined, or you might be able to recover more that what your insurer says it is liable for.

Some important things to think about which can help at claim time: • Document the circumstances –

For example, if there is physical damage, such as a flood, take photos before cleaning. • Be honest – There can be very severe consequences for claiming something more, or different to what you lost, omitting to disclose relevant information, or lying. • Get independent advice – It should be no surprise that insurers are experts at insurance and particularly the terms and conditions of their own policies, assessing claims daily. If your claim has been declined, or you have received less than what you thought you should, seek some independent advice to level the playing field. Your broker or a lawyer should be the first place to look for help.

If you have an insurance problem, give me a call, I may be able to help.

Karl Robinson, Partner, Wynyard Wood, phone 021 313 931, karl.robinson@wynyardwood.co.nz

PART 1 THE BEST PEOPLE ARE ‘PEOPLE PEOPLE’... PEOPLE

BILL POTTER — The Maverick Thinker. Global Speaker. Personal Power Coach. Bill has already made personal presentations in 57 countries. http://www.speakers.co.nz/our-speakers/allspeakers/bill-potter/ https://www.youtube.com/watch?v=ToRhF22nARM

Oh, Hello. I am the only personal and business coach in the world, who teaches ‘3Law©’. I can because I’m a Kiwi! (3Law© , includes this ‘3be©’ (3 elements) of Human Behavioural types. I teach this in my LeaderSpeak© Course (see bottom para). Three ‘types’ are enough!

They are... Things People, Situational People and People People.

‘Things People’ are focused mostly, on ‘things’. They are fixated on results. They expect tangible rewards for their efforts. They are only goal driven. They display minimal emotions or human warmth and at times, they can almost be robotic when involved with others. Sad, really.

‘Situational People’ have high ‘chameleon’ levels. They adjust or change their behaviour, or even their beliefs, according to their situation, circumstances or surroundings. Sometimes it is about ‘survival’ but this group can have loyalty, credibility and authenticity issues because they possess insufficient ‘resilience’.

‘People People’ notice ‘people’ first. They ‘seek to bond’, because they have high ‘caring’ levels. They have the ‘empathy G-gene’ so, their first motivation is to ‘know you better’, especially when they are in a leadership role. We all want others to know who we are before they want to know what we do!

During my speaking and coaching journey, in 57 nations so far, I have not found a better quote than this one from USA President, Theodore Roosevelt: ‘Nobody cares how much you know, until they know, how much you care.’ Alas, too often vanity, power and narcissism interrupt!

So for starters... start here, OK. I’ll see you... in Part 2. www.tanveernaseer.com/whyempathy-matters-in-leadership/

My newly upgraded international Course... LeaderSpeak©, is available. It is only for achievers who want to lead and inspire, but who do not feel sufficiently confident to do either yet. My Course is a ‘maverick’ experience, because... I ‘do it differently’. Most Leader courses do not! If you’re courageous, you know what to do. Contact me. Cheers. Bill. duitdammit@gmail.com

INSURANCE CLAIMS: TIPS AND ADVICE

When the unexpected happens, you want to know that your insurer will come to the party and pay for your loss. Contact Wynyard Wood today for a clear understanding of your insurance policy, and for advice on an insurance claim.

wynyardwood.co.nz/insurance-claims Tel. 09 969 0126

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