The Registry Review: Sept. 26, 2022 by The Warren Group

Londonderry

Merrimack

Home Price Growth Keeps Slowing

Single-Family Sales Deficit Grew in August

BY JAMES SANNA REGISTRY REVIEW STAFF

Growth of the median singlefamily home price keeps slowing across New Hampshire according to new data reported by The War ren Group, publisher of The Registry Review.

The August median single-family sale price only grew 6.25 percent on a year-overyear basis, to $425,000. That’s compared to 10.77 percent year-over-year growth in July, 12.95 percent growth in June and 16.02 per cent growth in May.

The decline mirrors the increase in mort gage rates seen as inflation worsened and the Federal Reserve raised interest rates in re sponse, sending the average 30-year mortgage interest rate soaring to 6.02 percent by midSeptember, according to Freddie Mac.

Monthly numbers of single-family sales are also down, partly thanks to steadily falling numbers of listings this spring and summer, when many of the homes that closed in Au gust went under agreement.

An even 1,400 single-family homes sold in August, according to The Warren Group, an 11.95 percent drop over August 2021’s tally. July sales were off 9.43 percent year-on-year, while June’s were down 9.05 percent and May’s were down 5.72 percent on the same basis.

Year-to-date, there have been 7,960 sin gle-family sales statewide at a median price of $417,000. Those figures represent a 10.03 percent drop and a 12.7 percent increase, re spectively, over the same figures at the end of August 2021.

Total inventory was down sharply in Au gust, the New Hampshire Association of Real tors reported, after rising or holding relatively even with 2021’s figures for three months. Only 2,154 homes were for sale last month, compared to 2,402 in August 2021 – a 10.3 percent decline.

New single-family listings continued their multi-month slide, with 16.3 percent fewer homes hitting the market last month than in August 2021, for a total of 1,690. That follows 12.5 percent and 6.3 percent declines in July and June, NHAR data shows.

Economy Weighs on Sellers

While sellers’ motivations for listing – or not listing – are particularly varied right now, the uncertain economy is playing a significant role, experts said. The long run of record-low

Economic uncertainty is likely a major component of many sellers’ decisions to hold off on listing their homes right now.

INDEX ©2022 The Warren Group Inc. All rights reserved. No part of this publication may be reproduced without the written consent of the publisher. WEEKLY SALES OF NOTE THE REGISTRY REVIEW NEW HAMPSHIRE’S STATEWIDE REAL ESTATE & FINANCIAL NEWSPAPER A Publication of The Warren Group

30 MAIN ST $32,800,000 B: Rhino 30 Main LLC S: Pillsbury Realty 301 LLC Mtg: Metro Credit Union $24,960,000 Use: Mixed Use-prim Comm & Resd, Lot: 66412sf

15 CONTINENTAL BLVD $13,375,000 B: Continental Blvd Owner LLC S: Sat Sr LP Tr, Tr for Harold W Watson 1988 T Mtg: Cambridge Svgs Bk $11,124,000 Use: Industrial Use, Lot: 175982sf 18 CONTINENTAL BLVD $13,375,000 B: Continental Blvd Owner LLC S: Sat Sr LP Tr, Tr for Harold W Watson 1988 T Mtg: Cambridge Svgs Bk $11,124,000 Use: Industrial Use, Lot: 218148sf 20 CONTINENTAL BLVD $13,375,000 B: Continental Blvd Owner LLC S: Sat Sr LP Tr, Tr for Harold W Watson 1988 T Mtg: Cambridge Svgs Bk $11,124,000 Use: Industrial Use, Lot: 135036sf 22 CONTINENTAL BLVD $13,375,000 B: Continental Blvd Owner LLC S: Sat Sr LP Tr, Tr for Harold W Watson 1988 T Mtg: Cambridge Svgs Bk $11,124,000 Use: Residential Open Land, Lot: 39204sf Manchester 1276 HANOVER ST $13,265,200 B: 1276 Hanover LLC S: Nhi Reit Of NE LLC Mtg: Dwight Mortgage T LLC $42,000,000 Use: Nursing Home, Lot: 214074sf Epsom 901 SUNCOOK VALLEY HWY $6,401,933 B: 901 Suncook LLC S: Nhi Reit Of NE LLC Mtg: Dwight Mortgage T LLC $42,000,000 Use: Mixed Use-prim Comm & Other, Lot: 914760sf Manchester 198 PEARL ST $6,014,333 B: 198 Pearl LLC S: Nhi Reit Of NE LLC Mtg: Dwight Mortgage T LLC $42,000,000 Use: Nursing Home, Lot: 31130sf Jackson 3 BLITZEN WAY $4,700,000 B: LBC CFI LLC S: CFI Holdings LLC Mtg: Mew Annuity T $4,200,000 Use: Mixed Use-prim Comm & Other, Lot: 466092sf Sunapee 81 LAKE AVE $3,590,000 B: Dong Shen Tr, Tr for BMP Property RT S: Peter C Dube Tr, Tr for Dube Living RET Use: 3 Bdrm Contemporary, Lot: 11326sf Portsmouth 355 SPINNEY RD $2,725,000 B: Islamic Society of the Seacoast Area Issa S: North Church of Portsmouth REAL ESTATE RECORDS PG COUNTY TRANSACTIONS THRU 3 Belknap 09/09/22 3 Carroll 09/09/22 4 Cheshire 09/09/22 4 Coos 09/09/22 4 Grafton 09/09/22 5 Hillsborough 09/09/22 7 Merrimack 09/09/22 7 Rockingham 09/09/22 9 Strafford 09/09/22 9 Sullivan 09/09/22 10 Bankruptcies 10 Lien & Attachments 10 Foreclosure, Mortgagee & Other Lien Auctions 10 Requests for Bids & Proposals ❑ Dollar amounts in millions ❑ Source: The Warren Group ❑ Statistics based on single-family home sales Volume of Mortgages for Single-Family Homes New Hampshire Market Statistics Aug. 2018 $429 $321 $750 Aug. 2019 $450 $493 $943 Aug. 2020 $450 $1,006 $1,456 Aug. 2021 $491 $962 $1,453 Aug. 2022 $469 $372 $841 Month Purchase Refinance Both 0 250 500 750 1000 1250 1500 1750 2000 AugJulyJuneMayApr.Mar.FebJan.Dec.Nov.Oct.SepAug Aug. Aug. Aug. Aug. Aug. 18 ’19 ’20 ’21 ’22 0 300 600 900 1200 1500 Both Re nance Purchase July 22July 21July 20July 19July 18 0 600 1500 Both Re nanc Oct. 21Oct. 20Oct. 19Oct. 18Oct. 17 0 200 400 600 800 Both Re nance Purchase FebJanDeNoOctSepAugJulJunMayApMaFeb $2,000 $1.750 $1,500 $1,250 $1,000 $750 $500 $250 $0 Aug. Sept. Oct. Nov. Dec. Jan. Feb. Mar. Apr. May June July Aug. ’21 ’22 $1,500 $1,200 $900 $600 $300 $0 WEEK OF MONDAY, SEPTEMBER 26, 2022 www.thewarrengroup.comVol.44, No.39

Continued on Page 12 MONTHLY HOME SALES

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County Close-Up Grafton

SALES VOLUME

Alexandria $256,000 -29%

Ashland $280,000 -15% $215,000 -38%

Benton $352,500

Bethlehem $210,000

Bridgewater $542,500 -27%

Bristol $320,000 -30%

Campton $335,000 -38%

Canaan $285,000 -22%

Dorchester

Enfield $377,500 -51%

Franconia $508,000 -25%

Grafton $302,500 -22%

Groton $270,000 -17%

Hanover $915,000

Haverhill $182,500 -33%

Hebron $262,500 -50%

Holderness $330,000 -50%

Landaff $165,000

MEDIAN SALES PRICES

SALE VOLUME

TOP 3 LOAN ORIGINATORS residents locked horns with each other in the 1840s over the growing Squam

Community Change from 2021 Jan.-Aug. 2022 Change from 2021 Jan.-Aug. 2022

4% 12

40% 11

Bath

6% 5

182% 6 100%

-24% 19 6%

97% 8

16% 23

23% 25

10% 29

N/A N/A N/A N/A Easton N/A N/A N/A N/A Ellsworth N/A N/A N/A N/A

20% 24

6% 9

22% 14

13% 5

32% 43 0%

0% 30

-45% 4

-46% 8

19% 3 -40% Lebanon $400,000 21% 65 -22% Lincoln $817,500 93% 6 -50% Lisbon $195,000 -3% 7 -46% Littleton $315,000 9% 31 -11% Lyman $433,000 80% 4 -50% Lyme $754,000 24% 12 -14% Monroe $217,267 -33% 4 -43% Orange N/A N/A N/A N/A Orford $287,000 4% 6 -14% Piermont N/A N/A N/A N/A Plymouth $260,000 3% 22 -24% Rumney $250,000 47% 9 -31% Sugar Hill $695,000 74% 5 -44% Thornton $375,000 11% 22 -41% Warren $262,500 84% 6 -40% Waterville Valley N/A N/A N/A N/A Wentworth $277,000 20% 11 10% Woodstock $530,000 75% 11 38% Grafton County $337,000 16% 506 -27% MEDIAN SALES PRICE • Statistics based on single-family home sales of $1,000 and above, excluding condominiums and foreclosure deeds • Source: The Warren Group STATISTICAL SNAPSHOT TOP 10 EXISTING HOME SALES

BY THE NUMBERS SPOTLIGHT Holderness YEAR INCORPORATED 1761 TOTAL AREA 35.7 square miles POPULATION 2,004 DENSITY 66 people per square mile TAX RATE $11.31 TOTAL NUMBER OF HOUSING UNITS 1,428 Holderness

industrial village at a waterfall on the town’s

River. After fights over whether the village’s requests for then-modern amenities like gas streetlamps would be at odds with the remaining town’s agricultural character, the village later split off to form the town of Ashland. “Her Holderness home attracted many visitors who came to see the wide variety of birds at her feeding stations. Because hummingbirds flocked to Mrs. Webster’s estate in such large numbers, scientists from the Massachusetts Institute of Technology went there to carry on a study of the birds.” — The Boston Globe’s obituary for Holderness resident, the famed naturalist Mary Rogers Webster $450,000 $400,000 $350,000 $300,000 $250,000 $200,000 $150,000 ’13 ’14 ’15 ’16 ’17 ’18 ’19 ’20 ’21 ’22 150000 200000 250000 300000 350000 400000 450000 2020201920182017201620152014201320122011 Grafton New Hampshire • All sales through August YTD • Graph based on single-family home sales of $1,000 and above, excluding condominiums and foreclosure deeds • Source: The Warren Group Rankings and Mortgage Market Share stats include purchase and refinance mortgages for all residential property in August 2022 Market share percentage based on volume of mortgages • Source: The Warren Group 1 2 3 Organization Ranked by volume of loans in August 2022 • Source: The Warren Group Merron Treadwell Northway BankInc. Joshua M. Bennett Robert A. Messenger Jr. Rank Lender 1,000 900 800 700 600 500 400 ’13 ’14 ’15 ’16 ’17 ’18 ’19 ’20 ’21 ’22400 500 600 700 800 900 1000 2020201920182017201620152014201320122011 • All sales through August YTD • Graph based on single-family home sales of $1,000 and above, excluding condominiums and foreclosure deeds • Source: The Warren Group 3 • Statistics from June 2022 - August 2022 • New Construction Excluded • Source: The Warren Group 1 2 4 5 10 9 8 7 640 Wolfeboro Rd Jeffrey L. Stewart 7/13/2022 Hanover Thomas P. Carlson $2,500,000 33 E Wheelock St Julie J. Levenson 7/5/2022 Hanover Mark N. Franklin $2,250,000 14 Beanbender Rd MG RT 8/3/2022 Waterville Valley Dias Family LP $1,750,000 125 Breck Hill Rd Alex Nunez 8/22/2022 Lyme Katharine Lee Ramsden RET $1,675,000 354 Dogford Rd Joseph R. Murphy 3rd 7/6/2022 Hanover Penny M. Klotz $1,630,000 1 S Esker St Orian Welling 6/1/2022 Hanover Derek M. Young $1,600,000 1 Holiday Dr Aguilar FT 6/30/2022 Hanover Christpher Kubik $1,600,000 2 Dunster Dr Kathleen S. Briscoe T 6/7/2022 Hanover John C. Stahler $1,570,000 7 Read Rd Helen V. Hamel 6/7/2022 Hanover Esmay Judith S Est $1,500,000 189 Pikes Point Rd Gerald Adler 7/29/2022 Bristol Beeney Point LLC $1,425,000 Street Address Community Buyer Seller Date Price Street Address Community Buyer Seller Date PriceRank Rank Claremont Savings Bank TOP 3 MORTGAGE LENDERS % of Market Share 1 2 10.13% 7.70% Rank Lender 3 6.19% Woodsville Guaranty Savings Bank Title Mortgage Solution LLC Title Mortgage Solution LLC United Shore Financial Services LLC

Belknap County

Judith A. McGrath, Registrar 64 Court St, Laconia, NH, 03246 603-527-5420

Alton

▶ REAL ESTATE SALES

WOLFEBORO HWY $265,000

B: Gary Sullivan BAddr: 29 Schaefer Cir HUDSON NH 03051

S: Donald F Macphee Jr Tr, Tr for Maeshib T Bk/Page: 3528/978, Date: 09/07/22

Barnstead

▶ REAL ESTATE SALES

OLD ROUTE 28 $325,000

B: Nestor A Ramirez & Denise M Ramirez

BAddr: 1128 Parker Mountain Rd STRAFFORD NH 03884

S: Peggy Lu Plummer Bk/Page: 3528/724, Date: 09/06/22

VARNEY RD $48,533

B: Amy E Preuss BAddr: 315 Carlen St MANCHESTER CENTER VT 05255

S: Thomas Chirillo & Sondra Charron-Chirillo Bk/Page: 3529/494, Date: 09/09/22

Use: Residential Open Land, Lot: 22216sf

Prior Sale: $14,500 (11/14)

Center Harbor

▶ REAL ESTATE SALES

92 BUTTERFIELD RD $1,050,000

B: David Albaneze & Robin J Albaneze

BAddr: 7823 Hollybridge Rd JACKSONVILLE FL 32256

S: Patricia M Ansorg Tr, Tr for Patricia M Ansorg LT Bk/Page: 3529/320, Date: 09/09/22

Use: 2 Bdrm Cape Cod, Lot: 182952sf

CENTER HARBOR NECK RD $116,000

B: Jerome L Earl & Dorothy A Earl BAddr: 48 Mission Rd TYNGSBORO MA 01879

S: Jon Moller & Laura Moller Bk/Page: 3528/737, Date: 09/06/22

42 HAWKINS POND RD $425,066

B: William H Spang BAddr: 98 Pleasant St NEWBURYPORT MA 01950

S: Archelon Properties LLC Bk/Page: 3528/910, Date: 09/07/22

Mtg: Cross Country Mtg Inc $361,250

Term: 2052

Use: 3 Bdrm Raised Ranch, Lot: 94525sf Prior Sale: $370,000 (08/21)

Gilford

▶ REAL ESTATE SALES

926 CHERRY VALLEY RD $575,000

B: Michael Giovanditto & Kayla Chick BAddr: 10 Hazelnut Rd GILFORD NH 03249

S: Larkin F Walker Tr, Tr for L&T Walker 2022 Bk/Page: 3528/703, Date: 09/06/22

Mtg: Everett Financial $290,000

Term: 2052

Use: 3 Bdrm Salt Box, Lot: 131987sf

60 CUMBERLAND RD $500,000

B: Jeffrey G Witzel Tr, Tr for Jeffrey G Witzel RET BAddr: 75 Hammocks Landing Dr PONTE VEDRA FL 32081

S: Phyllis Johansson Tr, Tr for Peter Delillo 1999 T Bk/Page: 3529/52, Date: 09/08/22

Mtg: Guaranteed Rate Affin $300,000

Term: 2052

Use: 3 Bdrm Colonial, Lot: 34848sf

131 LAKE ST U:211 $210,000

B: Nicole M Parratto & Nelson J Cramer

BAddr: 24 Nancy Ln RUTLAND VT 05701

S: Charles Denehy & Lisa Denehy Bk/Page: 3528/739, Date: 09/06/22

Mtg: Meredith Vlg Svgs Bk $167,920

Term: 2052 Rate: 6 63% Type: Adj

Use: 1 Bdrm Condo

Prior Sale: $100,000 (02/21)

398 OLD LAKE SHORE RD $410,000

B: Robban Sica & Jeffrey Stemberg

BAddr: 37 Lakewood TRUMBULL 06611

S: Kerry J Diamantopoulos Bk/Page: 3528/587, Date: 09/06/22

Mtg: Luminate Home Loans $328,000

Term: 2052

Use: 3 Bdrm Cape Cod, Lot: 23087sf

Prior Sale: $200,000 (07/16)

76 SOUTH RD $353,533

B: Donald Mendoza & Brianna Mendoza

BAddr: 76 South Rd GILMANTON NH 03237

S: Scott J Herbert & April J Doherty

Bk/Page: 3529/481, Date: 09/09/22

Mtg: Salem Five Mtg Co $335,825

Term: 2052

Use: 2 Bdrm Condo/apt, Lot: 98881sf

Prior Sale: $150,000 (11/16)

Laconia

▶ REAL ESTATE SALES

266 ENDICOTT ST N U:3 $228,533

B: Andrew Veneri

BAddr: 30 Porcupine Way MANCHESTER NH 03109

S: Michael D Bordes Sr & Valerie Bordes Bk/Page: 3528/924, Date: 09/07/22

Use: 2 Bdrm Condo

Prior Sale: $99,000 (03/16)

LAKE WINNISQUAM $1,400,000

B: John J Rokous Jr & Andrea G Stephan BAddr: 79 Wild Acres Rd GILFORD NH 03249

S: John J Rokous Tr, Tr for Frantie Loon RT Bk/Page: 3529/17, Date: 09/07/22

27 LINCOLN ST $269,933

B: Denise A Riley BAddr: 14 Prescott Rd SANBORNTON NH 03269

S: Megan L Bushey & Emily M Mcleod Bk/Page: 3529/447, Date: 09/09/22

Mtg: HarborOne Mortgage $215,920

Term: 2052

Use: 2 Bdrm Conventional, Lot: 8645sf

Prior Sale: $225,000 (06/21)

24 MADISON ST $85,000

B: Sally A Kehl & Richard E Kehl BAddr: 12921 S Ahs St JENKS OK 74037

S: Arthur L Boudreau & Carol R Boudreau Bk/Page: 3528/601, Date: 09/06/22

17 MEMORY LN $299,933

B: Ann R Hickey Tr, Tr for Ann R&G B Hickey Jr RET BAddr: 565 Hunkins Pond Rd SANBORNTON NH 03269

S: Ian C Demers Tr, Tr for Jane M Murphy Demers FT Bk/Page: 3529/178, Date: 09/08/22

Mtg: CMG Mortgage Inc $259,900

Term: 2052

Use: 1 Bdrm Ranch, Prior Sale: $145,500 (11/10)

45 MEMORY LN $490,000

B: Joseph I Cullen Jr & Heidi Cullen

BAddr: 227 Meredith Center Rd MEREDITH NH 03253

S: Robert Cormier Tr, Tr for RT&Sharon Cormier FT Bk/Page: 3528/548, Date: 09/06/22

Use: 2 Bdrm Ranch, Prior Sale: $175,000 (10/15)

50 PONDS VIEW LN U:50 $910,000

B: Anthony Picarello Tr, Tr for Picarello FT BAddr: 70 Blossom Rd WINDHAM NH 03087

S: Anthony A Giordano & Cathleen F Giordano Bk/Page: 3529/346, Date: 09/09/22

Use: 5 Bdrm Condo

39 REAGAN WAY $550,000

B: Christina M Weiner & Alex M Weiner BAddr: 1555 Bodwell Rd Unit 55 MANCHESTER NH 03109

S: Alan M Bean-Burpee & Anthony J Bean-Burpee Bk/Page: 3528/872, Date: 09/07/22

Mtg: Triangle Credit Union $533,500

Term: 2062

Use: 3 Bdrm Cape Cod, Lot: 34093sf

Prior Sale: $329,000 (10/18)

850 WEIRS BLVD U:4 $685,000

B: Thomas J Mcmahon 4th BAddr: 24 Alewife Ln WEYMOUTH MA 02189

S: Dennis P Murphy & Lynn Murphy Bk/Page: 3529/460, Date: 09/09/22

Mtg: Salem Five Mtg Co $500,000

Term: 2052 Rate: 4 50% Type: Adj

Use: 2 Bdrm Condo

Prior Sale: $235,000 (09/15)

1116 WEIRS BLVD U:2 $145,000

B: Ryan Pinard & Tabitha Denapoli BAddr: 4 Jason Dr GOFFSTOWN NH 03045

S: Wendy Pinard & Albert L Deblois Bk/Page: 3529/350, Date: 09/09/22

Mtg: Cross Country Mtg Inc $101,500

Term: 2052

Use: Condo

1164 WEIRS BLVD U:1 $650,000

B: Timothy R Doherty & Laurie A Doherty

BAddr: 159 Main St 36b STONEHAM MA 02180

S: Joseph E Ponzo & Christine L Ponzo Bk/Page: 3529/110, Date: 09/08/22

Mtg: Rocket Mortgage LLC $237,864

Term: 2052

Use: 2 Bdrm Condo

NO STREET GIVEN $200,000

B: Anthony Picarello Tr, Tr for Picarello FT BAddr: 70 Blossom Rd WINDHAM NH 03087

S: Anthony A Giordano Jr & Cathleen F Giordano Bk/Page: 3529/367, Date: 09/09/22

Meredith

▶ REAL ESTATE SALES

18 CIRCLE DR $100,000

B: Malinda L Mason

BAddr: 11 Circle Dr MEREDITH NH 03253

S: John Allen & Ursula 3528/793, Date: 09/07/22

Mtg: Meredith Vlg Svgs Bk $80,000

Term: 2052

Use: 2 Bdrm Ranch, Lot: 16100sf

27 HICKORYWOOD CIR $608,800

11 STONEDAM ISLAND RD $2,600,000

B: Douglas W Foley & Laura J Foley BAddr: 60 Weirs Rd A5 GILFORD NH 03249

S: Cynthia P Curtis Tr, Tr for Discretionary RET Bk/Page: 3528/953, Date: 09/07/22

Mtg: Guaranteed Rate Affin $1,950,000

Term: 2052

Use: 3 Bdrm Cape Cod, Lot: 46609sf US ROUTE 3 $187,533

B: Nehb Homes BAddr: 259 S Main St Ste 3 HAVERHILL MA 01835

S: Brian Burrows & Joanne M Burrows Bk/Page: 3529/513, Date: 09/09/22

WHITE RD $440,000

B: Wilcaf LLC

BAddr: 325 Meredith Neck Rd MEREDITH NH 03253

S: Manor Building&Dev LLC Bk/Page: 3528/558, Date: 09/06/22

119 WINDSONG PL $485,000

B: Carl Sack Tr, Tr for Sack Hinckley 2019 T BAddr: 292 High Haith Rd CENTER HARBOR NH 03226

S: Nicholas P Houhoulis & Joan M Houhoulis Bk/Page: 3529/326, Date: 09/09/22

Use: 4 Bdrm Colonial, Lot: 63102sf

Sanbornton

▶ REAL ESTATE SALES

571 KNOX MOUNTAIN RD $70,000

B: Daniel W Downes

BAddr: 563 Knox Mountain Rd SANBORNTON NH 03269

S: Lawrence J Brown Tr, Tr for Joan E Carlson RET Bk/Page: 3529/511, Date: 09/09/22

Use: 2 Bdrm Ranch, Lot: 609840sf

Carroll County

Lisa Scott, Registrar 95 Water Village Rd (Rte 171), Ossipee, NH, 03864 603-539-4872

Albany

▶ REAL ESTATE SALES

20 OLIVERIAN BROOK RD $150,000

B: Catherine R Giles Tr, Tr for Catherine R Giles RET BAddr: 41 Ticklefancy Ln SALEM NH 03079

S: Richard J Tardie & Maureen L Tardie Bk/Page: 3688/675, Date: 09/08/22

Use: 3 Bdrm Cottage, Lot: 24829sf

Prior Sale: $55,000 (01/12)

Bartlett

▶ REAL ESTATE SALES

41 ALPENDORF LOOP $475,000

B: Samuel Roman Tr, Tr for Samuel Roman T BAddr: 17 William Fairfield Dr WENHAM MA 01984

S: Aimee R Janowicz Bk/Page: 3688/37, Date: 09/06/22

Mtg: Salem FiveCts Svgs Bk $349,500

Use: 2 Bdrm Ranch, Lot: 20909sf

Prior Sale: $132,000 (06/17)

37 COVERED BRIDGE LN $287,500

B: James B Campbell & Heather A Campbell BAddr: 3 Harold St MANCHESTER MA 01944

S: Lorene Birch Tr, Tr for Leslie R Atkins RET Bk/Page: 3687/1022, Date: 09/06/22

Mtg: City Of Boston CU $208,000

Term: 2052 Rate: 4 63% Type: Adj

Use: 1 Bdrm Chalet, Lot: 10454sf 27 LUDWIG STRASSE U:B19 $300,000

B: Sara Grossman BAddr: 22 Hillside Ave AMESBURY MA 01913

S: Richard Mcgrann Bk/Page: 3688/836, Date: 09/09/22

Mtg: Partners Bk New Eng $240,000

Term: 2052 Rate: 5 50% Type: Adj

Use: 2 Bdrm Condo Prior Sale: $175,133 (05/19)

MAINE CENTRAL RAILROAD $10,000

B: Christopher C Greenwood & Molly M Greenwood BAddr: PO Box 234 N CONWAY NH 03860

S: Stephanie C Mullins Tr, Tr for John R Cannelle RET Bk/Page: 3688/59, Date: 09/06/22

PARKER RIDGE RD $1,100,000

B: Elizabeth A Reed & Ulrich Klingbeil BAddr: 32 Hammond Rd BELMONT MA 02478

S: Renae F Broderick Tr, Tr for Renae F Broderick RET Bk/Page: 3688/397, Date: 09/07/22

52 PARKER RIDGE RD $200,000

B: Elizabeth A Reed & Ulrich Klingbeil

BAddr: 32 Hammond Rd BELMONT MA 02478

S: Michael J Bourgeois & Marianne J Berg Bk/Page: 3688/887, Date: 09/09/22

Use: Residential Open Land, Lot: 62726sf

Prior Sale: $133,600 (03/17)

10 WARE LN U:4 $786,753

How to Read The Real Estate Records

The information appearing in this newspaper is taken from deed and mortgage documents filed at each of the ten registries of deeds in the state. All property transfers with a sales price of at least $100 and all term-mortgage documents are collected.

Whenever possible, we combine the separate deed and mortgage documents so that we can present one complete record of the street address, purchase price, lender and mortgage amount. When we cannot link a deed with a mortgage (and vice versa) each transaction appears individually.

Real estate records are organized alphabetically by registry, then town, then by street name.

The amount appearing on the same line as the street address is the purchase price from the deed.

We print “No Amt Given” when the amount did not appear on the docu ment we review. “No Street Given” appears in place of the street address when it was not available.

The volume, page of the deed and filing date appear for all sales.

The mortgage lender and the amount of the mortgage used to purchase the property are shown. Any second mortgage (Mtg2) filed at the same time as the deed will also appear here.

In communities where we have a file of all properties from the asses sor’s office, we provide additional property details when available. This is done by exactly matching the address and seller name from the new sales record with the address and owner name found in the prop erty file. No descriptive data appears whenever there is any doubt that the two records are the same property.

The “Use” is based on the code the assessor assigns to each building on a parcel. Whenever there is more than one use code or more than one building on a parcel, we flag these as “Multi-use” and “Multi-bldg” respectively.

These deeds transfer title to the lender after the mortgage is foreclosed (unless there is a higher bidder at the auction.) The amount in these transac tions is usually the amount of the outstanding mortgage that was foreclosed.

▶ REAL ESTATE SALES

315 MAIN ST U:15 $98,000

Pleasant Towers Condo

B:John Doe & Mary Smith

S:Jane Jones & Thomas Jones

Mtg:Main Street Bank $70,000 Mtg2:Seller $8,400 Prior Sale:$93,000 (11/90)

• The first two buyer (B) names and seller (S) names listed on the deed are shown.

• Prior sale data appears only when the address of the new sale matches exactly with the address of the older sale in our database.

▶ REAL ESTATE SALES 32 ELM ST $175,000

B:John Doe & Mary Smith S:Jane Jones & Thomas Jones Mtg:Main Street Mtg Co $140,000 Use:3 Bdrm Colonial, Lot:6459sf Prior Sale:$170,000 (9/89)

• “Use” distinguishes residential homes from land sales and commercial sales.

• For residential homes, the number of bedrooms and house style appear when available

• The lot size (Lot) is shown in square feet.

▶ FORECLOSURE DEEDS

43 MAIN ST $142,200

B:Main St Bank S:John Smith & Main St Bank Prior Sale:$190,000 (11/85)

• The prior sale shows the original price paid for the property.

Please note: The information contained in this newspaper is taken from public records. While every precaution is taken, no responsibility is assumed for errors or omissions. Readers should confirm any information before taking action.

KEY TO LABELS = Buyer = Seller = Mortgage lender and amount = Second Mortgage = Building = bedrooms = lot size in square feet = year-to-date

KEY TO ABBREVIATIONS = Limited Partnership = Trustee = = = = = Trust = Trust = Estate =

Notice To Readers

The information published in The Registry Review is taken from public and other records.

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The Warren Group cautions you that public records may not reflect actual circumstances, and that the meaning of public records may be obscure. In addition, the conditions existing when a public record is filed may change with the passage of time. By accepting and using The Registry Review, you agree to use this publication for information only and only as a reference to the public records. You further agree to independently verify any published information which affects you before taking any action, forming opinions or otherwise relying on the published information in any way.

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The Registry Review ISSN 1067-0521

Published by: The Warren Group, 2 Corporation Way, Suite 250, Peabody, MA 01960

MOUNTAIN

Bk/Page: 3529/96, Date: 09/08/22

Mtg: Envoy Mtg LTD $373,018

Term: 2052

Use: 3 Bdrm Ranch, Lot: 82764sf

Prior Sale: $169,300 (05/12)

50 NIGHTHAWK HOLLOW DR $575,000

B: Cindy R Reynolds-Taylor

BAddr: 64 Saddle Hill Rd HOPKINTON MA 01748

S: Austin Perrin & Stephanie B Perrin

Bk/Page: 3528/981, Date: 09/07/22

Mtg: Main St Bank $460,000

Term: 2052

Use: 3 Bdrm Cape Cod, Lot: 105415sf

Prior Sale: $43,000 (10/18)

B: Todd 158 Brown Hill BELMONT NH 03220

S: Meredith Crestwood LLC 3528/932, Date: 09/07/22

Mtg: Northway Bank $547,878

Term: 2052 +3 75% Type: Adj Rate

KELLY COVE RD $2,000,000

B: David Whelpley & Vickie Whelpley 7770 Sw 114 St MIAMI FL 33156

S: Wayne C VanAllen & Janet M Smith Bk/Page: 3529/399, Date: 09/09/22

MEREDITH CENTER RD $850,000

B: Laura R Murray & Thomas E Murray 3rd BAddr: PO Box 1267 BURLINGTON MA 01803

S: Joseph I Cullen Jr & Heidi Cullen Bk/Page: 3528/551, Date: 09/06/22

OLD CENTER HARBOR RD $225,000

B: Gregory A Sandomirsky & Susan Y Sandomirsky

BAddr: PO Box 1597 MEREDITH NH 03253

S: Faller Enterprises LLC

Bk/Page: 3528/555, Date: 09/06/22

Use: Residential Developable Land, Lot: 1306800sf

Prior Sale: $235,000 (08/21)

B: Christopher Zanni & Jennifer Zanni BAddr: 2 Prince St BEVERLY MA 01915

S: RSM Bartlett Prop LLC Bk/Page: 3688/734, Date: 09/09/22

Use: Condo

Conway

▶ REAL ESTATE SALES

CONWAY VLG $174,000

B: Nathan A Frechette & Kristin M Frechette

BAddr: 64 Southview Loop CONWAY NH 03813

S: Michael T Annese Tr, Tr for M&T Revocable RT Bk/Page: 3688/167, Date: 09/06/22

26 CROSSBOW LN $439,933

B: Dawn Depalma Tr, Tr for Crossbow Lane T BAddr: 90 Porter St Unit 1 WENHAM MA 01984

S: Robert E Carmody Tr, Tr for Cross Bow T Bk/Page: 3688/13, Date: 09/06/22

Mtg: Hometown Equity Mtg $329,925

Term: 2052

Use: 4 Bdrm Contemporary, Lot: 26136sf

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REGISTRY REVIEW 3SEPTEMBER 26, 2022

Mtg

Mtg2

Use

use Bdrm

Lot

YTD

Trust IRT

Irrevocable Trust ReT

Revocable Trust RT

Realty Trust FT

Family

Nominee

Est

Executor

& Michael E Diamantopoulos

Gilmanton ▶ REAL ESTATE SALES 7 CHIPMUNK LN $405,000 B: Austin K Perrin & Stephanie B Perrin BAddr: 50 Nighthawk Hollow Dr GILMANTON IRON WORKS NH 038 S: Casey B Brennan & Tracy E Brennan Bk/Page: 3529/371, Date: 09/09/22 Mtg: United Wholesale Mtg $384,750 Term: 2052 Use: 3 Bdrm Cape Cod, Lot: 104108sf Prior Sale: $142,000 (11/16)

RD L:2 $287,533 B: Kenneth R Steenbruggen & Nancy E Steenbruggan BAddr: 244 High St NORWELL MA 02061 S: Robert M Kohrs Bk/Page: 3528/543, Date: 09/06/22 1148 NH ROUTE 140 $379,933 B: Tania L Startz & Christopher F Startz BAddr: 17 Cedar Ln UNCASVILLE CT 06382 S: Agnes L Gazaway Tr, Tr for D L&A L Gazaway 2017 T

Allen Bk/Page:

J Taylor & Annie M Taylor BAddr:

Bk/Page:

Rate:

BAddr:

147 FORBES DR $495,000

B: Sofija Karalic

BAddr: 199 Coolidge Ave Unit 302 WATERTOWN MA 02472

S: Wendy N Larson Bk/Page: 3688/626, Date: 09/08/22

Mtg: Guild Mortgage Co $465,000

Term: 2052

Use: 5 Bdrm Chalet, Lot: 43560sf

Prior Sale: $310,000 (05/20)

GRANDVIEW RD L:68 $40,000

B: Nathan Brown & Erin Brown

BAddr: 921 Grandview Rd CONWAY NH 03818

S: Ellen H Zelman Tr, Tr for Hugh W Hastings 2nd RET Bk/Page: 3688/791, Date: 09/09/22

126 KANDAHAR LN U:40 $515,000

B: TP Rental Prop LLC BAddr: 30 Brackett Rd RYE NH 03870

S: Joanna Spelman Tr, Tr for Spelman FT Bk/Page: 3688/879, Date: 09/09/22

Use: 2 Bdrm Condo

Prior Sale: $299,000 (04/19)

970 KEARSARGE RD $760,000

B: Linda J Cleary BAddr: 21 Priscilla Rd SWAMPSCOTT MA 01907

S: William M Latham & Chellsey C Latham Bk/Page: 3688/905, Date: 09/09/22

Mtg: Bank of New Hampshire $580,000

Term: 2052 Rate: 4 75% Type: Adj

Use: 3-Family Mlti-unt Blg, Lot: 34848sf

Prior Sale: $290,000 (07/18)

PEMIGEWASSET DR L:19 $50,000

B: Leo J Kiley Tr, Tr for Balok RET BAddr: 70 Humphrey St MARBLEHEAD MA 01945

S: Nelson Bergam Group Inc Bk/Page: 3688/787, Date: 09/09/22

PROPOSED TOWN RD L:20 $200,000

B: Jayne Oleary

BAddr: 112 Maple Ave Unit 3 GLOUCESTER MA 01930

S: Rachael Rennie & William F Rennie 4th Bk/Page: 3688/793, Date: 09/09/22

W SIDE RD L:91 $360,000

B: Jean A Bugbee

BAddr: 35 Jack Frost Ln CONWAY NH 03818

S: Samuel Schutz & Stephanie M Okojie Bk/Page: 3687/1097, Date: 09/06/22

2378 W SIDE RD $265,000

B: Midhar Mujkic & Marjorie Amico S: Shaydine M Hurd & Paul A Hurd Jr Bk/Page: 3688/672, Date: 09/08/22

Use: 3 Bdrm Cape Cod, Lot: 8276sf

NO STREET GIVEN L:36 $86,000

B: Guy Lavoie & Christine Lavoie

BAddr: 4 Margaret Cir NASHUA NH 03062

S: Jon C Bernard Bk/Page: 3687/1095, Date: 09/06/22

Freedom

▶ REAL ESTATE SALES

50 ELM ST $345,000

B: Kathie Lange BAddr: 238 Harbor Dr CAPE CANAVERAL FL 32920

S: Joy R Tull & Charles R Tull Bk/Page: 3688/644, Date: 09/08/22

Use: 3 Bdrm Old Style, Lot: 19602sf

Prior Sale: $187,000 (03/19)

208 HAVERHILL ST $461,733

B: Jennifer Benn BAddr: 20 Sofia Rd SACO ME 04072

S: Raymond A Roy Tr, Tr for Raymond A Roy T Bk/Page: 3688/142, Date: 09/06/22

Mtg: Atlantic Regional FCU $415,530

Term: 2052

Use: 3 Bdrm Ranch, Lot: 39640sf INTERVALE AVE $3,733

B: Edward White & Ellen White

BAddr: 134 Green Mtn Rd EFFINGHAM NH 03882

S: Freedom Town Of Bk/Page: 3688/109, Date: 09/06/22

42 OLD PORTLAND RD $312,533

B: Richard T Carroll Jr & Kathy L Carroll

BAddr: 25 Gardiner Pk NEW PALTZ NY 12561

S: Judith H Smith Bk/Page: 3688/487, Date: 09/08/22

Mtg: Northway Bank $234,375

Term: 2052 Rate: 4 38% Type: Adj

Use: 3 Bdrm Old Style, Lot: 24394sf

Prior Sale: $135,000 (06/12)

Jackson

▶ REAL ESTATE SALES

3 BLITZEN WAY $4,700,000

B: LBC CFI LLC

BAddr: 215 Celebration Pl Ste 115 CELEBRATION FL 34747

S: CFI Holdings LLC

Bk/Page: 3688/434, Date: 09/08/22

Mtg: Mew Annuity T $4,200,000

Use: Mixed Use-prim Comm & Other, Lot: 466092sf

Prior Sale: $2,200,000 (05/13)

Madison

▶ REAL ESTATE SALES

ROUTE 113 L:B304 $18,533

TOLTEC POINT RD $132,000

B: Douglas J Daniels Tr, Tr for Daniel FT

BAddr: 100 Toletec Point Rd MOULTONBOROUGH NH 03254

S: David G Reed Tr, Tr for DDR NT Bk/Page: 3688/274, Date: 09/07/22

90 TOLTEC POINT RD $1,068,000

B: Douglas J Daniels Tr, Tr for Daniel FT BAddr: 100 Toletec Point Rd MOULTONBOROUGH NH 03254

S: David G Reed Tr, Tr for DDR NT Bk/Page: 3688/270, Date: 09/07/22

Use: 2 Bdrm Contemporary, Lot: 15246sf

100 TOLTEC POINT RD $1,100,000

B: Corbett Frnacis

BAddr: PO Box 4006 FRISCO CO

S: Douglas J Daniels & Anne M Daniels Bk/Page: 3688/327, Date: 09/07/22

Use: 2 Bdrm Cape Cod, Lot: 14375sf

Ossipee

▶ REAL ESTATE SALES

931 ROUTE 16 $445,000

B: Yvonne D Harris

BAddr: 65 Highland Rd MERRIMAC MA 01860

S: Ben Doliber LLC Bk/Page: 3688/1, Date: 09/06/22

Mtg: Ben Doliber LLC $420,000

Use: Commercial Building, Lot: 32234sf

Tamworth

▶ REAL ESTATE SALES

52 MARGO LN $353,000

B: Ryan Simko & Cassandra Simko

BAddr: 39 Audubon Ln HOPE RI 02831

S: Steven E Phillips Sr & Catherine M Phillips Bk/Page: 3688/951, Date: 09/09/22

Mtg: Meredith Vlg Svgs Bk $282,400

Term: 2052

Use: 2 Bdrm Conventional, Lot: 12197sf

Prior Sale: $100,000 (06/21)

Wakefield

▶ REAL ESTATE SALES

6 DEARBORN RD $350,000

B: Christopher Hagan

BAddr: 15 Fireside Dr EPPING NH 03042

S: Sharon R Daley Bk/Page: 3688/797, Date: 09/09/22

Mtg: Sharon R Daley $150,000

Use: 2 Bdrm Conventional, Lot: 8015sf

12 SANDY POND N $270,000

B: Garret K Dewey & Candace D Dewey BAddr: 58 Branch Tpke Unit 45 CONCORD NH 03301

S: Patricia L Mcdormand Tr, Tr for P L Mcdormand T Bk/Page: 3688/647, Date: 09/08/22

Mtg: Fairway Ind Mtg $272,727

Term: 2052

Use: 3 Bdrm Cape Cod, Lot: 56062sf

▶ FORECLOSURE DEEDS

164 MAIN ST $170,021

B: US Bank NA Tr BAddr: 425 S Financial Pl Ste 2000 CHICAGO IL 60605

S: Philip J Damon & US Bank NA Bk/Page: 3688/622, Date: 09/08/22

Use: 2fam-5fam Residence, Lot: 22651sf

Wolfeboro

▶ REAL ESTATE SALES

57 COLLEGE RD $779,000

B: Michael Kerrigan & Elaine Stansfield

BAddr: 65 Pelham Rd SALEM NH 03079

S: Rourke Fine Home Bldg LLC Bk/Page: 3688/699, Date: 09/09/22

Use: Residential Open Land, Lot: 143748sf

Prior Sale: $112,533 (08/21)

13 FRIAR TUCK WAY $468,933

B: Michael J Hudon Jr

BAddr: 13 Friar Tuck Way WOLFEBORO NH 03894

S: Walter E Cook Bk/Page: 3688/361, Date: 09/07/22

Mtg: Cross Country Mtg Inc $427,858

Term: 2052

Use: 3 Bdrm Cape Cod, Lot: 61855sf

3 NORMA LN $560,000

B: Virginia A Brady & Justine J Lyons

BAddr: 47 Clinton Pl NEWTON MA 02459

S: Rebekah C Crane Tr, Tr for Rebekah C Crane RET Bk/Page: 3688/169, Date: 09/06/22

Mtg: Northway Bank $408,000

Term: 2052

Use: 3 Bdrm Contemporary, Lot: 13983sf

Prior Sale: $267,000 (09/17)

40 RED BROOK CIR $1,375,000

B: Robert B Ftorek & Wendy J Ftorek BAddr: 40 Red Brook Cir WOLFEBORO NH 03094

S: Patrice Brisson & James M Hughes Bk/Page: 3688/184, Date: 09/06/22

Use: 3 Bdrm Conventional, Lot: 14810sf

42 WINTERHAVEN RD $585,000

B: Curt M Gustafson

BAddr: 61 Larrow Dr N WINDHAM CT 06526

S: RPG 42 Win LLC

Bk/Page: 3688/536, Date: 09/08/22

Mtg: Meredith Vlg Svgs Bk $435,000

Term: 2052

Use: 2 Bdrm Ranch, Lot: 22651sf

Cheshire County

Anna Z. Tilton, Registrar 33 West St, Keene, NH, 03431

603-352-0403

Fitzwilliam

▶ REAL ESTATE SALES

7 HEMLOCK DR $245,000

Harrisville

▶ REAL ESTATE SALES

32 WILDERNESS TRL $492,000

B: Carol A Nelson Tr, Tr for Carol Ann Nelson RET BAddr: 27 A May St PETERBOROUGH NH 03458

S: Richard A Dunning Tr, Tr for Bonnie Bowman RET Bk/Page: 3225/499, Date: 09/06/22

Use: 2 Bdrm Conventional, Lot: 44867sf

Hinsdale

▶ REAL ESTATE SALES

NO STREET GIVEN $100,000

B: Frosty Falls LLC BAddr: 51 Nh Rte 12 FITZWILLIAM NH 03447

S: Lawrence J Enright & Linda J Enright Bk/Page: 3225/632, Date: 09/07/22

Jaffrey

▶ REAL ESTATE SALES

39-45 HADLEY RD $150,000

B: B&D LLC

BAddr: PO Box 425 JAFFREY NH 03452

S: Hadley Property Inc Bk/Page: 3225/864, Date: 09/09/22

Mtg: Hadley Property Inc $125,000

Use: Industrial Warehouse, Lot: 45738sf

275 HADLEY RD $327,200

B: Michael A Miller & Inna Miller

BAddr: 44 Pleasant View Dr HAVERHILL MA 01832

S: Michael P Pimental & Sylvia E Pimental Bk/Page: 3225/353, Date: 09/06/22

Mtg: Title Mtg Solution $261,760

Term: 2037

Use: 4 Bdrm Cape Cod, Lot: 91912sf SANDERS RD $54,000

B: Hugh J Landis

BAddr: 236 Sanders Rd JAFFREY NH 03452

S: Michael Chin Bk/Page: 3225/328, Date: 09/06/22

Keene

▶ REAL ESTATE SALES

202 BAKER ST $185,000

B: Paige E Bourne & Derek W Hall

BAddr: 33 Pleasant St Apt 3 KEENE NH 03431

S: Tanner D Black Bk/Page: 3225/507, Date: 09/06/22

Mtg: Savings Bank Walpole $148,000

Term: 2052

Use: 3 Bdrm Conventional, Lot: 12197sf Prior Sale: $130,000 (09/18) 24-28 EDWARDS ST $310,000

B: Christos Zisis & Aikaterini Xenakis-Zisis BAddr: 9 Friendship Dr GOFFSTOWN NH 03045

S: Muhammad Umair & Shahzad Butt Bk/Page: 3225/477, Date: 09/06/22

Mtg: Luminate Home Loans $232,500

Term: 2052

Use: Apartment Bldg - 4-8 Units, Lot: 13504sf

Prior Sale: $239,000 (03/21)

83 SUMMIT RIDGE DR $657,533

B: Norma J Ditri Tr, Tr for Norman C Kristoff RET BAddr: 9 Mountain View Ct KEENE NH 03431

S: John A Ditri & Norma J Ditri Bk/Page: 3225/504, Date: 09/06/22

Use: 4 Bdrm Colonial, Lot: 174240sf 9 W DIANE DR $120,000

B: Molly E Mccormack

BAddr: 25 Wright St KEENE NH 03431

S: Pauline L Pollock Tr, Tr for W L&P L Pollock RET Bk/Page: 3225/765, Date: 09/08/22

Mtg: Savings Bank Walpole $111,000

Term: 2052

Use: 2 Bdrm Cape Cod, Lot: 8276sf

Marlboro

▶ REAL ESTATE SALES

24 COTTAGE ST $270,000

B: Kayla A Cranston

BAddr: 57 Hartley Hill Rd PUTNEY VT 05346

S: Gina M Paight & Wade P Paight Bk/Page: 3225/682, Date: 09/08/22

Mtg: Fairway Ind Mtg $291,324 Term: 2052

Use: 2-Family Colonial, Lot: 39640sf

Richmond

▶ REAL ESTATE SALES

40 BARRUS RD $430,000

B: Charlie T Hollins & Elizabeth Hollins

BAddr: 23 Nichols Rd FITCHBURG MA 01420

S: Joseph T Oconnell Bk/Page: 3225/380, Date: 09/06/22

Mtg: St Marys Bank $417,100

Term: 2052 Rate: 4 00% Type: Adj

Use: 3 Bdrm Colonial, Lot: 2439360sf

Prior Sale: $182,000 (05/20)

WHIPPLE HILL RD $30,000

B: Gerald Carzello

BAddr: 11 Taft Rd SWANZEY NH 03446

S: Forever Forestlands LLC Bk/Page: 3225/316, Date: 09/06/22

Swanzey

▶ REAL ESTATE SALES

COBBLE HILL PINES CONDO U:22 $265,000

B: Schneider Management LLC BAddr: 7024 Island Queen Ct SARASOTA FL 34233

S: Charles Perry Tr, Tr for Janice J Perry RET Bk/Page: 3225/936, Date: 09/09/22

Use: Condo 266 OLD HOMESTEAD HWY $255,000

B: Colleen R Obrien BAddr: 21 Rte 9 KEENE NH 03431

S: Timothy M Gantt & Heather N Gantt Bk/Page: 3225/736, Date: 09/08/22

Mtg: CMG Mortgage Inc $215,710

Term: 2052

Use: 3 Bdrm Conventional, Lot: 64904sf

Prior Sale: $162,500 (10/13)

170 OLD RICHMOND RD $420,000

53 TALBOT HILL RD $540,000

B: David T Barbarow & Jessica Barbarow

BAddr: 35 Coral Ave CHARLESTOWN NH 03603

S: Roland H Tessier Tr, Tr for Roland&Zena Tessier LT Bk/Page: 3225/543, Date: 09/07/22

Mtg: Central Trust Bank $498,085

Term: 2052

Use: 3 Bdrm Colonial, Lot: 154638sf

NO STREET GIVEN $327,533

B: Sean M Mcelhiney & Denal L Mcelhiney BAddr: 26 Westover St WEST ROXBURY MA 02132

S: Douglas H Nelson Tr, Tr for Eunice P Nelson RET Bk/Page: 3225/349, Date: 09/06/22

Westmoreland

▶ REAL ESTATE SALES

14 LONDON RD $105,000

B: Diego Freitas-Bell

BAddr: 185 London Rd WESTMORELAND NH 03467

S: Ellen A Sharkey Bk/Page: 3225/290, Date: 09/06/22

Mtg: Alan E Bell LT $65,000

Use: 2 Bdrm Conventional, Lot: 343253sf

STATE HIHGWAY 12 $165,000

B: Jose D Saeteros-Guallpa & Maria V Saeteros-Guaman

BAddr: 38 Howard Ct KEENE NH 03431

S: Putney&Putney LLC Bk/Page: 3225/409, Date: 09/06/22

Mtg: Putney&Putney LLC $160,000

Winchester

▶ REAL ESTATE SALES

FOREST LAKE RD $150,000

B: Stephen Gapp & Anne Gapp

BAddr: 367 Spring Hill Rd SHARON NH 03458

S: Jennifer M Mattews & Jeffrey F Mattews Bk/Page: 3225/406, Date: 09/06/22

25 HEADLANDS RD $375,000

B: R A Patton-Spruill Tr, Tr for 88 Lambert Avenue NT BAddr: 17 Roxbury St KEENE NH 03431

S: Cynthia J Burke & Robert A Levinson Bk/Page: 3225/973, Date: 09/09/22

Mtg: Mascoma Bank $1

Use: 1 Bdrm Camp/cabin, Lot: 4356sf

Prior Sale: $177,133 (12/18)

39 PURCELL RD $320,000

B: Michael A Lucas & Shannon Godby-Lucas BAddr: 436 Old Homestead Hwy RICHMOND NH 03470

S: Peter A Heisig & Emily Heisig Bk/Page: 3225/920, Date: 09/09/22

Mtg: Savings Bank Walpole $256,000

Term: 2052

Use: 3 Bdrm Cape Cod, Lot: 272250sf

Prior Sale: $199,000 (12/17)

ROUTE 119 $75,000

B: Neal Stetson & Janet R Thompson BAddr: 9 Cinnamon Dr WINCHESTER NH 03470

S: Janet R Thompson Bk/Page: 3225/704, Date: 09/08/22

Coos County

Leon H. Rideout, Registrar 55 School St, Ste 103, Lancaster, NH, 03584 603-788-2392

Berlin

▶ REAL ESTATE SALES

1ST AVE $80,500

B: Francis G Romano Jr BAddr: 15 Ring Ave WILMINGTON MA 01887

S: Mitchell William F Jr Est & Kate A Witkowski Bk/Page: 1610/324, Date: 09/09/22

571 CHESHIRE ST $99,933

B: Jaiden Artemis-Merigold

BAddr: 10219 W Southgate Ave TOLLESON AZ 85353

S: Daniel R Legendre Bk/Page: 1610/328, Date: 09/09/22

Mtg: LoanDepot Com $96,903

Term: 2052

Use: 2 Bdrm Conventional, Lot: 4792sf

Prior Sale: $58,000 (09/18)

2493 HOWARD ST $154,800

B: Nicole Anderson

BAddr: 422 Muzzy Hill Rd MILAN NH 03588

S: Russell Faucher

Bk/Page: 1610/210, Date: 09/08/22

Mtg: Mortgage Research Ctr $150,156

Term: 2052

Use: 2 Bdrm Conventional, Lot: 24829sf NO STREET GIVEN L:38 $78,000

B: Brent P Oberfield

BAddr: 1630 Worcester Rd Apt 332 FRAMINGHAM MA 01702

S: Roderick Tarbox

Bk/Page: 1610/166, Date: 09/08/22

Carroll

▶ REAL ESTATE SALES

467 HANNAH LOOP U:69 $720,000

B: River Properties LLC

BAddr: 77 Curzon Mill Rd NEWBURYPORT MA 01950

S: Charles T Smith & Kathryn A Smith

Bk/Page: 1609/942, Date: 09/06/22

Mtg: Bankprov $540,000

Use: 5 Bdrm Condo, Lot: 87120sf

Prior Sale: $422,000 (07/17)

Clarksville

Colebrook

▶ REAL ESTATE SALES

PIPER HILL RD $139,933

B: Anthony L Kreindler & Melissa B Carey BAddr: 4002 Maryland Ave BETHESDA MD 20816

S: Lynda S Perkins Bk/Page: 1610/168, Date: 09/08/22

ROUTE 145 $89,933

B: John F Schnurr & Janice B Schnurr BAddr: 38 Rocky Ln GREENFIELD NH 03047

S: Raymond E Davis Bk/Page: 1609/908, Date: 09/06/22

Dummer

▶ REAL ESTATE SALES

ROUTE 16 $80,000

B: Robert Morrill & Kathleen Morrill BAddr: 72 Shellcamp Rd GILMANTON NH 03237

S: Annette P Jacques Bk/Page: 1610/44, Date: 09/07/22

Errol

▶ REAL ESTATE SALES

ROUTE 26 $340,000

B: Amanda Cote & Michael Cote BAddr: 355 Marshall Hill Rd COLUMBIA NH 03576

S: Robert Lanctot & Roberta Lanctot Bk/Page: 1610/322, Date: 09/09/22

Jefferson

▶ REAL ESTATE SALES

NH ROUTE 115A $1,200,000

B: Waumbek Partners LLC BAddr: 69 Rowell Rd LANCASTER NH 03584

S: MT Waumbek LLC Bk/Page: 1610/248, Date: 09/09/22

Lancaster

▶ REAL ESTATE SALES

BRIDGE ST $5,000

B: Cabot Hill Properties LLC BAddr: 62 Bridge St LANCASTER NH 03584

S: Jon R Landroche & Brenda J Ross Bk/Page: 1610/115, Date: 09/07/22

Mtg: Cabot Hill Properties $116,121

72 PROSPECT ST $145,000

B: Ronald J Oclair & Linda A Oclair BAddr: 146 Chauncey Ave MANCHESTER NH 03104

S: Rodney B Partain & Linda L Partain Bk/Page: 1610/73, Date: 09/07/22

Use: 3 Bdrm, Lot: 15682sf

Milan

▶ REAL ESTATE SALES

ROUTE 110A $60,000

B: Justin R Grande & Mallory L Grande BAddr: 443 Sweden St BERLIN NH 03570

S: Chad W Forbush Bk/Page: 1610/19, Date: 09/06/22

Mtg: Chad W Forbush $60,000

Northumberland

▶ REAL ESTATE SALES

CEDAR ST $29,000

B: Sherri A Ryan BAddr: 3 Main St WHITEFIELD NH 03598

S: John W Call & Trudy A Parker Bk/Page: 1610/83, Date: 09/07/22

US ROUTE 3 $319,933

B: Diana Thoroughgood & Alan Thoroughgood BAddr: 87 Red Oak Hill Rd WENTWORTH NH 03282

S: Janice Leblanc Bk/Page: 1610/75, Date: 09/07/22

Pittsburg

▶ REAL ESTATE SALES

51 OLD COUNTRY LN $250,000

B: Jeffrey A Bishop & Lisa A Bishop BAddr: 232 -1/2 Charlton Rd SPENCER MA 01562

S: Mishawn C Hann Bk/Page: 1610/347, Date: 09/09/22

Mtg: Prime Lending Inc $200,000 Term: 2052

Use: 4 Bdrm Ranch, Lot: 65340sf

Stewartstown

▶ REAL ESTATE SALES

OLD SOUTH HILL RD $100,000

B: Thomas E Dube & Paula J Green BAddr: 29 Stevens Hill Rd NOTTINGHAM NH 03290

S: Landon Placey & Lisette Placey Bk/Page: 1610/25, Date: 09/06/22

Mtg:

B: Nicholas W Rahaim

BAddr: 7 Hemlock Dr FITZWILLIAM NH 03447

S: Aka Property Buyers LLC

Bk/Page: 3225/723, Date: 09/08/22

Mtg: Total Mtg Svcs $239,929

Term: 2052

B: Keith E Church & Marilee Perzanowski BAddr: 17 Hicksville Rd CROMWELL CT 06416

S: David R Dahl & Susan L Dahl Bk/Page: 3225/781, Date: 09/08/22

Mtg: CMG Mortgage Inc $336,000

Term: 2052

Use: 3 Bdrm Cape Cod, Lot: 609840sf

▶ REAL ESTATE SALES

CEDAR STREAM RD $70,000

B: Kristin A Partyka & Stanley J Partyka 3rd BAddr: 212 Shelton Rd MONROE CT 06468

S: Mark R Nadeau Bk/Page: 1610/164, Date: 09/08/22

Kelley J. Monahan, Registrar

3855 Dartmouth Coll Hwy Box 4, N Haverhill, NH, 03 603-787-6921

Alexandria

▶ REAL ESTATE SALES

BRALEY HILL RD $22,933

B: Forevere Forestlands LLC BAddr: PO Box 519 ANTRIM NH 03440

S: Nancy Sheehan Bk/Page: 4756/719, Date: 09/09/22

BRALEY HILL RD $27,000

B: D H Hardwick&Sons Inc BAddr: PO Box 430 ANTRIM NH 03440

S: Nancy Sheehan Bk/Page: 4756/721, Date: 09/09/22

CASS MILL RD L:1 $39,000

B: John W Monico Jr & Deborah A Monico BAddr: 155 Cass Mill Rd ALEXANDRIA NH 03222

S: Lawrence Landrigan Bk/Page: 4755/744, Date: 09/06/22

REGISTRY REVIEW4 SEPTEMBER 26, 2022

Bethany A Metts & Stephanie J Cuthbert BAddr: PO Box 33 MADISON NH 03849 S: Barbara A Redmond Bk/Page: 3688/730, Date: 09/09/22 Moultonboro ▶ REAL ESTATE SALES 5 COUNTRY SIDE LN $259,000 B: Country Side Ln LLC BAddr: 14 Moultonboro Rd MOULTONBOROUGH NH 03254 S: Walter Rodriguez Bk/Page: 3688/187, Date: 09/06/22 Mtg: Union Bank $259,000 Use: 3 Bdrm Raised Ranch, Lot: 20909sf Prior Sale: $259,000 (07/19) LONG ISLAND HWY L:4 $132,000 B: Long Island Rd LLC BAddr: 12 Meadowlark Farm Ln MIDDLETON MA 01949 S: Robert J Pothier Tr, Tr for Pothier LT Bk/Page: 3688/507, Date: 09/08/22 MAYFLOWER LN L:278 $50,000 B: William J Kizer & Kathleen M Kizer BAddr: 241 Browns Ridge Rd WOLFEBORO FALLS NH 03896

Marie Blasczak Tr, Tr for Mayflower Lane RT Bk/Page: 3688/863, Date: 09/09/22

PORTSIDE DR U:4 $1,177,533

Thomas Grande & Cynthia Grande BAddr: 28 Meeting Pl Cir BOXFORD MA 01921

Bonnie C Millender Tr, Tr for B C Millender T Bk/Page: 3688/233, Date: 09/07/22

Morgan Stanley $942,000 Term: 2052 Rate: 4 20% Type: Adj Use: 3 Bdrm Condo

Grafton County

Cons and How to Spot Them

Real Estate Scams Go Back Centuries

BY LEW SICHELMAN SPECIAL TO THE REGISTRY REVIEW

onfidence games come and go. But some seem to go on forever. Con art ists are apparently still selling building lots in Florida, sight unseen, that turn out to be un derwater swampland.

But some real estate cons are worth re membering, if only because how successful they were.

For example, Darren Berg, a Seattle man dubbed the “Mini Madoff” – after Bernie Madoff, who ran the largest Ponzi scheme in history – is still at large after escaping prison in December 2017. Berg had been convicted of wire and bankruptcy fraud stemming from his own Ponzi scheme, which involved real es tate contracts, mortgage-backed securities and other loans.

He bilked more than 800 investors out of $120 million – small potatoes, compared to the $64.8 billion raked in by Madoff, who died in prison last year. Decades before these guys fleeced their flocks, though, the man for whom these ruses are named was indicted in Florida.

In 1926, Charles Ponzi was found guilty of fraudulently selling swampland. He was sen tenced to a year in prison, but appealed and was freed on bond. He then tried to flee to Italy, but was captured and sent to Massachu

setts – to serve out his prison sentence for his other investment scam.

CIn that scheme, Ponzi took in an estimated $20 million by convincing thousands of peo ple to invest in international postage stamps. He used the money from new clients to pay the existing ones, all while pocketing signifi cant funds for himself. That’s the basis for all Ponzi schemes: Pay the old guy with money from the new one.

All too Common in History

But real estate cons go back even farther: Erik the Red, the murderous Viking explorer, pulled off one of the first, in the year 985, when he convinced several hundred of his fellow Icelanders to move with him to Green land. He called the barely habitable island “Greenland” as a way of enticing settlers.

Back to the present day, real estate rip-offs are more prevalent than ever. According to the Detroit law firm of Maddin Hauser Roth & Heller, cybercriminals have “ramped up their attacks on the mortgage and real estate industries, taking advantage of the multiple entry points available in every transaction, the lack of coordinated security efforts among the parties, and the abundance of personal and financial information that awaits them after a successful breach.”

The list is unending: mortgage fraud, title fraud, wire fraud, timeshare fraud, collection scams, foreclosure relief scams, credit fixing ruses and investment schemes. Earlier this year, Georgia realty agent Eric Hill was sen

tenced to 30 months in prison for his part in a scheme that netted $21 million in fake mort gages that ended up in default.

How to Dodge Them

Here’s how to avoid scammers: The No. 1 rule in any transaction is simple: If it sounds too good to be true, it most likely is. So be skeptical – very skeptical – when someone is trying to separate you from your money.

Before you put your name on the dotted line, and definitely before handing over cash, thoroughly check out the person or company you are dealing with.

Don’t deal with anyone who wants to be paid with gift cards. They’re totally untrace able. Once you hand them over, they’re gone. And don’t deal with anyone who asks for more than what you will owe with the prom ise that they will send you back the differ ence. Don’t take any money from someone who asks you to send your money back in ex change.

Don’t wire any money without confirming the transaction with someone you trust. Bet ter to use a credit card so you can cancel the transaction if you find out you’ve been had.

Once you’ve been presented with a “oncein-a-lifetime” opportunity, ask for something in writing. Then read it carefully to make sure it said what you’ve been promised. If it doesn’t, keep your wallet closed. If you have any questions, run it by your lawyer first.

If you are being pressured to take advan tage of a deal right away or it will evaporate, run, don’t walk, to the nearest exit. Being pressed into acting immediately is a sure sign something’s rotten in Denmark. If the deal is valid, it’ll still be there tomorrow.

“Walk away from high-pressure sales tac tics that don’t allow you time to read a con tract or get legal advice before signing,” warns the Consumer Financial Protection Bureau. “Also, don’t fall for the sales pitch that said you need to pay immediately – for example, by wiring the money or sending it by courier.”

Write down the names and titles of every one with whom you speak, as well as the time of the conversation and what is said. Next, verify their credentials and make sure they are who they say they are.

If you are conversing by email, never give anyone your bank account or credit card numbers. Ditto for your Social Security num ber.

Lew Sichelman has been covering real estate for more than 50 years. He is a regular contributor to numerous shelter magazines and housing and housing-finance industry publica tions. Readers can contact him at lsichelman@ aol.com.

NH’s Premier Source for Real Estate News and Records IS NOW ONLINE!

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REAL ESTATE TRANSACTIONS including Real Estate Re cords and Credit Records – updated weekly – for all of New Hampshire.

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Real estate rip-offs are more prevalent than ever.

THE HOUSING SCENE

14-Property Portfolio Buy Financed by Mass. Bank

An out-of-state bank whose residential mortgage-lending arm has been ac tive in New Hampshire played a big role in financing a nearly-$100 million in dustrial real estate deal in August.

HarborOne Bank arranged the $90 mil lion loan to Boston investment firm R.J. Kelly Co. that allowed the latter to buy a portfolio of 14 industrial properties scat tered across southern New Hampshire. Four other lenders put up $76.3 million as part of a syndicate to get the financing package over the $90 million finish line.

The other lenders involved were: Massa chusetts-based Salem 5 and Westfield Bank, Portsmouth’s Service Credit Union and Rhode Island’s Bank Newport. The consor tium was needed to account for the current, volatile interest-rate environment.

“This is a great partnership with a longtime New England leader in commercial real estate – and it is good news for Southern New Hampshire to have vibrant, renovated industrial sites in their communities,” Har borOne President and CEO Joseph F. Casey

said in a statement. “HarborOne Bank’s portfolio of commercial real estate loans continues to grow through our relationships with some of the region’s most established names in commercial real estate investment, management, development, and construc tion.”

HarborOne is based in Swansea, on Mas sachusetts’ border with Rhode Island. Its mortgage company arm, HarborOne Mort gage Co., is an active part of the New Hamp shire residential real estate landscape.

The portfolio houses 34 different tenants in Hudson, Nashua, Salem, Londonderry, Manchester and Amherst.

“Given the recent market turmoil, the closing is a testament to the high-quality sponsorship team and HarborOne for cham pioning the opportunity and truly under standing the value of the portfolio,” CBRE’s Rob Borden, who advised R.J. Kelly on the financing along with Andrew Stone, said in a statement. “The sponsor has a proven track record of execution that was critical in se curing the loan.”

Treasury Recommends Exploring Creation of a Digital Dollar

BY FATIMA HUSSEIN THE ASSOCIATED PRESS

The Biden administration is moving one step closer to developing a central bank digital currency, known as the digital dollar, saying it would help reinforce the U.S. role as a leader in the world financial system.

Eswar Prasad, a trade professor at Cornell who studies the digitization of currencies, said Treasury’s report “takes a positive view about how a digital dollar might play a useful role in increasing payment options for indi viduals and businesses” while acknowledging the risks of its development.

mortgage rates that powered the frenetic pan demic homebuying and mortgage refinance markets could be playing a part, as well.

John Burns Real Estate Consulting esti mates that 73 percent of homeowners nation wide have a mortgage rate below 4 percent. Combined with clear market signals most homeowners can see in the world around them – an increased number of “for sale” signs in their neighborhood, news stories about a cool ing housing market – it could be inducing some sellers to stay put if they don’t have to move right away, said Jody Kahn, se nior vice president for research at John Burns Real Estate Consulting.

“I think the consumer can detect we’re past the peak pricing in the market,” she said, add ing that many also are suffering from less fear of missing out on a historic opportunity.

Ladle in the economic uncertainty of the moment, and sellers have a wide range of rea sons to stay put if they’re not in the throes of a major life event.

“Are you going to gamble on a new home, with a potentially higher monthly payments when it seems like we’re on the verge of a re

cession” if you aren’t being forced to move soon, Kahn asked.

Despite the shrinking number of listings, competition remains relatively strong by sev eral measures.

Single-family homes sold in August re ceived 101.7 percent of their list price, NHAR reported, a decline compared to 102.7 percent in August 2021 but still reflective of bidding wars and offers over asking.

The average number of days a single-family home spent on the mar ket ticked up only slightly in August, NHAR said, from 18 to 19 year-overyear – still less than half the pre-pandemic norm.

And months’ supply stayed constant at 1.6, far below the 6 months traditionally seen as necessary for a balanced market.

Redfin Deputy Chief Economist Tay lor Marr said the national housing market is likely to continue cooling, but not crash, thanks to the steady constriction in supply and the lack of significant new construction.

“Our outlook is that price growth is going to continue to slow. We’re not seeing signs otherwise,” he said.

Email: editorial@thewarrengroup.com

The White House said recently that after President Joe Biden issued an executive order in March calling on a variety of agencies to look at ways to regulate digital assets, the agencies came up with nine reports, covering cryptocurrency impacts on financial markets, the environment, innovation and other ele ments of the economic system.

Treasury Secretary Janet Yellen said one Treasury recommendation is that the U.S. “ad vance policy and technical work on a poten tial central bank digital currency, or CBDC, so that the United States is prepared if CBDC is determined to be in the national interest.”

“Right now, some aspects of our current payment system are too slow or too expen sive,” Yellen said on a Thursday call with re porters laying out some of the findings of the reports.

Central bank digital currencies differ from existing digital money available to the general public, such as the balance in a bank account, because they would be a direct liability of the Federal Reserve, not a commercial bank.

According to the Atlantic Council nonpar tisan think tank, 105 countries representing more than 95 percent of global gross domes tic product already are exploring or have cre ated a central bank digital currency.

The council found that the U.S. and the U.K. are far behind in creating a digital dollar or its equivalent.

Treasury, the Justice Department, the Con sumer Finance Protection Bureau, the Secu rities and Exchange Commission and other agencies were tasked with contributing to reports that would address various concerns about the risks, development and usage of digital assets. Several reports will come out in the next weeks and months.

He said the report sets the stage for the creation of agency regulations and legislation “that can improve the benefit-risk tradeoff associated with cryptocurrencies and related technologies.”

The Blockchain Association, which lob bies lawmakers on Capitol Hill, said in a statement that the White House reports are “a missed opportunity to cement U.S. crypto leadership.”

“These reports focus on risks — not op portunities,” the statement reads, “and omit substantive recommendations on how the United States can promote its burgeoning crypto industry, including job creation, im provements to the financial system, and ex panded access for all Americans.”

On Capitol Hill, lawmakers have submit ted various pieces of legislation to regulate cryptocurrency and other digital assets.

Sheila Warren, CEO of the Crypto Council for Innovation, said in an emailed statement that the report “seem to kick the can down the road” she said, “we don’t see clear recom mendations.”

The director of the National Economic Council, Brian Deese, told reporters that “we’ve seen in recent months substantial tur moil in cryptocurrency markets and these events really highlight how, without proper oversight, cryptocurrencies risk harming ev eryday Americans’ financial stability and our national security.”

“It is why this administration believes that now more than ever,” he said, “prudent regu lation of cryptocurrencies is needed.”

He said on that the Biden administration plans to “execute a comprehensive action plan with priority steps to mitigate key risks of cryptocurrencies – among others, money laundering and financing for terrorism.”

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Continued from Page 1 Where Are the Sellers? WELL DRILLING CONTRACTOR Viera Artesian Well, LLC FAMILY OWNED AND OPERATED SINCE 1946 978-352-8586 | info@VieraArtesianWell.com DRILLED WELLS Residential – Commercial – Municipal – Irrigation – Geothermal License: MA#545 – NH#1932 – MA#6 – NH#370 – ME#409 – RI#66 Monthly numbers of single-family sales are also down, partly thanks to steadily falling numbers of listings this spring and summer.