West 121613

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December 16, 2013 | VOL. 49, No. 50

Commission Floats tax RelieF PaCkage

INSIDE

going gReen at Home

PAGE 13

DEALS & DEEDS • 8

BY JoHN GoLDeN jgolden@westfairinc.com

N TALKING FRAUD • 14

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Architect Christina Griffin, left and real estate agent Geraldine Angel at Angel’s sustainable home.

region’s award share shrinks in Albany

BY JoHN GoLDeN jgolden@westfairinc.com

IN A THIRD ANNUAL ROUND of state funding awards in Albany, the mid-Hudson Valley region this month received a substantially smaller total award from a somewhat smaller state pot of capital grants, tax-free bonds and employer tax credits to spur job creation and economic development across the state.

A best-plan winner in 2012 among 10 regional councils competing for state funds, the Mid-Hudson Regional Economic Development

Council this year received $59.6 million from state agencies for 87 public and private projects in the seven-county region, the second lowest total in the state. New York City was awarded $57.4 million.

Last year’s top award winner, the Finger Lakes regional council, fared not much better than the mid-Hudson region this year, receiving $59.8 million as Gov. Andrew Cuomo announced $715.9 million in awards statewide at a Dec. 11 presentation in Albany.

The mid-Hudson award share amounted to about 8 percent of the state total this year, Award, page 6

ew York manufacturers would receive income tax credits to offset the high property taxes they currently pay and businesses of all kinds would see their corporate income tax rate reduced to its lowest level in 45 years if the state adopts recent recommendations of a tax relief commission appointed last fall by Gov. Andrew Cuomo.

The state would tap into $2 billion in state revenue realized from budget cuts and cost savings during the Cuomo administration to implement the relief measures for taxpayers.

The commission, led by former Gov. George Pataki and former state Comptroller H. Carl McCall, also recommended a two-year rebate program to cover property tax increases for homeowners in qualifying municipalities that do not exceed the state’s property tax cap.

Heather C. Briccetti, president and CEO of The Business Council of New York State Inc., called the proposed relief package “a significant, encouraging step forward” to improve the state’s economic competitiveness. Briccetti served on the seven-member commission that released its final report this month. She said the recommended measures when fully implemented would provide about $500 million in permanent, annual business tax relief.

The commission reported that owners of commercial and industrial properties paid $15 billion, or 30.8 percent, of the real property taxes levied statewide in 2012. An additional $3.4 billion, or 6.9 percent of property taxes statewide, was paid last year by utility companies. Of all taxes paid by businesses in New York, property taxes account for the largest share, 37.8 percent, according to the report.

While asserting that “business property taxes need to be reduced,” the commission also noted those taxes provide local governments with a large revenue base. Rather than a direct propTax, page 6

YonkeRs ends deal WitH masteR develoPeR

REGION ROUNDUP C.P.a. Heads neW PaCe Business sCHool CenteR

A former chairman of the private Financial Accounting Standards Board will head the newly created Center for Excellence in Financial Reporting at Pace University’s Lubin School of Business.

Leslie F. Seidman will serve as executive director of the new center and guest lecturer at the business school on Pace campuses in White Plains and Manhattan.

“Leslie Seidman’s depth of knowledge about accounting policy and her breadth of relationships across the profession are unsurpassed,” Neil S. Braun, dean of the Lubin school, said in the university announcement.

“We are thrilled that Leslie has chosen to make Lubin her home for her thought leadership and continuing contributions to the field.”

Seidman served as chairman of the Financial Accounting Standards Board from December 2010 through June this year. She previously was an auditor with Arthur Young & Co., a vice president of accounting policy with J.P. Morgan & Co., and a member of the FASB staff. Before joining the FASB, Seidman founded and managed a financial reporting consulting firm that served corporations, accounting firms and law firms.

Pace officials said Seidman in her new role will stimulate discussion about current topics in financial reporting through conferences and other gatherings and lead other activities aimed at identifying best practices and promoting enhanced reporting. She also will mentor advanced accounting students at Lubin and consult with faculty on relevant research and curricular topics.

Seidman in a prepared statement noted that Pace was founded as a school of accountancy and said the new center she heads will focus on “the enhancement of reporting practices for the benefit of the investing public.”

Seidman was named 2013 C.P.A. of the Year by the American Woman’s Society of C.P.A.s. and was ranked among the top 10 most influential people in accounting by

WCBJ

WESTCHESTER COUNTY

BUSINESS JOURNAL

The Yonkers City Council on Dec. 10 unanimously agreed to end the city’s redevelopment agreement with the defunct partnership chosen as the city’s downtown master developer seven years ago.

The council’s vote ends the city’s four-year-old land disposition agreement with Struever Fidelco Cappelli L.L.C., whose ambitious multiphase plans for mixed-use development in the city’s downtown core and on its waterfront have been stalled since the recession. City officials said the Yonkers Industrial Development Agency can now pursue other developers for two of SFC’s planned downtown projects, River Park Center at Chicken Island near Getty Square and Cacace Center on Nepperhan Avenue opposite City Hall.

The council also approved amendments to SFC’s leases at Accounting Today from 2010 to 2012. She authored the first three editions of “Financial Instruments: A Comprehensive Guide to Accounting and Reporting” and is a frequent speaker at conferences and universities.

Seidman earned a master’s degree in accounting from New York University Stern School of Business and a bachelor’s degree in English from Colgate University.

Business CounCil aWaRds ‘CHamPions’

The Business Council of Westchester named three area companies as recipients of the Westchester Business Champion Award.

Life Time Fitness Inc., Regeneron Pharmaceuticals Inc. and Yonkers Brewing Co. received recognition for their contributions and investments to the county at a luncheon this month in Tarrytown. Joe Connolly, commentator of WCBS 880 Newsradio and business reporter at the Wall Street Journal, delivered the keynote speech.

The award, which The Business Council presents quarterly, recognizes businesses that have relocated, expanded or invested significantly in Westchester. The award winners must have shown their commitment to growing, hiring and expanding their business operations.

Life Time Fitness Inc. at 1 Westchester Park Drive (formerly Gannett Drive) in Harrison will open its 201,000-square-foot athletics center in the spring. The more than $60 million complex will include studios, programs and services and feature a tennis complex with state-of-the-art amenities.

Yonkers Brewing Co. at 92 Main St.

Main office telephone ........ (914) 694-3600 Newsroom fax ........................ (914) 694-3680 Sales fax .................................... (914) 694-3699 Research fax ............................ (914) 694-3682 Editorial e-mail:..........bobr@westfairinc.com Or write to: 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Publisher Dee DelBello Managing Editor Bob Rozycki Westchester County Bureau Chief John Golden Administrative Manager • Alissa Frey

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December 16, 2013 • WCBJ

Palisades Point on the Hudson River to allow SFC’s only remaining partner in Yonkers, New Jersey-based developer Marc Berson, to proceed with development plans on the waterfront site. Berson, founding chairman of Fidelco Realty Group, recently said he hopes in 2014 to begin construction of a residential complex at Palisades Point with 300 to 350 rental apartments.

The City Council also unanimously approved the $1 million sale of the former City Jail at 24 Alexander St. to Cahokia L.L.C., a company of Manhattan art collector and dealer Daniel Wolf.

Wolf and his wife, architect Maya Lin, have plans to convert the vacated 39-cell jail for art offices and collection storage as well as public performance and exhibit space and eventually to add artist studios and residences.

in Yonkers will soon open in the city’s downtown. Founders John Rubbo and Nick Califano plan to expand their brand by selling locally-brewed beers throughout Manhattan, Queens, the Bronx and Westchester, Rockland and Dutchess counties.

Regeneron Pharmaceuticals Inc. at 777 Old Saw Mill River Road in Tarrytown is a biopharmaceutical company that will add 300,000 square feet of laboratory and office space to its campus. This could create 400 new full-time jobs in Westchester.

monteFioRe deButs uRgent CaRe in WestCHesteR

Montefiore Health System this month opened its first Westchester County urgent care center at its medical group practice office in Yonkers.

Montefiore Urgent Care will provide prompt medical attention for non-life threatening illnesses or injuries at the Montefiore Medical Group Cross County office at 1010 Central Park Ave. The new facility is open from 3 p.m. to 10 p.m. weekdays and from 9 a.m. to 5 p.m. weekends and most holidays.

No appointment is needed.

“Our goal is to keep patients healthy and to make health care easily accessible to people right in their community,” said Dr. Andrew D. Racine, senior vice president and chief medical officer at Montefiore Health System.

The urgent care center supports the Montefiore medical group’s existing services in primary care, ophthalmology, rehabilitation, radiology, allergy, cardiology and surgery in Yonkers.

Montefiore also operates two urgent care centers in the Bronx.

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video suPPoRt FoR BankeRs

The Federal Deposit Insurance Corp. has released two new videos in its ongoing series of technical assistance to bank directors, officers, and employees on regulatory issues and proposed regulatory changes. The new videos address flood insurance and appraisals and evaluations.

The flood insurance video examines key regulatory requirements, strategies for building an effective compliance management system and frequently asked questions.

FDIC officials in an announcement said it is intended for compliance officers, lenders, and other bank personnel with responsibilities for flood insurance compliance.

A second newly released video addresses regulatory requirements and supervisory guidance for appraisals and evaluations, highlights when an appraisal or an evaluation is needed and discusses validating appraisals and evaluations. It also covers applying the appraisal regulation to particular situations as well as the review process for appraisals and evaluations.

Doreen R. Eberley, director of the FDIC division of risk management supervision, said the video offers examples that answer questions commonly raised by community banks.

FDIC officials said four additional videos to be released this month will cover fair lending, troubled debt restructurings, the allowance for loan and lease losses and evaluation of municipal securities.

The FDIC’s technical assistance videos and additional information are available online at fdic.gov/resourcecenter. ‘ – John Golden, Crystal Kang

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Lawmakers approve $1.7B budget, keep taxes flat

BY MARK LuNGARieLLo mlungariello@westfairinc.com

C

ounty lawmakers approved a $1.7 billion budget for 2014 that will keep the tax rate flat and restore a child day care program through $900,000 in subsidies.

The Westchester County Board of Legislators agreed on the budget after 1 a.m. Dec. 10, following budget negotiations that stretched 14 hours from the previous afternoon and evening.

The budget passed 16-1 with only Legislator Judy Myers dissenting. The Rye Democrat heads the board’s Budget and Appropriations Committee.

Marsha Gordon, president and CEO of The Business Council of Westchester, commended lawmakers on the budget and said the county needed to continue its momentum to add jobs and help existing businesses grow.

“By delivering this on-time budget in a bipartisan way, county leaders are showing that Westchester is indeed open for

business,” Gordon said.

Board Vice Chair Lyndon Williams, a Mount Vernon Democrat, touted the budget for its dedication to safety net programs such as eviction prevention,

The money added to the day care program called Title XX will mean 180 slots for children from working families, after three years when the program was frozen and no new applications accepted.

County Executive Robert P. Astorino proposed the budget last month with a zero percent tax increase.

The budget approved by the board added spending, but will still keep the tax rate flat and maintain the county’s reserve money, or rainy day fund, by trimming departmental budgets and adding higher revenues.

domestic violence education and new immigrant resources.

“Beneath the wealth and prosperity in Westchester, there is homelessness and residents with mental health issues,” Williams said.

Unfreezing the program was a point of contention in previous budgets and the amount of subsidies to add to the 2014 budget was a point of debate between members of the board prior to the vote this month.

Democratic Majority Leader Peter Harckham said during the public hearings on the budget, residents and child care advocates sought to create more Title XX slots.

“This will help to keep low-income parents working and contributing to Westchester’s economy rather than needing more expensive social services,” he said.

County Executive Robert P. Astorino proposed the budget last month with a zero percent tax increase. The budget approved by the board added spending, but will still keep the tax rate flat and maintain the county’s reserve money, or rainy day fund, by trimming departmental budgets and adding higher revenues.

Astorino has 10 days to sign the budget into law. He is expected to veto several additions to the budget, but the board will likely be able to override any veto. A supermajority of 12 votes is needed on the board to override a veto. The county executive is not expected to veto the added day Budget, page 11

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Whole Foods wants in at Chappaqua Crossing But town’s delays could kill grocery plans

BY CRYSTAL KANG ckang@westfairinc.com

P

lans by Whole Foods Market to open a grocery store by 2015 on the former Reader’s Digest property at Chappaqua Crossing could be thwarted by the New Castle town board’s delay in approving developer Summit/Greenfield’s retail plans for the property.

Whole Foods has agreed to lease 40,000 square feet of space on Summit Greenfield’s landmark campus at 480 Bedford Road in New Castle. The agreement, though, includes a spring 2015 deadline for the store opening.

Summit/Greenfield, the Connecticutbased partnership that acquired the 114acre Reader’s Digest property for $59 million in 2004, initially sought a zoning change by town officials to allow Whole Foods to occupy the iconic cupola building on the property and an attached facility.

Last month, though, the landlord presented a revised retail plan to the town board to build a new freestanding structure on the south side of the commercial campus as requested by Whole Foods.

Frustrated by the town’s lengthy process

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December 16, 2013 • WCBJ

to review successive plans to redevelop the property for office, residential and retail uses, Summit/Greenfield a few years ago sued the town in state and federal court, claiming the owners were prevented from making the Chappaqua Crossing property economically viable. The developer a year ago agreed to halt the legal action in exchange for the town’s approval of a retail zoning district. Summit/Greenfield also paid $1 million in fees the town said it was owed.

Geoffrey Thompson, spokesman for the developer, said the town board agreed to meet certain milestones in its review of Summit/Greenfield’s plans. “Many of those deadlines slipped, and by the terms of the settlement, Summit/Greenfield can reactivate the lawsuits” if the town does not approve the project by the end of this year, he said.

John S. Marwell, attorney for SummitGreenfield, recently urged the town board to approve his client’s revised retail proposal

by Dec. 31 or face renewed legal action.

The attorney warned that there are at least six years of pending tax certioraris filed

by Summit/Greenfield on the Chappaqua Crossing property that could cost the town millions of dollars in tax refunds. He also

warned that the town could lose a major supermarket that would substantially increase the municipal tax base.

The town board, however, referred Summit/Greenfield’s revised retail plan to the New Castle town planning board for review. The city’s planning board will hold a work session meeting to exchange comments about the revised retail plan on Dec. 17.

Summit/Greenfield argued that the location change doesn’t warrant another environmental review process because “there really is no material change in moving a store from one location to another because it’s taking up the same size space in an area that’s already being used for retail,” Thompson said. He said the board “felt there were certain dynamics that needed to be addressed with the location change, including the traffic and visual impacts.”

Summit/Greenfield’s retail plan could be further delayed as three newly elected town board members take office in New Castle on Jan. 1 – incoming supervisor Rob Greenstein and council members Lisa Katz and Adam Brodsky. All three in their election campaigns favored postponing the review of Summit/Greenfield’s retail proposal until the town’s master plan is

updated.

“We know it’s something Summit/ Greenfield had wanted to develop for a long time and we’ll try to move as quickly as possible,” Greenstein said. “I’d like to bring Summit/Greenfield into the process.

They are a major player. But the process should include not just looking at their piece of property but looking at everything in downtown Chappaqua together and figuring out how we can make decisions that benefit each other.”

If the town board delays review of the retail plan until New Castle updates its master plan, Thompson said the developer and the town might lose Whole Foods as a tenant and taxpayer, given its hard deadline for a store opening.

Thompson said preparing a new master plan “could take years. But the town can also just amend the zoning in its existing comprehensive plan and allow commercial retail to be on the site. I’ve seen master plans done. It’s a very lengthy, involved, and complex process. That’s not necessary for a retail store to come to Chappaqua Crossing.”

The Chappaqua Crossing development plan is in its ninth year of review, Thompson noted.

Retired military chief offers ‘pearls’ on leadership

By Georgette Gouveia ggouveia@westfairinc.com

I

s there a difference in the leadership styles of men and women?

“Yes and no,” says retired Brig.

Gen. Becky Halstead. While men and women may be different – men may lead a little more with their heads (generally) and women (generally) with their hearts – neither gender has a monopoly on character and competence, she says.

Halstead knows a lot about these two key ingredients to leadership. She was the first female graduate of West Point (Class of 1981) to be promoted to General Officer and as the senior Commanding General for logistics in Iraq, the first female in U.S. history to command in combat at the strategic level. Her STEADFAST Leadership company was the subject of a 2011 Harvard Business School Leadership Case Study.

And she’s the author of the new “24/7: The First Person You Must Lead Is YOU.” So when she delivered the keynote speech for the inaugural “Pearls

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of Wisdom” event of the United Way Women’s Leadership Council, some 200 women and men leaned in. Over a lunch of filet mignon and mashed potatoes at Trump National Golf Club Dec. 5, Halstead delivered heartier fare. She told the audience members that they must lead by serving others.

“The greatest joy of leading is seeing joy on the faces of those you lead,” she said.

She exhorted the crowd, which she TWB Tota praised for its combination of talent and WCBJ passion, to adopt the servant leadership 7.375” w x 7.125” h model of the Gospel of St. Matthew: 11/20/13 “To whom much is given, much will be required.”

Clearly, those in attendance were on the same page. The council’s “Teach Me to Fish” job-training program and its

“Smart Start” program for at-risk elementary schoolchildren are designed to combat a sobering statistic – 44.8 percent of single mothers with children under age 5 in Westchester County are living below the national poverty line of $23,000 for a family of four.

Halstead described herself as a “very ordinary girl” who grew up in the kind of small upstate New York town that had no traffic lights. She was in the top 15 in her class, she joked, because there were few more than 18 students. Her dream was to go to Ithaca College and become a physical education teacher until she heard that West Point was accepting women.

Going there, she realized, would mean she was not only representing herself; she was representing her family and town as well.

It’s a sense of responsibility that has carried her through numerous assignments and postings, including leading more than 200 multidisciplinary units (20,000 soldiers and 5,000 civilians) as they provided supply, maintenance, transportation and distribution support to more than 250,000 personnel serving in Iraq. In 2006, Halstead became the first female Chief of Ordnance and Commanding General of the Army’s Ordnance Center and Schools (the military equivalent of a university presidency). She was honorably retired as a General Officer in 2008.

Today, Halstead sees a great lack of leadership in the world, in part due to a strange sense of accountability.

“When there are no consequences,” she said, “that’s not accountability.”

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Tax — From page 1

erty tax reduction, the commission recommended that manufacturers receive a state credit against corporate income taxes that would amount to 20 percent of their annual property taxes. Commission members also suggested a larger credit be considered for upstate manufacturers.

The proposed credit to offset property taxes would provide $136 million in annual tax relief to more than 21,000 manufacturing facilities statewide, the commission estimated.

Commission members also recommended lowering New York’s “largely outdated and extremely complex” corporate franchise tax and merging it with the banking franchise tax that businesses pay.

Chief among its proposals for corporate tax reform, the commission recommended the corporate income tax rate be lowered from the current 7.1 percent, in effect since 2007, to 6.5 percent, the lowest level for corporate franchise tax rates since 1968.

The proposed reduction would take effect in 2015. When fully implemented in the state’s 2016- 2017 fiscal year, it would reduce corporate tax revenue for the state by $346 million annually, according to the report.

To “kick-start” upstate manufacturing, the commission recommended a historically low corporate income tax rate of 2.5 percent for manufacturers outside the Metropolitan

Award ­— From page 1

compared with approximately 13 percent last year. The region also received an approximately 8 percent share of state funding in 2011.

The state’s funding pot was reduced this year from $738 million in 2012 and from $785 million in 2011, the first year of Cuomo’s competitive regional council initiative. In the seven-county mid-Hudson region, 84 projects last year were awarded a total of $92.8 million. The region was awarded $67 million for 61 projects in 2011.

Marsha Gordon, president and CEO of The Business Council of Westchester and a Mid-Hudson Regional Economic Development Council member, said a “positive thing” from the awards announcement is $1 million in funding for the White Plains Multimodal Transportation Center, an approximately $1.7 million planning project led by the city of White Plains to redevelop the city’s Metro-North Railroad station and

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December 16, 2013 • WCBJ

Transportation Authority commuter region.

That would additionally reduce taxes by an estimated $24 million among more than 4,300 upstate businesses, according to the report.

The commission also recommended accelerating a scheduled phase-out by 20172018 of a temporary state surcharge on home and business utility bills. The energy assessment would be eliminated in 2014 for industrial customers, while all other customers would benefit from an accelerated end to the program. The proposed measure would bring about $200 million in additional tax relief.

“This will immediately improve the business climate for industrial customers where electric power is a significant cost of production,” the commission reported.

To ease the property tax burden on homeowners, the commission recommended a two-year program that ties state rebates for residents to their local government’s performance in keeping their annual budget within the state’s 2 percent property tax cap and in sharing and consolidating public services with other municipalities.

The commission recommended an effective freeze on residential property taxes in the form of rebates from the state equal to the increase in a homeowner’s tax bill. The rebates would only be given to taxpayers whose school districts and local governments have kept any increase in their annual tax levy at or below the 2 percent cap.

Homeowners would qualify for a secondyear rebate to offset hikes in their property

tax bills if their local governments or school districts again stay within the tax cap and also develop a plan for shared services and administrative consolidations with other districts or municipalities.

The commission said the two-year rebate program when fully phased in would provide $976 million in tax relief to nearly 2.8 million homeowners.

Addressing estate tax reform, the commission recommended raising the exemption level for taxation from New York’s current $1 million estate value to the current federal level of $5.25 million and indexing it for inflation. Commission members also recommended lowering the state’s highest estate tax rate from its current 16 percent to

10 percent.

The commission said those changes “would exempt nearly 90 percent of all estates from the imposition of the estate tax, protect family farms and small businesses and eliminate the incentive for middle-class and wealthy New Yorkers to leave the state to avoid the tax.”

Pataki in a statement accompanying the release of the report said, “Governor Cuomo asked us to focus on real property taxes and we did, delivering a robust program that will provide real relief to middle class taxpayers and especially those on fixed incomes …The Commission worked overtime to deliver our recommendations today and I’m proud of the package we’ve assembled.”

downtown transportation hub to serve all modes of travel and to maximize the area’s economic development potential.

“It’s very key to our area,” Gordon said.

The regional council selected the White Plains application as a priority project related to the council’s strategy to revitalize the region’s infrastructure.

Gordon also pointed to the state’s $1 million award to SUNY New Paltz to establish a national center for 3-D printing at the Hudson Valley Advanced Manufacturing Center on the New Paltz campus. “I think it will have a very positive effect on this entire region,” Gordon said of the $14.26 million 3-D initiative, the regional council’s top priority project in its strategy to invest in technology to stimulate economic growth. “It will spawn a new industry.”

The state funding will support the university’s purchase of state-of-the-art 3-D printing equipment for use by students and area entrepreneurs. A spokesperson for the Hudson Valley Economic Development Corp. (HVEDC) in New Windsor said the 3-D printing project stands to receive an

additional $1 million in private and corporate funding. That includes $250,000 in private investments from businessman Sean Eldridge, a founding partner this year of the Hudson Valley Advanced Manufacturing Center, $250,000 from Central Hudson Gas & Electric, the regional utility, and a commitment of $500,000 in venture capital to help launch new 3-D printing enterprises in the region from Hudson River Ventures L.L.C., a regionally focused small business investment fund in Kingston founded by Eldridge in 2011.

HVEDC has focused this year on coordinating the creation of a 3-D manufacturing industry in the region. Laurence P. Gottlieb, president and CEO of HVEDC, called the state award “a major step forward for both SUNY New Paltz and the business community across our region.”

“3-D printing is one of the most exciting technologies to be developed over the past decade, and the Hudson Valley has a tremendous opportunity to become a hub for this new industry sector,” Gottlieb said in a prepared statement.

The state also awarded $1.5 million for the Kingston Connectivity Project, an infrastructure improvements project by the city of Kingston to design and build a rail trail network for bicyclists, pedestrians and other non-motorists. The project is expected to reduce tragic congestion and fossil fuel emissions in the city.

Long Island and three upstate regions received the largest shares of state funding as top performers in this year’s awards competition.

Long Island, focused this year on recovery from Hurricane Sandy, was awarded $83 million. The Capital region, whose economic development council has helped make the Albany area a global leader in nanotechnology research and development, was awarded $82.8 million. The Mohawk Valley was awarded $82.4 million and projects in the North Country region stand to receive $81.3 million from Albany.

The full list of awards and projects is available at http://regionalcouncils.ny.gov/ assets/documents/2013REDCBooklet.pdf.

Source: New York State Tax Relief Commission Final Report

ask andi

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Looking for a good book? Try “How to I don’t understand what’s going they can leave net income in the business how quickly they can sell it off, may want on, on the balance sheet. and use it to boost retained earnings and to deduct inventory from current assets Read a Balance Sheet: The Bottom Line on tHougHts oF tHe daY: The balance sheet takes a snapshot of the health of the company at a specific point in time. Most business owners concentrate on learning how to use the profit and loss statement, but overlook how the balance sheet can help them. The balance sheet helps to set goals for how you, as a business owner, want things to change over time.

There are three parts to the balance sheet: assets, liabilities and equity. Assets are broken into two or three major categories. Current assets are items that are already in cash, such as a checking account, and items that can be converted to cash within 12 months, such as accounts receivable.

Liabilities represent the debts of the company. Like assets, short term liabilities are liabilities you expect to pay off within 12 months. This includes credit lines and the current year’s portion of any term loans. Long-term liabilities are debts that are expected to take more than a year to pay off.

Multiyear term loans and multiyear equipment loans are two examples of long-term loans. With long-term loans, ideally the amount of principal to be paid off during the year is moved from longterm liabilities to current liabilities. Each month, as you make payments on your loans, part of that payment goes to reduce principal. This shows up on the balance sheet as a reduction in the current portion of the long-term loan. This is a little bit of extra accounting paperwork, but gives the business owner a much more accurate picture of what’s happening to liabilities throughout the year.

Equity is what is left over when liabilities are deducted from assets. The equity section of the balance sheet is the sum of several items, including shares issued in exchange for investments made in the business, goodwill and retained earnings among others.

Goodwill is meant to represent intangible values, for example the value of proprietary systems and brand equity.

Setting its value is tricky, complicated and requires outside expertise.

Retained earnings represents the sum of all the net income that has been reinvested all the years. It doesn’t have to be cash. It can show up as cash, inventory, fixed assets, property, etc. Business owners have a choice to make at the end of each year. They can remove net income from the business and take it home or

equity.

One of the ways to measure progress in a business is to monitor ratios. Debt to equity and current assets to current liabilities are two key ratios to keep on top of. A good rule of thumb is to keep debt-to-equity ratio below 250 percent, meaning that for every dollar of equity, the company has no more than $2.50 of loans and other debts.

A good rule of thumb for current assets-to-current liabilities ratio is to keep above 200 percent. In other words, for every dollar owed that must be paid off in the next 12 months, the company has $2 or more in current assets. Companies with high inventory and concerns about

when calculating the current assets-tocurrent liabilities ratio. This is known as the quick ratio.

Planning to sell the business one day? Accurately attending to the balance sheet throughout the years of business and focusing on building up assets and reducing liabilities leads to more options.

Ability to leverage the company and staying on top of having enough cash through the years to build a healthy company helps you build long term exit value. Retaining earnings in the company, rather than taking everything home each year puts you in control of how the company grows and helps you to build sale value according to a plan.

What You Need to Know about Cash Flow, Assets, Debt, Equity, Profit...and How It all Comes Together” by Rick Makoujy.

Andi Gray is president of Strategy Leaders Inc., strategyleaders.com, a business-consulting firm that specializes in helping small to midsize, privately held businesses achieve doubled revenues and tripled profits in repetitive growth cycles.

Interested in learning how Strategy Leaders can help your business? Call now for a free consultation and diagnostic process: (877) 238-3535. Do you have a question for Andi?

Email her: AskAndi@StrategyLeaders.com Visit AskAndi.com for an entire library of her articles.

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7

DEALS &DEEDS Pizza parlor goes to college

Iona College last month closed on the purchase of a North Avenue pizzeria popular with students in New Rochelle for more than 35 years.

The college paid $935,000 for the 1,200-square-foot Cannone’s Pizza and Chicken Wings at 654 North Ave. With

the deal, Iona controls all of the frontage on that North Avenue block adjoining its New Rochelle campus. College officials are exploring options to develop student housing and other college facilities both on campus and along North Avenue.

The sale of the recently closed pizzeria, whose longtime owner died in August after 36 years in business at that location, was brokered by Goldschmidt & Associates in Scarsdale. Joann Murphy, owner-broker of Ellinghouse & Stacy Inc.

in Scarsdale, represented Iona College.

GHP inks sale, lease deals

A Larchmont investor, Polaris Properties L.L.C., last month paid $2.55 million to acquire 313 Central Ave. in Greenburgh, an 18,799-square-foot office/flex/medical building that had been repositioned and fully leased by the seller, GHP Office Realty L.L.C. in Harrison. GHP’s investment sales division was led in the deal

by Jamie Schwartz, GHP executive vice

313 Central Ave., Greenburgh

president, assisted by GHP senior director Kelly Houlihan Buckley.

GHP Office Realty in 2012 sold an 8,800-square-foot retail building on the same Central Avenue property to another buyer for $1.4 million. A wireless cell tower on the property last year sold for $1.76 million to AP Wireless Investments.

“The result of those sales and the sale of 313 (Central Ave.) maximized the investors return,” Schwartz said in a press release.

In the White Plains central business district, GHP Office Realty reported a total of nearly 7,700 square feet of space leased this fall at 170 Hamilton Ave. The 60,000-square-foot office building, where GHP recently completed capital improvements that included new elevator cabs and mechanicals and lobby and common area renovations, is 96 percent leased, Schwartz said.

The Great American Title Agency Inc. leased 4,050 square feet at 170 Hamilton.

The real estate title agency was represented in-house by John Hughes, while GHP leasing associates Brendan Hickey, Meghan McEvoy and Kelly Houlihan Buckley brokered the deal for the landlord.

Havkins Rosenfeld Ritzert & Varriale L.L.P., an insurance defense law firm, renewed and expanded its lease for 3,636 square feet of space at 170 Hamilton. The firm also has offices in Long Island and Manhattan.

The law firm was represented by member attorneys Steven Rosenfeld and Tara Fappiano, while GHP was represented by Schwartz.

Law firms lease in White Plains

Three law firms have leased more than 23,600 square feet of space at 120 Bloomingdale Road, the 145,000-squarefoot office complex and former Nestlé headquarters in White Plains acquired a year ago by Faros Properties L.L.C. and Caspi Development L.L.C. Fentin and Goldman L.L.P., a firm specializing in residential real estate,

8

December 16, 2013 • WCBJ

leased approximately 3.400 square feet of space, while the Law Offices of Joseph R. Miano leased about 3,600 square feet.

Cabanillas & Associates P.C. relocated from another Caspi-owned White Plains building, the Renaissance Corporate Center at 235-245 Main St., to lease 16,800 square feet of office space at 120 Bloomingdale. The expanding firm specializes in real estate foreclosure defense, bankruptcy, and immigration, Gregory V. Frisoli, executive managing director at Newmark Grubb Knight Frank, and senior managing director Lawrence A. Ruggieri are leasing agents for the building.

Former state hospital sold

A 19th century landmark in Poughkeepsie, the long-vacant Hudson River State Hospital has been acquired by a New Jersey developer for $4 million.

Brokers at Houlihan Lawrence Commercial Real Estate Group in Rye Brook said the buyer, Diversified Realty Advisors L.L.C. of Summit, N.J., plans to redevelop the 155-acre site on Route 9 for commercial, hospitality and residential uses.

Nicholas W. Minoia, managing part-

ner at Diversified Realty, in an email said he did not want to comment “at this time” on the company’s plans for the property. The company on its website also lists planned townhouse and multifamily apartment developments at Hyde Park in Dutchess County and in Newburgh and New Windsor in Orange County.

Houlihan Lawrence Commercial Group director Tom LaPerch and Houlihan Lawrence agent Steve Salomone represented the seller, Hudson Heritage

L.L.C., in the November deal. Kevin McGrath, of McGrath Realty Inc. in Fishkill, represented the buyer.

Opened in 1871 as the Hudson River State Hospital for the Insane, the former psychiatric center closed about 12 years ago and has fallen into disrepair. “This site has been lying dormant for several years and now it is slated to come back in the spotlight and jumpstart the local economy, “ LaPerch said in a press release.

– John Golden

Hospital’s New Rochelle purchases near $40M

Affiliates of Montefiore Health System this fall paid approximately $38.6 million for the New Rochelle hospital, nursing home and housing properties acquired from the bankrupt Sound Shore Health System, according to deed filings at the Westchester County Clerk’s Office.

The Bronx-based hospital paid $25,353,900 for Sound Shore Medical Center of Westchester, since renamed Montefiore New Rochelle. Montefiore paid $10,060,458 for Sound Shore’s nursing home facility, Schaffer Extended Care Center, and $3,214,727 for the Sound Shore housing complex at 5-29 Glover Johnson Place in New Rochelle.

The region’s advanced care hospital.

Wine and workouts in Bronxville

A fast-growing Manhattan-based fitness and exercise business and a Larchmont wine and tapas bar will open locations near the Metro-North Railroad station in downtown Bronxville in 2014.

Admiral Real Estate Services Corp., the Bronxville retail brokerage, said SoulCycle Spinning Studio has leased 9,300 square feet of space at 94 Kraft Ave. SoulCycle, whose full-body indoor cycling workout that has made it a popular bicoastal brand, also operates studios in Rye Brook, Scarsdale and Greenwich, Conn.

Crush Wine Bar has leased 2,000 square feet of retail space at 112 Kraft Ave. Owner Jennifer Deutsch opened her first Crush bar and eatery in 2012 in downtown Larchmont.

Jonathan Gordon, president and CEO of Admiral Real Estate Services, and Admiral broker Haryn Intner represented the landlord in both transactions and also represented Crush Wine Bar in its lease deal. SoulCycle was represented by Peter Levine of Charter Realty & Development Corp. in Rye Brook.

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9

THELIST: highest paid CEOs RANKED BY TOTAL COMPENSATION

WESTCHESTER COUNTY

HIGHLY COMPENSATED CEOs IN PUBLIC COMPANIES

NEXT LIST: DECEMBER 23 westchester county GOLF AND COUNTRY CLUBS

Rank

Ranked by total compensation.

Name, address, phone number Area code: 914 (unless otherwise noted) Website

1 2 3 4 5 6 7

GAMCO Investors Inc.

8

Morgan Stanley & Co.

9 10 11 12 13 14 15 16 17 18 19 Sources:

CEO Title Age • year appointed (in current position)

Year of data

Salary $

Bonus $

Stock awards $

Option awards $

Nonequity incentive plan compensation $

Change in retention plan value $

Change in pension value and nonqualified deferred compensation earnings $

All other compensation $

Total compensation $

2012

0

0

0

0

0

0

0

68,970,486

68,970,486

Leonard S. Schleifer M.D., Ph.D. President and CEO 60 • 1988

2012

1,000,000

2,300,000

0

26,630,306

0

0

0

116,791

30,047,097

Virginia M. Rometty Chairman, president and CEO 55 • 2012

2012

1,500,000

0

9,259,000

0

3,915,000

181,656

641,346

687,725

16,184,727

Kevin Burke Chairman, president and CEO 62 • 2005

2012

1,214,042

315,400

4,179,060

0

1,577,200

0

7,414,192

138,960

14,838,854

Indra K. Nooyi Chairman and CEO 57 • 2006

2012

1,600,000

0

7,527,736

0

3,300,000

0

1,631,919

149,379

14,209,034

2012

831,781

1,910,000

9,377,997

0

591,025

0

44,020

180,139

12,934,962

Ajay S. Banga President and CEO 53 • 2010

2012

983,333

0

3,750,236

3,749,847

2,450,000

0

0

348,041

11,281,457

James P. Gorman Chairman and CEO 54 • 2012

2012

800,000

2,575,000

6,984,208

0

0

0

292,454

20,552

10,672,214

Frits Van Paasschen President and CEO 52 • 2007

2012

1,250,000

0

4,327,101

1,172,036

2,300,000

0

0

53,902

9,103,039

William J. Flynn President and CEO 59 • 2006

2012

978,788

0

4,305,096

0

1,364,424

0

0

257,818

6,906,126

James E. Lillie CEO 51 • 2011

2012

982,300

982,300

1,992,900

0

1,964,600

0

0

106,231

6,028,331

Richard A. Barasch Chairman and CEO 59 • 1995

2012

1,009,035

693,725

1,122,000

1,611,458

0

0

0

464,743

4,900,961

Denise L. Ramos CEO and president 56 • 2011

2012

850,000

0

1,870,000

935,000

978,350

0

109,444

30,528

4,773,322

Mitchell E. Hersh President and CEO 62 • 1999

2012

1,050,000

1,000,000

1,344,296

0

0

0

0

371,729

3,766,025

Richard M. Smith President and CEO 53 • 2011

2012

650,000

0

0

1,703,315

0

0

0

433,206

2,786,521

Frederic M. Zinn President and CEO 62 • 2009

2012

590,000

0

491,600

0

138,813

0

0

1,384,232

2,604,645

Matthew Mannelly President and CEO 54 • 2009

2013

629,533

0

80,007

160,000

1,140,000

0

0

9,750

2,019,290

Mark R. Baker President and CEO 58 • 2011

2012

517,500

155,250

0

689,244

0

0

0

15,612

1,377,606

Joseph W. Brown CEO 64 • 2008

2012

500,000

0

0

0

0

0

0

175,000

675,000

Mario J. Gabelli

1 Corporate Center, Rye 10580 921-5100 • gabelli.com

Chairman, CEO and chief investment officer, value portfolios

70 • 1976

Regeneron Pharmaceuticals Inc. 777 Old Saw Mill River Road, Tarrytown 10591 347-7000 • regeneron.com

International Business Machines Corp.** 1 New Orchard Road, Armonk 10504 499-1900 • ibm.com

Consolidated Edison Inc. (Headquartered in New York City) 511 Theodore Fremd Ave., Rye 10580 (800) 752-6633 • coned.com

PepsiCo Inc.

700 Anderson Hill Road, Purchase 10577 253-2000 • pepsico.com

Avon Products Inc.

Sheri McCoy

(Sheri McCoy succeeded Andrea Jung as CEO in April 2012) 54 • 2012

(Headquartered in New York City) 601 Midland Ave., Rye 10580 935-2000 • avon.com

MasterCard International

200 Purchase St., Purchase 10577 249-2000 • mastercard.com (Headquartered in New York City) 2000 Westchester Ave., Purchase 10577 225-5510 • morganstanley.com

Starwood Hotel & Resorts Worldwide Inc. 1111 Westchester Ave., White Plains 10604 640-8100 • starwood.com

Atlas Air Worldwide Holdings Inc. 2000 Westchester Ave., Purchase 10577 701-8000 • atlasair.com

Jarden Corp.

555 Theodore Fremd Ave., Rye 10580 967-9400 • jardencorp.com

Universal American Financial Corp.

6 International Drive, Suite 190, Rye Brook 10573 934-5200 • uafc.com

ITT Corp.♦ 1133 Westchester Ave., White Plains 10604 641-2000 • itt.com

Mack-Cali Realty Corp.

(Headquartered in Edison, N.J.) 100 Clearbrook Road, Elmsford 10523 592-4800 • mack-cali.com

BioScrip Inc.

100 Clearbrook Road, Elmsford, 10523 460-1600 • bioscrip.com

Drew Industries Inc. 200 Mamaroneck Ave., White Plains 10601 428-9098 • drewindustries.com

Prestige Brands 90 N. Broadway, Irvington 10533

524-6810 • prestigebrands.com

Progenics Pharmaceuticals Inc. 777 Old Saw Mill River Road, Tarrytown 10591 789-2800 • progenics.com

MBIA Inc. 113 King St., Armonk 10504 273-4545 • mbia.com Information taken from company websites and proxy statements.

THE WEEKLY LIST IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/the-lists/ for more information and to view a sample.

10 December 16, 2013 • WCBJ

County job market eases up again

Budget ­— From page 3

care funding.

The bipartisan support for the budget represents a turnaround from last year’s approval process, which ended with most of the Democratic caucus storming out before the vote and later calling into question its legality. Legislator Michael Kaplowitz, one of two Democrats who formed a coalition with Republicans during last year’s budget vote, said he was happy with the support from both sides this time around.

“We didn’t get everything we wanted in the process, nor did the county executive, but we worked together to put forward a plan that best serves the people of Westchester County,” Kaplowitz said.

One aspect that did not change from Astorino’s proposal was the use of a pension amortization program, in which the county essentially defers part of its anticipated $96 million contribution to the state pension fund. Under a state plan, municipalities can essentially borrow from Albany for its obligation to the fund, then pay back the borrowed amount with 3 percent interest over a 10-year period. When Moody’s Investors Services downgraded the county’s bond rating last month – from its highest rating, AAA, to AA1 – it cited “structural imbalances” in budgets from the amortization as a factor in its decision.

Some lawmakers during budget negotiations had proposed reducing the deferment by $650,000, but the board did not support the measure.

Large scale layoffs were not part of

• The industries most actively hiring this past month were transportation, services and health care.

• Top job categories were logistics, sales and health services.

RO Saavy ad-WBJ_RO Saavy ad While the data from the county still is lagging a bit in its release after the government shutdown, the storylines are still somewhat clear. Area hiring coming into the fall was strong, suggesting a mix of pent-up demand from the summer and some growth. As we hit December we are seeing softness that usually is tied to the fact that late September and October hiring is mostly about seasonal and year-end needs.

Employers continue to show a high num-

the budget, but the slimming down of department budgets may result in several lost of positions but a net increase of staff countywide. Still looming with county laborers is the lack of a contract for the Civil Service Employees Association, the last of eight public labor unions to agree to a contract. One point of contention in the contract process has been Westchester seeking larger employee contributions to health care premium costs.

Until recently, county employees did not contribute to their health care coverage. The other unions agreed after negotiations to contribute to their plans, with employees in 2014 expected to pay $4 million of a projected $95 million health care bill for Westchester.

When Astorino held a press conference last month announcing his proposal, he said the average salary of a county worker is $76,414, higher than the average Westchester private-sector salary of $65,185. In addition to base salary, Astorino said, Westchester pays as much as $45,000 more per employee each year due to health care and other “fringe costs.”

“Our county workers do a terrific job,” Astorino said at the time. “The problem is they are very expensive. So together, labor and management sat down to work out contracts that are fair to our workers and fair to our taxpayers.”

Although the county tax levy will remain flat, the impact on individual tax bills can vary by municipality based on assessed property values and equalization rates. County taxes make up about 20 percent of a Westchester property owner’s tax bill. School districts account for about 60 percent of a total property tax bill.

ber of open positions posted, suggesting the continued need for talent. Recent job fairs in the marketplace also suggest a broad level of need for a wide range of position types, all of which are good signs for the county.

9/18/13 6:59 PM Page 1 With all the positive indicators comes the reality that the market has given back some job activity, with two consecutive months of modest pullback. If December holds to past year’s patterns then the month will be soft to a little down, setting the stage for January as a recovery month. As the financial markets

look to the Federal Reserve for indications that it will ease its participation in economic stimulation, the county needs to watch how any news of that nature affects employer behavior. Stay tuned.

David Lewis is President/CEO of WestchesterCountyJobs.com, the region’s most prolific job board with over 100,000 area visitors a month to his network of job boards to view jobs from over 4,000 area employers. You can learn more about David and his team at www.WestchesterCountyJobs.com.

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ovember was another active month for the Westchester County job market, but with another slight decrease in open jobs posted – of about 5 percent vs.

October, across multiple industries and in various towns.

That followed a month that showed a 7 percent decrease in job market activity.

This news follows in the footsteps of the national reports that indicated a strongerthan-expected level of hiring for November.

Some key items of note regarding November: • White Plains continues to show itself as the hub of job market activity, followed this month by Yonkers and Tarrytown.

BY DAVID LEWIS

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WCBJ • December 16, 2013

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SPECIAL professional REPORT services

Sustainable housing slow to gain traction in Westchester

BY CRYSTAL KANG ckang@westfairinc.com

G

eraldine Angel, a White Plains resident and real estate agent at Keller Williams Realty, decided to go green and retrofit her ranch-style single family home with the idea of saving on her energy bills. She wanted to create a sustainable home design that would appeal to her clients and neighbors.

Her home would be only the third home in Westchester certified by LEED, the U.S. Green Building Council’s Leadership in Energy and Environmental Design program.

Angel went to a public showing of the county’s first LEED-certified home, River Town House, a two-family market rate condominium in Hastings-on-Hudson. There she met architect Christina Griffin, whom Angel later hired for the work to her home.

Despite the popularity of commercial projects centered on sustainability, few residential homeowners in Westchester have jumped on the green bandwagon. Some would-be green homeowners may be turned off by the large initial cost of installing solar panels or double-paned windows. But some contractors, architects and realtors are seeing what has been missing in Westchester homeowners’ understanding of sustainable housing: more resources and guidelines that give them incentives to go green.

The initial cost of retrofitting a home with equipment using energy-efficient material as opposed to non-green material is 10 percent higher, whereas the initial cost of installing energy-efficient equipment in a new home versus non-green material is 5 percent more, Griffin said. That doesn’t include miscellaneous costs such as paying for a permit from the municipal government that make it all the more challenging to renovate a home.

Griffin designed two of the three Westchester homes that have been LEEDcertified since 2009. Seventeen Westchester homes are LEED-registered, according to the U.S. Green Building Council.

For her part, Angel decided to go all in when going green – doubling her budget.

Despite the multimillion dollar cost, she said it was worth it.

“Having a LEED certification adds to the credibility of what I did to retrofit my house green and gets the attention of others even if they themselves are not interested in pursuing a LEED certification,” Angel said.

She said she wanted her home to serve as a model for her clients who might be curious to learn more about LEED and ways to go green.

Angel’s sustainable home, which has 32 solar panels, a wood-burning fireplace, a geothermal heating system and low pressure faucets, showerheads and toilets, has cut her energy bills by more than half. She said she used to pay $150 to $435 a month on her electricity bills, but now pays between $47 and $95 a month. She no longer pays monthly heating and gas bills because she no longer uses fossil fuels.

Griffin, principal of Christina Griffin Architects P.C., in Hastings-on-Hudson is one of the few LEED-accredited architects in Westchester to incorporate green design work into her projects. LEED is a national certification system developed by the nonprofit U.S. Green Building Council to encourage the construction of energy-efficient buildings.

It uses a ranking system to rate buildings as meeting silver, gold or platinum standards.

Angel’s home has gold certification.

Griffin said one goal of her project when designing the condominium at Hastings-onHudson was to completely remove dependency on fossil fuels by using an underground geothermal system to heat and cool the home. But for most homeowners, this green strategy isn’t practical because of the high initial costs.

“When people looked at the cost of the building, not many were willing to invest in a geothermal envelope because they don’t initially see how much they’ll save,” Griffin said.

But some local municipalities are giving homeowners an incentive to go green, Griffin said. In Hastings-on-Hudson, Griffin helped create a green building code that aims to minimize the short-term and long-term negative impacts on the environment, reduce greenhouse gas emissions and provides own-

The kitchen of the Angel home on Holbrooke Road in White Plains.

ers with economic benefits if they use renewable resources to supply their energy and water.

“I helped update the Hastings-onHudson green code, which was a three-year process,” Griffin said. “We did case studies, and it was approved in October.” She said Greenburgh, White Plains, Harrison and Scarsdale are also interested in adopting a green code.

The American Institute of Architects (AIA) Westchester Hudson Valley launched a sustainable design database in 2011 to give homeowners more resources and tools. The database includes information about sustainable projects and design strategies.

William Pfaff, principal of Pfaff Architects in Upper Nyack and former president of the AIA chapter, said the goal next year is to populate the database with existing sustainable housing project ideas.

“We have several projects in there, and we’re in the process of refining it and reaching out to architects and other entities to bring more projects into the database,” Pfaff said.

The challenge of filling out the database is there aren’t many projects that use sustainable models just yet, Pfaff said. “Projects are very much client-driven,” he added.

But there’s an even greater push to create more dialogue around sustainable housing.

Griffin, who founded the Green Building Professional Consortium with her husband, said she is working with her organization to create a center for sustainable development that will bring together architects, engineers, nonprofits, plumbers, electricians and real-

tors and serve as a resource and learning hub for green strategies and technologies.

Griffin has been meeting with government officials in local municipalities to talk about housing the center. She said Yonkers looks very promising.

“There is certainly awareness about sustainability, and local municipalities are developing the green codes now,” Pfaff said. “We’ll get there eventually.”

The New York State Energy Research and Development Authority (NYSERDA) covers the cost of energy audits and provides a database of contractors who provide the services.

The federal and state governments also offer a 30 percent tax credit to help homeowners pay for alternative energy equipment, including solar hot water heaters, solar electricity equipment and wind turbines, and labor costs.

“The majority of younger people are very interested,” Angel said. “But a lot is curtailed by the initial expenses. They’re more likely to get energy-efficient appliances and LED light bulbs than geothermal heating and double-paned windows.”

But homeowners who are environmentally conscious will make energy efficiency a priority no matter what the financial costs.

“I was able to help a woman phase a big project,” Griffin said. “She wasn’t going to renovate the whole house, but I helped her figure out how to get the insulation, increase the thermal envelope and seal up the gaps in her windows. Even if they don’t renovate everything, if they have a heating system that is 10 years old, at the very least, they update it and get a high efficient oil or gas boiler.”

WCBJ • December 16, 2013

13

professional services

Suspicious ledgers: fraud from within

BY JENNIFER BISSELL jbissell@westfairinc.com

T John Matula, private investigator, with Carl Cartuaro, FBI special agent.

14 December 16, 2013 • WCBJ

here is a slump in general whitecollar crime prosecutions nationwide. But at the FBI’s White Plains agency, Special Agent Carl Cartuaro says he’s seeing an uptick in employee theft, especially from those in upper management.

“It’s been interesting lately,” Cartuaro said. “It’s a trend we see an increase in, perhaps because of the economic times.”

Whether it’s a chief financial officer sending checks to fake vendors or an employee taking advantage of a one-signature payment system, Cartuaro said busi-

ness leaders should be examining their internal controls. Often employee theft only comes to light after there’s a fresh set of eyes on the books, he said.

During a seminar Dec. 6, several fraud and law experts said businesses can best avoid fraudulent activity by separating financial duties, limiting access and performing periodic reviews. The seminar was hosted by Citrin Cooperman & Co. L.L.P., an accounting, tax and consulting firm with offices in White Plains and Norwalk, Conn.

“Do a little due diligence,” Cartuaro said. “Everyone works hard for their money.”

The most common white-collar crime nationally is fraud by wire, radio or television, followed by mail fraud and bank fraud, according to the U.S. Department of Justice. It can be devastating if a thief is one of your own, but it won’t happen unless the opportunity to steal exists in the first place, said John Matula, a licensed and bonded private investigator.

Transactions should be spot-checked for dollar amount and payee regularly, in addition to occasional outside audits, said Matula, who has owned his practice since 1981. There could be a big difference between the payees, Superior Cleaning Services and Superior Janitorial.

Additionally, Matula said to be wary of employees who refuse to take vacations and work excessively. No one has the opportunity to sit at those employees’ desks to see what they’re up to, he said.

They could be hiding something. Matula urged employers to perform rigorous background checks on new employees and set up anonymous hotlines for employees to report suspicious behavior, even within small companies.

Once an employer has reason to believe an employee has stolen, he or she should proceed with caution and determine what the scope of the investigation will be, said Susan Corcoran, an attorney at Jackson Lewis P.C. in White Plains.

Company officials will need to decide whether or not to get the FBI involved or press charges. They’ll also need to be discreet and respectful when asking the employee to leave, to avoid an emotional distress lawsuit.

“We have to think about what our game plan is,” Corcoran said. “Despite the fact that you may be upset, careful planning and communication is very important.”

FACTS& FIGURES ON THE RECORD WESTChESTER BANKRUPTCIES The following petitions were filed in the U.S. Bankruptcy Court for the Southern District of New York in White Plains. Chapter 11 indicates the filer intends to submit a plan of reorganization to the court. Chapter 7 indicates a liquidation of assets.

White Plains

caramoor center for Music and the Arts Inc., et al. Filed by Michael Weissman. Action: diversityother contract claim. Attorney for plaintiff: Michael Scott Levine.

Filed Dec. 4. Case no. 13-08607.

goldfarb properties Inc., et al.

Filed by Jonathan Hernandez. Action: job discrimination claim.

Attorney for plaintiff: Marjorie Mesidor. Filed Dec. 5. Case no.

13-08640.

cpn corp. Filed by J & J Sports Production Inc. Action: claim filed under the Cable Communications Act of 1984. Attorney for plaintiff: Jacqueline Marie Muratore. Filed Dec. 4. Case no. 13-08626.

grand green Stone Inc. Filed

by Angel Gonzalez, et al. Action: claim filed under the Fair Labor Standards Act of 1938. Attorney for plaintiff: Michael Antonio Faillace.

Filed Dec. 4. Case no. 13-08613.

citigroup global Markets Inc. Filed by Mary Kay Duffy. Action: job discrimination claim. Attorney for plaintiff: Jonathan Adam Bernstein. Filed Dec. 3. Case no.

13-08584.

gutlove & Shirvint Inc., et al.

Filed by Leonard Schwartz, et al.

Action: employee benefits claim.

Attorneys for plaintiff: Paul Alvin Friedman and Margaret Casey Thering. Filed Dec. 3. Case no.

13-08954.

pomona chop House, Inc., 40 Ramland Road South, Suite 203 B, Orangeburg 10962. Chapter 7, voluntary. Attorney: Rosemarie E. Matera, Spring Valley. filed Dec. 6. Deetown Entertainment Inc. Filed by Joseph Katsaros. Action: Case no. 13-23982. copyright infringement claim. Attorneys for plaintiff: Brian D. Caplan and Jonathan James. Filed COURT CASES Dec. 3. Case no. 13-08596.

The following cases appear on the docket of the U.S. District Court for the county of Westchester in White Plains.

Eastern farms Inc., et al. Filed

by Gerardo Flores, et al. Action: claim filed under the Fair Labor Standards Act of 1938. Attorneys for plaintiff: Justin Cilenti and Peter Bank of America corp., et al. Hans Cooper. Filed Dec. 3. Case no.

Filed by County of Mendocino, 13-08592. et al. Action: antitrust litigation claim. Attorneys for plaintiff: Jo- Erickson Beamon Ltd., et al. Filed seph W. Cotchett, Frank Cadmus by the estate of Bette Davis. Action: Damrell Jr., Aron K. Liang, Nanci E. trademark infringement claim.

Nishimura and Thomas Reed Park- Attorneys for plaintiff: Theodore er. Filed Dec. 5. Case no. 13-08644. John Minch. Filed Dec. 6. Case no.

13-08666.

Bayer Healthcare pharmaceuticals Inc. Filed by Andrea Penaflor. E.S. Sutton Inc., et al. Filed by Action: diversity-product liability Kids Apparel Club Inc. Action: claim. Attorneys for plaintiff: Dawn trademark infringement claim. AtM. Chmielewski, John R. Climaco, torneys for plaintiff: Laura A. Alos Margaret M. Metzinger and Patri- and Jura Christine Zibas. Filed cia Nicole Syverson. Filed Dec. 9. Dec. 3. Case no. 13-08566.

Case no. 13-08715.

Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

four green fields L.L.c., et al.

Filed by Olga Brito, et al. Action: claim filed under the Fair Labor Standards Act of 1938. Attorneys for plaintiff: Lloyd Robert Ambinder and Kara Sue Miller. Filed Dec. 3.

Case no. 13-08586. general cable corp. Filed by the city of Livonia Employees’ Retirement System. Action: claim filed under the Securities Exchange Act of 1934. Attorney for plaintiff: David Avi Rosenfeld. Filed Dec. 4.

Case no. 13-08634.

WJL Equities corp., et al. Filed by Kevin Tate. Action: claim filed under the Fair Labor Standards Act of 1938. Attorney for plaintiff: George Theodore Peters. Filed Dec. 4.

Case no. 13-08616.

DEEDS Above $1 million 471 McLean Avenue L.L.c., Paramus, N.J. Seller: McLean Associates L.L.C., North Salem. Property: 471 McLean Ave., Yonkers. Amount: $4.8 million. Filed Dec. 10.

9 taylor Lane L.L.c., Rye. Seller: John F. Ryan, et al, Clifton, Va. the Hanover Insurance co. Filed Property: 9 Taylor Lane, Harrison.

by NYC Construction Service Inc. Amount: $1.2 million. Filed Dec. 6.

Action: diversity-insurance contract claim. Attorney for plaintiff: croton falls fire District, North Manny A. Frade. Filed Dec. 4. Salem. Seller: John David Principe, Case no. 13-08638.

West Hartford, Conn. Property:

cardiff Development Inc., Yonkers. Seller: John Del Bene, Mount Vernon. Property: 58A Mount Vernon Ave., Mount Vernon. Amount: $105,000. Filed Dec. 9. cardiff Development Inc., Yonkers. Seller: Toru Holding Corp., Mount Vernon. Property: 56 Mount Vernon Ave., Mount Vernon. Amount: $70,000. Filed Dec. 10. central Bank of Southwest florida, Fort Myers, Fla. Seller: James L. Karl II, Marco Island, Fla. Property: 47 East St., Lewisboro. Amount: $500,000. Filed Dec. 9. constable realty L.L.c., Bronxville. Seller: Kathleen D. Gryzlo, Larchmont. Property: 41 Sherwood Drive, Mamaroneck. Amount: $657,500. Filed Dec. 4.

federal Home Loan Mortgage corp., McLean, Va. Seller: Christopher B. Meagher, White Plains.

1 Sun Valley Drive, North Salem. Property: 482 McLean Ave., YonKay Market Inc. Filed by Vasilik Amount: $1.2 million. Filed Dec. 6. kers. Amount: $417,862. Filed Dec. 6.

Vasilopoulos. Action: federal question: other claim. Attorney: Jason J. nazzaro partnership L.p. Seller: D. Friedman. Filed Dec. 3. Case no. Exxon Mobil Corp., Fairfax, Va. IBIM L.L.c., Cortlandt Manor.

13-08562.

Property: 3320 Old Crompond Seller: Geraldine Wassey, Cortlandt Road, Yorktown. Amount: $3.4 Manor. Property: 99 Locust Ave., Cortlandt. Amount: $350,000. Filed nonna restaurant corp., et al. million. Filed Dec. 4.

Dec. 4.

Filed by Roberto Velazquez, et al.

Action: claim filed under the Fair national transfer Services Labor Standards Act of 1938. At- L.L.c., Bloomington, Minn. Seller: JEES group Inc., White Plains. torney for plaintiff: Robert Louis Ryan M. McInerney, Rye. Property: Seller: Elizabeth C. Dolce, HarKraselnik. Filed Dec. 3. Case no. 999 Forest Ave., Rye. Amount: $6.3 rison. Property: 72 Waller Ave., 13-08587.

White Plains. Amount: $565,000. million. Filed Dec. 6.

Filed Dec. 10. north Shore-Long Island Jewish Health System, Inc., et al. Filed Linvic corp., Croton-on-Hudson.

by Ahna Blutreich. Action: job dis- Below $1 million Seller: Mary Ellen Olufsen, Crotoncrimination claim. Attorney for on-Hudson. Property: 68 Grand plaintiff: Jonathan Adam Bernstein. 117-119 rectory Street L.L.c., St., Cortlandt. Amount: $405,000.

Rye Brook. Seller: Rafael Garcia, Filed Dec. 6.

Filed Dec. 3. Case no. 13-08583.

Miami, Fla. Property: 117-119 Recoebin Ltd., et al. Filed by Hugo tory St., Rye. Amount: $250,000. M and M Enterprises L.L.c.

Cespedes Terrazas, et al. Action: Filed Dec. 6.

Seller: OWB REO L.L.C. Property: personal injury claim. Attorney for 18 Turin Ave., Bedford. Amount: plaintiff: Michael Andrew Orozco. 38-40 Eldredge corp., Briar- $355,000. Filed Dec. 9. cliff Manor.

Seller: SR Holdings I Filed Dec. 4. Case no. 13-08602.

L.L.C., Greenwich, Conn. Property: Magnus Manor L.L.c., Pleasantplaza realty Associates L.L.c., 38-40 Eldredge St., Rye. Amount: ville. Seller: Broad and Bailey Inc., $415,000.

Filed Dec. 10. et al. Filed by Guru Denim Inc. Pleasantville. Property: 424 Bedford Action: trademark infringement Road, Mount Pleasant. Amount: claim. Attorneys for plaintiff: Rob- 400 Warburton L.L.c., Bronxville. $900,000. Filed Dec. 6. ertson Drake Beckerlegge and Seller: Moonraker Acquisitions Heather Jane McDonald. Filed L.L.C., White Plains. Property: 400 Warburton Ave., Greenburgh. Main/Broadway L.L.c., Ossining.

Dec. 4. Case no. 13-08622.

Seller: Sunoco Inc., Philadelphia, Amount: $460,000. Filed Dec. 10.

Pa. Property: 197 S. Highland Ave., tranen capital Ltd. Filed by Arent Ossining. Amount: $600,000. Filed Fox L.L.P. Action: diversity-other 900 commerce Street L.L.c., Bri- Dec. 6. contract claim. Attorney for plain- arcliff Manor. Seller: Frank Russo, tiff: Michael S. Cryan. Filed Dec. 3. Palm City, Fla. Property: 900-902 Commerce St., Mount Pleasant.

Case no. 13-08585.

Amount: $600,000. Filed Dec. 4.

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WCBJ • December 16, 2013

15

NEWSMAKERS plus awards and events Engineering firm promotes three OLA CONSULTING ENGINEERS in Hawthorne, a sustainability-focused industry leader in all aspects of building systems analysis, design and commissioning for nearly 40 years, has announced that JONATHAN KATZ, RICHARD JOYCE and MATTHEW AMICONE have been promoted from senior engineers to associates.

“An exceptional staff is key to exemplary client service and delivery of innovative solutions and designs on every project,” said OLA President PATRICK F. LYNCH. “Jonathan, Richard and Matthew have repeatedly demonstrated their ability to raise the bar and create positive outcomes for clients.”

Katz, who has been with the firm since 2006, is part of its Energy Engineering Services Group. He has expertise in conducting energy audits, feasibility studies, mechanical design for HVAC and energy projects, building control systems design, whole building simulations and energy modeling of building systems.

Joyce, a 10-year veteran of OLA, is part of the firm’s mechanical engineering Serses group. He typically designs all disciplines of mechanical engineering on his projects, including HVAC, plumbing and fire protection.

Amicone, joined OLA as a summer intern during college and began full time after graduation in 2002. As part of the firm’s electric engineering services group, he has experience in a broad spectrum of projects, including government facilities, K-12 schools, higher education, retail, medical, office and critical environment spaces.

Bank hosts Boomer HUDSON VALLEY BANK, headquartered in Yonkers, recently hosted BOOMER ESIASON, legendary quarterback, network commentator and TV and radio host, at a networking meeting of the bank’s business development board (BDB) at the Doubletree Hilton in Tarrytown. Pictured with Esiason, from left,

are Stephen R. Brown, president and CEO of Hudson Valley Bank; and BDB members Patrick A. Diggins, retired president of Diggins Mechanical Corp. in Thornwood; and Eric Bergstol, president, Bergstol Enterprises in Pomona. Boomer, whose career included playing for the Cincinnati Bengals, New

York Jets and Arizona Cardinals, led the Bengals to the Super Bowl in 1998 against San Francisco. He is a TV and radio sports analyst and personality for CBS, WFAN and Westwood One. Hudson Valley Bank’s Business Development Board is a group of business leaders who act as liaisons with the communities served by the bank.

Firm names associates DIANE ABATE has been named associate at PETER GISOLFI ASSOCIATES, ARCHITECTS, LANDSCAPE ARCHITECTS L.L.P. of Hastings-on-Hudson and New Haven, Conn. Abate joins three other staff members recently promoted to associate: KLAUS KALMBACH, ANDY RONG-HUI LIN and RONEN WILK. “These appointments are our recognition of the consistent high quality and important values these professionals bring to our firm and our clients. They are among the best at what they do,” said Peter Gisolfi, senior partner. “Diane Abate is thorough and personable, with a special talent for steering complex projects efficiently and meeting objectives on time and on budget. Klaus Kalmbach has remarkable knowledge about the craft of architecture; his ability to create elegant detail is a major contribution to our work. Andy Lin has been a key member of many projects teams; his experience and broad base of skills make him an exceptional project architect

16 December 16, 2013 • WCBJ

and project manager. Ronen Wilk is responsible for setting and maintaining our high standards of landscape architectural design and construction documents; he assures that each project is built to reflect those standards.”

Abate particiAbate pates in the development of master plans and conceptual designs and coordinates the preparation of construction documents, as well as all aspects of construction administration. She is a registered architect and a cum laude graduate of the Spitzer School of Architecture, City College of the City University of New York.

Kalmbach is the senior design detailer and a construction coordinator for the firm.

Kalmbach

He is both an architect and landscape architect, with a Bachelor of Architecture degree and a Bachelor of Science degree in landscape architecture from the Spitzer School of Architecture. He is a registered architect and registered landscape architect.

Rong-Hui Lin is a project architect and project manager. He is a registered architect and a LEED AP (Leadership in Energy and Environmental Design, accredited profes-

Lin

Wilk

sional). He holds a Master of Architecture degree from Columbia University.

Ronen Wilk is the firm’s senior landscape architect and oversees all site-work design and landscape architecture construction. He holds a Bachelor of Science degree in landscape architecture and a master’s degree in urban design/planning, both from the Spitzer School of Architecture. He is a registered landscape architect.

eQUinoX partners With BLYtheDaLe EQUInoX ScArSDALE and MAMAronEcK have partnered with BLYtHEDALE cHILDrEn’S HoSpItAL – one of only 19 pediatric specialty hospitals in the United States – in recognition of the national movement “giving Tuesday.” Equinox is asking both members and others to donate toys, art supplies or books at either its Scarsdale or Mamaroneck facility. Nonmembers who donate items will receive a two-week trial membership and a three-day pass to give to friends. All Equinox members who donate will receive a small gift from The Shop. Donations will be accepted through Dec. 29.

“We are extremely pleased to partner with Equinox this holiday season,” said LEnA cAVAnnA, director of community relations. “In addition to brightening the holidays in a big way for our patients, they are helping to raise awareness of Blythedale’s programs and services. We are very grateful, not only for their generosity, but also for the example they set in the community.”

“We are very big supporters of the work Blythedale Children’s Hospital is doing with children in need in the Westchester community,” said tIM pALAncIA, Equinox Mamaroneck general manager.

White pLains hospitaL receiVes recognition AMErIcAn DIABEtES ASSocIAtIon (ADA) EDUcAtIon rEcognItIon cErtIfIcAtE for a quality diabetes selfmanagement education program was recently awarded to the WHItE pLAInS HoSpItAL DIABEtES EDUcAtIon AnD trEAtMEnt cEntEr. The center has been recognized by the ADA since 1998 for providing high-quality education.

Programs apply for recognition voluntarily and those that achieve recognition status must have a staff of knowledgeable health professionals who can provide participants with comprehensive information about diabetes management.

“The recognition gives professionals a national standard by which to measure the quality of services they provide,” said MIcHAEL pALUMBo, medical director and executive vice president of White Plains Hospital. “It also assures patients that they will receive high-quality care and education from trained professionals with specialized expertise in diabetes.”

Bank honors nonprofits tHE pEopLE’S UnItED coMMUnItY foUnDAtIon in Bridgeport, Conn., the philanthropic arm of People’s United Bank, honored its grant recipients during a recognition breakfast held at the People’s United Bank branch on Mamaroneck Avenue in White Plains.

For the third grant cycle of 2013, People’s United Community Foundation awarded $40,500 to eight nonprofit organizations in White Plains, Hawthorne, North Salem and New York City.

Funding supported initiatives ranging from basic needs services and homelessness prevention programs to technol-

ogy training and first-time homebuyer counseling.

Recipients included Bridge Fund of New York, Community Capital of New York, Community Housing Innovations, El Centro Hispano, Miracle Hands, National Foundation for Teaching Entrepreneurship, Westchester Coalition for the Hungry and Homeless and Westchester Exceptional Children.

“It’s always a pleasure to meet with our nonprofit partners to hear about the positive impact they are having on children and families throughout our communities,” said VIncEnt SAntILLI,

LangUs Joins fooD Bank AprIL K. LAngUS is the new manager of communications and events at The Food Bank for Westchester in Elmsford.

“Her work ethic and desire to support our ongoing fight against hunger and poverty in Westchester made this an easy decision for us. April is going to be a terrific addition to our staff,” said ELLEn LYncH, executive director.

Prior to joining the Food Bank, Langus worked with Westchester area Ameriprise Financial Services Inc., Private Wealth Advisors as its in-house marketing manager. Langus also served

as operations and marketing manager at Joan Lunden Productions in Armonk and was marketing services manager at Media Marketing Associates in Chappaqua.

“I’m thrilled to have this opportunity to become a staff member at the Food Bank,” Langus said. “The team is exceptional; hardworking, smart and committed to the organization’s mission, to alleviate hunger in Westchester county.”

Langus received a bachelor’s degree in communications from Ithaca College and resides in Chappaqua.

executive director of the foundation.

“This recognition event also provides a great opportunity for organizations to get together to share best practices and discuss collaborative efforts. We look forward to continuing our support in New York state and recognizing the organizations that are doing great work.”

During the third grant cycle of 2013, People’s United Community Foundation awarded a total of $694,000 in grants to 132 nonprofit organizations throughout the communities it serves in Connecticut, New York, Massachusetts, Vermont, New Hampshire and Maine.

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17

FACTS&FIGURES Meg Deshpande Holdings II Foreclosure L.L.C., Larchmont. Seller: Frank Auctions L. Wagner, Larchmont. Property: 7 Maple Hill Drive, Mamaroneck.

Amount: $875,000. Filed Dec. 10.

HASTINGS-ON-HUDSON, 76 Saw Mill River Road. DescripMJCJ Properties L.L.C., Yorktown tion: N/A. Lot size: N/A. Plaintiff: Heights. Seller: Thomas Matthew Deutsche Bank National Trust Co. Reynolds, Yorktown Heights. Prop- Plaintiff’s attorney: Gross Poloway erty: 3358 Peter Lane, Yorktown. & Orlans, P.O. Box 540, Getzville; (716) 204-1700. Defendant: David Amount: $220,000. Filed Dec. 6.

Lyn. Referee: Royden Letsen Sale: Dec. 19, 10:30 a.m. Approximate Mount Vernon Homes Housing lien: $903,742.

Development Fund Corp., Mount Vernon. Seller: Community Housing Innovations Inc., White Plains. MOUNT VERNON, 44 Forster Property: 19 N. High St., Mount Ave. Single-family residence. Lot Vernon. Amount: $55,000 Filed size: N/A. Plaintiff: US Bank National Association. Plaintiff’s attorDec. 10. ney: Sheldon May & Associates, 255 Merrick Road, Rockville Centre; Nationstar Mortgage L.L.C. Sell- (516) 763-3200. Defendant: Paul er: Mark Alan Siesel, White Plains. Vernon Stewart. Referee: Kevin CoProperty: 3700 Campbell Court, hen. Sale: Dec. 18, 10 a.m. ApproxiYorktown. Amount: $415,540. Filed mate lien: $605,136.

Dec. 9.

PORT CHESTER, 4 Lockwood Richmond Children’s Center Place. Apartments; .08 acre. PlainInc., Mount Kisco. Seller: 88 North tiff: Wachovia Mortgage FSB. PlainRoad Realty L.L.C., Harrison. Prop- tiff’s attorney: Druckman & Sinel, erty: 88 North St., Greenburgh. 242 Drexel Ave., Westbury; (516) Amount: $230,000. Filed Dec. 10.

876-0800. Defendant: Joseph Cannavo. Referee: Guy Thomas Parisi.

Richmond Children’s Center Sale: Dec. 16, 10:30 a.m. ApproxiInc., Mount Kisco. Seller: Brian mate lien: $586,714.

Bonsignore, Valhalla. Property: 738 E. Main St., Yorktown. Amount: THORNWOOD, 745 Warren $145,000. Filed Dec. 10.

Ave. Single-family residence. Lot size: N/A. Plaintiff: Morgan Stanley Ross Alan Inc., Bedford. Seller: Mortgage Capital Holdings L.L.C. William Mazurak, et al, Greenwich, Plaintiff’s attorney: Druckman & Conn. Property: 16 Vinton Ave., Sinel, 242 Drexel Ave., Westbury; Bedford. Amount: $165,000. Filed (516) 876-0800. Defendant: Roger DiCarlo. Referee: Joseph Vozza.

Dec. 9.

Sale: Dec. 17, 9:30 a.m. Approximate lien: $583,472.

Sirva Relocation Properties L.L.C. Seller: Edward Delaney, et al, Hastings-on-Hudson. Property: YONKERS, 12 Cedar Place.

88 Southgate Ave., Greenburgh. Three-family; 50 x 174. Plaintiff: US Bank National Association.

Amount: $749,875. Filed Dec. 6.

Plaintiff’s attorney: Gross Polowy & Orlans, P.O. Box 540, Getzville; The DM Equities of New York (716) 204-1700. Defendant: TaL.L.C., Harriman. Seller: Liberfaleen Reid. Referee: Charles A. tyville Capital Group L.L.C., MontD’Agostino. Sale: Dec. 16, 11 a.m. gomery. Property: Clarion Drive, Approximate lien: $507,235.

Greenburgh. Amount: $207,125.

Filed Dec. 9.

YONKERS, 127 Hillcrest Ave. Single-family residence; 92 x 90.

U.S. Bank N.A. Seller: John M. Plaintiff: Central Mortgage Co. Perone, Larchmont. Property: 4 Plaintiff’s attorney: Berkman, HeGrove St., Mount Kisco. Amount: noch, Peterson & Peddy, 100 Gar$754,070. Filed Dec. 6. den City Plaza, Garden City; (516) 222-6200. Defendant: Bettino Vision Group of Westchester Es- Bougrgeois. Referee: Christopher tate L.L.C., West Harrison. Seller: Mangold. Sale: Dec. 16, 10 a.m. ApCity of Yonkers. Property: 168 proximate lien: N/A Ashburton Ave., Yonkers. Amount: $140,000. Filed Dec. 6.

Weichert Workforce Mobility Inc., Morris Plains, N.J. Seller: Michelle Morale, et al, Armonk. Property: 23 Orchard Drive, North Castle. Amount: $607,500. Filed Dec. 6.

Judgments

Antonia Arts Inc., Peekskill. $3,092 in favor of Friends of the Mozartina Musical, Tarrytown.

Filed Dec. 3.

Cumbal, Efrain, et al. Filed by Wilmington Trust N.A. Action: seeks to foreclose on a mortgage to secure $361,550 affecting property located at 3583 Overlook Ave., Yorktown Heights 10598. Filed July 24.

Tri-Value Air Conditioning and Heating Corp., Peekskill. $7,822 in favor of Wallwork Brothers Inc., Dekrell, Gloria, et al. Filed by West Caldwell, N.J. Filed Dec. 3.

Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage Coastal Recovery Corp., White Village Animal Clinic, Ardsley. to secure $312,000 affecting propPlains. $32,886 in favor of Victo- $8,232 in favor of Butler Schein erty located at 223 Sprout Brook rinox Swiss Army Inc., Monroe, Animal Health, Dublin, Ohio. Filed Road, Cortlandt Manor 10567.

Filed July 24.

Dec. 4.

Conn. Filed Dec. 5.

Arooj Construction Co., Bronx. $20,094 in favor of Transportation Insurance Co., Tarrytown. Filed Dec. 4.

Deborah McCarthy Inc., Bedford. $86,167 in favor of Wampus Ridge Farms Inc., White Plains. Filed Dec. 2.

EF Management L.L.C., Mount Vernon. $63,223 in favor of Oasis Ambulette Service Inc., Bronx.

Filed Dec. 3.

Harmony Associates Inc., Yonkers. $1,051 in favor of C and F Steel Corp., Elmsford. Filed Dec. 4.

HCA Genesis Inc., Lake Katrine. $66,705 in favor of Associated Geriatric Network Inc., New Rochelle.

Filed Dec. 4.

Indoor Courts America, North Salem. $380,232 in favor of Island Tennis L.P., Kings Park. Filed Dec. 2.

JMA Landscaping Inc., Eastchester. $5,208 in favor of Lehigh Cement Company L.L.C., New Rochelle. Filed Dec. 3.

Jordan Anderson Inc., Rye Brook. $111,224 in favor of Hamilton Equity Group L.L.C., Buffalo. Filed Dec. 2.

Joseph L. Suppa and Sons Inc., Port Chester. $4,036 in favor of Concrete Cutting Company Inc., Port Chester. Filed Dec. 5.

Metropolis HVAC Contractors Inc., Yonkers. $16,413 in favor of Local Union 373 United Associates of Journeymen and Apprentices of the Plumbing and Pipefitting Industry Local 373 Benefit Funds Board of Trustees, Mountainville.

Filed Dec. 2.

Michael J. Russo Agency Inc., Jefferson. $4,101 in favor of First Niagara Bank N.A., Buffalo. Filed Dec. 2.

Pizza Dora, Yonkers. $12,075 in favor of All County Homes Corp., Yonkers. Filed Dec. 6.

484 Main Street Realty Corp., Harrison. $150,655 in favor of PPS Transport Inc., Ossining.

Amazon Concrete Inc., Danbury, $12,207 in favor of Direct Chassislink Inc., Charlotte, N.C. Filed Conn. Filed Dec. 4.

Dec. 3.

18 December 16, 2013 • WCBJ

R and F Associates Group Inc., Briarcliff. $15,555 in favor of Estate Motors Inc., White Plains. Filed Dec. 2.

Doria, Cynthia, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortLis Pendens gage to secure $417,000 affecting property located at 35 Agnola St., The following filings indicated a legal Tuckahoe 10707. Filed July 25. action has been initiated, the outcome of which may affect the title to Eastman, Kelly, aka Kelly F. Fraithe property listed. oli, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a Almonte, Mario R., et al. Filed mortgage to secure $659,594 affectby Wells Fargo Bank N.A. Action: ing property located at 27 Oakridge seeks to foreclose on a mortgage Road, North Salem. Filed July 23. to secure an unspecified amount affecting property located at 61 Dalton Road, Yonkers 10701. Filed Edwards, Catherine, et al. Filed

by James B. Nutter and Co. Action: July 24. seeks to foreclose on a mortgage to secure an unspecified amount afBarrett, Arlett, individually and fecting property located at 578 E. on behalf of the estate of Jeffrey Third St., Mount Vernon 10553.

L. Barrett, et al. Filed by Wells Filed July 23.

Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $504,000 affecting property located Elliott, John W., et al. Filed by at 3224 Lakeshore Drive, Mohegan Champion Mortgage Co. Action: seeks to foreclose on a mortgage to Drive 10547. Filed July 25. secure $230,000 affecting property located at 20 Conklin Ave., CortBurke, Wayne, et al. Filed by Na- landt Manor 10567. Filed July 25. tionstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure an unspecified amount Filippone, Glenn R., et al. Filed affecting property located at 573 by GMAC Mortgage L.L.C. Action: E. Third St., Mount Vernon 10553. seeks to foreclose on a mortgage to secure $368,000 affecting propFiled July 24. erty located at 160 Ferndale Road, Scarsdale 10583. Filed July 25.

Cervi, Anthony, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to Fortes, Mario, as executor of the secure $412,500 affecting property estate of Mirna Fortes, et al. Filed located at 14 Stewart Road, South by Deutsche Bank National Trust Co. Action: seeks to foreclose on a Salem 10590. Filed July 24. mortgage to secure $480,000 affecting property located at 9 Lincoln Chen, Ke Xin, et al. Filed by HSBC Ave, Rye Brook 10573. Filed July 25.

Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $528,000 affecting property located Gisbert, Nelson, et al. Filed by at 65 S. Beechwood Road, Bedford U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure Hills 10507. Filed July 25. $750,000 affecting property located at 35 Rose Hill Ave., New Rochelle Cole, Norene Graham, et al. Filed 10804. Filed July 24.

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $517,500 affecting property Guzman, Daisy, et al. Filed by Nalocated at 41-43 S. 10th Ave., Mount tionstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage Vernon 10550. Filed July 24. to secure $331,365 affecting property located at 742 Panorama Drive, Mohegan Lake 10547. Filed July 24.

Hidalgo, Ligia B., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $422,099 affecting property located at 1109 Constant Ave., Peekskill 10566. Filed July 30.

Kellyman, Norman, et al. Filed

by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $322,240 affecting property located at 21 Pelton St., Yonkers 10705. Filed July 24.

Lieberman, William, et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $760,000 affecting property located at 17 Hudson Drive, Dobbs Ferry 10522. Filed July 25.

Locke, Graham B., et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $175,000 affecting property located at 14 Manitou Trail, White Plains 10603. Filed July 25.

Lopez, Maribel, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $359,474 affecting property located at 193 Ridge Ave., Yonkers 10703. Filed July 25.

Lopez, Valentino, et al. Filed by 650 Brooklyn L.L.C. Action: seeks to foreclose on a mortgage to secure $437,500 affecting property located at 100 Union Ave., New Rochelle 10801. Filed July 23.

Marsico, James E., aka James E. Marisco, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $660,000 affecting property located at 2 Whippoorwill Road, Rye Brook 10573. Filed July 23.

Martin, Peter G., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $520,000 affecting property located at 48 Ogden Place West, Dobbs Ferry 10522. Filed July 23.

Mason, Eva, aka Eva Cooke, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 21 Broad Street East, Mount Vernon 10552. Filed July 23.

Materia, Jennifer L., aka Jennifer L. Bodick, et al. Filed by PNC Bank N.A. Action: seeks to foreclose on a mortgage to secure $350,000 affecting property located at 9 Round Hill Road, Armonk 10504. Filed July 23.

McAllister, Lena May, et al. Filed

by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $350,000 affecting property located at 13 Woodrow Ave., Yonkers 10710.

Filed July 24.

McDowdell, Larry, et al. Filed

by LNV Corp. Action: seeks to foreclose on a mortgage to secure $65,000 affecting property located at 156 Union Ave., Mount Vernon 10550. Filed July 24.

Phillips, Lorraine, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $350,000 affecting property located at 430 Fourth Ave., Pelham 10803. Filed July 24.

Seay, Imojean, et al. Filed by OneWest Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $544,185 affecting property located at 311 Thirds Avenue South, Mount Vernon 10550. Filed July 23.

Porter, Colin James, et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $385,000 affecting property located at 183 Griffen Ave., Scarsdale 10583. Filed July 25.

Slade, William, et al. Filed by Chase Home Finance L.L.C. Action: seeks to foreclose on a mortgage to secure $412,000 affecting property located at 64 Vallyview Road, Cortlandt Manor 10567.

Filed July 24.

Rodriguez, Luis, et al. Filed by Parker, Wesley J., et al. Filed by HSBC Bank USA N.A. Action: BAC Home Loans Servicing L.P. seeks to foreclose on a mortgage to Action: seeks to foreclose on a secure $350,000 affecting property mortgage to secure $175,000 af- located at 154 Hyatt Ave., Yonkers fecting property located at 320 Mc- 10704. Filed July 24.

Clellan Ave., Mount Vernon 10550.

Filed July 24.

Ruiz, Ana, et al. Filed by Signature Bank. Action: seeks to foreclose on Persaud, Coomar, et al. Filed by a mortgage to secure $320,000 afJPMorgan Chase Bank N.A. Action: fecting property located at 175 Elm seeks to foreclose on a mortgage to St., Yonkers 10701. Filed July 23. secure $300,700 affecting property located at 551 N. Columbus Ave., Scherer, Gregory, et al. Filed by Mount Vernon 10552. Filed July 25. JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $285,000 affecting property located at 41 Old Mill Road, Shenorock 10587. Filed July 24.

Vamush Properties Inc, et al.

New Businesses Filed by 650 Brooklyn L.L.C. Action: seeks to foreclose on a mortgage to secure $221,250 affecting This paper is not responsible for typroperty located at 395-397 E. Third pographical errors contained in the original filings.

St., Mount Vernon. Filed July 24.

Viertl-Brown, Nicole, as heir to the estate of Herbert M. Viertl, et al. Sole Proprietorships Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mort- A Perfect Plan, 271 Ravencrest gage to secure $255,000 affecting Road, Yorktown Heights 10598, c/o property located at 22 Hubbard Heather A. Pellegrino. Filed Dec. 7.

Drive, White Plains 10605. Filed July 24.

AC Properties, 2899 Mead St., YorSolis, Angel, et al. Filed by The ktown 10598, c/o Joseph Carlucci.

Bank of New York Mellon. Action: Filed Dec. 6. seeks to foreclose on a mortgage Mechanic’s Liens to secure $580,000 affecting propAliBaba Restaurant, 654 Central erty located at 95 Haseco Ave., Port Park Ave., Yonkers 10704, c/o MuCitibank, as owner. $18,812 as Chester 10573. Filed July 24. claimed by L and M Co., Port Ches- hammad Assi. Filed Dec. 6. ter. Property: in White Plains. Filed Souza, Ana Marta, et al. Filed by Dec. 4.

Ambor Editions, 512 Millwood HSBC Bank USA N.A. Action: Road, Mount Kisco 10549, c/o Edseeks to foreclose on a mortgage to secure $304,000 affecting prop- Metropolitan Plaza WP L.L.C., as ward Colker. Filed Dec. 7. erty located at 325 N. Seventh Ave., owner. $11,302 as claimed by L and Mount Vernon 10550. Filed July 25. M Co., Port Chester. Property: in Ancient Peony Acupuncture, White Plains. Filed Dec. 4.

36 Granite Springs Road, Granite Springs 10527, c/o Shlomo Lang.

Tringali, Joseph, et al. Filed by Residential Credit Solution. Action: Pelaez, Vicky, as owner. $1,605 as Filed Dec. 6. seeks to foreclose on a mortgage to claimed by Richards Building Supsecure $1.3 million affecting prop- ply L.L.C., Poughkeepsie. Property: erty located at 6 Cliff Place, Ar- in Yonkers. Filed Dec. 2. monk. Filed July 25.

AWYN, 2 Canfield Ave., No. 120, White Plains 10601, c/o Aldwyn McPherson. Filed Dec. 6.

Bedford and Barrow, 314 Livingston Ave., 105E, Mamaroneck 10543, c/o John Richard Haigis Jr. Filed Dec. 6.

Dee’s Taxes, 651 N. Terrace Ave., No. 39, Mount Vernon 10552, c/o Darrell McCutchen. Filed Dec. 7.

Elanvitalcreations, 24 Parkway Circle, Mount Vernon 10552, c/o Elan Stephenson. Filed Dec. 6.

Franks Landscaping, 28 Interlaken Drive, Eastchester 10709, c/o Nancy Forgione. Filed Dec. 7.

FRS Construction, 33 Pilgrim Drive, Port Chester 10573, c/o Fernando Raimundo de Souza. Filed Dec. 6.

Harmony Angel, 3 Sherwood Terrace, Apt. 1J, Yonkers 10704, c/o Alicia E. Vasquez. Filed Dec. 6.

LP Plumbing, 28 Oregon Road, Cortlandt Manor 10567, c/o Levar Pegram. Filed Dec. 6.

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Call Us! 914-238-3500 WCBJ • December 16, 2013

19

FACTS&FIGURES Natoli Photography, 60 Locust Dynamic specification of powAve., Apt. 615, New Rochelle 10801, er-supply sources. Patent no. c/o Thomas Natoli. Filed Dec. 6.

8,600,574 issued to Rick A. Hamilton II, Charlottesville, Va.; JuNBA Group, 89 Vista Place, Mount lianne F. Haugh, Austin, Texas; Vernon 10550, c/o Nandkumarie Clifford A. Pickover, Yorktown Heights; James R. Kozloski, YorkBoodhoo Azeem. Filed Dec. 7. town Heights; Brian M. O’Connell, Research Triangle Park, N.C.; and Pet-ible Creations, 48 Gordon Keith R. Walker, Austin, Texas. AsAve., Apt. 2, Sleepy Hollow 10591, signed to International Business c/o Serena Fiorella. Filed Dec. 7.

Machines Corp., Armonk.

Susan Richman Photography, 21 Pinecrest Drive, Hastings-onHudson 10706, c/o Susan Richman.

Filed Dec. 7.

Publishing content to social network sites from applications.

Patent no. 8,599,408 issued to Keith W. Grueneberg, Hawthorne; Amy G. Katriel, Oakland, N.J.; Lei Kuang, Ramsey, N.J.; and Mark K. Singley, Skillman, N.J. Assigned to International Business Machines Corp., Armonk.

Real-time automatic caller speech profiling. Patent no.

8,600,013 issued to Sheri G. Daye, Boca Raton, Fla.; Peeyush Jaiswal, Boca Raton, Fla.; and Fang Wang, Plano, Texas. Assigned to International Business Machines Corp., Armonk.

Field-effect transistor (FET) and method of forming the FET without damaging the wafer surface. Patent no. 8,598,664 issued to Kangguo Cheng, GuilderWilliam Torres Foundation, 100 land; Bruce B. Doris, Brewster; and Columbus Ave., Tuckahoe 10707, Yu Zhu, West Harrison. Assigned to Scheduling cool air jobs in a data International Business Machines center. Patent no. 8,600,576 issued c/o Jeanette Torres. Filed Dec. 7.

Corp., Armonk. to Christopher J. Dawson, Arlington, Va.; Vincenzo V. Diluoffo, SanPatents Identifying and visualizing at- dy Hook, Conn.; Rick A. Hamilton tributes of items based on attri- II, Charlottsville, Vs.; and Michael The following patents were issued by bute-based RFID tag proximity. D. Kendzierski, New York City. Asthe U.S. Patent and Trademark Of- Patent no. 8,599,023 issued to Jac- signed to International Business fice in Washington, D.C. quelle D. Leggett Jr., Raleigh, N.C.; Machines Corp., Armonk. and Philippa M. Rhodes, Raleigh, Apparatus for controlling writ- N.C. Assigned to International Semiconductor structure having data and method for the Business Machines Corp., Ar- ing NFET and PFET formed in same. Patent no. 8,599,511 issued monk.

SOI substrate with underlapped to Toshiyuki Shiratori, Tokyo, Jaextensions. Patent no. 8,598,663 pan; and Kohei Taguchi, Yoko- Nanostructure electrode for issued to Kangguo Cheng, Schehama, Japan. Assigned to Interna- pseudocapacitive energy stor- nectady; Bruce B. Doris, Brewster; tional Business Machines Corp., age. Patent no. 8,599,533 issued to Balasubramanian S. Haran, WaArmonk.

Richard A. Haight, Mahopac; Ste- tervliet; Ali Khakifirooz, Mounphen M. Rossnagel, Pleasantville. tain View, Calif.; Pranita Kulkarni, Combining multiple cues in a Assigned to International Busi- Slingerlands; and Ghavam G. Shahidi, Pound Ridge. Assigned to visual object detection system. ness Machines Corp., Armonk.

International Business Machines Patent no. 8,600,105 issued to Jonathan H. Connell, Cortland Manor. Pausing keep-alive messages and Corp., Armonk.

Assigned to International Busi- roaming for virtual private netness Machines Corp., Armonk. works on mobile computing de- Semiconductor structure havvices to save battery power. Pat- ing varactor with parallel DC Coupling system for data receiv- ent no. 8,599,745 issued to Stephen path adjacent thereto. Patent no. ers. Patent no. 8,599,966 issued to W. Babin, Cedar Park, Texas. As- 8,598,683 issued to David M. Fried, Troy J. Beukema, Briarcliff Manor; signed to International Business Hopewell Junction; and Edward J. Nowak, Essex Junction, Vt. AsGautam Gangasani, Hopewell Machines Corp., Armonk. signed to International Business Junction; and Thomas H. Toifl, Zurich, China. Assigned to Interna- Port enable signal generation for Machines Corp., Armonk. tional Business Machines Corp., gating a memory array device Armonk. output. Patent no. 8,599,642 issued Smarter-grid: method to forecast to Paul A. Bunce, Poughkeepsie; electric-energy production and Data-session synchronization John D. Davis, Maybrook; Diana utilization subject to uncertain with phone numbers. Patent M. Henderson, Poughkeepsie; and environmental variables. Patent no. 8,600,359 issued to Mark Bailey, Jigar J. Vora, Westborough, Mass. no. 8,600,572 issued to Sri M. SriGlendora, Calif.; James E. Chris- Assigned to International Busi- Jayantha, Yorktown Heights. Astensen, Cortlandt Manor; Steven ness Machines Corp., Armonk. signed to International Business D. Daniels; Merrick; Jason B. Ellis, Machines Corp., Armonk.

New York City; and Robert G. Far- Process for enhanced 3D interell, Cornwall. Assigned to Interna- gration and structures genertional Business Machines Corp., ated using the same. Patent no.

Armonk.

8,600,202 issued to Evan G. Colgan, Armonk; and Sampath PuruDynamically managing a so- shothaman, Armonk. Assigned to cial network group. Patent International Business Machines no. 8,601,055 issued to Andrew Corp., Armonk.

Bryan Smith, Morrisville, N.C.; and Mark Douglas Weitzel, Durham, N.C. Assigned to International Business Machines Corp., Armonk.

20 December 16, 2013 • WCBJ

HUDSON VALLEY Building Loans Below $1 million Field of Dreams Inc., Slate Hill, as owner. Lender: Sterling National Bank, Montebello. Property: in Wawayanda. Amount: $233,100.

Filed Dec. 4.

Kalimeras, Anthony C., et al, Kingston, as owner. Lender: Rondout Savings Bank, Kingston. Property: 5 Valhank Drive, Ulster Park.

Amount: $300,000. Filed Dec. 6.

O’Donnell’s and Sons Inc., Fishkill, as owner. Lender: TEG Federal Credit Union, Poughkeepsie. Property: 113 Logan’s Way, Maybrook.

Amount: $188,500. Filed Dec. 5.

Sun Jelly-Birchwood NY RV L.L.C., Southfield, Mich. Seller: Birchwood Lodge Inc., Greenfield Park. Property: in Wawarsing.

Amount: $5.3 million. Filed Dec. 4.

Below $1 million

Federal National Mortgage Association. Seller: Ralph L. Puglielle Betar Properties L.L.C., Dumont, Jr., New Windsor. Property: 194 N.J. Seller: Christal Soehnlein, River W. Main St., Middletown 10940.

Edge, N.J. Property: in Esopus. Amount: $411,451. Filed Dec. 4.

Amount: $400,000. Filed Dec. 2.

Force Holdings L.L.C., Monroe.

Brigadoon at Highland Mills Seller: 90 Linden Avenue L.L.C., H.O.A., Poughkeepsie. Seller: Monroe. Property: 77 MonhaCounty of Orange, Goshen. Prop- gen Ave., Middletown. Amount: erty: in Woodbury. Amount: $145,000. Filed Dec. 6. $30,000. Filed Dec. 5.

HSBC Bank USA N.A. Seller: Cardinal Court Apartments Roberto Suarez Jr., Poughkeepsie.

L.L.C., Pawling. Seller: Kings Court Property: 1820 S. Brett St., Beacon Apartments L.L.C., Poughkeep- 12508. Amount: $225,500. Filed sie. Property: in Poughkeepsie. Dec. 4.

Amount: $50,000. Filed Dec. 5.

Hudson Valley Federal Credit ChristoTrail L.L.C., Hopewell Union, Poughkeepsie. Seller: SteJunction. Seller: SAR I Inc., Wayne, ven H. Klein, Poughkeepsie. PropN.J. Property: in East Fishkill. erty: 33G Alpine Drive, Wappinger.

Amount; $167,000. Filed Dec. 2.

Amount: $525,000. Filed Nov. 29.

O’Donnell’s and Sons Inc., Fishkill, as owner. Lender: TEG Federal Dutchess Point II L.L.C., Beacon.

Credit Union, Poughkeepsie. PropSeller: 380 Main Street Beacon erty: 103 Logan’s Way, Maybrook.

L.L.C., Beacon. Property: in Beacon.

Amount: $180,050. Filed Dec. 6.

Amount: $800,000. Filed Dec. 5.

Solfrian, Jeffrey, et al, Hurley, as owner. Lender: Ulster Savings Bank, Kingston. Property: 592 Creekside Road, Hurley 12443.

Amount: $191,800. Filed Dec. 6.

Eastern U.S. Taiwan Culture Promotion Association Inc., New Hampton. Seller: Young Men’s Christian Association of Middletown, N.Y., Middletown. Property: in Mount Hope. Amount: $80,000.

Weiss, Jamie B, et al, as owner. Filed Dec. 6.

Lender: TD Bank N.A. Property: in Pleasant Valley. Amount: $300,000.

Federal National Mortgage AsFiled Dec. 3. sociation. Seller: Anita Drumming, Queens. Property: 2 Ridge Ave., Port Jervis 12771. Amount: $141,704. Filed Dec. 5.

Deeds

Above $1 million

Federal National Mortgage Association. Seller: Kevin G. Franqui, et al, New York City. Property: 1208 Whispering Hills Drive, Unit 150, Chester 10034. Amount: $152,809.

Filed Dec. 4.

Federal National Mortgage Association. Seller: Ariel Futerfas, Bearsville. Property: 214 W. Chestnut St., Kingston 12401. Amount: $218,183. Filed Dec. 3.

Coca-Cola Refreshments USA Inc., Atlanta, Ga. Seller: Southeastern Container Inc., Enka, N.C. Property: in Wappinger. Amount: Federal National Mortgage Association. Seller: Christopher P. $21.3 million. Filed Dec. 2.

Dowdell, et al, Goshen. Property: Highland Meadows Senior 12 McNally St., Goshen 10924.

Housing Development Fund Amount: $404,433. Filed Dec. 5.

Company Inc., Wappingers Falls.

Seller: St. Francis Hospital, Pough- Federal National Mortgage Askeepsie. Property: in Beacon. sociation. Seller: Jessica Foxworth, Amount: $2.2 million. Filed Dec. 3. et al, Brooklyn. Property: 75 Liberty St., Newburgh 12550. Amount: Morgan Barrington Financial $200,175. Filed Dec. 6.

Services Inc., New York City.

Seller: Country Financial Services Federal National Mortgage AsInc., New York City. Property: in sociation. Seller: KevBri Inc., ConWawarsing. Amount: $1.4 million. gers. Property: 69 Lander St., Newburgh 12550. Amount: $73,584.

Filed Dec. 4.

Filed Dec. 5.

Just Us Steel Corp., Mount Vernon. Seller: Clifford Blackburn, et al, Elizaville. Property: in Maybrook. Amount: $360,000. Filed Dec. 5.

Maham Tower Inc., New York City. Seller: James A. Lain, Westtown. Property: in Port Jervis.

Amount: $84,000. Filed Dec. 4.

NJ Restoration L.L.C., et al, Hopewell Junction. Seller: Hudson Valley Federal Credit Union, Poughkeepsie. Property: in Hyde Park. Amount: $75,000. Filed Dec. 2.

Northern Enterprises NY L.L.C., Cornwall-on-Hudson.

Seller: Charles P. Obremski, Cornwallon-Hudson. Property: 1636 Route 300, Newburgh 12550. Amount: $29,452. Filed Dec. 6.

P.E.D. Family Holdings L.L.C., Poughkeepsie. Seller: Nancy Cacchio, Charleston, S.C. Property: in Poughkeepsie. Amount: $95,000.

Filed Dec. 2.

Pennymac Corp., Moorpark, Calif. Seller: David Gubits, Walden.

Property: 83 Country Club Drive, Florida 10921. Amount: $482,733.

Filed Dec. 5.

PHH Mortgage Corp., Mount Laurel, N.J. Seller: Leslie Baum, Walden. Property: 23 Dean Place, Poughkeepsie 12602. Amount: $188,500. Filed Dec. 5.

Prime Star Fund I L.P., Odessa, Fla. Seller: Michael J. Behan, et al, Clifton Park. Property: 18 Toms Way, Red Hook 12583. Amount: $481,500. Filed Dec. 2.

ProSave Development Inc., Montebello. Seller: Patricia E. Barry, Missoula, Mont. Property: 18 Warren St., Ellenville 12428. Amount: $75,352. Filed Dec. 2.

U.S. Bank N.A. Seller: George Jennings, et al, Port Jervis. Property: 21 Barcelow St., Port Jervis 12771.

Amount: $139,434. Filed Dec. 6.

Wells Fargo Bank N.A. Seller: Frederick G. Eckert, Albuquerque, N.M. Property: 63 Blanche Ave., New Windsor 12553. Amount: $142,107. Filed Dec. 5.

Westchester Modular Homes Inc., Wingdale. Seller: Ronald MacDonald, et al, Walden. Property: in Montgomery. Amount: $60,000.

Filed Dec. 5.

Answer Back Answering Service, Bellvale. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Nov. 25.

Anton’s on the Lake Real Estate Company Inc., Greenwood Lake.

Judgments $1,034 in favor of the New York State Department of Labor and the A-1’s Power Equipment Inc., Department of Taxation and FiWells Fargo Bank N.A. Seller: Jar- Newburgh. $1,034 in favor of nance, Albany. Filed Nov. 25.

The County of Ulster, Kingston. ed M. Kahmar, Goshen. Property: the New York State Department Seller: Dinora Chang, Wawarsing. 827 Route 42, Sparrow Bush 12780. of Labor and the Department of Basec Corp., Milton. $437 in favor Taxation and Finance, Albany. Filed of the New York State Department Property: in Wawarsing. Amount: Amount: $204,119. Filed Dec. 3.

Nov. 25. $143,000. Filed Dec. 5. of Labor Unemployment Insurance Division, Albany. Filed Dec. 3.

Wells Fargo Bank N.A. Seller: The People of the State of New Nachman Aaron Troodler, Spring AAA Vehicles Inc., d.b.a. LockYork, New Paltz. Seller: Rosaria Valley. Property: 40 Church St., wood Tavern, Newburgh. $1,034 BBF Inc., Kingston. $45 in favor of Pascuzzo, New Paltz. Property: in Highland Falls 10928. Amount: in favor of the New York State the New York State Department of Department of Labor and the De- Labor Unemployment Insurance New Paltz. Amount: $326,000. Filed $231,130. Filed Dec. 5. partment of Taxation and Finance, Division, Albany. Filed Dec. 3.

Dec. 5.

Albany. Filed Nov. 25.

Wells Fargo Bank N.A. Seller: RaU.S. Bank N.A. Seller: Eduardo chel Flanagan, Fishkill. Property: 5 Communication Research ConCampos, Poughkeepsie. Property: Mountain View Drive, Pleasant Val- American-Process-Servers.com sultants Inc., Campbell Hall.

15 Gifford Ave., Poughkeepsie ley 12569. Amount: $277,500. Filed Inc., Newburgh. $1,034 in favor $1,034 in favor of the New York of the New York State Department State Department of Labor and the 12601. Amount: $68,000. Filed Dec. 4. of Labor and the Department of Department of Taxation and FiDec. 5.

Taxation and Finance, Albany. Filed nance, Albany. Filed Nov. 25.

Wells Fargo Bank N.A. Seller: Nov. 25.

U.S. Bank N.A. Seller: Fred Walter Rakesh Gupta, et al, PoughkeepSchaeffer, Poughkeepsie. Property: sie. Property: 9 Spring St., Beacon 173 Quaker Hill Road, Pawling 12508. Amount: $67,500. Filed 12566. Amount: $444,500. Filed Dec. 5.

Dec. 5.

Construction and Custom Remodeling Ltd., Monroe. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany.

Filed Nov. 25.

Country Farm Market Inc., Middletown. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Nov. 25.

Englewood Contracting of New York Inc., New Windsor. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany.

Filed Nov. 25.

Eurotek Imports L.L.C., New Windsor. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Nov. 25.

Extrovert Design Inc., Monroe. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Nov. 25.

Fairweather Electric Inc., New Paltz. $227 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Dec. 3.

Fisher Asphalt Paving Inc., Pine Island. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Nov. 25.

Garrison’s Union Street Tavern and Wine Cellar L.L.C., Montgomery. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Nov. 25.

Goldberg’s Consulting and Solutions Inc., Monroe. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Nov. 25.

Harriman Auto Spa Services Inc., Harriman. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Nov. 25.

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WCBJ • December 16, 2013

21

FACTS&FIGURES Innovative Home Improvement Inc., Greenwood Lake. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany.

Filed Nov. 25.

Interstate Commercial Service Inc., Maybrook. $1,397 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Nov. 25.

Orange County Wholesale Corp., Walden. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Nov. 25.

OTWC Inc., Chester. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany.

Filed Nov. 25.

PJDV L.L.C., d.b.a. Ed’s Deli, Montgomery. $1,085 in favor of JA Duarte Home Improvements the New York State Department Corp., Warwick. $1,040 in favor of Labor and the Department of of the New York State Department Taxation and Finance, Albany. Filed of Labor and the Department of Nov. 25.

Taxation and Finance, Albany. Filed Nov. 25.

Pro Express Inc., Florida. $1,034 in favor of the New York State DeJB Tech Solution Inc., Chester. partment of Labor and the Depart$1,034 in favor of the New York ment of Taxation and Finance, AlState Department of Labor and the bany. Filed Nov. 25.

Department of Taxation and Finance, Albany. Filed Nov. 25.

R. Bittman Blacktopping Inc., Monroe. $1,034 in favor of the New JLM Drywall Corp., Newburgh. York State Department of Labor $1,034 in favor of the New York and the Department of Taxation State Department of Labor and the and Finance, Albany. Filed Nov. 25.

Department of Taxation and Finance, Albany. Filed Nov. 25.

R. Foster Contracting Corp., Warwick. $1,034 in favor of the Joscon Inc., Newburgh. $1,034 in New York State Department of favor of the New York State Depart- Labor and the Department of ment of Labor and the Department Taxation and Finance, Albany. Filed of Taxation and Finance, Albany. Nov. 25.

Filed Nov. 25.

Retrofoam of NY Inc., Chester.

La Hacienda Bar Inc., Newburgh. $1,034 in favor of the New York $1,034 in favor of the New York State Department of Labor and the State Department of Labor and the Department of Taxation and FiDepartment of Taxation and Fi- nance, Albany. Filed Nov. 25. nance, Albany. Filed Nov. 25.

Robert Howell Landscaping, Latino Foods Inc., Florida. $1,034 Warwick. $1,034 in favor of the in favor of the New York State De- New York State Department of partment of Labor and the Depart- Labor and the Department of ment of Taxation and Finance, Al- Taxation and Finance, Albany. Filed bany. Filed Nov. 25.

Nov. 25.

Master Eliminator Pest Control L.L.C., Highland Falls. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany.

Filed Nov. 25.

Mazen Gulf Mart Inc., Newburgh. $769 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Nov. 25.

Mid Hudson Elevator Inc., Middletown. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Nov. 25.

New Mex Concrete, Middletown. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Nov. 25.

T. Farrugia Construction Corp., Monroe. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Nov. 25.

Albrechtsen, Jason M., et al. Filed

by Real Estate Mortgage Network Inc. Action: seeks to foreclose on a mortgage to secure $265,918 affecting property located at 79 Smith Crossing Road, Wappingers Falls The Blue Martini, Newburgh. 12590. Filed Nov. 20. $1,345 in favor of the New York State Department of Labor and the Anastacio, Oliver A., et al. Filed Department of Taxation and Fi- by Wells Fargo Bank N.A. Action: nance, Albany. Filed Nov. 25. seeks to foreclose on a mortgage to secure $241,600 affecting propTLC Swimming Pools Inc., erty located at 33 Riverdale Drive, Highland Mills. $1,034 in favor of Wingdale 12594. Filed Nov. 13. the New York State Department of Labor and the Department of Barry, Kevin P., et al. Filed by Taxation and Finance, Albany. Filed Bank of America N.A. Action: seeks Nov. 25. to foreclose on a mortgage to secure $275,000 affecting property located TMG Consulting Inc., Salisbury at 4 Kleinekill Road, New Paltz Mills. $1,034 in favor of the New 12561. Filed Dec. 5.

York State Department of Labor and the Department of Taxation Belony, Lude, et al. Filed by The and Finance, Albany. Filed Nov. 25. Bank of New York Mellon. Action: seeks to foreclose on a mortgage to Walls and Patios Plus, Green- secure $174,800 affecting property wood Lake. $1,034 in favor of located at 27 Clark St., Newburgh the New York State Department 12550. Filed Aug. 12. of Labor and the Department of Taxation and Finance, Albany. Filed Berberena, James, et al. Filed by Nov. 25.

U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure Washingtonville Sea Hawks $214,290 affecting property located Swim Club Inc., Washingtonville. at 16 Winding Brook Lane, Rhine$2,483 in favor of the New York beck 12572. Filed Nov. 13.

State Department of Labor and the Department of Taxation and Fi- Bibeau, Barbara J., aka Barbara nance, Albany. Filed Nov. 25.

Hoffman, et al. Filed by Green Tree Servicing L.L.C. Action: seeks Wellbuilt Home Additions L.L.C., to foreclose on a mortgage to secure Monroe. $1,034 in favor of the New $130,150 affecting property located York State Department of Labor at 75 Route 55, Napanoch 12458. and the Department of Taxation Filed Dec. 6. and Finance, Albany. Filed Nov. 25.

Bonse, Judith A., et al. Filed by Y and G Well Done Insulation Wells Fargo Bank N.A. Action: Corp., Monroe. $1,034 in favor of seeks to foreclose on a mortgage the New York State Department to secure an unspecified amount of Labor and the Department of affecting property located at 2881 Taxation and Finance, Albany. Filed Route 9 West, Saugerties 12477.

Filed Dec. 5.

Nov. 25.

Rockaway Olympic Canoe and Kayak Club Corp., Monroe. $1,034 in favor of the New York Lis Pendens State Department of Labor and the Department of Taxation and Fi- The following filings indicated a legal nance, Albany. Filed Nov. 25. action has been initiated, the outcome of which may affect the title to Speedman Distributors Inc., the property listed.

Middletown. $1,034 in favor of the New York State Department Accurso, Denise, et al. Filed by of Labor and the Department of Wells Fargo Bank N.A. Action: Taxation and Finance, Albany. Filed seeks to foreclose on a mortNov. 25. gage to secure $347,600 affecting property located at 32 Meddaugh Stoneridge Landscape Contrac- Road, Pleasant Valley 12569. Filed tors Inc., Newburgh. $2,075 in Nov. 15. favor of the New York State Department of Labor and the Department Adams, Antonio T., et al. Filed of Taxation and Finance, Albany. by Wells Fargo Bank N.A. Action: Filed Nov. 25. seeks to foreclose on a mortgage to secure $69,480 affecting property located at 30 Park Ave., Ellenville 12428. Filed Dec. 4.

22 December 16, 2013 • WCBJ

Briante, Joseph P., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $91,329 affecting property located at 626 Route 376, Hopewell Junction 12533. Filed Nov. 13.

Broccoli, Joseph F., et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 24 Werner Heights Road, Florida 10921. Filed Aug. 13.

Buckhout, Brian A., et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $157,450 affecting property located at 1107 Chelsea Cove South, Hopewell Junction 12533. Filed Nov. 14.

Budimir, Marija, aka Marija Novakovic, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 35 Cunningham Lane, Pawling 12564. Filed Nov. 22.

Day, Joann E., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $206,196 affecting property located at 31 Pine Echo Drive, Poughkeepsie 12601. Filed Nov. 15.

DeGraff, Samuel E. Jr., et al. Filed

by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $283,500 affecting property located at 48 Third Ave., Kingston 12401. Filed Dec. 5.

Calabro, Anthony F., et al. Filed by Green Tree Servicing L.L.C. Action: seeks to foreclose on a mortgage to secure $191,200 affecting property located at 3 John Court, East Fishkill 12533. Filed Nov. 26.

Denaut, Neil J., et al. Filed by JPMorgan Chase Bank N.A. Action: Cardwell, Mathew D., et al. Filed seeks to foreclose on a mortgage to

by PHH Mortgage Corp. Action: secure $212,890 affecting property seeks to foreclose on a mortgage located at 11 Prospect Ave., Amenia to secure $110,200 affecting prop- 12501. Filed Nov. 19. erty located at 2 L W. Fortune Road, Middletown 10941. Filed Aug. 13.

Derham, Brian J. Jr., et al. Filed by Bank of America N.A. Action: seeks Ciancancelli, Paul Q., et al. Filed to foreclose on a mortgage to secure

by Nationstar Mortgage L.L.C. Ac- $310,250 affecting property located tion: seeks to foreclose on a mort- at 2 Ivy Lane, Marlborough. Filed gage to secure $226,000 affecting Dec. 3. property located at 86 Oak St., Beacon 12508. Filed Nov. 19.

DeRoma, Bonnie-Lynn K., et al.

Filed by LNV Corp. Action: seeks Cipriati, John Jr., et al. Filed by to foreclose on a mortgage to secure Citimortgage Inc. Action: seeks to $235,000 affecting property located foreclose on a mortgage to secure at 34 Schenck Ave., Beacon 12508. an unspecified amount affecting Filed Nov. 20. property located at 250-252 Washington St., Newburgh 12550. Filed Detellez, Nohemi Cid, et al. Filed Aug. 13.

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure Conte, Arlene L., et al. Filed by $319,500 affecting property located Generation Mortgage Co. Action: at 393 Mount Orange Road, Midseeks to foreclose on a mortgage dletown 10940. Filed Aug. 12. to secure $938,250 affecting property located at 176-178 Hicks Discala, William J., et al. Filed by Lane, Clinton Corners 12514. U.S. Bank N.A. Action: seeks to Filed Nov. 27. foreclose on a mortgage to secure $423,900 affecting property loCraemer, Jean, et al. Filed by Na- cated at 217 Traver Road, LaGrange tionstar Mortgage L.L.C. Action: 12569. Filed Nov. 27. seeks to foreclose on a mortgage to secure $372,000 affecting prop- Dominic, Roland James, et al. erty located at 42 Kuchler Drive, Filed by Ulster Savings Bank.

LaGrangeville 12540. Filed Nov. 26. Action: seeks to foreclose on a mortgage to secure $380,000 afCrimivaroli, George, et al. Filed fecting property located at 1452

by U.S. Bank N.A. Action: seeks to E. Noxon Road, LaGrange 12540. foreclose on a mortgage to secure Filed Nov. 27. $608,000 affecting property located at 279-282 Orchard Road, High- Doyle, Marian A., et al. Filed by land. Filed Dec. 5.

Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage Daidone, Joan, et al. Filed by Salis- to secure $285,000 affecting propbury Bank and Trust Co. Action: erty located at 36 Farview Ave., Pine seeks to foreclose on a mortgage to Plains 12567. Filed Nov. 19. secure $220,000 affecting property located at 561 McGhee Hill Road, Fiore, Raymond, et al. Filed by North East. Filed Nov. 18.

RBS Citizens N.A. Action: seeks to foreclose on a mortgage to secure Darrow, Emily M., et al. Filed by $543,200 affecting property located Rondout Savings Bank. Action: at 30 Harrison Trail, East Fishkill. seeks to foreclose on a mortgage to Filed Nov. 26. secure $70,000 affecting property located at 436 Old Route 209, Hurley. Filed Dec. 4.

Flores, Jose E. Jr., et al. Filed by Hudson Valley Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $211,105 affecting property located at 231 Spruce St., New Windsor 12553.

Filed Aug. 13.

Kunze, Christopher M., et al.

Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $204,676 affecting property located at 3 Helin Road, Hopewell Junction 12533. Filed Nov. 22.

Gardiner, Laura, et al. Filed by PNC Bank N.A. Action: seeks to foreclose on a mortgage to secure $521,100 affecting property located at 27 Annabelle Lane, Warwick 10990. Filed Aug. 13.

Kurtz, Frederic A., et al. Filed by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $316,000 affecting property located at 63 Mill St., Cornwall 12518. Filed Aug. 13.

Griffin, Michael J., et al. Filed by Ulster Savings Bank. Action: seeks to foreclose on a mortgage to secure $327,750 affecting property located at 2 Cortland Lane, Marlboro 12542. Filed Dec. 3.

Lancaster, Roy P., et al. Filed by Emigrant Bank. Action: seeks to foreclose on a mortgage to secure $420,000 affecting property located at 169 Wing Road, Millbrook. Filed Nov. 26.

Handke, Lisa, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $256,000 affecting property located at 407 Hibernia Road, Salt Point 12578. Filed Nov. 14.

Lanford, Marialina, et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $202,500 affecting property located at 6 Beaverkill Road, Saugerties 12477. Filed Dec. 4.

Hofving, Barbara, individually and on behalf of the estate of Karen A. Lawner, et al. Filed by RBS Citizens N.A. Action: seeks to foreclose on a mortgage to secure $258,400 affecting property located at 18 Oakwood Drive, Wappingers Falls 12590. Filed Nov. 20.

Larson-McLean, Julie, et al. Filed

by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 8 Sandburg Court, Middletown 10941. Filed Aug. 12.

Howles, Michael Lawrence, et al. Filed by PennyMac Holdings L.L.C. Action: seeks to foreclose on a mortgage to secure $270,000 affecting property located at 138 Daley Road, Poughkeepsie 12603.

Filed Nov. 27.

Hunter, Clifton A., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $129,467 affecting property located at 7 Lewis Ave., Poughkeepsie 12603. Filed Nov. 21.

Mahoney, Philip, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $229,042 affecting property located at 46 Harrigan Road, Hopewell Junction 12533. Filed Nov. 20.

Musarra, Anthony J., et al. Filed

by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $300,000 affecting property located at 77 Nantucket Drive, Fishkill 12524. Filed Nov. 22.

Marra, Robert, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $91,000 affecting property located at 3318 Route 52, Pine Bush 12566. Filed Dec. 5.

Martin, James, et al. Filed by Emigrant Mortgage Company Inc. Action: seeks to foreclose on a mortgage to secure $120,000 affecting property located at 38 Kim Lane, Stormville. Filed Nov. 15.

McGorty, Michael, et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $160,000 affecting property located at 1 Winfield Terrace, Wappingers Falls 12590. Filed Nov. 14.

Rodriguez, Amilcar, et al. Filed by the State of New York Mortgage Agency. Action: seeks to foreclose on a mortgage to secure $233,551 affecting property located at 47 Cora Rose Lane, Deerpark 12746.

Filed Aug. 13.

Pannasch, Lawrence, et al. Filed

by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 37 Martyn Lane, Accord 12404.

Filed Dec. 4.

Pullman, George T., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $189,000 affecting property located at 112 River Road, New Paltz 12561.

Filed Dec. 6.

Rodriguez, Carmen, et al. Filed by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $329,850 affecting property located at 245 Robinson Ave., Newburgh 12550. Filed Aug. 12.

Peiffer, Wayne, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $133,600 affecting property located at 71 Derrenbacher St., Kingston 12401. Filed Dec. 6.

Reimuth, Tammy J., et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $188,000 affecting property located at 22 Netherwood Plaza, Salt Point 12578. Filed Nov. 19.

Rogan, Olimpia B., et al. Filed by EverBank. Action: seeks to foreclose on a mortgage to secure $228,000 affecting property located at 105107 Downs St., Kingston 12401.

Filed Dec. 4.

Pessia, Elaine E., et al. Filed by OneWest Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $501,000 affecting property located at 27 DeGarmo Hill Road, Wappingers Falls 12590. Filed Nov. 25.

Roberts, Anthony M. Jr., et al.

Filed by Wells Fargo Financial Credit Services New York Inc. Action: seeks to foreclose on a mortgage to secure $246,050 affecting property located at 53 Stephanie Lane, Poughkeepsie 12603. Filed Nov. 27.

Rosario, Giselle L., et al. Filed by Beneficial Homeowner Service Corp. Action: seeks to foreclose on a mortgage to secure $363,779 affecting property located at 22 Fulton Ave., Poughkeepsie 12603. Filed Nov. 20.

Mead, Keith, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $315,000 affecting property located at 17 W. Academy St., Wappingers Falls 12590. Filed Nov. 22.

Meakim, Christine E., et al. Filed

by JPMorgan Chase Bank N.A. AcLaux, Lori J., et al. Filed by Wells tion: seeks to foreclose on a mortFargo Bank N.A. Action: seeks to gage to secure $194,400 affecting foreclose on a mortgage to secure property located at 24 Highland $185,250 affecting property located Ave., Cornwall-on-Hudson 12518. at 194 E. Main St., Washingtonville Filed Aug. 12.

10992. Filed Aug. 12.

Menkens, Deborah A., et al. Filed Lavariega, Yuliana R., et al. Filed by Wells Fargo Bank N.A. Action:

by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to seeks to foreclose on a mortgage secure $165,000 affecting property to secure $263,920 affecting prop- located at 1 Sean Court, Rock Taverty located at 133 Upper Grand St., ern 12575. Filed Aug. 13.

Highland 12528. Filed Dec. 4.

Mercier, Gina Marie, et al. Filed Lehrer, Karen S., et al. Filed by by JPMorgan Chase Bank N.A. AcCitimortgage Inc. Action: seeks to tion: seeks to foreclose on a mortforeclose on a mortgage to secure gage to secure $132,000 affecting $233,000 affecting property located property located at 22 Country at 586 Route 376, Hopewell Junc- Knolls Road, Plattekill 12515. Filed tion 12533. Filed Nov. 13.

Dec. 3.

Ingenito, Gregory, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $169,560 affecting property located at 18 Via Lipari, Monroe 10950. Filed Aug. 13.

Lekakis, Christine, aka Christine Noonan, et al. Filed by JPMorgan Johnson, Willie F. Jr., et al. Filed Chase Bank N.A. Action: seeks to

by Nationstar Mortgage L.L.C. Ac- foreclose on a mortgage to secure tion: seeks to foreclose on a mort- an unspecified amount affecting gage to secure $215,000 affecting property located at 801 Plattekill property located at 125 Titusville Ardonia Road, Plattekill 12568.

Road, Poughkeepsie 12603. Filed Filed Dec. 4.

Nov. 22.

Macnear, Beth, et al. Filed by OcKololyan, Levon, et al. Filed by wen Loan Servicing L.L.C. Action: HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to seeks to foreclose on a mortgage secure an unspecified amount afto secure $288,000 affecting prop- fecting property located at 17 Valley erty located at 200 Tamerisk Lane, Ave., Walden 12586. Filed Aug. 13.

No. 235, New Windsor 12553. Filed Aug. 13.

Piscopo, Joseph G., et al. Filed

by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $240,000 affecting property located at 68 Crispell Road, Olivebridge 12461.

Filed Dec. 6.

Miller, James, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $235,330 affecting property located at 178 Clinton St., Montgomery 12549. Filed Aug. 12.

Moscato, Patricia A., et al. Filed by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $75,000 affecting property located at 28 Dutchess Terrace, Beacon 12508. Filed Nov. 20.

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WCBJ • December 16, 2013

23

FACTS&FIGURES Saccoman, Marguerite, as heirat-law to the estate of Robert Anderson, et al. Filed by Generation Mortgage Co. Action: seeks to foreclose on a mortgage to secure $262,500 affecting property located at 530 Binnewater Road, Kingston 12401. Filed Dec. 6.

Stein, Peter C., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $375,000 affecting property located at 2 Ross Lane, Middletown 10941.

Filed Aug. 12.

Stickles-Swindell, Pauline Ellen, et al. Filed by Sterling National Sandford, James E. Jr., et al. Filed Bank. Action: seeks to foreclose

by Household Finance Realty Cor- on a mortgage to secure $85,000 poration of New York. Action: seeks affecting property located at 15 to foreclose on a mortgage to secure Spring St., Ellenville 12428. Filed $110,247 affecting property located Dec. 4. at 11 Beskin Place, Beacon 12508.

Filed Nov. 18.

Tabone, Wayne, et al. Filed by Nationstar Mortgage L.L.C. Action: Scanlan, Kevin, et al. Filed by seeks to foreclose on a mortgage to HSBC Bank USA N.A. Action: secure $352,500 affecting property seeks to foreclose on a mortgage located at 24 S. Cedar St., Beacon to secure an unspecified amount 12508. Filed Nov. 20. affecting property located at 1 Croswell Manor Drive, Boiceville The estate of Jack A. Davis Sr., et 12412. Filed Dec. 5. al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a Schneider, Eric, et al. Filed by mortgage to secure $268,000 affectWells Fargo Bank N.A. Action: ing property located at 432 County seeks to foreclose on a mortgage Road 2A, Olivebridge 12461. Filed to secure $94,312 affecting prop- Dec. 4. erty located at 1668 Route 9, Unit 12A, Wappingers Falls 12590. Tompkins, Michael D. Jr., et Filed Nov. 20. al. Filed by Nationstar Mortgage L.L.C. Action: seeks to foreclose Schneider, Paul, et al. Filed by The on a mortgage to secure $280,478 Bank of New York Mellon. Action: affecting property located at 17 seeks to foreclose on a mortgage to Clearview Road, Dover 12594. Filed secure $340,000 affecting property Nov. 14. located at 6 Perri Lane, Pawling.

Filed Nov. 26.

Torillo, Frederick C., et al. Filed

by Wells Fargo Financial Credit SerSeymour, Teresa, et al. Filed by vices New York Inc. Action: seeks to Wells Fargo Bank N.A. Action: seeks foreclose on a mortgage to secure to foreclose on a mortgage to secure $318,240 affecting property locatan unspecified amount affecting ed at 91 Velie Road, Lagrangeville property located at 4 Church Street 12540. Filed Nov. 18.

Extension, Red Hook 12571. Filed Nov. 22.

Tyner, Denny John J., et al. Filed

by U.S. Bank N.A. Action: seeks to Shaw, Brian M., et al. Filed by foreclose on a mortgage to secure Wells Fargo Bank N.A. Action: $389,500 affecting property located seeks to foreclose on a mortgage to at 12 Heritage Road, Clinton 12514. secure $90,500 affecting property Filed Nov. 20. located at 35 and 37/39 Eliza St., Beacon 12508. Filed Nov. 15.

Varian, Donald A., et al. Filed by Citimortgage Inc. Action: seeks to Smith, Gregory C. Jr., et al. Filed foreclose on a mortgage to secure

by JPMorgan Chase Bank N.A. $296,557 affecting property located Action: seeks to foreclose on a at 94 Prospect St., Beacon 12508. mortgage to secure $260,640 af- Filed Nov. 20. fecting property located at 10 Reed Court, Washingtonville Vavrica, Daniel A., et al. Filed by 10992. Filed Aug. 13.

Federal National Mortgage Association. Action: seeks to foreclose Sprenger, Ty, et al. Filed by Wells on a mortgage to secure $182,310 Fargo Bank N.A. Action: seeks to affecting property located at 901 foreclose on a mortgage to secure Cherry Hill Drive, Poughkeepsie $280,000 affecting property lo- 12603. Filed Nov. 15. cated at 44 Cart Road, Dover Plains 12522. Filed Nov. 21.

24 December 16, 2013 • WCBJ

Vitale, Samuel Jr., et al. Filed by Mechanic’s Liens Sole Proprietorships Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $350,000 affecting property Brauner, Shyer, et al, as owner. 3 Tier Cleaning Service, 43 Maple located at 124 Kansas Road, Rhine- $57,600 as claimed by Aqua Medic Ave., Warwick 10990, c/o Aja Jona Inc., Monroe. Property: in Wood- Hamilton. Filed July 17. beck 12580. Filed Nov. 22. bury. Filed Dec. 3.

Amazin Grace Renovations, 107 Wagner, William, et al. Filed by Nationstar Mortgage L.L.C. Action: Christian, Linda, as owner. Highland Ave., Middletown 10940, seeks to foreclose on a mortgage to $40,500 as claimed by Majestic Re- c/o Grace E. Blondell. Filed July 23. secure $115,983 affecting property modeling Inc., Monroe. Property: located at 3 Hook Road, Unit 56J, 6 Laudaten Way, Warwick 10990. Anna DiVietri Notary Public Poughkeepsie 12601. Filed Nov. 26. Filed Dec. 6.

Services, 24 Cedar Court, Middletown 10940, c/o Anna DiVietri.

Waldo, Christine, et al. Filed by Curbello, Daniel, et al, Haver- Filed July 24.

Wells Fargo Bank N.A. Action: straw, as owner. $7,606 as claimed seeks to foreclose on a mortgage to by E. Tetz and Sons Inc., Middle- Boudoir Baby, 196 Main St., Sausecure $227,204 affecting property town. Property: in Monroe. Filed gerties 12477, c/o Veronica Hollocated at 76 Dusinberrey Road, Dec. 9. mquist. Filed Dec. 3.

Gardiner 12525. Filed Dec. 5.

Milanese, Daniel, et al, as owner. BreadWinners Ent, 107 S. Lander Warelis, Oscar S., et al. Filed by $899 as claimed by Chief Fire Pre- St., Newburgh 12550, c/o DeAndric Wells Fargo Bank N.A. Action: vention, Mount Vernon. Property: Little. Filed July 22. seeks to foreclose on a mortgage 109 Main St., Poughkeepsie. Filed to secure $174,657 affecting prop- Dec. 4.

C.O.G. Ministries International, erty located at 7301 Chelsea Cove 42 Crane Road, Middletown 10941, North, Hopewell Junction 12533. c/o Curtis O. Gray Jr. Filed July 24.

Filed Nov. 20.

New Businesses Whalen, David J., et al. Filed by This paper is not responsible for tyHSBC Bank USA N.A. Action: pographical errors contained in the seeks to foreclose on a mortgage original filings. to secure $162,000 affecting property located at 235 Leedsville Road, Amenia 12501. Filed Nov. 20.

Doing Business As

Williams, Pieta B., aka Pieta B. Shortsleeve, et al. Filed by Ocwen Loan Servicing L.L.C. Action: seeks to foreclose on a mortgage to secure $171,500 affecting property located at 213 Tinker St., Woodstock 12498.

Filed Dec. 3.

Wilson, Paul J., et al. Filed by Hudson Valley Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $127,500 affecting property located at 286 Browns Road, Walden 12586. Filed Aug. 12.

Wuttke, Robert, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $171,830 affecting property located at 7202 Chelsea Cove North, Hopewell Junction 12533.

Filed Nov. 21.

Creative Construction and Home Improvements, 32 Canimi Way, Kingston 12401, c/o Nicholas M. Provenzano. Filed Dec. 9.

Granada Buildings Inc., d.b.a.

Yosman Tower, 295 Broadway, D Jesus Sales, 74 Patio Road, MidKingston 12401. Filed Dec. 5. dletown 10941, c/o Raul De Jesus.

Filed July 18.

Jpeak Inc., d.b.a. New Paltz Delivery Doctor, 802 Briarwood Court, DD Fabrication and Marine, 95 New Paltz 12561. Filed Dec. 5.

Forest Road, Wallkill 12589, c/o Dale F. Dupuis. Filed July 22.

Ronkese Restaurant Corp., d.b.a.

La Stazione, 5 Main St., New Paltz DeGroodt Seal Coating, 6 Hout12561. Filed Dec. 3. man Drive, Walden 12586, c/o Jason Paul DeGroodt. Filed July 24.

Partnerships Second Wind CSA, 158 Marabac Road, Gardiner 12525, c/o Allison Hope Patrick and Alison Fletcher.

Filed Dec. 3.

Storm Athletics Cheer, 146 Bedell Ave., Highland 12528, c/o Alexandria B. Ayers, Frank J. LaManna, Zacher, Nancie, et al. Filed by Ci- and Lauren Mehibler. Filed Dec. 9. timortgage Inc. Action: seeks to foreclose on a mortgage to secure $188,000 affecting property located D and R Basketball, 130 High at 40 Clapp Ave., Wappingers Falls Barney Road, Middletown 10940, c/o Daniel Lang and Ryan Meikle.

12590. Filed Nov. 13.

Filed July 18.

Zhinin, Luis A., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $216,000 affecting property located at 3 McCafferty Place, Wappingers Falls 12590. Filed Nov. 21.

CamTech-IT, 167 Upper Grand St., Highland 12528, c/o Jesse D. Campbell. Filed Dec. 6.

HomeStyles Contracting, 164 Hudson St., Cornwall-on-Hudson 12520, c/o Christopher Michael Caroillo. Filed July 18.

IRunn4u, 4 Sarah Lane, Middletown 10941, c/o Myisha La Shaunte Scarlett. Filed July 19.

J’s Nail Spa, 602 Ulster Ave., Kingston 12401, c/o Zhuang Ping Lin. Filed Dec. 9.

JBR Diversified, 35 Country Club Drive, Mount Marion 12456, c/o Jeffrey Brent Randle. Filed Dec. 4.

Kai’s Kitchen, 600 Ulster Ave., Kingston 12401, c/o Xiao Xue Chen. Filed Dec. 4.

LifeStyleClothing Cooperative, 144 Main St., Apt. 309, New Paltz 12561, c/o Lucas K. Attebery. Filed Dec. 3.

Matthew W. Trojak, 37 Arnold Drive, Woodstock 12498, c/o Matthew W. Trojak. Filed Dec. 9.

Not Just Antiques, Route 9W, Saugerties 12477, c/o Steven Costello.

Filed Dec. 3.

On Fern Ave., 33 Ridge Road, Cornwall-on-Hudson 12578, c/o Lynn Fern. Filed July 18.

Painting By Marguerite, 2051 Route 300, Apt. 2, Wallkill 12589, c/o Marguerite Monique Dichiaro.

Filed July 23.

Problem Solver, 158 Vineyard Ave., Highland 12528, c/o Paul Costantino. Filed Dec. 9.

Sheryl Petramale, 25 Lay St., Kingston 12401, c/o Sheryl A. PeDubliner Draught, 10 Dragotta tramale. Filed Dec. 5.

Road, Marlboro 12542, c/o Brendan P. Daly. Filed Dec. 5.

Taura Amaris Yoga, 210 Lattintown Road, Newburgh 12550, Eye Spy Photography, 74 Vista c/o Taura Amaris Rutigliano. Filed Drive, New Paltz 12561, c/o An- July 18. gelique E. Hanesworth. Filed Dec. 6.

Thunder Sports Nutrition, 11 Catskill Ave., Monroe 10950, c/o Fusion Fitness Training Studio, William M. Thompson Jr. Filed 523 Awosting Road, Pine Bush July 19.

12566, c/o Julie M. Taylor-Vitale.

Filed Dec. 5.

Von Lettow Luxury Real Estate, 39 Laurel Road, Tuxedo Park Gail Messenger, LMHC, 19 Hill 10987, c/o Valerie Allison Lettan.

St., Goshen 10924, c/o Patricia Gail Filed July 24.

Messenger. Filed July 17.

LEGAL NOTICES Notice of Formation of theSocialBites.com, LLC Art. Of Org. filed with SSNY on 9/26/13. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served.

SSNY shall mail process to the LLC, 816 Wildwood Court, Yorktown Heights, NY 10598. Purpose: any lawful purpose. #59071 Notice of formation of Automated Document Imaging, LLC, Art of Org. filed with SSNY on 8/1/13. Off. Loc. Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served.

SSNY shall mail any process to the LLC c/o US Corp. Agents, Inc., 7014 13th Ave., Suite 202, Brooklyn, NY 11228. Purpose: any lawful business activity. #59087 Notice of Formation of Fred M. Weiler, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 10/28/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to: United Corporate Services, Inc., 10 Bank St., Ste. 560, White Plains, NY 10606. Purpose: any lawful activity. #59088 MEC & ASSOCIATES, LLC, Arts. of Org. filed with the SSNY on 10/17/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: Michael Meyers, 12 Autumn Ridge Court, Katonah, NY 10536. Purpose: Any Lawful Purpose. #59089 Notice of Formation of PIZZAZZLES, LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 10/4/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to: c/o Jessica Torena, 110 Paulding Lane, P.O. Box 643, Crompond, NY 10517. Purpose: any lawful act or activity. #59092 Notice of Formation of KENDALL LAND MANAGEMENT LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 10/18/13. Office location: Westchester County.

SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 4406 Martha Ave., Yonkers, NY 10704. Purpose: any lawful act or activity. #59093 NOTICE OF FORMATION of Stonewall Strategic Solutions LLC Art. of Org filed Secíy of State (SSNY) 10/30/13. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail copy of process to 38 Stonewall Circle, West Harrison, NY 10604. Purpose: any lawful activities. #59094 TRYTON SOLUTIONS, LLC, Auth. filed with the SSNY on 10/25/2013.

Office loc: Westchester County.

LLC formed in DE on 09/26/2006.

SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 100 Great Meadow Rd. Ste. 108, Wethersfield, CT 06109.

Address required to be maintained in DE: 100 Great Meadow Rd. Ste. 108, Wethersfield, CT 06109. Cert of Formation filed with DE Div. of Corps, 401 Federal St., Suite 4, Dover, DE 19901. Purpose: Any Lawful Purpose. #59095

Notice of Formation of 2605 SEDGWICK LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 10/16/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Sanford Glatzer, 670 Post Road Route 22, Ste. 121, Scarsdale, NY 10583. Purpose: any lawful activity. #59096 Notice of Formation of Jenny Hirsch Health Coaching LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 10/10/13. Office location: Westchester County.

SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 32 Meadow Place, Rye, NY 10580. Purpose: any lawful activity. #59097 W MAIN LLC, Arts. of Org. filed with the SSNY on 11/01/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: William Malgieri, 10 W Main St, Elmsford, NY 10523. Purpose: Any Lawful Purpose. #59098 911 Renovation Westchester LLC Arts of Org. filed NY Secy of State (SSNY) 10/18/13. Office: Westchester Co. SSNY design. agent of LLC upon whom process may be served and shall mail copy to c/o Daniel Singer 500 Executive Blvd. Elmsford, NY 10523. Purpose: any lawful activity. #59099 Dune Crest Lodge LLC Arts of Org. filed NY Secy of State (SSNY) 10/3/13. Office: Westchester Co. SSNY design. agent of LLC upon whom process may be served and shall mail copy to c/o Stuart Berg One N. Broadway #1004 White Plains, NY 10601. Purpose: any lawful activity. #59100 Asap Solutions U.S.A, LLC Arts of Org. filed NY Secy of State (SSNY) 10/2/13. Office: Westchester Co. SSNY design. agent of LLC upon whom process may be served and shall mail copy to 231 Egmont Ave. Mount Vernon, NY 10553. Purpose: any lawful activity. #59101 911 Renovation LI LLC Arts of Org. filed NY Secy of State (SSNY) 10/18/13. Office: Westchester Co. SSNY design. agent of LLC upon whom process may be served and shall mail copy to c/o Daniel Singer 500 Executive Blvd. Elmsford, NY 10523. Purpose: any lawful activity. #59102 911 Renovation Connecticut LLC Arts of Org. filed NY Secy of State (SSNY) 10/18/13. Office: Westchester Co. SSNY design. agent of LLC upon whom process may be served and shall mail copy to c/o Daniel Singer 500 Executive Blvd. Elmsford, NY 10523. Purpose: any lawful activity. #59103 Champions 220 West 93RD Street LLC Arts of Org. filed NY Secy of State (SSNY) 10/21/13. Office: Westchester Co. SSNY design. agent of LLC upon whom process may be served and shall mail copy to c/o Steven Bank 333 5th Ave. Pelham, NY 10803. Purpose: any lawful activity. #59104 Champions 10H at 215 West 88th Street LLC Arts of Org. filed NY Secy of State (SSNY) 10/18/13.

Office: Westchester Co. SSNY design. agent of LLC upon whom process may be served and shall mail copy to c/o Steven Bank 333 5th Ave. Pelham, NY 10803.

Purpose: any lawful activity. #59105

Ascent Realty LLC Arts of Org. filed NY Secy of State (SSNY) 10/11/13. Office: Westchester Co. SSNY design. agent of LLC upon whom process may be served and shall mail copy to c/o David R. Wiener 600 Mamaroneck Ave-5th Flr. Harrison, NY 10528. Purpose: any lawful activity. #59106

Notice of Formation of SVSVO, LLC Art. Of Org. filed with SSNY on 9/11/2013. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 82 Millard Ave. Bronxville, NY 10708. Purpose: any lawful purpose. #59115

SPARKY FORSYTH LLC, Authority filed with the SSNY on 07/29/2013.

Office loc: Westchester County.

LLC formed in DE on 05/17/2013.

SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 63 Brevoort Ln, Rye, NY 10580. Address required to be maintained in DE: 1679 S. Dupont Hwy, Ste 100, Dover DE 19901.

Cert of Formation filed with DE Div. of Corps, 401 Federal St., Ste 4, Dover, DE 19901. Purpose: Any Lawful Purpose. #59107

Notice of formation of 26 CHESTNUT ST LLC. Art. Of Org. filed with the Sectíy of State of NY (SSNY) on 10/4/2013. Office in Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 780 Wildwood Ct Yorktown Heights, NY 10598.

Purpose: Real estate. #59116

Notice of Formation of 139 HEIGHTS LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 11/1/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o The LLC, 111 North Central Park Avenue, Hartsdale, NY 10530. Purpose: any lawful activity. #59108 Talking Alternatives, LLC , filed with NY Secy. of State on October 17, 2013. Office location is 35 Brandon Drive, Mt. Kisco, NY 10549. Sec. of State is the designated agent of the LLC upon whom process against it may be served. SSNY shall mail process to United Sates Corporation Agents, Inc., 7014 13th Ave. Suite 202, Brooklyn, NY 11228. Purpose of business of the LLC is any lawful act or activity. #59109 Champions 12D at 215 West 88th Street LLC Arts of Org. filed NY Secy of State (SSNY) 10/18/13.

Office: Westchester Co. SSNY design. agent of LLC upon whom process may be served and shall mail copy to c/o Steven Bank 333 5th Ave. Pelham, NY 10803.

Purpose: any lawful activity. #59110 FMFS OF 125, LLC, Arts. of Org. filed with the SSNY on 09/12/2013.

Office loc: Westchester County.

SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 7 Renaissance Square Fifth Fl., White Plains, NY 10601. Reg Agent: James Bitzonis, 7 Renaissance Square Fifth Fl., White Plains, NY 10601. Purpose: Any Lawful Purpose. #59111 Notice of Formation of ODD GUY RECORDS, LLC. Arts. of Org. was filed with SSNY on 11/4/13. Office location: Westchester County.

SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 800 Westchester Ave. #N-611, Rye Brook, NY 10573. Purpose: all lawful activities. #59112 Notice of Formation of Be Your Best Occupational and Physical Therapy Services, PLLC (PLLC).

Articles of Organization filed with the Secretary of State of New York (SSNY) on 11/1/13. Office Location: Westchester County. SSNY designated as agent of PLLC upon whom process against it may be served. SSNY shall mail copy of process to: 111 Ralph Avenue, White Plains, NY 10606. Purpose: any lawful activity. #59114

Flawless skin boutique LLC. Arts of Org. filed NY Secy of State (SSNY) 10/30/13. Office:Westchester Co. SSNY design. agent of LLC upon whom process may be served and shall mail copy to 321 Wood St. Mahopac, NY 10541. Purpose: any lawful activity. #59118 NOTICE OF ANNUAL REPORTNotice is hereby given that the 2012 report for the year ending December 31, 2012 of the Meyer Foundation is available for inspection at its principal office, c/o Bruce Oberfest & Associates, P.O. Box 318, Chappaqua, New York 10514, during regular business hours by any citizen who requests it within 180 days after the date of this publication. The Foundation’s principal manager is Bruce Oberfest, 914238-3800.Ad# 59121 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC).

NAME: Westchester House Hunters LLC, Articles of Organization were filed with the Secretary of State of New York (SSNY) on 10/24/2013. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, Westchester House Hunters; 4 Foxwood Drive Apt 7. Pleasantville, NY 10570. Purpose: any lawful business activity. #59124 Notice of Formation of 1581 BRONXDALE LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 11/5/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Sanford Glatzer, 670 Post Road Route 22, Ste. 121, Scarsdale, NY 10583. Purpose: any lawful activity. #59125 Notice of Formation of Village Creamery & Sweet Shop LLC Art. Of Org. filed with SSNY on 10/25/13. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 40 Roosevelt Dr. Valhalla, NY 10595. Purpose: any lawful purpose. #59126 Notice of Formation of 137 EAST 233rd LLC. Principal office WESTCHESTER County. Secretary of State of NY (SSNY) designated as agent for service of process.

SSNY shall mail a copy of any process served against the LLC to 273 Devoe Avenue,Yonkers, NY 10705. Articles of Organization of the LLC filed with the SSNY on November 13, 2013. Purpose: Any lawful act(s). #59127

KEYSTONE ADVISORY GROUP LLC, Arts. of Org. filed with the SSNY on 11/13/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 8 Munson Road, Pleasantville, NY 10570. Purpose: Any Lawful Purpose. #59128 Notice of Formation of GRASSY SPRAIN LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 10/3/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Cardillo & Corbett, 29 Broadway, Suite 1710, NY, NY 10006. Purpose: any lawful act or activity. #59129 Notice of Formation of CFD Global Ventures, LLC Art. Of Org. filed with Dept of State on Sept 26, 2013.

Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 195 North Bedford Road, Mount Kisco, NY 10549. Purpose: any lawful purpose. #59130 61 NORTH BROADWAY, LLC, Arts. of Org. filed with the SSNY on 11/12/2013. Office loc: Westchetser County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Corporation Service Company, 80 State St., Albany, NY 12207.

Reg Agent: Corporation Service Company, 80 State St., Albany, NY 12207 Purpose: Any Lawful Purpose. #59131 NOTICE OF FORMATION of 24 Locust Lane Associates, LLC Art. of Org filed Secíy of State (SSNY) 11/19/13. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail copy of process to One Hunter Ave, Armonk, NY 10504. Purpose: any lawful activities. #59132 JACKSON 427, LLC, Arts. of Org. filed with the SSNY on 11/08/2013.

Office loc: Westchester County.

SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 430 Center Ave., Mamaroneck, NY 10543. Purpose: Any Lawful Purpose. #59133 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: NARVEN Co, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 09/23/13 Office location: Westchester County.

SSNY has been designated as agent of the LLC upon whom process against it may be served.

SSNY shall mail a copy of process to: The LLC, 233 Hessian Hills Road, Croton on Hudson, New York 10520, principal business location of the LLC. Purpose: wholesale pharmaceutical sales. #59135 GARYTAXMAN AND SON, LLC, Arts. of Org. filed with the SSNY on 11/20/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: The LLC, 1360 Sunny Ridge Road, Mohegan Lake, NY 10547. Reg Agent: Gary Reing, 1360 Sunny Ridge Road, Mohegan Lake, NY 10547. Purpose: Any Lawful Purpose. #59136

NORTH CREEK ADVISORS, LLC, Authority filed with the SSNY on 08/28/2013. Office loc: Westchester County. LLC formed in DE on 02/09/2010. SSNY is designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: 50 Main Street, Ste 355, White Plains, NY 10606. Address required to be maintained in DE: 2711 Centerville Rd, Ste 400 Wilmington DE 19808.

Cert of Formation filed with DE Div. of Corps, 401 Federal St., Ste 4, Dover, DE 19901. Purpose: Any Lawful Purpose. #59137 Notice of formation of MY BAILIWICK, LLC. Art. Of Org. filed with the Sectíy of State of NY (SSNY) on 5/8/2013. Office in Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 1380 Journeys End Rd Croton on Hudson, NY 10520.

Purpose: Executive Coaching #59139 QUENTIN HOLDINGS LLC, Arts. of Org. filed with the SSNY on 11/08/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: 50 Ogden Rd., Scarsdale, NY 10583.

Purpose: Any Lawful Purpose. #59140 Notice of Formation of Olivia & Coco Bath and Body Boutique, LLC. Articles of Organization filed with the Secretary of State of NY (SSNY) on 11/25/2013. Office location: Westchester County. Principal office of LLC: 46 Brosnan Pl, Yonkers, NY 10707. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to the LLC at the address of its principal office. Purpose: Any lawful activity. #59141 Notice of formation of RICKER CAR CONSULTING LLC. Art. Of Org. filed with the Sectíy of State of NY (SSNY) on 10/7/2013. Office in Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 117 Elk Ave New Rochelle, NY 10804. Purpose: Car consulting #59142 HUDSON TAP & GRILLE LLC, Arts. of Org. filed with the SSNY on 11/20/2013. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 100 River St, Hastings On Hudson, NY 10706. Purpose: Any Lawful Purpose. #59143 Notice of Formation of Shade 23, LLC Art. Of Org. filed with SSNY on 8/26/13. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 5 Hutchinson Avenue. Scarsdale, NY 10583.

Purpose: any lawful purpose. #59144 NOTICE OF FORMATION OF Guillaro Pictures LLC. Articles of Org. filed with the Sec of State of NY (SSNY) on 11-14-13. Office location: WESTCHESTER County.

SSNY has been designated as agent upon whom process against it may be served. The PO address to which the SSNY shall mail a copy of any process against the LLC served upon him/her is: 75 Random Farms Dr. Chappaqua NY 10514. Purpose: any lawful act or activity. #59145

STAAR VETERINARY TECHNICIAN PLLC; Articles of Organization filed 11/19/2013; Westchester County; SSNY designated as agent of PLLC upon whom process may be served. Address for mailing copy of process: 85 Broad St, Hawthorne, NY 10532-1717; Purpose: Veterinary Technician; Perpetuity. #59147 Notice of Formation of 906 Madison Street LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 11/27/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: Daniel Gabay, 242 E. 19th St., Apt. 7G, New York, NY 10003. Purpose: any lawful activity. #59148 Notice of Formation of Irwin Gene Real Estate, LLC (the ìLLCî): Articles of Org. filed with Secretary of State of NY (ìSSNYî) on 10/11/2013. Off. Loc.: Westchester Cty. SSNY is designated as agent upon whom process against it may be served.

SSNY shall mail any process to the LLC at 80 Business Park Drive, Suite 100, Armonk, NY 10504.

Purpose: any lawful purpose or activity. #59149 Notice of Application for Authority of PURE SANITIZED ICE, LLC filed with the Secy. of State of NY (SSNY) on 11/26/13. Formed in PA 1/12/07. Office loc.: Westchester County. The SSNY is designated as agent of LLC upon whom process against it may be served. The address SSNY shall mail copy of process to and the office address required to be maintained in PA is 278 Rock Run Rd., Yardley, PA 19067. Cert. of Organization filed with Carol Aichele, Sec. of State, 401 North St., Room 206, Harrisburg, PA 17120. Purpose: Any lawful activity. #59150 Notice of Formation of PVS CONSTRUCTION, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 11/27/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The Law Offices of Anthony L. Meola, 2500 Westchester Avenue, Suite 210, Purchase, NY 10577, the registered agent upon whom process may be served. Purpose: any lawful activity. #59152 The Annual Return of the BossakHeilbron Charitable Foundation, Inc. for the fiscal year ended October 31, 2013 is available at its principal office located at 720 Milton Road, New York 10580, for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal manager of the Foundation is: Jane Heilbron. Dated: December 2013 #59153 The Annual Return of the Leo Rosner Foundation, Inc. for the fiscal year ended October 31, 2013 is available at its principal office located at 6 West Way, White Plains, New York 10605, Telephone No. (914) 682-2800 for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal manager of the Foundation is: William D. Robbins, Esquire. Dated: December 2013 #59154

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WCBJ • December 16, 2013

25

LEGAL NOTICES Continued from previous page NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY Name: RAJAHD, LLC. Certificate of Conversion filed with the Secretary of State of New York (SSNY) on 10/18/13 which is effective date of Certificate of Conversion from Partnership to LLC. Office location is Westchester County. SSNY has been designated as agent upon whom process against it may be served. SSNY shall mail process against LLC to Harriton & Furrer, LLP, 84 Business Park Drive, Suite 302, Armonk, New York 10504.

Purpose of LLC: to engage in any lawful act or activity. Neither a member of the LLC, a manager of the LLC managed by a manager or managers nor an agent of the LLC (including a person having more than one such capacity) is liable for any debts, obligations or liabilities of the LLC or each other, whether arising in tort, contract or otherwise, solely by reason of being such member, manager or agent or acting (or omitting to act) in such capacities or participating (as an employee, consultant, contractor or otherwise) in the conduct of the business of the LLC. Ad# 59119

Notice of Formation of Sideline Social, LLC Art. Of Org. filed with SSNY on 9/27/13. Offc.

Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 125 Darling Ave New Rochelle., NY 10804. Purpose: any lawful purpose. #59155 Notice of Formation of Root Technology Solutions, LLC. Arts. Of Org. filed with SSNY on 12/03/13.

Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process the LLC, 710 Warburton Ave Apt 3L, Yonkers, New York 10701. Purpose: any lawful purpose. #59157 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: Trebuchet Impact Advisors, LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 9/27/13. Office Location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 66 Lockwood Road, South Salem, NY 10590. Purpose: to conduct any lawful business for which limited liability companies may be organized. #59158

Notice of Formation of Two Moons Handbags, LLC. Art. of Org. filed with SSNY on 10/31/2013. Office location: Westchester County.

SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: P.O. Box 195, Armonk, NY 10504. Purpose: any lawful act or activity.Ad# 59120 Notice of Formation of 102 South Kensico Avenue LLC, a domestic limited liability company. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 11/09/12. NY Office location: Westchester County.

SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail a copy of process to: 930 Barberry Road, Yorktown Heights, New York 10598. Purpose: any lawful act or activity.Ad# 59122 IMAGING SERVICES OF WESTCHESTER, P.L.L.C., a Prof.

LLC. Arts. of Org. filed with the SSNY on 11/07/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom process against it may be served. SSNY shall mail process to: 244 Westchester Ave., White Plains, NY 10604. Purpose: To Practice The Profession Of Medicine. Ad# 59123

INDEX NO.: 65580/2012. Filed Date: 11/21/2013.

PROPOSED SUPPLEMENTAL SUMMONS. MORTGAGED PREMISES: 4 WESTERN DR., ARDSLEY, NY 10502.

(Section: 6.80, Block: 56, Lot: 22.1 f/k/a Sheet: 6A, Block: 1111, Lot: 100 f/k/a Sheet: 6A, Block: 1111, Lot: 57 & 59).

STATE OF NEW YORK. SUPREME COURT: COUNTY OF WESTCHESTER. U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THELXS 2006-2N Plaintiff, -againstUNKNOWN HEIRS TO THE ESTATE OF LOUIS PASCONE, if they be living and if they be dead, the respective heirs-at-law, next-of-kin, distributees, executors, administrators, trustees, devisees, legatees, assignees, lienors, creditors and successors in interest and generally all persons having or claiming under, by or through said defendants who may be deceased, by purchase, inheritance, lien or inheritance, any right, title or interest in or to the real property described in the Complaint, INDYMAC BANK, F.S.B., UNITED STATES OF AMERICA, NEW YORK STATE DEPARTMENT OF TAXATION AND FINANCE, THE PEOPLE OF THE STATE OF NEW YORK, “JOHN DOE #1” through “JOHN DOE #10,” inclusive the last ten names being fictitious and unknown to Plaintiff, the persons or parties intended being the persons, tenants, occupants, or corporations, if any, having or claiming an interest in or lien upon the mortgaged premises described in the Complaint, Defendants.

TO THE ABOVE NAMED DEFENDANT(S): You are hereby summoned to answer the Amended Complaint in this action and to serve a copy of your answer, or, if the Amended Complaint is not served with this Proposed Supplemental Summons, to serve a notice of appearance on the Plaintiff’s attorney within twenty (20) days after the service of this Proposed Supplemental Summons, exclusive of the day of service (or within thirty (30) days after the service is complete if this Proposed Supplemental Summons is not personally delivered to you within the State of New York); and in case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the Amended Complaint.

NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home.

Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property.

Sending payment to your mortgage company will not stop this foreclosure action.

YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. Dated: New Rochelle, N.Y. November 19, 2013.

Signed Pursuant to 22 NYCRR Section 130-1.1-a /s/_________________ Jonathan Pollack, Esq. McCabe, Weisberg & Conway

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INSID INSIDE DE

NEW YORK STATE LAW REQUIRES THAT WE SEND YOU THIS NOTICE ABOUT THE FORECLOSURE PROCESS. PLEASE READ IT CAREFULLY. SUMMONS AND COMPLAINT YOU ARE IN DANGER OF LOSING YOUR HOME. IF YOU FAIL TO RESPOND TO THE SUMMONS AND COMPLAINT IN THIS FORECLOSURE ACTION, YOU MAY LOSE YOUR HOME. PLEASE READ THE SUMMONS AND COMPLAINT CAREFULLY. YOU SHOULD IMMEDIATELY CONTACT AN ATTORNEY OR YOUR LOCAL LEGAL AID OFFICE TO OBTAIN ADVICE ON HOW TO PROTECT YOURSELF. SOURCES OF INFORMATION AND ASSISTANCE. The State encourages you to become informed about your options in foreclosure. In addition to seeking assistance from an attorney or legal aid office, there are government agencies and non-profit organizations that you may contact for information about possible options, including trying to work with your lender during this process. To locate an entity near you, you may call the toll-free helpline maintained by the New York State Banking Department at 1-877-226-5697 or visit the Department's website at www.dfs.ny.gov.

FORECLOSURE RESCUE SCAMS Be careful of people who approach you with offers to "save" your home. There are individuals who watch for notices of foreclosure actions in order to unfairly profit from a homeowner's distress. You should be extremely careful about any such promises and any suggestions that you pay them a fee or sign over your deed. State law requires anyone offering such services for profit to enter into a contract which fully describes the services they will perform and fees they will charge, and which prohibits them from taking any money from you until they have completed all such promised services. # 59134

FACES& PLACES Taking the lead More than 200 women and men gathered Dec. 5 at Trump National Golf Club in Briarcliff Manor for the inaugural “Pearls of Wisdom” event of the United Way Women’s Leadership Council. Retired Brig. Gen. Becky Halstead, founder of STEADFAST Leadership LLC, spoke about leading by serving others. Lisa Salvadorini was moderator of the event, which drew attention to the council’s “Teach Me to Fish” job-training program and “Smart Start” program for at-risk elementary school students.

1: Women’s Leadership Council founding member Leslie Lampert, Retired U.S. Army Brig. Gen. Becky Halstead, and WLC founding members Donna Goldman-Hirsch and Stacey Cohen.

2: WLC founding members Judy Myers, Kate McDonough, Angela Derecas Taylor, Angela Brock-Kyle and Bernadette H. Schopfer.

3: WLC founding member Ruth Mahoney.

4: News 12 Anchor and event emcee Lisa Salvadorini and United Way of Westchester and Putnam CEO Naomi Adler.

5: Anthony Davidson, dean of the School of Graduate and Professional Studies at Manhattanville College.

6: Nan Hayworth 7: Stephanie Conolly, Catherine Parker and Lynn Reichhott 8: Colleen Borrelli, Cynthia Rubino, Pat Keegan, and United Way board member Ingrid Richards.

9: WLC inaugural event sponsor and M&T Bank employee Lola Gazivoda, Boys & Girls Club of Northern Westchester Executive Director Brian Skanes, WLC inaugural event sponsors and M&T Bank employees Alicia Brockway and April Lasher, and guests Judith Factor and Rochelle Odesser.

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All photograph identifications are from left unless otherwise noted.

WCBJ • December 16, 2013

27

artsWestchester thanks its 2013 supporters and wishes everyone a Happy new Year filled with the arts!

Leaders ($500,000+)

sustainers ($5,000+)

Country Bank

Mantell Advisory, LLC

County of Westchester

Ms. Mary Bianco

The Crowne Plaza

Marcus, Gould & Sussman, LLP

Mr. & Mrs. Eugene M. Grant

Mr. & Mrs. Anthony Evnin

Mr. & Mrs. Gerard Curran

Dr. & Mrs. Burt Meyers

Mr. & Mrs. Jonathan E. File

Mr. & Mrs. Richard B. Dannenberg

Mrs. Katherine Moore

Founders ($100,000+)

Gabelli Asset Management Co.

D’Arcangelo & Co., LLP

OLA Consulting Engineers

Entergy

Julia B. Fee Sotheby’s International Realty

Mr. & Mrs. Alfred B. DelBello

Otis Elevator

Doral Arrowwood

People’s United Bank

ELCO Select Fund

Mr. & Mrs. Leslie M. Pollack

Empire City Casino

Purchase College SUNY

Mr. Luke Evnin

Rakow Commercial Realty Group, Inc.

Family Management Corporation

Mr. & Mrs. David V. Ring

Forest City Enterprises

Mr. & Mrs. Toby Ritter

Mr. Robert Fribourg

The Ritz-Carlton Mrs. Alexandra E. Rosen

New York State Council on the Arts Mr. & Mrs. Arthur Walker Pacesetters ($25,000+) Joseph & Sophia Abeles Foundation, Inc.

Key Bank Macy’s Mr. & Mrs. Donald H. McCree Ms. Barbara Z. Monohan Nordstrom

Aetna U.S. Health Care

Mr. & Mrs. Joseph Oates

Mr. & Mrs. Andrew Benerofe

Mr. & Mrs. John Peckham

Con Edison

Mr. & Mrs. David S. Price

Friends of the North Castle Public Library

First Niagara

The Hon. & Mrs. Martin L. Rogowsky

Gould Shenfeld Family Foundation

JP Morgan Chase

Mr. & Mrs. Walter Shmerler

Dr. LaRuth H Gray & Mr. Joseph Morgan

MAXX Properties

Thoroughbred Title

Mr. & Mrs. Andrew Greenspan

PepsiCo Foundation

Wells Fargo Private Bank

Greenwich Hospital

Reckson, A Division of SL Green Realty

Westchester Medical Center

The Greystone Bassuk Group

Wells Fargo

WTP Advisors

Hahn & Hessen Ms. Janet Hasson

Partners ($10,000+)

suPPorters ($1,000+)

The Hebrew Home at Riverdale

Anchin, Block & Anchin LLP

Allstate Insurance Company

Mr. & Mrs. Gary Hellinger

Clarfeld Financial Advisors

Aramark Corporation

Mrs. & Mr. Amy Heumann

Curtis Instruments, Inc.

Archbishop Stepinac High School

Mr. Paul Hoffmann

Mr. & Mrs. Paul Elliot

Mr. & Mrs. James Attwood

Horing Welikson & Rosen, P.C.

Ethan Allen Interiors

Bank of America

HSBC Bank, USA

Ms. A. Maren Hexter

Mr. & Mrs. John J. Barnes

Insuregy Agency, Inc.

Mrs. Betty Himmel

Benchmark Title Agency

ITT Industries

IBM

Ms. Dorothy A. Bennett

John Meyer Consulting PC

Jacob Burns Foundation

Berkeley College

Jonathan Rose Companies

Ms. Ellen Liman, The Liman Foundation

Mr. & Mrs. Glenn Bianco

The Journal News

Macerich Co. Cross County Shopping Center

Mrs. Wendy Blum

Ms. Alexia Jurschak

Mr. Michael Calano

Mr. Farooq Kathwari

Cappelli Enterprises

Katonah Museum of Art

Caramoor Center for Music & the Arts

The Kensico Cemetery

Clear Channel Outdoor

Korins & Kaufman Families

CMS Bancorp Inc.

Ms. Janet T. Langsam

Cohn Reznick, LLP

Mr. & Mrs. Jonathan Leader

Ms. Jean Marie Connolly

M&T Bank

Con Edison Solutions

Mr. Stephen Malfitano

Peckham Industries, Inc. Pernod Ricard USA Mr. & Mrs. Frank Schettino Mr. & Mrs. Robert Schmidt Mr. & Mrs. Alan Simon TD Bank United Airlines Westfair Communications, Inc.

This ad was made possible through the generosity of Westfair Communications, Inc.

Mr. & Mrs. Robert Roth RPW Group Sankel, Skurman, & McCartin LLP Saugatuck Construction Mr. & Mrs. Martin Schwartz Sciullo Construction Scully Construction Sidney Frank Imports Simone Development Company Spectra Energy Staples Stop & Shop (Store #527) Strauss Paper Co, Inc. Sublime Wireless Thompson & Bender Tilcon transFORM UBS Mr. & Mrs. Jay Walker Ms. Lucille Werlinich The Westchester The Westchester Bank Westchester County Medical Center Westchester Magazine Wilson, Elser, Moskowitz, Edelman & Dicker, LLP

(list as of Nov. 2013)