This paper explores some of the key growth drivers shaping the European wealth management industry today, analysing the factors driving expansion and transformation in the sector.
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This research-led white paper is part of The Wealth Mosaic’s WealthTech Insight Series (WTIS), an ongoing research series focused exclusively on technology in the wealth management sector across the world.
The European Wealth Playbook for Growth, brought to you in partnership with Infront, a European leader in WealthTech software and financial market data solutions, outlines and explores some of the key growth drivers shaping the European wealth management industry today, analysing the factors driving expansion and transformation in the sector.
Based on analysis of market trends, reviews of recently published third-party industry research, and discussions with wealth management executives, the paper considers economic trends, technological advancements, evolving client demands and other developments impacting the market today.
This paper aims to provide insights for wealth managers seeking to navigate the evolving financial landscape and capitalise on emerging opportunities to drive growth in an ever-evolving industry.
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Why the industry’s future hinges on its ability to adapt. Or, be left behind.
European wealth management stands at a pivotal moment. Once anchored in tradition and stability, the industry now finds itself navigating a sea of disruption - economic uncertainty, regulatory complexity, and ever evolving client expectations are no longer passing pressures; they are structural realities.
Geopolitical instability, inflation, monetary policy shifts, and the ongoing unpredictability of U.S. tariffs continue to drive market volatility. Clients have become more cautious, demanding strategies that deliver not just long-term returns but resilience. Are your offerings robust enough to retain trust in turbulent times?
At the same time, the digital experience is no longer an attractive add-on - it’s a baseline expectation. Today’s clients, particularly younger generations, want seamless, intuitive, and responsive interactions with their advisers. But how many firms can truly say they deliver digital experiences that rival what clients receive from the best, non-financial consumer platforms? Are your systems empowering clients - or in fact merely informing them?
Technology is not the only disruptor. High-networth individuals now seek tailored, data-driven insights supported by hybrid advisory models that blend personal guidance with algorithmic intelligence. How prepared is your firm to meet this rising demand for personalisation and immediacy?
Cost pressures are mounting. As fee sensitivity grows and operational inefficiencies are laid bare, profitability is under threat. Are you truly operating at the scale and efficiency today’s competitive landscape demands?
The regulatory landscape only adds complexity. EU-wide and national regulations are becoming more stringent, requiring greater transparency and compliance. Is your compliance infrastructure fit for purpose - or simply in survival mode?
In response to these many and ongoing challenges, many firms are pursuing scale through consolidation, acquisition, and strategic alliances. But growth alone isn’t the answer. How strategically aligned are your expansion efforts with your clients’ evolving needs?
The demographic shift underway is equally profound. As trillions in assets move from aging clients to younger, more digitally native and sustainability-conscious investors, service models must evolve. Are you engaging the next generation - or losing relevance with them?
Finally, talent is emerging as a decisive factor. An aging workforce and growing demand for digital fluency make it increasingly difficult to attract and retain the right people. Are you building a culture and capability mix that will carry you into the next decade?
In short, the European wealth management industry is being reshaped from all sides. The pressures are undeniable - but so is the potential. For firms willing to challenge assumptions and embrace change, this is a moment of extraordinary opportunity.
That’s why we’re pleased to share this white paper - not just as a reflection on where the industry stands today, but as a guide to where it can go next. Inside, we offer not only a cleareyed view of the challenges, but also pragmatic strategies for action - and real-world examples of measurable impact.
Because the future of wealth management won’t be defined by those who react to change. It will be shaped by those who lead it.
So, the question remains: Will you shape the future, or wait for it to arrive?
As we have established, the European wealth management industry continues to undergo a profound transformation. Market volatility, inflation, and geopolitical uncertainty have added complexity to an already competitive landscape, requiring firms to adopt forwardthinking strategies to sustain growth. Meanwhile, a new generation of investors - ranging from digitally native millennials to ultra-high-networth individuals with increasingly sophisticated demands - is reshaping the traditional clientadviser relationship. To thrive in this evolving environment, wealth managers must identify the critical drivers of growth, from digital innovation and hyper-personalisation to sustainable investing and alternative asset allocation.
For industry leaders, the challenge is not just identifying these drivers but translating them into actionable strategies that enhance both profitability and client experience. Growth must be pursued with a keen eye on regulatory compliance, operational efficiency, and technological adoption, all while maintaining trust and delivering value to an increasingly diverse client base. How can firms leverage AI, automation, and data analytics to drive efficiency and create differentiated offerings? How can firms optimise their business models to balance short-term performance with long-term resilience? And what role does ESG investing play in client engagement and retention? Answering these questions is essential for firms looking to stay ahead of the curve.
This section explores influential forces shaping growth in European wealth management today. It examines the industry-wide impact of these trends, the initiatives already underway, and the strategies firms can implement to capitalise on new opportunities.
Digital transformation & strategic technology investments
V Offerings for new segments II VI
The ongoing rise of personalisation, and more clientcentric services
Mergers and acquisitions
III VII The adoption of self-service tools
Regulatory evolution IV Intergenerational wealth transfer
Digital platform revenue: Statista projects that industry revenue for digital platforms will surpass $41 billion globally by 2025, driven by the continued pace of technological advancements.
AI as a revenue driver: A significant 80% of asset and wealth management organisations believe that disruptive technologies like AI will fuel revenue growth. Early adopters of ‘tech-asa-service’ models could see a 12% revenue boost by 2028. (SOURCE: pwc.com)
“Digital transformation is no longer a future ambition – it’s a present imperative. In wealth management, the firms that lead are those using technology to deliver smarter insights, deeper client engagement, and scalable, personalised experiences at every touchpoint. While many firms think they’ve ‘gone digital’, their clients will ultimately judge their success,” states Zlatko Vucetic, CEO at Infront.
The adoption of data-driven tools, AI, and automation is revolutionising wealth management by enhancing client experience, improving portfolio management, and reducing costs.
By adopting these digital strategies, wealth management firms can drive efficiency, improve client retention, and future-proof their business in an increasingly technology-driven landscape.
To remain competitive, firms should consider the following key initiatives as they undertake their digital transformation journey:
Develop mobile-first platforms that provide clients with real-time access to portfolio insights and management tools
Integrate intuitive dashboards, AI-driven recommendations, and seamless digital onboarding processes
• Continuously improve user experience through feedback-driven platform enhancements and emerging technologies
Leverage data, AI and data analytics for greater personalisation
Utilise machine learning and predictive analytics to tailor investment strategies and optimise portfolio performance
Deploy AI-powered tools to analyse client behaviour, anticipate needs, and enhance proactive engagement
• Establish robust data governance frameworks to ensure security, compliance, and ethical AI use
Implement robo-advisory solutions
• Integrate AI-driven portfolio management tools to offer scalable, low-cost solutions for mass affluent clients
• Develop hybrid models that combine automated services with human expertise to enhance personalisation
Ensure robo-advisers align with regulatory standards and maintain transparency in investment decision-making
Client willingness to pay for personalisation: Over half (53%) of wealth management clients are willing to pay more for personalised services. Additionally, 71% are open to sharing personal data to enhance service personalisation.
(SOURCE: ey.com)
Investor expectations: A significant 81% of consumers desire customised experiences, yet only 28% feel companies excel at delivering them. Moreover, 78% of investors believe that more frequent or personalised communication could prevent them from switching advisers.
(SOURCE: businesswire.com)
“Personalisation is no longer a luxury - it’s a client expectation. In wealth management, success hinges on our ability to deliver tailored advice, proactive insights, and experiences that reflect each client’s unique goals. The firms that get this right won’t just retain clients - they’ll build lasting trust and long-term growth,” suggests Zlatko Vucetic, CEO at Infront.
High-net-worth (HNW) and ultra-high-net-worth (UHNW) clients expect bespoke investment strategies, holistic financial planning, and tailored ESG solutions.
By embracing personalisation and client-centric services, wealth managers can strengthen relationships, enhance client loyalty, and differentiate themselves in an increasingly competitive market.
To meet these evolving demands, wealth managers should focus on the following key actions:
Deliver hyper-personalised financial planning
• Develop comprehensive financial plans that integrate tax strategies, retirement planning, estate structuring, and philanthropic goals
• Utilise data-driven insights and client data to refine and customise investment advice
Offer dedicated relationship managers or advisers who provide ongoing, personalised financial guidance
Adopt a holistic wealth management approach
• Expand service offerings beyond investment management to include tax optimisation, debt structuring, and intergenerational wealth transfer
• Provide a seamless, integrated experience by consolidating financial services under one platform or advisory team
Leverage technology to offer 360-degree financial dashboards, giving clients a comprehensive view of their wealth
Utilise behavioural finance to drive greater client engagement
• Apply behavioural finance insights to tailor investment strategies to clients’ risk tolerance, decision-making patterns, and emotional triggers
• Implement AI-powered profiling tools to assess client behaviour and improve advisory approaches
Educate clients on cognitive biases and financial behaviours to enhance decisionmaking and long-term engagement.
ETF savings plans surge: In Germany, the number of ETF savings plans rose by 33% over the past year, reaching 9.5 million. Across Europe, ETF ownership increased by 19%, particularly among investors aged 18–34, with 80% accessing ETFs via digital platforms. (SOURCE: ft.com)
Digital platform growth in the UK: InvestEngine, a UK-based digital investment platform, tripled its assets in Q3 2024 compared to the same quarter in 2023. The platform’s DIY investment side experienced triple the growth of its managed portfolio side, indicating a strong preference for self-directed investment options. (SOURCE: ft.com)
“Empowering clients with intuitive selfservice tools isn’t just about convenience - it’s about control, transparency, and trust. As expectations evolve, the wealth managers who enable seamless, on-demand access to insights and actions will deepen client engagement and differentiate themselves in a digital-first market,” states Zlatko Vucetic, CEO at Infront.
The rise of digital self-service platforms is transforming client engagement, offering greater flexibility, efficiency, and accessibility.
By investing in more intuitive, userfriendly, self-service platforms, wealth managers can scale their services, improve cost efficiency, and meet the growing demand for transparency and control in wealth management.
To stay competitive, wealth management firms should take the following steps:
• Develop data-driven, AI-powered financial planning tools that enable clients to manage their wealth independently
• Integrate automated portfolio rebalancing to maintain optimal asset allocation with minimal manual intervention
Offer intuitive, mobile-friendly platforms that provide seamless access to investment insights and financial planning features
Adopt a hybrid advisory model
• Combine self-service digital tools with on-demand access to human advisers for personalised guidance
Implement tiered advisory services, allowing clients to choose between fully automated, hybrid, or high-touch advisory models based on their needs
Use AI-driven chatbots and virtual assistants to answer common client queries and provide real-time insights
Ensure transparency and client empowerment
• Provide real-time data visualisation and reporting tools to enhance client decisionmaking
Educate clients on using digital tools effectively through interactive tutorials and personalised recommendations
• Continuously improve platform usability based on client feedback and emerging technology trends
Vanguard projects that by 2030, approximately US $3.5 trillion (€3.2 trillion) will be transferred within Europe as part of the global “great wealth transfer,” marking the largest intergenerational asset shift in history.
In the UK, annual inheritances currently total around £100 billion and are projected to double by 2040. However, studies indicate that 70% of family wealth is lost by the second generation and 90% by the third, emphasising the need for effective wealth management strategies. (SOURCE: ft.com)
In Switzerland, over CHF 18 billion in assets managed by banks are expected to be inherited annually, with a rising trend. This significant transfer underscores the importance for Swiss banks to adapt their services to retain these assets. (SOURCE: ey.com)
“Europe is on the cusp of the greatest intergenerational wealth transfer in history - and with it comes both risk and opportunity. Wealth managers who succeed will be those who build multi-generational trust, adapt their offerings to younger clients’ values, and use technology to engage across the family wealth spectrum,” suggests Zlatko Vucetic, CEO at Infront.
A massive shift in wealth is underway as Baby Boomers pass assets to Millennials and Gen Z, requiring wealth managers to adapt their strategies to meet the evolving needs of younger generations.
By proactively addressing the challenges and opportunities of intergenerational wealth transfer, wealth managers can strengthen client retention, build lasting relationships, and position themselves as trusted advisers for the next generation.
To capitalise on this transition, firms should focus on the following key actions:
Develop tailored strategies for intergenerational wealth transfer
• Implement advisory models that address the distinct values, preferences, and financial goals of younger inheritors
• Facilitate multi-generational client relationships by engaging heirs early in the wealth planning process
Offer financial education programmes to help younger clients navigate their inheritance and long-term financial planning
Adapt offerings to meet the expectations of Millennials & Gen Z
• Enhance digital engagement through mobile-first platforms, AI-driven insights, and self-service financial tools
Expand impact investing and ESG-aligned portfolio options to cater to the younger generation’s ethical and sustainabilityfocused investment preferences
Increase transparency by providing realtime reporting and interactive financial planning tools
Strengthen estate and succession planning services
• Offer specialised estate planning solutions, including tax optimisation, family governance, and trust structures to ensure a smooth wealth transition
• Develop digital estate planning tools that simplify inheritance management and document storage
Encourage structured succession planning discussions to align wealth transfer strategies with family values and long-term financial goals
Only 27% of wealth management firms actively target emerging high-potential segments such as women, millennials, and new high-net-worth individuals. This gap highlights the necessity for customized strategies to engage these groups effectively. (SOURCE: wealthmanagement.com)
Banks that implemented advanced client segmentation strategies experienced a 10% annual increase in assets under management (AUM) for high-net-worth clients, compared to a 4% industry average. (SOURCE: mckinsey.com)
“The face of wealth in Europe is changing - fast. From next-gen investors and digital natives to female wealth holders and entrepreneurs, new client segments are reshaping expectations. To stay relevant, wealth management needs to move beyond a one-size-fits-all approach and deliver hyper-personalised strategies that reflect diverse goals, values, and ways of engaging with wealth,” states Zlatko Vucetic, CEO at Infront.
Women, tech entrepreneurs, and start-up founders represent some of the rapidly growing wealth segments, each of which has distinct financial needs.
By adapting to the unique needs of these high-growth client segments, wealth managers can expand their market reach, foster long-term relationships, and position themselves as leaders in inclusive and future-focused financial services. Force of change V
To unlock opportunities in these markets, wealth managers should implement the following key strategies:
Develop tailored solutions for specific demographic segments / personae
• Offer financial planning and advisory services that address life events, career trajectories, and long-term security priorities unique to each segment
• Design investment strategies that align with the ongoing preference for ESG and impact-driven portfolios
• Provide dedicated educational resources and networking opportunities to empower female investors
Create specialised services for tech entrepreneurs & start-up founders
• Develop liquidity management solutions to help founders navigate pre- and postexit financial planning
• Offer venture capital and private equity investment opportunities tailored to their risk appetite and business acumen
Introduce tax-efficient strategies and succession planning to protect and grow their wealth over time
Enhance digital-first experiences to engage new segments
• Build mobile-first platforms and AI-driven advisory tools that align with the digital preferences of younger and tech-savvy clients
Ensure seamless access to financial insights, real-time portfolio tracking, and personalised investment recommendations
Leverage behavioural data and analytics to refine engagement strategies and deliver highly customised financial solutions
In 2024, the European financial services industry saw a 22% year-on-year increase in M&A deals, totalling 784 transactions - the highest annual volume since 2015. Notably, the wealth and asset management sector experienced a surge, with deal values more than tripling from €6.1 billion in 2023 to €20 billion in 2024. (SOURCE: ey.com)
“The wave of M&A sweeping through European wealth management isn’t just about scale – it’s about strategic reinvention. Firms are consolidating to gain capabilities, expand digitally, and better serve an increasingly complex and diverse client base. The winners will be those who use M&A not just to grow, but to transform,” suggests Zlatko Vucetic, CEO at Infront.
Mergers and acquisitions (M&A) remain a key growth strategy in European wealth management, helping firms achieve scale, enhance expertise, and expand into new markets.
By executing a well-planned M&A strategy, wealth management firms can strengthen their market position, achieve economies of scale, and enhance their ability to compete in an increasingly digital and complex financial landscape.
To make the most of consolidation opportunities, firms should take the following steps:
• Target boutique firms with specialised expertise, strong client relationships, or innovative digital capabilities
• Prioritise acquisitions that align with long-term strategic goals, such as geographic expansion, ESG offerings, or high-net-worth client segments
Conduct thorough due diligence to assess financial health, cultural fit, and regulatory compliance
• Explore acquisitions in key European markets to diversify revenue streams and mitigate regional economic risks
Ensure seamless integration of operations, technology, and regulatory frameworks when entering new jurisdictions
• Leverage cross-border deals to offer clients access to a broader range of investment opportunities and advisory services
Maximise PMI (post-merger integration and synergies)
Develop a clear integration strategy to unify technology platforms, service models, and corporate cultures
• Streamline operations to reduce redundancies, improve efficiency, and enhance client service
• Position the newly merged entity as a stronger competitor against FinTech disruptors by investing in digital transformation and innovation
State Street’s EMEA head warned regulators to “pause the regulatory treadmill,” citing overlapping initiatives – including SFDR, MiFID II, AIFMD, UCITS, and the UK’s new Sustainability Disclosure Regime – driving up cost complexity.
“Regulation continues to redefine the landscape of European wealth management – not as a barrier, but as a catalyst for innovation, transparency, and trust. The wealth management industry needs to not only adapt but lead by embedding compliance into its client value proposition, ensuring the industry stays ahead in a market where credibility is currency,” states Zlatko Vucetic, CEO at Infront.
Ever-evolving regulatory requirements, ESG disclosure requirements, and digital compliance, are reshaping wealth management. De
To stay ahead in a tightening regulatory landscape, wealth managers must enhance compliance, meet evolving ESG disclosure requirements, and strengthen AML controls - ensuring both compliance and operational efficiency.
Firms must take the following actions to get ahead of the game, remain compliant and ensure operational efficiency:
MiFID II (soon also MiFID III) compliance
• Enhance transparency in investment services
Implement strict reporting and disclosure processes
• Improve investor protection through adherence to market integrity standards
ESG regulations compliance
• Align investment strategies with the Sustainable Finance Disclosure Regulation (SFDR) and Taxonomy Regulation
• Provide clear ESG disclosures to meet regulatory expectations
Integrate sustainable investment options into portfolio offerings
Strengthen Anti-Money Laundering (AML) measures
Implement robust AML policies and monitoring systems
• Ensure compliance with EU regulations to prevent financial crimes
• Regularly update AML frameworks to align with evolving regulatory standards
To drive ongoing growth, European wealth management firms should focus on four key action points.
In the following section, we present a practical starting point for firms looking to shape and strengthen their growth strategies in a complex and fast-moving environment. Drawing on four key action points, this framework is designed to help wealth management leaders move beyond reactive decision-making and take deliberate, strategic steps toward sustainable expansion.
From enhancing client engagement and investing in digital capabilities, this four-point plan provides a roadmap to sustainable success in an increasingly complex and fast-moving landscape. By actively embracing the recommendations outlined, firms can not only navigate today’s challenges - ranging from market volatility to shifting client demands - but also convert them into long-term growth opportunities.
The goal is clear: to transform uncertainty into a competitive edge through focused, forward-looking action.
By focusing on these points, European wealth management firms can drive sustainable growth while adapting to evolving market dynamics and client expectations.
Action point I Strengthen digital transformation
See page 24
Action point II
Expand investment offerings
See page 26
Action point III
Target next-gen and emerging wealth segments
See page 28
Action point IV
Enhance client-centric advisory and hybrid models
See page 30
Enhance digital platforms
Invest in user-friendly, omnichannel client portals with seamless access to portfolio management, financial planning tools, and secure communication
Leverage data & data analytics
Utilise data-driven insights for hyperpersonalised investment strategies, client sentiment analysis, and automated portfolio rebalancing
Improve operational efficiency
Implement automation and cloudbased solutions to streamline backoffice processes, reducing costs and enhancing scalability
• Infront delivers a cutting-edge, 360° WealthTech platform that integrates portfolio management, market data, trading, and risk and valuation services
• Get comprehensive global market data coverage across 15 million instruments, including equities, derivatives, indices, fixed income, FX, and funds
• Streamline critical processes – from onboarding to trading – boosting efficiency and profitability
DRH relies on Infront as a central solution to structure complex investment processes, ensure transparency, and drive digital transformation in the industry. By focusing on efficient portfolio management, standardised processes, and personalised client service, DRH bridges the gap between tradition and innovation.
With Infront, DRH has significantly improved reporting efficiency and ensured transparent client communication. Central dashboards provide full traceability of all relevant data, while standardised processes save valuable time and reduce potential errors.
Talk to Infront about unlocking operational efficiency
Align with regulatory trends
Ensure compliance with evolving ESG regulations like the EU Sustainable Finance Disclosure Regulation (SFDR)
Develop bespoke solutions
Offer tailored impact investment portfolios that align with clients’ values, enhancing client engagement and retention
Provide clear, transparent ESG impact measurement tools to enhance trust and differentiate from competitors
• Screen and filter thousands of funds by issuer, holdings, fund type and, risk profile
• Data from Clarity AI provides ESG scores for 50,000 companies, 320,000 funds, and 400 governments
Automated factsheet and KID generation enables fast, compliant document delivery tailored to client and regulatory requirements
Together with AXA Belgium, Infront has developed an all-in-one modern, multi-platform fund discovery and documentation experience for its funds investment clients. Designed with both usability and compliance in mind, the solution enables clients to explore AXA’s full fund range through interactive filters, advanced search tools and dynamic visuals – while ensuring all disclosures meet the latest regulations.
Infront’s solution delivered a powerful combination of advanced, Google-style search and screener functionality, alongside clear, wellstructured factsheets and KIDs generated using the Template Manager. It supports risk and sustainability scoring in line with MiFID II, SFDR and SRI requirements, while interactive graphics provide intuitive visualisations of fund allocation and exposures. The modular portal framework also ensures the flexibility to scale and adapt as future needs evolve.
Explore how data and automation can enrich your offering
Engage younger investors
Build digital-first wealth advisory services tailored to Millennials and Gen Z, who prefer mobile-based, selfdirected investment options
Expand into emerging wealth demographics:
Offer specialised services for female investors, tech entrepreneurs, and expatriates, who have unique financial planning needs
Enhance financial education
Provide online learning resources, webinars, and interactive tools to build relationships with next-gen clients early
• Wealth Portal – our white label, cloudbased web application – empowers endclients to access portfolio information, share documents, and facilitate seamless communication
• Also available as a mobile app, so you can deliver a modern digital wealth experience without the heavy tech lift of developing your own app
• Highly customisable tools like Infront Web Toolkit embed fund data, stock market data and treasury information in your website or portal – so you can tailor your digital offering for any client
Swiss Life Select Austria has introduced the Infront Wealth Portal to provide its clients with an intuitive and comprehensive solution for accessing their portfolios. The Wealth Portal complements the company’s portfolio management tools, offering end clients realtime access to key performance data, historical transactions, and critical documents.
This digital client solution enhances transparency, simplifies asset management, and empowers clients with an always-on overview of their investments.
Talk to the Infront team about engaging the next generation of investors
Invest in hybrid advisory models
Combine data-driven advisory with human financial advisers to offer scalable, personalised wealth management services
Improve client experience
Use behavioural finance insights to tailor communication strategies and ensure client-centric engagement
Scale service without compromise
• Consolidated proposal creation, rebalancing and reporting allow for a scalable wealth management and advisory offering
• CRM features including streamlined onboarding and document management enhance the client experience and let relationship managers focus on delivering a personalised service
• Exchange information more securely than email via the Wealth Portal, ensuring data privacy and enhanced client communications
Luxembourg-based Nordlux Vermögensmanagement leverages Infront portfolio management solutions to successfully manage its asset management and advisory mandates in a compliant and secure manner.
From portfolio overviews to performance reports and the compilation of entire report packs, the solution allows Nordlux to use standardised templates and customise them independently. The result is significant time savings and improved quality in client communication. This partnership with Infront enables Nordlux to combine cutting-edge technology with personalised advisory expertise. It strengthens the company’s position as an innovative and reliable partner in wealth management, ensuring that clients are well-prepared for changing market conditions.
Contact us to explore how Infront can support your strategy
To build a resilient and scalable business, firms must ask themselves critical questions: what client segments offer the most growth potential? How can we enhance our value proposition to meet the evolving needs of high-net-worth individuals? What role should technology and automation play in improving efficiency and personalisation? And how can we balance regulatory compliance with innovation? By addressing these key considerations, wealth managers can craft a forward-looking strategy that positions them for long-term success in an increasingly competitive and dynamic market.
Answering – and addressing – these questions will help European wealth management firms build a resilient, client-centric, and future-ready growth strategy.
1.
How can we differentiate ourselves in a competitive and increasingly digital market?
What unique value propositions set us apart from competitors?
Are we leveraging technology and innovation effectively to enhance our services?
2.
Are we leveraging technology and AI to improve client experience and efficiency?
How can we integrate AI-driven analytics, automation, and hybrid-advisory models?
Are our digital platforms meeting the expectations of tech-savvy clients?
3.
How do we capture the next generation of wealth clients?
Are we effectively engaging Millennials and Gen Z through digital-first investment solutions?
How can we educate and build trust with younger clients before they inherit wealth?
4.
What new client segments or geographic markets should we target?
Should we focus more on HNWIs, UHNWIs, entrepreneurs, or expatriates?
Are there cross-border opportunities given shifting wealth trends and regulatory landscapes?
5.
How do we enhance client engagement and personalisation?
Are we using behavioural finance and AI-driven insights to tailor advice?
Do we have the right balance between human advisory and digital interaction?
6.
What strategic partnerships or acquisitions could accelerate our growth?
Should we collaborate with FinTech firms, asset managers, or family offices?
Would an acquisition help us expand into new markets or services more efficiently?
7.
What operational efficiencies can we improve to scale profitably?
Are we automating key operations to reduce costs and improve margins?
How can we improve advisory talent acquisition, training, and retention?
8.
Are we optimising our regulatory and risk management frameworks?
Are we fully compliant with evolving EU financial regulations?
How can we use technology to enhance compliance, risk management, and cybersecurity?
This research is part of The Wealth Mosaic’s WealthTech Insight Series (WTIS), an ongoing and developing research process, mixing online surveys and interviews, and focused exclusively on technology in the wealth management sector across the world.
Rather than a one-off research process, the WTIS will seek to build an ongoing program of research among wealth managers of different types across the world on a broad range of technology and related topics, building up an aggregated knowledge base of both qualitative views and perspectives as well as quantitative data points.
See below for the latest research papers in this collection:
Infront is a leading European provider of WealthTech Solutions. Trusted by thousands of professionals across banks, asset managers, and wealth managers, Infront delivers cutting-edge technology in combination with data to streamline financial workflows and enhance decision-making.
Infront delivers a cutting-edge, 360° WealthTech platform that integrates portfolio management, market data, trading, and risk and valuation services. In an era where wealth managers must enhance digital offerings to stay competitive – while navigating increasingly complex compliance requirements – Infront provides a seamless, fully integrated solution that simplifies workflows, enhances efficiency and delivers superior client experiences. Infront’s solutions are used by more than 3,000 clients with over 70,000 professional users.
Find out more at www.infront.co
The Wealth Mosaic is the definitive information and knowledge resource for the global wealth management industry. It is founded on a curated, online solution provider directory to close the knowledge gap between wealth management businesses worldwide, the growing technology marketplace, and related solution providers. There is also a range of quality supporting content and thought leadership.
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