THRIVE Loveland Magazine (November 2019)

November 20 19

In t his issue: The Tr ail Rider s of Est es Par k Honor ing our Vet er ans My Cap and Me What is Elder Financial Abuse

Ber t houd

Est es Par k

Johnst ow n

Loveland

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Impor tant Phone Number s

Ber t h ou d Berthoud Area Transportation Sys. (BATS) Rural Alternative For Transportation (RAFT) Library Parks & Recreation Senior Center

970-344-5816 970-532-0808 970-532-2757 970-532-1600 970-532-2730

Est es Par k Estes Valley Community Center Library Estes Park Senior Citizens Center (EPSCC) VIA Transportation

970-586-8191 970-586-8116 970-581-2195 303-447-9636

Joh n st ow n Library Senior Center

970-587-2459 970-587-5251

Lovelan d Library SAINT Transportation Chilson Senior Center

970-962-2665 970-223-8653 970-962-2783

THRIVE Loveland Wr it er s Coming Soon!

Bob McDonnell Loveland

Phyllis Kennemer Loveland

Terry Rustin Estes Park

Danita Nixon Loveland

Mark Nixon Loveland

Virginia Huppe Berthoud

In This Issue.....

Im por t an t Ph on e Nu m ber s........

Edit or s' Not es...............................

In dex of Spon sor s........................

Ou t & Abou t ..................................

Upcom in g Even t s.........................

Baby it 's Cold Ou t side..................

Real Est at e M ar k et Repor t s........

Hon or in g Th ose Wh o Ser ve.........

Th e Tr ail Rider s.............................

M edical Equ ipm en t & Su pplies...

Dean n e M u lvih ill..........................

Doggie Dips an d Ch ips.................

M y Cap an d M e.............................

Deliver in g M eals an d Fr ien dsh ip Wh at is Elder Fin an cial Abu se .....

3 4 5 6 7 8 9 10 14 16 17 18 20 21 22

Cover Ph ot o by Est es Par k Residen t Kim Cof f ey Š2019 THRIVE Loveland, 1635 Foxtrail Dr., Loveland, CO 80538 970-852-4900 All rights reserved. Reproduction in whole or part without written permission is strictly prohibited. Advertisements contained within this publication do not represent endorsement by the publisher. Publisher may not be held liable or responsible for business practices of these companies.

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"Gratitude unlocks the fullness of life. It turns what we have into enough, and more. It turns denial into acceptance, chaos to order, confusion to clarity. It can turn a meal into a feast, a house into a home, a stranger into a friend." Melody Beattie November is the perfect time to express our deepest gratitude. We would like to thank...

Those currently serving in the Armed Forces, Veterans and their families. We can never thank you enough for the sacrifices you have made on behalf of our country.

The sponsors of THRIVE Loveland. Without you, this magazine would not be published. Thank you for investing in us and in the community.

Friends and supporters of THRIVE Loveland. Thank you for participating and cheering us on. You are our hearts!

THRIVE Loveland Writers...Thank you for your labor of love in writing the stories that need to be shared.

Readers of THRIVE Loveland. Thank you for picking us up month after month, reading us, and sharing us with others!! It's because of YOU that we get out of bed every morning! :) Our wish for you this Thanksgiving, is that your day will be filled with everything you love.

Danita & Mark

Don't Miss a Single Issue Pick up har d copies of t he magazine at : Ber t h ou d:

Library, Senior Center, Hays Market, A&W

Est es:

Library, Recreation Center, Senior Center, MedX

Joh n st ow n : Hays Market Lovelan d:

Library, Chilson Senior Center, Pizza Ranch, Perkins & Golden Corral

Have THRIVE Loveland deliver ed t o you mont hly!

There are two ways to subscribe: Digit al Su bscr ipt ion : Free - Email your email address to Danita@thriveloveland.com

Meet t he Publisher s Danita & Mark Nixon are residents of Loveland.

Mark is a native of Colorado, he was born in Ft. Collins.

Danita was raised a Navy brat, and considers Colorado home.

When they aren't working or serving

Har d copy m agazin e by M ail: $24.00 for 12 issues. Mail a check to THRIVE Loveland 1635 Foxtrail Dr, Loveland, CO 80538

in the community, Danita & Mark can be found spending time with friends and family, (5 grandkids), "sampling" craft beers, geocaching,

Or, call 970-852-4900 to set up your subscription

traveling or soaking in hot springs!

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Index of Sponsor s Our Sponsors make it possible to provide this monthly publication to our community. When you have a need for our sponsors' products or services, we ask that you give them a chance to earn your business. Please tell them you found them in the THRIVE Loveland magazine!

At t or ney Jorgensen, Brownell & Pepin, P.C. 800-598-4348

Phot ogr apher AMA Divine Photography 970-412-5742

Aut o Glass Prime Time Auto Glass 970-305-0476

Real Est at e Kimberly Caldwell 970-980-1671

Chir opr act or Beukelman Chiropractic Center 970-667-7159 Cof fee & Smoot hies Maui Wowi 116 Peridot Ave

Senior Living Advisor s Senior Living Advisors of Colorado Danita Nixon, 970-541-4592 St or age - Household, RV & Boat Freedom Self Storage 970-219-0690

Financial Advisor Edward Jones, Art Aldrich 970-663-0554 Gr aphic Design Lotus Design 970-412-1283 Heat ing & Air Condit ioning Aire Serv 970-282-7220 In Home Car e - Medical & Non-Medical Phoenix Home Care 970-667-2273 Insur ance -Aut o, Home, Medical & Business Secure American Insurance 970-663-9197 Medical Equipment Mobility & More 970-461-8400 Mor t gage Mortgage Contract Services 970-532-9896 Family Mortgage CO 970-203-0284 5

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Out & About

Eric Waples from Estes Park was the speaker for The Loveland Connection's October meeting. He gave a very interesting talk on "The Supreme Court's "New Normal."

The speaker for the November meeting will be talking about "Bees and their Hives."

The Loveland Connection took a field trip to the Cheyenne Botanic Gardens in September. Every month the group plans fun, low coast local outings!

October THRIVE Loveland & TLC Lunch at the Hokkaido Buffet.

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Savvy Seniors played Jeopardy to learn real estate terms at the September meeting. It was fun AND informative!

THRIVE Loveland FREE Monthly Pizza Dinner. Topic for October was Medicare presented by Lance Leivestad of Secure

American Insurance.

Event s in November Sat .

11/ 2

M on . 11/ 4

Righ t -sizin g in Nor t h er n Color ado Wor k sh op BERTHOUD Library - Community Room 236 Welch Ave, Berthoud RSVP at 970-852-4900 or http://bit.ly/thriversvp

1:00 pm - 2:30

THRIVE Fr ee M on t h ly Pizza Din n er f or Older Adu lt s (50+) 4:00 pm -5:30 New locat ion : 2500 N. Garfield Ave, Mountainview Pres. Church, Loveland Topic: Fu n an d Gam e Nigh t (n o speak er ) RSVP at 970-852-4900 or http://bit.ly/thriversvp

Tu es. 11/ 12 TLC - Th e Lovelan d Con n ect ion 9:00 am -10:30 All Saints Episcopal Church, 3448 N Taft Ave, Loveland Topic: Car olin a Nyar ady speak in g on " Th e Bees an d Th eir Hive."

Light refreshments will be served. Please RSVP at 970-852-4900 or http://bit.ly/thriversvp Wed. 11/ 20 Savvy Sen ior s 2:00 pm -3:00 New Locat ion : Fir st Advan t age Ban k 1475 N Denver Ave, Loveland - east door, 2nd floor Topic: Cof f ee, Cider an d Pie, Oh M y! Br in g u n w r apped n ew t oys For Larimer County Sheriff 's Office annual toy drive. Please RSVP at 970-852-4900 or http://bit.ly/thriversvp Wed. 11/ 27 THRIVE Lovelan d Sen ior Lu n ch Bu n ch at Hok k aido Bu f f et 11:30 am 11011 E Eisenhower Blvd, Loveland. Join us for our monthly lunch meeting.

Lunch is under $10; getting to know other "seasoned adults" in the community is priceless!

Please RSVP at 970-852-4900 or http://bit.ly/thriversvp. Look for us in the back room!

Event s in December Weds. 12/ 4

An n u al Pr im e Rib Din n er f or Sen ior s 533 Grant Ave., Loveland - enter on west side of church. Look for signs.

M UST pr e-pu r ch ase t ick et s at 970-852-4900 or h t t p:/ / bit .ly/ 2019APRD

Tu es. 12/ 10 TLC - Th e Lovelan d Con n ect ion - Holiday Celebr at ion Lu n ch Hokkaido Buffet . 11011 E Eisenhower Blvd, Loveland.

M UST RSVP at 970-852-4900 or h t t p:/ / bit .ly/ t h r iver svp

11:30 am -1:00

11:30 am -1:00

Recur r ing Event s 2n d & 4t h Tu es. Est es Par k Car egiver Su ppor t Gr ou p - Nan cy Bell 970-586-2273 Estes Park Good Samaritan 1902 Ptarmigan Trail 7

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10:00 am

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Local Business

Baby it 's Cold Out side!

We asked the experts at AIRE SERV of Fort Collins for their tips in preparing our heating systems for the frigid winter temperatures.

Wh at sh ou ld people do t o pr epar e t h eir h eat in g syst em f or t h e w in t er ?

The number one thing is to make sure you change you air filters and open your furnace registers.

The furnace breathes and needs air to function. We also recommend that the furnace have a tune up which will show all needed repairs so that the system can be in perfect service for winter.

Sh ou ld You Repair or Replace You r Heat in g & AC Syst em ?

If your heating and cooling system is more than 10 years old, it may be time to consider replacing it with a more efficient system. There are many factors to consider when determining whether or not to repair or replace a system, such as its age and overall investment costs? from initial purchase price to long term operating costs and utility rates. You should contact your local utility company to see if there are any rebates available for replacing your existing system. They can also tell you about any state rebates.

Wh y call AIRE SERV of For t Collin s f or you r HVAC n eeds?

Our customer service is number one! Our focus is on the air quality and comfort your home provides. We are excellent at communication and diagnostic assessment. We listen and evaluate the needs of our customers from a simple filter change to the installation of a whole new system.

For sales or ser vice of you r h eat in g or air con dit ion in g syst em , call 970-282-7220 8

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Veter an Spotl ight

Honor ing Those Who Have Ser ved Vet er an s Day w ill be obser ved on M on day, Novem ber 11t h .

Veterans Day is a day to honor and remember those who have served and are serving in the U.S. Military.

The Associated Veterans of Loveland have a full day of events planned starting with the 0400 Bell ringing throughout the City of Loveland. All are invited and encouraged to attend!

To gain in sigh t in t o som e of ou r local vet er an s, w e ask ed a h an df u l of local season ed vet er an s (over 50) t h e below qu est ion s: 1. What years did you serve?

2. What was your specialty (job)?

3. Why did you choose the branch that you chose?

4. What would you tell young people today about serving in the military?

5. What did you learn in the military?

1. Served 1962-1963, Active duty enlisted Reserve; 1963-1967, US Air Force Academy; 1967 to 1993, various assignments in the USAF, almost all in flying positions.

2. Pilot, test Pilot, Astronaut.

3. To fly and become a test pilot.

4. It is a wonderful opportunity to do many things; you have much responsibility at a young age; you get to use and work with very high technology systems; I had very high job satisfaction; learning about and being a leader.

5. Many things. Leadership, project management, pilot and test pilot skills, learning crew coordination skills, mutual support skills.

Lor en Sh r iver , Air For ce 10 THRIVE2019 Loveland & Surrounding 10 November THRIVELoveland.com Towns

Br ad Fit ch , Coast Gu ar d

Ter r y Rizzu t i, M ar in e Cor ps

Bob M cDon n ell, Air For ce

1. Served 1966-1970.

1. Served I984-1992.

1. Served 1963-1967.

2. 0311, Rifleman (a grunt).

2. I struck Boatswain's Mate, then attended Class A school and became a Public Affairs Specialist. Then, after four years, I applied to Office Candidate School and became a commissioned officer.

2. My training and jobs were in diesel power generation.

3. My father served in the Army during WWII. I wanted to show him I was tougher than he was.

4. I?d tell them thanks for serving our country, but I?d also tell them to join with open eyes because military life isn?t all it?s cracked up to be. I?d tell them to always remember they?re the cream of the crop for their generation, to hang onto that thought and never let it go. And I?d tell them that wherever their military careers take them, to please come home alive, and if they ever need someone to talk to, email me through my website.

5. The Vietnam War was the highlight of my life, the time when I discovered just exactly who I am and what the full range of my capabilities are. That feeling doesn't hit most people until they're nearing retirement, so in a sense I retired at age 21. The only thing I felt good about at that age was the fact that I was still alive, and that I had somehow managed to survive an ordeal that the average American couldn't even begin to cope with. I also came home confident in my ability to survive anything else for the rest of my life.

3. I chose the Coast Guard because I wanted to work in search and rescue and to do something unlike anything I would be able to do if I stayed home in Colorado.

4. I'd tell young folks that the military is a great way to get your feet on the ground, to learn skills, to get out of debt and to get a proud feeling of serving your country, which will stay with you your whole life.

5. Being in the service gave me self-confidence, veterans status and life skills.

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3. A buddy who graduated a year ahead of me in school enlisted. He came home on leave and told me about the Air Force. Before that, I was leaning towards the Navy.

4. I think if someone is not sure what they want to with their life (like I was at 18), the military is a good way to go. If I had tried college right out of high school, I don?t think I would have been successful. I needed maturing.

5. That I needed to get more education. Thanks to the G.I. Bill, I eventually received a degree in business from Colorado State U. I also learned about respect for the flag and the concept of a chain of command.

H on or i n g t h e sacr i f i ces m an y h av e m ad e f or ou r cou n t r y i n t h e n am e of f r eed om an d d em ocr acy i s t h e v er y f ou n d at i on of Vet er an s Day. Ch ar l es B. Ran gel

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Tom Keit h , Navy

Har r iet t M ar t in , Coast Gu ar d

1. Served 1951-1955.

1. Served 1943-1945.

2. 2nd Petty Officer (I got out a few days before 1st Class would of taken effect) Photographers Mate.

2. A Secretary in the Intelligence Dept. My rank was Yoeman in the Coast Guard.

3. I felt like I could swim further than I could walk. I had been involved with Sea Scouts, and Staff Waterfront Director at Scout Camp.

4. GREAT! Serving both Country and self.

5. Celestial Navigation, Survival Skills, Photography, Chemistry, Lighting, ran one of the Navy?s three experimental labs? Helped invent the ?Electric Enlarger ? although it was cardboard and duct tape. (Kodak?s later version was more refined).

Bar t Bar t h olom ew , Navy 1. Served 1967-1970.

2. VR3 'Vertical Replenishment'.

I worked on the Flight Deck of an Aircraft Carrier off the coast of Vietnam, hooking cargo to the 3. I went in to join the Navy and underside of a hovering CH46 was told by the recruiter that they Helicopter to be taken In-country. were starting up a more elite branch that would be called the 3. Received my draft notice and Coast Guard. instead of being drafted into the Army I joined the Navy.

4. I know that it may not be the same today as it was in my day.

4. Take advantage of an For me, it was a wonderful opportunity to learn a vocation experience. There were no while being paid, if you like what problems with being a woman you do in the military make a and working with men, there was career of it and get a pension. respect and nothing When you get out you will still be inappropriate. If the military was young enough to get a second still like the old days I would career in civilian life, and get a recommend it. second pension. Plus you can get a free college education and earn 5. The biggest thing I learned was a degree while serving or after discipline. Before the military I you get out.. It's a win/win. didn't have direction for my life.

5. Two very important attributes, responsibility and leadership.

Fr eed om h as n ev er been f r ee.

M edgar Ever s

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Nor m an Colem an , Navy

Den n is Sch af f r an , Air For ce

Evelyn Lee, Wom en's Ar m y Au xiliar y Cor ps

1. Served 1955-1959.

1. Served 1957-1963.

1. Served 1945-1946.

2. ETR3. Electronic Technician.

2. MOS was Aircraft Refueling

3. The reason that I joined the Navy, was because, I had a Senatorial Appointment, to go to Annapolis. I remember that after a couple of weeks in Boot Camp in San Diego, I was called out of a class and sent to another building to take the Annapolis Entrance Exam. I found that I passed it.

However, with my temperament and basic personality, I could not see myself enduring the structure of the academy and the eating of a square meal.

3. Not really sure why I chose USAF, except that I did not want to sleep on the ground!.

2. Training to be a surgical assisted. "I was a rear gunner on a bed pan."

4. I personally did not enjoy any part of the Navel service. I would recommend that anyone wanting to join the service to enlist in the Coast Guard.

3. I saw an article in the paper about going into the WAC for medical training. I had been planning on going to nursing school and decided to go into the military early so they would pay for my training.

4. Would tell them that it?s an excellent career choice for young people - training opportunities in different career fields, chance to have friends & acquaintances all over the world, opportunities to live in different cities & countries, 4. By going into the service, they & further education is available if get a much better idea of what they want that. they want to do with themselves and their life.

5. I learned so much - how to get along with & work with people 5. Independence, a little more from everywhere, & I learned to self-sufficiency, and belief in respect those I worked with, myself. those I lived with, and myself.

5. What I learned was of course, was electronics. Had I not joined the Navy I would have pursued a career in Photography, for which I had a great opportunity.

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H ow i m p or t an t i t i s f or u s t o r ecogn i ze an d cel ebr at e ou r h er oes an d sh e-r oes!

M aya An gel ou

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Estes Par k Residents

The Tr ail Rider s

by T. A. Ru st in

Ph ot os by T. A. Ru st in

If you take a trail ride out of Estes Park's Elkhorn Stables, chances are your wranglers will be Sabra Wilson and Deb Smith. Both women have been riding all of their lives. ?We enjoy it; we have fun,? said Sabra, with an easy laugh. Deb agreed. ?Take 'em up, bring 'em back safe, and have a good time,? she said. They especially like teaching first-time riders how to stay up on a horse, and they welcome kids and handicapped guests as well. A sense of humor helps a lot. If they want to stop the horse, Deb said, ?I tell them to hit that saddle horn and holler 'Wee Haw!'?

Deb and Sabra share the wrangler work, they share the horses, they share a room in the bunkhouse? they even complete each other 's sentences. Knowing each other so well helps them make their trail rides such a good experience for their riders. Usually, Deb is the lead wrangler, out in front, leading the way, while Sabra is the outrider, riding alongside, giving instructions and keeping stragglers from falling behind. ?Sabra does the speeching,? said Deb, ?I don't have patience.?

Deb and Sabra have been with Elkhorn Stables for six years, and love everything about it. Most of all, though, they look forward to spending time with the horses. They not only know the names of every horse in the stables, they also know their histories, and most importantly, their 14 THRIVE2019 Loveland & Surrounding 14 November THRIVELoveland.com Towns

personalities. Deb described a few of them. ?Flea,? she said, ?has a lot of get up and go, but a whole lot of Whoa, too,? while Rip ?Can be a bat out of hell.?

Sabra Wilson with horse Clyde

Elkhorn Stables has about forty horses, some of which are ?rescue horses,? arriving in poor health or having been abused or neglected. At Elkhorn, they are nursed back to good health. Sabra pointed to Hank, one of her favorite horses, who would have been sent to the slaughterhouse if he had not been brought to Elkhorn.

Most rides are uneventful, ascending from the stables at the far west end of town as much as a thousand feet, and returning. Every so often, however, Mother Nature has other ideas. On one ride, Deb and Sabra, leading seven guests, came upon an angry mama bear on the trail. They did what the common wisdom recommends: act fearless, make yourself look bigger, shout and make a lot of noise. The bear, however, didn't flinch. Or leave. ?It ran all right,? said Deb. ?It ran right at me! Then I saw the cubs on the other side.? They wasted no time getting back down the trail.

Deb Smith with horse Two Socks

Returning to safety, Deb realized that the riders were oblivious to the danger they had been in, and thought the bear encounter had been arranged for their entertainment. ?Best ride ever!? was their summary.

Sabra and Deb Deb and Sabra lead rides into the hills west of Estes Park on the weekends. They can't promise a bear encounter, but they do assure their guests a safe and memorable trail ride.

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Local Resour ces

Medical Equipment & Supplies No-Cost Low-Cost Rent als Sometimes it isn't practical or affordable to purchase medical equipment. Maybe you are healing from an injury and just need equipment for a short period of time. Maybe you have a visitor coming for the holidays and would like them to have everything they need to be safe and comfortable.

Below is a list of resources where you can get medical equipment on loan, for a low cost, rent, or even purchase. Contact them directly to find out what equipment and supplies they have in stock.

Ber t h ou d

Lovelan d 970-218-7582 303-638-7814

Lyon s Clu b

No cost local lending closet.

If you have medical equipment and supplies that you no longer need, we encourage you to donate them to one of these local organizations.

Disabled Resou r ce Ser vices

970-667-0816

Durable medical equipment available for a nominal rental fee. Inventory varies based on donations and rentals. Some no-cost rentals are available depending on income and availability.

Est es Par k Qu ot a Clu b

970-586-4353 719-337-3318

Loan closet for canes, crutches, walkers, wheelchairs, hospital beds, commodes and bed pans. Must be a resident of or a visitor to Estes Park.

GoodHealt h Will 2003 W. 8th St

970-624-6002

A "thrift store" for low-cost new and used medical equipment and healthcare supplies.

M obilit y & M or e 493 N. Denver Ave

970-461-8400

Retail store providing sales and rental of medical equipment.

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Berthoud Resident

Deanne with Experience Berthoud Event attendees

Follow t he? Yellow...Br ick Road... t o Deanne Mulvihill

by Vir gin ia Hu ppe

Deanne grew up in Ness City, Kansas and like Dorothy in "The Wizard of Oz," Deanne followed her own ?yellow brick road? in life.

Dorothy never gave up, and this is true for Deanne as well. After earning a B.S. degree in Business Education from Kansas State Teachers College, she taught high school at Pratt Kansas and Junior high at Jetmore, Kansas. She worked for a travel agency, taught aerobics and even owned a coffee shop along the way. Deanne eventually found herself in the job she holds today, Executive Director of the Berthoud Chamber of Commerce.

Deanne has been married to her husband Steve for 31 Years. They have three children and nine grand-children.

In her spare time, she enjoys spending time with family, attending plays, musicals, reading, scrap booking, making cards and volunteering.

She works with people all day at the Chamber, fortunately, this is one of her outstanding characteristics. Deanne is one of those people that you like the minute you meet her.

Deanne organizes special Chamber events including Experience Berthoud, Snowfest, Berthoud Day, and Octoberfest. Each month she has the honor of hosting the Berthoud Chamber new business ribbon cuttings and special Chamber after hour events. She is a huge asset to the Berthoud Chamber of Commerce and a big part of the Berthoud community.

She is always ready to sign up a person or company with the Chamber. If you don't see her first, call Deanne at 970-532-4200 to join the Berthoud Chamber and watch your business grow.

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Celebrations

Out & About

Present and Past Owners (left to right) Elena Tennent, Brian Curry, Tony Tennent, Sandy Fifer, Steve Fifer

Pets were encouraged to come in costume for the anniversary of Doggie Dips and Chips!

20 t h Anniver sar y Celebr at ion

by M ar k Nixon

Congratulations to Doggie Dips and Chips on their 20th anniversary (September 28, 2019).

Doggie Dips and Chips has a long history of serving the Loveland pet community starting in 1999 when the founders, Sandy and Steve Fifer, built a dog wash and a pet bakery store, started in the same shopping plaza where it sits today. Back then, Sandy ran the store and baked dog biscuits while Steve worked full-time as a software engineer, a part-time leather smith and carpenter for the store.

They expanded the store by selling dog food and Steve?s hand-crafted leather collars and leashes which lead to other pet foods and products to keep up with customer demand.

Soon they realized the store needed to expand, in 2004, they leased the space next-door and cutout an archway between the stores creating the retail space in the store today.

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Over the next eight years, Sandy successfully grew the business, becoming Loveland?s pet store of choice, despite Petco moving in a few stores down from them in the same plaza.

Throughout the years, they have been able to create long-lasting connections with the Loveland community by offering quality pet products and friendly service.

In 2012 Steve and Sandy wanted to slow down and enjoy time with their kids, so they sold their store. They have been living in the Carter lake area for 28 years, Sandy is currently working part-time as a relief Concierge for Poudre Valley Hospital and Medical Center of the Rockies, booking hotels and travel for folks coming to Northern Colorado for medical appointments. Steve works at Hach in Loveland as a software engineer.

Sandy and Steve were at the 20th anniversary

Brain ainGames Games Br celebration with family, friends and the current store owners (Tony, Elena, and Brian) who bought the store in October 2016. These next-generation entrepreneurs are honoring Steve and Sandy?s legacy by offering nutritionally outstanding pet food, homemade gourmet dog treats, a self-service pet wash and nail trimming services, all at a fair price.

Stop by Doggie Dips and Chips to say hello, wash your pet, get their nails trimmed

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Tuesday nights from 5-7pm, and take home a sample of pet food. They are caring pet lovers, planning to serve the Loveland community through their 40th anniversary celebration.

Doggie Dips & Ch ips 265C E 29th St,Lovel an d 970-461-1109 Doggiedipsan dch ips.com

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Veter ans' View

My Cap and Me

by Bob M cDon n ell

I spotted the cardboard carton near the doorstep the minute I pulled into my driveway. A smallish box, it only contained one item? a ball cap. The surge of adrenaline that I felt reminded me of times when the mailman delivered something that I sent off for as a kid. This was better than any magic decoder ring or other trinket from my past. Should a 60-something guy be this excited about a baseball cap?

I took the box inside to rip it open. It looked exactly like the picture in the online catalog: jet-black with the words VIETNAM ERA VETERAN in yellow, and an embroidered red and yellow National Defense Service medal on the front. This cap was just what I ordered.

No one incident or epiphany caused me to want this cap and proclaim my service to my country.

Decades before? in the 1960s? we servicemen did not announce our participation in any military activities. Times change, as do attitudes. I was ready to let people know I proudly served.

Having talked to other veterans over the years, and seeing them wear black caps similar to my newfound prize, I realized it?s okay to be patriotic.

Proclaiming your past commitment and sacrifice is all right. Declaring this fact is just that? a fact. But, it is information I now want people to know about me.

Wearing a head covering is not something I do much, so I didn?t intend to wear the cap every day.

I decided I would pick and choose when to wear it.

Each time had to be for something exceptional.

Not long ago, my cap and I found that special occasion that cemented my pride in serving my country. When a young man from Loveland, Colorado lost his life in Afghanistan while serving in the Army, many people in the community expressed an interest in showing their support for the family. I knew my cap and I must take part, and we did.

As I drove through town, I saw small clusters of individuals of all ages, many with American flags, lining the curb and sidewalks along the route from the church to the cemetery. This unorganized, spontaneous yet heartfelt show of appreciation and support stretched for miles from the cemetery to the church. My cap and I joined them.

I stood with other roadside observers, waiting for the funeral procession to pass by.

The caravan turned onto the street where I stood.

A steady stream of local law enforcement cars and motorcycles flashed their red and blue lights, followed by black leather-vested Patriot Guard Riders with their Harley engines roaring and Old Glory snapping in the wind. Lastly, the somber gray hearse and accompanying funeral party passed my cap and me. I stood at attention.

Feelings flowed through me? a mixture of patriotism and pride. By standing there watching, I shared my feelings in public. It felt good.

My cap and I watched with reverence and respect--people held their hands over their hearts or let their American flags dip in honor of the young soldier as he passed by. I gave a somewhat rusty salute, my fingers touching the brim of my cap. Yes, a tear may have been in my eye too for a military brother I did not even know.

My heavy heart gave credence to my pride not only for this brave warrior but also to my service to my country. Ordering my cap was a good decision.

This story was featured in the 2017 Chicken Soup for the Soul - Military Families 101 Stories about the Forces Behind the Forces.

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Deliver ing Meals and Fr iendships

Making a Difference

by Ph yllis K. Ken n em er

Arline Nebel has been volunteering with Meals on Wheels for fifteen years. For the first ten years, she did it all. She delivered meals to homebound seniors. She drove the same routes twice a week and took the packaged meals to their doors. Arline spent a few minutes with each person and enjoyed the friendship of her "regulars."

About five years ago, Arline decided it was time to slow down a bit and quit driving. Her time with Meals on Wheels was important to her and she did not want to give that up completely. Fortunately, Deanna Sloat from Independent Bank had begun taking her lunch time every Tuesday to drive a route.

Deanna teamed up with Arline and the two enjoy making their deliveries together.

In October of 2018, Arline suffered a fall which left her with a fractured sternum and cracked ribs. Arline knew she was tough.

She had raised twelve children in a blended family and decided that nothing could get her down. She was determined to get well and she did! Since that time, Arline uses a walker to get around, so she no longer goes to peoples' doors. Deanna does the driving and the walking. Arline sorts out the correct items for each delivery.

Arline delivering a meal to one of her regulars.

They "Dynamic Duo" Arline and Deanna.

At age 88, Arline is an active senior. She lives alone and is constantly on the lookout for ways she can help others. Aline and Deanna both expressed pleasure in working together and in the joy they bring to recipients along their route. They know that the meals they are delivering are planned by a dietitian, so they contain essential nutrients; they taste good; and they are ready to eat upon arrival.

They agree that the best aspect of the job is the interactions with the seniors.

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Legal View s Legal View s

What is Elder Financial Abuse?

With America?s growing elderly population, the prevalence of elder abuse has become astonishingly high. Elder abuse comes in many forms, such as physical abuse, emotional abuse, sexual abuse, or neglect. However, some forms of elder abuse are not as readily apparent. Take financial abuse, for example, which often can occur through legal means, although deceitful in nature.

What is financial abuse? Financial abuse is the fraudulent or unauthorized act or process of an individual, whereby assets or financial resources of an elderly person are used for the monetary benefit or gain to that individual, while depriving the elderly person of access to his or her own assets or financial resources.

Who are the perpetrators? It may come as a surprise that those closest to the elderly often are the ones that are committing financial abuse. For example, family friends, caregivers, neighbors, and even financial advisors have been found to be more likely to commit elder abuse than, say, a random scammer.

Nonetheless, the elderly are subject to a multitude of scams, even those perpetrated by strangers.

What does financial abuse look like? Elder abuse often goes unreported due to the confidential relationship the elderly person has with the perpetrator. Family members may take advantage of joint bank accounts shared with the elderly person by using funds without the elderly person?s permission. Friends, family, or neighbors may manipulate the elderly person into adding them into estate planning documents as beneficiaries. Or, the elderly person may receive scam emails or phone calls requesting payment for taxes on the elderly person?s purported winnings from a lottery.

What are the signs? Oftentimes, perpetrators of elder abuse begin to isolate the elderly person 22 THRIVE2019 Loveland & Surrounding 22 November THRIVELoveland.com Towns

from friends and family to build the relationship needed to execute their scheme.

Those closest to the elderly person may become aware of ?new friends? who seemingly appear to come out of nowhere but have gained the elderly persons trust and admiration. Further, the elderly person may begin to amend or change previous estate planning in ways that seem out of place with earlier distribution goals.

If you believe you or your loved one is suffering from elder abuse, please contact Jorgensen, Brownell & Pepin, P.C. today.

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