Buyer Package-The Zehm Team

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The Zehm Team Difference

Open and honest communication, a tireless dedication to fulfilling the needs of their clients and a commitment to educating their clients about the real estate process that describes the foundation upon which Aaron and Karen have built their successful real estate business that has flourished since 1999.

Both Karen and Aaron are Washington natives and are not only familiar with why people want to live in the Pacific Northwest, but also why many of those who leave, eventually return.

Areas of Expertise

The Zehms work Seattle, the Eastside and Snohomish County, both condominium and residential markets. Aaron’s expertise also includes the commercial market, working with clients looking for investment properties. “We know both the Seattle and the Eastside markets and how each one ticks,” says Karen. In addition, both have taken staging training and investment property analysis training. Aaron is e-Pro certified, a technical program that trains real estate agents to make the most of technology and the internet to best serve and keep in communication with their clients.

Commitment to Action…and Community!

Karen and Aaron share a very active lifestyle and the discipline and commitment required to sustain this lifestyle has them well-prepared for the rigors of real estate. Aaron had a previous career as a personal trainer and his other fitness interests include weight lifting, Cross Fit and martial arts. Karen is an avid runner and has completed several marathons and Ultra Runs. Karen is currently the President of the Bothell High School Volleyball Boosters Club. The Zehms are also active in their commitment to enriching the community in which they live and work. Both Karen and Aaron also participate annually in the Windermere Community Service Day in which agents in every community served by a Windermere office work on several projects to improve their local neighborhoods.

The Aaron and Karen Zehm “Get it Done Right” Difference

Aaron and Karen Zehm put their hearts, combined brainpower and even elbow grease into finding best solutions for buyers and sellers. When you work with the Zehms, you get two very experienced, different and complementary agents working the solutions. Aaron is calm, a great listener, good with the details and market trends. Karen is more outgoing, equally knowledgeable, patient and an awesome contract writer.

“We strongly believe in educating our clients on the real estate process and how the market works,” says Aaron. “At the same time, we listen carefully to what our clients want and don’t work on our own agenda.”

Five-Star Award 2004-2009 and 2020

Certifications and Designations Memberships

Staging Training through

Community Support

Our Services for Buyers

Home Search

I know the local markets and neighborhoods inside and out and will use my skills to find properties that suit your search parameters.

I will research existing neighborhoods and new developments in areas you may be interested in.

I will focus in on the areas that have the greatest possibilities for finding a home at the price you want.

To save you time, I will organize, expedite, and review the property documents. Homes that don’t meet your specific needs are removed.

I will make appointments, preview homes, look at properties with you, and help you determine which homes best fit your needs.

Mortgage

If you are getting a mortgage and are in need of a lender referral, I will provide you with references who have done a great job for my buyer clients.

I will keep in touch with you and your lender on a regular basis to ensure your loan is processing and is on track.

I will communicate with the listing agent as needed regarding the status of the loan.

When the appraisal is scheduled, I will assist as needed.

I will supply information and make appointments to see any property listed for sale. I will get detailed information, or an appointment, no matter what company the home is listed with.

Create an online account for you that allows us to coordinate your home search allowing us to share listings, save favorites, and make comments so we are all on the same page.

Provide you with additional documents on any available property you want to investigate further.

Represent you if you want to buy new construction from a builder (let’s discuss the process for this).

I will communicate with you based on your communication style and preferences.

Pending to Close

You will receive transactional excellence from beginning to end.

I will make sure you receive the Seller Disclosure statement and dive deeper into any questions or concerns you may have.

I will make sure you receive your Title Report and will review any questions or concerns you have.

I will coordinate the closing process with you, the listing agent and escrow company.

When it is time to schedule the signing, I can coordinate the location with you and the escrow company or closing agent should you need.

Should you need a moving company, I can provide references.

Inspection

If you are in need of an inspector referral, I will provide you with local inspectors who have done a great job for my buyer clients.

I will coordinate your professional home inspection with the listing agent and inspector and will be on hand to provide access and talk with the inspector.

When your inspector has provided their report, I can review this with you and provide my feedback.

Based on any items and issues you would like to work on with the seller, I will draft an inspection response and negotiate work items with the listing agent and the seller.

If needed, I will recommend contractors to perform any negotiated or required repairs.

I’ll oversee the completion of all required repairs on your behalf, if needed.

If you are buying and selling, I will lend a hand in coordinating closings to correspond if possible.

I will coordinate the possession details and timing, working with the listing agent and seller on everything from keys to garage remotes and instructions for any systems and appliances left behind.

I will coordinate your final walk-through prior to closing.

I will closely track all the details with all parties with the goal of a “no surprises” closing.

Let you know when the property ownership change has been recorded with the county and deliver the keys to you.

Our Process for Buyers

Are you buying your first home? A condo? A recreational property? A waterfront home? An investment property or second home? We have the expertise to get the job done!

We bring our own expertise to the table – expertise that will be put to work for you. Solving the numerous challenges that can come up during the transaction is something we have become known for. Our unique skillset as well as our ability to make your home-buying experience fun and memorable hopefully will make us your go-to real estate consultants for life.

Here is a bit more about what you can expect when buying a home with us:

Homebuying Needs

Relocating to the Area?

We will help you every step of the way, showing you the different neighborhoods and areas so you can get a feel for your options. The Eastside has so many neat neighborhoods and amenity-rich properties that it will be hard to choose!

Do you need a single story home with a fenced yard? A three or four bedroom home in a newer neighborhood? A condo with a view? Whatever you are looking for, we will strategize with you to find you the perfect home.

Home Search

Mortgage Options

We have connections to great local mortgage lenders. It is important to get pre-approved before we really begin our home search, but with a great lender at your side, you will know what to expect from the financial side.

We will make a plan for seeing homes that meet your criteria in a way that suits your schedule. We are both very used to making a quick schedule adjustment when a great property comes on the market!

Making an Offer

Research

As you find homes that may be a good fit, we will supply you with additional information on each property as well as anything you should be concerned about. Our goal is to find you a great investment both for your pocketbook as well as peace of mind.

Once we find the home that is the right fit, we will work with you on the offer by educating you on market conditions and what is expected in our area. There are items besides price that can be included in the offer such as closing date, down payment, earnest money, and more.

Inspection

Negotiations

If needed, we will negotiate on your behalf, pointing out the strengths of your offer to the seller, working with you to see where there is wiggle room, and approach negotiations with a win-win attitude. We have your back!

The inspection is an important step in the buying process. We have great inspectors we can refer you to and we will be there during the inspection to note any red flags. You may have an opportunity to work with the seller to get some of the items corrected before closing.

Pending to Close

Once your offer is approved and contingencies met, we will work with you on all the steps of the process between your contract acceptance and closing. Rest assured that we are both looking out for you every step of the way!

Your Homebuying Team

When you are getting ready to buy a home, it is important to make sure you have the right people who can get the job done ready, willing, and able to work seamlessly on your behalf. It isn’t enough to just have me by your side and I look forward to helping you create your dream team!

LENDER

Getting pre-approved with a lender is one of the most important steps you can take to make yourself buyer-ready. The lender you choose should have a reputation for being a problem-solver and for getting the transaction to close.

APPRAISER

Although the appraiser will be assigned by the lender, doing a great job of choosing your lender is a good indicator of the strength of the appraiser in terms of getting the job done in a timely manner and utilizing great local data to make sure your investment is a sound one.

INSPECTOR

You are able to choose the inspector who will be conducting the inspection on your home. You want to find someone who is thorough, provides you with a written report and photos, charges market rate, and who can be scheduled within a few days of your offer.

ESCROW

Escrow makes sure that all the documentation is correct, timelines are met, and all the details are adhered to in the transaction. They will also make sure all parties sign the correct forms and that all monies are distributed correctly.

TITLE

Title will review the property history, verify legal description matches what is being sold, make sure the seller has the right to sell the property, identify other possible lienholders, identify easements, codes, covenants and restrictions, and more. You want to make sure the title company has a reputation for identifying all potential problems.

While you can’t choose all of these team members, I will help you with referrals for the ones you can. The more team members you can secure up front, the better. Often, once you make an offer, things can get fast and furious in a hurry. During the transaction is not when you want to be checking online reviews of an inspector and hoping for the best. Do your vetting up ahead of time and you will not be sorry!

Let me know if you would like to start building your team now and I will send you some referrals!

Mortgage Information

Buyers can easily get overwhelmed by the options they are confronted with when it is time to apply for a loan. Conventional? Government-backed? Fixed rate? Adjustable rate? Even within these categories there can be several options.

Before you can determine which loan is right for you, you need to have an understanding of how each work and the costs and benefits of each. Let’s start with definitions:

• FIXED RATE MORTGAGE: Fixed rate mortgages are exactly that – the mortgage rate remains fixed for the life of the loan. Monthly payments are fixed (for the principal and interest – if property taxes and homeowners insurance are paid as part of your payment, these are paid through an “escrow” account which can fluctuate from year to year).

• ADJUSTABLE RATE MORTGAGE: These are also called ARMs. This type of loan has the potential to have monthly payments that change since the interest rate can change. There is usually an initial period of time where the interest rate does not adjust. This might be a 3-year, 5-year, or 7-year ARM. How often the interest rate adjusts will also depend on the loan. Since interest rates do change over time, the payment can either be higher or lower depending on the difference in the interest rate. For example, if someone took out a loan now when interest rates were at record-low levels, it is unlikely that interest rates will continue to be this low when the interest rate adjusts. Furthermore, ARMs generally start out with a lower interest rate than a fixed rate loan.

It is important to know your future plans when determining the type of loan which is ideal for you. For example, if you are planning on staying in your home for only seven years, it might save you money to use an adjustable rate mortgage with the expectation that you will be moving and taking out a new loan before the interest rate is adjusted. However, what happens if there is a health issue or something else which prohibits you from moving in seven years? What if you cannot move into a fixed-rate mortgage? These things must be taken into consideration when determining whether you can afford your monthly payment – now and later.

In addition to the fixed rate mortgage and adjustable rate mortgages, mortgages may also be either “conventional” (meaning funded by the private sector – usually a bank) or a “government-backed” loan. Government-backed loans are backed by the federal government, including the Department of Veteran Affairs or the Department of Housing and Urban Development. The government agency is “insuring” the loan, although the funding may still be by a bank.

Types of Loans

So why the two different types of loans? The Department of Housing and Urban Development typically has less-stringent lending qualifications, making it easier for some buyers to get a loan. For example, at the time of this writing, the down payment on an FHA loan (by the Federal Housing Administration) can be as low as 3.5% as opposed to a private loan which require 10-20%.

Below are the most-typical types of government loans:

• FHA (FEDERAL HOUSING ADMINISTRATION) LOAN: The three benefits of this loan are the low down payment, lower credit score requirements, and additional monies to fix the home up can be included in the loan amount. Buyers who want to take advantage of an FHA loan first need to find an FHA-approved lender. We have a full list of our local FHA-approved lenders in the event these loan parameters sound like a good match for your needs.

Once the buyer finds a home and makes an offer, FHA will require an inspection of the property the buyer has made an offer on. There is a minimum list of requirements the property must meet in order for FHA to back the loan.

The drawback to an FHA loan? Government mortgage insurance is an additional expense you will need to cover.

• VA LOAN: These are managed by the Department of Veteran Affairs and are reserved for military service members. The benefit of a VA loan is it does not require a down payment. If you are a military service member, an agent can help you find a property, but when it comes time to apply for the loan, your Veterans Administration office will point you in the right direction and help you with the application process.

As you can see, there are pros and cons to both conventional and government-backed loans. If you are thinking about buying a home in the near future, let us set up a meeting with a lender who can guide you through the ins and outs of each, and help you determine the best loan for your needs and comfort level.

Your Mortgage Payment

When you meet with your lender, he or she will give you a home-buying budget based on your income, debt, expenses, and assets.

However, in our experience, you shouldn’t max out your budget just because your lender indicates you can. This is a great opportunity to learn about what that budget means in terms of your monthly payment (which just includes principal and interest at this point) and remember you will also need to budget for:

• Private Mortgage Insurance (PMI) if you aren’t putting 20% down

• Property Taxes

• Homeowners Insurance

• Homeowners or Condo Association Dues

• Repairs and Maintenance

Let us give you an example. Let’s say you have been approved for a home that is up to $600,000 at 5.0% and are putting $125,000. So we don’t have to worry about PMI. But how might this look as a monthly payment when we factor in property taxes and homeowners insurance?:

Take the time to do the math and don’t assume that just because you are approved for a certain amount that means that it is in your best interest to max that out.

Although you can also use our Mortgage Calculator, the table below illustrates the approximate principal and interest payment for a number of different loan amounts. If you are currently a renter, you might use this to find out approximately how much money you should budget, but remember that you also will need to include the other expenses listed above as part of your monthly payment.

The Danger of Waiting

Payment Estimator

With property prices steadily increasing, many buyers want (or should want) to know: is it really worth waiting for prices to come down (if they come down)?

Let’s look at an example. If you are considering the purchase of a $600,000 home and you want to “save” money, so you decide to “wait” until prices fall by 5% - or $30,000. But let’s look at the numbers if you were to purchase the $600,000 home today at today’s low interest rates:

But let’s say you decide to wait in the hopes of purchasing the home for $575,000 …and in the meantime rates creep up to 5.5%.

You may have saved $25,000 on the house’s “sticker price,” but your monthly payment is higher! Over the course of 30 years, that additional $389 you pay each month adds up to an additional $139,995.

The point of the story? Waiting to “save” money by hoping prices will drop may well cost you far more than your expected “savings.”

Escrow

You can think of escrow as a central station for making sure all the terms of the transaction are met. The escrow officers makes sure all paperwork is collected and distributed to all parties who have an interest in the transaction as well as making sure all funds and activities are taken care of in a timely fashion.

Regardless if you are a buyer or a seller, you will receive communication from your escrow officer during the transaction, so be prepared to communicate with this party as well as your real estate agent.

What Buyers Need to Know:

Once an offer is accepted by both parties, the purchase and sale paperwork is submitted to escrow along with your earnest money. Escrow will begin their lengthy list of “to dos” which will likely include:

• Making sure contingencies are satisfied such as inspection, financing, or sale of another home.

• Making sure buyer and seller signs off on such forms such as seller disclosure.

• Working with “Title Officers” to make sure that the seller has a legal right to sell the property and there are no others who may have an interest in the property. Occasionally there are liens taken on the property by parties such as local municipalities, contractors, the IRS, etc to make sure that debts to these parties are satisfied on or before sale.

• Making sure the buyers receive a copy of the “Title Report” which will indicate any easements and identify any parties who may be granted ongoing access to the property.

• Making sure that other benchmarks are reached such as the septic and well inspection.

• Making sure all the necessary paperwork is signed by the buyer including loan documents as applicable.

What Sellers Need to Know:

Unless there are liens on the property, the seller may have very little contact with the escrow agent until it is time to sign. However, the escrow agent will work on the sellers’ behalf to:

• Check with the mortgage holder to arrange the loan payoff.

• Get utility account numbers in the event balances need to be paid out of closing money.

If there are taxable proceeds from the sale, escrow will send the IRS notification of these funds.

Title

When we refer to “title” in a real estate transaction, it refers to the process in which the legalities around a property are examined to make sure the seller has complete ownership of a property and the right to sell it, the legal description is compared against the property for sale, and any other entities who may have legal and continuing access to the property are identified.

Here are a few things that are examined during the “title review” process:

• VERIFY SELLER HAS THE RIGHT TO SELL THE PROPERTY. Oftentimes there are other entities who may be listed as legal owners. These could include divorced spouses, heirs, or trusts. These need to be cleared before the property and the actual seller identified before the property can change hands.

• IDENTIFY ANY LIENHOLDERS. Sometimes creditors put “liens” on properties to make sure debts are paid before the property can change hands. These can include creditors for property tax, some utilities, contractors, and even the IRS. In some cases, these debts can be paid out of closing dollars, but often they need to be taken care of by the seller before closing.

• IDENTIFY EASEMENTS WHICH PROVIDE ONGOING ACCESS. The buyer needs to be informed of any existing easements and ongoing access that goes along with the property. For example, some utilities such as power companies, gas companies, pipelines, driveways, and shared spaces must be identified so there buyer knows exactly what they are purchasing and which areas must remain clear of fences and outbuildings so those who need ongoing access can obtain it.

• LEGAL DESCRIPTION. As a buyer you want to make sure that you are purchasing the right property!

Title insurance is also provided by the title company and protect the buyer and the lender (if applicable) against any defects in the title. For example, if the buyer was not made aware of the power companies’ need to a keep a 500 square foot section of their property clear for utility access which rendered that percentage useless for development, depending on the circumstances, title insurance would provide relief to the buyer for that loss of use if that was not identified in the title report.

Transaction Expenses for Buyer

INSPECTIONS

This cost is usually due to the inspector once the inspection is complete. Costs range based on the size of the house and the complexity of the inspection. Expect to pay $400 and up.

CREDIT REPORT*

This is usually under $75 per applicant. Check with the lender to determine their fee. This is usually paid at closing.

LENDER’S TITLE INSURANCE PREMIUM*

This insurance premium is paid to the title company. It protects the lender in the event there is an error on the title report. The Seller provides the Buyer one too! This is paid at closing.

BUYER BROKERAGE SERVICE FEE

This is the fee that your Buyer Agent is paid to represent you in the transaction. This is a fee that you have agreed to up front with your Buyer Agent and their Brokerage. In some cases, the seller or even others may pay a portion or all of this fee, though any remainder will be up to you to pay at closing.

ESCROW FEE

This fee is shared with the Seller and is the fee for handling the transaction. Escrow has a big job – making sure all deadlines are met, making sure everything is accounted for financially as well as paperwork. This may be around $600 and up. This is paid at closing.

LOAN APPLICATION*

There is usually a fee to initiate the loan application with the lender, though several lenders won’t actually collect this fee until closing. There may be additional underwriting fees the bank charges as well. These will vary from lender to lender, so ask about fees up front. In some cases, these fees may be negotiated.

APPRAISAL*

This fee is usually collected at closing. Expect to pay $600 and up for the appraisal with additional fees for homes that are more complex or appraisals needed in a hurry.

PRORATED INTEREST

This only applies to Buyers who are getting a loan. This is the interest payment between the date of purchase and the first mortgage payment. The lender will be able to provide more information on what you can expect. This is paid at closing.

PRORATED PROPERTY TAXES

The buyer will pay property taxes from the day they own the property. This is dependent on when the property is purchased as compared to when the next round of property taxes are due. It also depends on whether taxes are paid from an escrow account via your mortgage payment. Your escrow agent can provide more information on what you can expect for your taxes. This is paid at closing.

RECORDING FEE

This is the fee the County charges to record the deed and secure the lenders interest in the property (if applicable). This is usually a few hundred dollars and is paid at closing.

*only applies to buyers who are getting a loan and/or choose to have an appriasal done

What Happens Once You Make an Offer on a Home?

Once we make an offer on a home it is my job to make sure that your offer is accepted, carefully executed, and every detail of your transaction is completed, and adheres to the strict time schedules of your contract.

We will be providing you with a Pending to Closing calendar once we have mutual acceptance on your home. In this calendar you will see tasks that will be shown in either red or black. The black will represent all the tasks that we will be completing for you and the red will show you any tasks you need to be concerned about. For example: Your closing date.

Pending to Closing Flowchart

Although each transaction is different, this flow chart shows the general steps to expect from “pending” to “closing”.

Loan Approval

Frequently Asked Questions

Many buyers do not fully understand the home-buying process and the role of a real estate agent. Here are some of the most often asked questions agents receive from buyers.

What is a Buyer’s Agency Agreement?

A “buyer brokerage services agreement” is a contract between a buyer and a real estate agent. Contracts can vary in length, and can include or exclude certain geographical areas. The agreement lays out the commitments of the buyer to the agent, and of the agent to the buyer, and the fee that the agent is due for providing those services.

Is it expensive to use a Buyer’s Agent?

The compensation that a buyer’s agent receives may be paid from the seller’s proceeds as defined in the purchase and sale agreement, may be paid by the buyer at closing, or may be a combination of these two. In the event the seller covers all the buyer agent compensation, there would be nothing due from the buyer. However, since there are a number of scenarios possible, making sure you have funds to pay the buyer agent at closing and budgeting all your closing costs when writing the offer is necessary.

What is a “Dual Agent”, should I work with one?

“Dual agency” refers to the practice of a single agent representing both the buyer and the seller during the real estate transaction. When an agent acts in a dual capacity, they owe the same responsibility to both parties. Washington State has a required brochure which details the responsibilities of buyer’s agents, seller’s agents, and dual agents. Buyers considering the use of a dual agent should pay particular attention to the difference in responsibilities when an agent acts as a representative of both the buyer and the seller. Generally-speaking, an agent in this role must act in a limited capacity to both parties to act fairly and without favor to either.

How can I find out about new properties?

We will work with you to determine how often you want to receive updates on available homes, and by what method (email, text, phone call). Clients using email can receive automatic updates from most MLS systems as soon as new listings are entered.

What if I find a property on my own?

With the advent of the internet, many buyers have begun searching for – and often finding – properties of interest while working with an agent. Contact us with the address or the MLS number of the property in question. We will contact the agent of the property to find out more information or schedule a showing. It is never appropriate for you to contact the seller of the home directly if it is a listed property; you also should not contact the listing agent directly.

Can I go to Open Houses without you?

Yes. However, when meeting the agent hosting the open house it’s best if you immediately identify yourself as working with us. If you don’t, we might not be able to help you write an offer on that property in the future.

What to Ask Other Agents

If you are talking to other REALTORS®, here are a few suggested questions you may want to ask to help you make your decision:

1. How long have you been selling real estate on the Eastside?

2. Do you specialize in any particular area or client type?

3. Do you work full-time as a real estate professional?

4. Are you a Realtor?

5. What are your certifications and designations?

6. What is you average purchase price to listing price?

7. What is your availability to show a property that has just come on the market?

8. How do you let me know when there are new listings that meet my criteria?

9. How do you handle the details of your transactions?

10. How long does the purchase process generally take?

You Deserve The Best!

Testimonials

I wish there were 100 stars for Karen & Aaron!!!

“Being in California you’d think it would be very hard to sell a house in WA state, but thanks to Karen & Aaron the process was very quick and smooth. We didn’t even have to travel! They know the business very well and always answered our calls and emails in a very short time. They always kept us in the loop with updates. They helped us to find contractors for all the repairs and even did some of the work themselves. The repairs and staging were done in a couple of weeks and we got a good offer after only one week on the market. We are very glad that we chose them to sell our house and would recommend them to anyone selling their house.”

- tiara mg

They

helped me already three times!

“Karen and Aaron were always providing us with the great support......!! They have always helped me to buy and sell my properties and I would definitely involve them if I need their expertise. They helped me already three times!”

- moisesz

Aaron & Karen make a fantastic team.

“They sold our old house in Mill Creek, WA after being on the market for a couple of days, and frantically helped us search and buy our new house in Renton, WA. After 2 years we still love it. They went above and beyond the call of duty. The were very professional is all aspects of the process, and knew how to work with us during the frantic moments. We would use them again, and have recommended them to others.”

- bob3891

“We’re writing to commend the outstanding work of Aaron Zehm during all Phases of our search for a residence on the East Side last summer and fall. Since we live in Southern California, the initial search was not simple. To make it easier for us, he was very astute in quickly discerning our likes and dislikes and was able to make the process very efficient. After an initial broad screening, he was able to narrow down the choices so that we did not have to see places that would not be of interest to us.

Although our first choice was, at first, already spoken for, he kept track of it when it fell through and we were able to make an offer on it. Aaron was extremely helpful in carrying out the many offer/counteroffers while we were in Southern California. We always felt that our interests were never compromised during the rather hectic negotiations toward a very fast closing. Many of the contingencies required repair work and Aaron was able to find some very able people to complete the work promptly and professionally at reasonable cost. Even after the closing of escrow, Aaron was extremely helpful in continuing to oversee some of the final work to be performed. All this was done without us having to leave California.

Since then, we’ve been up to our new house and are extremely pleased with our acquisition thanks to the professional and conscientious efforts of Mr. Zehm. We are by no means new to the Real Estate business, and can honestly say that attention we received on this purchase is unsurpassed.”

- William and Bernadette Shih

Karen and Aaron are Reliable Experts in Real Estate Sales.

Their industry knowledge is Complete, Detailed, and Precise. They take Personal Care and Interest to benefit their clients well-being in matters of Real Estate by presenting clear choices and providing certainty where needed and wanted. I have known Karen and Aaron for more than 10 years and have used them in my own personal transactions. I recommend them highly and without hesitancy.

True professionals who really care!

It has been a delight getting to know and working with both Aaron and Karen. True professionals who really care! I trust their recommendations and opinions. They take the time to understand the needs of their clients and offer the best solution to address those needs. They go beyond being real estate agents... they offer help throughout the process in areas that I would never have expected! They are the most thoughtful and helpful professionals who act with great integrity. When you work with Aaron and Karen, they’re not just very good real estate agents, they look after your needs as if they are theirs too.

- doreeneatough

Aaron and Karen were great to work with.

They tirelessly showed us house after house, really getting to know exactly what we were looking for. When the right house came on the market, they were on it immediately and knew it would be the one for us. And it was. They made the entire buying process easy and even recommended us a wonderful mortgage broker. I cannot recommend them enough.

- user4424432

If I had another house to sell, Aaron would be my choice.

When we listed our home, Aaron was recommended by the Office Broker as one of the best to handle the sale of our house, and my wife and I concur. His insight to the current market conditions and recommended sales price proved invaluable to a quick and easy sale. If I had another house to sell, Aaron would be my choice.

- justatug

Aaron was amazing.

He guided us through the short sale process with expertise and professionalism that was simply superb. We went through 3 buyers, and each time Aaron was direct and honest with his advice and recommendations to help us finally get to closing. We were also out of state during the entire process, and Aaron made sure our property was safe, met certain requirements and ensured our final buyer had access whenever she needed it. I very highly recommend Aaron as a very knowledgeable agent who truly cares about his clients.

He made us feel like we were the only clients he was helping.

We met Aaron thru a referral, and chose him initially because he was able to come meet us right away on a Saturday the first time we called him. As we started working with him, we realized we made the right choice. Over the course of 6 months Aaron showed us over 40 houses, helped us thru 3 offers, and kept us on track thru a prolonged closing on an REO property. We were first time home buyers and Aaron did a great job explaining the intricacies of the home buying process to us in terms we could understand. He also did a great job managing the highs and lows in our enthusiasm toward the buying process over the 6 months.

Comparing Aaron to other professionals we’ve worked with in the buying process and since we’ve owned the home, I actually miss his responsiveness. We never went more than a couple hours awaiting a response to a voicemail, text message or email we sent him. It was truly impressive how he made us feel like we were the only clients he was helping, when that obviously wasn’t true. He has great knowledge of a pretty large area as we looked at homes in Kirkland, Woodinville, Bothell, Kenmore, Mill Creek, Everett, Edmonds, Lynnwood and Mountlake Terrace. We were very active in finding listings that we wanted to tour as well as evaluating what Aaron would send our way. In the end, the house that we bought was not on our radar, and Aaron almost had to talk us into going to see it as it was just out on the fringe of our desired area. He nailed it with this house though as we knew we wanted to buy it as soon as we walked in the front door.

Over all, I could imagine going thru that process without Aaron’s help. When we decide to sell our house he will be helping us with that step in our life. I highly recommend you give you Aaron a chance to help you with your home purchase or sale.

- Mike and Samantha Mill Creek Home Owners

Thank You

Thank you for taking the time to preview our qualifications. This information package was prepared for you to answer any questions you may have. When you decide to hire our services, please keep this binder to use in retaining all your important real estate documents.

We look forward to working with you in the near future and feel certain that you will be happy with our services.

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Buyer Package-The Zehm Team by Karen Zehm - Issuu