arriving home
THANK YOU FOR YOUR TRUST
In our experience, a home isn't a dream home because of its room dimensions. It's about how you feel when you walk through the front door, and the way you can instantly envision your life unfolding there.
This is about more than real estate. It's about your life and your dreams.
We understand you are looking for a new home, and we want to be the real estate professionals to help you. We work with each of our clients individually, taking the time to understand their unique needs and lifestyle.
We love matching our clients with the home they have always open a new chapter of your life. That's why we work so hard to detail of the purchase process, from negotiating the terms of the sale to recommending moving companies.
This package contains helpful information for home buyers, including an overview of the entire purchase process, answers to frequently asked questions, and fact sheets to help us discover the home and neighborhood characteristics most important to you.
Sincerely,
JENNIE WOLEK & THE WOLEK GROUP
Jennie Wolek
THE WOLEK GROUP
KELLER WILLIAMS REALTY ADVANTAGE REAL ESTATE PROFESSIONALS SINCE 2001
Certi ed Residential Specialist (CRS)
Graduate, Realtor Institure (GRI)
Top 100 Agents in Tulsa
Real Producers Top 500
Top Team in KW Advantage
Top 5% of Greater Tulsa Association of Realtors
Agent Leadership Council
KWKC Board of Directors
KWYP President
QL for Young Adults Certi ed Trainers
Keller Williams University Approved Trainer
Served over 1,500 families since 2013
Donated over $100,000 to Tulsa charities through Keys to the City
WHY CHOOSE A REAL ESTATE TEAM?
THAT IS WHY YOU HIRE PROFESSIONALS TO FIND YOUR HOME
It has been documented that inside a transaction there are over 100 tasks. We are a team of specialists, rather than a jack-of-all-trades. The Wolek Group has over 30 years of combined experience helping buyers and sellers achieve their real estate goals. There are many reasons to hire a team. The most important is that someone is always available to help you with any questions that may arise. We strive to set you up for success by keeping you informed through the process, setting expectations, and always preparing you with the next steps. From our first consultation to understand your wants, needs and timeline, to viewing properties and helping you negotiate the best deal for your family, while ensuring we get you to the closing table, we have the expertise in making the process as smooth and stress-free as possible.
BUYER CHECKLIST
Meet with us for a Buyer Consultation
Get pre-approved
Make an offer with your agent
Offer gets accepted
Provide earnest money deposit
Contract delivered to title company and lender
Schedule & have inspections performed
Appraisal completed by lender
Provide lender all needed paperwork
Submit TRR
Purchase home owners insurance
Get full lender approval
Set up utilities for the day of closing
Closing day!
BUYER
PROCESS
Visit our website for recommendations
To learn more about the buying process, visit The Wolek Group on YouTube
Consultation to assess your needs
mortgage
Get set up for listing alerts
Get paperwork to lender so you are ready to go when YOUR TOP 3 MUST HAVES FOR YOUR NEW HOME
Keep notes
Remember your top 3 wants
Drive neighborhoods & attend open houses
HOW TO WIN IN MULTIPLE OFFER SITUATIONS
When you work with The Wolek Group, you will have a top-notch, highly trained agent on your side who will work hard to set you up for success and achieve your real estate goals. When it’s time to write an offer, your agent will research recent sales in the area, help you strategize how to make a strong offer that will get accepted and continue to educate and consult with you throughout the process. Depending on the market of the moment and what’s going on with supply and demand, your agent will strive to get you the best deal, and ultimately, your new home.
MAKE AN OFFER
Submit offer with your agent
Offer price
Earnest money deposit
Closing date
Other conditions
Pre-approval letter
Buyer letter to seller
Review and sign disclosures
OFFER ACCEPTED
Contract delivered to title company to begin title review
Contract delivered to lender to secure rate lock and start
The best way to win the seller over is to be a buyer with convenient and reasonable terms, based on the current market. This means that, if you are obtaining a mortgage, you will already have a letter from a reputable lender stating you are able to purchase at the listing price or possibly even above. agent will also help you write a strong offer which allows enough time for the closing, to include inspections, the loan and title process and the sellers moving, without stress. In our current market, the pending period is around 35-40 days.
The Wolek Group, as a team, has systems and checklists in place to ensure no contract terms or timelines are missed. agent will communicate with the seller’s agent to
out what terms are best and will help you win the property. We have years of experience in developing strong working relationships with our cooperating agents, therefore helping our clients’ offers to get accepted.
There are many negotiation techniques that can be utilized and typically vary depending on the situation. agent will work with you to think outside of the box, while using their expertise and experience in order to help you win your perfect home!
WE CAN'T WAIT TO HELP YOU FIND YOUR NEXT HOME!
BUYER PROCESS (CONT’D)
0-10
HOME INSPECTION
To be completed within 10 days of the Time Reference Date
We will help coordinate and attend inspections with you
inspection company of your choice
Typical inspections: EMP (Electrical, Mechanical, Plumbing), Structural Engineer,Termite / Wood Rot, Roof, Sprinkler, Pool
TREATMENTS, REPAIRS, REPLACEMENTS
Complete TRR with any items that are of concern and not in “normal working order”, per contract terms Renegotiation of terms Seller can agree or counter offer list If not agreed upon, contract is terminated and earnest money is returned
MORTGAGE APPLICATION AND PROCESS
Credit check Application submitted
Appraisal ordered and completed Loan approval
PRECLOSING
CLOSING DAY
Set up utilities for day of closing
Submits change of company
Review closing costs with lender
Receive and approve
Closing Disclosure
Wire down payment to title company
Clear to close!
if haven’t already Attend closing at title company
Bring drivers license or picture ID
Sign loan and title documents
Receive keys and garage door openers, if any Keys to the City donation made in your name
HOME OWNERSHIP
WELCOME HOME
Celebrate and move in! Contact us for vendors and service providers
Follow The Wolek Group on Facebook and Instagram
Call anytime for anything! Stay in touch!
OTHER TERMS WE MAY DISCUSS, DEPENDING ON THE CURRENT MARKET
Once you have found the property you love, we will complete a purchase agreement. While much of the agreement is standard, there are a few areas that you can negotiate:
THE PRICE
What you offer on a property depends on a number of factors, including its condition, length of time on the market, buyer activity, and the urgency of the seller. While some buyers want to make a very low offer just to see if the seller will accept, this often isn't a smart choice. The seller may be insulted by the low offer and decide not to negotiate at all. Also, a buyer may ask the seller to pay some of their closing costs. If you need a seller to help with your costs, keep in mind that is an amount that they are paying on your behalf and it comes off their
take these concessions into consideration. Typically a seller will help with costs, but all the other terms have to work for them as well. They really just care about their bottom line.
EARNEST MONEY
This is your “good faith” deposit. It shows the seller that you are serious about purchasing their home. At the time of contract, it is deposited into the listing Realtor’s
sit until closing. At closing, the check will be cut back to you and you will sign it over to the title company. This earnest money will be credited to you at closing. It will either be applied to your
down payment or your closing costs. A typical amount is $1000 or 1% of the sales price. This amount may be negotiated and must be agreed on by the buyer and seller.
THE MOVE-IN DATE
closing date. This does depend on if the seller has to move or if the house is vacant. Typically it takes at least 45 days to close, so keep this timeline in mind when shopping for a home. Buyers like to close at the end of a month since you will pay less in interest. Also, the end of the week is popular, so you have the weekend to move.
TREATMENTS, REPAIRS, REPLACEMENTS
Per the contract, you have the opportunity to perform inspections. Typically this is within 10 days of the Time Reference Date in the contract. After inspections are completed, if there are items that are not in “normal working order”, you may request that the seller make these repairs prior to closing. The seller may agree to these repairs or not agree. They may also counter-offer the repair list. If the buyer and seller do not agree on the repairs requested, the contract may be canceled and you will get your earnest money back and the contract is void.
HOME SERVICE AGREEMENT
A buyer can also ask a seller to pay for a Home Service Agreement. This will cover the mechanicals of the home for one year after closing. This warranty may cost $550 and up. There are several home warranty companies and we can provide you with brochures for your review.
INCLUSIONS/EXCLUSIONS
The contract states that all things attached to the property are assumed to stay. However, you can ask for additional items, such as a refrigerator, washer, dryer, etc. Also, a seller may exclude items from the sale. An example of an excluded item may be certain window treatments or a chandelier. These items must be written into the contract and agreed on by the buyer and the seller.
The seller will then do one of the following:
• Accept the offer
• Reject the offer
• Counter the offer with changes
By far the most common is the counteroffer. In these cases, my experience and negotiating skills become powerful in representing your best interests.
When a counteroffer is presented, we will work together to review counteroffer, making sure that we move forward with your goals in mind and ensuring that we negotiate the best possible price and terms on your behalf.
ESCALATION CLAUSE
APPRAISAL GAP WAIVER
THE TRUTH ABOUT CONTINGENCIES
REPAIRS
After inspections are performed, the reports should be delivered to you within 24 hours. Once they are received, we will discuss which items (that are not in working order) you would like the seller to repair prior to closing. We will write up all of these items on a TRR (treatments, repairs, and replacements) form. The TRR must be delivered to the listing agent cancel the contract, due to inspection results, it must be done by this date in order to get your money you paid for inspections.
REAL ESTATE AGENT COMPENSATION AND PROFESSIONAL FEES ARE NEGOTIABLE AND THERE IS NO INDUSTRY STANDARD.
Working with a professional Agent, you are hiring someone who will guide you through the real estate process and may perform the following services: consulting in regard to properties and the purchase agreements, assisting in the communication and negotiation of contracts, and receiving delivery of any offers made by Buyer and accepted by Seller.
HOW REALTORS WORK & GET PAID
By submitting a TRR, you are waiving your right to cancel the contract, based on inspection results.
When the TRR is submitted to the seller and they sign “received by seller” they will have seven days to respond to the request. They may agree or not agree to all of the repairs requested or they may renegotiate the TRR or the terms. If an agreement is not reached, the contract may be voided and you would get your earnest money back.
BUYER BROKER SERVICE AGREEMENT.
A written agreement between Agent and Buyer must be signed and entered into before Agent may begin showing properties to Buyer.
AGENT PROFESSIONAL FEES.
compensation is due and payable upon closing. Compensation could be paid by Buyer, Seller or a combination of both, depending on the agreement. Before working together, this agreement will be reviewed and the terms will be decided. Changes may occur, only if in writing by all parties, if the compensation will be adjusted.
WE CAN SELL YOU ANY HOME THAT IS LISTED
This includes properties that are listed by other agents and For Sale By Owners. When you see a out to us ASAP to look up the information and work representation with that property, and our Buyer Agreement allows us to assist you.
OPEN HOUSES ARE A GREAT WAY TO LOOK AT
Get out and have some fun looking at houses on the weekends, just please let the listing agent know that you are in a written agreement.
YOU BENEFIT FROM THE WOLEK WAY
In this market, it takes a proactive and aggressive approach to you the best home at the best price. The Multiple Listing Service website provides up-to-date information for every home on the market. Based on the criteria that is important to you, we will set up your search. will receive email when new listings match your criteria. This website is the most accurate way to
The reason why more buyers choose to work with us than any other agent, is that we go above and
DATABASE
We have a database of over 5,000 clients who we actively keep in communication with and have many clients who, with the right buyer, would be happy to sell their home without having to go through the hassle of putting their home on the market.
DOOR KNOCKING/POSTCARDS
One of the best ways we our clients a great home not yet on the market is we door knock or send postcards to neighborhoods that our buyers would like to live. We meet potential sellers this way, or a neighbor who knows of someone that would like to sell their home.
PHONE CALLS/TEXTS
Similar to door knocking, once you, as the buyer, identify the area you want to live in, we will call through the neighborhoods looking for potential sellers.
SOCIAL MEDIA AND REFERRAL NETWORKS
We are very active on social media and when we have a client with a need, we will reach out to our online friends and our referral network of over 1,000 local realtors to a home that matches your needs.
EXPIRED, CANCELLED, WITHDRAWN LISTINGS
These are homes that were on the market at some point in the past 3 years and, for whatever reason, did not sell. Often times these sellers would still like to sell their home without having to put it back on the market.
LISTING PIPELINE
Because we help lots of families, we have a pipeline of listings that have not hit the market yet. We will share your wants and needs as a team to see if any of those homes are a for you, before they are listed and open to the public.
APPROXIMATE COSTS TO CLOSE
PRIOR TO CLOSING
Earnest Money Deposit (1-2% sales price)
Credit Check ($25)
Home Inspections - $600-$1,000
Appraisal ($500+)
AT CLOSING
Pre-paids (insurance & taxes)
Title Fees
Lender Fees
Transaction Fee ($450)
Down Payment (5, 10 or 20% of sales price)
Your lender will provide detailed closing costs for you
Giving back to our community feels good. When you work with The Wolek Group you allow us to give back to the community we love. After we help you get to the closing table, we will donate to your favorite local non-pr well as our charity, Keys to the City. Keys to the City was founded in 2017 by The Wolek Group to make a di erence in our community through developing our youth through education, training, mentorship programs and scholarships. Over the years, KTC has given back over $100,000 to the Tulsa area community.
To learn more, please visit: www.keystothecityTulsa.com
WHAT OUR CLIENTS ARE SAYING
The Wolek Group surpassed all expectations and was an amazing asset in purchasing our new home. We were only in town for a few days to search, and they met our every need. Then, once we were under contract and back at home, they handled everything on the Tulsa side so that we could manage our sales on this end. They even sent us videos of the property that we could share with family. I highly recommend this team for all of your home buying/selling needs!!
– James T.
Where is the option for 6 stars?
We cannot thank (The Wolek Group) enough. They made purchasing our house coming from out of state a breeze. They were our eyes and ears through the entire process.
– Chris B.
I never imagined buying a home 1700 miles away would be so worry-free. The team is amazing. Thank you.
– Shelly L.
I have used The Wolek Group multiple times over the years for home sales and purchases. I would choose to use them over and over. They make it easy to understand the process and stay in communication throughout the journey!
– Laura Z.
The Wolek Group did an excellent job and closed my condo in no time. They worked extremely hard to ensure both buyer and seller were treated fairly and the sale went off without a hitch. These women are treasures! They are knowledgeable and have a great work ethic and follow-up.
– Norbert Y
The statement, “People taking by this team. Their heart for the client is the top priority.
– Kyle E.
The Wolek Group was very patient and supportive through this long process of selling our house. Thank You.
– Debbie H.
The Wolek Group was absolutely fantastic to work with. The entire team did a great job, and the communication was excellent. Thanks for helping us through the process of selling our condo!
– David P.
After recently deciding to downsize, we reached out to The Wolek Group. This was the second time we’ve had the pleasure of working with them. The dedication, astuteness, and professionalism leave you assuming you are their only client. The team works hard to ensure a providing valuable and sincere advice and guidance. We are honored to have had two remarkable experiences with The Wolek Group and enthusiastically recommend them to any potential client.
– Dave and Grant
OUR PROMISE TO you
OUR mission
is to deliver on Our Promise and provide the highest quality client experience with a sense of warmth and friendliness. We have a learning-based culture that is dedicated to giving back to our clients and the community. We commit to support our local business partners and empower our youth through education and personal growth.
OUR promise
To work as a team to ensure a smooth and seamless transaction from start to finish.
To exceed expectations by being solution-based.
To make every effort to be proactive and limit surprises.
To provide exceptional service by being honest, loyal, understanding and attentive.
To guarantee each client receives such an outstanding experience that they always think of and recommend The Wolek Group to friends and family for any real estate needs.
OUR goal
That we will deliver Our Promise and provide an exceptional experience that sometime from right now, until the day we close on your home, that you will feel so great about what we are doing for you, that you will call, text, or email us with the name of somebody who needs help in real estate. Word of mouth is the lifeblood of our business and there is a 100% chance that we will get in touch with them, if you provide their information.
They might just have a general question. They might need to buy or sell a home. They might need to refinance. They just need help with real estate.
When we get to the date of closing and if we haven’t earned a referral from you, we’re going to assume that our group didn’t deliver on Our Promise. Your feedback helps us get better. We’ll want to find out what we could have done differently so we may improve for the future. We appreciate your honesty and respect your opinion.
Thank you for your trust and commitment. We are honored to work with you.
We help you have a smooth and seamless real estate transaction.
We give back to your favorite charitable organization.
We have fun.
We live an abundant life by being learning-based, having a positive mindset and sharing our passion.
HELP MORE GIVE BACK HAVE FUN LIVE LARGE
Home Buyer Wishlist
Price Range:
Desired City/Neighborhood:
Type of House: Townhome
Location Close to:
Ideal number of Bedrooms:
Ideal number of Bathrooms:
Parking Type:
Space Needed: Shopping Freeway Other
MUST HAVE WOULD LIKE DON’T NEED FEATURE
First Floor Bedroom
Family Room
Seperate Dining Room
Formal Living Room
Laundry Room
Pantry
Eat-In Kitchen
Fire Place
Basement
Patio or Deck
Pool
Clubhouse or Activities